October 2013 reporter

Volume 6, No. 10 • October 2013

4410 Fairway Boulevard • Wichita Falls, TX 76308 • P: 940.692.2211 • F: 940.692.2214 www.nthba.com

General Membership Meeting October 3, 2013 Kemp Center for the Arts 1300 Lamar 11:30 A.M. Guest Speaker: Col. Lance R. Bunch Commander of the 80th Flying Training Wing SAFB Installation of 2013/2014 Officers & Directors will follow the program

Dates to Remember Can-a-Rama - October 13-20, 2013 Sikes Senter Mall. If you would like to help build our sculpture Sunday evening October 13, 2013 @ 7:00 PM please contact the NTHBA office at 692-2211.

• Builders Luncheon, October 29, 2013 at Kemp Center for the Arts 11:30AM - 1:00PM. Lunch sponsored by StucSure Home Warranty, Tiffany Acree and Builders Agent Network, Jessica Goehring. Program will be educating builders about the 2013 Contract Changes and Risk Management presented by Bush, Rudnicki & Shelton Attorneys at Law.

• The Christmas Party is scheduled for December 12, 2013 at the Elk’s Lodge off Seymour Hwy..

Watch your mail, the NTHBA website, and read your emails for more information on things that are happening with the North Texas Home Builders Association.

Fireplace Safety Tips

Renewals Garnel Construction..............................Jose Garcia Lance Friday Homes..........................Barney Brock Stan Mountain Construction..........Stan Mountain RWP Services................................Randy Pebworth

Thanks for Renewing!

October Birthdays Troy Thompson............................................04 Shawn Blacklock...........................................06 Dorothy Rhone............................................12 Bryan Waggoner...........................................18 Danny Wood.................................................21 Bill Rowland..................................................24 Tom Nichols.................................................25

Happy Birthday!

2

Now that fall is in the air it won’t be long until Families gather around decorated hearths for holiday celebrations as they build lifelong memories. Fireplaces, whether they are wood-burning or gas, are both fashionable and functional additions to many homes.

During the cooler winter months, fireplaces, wood stoves and other fuel-fired appliances are often used as primary heat sources in homes.

But sadly, fireplace safety can be neglected, sometimes with tragic results. Everyone has seen the news stories about homes burned to the ground and lives lost due to improperly disposed-of fireplace ashes. According to the U.S. Fire Administration (USFA), heating fires account for 36 percent of residential home fires in rural areas every year.

Here are some tips to make sure your fireplace remains a safe, enjoyable feature of your family’s home: • Have your chimney thoroughly cleaned once a year.

Flammable residue that accumulates in the flue can lead to fires in the chimney, and cracks or gaps in the flue can decrease the draft required both for combustion and to carry toxic gases away from your home. You can find a certified chimney specialist at csia.org.

• Use either a metal mesh screen or glass doors—or both—as a barrier between the fireplace and hearth. If you have glass doors, leave them open while burning a fire so that the fire receives enough air to ensure complete combustion and keeps creosote from building up in the chimney. Always keep the mesh screen closed when a fire is burning to keep embers or sparks from getting into the room.

• Never use flammable liquids to start a fire, or burn cardboard boxes, trash or debris in your fireplace. Use only seasoned hardwood, non-seasoned (or green) wood tends to smoke more and burn less efficiently, and can leave significantly more resin and soot in your chimney. Never burn any part of fir or pine trees in a fireplace. The sap can explode, and the needles can ignite quickly which could send sparks into the room or into the chimney where creosote deposits could catch fire.

• Never leave a fire unattended, and make sure the fire is completely out before going to bed or leaving the house.

Douse and saturate ashes with water, and never empty ash directly into a trash can. Place completely cooled ashes in a tightly covered metal container and keep the container at least 10 feet away from any building.

• Cover the top of your chimney with a mesh screen spark arrester, and keep the roof clear of leaves, pine needles and other debris. Also cut away any branches that are hanging above the chimney.

You can find more fire safety tips on USFA’s website at usfa.fema.gov.

Taking these steps will help to ensure that the time you spend around your fireplace is enjoyable, and your family and home is safe.

Calendar of Events General Membership........................................ October 3, 2013 Meeting...............................................................................11:30AM Membership Meetings &...................................October 8, 2013 Education Committee Meeting.....................................10:00AM Publications and Communications................October 8, 2013 Committee Meeting........................................................11:00AM Parade of Homes & Special Events...............October 9, 2013 Committee Meeting........................................................10:00AM Government Affairs........................................October 10, 2013 Committee Meeting........................................................11:00AM Budget & By-Laws Committee ..................October 15, 2013 Meeting.................................................................................9:15AM

Inc.

