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Heart of the Lakes property portfolio


winter 2014


Since 1974

Your Guides to the heart of t he l a k es sinc e 1974

contents 4 l ak e shor e 2 6 r e side nt ial 3 3

lots & l and

3 7 com m e r cial 4 2

l ak e m ap s

Watch for these icons!

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take a virtual tour vie w a pr opert y tr ailer

ann andale offic e

720 Elm Street East, PO Box 298 Annandale, MN 55302 Local: 320.274.5737 Fax: 320.274.8210

onl ine / find us on facebook visit our youtube channel

m aple l ake offic e

ON THE COVER: Hoar frost on sumac.

501 Maple Avenue North, PO Box 564 Maple Lake, MN 55358 Local: 320.963.2088 Fax: 320.963.2089

ste ve bruggem an Broker, Realtor®, gri, crs (320) 274-6363

dean hoglund Associate Broker (320) 980-2445

gary dagner Realtor®, gri (320) 309-1739

mike mcnellis Realtor®, gri, lmc, a-reo™ (320) 266-0198

carl a sundbl ad Realtor®, gri (320) 493-1361

tiffini kiebel Realtor® (763) 464-2048

a my mcnellis Realtor® (612) 963-4190

to m g ay Realtor® (320) 492-1641

hollie dagner Realtor® (320) 309-1739

jenna potter Realtor® (612) 801-4967

core y czycalla Realtor® (320) 980-5897

angie wisner Office/Marketing (320) 274-5737

digital edition You can view a full interactive digital version of each Property Portfolio edition online. Sign-up at and be the first to receive each issue. You can also bookmark http://issuu. com/oakrealty on your computer or iPad and flip through pages of great properties, view virtual tours and property trailers by touching the a my miller Marketing (320) 274-5737

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If you would like a print copy mailed directly to your home or business, just drop us an email, we would be happy to mail you one.

lakeshore beautiful shoreline

Clearwater Lake

$589,900 | #4410778


Take in the view of 80’ of level, spectacular

shoreline on Clearwater’s Lake’s sought after

Gold Coast. Located near the Narrows, a wellknown shallow swimming bar. Gorgeous yearround home and guest cabin make this the perfect waterfront retreat! Read more on Page 21.

Sugar Lake

Sugar Lake

$449,900 | #4414544




Gorgeous level shoreline on Sugar’s East side. Perfect elevation and sand shoreline on SugThis property has 75’ of beautiful sand shore- ar Lake. Year-round, all one level home with

line and a wonderful four bedroom home. En- double garage/bunkhouse and wonderful lake joy views of the lake from nearly the deck, mas- views. Vaulted living room, kitchen and dining ter suite and the patio with built-in campfire room, and a wonderful lakeside deck. 66’ of excellent shoreline. Read more on Page 15. ring. Read more on Page 20.

Sugar Lake



Stunning, re-built home on 1.51 private acres with 440’ of lakeshore. A top quality finish and the incorporation of smart technology makes this a

fun and enjoyable home for the entire family! Not a single feature was overlooked from water heated tile floors in the lower level and main level gazebo, to a completely finished garage with recessed lighting, heat, sink and floor drain. Relax in the indoor Hot Spring hot tub, or the expansive lakeside patio with water’s edge firepit and speakers to enjoy quality music outdoors. Timed lighting in hallways, stairwells, bathrooms and more are

modern day features that help conserve energy. The Elan Smart Home Automation system allows you to access alarm, lighting, heating and television systems from your iPad/iPhone. The yard is meticulously landscaped and the spectacular sunset view is one you will appreciate every night.

www.oak r e al ty m n . c om


Cedar Lake $589,500| #4327529


Entertaining made easy! Enjoy a spacious kitchen and dining room with

stainless steel appliances, hickory cabinets, and granite counter tops. A mud/laundry room with tile floors and built-in lockers is great for com-

ing off the lake. Cedar ceilings, wood plank flooring and tons of windows facing the lake. Spacious lower level walkout includes a family room, 他 bath and dry bar. The master bedroom has vaulted ceilings and amazing

lake views. Wrap-around deck, boulder landscaping, fire pit, and granite steps with a stamped concrete sidewalk leading to the sandy shoreline.


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Lake Marie Access $49,900 | #4410997

Indian Lake $109,900 | #4394090

Lake Marie $89,900 | #4362560

Sugar Lake $119,000

Deeded access to Lake Marie for boat and dock rights. Gorgeous wooded, 1.6-acre lot with a creak running along the edge of the property.

A wonderful lake lot to build a new home. Gorgeous mature trees, private. 150’ of natural shoreline. Approximately 1.2 acres. Great fishing!

Lake Sylvia $1,499,000 | #4328707


Remarkable, secluded property with 205’ of shoreline and 5.54 acres. Vaulted ceilings, custom woodwork, master suite. Dock/sauna included.

This level buildable lot has a steep slope and is surrounded by mature trees. Enjoy 102’ of lakeshore. Perfect spot for your dream home!

Buildable lot with 102’ of lakeshore. Over half acre lot on a tar road. Two sheds and a 1990 trailer currently on the lot, holding tank & well.

