Winter 2024 • Pittsburgh 55+ Magazine

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Winter 2024

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TABLE OF CONTENTS

6 When it comes to a stroke, every second counts.

Editorial

PO Box 425 Mars, PA 16046

Phone: 724-940-2444 Email: info@PittsburghFiftyFivePlus.com www.PittsburghFiftyFivePlus.com

When a stroke occurs, blood flow to the brain is cut off, able to create and coordinate individualized treatment depriving brain cells of oxygen and nutrients. Fast action is programs for each patient, from the second they arrive essential for saving brain function. AHN Wexford Hospital through to any continuing care they may need after they recentlyAdvertorial: achieved Primary Stroke Center Certification 1 Peripheral Neuropathyleave Sufferers Have the hospital,” said Dr.Hope Chandra. from the Joint Commission. The certification was achieved Tri-State Neuropathy Centers following a voluntary and rigorous onsite review of the REDUCING YOUR RISK hospital’s compliance stroke-relatedEvening care standards Reducing your riskApril of stroke25 starts with knowing your 4 Enjoy an with Energizing with Joey Jones and its capabilities for delivering lifesaving stroke personal health numbers, including blood pressure, treatments that can minimizeWhen brain injury improve to a Stroke, cholesterol, blood sugar, and body mass index (BMI).

6 Cover Story: Itand Comes Every Second patient outcomes. Wexford was also recognized with the Knowing your numbers can be a motivating factor in Counts Press Ganey 2022 HXAHN Guardian of Excellence Award®* for choosing healthier habits. “I tell all my loved ones, ‘See being in the top 5% of healthcare providers in delivering your doctor, eat healthy, and exercise often,’” said Dr. 8 Are Important –Chandra.

BUT Avoid the Health patientHoliday experience inGatherings the last year.

“Taking care of yourself is probably the biggest Pitfalls for a Healthy New Year Dr. Joseph Maroon gift you can give yourself in preventing any disease, let “Both of these are recognition of the exceptional efforts alone stroke. But once you have been diagnosed with a we’ve been makingfor to achieve outcomes, and 10 Caring the better Caregiver stroke, it becomes that much more important to make ensure our patients can receive gold standard stroke care those lifestyle choices, and make sure you take your close toGrant home,” said Rahul Chandra, MD, Those AHN Vascular 12 Program Aids with Parkinson’s medications onDisease time. Also, always run any medication Neurologist. “We’re able to provide a fast and accurate questions you have by your physician. Internet information Janice Lane Palko stroke diagnosis using technology that immediately can be misleading. It’s important to know which shows how blood is flowing Is in the brain.

This helps us Right for information 15 Advertorial: An As-Is Sale You? is accurate and relevant.” identify what kind of stroke occurred,®what areas of the Deb Walton, SRES brain are damaged, and what areas are still healthy and KNOW THE SYMPTOMS viable. Then we can quickly begin specialized care to “We use the acronym BE FAST to help people remember 16 Medicare Enrollment Periods Confusing.

What Do help maximize the chances of recovery.” Our dedicated Can Be the signs of stroke and what to do,” said Dr. Chandra. stroke team includes neurologists, stroke navigators, ER A. Manning and These Mean To You? Crystal Balance – any sudden loss of balance physicians, along with dedicated stroke-certified nursing Dvonya Sedlacko-Stephens Eyes – check for any sudden blurring or loss of vision staff, case management and social workers, and physical, Face – note if one’s smile is drooping on one side occupational and speech therapists. “Together, we’re 20 Gift Ideas for Seniors Senior Care Authority Arm – weakness or drooping on one side Speech – inability to speak or slurred words STROKESenior IS THE FIFTH LEADING CAUSE OF DEATH IN THEJanice U.S. 22 Profile: Ruth Hidek Lane Palko Time – to save brain cells, act quickly Source: American Heart Association’s Heart Disease

President & Publisher Laura Lyn Arnold

Publisher Emeritus & Contributor Marion Swanson Piotrowski

Emergencies don’

Executive Editor should you Neither Janice Lane Palko

If you or a loved one experiences a

department at AHN Wexford Hospi Managing Editor/Public Relations Coordinator Our 24-bed, full-service, state-of-t Paula M.emergency Greendepartment is designed

for speed, efficiency, and comfort. services, experienced and accredit of equipment and services needed of emergency situations, including events, and traumatic injury. And w within minutes — no matter the tim

Marketing & Account Executive Mary L. Simpson

Design & Production If you or a loved one are experienci other medical emergency, Kostilnik & Assoc.

Graphics, Inc. call 911 o

and Stroke Statistics — 2022 Update

*Press Ganey 2022 HX Guardian of Excellence Award is a registered trademark and brand of Press Ganey Associates LLC

In Every Issue...

Web Master Visit ahn.org/locations/emergency Swanson Publishing, LLC and online check-in.

If you see any of these signs in a loved one or yourself,Pittsburgh Fifty Five Plus Magazine is published call 911 right away. four times a year by Swanson Publishing, LLC

25 Remember When: Shoes, Beautiful Shoes Janice Lane Palko 26 The Good Old Days: Step Back Into 2003 Paula Green 28 Pondering Pittsburgh: Sorting Through Former Catalog Showrooms in the ‘Burgh Paula Green

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Winter 2024 | www.PittsburghFiftyFivePlus.com

(P.O. Box 425, Mars, PA 16046, 724-940-2444) and is distributed free of charge throughout the Greater Pittsburgh region. Subscription can be purchased from the publisher at $25 for one year.

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55+ FEATURE

Enjoy An Energizing Evening with Joey Jones April 25 Tickets are on sale now and they make a great gift!

Enjoy an energizing and inspiring evening as St. Barnabas Charities honors Johnny “Joey” Jones at the annual St. Barnabas Founder’s Day Celebration to be held Thursday, April 25, 2024, at the Pittsburgh Marriott North in Cranberry Twp. Founder’s Day tickets are on sale now and event proceeds support residents and patients who rely upon the Free Care Fund at St. Barnabas.

J

ones will receive the 2024 St. Barnabas Hance Award. The Hance Award was named in honor of St. Barnabas founder Gouverneur Hance, who was inspired to provide medical care for poverty stricken and chronically ill and injured men and boys in 1900. The Hance Award is presented to a person of national acclaim who exemplifies Hance’s ideals of benevolence, patriotism and service to others. Previous Hance awardees include Elsie Hillman, Fred Rogers, President Gerald Ford, Dr. Patch Adams, Rocky Bleier, Debbie Reynolds and many others.

