Norfolk Hub September 20, 2011

2012 Golf

Lease from only 2012 2012 2012 Golf Golf Golf

4.9 4.9 4.9

2012 Jetta Trendline+

2012 Tiguan

$189 % $189 $189 $189 4.9 %%%

$329 $329 $329 4.9%$329 %%%

Lease2012 from only Lease from only 2012 2012 Jetta Jetta Jetta Trendline+ Trendline+ Trendline+ 2012 2012 2012 Tiguan Tiguan Tiguan

$229 % $229 $229 $229 4.9 %%% Lease Lease from Lease from only from only only

per month for 48 months

per month perper month month for 48 forfor months 4848 months months

APR**

Or purchase from $21,973*

APR** APR** APR**

Lease Lease from Lease from only from only only per month

4.9 4.9 4.9 APR**

Check us out on facebook

Lease Lease from Lease from only from only only per month

for 48 months

per month perper month month for 48 forfor months 4848 months months

Or purchase from $19,273* With air conditioning

for 48 months

4.9 4.9 4.9

APR**

per month perper month month for 48 forfor months 4848 months months

Or purchase from $30,088*

APR** APR** APR**

APR** APR** APR**

The MSRPs listed here include all necessary fees required by the Ontario Motor Vehicle Industry Council (omvic.on.ca). We do this because it’s the

Or purchase OrOr purchase purchase fromfrom $21,973* from $21,973* $21,973* Or purchase OrOr purchase purchase fromfrom $19,273* from $19,273* $19,273* Or purchase OrOr purchase purchase fromfrom $30,088* from $30,088* $30,088* ULJKW WKLQJ WR GR $QG EHFDXVH ZH EHOLHYH WKH RQO\ VXUSULVH \RX VKRXOG KDYH LQVLGH D 9RONVZDJHQ GHDOHUVKLS LV WKH DPRXQW RI *HUPDQ HQJLQHHUHG excitement you get for that price. Taxes are extra but With the excitement of a test drive is free, so come and see us soon.

With air With conditioning airair conditioning conditioning

The MSRPs listed here include all necessary fees required by the Ontario Motor Vehicle Industry Council (omvic.on.ca). We do this because it’s the right thing to do. And because we believe the only surprise you should have inside a Volkswagen dealership is the amount of Germanengineered excitement you get for that price. Taxes are extra but the excitement of a test drive is free, so come and see us soon.

*Base MSRP of a new and unregistered 2012 J etta 2.0L Trendline / 2012 G olf 3- door 2.5L / 2012 J etta 2.0L Trendline+

The MSRPs The The MSRPs listed here listed here include include include all necessary allspeed all necessary necessary fees fees required fees required required by isthe

by Ontario by thethe Ontario Ontario Motor Motor Vehicle Motor Vehicle Vehicle Industry Industry Industry Council Council Council (omvic.on.ca). (omvic.on.ca). (omvic.on.ca).

We do WeWe this do do because thisthis because because it’s the it’s it’s thethe / 2012 TMSRPs iguanlisted 2.0T with 5-here speed /5speed /5/6speed manual transmission $17,773/$21,974/$19,273/$30,088 Dealer Name including $1,365/$1,365/$1,365/$1,580 freight and PDI, $29 EHF (tires), $100 air conditioning levy, if applicable, ULJKW WKLQJ WR GR $QG EHFDXVH ZH EHOLHYH WKH RQO\ VXUSULVH \RX VKRXOG KDYH LQVLGH D 9RONVZDJHQ GHDOHUVKLS LV WKH DPRXQW RI *HUPDQ HQJLQHHUHG ULJKW WKLQJ WR GR $QG EHFDXVH ZH EHOLHYH WKH RQO\ VXUSULVH \RX VKRXOG KDYH LQVLGH D 9RONVZDJHQ GHDOHUVKLS LV WKH DPRXQW RI *HUPDQ HQJLQHHUHG ULJKW WKLQJ WR GR $QG EHFDXVH ZH EHOLHYH WKH RQO\ VXUSULVH \RX VKRXOG KDYH LQVLGH D 9RONVZDJHQ GHDOHUVKLS LV WKH DPRXQW RI *HUPDQ HQJLQHHUHG $5 OMVIC fee andAddress up to $499 dealer administrative fee. L icense, insurance, registration, options, TFFC, if applicable, Dealer –that (XXX) XXX-XXXX vw.ca excitement excitement excitement you you getyou for get get that for that price.

Taxes price.

Taxes are Taxes extra are are extra the but but excitement the the excitement excitement of a of test of test a test drive isdrive free, is free, issofree, come so so come and come and seeand us seesoon. see us us soon. soon. and other applicable taxes are for extra . Dprice. ealer may sell for less .extra Dbut ealer order /trade may be necessary .a **Ldrive imited time lease offer available through olkswagen Finance, on approved , based on/ a2012 new Golf and unregistered J etta 2.0L *Base MSRP of a Vnew and unregistered 2012 Jetta credit 2.0L Trendline 3-door 2.5L 2012 / 2012 Jetta 2.0L Trendline+ / 2012 Tiguan 2.0T with 5-speed/5-speed/5-speed/6-speed manual Trendline + / 2012 Gisolf 3- door 2.5L / 2012 Tiguan 2.0T baseincluding model with 5-speed/5-speed/6-speed manualfreight transmission . $29 EHF (tires), $100 air conditioning levy, if applicable, $5 OMVIC fee and up transmission $17,773/$21,974/$19,273/$30,088 $1,365/$1,365/$1,365/$1,580 and PDI, $1,365/$1,365/$1,580 freight and PDI included in monthly payment. 48- month term. $1,800/$2,562/$3,213 down payment or equivalent trade in security deposit tires air conditioning levy fee up to dealer administrative fee and first monthly payment due at lease inception otal lease obligation kilometre allowance charge of km for excess kilometres icense insurance registration options if applicable and other applicable taxes are extra ealer may lease for less. D ealer order /trade may be necessary. O ffers end O ctober 31, 2011 and are subject to change or cancellation OHDVH LQFHSWLRQ 7RWDO OHDVH REOLJDWLRQ NLORPHWUH DOORZDQFH FKDUJH RI NP IRU H[FHVV NLORPHWUHV /LFHQVH LQVXUDQFH UHJLVWUDWLRQ RSWLRQV 7))& LI DSSOLFDEOH without notice. Visit vw.ca or your Volkswagen dealer for details. M odels shown for illustration purposes only.

DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ OHDVH IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ 2Č” HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD VehiclesRU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV RQO\ 9HKLFOHV PD\ QRW EH H[DFWO\ DV VKRZQ Ç”9RONVZDJHQÇ• WKH 9RONVZDJHQ ORJR Ç”-HWWDÇ• Ç”*ROIÇ• Ç”7LJXDQÇ• DQG Ç”$XWREDKQ may not be exactly as shown. “Volkswagen â€?, the Volkswagen logo, “J ettaâ€?, “G olf â€?, “Tiguan â€? and “A utobahn for A llâ€? are registered trademarks of Volkswagen AG. Š 2011 Volkswagen C anada .

to $499 dealer administrative fee. License, insurance, registration, options, TFFC, if applicable, and other applicable taxes are extra. Dealer may sell for less. Dealer order/trade may be necessary.

- , $250/$280/$380 , $29 EHF ( ), $100 , $5 144 Queensway East Simcoe Ontario N3Y 4K8 Dealer Dealer Dealer Name Name Name HU DYDLODEOH WKURXJK 9RONVZDJHQ )LQDQFH RQ DSSURYHG FUHGLW EDVHG RQ D QHZ DQG XQUHJLVWHUHG -HWWD / 7UHQGOLQH *ROI GRRU / 7LJXDQ 7 OMVIC /LPLWHG WLPH OHDVH RČ” , $46 PPSA, $499 .T PH FX48-month 519-428-4283 TF 1-800-265-2812 down payment or base model with 5-speed/5-speed/6-speed manual transmission. ;$1,365/$1,365/$1,580 freight and PDI included in 519-426-6150 monthly payment. term. $1,800/$2,562/$3,213 : $10,872/$13,554/$19,005.

64,000 $0.15/ .

Dealer Dealer Dealer Address Address Address – (XXX) –, (XXX) – (XXX) XXX-XXXX XXX-XXXX XXX-XXXX UVW PRQWKO\ SD\PHQW GXH DW L ,HTXLYDOHQW WUDGH LQ VHFXULW\ GHSRVLW (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG ȕ , , TFFC, , .D

Erie Beach Hotel

WIC INTERNET

6

Dir. artistique

vw.ca vw.ca vw.ca

*Base*Base MSRP *Base MSRP ofMSRP a of new aof new and a new and unregistered and unregistered unregistered 20122012 Jetta 2012 Jetta 2.0L Jetta 2.0L Trendline 2.0L Trendline Trendline / 2012 / 2012 /Golf 2012 Golf 3-door Golf 3-door 3-door 2.5L 2.5L / 2012 2.5L / 2012 /Jetta 2012 Jetta 2.0L Jetta 2.0L Trendline+ 2.0L Trendline+ Trendline+ / 2012 / 2012 /Tiguan 2012 Tiguan 2.0T Tiguan 2.0T with 2.0T with 5-speed/5-speed/5-speed/6-speed with 5-speed/5-speed/5-speed/6-speed 5-speed/5-speed/5-speed/6-speed manual manual manual Volkswagen Authorized Sales Accessories transmission transmission transmission is $17,773/$21,974/$19,273/$30,088 is $17,773/$21,974/$19,273/$30,088 is $17,773/$21,974/$19,273/$30,088 including including including $1,365/$1,365/$1,365/$1,580 $1,365/$1,365/$1,365/$1,580 $1,365/$1,365/$1,365/$1,580 freight freight and freight and PDI,and PDI, $29PDI, $29 EHF $29 EHF (tires), EHF (tires), $100 (tires), $100 air $100 conditioning air air conditioning conditioning levy, levy, if applicable, levy, if applicable, if Service applicable, $5 OMVIC $5 $5 OMVIC OMVIC feeParts and feefee and up and up up IRU $OOÇ• DUH UHJLVWHUHG WUDGHPDUNV RI 9RONVZDJHQ $* k 9RONVZDJHQ &DQDGD to $499 to $499 todealer $499 dealer administrative dealer administrative administrative fee. License, fee.fee.

License, License, insurance, insurance, insurance, registration, registration, registration, options, options, options, TFFC,TFFC, if TFFC, applicable, if applicable, if applicable, and other andand other applicable other applicable applicable taxestaxes are taxes extra. areare extra.

Dealer extra.

Dealer may Dealer may sellmay for sellless. sell for for less.

Dealer less.

Dealer order/trade Dealer order/trade order/trade may may be may necessary. be be necessary. necessary. /LPLWHG WLPH OHDVH RČ” /LPLWHG WLPH OHDVH RČ” /LPLWHG WLPH OHDVH RČ” HU DYDLODEOH WKURXJK 9RONVZDJHQ )LQDQFH RQ DSSURYHG FUHGLW EDVHG RQ D QHZ DQG XQUHJLVWHUHG -HWWD / 7UHQGOLQH *ROI GRRU / 7LJXDQ 7 HU DYDLODEOH WKURXJK 9RONVZDJHQ )LQDQFH RQ DSSURYHG FUHGLW EDVHG RQ D QHZ DQG XQUHJLVWHUHG -HWWD / 7UHQGOLQH *ROI GRRU / 7LJXDQ 7 HU DYDLODEOH WKURXJK 9RONVZDJHQ )LQDQFH RQ DSSURYHG FUHGLW EDVHG RQ D QHZ DQG XQUHJLVWHUHG -HWWD / 7UHQGOLQH *ROI GRRU / 7LJXDQ 7 basebase model base model with model with 5-speed/5-speed/6-speed with 5-speed/5-speed/6-speed 5-speed/5-speed/6-speed manual manual manual transmission. transmission. transmission. $1,365/$1,365/$1,580 $1,365/$1,365/$1,580 $1,365/$1,365/$1,580 freight freight and freight and PDIand included PDIPDI included included in monthly in monthly in monthly payment. payment. payment.

