Heart of the Lakes Property Portfolio | Spring 2023

HEART OF THE LAKES

(612) 889-5245

(320) 980-2445

(320) 309-1739

(320) 493-1361

(612) 963-4190

tiffini@oakrealtymn.com

(763) 464-2048

(612) 801-4967

(320) 828-1308

(320) 309-5393

john@oakrealtymn.com

(763) 244-7031

(320) 274-5737

TIFFINI KIEBEL REALTOR®

JENNA POTTER REALTOR® , gri, crs jenna@oakrealtymn.com

AMY SPIELMANN REALTOR® amys@oakrealtymn.com

ANGIE BOYER Office & Marketing Manager angie@oakrealtymn.com

AMY MCNELLIS REALTOR®, gri amy@oakrealtymn.com

MEGAN JONES REALTOR® megan@oakrealtymn.com

STEVE BRUGGEMAN Broker, REALTOR® , gri, crs steve@oakrealtymn.com

DEAN HOGLUND Associate Broker, REALTOR® dean@oakrealtymn.com

GARY DAGNER REALTOR® , gri gary@oakrealtymn.com

CARLA SUNDBLAD REALTOR® , gri carla@oakrealtymn.com

JOHN PIPPERT REALTOR®

ANNANDALE OFFICE

720 Elm Street East | PO Box 298

Annandale, MN 55302

Local: 320.274.5737 Fax: 320.274.8210

www.oakrealtymn.com

www.facebook.com/oakrealtymn

www.youtube.com/oakrealtysince1974

www.instagram.com/oakrealty720

PUBLISHING INFORMATION

The Heart of the Lakes Property Portfolio is published each Spring, Summer, Fall and Winter. Advertising inquiries can be directed to homes@oakrealtymn.com.

MAPLE LAKE OFFICE

501 Maple Avenue North | PO Box 564 Maple Lake, MN 55358

Local: 320.963.2088 Fax: 320.963.2089

DISTRIBUTION

The Heart of the Lakes Property Portfolio is distributed at a number of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.

DIGITAL EDITION

You can view an interactive digital version of each Property Portfolio edition online at www.issuu.com/oakrealty. Contact us or sign-up on our web site to have it emailed directly to you.

COVER PHOTO: Photo taken on the North side of Lake Sylvia.

Unique investment opportunity overlooking the Mississippi River located near Clearwater's Historic Main Street. 1.75 beautiful acres ready for an entrepreneur's creative touch or your dream home. Zoned R-4 Residential Low Density while also being in the Wild & Scenic Corridor this vacant lot would be ideal for single family homes, a two-family dwelling, town-homes, or manor homes with city water and city sewer connection close by. Surrounded by mature trees for added privacy, this level lot can be subdivided into 7 lots. Contact Clearwater's Zoning Administrator for further land use information. Conveniently located near I-94 and County Road 24.

HERITAGE PARK OF KIMBALL

A development with the future at heart. Parks and paths to enjoy and rain gardens. Easy access to skiing, golfing, boating and shopping. Use your own builder or use one of ours. Fantastic twin home lots are available. GARY

1XX MAPLE STREET, CLEARWATER $250,000 | #6163968

Round up the family, pack up the 4-wheelers and come explore this EPIC outdoor playground. Awe-inspiring country landscape spans across 240 acres and is a hunters dream with a mix of tillable, mature woods, and low land. Approximately 90 acres of income producing tillable land wrapped around with wooded peninsulas and islands, a picture does not do the unique typography justice, you have to walk the land to take-in the real beauty. Perfect for any outdoor enthusiast ready to claim a piece of country paradise. Property includes 5 total building entitlements (4 plus the house site) 1975 split entry home that has been completely gutted and ready for the you to start renovation to your liking.

2184 170TH STREET, CLEARWATER

$1,525,000 | #6336226

Quiet Location

Wonderful opportunity to own in a quiet area just outside the city of South Haven. Have plenty of space with a level yard that includes a detached 20x31 oversized garage and a newer 30x54 pole shed with epoxy flooring, insulated with a 10x18 garage door. The home offers nice gathering areas and plenty of space with three bedrooms, two bathrooms, living room and family room. Take-in the country views from the 11x15 backyard platform overlooking boulder landscaping leading to the pole shed. The property is conveniently located a short drive to Annandale, Kimball and St. Cloud.

631 South Street, South Haven

Offered at $294,900 | #6318957

believe

As a company, there are a few things that we

EDUCATION FIRST

Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.

LOCAL KNOWLEDGE MATTERS

We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road plowed in the winter? There are thousands of good questions. Your agent will have answers.

RELATIONSHIPS ARE IMPORTANT

We maintain strong relationships with service providers in our area that you may need in your purchase or sale. This assures you that you will have quality answers and solutions when questions or an unexpected problem arise.

TEAMWORK IS ESSENTIAL

Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a powerful way. When we help each other out, we are able to better serve our customers and clients.

NEGOTIATION IS KEY

Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or sale. Guidance that is clear, informative, and sincere is important. Our agents will take you through each step with your best interest in mind.

WE ARE A MARKETING COMPANY

We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all, so expect a plan that is customized to your one-of-a-kind property! Beware, we love to talk marketing!

THIS SHOULD BE FUN

We don’t deny that buying and selling real estate can be among the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.

$999,900

Just over 68 gorgeous rolling county acres with 50 acres of pristine land for crops. The home was completed in 2021 and is surrounded by woods offering fantastic privacy. The home is complete with a covered entryway, kitchen, living room, bonus room and covered back porch. Numerous acres are fenced and ready for grazing. Short drive to French Lake and Annandale offering wonderful shops, restaurants, parks beaches and a fantastic school district.

13512 53RD STREET, ANNANDALE

| #6255590

2XX ELM STREET W, ANNANDALE

Great business opportunity offering a prime high traffic location in the city of Annandale, property is next to Holiday Station Store and McDonald's. Located on the corner of Highway 55 and Excelsior Avenue, next to the stop lights. This commercial lot includes .2 acres of ideal road frontage. Property is zoned C-2 with excellent visibility. Annandale is a fantastic community offering a well sought out school district, many established businesses, and wonderful parks and beaches.