Jones is a retired United States Marine and Fox News Contributor. He grew up in the industrial textile town of Dalton in Northwest Georgia where he was a standout high football player and honors student.

Enduring two combat deployments (Iraq and Afghanistan) and eight years of active service in the Marine Corps; Staff Sergeant Jones suffered a life-changing injury while deployed to Afghanistan as an Explosive Ordnance Disposal (EOD/Bomb) Technician. The 2010 IED-related incident resulted in the loss of both of his legs above the knee and severe damage to his right forearm and both wrists. Since his recovery, Jones has dedicated his work towards improving the lives of all veterans and their families.

The St. Barnabas Founder’s Day Celebration will bring together corporate sponsors, prominent business people and community leaders to honor Joey Jones for his contributions. The event begins at 5:30 p.m. with a cocktail reception, auction and raffles – followed by a dinner celebration. A VIP photo pass and book signing is also available to guests. Following the Hance Award presentation, Joey Jones will deliver a motivational speech.

Tickets range from $300-$500. For event tickets, call 724-625-3770 or visit stbarnabashealthsystem.com/founders-day/ Proceeds benefit the St. Barnabas Free Care Fund, which supports elderly patients and residents who cannot afford their care.

About St. Barnabas Health System

Founded in 1900, St. Barnabas Health System is one of Pennsylvania’s largest healthcare systems, offering comprehensive, compassionate care for people of all ages. St. Barnabas has one simple mission: to help retirees live comfortably at a price they can afford.

Having a 123-year history of serving residents in Western Pennsylvania, St. Barnabas’ spectrum of care includes retirement communities, living assistance facilities, a skilled nursing home, a community outpatient medical center, and rehabilitation therapy. Visit StBarnabasHealthSystem.com or call 724-443-0700 for more information. n

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5

COVER STORY

When it comes to a stroke, every second counts.

When a stroke occurs, blood flow to the brain is cut off, depriving brain cells of oxygen and nutrients. Fast action is essential for saving brain function. AHN Wexford Hospital recently achieved Primary Stroke Center Certification from the Joint Commission. The certification was achieved following a voluntary and rigorous onsite review of the hospital’s compliance with stroke-related care standards and its capabilities for delivering lifesaving stroke treatments that can minimize brain injury and improve patient outcomes. Wexford was also recognized with the Press Ganey 2022 HX Guardian of Excellence Award®* for being in the top 5% of healthcare providers in delivering patient experience in the last year.

“Both of these are recognition of the exceptional efforts we’ve been making to achieve better outcomes, and ensure our patients can receive gold standard stroke care close to home,” said Rahul Chandra, MD, AHN Vascular Neurologist. “We’re able to provide a fast and accurate stroke diagnosis using technology that immediately shows how blood is flowing in the brain. This helps us identify what kind of stroke occurred, what areas of the brain are damaged, and what areas are still healthy and viable. Then we can quickly begin specialized care to help maximize the chances of recovery.” Our dedicated stroke team includes neurologists, stroke navigators, ER physicians, along with dedicated stroke-certified nursing staff, case management and social workers, and physical, occupational and speech therapists. “Together, we’re STROKE IS THE FIFTH LEADING CAUSE OF DEATH IN THE U.S. Source: American Heart Association’s Heart Disease and Stroke Statistics — 2022 Update *Press Ganey 2022 HX Guardian of Excellence Award is a registered trademark and brand of Press Ganey Associates LLC

able to create and coordinate individualized treatment programs for each patient, from the second they arrive through to any continuing care they may need after they leave the hospital,” said Dr. Chandra.

REDUCING YOUR RISK Reducing your risk of stroke starts with knowing your personal health numbers, including blood pressure, cholesterol, blood sugar, and body mass index (BMI).

Knowing your numbers can be a motivating factor in choosing healthier habits. “I tell all my loved ones, ‘See your doctor, eat healthy, and exercise often,’” said Dr. Chandra. “Taking care of yourself is probably the biggest gift you can give yourself in preventing any disease, let alone stroke. But once you have been diagnosed with a stroke, it becomes that much more important to make those lifestyle choices, and make sure you take your medications on time. Also, always run any medication questions you have by your physician. Internet information can be misleading. It’s important to know which information is accurate and relevant.”

KNOW THE SYMPTOMS “We use the acronym BE FAST to help people remember the signs of stroke and what to do,” said Dr. Chandra.

Balance – any sudden loss of balance Eyes – check for any sudden blurring or loss of vision Face – note if one’s smile is drooping on one side Arm – weakness or drooping on one side Speech – inability to speak or slurred words Time – to save brain cells, act quickly If you see any of these signs in a loved one or yourself, call 911 right away.

Sharing Sharingour ourstroke stroke expertise expertisewith withlocal local community communityhospitals. hospitals.

There are seven designated stroke centers within thethe There are seven designated stroke centers within Allegheny Health Network.

AsAs part of of ourour commitment Allegheny Health Network. part commitment to to advancing stroke care and improving outcomes, advancing stroke care and improving outcomes, wewe support physicians treating acute stroke in local support physicians treating acute stroke in local community hospitals throughout thethe region with AHN community hospitals throughout region with AHN telestroke technology. telestroke technology.

Our neurologists are ready to to interact with medical Our neurologists are ready interact with medical providers, patients, and families using a real-time video providers, patients, and families using a real-time video connection, 24/7.

“They’re able to to review brain imaging connection, 24/7.

“They’re able review brain imaging and other data to to make quick decisions regarding and other data make quick decisions regarding treatment and interventions,” said Dr.Dr. Chandra. treatment and interventions,” said Chandra.

“In“In sharing their expertise, patients can receive thethe sharing their expertise, patients can receive same comprehensive level of of treatment and follow-up same comprehensive level treatment and follow-up care wherever they livelive — making it easier onon them, care wherever they — making it easier them, and their families.” and their families.”

Emergencies Emergenciesdon’t don’twait. wait.

Neither Neithershould shouldyou. you.

If you or or a loved one experiences a stroke, thethe emergency If you a loved one experiences a stroke, emergency department at at AHN Wexford Hospital is moments away. department AHN Wexford Hospital is moments away.

