Heart of the Lakes Property Portfolio | Winter 2018

HE ART O F T H E LA K E S PROPERTY PORTFOLIO

|

WINTER 2018

STAFF

STEV E B RU GGEM A N

Broker, REALTOR®, gri, crs steve@oakrealtymn.com (320) 274-6363

CA RLA SUN DB L A D

REALTOR®, gri

carla@oakrealtymn.com (320) 493-1361

HOLLIE DAGNE R

REALTOR®, gri

hollie@oakrealtymn.com (320) 309-1739

DE A N H OG LU ND

REALTOR®, Associate Broker

GARY DAGNE R

REALTOR®, gri

dean@oakrealtymn.com (320) 980-2445

gary@oakrealtymn.com (320) 309-1739

TOM G AY

AMY MC NE L L I S

REALTOR®

REALTOR®

tom@oakrealtymn.com (320) 492-1641

amy@oakrealtymn.com (612) 963-4190

JE N N A P OT T E R

CO R E Y C ZYCAL L A

REALTOR®, gri, crs

jenna@oakrealtymn.com (612) 801-4967

REALTOR®

corey@oakrealtymn.com (320) 980-5897

MI K E MC NELLIS

REALTOR®, gri, lmc, ccse, a-reo™

mike@oakrealtymn.com (320) 266-0198

T I F F I NI KIEB EL

REALTOR®

tiffini@oakrealtymn.com (763) 464-2048

ANGI E BOYER

Office Manager/Marketing angie@oakrealtymn.com (320) 274-5737

Inside

OFFICES

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LAKESHORE

30 RESIDENTIAL

AN N A N DA LE O FFIC E

41

LOTS & LAND

51

COMMERCIAL

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AREA MAPS

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AGENT PROFILES

720 Elm Street East | PO Box 298 Annandale, MN 55302

Local: 320.274.5737 Fax: 320.274.8210

ONLINE www.oakrealtymn.com

www.facebook.com/oakrealtymn

www.youtube.com/oakrealtysince1974

M A PLE LA KE OFFIC E

PUBLISHING INFORMATION

501 Maple Avenue North | PO Box 564

The Heart of the Lakes Property Portfolio is published each Spring,

Local: 320.963.2088 Fax: 320.963.2089

homes@oakrealtymn.com.

Maple Lake, MN 55358

Summer, Fall and Winter. Advertising inquiries can be directed to

DISTRIBUTION

Join Our Team

The Heart of the Lakes Property Portfolio is distributed at a number

of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be

If you are familiar with the Heart of the

happy to send you one.

getting your real estate license, come talk to

DIGITAL EDITION

als who work independently but value how

You can view an interactive digital version of each Property Portfolio

Call 612-889-5245.

our web site to have it emailed directly to you.

Lakes Area, and have or have thought about us. We are a fast-paced group of profession-

the team and company functions as a whole.

edition online at www.issuu.com/oakrealty. Contact us or sign-up on

p[

Icon indicates Virtual Tours and Property Trailers available.

Although the foregoing data has been compiled from sources deemed reliable, Oak Realty LLP does not guarantee its authenticity. It is intended for informational purposes only, is subject to prior sale, omission, error, revision and cancellation without notice, and should be independently verified with the source of such information.

As a company, there are few things that we

believe

EDUCATION FIRST Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.

LOCAL KNOWLEDGE MATTERS We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road

plowed in the winter? There are thousands of good questions. Your agent will have answers.

RELATIONSHIPS ARE IMPORTANT We maintain strong relationships with service providers in our

area that you may need in your purchase or sale. This assures you

that you will have quality answers and solutions when questions or an unexpected problem arise.

TEAMWORK IS ESSENTIAL Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a

powerful way. When we help each other out, we are able to better serve our customers.

NEGOTIATION IS KEY Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or

sale. Guidance that is clear, informative, and sincere is important.

Our agents will take you through each step with your best interest in mind.

WE ARE A MARKETING COMPANY We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all,

so expect a plan that is customized to your one-of-a-kind property!

Beware, we love to talk marketing!

THIS SHOULD BE FUN We don’t deny that buying and selling real estate can be among

the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.

wonderful

W hat a

place this is.

The Heart of the Lakes is located a half hour South of St. Cloud and an hour’s drive Northwest

of the Twin Cities on Highway 55. Although near these bustling areas and their conveniences, the Annandale Area is absent of traffic, alive with small town tradition and just when you need it most, it can be oh, so wonderfully quiet.

A peaceful but convenient destination also means a valuable one. This is truly a market all its

own. Comparables are unique by body of water, neighborhood and community. Working with the most established real estate team in the area guarantees you dependable professionals that are fun, comfortable to work with and incredibly knowledgeable. A firm understanding of the local market is key to a successful search or sale.

p[ LAKE AUGUSTA $59,900 | #4879921

LAKE MARIE

$40,000 | #4681673

CEDAR LAKE

$239,900 | #4851194

Excellent camping lot in private Timberwoods Great opportunity to own frontage on the Lovely one-story home with 11 feet of lake-

Resort. This lot sits one row off the water with south side of Lake Marie in the Scenic Shores shore on Cedar Lake. Custom built in 1994, beautiful views of Lake Augusta. Take a right development. Two parcels combine for .31 this home consists of two bedrooms and one

turn to head through the channel onto the acres and 120 feet of shoreline. Lake Marie bathroom, complete with a jetted tub, shower 3,100+ acre Clearwater Lake. You will enjoy and Lake Louisa join together to give you 335 and sauna. Sitting on nearly an acre on a dead

sand volleyball, basketball, horseshoes, child- acres of fishing and recreation. Septic suitabil- end street, this property offers great privacy as rens play center, dock fishing, enclosed swim- ity evaluation has been completed. ming area with swim raft and walking paths.

it is surrounded by mature trees.

p GRANITE LAKE

$54,900 | #4830574

LOCKE LAKE

$114,900 | #4809260

CLEARWATER LAKE $639,900

Stunning lakeside property set on Granite Wonderful lot set on Locke Lake with beauti- Stunning true log home set on the shores of

Lake. Property offers 1.37 acres with 100 feet ful views of the shoreline. Fantastic lake span- Clearwater Lake. Main level features include

of lakeshore. This is the ideal spot to build your ning across 156 acres. Imagine your dream kitchen, dining room, bedroom, bathroom, dream home. Lake spans across 339 acres with home on the lake! Nicely sloped lot is ready laundry room and spacious lakeside living a water clarity of 6 feet and is located 6 miles for you to start planning your forever home. room. Private master suite is located on the from Annandale offering fantastic amenities Close to Interstate 94 and located in Monti- upper level that includes a full bathroom and a and a wonderful school district. Buy today and cello School District. start planning your forever home tomorrow!

sitting room. More details on Page 10.

p CLEARWATER LAKE $639,900

Settle into this stunning true log home set on the shores of Clearwater Lake. Feel like you are truly up north as soon as you walk in. The main level is dripping with natural light and offers fantastic views of the lake from a wall of glass. The kitchen opens to the dining room offering tons of space for entertaining. The main level is finished off with a bedroom, bathroom, laundry room and spacious lakeside living room. Retreat for

the night in the upper level private master suite with full master bathroom and a sitting room just as you enter. Your favorite spot to enjoy the

lake will definitely be the wrap around deck with a wide open staircase leading to the large sandy beach. Need more space? The finished bunk house located above the garage is ideal for overnight guests. Make this your dream home and take in the views of Clearwater Lake year-round!

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L ak eshor e

[ LAKE SYLVIA

$699,900 | #4717299 This spectacular residence on Flannery’s Bay was completed in 2006 with a gorgeous selection of materials, luxurious accents from doors to lighting, and an incredible attention to detail throughout. From a lofted master suite that overlooks a stunning, two-story great room with a wall of glass facing the lake, this property will impress inside and out. Warm paints and rich, wood floors flow throughout the main floor gourmet

kitchen into a private executive office and comfortable living room. The lower level features a classy laundry area with countertop and refrigerator,

adjacent to a cozy family room with wet bar and even a wine storage room. Two guest bedrooms, one with a full bath and large walk-in closet, complete the walkout level. There is always room for company and space to entertain, and you’ll enjoy the wooded backyard and quiet lakeshore on Annandale area’s finest Lake Sylvia!