65XX 112TH STREET NW, MAPLE LAKE

$229,900

Land in the Heart of the Lakes area is getting more difficult to find. Enjoy fantastic SW views offering beautiful sunsets. Start planning your dream property set on Indian Lake nestled on approximately 3 acres of privacy. These offer very mature woods and an abundance of wildlife. Located a short drive to the city of Annandale offering a fantastic school district with wonderful education and athletic opportunities, established businesses and shops and countless parks and beaches.

$39,900 | #6155655

| #6111595

Beautifully wooded lots on the mighty Mississippi River! Bring your plans to build your dream home, with roughly 200 feet of river front and located on a nice private road. These lots are close to the heart of Monticello that will leave you not only enjoying the Mississippi River views, but will also give you convenience for all your shopping and entertainment needs. These lots need to be sold together, come check out this stunning property!

Seriously Local

because we embrace the Heart of the Lakes

OUR ROOTS START HERE

At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with great schools and endless recreation. It is important to us that we surpass being just knowledgeable of the area, and that we also provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There are a couple of things at the core of what “Seriously Local” means:

NICHE MARKETING

Our focus is here. We know the local market, and its history, extremely well. If you’re looking at property and want to know specifics about fishing or a local school bus route, we have your answers. If you’re selling, these are things your buyer will want to know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY

We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.

HEART FOR THE COMMUNITY

This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade, Maple Lake St. Patrick's Day Parade, Clearwater Heritage Days Parade, Annandale Expo among many others. We also join in to support other surrounding communities in their celebrations as well.

Chronicle's of the Burger

So the story goes...the local legendary burger was created in the mid 1970 's, at a small cafe on Main Street the 'Dorray Burger,' a home grown hero, was born. Ray and Doris Schieber purchased the Rainbow Cafe and renamed it Ray's Bar & Grill in Annandale where all your favorite foods were served in the popular red basket. The number one seller was the hamburger/cheeseburger basket, as a result, Ray and Doris decided to test out other versions of the burger. Their children, Sue, Andy, Tina & Tim, thought this was a fantastic idea as they got to be the test subjects. Burgers topped with many cheeses, onions, mushrooms and even onion rings...the Dorray Burger was born and named after Ray and Doris Schieber. The burger piled high and spilling over with diced iceberg lettuce, white onion and tomatoes, all mixed with special sauce, quickly became a town favorite and claim to fame for the Schieber's.

As time went on, many other establishments in the area created their own mouthwatering creations and take on the Dorray Burger; Homestyle Country Cafe - Charlie Burger (pictured), Lala's Bar & Grill - Lala Burger and in previous bars; Bedrock Bar & Grill - Bedrock Burger and Mom's Place - Powerhouse Burger. Now that your stomach is growling, be sure to stop in to one of our local establishments and grab a burger and Coke!

GALLERY OF SOLDS

Maple Lake

Pleasant Lake

South Haven

Indian Lake

Country Acres

Clearwater River

Annandale

Horseshoe Lake

Lake John

Cokato

Monticello

Maple Lake

Prime Development opportunity!!! Investors, Developers and Builders this 20.3 acre parcel is ready to be completed. The parcel has been platted for 47 lots and what has been completed now is what was approved by the city. Builders finish off the final improvements and have plenty of lots to build on for years to come. The park land has been dedicated, grading is completed and drainage areas are established. Sewer and water has been brought to lot lines. Excellent location just blocks from town, school and major highways.

DEVELOPMENT OPPORTUNITY

XXXX RIDGEVIEW STREET, KIMBALL $650,000 | #6254482

40 Oak Ave S, Annandale

$129,900 | 6338648

This is your perfect opportunity to join the Clearwater Forest Resort Community, located on Clearwater Lake and nestled on 40 acres! This year-round home sits on oversized lot # 73 offering a quiet and serene lifestyle you crave while still living amongst the community. This lot offers a wooded backyard and shaded patio area. This spacious home offers 3 bedrooms, 2 bathrooms, vaulted ceilings, laundry room, and updated kitchen area. Enjoy a community heated pool, private lake access and marina, dock rental slips, playground, fish cleaning facility, and showers to name a few! Boat slips are available to enjoy Clearwater Lake with its great fishing spanning over 3,100 acres of water. Become part of the 81 manufactured home sites along with the 89 seasonal campsites this resort boasts, join some activities throughout the summer, and you’ll surely find this community a great one to be a part of.

13848 CAMPFIRE CIRCLE, SOUTH HAVEN

Wonderful heavily wooded lot spanning alongside 330 feet of Camp Lake. With a gentle slope to the lake, this is an ideal spot for your forever home. Set on 4.3 acres of countryside, enjoy watching the wildlife year-round. Fantastic fishing can be had, Camp Lake spans across 122 acres and is a favorite destination for the 'old timers' to catch their limit, some have nicknamed it Lake Henry. Enjoy the privacy this lot has to offer with views of the lake. Located 8 miles South of Annandale, enjoy being close town and the schools.

Prime level corner lot in the heart of Kimball. Excellent location as it is located 1 block off of Highway 55 and Highway 15. Seller has already paid for sewer and water hook ups that is included in the sale and transferable to new buyer. This nice level lot would provide an ideal location for a patio home. Driveway can come off of either Publishers Drive or Newspaper Run. Kimball offers a great school system, golf course, several lakes close by and great access to everything Kimball has to offer. Beautiful established neighborhood to come home to and is open to all builders.

5XX KILBURY AVENUE, ANNANDALE $195,900 | #6247778

241 PUBLISHERS DRIVE NE, KIMBALL $39,900 | #6228059

2XX KENDALE AVENUE SOUTH, ANNANDALE

$149,900 | #6160061

Prime location off of busy State Highway 55 and Kendale Avenue South. This corner sight is ideal for a food franchise, customers will love the convenience and access from the highway. The spacious level lot spans across .29 acres with amazing visibility offering plenty of possibilities for a drive-thru location. The city of Annandale has many established businesses and is a growing community, this would be an ideal location for a new business venture...bring your ideas!