Our 24-bed, full-service, state-of-the-art, patient-focused Our 24-bed, full-service, state-of-the-art, patient-focused emergency department is designed from thethe ground upup emergency department is designed from ground forfor speed, efficiency, and comfort.

We have the specialized speed, efficiency, and comfort. We have the specialized services, experienced and accredited staff, and fullfull range services, experienced and accredited staff, and range of of equipment and services needed to to handle allall manner equipment and services needed handle manner of of emergency situations, including stroke, cardiovascular emergency situations, including stroke, cardiovascular events, and traumatic injury.

And wewe strive to to see patients events, and traumatic injury.

And strive see patients within minutes — no matter thethe time, nono matter thethe day. within minutes — no matter time, matter day.

If you or or a loved one areare experiencing a stroke or or any If you a loved one experiencing a stroke any other medical emergency, call 911 or go to the nearest other medical emergency, call 911 or go to the nearest emergency department. emergency department.

Visit ahn.org/locations/emergency forfor wait times Visit ahn.org/locations/emergency wait times and online check-in. and online check-in.

For appointments oror more information, For appointments more information, visit ahn.org/wexford. visit ahn.org/wexford.

YOUR HEALTH

Holiday Gatherings are Important - BUT Avoid the Health Pitfalls for a Healthy New Year!

Joseph C. Maroon MD, FACS

G

etting together with others in celebration is a critical “human” necessity for our psychological and emotional well-being.

In fact, researchers have described how social connections influence our overall health and even our life expectancy.

We are social by nature, and in many ways, social connections are critical for our survival. When gathering with friends and family during the holidays, it’s important to not abuse our physical health and potentially sabotage the numerous social and emotional benefits that come from being with others.

One of the biggest concerns for many people during the holidays is feeling stressed out! The desire to maintain the holiday rituals, preparing traditional foods and gift buying can be overwhelming. Scheduling time to work, prepare and attend social events can mean established patterns, like diets, sleep and exercise are disrupted.

Holiday Heart

Holiday stress for some can actually be fatal. High levels of cortisol, due to excessive stress, can increase blood cholesterol, triglycerides, blood sugar, and blood pressure. These are common risk factors associated with heart disease. Stress can also cause changes that promote the buildup of plaque

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deposits in the arteries. The increased stress associated with the holidays, along with holiday foods, which are often loaded with excessive saturated fats and sugars, and the lack of exercise can send your heart attack risk scale into the red zone!

Researchers have indeed discovered that Americans do have more fatal heart attacks during the holiday season than any other time of the year. This phenomenon is referred to as Holiday Heart. Regardless of where we live, researchers have found we are more susceptible to heart attacks in the winter months. Specifically. the top three days for heart attacks are December 25, December 26, and January 1.

Our festive overindulgences in food and drink, known as “Grand Meals” are also often associated with higher levels of total and LDL cholesterol in the blood. Scientists theorized that consuming a Grand Meal, along with excessive stress, for those with an underlying risk of having elevated cholesterol levels and a greater risk for heart disease, could explain the underlying causes of holiday heart attacks.

Throw in some emotional stress, cold weather, and physical activity, and you’ve got a recipe for heart problems.

In addition to the direct health risk of holiday stress and dietary indiscretions

Winter 2024 | www.PittsburghFiftyFivePlus.com

during the holidays, people may also delay medical care due to their busier than normal holiday schedule.

Stress reduction all year round is important, but holiday stress can be overwhelming and potentially deadly.

Consider reducing your stress by sharing holiday tasks with others. Have realistic expectations, no holiday gathering is perfect; give yourself freedom to fail and let it become another holiday memory.

Keep up your healthy habits this holiday. Try to stay hydrated and drink more water and less alcohol. Eat a healthy snack before the party and you’ll be less likely to fill up on sweets.

Turkey is a very low-fat meat, but the gravy and side dishes may not be. Eat in moderation and try to avoid foods with saturated fats and sugars. After the meal, arrange a group walk to aid digestion and provide time to talk and be engaged with others. Most of all, enjoy being together and experience the emotional joy of others. n Joseph C. Maroon, MD is a Board-Certified Neurosurgeon, Nutritional and Sports Medicine Expert. Dr. Maroon has written and lectured extensively on brain health and healthy life choices. As a competitive Ironman triathlete, Dr. Maroon practices what he preaches and is committed to the promoting healthy choices to his patients and readers.

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YOUR HEALTH

Caring for the Caregiver

What is the definition of a caregiver? Would you consider yourself to be one?

Maybe? Think about this definition: any relative, partner, friend, or neighbor who has both a significant personal relationship and provides a broad range of assistance to someone who has considerable physical or mental health needs.

The assistance does not need to be medical tasks; for example, it could involve helping with chores around the house, driving, or food shopping. What about now? Would you call yourself a caregiver?

T

he ability to provide continuous care and support for an aging loved one relies on the sustainable health and well-being of the caregiver. All too often, caregivers exert so much time and energy to care for their loved one(s) that they neglect to maintain the activities that promote their own personal health and emotional well-being. Sometimes, we forget or do not recognize how vital this is. If caregivers do not give back to themselves, the physical and emotional stress from caregiving could place a person at an increased risk of developing major health problems. This threatens their ability to continue to care for their loved one.

Caregivers need to take good care of themselves to be able to provide support for their loved ones. This kind of care could include: • Getting adequate amounts of sleep on a regular basis • Eating a balanced diet • Getting regular exercise • Having regular medical exams • Taking advantage of social and emotional support • Scheduling time for reflection and relaxation

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At a time when the need for social and emotional support is the greatest, caregivers often face feelings of isolation that jeopardize their health and well-being. Social interaction plays an important role in maintaining a caregiver’s health by providing an opportunity for communication that offers an outlet for emotional expression. A caregiver needs someone to talk to and express themselves openly.

In some cases, confiding to family and friends can increase their support and provide opportunities for temporary periods of relief from caregiving demands. Sources of support could include family, friends, mental health services, support groups, and religious organizations.

If you are not a caregiver but have loved ones who are, think about occasions where you could offer to listen. Consider telling the caregiver that you can be a listening board.

Think about whether there might be something that you can do to help.

Are you able to watch their loved one for an hour or so while the caregiver goes grocery shopping or can have some time to him- or herself? This might be a small amount of time to

Winter 2024 | www.PittsburghFiftyFivePlus.com

you, but this respite could truly be recharging for the caregiver. Another task that could take a load off of the caregiver’s responsibility is helping to look for sources of support.