La k es hor e

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p LAKE SYLVIA $650,000

Fabulous sunrises await your arrival on this West Lake Sylvia beauty. Year-round lake home has been nicely updated with modern flair making you feel right at home when you escape to the lake. One will enjoy the lakeside porch for the early bird watching the sun rise over the water or

finish your evening with family and friends listening to the sounds of the water cascading upon the shoreline. Centered in both the main level

living room and lower level family room are stone surround gas burning fireplaces. The mature treed half acre lot offers endless breathtaking views of the crystal clear water of Lake Sylvia. Lakeside festivities could not get any better on the spacious lakeside deck. Follow that with an easy stroll down to 100 feet of Lake Sylvia’s finest shoreline.

p[ LAKE SYLVIA

$949,900 | #4328707 Come home to this beautiful West Lake Sylvia lake home and surround yourself with 5+ acres of mature woods and privacy. Perched above the

lake with spectacular views, this thoughtfully finished year-round home or vacation retreat was built in 2007 with quality and comfort in mind.

It is the details that make this home shine. Douglas fir wood floors with a fascinating history, custom knotty alder cabinets that close silently,

in-floor heat in every bathroom, and wonderful top of the line appliances. Retreat to a master suite that has its own sliding doors to the lakeside deck, a customized walk-in closet, and spacious master bath with whirlpool tub. Use the expansive upper level recreation room for family fun and entertaining. A setting perfect for the couple or family seeking a spectacular home in the trees. This property is ready to be enjoyed!

La k es hor e

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p LAKE MARIE

$199,900 | #4864063 Awesome potential! Check out this cabin on Lake Marie. It sits on a large .64 acre lot with ample parking. Just off the road you will find a garage

suitable for a car or pontoon boat. There is additional space in the back of the garage as well. The cabin features two bedrooms and a full bathroom.

Massive deck overlooking the lake will be great for entertaining. Lower level is currently a work space/storage area. It does walk out to a nice

screened porch with gradual slope down to 152 feet of shoreline. Whether you choose to use the cabin as is, or remodel and make it your own, or eventually remove and build you dream home, this lot will be a great spot for years to come!

SU Y IT IL B A 8 IL 22 VA 6 A 46 # ER M BO M VR

Shadowlands Guest House 6225 PILGER AV EN UE N W, A N N A N DA LE ON LAK E SY LV I A

VACATI O N RENTAL

Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on

Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.

Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax

by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch.

Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.

You will enjoy the crystal clear waters of the private swimming beach, the beautiful apple orchard and mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect

with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter

skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock and lakeside fire pit. Isn’t it time you treated yourself to a week away?

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com

Call for 2014 Rental Availability!

Va c a t i on Renta l

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LAKE JOHN $849,900

Wonderful development opportunity spanning across almost 51 acres. The location is perfect, just outside Annandale set on the shores of Lake

John with 1,000 feet of lakeshore. Developers will be able to offer country living and the convenience of being close to town with city amenities.

Southbrook Golf Course is just across the road offering; walking paths, a driving range, clubhouse with restaurant and a playground. This fan-

tastic location includes rolling hills, wooded areas and mature land. Lots will be highly sought out. Property includes a 1,116 square foot house,

old farm house, barn, shed and silo, with a private well and septic. The house includes; two bedrooms, one bathroom, kitchen, dining room, foyer, living room, and an unfinished walk-out basement in the Annandale school district. This property is ideal for a future housing development!

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L ak eshor e

Seriously Local At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long

been called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live

here full time, and it’s no wonder why. It’s a charming small town with great schools and endless recreation. It is important to us that we surpass being just knowledgeable of the area, and that we also provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There are a couple of things at the core of what “Seriously Local” means:

NICHE MARKETING Our focus is here. We know the local market, and its history, extremely well. If you’re looking at property and want to know

specifics about fishing or a local school bus route, we have your answers. If you’re selling, these are things your buyer will want

to know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful and full of local information. It offers quick links to area

lakes, a fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.

HEART FOR THE COMMUNITY This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade and the Chili Cook-Off, among many others. We also join in to support other surrounding communities in their celebrations as well.

2018 HOUSING INCENTIVE PROGRAM The City of Annandale is offering reduced Sewer and Water Access Charges (SAC/WAC) for the construction of new single-family and twin home units.

WHAT TO KNOW • The program is available Jan. 1, 2018 - Dec. 31, 2018.

• Up to 8 units will be eligible for the program. The program

will be implemented on a first-come, first-served basis.

• Sewer and Water Access Charge will be waived at the time

the permit is issued.

• 2018 Sewer and Water Access fee is $6,900.

• Minimum value of $195,000 (not including lot price) is required.

• Permits must be submitted by Dec. 31, 2018.

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Lak eshor e

SU Y IT IL B A 9 IL 62 VA 3 A 36 # ER M BO M VR

Sunset Retreat

VACATI O N RENTAL

6633 COU N TY ROA D 3 N W, A N N A N DA LE ON L AK E SY LV I A

Experience lakeshore living from this charming cabin, on the most spectacular shoreline located on Lake Sylvia in the Heart of the Lakes. You will relax in a large screened in porch overlooking the level, natural

shoreline and crystal clear waters. Enjoy a bonfire on waters’ edge while watching the loons during sunset.

This summer getaway has plenty of room for the whole family to gather and spend time with each other.

Settle in comfortably with three bedrooms, a spacious living room and a full kitchen. This cabin has many

recent updates including a new dock; perfect if you are brining your boat. The rental should have all you need for your vacation; linens, towels, fully stocked kitchen and a charcoal grill. Gather your fishing poles and water toys and take in the sun on 100 feet of pristine sand shoreline. Tucked in the trees, you will

fall in love with lakeshore living. Enjoy many shops, restaurants, parks, and boat/water toys/jet ski rentals nearby. Lake Sylvia spans across 1,524 acres, two lakes connected by a wide channel with 17 feet of water clarity. Pets are always welcome here. Could you use a quiet escape?

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com Call for 2014 Rental Availability!

Va c a t i on Renta l

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S

LIMESTONE LAKE $849,900 | #4754660

tunning property set on the shores of Limestone Lake. Situated on over 89 acres with over 1,200

feet of good lakeshore, this property has it all! Fantastic views are endless with two ponds surrounded by towering trees, 5 acres of 60 feet white pines all set on Limestone Lake. Just off the peninsula there is an

ideal spot for a gazebo. Could you imagine your days taking in the views? This property is perfect for your dream home, or if you are a developer looking for your new project.

24

Lak eshor e

p LAKE LOUISA $459,900

This spectacular home on the shores of Lake Lousia will wow you from the moment you drive down the driveway! The meticulously groomed yard and landscaping creates an elegance with the backdrop of the stately brick accented home. All eyes focus on the wall of windows, featur-

ing stunning lake views as you enter the home. The amazing open floor plan and high ceilings fashion a comfortable living space. Thoughtfully

designed with all living facilities on one level and lots of additional storage spaces. This three bedroom home is so clean and well maintained; pride of ownership is very apparent. 102 feet of rip rap shoreline with sandy, firm bottom and sought after gradual slope to the waters edge is what everyone is looking for. Additional .62 acre back lot included to build that pole shed you always wanted! Lake Louise connects with Lake Marie for a total of 335 acres of water to delight in. The maximum depth is 44 feet and 6.5 feet clarity.

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[ HOWARD LAKE

$749,900 | #4795073 Settle in for the summer at this unique home set on the shores of Howard Lake. The main level is great for gathering with friends and family

offering an open concept with stunning views of the lakeshore. From the spacious kitchen, living room with a gorgeous fireplace to a lakeside

4-season porch dripping with natural light, you will be impressed. The main house is finished off with three bedrooms, two bathrooms and a walk-out lower level. Need extra space for weekend guests, private home business or maybe a rental for extra income? There are mother in-law

suites that are completely finished with separate entrances and lakeside decks. Suite 1 includes a bedroom, full bathroom, kitchen, living room, family room with fireplace, laundry room and utility room. Suite 2 includes two bedrooms, two bathrooms, living room, family room, laundry

room and utility room. Property can be subdivided for multi-family housing. The possibilities are endless; are you ready for your new adventure?

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Lak eshor e

SU Y IT IL B A 0 IL 71 VA 2 A 83 # ER M BO M VR

Hilltop Haven 14223 68TH STREE T N W, A N N A N DA LE ON LA K E SY LV I A

VACATI O N RENTAL

Get away from everyday life and enjoy all that Lake Sylvia and the Heart of the Lakes have to offer.

