Heart Of The Lakes Property Portfolio | Fall 2020

HE ART O F T H E LA K E S PROPERTY PORTFOLIO

|

FALL 2020

STAFF

STEV E B RU GGEM A N

DE A N H OG LU ND

Broker, REALTOR®, gri, crs steve@oakrealtymn.com (320) 274-6363 (612) 889-5245

dean@oakrealtymn.com (320) 980-2445

A M Y M CN ELL IS

T IFFIN I K IE B E L

amy@oakrealtymn.com (612) 963-4190

tiffini@oakrealtymn.com (763) 464-2048

REALTOR®, gri

M EGA N JON ES

REALTOR®

megan@oakrealtymn.com (320) 828-1308

Associate Broker

REALTOR®

A N G IE B OYE R

Office Manager/Marketing angie@oakrealtymn.com (320) 274-5737

GARY DAGNE R

REALTOR®, gri

gary@oakrealtymn.com (320) 309-1739

CAR L A S U N DB LAD

REALTOR®, gri carla@oakrealtymn.com (320) 493-1361

J E NNA P OT T E R

CO R E Y C ZYCALLA

jenna@oakrealtymn.com (612) 801-4967

corey@oakrealtymn.com (320) 980-5897

REALTOR®, gri, crs

REALTOR®

Seriously Local Since 1974

OFFICES

Inside 6

LAKESHORE

20 RESIDENTIAL

AN N A N DA LE O FFIC E

720 Elm Street East | PO Box 298

36

LOTS & LAND

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COMMERCIAL

52

AREA MAP

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AGENT PROFILES

Annandale, MN 55302

Local: 320.274.5737 Fax: 320.274.8210

ONLINE www.oakrealtymn.com

www.facebook.com/oakrealtymn

www.youtube.com/oakrealtysince1974 www.instagram.com/oakrealty720

M A PLE LA KE OFFIC E

501 Maple Avenue North | PO Box 564 Maple Lake, MN 55358

Local: 320.963.2088 Fax: 320.963.2089

PUBLISHING INFORMATION The Heart of the Lakes Property Portfolio is published each Spring, Summer, Fall and Winter. Advertising inquiries can be directed to homes@oakrealtymn.com.

DISTRIBUTION

Join Our Team

If you are familiar with the Heart of the

Lakes Area, and have or have thought about getting your real estate license, come talk to

us. We are a fast-paced group of profession-

als who work independently but value how

the team and company functions as a whole.

Call 612-889-5245.

Cover : Reflection of a feather on Pleasant Lake.

The Heart of the Lakes Property Portfolio is distributed at a number

of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.

DIGITAL EDITION You can view an interactive digital version of each Property Portfolio

edition online at www.issuu.com/oakrealty. Contact us or sign-up on our web site to have it emailed directly to you.

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Although the foregoing data has been compiled from sources deemed reliable, Oak Realty LLP does not guarantee its authenticity. It is intended for informational purposes only, is subject to prior sale, omission, error, revision and cancellation without notice, and should be independently verified with the source of such information.

As a company, there are a few things that we

believe

EDUCATION FIRST Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.

LOCAL KNOWLEDGE MATTERS We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road

plowed in the winter? There are thousands of good questions. Your agent will have answers.

RELATIONSHIPS ARE IMPORTANT We maintain strong relationships with service providers in our

area that you may need in your purchase or sale. This assures you

that you will have quality answers and solutions when questions or an unexpected problem arise.

TEAMWORK IS ESSENTIAL Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a

powerful way. When we help each other out, we are able to better serve our customers and clients.

NEGOTIATION IS KEY Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or

sale. Guidance that is clear, informative, and sincere is important.

Our agents will take you through each step with your best interest in mind.

WE ARE A MARKETING COMPANY We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all,

so expect a plan that is customized to your one-of-a-kind property!

Beware, we love to talk marketing!

THIS SHOULD BE FUN We don’t deny that buying and selling real estate can be among

the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.

SCHOOL SECTION LAKE $149,9000 | #5650670

An amazing opportunity to have the best of both worlds, acreage and lake shore! Enjoy the clear waters of School Section Lake while catch-

ing fish right off the dock. Build your dream home on over two acres of private land surrounded with mature trees and 201 feet of lakeshore

Incredible panoramic views of the lake and the twinkling lights of Powder Ridge Ski Resort. The property is surveyed and has survey stakes on corners. There is a 200 foot setback which is also been marked by stakes.

p CLEARWATER LAKE $212,900 | #5497718

Check out this charming cabin on the shores of Clearwater Lake. Situated with views looking towards the northwest, you are just steps to the water from the large deck. Inside find tongue and groove wall covering that gives you a real cabin feel. Enjoy the wood burning fireplace on a

cool evening or use it to supplement the heat from the ductless mini split system. With nearly 3,200 acres plus connections to other lakes, you

will enjoy endless opportunities from fishing to recreation and other water activities. If you need something, Annandale is a short drive for shops, eateries and other fun activities all summer long.