46 Birch Avenue South Maple Lake, MN 55358

11190 PETER AVENUE, BECKER

$

319,900 | #6336661

This sought after neighborhood, Natures Edge, brings you this 3 bedroom, 2 bathroom polished home located on a corner lot. Light and bright from the moment you enter, the soaring ceilings in the foyer offer a grand experience and plenty of natural light from the large picture window. Updated with contemporary trends and color palette, this home is sure to impress. From the custom island in the kitchen, LVP floors, modern light fixtures throughout, shiplap walls, and fresh paint, this home shines from all angles. Extremely well maintained. Brand new roof, gutters, water heater (2023). The in-ground sprinkler system keeps the yard bright and healthy all season long. Conveniently situated within minutes of Becker Schools, Hwy 10, Pebble Creek Golf Course, and all Becker has to offer including walking paths that lead to Becker City Park.

The Art of Real Estate

SMALL, BUT POWERFUL, THAT'S WHO WE ARE...

Our eager, educated staff of individuals love this area and know it well. Buying or selling a home is more move or an investment, let us guide you through it. Technology certainly is ever changing, we take it by the constantly seeking new systems, tools and solutions to bring into our business. We won’t adopt a tool or system Our Seriously Local expertise is ultimately much more than selling a property. It's building a community! Highlighting

EXPERIENCE IS KNOWLEDGE

At Oak Realty, we believe that our past serves as a road-map to our future. From the earliest days of Oak Realty, the Oak family has understood its role in the community and has made giving back a cornerstone of its culture. We have over 49 years of transaction history and have truly loved every year that has past buy. Anyone that walks through our doors can feel the fire of enthusiasm our staff has, every transaction is important to us. You’ll truly find a local expert in us. As clients of ours, you will be treated like a neighbor... because you are. At the end of the day, we are Seriously Local and we love what we do.

WEBSITE & SOCIAL MEDIA

Years ago, buyers would come into our office looking for a map of the area, then drive around looking for homes for sale. Nearly all of today's buyers begin their search online. Buyers can search for active properties using a virtual map, find important information on area open houses, and keep up with changes in the market. Our web site is a comprehensive, easy to use resource, available to buyers, sellers and visitors. Weather you love it or hate it, social media has become pivotal in any business. We enjoy sharing not just properties, but also exciting news, community events and most of all stunning photography of our beautiful area.

DIGITAL MARKETING

This is where we excel, really, we love marketing of any kind. New technologies and buyer trends are constantly emerging, we need to stay on top of how we are serving our buyers and sellers. Our clients recognize the importance of property information that is easy and fun to view. Our custom Property Trailers on our YouTube Channel are one-of-akind and fun to view. Also, with each printing of our Property Portfolio, an interactive digital edition is also shared on our web site. We strive to make it as simple and interesting for buyers to find their dream property and then guide them to make it a reality!

PROPERTY PORTFOLIO

We get really excited for every new issue of our Heart of the Lake Property Portfolio, truly, it’s like Christmas four times a year at our office! This is our favorite marketing piece we offer to our seller’s, buyers and our Heart of the Lakes community. It’s a beautiful catalog, published seasonally, that not only includes all our area listings, it also includes wonderful lifestyle pieces showcasing the Heart of the Lakes area and stunning photography of our one-of-a-kind community throughout the publication. Our seller’s and community may even get just as excited as we do with every new issue, we distribute them to several local establishments and directly mail the clients.

more than just a transaction: it’s a life-changing experience, one that we want to be a part of. Whether it’s a the horns and are proud to be an innovative company. We have incredible talent right in our office and are system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. Highlighting your investment is key, and we have the tools to do it. We help you turn someday into right now!

HIGH DEFINITION PHOTOS

A picture says a 1,000 words, and we love taking them, we really do! Our staff is trained on how to take the best photo to showcase your property perfectly, it deserves the limelight. These photos allow the viewers to see the outdoors clearly without the windows being 'blown out'. We use high-definition photos for all our listings, we own all the equipment so we are able to update photos with ease for our sellers as many times as we need to. First impressions matter more than ever, what better way to get a property noticed than professional photos offered to each and everyone of our clients. Pretty fantastic right? We sure think so.

VIRTUAL TOUR CAMERA

This is where we are truly above the rest! Imagine taking the roof off your home and looking in to see just about every detail or walk through the home right from your computer. This will definitely allow you to get a clear sense of the space. This cutting-edge technology puts buyers inside your home, and they can experience fully immersive virtual spaces that feel so real, it’s like being there! We have this camera 'in house' and can offer this technology to all our sellers. And hey, since we have these cameras available anytime to our agents, we can update your property’s virtual tour anytime, how cool is that?

OPEN HOUSES

Simply put, we believe in Open Houses. The buzz in the office on Open House Saturdays is fantastic, we really love what we do! It really is no secret when we are running our open house tours. On any given weekend you will see the Heart of the Lakes area flooded with our arrow signs when so many people are out and about! Our open house program is a favorite of our clients. By opening properties similar in price, style or location at the same time, we also give buyers the convenience and opportunity to see more homes at once. Sellers love the increased traffic and they are fun, effective, and pleases buyers and sellers alike!

MULTIPLE LISTING SERVICE (MLS)

Once we hit ‘submit’, your property is activated on over 4,100 real estate based websites, now that’s technology! We are active members of the Minneapolis Area Association of REALTORS (MAAR). As a tool, the MLS is the heart of our business. If you are not sure how it works, just ask! How your property is listed in this database is incredibly important. We make sure our staff stays up-to-date on how to best showcase your property in the MLS, don't worry, we got your back! We will work tirelessly with our team of marketing experts to showcase your property on-line to attract quality buyers. It's time to get your property sold!

19 OAK AVENUE NORTH, MAPLE LAKE

$179,900 | 6337670

Wonderful investment opportunity in the heart of Maple Lake. Location is everything here with quick easy access to Highway 55 as well as being walking distance to several eating establishments, downtown businesses, parks, churches and more! Situated on a large corner lot, you will have plenty of space to plant a garden or erect a play set. Imagine the possibilities. This duplex has 2 bedrooms, 1 bath, washer and dryer and a large sun porch on the main level. The second level is a one bath one bedroom, perfect for a rental. Many updates including newer siding, windows and roof, as well as some interior updates.