Serving Wichita, Archer and Clay Counties

Board of Directors Meeting..........................October 16, 2013 .............................................................................................11:00AM Builders Lunch..................................................October 29, 2013 Contract Changes & Risk Management....11:30AM - 1:00PM

1920 Elmwood North Ave. t Wichita Falls, Texas 76308

‡ )D[ Jean Taylor, CESA

Maggie Johnson

jeant@archertitle.com

maggiej@archertitle.com

Continues on page 4

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Meet Your Members ENERGY CUT Energy Cut is a full service insulation company specializing in foam insulation. It has been a family owned and operated by the Mawson family since 1979. Our family pioneered the foam business in this area.We have been spraying foam for 26 years. We are trained and certified in all aspects of the insulation industry.

We have worked across Texas and Oklahoma doing multifamily projects and high end custom homes. We installed the first spray foam job for Kelly Parker, one of the inventors of Energy Star Homes. Our company also completed the 32,000 square foot custom home built in Prosper, Texas for former Dallas Cowboy Football player, Deion Sanders. Commercial projects have included spray foaming railroad cars in Springfield, Missouri and Amarillo, Texas.

We pride ourselves in serving our customers with honesty and integrity.

Contact James Mawson at 940-642-8466 for all your insulation needs.

S & H GRANITE S&H Granite is a family-owned business local to Texoma. In business since 1947, the Streich family began in the wholesale business and then introduced the discount industry to Wichita Falls when Gibson Discount Center opened in 1959.

Growing throughout Texoma, Gibson’s served the public through 1996. In 2006, the Streichs dove into the countertop business after seeing the need for local service related to the natural stone industry.

Presently, S&H Granite offers natural stone primarily for countertops, though often, S&H provides natural stone for tabletops, fireplaces, tub decks and other applications.

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Commercial Services

Fabricating and installing about 4 kitchens per day in 2013, S&H is grateful to Texoma for its support and indebted to its customers for its success. And given the beauty and durability of God’s creation, S&H expects to be providing countertops of natural stone for years to come.

Kyle Streich, a fourth generation Streich, will lead the company throughout the next generation.

MORRISON SUPPLY COMPANY

3301 Kell Blvd., Wichita Falls, TX 76308

THE

EmberShop Stone Age

Wood Burning & Gas Wood & Cast Stone Mantels Outdoor Kitchens JOHNNY McCLANE

Fireplaces by Xtrordinair

John Thompson Mike Sharp Mark Miller

Vanguard

4101 McNiel Avenue

The Morrison showroom provides a turnkey shopping Wichita Falls, TX 76308 Monessen Mendota Town & Country Isokern Majestic Golden Blount experience where Serving Texas & Oklahoma builders, designers and Service and Installation since 1971 homeowners can www.TheEmberShop.com

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personally select from a vast array of kitchen and plumbing fixtures, appliances, decorative hardware, accessories and lighting. Morrison offers not only the largest selection of products from quality manufacturers, but also offers the best expertise and customer service in the industry.

We encourage you to visit our location at 4101 Seymour Hwy and experience the appliances in our live Sub-Zero/ Wolf kitchen. We also carry top brands such as Home Loans From Your Home Town Bank Kohler, Viking, Moen, Baldwin, KitchenAid and Whirlpool.

Whether you’re looking for upscale, energy efficient, or anbhomeloan.com (940) stylishly innovative, Morrison has the products to fit your budget and lifestyle. We invite you to drop in and meet our professional consultants, Michelle, Mason or David.

Please feel free to contact us at (940) 761-3636 or visit us online atwww.morsco.com.

Always Remember to do Business with Association Members!

American National Bank

Mortgage Loans 397-2333

BRYAN WAGGONER

BEST ELECTRIC COMPANY

DON WRIGHT - President Cell: (940) 636-5641 2606 GRANT STREET WICHITA FALLS, TX 76309 Tel: (940) 696-2758 fax: (940) 691-3757

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Home Builders stage second annual Business Expo written by Lee Grace

The North Texas Home Builders Association held its second-annual Business Expo on Thursday, Sept. 5, at the Forum, 2020 Speedway. Eleven businesses had booths to demonstrate their products and services.

