Napa’s Landscape Maintenance Company Landscape Maintenance Pricing starts at: • $150 per month for every other week service • $260 per month for every week service
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MON. – FRI., 8 A.M. – 5 P.M.
DAILY 8 A.M. – 8 P.M.
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• Same day appointments and telehealth available by calling 707-703–4863. • Nurse Advice Line (available from 5 p.m. – 8 a.m.) can help you determine your next steps in after hours care. Reach the Nurse Advice Line by calling your primary care office after hours and selecting the appropriate prompt or by calling 877-870-7537.
• A convenient, simple way to see a health care provider in minutes from the comfort of your home. • Virtual visit with any provider for minor immediate health concerns.
SCAN TO LEARN MORE
• Immediate medical care for non-life-threatening ailments. • Walk-in care — no appointment required. • Virtual visit available.
SCAN TO LEARN MORE
If you are experiencing a medical emergency for a life-threatening condition with severe symptoms, please call 911 or visit the nearest emergency department. August 2021 Providence.org/PMGNorCal napavalleymarketplace.com 1
THESE FLOWERS HAVE A LOT OF FIGHT IN THEM. The Alzheimer’s Association Walk to End Alzheimer’s® is full of flowers, each carried by someone committed to ending this disease. Because like flowers, our participants don’t stop when something’s in their way. They keep raising funds and awareness for a breakthrough in the fight against Alzheimer’s and all other dementia. It’s time to add your flower to the fight.
Join us at act.alz.org/napa2021
2021 NATIONAL PRESENTING SPONSORS
Napa Valley Walk to End Alzheimer's September 25, 2021 Yountville Park Register now at act.alz.org/napa2021
We Haven’t Missed a Beat Since 1867
Phil Rapp AVP Community Branch Manager (707) 492-3751
For more than 154 years Bank of Stockton hasn’t missed a
beat in providing the financial and banking services our clients need. From business loans to expand a growing venture to real estate loans to help you buy a new home, we’ll supply the right advice and solutions that work for you. We are constantly working to make banking easier and more convenient with innovative products like our mobile banking app, remote deposit and security transaction alerts. Visit one of our branches today or check us out online and see for yourself what Bank of Stockton can drum up for you.
Mario Callegari VP Business Banking Center Manager (707) 492-3767
IN NAPA 1505 Second Street August 2021
“As a married couple of 51 years, we ﬁnally addressed our attention to establishing an Estate Planning Portfolio. Our choice to assist us was Celaya Law. Celaya Law went beyond our expectation. You made it happen for us! We thank you Celaya Law for your warm and comfortable atmosphere.” – Bob and Debbie Herlocker
FREE WEBINARS EVERY WEDNESDAY Visit our website or call to register today!
Anthony G. Celaya, Esq.
Seminarios webs en español en vivo disponibles. ¡Regístrese en nuestro sitio web!
Meghan M. Avila, Esq.
707-492-3112 • celayalaw.com • Se Habla Español
SERVICE CALL NO W! CALL DISCOUNT
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calbayservice.com 2586 Harvest Lane • Napa, CA 4
GRAND REOPENING • AUG. 17TH
We would like to welcome you to our newly renovated showroom for a day of festivities featuring:
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from our leading decking vendors:
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150 S. NAPA JUNCTION | AMERICAN CANYON 150 S. Napa Junction, American Canyon • 707-647-2100 • info@adobelum email@example.com Hours: Monday-Friday, 6:00am- 4:30pm August 2021
The Napa Weight Loss Program is looking for at least 100 people in this area who are interested in losing up to 15 pounds or more – over the next 30 days by way of a doctor-monitored weight loss program.
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2/11/21 7:13 PM
BETTER ASSESSMENT. BETTER CARE PLAN. BETTER OUTCOME. Senior Helpers LIFE Profile combines compassionate care with technology to create the most comprehensive in-home care plan for your loved one. Our proven programs and trained caregivers make it easier for families to: • Address areas of concern including Independence, Burden of Care, Safety Risks, Quality of Life and Medical Condition Management • Create a safe, comfortable care environment at home • Provide the specific assistance and support needed for successful aging at home
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BACK TO THE CLASSROOM!
COVID TESTING & VACCINES to return to classroom. SPORTS PHYSICALS to get ready for teams. X-rays and care for cuts, breaks and sprains. Short wait times and easy online appointments.
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N A PA VA L L E Y ’ S C O M M U N I T Y M AG A Z I N E
BACK TO SCHOOL ISSUE O N T H E COVE R
Get Outside! Do Things Outdoors By Lisa Adams Walter
17 Collabria Care 20 Community Spotlight: Barry Martin
By Kathleen Reynolds
31 Race Across the West COLLABRIA CARE
414 S. Jefferson Street, Napa (707) 258-9080 | collabriacare.org
34 Benefit Concert Spreads Love 38 Merrill Money Sense
Should You Borrow or Take a Distribution from Your 401 (k)?
40 These Kids Today
Get Outside! Do Things Outdoors
Benefit Concert Spreads Love
UBLISHER | Napa Marketplace Publishing, Inc. P EDITOR-IN-CHIEF | Connie Anderson SALES EXECUTIVE | Erica Pickett CREATIVE DIRECTOR - GRAPHIC DESIGN | Suzanne Nott GRAPHIC DESIGN | Alicen Curtis ACCOUNTING MANAGER | Kelly Hurst WEB EDITOR | Suzanne Nott Napa Valley Marketplace Magazine 1556 First St., Suite 103, Napa, CA 94559 firstname.lastname@example.org | napavalleymarketplace.com P: 707.226.2474 | F: 707.339.8332
(Spoiler Alert...They Are Awesome!) By Mike Carruth
44 Napa Valley Upcoming Events CONTRIBUTING WRITERS Lisa Adams Walter Kathleen Reynolds Mike Carruth
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The Marketplace Magazine© is a division of Napa Marketplace Publishing, Inc. Copyright© August 2021. ALL RIGHTS RESERVED. No part of this publication may be reproduced without written permission from the publisher. Over 36,000 distributed in Napa, Yountville, St. Helena and American Canyon.