Maple Lake $347,500 | #4326596

Lovely home with a large kitchen, gorgeous views, and a spacious lakeside deck. 1,280 finished sq. ft., 2 garages. 150’ of prime lakeshore!

be au t i f ul 1 8 x2 4 wal l pr i n t s

High quality satellite images of our area lakes, printed on elegant, matte finish stock. Free and available at our Annandale Office. Stop in anytime to pick one up and grab extras

for friends! Lakes Available: Sylvia, Sugar/Indian, John, Pleasant, Cedar and Clearwater/ Augusta/Otter/Grass/Bass.

www.oak r e al ty m n . c om


Clearwater Lake

$449,900 | #4434924


A majestic lake home on the area’s largest lake. Attention to detail is evident throughout this home with beautiful Colorado Stone and Colorado

White Pine. On the main level, you are welcomed by the views of the lake from the huge picture window. Magnificent workmanship make the

gas fireplace and entertainment center the focal point of this home. Field and Colorado stone, peeled cedar logs, Maple hardwood flooring and Alder kitchen cabinets add to the warmth and charm of the open floor plan. With .93 acres large, this property offers room to take pleasure in the

privacy of your yard. With 150’ of pristine lakeshore awaiting you, allow yourself to embrace the elevation, it provides the best views possible! This

state of the art electric lift will bring you up and down with ease, you will never have to lug coolers, kids or fishing tackle up and down the stairs, just hop on and enjoy the ride.


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Clearwater Lake

$169,900 | #4043052

Grass Lake


$149,900 | #4391470

Charming one-level, seasonal cabin on the water’s edge. Cabin comes

Just a hop, skip and a jump from the metro, this turn key home the

throughout and includes a spacious living room, bedroom, bathroom

do is relax and enjoy! Nice curb appeal and neatly landscaped with

fully furnished and ready to enjoy. Interior has a lovely knotty-pine

and kitchen. Screened in porch has spectacular views and is perfect

for those breezy summer nights. Enjoy a storage shed for all your lake toys and tools. You will love 90’ of shoreline on Clearwater Lake, with great waters for boating, fishing or just relaxing in the warm sun!

perfect get away! Property is being sold furnished so all you need to low maintenance perennials. The back yard has just enough shade to

provide a cool place to enjoy Grass Lake, easy access to Clearwater Lake and 3,000+ acres of fun, just under a bridge!

www.oa kr e al ty m n . c om


Mississippi River

$529,900 | #4401867


An absolute stunning riverfront property with

tion area. Tiger wood flooring shines through-

out lower level concrete patio. Enjoy 1.19 acres

Once you enter the home you will notice the

you part of the conversation. Main level private

with wonderful outdoor entertaining spaces.

over 3,200 finished square feet of living area. open floor plan, views of the river and the me-

ticulous craftsmanship this home has to offer. Come appreciate the attention to detail the builder accomplished. Main level living room

with corner fireplace makes for a great conversa-

out the main level. Well designed kitchen keeps

master suite with walk in closets and private bath. Many windows throughout the main level to showcase the river and let nature become a part of the home. Lower level 26x36 family

room with built-in bar area and fireplace. Walk-


of mature trees and a beautiful groomed yard

Cozy up to the fire down by the river. All the

recreational activities one can enjoy! Detached

heated and insulated 26x36 garage/shop area. Store all the extras and still have room for your private shop area.

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Lake Union $79,000

Excellent North shore location. Great fishing and boating, quiet spot with good elevation, perfect gentle slope for a walkout basement.

Cedar Lake $589,500| #4327529


Open concept living and great finishings. Great views, gorgeous kitchen, wood plank flooring, entertainment room. Great landscaping!

Lake Marie $45,000 | #4357000

Indian Lake $114,900 | #4406468

Scenic and wooded 1+ acre lot on Indian Lake. Level lot slopes to 115’ of shoreline. Build a new home or cabin surrounded by mature trees.

Lake Marie $114,900 | #4352575

Vacant .36-acre lot with a gentle slope to the water. Good lot to build your dream home on or just use for access to Lake Marie. Great fishing!

Granite Lake $299,900 | #4439187

Six connecting lots in the Scenic Shores addition on Lake Marie. Mature trees and ultimate privacy in a peaceful and nature-filled setting.


75’ of lakeshore! Updated main floor windows, new flooring and updated kitchen. Nice 4-season porch with hot tub, great views from large deck.

t hi nk wo od s, wat er an d f un ! f ebruary 7 - 9 , 2 0 14

The Lake Home & Cabin Show is a welcome escape in the middle of winter. We have been an exhibitor since it’s inception nearly 10 years ago. It is a joy to tell people about the beautiful Heart of the Lakes, and we are able to showcase our listings to a great audience. Ask us what this show means for you as a seller! www.oak r e al ty m n . c om


Clear Lake, Watkins

$339,900 | #4428384


This is a postcard perfect lakehome, with pride

grounds, and 160’ of shoreline, you will notice

tail during the remodel. Three wood fireplaces

inside and out. Level lake lot has a variety of

private office is a perfect match to the home.

huge master suite with a view of the lake and

of ownership and quality craftsmanship visible

trees that have been tailored for the property. The home, completely renovated down to the studs in 2008, is all one level with ample lakeside glass to capture the essence of this beautiful

property. With a little over an acre of manicured

all of nature’s beauty. A 14x26 guest house/ Both garages are insulated and sheetrocked and

offer ample space for all the toys you need for lakeshore living. The home itself is impeccably maintained with upgrades throughout. It is

clear the homeowner paid great attention to de-


warm the home and guest house. Retreat to a enjoy waking up to the sunrise across the water. This spectacular property is located on a deadend road, where you can truly enjoy the quiet of lakeshore living.