Relax in this inviting home set on waters’ edge. Every season has something special to offer along with

breathtaking views of Lake Sylvia’s stunning backdrop. Comfortable living accommodations offer a fully

updated home with three bedrooms, living room, kitchen, office, dining room, lakeside deck, entry deck, family room and one and a half bathrooms. Cozy up to the double sided gas fireplace offering warmth to

the living room and master bedroom. Entertain in style with a spacious kitchen offering granite, stainless

steel appliances, and plenty of counter space. Take in the views from a lakeside deck just off the living room.

Lake Sylvia is known for its crystal clear water that spans across 1,524 acres. Great for boating, summer and winter fishing, snowmobiling, summer and winter skiing, and so much more. Many gathering spaces

throughout invite you to entertain and cherish each other’s company. Bring your own boat; dock is waiting

to be used. So grab a pole, your cross country skis or splash around and enjoy every season on the lake. I bet you’re ready for a rejuvenating getaway!

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com

Call for 2014 Rental Availability!

Va c a t i on Renta l

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Events 43RD A N N UA L M A P LE LA K E FIS H I NG D E R BY

4 1 ST ANNUAL MAP L E L AK E ST. PAT R I C K ' S

Saturday, February 3, 12-3 p.m., Maple Lake South

DAY F E ST I VAL AND PAR AD E

Access

Saturday, March 17, 1:30 p.m.

LIONS YOUT H IC E FIS H IN G CON T E ST

S P R I NG BR E AK F O R ANNANDAL E S C H O O L S

Saturday, February 17, 11 a.m.-2 p.m., Pleasant

March 16-23

Lake South Access

A N N UA L LION S E A ST E R E G G H UN T

F I S H I NG O P E NE R

Saturday, March 31, 10 a.m., City Park

Saturday, May 12

KIM B A LL B US IN E S S E XP O

ANNANDAL E C HAMBE R C H I L I CO O K- O F F

Saturday, April 7, 8:30 a.m.-12:30 p.m., KAHS

Saturday, May 26

A N N AN DA LE B US IN E S S E XP O

ME MO R I AL DAY, MO NDAY MAY 2 8

Saturday, April 14, 8 a.m.-1 p.m., AHS

Pancake Breakfast, City Park Pavilion

A LL-CI TY G A R AG E S A LE

Saturday, May 5

Memorial Day Parade and Remembrance, 10 a.m.

MAPLE LAKE

$159,900 | #4900989 Wonderful townhome set in the Paumen Addition offering a great neighborhood. Walk in to an open main level including a foyer with tile flooring and coat closet. The living room is spacious with new flooring, gas fireplace and television hook-up above. The living room leads into the dining room offering a sliding glass door to future patio and fantastic wood flooring spanning through the kitchen. Cook all those meals in

a large kitchen with tons of storage space. The main level is finished with a half bathroom, utility room, under stairs storage and a double garage.

Retreat for the night in the upper level offering hallway laundry, master suite with walk-in closet and full private master bathroom, three ad-

ditional bedrooms and a full bathroom. This is a great home completely move-in ready offering an ideal location close to town!

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Residential

ANNANDALE $350,000

This turn of the century home built in 1906 is a landmark of the Heart of the Lakes with its breathtaking charm and stunning original detail.

Fantastic craftsmanship can be found throughout the home offering original quarter sawn oak trim and doors, oak and maple flooring, hand

carved banisters, and all original light fixtures. Enjoy gatherings in the generously-sized main level including a spacious kitchen opening to the den and formal dining room. The living room is warmed with an original wood burning fireplace and stately columns leading to the grand foyer with open staircase. Retreat for the night in the upper level offering a master suite including a spacious walk-in closet and two private master

bathrooms. The upper level is finished off with two additional bedrooms and a full bathroom. The home has a full walk-up attic offering great potential and a spacious lower level for extra elbow room. Relax on your front porch and enjoy the heart of Annandale with an expansive lawn highlighted with meticulous landscaping.

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Quality Matters

L E ARN A B OUT OUR P H OTOG R A P H Y & VIRT UA L TOU R S

Here at Oak Realty, our job is to highlight your investment. We do this by using a state-of-the-art camera that takes sweeping 360 degree photos of every room in your house, which are then digitally stitched together to create a seamless 3D virtual tour and dollhouse mode (shown at left) of your home. Imagine taking the roof off your home and looking in to see nearly every detail, or walking through the home right from your computer and get-

>

Visit www.oakrealtymn.com, and search MLS# 4328707 to experience this 3D virtual tour!

ting a clear sense of the space. This cutting edge technology puts buyers inside your home and they can experience fully immersive, virtual spaces that feel so real, it’s like being there!

We also offer stunning photography with an advanced camera that uniquely combines nine photos with different exposures. The result is a picture perfect photo. This process allows viewers to see the full dynamic range of a scene, just as our own eyes are able to, so the view of an interior space as well as the view outside are crystal clear. This is why these photos are so attractive and showcase the home from every angle.

We feel photos and technology matter and they are an essential marketing tool. That’s why we have the equipment and skills in house to provide this technology to all of our sellers. This gives us unlimited control and we are able to update our tours and photos seasonally. When we market your property, making it look its very best is our priority. Exceptional photography and technology is not an add-on, it is crucial for all of our listings.

ANNANDALE

$773,900 | #4876943 Breathtaking country estate set on 10 acres of rolling land is the perfect setting for this dream home. A winding tree lined driveway leading to an expansive pole shed offering a storage loft and in-floor heat is ideal for a shop. Just around a curve sits a gorgeous home perched on a hill offering

stunning views of the countryside. Gather in the spacious open main floor including a fantastic kitchen with center island, granite countertops, and tile accents. The living room has a gas burning fireplace, large mantel and includes a vaulted ceiling highlighting large beam accents. The

main living area is finished off with a dining room, 4-season porch, and back foyer offering custom country-style lockers, a large pantry, walk-in

closet and half bathroom. Retreat for the night in a master suite with an enormous walk-in closet including laundry, sliding glass door to deck, and a private master bathroom. The lower level includes a family room, recreational room with access to the garage, laundry room, full bathroom and three additional bedrooms. Spend your days outdoors taking in the fresh air and stunning views!

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Residential

p MAPLE LAKE

$99,900 | #4664877

SOUTH HAVEN

$159,900 | #4900424

p CLEARWAT ER

$179,900 | #4889763

This is a great investment property in the heart Quaint year-round cottage in beautiful coun- Whether year round living or weekend retreat, of Ma­ple Lake. Offering a nice duplex with the try setting. Cottage offers great views of Lake this updated charmer is ready for you to enjoy. option to rent both units or use as a single- Francis and just steps away from the public ac- Quaint maintenance-free cottage conveniently family home and rent upstairs unit for addi- cess for easy use of the lake. The home has had located off the interstate. The spacious ž of tional income. It is located within walking dis- many updates over the last few years so home acre matured wooded lake lot gives you plenty tance to many businesses, shops and schools. is ready for immediate occupancy as no work is of room at the lake. The warm comfy knotty The location is perfect on a corner lot with needed. This adorable country home is a great pine interior awaits your arrival. Quiet bay is large mature trees. Come take a look today! first home or great home for snowbirds. perfect, relaxing setting.

p ANNANDALE

$209,900 | #4902023

ANNANDALE

$229,900 | #4900822

Welcome to Pintail Ponds. This exciting development is starting to take Pintail Ponds is proud to offer this classy two-story to the development. off and ready to welcome you to the neighborhood. This fresh and mod- This home is currently under construction but well on its way to giving ern looking patio home will soon be finished and ready for a new owner. home buyers another choice in this growing area. The home is well laid

You will love the openness from the kitchen through the four-season out to accommodate a retiree that wants space for friends and family porch. Master suite is laid out on the back of the home with private visiting or a growing family looking for extra elbow room. Spacious up-

bath, walk-in closet and great views. Cozy four-season porch walks out per level family room for fun times with friends and family. Garage has to large patio to enjoy outdoor living and scenic views. Affordable as- an added nook for additional storage. Homes design and colors will be sociation fee is for snow and lawn care.

pleasing all buyers. Affordable association fee is for snow and lawn care.