Residential - Commerical
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OXBOW R I V E R S TA G E
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2 nights FRI, OCT 8 + SAT, OCT 9
WILCO On Sale Now!
Get Outside! DO THINGS OUTDOORS By Lisa Adams Walter
Biking Photo: Napa Valley Bike Shop
While we did not experience a fair share of rainy days over our most recent winter and spring seasons, a trademark of Napa Valley living is that, drought or not, raindrops are rare from roughly mid-May through October. This means that most days are perfect days to leave those four walls behind and get outside. Our ideal, temperate climate, coupled with outstanding scenery and vast accessibility, naturally create
opportunities to do things outdoors. From strolling through towns, to parks and trails, to waterways, here are some ideas for this and the coming months, to “do things” outdoors.
Rather than sit and talk on the phone with a friend, it can be much more fun to arrange a meet-up, and then catch up on the latest while walking a neighborhood or trail.
Getting out and about immediately creates visions of healthy activities, that simultaneously get the heart pumping while feeding the mind and soul. A standard activity for me all year long is to go on a hike or simply take a good, long brisk walk.
Downtown Napa is an extremely walkable destination, with neighborhoods that boast an eclectic array of historic buildings. When walking, everything looks a bit different than when cruising by in a vehicle.
Feel free to explore, yet there are also guided tours around town, focused on several topics. I discovered that the UC Master Gardeners of Napa County host monthly guided “Tree Walk Tours” at Fuller Park. Private tours are also available, as well as selfguided tours that you can enjoy at any time with the assistance of your mobile smart phone. If getting out on the water is appealing, you can of course selflaunch a boat, kayak, paddle board or canoe. Enjoy Napa Valley is a local business, however, that rents supplies such as kayaks and paddle boards, as well as, offers guided tours on the Napa River. Fishing kayaks and bicycles are also available. Many of us own bikes, and if not, they can be rented as mentioned. Another great spot for renting bikes or booking a guided tour is Napa Valley Bike Tours (with locations in both
Yountville and Napa). I love to trek up and down the Vine Trail. While the trail is not yet complete (at some point in the future, the goal is that it will stretch all the way to Calistoga) there are miles of quite level, paved trails for walking, biking running and even skating! Yes, roller skating… read on. Lately I have noticed rollerblading as a retro activity, that seems to be on the rise. Up and down the Vine Trail, all about town, even in my own neighborhood I have noticed adventurous types on roller skates. Rollerblading, more appropriately known as “inline skating,” is a thing! The Rails-to-Trails Conservancy is a terrific resource for discovering trails appropriate for different outdoor activities ranging from inline skating, to dog-walking trails, running trails and walking trails in our region, as well as nearby regions.
Even without searching online, there are plenty of local hikes that have been some of my favorites for years. Westwood Hills Park, Skyline and Alston Park are all easy, pretty much “beginner level” hiking parks that are available to everyone for free. Each provide differing vantage points of Napa, with pleasing and gratifying views from top spots in the parks. While created for tourists, the hiking recommendations from Visit Napa Valley are pretty incredible and will provide months of weekend hikes by searching “Things to Do” on their website, and then selecting “hikes.” Tennis has long been a popular activity, yet the emergence of pickleball in the past few years has not gone without notice. Several tennis courts have been converted, and clubs exist all over for this easy-tolearn sport. Napa Valley Pickleball is described as fun, friendly and inclusive. I have witnessed a similar attitude with
Hiking Photo: Augustine Agency
the Yountville Pickleball group, in that all levels of players are welcome. Pickleball is a life-size paddleball sport that in a way combines badminton, ping pong and tennis. Recently, we had relatives visit, which as a local always creates occasions to do things that are considered to be a bit more typical for tourists. In addition to supporting some restaurants while dining al fresco, we also imbibed in some shopping therapy on both Main Street in St. Helena, as well as, First Street Napa (the actual street and shopping complex) and the emerging 1400 block of Second Street (also in Napa, which includes Grace’s Table, Be Bubbly, Monday Bakery, Jeffries General Store and Muguette Renee Boutique) to support small businesses and merchants in both towns. While shopping, part of the time is naturally spent “inside.” Yet each of these shopping options offer the chance to leisurely stroll the streets while meandering indoors and out, with opportunities to stop and taste wine at an “urban” tasting room, if desired, along the way. We will likely have hot spot weather days here and there, but most around here are indeed pleasant. A few months of prime weather remain, so get out there and do things in the Napa Valley outdoors!
Get Outside! UC Master Gardeners Tree Walk
Enjoy Napa Valley
Napa Valley Bike Tours NapaValleyBikeTours.com
Napa Valley Bike Shop NapaValleyBikeShop.com
Rails-to-Trails Conservancy TrailLink.com OPEN FOR BUSINESS in Napa
Visit Napa Valley Hiking Guides
Napa Valley Pickleball NapaValleyPickleball.com
Main Street St. Helena
First Street Napa FirstStreetNapa.com
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Doors Open: 5:15pm Buffet Dinner: 5:45pm– 6:55pm Tournament: 7:00pm until ﬁnal fold.
October 15, 2021
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150 Single Player • $50 Observer
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ABLE JANITORAL S ERVICES Bonded, Licensed and Insured
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8 New Career Pathways (re)imagine what can be
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Friday, September 3, 2021
Eagle Vines Vineyards & Golf Course
ESTATE LUNCHEON Wednesday, September 8, 2021
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ONLINE AUCTION Friday, September 3 - Sunday, September 12
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Napa School of Music
Following Covid-19 Safety Protocols
BUILDING SELF ESTEEM THROUGH MUSIC
Introducing the Musical Ladder System® Napa School of Music is the only school in the NorthBay to offer the Musical Ladder System®! Students have the opportunity to earn trophies, medals, certificates, and award wristbands to celebrate their achievements! This encourages students to practice more, challenge themselves, and meet their goals.