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Vacation Rentals on Lake Sylvia 6633 county road 3 nw, annandale Experience lakeshore living from this charming cabin, located on the most spectacular shoreline in the Heart of the Lakes. You will relax in a large screened in porch overlooking the level, natural shoreline and crystal clear waters. This summer getaway has plenty of room for the whole family to gather and spend time with each other. Settle in comfortably with three bedrooms, a spacious living room with stone fireplace and full kitchen. Gather your fishing poles and water toys and take in the sun on 100 feet of pristine sand shore. Pets are always welcome here. Available for rent from Memorial Weekend thru fall. Could you use a quiet escape?

6225 pilger avenue nw, annandale Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for rental throughout the year. Its thoughtful floor plan comfortably accommodates up to 8-10 adult guests. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play all year long. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Numerous amenities include satellite television and high-speed wireless internet service. No need to leave your pets at home, they are more than welcome here. Isn’t it time you treated yourself to a week away?

Call for 2014 Availability! Angie Wisner Office: 320.274.5737

French Lake $179,900 | #4370030

Level lot with sandy frontage exactly what you ordered. Charming cabin from yesteryear. Knotty pine interior give that lodge look

that you look for in your lake cabin. Spacious lakeside deck to enjoy barbecues, children enjoying the water or just the calmness that

lakeshore living has to offer. Single car garage and storage shed for

storing all those fun water toys. Great cabin to get you started in the area for lakeshore living. Barbecues, swimsuits and bonfires... the true essence of lakeshore living.

Clearwater Lake/Augusta Channel

Cedar Lake

Like to fish, like to relax? You’ll like this! Cabin is located on Clearwater

Charming cabin with two nice sized bedrooms, ¾ bathroom, living

This compact getaway is as neat and clean as you can find. Right at the

gle oversized garage is great for extra storage and the lawn mower.

$102,000| #4372458

River, 1 block to 3,200-acre Clearwater Lake or 178-acre Lake Augusta. water’s edge, only 15’ away, you can fish from the deck. Dock and boat lift

included, both stay in the water year round. Most furnishings will stay, list is at the property. Many recent improvements to interior and exterior. Garage is insulated could be heated and turned into a bunk house. 14

$279,900 | #4378168


room with wood burning fireplace and half walk-out basement. SinNew roof in 2011 and blacktop driveway. This is truly lakeshore living with a large lakeside deck off the house along with a spacious

deck on waters’ edge. Lovely mature landscaping leading to 65’ of hard bottom natural shoreline. All ready for you to enjoy this season! w w w.o akr ea ltymn.c om

Sugar Lake $399,900


Charming Sugar Lake home with stunning views of the lake. Enjoy

one level living offering two great sized bedrooms with large clos-

ets, vaulted family room, two bathrooms and a vaulted living room,

kitchen and dining room with wonderful views of 66’ of shoreline. Walkout to your lakeside deck and take in the summer breeze or an amazing sunrise. Have extra room for your guests or a quiet of-

fice space in the detached bunkhouse that is attached to the double garage. Are you ready for lakeshore living?

www.oak r e al ty m n . c om


Lake Sylvia $209,900


You will find this charming A-frame style, 3-season cabin, tucked in the trees on Turtle Bay of West Lake Sylvia. Relax comfortably with a lofted bedroom, main floor bedroom, kitchen, full bathroom and a lakeside living room with views of the lake. Walk on out to a new

wrap around lakeside deck, the perfect spot to enjoy your favorite

beverage! Have extra storage room with an 8x12 storage shed just off the lake. Fall in love with 75 feet of Lake Sylvia shoreline! This could be a perfect family hideaway for years to come.


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Sugar Lake

$464,900 | #4373755


The stunning views begin as you arrive at this charming Sugar Lake home set on the waters’ edge. Enter into a foyer with slate floors that lead to the

kitchen. The spacious kitchen opens to the vaulted dining room and living room with new flooring and spectacular views of the lakeshore. Walk out

to a 3-season porch with a wall of glass, lakeside screened-in porch, and a large deck with views of the lake. Main level also offers a full bathroom, master bedroom with his/her closets and spiral staircase. Upper level loft is great for an extra sleeping area for visiting guests. Spread out with the

lower level offering full bathroom, bedroom, recreation room, tuck-under storage area, utility room and family room that walks out to the covered lakeside patio. Enjoy an expansive mature yard and 170 feet of natural shoreline any time of the year!

www.oak r e al ty m n . c om


Maple Lake $347,500 | #4326596

Cokato Lake $109,900

Lake Augusta $77,000 | #4312149

Grass Lake $108,900 | #4109330

Bring your RV and enjoy a summer getaway! 25-acre co-op resort. Great views, shared amenities: beach, boat launch, play center, trails.

Great 3-season cabin with resort amenities incl. beach, docks, outdoor pool, 17-acres of common grounds. Updated interior & exterior.

Clearwater Lake Access $64,900 | #4334222

Clear Lake, Watkins $89,900

Great livable year round home with 150’ of prime lakeshore. Remodel or build new later. Three bedrooms, gorgeous views, two detached garages.

Wooded, level lot with access to Clearwater Lake. Nice, quiet neighborhood with paved streets. Access offers boat landing, swimming.