Create your own private sanctuary and build your dream home centered in the middle of towering trees on this 2.61 acre lot. Several areas on the interior of lot has been cleared for potential building sites. Septic design has been completed and designed for a 4 bedroom home. With some additional clearing of trees you open up scenic views of the Clearwater River. Ample room on the lot to add a pole shed. Nature at its finest wildlife visits on a daily basis. Prime location as lot is located near to many area lakes, parks and recreational opportunities and easy access to St. Cloud and commute to metro. Bring your own builder and start building your custom home.

Great opportunity to own 5.59 acres of property what you build and how you play is all up to you. The building area of the property is heavily wooded so privacy will not be issue. There are some cleared areas for possible building sites already in place. Property has a mature wooded home site and ample space to add a shed. Located a short drive to many neighboring cities offering wonderful amenities. Build your shed now for all your toys and then build your new custom home in the future. A wide variety of wildlife regularly pass through the property so you will see nature at its best. Quiet and private setting great acreage to call home.

13XXX COUNTY ROAD 7, SOUTH HAVEN $120,000 | #6201066

4XXX BRADFORD ROAD, SOUTH HAVEN $225,000 | #6242246

Main S treet

Maple Lake

150 STATE HIGHWAY 55, KIMBALL

$150,000 | # 5247971

Ideal site to move your business or start a new business. Prime exposure and location for your business to succeed. Located on Highway 55 the lot provides great access for your customers and great exposure for your business. The lot is .69 of an acre so would make a great spot for an insurance office, bank, coffee shop and so many more business ventures. Bring your established business or idea and watch your business flourish. Kimball is a growing community and a great location to relocate your business and grow with the community. Access from Highway 55 and side street. Prime location with Highway 55 frontage.

Shadowland's Guest House

Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.

Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.

You will enjoy the crystal clear waters of two private swimming beaches each offering a dock, the beautiful apple orchard and mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock, lakeside fire pit and a pickle ball court. Isn’t it time you treated yourself to a week away?

6225 PILGER AVENUE NW, ANNANDALE ON LAKE SYLVIA

Beautiful 4 plus acre parcel with a blend of woods and low land that creates the privacy and views you have been looking for. The front part of the lot is surrounded with mature trees, pick your spot and enjoy this quiet and peaceful setting. The back part of the lot is low land so nothing but endless open views. Acreage is south of Buffalo with easy access to all that Buffalo has to offer. Prime location to Highway 12 and 55 if you have to commute. Bring your builder and start your new custom home today.

13XX 29TH STREET SE, BUFFALO $129,900 | #6341892

World Class Products

51XX BLUEWATER CIRCLE, SOUTH HAVEN

$34,900 | #6313635

Look forward to coming home to this inviting lot ready for you to build your new home in Fairhaven. Spanning over .43 level acres located on the corner of Bluewater Circle and County Road 44. Enjoy a short walk to Fairhaven Farms and the City Park offering a playground & basketball hoop, pavilion, and covered picnic area. Located in the Kimball School District and a short drive to Annandale and St. Cloud. Lot offers a shared well already on the property.

940 Elm St E, Annandale MN 55302

24142 Smiley Rd, Nisswa MN 56468

320-274-6336

Backyardmn.com

info@backyardmn.com

143XX & 144XX BIG PINE TRAIL, CROSSLAKE

$74,900 (each) | #6322319 & #6322314

Breathtaking lots spanning across .73 acres and .63 acres of heavily wooded land, an ideal location for your forever home with hight point views. This will be a nature lovers dream, with 1,800 acres of Wildlife Refuge adjoining this lot, literally in your backyard and is ideal for the hunter enthusiast as well. Lake access to Big Pine Lake is nearby, enjoy lake life close to home. Grab your canoe and spend the day on Pine River, the portage and rock dam are just a short drive away. Still looking for more to do, hop on the ATV and snowmobile trails for the day. This is also within the city limits of Crosslake.

4412 114TH STREET NW, MAPLE LAKE

$214,900 | #6271731

This wonderful home is set on a large lot in a quiet neighborhood. From the open-concept kitchen and dining space to the spacious living room that leads to a deck overlooking the large shaded backyard, there is plenty of room for the whole family to enjoy. Offering original maple hardwoods in the bedrooms, new windows in the main level, 8x8 storage shed and a single oversized detached garage. Situated in a family-friendly neighborhood, this home is sure to please.

OH, HOW

peacful growing SEASON

IS THE SILENCE OF THE

Prime commercial land opportunity. Prized location with exposure from two major highways. Heavy daily traffic count so your new business venture will not lack exposure. The most desired commercial lot in the area is available. Would make a great spot for a strip mall, office park or retail outlet for multiple tenants. Ideal location for bank or credit union with drive-thru. Customers will love the convenience and access of the location. Ready for your business venture. The lot is located on the corner of two major highways creating the highest of visibility for your business. The adjoining 0.69 acre lot is also available for purchase if more room is needed. Bring your established business or idea and watch your business grow. Sign and light poles are already on the property.

110 STATE HIGHWAY 55, KIMBALL $239,000 | #5248148

WE ARE ALL NEIGHBORS

the Lakes the Lakes

LAKE AUGUSTA

A favorite fishing spot for a lot of the people who live on the Clearwater Lake chain. Consistently good, year after year on opening weekend. Lake Augusta is protected from high winds by steep banks on all sides of the lake. The warm river current brings in and holds the largest fish including; Sunfish, Crappies, Walleye’s and Northern. Lake Augusta is located 3 miles NW of Annandale and spans across 187 acres. This lake also has a max depth of 82 feet and 7 feet of water clarity.

BASS LAKE

Great lake for Bass & panfish like the name implies. Also, one of the clearest lakes in the area making it harder to fish on bright, sunny days. As for Walleyes...they are few and far between, but if you catch one, it’s going to be BIG! The Northern are also better than average; not always real big, but plenty of keepers can be had if you fish the right place...keep moving around! Bass Lake is located 4 miles N of Annandale and spans across 222 acres. This lake also has a max depth of 34 feet and 15 feet of water clarity.