Call to sign up! 707-252-4040
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LESS THAN A MILE FROM DOWNTOWN
(707) 699-2281 August 2021
“We thank our season ticket holders for being so patient and will have seats for them.” By Kathleen Reynolds Pictured above: Lucky Penny Co-Founders, Barry Martin and Taylor Bartolucci
Was Barry Martin just a simple boy with a dream from Joplin, Missouri, who wanted to become a radio personality and act on stage?
“I went to college to be a teacher,” says Martin. “I majored in Education when I started at University of Missouri in Columbia. Quickly I found the curriculum wasn’t for me and became a theater major.”
where he got a job as a part-time announcer at a radio station. It led to full-time work in programing. At 21, he married and decided to locate somewhere with a good theater scene. That brought him to Minneapolis, and he landed a job at KSTP writing and producing commercials. He was offered an opportunity to work at a new station opening in Bettendorf, Iowa. Bettendorf is part of what’s known as the Quad Cities, which is a thriving cultural mecca in Iowa and Illinois.
His senior year this new direction took him to southern California,
“However, it was the ‘80’s and that was farm country,” says
COMMUNITYSPOTLIGHT Barry. “The farm economy was floundering. Not a good time to start a new job in a new market.” He could see the handwriting on the wall. Relatives had moved from Joplin to San Francisco by then, so he sent out demo tapes. Before long, Barry learned that a radio station in Napa was interested. “Tom Young owned KVON and recognized the name of one of my Midwest references. That was May 1986. I knew nothing about Napa; I’d never been to northern California.” That was the start of Barry’s career in the Napa spotlight.
“I was a DJ for KVON-AM and KVYN-FM and worked with Mike Savage and George Carl,” recalls Martin. “I became program director and, despite some resistance from existing employees, reformatted programming and built-up live shows.” As happens often in radio, the station was sold to someone who had new ideas. Owner Charlie Moss planned to build a network of radio stations in resort markets. “In 1996-97, I transferred to Moss’s station in Taos, New
Mexico. Six months later, I was back at KVON.” Martin took on a new role in 2001, working as the Public Information Officer for the Napa River Flood Project, but continued as the morning show host on KVON until 2003. “The station sold again, and I asked to be let go. I had other work lined up and spent 15 years doing public information, including nine years of Community Outreach for the City of Napa and consulting.” 2009 brought more changes when he co-founded Lucky Penny Productions with Taylor Bartolucci. He has written several successful short plays. Currently, he’s back on KVON with his morning show and is writing the upcoming holiday show for Lucky Penny. “It’s called “A Napa Valley Christmas Carol,” and is a modern day take on the Dickens classic with a local twist. Rob Broadhurst, of NYU’s Tisch School of the Arts, has written original music, but it’s a different type of musical. We think people will enjoy it.”
“Lucky Penny weathered the pandemic by turning off all unnecessary expenses. We don’t have payroll. We got an Economic Injury Disaster Loan as a cushion. Our video theater was “pay what you can” in donations. This summer we are once again able to hold the Napa Academy of Performing Arts sessions for kids.” “I love teaching; after all, I started out as a teacher. Our intention was always to have an education portion of Lucky Penny and we have that with the Napa Academy of Performing Arts (NAPA).” They’re gearing up for their first full production back in their theater since COVID; a production of “The Little Mermaid” September 10 through 26. “We thank our season ticket holders for being so patient and will have seats for them.” With such a varied resume and work history, what is his proudest professional achievement? Lucky Penny House Managers
“Co-founding Lucky Penny,” he says. “Even before we had our own place, we made something out of nothing.
LICENSE & BONDED, CSLB # 925070
SPECIALIZE IN: • Stamped/Colored Concrete • Retaining Walls • Driveways & Sidewalks • Pavers • Patios • New Lawn & Irrigation • Artiﬁcial Grass • Fences, Decks, and Overhangs
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WE ALSO DO HANDYMAN WORK! 22
Now we have a physical location including 7200 square feet of rehearsal, storage and performance space. Most theater company must truck stuff around in and out of storage.” “We had a BHAG—Big, Hairy Ambitious Goal. There were many renovations needed, we salvaged stuff through donations. Dreamweavers and the Opera House gave us equipment and drapes. Now our equipment is getting better. We feel if we do good work, the money will come. We don’t do a lot of fundraisers; we earn our way.” “Brian Watson does all the scenic work that I used to do and it’s an enormous help. There aren’t enough hours in the day to do administration, teaching and directing.” “I’m happiest when I’m not in a show, but in the office listening to the audience. To see people as they leave and knowing we made them happy.”
What don’t we know about Barry? “I spent 15 years as a national level soccer coach. It started getting harder as I aged,” he says and laughs. “I phased soccer out and got back into theater. There’s a line in a play I did 10 years ago, “The Lion in Winter.” Henry says there’s a stage in life where there’s a burst of vigor before inevitable decline. Well, I might be in a slow decline.” We doubt that, but will he ever retire? “I can’t imagine doing nothing all day. I feel blessed to have been able to live for 35 years in Napa and grateful to those who gave me work in radio and for the city. People are surprised that I’m not the most social person. But I’m grateful that my family is thriving and that I get to wake up to this place and lifestyle.”
“I’d like to write more and travel more. My daughter and her four-year-old live in Brooklyn and I haven’t been able to see them. My son has two children and lives in Sacramento.”