Alluring building lot with gentle slope to 539-acre Cokato Lake. 150’ of lakeshore. 45 minutes to the Metro. Stocked with walleyes in 2008.

Great investment opportunity! 60’ of shoreline, mature trees, great views of the lake. Bring your camper or tent, and enjoy nature!

f r e e ar e a l ak e m ap s !

New Clearwater Lake maps complete our one-of-a-kind series, created by hand by Steve over many years. These maps accurately show how property lines lay out around the lakes. Pick up a free wall-

sized print in our office. Others still in stock include: Pleasant Lake/Lake John, French Lake, Cedar Lake, Granite/Camp Lakes, and Sugar/Indian Lakes. 18

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Lake Sylvia

$1,499,000 | #4328707


Come home to this beautiful West Lake Sylvia lake home, and surround yourself with 5+ acres of mature woods and privacy. Perched above the

lake with spectacular views, this thoughtfully finished year-round home or vacation retreat was built in 2007 with quality and comfort in mind.

It is the details that make this home shine. Douglas Fir wood floors with a fascinating history, custom Knotty Alder cabinets that close silently, in-floor heat in every bathroom and wonderful top of the line appliances. Retreat to a master suite that has its own sliding doors to the lakeside deck, a customized walk-in closet, and spacious master bath with whirlpool tub. Use the expansive upper level recreation room for family fun and entertaining. A setting perfect for the couple or family seeking a spectacular home in the trees, this property is ready to be enjoyed.

www.oak r e al ty m n . c om


Sugar Lake

$449,900 | #4414544


Clearwater Lake

$124,900 | #4371109

Four bedroom, two bathroom home on 75’ of the lakes finest shore-

Charming one-level home on the water’s edge. Home includes three

fireplace, and an extra spacious living room that walks out to the lake.

room with bay window, updated open and spacious kitchen & dining

line. The open floor plan boasts tile and oak floors, a stunning granite

Enjoy gorgeous sunsets on the expansive patio made of stamped and colored concrete and exposed aggregate surrounded by new professional landscaping. This property just added a new state of the art multi-flow septic system.

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quarter bathroom, two bedrooms with great natural lighting, living room, and front porch with stunning views of the lakeshore. Have plen-

ty of room for your gardening tools and lake toys with a spacious shed. Clearwater Lake spreads across 3,196 acres with two public accesses on the West end. Enjoy 165 feet of natural shoreline, a haven for fishing!

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Sugar Lake $464,900 | #4393327 Sharp and clean Sugar lake rambler on the North side shore, with

a walkout lower level to wonderful lakeshore. Completely ready to move in and start enjoying the lake. Large lakeside deck goes length

of the house. Level lawn at lake and rip rapped to protect the shore. All fantastic professional landscaping, wonderful fenced area for

kids and pets. Sellers willing to leave some of the furnishings, dock, lifts, boat and pontoon.

Clearwater Lake

$589,900 | #4410778


Finally, a lake home that has it all! A pic-

You will fall in love with the rich colors of

beach. Also included with this half-acre

the much sought after Clearwater Lake’s

will enjoy inviting family and friends to

street! Perfect for campers, tents, additional

turesque sandy beach that spreads 80’ along Gold Coast! Clearwater Lake is the area’s largest lake measuring over 3,000 acres and

located just 2 miles North of Annandale. This lovely year-round home boasts hicko-

ry cabinets, custom lighting, and tile floors.

the cedar exterior and steel green roof ! You stay in the 572 square foot guest cabin, just

steps from the water, and fully equipped

with a kitchen, living room, bedroom, and ¾ bathroom. There is a spacious, level lake-

side yard with firepit and a great swimming

www.oak r e al ty m n . c om

property is a 3.78-acre parcel across the parking, storage sheds, or additional space for the kids to run and play! The possibilities are endless, the choice is yours. This property is a must see.


Lake Sylvia $279,900 | #4326752

Scenic lot in the quiet Northridge Addition on beautiful Lake Sylvia.

A 1.2-acre, wooded parcel with spectacular hillside views of the lake. Build your dream home in the trees overlooking 232’ of shoreline in

Madsen’s Bay. Property has completed survey and perk test done. Location on a serene, dead-end drive makes this an ideal location for total

relaxation and an escape from everyday life! Northridge residents enjoy

a shared outlot, a nice paved drive, and a private boat launch at the end of the road.

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Stony Point Vista, Lake Sylvia

15291 76th street nw, south haven, mn Make plans for your summer getaway on beautiful Lake Sylvia! This newly remodeled chalet-style home comfortably sleeps 6-8 guests. The master bedroom is on the main level and has a king size bed and walk through 3/4 bath. The second bedroom is located in the loft and has a full size bed and twin bunk beds. For additional sleeping space, the lower level has a full size hide-a-bed. The views from the lakeside deck are gorgeous, be ready to experience some of the most amazing sunsets ever! The deck wraps around the home for plenty of outdoor living space. Home is fully furnished and has everything you need to enjoy your stay, including BBQ grill and pontoon (for additional fee). Enjoy a cozy evening in the vaulted living room by the gas fireplace with incredible lake views through the wall of windows. Beautiful boulder landscaping and granite steps guide you to the lake. Comfortable lawn chairs and sun umbrellas are provided on the shoreline for your enjoyment. If campfires are your thing, just ask! We will make sure you are provided with plenty of firewood. Great swimming too!