48-month 48-month 48-month term.term. $1,800/$2,562/$3,213 term. $1,800/$2,562/$3,213 $1,800/$2,562/$3,213 downdown payment down payment payment or or or HTXLYDOHQW WUDGH LQ VHFXULW\ GHSRVLW (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG ȕ HTXLYDOHQW WUDGH LQ VHFXULW\ GHSRVLW (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG ȕ HTXLYDOHQW WUDGH LQ VHFXULW\ GHSRVLW (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG ȕ UVW PRQWKO\ SD\PHQW GXH DW UVW PRQWKO\ SD\PHQW GXH DW UVW PRQWKO\ SD\PHQW GXH DW OHDVH LQFHSWLRQ 7RWDO OHDVH REOLJDWLRQ NLORPHWUH DOORZDQFH FKDUJH RI NP IRU H[FHVV NLORPHWUHV /LFHQVH LQVXUDQFH UHJLVWUDWLRQ RSWLRQV 7))& LI DSSOLFDEOH OHDVH LQFHSWLRQ 7RWDO OHDVH REOLJDWLRQ NLORPHWUH DOORZDQFH FKDUJH RI NP IRU H[FHVV NLORPHWUHV /LFHQVH LQVXUDQFH UHJLVWUDWLRQ RSWLRQV 7))& LI DSSOLFDEOH OHDVH LQFHSWLRQ 7RWDO OHDVH REOLJDWLRQ NLORPHWUH DOORZDQFH FKDUJH RI NP IRU H[FHVV NLORPHWUHV /LFHQVH LQVXUDQFH UHJLVWUDWLRQ RSWLRQV 7))& LI DSSOLFDEOH DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ OHDVH IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ 2Ȕ DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ OHDVH IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ 2Ȕ DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ OHDVH IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ 2Ȕ HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD RU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV RQO\ 9HKLFOHV PD\ QRW EH H[DFWO\ DV VKRZQ ǔ9RONVZDJHQǕ WKH 9RONVZDJHQ ORJR ǔ-HWWDǕ ǔ*ROIǕ ǔ7LJXDQǕ DQG ǔ$XWREDKQ RU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV RQO\ 9HKLFOHV PD\ QRW EH H[DFWO\ DV VKRZQ ǔ9RONVZDJHQǕ WKH 9RONVZDJHQ ORJR ǔ-HWWDǕ ǔ*ROIǕ ǔ7LJXDQǕ DQG ǔ$XWREDKQ RU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV RQO\ 9HKLFOHV PD\ QRW EH H[DFWO\ DV VKRZQ ǔ9RONVZDJHQǕ WKH 9RONVZDJHQ ORJR ǔ-HWWDǕ ǔ*ROIǕ ǔ7LJXDQǕ DQG ǔ$XWREDKQ IRU $OOǕ DUH UHJLVWHUHG WUDGHPDUNV RI 9RONVZDJHQ $* k 9RONVZDJHQ &DQDGD IRU $OOǕ DUH UHJLVWHUHG WUDGHPDUNV RI 9RONVZDJHQ $* k 9RONVZDJHQ &DQDGD IRU $OOǕ DUH UHJLVWHUHG WUDGHPDUNV RI 9RONVZDJHQ $* k 9RONVZDJHQ &DQDGD

Collision

1253, av. McGill College, 3 e ĂŠtage, MontrĂŠal (QuĂŠbec) H3B 2Y5 TĂŠl. : 514-845-7256 | TĂŠlĂŠc. : 514-845-1648 | www.palmhavas.ca RĂŠdacteur

RĂŠviseur

Serv. clientèle

Client

N o de dossier : 23250 | Produit : Banner | Date : 13/09/2011 | Infographiste : SC Client : Volkswagen | N o Annonce : – | Titre : 2011_AFA_ON_4C | Couleur : CMYK Format : 10,5 po x 2,8125 po | Publication : –

666

Dir.Dir. artistique Dir. artistique artistique

NEWSPAPER USAGE INSTRUCTIONS TO DEALERS

RĂŠdacteur RĂŠdacteur RĂŠdacteur

e 1253, 1253, 1253, av. av.

McGill av.

McGill McGill College, College, College, 3 e ĂŠtage, 3 e 3ĂŠtage, ĂŠtage, MontrĂŠal MontrĂŠal MontrĂŠal (QuĂŠbec) (QuĂŠbec) (QuĂŠbec) H3BH3B 2Y5 H3B 2Y5 2Y5 | TĂŠlĂŠc. | TĂŠlĂŠc. | TĂŠlĂŠc. : 514-845-1648 : 514-845-1648 : 514-845-1648 | www.palmhavas.ca | www.palmhavas.ca | www.palmhavas.ca TĂŠl.TĂŠl. : TĂŠl.

514-845-7256 : 514-845-7256 : 514-845-7256

RĂŠviseur RĂŠviseur RĂŠviseur

Serv.

Serv. clientèle Serv. clientèle clientèle

1) 2012 JETTA TRENDLINE Please 2) 2012 GOLF Please recalculate the 3) 2012 JETTA TRENDLINE+ Please recalculate the BASE MSRP as follows, BASE MSRP as follows, with the following recalculate the BASE MSRP as follows, with the following fees included: fees included: with the following fees included: o N oBase de N oNde dossier de dossier dossier : 23250 : 23250 : 23250 | Produit | Produit | Produit : Banner : Base Banner : Banner | Date | Date | Date : 13/09/2011 : 13/09/2011 : 13/09/2011 | Infographiste | Infographiste | Infographiste : SC: SC : SC MSRP: $15,875 MSRP: $19,975 Base MSRP: $17,275 o o o +Client Freight and $1,365 $1,365 | Couleur $1,365 Client Client : Volkswagen : Volkswagen :PDI: Volkswagen | N | Annonce N | NAnnonce Annonce :+–Freight :| Titre –: |–and Titre | Titre : PDI: 2011_AFA_ON_4C : 2011_AFA_ON_4C : 2011_AFA_ON_4C | +Couleur | Freight Couleur : and CMYK : PDI: CMYK : CMYK + A/C levy: N/A + A/C levy: $100 + A/C levy: $100 Format Format : 10,5 : 10,5 : po 10,5 po x po 2,8125 x 2,8125 x 2,8125 po | Publication po | Publication | +Publication : – : –: – +Format EHF: $29 po EHF: $29 + EHF: $29 + OMVIC fee: $5 + OMVIC fee: $5 + OMVIC fee: $5 TOTAL: $21,474 TOTAL: $18,774 TOTAL: $17,274 + Your Dealer Administrative Fee + Your Dealer Administrative Fee + Your Dealer Administrative Fee = TOTAL TO INCLUDE IN LEGAL TEXT = TOTAL TO INCLUDE IN LEGAL TEXT = TOTAL TO INCLUDE IN LEGAL TEXT

September 20, 2011 Volume 4 Edition 46

Client Client Client 4) 2012 TIGUAN Please recalculate the BASE MSRP as follows, with the following fees included: Base MSRP: $27,875 + Freight and PDI: $1,365 + A/C levy: $100 + EHF: $29 + OMVIC fee: $5 TOTAL: $29,589 + Your Dealer Administrative Fee = TOTAL TO INCLUDE IN LEGAL TEXT

a new perspective

A FREE Weekly Community Newspaper

Fresh A pple Cider!