LAKE BETSY

Like all lakes that connect by a river, there’s a good variety of game fish. The Walleyes are what bring most people to Lake Betsy. There’s not a lot of them, but what you catch will be big! Winter ice can come early to this lake, ice anglers start here and then move to other lakes as they freeze. Panfish is the normal species early anglers are after. Lake Betsy is located 3 miles S of Kimball and spans across 153 acres. This lake also has a max depth of 29 feet and 5 feet of water clarity.

CAMP LAKE or LAKE HENRY

The “Old Timers” favorite lake when they want to catch a mess of fish. There is not a lot of competition from other anglers, just hungry locals. They say you can drop a line just about any place in the lake and catch a fish. Camp Lake warms quick in the spring, bringing the panfish into the shallows. You don’t need a big Bass boat, just bring a big fish basket. Camp Lake is located 8 miles S of Annandale and spans across 122 acres. This lake also has a max depth of 45 feet and 5 feet of water clarity.

LAKE CAROLINE

You’ll find good fishing on this lake but with limited access anglers have to get creative. Access is by the Clearwater River from Lake Augusta in a small boat or canoe. Some people float down from County Road 2 in kayaks and canoes, as there is no public access. There’s a good number of big Sunfish and Crappie year-round, and they don’t get over fished. Walleye and Northern come up the river in the spring and quite a few never go back down. The fish will stack up where the river flows in after spawning before slowly dispersing back down stream to Clearwater Lake. Lake Caroline is located 2 miles N of South Haven and spans across 135 acres. This lake also has a max depth of 45 feet and 5 feet of water clarity.

CEDAR LAKE

One of the first flour mills in the area was just off the North end of the lake on Cedar Creek around the 1800’s. Cedar Lake is deep at 108 feet but you don’t have to fish deep to find action. Use your locator and find a bump or a bar that leads away from the shore and you’ll find the fish. Some days the fish are in shallows, other days they are deep and close to a structure. Cedar Lake is located 3 miles E of Annandale and spans across 790 acres. This lake also has a max depth of 108 feet and 8 feet of water clarity.

CLEARWATER LAKE

This is the lake most people think of when you mention the town of Annandale, it’s been bringing people to the area since the 1880’s. Visitors would come by train and then take a horse and buggy to the resorts. Clearwater Lake is always a good fishing lake, but the structure will drive you crazy...bring the GPS so you can save the good spot for next year. The lake is split in the middle by a sand bar at the ‘Narrows’ and the West basin has every fish you can think of to catch. East basin has the deep bars and plenty of Walleye honey holes. If you find a map marked by an ‘Old Timer’ where to fish, hide it in your safe. Most of the landmarks on shore the old guys use are gone now, so remember to mark them on your GPS. Clearwater Lake is located 3 miles N of Annandale and spans across 3,186 acres. This Lake also has a max depth of 73 feet and 7.6 feet of water clarity on the East end and 9 feet on the West end.

EAGLE LAKE

This little lake is cherished by those that live there. With good water clarity, it’s great for swimming and fishing. A pontoon is the choice for most residents on Eagle Lake. Walleye are few but available to those that look. Northerns run small but there’s always a 30 incher or two caught every year. Sticking with panfish on this lake is a sure bet, and nice Bluegills can be found in the lily pads during the warmer months. Eagle Lake is located 7 miles NE of Maple Lake and spans across 190 acres. This lake also has a max depth of 38 feet and 10.6 feet of water clarity.

LAKE EDWARD

With no public access, Lake Edward gives the fisherman the ease to move from lake to lake in the summer and also gives them the chance to try for Walleye this lake holds. Once used as a rearing pond, Walleyes are still there and fished by winter fisherman. The DNR no longer stocks or uses the pond, but the Walleye population still survives. Lake Edward is located 5 miles SE of Annandale and spans across 92 acres with 5 feet of water clarity.

LAKE FRANCIS

This gem of a lake is on the far side of Wright County and half the lake is in Meeker County, but the fish don’t know the difference and bite equally well any place on Lake Francis. Known locally for an abundance of small ‘hammer handle’ Northern, the lake is a sleeper for that occasional big Pike that will test the limit of any fishing gear. A large population of Largemouth and a few Smallmouth in Lake Francis can also drive you crazy. Did we mention the big Sunfish? Locals get real hush-hush when they start to bite, watch for the boats that don’t move! Lake Francis is located 2 miles NE of Kingston and spans across 105.3 acres. This lake also has a max depth of 17 feet and 10 feet of water clarity.

FRENCH LAKE

On opening day this lake should be on your short list. keep you busy, making French Lake an ideal lake for anglers. Crappies. While the Crappies may school close together, one isn’t biting the other will. French Lake is located 4 acres. This lake also has a max depth of 50 feet and 5 GRANITE LAKE

A lot of stories come out of Granite Lake every year of the Some anglers only fish for Northern, but size runs small Winter fisherman love this lake and keep coming back fish are biting, the anglers stay pretty quiet as to what they Annandale and spans across 362 acres. This lake also has GRASS LAKE

Grass Lake is located on the river so you never know access, a few fishermen take the time and are happy the river comes in from Clearwater Lake always has fisherman stay to the edge in the winter as the Northern in the weeds, or even that hibernating frog. Grass Lake across 71 acres. This lake also has a max depth of 35 LAKE IDA

Small but deep, clean and clear is what comes to mind variables, it adds up to good fishing. The locals keep try it out yourself. This lake is not maintained for Walleye else! Big Bass are there to be found in the evenings, Ultralights and take home a limit of Sunfish! Lake Ida across 225 acres. This lake also has a max depth of 60 INDIAN LAKE

This little jewel shouldn’t be overlooked for a day of fishing. water, you’ll find a lot of nice panfish. Crappies have Bass are always there to entertain you if the panfish Lake and spans across 139 acres. This lake also has a