Lucky Penny 1758 Industrial Way, Unit 208, Napa (707) 266-6305 | www.luckypennynapa,com
Defeat the Drought: Reduce Lawn Watering City of Napa water customers are now restricted to two days per week of sprinkler irrigation*. Sprinklers allowed... for EVEN Numbered Addresses:
MONDAY and THURSDAY
for ODD Numbered Addresses:
TUESDAY and FRIDAY
No sprinklers allowed:
WEDNESDAY, SATURDAY, SUNDAY
• • • •
*Restrictions do not apply to: Low-volume drip irrigation Container plants Hand watering Testing, maintenance, repair
cityofnapa.org/water August 2021
KITCHEN & BATH DESIGN $
Your Cabinet Purchase of 10 Cabinets or More or
Mention this Marketplace ad
Your Cabinet Purchase of 10 Cabinets or More or $
500 OFF DESIGN
Your Cabinet Purchase of 10 Cabinets or More or CONSULTATION
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KITCHEN | BATHROOM | ENTERTAINMENT | TILE | STONE | GRANITE | QUARTZ
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Auto • Home • Business • Life www.statefarm.com
SCHOOL BEGINS WEDNESDAY AUGUST 18TH
Do you know Data Conﬁrmation replaces paper packets at the start of each school year? Watch for a NVUSD ParentSquare message early August, by phone, text, or email, with information to know how to complete Data Conﬁrmation and see student schedules/classroom assignments.
NAPA VALLEY'S PREMIER JANITORIAL SERVICES
Our goal at Napa Dental is to offer the very best dental care to our patients. We want to make sure that you have a smile of which you can be proud.
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NOW ACCEPTING NEW PATIENTS! SERVICES INCLUDE: • Routine Eye Exams • Cataract Surgery • LASIK and Eyelid Surgery • Glaucoma and Macular Degeneration Care • BOTOX • Diabetic Eye Care • Dry Eye Treatment Dr. David P. Simon, MD, FACS Eye Physician & Surgeon
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DR. JEFFREY BROOKS Board Certified and Fellowship Trained Vascular Surgeon
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935 Trancas Street, Suite 2C, Napa www.TreatYourLegs.com August 2021
Jim Montgomery, Katherine Zimmer Burke, Pat Burke and Ann Cash
Napa Academy of Performing Arts (N.A.P.A.) Jammin’ in the Jungle summer camp at Lucky Penny Productions.
99.3 The Vine’s morning show host Gabriela Fernandez (center in pink) is pictured with the staff at Harvest Pediatrics. They won the station’s monthly “Free Food Friday” promotion.
Melinda Adams, Mary Luros and Lynn Carriker 26
Rotary President, Jon and Carol Crawford, Liz and Gary Rose
Cooke Orthodontics donated their photo booth to Napa’s Junior Livestock Auction!
Avi Strugo and Cyndi Jeanty
John and Dorothy Salmon
Alex and Susan Heiken, Diane Brown and Al Gillette
Ryan Gregory, Jim Jones and Richard Brockmeyer August 2021
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Race Across the West
930 miles - Oceanside, CA to Durango, CO Race Across the West (RAW) attracts ultraendurance cyclists from around the globe to take on some of the finest terrain the Western USA has to offer. The route travels west to east from the sandy beaches of Oceanside, CA, over the Sierra Mountains and into the scorching Mojave and Sonoran deserts. It continues climbing into the mountains surrounding Flagstaff, AZ, through the expanse of Monument Valley, UT and eventually ending up in the Rocky Mountain town of Durango, CO.
Team Adagio: Dave Rosentha Ron Whitmill, C l, huck Olson & G lenn Hughes.
Team Adag io
Team Adagio, a four-man cycling team based out of Napa, cycled non-stop, completing the 930-mile race, with 56,000 feet of climbing in 63 hours, 40 minutes. The riders were Dave Rosenthal, Ron Whitmill (captain), Chuck Olson and Glenn Hughes. Their ages ranged from 64 to 70 years old. Eight crew members in two vans and an RV also worked around the clock to support the racers, by transporting the teams, providing mechanical support, encouragement, food and hydration. The team persevered throughextreme heat up to 117 degrees, against numerous sections of headwinds, and the misfortune of some bicycle mechanical issues. So why train for months and log thousands of miles in the saddle for such a grueling challenge? We are enthusiastic about cycling and we enjoy the training aspect as much as the race itself. Most importantly, we get a chance to push ourselves outside of our daily comfort zone while sharing an epic adventure with a group of friends that cannot be explained, only experienced.
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BENEFIT CONCERT SPREADS “Love is the only sane and satisfactory answer to the problem of human existence.” ~ Erich Fromm
Imagine that you have a smart, talented, beautiful daughter who is attending her first year at a prestigious university. Then imagine that same cherished child is snatched from the world by a senseless, brutal act of violence.
For Arik and Hannah Housley, that nightmare became reality when their daughter, Alaina, was killed in a mass shooting while out dancing with her college friends.
What would you do?
After a period of reflection, the Housley family started the Alaina’s Voice Foundation to be a positive change in mental health. “Alaina’s Voice Foundation has a mission to inspire hope and kindness through education, music and mental health initiatives,” says Arik. “We believe this is the best
way to inspire hope and kindness is by listening to music, together, outside with our community.’ On Sunday, August 15, on the Oxbow River Stage in downtown Napa, Matt Nathanson will headline a benefit concert for Alaina’s Voice. Tickets are limited and are $25 per person, available online at AlainasVoice.org. The doors open at 5 pm and the show starts at 6 pm. Producers of the show are BottleRock Presents, the producers of BottleRock Napa Valley, in partnership with Blue Note Entertainment Group and Another Planet Entertainment. “The night Alaina lost her life, along with 11 others, our world changed in an instant,” recalls Arik. “But in that moment of sorrow, we felt so much love from everyone around us. Some of our closest friends and perfect strangers showed kindness for which we could never thank them enough.” He and the board of Alaina’s Voice Foundation discussed what they could do to follow the vision of “Be the positive change.” They realized that people had a difficult time coping during the COVID pandemic due to isolation. People felt alone, sad, anxious and uncomfortable. They’d lost their jobs and had no access to mental health or were afraid to tell others of their fears.