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p SOUTH HAVEN $179,900

p

p[ BUFFALO

$238,900 | #4887282

FAIR HAVEN

$165,000 | #4875004

Lovely one-story home with all 3 bedrooms Home features 4 bedrooms on the upper level Modernized 1 ½ story home located in Fairhavand living areas on the main level including a with master suite on main level and 4 bath- en on large ¾ acre corner lot. Home features second laundry room. Built in 1963, this won- rooms. Plenty of room with generous room 2 beds, 1 ½ baths, main floor bed, main floor

derful property offers oak hardwood floors sizes, dining room, 4-season sunroom, expan- laundry, wood and ceramic tiled floors. Awethroughout, maintenance free siding, large dual sive kitchen with dining option and lower level some outdoor entertaining areas include patio pane Andersen picture windows, built-ins and family room with a projector screen and sta- and raised deck. Over sized detached garage is two fireplaces. Located off 55 in South Haven. dium seating. Seasonal views of Buffalo Lake!

insulated and great for all your storage needs!

p ANNANDALE

$327,400 | #4875182 Golf course living at its finest. Sprawling walkout rambler overlooking the 9th hole in Southbrook Golf Course community. One will love your

backyard oasis that offers summertime fun with a gorgeous pool and outdoor entertainment area. The open front concrete porch welcomes fam-

ily and visitors to your lovely home. The spacious living room is banked by large windows to allow the sunlight to flow through this room all day long. Four bedrooms that have great size to them making you feel like you have four master suites. Everything you desire in this golf course

community with a great location to course and restaurant. Private back deck offer great views of the action on the course. Home has a great floor plan to compliment the exterior amenities.

36

Residential

W

elcome to Taylor Commons, a new patio home development located in Maple Lake. Built with Insulated Concrete

Forms (ICF), designed for a quieter & safer home along with a lower energy bill. A standard floor plan will offer 1,500

square feet, 2 bedrooms, 2 bathrooms, 2 car garage, front porch & rear patio, vinyl wood grain flooring, maintenance

free siding, asphalt shingles and concrete driveway. Many upgrades available including; in-floor heat, granite counter-

tops, attic storage and central vacuum. Starting at $209,900. Come pick your lot today and plan your forever home!

DEAN HOGLUND

TIFFINI KIEBEL

Cell: 320-980-2445 dean@oakrealtymn.com

Cell: 763-464-2048 tiffini@oakrealtymn.com

Making Ice & Memories When winter arrives, conversations turn to ice. How are the roads? How thick are the lakes now? When will it stay cold enough to flood the rink? The week after Christmas was the coldest on record in Minnesota, ever, and gave a crew of

dedicated volunteers the opportunity to bring life back to the corner of Park Street and Pleasant Avenue. It was quickly transformed into a space for all ages and abilities to enjoy.

Annandale's skating rink is owned by the school district and is maintained by both the school and the city. Service organizations like the Lion's Club, Girl Scouts and the AHS Service Learning class have all contributed to the upkeep and improvements made to the rink over time. Their partnership has made having a community rink possible!

Skaters are welcome to use the ice any time. Lights can be turned on between 5-9 p.m. with a switch on the north side of

the warming house. They do automatically shut off at 9 p.m. Rink Rats brings the youngest members of our community

to the ice throughout the winter. This entry level program is designed to introduce kids to skating and for parents to see

if they are interested in hockey. So bundle up, dust off those skates, and go make some memories on the rink this winter.

A special thank you and recognition is given to the following individuals who give of their time and energy each winter for the love of the ice and our community: Keith Jerpseth, Derek Groth, Jim Hallstrom, Mark Logeais, Jim Splinter and Patrick Splinter.

5 A cr es

Annandale

Annandale

C l e a r w a te r L a k e

Tr i pl e t t Fa r m s

R a mse y L a k e

GALLERY OF SOLDS

M apl e L a k e

Cedar Lake

L a ke Syl v i a

Annandale

C l e a r w a te r

Mapl e L a k e

ANNANDALE

ANNANDALE

ANNANDALE

$34,900 | #4800253

$59,900 | #4834851

$69,900 | #4817163

Beautiful wooded corner lot with city ameni- Wonderful wooded lot set just outside of An- Beautiful 3.36 acre half wooded and half till­ ties! Nice established neighborhood on dead- nandale in the country. This 1+ acre lot is a fan- able building lot offering fantastic privacy and

end street. Close to community offerings. tastic buildable lot perfect for the home of your seclusion. Borders a State Wildlife Sanctuary Build your dream home and take advantage of dreams. Close to town offering great amenities with an abundance of wildlife. En­joy stunning

Annandale's building incentive program get- including thriving businesses, churches, parks, views of water that is located just across the ting septic and water hook up at no cost!

lakes and a well sought out school district.

street. Wonderful location, just outside the

town of Annandale offering many businesses, shops, parks and a fantastic school district!

MAPLE LAKE $109,900

SOUTH HAVEN $23,900 | #4882867

MAPLE LAKE $119,900

Looking to start your own hobby farm? Here Check out this wonderful .71 acre wooded lot Approximately 10 acres welcomes you to is a perfect 10 acres just for that. Country liv- in Scenic Shores with deeded shared access to country living! Plenty of space for a large ing yet just a few miles from town. Nice rolling Lake Marie. Beautiful building site for future yard, and outbuilding or two, room for all your land with some wooded areas. Driveway ap- home. There is currently a shed on the property toys. Close to town and I-94 located just outproach already slated in. Property is located off for storage needs. Total of 4 PID's included. A side Silver Creek. Lot should be suitable for a nice blacktop road. Great space for a large yard perfect and affordable site to build your dream walk-out home and open to all builders. Check this out today and build your dream home! and room for outbuildings if you choose. home and enjoy the lake!

La nd

41

W

elcome to this scenic upscale development set on the shores of Sugar Lake. 38 acres of common green space are

stunning; enjoy the wildlife year-round. 14 gorgeous 2+ acre country lots are ideal for your dream home in a fantastic

setting. Located just outside the city of Annandale, you’ll love the short drive to town offering wonderful shops, busi-

nesses, parks and an amazing school district. Come pick your lot today and start planning your forever home!

STEVE BRUGGEMAN Cell: 320.889.5245 steve@oakrealtymn.com

LOT B LOC K AC R E AG E P R I C E

LOT BLO C K AC R E AGE P R I C E

1 1

45.2

SOLD

15 2

2.1

SOLD

2 2

1.1

SOLD

17 2

2.1

$79,900

1 2 3 2 4 2 5 2 6 2 7 2 8 2 9 2 10 2 11 2 12 2 13 2 14 2

1.0 1.1 1.8 2.8 3.3 1.8 1.7 1.6 1.5 2.1 2.1 2.2 2.7

SOLD SOLD SOLD SOLD SOLD SOLD SOLD SOLD SOLD

$79,900 $79,900

PENDING PENDING

16 2 1 3 2 3 3 3 4 3 5 3 1 4 2 4 3 4 1 5 2 5 3 5 4 5

2.0 2.3 2.4 2.5 2.3 2.7 2.0 2.0 2.0 2.0 2.0 2.0 2.1

$79,900 $64,900 SOLD SOLD

$64,900 $64,900 $49,900 $49,900 SOLD SOLD

$79,900 $79,900 $79,900

ANNANDALE $34,900 | #4730996

ANNANDALE

$164,900 | #4783502

CLEAR LAKE

$59,900 | #4760364

Wonderful lot for a walkout home on Annan- Beautiful two-stall garage on a .46-acre lot Scenic 20 acre recreational property. Great dale's sought after Southbrook Golf Course with a great view of Cedar Lake is ready for hunting preserve and camping land. One area

which is a full service, 18-hole golf course a home to join it! Building is 28x32 with of high ground that you could possibly build open to the public. Features include a newer many upgrades and a finished upper level (less on. With many lakes near by this is an ideal playground within walking distance along with plumbing) complete in knotty pine. Lower location to put up a pole shed for rental opporcart paths, driving range, restaurant and club- level has a concrete floor and vinyl tiles, per- tunity. Abundance of wildlife trails throughout house. This development is sure to impress!

MAPLE LAKE

$110,000 | #4865652

fect for a car collector or someone who needs the property. nice storage!

ANNANDALE

Lots starting at $28,900

SOUTH HAVEN $199,900

Located east of Maple Lake, this is a great Wonderful level lots set in the Southbrook This wonderful acreage has 21 acres of recplace to build your country home. Five acres to Golf Course Community. This vibrant hous- reational fun! Plenty of room for hunting or sprawl out and enjoy. Very level land, currently ing development offers a great playground, four-wheeling. Large garage on the property

rented for farm land, this is perfect for your cart paths, driving range, and clubhouse & has plenty of room for all of your storage hobby farm! Surrounded by mature pines of restaurant. Enjoy walking paths to town with needs. Plenty of deer, coyote and turkey tracks. neighboring properties. Maple Lake provides fantastic shops, schools, churches, parks and Property is currently non-buildable but a wona small town atmosphere, including seasonal beaches. Gorgeous views are waiting for your derful location near Lake Sylvia public access. farmer's markets and movies in the park.

