Heart of the Lakes Property Portfolio | Winter 2021

HEART OF THE LAKES PROPERTY PORTFOLIO | WINTER 2021

STAFF

STEV E B RU GGEM A N

GARY DAGNE R

DE A N H OG LU ND

Broker, REALTOR®, gri, crs steve@oakrealtymn.com (320) 274-6363 (612) 889-5245

Associate Broker, REALTOR®

A M Y M CN ELL IS

T IFFIN I K IE B E L

amy@oakrealtymn.com (612) 963-4190

tiffini@oakrealtymn.com (763) 464-2048

REALTOR®, gri

dean@oakrealtymn.com (320) 980-2445

REALTOR®

gary@oakrealtymn.com (320) 309-1739

REALTOR®, gri carla@oakrealtymn.com (320) 493-1361

J E NNA P OT T E R

CO R E Y C ZYCALLA

jenna@oakrealtymn.com (612) 801-4967

corey@oakrealtymn.com (320) 980-5897

REALTOR®, gri, crs

M E G A N JON E S

AMY S P I E L MANN

REALTOR®

REALTOR®

megan@oakrealtymn.com (320) 828-1308

CAR L A S U N DB LAD

REALTOR®, gri

amys@oakrealtymn.com (320) 309-5393

ANGI E BOY E R

REALTOR®

Office & Marketing Manager angie@oakrealtymn.com (320) 274-5737

OFFICES

Inside 8

LAKESHORE

17 RESIDENTIAL

AN N A N DA LE O FFIC E

720 Elm Street East | PO Box 298

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LOTS & LAND

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COMMERCIAL

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AREA MAP

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AGENT PROFILES

Annandale, MN 55302

Local: 320.274.5737 Fax: 320.274.8210 homes@oakrealtymn.com

ONLINE www.oakrealtymn.com

www.facebook.com/oakrealtymn

www.youtube.com/oakrealtysince1974 www.instagram.com/oakrealty720

M A PLE LA KE OFFIC E

501 Maple Avenue North | PO Box 564 Maple Lake, MN 55358

Local: 320.963.2088 Fax: 320.963.2089

Main Street

Take a trip down memory lane...we have added a bit

of Main Street throughout our first issue of 2021.

Main Street has been the heartbeat of the 'Heart of

the Lakes' throughout the years. Many generations have fond memories of an abundance of shops lining

PUBLISHING INFORMATION The Heart of the Lakes Property Portfolio is published each Spring, Summer, Fall and Winter. Advertising inquiries can be directed to homes@oakrealtymn.com.

DISTRIBUTION The Heart of the Lakes Property Portfolio is distributed at a number

of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.

DIGITAL EDITION

the street. In 2020 Main Street began recreating its

You can view an interactive digital version of each Property Portfolio

in 2021!

our web site to have it emailed directly to you.

look, and we can't wait to see the new vibrant look

Cover Photo: Main Street 1959

edition online at www.issuu.com/oakrealty. Contact us or sign-up on

p[

Icon indicates Virtual Tours and Property Trailers available.

Although the foregoing data has been compiled from sources deemed reliable, Oak Realty LLP does not guarantee its authenticity. It is intended for informational purposes only, is subject to prior sale, omission, error, revision and cancellation without notice, and should be independently verified with the source of such information.

As a company, there are a few things that we

believe

EDUCATION FIRST Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.

LOCAL KNOWLEDGE MATTERS We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road

plowed in the winter? There are thousands of good questions. Your agent will have answers.

RELATIONSHIPS ARE IMPORTANT We maintain strong relationships with service providers in our

area that you may need in your purchase or sale. This assures you

that you will have quality answers and solutions when questions or an unexpected problem arise.

TEAMWORK IS ESSENTIAL Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a

powerful way. When we help each other out, we are able to better serve our customers and clients.

NEGOTIATION IS KEY Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or

sale. Guidance that is clear, informative, and sincere is important.

Our agents will take you through each step with your best interest in mind.

WE ARE A MARKETING COMPANY We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all,

so expect a plan that is customized to your one-of-a-kind property!

Beware, we love to talk marketing!

THIS SHOULD BE FUN We don’t deny that buying and selling real estate can be among

the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.