D elicious & Nutritious .

Get a FREE Reusable Beverage Bottle With 4L Purchase!

The Cider Keg

NEWSPAPER NEWSPAPER NEWSPAPER USAGE USAGE USAGE INSTRUCTIONS INSTRUCTIONS INSTRUCTIONS TO TO DEALERS TO DEALERS DEALERS

Open Daily!

1) 2012 1) 2012 1) 2012 JETTA JETTA JETTA TRENDLINE TRENDLINE TRENDLINE Please Please Please 2) 2012 2) 2) 2012 2012 GOLF GOLF GOLF Please Please Please recalculate recalculate recalculate the thethe 3) 2012 3) 3) 2012 2012 JETTA JETTA JETTA TRENDLINE+ TRENDLINE+ TRENDLINE+ Please Please Please 4) 2012 4) 4) 2012 2012 TIGUAN TIGUAN TIGUAN Please Please Please recalculate recalculate recalculate the thethe *Base MSRP of a new and unregistered 2012 Jetta 2.0L Trendline / 2012 Golf 3-door 2.5L / 2012 Jetta 2.0L Trendline+ / 2012 Tiguan 2.0T with 5-speed/5-speed/5-speed/6-speed manual transmission is ™ $XX,XXX/š $XX,XXX/› $XX,XXX/ Âœ $XX,XXX including $1,365/$1,365/$1,365/$1,580 freight PDI, $29 EHF (tires), $100 air conditioning levy, ifrecalculate applicable, $5 OMVIC and upBASE to $499 dealer fee. License,BASE insurance, registration, TFFC, if with recalculate recalculate recalculate the the BASE the BASE BASE MSRP MSRP MSRP as follows, as as follows, follows, BASE BASE BASE MSRP MSRP MSRP asandfollows, as as follows, follows, with with the with the following the following following recalculate recalculate the fee the BASE the BASE MSRP MSRP MSRP as administrative follows, asas follows, follows, BASE BASE MSRP MSRP MSRP asoptions, follows, asas follows, follows, with the with the following the following following DSSOLFDEOH DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ VHOO IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ /LPLWHG WLPH OHDVH RČ” HU DYDLODEOH WKURXJK 9RONVZDJHQ )LQDQFH RQ DSSURYHG FUHGLW EDVHG RQ D QHZ DQG XQUHJLVWHUHG -HWWD 2.0L Trendline+ / 2012 Golf 3-door 2.5L / fees 2012 Tiguan 2.0T base model with 5-speed/5-speed/6-speed manual transmission. $1,365/$1,365/$1,580 freight and PDI included in monthly payment.fees 48-month term. $1,800/$2,562/$3,213 withwith the with the following the following following feesfees included: fees included: included: fees included: fees included: included: withwith the with the following the following following fees fees included: fees included: included: fees included: fees included: included: GRZQ SD\PHQW RU HTXLYDOHQW WUDGH LQ VHFXULW\ GHSRVLW (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG Č• UVW PRQWKO\ SD\PHQW GXH DW OHDVH LQFHSWLRQ 7RWDO OHDVH Base MSRP: Base MSRP: MSRP: $19,975 $19,975 $19,975 Base Base MSRP: Base MSRP: MSRP: $17,275 $17,275 $17,275 Base Base MSRP: Base MSRP: MSRP: $27,875 $27,875 $27,875 Base Base MSRP: Base MSRP: MSRP: $15,875 $15,875 $15,875 Base REOLJDWLRQ NLORPHWUH DOORZDQFH FKDUJH RI NP IRU H[FHVV NLORPHWUHV /LFHQVH LQVXUDQFH UHJLVWUDWLRQ RSWLRQV 7))& LI DSSOLFDEOH DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ OHDVH IRU OHVV 'HDOHU ++ Freight Freight andand PDI: and PDI: PDI: $1,365 $1,365 $1,365 + Freight ++ Freight Freight andand PDI: and PDI: PDI: RUGHU WUDGH PD\ EH QHFHVVDU\ 2Č” $1,365 $1,365 $1,365 HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD RU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV RQO\ 9HKLFOHV PD\ QRW EH H[DFWO\ DV + Freight ++ Freight Freight andand PDI: and PDI: PDI: $1,365 $1,365 $1,365 + Freight ++ Freight Freight andand PDI: and PDI: PDI: $1,365 $1,365 $1,365 + Freight VKRZQ Ç”9RONVZDJHQÇ• WKH 9RONVZDJHQ ORJR Ç”-HWWDÇ• Ç”*ROIÇ• Ç”7LJXDQÇ• DQG Ç”$XWREDKQ IRU $OOÇ• DUH UHJLVWHUHG WUDGHPDUNV RI 9RONVZDJHQ $* k 9RONVZDJHQ &DQDGD + A/C ++ A/C levy: A/C levy: levy: N/AN/A N/A + A/C ++ A/C levy: A/C levy: levy: $100 $100 $100 + A/C ++ A/C levy: A/C levy: levy: $100 $100 $100 + A/C ++ A/C levy: A/C levy: levy: $100 $100 $100 + EHF: ++ EHF: EHF: $29$29 $29 + EHF: ++ EHF: EHF: $29$29 $29 + EHF: ++ EHF: EHF: $29$29 $29 + EHF: ++ EHF: EHF: $29$29 $29 + OMVIC ++ OMVIC OMVIC fee:fee: fee: $5 $5$5 + OMVIC ++ OMVIC OMVIC fee:fee: fee: $5 $5$5 + OMVIC ++ OMVIC OMVIC fee:fee: fee: $5 $5$5 + OMVIC ++ OMVIC OMVIC fee:fee: fee: $5 $5$5 TOTAL: TOTAL: $18,774 $18,774 $18,774 TOTAL: TOTAL: TOTAL: $29,589 $29,589 $29,589 TOTAL: TOTAL: TOTAL: $17,274 $17,274 $17,274 TOTAL: TOTAL: TOTAL: $21,474 $21,474 $21,474 TOTAL: + Your ++ Your Dealer Your Dealer Dealer Administrative Administrative Administrative FeeFee Fee + Your ++ Your Dealer Your Dealer Dealer Administrative Administrative Administrative FeeFee Fee + Your ++ Your Dealer Your Dealer Dealer Administrative Administrative Administrative FeeFee Fee + Your ++ Your Dealer Your Dealer Dealer Administrative Administrative Administrative FeeFee Fee = TOTAL == TOTAL TOTAL TO TO INCLUDE TO INCLUDE INCLUDE IN LEGAL ININ LEGAL LEGAL TEXT TEXT TEXT = TOTAL == TOTAL TOTAL TO TO INCLUDE TO INCLUDE INCLUDE IN LEGAL ININ LEGAL LEGAL TEXT TEXT TEXT = TOTAL == TOTAL TOTAL TO TO INCLUDE TO INCLUDE INCLUDE IN LEGAL ININ LEGAL LEGAL TEXT TEXT TEXT = TOTAL == TOTAL TOTAL TO TO INCLUDE TO INCLUDE INCLUDE IN LEGAL ININ LEGAL LEGAL TEXT TEXT TEXT