Remember, not every caregiver’s experience is the same. If you are a caregiver, you are certainly not alone.

If you are a loved one or friend of a caregiver, consider being one source of support.

Another means of support is available and free to the community via the University of Pittsburgh’s Pittsburgh Regional Dementia Caregiver Training and Employment Program which was awarded a grant through the Henry L. Hillman Foundation as a part of its Healthy Aging Challenge.

The University of Pittsburgh offers free trainings for family caregivers, professionals, and intergenerational champions. Training sessions provide new ways of interacting and supporting individuals living with dementia.

Activities include role-playing and videotaped interactions. UPMC Senior Services is a partner for this project.

If you would like to learn more about this upcoming opportunity, please reach out to our office.

Dementia Caregiver Training If you have questions about this training program, please reach out to Education and Consultative Services of UPMC Senior Services. Our phone number is 866-430-8742, our e-mail is UPMCSeniorServices@UPMC. edu, and our website is SeniorServices.UPMC. com. Join us on Facebook at facebook.com/ groups/UPMCSeniorServices. Please note that we are not a crisis or emergency line. n

The University of Pittsburgh’s Pittsburgh Regional Dementia Caregiver Training and Employment Program was awarded a grant through the Henry L. Hillman Foundation as a part of its Healthy Aging Challenge. In partnership UPMC Senior Services, free training sessions for family caregivers, professionals, and intergenerational champions provide new ways of interacting and supporting individuals living with dementia. If you would like to learn more about this opportunity, please reach out to Education and Consultative Services of UPMC Senior Services at 866-430-8742 or UPMCSeniorServices@UPMC.edu.

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| Winter 2024

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YOUR HEALTH

Grant Program Aids Those With Parkinson’s Disease

By Janice Lane Palko

For the second year in a row, Nature’s Divine Healing - Optimal Recovery has received a Community Grant from the National Parkinson Foundation to help those with Parkinson’s Disease halt or reverse their Parkinson’s symptoms.

M

arla Turnbull, a National Board-Certified Health & Wellness Coach & Certified Dementia Practitioner, co-leads the grant-funded program for the foundation with Jessica Weinberg Neiss of To Life! Therapy and Wellness. Together they help their patients achieve a better quality of life through nutrition, exercise and lifestyle.

“Education is so key when it comes to Parkinson’s disease,” said Ms. Turnbull. “Dopamine is a neurotransmitter, and low levels of dopamine are characteristic of Parkinson’s.

Dopamine is known as the ‘happy hormone,’ and it is made in our stomach

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and goes to the brain.”

Unfortunately, if the gut microbiome is unhealthy, dopamine production can be inhibited and that, in turn, adversely affects the brain, resulting in Parkinson’s symptoms of tremors, difficulty with movement, masked face, and soft or low speaking voice.

“I look at a patient’s nutrition, and 99% of patients don’t know how to take their medications properly. Parkinson’s medication should be taken an hour before eating or an hour after eating as the medication is blunted when taken with food as digestion will be prioritized over dopamine production,” said Ms. Turnbull. “In addition, I advise

Winter 2024 | www.PittsburghFiftyFivePlus.com

patients to stagger their protein intake throughout the day to maximize the effectiveness of their medications.” She also emphasizes eliminating sugar and processed foods from the diet as they

wreak havoc on the gut and interfere with dopamine production.

Equally as important for managing Parkinson’s is regular exercise. “Any movement that a patient can manage is beneficial. Jessica at To Life! helps patients with strengthening muscles, balance and mobility. Exercise is a natural dopamine producer. Exercise enhances the brain oxygen and blood and helps to improve memory, cognition and reduce brain fog,” said Ms. Turnbull.

The program is free of charge thanks to the Community Grant from the National Parkinson’s Foundation and can be done in-person or virtually.

“Initially, I meet with the patient and their caregiver for an evaluation, discuss where small, step-by-step improvements can be made then we set a goal to reach toward,” said Ms. Turnbull, who knows that lifestyle changes can be challenging for some.

“I had a husband and wife join the program. The husband had Parkinson’s. I made some dietary suggestions, and he was honest and said, ‘I don’t want to do this.’ He was drinking five Cokes a day. I asked him if he could try making small changes for two weeks. He agreed and over that 14-day period, he was able to wean himself down to one Coke a day. I also advocated that he provide his body with hyper-nourishment through drinking nutritional smoothies.”

After the two weeks, he saw an improvement in his condition. “We then set a goal. He said he wanted to be able to go to Paris, which I thought was a bit ambitious,” said Ms. Turnbull, “but after a three-month commitment to lifestyle changes, he did extremely well and was able to travel to Paris. And not only that but his wife lost 30 pounds too.”

Many when faced with a diagnosis of Parkinson’s feel defeated, but Ms. Turnbull says to never give up. “There’s always hope. I’ve been working with a woman who has had Parkinson’s for 26 years, but she knows what she needs to do, and she does it.”

For more information on the

Parkinson’s Grant Program, visit: https://www.tolifefitness.com/parkinsons or contact Marla Turnbull at Marla@NaturesDivineHealing.com or 412-302-4638. n Marla Turnbull, MS, CDP, NBC-HWC Nature’s Divine Healing - Optimal Recovery, LLC As a National Board-Certified Health & Wellness Coach and Certified Dementia Practitioner, I lead my clients toward optimal recovery through a holistic approach.

Based off my own humbling and lifealtering journey, I overcame a major sepsis infection in 2020 through prayer and aiding my body through natural healing.

Combining energy work with my health & resiliency coaching helps aid the body, heart, soul, and spirit through optimal recovery.

I co-lead a second-year National Community Grant-funded program through the National Parkinson’s Foundation and work with Dementia & Alzheimer’s patients & their families. I educate my patients through nutrition and lifestyle care, exercise, whole-food, plantbased choices, reducing stress and getting restorative sleep. We can reduce the

Marla Turnbull risk of inflammation and chronic disease, while improving your emotional health. I am passionate about working with committed “warriors” who are ready to take charge of their life. I believe the success of any program includes working with the whole body synergistically toward optimal recovery.