BEACH SMORE'S SKIING FRESH-AIR MEMORIES HUNTING FRIENDS SUNRISE GARDENS WILDLIFE VIEWS PARADE CAMPING

SUNSETS CABINS SWIMMING FAMILY LAKESHORE FALL-COLORS COMMUNITY FARMS FISHING PARKS S

SNOWMOBILING RELAX WAKE BOARDING WAVES CANOEING SMALL TOWN CROSS COUNTRY SKIING FRESH

UNWIND SNOWSHOEING LOUNGING TRANQUIL ICE FISHING SOFTBALL CARNIVAL BOATING PEACEFUL BIKING TOGETHER MUSIC

SUMMERTIME TRAILS FOREVER HOME WALKS PIER SWIMMING BONFIRES FROZEN-LAKES DESTINATION

H WATER GRILLING RAINY DAYS FARMERS MARKET GOLFING RICH HISTORY SUMMER BREEZE HOLIDAYS

p LONG LAKE

$545,000 | #5640411 Custom built lake home on the shores of Long Lake. The home is nestled among the mature trees for shade and privacy. Once inside the home one will appreciate the size and flow of the house and how it compliments the lot. The entire upper level is the owner's suite and you will impressed with the size and all the features it has.Long lake offers great water clarity and located few miles off the interstate this peaceful and

tranquil lake is the perfect place to call home. As you go from level to level you will be impressed with the size and features of the home. With all of the great outdoor spaces you have no choice but to enjoy lake life.

Northern Minnesota Properties

IDEAL HUNTING AND LAKESHORE LOTS

Augusta Lake, 243 ft of shoreline 15 miles South of Eveleth

$59,900 each

Augusta Lake, 223 ft of shoreline 15 miles South of Eveleth

Kauppi Lake, 2.87 Acres | $64,900 35 miles NW of Duluth

Floodwood, 80 acres | $27,900 30 miles SW of Grand Rapids

I-35 DNR KETTLE RIVER

Makinen, 396 Acres | $249,900 15 miles SE of Eveleth

Finlayson, 80 Acre Lots | $55,500 each 1 1/2 hour to Minneapolis

A LITTLE SLICE OF HEAVEN AWAITS YOU

Up North

COREY CZYCALLA Cell: 320-980-5897 corey@oakrealtymn.com

Seriously Local

because we embrace the Heart of the Lakes

OUR ROOTS START HERE At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been

called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with

great schools and endless recreation. It is important to us that

we surpass being just knowledgeable of the area, and that we also

provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There

are a couple of things at the core of what “Seriously Local” means:

NICHE MARKETING Our focus is here. We know the local market, and its history,

extremely well. If you’re looking at property and want to know

specifics about fishing or a local school bus route, we have your

answers. If you’re selling, these are things your buyer will want to

know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or

seller. For that reason our web site, www.oakrealtymn.com, is use-

ful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information.

Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.

HEART FOR THE COMMUNITY This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake

associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade and the

Chili Cook-Off, among many others. We also join in to support other surrounding communities in their celebrations as well.

LAKE SYIVA

$544,900 | #5611272 Start making memories this summer with this recently updated cabin on 82.5 feet of Lake Sylvia shoreline. Gather with family and friends and

take in gorgeous views of the lake from almost every corner you turn. A lakeside porch with pergola and deck will welcome you home. Enter into the kitchen offering a stove, refrigerator, beautiful center island and stunning original hardwood floors that flow to the living room com-

plete with free standing gas fireplace. Turn in for the night with three bedrooms, including a master bedroom with a private lakeside deck and pergola. The cabin is finished off with a 3/4 bathroom with a barn sliding door and a laundry/mud room. Step outside and relax in the lakeside sauna or on the lakeside deck. Spend your days on the sandy beach and fantastic hard bottom Lake Sylvia shoreline.

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p LAKE CAROLINE $649,000 | #5655774

In the heart of lake country you will find this coveted piece of property on the shores of quiet Lake Caroline. The mixture of lake, river, woods

and acreage offers a nature lovers paradise. The property offers so many opportunities to enjoy the outdoors throughout the changing seasons that there will never be a dull moment living here. Complimenting this picturesque piece of property is a stunning two-story custom built home that blends perfectly with natural landscape of the property. 15 plus acres to explore on a daily basis with a trail system already provided

by homeowner. If you are looking for an investment opportunity this property could be developed further if you desire. If you are looking for a little bit of everything that nature offers then this could be the place to call home.

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LAKE JOHN ACREAGE $849,900 | #5567450

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onderful development opportunity spanning across almost 51 acres of mature countryside. Sellers have a ‘concept plan’ along with some rough numbers of the development. The concept plan is complete, giving the idea of the potential development opportunities. The plan shows moving the road and allows for the possibility of 6 gorgeous lake lots, all 1+ acre each set in a prime location nestled on Lake John! One of the lots include a two bedroom walkout rambler with a double garage. This plan has been done to give the future developer an idea of the development potential. The property is in the orderly annexation area and would be best to annex into the city limits of Annandale. The location is perfect, just outside of Annandale set on the shores of Lake John with 1,080 of lakeshore. Developers will be able to offer country living and the convenience of being close to town with city amenities. Southbrook Golf Course is just across the road offering; walking paths, a driving range, clubhouse with restaurant and a playground. With this fantastic location including; rolling hills, lakeshore lots, wooded areas and mature land, lots will be highly sought out.

This property is ideal for a future housing development located just outside the city limits of Annandale offering a wonderful school district, many shops, businesses, restaurants, churches, parks and walking trails!

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p LAKE SYIVA

$727,000 | #5657854 Secluded in the woods this West Lake Sylvia beauty offers premium privacy and views. This is true beachfront property. This double lot consists of over 150 feet of coveted shoreline. As the day ends and the night settles in this spot on the lake will offer some of the prettiest sunset views you will encounter. Once you walk the property one will appreciate all the extras that homeowner has done to enhance the grounds. With the

multiple outdoor entertaining areas the property has to offer there will no shortage of things to do at your lake Sylvia retreat. The home has been beautifully updated and decorated to compliment your outdoor paradise. This property has been designed for outdoor enjoyment and to create one of kind views of this beautiful lake.