44

L a nd

dream home!

S

(2) 80 ACRE PARCELS

$449,900 EACH | #4891461 and #4891462

portsman special set on a total of 160 acres with each parcel offering 80 acres of gorgeous country

view, ponds, low land and mature woods. Approximately 40+ acres of tillable land for each parcel along

with two building eligibilities. Located just outside Annandale offering wonderful amenities, shops, parks, beaches and a fantastic school district. The possibilities are endless with this property!

La nd

45

[ CLEARWATER

$424,900 | #4760651

ANNANDALE

SAUK RAPIDS

$39,500 | #4610999

$42,000 | #4804085

Opportunity to own over 60 acres of prime Fantastic 1.43 acre wooded lot that overlooks Great location on the edge of town. One-acre building land! Four parcels of tillable and the Mississippi River! This lot features a beau- lot with mature trees. Just need to build your

wooded acreage, rolling hills and breathtaking tiful building site tucked back in the trees with new home or great spot to build a pole shed for views over two ponds. Build your dream home a driveway approach already in place. Conve- area lakeshore owners. Located close to Lake with space left for hunting, ATV riding and niently located off Highway 15 and Benton John and Southbrook Golf Course. Come enfarming. This private retreat is tucked back for Drive, this lot is close to shopping, parks, trails, joy the Heart of the Lakes area! privacy but accessible from County Road 7.

ANNANDALE

$31,500 | #4705109

and downtown Sauk Rapids.

SOUTH HAVEN

SOUTH HAVEN

$64,700 | #4830705

$72,000 | #4801625

Wonderful level patio home lot in the South- Scenic private heavily wooded 2.1 acre lot lo- Gorgeous rolling 2.5 acre countryside lot in

brook Golf Course community. Enjoy views of cated on a dead end road. County land backs the Hidden River Development with majestic the course from your front door and views of up to property so there is plenty of room to views of the Clearwater River and surrounding

the driving range from your backyard. Fantas- enjoy nature at its best. Located close to many countryside. Beautiful homes throughout the

tic community with walking paths, playground, area lakes. Open to all builders. Come and development. Community dock and walking driving range and a club house offering food, build your new custom dream home. drinks, pro shop and golf.

46

L a nd

trail for you to use. Shared community septic system.

[ ANNANDALE

$39,900 | #4424401

CLEARWATER

$129,900 | #4844945

CLEARWATER

$250,000 | #4673233

Lovely lot set on the tee box of Hole 3 at Prime rolling wooded 13 plus acre parcel locat- Unique investment opportunity overlooking Southbrook Golf Course in Annandale. This is ed on paved road in great location just minutes the Mississippi River located near Clearwater’s

the perfect spot to build a walkout home with from the interstate. Land consists of woods, Historic Main Street! Zoned R-4 Residential

stunning views of the course. Enjoy the conve- grassland and a pond. Several nice building Low Density and is also in the Wild & Scenic nience of a short drive to town. A great neigh- spots to place your dream home. Ready to get Corridor. Perfect for single family homes, two-

borhood to live in with walking paths and a out of the city and enjoy country living? Come family dwelling, and/or townhouses. Almost 2 new playground!

CLEAR LAKE

$109,900 | #4854504

check out this parcel it will not disappoint.

MAPLE LAKE $129,900

acres near I-94 and County Road 24!

GRASS LAKE

$79,900 | #4868163

10.03 wooded acres ideal for future home. Lo- Beautiful 10 acre lot ready for your new home Wonderful corner lot set in the country. Macated close to access to Elk Lake. Great acre- and outbuilding. Close to I-94 with easy access ture trees line the almost acre lot offering a

age to build your dream home. Tuck your new to County Road 8 as well. Should be suitable beautiful setting. There is a 38x26 pole buildhome into the woods for peace and tranquility. for a walk out home and is open to all builders. ing with furnace, wood stove, double door and

Great hunting spot until you decide to build. Back side of property is nicely wooded. Roll- single door. Have even more storage space Time to get out of the city and get yourself ing acreage makes this the perfect spot to start with a 15x10 storage shed. Enjoy views and some acreage to give yourself some elbow room. your very own hobby farm!

deeded access to Grass Lake that connects to Clearwater Lake through a channel.

La nd

47

MARK ET R E T RE AT A quiet development of large country lots located between the City of Annandale and Cedar Lake. An ideal location for families or retirees, just a few miles from Annandale Schools and neighboring the scenic Whispering Pines Golf Course.

Convenient access to Highway 55.

LOT B LO C K

D I ME NS I O NS

1 1

257x464x213x459 2.5

Fully

$74,900

3 1

201x439x424x471 3.1

Fully

$74,900

2 1 4 1 5 1 6 1 STEVE BRUGGEMAN Cell: 320.889.5245 steve@oakrealtymn.com

1 2 2 2 3 2 4 2 5 2 6 2

AC R E AGE WO O D E D P RICE

231x459x259x439 2.53 202x471x377x540 3.35 200x540x515x281 2.79 146x281x398x345 2.5

280x357x330x363 2.52 315x368x281x363 2.5

152x363x263x368 2.55 224x381x376x300 2.5 291x409x251x381 2.5 407x246x409x269 2.5

Fully Fully Fully Fully Fully

None None Fully Fully

$74,900 SOLD

$79,900 $74,900 SOLD SOLD SOLD SOLD

$74,900

Partially SOLD

Excellent Contract for Deed financing terms available.

Call today for more information.

ANNANDALE From $84,900

FAIRHAVEN

$159,900 | #4900033

SOUTH HAVEN $64,900 | #4738722

This beautiful 3.12 acre Limestone Trails parc- Spectacular 18 acres on the west side of Set in the Hidden River Addition with views cel overlooks Limestone Lake and is an ideal Fairhaven with seasonal lake views of Lake of Clearwater River and Association Access,

walkout lot for your dream home. Fall in love Marie. Electrical power and deep well on site this lot is perfect to build your dream home. with this country setting offering southern ex- along with a 30 x 52 pole building and 10 x 30 Enjoy a country setting and a shared dock that

posure. Great location with 100 acres of state loafing shed. Road frontage on both sides of leads to Clearwater River. A private trail leads land just across the road. Annandale School property. Beautiful setting with lots of trails to the dock that has benches and canoe racks.

District.

crossing property!

MEADOWS OF SOUTH HAVEN

MAPLE LAKE

CUSHING

From $67,900

From $109,900

$84,900 | #4868899

ven, all walkout lots. Excellent Contract for

Great location and nice building locations.

Use for hunting or outdoor fun. Prime build-

Five lots available in Meadows of South HaDeed terms available.

Three parcels approximately 10 acres in size.

Close to Silver Creek and easy access to I-94.

Annandale School District.

38.1 acres of rolling woods and meadows. ing sites, driveway in. Located on Hwy 10.

CLEARWATER

THE PRESERVE AT SUGAR LAKE

CEDAR SOUTH, CLEARWATER

$24,000 | #4866038

From $49,900

From $24,900

highways close by. Rolling city lot with ma-

dream home in an excellent location. 38

munity located conveniently near I-94 with

Ideal in-town location with access to major tures trees. Walking distance to area parks.

14 beautiful country lots are ideal for your

acres of common green space are stunning!

36 oversized, city lots available in this com-

easy access to St. Cloud and the Metro.

MAPLE LAKE

HERITAGE PARK, KIMBALL

LIMESTONE TRAILS

$110,000 | #4865652

From $17,900

From $84,900

place to build your country dream home. Five

Parks and paths, rain gardens, easy access to

velopment on Limestone Lake. Mature trees,

Located just east of Maple Lake, this is a great acres to sprawl out and enjoy. Level land currently rented for farm land. Perfect for a hobby

Single family and twin home lots available. skiing, golfing, boating and shopping.

Seven lots available in this large acreage detrails, 25+ acre outlot and lake access. Private!

farm; bring the horses!

La nd

49

GARY DAGNER Cell: 320.309.1739 gary@oakrealtymn.com

CE DA R SOUTH OF C LEARWAT ER [ Final phase of development, with oversized city lots starting at $24,900. Easy access to St. Cloud or the Metro. Located one block from the community park. Use your own builder or use ours! 36 lots remaining.

HERITAGE PA RK O F KIMB ALL A development with the future at heart. Parks and paths to enjoy, rain gardens (a beautiful solution to water pollution), easy access to skiing, golfing, boating and shopping, use your builder or one of ours. Single family and twin home lots available. Oversized city lots starting at $17,900.