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www.PittsburghFiftyFivePlus.com

| Winter 2024

13

in the Allegheny County Parks

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Is An As-Is Sale Right for You? Many factors can influence your decision to sell including downsizing, moving closer to family, or seeking a more manageable living situation. Have you considered selling the home as-is? Selling as-is means putting the property on the market without making any major repairs or improvements—even when they are needed. This approach has both advantages and disadvantages to consider and discuss with your Senior Real Estate Specialist® to help you decide if an as-is sale is right for you.

ADVANTAGES

DRAWBACKS

1. Time and Cost Savings: Avoiding costly repairs and upgrades can accelerate the selling process and allow you to move on to the next stage of your life more quickly.

1. Lower Sale Price: One of the largest drawbacks of selling a home as-is is that you are likely to sell your property for a significantly lower price. Buyers typically expect a steep discount to cover the costs of necessary repairs and improvements and the additional liability they take on in as-is sales.

2. Reducing Stress: In situations where the emotional toll of staging or repairing a home is too much to handle, an as-is sale may be for you. Eliminating the need for extensive renovations, financing updates, negotiations over repairs, and dealing with contractor hassles can save you stress and allow you to focus on selling and moving more quickly.

3. Attract Investors and Flippers: Investors and property flippers often look for homes in need of renovations. Selling as-is often attracts these types of buyers, sometimes leading to a quicker sale. Investors and flippers generally expect to handle some repairs and have experience buying homes that are not move-in ready.

4. Transparency: When you are listing a home, you are expected to provide a full disclosure about the condition of the property. Selling the home as-is is a possible solution when you do not have all of the information about the property’s condition. If you inherited a home, or are selling on behalf of a loved one who is unable to provide you with the history of the property, ask your Senior Real Estate Specialist® about selling as-is. Your transparency might build trust with potential buyers, free you from liabilities, and lead to a smoother transaction.

Selling a home as-is is a decision that requires careful consideration, especially for individuals 55 and older. The choice has legal, financial, and personal implications, so it is advised that you consult with qualified professionals, including a Senior Real Estate Specialist®.

Sources: Bankrate. (2023). How To Get the Most Out Of Selling Your House “As-Is.” bankrate.com/real-estate/selling-your-house-as-is/#pros-v-cons Investopedia. (2021). Should You Sell Your Home As Is, or Spring for Renovations? investopedia.com/should-you-sell-your-home-as-is-or-spring-for-renovations-5184172

Count on an SRES® to guide you through the process of buying or selling your home, making the transaction less stressful and more successful.

2. Limited Buyer Pool: Homes in need of repairs or updates often have reduced market appeal. Selling a home in its current condition will limit the pool of interested buyers. This can result in the property sitting on the market for a longer period, delaying the sale and your ability to move on. Talk with your agent about market conditions in your area to understand if an as-is sale is likely to move fast or take longer to sell.

3. Potential Inspection Issues: Selling as-is does not free the seller from the need to disclose known defects or issues with the property. Buyers are still likely to conduct inspections, and any significant problems discovered can complicate or even derail the sale. Each area is different, so talk with your Senior Real Estate Specialist® and a real estate attorney to find out what your state requires you to disclose and how long buyers have to back out of an as-is sale.

Deb Walton, SRES®

The Seniors Real Estate Specialist® (SRES®) designation is awarded by the SRES® Council, a subsidiary of the National Association of REALTORS® (NAR).

To learn more about SRES® and access various consumer resources, please visit seniorsresource.realtor.

T h e S R E S ® P R O F E S S I O N A L | S E P T/ O C T 2 0 2 2

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| Winter 2024

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15

ADVERTORIAL

Medicare Enrollment Periods Can Be Confusing. What Do These Mean To You?

By Crystal Manning and Dvonya Sedlacko-Stephens Annual Election Period (AEP) The annual Medicare open enrollment period, from October 15 to December 7, each year is critical for beneficiaries to review and adjust their coverage options. Changes made during this period take effect on January 1 of the following year, allowing beneficiaries to transition between traditional Medicare and Medicare Advantage, change Medicare Advantage plans, or enroll in or switch between Medicare Part D prescription drug plans. Now that AEP

is over, what can a beneficiary do who missed the December 7 deadline?

What is Medicare OEP? (Open Enrollment Period)

MA OEP pertains to seniors who are enrolled in a Medicare Advantage plan.

It takes place every year from January 1 to March 31. MA OEP allows seniors enrolled in a Medicare Advantage plan to make a one-time change to the way they receive their Medicare benefits by the following:

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Winter 2024 | www.PittsburghFiftyFivePlus.com

• •

Switch to a different Medicare Advantage plan.

Switch to Original Medicare (Medicare Part A and Part B) and add a Medicare Part D. (prescription drug) plan if desired (with or without prescription drug coverage).

What is the difference between AEP and OEP? The biggest difference between AEP and OEP is that AEP offers more options and flexibility than the Medicare Advantage Open Enrollment Period. For example, during

the MA OEP, you can join a Part D plan ONLY IF you are dropping an MA plan and returning to Original Medicare If you have Original Medicare with or without Medicare Part D (prescription drug) coverage, you can’t make any changes to your Medicare coverage during MA OEP. Choosing between traditional Medicare and a Medicare Advantage plan is pivotal. Traditional Medicare offers a standardized approach, while Medicare Advantage plans, administered by private health insurers, present alternatives such as Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs). This decision requires careful consideration of factors such as health needs, financial circumstances, and preferences for medical care.

Medicare Special Enrollment Periods (SEPs)

There are plenty of good reasons to sign up for Medicare when you turn 65.

But there are also some good reasons you might decide to hold off. And if you do, you can likely take advantage of the Medicare Special Enrollment Period when you’re ready to make the leap. A common reason people decide to delay is that they’re still working and have health insurance through their employer.

Another common reason to remain on an employer plan is if only one spouse is eligible for Medicare at the time. Because Medicare is an individual plan, if only one of you is 65 and you both need coverage, the employer’s policy may make more sense for the time being. Sometimes the employer pays the premium, and it is a better option to stay.

An SEP (Special Enrollment Period) is a time outside of the regular enrollment periods during which individuals have an opportunity to enroll in or make changes to their Medicare coverage.

SEPs are granted to individuals who experience certain qualifying life events or meet specific criteria. You may make changes to your Medicare Advantage or Medicare prescription drug coverage when certain events happen in your life, such as moving or losing other insurance coverage or turning 65.