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p CLEARWATER LAKE $300,000 | #5652305 Fantastic opportunity to own your own slice of heaven set on 200 of Clearwater Lake shoreline. This level lot is ideal to enjoy right now and plan

for your forever home with stunning views of Bungallo Island. The cabin offers tons of space including the addition with two bedrooms, kitchen, living room and half bathroom. Have plenty of storage space with a 32x32 storage shed. Tucked on a private road, enjoy seclusion on the lake. The two bedroom ‘cabin’ west side could be remodeled and used while planning the future of this lot. Clearwater Lake spans across 3,196 acres and

located two miles North of Annandale. It is the areas largest lake with two public accesses on the west end. Clearwater is known for its fantastic fishing, enjoy the lake every season!

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p LAKE SYLVIA $1,250,000 | #5611294 Settle in on the shores of Pebble Beach! This striking new construction stretches along 90’ feet of gorgeous Lake Sylvia shoreline. Look no further as this home has it all with plenty of room for all! Completely finished, this exquisite abode contains five extra spacious bedrooms (check out

the dimensions), three alluring bathrooms and all of the high end finishes you can think of. Enter into the spectacular kitchen to find sparkling

granite counter tops, Whirlpool stainless steel appliances, hickory cabinets, slow close drawers/door, large pantry, and trendy custom pendant lights above the center island. Fantastic lighting flows through the luxurious double sliding doors to the entire main level and highlights the beautiful tongue and groove walls and nine foot ceilings. Million dollar views will be had from nearly every angle of the expansive wraparound deck to the screened in porch. A brand new home on waters edge that fits the entire family.

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p PEARL LAKE RESORT $649,000 | #5616334

Do not miss this hidden gem nestled on 205 feet of lakefront on Pearl Lake. It is more than 2.31 acres of rare level lot, it is also the only resort

on Pearl Lake and has been around for more than 30 years. If you love lake life, or a new business opportunity, this is your next destination! The

property includes a beautiful rambler style home, 18 licensed seasonal RV spots, ten on property and eight leased. Two newly finished cabins, partially built third cabin, and many other amazing amenities. Abundance of parking, mature trees, and privacy surround you. Spend summer on the sandy beach with renters, family, or as your own long-term resort escape. Don't miss out, the lake is waiting! Pearl Lake offers great fishing year-round and located 20 minutes to Saint Cloud and just over an hour to the metro.

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LITTLE SWAN LAKE $94,900 | #5626227

Tucked in the trees on Little Swan Lake, this wooded lot is ideal for anyone looking to enjoy lake life. Privacy can be yours, spread out with

1.5 acres and take in the views of 176 feet of shoreline. Conveniently located near the lake access, close to Highway 15 and a short drive to Dassel offering great amenities. Little Swan Lake spreads across 51 acres while being a great fishing lake, anglers will enjoy a variety of fish

including Largemouth Bass, Northern Pike, Pumpkinseed and more! Located in the fantastic school district of Dassel-Cokato, start planning your dream home today.

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p SOUTH HAVEN

$289,900 | #5623726 Nicely updated home featuring recently added third bedroom. Extensive work was done to the yard to remove trees, re-seed the lawn and fix 9-zone irrigation system, repair landscaping around the home and seal the driveway. Driveway wraps around so you can pull up to the walkout

basement or around back to the main floor. With three bedrooms, three bathrooms and two kitchens this home is sure to please. The 0.70 acre lot feels much larger and you can enjoy seasonal views of Lake Sylvia. Plus the public access is just over a mile away! You will love the park like

setting and appreciate the lush green grass as the kids run around or play yard games while entertaining. If the storage shed isn’t large enough, there is room to add either a larger one or additional garage.

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ANNANDALE

ANNANDALE

$335,000 | #5564500

$325,900 | #5657187

Beautiful patio home just completed on south edge of town. Master Custom built patio home in Southbrook golf course community. Situ-

suite with dual closets, private bath and great view of the natural wet- ated on the 9th fairway you will have views of the entire hole from lands that back up to the property. Kitchen opens to the living and tee to green. The home offers vaulted ceilings, open design and many

dining room and offers center island, granite counter tops, walk-in large windows that allow the natural sun light to shine right through the entire home.

pantry and ample cabinet space. One level living at its finest.

p SOUTH HAVEN

$104,900 | #5612193

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KIMBALL

CLEARWATER

$244,900 | #5433358

$585,000 | #5654273

Grass Lake Deeded Access! Great property on a Brand new construction arriving soon in the As the night sets and winds settle for the day large lot just across from Grass Lake offers inex- town of Kimball. Walk-out rambler with a great your little piece of Americana is the perfect

pensive living with two bedrooms, one bathroom open floor plan on the main level. Everything place to call home. Just a few miles south of and large living space. Manufactured home, but you need will be all on one level making this a the interstate sits this gorgeous ranch prop-

seller added new trusses and entirely new roof in perfect fit for a first time home owner or retiree. erty with 40 acres of rolling prairie land that 2008, siding in 2014 and furnace in 2014. Great Lower level will be unfinished and buyer can is ideal for ranch style living. More details storage in the two garages.

finish it to their liking.

on Pg. 24.

