North West Circular - Issue 63

CAN YOU HELP ME GET THE ABUSE

OUT OF MY MIND?

hear my hearvoice my voice A VOICE TO VICTIMS ABUSE GIVING AGIVING VOICE TO VICTIMS OFOF ABUSE

For information, support and advice, visit our new website www.shemakoli.org or call the Helpline 020 3670 1818

‫בס״ד‬

Kollel Netzach Yisroel

Gala Dinner Hosted by dear friends of the kollel

who wish to remain anonymous

Guest Speaker

Harav Osher Weiss ‫שליט״א‬

‫בעמ”ח ס’ מנחת אשר‬, ‫גאב”ד בד”ץ ובית הוראה דרכי תורה‬, and gifted orator

‫יושב ראש‬

Harav Shmuel Joseph ‫שליט״א‬ ‫רב דק”ק קול יעקב עדזשווער‬

wednesday

10 may ? t e y d e i ,‫י״ד אייר‬ repl ‫פסח שני תשע”ז‬ have you The Kinloss Banqueting Suite

REPLY NOW e-mail friendsofnetzach@gmail.com or text 07817934066

Suggested Donation: Couple £180 | Single £100

‫לרפואת אריאל יהודה בן יהודית‬

HOTEL & CAR RENTAL IN ISRAEL

TALK TO US

AND DISCUSS YOUR REQUIREMENTS TAILOR YOUR BOOKING TO SUIT YOUR NEEDS

CONTACT US FOR A QUOTE

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8 north west CIRCULAR • 30th April 2017

BETTER RATES THAN THE INTERNET

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10 north west CIRCULAR • 30th April 2017

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12 north west CIRCULAR • 30th April 2017

‫בס’’ד‬

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14 north west CIRCULAR 2017 2016 Circular • 30 11th April SEPTEMBER

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20 north west CIRCULAR • 30th April 2017

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22 north west CIRCULAR • 30th April 2017

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26 NORTH WEST Circular • 5th FEBRUARY 2017

www.northwestcircular.com 27

28 north SEASONAL west CIRCULAR CIRCULAR• PESACH • 30th April 20172017

LIFE 2.0

INNATE HEALTH

CONFERENCE AN EASIER LIFE THROUGH A SIMPLE UNDERSTANDING OF THE MIND

MAY 21ST - 23RD 2017, ALLIANZ PARK, LONDON MODERN LIVING seems to require overwhelm, stress, worries about money, health or the future, and challenging dynamics in personal or working relationships. The Life 2.0 Conference was created to address these issues, making the availability of a new experience of living accessible for everyone.

WHILST THE COMMON belief may be that circumstances and the people around you create your experience of life, Innate Health, also known as the Three Principles, points to the role of the mind in generating our feelings, sensations, and perceptions. If this is true then it follows that a new experience of life is not limited by circumstances at all.

RESULTS FOR THE APPROACH are both unique and life changing with thousands of people across the globe experiencing new hope for living a newly impactful and fulfilling life.

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No-one is turned away due to a lack of funds and we encourage everyone to apply.

BetterWorld Charity | No:1117028

. . . i n

h i s

OWN WORDS

#34

Every week, we share a sliver of many of the appreciative messages we receive. This week, we share with you the story in its entirety, per protagonist’s request – so that the impact of his yeshua can inspire others. Read on, and hear his story in his own words…

Hi. It was only last week that I called in my request to Kollel Chatzos, and I'm already a 'geholfener'.

It was about a week ago that I gave up my office job for several reasons, including certain ruchniyus problems.

Although I was confident in my decision to leave the job because I felt it is the ratzon haBorei, I also called up the Kollel Chatzos office that very day and was menadev a substantial donation l’zchus that I

should find a good 'ehrliche' job.

It was only two days afterwards that that someone called me up and offered me a great position in a very busy office. It was a wellpaying business and a very ehrliche environment as well.

So, I would like to ask you to please publicize my story, so that people should know the koach of supporting a talmid chacham learning in the holy hours of fartugs.

Z. G., Boro Park

020.3418.6101

‫להצלחת דוד משה‬ ‫בן שיינדל‬ '‫וכל משפ‬

32 NORTH WEST Circular • 22nd JANUARY 2017

2

Jewish Telegraph Friday March 17, 2017

Who Are We? Claiming 4U are a local firm of claim management specialists who are committed to helping people claim back compensation for mis-sells they may have had. We have helped many people claim back compensation who did not know they could claim from

MIS-SOLD SHARES TO PPI TO FLIGHT DELAYS AND LAUNCHING OUR BRAND NEW PRODUCT

MIS-SOLD SIPPS (PENSIONS)

WELCOME TO THE LAUNCH OF THE NEW CLAIMING 4U We have changed our logo • We have changed our colours • We have opened up all over the world

Claiming 4U have a team of specialists in MANCHESTER • ISRAEL • SOUTH AFRICA • SPAIN • AUSTRALIA We have been busy ensuring that we can do the best we can for all our existing clients and new clients, even ensuring we have departments all around the world to ensure we are everywhere for YOU

WE ARE TRULY ON YOUR SIDE!!!!