LAKE JOHN

Known for its Sunfish during the winter and summer inhabit on the West side of the lake. Be sure to fish the ‘big ones’! In the past, Lake John was not known for Walleyes, presence lately and they sure like a slip bobber! If you over weeds. I caught my first Walleye here with a bright Annandale and spans across 398 acres. This lake also

LIMESTONE LAKE

This lake is a bit off the main path and is a sleeper for panfish, any time though on Limestone Lake. Occasionally you’ll won’t tell you where the hot spots are, you’ll have to find of Maple Lake and spans across 243 acres. This lake also

LAKE LOUISA & LAKE MARIE

If you fish one you might just as well fish the other. anglers, just because they taste so good and there’s plenty both lakes, try fishing any weedy edge. Catfish have are fun to catch and taste great! Lake Louisa & Lake span across 340 acres. This lakes also have a max depth

MAPLE LAKE

Always known for its great fishing, Maple Lake gets Upper Maple is a hot winter spot for panfish in the everything and just about anywhere. Northern will light, there are plenty of bruisers cruising the lake. Maple Lake and spans across 739 acres. This lake also has a

MARY LAKE

There aren’t many lakes like this one, being it’s so deep work in. First off, what are you after? Stay to the outside Walleye and Northern...go deeper. Watch the locator South side of Mary Lake when the wind is from the shore year-round. Mary Lake is located 2 miles NE of also has a max depth of 102 feet and 6 feet of water

MINK-SOMERS LAKE

Reclaimed back in 1994, the lake is making a great comeback. landing providing information on what you can keep Perch? It can be a challenge getting past the Sunfish the biggest perch in the area, but many anglers enjoy catching up and passing the states’ average size. Mink-Somers and spans across 151 acres. This lake also has a max

the Lakes the Lakes

list. The eagerness of Walleyes and Crappies biting will anglers. The lake is home to both the White & Black together, they spawn at slightly different times, so when 4 miles SW of Annandale and spans across 346 feet of water clarity.

the 10-12 inch White & Black Crappies being caught. small and a limit of 20 ‘inchers’ isn’t bad to bring home! year after year. Don’t believe what you hear when the they take home. Granite Lake is located 6 miles S of has a max depth of 34 feet and 6 feet of water clarity.

know what you’ll catch next! This lake is hard to happy they did. Anywhere around the deep hole where action for both Walleye and panfish. Spear Northern cruise the edge looking for bait fish that hide Lake is located 8 miles N of Annandale and spans feet and 11 feet of water clarity.

mind for Lake Ida. When you have all of these quiet as to what they’re catching so you’ll have to Walleye but who cares when you have everything but before the sun starts to touch the trees, use the Ida is located 8 miles NE of Maple Lake and spans 60 feet and 13 feet of water clarity.

fishing. Depending on good spawning and high had a better than average size for many years and bite is off. Indian Lake is located 5 miles N of Maple max depth of 31 feet and 11 feet of water clarity.

andale

summer months, but don’t count out the huge Bass that the little pockets in the tall weeds and you’ll see the Walleyes, but they have certainly shown their you like trolling, try a Minnow imitation slowly pulled bright Orange Minnow! Lake John is located 1 mile W of has a max depth of 28 feet and 7 feet of water clarity.

panfish, Bass and Northern. You can get a meal of fish you’ll be surprised by a school of monsters! The locals find them yourself. Limestone Lake is located 6 miles N also has a max depth of 34 feet and 8 feet of water clarity.

Crappie and Sunfish are the main target for most plenty of them. Walleye of all sizes are found in made their presence known in both lakes and they Marie are located 1.5 miles NW of South Haven and depth of 44 feet and 8 feet of water clarity.

hit hard for big Bass at both ends of the lake. hole. The main part of the lake sees action for drive you crazy if you let them, just don’t fish too Maple Lake is located in the city limits of Maple a max depth of 76 feet and 13 feet of water clarity.

deep in the center you have to start on the edge and outside for panfish and Bass, if you’re looking for locator for a single blip and work that area, or work the North. Walleye will hangout 10 to 15 feet from the of Maple Lake and spans across 196 acres. This lake clarity.

comeback. Special restrictions are posted at the keep and the size you need to throw back. Do you like and Crappie when trying to fish deep for some of enjoy it. Be sure to try for Northern and Bass, they‘re Mink-Somers Lake is located 2 miles N of Maple Lake depth of 39 & 21 feet and 2 feet of water clarity.

MOOSE LAKE OR LAKE MOSES

Off the beaten path, but a fun lake to fish offering little to no competition. This is a good slip bobber fishing lake for getting down to the big Bass. Also, Moose Lake is the place to find lots of keeper Crappie and Sunfish, a jig and minnow combination works great! Some love throwing a frog over the thick stuff to find Bass and Northern where the creek comes in, or where it flows out, in between isn’t bad either. Moose Lake is located between Lake Sylvia and Lake Francis spanning across 88 acres. This lake also has a max depth of 43 feet and 9 feet of water clarity.

MUD LAKE

Anglers rarely speak of this little lake, but it does offer some very nice Sunfish and Crappie. It’s always good to explore a different water now and then, and this one should be on your list. You won’t have much competition and you won’t need a big boat! Mud Lake is located 8 miles S of Annandale and spans across 57 acres. This lake also has a max depth of 65 feet and 5 feet of water clarity.

OTTER LAKE

Known as ‘The Big Little Lake’ and the go to spot for big Northern Pike, it also offers a bit of everything. The deep water holds nice surprises, but getting there can be a trek. Otter Lake is connected to Clearwater Lake through a channel. Work the edges right up to the cattails and hold on tight! Otter Lake is located NW of Clearwater Lake and spans across 92 acres. This lake also has a max depth of 51 feet and 8 feet of water clarity.

PICKEREL LAKE

A hidden gem with only walk-in access. Pickerel Lake doesn’t have record size Sunfish but what is there, will always give you a meal. Protected on all sides by tall trees and steep hills from the high winds, the calm it provides will allow you to fish on the windiest days. Pickerel Lake is located W of Lake Sylvia and spans across 20 acres. This lake also has a max depth of 37 feet and 3 feet of water clarity.