Call for 2014 Availability! Carla Sundblad Cell: 320.493.1361
















In our 40 th year of business our focus will not change. We promise to be the local resource you can count on, to exceed your expectations in customized marketing, and provide excellent customer service throughout the next real estate adventure you take. We look forward to celebrating our 40th year in this great community and we anticipate many more years helping friends and family buy and sell in the beautiful Heart of the Lakes area.

Beautiful 18x24 lake prints for your home or cabin. Printed on an elegant, matte finish cardstock. Pick-up your free print at our Annandale Office the next time you’re in town.

lake sylvia shown, more lakes are available

residential ready to be built!

Clear Lake

Big Lake

Start building your dream home today! You

Start building your dream home today! Fall Three bedrooms and 2 bathrooms on the up-

facilities on the main level! Pick out your own

four bedrooms on the upper level including a or move-up home! Make it your own with

$216,900 | #4436575 will love this sensible floor plan with all living

paint colors, flooring, and appliances. Hunter Lake Bluff is a charming neighborhood near Highway 10.

$246,900 | #4436508


$196,900 | #4436499

in love with this decadent 2-story that boasts per level make this the perfect starter home

master with a private bath, whirlpool tub and your choice of colors, flooring, and appliseparate shower! Home can be completed in ances! Featherstone’s 2nd Addition is close to 90 days or less!

schools, shopping, and more!


$439,900 | #4391494


Spacious three bedroom, five bath country home with views of Clearwater Lake! Cozy up to a fireplace in your great room or relax with the breeze on your covered front porch. Enjoy a great kitchen with heated tile floors, pantry, corner sink with window shelf, custom cabinets and a center island. Spacious master bedroom is sure to impress with a walk-in closet, stunning views and private master bathroom with a whirlpool tub, separate

shower, heated tile floor and a linen closet. Home also includes formal and informal dining rooms, family room, recreational room, foyer, mud room, craft room, additional kitchen, 6-panel fir doors, four-zone in-floor heat and so much more. The grounds are stunning and include a play set, veg-

etable garden, in-ground fire pit, covered patio, long winding asphalt driveway, views of Clearwater Lake, and mature trees and gardens throughout.

www.oak r e al ty m n . c om


Annandale $145,900 | #4430996


This 2 bedroom, 1 bath home has been meticulously maintained. Wonderful kitchen space with plenty of counters and center island

for additional seating and storage. Both bedrooms have walk-in

closets and the bathroom has a dual vanity. Expansive lower level walkout is ready for your finishing touches. Other features include a

3-stall garage with work bench area wonderful level back yard to enjoy lawn games or just relaxing in the sun. This one is sure to impress and perfect place to call home!

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Cokato $130,900 | #4402402

Quiet country setting on 3 acres. Rambler has a nice layout with a large lower family room. Plenty of room to build a pole shed!

Annandale $219,900

Three bedroom home on over 4 acres. Fresh paint, updated flooring, septic, siding and roof. 40x40 heated pole building. By Albion Golf Course.

Kimball $169,900 | #4427492

St. Cloud $79,000 | #4407647

Maple Lake $119,900 | #4434686

Becker $114,900 | #4438264

Brand new home on oversized, corner lot. Spacious front porch, large master suite w/private bath. Great location, views of Powder Ridge.

Great investment property in the heart of town. Duplex, rent both units or use as single-family home and rent upstairs unit. Corner lot.

Watch Property Trailers on

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Old, warm charm with modern updates. Corner, double lot across from a park. Detached garage with lean-in for storage. Spacious lower level.


Neat, clean and move-in ready. Spacious master bedroom, 2nd floor laundry, and full bathroom. Deck and patio overlook wooded backyard.

[ next to a property description, it means you can view a Property

Trailer for that home on our YouTube Channel! Visit Or

if you’re looking at the digital version of our portfolio, go ahead and click on the icon. It will take you directly to that property’s trailer. They are a fun way to take a tour. Have you seen one yet? www.oak r e al ty m n . c om


Monticello $163,900 | #4401458

Large corner lot, conveniently located near schools and parks. Split

level home has 2 bedrooms up and 2 bedrooms down, each level has a full bathroom. Vaulted ceiling in the living and kitchen areas give this

home a open feel. The basement is completely finished, new carpet, paint and a gas fireplace ready for you to enjoy! Large laundry/utility

room with lots of storage. The attached 2 car garage also has additional storage. You will be the envy of the neighborhood as you enjoy the above ground pool with wrap around deck and full privacy fence.




Set on 4 ½ acres of mature landscaping, this

class and enjoy a built-in hutch with lights,

in closet. Lower level includes two bedrooms,

tail. Enter into a lovely foyer with built-ins.

and stunning Brazilian cherry wood floor-

gas fireplace, and extra eating area with tile

home was built in 2004 with stunning de-

Family will gather in the spacious kitchen

with custom cabinets, large picture window, breakfast bar and upgraded lighting. Keep organized with a roomy laundry room, desk

area, and walk-in pantry all in one! Dine with

the double sided gas fireplace, vaulted ceilings ing. The main floor also boasts a living room with double-sided gas fireplace and stunning views, ½ bathroom, gorgeous master suite

with full private bathroom, whirlpool tub,

a full bathroom, enormous family room with

floors. Walk out to a beautiful backyard that

is perfectly landscaped. This home is ready for you to enjoy!