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p CLEARWATER

$585,000 | #5654273 As the night sets and winds settle for the day your little piece of Americana is the perfect place to call home. Just a few miles south of the interstate sits this gorgeous ranch property with 40 acres of rolling prairie land that is ideal for ranch style living. Once you have entered R&K

Ranch you will see the classic farmhouse style home yet with a modern design and flair of this newer built home. The home blends beautifully with the natural landscape and picturesque setting that the property offers. Once inside the home one will appreciate the attention to detail

and features and how well the home has been cared for. From the open design to the spacious room sizes the home will not disappoint. Perched on the high point of the acreage the home offers endless views that go on forever. Along with the views comes the peace and tranquility of country life.

ANNANDALE

$209,900 | #5660831 Wonderful opportunity to own a four bedroom, two bathroom home in Annandale. Currently utilized as a two-unit rental property, this home contains a separate entrance to the main and lower levels. The main level consists of three bedrooms with hardwood floors, a spacious kitchen/

dining area with a center island and tiled floors, nice size living room, and a full bathroom that doubles as a laundry room. Step down to the lower level and find stunning new laminate floors that cover and brighten up the entire space. Consisting of a full kitchen that sits nicely among

the dining and living room area, the lower level also includes a full bathroom, bedroom, and large laundry/utility room with plenty of shelving for storage.

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p SOUTHBROOK

$349,900 | #5337177 Newly completed one-level home in Southbrook set on the 8th Fairway. Home will feature 1,787 square feet, nine foot ceilings, gas fireplace, pantry, center island, granite countertops, knotty alder cabinets, wider doorways, no steps from the garage, sprinkler system, and sod with

two trees. Master bedroom will offer his and hers sinks and a large walk-in closet. Have plenty of space with a second bedroom, laundry room featuring tons of cabinet space and a spacious foyer. Enjoy a level yard with fantastic views located in a vibrant housing development

offering a new playground, cart paths, driving range, and clubhouse and restaurant. Walking paths to town including many shops, a fantastic school district, churches, parks and beaches.

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What a Sweet Taste For thousands of years, honey in its raw form has been used not only as a sweetener, but also as a natural healer for all kinds

of ailments. Recently it seems that people have chosen homesteading and living off the land as their renewed way of life.

Beekeeping has become a valuable addition to land owner's yard and gardens with many benefits as they become more self reliant.

While bees stimulate our gardens to explode with color throughout the seasons, beyond its delicious taste lies something of a

miracle food. By adding honey to your medicine cabinet the benefits may include; reducing the risk of cancer from flavonoids and antioxidants, it can be used as an anti-bacterial & an anti-fungal and to soothe a sore throat.

Bees are an essential link to our food chain as their role is to pollinate our vegetation across the globe. Recently seven species

of bees were placed on the endangered species list, because of this beekeeping has gained popularity. Today more than ever it is relatively easy to enter the world of beekeeping with many resources readily available. If you choose to take on a beehive of your own, you'll certainly enjoy the benefits. This local beekeeper had a great first year and currently has harvested 30 jars of honey. Happy beekeeping!

A nna ndale

G e n e va He i g h t s

Lake Sylvia

Cle ar w a te r L a k e

C e da r L a k e

B uf f alo

P u r c el l Po n ds

G ra n i te L a k e

C l e a r w a te r

M oo s e L a k e

GALLERY OF SOLDS

C l e a r w a te r

S u ga r L a k e L o t

GENEVA Twin Homes Heights W

elcome to this wonderful development located

in the heart of Maple Lake. Offering one-level twin

homes with the ease of being association maintained.

The open concept homes are complete with two

bedrooms, two bathrooms and a double garage, all on

a concrete foundation. These quality built homes offer care free living. Starting at $234,900.

Contact:

TIFFINI KIEBEL

GARY DAGNER

Cell: 763.464.2048 tiffini@oakrealtymn.com

Cell: 320.309.1739 gary@oakrealtymn.com

p ANNANDALE

$289,900 | #5644432 Welcome home to this fantastic home in the heart of Annandale offering a country feel. Gather in the main level with a spacious family room complete with a gas fireplace, kitchen offering granite counter-tops and stainless steel appliances, dining room with views of the backyard and

a living room dripping with natural light. Turn-in for the night with one of the three main level bedrooms and a full master bathroom finished

with tile. Entertain in the lower level recreation room warmed by a gas fireplace accented with stacked stone. Retreat for the night with a fourth bedroom offering a large walk in closet. The lower level is complete with a half bathroom including a sink and jacuzzi tub, laundry room with ample storage and a three-quarter bathroom including tile flooring and glass shower. Friends and family will be over for the weekend to enjoy the above ground pool and large level yard offering privacy from mature towering trees.

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PINTAIL PONDS rriving in the spring of 2020 in the Pintail Ponds Development, three more homes will be added to the

neighborhood. If you are thinking of making a move to Annandale and are looking for one-level living with an affordable association fee, this development is ideal. Also, a two-story home is currently being built. The development has a continuous walking path that leads to Annandale’s many wonderful amenities.

GARY DAGNER Cell: 320.309.1739 gary@oakrealtymn.com

You Are My

Sunshine...

p MONTICELLO

$289,500 | #5653178 Welcome home! Tucked in a quiet neighborhood, retreat to privacy and seclusion surrounded with mature towering trees. Enter into a large

foyer with a walk-in coat closet offering ample storage. Gather in the upper level living room that opens to a gorgeous kitchen complete with pendant lights, granite counter-tops and stainless steel refrigerator. Relax in the 4-season porch warmed by an electric fireplace and step out to the spacious tiered deck with stunning backyard views. The upper level is finished with two bedrooms and a full bathroom. Entertain with

a lower level family room including a gas burning fireplace. Turn-in for the night with a comfortable master suite offering an accent wall and white trim. A three-quarter bathroom and laundry room complete the lower level. Spread out with a level yard offering mature gardens and a 33x11 patio. Enjoy a country feel, yet close enough to town offering wonderful amenities.