“Many found themselves needing mental health support and therapy. However, there weren’t appointments available through their providers. Many were out of work and had no access or money to pay for therapy. We set up a small network of some amazing local therapists with all different specialties and allowed them to provide the services to people in the Napa Valley that were in need.” Arik says there’s no intention for Alaina’s Voice Foundation to build anything that will get in the way of or conflict with local organizations in the Napa Valley. Rather, they receive referrals, offer support, promote and spread the message of many such services as Mentis, COPE and NEWS. Patients aren’t told their help is coming by way of Alaina’s Voice.
BENEFIT CONCERT FOR
ALAINA’S VOICE FOUNDATION Starring
Matt Nathanson Sun., Aug. 15, 2021 Doors Open at 5 pm, Show Starts 6 pm
Oxbow RiverStage DOWNTOWN NAPA
25 per peron
“The first thing that came very naturally to our board was to offer ‘bridge therapy,’” says Arik.
“Shootings in our country are running rampant and suicides are significantly higher,” says Arik. “This is why Alaina’s Voice Foundation focuses on bridging the gap to get individuals the support they need. We want people to know, ‘It’s ok to not be okay. It’s ok to ask for help. It’s ok to be different.’ We are all human and sadly technology has removed so much of humanity in our daily lives.” All the money received from the fundraising concert goes to support the therapists who help the Alaina’s Voice Foundation. Also, all the efforts remain in the Napa Valley. Michael Franti headlined the first event, held at Blue Note in 2019,
attended by 600 concertgoers. The second event, supposed to be held in 2020, was to star Matt Nathanson. That show was postponed due to the pandemic. “Now we are excited and so incredibly grateful Matt Nathanson was still on board to play his music and help us spread Alaina’s Voice. He’s an amazing musician and great performer who plans to work with us to help promote hope and kindness. BottleRock, Blue Note and Another Planet have been unbelievably supportive to help spread the message with us, that we are all in this together.”
performers on the music scene today. His 2007 album “Some Mad Hope” yielded his breakthrough multi-platinum hit “Come on Get Higher.” His latest album, “Sings His Sad Heart” had the hit single “Used to Be,” which was a chart climber and hit the top 20 on Adult Top 40. Housley adds that there will be no VIP seats for this performance.
“There’re no private reserve seats. We are all there to smile, laugh, sing, dance and be together. Because we are
Matt Nathanson has been called one of the most applauded songwriters and engaging
One Valley One Heart.”
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Should You Borrow or Take a Distribution from Your 401(k)? You might want to consider alternatives first. In this article, Bank of America explains why and how. When there’s a sudden need for a substantial amount of cash, many people think about taking money out of their 401(k)s. “It is understandable that people may want to consider doing so in extraordinary circumstances such as the coronavirus pandemic,” says Sylvie Feist, director, Retirement & Personal Wealth Solutions at Bank of America. What’s more, provisions of the Coronavirus Aid, Relief, and Economic Security (CARES) Act have eliminated potential additional penalties when taking an early distribution, and increased the portion of the vested assets that could be taken in a loan from a 401(k) plan account. “In some circumstances, your 401(k) may be your only choice. But as a general rule, dipping into your retirement funds to cover a short-term need could cost you more in the long run.,” Feist says.
called a loan offset,” explains Feist. “You may be subject to federal and state income taxes, as well as an additional 10% federal income tax if you are under age 59½, unless an exception applies,” she adds. Under the Tax Cuts and Jobs Act of 2017, you must repay the amount to an IRA by the federal income tax filing deadline for the year in which the offset occurred.
“Before you consider making a withdrawal from your future self, make sure you have explored other options.”
How the CARES Act changes things
If you are eligible and your employer’s 401(k) plan permits, you may take a coronavirus-related distribution, or CRD, up until Dec. 31, 2020.1 It gives you access to as much as $100,000 of all your eligible employer-sponsored retirement plan or IRA assets. CRDs are not subject to the additional 10% federal income tax that applies to individuals under age 59½, or the mandatory 20% federal income tax withholding when taken from an A lost opportunity to grow your savings eligible employer-sponsored plan account. Also, federal income taxes on Before deciding, consider that when CRDs may be paid evenly over a threeborrowing from your retirement year period, beginning with the year funds, “you’re interrupting the that the distribution was made. potential for the funds in your 401(k) plan account to grow through taxIn general, CRDs may also be repaid deferred compounding, making it to an eligible employee-sponsored more difficult for you to reach your retirement plan within three years retirement goals,” says Feist. Taking from the date of the CRD. The funds out might also mean missing repayment will be treated as a rollover out on potential future earnings. and will not be counted toward your What happens if you leave your job annual contribution limits. before the loan is paid off? Though the CARES Act makes it Depending on the plan, you may be easier to use a 401(k) plan account for required to pay the amount back financial assistance, Feist suggests immediately or else have it deemed that potential borrowers think about a distribution from the plan. “This is their long-term financial security.
For more information, contact Merrill Financial Advisor Eric F. Gonzales in the Napa, CA, office at 707.254.4606 or firstname.lastname@example.org.
To be eligible for a CRD, you must be an individual who is diagnosed with the virus SARS-CoV-2 or with coronavirus disease 2019 (COVID-19) by a test approved by the Centers for Disease Control and Prevention, or whose spouse or dependent (as defined in the Internal Revenue Code) is diagnosed with such virus or disease by such a test, or who experiences adverse financial consequences as a result of being quarantined, being furloughed or laid off or having work hours reduced due to such virus or disease, being unable to work due to lack of child care due to such virus or disease, closing or reducing hours of a business owned or operated by the individual due to such virus or disease, or other factors as determined by the Secretary of the Treasury.
Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Investment products offered through MLPF&S, and insurance and annuity products offered through MLLA.:
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Hugo, Hunter, Brooke and teammates. Photos courtesy of Valley Focus Media
T H E S E K I D S TO D AY. . .
We hear all the time, how kids don’t want to play outside anymore, and just want to sit, slack-jawed, behind a gaming controller, in air-conditioned comfort, with mom on call for PB&J (with the crusts cut off).
to read, “you never forget how IT FEELS to ride a bike” and we would be just as accurate. The wind in one’s face. The bursts of speed. The freedom of going where YOU want the vehicle to go. For a kid, there is no substitute.
OK, maybe SOME of that, on some days. But the bottom line is that when provided the opportunity to get out there, and get active, it’s not too hard of a sell—especially when it involves riding bikes.
It’s true that bicycle riding among kids 12-under had fallen considerably in the years leading up to 2020, but COVID-19 changed all that, in an unexpectedlypositive way. Suddenly, bicycle riding was one of the only outdoor activities that families could do together, as soccer pitches, baseball diamonds and football gridirons all fell silent.
The old saying goes “you never forget how to ride a bike.” We could easily change that generational truth
E W S O A M E E R ! ”) A “ By Mike Carruth
By Mike Carruth
The United States has experienced a “Bike Boom” unlike any seen since the 1970s, and local bike shops—once clawing their way from payroll to payroll—now have “dibs” deposits for bikes well-into 2022, as global supply chains strain to keep up.
In each of five sessions, the League features instruction, which teaches fundamental bike handling skills, and valuable life lessons like goal-setting, dusting-off and getting back on the bike in those rare instances when you fall, and “listening” skills, as riders receive their lessons from Coach Donny.
BMX LEAGUE FOR BEGINNERS BOOMS WITH BIKES
After a mid-session snack break, the riders line up in their age-appropriate groups, and race a four-start-fourfinish race. Points are accrued each lap, toward a season-end trophy.
Here in Napa, Olympic Medalist, Donny Robinson (BMX Racing, 2008) has seen unprecedented, and nationally-acclaimed participation in his beginners-only “BMX League” program, run at North Bay BMX in Kennedy Park.
And while all riders in the League earn a trophy, there are no “participation trophies” here. First, Second and Third places over the five weeks earn a “podium award,” while fourth through eighth place earn a “progression award,”
that recognizes and rewards the individual achievement of the racers. The “individual” aspect of BMX Racing is one that parents (and their riders) find very appealing. Each rider goes at their own pace and ability. Everyone “plays,” every time, in this League. Robinson gives us insight into the impact the League has on kids and their families. “It’s heartwarming to hear a mom talk about her family’s experience, with tears of joy in her eyes, now that her son or daughter has finally found their ‘thing.’ And, then have a nearby dad chime in that they tried every sport under the sun, but BMX Racing has been the
activity that has his kids keep asking ‘how many more days til BMX?’”
PEDDLING PEDALS After retiring from competition in 2016, Robinson has made it his life’s work to bring the sport he loves, and gave him so much, to families across the country. His now-trademarked rallying cry “Let’s Get Kids Back On Bikes” has brought thousands of families closer together, and untold numbers of new friendships and improved school grades as a result of his efforts, and those of volunteers at dozens of BMX tracks. Riding bikes is the fun part, of course, but it is just as much about
teaching young people the values that got him to the highest stage in sports. In a recent interview Donny told us, “Every week, we see kids breaking through their fears and gaining confidence that they use to build from. That shows up off the bike, in ways that parents never thought possible.” And he is just getting started. The Late-Summer season of his Napa BMX League is in the final stages of enrollment, and a fall season will soon be announced. But his eyes are set on growing the program beyond Napa Valley, with the dream being a network of beginner-level tracks dotting the map. “There are so many families who don’t have ready-access to a program
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Colton Sill and Donny Robinson.
like this—whether due to their location or financial situation. I want to bring the program closer to those families, so they can experience all the positives we deliver here in Napa,” Robinson told us in a phone interview. That has been slow in coming, mostly due to his heavy commitments here. But connections are being made, and municipalities, private foundations, schools and community organizations are starting to take notice, reaching out to see how they can get in on the action. He leaves us with some important thoughts on “these kids today,” based on his five years of running the League program, and in his decades of prior experience running camps and clinics for more experienced racers: “Kids today are awesome...but they don’t usually go out and ride with their friends ‘til the street lights come on,’ like prior generations did. They need parental guidance to sign up and get here. Once they’re here (at the BMX Track), the bike pretty much does the rest. Come see ‘How Far Two Wheels Can Take You!’”