Participating businesses included Builders Wholesale, Herring Bank, Archer Title, Wilson Office Supply, Morrison Supply, The Ember Shop, Atmos Energy, Waggoner Carpet One, Guarantee Title, The Lantern House, and Christmas In Action.

Landmark Title donated a $150 gift card to Kirklands, Archer Title donated a $50 gift card to Academy Sports, Christmas In Action donated 5 goody bags for door prize drawings and Guarantee Title had a spin wheel for chances to win a flat-screen television.

Congratulations to these door prize winners: Cathy Klasse winner of the Kirklands gift card, Sandra Trevino winner of the Academy Sports gift card, Kim Holly, Shane Smith, O.W. Ayers, Vicki Jones and Joanna Lukert winners of the Christmas In Action goody bags and Mason Adams winner of the flat screen TV. Approximately 70 persons attended the event.

6

The NTHBA Parade of Homes & Special Events Committee wants to say:

THANK YOU!!!

To all of you who participated in the 4th Annual 4 Person Scramble Charity Golf Tournament. Proceeds from this tournament will be awarded to: Children’s Aid Society, Faith Refuge, Patsy’s House and Straight Street. This would not be possible without your continued support.

LUNCH & DRINK SPONSOR: Atmos Energy – Sharon Tucker RANGE SPONSOR: Lone Star Waste Water- Jeff Boyd TEAMS & HOLE SPONSORS

Classic Builders – Gary Broyles The Embers Shop – Johnny McClane SAFB 363rd TRS – Commanders - Maj. Sam Ulmer Fidelity Bank SAFB 363rd TRS – Load Toads – Johnnie Millirones Ferguson – Veresh – Mike Graham & John Ferguson SAFB 363rd TRS – Ammos – Dominick Gendusa Herring Bank – R.C McGill ABC Supply Company – Ryan Morgan & Victoria Longo Klasse Homes – Steven Klasse Absolute Insulation – Justin Jones Luz Lerma Construction – Luz Lerma Acme Brick – Harold Newton R.J. Wachsman Homes – Randy Wachsman Atmos Energy – Sharon Tucker ServiceMaster of Wichita Falls – Don Irby ATMD Insurance – Shawn Blacklock State National Bank – Sandy Stroud Builders Lumber – Scott Hollars Skyline Developers – Mark Lam David Bedingfield Homes – David Bedingfield Texas Carpet Outlet – Lane Landes Dennis Company Homes – Alan Hinson Texoma Community Credit Union – Wayne Mansur Dutch Watson Cabinets – Tommy Johnson & Dutch Union Square Federal Credit Union – Delinda Dodd Watson Waggoner Carpet One – Bryan Waggoner First Bank – Scott Flinn Woodco Supply – Charles & Chuck Vergauwen First National Bank – Wayne Pharries Ferguson Enterprises, Inc. – Frank Schmidt PRIZE HOLE DONATIONS: Guarantee Title Company – Eric Nelson Hamilton Bryan – Scott Hamilton GPS Watch – Landmark Title – Cindy David Huskins Electric – Ronnie Guerrero GPS Watch – Rhone Building Corp. – Dorothy Rhone Landmark Title Company – Cindy David Putter – Lance Friday Homes - Barney Brock Lonestar Waste Water – Jeff Boyd 4 –$25.00 Gift Cards – Archer Title – Jean Taylor Morrison Supply – Mason Adams & Michelle Darnall 4 - $25.00 Gift Cards – United Supermarket – Todd OK Concrete – Brandon Litteken Buchanan Stewart Title Company – Randy Schaffner 2 - $25.00 Gift Cards - ATMD Insurance – Shawn Thompson Brothers Construction – Troy Thompson Blacklock 1 - $25.00 Gift Card – Jefe’s Mexican Restaurant –Pedro TEAM ONLY Moreno & John Rodriquez 1 - $25.00 Gift Card – Oyster Bar – Scott Anthony Lance Friday Homes – Barney Brock 1 - $25.00 Gift Card – Comet Cleaners – Brian Hooker WFAR – John Wilson 3 - $10.00 Gift Certificates – Buffalo Wild Wings – Tiffany Wilson Office Supply – Tim Sawyer Cusey 1 - $30.00 Gift Card Dinner for two- Texas Roadhouse HOLE SPONSORS WITHOUT TEAMS 1- $20.00 Gift Card – Cheddars – Zach American National Bank – Bill Franklin Archer Title Company – Jean Taylor Breegle Abbey Carpet & Floor – Bobby Diltz Builders Wholesale – Rick Belz