heated tile floors, separate shower and walk-

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$89,900 | #4433119

Quaint, affordable single-level home with

toys, hobbies and extras. You could turn the

tain, allowing you time to spend on all the

great year-round home for first time home

large yard is wonderful for all of your outdoor

well known fishing and recreational lake with

views of Sugar Lake. Built in 1940, this is a buyer or retiree. Relax on the large 15x15 backyard patio, great for entertaining with friends and family or just a peaceful day at home. Spacious 16x20 workshop and 8x12

storage shed on the property are useful for

workshop into guest quarters or a garage. The activities. Interior of the home has an open floor plan with a nice 8x9 entry porch. Ap-

pliances include range, refrigerator, washer and dryer, and water softener. This wonderful

home offers simple living and is easy to main-

www.oak r e al ty m n . c om

fun stuff. Sugar Lake is over 1,000 acres and a beautiful water and shorelines. This mature

treed lot is approximately .33 acres in size. Septic was updated in 2000. This property is

move-in ready. Contract for Deed financing available!



We can help.

If you have questions about short sales, give us a call. Our experienced staff can guide you through the process and provide you with the resources you need. Annandale 320.274.5737 | Maple Lake 320.963.2088


Since 1974

Southbrook Golf Course Lot


$49,900 | #4424401

thinking of building?

Clear Lake


9.81 wooded acres ideal for a future home. Lo-

Wooded 10.73-acre parcel with some lowland. Four lots available in this large acreage devel-

acreage to build your drean home on. Tuck

acreage. Must walk to appreciate! If privacy is ple Lake. Large lots with mature trees, trails

$119,900| #4373188 cated close to the access on Elk Lake. Great

your new home into the woods for peace and

tranquility. Also a great hunting spot until you build.

$109,900 | #4368550

Limestone Trails From $44,900

Many beautiful building sites throughout the opment along Limestone Lake, North of Ma-

what you are looking for, this parcel is for you. and a 25+ acre outlot and lake access. Ideal for Wildlife abundant throughout the acreage. those who want to be surrounded by nature! Whitetail heaven!

Private and secluded.

Meadows of South Haven



5 lots available in Meadows of South Haven,

10.73-acre parcel with mixture of woods and

3 nice lots in the City of Cokato, ready for your

terms available.

Walk this parcel to appreciate it’s beauty!

Swanson and 3rd St. Your builder or ours.

From $54,900

all walkout lots. Excellent Contract for Deed

$109,900 | #4368577 grassland. Several building sites to chose from.

From $17,900


new home! Beautiful trees mark the corner of

Hunter’s Path, Annandale

Hunter Lake Bluff, Clear Lake

South Haven

Build at the end of a quiet cul-de-sac in Hunt-

7 scenic residential lots ready for your new

Beautiful 3.61-acre lot. Mature trees and pond,

1-acre. Neighborhood of quality-built homes.

Lake. Each approximately a 1/3 acre in size.

this spectacular setting!

$59,900 | #4017357

er’s Path. Great in-town location. Wooded,

From $19,900

home, located just off Highway 10 in Clear

$59,900 | #4432483 abundant privacy! Build your dream home in


Sauk Rapids


Nice buildable level lot in town with a 22x24

Hunter’s paradise! Great mixture of woods

Build your dream home on 40 acres or use the

ing pier on Pleasant Lake are just a block away.

choice building spots!

county roads. Contract for Deed financing avail.

$29,900 | #4384905 double garage. The public beach, park and fish-

$180,000 | #4432144 and lowland. Large pond throughout. Several


acreage for hunting. Prime land, bordered by

Hunter’s Cove, Annandale

Market Retreat, Annandale

Maple Lake

A quiet cul-de-sac with views of Pleasant Lake,

Large country lots located between Annan-

Nearly an acre to build on a beautiful corner

to town, schools, park. Your builder or ours!

ment. Close to Hwy 55, town, and golf course.

Maple Lake, close to Hwy 55 and Cty Rd 37.

Lots from $18,900

now open to any builder. City sewer/water, walk

From $65,000

dale and Cedar Lake. Quiet, wooded develop-

$47,900 | #4423765 lot! Nicely wooded with mature trees. Near

South Haven

Southbrook Golf Course, Annandale

Clearwater, 25+ Acres

Scenic, heavily wooded 2.1-acre lot on a dead-

Lovely lot on the 2nd tee box, perfect spot for

Prime acreage in a great location, 1 mile off

erty. Near many area lakes.

a short drive. Great walking paths!

approaches. Develop now or later!


end road. County land backs up to the prop-

$49,900 | #4424401

a walkout home with great views. Town is just

$215,000 | #4371325

I-94. Approximately 8 acres is wooded. 2 road


Deeded Access to Lake Marie

Clear Lake

22.54 acres of mature paradise. Woods, grass-

Great .73-acre level lot to build a home or cabin.

Scenic 20-acre recreational property, lowland and

Must walk to appreciate!

from this hilltop location.

the property. Build, camp, hunt or all three!

$129,900 | #4368598 land, wetland are all present. Abundant wildlife.

$24,900 | #4407836

Deeded access to Lake Marie. Wonderful views

$99,900 | #4373037 woods. Elk River runs through the back side of


Southbrook Golf Course, Annandale

Clear Lake

Fantastic spot to build your home on over 7

Beautiful building site on the 4th tee and fair-

10 acre, wooded parcel with some low land in

pond views and wildlife. Kimball Schools.

quiet cul-de-sac. Build your dream home!