BEACH SMORE'S SKIING FRESH-AIR MEMORIES HUNTING FRIENDS SUNRISE GARDENS WILDLIFE VIEWS PARADE CAMPING

SUNSETS CABINS SWIMMING FAMILY LAKESHORE FALL-COLORS COMMUNITY FARMS FISHING PARKS S

You Might Just Love it Here x

SNOWMOBILING RELAX WAKE BOARDING WAVES CANOEING SMALL TOWN CROSS COUNTRY SKIING FRESH

UNWIND SNOWSHOEING LOUNGING TRANQUIL ICE FISHING SOFTBALL CARNIVAL BOATING PEACEFUL BIKING TOGETHER MUSIC

SUMMERTIME TRAILS FOREVER HOME WALKS PIER SWIMMING BONFIRES FROZEN-LAKES DESTINATION

H WATER GRILLING RAINY DAYS FARMERS MARKET GOLFING RICH HISTORY SUMMER BREEZE HOLIDAYS

LAKE JOHN ACREAGE $849,900 | #5567450

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onderful development opportunity spanning across almost 51 acres of mature countryside. Sellers have a ‘concept plan’ along with some rough numbers of the development. The concept plan is complete, giving the idea of the potential development opportunities. The plan shows moving the road and allows for the possibility of 6 gorgeous lake lots, all 1+ acre each set in a prime location nestled on Lake John! One of the lots include a two bedroom walkout rambler with a double garage. This plan has been done to give the future developer an idea of the development potential. The property is in the orderly annexation area and would be best to annex into the city limits of Annandale. The location is perfect, just outside of Annandale set on the shores of Lake John with 1,080 of lakeshore. Developers will be able to offer country living and the convenience of being close to town with city amenities. Southbrook Golf Course is just across the road offering; walking paths, a driving range, clubhouse with restaurant and a playground. With this fantastic location including; rolling hills, lakeshore lots, wooded areas and mature land, lots will be highly sought out.

This property is ideal for a future housing development located just outside the city limits of Annandale offering a wonderful school district, many shops, businesses, restaurants, churches, parks and walking trails!

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Northern Minnesota Properties

IDEAL HUNTING AND LAKESHORE LOTS

Augusta Lake, 243 feet of shoreline | $59,900 15 miles South of Eveleth

Augusta Lake, 223 feet of shoreline | $59,900 15 miles South of Eveleth

Floodwood, 80 Acres | $27,900 30 miles Southwest of Grand Rapids

Finlayson, 80 Acres | $55,500 1 1/2 hour to Minneapolis

A LITTLE SLICE OF HEAVEN AWAITS YOU

Up North

COREY CZYCALLA Cell: 320-980-5897 corey@oakrealtymn.com

Seriously Local

because we embrace the Heart of the Lakes

OUR ROOTS START HERE At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been

called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with

great schools and endless recreation. It is important to us that

we surpass being just knowledgeable of the area, and that we also

provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There

are a couple of things at the core of what “Seriously Local” means:

NICHE MARKETING Our focus is here. We know the local market, and its history,

extremely well. If you’re looking at property and want to know

specifics about fishing or a local school bus route, we have your

answers. If you’re selling, these are things your buyer will want to

know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or

seller. For that reason our web site, www.oakrealtymn.com, is use-

ful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information.

Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.

HEART FOR THE COMMUNITY This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake

associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade and the

Chili Cook-Off, among many others. We also join in to support other surrounding communities in their celebrations as well.

LAKE SYLVIA

$544,900 | #5691072 Start making memories this summer with this recently updated cabin on 82.5 feet of Lake Sylvia shoreline. Gather with family and friends and

take in gorgeous views of the lake from almost every corner you turn. A lakeside porch with pergola and deck will welcome you home. Enter into the kitchen offering a stove, refrigerator, beautiful center island and stunning original hardwood floors that flow to the living room com-

plete with free standing gas fireplace. Turn in for the night with three bedrooms, including a master bedroom with a private lakeside deck and pergola. The cabin is finished off with a 3/4 bathroom with a barn sliding door and a laundry/mud room. Step outside and relax in the lakeside sauna or on the lakeside deck. Spend your days on the sandy beach and fantastic hard bottom Lake Sylvia shoreline.

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LITTLE SWAN LAKE $94,900 | #5626227

Tucked in the trees on Little Swan Lake, this wooded lot is ideal for anyone looking to enjoy lake life. Privacy can be yours, spread out with

1.5 acres and take in the views of 176 feet of shoreline. Conveniently located near the lake access, close to Highway 15 and a short drive to Dassel offering great amenities. Little Swan Lake spreads across 51 acres while being a great fishing lake, anglers will enjoy a variety of fish

including Largemouth Bass, Northern Pike, Pumpkinseed and more! Located in the fantastic school district of Dassel Cokato, start planning your dream home today.

p LAKE SYLVIA

$1,250,000 | #5691143 Settle in on the shores of Pebble Beach! This striking new construction stretches along 90’ feet of gorgeous Lake Sylvia shoreline. Look no further as this home has it all with plenty of room for all! Completely finished, this exquisite abode contains five extra spacious bedrooms (check out

the dimensions), three alluring bathrooms and all of the high end finishes you can think of. Enter into the spectacular kitchen to find sparkling

granite counter tops, Whirlpool stainless steel appliances, hickory cabinets, slow close drawers/door, large pantry, and trendy custom pendant lights above the center island. Fantastic lighting flows through the luxurious double sliding doors to the entire main level and highlights the beautiful tongue and groove walls and nine foot ceilings. Million dollar views will be had from nearly every angle of the expansive wraparound deck to the screened in porch. A brand new home on waters edge that fits the entire family.