1231 Hwy 24 S. at Vittoria

519-428-0882 www.ciderkeg.com

*Base*Base MSRP *Base MSRP ofMSRP a of new aofnew and a new and unregistered and unregistered unregistered 20122012 Jetta 2012 Jetta 2.0L Jetta 2.0L Trendline 2.0L Trendline Trendline / 2012 / 2012 /Golf 2012 Golf 3-door Golf 3-door 3-door 2.5L 2.5L / 2012 2.5L / 2012 /Jetta 2012 Jetta 2.0L Jetta 2.0L Trendline+ 2.0L Trendline+ Trendline+ / 2012 / 2012 /Tiguan 2012 Tiguan 2.0T Tiguan 2.0T with 2.0T with 5-speed/5-speed/5-speed/6-speed with 5-speed/5-speed/5-speed/6-speed 5-speed/5-speed/5-speed/6-speed manual manual manual transmission transmission transmission is ™is$XX,XXX/ ™ is ™ $XX,XXX/ $XX,XXX/ š $XX,XXX/ šš $XX,XXX/ $XX,XXX/ › $XX,XXX/ ›› $XX,XXX/ $XX,XXX/ œ $XX,XXX œœ $XX,XXX $XX,XXX including including including $1,365/$1,365/$1,365/$1,580 $1,365/$1,365/$1,365/$1,580 $1,365/$1,365/$1,365/$1,580 freight freight and freight and PDI, and PDI, $29 PDI, $29 EHF $29 EHF (tires), EHF (tires), $100 (tires), $100 air $100 conditioning air air conditioning conditioning levy, levy, if levy, applicable, if applicable, if applicable, $5 OMVIC $5 $5 OMVIC OMVIC fee and feefee and up and toup$499 up to $499 todealer $499 dealer administrative dealer administrative administrative fee. fee.

License, fee.

License, License, insurance, insurance, insurance, registration, registration, registration, options, options, options, TFFC,TFFC, ifTFFC, if if DSSOLFDEOH DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ VHOO IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ /LPLWHG WLPH OHDVH RČ” DSSOLFDEOH DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ VHOO IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ /LPLWHG WLPH OHDVH RČ” DSSOLFDEOH DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ VHOO IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ /LPLWHG WLPH OHDVH RČ” HU DYDLODEOH WKURXJK 9RONVZDJHQ )LQDQFH RQ DSSURYHG FUHGLW EDVHG RQ D QHZ DQG XQUHJLVWHUHG -HWWD HU DYDLODEOH WKURXJK 9RONVZDJHQ )LQDQFH RQ DSSURYHG FUHGLW EDVHG RQ D QHZ DQG XQUHJLVWHUHG -HWWD HU DYDLODEOH WKURXJK 9RONVZDJHQ )LQDQFH RQ DSSURYHG FUHGLW EDVHG RQ D QHZ DQG XQUHJLVWHUHG -HWWD 2.0L 2.0L Trendline+ 2.0L Trendline+ Trendline+ / 2012 / 2012 /Golf 2012 Golf 3-door Golf 3-door 3-door 2.5L 2.5L / 2012 2.5L / 2012 /Tiguan 2012 Tiguan Tiguan 2.0T 2.0T base 2.0T base model base model with model with 5-speed/5-speed/6-speed with 5-speed/5-speed/6-speed 5-speed/5-speed/6-speed manual manual manual transmission. transmission. transmission. $1,365/$1,365/$1,580 $1,365/$1,365/$1,580 $1,365/$1,365/$1,580 freight freight and freight and PDIand included PDIPDI included included in monthly in monthly in monthly payment. payment. payment.

