B2B Level 2 and 3 Processing

LOWER INTERCHANGE RATES FOR B2B MERCHANTS

Nuvei’s Level 2 and 3 Processing provides a cost-effective way for B2B and B2G merchants to accept purchasing, corporate and business cards. Large corporations and government agencies are increasingly using these cards in order to track their spending.

Level 2 and 3 Processing captures additional line-item details on each transaction. Because of this extra data, this top tier of processing offers significantly lower interchange rates for Visa and Mastercard transactions.

• Secure lower interchange rates

• Improve cashflow through faster settlements

• Reduce chargebacks by collecting additional data

• Optimize reporting for business cardholders

• Seamlessly integrate with our recurring billing solution

• Improve efficiency with the auto-fill functionality

Nuvei’s customized payment gateway is able to identify Level 2 and 3 cards at the time of sale. Through a built-in template, the required data is populated automatically at settlement. Enjoy significant savings without doing the extra work!

The differences between Level 1, 2 and 3 processing

LEVEL 1 PROCESSING

Level 1 card data is associated with consumer transactions and provides basic data back to the cardholder. Merchants such as restaurants and online retailers process under Level 1.

01

DATA CAPTURED

Merchant DBA Name

Transaction Amount

Transaction Date

LEVEL 2 PROCESSING

Level 2 processing adds more data to benefit the corporate or government buyer, such as sales tax amount and postal code. The number of fields is limited because of the restrictions of POS terminals.

02

DATA CAPTURED

Merchant DBA Name

Transaction Amount

Transaction Date

Customer Code

Merchant P ostal Code

Tax Amount

Tax ID

LEVEL 3 DATA INCLUDES THESE LINE ITEM DETAILS PLUS MANY MORE!

Getting started

Level 3 processing requires line-item invoice information to be passed to the cardholder’s bank.

03

LEVEL 3 PROCESSING DATA

CAPTURED

Merchant DBA Name

Transaction Amount

Transaction Date

Customer Code

Merchant P ostal Code

Tax Amount

Tax ID

Merchant Code

Merchant State Code

Invoice Number

Item Commodity Code ...

Nuvei makes it easy to upgrade your payment infrastracture to begin accepting Level 2 and 3 data. Given the volume, frequency and prices normally associated with these types of transactions, it’s worth it!

Our future-proof technology allows businesses to accept cutting-edge payment options, optimize new revenue streams, and get the most out of your existing stack—all on one platform.

Learn more at nuvei.com