NEW PRODUCT

Have you had a Mis-Sold Self Invested Personal Pension? (Sipp) SIPPS are a kind of personal pension that allows you to hold multiple investments and products. This means you can grow your pension fund through these investments.

However, as employers do not make contributions towards SIPPS, many people lost much of their pension fund as a result of POOR ADVICE or CORRUPT ADVISERS. Additionally, SIPPS normally attract high fees due to the flexibility and earning potential for investors. As a result of the high fees earned from SIPPS, many advisers convinced savers to SWITCH to SIPPS purely to gain ADDITIONAL COMMISSION. Even more shocking is that SIPP advisers encouraged clients to pay their savings into investments abroad which have subsequently dissolved, with savers losing large amounts of money. It is likely you were mis-sold if any of the following applies to you. This could mean that you are eligible to claim for SIPPs compensation.

Lack of understanding- Where you were new to investing and did not understand the process or investment that you were advised on.

Given poor advice- Where you were advised to switch, even though your existing scheme was more suitable to your current and future pension needs.

Hard sales or pressure selling- Where you felt uncomfortable or pressured into an investment that you didn't really need or want.

Income tax implications- If you were not warned that exceeding your annual tax-free limit of £40,000 would result in you paying 55% in income tax.

Advised you could avoid tax- If your financial or pension adviser recommended an SIPP as a means of tax avoidance.

Lack of transparency on fees- If you were not made aware of any management fees or additional costs attached to the investment No advice given on the risks- If you were not given advice about the risky nature of investing in property and the potential negative implications.

More commonly, if any poor advice concerning SIPPs left you worst off, you may be able to make a complaint and receive SIPP claim compensation.

What is a SIPP?

A Self Invested Personal Pension (SIPP), is a personal pension scheme approved by the government. SIPPs were introduced in 1989, and since then more than a million UK citizens have used an SIPP to further their pension pot. However, SIPPs are considered riskier than other types of savings as they rely on the success of where the money is invested. Particularly risky investments included overseas investments, most environmental related investments and certain types of property. Sadly, SIPPs were widely mis-sold, and a great number of people have lost much of their hard-earned savings as a result.

In light of the SIPPs mis-selling scandal, the Financial Services Compensation Scheme (FSCS) have set aside £100 million to pay for compensation costs, where complaints are made about mis-selling.

Call us (0161)798 8586 or Email Kirsty Englander Kirsty@claiming4u.co.uk

S

B

10th A

A DECAD

Save The Date

Beis Chinuch Girls Primary School

Anniversary Fundraising Dinner

6th July 2017 | Allianz Park

DE OF GROWTH

‫ב״ה‬

SURVIVAL OF A NATION Exploring Israel through the Lens of the Six-Day War 2017

1967 YEARS

H I STO RY D E B AT E CONTROVERSY

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FEE: £60- including textbooks

For more information, call 02084580416 or email info@tzivoshashem.co.uk

Register today:

MYJLI.COM

42 SEASONAL CIRCULAR • PESACH 2017

44 north west CIRCULAR • 30th April 2017

www.northwestcircular.com 45

46 north west CIRCULAR • 30th April 2017

Shalom Bayis can sometimes be hard work.

Our community prides itself on the strength of its family values, where Shalom Bayis is the ideal.

But there’s only so much that one person can do. When faced with aggression, shouting, constant criticism or belittling, the impact on Shalom Bayis can be enormous, and very frightening.

Jewish Women’s Aid is here to help you and your children.

Jewish Women’s Aid is a national charity, and the only organisation in the UK which deals specifically with the needs of Jewish women and their children who are facing this situation.

All of our services are completely free. We offer a Helpline, 9.30-9.30 Mon-Thurs (apart from Yomtov), which is completely anonymous and confidential so you can talk freely to someone who will believe you, and care. We have refuge provision across the UK, ensuring a safe, kosher home for women and children to live in if they need it. Our professional staff offer practical and emotional support for as long as it is needed, and they can advise on safety, and legal and financial matters. Our highly-trained counsellors help women regain their peace of mind.

And our specialist children’s worker helps children rebuild trust in relationships and themselves.

If you are experiencing this, you don’t need to deal with it alone. We can help.

Get help advice@jwa.org.uk Helpline 0808 801 0500 JWA supports Jewish women and their children affected by domestic violence and abuse: Helpline • Advocacy & Support • Refuge • Counselling • Specialist Children’s Worker • Education • Campus Outreach • Training PO Box 65550, London, N3 9EG

Registered Charity Number 1047045

ONE STOP SHOP IS COMING TO UK

London from 19th May - 23rd May Manchester from 22nd May - 24th May •

•

•

Native English speakers.

To make an appointment or

Large selection of resale homes.

further details contact

Escorting clients through the purchasing process.

•

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Darren Rich

Lawyer & interior designer on hand for

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consultation

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Netanya—Raanana—Tel Aviv—Hadera & most Cities in Israel

info@homeinisrael.net www.homeinisrael.net