Safety & Soundness Deposit Products
INTERNAL USE ONLY
MEMBER FDIC
PRESENTATION OVERVIEW
▪ Overview: IntraFi
▪ IntraFi Benefits
▪ Overview: Insured Cash Sweep (ICS)
▪ Overview: Cash Management Products & Services
▪ About Northern Bank
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MEMBER FDIC
Overview: IntraFi
OFFER ACCESS TO EXPANDED FDIC INSURANCE
▪ Through IntraFi®, Northern Bank can offer multi-million-dollar FDIC insurance on funds placed in Demand Deposits, MMDAs and CDs.
▪ IntraFi brings scale, the highest perdepositor and per-bank capacity, and the peace of mind of being able to make largedollar placements every business day.
OFFER FDIC INSURANCE GREATER THAN $250,000
▪ Through IntraFi®, Northern Bank can provide your business with access to FDIC insurance on funds in deposit accounts at higher levels than a bank of any size can offer on its own. As a result, you can balance security and convenience with returns by working directly with Northern Bank.
MEMBER FDIC
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IntraFi Benefits
PEACE OF MIND
Know funds are eligible for multimillion-dollar FDIC insurance.
TIME SAVINGS
Partner with Northern Bank — a name you know and trust.
ASSURANCE
Be confident that market volatility will not negatively impact account value as funds placed are not subject to floating net asset values, liquidity fees or money market mutual fund liquidity gates.
OPTIONS
Select demand deposit and money market deposit accounts to match cash management needs and know that large deposits can be insured beyond $250,000.
SOCIALLY RESPONSIBLE
Feel good knowing the full amount of your deposit can be used to fund additional loans in your community.
MEMBER FDIC
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Overview: Insured Cash Sweep (ICS)
At Northern bank, we provide convenience and security for all your business' needs. Offering ICS®, the Insured Cash Sweep® service is just one example of our commitment to providing competitive and convenient products and services to our valued customers.
▪ You sign a DPA (Deposit Placement Agreement) and a Custodial Agreement.
▪ Rates are negotiated directly between you and Northern Bank.
▪ Enjoy transparent, detailed reporting and receive one periodic statement from Northern Bank (per account type).
▪ Northern Bank will manage the account opening and support your banking needs.
MEMBER FDIC
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MEMBER FDIC 6
We don’t just want your business, we want to earn it. MEMBER FDIC NBTC.COM Get in touch today to get started. NBDeposits@NBTC.com | 844-409-0561