48-month 48-month 48-month term.term. $1,800/$2,562/$3,213 term. $1,800/$2,562/$3,213 $1,800/$2,562/$3,213 GRZQ SD\PHQW RU HTXLYDOHQW WUDGH LQ VHFXULW\ GHSRVLW (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG ȕ GRZQ SD\PHQW RU HTXLYDOHQW WUDGH LQ VHFXULW\ GHSRVLW (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG ȕ GRZQ SD\PHQW RU HTXLYDOHQW WUDGH LQ VHFXULW\ GHSRVLW (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG ȕ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Ȕ RUGHU WUDGH PD\ EH QHFHVVDU\ 2Ȕ RUGHU WUDGH PD\ EH QHFHVVDU\ 2Ȕ HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD RU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV RQO\ 9HKLFOHV PD\ QRW EH H[DFWO\ DV HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD RU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV RQO\ 9HKLFOHV PD\ QRW EH H[DFWO\ DV HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD RU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV RQO\ 9HKLFOHV PD\ QRW EH H[DFWO\ DV VKRZQ ǔ9RONVZDJHQǕ WKH 9RONVZDJHQ ORJR ǔ-HWWDǕ ǔ*ROIǕ ǔ7LJXDQǕ DQG ǔ$XWREDKQ IRU $OOǕ DUH UHJLVWHUHG WUDGHPDUNV RI 9RONVZDJHQ $* k 9RONVZDJHQ &DQDGD VKRZQ ǔ9RONVZDJHQǕ WKH 9RONVZDJHQ ORJR ǔ-HWWDǕ ǔ*ROIǕ ǔ7LJXDQǕ DQG ǔ$XWREDKQ IRU $OOǕ DUH UHJLVWHUHG WUDGHPDUNV RI 9RONVZDJHQ $* k 9RONVZDJHQ &DQDGD VKRZQ ǔ9RONVZDJHQǕ WKH 9RONVZDJHQ ORJR ǔ-HWWDǕ ǔ*ROIǕ ǔ7LJXDQǕ DQG ǔ$XWREDKQ IRU $OOǕ DUH UHJLVWHUHG WUDGHPDUNV RI 9RONVZDJHQ $* k 9RONVZDJHQ &DQDGD

Photo left to right: Carter Whitehead, Caleb Petrie and Josh Kitchen at the Terry Fox Run. Article on page 5.

Try Our Family Specials!

September Dirty Thirty Sale!

Now Showing

Fri. September 16 th to Thurs. September 22 nd

Fresh • Delicious • Relaxed

519.426.0068 • 131 Queensway West Simcoe

Shrubs & Perennials

30% off!

Fountains 30% off!

s Mum Fall now e! labl avai

S UN

Selected Pottery

SEPTEMBER IS FREE TREE PLANTING MONTH!

519-426.2551 • www.mckieefarrar.com 28 Colborne Street N., Simcoe ON N3Y 3T9

Purchase any regular priced tree* in the month of September & we will plant it for you for FREE! 5 year tree guarantee with purchase of tree planting kit * min. tree $

35 value for $24.99!

F RI AND S AT E VENING : 6:30 & 8:45 PM - THURS E VENING : 6:45

PM

ONE DAY - PG

30% off!

Community minded.

COLOMBIANA - 14A

value is $100

519.428.4607

H ours: M on - Sat 9am-6 pm CLOSED SUNDAYS 814 Cockshutt Road, S imcoe, one kilometre south of R enton

www.eising.ca

F RI AND S AT E VENING : 6:45 S AT & S UN M ATINEE : 1:45 PM S UN - THURS E VENING : 7:00 PM

THE SMURFS - PG S AT & S UN M ATINEE : 2:00

PM

FINAL DESTINATION 5 - 18A F RI

AND

S AT E VENING : 9:00

PM

TICKETS4 $ 7/A DULT, $ 6/CHILD, TUESDAY EVENING $ 5 w w w. s t r a n d t h e a t r e . c a 55 Robinson St., Simcoe 5 19 - 4 2 6 - 2 7 3 6

NORFOLK HUB, September 20, 2011 page 2

Norfolk Hub Box 189, Simcoe N3Y 3N0 Phone: 519-428-1777 Publishers: Dave & Monica Scott editor@norfolkhub.ca

CHAMBERS

CONSTRUCTION SERVICES

519.420.7612

A

Any reproduction of this publication without permission is prohibited.

Opinions and comments within this publication are those of the writers and not necessarily that of the Norfolk Hub.

Exhaust • Brakes • Tune Ups • Custom Pipe Bending Computer Diagnostics • Tires • Used Car Sales & Services

Great Lighthouse Festival Theatre Season

Mama’s Country Record Collection By Thom Currie September 13- 24th, Wraps A Great Lighthouse Festival Theatre Season.

There’s a reason Lighthouse Artistic Director, Derek Ritschel chose Thom Currie’s, Mama’s Country Record Collection to wrap the 2011 Season. “It has played all over the province to great success. When I heard those vocals, I knew the Lighthouse audience should experience this show” says Ritschel.

Thom Currie drew on his personal experience from long family trips when he was kid listening to the songs of Dolly Parton, Glen Campbell and Roger Miller on the country radio stations his mother loved. When Thom’s mother passed away, he created the show armed with stacks of scratchy old Country records and tapes.

Desiree Beausoleil plays Caitlin, who discovers her late mother’s record collection and tries to make peace

with her estranged father. Desiree has performed in Jasper Station, Cheatin’ Hearts and I Love You, You’re Perfect, Now Change!

Philip Douglas Kerr plays Bruce, Caitlin’s father and has performed in Les Miserables at the Royal Alexandra Theatre, CATS (U.K. Tour) and in the television show Flashpoint.

A review from Dave Ferguson, of Elgin Country reported “Mama's Country Record Collection is definitely one of the best productions I have seen in a long time and I would challenge anyone to find a better musical currently out there touring smaller theatres. It is a must see whether or not you like country music”.

Mamas Country Record Collection runs from September 13-24 and tickets are available at the Lighthouse Box Office 519-583-2221 or toll free 1-888-779-7703 or visit lighthousetheatre.com

519.582.3222 www.delbac.com

Proud Sponsor of...

Coming Events! ➤ Scottish Country Dancing - The Port Dover Scottish Country Dance Group welcomes new members.

Classes are held every Tuesday evening from 7:00 - 8:30 p.m., beginning Sept.

20, at Knox Presbyterian Church, Chapman St., Port Dover. Join us for fun and fitness. No partner? No problem! For more information, contact Anne Rounding at 519-583-9656. ➤ Ladies Auxiliary Branch 158 Port Dover will be serving a Ham and Scalloped Potato Dinner, Thursday, September 22nd, serving from 5-7pm at the Legion Auditorium, Market Street, Port Dover. Cost is $8.50/person; Spaghetti is also available for $6.50/person; dessert is $1 extra.

For more information, call 519-583-2001.

Everyone welcome! ➤ FREE MOVIE NIGHT AT WELLINGTON PARK, Simcoe, on Saturday, September 24, 2011, at 8:00 p.m.. Bring a blanket and or lawnchair.