GARY DAGNER Cell: 320.309.1739 gary@oakrealtymn.com

CARLA SUNDBLAD Cell: 320.493.1361 carla@oakrealtymn.com

SOUTH HAVEN

$499,000 | #4765919 Wonderful opportunity to own over 67 acres of rolling tillable land with 900 feet of road frontage located on County Road 2 in South Haven.

Have easy access with two entrances, both located on the edge of South Haven. This property has great potential for future development and also

includes a 36 x 300 storage building which is currently being used as a storage facility. Lot dimensions are 1,335 x 2,732 x 926 with 60 tillable acres. Great location within the Annandale School District and easy access to Highway 55 and a short drive to Saint Cloud, Kimball and An-

nandale, all with great amenities. Come take a look today!

SOUTH HAVEN

CLEARWATER

CLEAR LAKE

$499,000 | #4765919

$599,900 | #4673538

$700,000 | #4788807

CLEAR LAKE

KIMBALL

COKATO

Opportunity to own over 67 acres of rolling Prime commercial acreage with premium interPrime location for your business. Block from tillable land with 900 feet of road frontage lo- state exposure. 8.51 acres of level ground with Highway 10 and four miles from Interstate 94. cated on County Road 2 in South Haven. Two excellent visibility from the freeway. Level acreBuilding is 10,400 square feet with mixture of entrances, both with easy access, are located on age to place your planned building. Great access office and warehouse space. About two acres of the edge of South Haven. Property includes a to major roadways for the entire state. High dailand and building. If you are looking for great 36 x 300 storage building. More details on Page ly traffic counts. If you are looking for visibility exposure then this is an ideal spot for your 51. from the freeway this is the lot for you. business. More details on Page 53.

$299,000 | #4636345

$429,000 | #4753310

$235,000 | #4650920

Prime residential land partially developed with Opportunity to own commercial land in Kim- Commercial opportunity in Cokato. Great lo-

5 lots that are finished with curb, gutter and ball with exposure from both State Highway cation with high foot traffic. Currently leased water & sewer hook-up. 25 lots are platted 55 and State Highway 15. Great spot for a car with successful, well established businesses in with water & sewer access in curb, gutter and dealership, bank or strip mall with multiple the town hub of Cokato. Instant income makblack top are not in. Approximately 34 acres tenants. Land consists of 2.69 acres and can be ing potential. Well maintained building with 7 for future development and overlook a gor- split. More details on Page 53. geous wildlife area and Hunter Lake Bluffs.

52

Comme r cial

individual units.

CLEAR LAKE

$700,000 | #4788807 Prime location for your business. Property is located a block from Highway 10 and four miles from Interstate 94. Building is 10,400 square

feet with a mixture of office, shop and warehouse space. About two acres of land and building. Loading docks are ready for your product to be delivered and then ready for transport. Receive or deliver your product via the railroad access. Plenty of room for expansion if needed. Interior

has been recently updated and offers plenty of individual offices and large conference room area for your important presentations or meetings. If you are looking for great exposure then this is an ideal location for your business.

KIMBALL

$429,000 | #4753310 Prime commercial land opportunity. Prized location with exposure from two major highways, State Highway 55 and State Highway 15. There is a heavy daily traffic count so your new business venture will not lack exposure. This lot is located on the most desired land for a commercial business in the area. Are you ready to make your dream a reality? Ideal location would make a great spot for a strip mall with multiple tenants, bank, car dealership and more. Land consists of two lots spanning across 2.69 acres and can be split to offer great exposure to multiple businesses with State Highway 55 access. Add two words that all businesses love to hear, exposure and location, this property offers the best of both.