Nice hunting, great spot for a home in the woods.

$77,900 | #4407152 acres. Enjoy the privacy of country living with

$49,000 | #4417071

way at Southbrook Golf Course. Large lot on a

$119,900| #4373188 the center. Located on the East side of Elk Lake.

Views of Lake Sullivan

Silver Creek Heights, Maple Lake

39 +/- Acres, South Haven

Privacy is yours and beautiful views. Heavily

Upscale development offering private lots open

Just South of South Haven on County Road

et, dead-end road. Calling the nature enthusiast!

districts. Call for full list of lots/acreage/prices.

able. Corner parcel.

$19,900 | #4112591

wooded 1/2-acre lot, ready for a new home. Qui-

From $45,900

to any builder. Near I-94, choice of three school


2. Gravel buyers take a look! More land avail-

Cedar South, Clearwater


50 Acres, South Haven

71 oversized, city lots available in this com-

26 Twinhome lots in the new Heritage Park of

Tillable land just North of Lake Sylvia. Beauti-

access to St. Cloud and the Metro.

and gutter are in. Views of Powder Ridge!

Edge of South Haven, more land available.

From $19,900

munity located conveniently at I-94 with easy

$399,900 | #4397899 Kimball development. Utilities, blacktop, curb

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ful parcel, good open farm land is hard to find. w w w.o akr ea ltymn.c om

A quiet development

of large country lots, located

between the City of Annandale and Cedar Lake. An ideal location for families or retirees, just a few miles from Annandale Schools and neighboring the scenic Whispering Pines Golf Course. Convenient access to Highway 55.

l o t b l o c k 1 1 2 1 3 1 4 1 5 1 6 1 1 2 2 2 3 2 4 2 5 2 6 2


acreage wooded price

257x464x213x459 2.5 231x459x259x439 2.53 201x439x424x471 3.1 202x471x377x540 3.35 200x540x515x281 2.79 146x281x398x345 2.5 280x357x330x363 2.52 315x368x281x363 2.5 152x363x263x368 2.55 224x381x376x300 2.5 291x409x251x381 2.5 407x246x409x269 2.5

Excellent Contract for Deed f inancing terms available. Call today for more information.

Ful l y $89,900 Ful l y $99,900 Ful l y $99,900 Ful l y $107,900 Ful l y $105,900 Ful l y $105,900 Ful l y $84,900 None SOLD! None SOLD! Ful l y $99,900 Ful l y $99,900 Par tial l y $79,900

Cedar South Final phase of development 1 block from the park Oversized city lots starting at $19,900 Use our builder or your own Easy access to St. Cloud or Metro Financing available

Gary Dagner Realtor速, GRI

of Clearwater

(320) 309-1739

Heritage Park of Kimball n

A development with the future at heart n

Parks and Paths to enjoy together n



Rain Gardens, a beautiful solution to water pollution

Easy access to skiing, golfing, boating and shopping

Your own builder or use one of ours


Single Family and Twin Home Lots available.

Oversized city lots starting at $19,900 Carla Sundblad Realtor速, GRI

Gary Dagner Realtor速, GRI

(320) 493-1361

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(320) 309-1739

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French Lake Auto Parts



location, space, opportunity!

South Haven

Downtown Clearwater

Quality built commercial building by Morton

Make your dreams a reality in this charming Great business opportunity for a single or

frontage. Includes: full footings and founda-

from the Mississippi on Clearwater’s historic includes 4 offices, conference room, 54x39

$319,900 | #4347985 Buildings, located on 6 acres with Hwy 55 tion, poured 6� reinforced concrete floor, in-



$649,900 | #4182921

and tidy commercial building. Located across multiple businesses. Front 3,200 sq. ft. area

Main Street. The newly remodeled interior showroom, and his and hers handicap bath-

floor drain, in-floor 3 zoned heat, half bath boasts beautiful oak floors and Anderson rooms. Rear 20,000 sq. ft. area is heated and and two overhead doors. Sale also includes a 484 finished sq. ft. storage building.

windows that let in plenty of natural sunlight. includes bathroom, 8 garage stalls, and 3 Bring your ideas!

loading docks.

Fairhaven Electric

$435,000 | #4427441

Fairhaven Electric is an established, well-respected full service electrical contractor, working in all areas of the trade for both commercial and residential

wiring, including new construction and all types of repair and remodeling. The business is conveniently located between St. Cloud and Minneapolis, and serves all of Wright, Stearns, Meeker and Sherburne counties. The main office is divided up a 12x16 office, an estimating room (with 48 feet of drafting

tables for estimating and reviewing plans) and a 10x12 reception/entrance area. There is a 12x14 office attached to the back of the main warehouse that

doubles as an employee area/lunch room. The heated area of the warehouse has room for storage of tools, parts and 2 service trucks and also features two

10x8 overhead doors. The cold storage area has both a 10x8 door and a 10x12 overhead door. Owner is retiring after 43 years of business. Sale includes business, building, all related tools, equipment, including service trucks. Two semi trailers are also used as storage for related parts and equipment.

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South Haven $319,900 | #4347985

Annandale $649,900 | #4182921

Monticello $525,000 | #4339936

Chanhassen $1,500,000 | #4127518

Cokato $134,900 | #4421805

Monticello $149,900

6 acres with 1,055’ of Hwy 55 frontage, 4,704 finished square foot building with full footings/foundation, in-floor heat. 22x22 2nd building.