Movie showing is Pirates of the Caribbean: On Stranger Tides. Rated PG13. Sponsored by the

Performers are Desiree Beausoliel as Caitlin and Philip Douglas Keer as Bruce Simcoe Community Policing. games. Last game: WINNER TAKE ALL. Please ➤ Enjoy an afternoon of music and fellowship come and join us for a fun evening. Proceeds at Historic Christ Church Vittoria on Sunday will help various projects in the community.

September 25th at 3pm. Proudly featuring the award winning Gentlemen of Harmony.

Light refreshments will be served at the Town Hall following. Everyone Welcome ~ donations go towards the upkeep of the 167 year old church. ➤ Sunday Brunch at Marburg Community Hall on October 2 from 10am to 1:30pm. Adults $7 and Children 6-12 $5.

Bacon, Sausage, Eggs, Toast, Pancakes, Juice.

Tea & Coffee. Come & Enjoy the Last One for the Season. ➤ The St. Cecilia’s Catholic Women’s League is hosting their Thanksgiving Ham Dear Friends, & Turkey Bingo on Tuesday October 4th, at St. Cecilia’s Church Hall, On behalf of the Race and Hellyer families, we 17 Lynn Park Dr., Port express our sincere gratitude for the thoughtful Dover, starting at 7:00 cards, letters and gifts in memory of Hazel B.. pm. Admission $5.00, 1 free card included.

T he memories and gifts of love truly brightened Regular and special

our home and lifted our spirits.

I know Hazel would have appreciated the kind gestures and generous donations. You all meant a great deal to her.

Personal & Commercial Insurance

519.426.4773

www.mckieefarrar.com

28 Colborne Street N., Simcoe, ON N3Y 3T9

Your warm and cherished friendship is more appreciated than any words can ever express.

T hank you.

Sincerely, John W. Race

NORFOLK HUB, September 20, 2011 page 3

4 REASONS WHY HYUNDAI IS THE BEST SELLING CAR BRAND IN CANADA

1.

2.

3.

4.

SAFETY FUEL EFFICIENCY DESIGN UTILITY

ew

Stop in to Test Drive Today!

The N

2012

Has Arrived!!

SOUTHCOAST HYUNDAI

L

*Offer valid on select models, OAC, taxes, licence extra. See dealer for details.

See all our pre-owned vehicles at www.southcoasthyundai.ca

121 Queensway E., Simcoe

Drive Your Way™

519-426-1515

ocal artists open creative spaces to the public during 11th annual Norfolk Studio Tour

Courtesy of Barber & Veri This Saturday and Sunday, 38 of Norfolk County’s finest artists will welcome the public into their creative spaces during the 11th annual Norfolk Studio Tour. From 10:00 am until 5:00 pm daily, new works of art will be on display and for sale in 18 studios across the county.

Studio tours offer unique opportunities for tourists and locals with an interest in original art to meet artists and discuss the ideas and inspiration behind their work and learn more about their process and technique. Conversely, the artists have an opportunity to collect

A

firsthand feedback about their work.

Tours are self-guided, which allows guests to choose destinations that are most interesting to them, and to stay at each destination for as long as they like. There are no admission fees to any of the studios.

The artists featured on the tour work with a variety of techniques and media. The tour includes painters, sculptors, potters, handmade jewellery, textiles, woodwork, mixed media, with many subcategories deriving from each.

A volunteer selection committee screens all tour applicants, ensuring that each participant and destination provides high-quality, original

work.

For a list of participating artists and studio locations, visit www.norfolkstudiotour.com.

Printed maps are available in stores and venues across the county or by calling tour organizer Joanne Munzar at (519) 583-1101. While on the tour, visitors should look for bright yellow signs that will direct them to their destination.

Additional information about the Norfolk Studio Tour and tours throughout southern Ontario, including artists bios and additional photographs and samples is available at www. artscountry.ca.

ging Gracefully

Canadians are living longer than ever before.

That’s excellent news, of course, but as more people reach their 80s and 90s, a growing number require long-term care. The costs can be staggering - yet an August 2007 Ipsos Reid David Pass, poll found that just 55 Financial Advisor percent of us say we’re confident we will be able to afford long-term care expenses as we age.

Margaret and Peter are among the 45 per cent who worry about whether they have saved enough to cover the costs if one of them – or both – end up needing long-term care services. He’s 65 years old, she’s 63 and both are healthy right now, but they’re about to retire and have started to think seriously about how they want to spend the coming years. They are considering ways to protect themselves from catastrophic costs down the read.

“I’ve read that the probability of one or both of us needing long-term care is actually more than 80 per cent, so we want to be prepared,” says Margaret. “We’re both working now and have lots of savings, but after we retire our income is going to drop and we’ll need to use some of those savings to live on. So we’re worried about how we’d pay for care if either of us needed it.”

One solution for couples in Margaret and Peter’s position is to combine two products: long-term care insurance and an Immediate Annuity (IA). Long-term care insurance can help pay the costs of long-term care if either or both spouses require it. This coverage if paid for with regular premium payments. An IA, on the other hand, is purchased with a lump sum today and generated a predictable income stream for one or two lifetimes. This income can be used to help cover the premium payments.

That’s exactly what their advisor, Stuart, recommends when Margaret and Peter tell him their concerns. He explains that a shared coverage long-term care insurance policy is an efficient way for them to make sure they’re both protected, since they can’t predict who will need long-term care. Either or both of them can make a claim and premiums are waived during the period of the claim. If one of them dies, the coverage remains in place for the surviving spouse with a lower premium to pay.

Long-term care insurance can help take the costs that may otherwise become a tremendous financial burden to couples and their families.

Stuart points out that in Ottawa, where Margaret and Peter live, a private room in a nursing home may cost approximately $2,100 each month – that’s $25,200 annually. Home care is generally less expensive, but it could cost anywhere from about $800 each month ($9,600 annually) for basic assistance with meal preparation, supervision, bathing and dressing to $5000 each month ($60,000 annually) for people who require more intensive and constant care.