Understanding Medicare coverage options involves leveraging a variety of resources. The Medicare & You handbook serves as a comprehensive guide, providing detailed information about available plans and coverage. Additionally, resources like the Medicare Plan Compare website, the helpline (1-800-MEDICARE), and the State Health Insurance Assistance Program (SHIP) offer valuable assistance in navigating the multitude of options.

In conclusion, the journey of Medicare beneficiaries involves navigating a complex landscape of coverage options,

with considerations ranging from health needs and income to personal preferences.

Seeking assistance, and making informed choices, and knowing who to ask the right questions is essential. Contact Crystal A Manning, Licensed Medicare Advisor for over 25 years at 412-716-4942 or crystalmanning33@gmail.com, or her daughter and new associate, Dvonya Sedlacko-Stephens, at 412-657-3889 or djsedlacko@gmail.com. n

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| Winter 2024

17

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19

55+ FEATURE

Gift Ideas for Seniors

Now is the time of year when we give our loved one’s gifts to show that we are thinking of them. Many of us, especially seniors, appreciate the “the gift of giving.” Instead of another sweater, pair of gloves, or other material item, consider some ideas that your loved one may enjoy and appreciate even more.

• A Shopping Trip – Depending on your senior’s mobility, this is a nice way to get him/her outdoors and into the community. If homebound, then consider a virtual shopping trip online. You can share the ease and convenience of online shopping. Many seniors are not savvy about this option.

• Staying Connected – Bring your phone or computer to help re-connect to family members and friends.

• Helping in the kitchen – Help plan and prepare a favorite holiday dish. Bring some of your favorite memories to share around the holiday table and ask them to share if possible.

• Attend a Holiday Service – A simple way to get out of the house and to celebrate the meaning of the holidays, whatever that is for your loved one.

• Gift Wrapping and Shipping – Gift wrapping is not as easy when you have arthritis or other debilitating condition. Help wrap and ship gifts while enjoying time together.

• Holiday Cards – Sending holiday greetings through the mail is a long-held tradition for many seniors. Help them prepare newsletter updates and mail cards. Make sure you have stamps!

• Virtual Greetings – Show your elder what an online greeting looks like and let them decide if they would like to send their greetings that way. Remember to bring your family’s email addresses.

• Do good and give back – Organize a group of your loved one’s friends and find a joyful holiday activity to do together. Christmas caroling, delivering gifts and cheer to home bound people, bringing sweet treats or small gifts to children in the hospital are some examples of ways to do good and spend quality time together.

• Christmas Cheer Offer – To set up lights, trim a tree, bring a wreath to decorate together, or decorate the home both indoors and outdoors.

• The Gift of Time – Sometimes all someone wants is a little of your time and undivided attention. Let them choose the setting, activity, and schedule. You are all they really want.

Senior Care Authority provides hands-on assistance, support, and resources for families seeking the best residential options for seniors, ensuring that they receive the necessary care. Our company has a network of professionals throughout the country who provide elder care consulting and placement assistance. Call 412-770-9606 for more information. n

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Winter 2024 | www.PittsburghFiftyFivePlus.com

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| Winter 2024

21

SENIOR PROFILE

Ruth with her daughter Darcy Osby

Ruth Hidek

By Janice Lane Palko

In 1956, Steve Allen had a hit with the song This Could Be the Start of Something Big. That tune could be the theme for Ruth Hidek’s affiliation with the Girl Scouts, as it was around that time that Ruth, 72, from O’Hara Twp., joined the Brownies and would begin a lifelong association with the Brownies and Girls Scouts. “I grew up in Etna, and my troop was #1516, which met in the Etna Public School,” said Ruth, who along with her fellow Brownie and friend, Kathy Moyer, loved being Brownies so much that they often dreamed of becoming Girl Scout Leaders when they grew up.

W

ell, those childhood dreams came true and then some. “Kathy was at college, and I was working at Pittsburgh National Bank, when Kathy, as part of her studies, pursued being a Girl Scout leader. I inquired too and was told that they needed a Brownie leader for a troop in Etna. I was 21 at the time and I had to take a lot of training, but I took over the troop when I was 22 in 1973,” said Ruth, who this year celebrated 50 years as a Girl Scout leader.

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Winter 2024 | www.PittsburghFiftyFivePlus.com

Kathy never became a leader but served the community in other ways.

To commemorate her more than five decades of service, Ruth was honored with a party in November. “My daughter, Darcy, and son, David, organized it along with my co-leader Sue Benedek, who has served for 41 years along with me.” In recognition of her distinguished tenure with the Girl Scouts, Ruth was honored with citations from the Borough of Etna,

Allegheny County, and the Commonwealth of Pennsylvania.

“I don’t like to be in the limelight,” said Ruth, “but I couldn’t have been a leader all of these year without the support of my husband, Bob.” It is estimated that Ruth has worked with more than 500 girls, and she has many wonderful and a few not-sowonderful memories of her experience as a leader. “I’ve served as a chaperone on Darcy’s troop’s trip to Savannah, Georgia, to visit the Juliette Low Birthplace Museum,” said Ruth. Low was the founder of the Girls Scouts in America.

She also took one troop to a disastrous Brownie overnight camp. “It was a very primitive camp, with no running water, but an outdoor pump, which fascinated the girls,” said Ruth. Unfortunately, some sort of bug went through the troop, and one-by-one each of the girls vomited once and then felt better. “But we had no way to wash the sleeping bags and pillows. We had to store all the soiled stuff in garbage bags,” she said with a laugh.

Ruth has no plan on retiring. “It’s a lot of work, but I love kids, and Girl Scouts is a great way for girls to grow, to learn how to work together, and to make friends. The kids learn the Girl Scout Promise and Law, and those ideals are a recipe for a great way to live your life.”

And Ruth should know; she’s lived nearly her entire life in Girl Scouting. Pittsburgh Fifty-Five Plus congratulates Ruth on her distinguished service with the Girl Scouts. n www.PittsburghFiftyFivePlus.com

| Winter 2024

23

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REMEMBER WHEN

Shoes, Beautiful Shoes

By Janice Lane Palko

I

n 1986, Filipino dictator Ferdinand Marcos was driven from office. Although he is remembered for his brutality and corruption, his wife, Imelda, was noted for her extensive shoe collection. When protestors overran their palace, they discovered that Imelda had more than 2,700 pairs of shoes in her wardrobe. She was later quoted as saying: “They went into my closets looking for skeletons, but thank God, all they found were shoes, beautiful shoes.”