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p CLEARWATER

$249,900 | #5651590 This fantastic home greets you with a front covered porch with gorgeous curb appeal. Gather in the main level living room with a large picture

window and barn wood accents that lead into the spacious kitchen complete with stainless steel appliances, tile back-splash and center island.

The main level is finished with three bedrooms and a full bathroom. Retreat to the lower level offering a large family room with a electric

fireplace, master bedroom with walk-in closet, bathroom and storage room. Enjoy the country with mature trees, above ground pool, and deck with stunning views. Have plenty of storage space with a 24x28 double garage, 12x20 garage with a lean-to, chicken coop and 8x8 barn.

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KIMBALL

$299,900 | #4987372 Prime 26 acres in the city limits of Kimball. Located across the street from a convenience store with a housing development adjoining the west

property line. Great busy location! Currently being farmed with both beans and corn. Great location off Highway 15 with a short drive to Saint Cloud. Ideal location to develop or to keep as your own. The Kimball area is a great community offering nice amenities just a short drive away or enjoy a nice walk to the downtown area. Come take a look at this property and decide for yourself.

BRAINERD

SOUTH HAVEN

$34,900 | #5557280

$39,900 | #5652567

SOUTH HAVEN

$71,900 | #4908252

Nicely wooded 1.7 acre lot located just outside Finalize your building plans on this wooded This three acre parcel is one of the four remainof Brainerd on paved county road. Site used to lot located in Lakes of Fairhaven development. ing lots left in the Meadows of South Haven have a trailer that has been removed so site is Privacy producing trees consume this 1.77 acre development. Excellent countryside views and all cleared and ready for a new building. Sep- property with a portion that has already been black top roads. Rolling lots are available for

tic has been disconnected and still on the site. cleared out. This wonderful location offers a walkout homes. Outbuildings are allowed. Also Whether your future home site or getaway up community park within walking distance and is includes access to the 34 acre outlot. Nice esnorth this is a beautiful site to do it on.

LITTLE FALLS $87,500 | #5331691

just across the street from Lake Louisa/Marie.

MONTROSE

$244,900 | #5502985

tablished neighborhood on large country lots.

SOUTH HAVEN $18,900 | #5507899

This 12-acre parcel offers a great variety of 12.57 acres to build your new custom home Heavily wooded .60 acre lot ready to build woods, Mississippi river frontage and your in prime location. Bonus feature is large your new home with deeded access to the lake. very own piece of an island. With roughly 900 60x72 pole shed with three over-sized doors Lower portion lot is nicely wooded and will feet of river frontage there are several spots for and power. Shed is currently being insulated need to be cleared for building. Affordable campfires and fun times along the river’s edge. and new driveway has been installed. Shed is lot can be used recreationally or building of a If you are looking for simple off the grid living primed to fit big toys. All those large toys that home. Will need to get septic design done and this could be the ideal piece of land.

are tough to find storage for this shed will ac- approved by county. commodate. Location is ideal.

La nd

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MAPLE LAKE

ANNANDALE

$139,000 | #5353577

$249,900 | #5642517

Check out this 29.70 acre parcel that includes a pond and 14 tillable Wonderful opportunity to own over 19 acres offering expansive privacy acres. Although no building entitlement there are options for accessory and seclusion. Have plenty of space with a level yard that includes a

buildings related to agricultural use. There is also the potential to have 40x32 pole shed complete with a 40x16 lean-to. Property already in-

animals here per feedlot ordinance and regulations. Other possibilities cludes a 4-inch well and septic system with drain field. Mature trees could be hobby or organic farm. Work your field for a bit and then take and approximately 3.5 tillable acres and wooded acres make up this

a break with your kayak in the pond. Fence already surrounds the prop- property. Conveniently located a short drive to town offering fantastic erty so it can be yours to enjoy right away.

Contact Information: 320-274-6336 Backyardmn.com info@backyardmn.com 38

Land

amenities.

Locations: 940 Elm St E, Annandale MN 55302 24142 Smiley Rd, Nisswa MN 56468

ANNANDALE

$95,900 | #4938414

SAUK RAPIDS

$37,000 | #5332922

MAPLE LAKE $59,900

Build your dream home with amazing southern Fantastic 1.43 acre wooded lot that overlooks Set in Silver Creeks Heights addition, this

views of Limestone Lake. Privacy can be yours on the Mississippi River! This lot features a beau- country lot is complete with mature trees in an

this 1.57 acre lot which is perfect for the nature tiful building site tucked back in the trees with upscale development. This lot is perfect for your lover to enjoy wildlife. Includes 1/16th interest a driveway approach already in place. Conve- dream home including many lakes and parks

in a 44+ acre outlot and lakeshore on Limestone niently located off Highway 15 and Benton nearby. Open to any builder with covenants put Lake. Located walking distance from 350+ acre of Drive, this lot is close to shopping, parks, trails, in place. Offering school district choices of AnState of Minnesota/DNR land.

and downtown Sauk Rapids.

nandale, Maple Lake or Monticello.

La nd

39

An Oak Realty Original Puzzl e

For purchasing information turn to page 2

Continued on page 43.

S

80 ACRE PARCEL $399,900 | #5560846

portsman special set on a total of 80 acres offering gorgeous country views, ponds, low land and ma-

ture woods. Approximately 40+ acres of tillable land along with two building eligibilities. Located just

outside Annandale offering wonderful amenities, shops, parks, beaches and a fantastic school district. The possibilities are endless with this property!