C o m m e r cia l

53

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Av

Mitchell Av

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Av NW op La t hr Lake Henry

Albion S Wildli Manageme Willima Lake

46th St

43rd St Knox Av

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Morrison Av

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5

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Mo ore Av

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Knox Av

37 NW

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Mitchell Av NW

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Newcomb Av

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20th St NW

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24th St Netnolin Av NW

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70th St NW55t

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34th

Newcomb Av

Peyton Av

Av NW

Pilger

St

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Oliver Av NW

Norton

Oliver

St

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36th

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Norling Av

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Mont- gomer y Av NW

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42nd St

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67th St

55th St NW

136

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68th St

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5 8 th St 57th

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75th St NW

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39

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Linn Av NW

St NW 79th W

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35th St NW

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41st St

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60th St NW

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Lake Augusta 1

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107th St

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109th St

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Lake Louisa

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Lathrop Av 112

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Av

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Bolton Av

Av

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Bice Av

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Bishop Av NW

A v NW Clementa

Baker Av NW

Bishop Av

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10th St NW

35

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Baker Av NW

Clementa Av NW

Colber t Av NW

Dempsey Av NW

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Av

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St

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Av NW

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27th St NW

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Endicott Av NW

Av

Gr eer

Gowan Av NW

Grover Av

Gr e Grover Av er Av NW

Endicott Av NW

Grunwald Av Griffi

Av NW Gulden Av

Crofoot Av

Gowan Av NW

Hart Av Hart Av

Highland Av

Hoyt Av NW

Douglas Av NW

Grover A v

Howe Hoyt Av NW

Highla nd Av

Iresfeld Av NW

Estes Av NW

Ferman Av

Fetch Av

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Gowan Av NW

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oll ist e r Av

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W

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109

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Illsley Av

Av NW

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NW lon

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15th St NW

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30th St NW

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106

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132

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90

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45th St NW

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55

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10th St NW

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12th St

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53rd

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St

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Bi

50th St NW

41

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Division

Gunderson Av

65th St

W

72n St NW

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63rd St

Maple Lake State Wildlife Management Area

v

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73rd

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37

11 Lake Chad

Mary Lake

Av N

101st

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90th St NW

Crofoot A

45th St

65th

111

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50th St NW 51st St

8

Av N

Edward Lake

Swartout State Wild life Manageme nt Area

Swartout Lake

Robert E Ney Memorial tN Park 73 rd

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60th St NW

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72nd

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Somers Lake

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67th

83rd St NW

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97th St N

85th St NW

85th St

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95th St

106

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119

107th St

90th St NW

106

NW

64th

70th St Ireland Av

67th St

71st

Gri

Mink Lake

off Imh Av

6

8

Millstone Lake

83rd St NW

a m Av Ingr Inman Av

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75th St Iten Av

70th St

78th St

a Isa k Av

andale

7

80th St

79th

106th St

Av

NW Av ne Av ak Is a

80th St NW

lock St

105th St

127th St NW

LAKE MARIA STATE PARK

Silver 123 110th St Lake

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143

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112th St NW

Lake Maria

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39

Kennedy Av

A

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96th St

Silver Creek

Indian Lake

10 7t

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120th St NW

116th St

115th St NW

111th h St 110t l

107

St

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100th

96th

Av

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st St 21

127th St NW

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98t 7th

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St NW

th 128

Av

102nd St Jeske Av

106th

th 117

Limestone Lake St

d oo ng w El li

103rd St t st S 101

Sugar Lake

Av

105th St NW

105th St

G

h. Hoyt Av

111 th ye o H 109th St Hendricks Av ff 108th St

Sandy Lake

th St NW

Lake

o Bish

Kimball Av

t NW

Imho

10 8

119th St

120th St 119th St

A d 117 th S

115th St 114th St 113th St 112th St

1 4th 23 r d 12 Greer Av

Av rt Ha

Jarvis

120th St NW

Av

Bass Lake

125th St NW

W

0th 128

St

12

Suconnix State Wildlife Management Area Long Lake v

8

NW

127th St

73rd Av

7

SC HOOL S ECTI O N LA KE

140th St

73rd Av

44 OT T E R L AK E

LA K E M A R IE

LA KE LO UIS A

L AK E AU GU STA

am

55

Kingston St

135

744th Av

90th St

Quinn Av

L A KE BE TSY

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P LEASAN T LAKE

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24

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L AK E J O HN

Annandale

38

ton

Quin

3

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Rockwood Av

t

89

77th St

Av

L AKE UN ION

L AK E SY LV I A

62nd St

Mowery Av

P IC K E R E L LA K E

58th St

38 Oliver Av

55th St 53rd St

M OOS E LA K E

129

42nd St

27th St

27

French Lake

Moore Av

DAN’ S L AK E

Mo rr

37

37

37

Av

2

West Albion Mitchell

25th St

20th St

37

43rd St

5

F R E NC H L AK E Oliver Av

Pleason Av

40th St

iso n

41st St

Locke Av

45th St

47th St

son

45th St

rri Mo Av

47th St

3

55th St

53rd St

47th St

L AKE F RA N CIS

5

G RAN IT E

20th St

12th St

2

3

NO RT H F O R K C R O W R I V E R

Av

2

67th St Osborn

Rockwood Av

19

742nd Av

5

t hS

55

80th St

Qu

737th Av

39

90th St

136

Pittman Av

2

101 101

16th St

Mowery

Rd

CLEA RWATER RI VE R

CLEARWA

100th St

100th St

97th St

Kr a Av ft

South Haven

Montgomery Av

55

2

Nevens Av

105th St

740th Av

C L E AR WAT E R R I V E R

136

Oliver

83rd Av

G RAS

144

L AK E CAR O L I NE

44

Ac or Rd n

44 CLE

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137th St

Ad

1

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5

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120

Ave

BA S S L AKE 115 St

Ireland

117 115

S UG A R LA K E

127

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Jarvis Av

120th St

8

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125th St

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ll

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128

130

127th St

m Ki

SS LAKE

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be

24

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Silver Creek

143

11

112 112

123

108

123

39 123

95th St

MI L L STO NE L AK E

7 24 24

106

CEDA R LA K E

90th St

106

85th St

M I NK L AK E 83rd St 83rd St

S O ME R S L AK E

75th St

6

72nd St

7

70th St

8 65th St

63rd St

55

6

37

Maple Lake 45th S

SO

7

nd

R AMS E Y L AK E

45th St O

LIN

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55 55

R

37th St

30th St

7

Endicott Av

Av

Keats Av

12th St

105

Foley Av

Albion Center

nin Av gs

25th St

9

20th St

Jen

132

Dempsey Av

Hoyt Av

8

6

17th St

Dillon Av

H E N S H AW LA K E

E L AK E

45th St

v

sA

k ric

Kilbury Av

MAP L E L AK E

t

He

7

Grover Av

Gulden Av

Illsly Av

50th St

A LB ION LA K E

Iresfeld Av

45th St

60th

37

SWA RTOU T L A K E 50th St

65th St Douglas Av

60th St

11

L AK E MARY Elder Av

Illsly Av

Klever Av

67th St

Dillon Av

55

Dempsey Av

75th St

80th St

Dempsey Av

Jenkins Av

78th St

Endicott Av

79th St

Gowan Av

80th St

78th St

Knox Av

Av on Dill

39

mlock St

1

7 Endicott

AT ER L A KE

Howe Av

24

Hoyt Av

Ireland Av e

136 105th St

S I LV E R L AK E

IND I AN L AK E

R O C K L AK E

ion

10th St

Dill 10th St

109

35

Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as long.

An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, Arizona, where he says he

gained experience working with people in a STEVE BRUGGEMAN

DEAN HOGLUND

B r ok e r/O wne r, REALTOR®, CRS, G RI

REALTOR®, A s s oc i a te B r ok e r

Steve, owner/broker of Oak Realty, joined

A lifetime resident of the Hasty, Silver Creek,

2000, he took over the company and today is

eas, Dean’s career background has spanned a

his father in the family business in 1986. In

the backbone of what he says is the “best team of Realtors® around.” He says Oak separates

itself from others by an unmatched strength in niche marketing. “We have a limited number

of agents that are specialists in an area they

truly love, many have spent most or all of their lives living in the Greater Annandale Area.”

He is proud of Oak’s strong philosophy of

quality customer service, and the focus the

Monticello, Maple Lake and Annandale arvariety of positions in real estate sales, land

and business development. He has owned a

number of small businesses and also three real

estate companies. Dean has extensive experi-

Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. He is a motorcycle

estate by observing both the active and sold

sides of the market. He is also experienced in the distressed property market (short sales and

foreclosures). For the past 20 years he has been an active, full time agent in real estate.

estate. He strives to make the experience of

Lake Country Properties and Real Estate in Maple Lake, Emily and Outing.

action and assures them he has their best in-

and finding them the right property, he says.

gave Gary a unique knowledge of local real

an Associate Broker, he owned and operated

license in 1992. Before joining Oak Realty as

team. Paying attention to detail and getting

successful personal relationships with clients

Dagner & Associates in Annandale, which

Gary is a well rounded agent dealing with

Dean’s focus is to make certain his buyers and

the right information is the key to building

He was part owner of local appraisal company

ence as a real estate agent and got his Broker’s

company maintains on accurately understanding client needs and working together as a

professional and respectful manner.

sellers are completely satisfied with the transterest in mind. Dean currently operates Oak Realty’s Maple Lake office.

Dean and his wife Bonnie live on Pleasant

Lake in Annandale. They are blessed with three children and seven grandchildren.

first time home buyers on up to high end real buying and selling less stressful by focusing

on helping clients make decisions that bring them to a happier place. He says he loves to

see the smiles on his clients faces when they close on their home purchase.

Gary and his wife Hollie reside in Clearwa-

ter with their 3 children. He is an avid golfer, and enjoys gardening and vacationing in his spare time. He is active with their children and their busy lives.

enthusiast and enjoys traveling with his family.

He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best

parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak.

Steve specializes in investment properties and

high-end vacation homes, and says he is a big believer in Annandale, “It’s a great place to invest in.”

Steve has been designated a Super Real Estate Agent in 2014 and 2015.

58

A gent P r of iles

GARY DAGNER

MIKE MCNELLIS

RE A LTO R® , GRI

RE ALTO R® , GRI , L MC , CCSE , A-RE O™

Gary has been with Oak Realty for 20 years,

Mike has lived in Annandale longer (since

years. He followed his father’s footsteps into

person in our office. His family roots run deep,

and has lived in the Annandale area for 40

the real estate and appraisal business with

1960), and on more area lakes, than any other

beginning just after the Civil War when his

great-grandfather homesteaded land in the

Oak Realty welcomed Carla to their sales team

over 30 years he worked in the Information

ous local trades including farming, construc-

the Annandale area since 1987 having lived in

Dallas, and in Annandale.

French Lake area. His family worked in vari-

tion, and bar & restaurant establishments.

His father opened and operated Annandale’s first coin-operated Laundromat.

Mike also enjoyed working a variety of jobs

in April of 2007. Carla has been a resident of

parts of California and North Dakota before

settling in the French Lake countryside where

she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip.

in the area, including his start as a pizza cook. Carla received a bachelors degree in social From 1980-88, he owned and operated An-

work from Gustavus Adolphus College and

Realtor since 1999. Mike says he considered

Wright County, in addition to several other

nandale Carpet & Appliance. He has been a a career in real estate long before he made

the move. When he did, he looked at other companies before deciding Oak would be the

strongest, most progressive company to work with. He sees Oak more as a family, than a team. “Everyone pulls together to help one another out…You can’t stay in a bad mood

here, no matter how busy or hectic it gets.”

He says he loves when “it all comes to together” - finding a home that meets the needs of

his clients and knowing he made the process as easy as possible for them.

Mike enjoys spending time with his family: his wife Barb, 2 grown daughters, who live in Buffalo and Rockford, and a granddaughter

and grandson. He also enjoys the company of

his black lab Lucy and yellow lab Rosie. His hobbies include upland bird, deer and bow

hunting, ice fishing, and collections associated with all. He’s been a member of countless lo-

worked for many years as a social worker for health care related positions.

Systems field, in La Crosse, San Antonio, Tom and his wife Judi have been married 49

years. They have three adult children and six grandchildren. Their families live in Min-

nesota and Texas. Tom is active in the An-

nandale community through the Lions Club, church, coordinating a golf league at one of

the local golf courses, playing in a number of the charity golf tournaments, and helping with the Heart of the Lakes Triathlon.

Familiar with the greater Annandale area

About his own real estate experiences, Tom

portunity to introduce new individuals, cou-

and appreciated most was the honesty and

and it’s people, she is excited to have the opples and families to the area and all it has to offer. There is nothing more satisfying to her

than to present a new home owner the keys

to their new home and welcoming new resi-

dents to the area. Carla has excellent com-

munication skills and a focused work ethic, qualities that have allowed her to excel in her

explained, “Over the years what I looked for

integrity of the Realtors. These qualities made the experience enjoyable.”

Tom invites your call. “As well as knowledge of the area, I will offer you these qualities -

honesty and integrity - key values of the Oak Realty Team.”

position at Oak Realty.