PLEASANT LAKE

A personal all-time favorite during the winter or summer months. The West side of Pleasant Lake has some of the biggest Bass in the area. Make sure to use strong line and fish in the weeds, or if you’re adventuress, use a cane pole or drop a frog in a spot and give it a shake. There are numerous humps around the lake that hold Walleye, start on the top of the humps and work deep. If there is a West wind, work the bar by the North public access for Crappie or work the East and South side with a small Minnow. Known for it’s city park on the South side and county park on the North side including; pavilions, picnic areas, fishing piers, launches and excellent sand beaches. Pleasant Lake is located in the city limits of Annandale and spans across 597 acres. This lake also has a max depth of 74 feet and 8 feet of water clarity.

ROCK LAKE

Hungry for a meal of fish, well...try Rock Lake! Winter anglers will hide the bucket if you ask them what they’re catching, normally all you hear is ‘a few’. This is a good panfish lake with some record class years finding plenty of 11” & 12” Crappies. Plan on launching the boat on your weekday off, you may have the lake to yourself, but don’t forget the big fish basket! Rock Lake is located 4 miles S of Maple Lake and spans across 183 acres. This lake also has a max depth of 37 feet and 3 feet of water clarity.

SILVER LAKE

Just on the South side of Silver Creek, this lake offers a little of everything. Some just fish from shore on the East side of Silver Lake by the Sportsman Club, Walleye and Northern being the main target. You may also find a Bullhead on your line, they taste great...keep them! Silver Lake is located 6 miles N of Maple Lake and spans across 82 acres. This lake also has a max depth of 42 feet and 4 feet of water clarity.

SUGAR LAKE

Known as the only state stocked Musky lake in the area, most anglers go after the big Crappie and Sunfish. Northern and Musky seem to follow the panfish, watch the depth finder and fish below the cloud of bait-fish. Most winter anglers target Walleye, find a ‘city’ of fish houses and ask, “what’s biting”. In the summer, drift the many hot spots along the drop-offs. Sugar Lake is located 6 miles N of Maple Lake and spans across 1,015 acres. This lake also has a max depth of 69 feet and 9 feet of water clarity.

LAKE SYLVIA

The ‘Crown Jewel’ to many with a water clarity standard to which most other lakes are compared. It was once said there were hardly any Walleyes in Lake Sylvia, this was because of Fresh Water Herring in the lake with fantastic water clarity making them hard to find and get to bite. A decline of Herring in the 60’s has made ‘Big Eyes’ easier to find as long as you fish cloudy days, in the weeds, or at night. Every now and then you hear of someone that caught a big Northern with a funny color, you know it’s a descendant of private Musky stocking. Most anglers come back yearly for the super Sunfish and Crappie. Make no mistake, this lake is a favorite destination for many! Lake Sylvia is located 4 miles SW of Annandale and spans 1,573 acres. This lake also has a max depth of 97 feet and a whopping 21 feet of water clarity.

LAKE UNION

Travel to the West side of Wright County and you’ll find this little gem. Only parking for 2 vehicles at the access, so you will have to get there early! Out in front of the access is a good spot to troll, or use a slip bobber and you may find a nice Crappie or Sunfish nearby...take your time and work the area. Lake Union is located 8 miles SW of Annandale and spans across 93 acres. This lake also has a max depth of 35 feet and 5 feet of water clarity.

Annandale O ce

720 Elm Street E (320) 274.5737 www.oakrealtymn.com

Maple Lake O ce

Backside of map from previous page. Stop into our Annandale location to pick up your own copy.

501 Maple Avenue (320) 963.2088

homes@oakrealtymn.com

STEVE BRUGGEMAN Broker/Owner, REALTOR®, CRS, GRI

Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”

He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says.

Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. They enjoy time spent with their two boys and their families including two grandchildren. He is a motorcycle enthusiast and enjoys traveling with his family.

He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak.

Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in the Greater Annandale Area, “It’s a great place to invest in.” He is also known for his extensive market knowledge and his unmatched devotion to clients.

Steve has been designated a Super Real Estate Agent in 2014, 2015 and 2019. Steve was also named one of the ‘Best Real Estate Professionals’ from Minnesota Monthly since 2018.

DEAN HOGLUND Associate Broker, REALTOR®

A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing. Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office. Dean and his wife Bonnie live on Pleasant Lake in Annandale. They are blessed with three children and seven grandchildren.

working with people in a professional and respectful manner.

He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures). For the past 25 years he has been an active, full time agent in real estate.

Gary is a well rounded agent dealing with first time home buyers on up to high end real estate. He says he loves to see the smiles on his clients faces when they close on their home purchase. Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.

Gary and his wife Hollie reside in Clearwater with their three children and enjoys being active in their busy lives. He is an avid golfer, and enjoys gardening and vacationing in his spare time.

GARY DAGNER REALTOR ®, GRI

Gary has been with Oak Realty for 26 years, and has lived in the Annandale area for 44 years. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as long.

An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experience

CARLA SUNDBLAD REALTOR ®, GRI

Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip.

Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for Wright County, in addition to several other health care related positions.

Familiar with the greater Annandale area and it’s people, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer. There is nothing more satisfying to her than to present a new home owner the keys to their new home and welcoming new residents to the area.

Carla proudly calls herself a retired Hockey Mom, in her spare time enjoys camping with her friends and family, and being active in her community. She enjoys working on various crafts including knitting & sewing.

AMY MCNELLIS REALTOR ®, GRI

Amy joined the Oak Realty team of realtors in the Spring of 2009. Raised on Lake Sylvia and familiar with the Heart of the Lakes area, Amy has a passion for the lake life in Annandale and surrounding communities.

She has a drive to help people discover the beauty of the lakes area and the expertise to help them find the right lake house, cabin, cottage, or home to fit their needs.

Amy worked in the mortgage and advertising fields before getting her real estate license. She enjoys the quick changes and challenges of the real estate industry, as well as the helpful, team atmosphere in the office.

“Buying and selling can be stressful, and I strive to have an open ear to answer any questions and prepare a buyer or seller on how the process generally goes to make it as smooth as possible.”