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p PEARL LAKE RESORT $649,000 | #5616334

Do not miss this hidden gem nestled on 205 feet of lakefront on Pearl Lake. It is more than 2.31 acres of rare level lot, it is also the only resort

on Pearl Lake and has been around for more than 30 years. If you love lake life, or a new business opportunity, this is your next destination! The

property includes a beautiful rambler style home, 18 licensed seasonal RV spots, ten on property and eight leased. Two newly finished cabins, partially built third cabin, and many other amazing amenities. Abundance of parking, mature trees, and privacy surround you. Spend summer

on the sandy beach with renters, family, or as your own long-term resort escape. Do not miss out; the lake is waiting! Pearl Lake offers great fishing year-round and located 20 minutes to Saint Cloud and just over an hour to the metro.

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La k es hor e

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p MAPLE LAKE

$729,900 | #5666882 Situated in one of the most peaceful areas of Wright County, this property is truly a slice of heaven filled with panoramic views of the countryside. Envision

owning a family farm that has been in the same family since 1898; this is the first time it has been offered for sale. Lush mature trees spread across 61+ acres with two duck and geese ponds, trail system and a creek running through the property with rolling hills that lead you to an abundance of wildlife including

deer, turkey and geese. Let your winter adventure begin with an amazing sledding hill and space to snowmobile. The property offers a farmhouse with four bedrooms, living room, kitchen, dining room and a walk-out lower level plumbed for a wet bar. You’ll feel like you are in your very own treehouse in the

screened porch off the 42x35 pole shed with pre-cast full basement. The property is complete with a pole shed including a hoist and nostalgic buildings including; small barn, two garden sheds and a tool shed. Across the street, there is a beautiful 77 acre county park with horse trails, and just down the road is Nye Park with fantastic walking trails. This is where the magic begins. Imagine an outdoor playground where anything is possible!

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p ANNANDALE

$335,000 | #5564500

p MAPLE LAKE

$144,900 | #5696473

Beautiful patio home just completed on south edge of town. Master Affordable cottage with private wooded setting near Sugar Lake. The

suite with dual closets, private bath and great view of the natural wet- home has been tastefully updated over the years and ready to move lands that back up to the property. Kitchen opens to the living and right in. With a deck and large exposed aggregate patio there is plenty

dining room and offers center island, granite counter tops, walk-in of room for outside entertaining in this quiet country setting. Trade in pantry and ample cabinet space. One-level living at its finest.

city life and come check out affordable country living.

p ANNANDALE

$899,000 | #5671917 Carved out of colossal douglas fir logs, this breathtaking true log home was custom built with no detail being overlooked. A two-story vaulted porch leads you

into the foyer opening to the great room featuring a 26-foot vaulted ceiling, wood burning fireplace and floor to ceiling windows. Gather in the screened porch, spacious deck, dining room with wood burning fireplace and a stunning kitchen offering granite countertops and custom hickory cabinets. Retreat for the night

in the main level master bedroom including a full private master bathroom with steam shower, walk-in closet and laundry area. Offering more than enough

space, the upper level is a haven with a second master bedroom, full bathroom, loft overlooking the main level and two additional bedrooms. Entertain with ease, the lower level is ideal with an additional fifth bedroom, full bathroom, family room, entertainment space, wet bar and fantastic theater room. Spend your days outdoors making memories with bonfires, relaxing on one of the many decks or taking-in the wildlife. This log home is certainly a dream!

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Heart of the Lakes Weavers As you enter a large color-filled space, you will quickly realize you have found a hidden gem right in the heart of Annandale. The weavery is abuzz with creative energy, friendly chatter and focused attention. The thumping of the looms create a steady rhythm while keeping the beat for the weavers. This place is truly magical.

The Annandale Art & Textile Center is the home of the Heart of the Lake Weavers, a non-profit vocational weaving program that provides job skills and creative space for young adults with developmental disabilities and

alternate learning styles. The weavers learn much more than weaving, also gaining job skills such as the importance of working as a team and staying on task. They not only receive a paycheck but the sense of being productive members of their community creating items of beauty and value for which they are earning a well-deserved reputation.

The weavers are part of the weaving process from beginning to end and quite often find their own niche or style within the process. The most exciting part of the day is when a weaver completes a roll of fabric. The celebration of this accomplishment takes on a life of its own with weavers and customers singing, clapping and cheering as yards of gorgeous completed fabric are revealed! To support the weaving program Annandale Art & Textile Center also sells the art of over 35 talented local artists and offers weaving classes too. The heartbeat of the center is, however, the Heart of the Lakes Weavers.

For all team members involved in the Heart of the Lakes Weavers program, the true meaning is found in providing jobs with dignity and a place to belong.