42

Land

The Story of thePuzzle

It all started when we wanted to have some fun creating a puzzle, Oak Realty likes fun and loves Annandale memorabilia…that’s why we think of ourselves as Seriously Local. We began with a vintage photo of Main Street-Annandale, then added Annandale’s slogan ‘Heart of the Lakes’ and completed the image using a collage of photos taken from our archive of ‘old’ memorabilia. As you work on this puzzle, we truly hope this takes you back in time and jogs your memories of Annandale’s history, or you’re able to learn a bit about the ‘Heart of the Lakes’ rich background. They are offered for sale at Kaz Hardware, Annandale -pick one up for yourself, your family or your friends.

[ KIMBALL

$150,000 | #5247971

ANNANDALE

$35,900 | #5608693

CLEARWATER

$250,000 | #5144444

Ideal site to move your business or start a new Wonderful level lot set in the Southbrook Golf Unique investment opportunity overlooking

business. Prime exposure and location for your Course community. This vibrant housing devel- the Mississippi River located near Clearwater’s business to succeed. Located on Highway 55 opment offers a great playground, cart paths, Historic Main Street! Zoned R-4 Residential the lot provides great access for your customers driving range, clubhouse and restaurant. En- Low Density and is also in the Wild & Scenic

and great exposure for your business. The lot is joy walking paths to town with fantastic shops, Corridor. Perfect for single family homes, two-

0.69 of an acre so would make a great spot for schools, churches, parks and beaches. Gorgeous family dwelling and/or townhouses. Almost two your business.

views are waiting for your dream home!

CLEAR LAKE

$99,900 | #5631228

KIMBALL

$20,000 | #4863503

acres near Interstate 94 and County Road 24.

SOUTH HAVEN

$69,900 | #5577968

10.03 wooded acres ideal for future home. Lo- Welcome to Heritage Park Development Scenic private heavily wooded 2.1 acre lot located close to access to Elk Lake. Great acre- just two blocks north of the school and from cated on a dead end road. County land backs age to build your dream home. Tuck your new Highways 15 and 55. This is a twin home lot up to property so there is plenty of room to home into the woods for peace and tranquility. so there will be two homes on each lot. There enjoy nature at its best. Located close to many Great hunting spot until you decide to build. are 26 twin home sites on 13 lots. Affordable area lakes. Open to all builders. Come and Time to get out of the city and get yourself lot prices in a prime location. City living with build your new custom dream home. some acreage to give yourself some elbow room. countryside views.

44

Land

ANNANDALE ACREAGE

W

$379,900 | #5219211

onderful rolling land, nicely wooded with a pond offering a serene setting. Ideal 39.82 acres located at the edge of the City of Annandale offering a prime development opportunity. This parcel is adjacent to the city limits and is located within the orderly annexation agreement, it is very possible for this property to be annexed into the city limits. The city guided this property for single family residential use with the possibility of multi-family and higher density housing. The city has also planned an East/West road that would run directly through the property, this could be a great value in the access and would likely increase demand.

Located just outside the heart of Annandale offering wonderful school district, shops, businesses, churches, parks, golf courses and beaches. Easy access to Highway 55 and Highway 24, ideal for commuters.

La nd

45

LIMESTONE TRAILS $99,900 | #4937186

THE MEADOWS OF SOUTH HAVEN Lots starting at $71,900

Privacy and seclusion can be yours on this 3.12 acre lot. Build your

Buildable lot sizes vary from 3-3.9 wonderful acres. They provide excel-

try lot is perfect for the nature lover to enjoy the wildlife. Includes

Rolling lots are available for walkout homes along with outbuildings

dream home with southern views of Limestone Lake. This coun-

lent countryside views along with blacktop roads and peaceful setting.

deeded interest in a 25+ acre outlot and lakeshore on Limestone Lake. being allowed and all owners have access to the 34 acre outlot. A quiet Located across the street from 350+ acre of State of Minnesota/DNR land. Located in the Annandale School District.

development of large upper-end county homes is ideal for you to build your forever home. Located in the Annandale School District.

HERITAGE PARK OF KIMBALL A development with the future at heart. Parks and paths to enjoy and rain gardens. Easy access to skiing, golfing, boating and shopping. Use your own builder or use one of ours! Single family and twin home lots available. Oversized city lots starting at $20,000.

GARY DAGNER cell: 320.309.1739 gary@oakrealtymn.com

CARLA SUNDBLAD cell: 320.3493.1361 carla@oakrealtymn.com

COKATO

$199,900 | #5206700

SOUTH HAVEN

$599,900 | #5474426

Commercial opportunity in Cokato. Great location with high foot Wonderful opportunity to purchase a turn-key business located off traffic. Currently leased with successful, well established businesses in of high traffic Highway 55 with neighboring towns including; Anthe town Hub of Cokato. Instant income making potential, well main- nandale, Kimball and Fairhaven. South Haven Sports includes a gas

tained building with seven individual units. Parking lot is owned and station, convenience store, sport shop with bait and licensing, kitchen, maintained by the city of Cokato.

two bathrooms, storage room and an office. More details on Pg. 49.

C om m e r cia l

47

Y IT IL B A IL VA A D N U RO RA YE

Pleasant Dreams

VACATI O N RENTAL

11747 89TH STREE T N W, A N N A N DA LE ON P LEAS ANT L AK E

Get away from everyday life and enjoy all that Pleasant Lake and the Heart of the Lakes have to offer.