Her husband died in exile in Hawaii in 1989, but Imelda Marcos is now 94 and her shoes are in a museum in Marikina, Philippines. It is said that her collection provides a lookback at shoe styles of the past.

While there is no official term for someone who collects shoes like a “philatelist,” someone who collects stamps, there are more than 50 synonyms for the word “shoe” such as spats, wingtips, flats, pumps, espadrilles, slides, Mary Jane’s, stilettos, brogues, mules, etc. Some of the synonyms are brand names.

Charles Goodyear, who received the patent for vulcanized rubber, was at the forefront of the shoe industry in the United States. His rubber was used in creating soles for shoes.

Keds were one of the earliest brands of shoes manufactured in the country using rubber, debuting their Champion Sneaker for Women in 1916. In 1917, the first basketball shoes, Converse All Stars, were introduced. In the 1940s, two-toned oxfords known as spectators were the must-have footwear to complement the fashionable Zoot suit.

In 1934, G. H. Bass introduced Weejuns (a nod to the word “Norwegian,” the homeland of the original designer).

Weejuns featured a strip of leather across the top with a cutout. Kids began putting pennies in the cutout, and they became known as Penny Loafers.

Sailing enthusiast Paul Sperry developed his deck shoe commonly known as the Top-Sider.

In the swingin’ 1960s, go-go-boots were the footwear accessory to wear with your mini-skirt. In the 1970s, Earth Shoes became popular and had a negative heel, meaning the heel was lower than the toe of the shoe. I had a pair, and it felt like you were always walking uphill. I also had a pair of saddle oxfords that I wore with my school uniform.

Also in the 70s platform shoes were the fashion, and many an ankle was twisted when you fell off your platforms. During that era, popular Steeler Frenchy Fuqua was known for his stylish attire, in particular his platform shoes with clear heels filled with water and tropical fish.

Candies were a fashion must for the disco scene, and when your feet were aching from walking around in skyhigh heels, Jelly Shoes proved to be more comfortable.

When the 80s fitness craze took hold of the country, we saw an explosion in athletic shoes with new brands like Nike, Adidas, and Reeboks coming to market.

New styles of shoes seem to be always coming into fashion. I have a pair of Oofos that are super cushy, and Hokas, athletic shoes, in my closet. Both are newer brands.

Whether you are seeking comfort or fashion, you can be sure if you can’t find what you are looking for, a new shoe will emerge to fill that need. If not, you can always be like Imelda and keep on buying new pair after new pair until you find one that fits. n www.PittsburghFiftyFivePlus.com

| Winter 2024

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THE GOOD OLD DAYS

Step Back Into...2003 All eyes on Iraq • Blackout in the northeast

O

By Paula Green

On February 1, the Space shuttle Columbia explodes killing all seven astronauts aboard. In March 2003, U.S. forces invaded Iraq, vowing to destroy Iraqi weapons of mass destruction and end the dictatorial rule of Saddam Hussein. The Hubble telescope detected the oldest known planet— nicknamed Methuselah the planet is 12.7 billion years old. On August 14, the biggest blackout in the history of North America occurs, where over 50 million people in the northeastern states of U.S. and southern Canada lost power.

Average

The average income was $45,016. Cost of a new home $246,300. A new car sold for approximately $24,773. Gasoline was $1.83 a gallon. A dozen eggs sold for $1.24, an avocado sold for $1.29. A gallon of milk cost $2.76, and a loaf of bread was $1.00. A pound of bacon was $3.20 and round steak cost $3.84. A pound of potatoes sold for 46 cents. A movie ticket cost $6.00. A firstclass stamp was 37 cents.

Elizabeth Smart was rescued by police officers on March 12, 2003, on a public street in Sandy, Utah. She was abducted on June 5, 2002.

In April, the bodies of Laci Peterson and her unborn son were discovered; they disappeared on December 24, 2002.

Tens of thousands of Harley owners gather in Milwaukee, Wisconsin, to celebrate 100 years of Harley-Davidson motor cycles.

World News

Firsts

Apple launches Itunes, which becomes a major success selling 10 million songs within four months of launch.

The new United States Department of Homeland Security officially begins operation.

Do Not Call List starts providing consumers on June 27 with an opportunity to limit telemarketing calls.

U.S. Events

Army Pfc. Jessica Lynch is amongst those captured during the invasion of Iraq. U.S. Troops free her nine days later.

California governor Gray Davis is ousted in a recall vote and actor

26

Arnold Schwarzenegger is elected in his place.

Saddam Hussein, former President of Iraq, is captured in Tikrit by the U.S. 4th Infantry Division.

The highly infectious disease SARS (Severe Acute Respiratory Syndrome) spreads from China, Singapore and Vietnam, worldwide nearly 9,000 People are affected in 15 countries.

The last old-style Volkswagen Beetle rolls off its production line in Puebla, Mexico.

Americans rename “French Fries” to “Freedom Fries” in protest to France’s stand on Iraq.

Entertainment

Popular films: Bad Boys II, Bruce Almighty, Cold Mountain, Elf, Finding Nemo,

Winter 2024 | www.PittsburghFiftyFivePlus.com

The Lord of the Rings: The Return of the King, The Matrix Reloaded, Pirates of the Caribbean: The Curse of the Black Pearl, The Last Samurai, Lost in Translation, Mystic River, Terminator 3: Rise of the Machines, Seabiscuit, X2: X-Men United. A white tiger attacks Roy Horn of the duo “Siegfried & Roy” leaving him partially paralyzed.

Television

American Idol, The Apprentice, Arrested Development, Battlestar Galactica, Carnivale, Cold Case, Crossing Jordan, ER, Everybody Loves Raymond, Frasier, Friends, The King of Queens, NCIS, Nip/Tuck, NYPD Blue, 24, Survivor, The West Wing, and Will & Grace.

Songs

Popular Songs – All I Have, Baby Boy, Beautiful, Bring Me to Life, Clocks, Crazy in Love, Great Busy, Hey Ya, In Da Club, Lose Yourself, Milkshake, Pictures, The Remedy, Right Thurr, Stacy’s Mom, The Way You Move, and Where is the Love.

