Wildflower Community Association Board Meeting Minutes 12-13-22

At 5:30pm, President Cody Veach called the meeting to order, Zoom was started.

Amber Worley expressed her thanks and gratitude for the outpouring of sympathy and love showed by the lake residents with the passing of her husband John, and thanked everyone for their support.

Public Correspondence – Will be addressed later in meeting regarding docks.

Secretary’s report –

Due to Kathie being absent last meeting she approved October minutes, Kerrie approved November minutes.

Treasurer’s Report – Tiffany went over report, noting that there is approximately a 17% increase in costs for the year, which reflects what we are all seeing personally.

Discussed Lake Manager’s discretion on “bad weather days” of 2 per year. Examples would be days that maintenance can’t work due to rain, or office is closed because of bad roads. Wanted to formalize it for handbook, and to make sure Board was aware. Tiffany motioned to approve the days yearly, Ced seconded the motion, motion carried.

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2023 dues will be increased by approx. 9% making them $810 for the year. No other increases in rental docks, storage buildings, etc.

Committee Reports

Election Committee – No Report

A&E Committee –No formal report. There is a discussion pertaining to a MR lot being split in half between two owners. It is currently consolidated with 1 owners’ lot. Survey has been done. Would it still be a separate lot (just smaller) and would the Association allow it to be de-consolidated and sold if it remains its own lot? Should both lots be re surveyed after splitting the lot and do away with the lot# that is being split. It is currently consolidated so Association isn’t losing any income if lot # is absorbed. Ced is going to talk with Hart Abstract for more info and get back to board for a decision.

Rules & Regulations

Committee – No Report

Fish Committee – No Report

Entertainment Committee – No Report

Dock Committee –Tiffany would like to propose getting quotes on the 2nd new rental dock phase of the plan agreed upon a few years ago. This would be on the shoreline North to dam. She proposes these docks be 100% funded by members, just like storage buildings have been, and after the set number of years, those who ‘bought’ would be offered a 10% discount on future rental, or given back to WCA to become part of normal rental procedures. The docks would be offered to the community, not off the dock rental waiting list. She will work with Sutter to get quotes.

A concern was raised that is the space the Condo’s wanted to expand their docks into. As no one from the Condo Assoc. has reached out to dock committee the Board feels that we should go forward with process for rental docks as WCA is paying the taxes on the area.

Tiffany read a statement she prepared, as she is asked why she is so passionate about rental docks. She feels as a Board member she is tasked with providing what is good for the majority of the members, not just a handful of friends and supporters. As such, she believes that rental docks should only be one per owner, as there are hundreds of people on the waiting list, and being a renter herself she understands the importance of having

JEFFERSON CITY, Mo. – Missouri’s 20222023 deer-hunting season ended Jan. 15 with the Missouri Department of Conservation (MDC) reporting a preliminary total deer harvest for the season of 299,721. Of the deer harvested, 140,736 were antlered bucks, 27,029 were button bucks, and 131,956 were does.

Top harvest counties for the overall deer season were Franklin with 6,471 deer harvested, Callaway with 5,438, and Jefferson with 4,966.

Hunters harvested 295,143 deer during the 2021-2022 deer hunting season with 143,815 being antlered bucks, 26,750 being button bucks, and 124,578 being does.

ARCHERY DEER RESULTS

Deer hunting ended with the close of the archery season. Prelimi-

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nary data from MDC showed that hunters checked 56,525 deer during the 2022-2023 archery deer season. Top counties for the archery deer season were Jefferson with 1,391 deer harvested, Franklin with 1,182, and St. Louis with 1,068.

Hunters checked 59,498 deer during the 2021-2022 archery deer season.

For deer harvest totals by season, county, and type of deer, visit the MDC website at extra.mdc.mo.gov/widgets/ harvest_table/

For deer harvest summaries from past years, visit mdc.mo.gov/hunting-trapping/species/ deer/deer-reports/deerharvest-summaries.

ARCHERY TURKEY RESULTS

Fall archery turkey hunting also ended Jan. 15. Preliminary data

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from MDC showed 2,446 turkeys harvested.

Top counties for the fall archery turkey season were Macon with 73 turkeys harvested, Franklin with 66, and Greene with 66.

Hunters harvested 2,516 turkeys during the 2021-2022 fall archery turkey season.

For more turkey harvest information for the current season, go online at extra.mdc.mo.gov/ widgets/harvest_table/.

For more harvest information on past turkey seasons, visit mdc. mo.gov/hunting-trapping/species/turkey/ turkey-reports/turkeyharvest-summaries.

HUNTING INCIDENTS

MDC reported two firearms-related hunting incidents during deer and turkey season with both being non-fatal and being self-inflicted.

A retired minister and his wife had never owned a house. They had spent all their married lives living in housing provided by churches. At age 65 they bought a house and financed it for 15 years. They had been frugal and had saved a good down payment. They paid for the house by age 80. The value of the house increased over the years and at age 83 they sold the house and received a very nice check. The money from the sale was enough to help them fund their next ten years in a nice assisted living apartment. While taking on a mortgage at 65 appeared crazy to some it afforded them financial security further down the road.

Many years ago, I bought a modest new house that cost $151,000. I barely scraped together the nearly $30,000 down payment. The house was financed for 15 years. I began the laborious jour- ney of writing a monthly check to the bank. After about eight years, I needed money to pay medical bills and was able to borrow $30,000 against my equity. It was nice that I had the equity because at that time I really needed the cash. Looking back, I would never do that again because it made the actual cost of my house increase to $181,000. For a couple of years, I had two payments to make to the bank. A couple of years later my wife passed. If I had needed to borrow $10,000 against my house, I could have done so to pay for funeral expenses. Fortunately, we had both taken out small insurance policies that covered that cost. Eventually I refinanced and consolidated the mortgages. By the grace of God I still paid for the house in 15 years.

I don’t like monthly payments or paying rent. For most of us, at some point in our lives there will be a monthly payment of some kind. I’ve lived in apartments on several occasions and even houses furnished to me by congregations I served. I didn’t care for either one. I’m not saying I wouldn’t do it again but my preference is to live in a place that is actually mine for as long as possible.

Renting a house or an apartment works for many at different stages of life. Buying a house is tough because it is a major financial commitment. You normally have to come up with 20% of the price to pay down as well as have the income to make the payments. That’s not always easy.

New houses in a nearby neighborhood are presently selling for $400,000. Most of them are modest three to fourbedroom houses. Having enough money to make the down payment and monthly payments is a lot for any person or family.

However, rent is expensive. Depending on where you live you may be paying $800 to $3,000 a month for a small apartment. You don’t have maintenance or property