A nna ndale

Cle ar w a te r

He r i ta ge Pa rk

Tr i ple t t Fa r m s

C l e a r w a te r

Lake Sylvia

Mapl e L a k e

S o u h t b r ook

GALLERY OF SOLDS

Indian Lake

C l e a r w a te r L a k e

Ce d a r La k e

Long Lake

GENEVA Twin Homes Heights W

elcome to this wonderful development located

in the heart of Maple Lake. Offering one-level twin

homes with the ease of being association maintained.

The open concept homes are complete with two

bedrooms, two bathrooms and a double garage, all on

a concrete foundation. These quality built homes offer care free living. Starting at $242,900.

Contact:

TIFFINI KIEBEL

GARY DAGNER

Cell: 763.464.2048 tiffini@oakrealtymn.com

Cell: 320.309.1739 gary@oakrealtymn.com

p SOUTHBROOK

$369,900 | #5698368 Welcome to Southbrook Golf Course Community. This stunning, one-level home has an estimated completion date of March 31, 2021. It boasts

a welcoming foyer, an office with french doors and is very open and bright. Enjoy open concept living with a gorgeous kitchen offering granite

countertops, custom cabinets, center island and stainless steel appliances. Kitchen opens to spacious living room dripping with natural light, gas

burning fireplace with cultured stone, wonderful built-ins and vaulted ceilings. Living room opens to dining room that walks out to the covered patio and backyard. Turn in for the night in the retreat-like master suite offering a gorgeous trey ceiling, large walk-in closet and full private

master bathroom with granite countertops, double sinks, make-up vanity, free standing tub and separate shower with tile. The home is finished with two additional bedrooms, full bathroom, laundry room and an abundance of closets and storage. Insulated garage has extra room for golf cart parking.

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Residential

SOUTH HAVEN

$290,000 | #5701595 Tucked among the towering trees this 1.5 wooded private acre you will find this newer built walk-out rambler. The main level features a well designed open floor plan along with the private master suite there are two additional bedrooms and two bathrooms. The kitchen and dining room area transitions nicely to large living room and deck ideal for gathering. The lower level has started to be finished just needs your final

vision for completion. If you love the entertain in the great outdoors then you will love this spacious 16x24 deck. Along with the spacious deck there are two additional outdoor spaces for you to enjoy this private country setting. Home is located in prime location with easy access to major roads that lead to metro and Saint Cloud. Escape city life and start enjoying the perks of living in the country.

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A

PINTAIL PONDS rriving in the spring of 2021 in the Pintail Ponds Development, three more homes will be added to the

neighborhood. If you are thinking of making a move to Annandale and are looking for carefree living with an affordable

association fee, this development is ideal. The development has a continuous walking path that leads to Annandale’s many wonderful amenities.

GARY DAGNER Cell: 320.309.1739 gary@oakrealtymn.com

N 94° 6’ 41”

45°

15’ 26”

W

y

Annandale Minnesota

MAIN STREET 1945 COLOR RENDITION

nipping at your nose

jack frost

KIMBALL

$299,900 | #4987372 Prime 26 acres in the city limits of Kimball. Located across the street from a convenience store with a housing development adjoining the west property line. Great busy location! Currently being farmed with both beans and corn. Great location off Highway 15 with a short drive to Saint

Cloud. Ideal location to develop or to keep as your own. The Kimball area is a great community offering nice amenities just a short drive away or enjoy a nice walk to the downtown area. Come take a look at this property and decide for yourself.

BRAINERD

SOUTH HAVEN

$34,900 | #5557280

$39,900 | #5652567

HOWARD LAKE

$130,000 | #5699444

Nicely wooded 1.7 acre lot located just outside Finalize your building plans on this wooded Looking for a place to build with some acreof Brainerd on paved county road. Site used to lot located in Lakes of Fairhaven development. age? This is a perfect lot - great for a hobby

have a trailer that has been removed so site is Privacy producing trees consume this 1.77 acre farm with 19.53 acres! Open to all builders. all cleared and ready for a new building. Sep- property with a portion that has already been This is parcel A on referenced survey. This tic has been disconnected and still on the site. cleared out. This wonderful location offers a lot does include 1 building entitlement. Final Whether your future home site or getaway up community park within walking distance and is taxes due for this lot will be determined at the north this is a beautiful site to do it on.

LITTLE FALLS $87,500 | #5331691

just across the street from Lake Louisa/Marie.

NORWOOD YOUNG AMERICA $174,900 | #5692906

county.