Publishing

Harry Potter and the Order of the Phoenix, the fifth installment in the popular series, is released in June and skyrocketed up the best-seller lists. Other

popular books: The Da Vinci Code, The Five People You Met in Heaven, Good to Great, The Purpose Driven Life, The Secret Life of Bees, The South Beach Diet, and Who Moved My Cheese.

Feel confident & secure about your financial future.

Sports

NFL – Super Bowl Champs, Tampa Bay Buccaneers defeat the Oakland Raiders. MLB – Florida Marlins over the New York Yankees.

NHL - The New Jersey Devils beat the Anaheim Mighty Ducks to clinch the Stanley Cup. The San Antonio Spurs are victorious over New Jersey Nets.

Politics

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President: George W. Bush; Vice President: Richard Cheney

Quotes

“The best way to spread Christmas cheer is singing loudly for all to hear.” ~Buddy (Will Ferrell) – Elf “Have the courage to follow your heart and intuition.” ~ Steven Jobs “Education is the most powerful weapon which you can use to change the world.” ~ Nelson Mandela Sources: www.thepeoplehistory.com/1973. html, wwwww.thepeoplehistory.com/2003. html, www.infoplease.com/year/2003, stacker. com/business-economy/cost-goods-year-youwere-born, bestride.com/news/the-averageselling-price-of-a-new-vehicle, www.rd.com/list/ christmas-movie-quotes/, www.lionworldtravel. com/news/8-nelson-mandela-day-quotes, www. cfr.org/timeline/iraq-war, https://www.imdb.com/ list/ls024755116/

www.PittsburghFiftyFivePlus.com

| Winter 2024

27

PONDERING PITTSBURGH

Sorting Through Former Catalog Showrooms in the ‘Burgh

By Paula Green

Internet shopping has made life easier; a few clicks and your shopping is done, and the package arrives soon after on your doorstep. But how many of you remember a different style of shopping?

I

n 1891, Sears & Roebuck launched their first 322-page shopping catalog. Other merchants such as JC Penney followed.

Then came the launch of catalog showroom shopping. Its format was simple: customers would gaze at merchandise samples in a showroom, then peruse through a catalog, and make their selections. The shopper would jot down the item number and give it to the salesclerk, who would go to the stockroom to collect the goods.

Catalog showrooms thrived until discount stores such as Kmart and

28

Walmart started to dominate the marketplace, offering customers low prices with ready-to-buy products.

Let’s reminisce on those former catalog retailers in the ‘Burgh that made shopping fun.

Service Merchandise dates back to 1934, when it was a small five-and-dime store founded by Harry and Mary Zimmerman in Pulaski, Tennessee. After leaving the wholesale business, they opened Service Merchandise, Inc., the first of what evolved into a chain of catalog showrooms. It opened in 1960 at 309 Broadway

Winter 2024 | www.PittsburghFiftyFivePlus.com

in downtown Nashville.

During the 1970s and 1980s, Service Merchandise was a leading catalog-showroom retailer. It found a home in Pittsburgh and had several locations. The merchandiser was an early sponsor of Wheel of Fortune. Service Merchandise was one of the largest corporate donors to the Muscular Dystrophy Association. Competition from other discount chains and the rise of online shopping were too much for Service Merchandise, and sadly, the company folded in 2002.

David Weis Jewelers & Distributors opened in the early 80s. Headquartered in Export in Westmoreland County, the first store opened in Monroeville, and the retailer expanded to 28 stores in Pennsylvania, Ohio, and West Virginia. The second-largest, privately-owned catalog showroom firm, David Weis, specialized in jewelry, small appliances, electronics, and home goods. After a decade of satisfying customers, the retailer began to falter and closed all their stores in 1990.

Basco catalog-showroom first opened in Cherry Hill, New Jersey.

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The name Basco was derived from the founder’s last names, Buck, Applebaum, and Schechter. It eventually expanded into a chain of 20 stores, including the Pittsburgh area. Basco was acquired by Best Products in 1982. Best was in existence for four decades before closing all of its stores by February 1997 and completely liquidating by December 1998.

Dahlkemper’s Catalog Showroom was a catalog merchant chain founded in 1956 by Joseph and Lois Dahlkemper in Erie. It operated 14 stores in three states. Dahlkemper’s was successful throughout the 1970s and 1980s, having many locations in Pittsburgh, but a decline in the company quickly started in the

1990s. In January 1993, the company filed for reorganization under federal bankruptcy laws and closed ten stores, leaving only one store in Erie open. Today, Dahlkemper’s runs a small jewelry shop in Erie named Dahlkemper’s Jewelry Connection.

Even though catalog showroom stores are a thing of the past, you still may be able to acquire a catalog from these merchants.

Check out eBay and snag yourself a deal. Happy shopping, and have a blessed holiday season! n Sources: www.newspapers.com/article/thepittsburgh-press/19198538/ en.wikipedia.org/wiki/Service_Merchandise, // www.metv.com/lists/7-discount-stores-fromback-in-the-day-you-probably-forgot-existed, www.flickr.com/photos/, malls.fandom.com/wiki/ Dahlkemper, architectureandbranding.wordpress.com/2012/03/01/

Wind Creek Bethlehem Casino Mar 17-19.............................................................$459 $70 Slot & 2-$20 Food Vouchers Seneca Allegany Casino One Day Mar 25; Sep 30.................................................... $118 $20 Slot & $10 Food Credit Tropicana Casino Atlantic City Apr 21-24.............................................................$465 $40 slot & 3-$25 food vouchers

ONE-DAY TOURS Das Dutch Dinner Theater Mar 21; Apr 17; Aug 21........................................ $160 Solar Eclipse in Ohio Apr 8.................................................................... $199 Roger’s Flea Market Apr 26; Oct 4..........................................................$75 Amish Tea Party Apr 29.................................................................. $175 Spring in Amish Country May 8................................................................... $181 Flight 93 Memorial May 15; Sep 18.................................................... $144

AIR TOURS & MOTORCOACH-TO-CRUISE National Parks & the Canyons of the Southwest May 5-10...........................................................$2,725 Alaska: Call of the Wild Jul 18-24...........................................................$5,799 Bus to Bermuda Jul 20-25*........................................Starting at $1,295 *Includes port charges, taxes, fees, & shipboard gratuities!

Motorcoach Drivers Wanted! Current CDL Class B required with Passenger Endorsement.

Contact Mark Snyder at 412-749-4188 or email your resume to mark.snyder@coachusa.com

www.PittsburghFiftyFivePlus.com

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