Relax in this inviting home set on waters’ edge. Settle in comfortably with an updated dining room, kitchen, vaulted living room, two bedrooms, loft, and two bathroom. Entertain in an open concept main level dripping with natural light from a wall of windows. Gather in the living room offering a fantastic

vaulted ceiling, fireplace and stunning views of Pleasant Lake. Retreat to the lakeside and take the time to

experience a sunset or sunrise. Just off a quiet road, this cabin is the perfect spot for your family getaway.

The rental should have everything you need to enjoy your vacation, so gather your fishing poles and get ready to splash around on the shores on Pleasant Lake. Are you ready for a vacation?

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com

48

Va c ation Rental

SOUTH HAVEN $599,900 | #5474426 Wonderful opportunity to purchase a turn-key business located off of high traffic Highway 55 with neighboring towns including; Annandale, Kimball and Fairhaven. Also just an hour west of the Twin Cities located in the Heart of the Lakes surrounded by growing communities and 26

lakes. South Haven Sports includes a gas station, convenience store, sport shop with bait and licensing, kitchen, two bathrooms, storage room and an office. In addition to the building, many extras are a part of the sale including; digital gas monitor, ATM, security system, large walk-in

6-door cooler, freezers, coffee & cappuccino machine, deep fryer, food warmers, propane tanks and so much more! Many upgrades throughout the years including a newer furnace and flooring & kitchen in 2015. Are you ready for your next business venture?

C om m e r cia l

49

F

COMMERCIAL OPPORTUNITY $234,900 | #5656892

antastic opportunity to own retail office space. Run your own business while receiving rent from other established businesses. Besides a spacious parking lot, there is also a large backyard complete with a deck offering a sliding glass door entry. Eight office spaces make up the building, including a centralized men’s and women’s bathroom. Prime location just off of well traveled Highway 55 and just blocks away from Main Street. The Heart of the Lakes area is a wonderful community offering great school districts, many parks and beaches and well established neighborhoods while continuing to grow. Are you ready to make your mark on this community?

50

Comme r cial

KIMBALL

$239,000 | #5248148 Prime commercial land opportunity. Prized location with exposure from two major highways. Heavy daily traffic count so your new business

venture will not lack exposure. The most desired commercial lot in the area is available. Would make a great spot for a strip mall, office park or retail outlet for multiple tenants. Ideal location for bank or credit union with drive thru. Customers will love the convenience and access of the location. Ready for your business venture. The lot is located on the corner of two major highways creating the highest of visibility for your

business. The adjoining 0.69 acre lot is also available for purchase if more room is needed. Bring you established business or idea and watch your business grow. Sign and light poles are already on the property.

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ence working with people in a professional and respectful manner.

He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures). For the past 22 years he has been an active, full time agent in real estate.

STEVE BRUGGEMAN

DEAN HOGLUND

B r ok e r/O wne r, REALTOR®, CRS, G RI

A s s oc i a te B r ok e r

Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”

A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing.

He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says. Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. He is a motorcycle enthusiast and enjoys traveling with his family.

Dean and his wife Bonnie live on Pleasant Lake in Annandale. They are blessed with three children and seven grandchildren.

He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak.

Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in Annandale, “It’s a great place to invest in.”

Steve has been designated a Super Real Estate Agent in 2014, 2015 and 2019. Steve was also mane on of the ‘Best Real Estate Professionals’ from Minnesota Montly in 2019 and 2020.

Oak Realty was named ‘Honorable Mention - Real Estate Company’ from Best of Central Minnesota Readers Survey/St. Cloud Times.

54

A gent P r of iles

Gary is a well rounded agent dealing with first time home buyers on up to high end real estate.

He says he loves to see the smiles on his clients faces when they close on their home purchase.

Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.

Gary and his wife Hollie reside in Clearwater with their three children. He is an avid golfer, and enjoys gardening and vacationing in his spare time. He is active with their children and their busy lives.

Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office.

CARLA SUNDBLAD RE ALTO R® , GRI

Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip.

GARY DAGNER RE A LTO R® , GRI

Gary has been with Oak Realty for 22 years, and has lived in the Annandale area for 42 years. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as long.

An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experi-

Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for Wright County, in addition to several other health care related positions.

Familiar with the greater Annandale area and it’s people, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer.

There is nothing more satisfying to her than to present a new home owner the keys to their new home and welcoming new residents to the area.

Carla proudly calls herself a retired Hockey Mom, in her spare time enjoys camping with her friends and family, and being active in her community. She also sits on the Buffalo Hos-

pital Foundation Board. She enjoys working on various crafts including knitting & sewing.

AMY MCNELLIS

in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.

She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrapbooking, photography, golfing, sports and spending time with family and friends.

RE ALTO R ® , G RI

Amy joined the Oak Realty team of realtors in the Spring of 2009. Raised on Lake Sylvia and familiar with the Heart of the Lakes area, Amy has a passion for the lake life in Annandale and surrounding communities.

She has a drive to help people discover the beauty of the lakes area and the expertise to help them find the right lake house, cabin, cottage, or home to fit their needs.

Amy worked in the mortgage and advertising fields before getting her real estate license. She enjoys the quick changes and challenges of the real estate industry, as well as the helpful, team atmosphere in the office.

REALTOR ®

Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor

RE A LTO R®

Corey joined Oak Realty in the Summer of 2013. With 10+ years spent working in customer service, Corey enjoys working in the community he lives in, helping current and future residents with their real estate needs. Listening to and educating his clients, exceeding their expectations, and being accountable for what he says, are incredibly important to his work.

He, along with daughter Peyton and sons Everett and Bennett, have lived in Annandale since 2008.