SOUTH HAVEN $18,900 | #5507899

This 12-acre parcel offers a great variety of 6.14 beautifully wooded acres ready for your Heavily wooded .60 acre lot ready to build woods, Mississippi river frontage and your building plans. Located at the edge of the your new home with deeded access to the lake. very own piece of an island. With roughly 900 City of Young America just off County Road Lower portion lot is nicely wooded and will feet of river frontage there are several spots for 33, this wonderful site is ready for your dream need to be cleared for building. Affordable campfires and fun times along the river’s edge. home. Contact Carver County Land Manage- lot can be used recreationally or building of a If you are looking for simple off the grid living ment for future use questions. Located in Cen- home. Will need to get septic design done and this could be the ideal piece of land.

tral School District.

approved by county.

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SOUTH HAVEN

HOWARD LAKE

$94,500 | #5679346

$160,000 | #5699433

Is the country calling your name? Nearly 3.5 acre lot minutes south of Are you looking for some fantastic country acreage? At just over 39

Annandale. Enjoy privacy on this lot and excellent nature views across acres, this land brings so many possibilities. Keep it tillable or start

the road as it is a wildlife management area. There is a silo remaining your very own hobby farm. There is plenty of room for a shed and from a previous farm site. Existing well on the property can be used some animals if you choose. Beautiful country living and an ideal place with a new pump. This is a wooded lot within the heavily sought after to build our next dream home. Located on the NE edge of the city Annandale school district to build the home of your dreams.

Contact Information: 320-274-6336 Backyardmn.com info@backyardmn.com 38

Land

limits offering great town amenities.

Locations: 940 Elm St E, Annandale MN 55302 24142 Smiley Rd, Nisswa MN 56468

ANNANDALE

$95,900 | #4938414

MAPLE LAKE

$24,900 | #5685434

ANNANDALE

$54,900 | $5676270

Build your dream home with amazing southern Here is an open lot within the city limits of Set on an acre of rolling land, this buildable acre views of Limestone Lake. Privacy can be yours on Maple Lake. This is a nice level lot and open to lot is ideal for your dream home. Beautiful half

this 1.57 acre lot which is perfect for the nature all builders. This is one of the few lots still avail- wooded acre offers privacy and views of wildlover to enjoy wildlife. Includes 1/16th interest in a able within the city limits. Customize your own life. The location is perfect offering a short drive 44+ acre outlot and lakeshore on Limestone Lake. home and make it yours. Maple Lake School to Annandale or St. Cloud. Located in the well

Located walking distance from 350+ acre of State district and close to many great shops and busi- sought out Annandale School District. Start of Minnesota/DNR land.

nesses. Open to all builders; call today!

planning your new home today.

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[ KIMBALL

$150,000 | #5247971

ANNANDALE

$35,900 | #5608693

CLEARWATER

$250,000 | #5474958

Ideal site to move your business or start a new Wonderful level lot set in the Southbrook Golf Unique investment opportunity overlooking

business. Prime exposure and location for your Course community. This vibrant housing devel- the Mississippi River located near Clearwater’s business to succeed. Located on Highway 55 opment offers a great playground, cart paths, Historic Main Street! Zoned R-4 Residential the lot provides great access for your customers driving range, clubhouse and restaurant. En- Low Density and is also in the Wild & Scenic

and great exposure for your business. The lot is joy walking paths to town with fantastic shops, Corridor. Perfect for single family homes, two-

0.69 of an acre so would make a great spot for schools, churches, parks and beaches. Gorgeous family dwelling and/or townhouses. Almost two your business.

views are waiting for your dream home!

CLEAR LAKE

$99,900 | #5631228

KIMBALL

$22,000 | #4863503

acres near Interstate 94 and County Road 24.

SOUTH HAVEN

$69,900 | #5577968

10.03 wooded acres ideal for future home. Lo- Welcome to Heritage Park Development Scenic private heavily wooded 2.1 acre lot located close to access to Elk Lake. Great acre- just two blocks north of the school and from cated on a dead end road. County land backs age to build your dream home. Tuck your new Highways 15 and 55. This is a twin home lot up to property so there is plenty of room to home into the woods for peace and tranquility. so there will be two homes on each lot. There enjoy nature at its best. Located close to many Great hunting spot until you decide to build. are 26 twin home sites on 13 lots. Affordable area lakes. Open to all builders. Come and Time to get out of the city and get yourself lot prices in a prime location. City living with build your new custom dream home. some acreage to give yourself some elbow room. countryside views.

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Land

ANNANDALE ACREAGE

W

$379,900 | #5219211

onderful rolling land, nicely wooded with a pond offering a serene setting. Ideal 39.82 acres located at the edge of the City of Annandale offering a prime development opportunity. This parcel is adjacent to the city limits and is located within the orderly annexation agreement, it is very possible for this property to be annexed into the city limits. The city guided this property for single family residential use with the possibility of multi-family and higher density housing. The city has also planned an East/West road that would run directly through the property, this could be a great value in the access and would likely increase demand.

Located just outside the heart of Annandale offering wonderful school district, shops, businesses, churches, parks, golf courses and beaches. Easy access to Highway 55 and Highway 24, ideal for commuters.