Amy currently resides in Rockford with her fur babies. In her spare time she enjoys listing to music, playing pool or cribbage, and just having fun! Spending time with friends and family and being at her parents’ home on Lake Sylvia are her favorite ways to relax. She loves all of the seasons that Minnesota has to offer, but like a true Annandale native, the 4th of July is one of her favorite times of year!

in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.

She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrap-booking, photography, golfing, sports and spending time with family and friends.

MEGAN JONES REALTOR ®

Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.

She continued her studies at MN State University – Mankato and found herself back home. Like many in our office, she missed the place she calls home.

JENNA POTTER REALTOR ®, GRI, CRS

A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate of Becker High School and a 2008 Cum Laude graduate of the University of Wisconsin-Stout. Since getting in to Real Estate Jenna has gained a great amount of experience helping first-time home buyers looking for that special place to call home, move-up buyers, and vacation property seekers looking for that "home" away from home.

Jenna is grateful for the wonderful people she has met and looks forward to helping new clients while retaining relationships with past ones. She prides herself in her care for others and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.

Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.

Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” They also look forward to ice fishing on Clearwater Lake and visiting Pleasant Lake beaches in the Summer. Megan currently resides in Kingston with her daughter Lillian and husband, Kody. They plan to move to Annandale in the near future.

TIFFINI KIEBEL REALTOR ®

Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor

Jenna and her husband Derek reside on Rice Lake in Clearwater with their three children Jaylyn, Axel, Dallas and Savannah. In addition to being an active participant in the Becker Chamber of Commerce, Monticello Rotary Club and local athletic leagues, Jenna enjoys spending time with her family and friends that all reside close by.

AMY SPIELMANN REALTOR ®

Amy Spielmann and her family moved to the area in 2014 to her husband’s hometown, Annandale. They reside on Bass Lake and are fond

of lake life anytime of the year. As a mom of four and wife, she knows the meaning of time management and organization.

Thanks to her previous journey as a dental hygienist, she is used to helping people through nervous situations and making sure they always leave with a smile. Amy has been an active member of the Heart of the Lakes and is excited to be turning that community focus toward real estate. With a passion for service in the Annandale area, she is ready to help with your home buying and selling needs. As a proud member of the Oak Realty family, Amy carries the values of hard work, integrity, and outstanding client service into everything she does.

When Amy isn’t making home ownership dreams come true for her clients, she enjoys spending time with her husband Eric and children; Abby, Will, Clare, Wyatt and puppy Otis. They love fishing the area’s lakes, hiking, camping, swimming, playing board games and taking in all the colors during the fall, her favorite time of the year.

ANGIE BOYER

Office & Marketing Manager

In 1986 Don’s son Steve joined the business. Opportunities to own lakeshore property were abundant in those days. Lake homes and cabins in the area ranged from $40,000$100,000 and real estate companies literally held the keys to their front doors. The Sunday Star Tribune was widely-agreed to be the resource for new listings, and buyers often came through our office door with that ad in hand, eager to look at property.

JOHN

PIPPERT REALTOR ®

Oak Realty welcomed John to their team of realtors in the fall of 2022. As a longtime resident of Locke Lake, John is eager to work with buyers and sellers and assist in their real estate journey. He will work tirelessly to meet his client’s needs and be a calming knowledgeable guide throughout the sometimes chaotic buying and selling process.

John and his wife Lori have spent many summer days on the lake with their three children. Whether it be boating or fishing year-round, Locke Lake has been where he and his family has many fond memories. He is past president and current board member of the Locke Lake Home Owner’s Association and enjoys being a part of many lake activities. When the weather cools, John spends his free time hunting with his lab Ruby, and being outdoors.

John recognizes and values the trust his clients place in him and will strive every day to exceed their expectations. He truly loves the area he has lived and raised his family in and wants to assist his clients in making right decision for their own family. “I want to make sure you feel supported and that you have a trusted advisor by your side”.

Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives. Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she shares fresh ideas in marketing and advertising, and keeps our busy office running smoothly. Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves. In her spare time, Angie treasures spending time with her family, her husband Shawn, daughter Justice and son Chance, labs Sarge and Jackson, being active in her children’s activities and relaxing at her parents’ lake home. When presented with a moment of free time, they retreat to their land in South Dakota on Big Stone Lake. “I also enjoy going on motorcycle rides, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.

OUR HISTORY

Oak Realty was founded in 1974 when Don Bruggeman purchased Daryl Gunnarson Realty, and changed the name to Oak Realty after its location on Oak Avenue, Annandale’s charmed Main Street. Our red and white leaf was born and along with it, a tradition of providing quality real estate service in the Heart of the Lakes area.

We expanded into the 90’s and outgrew the office on Main Street. In 1996 Oak built a new office with more space and visibility on Highway 55. Steve purchased the business in 2000, and soon after the Internet began to change the industry in profound ways. By 2001 we had our first web site and the fat MLS books were collecting dust in the corner. Oak Realty acquired Lake Country Properties in neighboring Maple Lake in 2007, our local presence expanded to two offices, and our staff grew again. In 2019 we celebrated a milestone, 49 years in business. The anniversary also marked a new beginning. Though excited about where perseverance and hard work has brought the company in its early years, we’re even more excited about what lies ahead.

Our approach to business has changed greatly due to the shift in how buyers and sellers can obtain information. Over the years, however, the true relationship between agent and client hasn’t changed. Since our founding over 47 years ago, our success has been carried by our ability to build long-lasting relationships. Relationships based on honesty, respect and fair business practices. We love taking our customers for a drive through the area and educating them on the various lakes, neighborhoods and their histories. While the majority of today’s buyers (and sellers) have done research online before speaking to an agent, many are quick to realize there is a lot to learn about this area, and a visit with a local expert is a great place to start.

We are proud to be an innovative company. We enjoy seeking new solutions to bring into our business and have continued to do so as we grow and change. We want tools that help us do our job better and more efficiently, and systems that help you buy or sell property with greater confidence. While no one can predict the future, it seems almost a certainty that the Heart of the Lakes will continue to retain its warm character and draw new people to its lakes and countryside. For those that its lifestyle appeals to, (frankly, we wonder how it couldn’t) our friendship and services will be there.