8/20. . . . . BIG BAD VOODOO DADDY 8/21. . . . . NIKKI GLASER 9/2. . . . . . BUDDY GUY WITH ALLY VENABLE 9/3. . . . . WALK OFF THE EARTH 9/14. . . . . THE BEACH BOYS 9/24. . . . . AN EVENING WITH JUDY COLLINS 9/25. . . . . MARTY STUART AND HIS FABULOUS SUPERLATIVES
10/2. . . . . THE WAILIN’ JENNYS 10/7. . . . . THE WAILERS 10/8. . . . . GET THE LED OUT 10/9. . . . . JOHN HIATT &
THE JERRY DOUGLAS BAND 10/15. . . DEMETRI MARTIN 10/23. . . THE DOO WOP PROJECT 10/24. . . FELIPE ESPARZA 11/2 . . . . MICHAEL W. SMITH 11/3. . . . MICHAEL W. SMITH 11/18. . . . THE MAVERICKS 11/19. . . . THE MAVERICKS 11/21. . . THE TEMPTATIONS 11/27. . . THE ALAN PARSONS LIVE PROJECT 11/28. . . TOWER OF POWER 12/4. . . . . KATHLEEN MADIGAN 2022 SHOWS 2/18. . . . . . ERIC JOHNSON 4/30. . . . . . DAVID SEDARIS TICKETS AVAILABLE ONLINE ONLY AT TICKETMASTER.COM
For more information on the upcoming seasons of the Napa BMX League, visit
1350 THIRD ST., NAPA, CA 94559 (707) 259 - 0123
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EVENTS AU G U S T
For more information or to submit an event request, visit napavalleymarketplace.com AUGUST 1-31 SUMMER LIBRARY ADVENTURE
Reading colors your world! Napa County Self-paced reading program for all ages with prizes. Read, learn, listen and explore. Sign-ups begin June 1. napalibrary.org/sla
AUGUST 3-28 NAPA FARMERS MARKET
The Napa Farmers Market is year-round market showcasing local farmers. Providing an inclusive space where the community can shop for their weekly groceries (and more), and learn how their purchases support small, family owned farms with sustainable agricultural practices. Tuesday and Saturday from 8 am to 12 pm at the City of Napa parking lot on the corner of Pearl Street and Yajome Street. Face coverings required. napafarmersmarket.org AUGUST 6-8 NAPA HUMANE 10TH ANNUAL WALK FOR ANIMALS
Let’s get moving for our pets! Register today for the Virtual Walk for Animals. Registered walkers will receive a goodie bag, access to the silent auction, virtual events and more – as the community comes together virtually to raise funds for Napa Humane – serving Napa Valley pets and their people. napahumane.org AUGUST 6 DOWNTOWN NAPA WALKING TOUR
Join the Napa County Historical Society for the
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2021 walking tour season, guided by NCHS docents, exploring historic downtown Napa and over a dozen landmarks. Supplied headsets allow participants to clearly hear every word. Starting at the Goodman Library on First Street, the tour continues down Main and Third, and takes about 90 minutes. You can end your tour with NCHS neighbor, Mia Carta Tasting Room, offering a select Historical Society flight for $30 per person. napahistory.org AUGUST 6-29 LUCY LIU: ONE OF THESE THINGS IS NOT LIKE THE OTHERS
talented musicians and performers. Musical genres include Jazz, Rock, Country, World, Blues, Pop and Folk. Bring a blanket and a picnic basket, and enjoy free entertainment the whole family will enjoy. 8/6: The Hots, The Special Guests, Zak Fennie. 8/13: Illegitimate AC/DC, Under the Tower, Cole Panther. 8/20: Sona, Road Eleven, Johnny Smith. napacitynights.com AUGUST 7 THE SILENT REVOLUTION
The first U.S. museum exhibition of paintings and sculpture by Lucy Liu, the artist, actress and advocate. Friday through Sunday, 11 am to 4 pm at Napa Valley Museum in Yountville. napavalleymuseum.org
The Leticia Jarvis Art Films Series at the Jarvis Conservatory in Napa, featuring The Silent Revolution. Several sixth-grade students show their solidarity with the victims of the 1956 Hungarian uprising by staging a minute’s silence during lessons. Tickets are $15, showings at 3 and 7 pm. jarvisconservatory.com
AUGUST 6-20 NAPA CITY NIGHTS
AUGUST 14 MT. JOY & TRAMPLED BY TURTLES
Spend summer Friday nights in the renovated Veterans Memorial Park Amphitheater in the heart of downtown Napa. With terraced seating areas, elegant lighting and beautiful views of the Napa River, the park is a unique venue for watching
Co-headliners, Mt. Joy & Trampled by Turtles, Fall Tour 2021 includes a stop at the Oxbow RiverStage in downtown Napa. General admission, Gold, VIP Preshow and Meet & Greet options available. oxbowriverstage.com
Summer Freedom Sale
Napa Store Now Open! Napa Store 2475 Solano Ave 707-210-2889
Sonoma Store 19230 Sonoma Hwy 707-781-9440
Santa Rosa Store 4970 Sonoma Hwy 707-781-9440
Sonomahottubs.com August 2021
AUGUST 15 MATT NATHANSON
Alain’s Voice Foundation presents Matt Nathanson, a concert at the Oxbow RiverStage, benefitting local mental health support services in the Napa Valley Valley. Tickets are $25, doors open at 5 pm. alainasvoice.org AUGUST 17 ADOBE LUMBER GRAND REOPENING
Adobe Lumber would like to welcome you to their newly renovated showroom for a day of festivities: including raffles, lunch, and demonstrations from their leading decking vendors. 9 am to 1 pm at 150 S. Napa Junction in American Canyon. adobelumber.com AUGUST 19 NVGS: ESSENTIAL U.S. RECORDS FOR GENEALOGICAL RESEARCH
Record locations and search strategies for family historians are also covered. napagensoc.org AUGUST 20-21 TAJ MAJAL
Taj Mahal at Blue Note Napa at Charles Krug Winery. Napa Valley’s oldest wine estate, temporarily presents outdoor shows, safely offering live music until Blue Note returns to its venue at the historic Napa Valley Opera House. The outdoor venue at Charles Krug can accommodate 260 guests per show at socially distanced, bistro-style tables. Guests can purchase food and beverages while enjoying live music from a wide range of local and national acts. bluenotenapa.com/krug AUGUST 20 BIG BAD VOODOO DADDY
Napa Valley Genealogical Society presents a Zoom talk by Nancy Loe, exploring federal and state censuses, military records, courthouse records, newspapers, and migration records for the U.S.