JENNA POTTER RE A LTO R® , GRI , C RS

A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate “Buying and selling can be stressful, and I strive of Becker High School and a 2008 Cum Laude to have an open ear to answer any questions and graduate of the University of Wisconsin-Stout. prepare a buyer or seller on how the process Since getting in to Real Estate Jenna has generally goes to make it as smooth as possible.” gained a great amount of experience helping Amy currently resides in Rockford with her first-time home buyers looking for that special fur babies. In her spare time she enjoys list- place to call home, move-up buyers, and vacaing to music, playing pool or cribbage, and tion property seekers looking for that "home" just having fun! Spending time with friends away from home. and family and being at her parents’ home on Jenna is grateful for the wonderful people she Lake Sylvia are her favorite ways to relax. She has met and looks forward to helping new loves all of the seasons that Minnesota has to clients while retaining relationships with past offer, but like a true Annandale native, the 4th ones. She prides herself in her care for others of July is one of her favorite times of year! and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.

TIFFINI KIEBEL

COREY CZYCALLA

Jenna and her husband Derek reside on Rice Lake in Clearwater with their two children Jaylyn and Axel. They are loving and adapting well to their new lives as a family of four. In addition to being an active participant in the Becker Chamber of Commerce, Monticello Rotary Club and local athletic leagues, Jenna enjoys spending time with her many nieces and nephews.

He is a current member and past president of the Annandale Lion’s Club and was reelected to the city council in 2018.

Along with being a member of the council, he sits on various boards and committees that keep him connected to what is happening throughout the community.

His favorite time of year is the annual 4th of July events, especially helping with the Lion’s concession trailer. In his free time, he enjoys golfing, bowling, hunting, fishing and time spent with his family & friends.

MEGAN JONES RE A LTO R®

Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.

She continued her studies at MN State University – Mankato and found herself back home. Like many in our office, she missed the place she calls home.

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Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.

Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” They also look forward to ice fishing on Clearwater Lake and visiting Pleasant Lake beaches in the Summer. Megan currently resides in Kingston with her daughter Lillian and significant other, Kody.

They plan to move to Annandale in the near future.

HISTORY Oak Realty was founded in 1974 when Don Bruggeman purchased Daryl Gunnarson Realty, and changed the name to Oak Realty after

its location on Oak Avenue, Annandale’s charmed Main Street. Our

red and white leaf was born and along with it, a tradition of providing quality real estate service in the Heart of the Lakes area.

In 1986 Don’s son Steve joined the business. Opportunities to own lakeshore property were abundant in those days. Lake homes and cabins in

the area ranged from $40,000-$100,000 and real estate companies literally held the keys to their front doors. The Sunday Star Tribune was widely-agreed to be the resource for new listings, and buyers often came through our office door with that ad in hand, eager to look at property.

We expanded into the 90's and outgrew the office on Main Street. In 1996 Oak built a new office with more space and visibility on Highway

55. Steve purchased the business in 2000, and soon after the Internet began to change the industry in profound ways. By 2001 we had our

first web site and the fat MLS books were collecting dust in the corner.

Oak Realty acquired Lake Country Properties in neighboring Maple Lake in 2007, our local presence expanded to two offices, and our staff grew again. In 2019 we celebrated a milestone, 45 years in business. The

anniversary also marked a new beginning. Though excited about where

perseverance and hard work has brought the company in its early years, ANGIE BOYER O ff ice Manage r/M a rke t i n g

Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives.

Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she shares fresh ideas in marketing and advertising, and keeps our busy office running smoothly.

Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves.

In her free time, Angie treasures spending time with her family, her husband Shawn, daughter Justice and son Chance, labs Sarge and Jackson, being active in her children’s activities and relaxing at her parents’ lake home. “I also enjoy going on motorcycle rides, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.

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we’re even more excited about what lies ahead.

Our approach to business has changed greatly due to the shift in how

buyers and sellers can obtain information. Over the years, however, the true relationship between agent and client hasn’t changed. Since our

founding over 46 years ago, our success has been carried by our abil-

ity to build long-lasting relationships. Relationships based on honesty, respect and fair business practices. We love taking our customers for a drive through the area and educating them on the various lakes, neigh-

borhoods and their histories. While the majority of today’s buyers (and

sellers) have done research online before speaking to an agent, many are quick to realize there is a lot to learn about this area, and a visit with a local expert is a great place to start.

We are proud to be an innovative company. We enjoy seeking new so-

lutions to bring into our business and have continued to do so as we grow and change. We want tools that help us do our job better and

more efficiently, and systems that help you buy or sell property with

greater confidence. While no one can predict the future, it seems al-

most a certainty that the Heart of the Lakes will continue to retain its warm character and draw new people to its lakes and countryside. For

those that its lifestyle appeals to, (frankly, we wonder how it couldn’t) our friendship and services will be there.

Seriously Local Since 1974

Seasons

CA PT UR IN G T H E E S S E NC E O F T H E H E ART O F T H E L AK E S

Creating our new normal.

S e p te m be r 1 8 , 2020.

CA LL. CLICK . CO M E IN. WE OFFER

Experienced and knowledgeable REALTORsÂŽ ready to assist you in a relaxed, comfortable setting.

A free, complete market analysis of your lakeshore, residential, land or commercial property.

Complimentary wall-sized individual area lake map prints.

Complimentary area maps.

Excellent marketing resources and high-quality advertising.

A foundation of success with over 46 years in business.

YOUR G UIDE S TO T HE HE ART O F T HE L AK E S S I NC E 1 9 7 4 WW W. OAK R E ALTY MN. CO M