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21 RB A O VA #2 ILA 04 B 87 ILI 16 TY

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V

Hillside Retreat

VACATI O N RENTAL

15335 76TH STREE T N W, S OUT H H AVE N ON LA K E SY LV I A

Retreat to this completely rebuilt year-round cabin set on the shores of Lake Sylvia and enjoy lake living.

Gather in the main level living room with natural light from many windows offering stunning views of the shoreline. The main level is finished with a bedroom and three-quarter bathroom. Entertain in the kitchen offering a center island and sliding glass door to one of the spacious lakeside decks. Gather in the family

room while taking in the amazing Lake Sylvia views, this level is complete with an additional bedroom and

three-quarter bathroom. A spiral staircase will lead you to the bunkroom that opens to another lakeside

deck. You’ll certainly find fantastic views of Lake Sylvia from many lakeside decks complete with a large pergola. Many gathering spaces throughout invite you to entertain and relax in this spacious year-round cabin set on water’s edge. The rental comfortably sleeps nine and offers kayaks, fire pit, propane grill, and

fishing poles for you to enjoy. Whether it’s the pitter-patter of the kids’ feet as they anxiously await a dip in

the lake or a night with friends around the bon-fire, this cabin is waiting for you to start making memories.

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Va c ation Rental

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com

LIMESTONE TRAILS $105,900 | #4937186

THE MEADOWS OF SOUTH HAVEN Lots starting at $69,900

Privacy and seclusion can be yours on this 3.12 acre lot. Build your

Buildable lot sizes vary from 3-3.9 wonderful acres. They provide excel-

try lot is perfect for the nature lover to enjoy the wildlife. Includes

Rolling lots are available for walkout homes along with outbuildings

dream home with southern views of Limestone Lake. This coun-

lent countryside views along with blacktop roads and peaceful setting.

deeded interest in a 25+ acre outlot and lakeshore on Limestone Lake. being allowed and all owners have access to the 34 acre outlot. A quiet Located across the street from 350+ acre of State of Minnesota/DNR land. Located in the Annandale School District.

development of large upper-end county homes is ideal for you to build your forever home. Located in the Annandale School District.

HERITAGE PARK OF KIMBALL A development with the future at heart. Parks and paths to enjoy and rain gardens. Easy access to skiing, golfing, boating and shopping. Use your own builder or use one of ours!

Single family and twin home lots available. Oversized city lots starting at $22,000.

GARY DAGNER cell: 320.309.1739 gary@oakrealtymn.com

CARLA SUNDBLAD cell: 320.3493.1361 carla@oakrealtymn.com

COKATO

ANNANDALE

$199,900 | #5206700

$234,900 | #5656892

Commercial opportunity in Cokato. Great location with high foot Fantastic opportunity to own retail office space. Run your own busitraffic. Currently leased with successful, well established businesses ness while receiving rent from other established businesses. Besides

in the town Hub of Cokato. Instant income making potential, well a spacious parking lot, there is also a large backyard complete with maintained building with seven individual units. Parking lot is owned a deck offering a sliding glass door entry. Eight office spaces make and maintained by the city of Cokato.

40

Comme r cial

up the building. More details on Pg. 42.d

Main Street.

just blocks away from

KIMBALL

$239,000 | #5248148 Prime commercial land opportunity. Prized location with exposure from two major highways. Heavy daily traffic count so your new business

venture will not lack exposure. The most desired commercial lot in the area is available. Would make a great spot for a strip mall, office park or retail outlet for multiple tenants. Ideal location for bank or credit union with drive thru. Customers will love the convenience and access of the location. Ready for your business venture. The lot is located on the corner of two major highways creating the highest of visibility for your

business. The adjoining 0.69 acre lot is also available for purchase if more room is needed. Bring you established business or idea and watch your business grow. Sign and light poles are already on the property.

F

COMMERCIAL OPPORTUNITY $234,900 | #5656892

antastic opportunity to own retail office space. Run your own business while receiving rent from other established businesses. Besides a spacious parking lot, there is also a large backyard complete with a deck offering a sliding glass door entry. Eight office spaces make up the building, including a centralized men’s and women’s bathroom. Prime location just off of well traveled Highway 55 and just blocks away from Main Street. The Heart of the Lakes area is a wonderful community offering great school districts, many parks and beaches and well established neighborhoods while continuing to grow. Are you ready to make your mark on this community?

42

Comme r cial

Y IT IL B 28 A IL 62 6 VA # 4 A 21 BO 20 VR

Shadowlands Guest House 6225 PILGER AV EN UE N W, A N N A N DA LE ON LAK E SY LV I A

VACATI O N RENTAL

Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on

Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.

Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax

by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch.

Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.

You will enjoy the crystal clear waters of the private swimming beach, the beautiful apple orchard and mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect

with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter

skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock and lakeside fire pit. Isn’t it time you treated yourself to a week away?