Carla proudly calls herself a retired Hockey

Mom, who in her spare time enjoys camping

with her friends and family, and being active in her community. She also sits on the Buf-

falo Hospital Foundation Board. She enjoys working on various crafts including knitting and sewing.

cal clubs and organizations. His favorite is the

AMY MCNELLIS

Greater Lake Sylvia Association for which he

RE ALTO R®

is a board member and the Loon Nesting Pro-

Amy joined Oak Realty in the Spring of

gram, of which he’s been a member since 1987.

2009. Raised on Lake Sylvia, Amy has been

living in the metro area for 7 years, but plans

to get back to Annandale, and the joys of small town living, permanently.

TOM GAY RE ALTO R®

CARLA SUNDBLAD RE ALTO R ® , G RI

Amy worked in the mortgage and advertising fields before getting her real estate license. She is enjoying the quick changes and

Tom and his family moved to Annandale 25

challenges of the real estate industry, and ap-

life. He grew up in La Crosse, Wisconsin

as well as the helpful, team atmosphere in

the University of Wisconsin-La Crosse. For

on the area lakes” is one of the most enjoy-

years ago to return to the midwest way of

preciates the mentorship of her father Mike

and earned a Bachelor of Science degree at

the office. “Seeing familiar faces and working

A ge n t P r of iles

59

able parts of her work, she says.

Spending time with her family and friends, and being at her parents home on Lake Syl-

via, are her favorite ways to relax. Like a true Annandale native, the 4th of July is her favorite time of year.

Hollie is a lifelong resident of Clearwa-

ates the people, location, and diversity of the

School. Gary and Hollie built their home off

your next search or sale.

ter and graduated from Annandale High

the family farm to raise their three children Josh, Siera and Hogan.

Hollie worked for 15 years in the electrical industry before joining husband Gary in real estate. With a degree from Rasmussen Col-

lege in Digital Design and Animation and her previous work experience, she is com-

fortable assisting and providing services for

Annandale Area and is ready to help you in

Jenna, her husband Derek and daughter Jay-

lyn reside on Rice Lake in Clearwater, where they enjoy being close to both of their fami-

lies in the Becker/Clearwater area. In addi-

tion to being an active participant in various

athletic leagues, Jenna enjoys spending time with her many nieces and nephews.

their clients. With these skills she is assist-

ing Gary in the ever changing technology in the real estate market.

In her free time she enjoys photography, scrapTIFFINI KIEBEL RE ALTOR ®

booking, cross country skiing, walking and spending time with her family and friends.

Tiffini grew up in Maple Lake. She attended

Concordia College - Moorhead where she

completed a degree in Business with a minor in Office Administration. She worked with a

financial advisor prior to nearly ten years in

COREY CZYCALLA

also worked for Lake Country Properties in

Corey joined Oak Realty in the Summer of

at Oak Realty in 2007, continuing to assist

tomer service, Corey enjoys working in the

RE A LTO R®

the mortgage lending field, during which she Maple Lake. Tiffini joined the growing staff

2013. With 10+ years spent working in cus-

buyers and sellers with their real estate needs.

JENNA POTTER

She and husband Marty, a Maple Lake el-

RE ALTO R® , GRI , C RS

ementary teacher and coach, currently live

outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time

she enjoys scrapbooking, photography, golfing, sports and spending time with family and friends.

A native of Becker, MN, Jenna is excited about the experience she has gained since

starting with Oak Realty in 2012. She is a 2008 graduate of University of Wisconsin-

countable for what he says, are incredibly important to his work.

since 2008.

creating her biggest passion of working with and helping others.

Jenna is grateful for the wonderful people she has met and been able to help with their

real estate needs and looks forward to helping new clients while retaining relationships

A gent P r of iles

ceeding their expectations, and being ac-

minor in Business. Before getting in to Real rience in sales, marketing, and management,

60

Listening to and educating his clients, ex-

He, along with daughter Peyton and sons

Estate Jenna gained a great amount of expe-

RE ALTO R ® , G RI

future residents with their real estate needs.

Stout where she received a degree in Retail

Merchandising & Management along with a

HOLLIE DAGNER

community he lives in, helping current and

with past ones. She prides herself in her care for others and dedication to do whatever it

takes to make her client happy. She appreci-

Everett & Bennett, have lived in Annandale He is a current member and past president of the Annandale Lion’s Club and was elected

to the city council in November 2014. His

favorite time of year is the annual 4th of July events, especially helping with the Lion’s Concession Trailer. In his free time, he en-

joys golfing, bowling and time spent with his family and friends.

HISTORY Oak Realty was founded in 1974 when Don Bruggeman purchased Daryl Gunnarson Realty, and changed the name to Oak Realty after

its location on Oak Avenue, Annandale’s charmed Main Street. Our

red and white leaf was born and along with it, a tradition of providing quality real estate service in the Heart of the Lakes area.

ANGIE BOYER O ff ice Manage r/M a rke t i n g

Angie joined Oak Realty in its Annandale

Office in June of 2009. She grew up in Annandale on Clearwater Lake and is now rais-

ing her family in her hometown she loves dearly and the place her family has called

In 1986 Don’s son Steve joined the business. Opportunities to own lakeshore property were abundant in those days. Lake homes and cabins in

the area ranged from $40,000-$100,000 and real estate companies literally held the keys to their front doors. The Sunday Star Tribune was widely-agreed to be the resource for new listings, and buyers often came through our office door with that ad in hand, eager to look at property.

We expanded into the 90’s and outgrew the office on Main Street. In

home their entire lives.

1996 Oak built a new office with more space and visibility on Highway

Angie holds an AAS Degree in Advertising

began to change the industry in profound ways. By 2001 we had our

Design from Minnesota School of Busi-

ness, and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge

of technology, she shares fresh ideas in marketing and advertising, and keeps our busy

office running smoothly. Angie also manages lakeshore vacation rentals through the Oak

55. Steve purchased the business in 2000, and soon after the Internet first web site and the fat MLS books were collecting dust in the corner.

Oak Realty acquired Lake Country Properties in neighboring Maple Lake in 2007, our local presence expanded to two offices, and our staff grew again. In 2014 we celebrated a milestone, 40 years in business. The

anniversary also marked a new beginning. Though excited about where

perseverance and hard work has brought the company in its early years, we’re even more excited about what lies ahead.

Realty office. She enjoys working with such a

Our approach to business has changed greatly due to the shift in how

pany where there is opportunity to give back

true relationship between agent and client hasn’t changed. Since our

close-knit group, and for a hometown com-

buyers and sellers can obtain information. Over the years, however, the

to the community she loves.

founding over 43 years ago, our success has been carried by our ability

In her free time, Angie treasures spending

respect and fair business practices. We love taking our customers for a

time with her family, her husband Shawn, daughter Justice and son Chance, lab Jackson, and kitten Arial, being active in her chil-

dren’s activities and relaxing at her parents’ lake home. “I also enjoy going on motorcycle rides, traveling and camping, whether it be

to build longstanding relationships. Relationships based on honesty, drive through the area and educating them on the various lakes, neigh-

borhoods and their histories. While the majority of today’s buyers (and

sellers) have done research online before speaking to an agent, many are quick to realize there is a lot to learn about this area, and a visit with a local expert is a great place to start.

an hour away or across the country.” She

We are proud to be an innovative company. We enjoy seeking new so-

ray of colors the Heart of the Lakes displays

grow and change. We want tools that help us do our job better and

loves the changing of seasons and the ar-

lutions to bring into our business and have continued to do so as we

year-round.

more efficiently, and systems that help you buy or sell property with

greater confidence. While no one can predict the future, it seems al-

most a certainty that the Heart of the Lakes will continue to retain its warm character and draw new people to its lakes and countryside. For

those that its lifestyle appeals to, (frankly, we wonder how it couldn’t) our friendship and services will be there.

A ge n t P r of iles

61

Seasons

CA PT UR IN G T H E E S S E NC E O F T H E H E ART O F T H E L AK E S

The makings of a perfect Sunday afternoon.

Pl e a s a n t L a k e, J a n u a r y 7, 2018

CA LL. CLICK . CO M E IN. WE OFFER

Experienced and knowledgeable Realtor’sŽ ready to assist you in a relaxed, comfortable setting.

A free, complete market analysis of your lakeshore, residential, land or commercial property.

Complimentary wall-sized individual area lake map prints.

Complimentary area maps.

Excellent marketing resources and high-quality advertising.

A foundation of success with over 40 years in business.

YOUR G UIDE S TO T HE HE ART O F T HE L AK E S S I NC E 1 9 7 4 WW W. OAK R E ALTY MN. CO M