Uptown Theatre Grand Reopening in Napa! Since their formation in the early 90s in Ventura, California, Big Bad Voodoo Daddy has toured virtually nonstop, performing on average over 150 shows a year, and has produced a sizable catalog of recorded music, with sales of over 2 million albums
PRODUCT DIVERSITY THE RIGHT LOAN FOR THE RIGHT HOME
Conventional, FHA & VA Fixed and Adjustable Rates Jumbo and Super Jumbo USDA Financing Second Home or Investment Properties Reverse Mortgage
Renovation (FHA 203(k) & FNMA HomeStyle®) VA Cash Out Construction to Perm1 Non-QM Mortgage Low to Moderate Income Programs Investor Cash Flow
CALL US TODAY TO DISCOVER THE PRODUCT FOR YOU! MARTHA PEDROZA-RAMOS
MORTGAGE LOAN ORIGINATOR | NMLS #251399 P: (707) 265-2244 | Martha.Pedroza-Ramos@homebridge.com www.homebridge.com/MarthaPedrozaRamos 5 Financial Plaza, Suite 119, Napa CA 94558 | NMLS #251399
REVERSE MORTGAGE LOAN ORIGINATOR | NMLS #1186225 P: (916) 947-8875 | Thomas.King@homebridge.com www.homebridge.com/ThomasKing 2200 Sand Creek Rd., Suite I, Brentwood, CA 94513 | NMLS #1563663
HomeStyle®is a registered trademark of Fannie Mae. 1
For these loan programs we are a Mortgage Broker only, not a mortgage lender or mortgage correspondent lender. We will arrange loans with third-party providers but do not make loans for these programs. We will not make mortgage loan commitments or fund mortgage loans under these programs.
Homebridge Financial Services, Inc.; Corporate NMLS ID #6521 (www.nmlsconsumeraccess.org); 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830; (866) 933-6342. Licensed by the Dept. of Business Oversight under the CA Residential Mortgage Lending Act. This is not an offer for extension of credit or a commitment to lend. Loans are currently being closed and committed at the expressed rates, however these rates may change or may not be available at the time of your interest rate lock-in, commitment or closing. All loans must satisfy company underwriting guidelines. Interest rates and Annual Percentage Rates (APRs) are: based on recent market rates, for informational purposes only, subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other factors. Terms and conditions apply. Additional loan programs may be available. This is not an offer to enter into a rate lock agreement under MN law, or any other applicable law. Call for details.11/2020 (1020-6461c) LR 2020-666
to date. Early on, during their legendary residency at the Derby nightclub in Los Angeles, they reminded the world, in the midst of the grunge era no less, that it was still cool to swing. Blending a vibrant fusion of the classic American sounds of jazz, swing, and Dixieland, with the energy and spirit of contemporary culture. uptowntheatrenapa.com AUGUST 21 BILLY IDOL
Blue Note Napa and Another Planet Entertainment have partnered to launch a new outdoor festivalstyle venue in downtown Napa: The Oxbow RiverStage. Guests can sit back and enjoy the concert or walk around taking in the region’s craft beers and spirits, Napa Valley wines, tasty food, art and sponsor activities. Show starts at 7:30 pm. oxbowriverstage.com AUGUST 22 BRETT DENNEN
Free show at the Oxbow RiverStage, presented by Blue Note Napa and Another Planet Entertainment. This event is all ages, show at 4 pm. oxbowriverstage.com
Reliable REFRIGERATION, INC.
HEATING & AIR CONDITIONING
Over 44 years of providing trusted heating and cooling services in Napa Valley!
707-252-7227 Your Local Napa Dealer Since 1977
4405 Solano Ave. • Napa www.reliable-refrigeration.com Lic. #467256
AUGUST 21 ONE NIGHT WITH NIKKI GLASER
Nikki Glaser is one of the funniest female voices in comedy today. For over a decade at clubs across the country, and as the host of three hit podcasts, Glaser has been honing her shockingly- honest, no-holds barred style of comedy. In that time, Nikki has also executive produced and hosted two TV shows: Nikki & Sara Live for MTV (a female-driven pop culture sketch comedy show) and Not Safe with Nikki Glaser for Comedy Central. uptowntheatrenapa.com AUGUST 21 HISTORY MYSTERY SCAVENGER HUNT
Looking for a local adventure for all ages, with a potential of winning great prizes? Then join Napa County Landmarks on Saturday at 10 am to 12 noon, for a History Mystery Scavenger Hunt! Along the way, discover fascinating, even unique, frequently overlooked local historical gems. Meet at the Veterans Memorial Park on Main Street, before embarking on this enjoyable exploration of the place you call home. Open to all abilities and ages, children 12 years old and younger must be accompanied by an adult. Purchase tickets online with a suggested donation. napacountylandmarks.org
2999 Solano Ave. Ste. D 707-254-9033 Napawestpethospital.com
Quality medicine, Individualized Pet Care Is our philosophy here at Napa West Pet Hospital. Every client and patient is greeted with warm smiles and an experienced staff. Our clinic offers a multitude of services ranging from General Practice and Surgery to Low Level Laser Therapy and Endoscopy
Our services include: Exams Vaccines Spay/Neuter Dental procedures Orthopedic surgery Endoscopy Low Level Laser Therapy and more! Dr. David Carroll
CONFUSED ABOUT MEDICARE? You are NOT alone!
At Sam Olson Insurance Services we specialize in medicare planning. Navigating medicare on your own can be challenging. We are here to help you! • Medicare planning tailored to your situation • Education on Medicare and the pitfalls you should avoid • Medicare Supplement recommendations to help reduce your medical costs • Part D Prescription drug plan recommendations
Give us a call at 690-1965 for a complimentary personalized consultation. SAM OLSON 707-690-1965
email@example.com CA License #4018729
Disclaimer: Sam Olson Insurance Services is not connected with or endorsed by the U.S. government or federal Medicare program. Policies and beneﬁts may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSHDG, MSK06, MSL06, MSN10, and in WI, MC4810 and MC4810HD are available from our Company where state approved. Some states require these plans be available to persons eligible for Medicare due to disability. This is a solicitation for insurance.
Now Open! Angelina Ring, DDS & Kim Nichelini, DMD Diplomates, American Board of Pediatric Dentistry
3425 Valle Verde Dr. Napa, CA 94558
176 Main St. Suite A, St. Helena, CA 94574
1556 First Street, Suite 103 Napa, CA 94559 (707) 226-2474
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