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com

Call for 2014 Rental Availability!

Va c a t i on Renta l

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ence working with people in a professional and respectful manner.

He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures).

For the past 24 years he has been an active, full time agent in real estate.

STEVE BRUGGEMAN

DEAN HOGLUND

B r ok e r/O wne r, REALTOR®, CRS, G RI

A s s oc i a te B r ok e r, REALTOR®

Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”

A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing.

He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says.

Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. They enjoy time spent with their two boys and their families including two grandchildren. He is a motorcycle enthusiast and enjoys traveling with his family.

He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak. Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in the Greater Annandale Area, “It’s a great place to invest in.” He is also known for his extensive market knowledge and his unmatched devotion to clients.

Steve has been designated a Super Real Estate Agent in 2014, 2015 and 2019. Steve was also named one of the ‘Best Real Estate Professionals’ from Minnesota Monthly in 2018, 2019 and 2020.

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A gent P r of iles

Gary is a well rounded agent dealing with first time home buyers on up to high end real estate.

He says he loves to see the smiles on his clients faces when they close on their home purchase.

Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.

Gary and his wife Hollie reside in Clearwater area with their three children. He is an avid golfer, and enjoys gardening and vacationing in his spare time. He is active with their children and their busy lives.

Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office.

Dean and his wife Bonnie live on Pleasant Lake in Annandale. They are blessed with three children and seven grandchildren.

CARLA SUNDBLAD RE ALTO R® , GRI

Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip.

GARY DAGNER RE A LTO R® , GRI

Gary has been with Oak Realty for 24 years, and has lived in the Annandale area for 43 years. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as long.

An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experi-

Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for Wright County, in addition to several other health care related positions.

Familiar with the greater Annandale area and it’s people, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer.

There is nothing more satisfying to her than to present a new home owner the keys to their new home and welcoming new residents to the area.

Carla proudly calls herself a retired Hockey Mom, in her spare time enjoys camping with her friends and family, and being active in her community. She enjoys working on various crafts including knitting & sewing.

in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.

AMY MCNELLIS RE ALTO R ® , G RI

She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrapbooking, photography, golfing, sports and spending time with family and friends.

She has a drive to help people discover the beauty of the lakes area and the expertise to help them find the right lake house, cabin, cottage, or home to fit their needs.

“Buying and selling can be stressful, and I strive to have an open ear to answer any questions and prepare a buyer or seller on how the process generally goes to make it as smooth as possible.”

Amy currently resides in Rockford with her fur babies. In her spare time she enjoys listing to music, playing pool or cribbage, and just having fun! Spending time with friends and family and being at her parents’ home on Lake Sylvia are her favorite ways to relax. She loves all of the seasons that Minnesota has to offer, but like a true Annandale native, the 4th of July is one of her favorite times of year!

TIFFINI KIEBEL REALTOR ®

Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor

RE A LTO R®

Corey joined Oak Realty in the Summer of 2013. With 10+ years spent working in customer service, Corey enjoys working in the community he lives in, helping current and future residents with their real estate needs.

Listening to and educating his clients, exceeding their expectations, and being accountable for what he says, are incredibly important to his work.

Amy joined the Oak Realty team of realtors in the Spring of 2009. Raised on Lake Sylvia and familiar with the Heart of the Lakes area, Amy has a passion for the lake life in Annandale and surrounding communities.

Amy worked in the mortgage and advertising fields before getting her real estate license. She enjoys the quick changes and challenges of the real estate industry, as well as the helpful, team atmosphere in the office.

COREY CZYCALLA

JENNA POTTER RE A LTO R® , GRI , C RS

A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate of Becker High School and a 2008 Cum Laude graduate of the University of Wisconsin-Stout.

Since getting in to Real Estate Jenna has gained a great amount of experience helping first-time home buyers looking for that special place to call home, move-up buyers, and vacation property seekers looking for that "home" away from home.

Jenna is grateful for the wonderful people she has met and looks forward to helping new clients while retaining relationships with past ones.

She prides herself in her care for others and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.

Jenna and her husband Derek reside on Rice Lake in Clearwater with their three children Jaylyn, Axel and Dallas. In addition to being an active participant in the Becker Chamber of Commerce, Monticello Rotary Club and local athletic leagues, Jenna enjoys spending time with her family and friends that all reside close by.

He, along with daughter Peyton and sons Everett and Bennett, have lived in Annandale since 2008.

He is a current member and past president of the Annandale Lion’s Club and was reelected to the city council in 2018.

Along with being a member of the council, he sits on various boards and committees that keep him connected to what is happening throughout the community.

His favorite time of year is the annual 4th of July events, especially helping with the Lion’s concession trailer. In his free time, he enjoys golfing, bowling, hunting, fishing and time spent with his family & friends.

MEGAN JONES RE A LTO R®

Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.