DOOR PRIZES Iron Texas Star Wall Hanging – Texas Collectibles – Mary Continues on page 8 Rhone Lovette 7

Tote Bag – Union Square Federal Credit Union – Delinda Dodd & Teea Reed 1 - $40.00 Gift Card McBride’s Land & Cattle – Robert Titleist Pro V1x Golf Balls - Landmark Title – Cindy David Wright Kobalt 22 Piece Tool Kit & Bag – Lowe’s – John 1-$25.00 - El Norteno 2 – ABC Supply – Ryan Morgan Thompson 1-$25.00 - El Norteno 2 – ABC Supply – Victoria Longo $25.00 Gift Card - Sunspot Tanning – Brian Hooker GOODY BAG ITEMS 3 Free Months at Planet Fitness – Brian Hooker $50.00 two free meal gift card Cracker Barrel – Alfredo ABC Supply Company – Ryan Morgan & Victoria Longo San Miguel Archer Title of Texas – Jean Taylor Queen Size Grenada Shore 9-10 Piece Bedding Selection Atmos Energy – Sharon Tucker – Ashley Furniture – John Dragoo Ferguson Enterprise, Inc. –Frank Schmidt 2 - Blown Glass Decorative Containers – Ashley Ferguson-Veresh - John Ferguson & Mike Veresh Furniture – John Dragoo Morrison Supply – Mason Adams & Michelle Stream Light Flash Light - Morrison Supply – Mason StrucSure Home Warranty – Tiffany Acree Adams Union Square Federal Credit Union – Delinda Dodd & Gift Basket with wine, steak seasoning and gift certificate Teea Reed for steaks from Red River Ranch Fine Meats – Guarantee Title Company – Eric Nelson & Kolter Lukert Thank you Parade of Homes & Special Events $50.00 Gift Card – Academy Sports – ATMD Insurance – Committee, Barney Brock, Dorothy Rhone, Cindy David, Shawn Blacklock Eric Nelson, Scott Hollars, Shawn Blacklock and Mason Duffle Bag – Atmos Energy – Sharon Tucker Adams, for volunteering your time to serve on this Tote Bag – Union Square Federal Credit Union – Delinda committee and being the first to donate items for this Dodd & Teea Reed year’s events. You’re hard work and commitment is what Continued from page 5

has made our events victorious this year!

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2801 Midwestern Parkway, Suite 200 Wichita Falls, Texas 76308 SKRQH ‡ ID[ ZZZ IVWEQN FRP

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CHRI6 ‡ DOCKMA1 ‡ COMPANY

Martin Litteken, Jr., P.E.

2071 FM 171 Wichita Falls, Texas 76305 Phone & Fax (940) 767-9710 Cell (940) 704-3471 Jerry Fillmon, Owner/Manager

2406 Kell Boulevard Wichita Falls, Texas 76309-5326 Phone: (940) 322-6450 Fax: (940) 723-6006

940-782-3805

8011 Se\PRXU +Z\ q Wichita Falls, TX 76310

NTHBA REPORTER MONTHLY ADVERTISING RATES AD SIZE FULL PAGE AD...................................................$300.00 HALF PAGE AD..................................................$150.00 QUARTER PAGE AD...........................................$75.00 3 1/2 X 3..................................................................$50.00 3 1/2 X 2 1/2............................................................$45.00 3 1/2 X 2.....................................................................40.00 3 1/2 X 1 3/4.............................................................$30.00 3 1/2 X 1..................................................................$20.00 1 3/4 X 1..................................................................$15.00

NTHBA Member since 1972

Always Remember to do Business with Association Members!

We always have room for more ads!

Please contact NTHBA 692-2211 to set up your ad.

2525 Kell Blvd., Suite 100 Wichita Falls, TX 76308

Justin Davis

940.763.2100 (main line) 940.763.2101 (fax)

1204 28th Street Wichita Falls

(940) 766-3291

Continue to pray for our members’ health, families, and businesses as well as the armed forces, our leaders, and our country.

We ask for special prayer for Lee Grace, George Medlen and Danny Steed.

“Masters in Home Makeovers” "D@TSHETK )QNM 7NNC $NNQR %KDF@MS +HSBGDM "@SG #@AHMDSR $HRSHMBS #KNRDSR 'NQFDNTR %MDQFX %EEHBHDMS 7HMCNVR %WPTHRHSD FQ@MHSD -@QAKD /OSHNMR "D@TSHETK -@MTE@BSTQDC 3SNMD "QHBJ

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Housing is the Talk of the Town in the Nation’s Capital As Congress addresses tax reform and the overhaul of the U.S. housing finance system, issues that will most certainly affect the bottom line of all those involved in the residential construction industry, NAHB remains in the forefront of the debate.