Approximately 3 acres on high traffic East Broadway, close to other major retailers. Good visibility, easy access to I-94, near hospital campus.

Great 33x234 multi-use building on 1.8 acres is currently being used as an apartment, cabinet shop and storage for cars, boats etc.

Great business opportunity! 20,000 sq. ft. warehouse with 8 overhead doors, 3,200 sq. ft. showroom with offices/conference. Just off Hwy 55!

Turn-key auto salvage business on 5+ acres. Includes land, business, buildings, equipment and inventory. Approximately 750 vehicles.

Excellent .36-acre commercial lot, with frontage on busy Broadway Street, easy on/off I-94. High traffic. Close to hospital, large stores.

joi n u s on fac e b o ok

We appreciate all of our Facebook fans. If you aren’t already a fan, look us up! This is a great, casual way to stay in

touch with us by following our involvement in the community, fun things we’re up to, and news that is new and important in our field. Many of our agents have Facebook pages too, if you want to connect with them personally!

www.oak r e al ty m n . c om


Personal Storage Condominium $70,560 | #4341706

Downtown Annandale / For Lease

Annandale $99,900 | #4180337

Cokato $375,000 | #4433362

Monticello $719,900

Fairhaven Electric $435,000 | #4427441

Storage condo complete power, heat, 16 x 14 overhead door with opener, and 16’ side walls. Perfect for storing year-round recreational toys.

Numerous potential development possibilities. Beautiful .84 acre lot, in great location. 5,000 sq. ft. brick building with newer metal roof.

Excellent 1.8-acre commercial lot with easy access to I-94. Located in a busy part of town with high traffic, close to large stores and amenities.

Commercial building with prime main street location. 6,527 sq. ft., multiple offices, reception area, heated garage. Will subdivide!

Commercial opportunity in the heart of town. Great location with high foot traffic. Established businesses currently leasing. 8 units.

Established electric contractor retiring. Commercial/residential for both new construction and remodeling. Business, building, tools, equip, trucks.

c ommer c ial opp ort uni t i e s

If you are interested in commercial or investment property in the greater Heart of the Lakes Area, there are a number of lots, existing buildings, and multiple-unit locations that could be a perfect fit for your new or existing business. We also represent opportunities in

larger communities like Monticello and St. Michael, where I-94 is at your doorstep. Give us a call and get set-up on a search if this is a market you’re watching.

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French Lake Auto Parts


A world leader in the automotive recycling business since 1956, French Lake Auto Parts is located 60 Miles west of the Twin Cities, with over 84 acres and 6,000 +/- vehicles that range from the early 1900’s to the present. The company is well-known for its large inventory of antique parts

and large inventory of late-model parts. They also offer customers many rust-free parts and rebuildables shipped in from Arizona. They specialize in hard to find classic auto and truck parts along with a large selection of quality, affordable used cars, trucks, SUV’s and classic cars for sale. While

60 percent of its customers are located within Minnesota, FLAP also ships nationwide and worldwide. Welcomes 250-300 walk-in customers on

a typical Saturday. This family owned and operated company is celebrating its 56th year in the auto parts, vehicle recycling and car sales business. Includes: Land, buildings, business, inventory, equipment.

www.oak r e al ty m n . c om


lake maps Explore and enjoy area waters

City Park, Beach, Fishing Pier, Public Access

599 acres

3 Public Access, Fishing Pier

City of Annandale

pleasant lake


Clearwater/Pleasant Regional Park

3 Public Access

french lake 346 acres

Grassy Island

granite lake 404 acres

3 Public Access

lake john 443 acres


Public Access

3 Public Access

3 Public Access

cedar lake 790 acres


Public Access

784 acres

maple lake

Public Access


Public Access

3 1,025 acres

lake francis


Bell Point

sugar lake 1,020 acres

indian lake 3

Public Access

141 acres

Public Access


n ne l

west lake s y lv i a l a k e s y lv i a 1,573 acres

(both lakes combined)

Lake Sylvia Peninsula

Bull’s Island

3 Public Access

otter lake

3 Public Access

Bungalow Island

3 Public Access

l a k e au g u s ta 187 acres

grass lake

bass lake 227 acres


Public Access

The Narrows

c l e a r wat e r l a k e 3,158 acres


School Section Lake

Grass L Otter Lake

f a i r h av e n


Lake Caroline Lake Louisa

Lake Marie

Clearwater River

Lake Augusta

Clear La

Clearwater River

s o u t h h av e n

Lake Betsy

Pleasant Lake Lake John

Lake Union


Lake Sylvia Pickerel Lake Moose Lake

Lake Francis French Lake Dan’s Lake

Granite L North Fork Crow River

water River

Limestone Lake


Bass Lake

Sugar Lake Silver Lake

Indian Lake

rwater ake Millstone Lake

Cedar Lake

Mink Lake Somers Lake Lake Mary

Swartout Lake

Maple Lake maple lake

Albion Lake Henshaw Lake

Ramsey Lake

Lake Rock Lake















Heart of the Lakes Property Portfolio | Winter 2014  

Real estate opportunities in the scenic Heart of the Lakes area of Annandale, Minnesota. Offered by Oak Realty, the area's oldest brokerage....