She continued her studies at MN State University – Mankato and found herself back A ge n t P r of iles

47

home. Like many in our office, she missed the place she calls home.

Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.

Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” They also look forward to ice fishing on Clearwater Lake and visiting Pleasant Lake beaches in the Summer. Megan currently resides in Kingston with her daughter Lillian and significant other, Kody. They plan to move to Annandale in the near future.

AMY SPIELMANN RE ALTOR ®

Amy Spielmann and her family moved to the area in 2014 to her husband’s hometown, Annandale. They reside on Bass Lake and are fond of lake life anytime of the year. As a mom of four and wife, she knows the meaning of time management and organization.

Thanks to her previous journey as a dental hygienist, she is used to helping people through nervous situations and making sure they always leave with a smile. Amy has been an active member of the Heart of the Lakes and is so excited to be turning that community focus toward real estate. With a passion for service in the Annandale area, she is ready to help with your home buying and selling needs. As a proud member of the Oak Realty family, Amy carries the values of hard work, integrity, and outstanding client service into everything she does.

When Amy isn’t making home ownership dreams come true for her clients, she enjoys spending time with her husband Eric and children; Abby, Will, Clare, Wyatt and puppy Otis.

They love fishing the area’s lakes, hiking, camp48

A gent P r of iles

ing, swimming, playing board games and taking in all the colors during the fall, her favorite time of the year.

ANGIE BOYER O ff i c e & Ma rk e t i n g Ma n a ge r

Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives.

Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she shares fresh ideas in marketing and advertising, and keeps our busy office running smoothly.

Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves.

In her free time, Angie treasures spending time with her family, her husband Shawn, daughter Justice and son Chance, labs Sarge and Jackson, being active in her children’s activities and relaxing at her parents’ lake home. “I also enjoy going on motorcycle rides, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.

OUR HISTORY

Oak Realty was founded in 1974 when Don Bruggeman purchased Daryl Gunnarson Realty, and changed the name to Oak Realty after its location on Oak Avenue, Annandale’s charmed Main Street. Our red and white leaf was born and along with it, a tradition of providing quality real estate service in the Heart of the Lakes area.

In 1986 Don’s son Steve joined the business.

Opportunities to own lakeshore property were abundant in those days. Lake homes and cabins in the area ranged from $40,000$100,000 and real estate companies literally held the keys to their front doors. The Sunday Star Tribune was widely-agreed to be the resource for new listings, and buyers often came through our office door with that ad in hand, eager to look at property.

We expanded into the 90’s and outgrew the office on Main Street. In 1996 Oak built a new office with more space and visibility on Highway 55. Steve purchased the business in 2000, and soon after the Internet began to change the industry in profound ways.

By 2001 we had our first web site and the fat MLS books were collecting dust in the corner. Oak Realty acquired Lake Country Properties in neighboring Maple Lake in 2007, our local presence expanded to two offices, and our staff grew again. In 2019 we celebrated a milestone, 45 years in business.

The anniversary also marked a new beginning. Though excited about where perseverance and hard work has brought the company in its early years, we’re even more excited about what lies ahead.

Our approach to business has changed greatly due to the shift in how buyers and sellers can obtain information. Over the years, however, the true relationship between agent and client hasn’t changed. Since our founding over 47 years ago, our success has been carried by our ability to build long-lasting relationships.

Relationships based on honesty, respect and fair business practices. We love taking our customers for a drive through the area and educating them on the various lakes, neighborhoods and their histories. While the majority of today’s buyers (and sellers) have done research online before speaking to an agent, many are quick to realize there is a lot to learn about this area, and a visit with a local expert is a great place to start.

We are proud to be an innovative company.

We enjoy seeking new solutions to bring into our business and have continued to do so as we grow and change. We want tools that help us do our job better and more efficiently, and systems that help you buy or sell property with greater confidence. While no one can predict the future, it seems almost a certainty that the Heart of the Lakes will continue to retain its warm character and draw new people to its lakes and countryside. For those that its lifestyle appeals to, (frankly, we wonder how it couldn’t) our friendship and services will be there.

Main Street Throughout the Years

to be continued

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Seasons

CA PT UR IN G T H E E S S E NC E O F T H E H E ART O F T H E L AK E S

Every sunset brings a promise of a new dawn.

Ne w Ye a r s D a y, 2021.

CA LL. CLICK . CO M E IN. WE OFFER

Experienced and knowledgeable REALTORsÂŽ ready to assist you in a relaxed, comfortable setting.

A free, complete market analysis of your lakeshore, residential, land or commercial property.

Complimentary wall-sized individual area lake map prints.

Complimentary area maps.

Excellent marketing resources and high-quality advertising.

A foundation of success with over 46 years in business.

YOUR G UIDE S TO T HE HE ART O F T HE L AK E S S I NC E 1 9 7 4 WW W. OAK R E ALTY MN. CO M