Working tirelessly to keep housing and homeownership at the top of the congressional agenda, NAHB sponsored a housing forum produced by CQ Roll Call at the Newseum in Washington, D.C. on Sept. 17.

"Building a Better Future: America’s Housing at a Crossroads," featured Sens. Jon Tester (D-Mont.), Bob Corker (R-Tenn.) and Johnny Isakson (R-Ga.), who stressed that ongoing efforts to reform the U.S. tax code and revamp the housing finance system should take into account the important role that housing plays in the economy.

Se. Corker addresses symposium Sen. Corker addresses the housing forum.

The symposium also included housing industry experts from NAHB, Harvard University, the Center for Responsible Lending, the Treasury Department and others who examined the future of U.S. housing.

Several members of the press participated in the event or live webcast, including Bloomberg, American Banker, The Wall Street Journal, Politico, Fox Business and The New York Times.

Sens. Tester and Corker are among 10 bipartisan cosponsors of the Housing Finance Reform and Taxpayer Protection Act (S. 1217), legislation that contains several elements recommended by NAHB to restructure the nation’s housing finance system, such as retaining a federal backstop while limiting taxpayer exposure.

"We worked hard to make sure the 30-year, fixed-rate mortgage remains a viable option," said Tester. “This is something consumers want and expect. I don’t think we could have a viable 30-year note in a purely private market."

"We had 10 senators that weighed in and made a difference,” said Corker. “I think we have struck a very good balance. The 10% capital piece is a very, very important element. Another component that was very important was having a federal backstop."

As the legislative process moves forward, Corker added that he expects to see improvements to S.1217 and that a

housing finance proposal pending in the House will also undergo changes.

"My guess is by the time something passes out of the House it might be a little bit different from where it is and move a little more toward where the Senate bill is," said Corker. "My guess is the House and Senate can pass bills with different characteristics and we can move to conference to get something done for the country."

In terms of tax reform, Sen. Isakson, who is a member of the Senate Finance Committee, said his panel is prepared to move forward if it gets "the opportunity."

Isakson said that every provision in the tax code, including the mortgage interest deduction and Low Income Housing Tax Credit, must be justified in terms of "what they produce for the country. If you can’t make a case for your tax provision, it should not be in there. I can make a great case for the preservation of the mortgage interest deduction and I can make a phenomenal case for low and moderate income housing tax credits in terms of the payback to the country, but those arguments have to be won and lost when you are truly doing a major reform," said Isakson.

Along with the Senate keynote speakers, housing analysts engaged in a series of in-depth discussions on key issues, with a special emphasis on the outlook for housing demand and production, ongoing efforts toward reform of the housing finance system and the potential impacts of tax reform on homeownership and the economy.

Demographics The housing downturn led to a "remarkable slowdown in household growth," said Eric Belsky, managing director, Joint Center for Housing Studies at Harvard University.

"There is not a strong recovery in household formations, but we are seeing signs of that happening. People don’t want to live with their parents into their 30s; they are doing it out of economic necessity."

As the economy continues to mend, pent-up demand for housing should also increase, according to NAHB Chief Economist David Crowe.

"I would say in general the housing market is only half-way back," he said. "Multifamily production is back to 300,000 units per year, which is nearly back to normal."

While the single-family side continues to gradually bounce back, Crowe said that several challenges remain.

Continues on page 11

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(940) 691-9679 office (940) 691-2560 office (940) 691-9678 fax hnewton@acmebrick.com

Harold Newton Branch Manager

6701 Seymour Hwy. Wichita Falls, TX 76310

Continued from page 10

"Credit for buyers and builders remains difficult and there is a lack of buildable lots," he said.

However, looking ahead, the outlook looks bright for homeownership.

"Nineteen out of 20 people say they plan on buying a home somewhere in the future if they are under the age of 45," said Belsky. "You can lock in housing payments with a fixed-rate mortgage today or look at higher rents in the future. A lot of people will look at that calculation and say, 'I think it is time to buy a home.'"

Columbia Business School Professor Christopher Mayer also noted that homeownership is not just an American dream but a global dream.

"When you look at developing countries, people try to buy a home," said Mayer. "It is economic security."

Housing Finance Panelists addressing the issue of housing finance were in general agreement that the private sector needs to play a greater role in mortgage financing but that maintaining some level of federal support is essential to ensure stability and liquidity in the mortgage markets.

A dissenting view on this latter point came from Peter Wallison of the American Enterprise Institute, who said that lowering the conforming loan limits of government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac over time will allow the private sector to come in and pick up that business.

"If you simply made those changes and authorized the withdrawal of the GSEs, you would find we would gradually move to a completely private system, which is where I think we should be going," said Wallison.

This response drew a sharp rebuttal from other panelists.

"Private capital by itself will not secure a safe market and most importantly, private capital during a down market is least likely to be there,� said Michael Calhoun, president of the Center for Responsible Lending.

"Mike is making a real important point that credit will dry up in the housing finance market when times get tough," added Georgetown University Law professor Adam Levitan.

"There is a government, taxpayer-supported entity that stands up," said Michael Stegman, counselor to the Secretary of the Treasury for Housing Finance Policy. "We know how much more serious the [housing and economic] crisis would have been without the FHA

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TITLE COMPANY Your title needs handled promptly (XUHND &LUOFH ‡ :LFKLWD )DOOV 7;

stepping up."

Tax Reform On the topic of tax reform, a third panel of housing experts were in general agreement that the mortgage interest deduction plays a key role in shaping housing demand, while differing in their evaluation of current policy.

"The nonpartisan Tax Foundation found that if we repealed the mortgage interest deduction and lowered marginal tax rates then GDP would decline by $100 billion annually," said NAHB economist Robert Dietz.

Dietz also said that repealing the deduction would cause home values to fall. "Considering it only takes a 6% drop in home values to wipe out $1 trillion in household wealth, the economic consequences could be significant."

Noting the importance of the mortgage interest deduction to younger households, who are paying greater amounts of interest in the early years of a mortgage, Dietz warned that repeal of the deduction would lead the homeownership rate to fall and the average age of a first-time home buyer to rise. This delay could in turn affect family formation, wealth accumulation and other economic and demographic outcomes.

Anthony Randazzo, director of economic research at the Reason Foundation, said he opposes the mortgage interest deduction and believes that tax policy should not be set to achieve social purposes.

"Do we want to support middle class or low-income home owners? Then let’s just provide an explicit subsidy to people we want to, and then find a middle ground," he said.

John Weicher, a director of the Hudson Institute’s Center for Housing and Financial Markets, rejected the idea that the mortgage interest deduction is a tax distortion.

"Keep in mind if you are a home owner you have an asset and consumption,� he said. "You are a landlord renting to yourself. It is silly to think of this as simply a consumption when it is the biggest investment that nearly anyone is going to make."

Delinda Dodd Mortgage Team Member

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11

2801 Kell East

Phone (940) 692-5734

Wichita Falls

Fax (940) 692-0391

Texas 76308

Lane Landes, Owner

WINDOWS, DOORS AND MORE!

522 Beverly Drive Wichita Falls, Texas 76309

tco@wf.net

723-1436

Always Remember to do Business with Association Members!

BRYAN WAGGONER Commercial/Residential Plumbing, Builder Sales, Appliances, Lighting

1300 Hatton Road Wichita Falls, TX 76301 Phone: (940) 767-2506

3907 Kell BoulevarE t WJDIJUB 'BMMT t Texas 76308

Fax: (940) 761-5563 (888) 266-1387 www.ferguson.com

SANDY STROUD President

4301 Jacksboro Hwy. Wichita Falls, TX 76302 www.snbt.net

The Original Since 1921

703 E. Scott Wichita Falls, TX 76308

(940) 763-2265 Fax (940) 763-2200 sstroud@snbt.net

Commercial/Residential Sales, Service, Installation

OVERHEAD DOOR COMPANY OF WICHITA FALLS 601 Central Freeway East Wichita Falls, Texas 76302

Phone (940) 767-7788 Fax (940) 687-3677

Call the NTHBA Office 692-2211 or email nthba.teri@gmail.com To Reserve your seat for:

Builders Lunch October 29, 2013, 11:30 – 1:00 Kemp Center for the Arts, 1300 Lamar Street Program: 2013 Contract Changes & Risk Management – presented by Bush, Rudnicki & Shelton Attorneys at Law Lunch Sponsored By:

Tiffany Acree

Jessica Goehring

TAB ENDORSED & APPROVED