Margaret and Peter choose a policy that insures them for up to $200,000 in long-term care costs, including home care. The annual premiums, based on the specific policy they have selected, will be $5,104.44 until; they reach 100 years of age. They can pay this amount as it comes due, or they can invest a lump sum today – since they have the cash available – to ensure they have enough income each year to make the required payments. They ask their advisor to explain how the second option could work.

A Joint and Survivor IA is the solution Stuart recommends. A single payment of $90,000 would generate income of $5,462 annually – enough to cover their long-term care insurance premiums, plus a cushion that can be used to help cover taxes payable on the annuity income (for a nonregistered annuity, only $1,833 of the annual payment would be taxable; for a registered annuity, the full amount would be taxable) or any possible future premium increases.

This income is not affected by changes in interest rates or what happens in the financial markets, requires no ongoing investment management and is guaranteed for as long as either Margaret or Peter is alive. If one or both of them have to make a long-term care claim and the insurance premiums are waived, the annuity will continue to provide a guaranteed income stream. They will be able to use this money for any purpose – for example, to supplement the costs of care or to save for the future.

To help Margaret and Peter understand exactly how long-term care insurance and an AI can work together, Stuart describes a scenario for them. Let’s say that in 10 years Peter has a stroke and requires long-term care. After the waiting period has been satisfied, their insurance policy will begin to pay $2,000 per month ($24,000 annually) towards Peter’s longterm care costs at home. The premiums will be suspended while the claim is being paid, but the couple will continue to receive their annuity payments of $5,462 each year. Based on the amount of overage they have selected long-term care payments could continue for just over 8 years.

Once their entire $200,000 benefit has been paid out, Margaret and Peter can use their ongoing annuity income to help cover their long-term care expenses. If they saved the annuity payments they received while the insurance premiums were waived, they could use them to help pay for about three additional years of long term care costs. Alternatively, they could use this saved month to help purchase a special type of annuity, an accelerated annuity, designed for people with life-shortening illnesses. An accelerated annuity can provide higher income with a lower premium than a traditional annuity.

While neither Margaret nor Peter likes thinking about the possibility that either of them will require long-term care in the future, both are relieved to know that there is a way to prepare for long-term care costs. Like many other Canadians, they are determined to remain financially self-sufficient as they age, and the solution their advisor has proposed means they will have more resources to choose the type of care they want without relying too heavily on their savings or their children to pay the bills.

David Pass is a Financial Advisor with Manulife Securities Incorporated and an Insurance Representative with Manulife Securities Insurance Inc. David can be contacted at 25 Harvey Street, Tillsonburg ON, N4G 3J7, 519-842-8000 or 1-877-496-2770, david.pass@ manulifesecurities.ca Excerpted from Solutions Spring 2011 edition.

David Pass, Financial Advisor, Manulife Securities Incorporated 25 Harvey Street, Tillsonburg ON, N4G 3J7, 1-877-496-2770, david.pass@manulifesecurities.ca.

PERSONAL INJURY IS ALL WE DO Car Accidents Insurance Claims Brain Injuries Slip and Falls Spinal Cord Injuries All Serious Injuries

519.428.8090

Integrity. Compassion. Strength.

39 Kent St. N. #5, Simcoe, ON www.bachmannlaw.ca

CORINA ANGHEL BACHMANN Member of the Ontario Trial Lawyers Association and the Erie Shores Brain Injury Association

NORFOLK HUB, September 20, 2011 page 4

Big Splash

K

eeping Someone

Of The Week!

Warm

By Dave Scott I remember as a kid having a few knitted toques.

It was the thing to have, as a kid in Minor Hockey in Dover… my grandma made it for me… and you know it was the warmest toque I think I ever owned… there was just something about it… always keeping me warm… maybe it was just that feel of something special, made just for you and it was made with love… I don’t really know.

The reason this memory came flying back was because I stopped in at 13 Reasons in Port Dover. Robin Laing had called and said she was planning on supporting Women’s Services and the food bank… hmm, sounds like a Hub story to me.

I stopped in and Robin and I got to talking… she told me about her wonderful inspiration… she wants to start a knitting social… the idea is that folks can stop by her store on Wednesday evenings and learn how to knit… or if they know how to knit, they can help teach others… there is no cost, just bring a can of food for the food bank… then Robin wants everyone to learn to knit so they can make things, like mittens, that can be given to the shelter to help children on a cold day. The goal is by Christmas each person knitting will have a pair of mittens done to donate to the shelter.

I think this is a great idea! I mean it’s a fun night out, you are helping those in your community, and it is something the whole family can try, so come on dads, lets give knitting a go… why not?

As Robin points out, knitting is about as Canadian as you can get… all our grandmothers did it… and like I said, anything they made us, stood the test of time, and kept us warm. It was part of us in the sense that it was created by someone who cared… who made it with pride and honour.

I asked Robin when she first began to knit. Her eyes light up as she explains that when she began college she was homesick and she needed something to keep her busy… she purchased a learn-to-knit book and just like that, she started and has been knitting ever since… for her, knitting provides that opportunity to give someone a gift that is meaningful… that has an emotional attachment.

Her own grandmother had made her many pair of mittens over the years, which she remembers fondly.

Lets be honest, there is not a whole lot out there anymore, that we can truly say is handmade, with the care of a person’s commitment to helping someone stay warm… to feel the kindness knitted into each loop and to know someone took the time to do it… there is no better feeling… it becomes part of who you are.

Now think for just a moment, of you or I making a pair of mittens for a child… keeping that child’s hands warm on a cold day… a little love wrapped in yarn, something a child in a tough situation sure could use.

You know those mittens will be worn… they will get wet from the snow… dirty from playing hard… torn when they get caught on a stick…

NORFOLK DISPOSAL SERVICES LIMITED

Fast Service

• Industrial • Commercial • Construction • Residential • Container sizes from 2 to 40 yards • Transfer Station Facilities

519-443-8022 1-800-616-0347 811 Old Hwy 24, WATERFORD www.norfolkdisposal.ca

and at the end of the day… they will be laid out to dry… and that little bit of heart and soul you put into making them, will be part of a memory to that child, who may someday pay it forward and help someone else…

So what do you say? If you would like to learn to knit or teach someone how, stop by 13 Reasons in Dover, starting Wednesday, September 28th at 7:30pm… Robin will teach you. Just bring a lawn chair to relax in… she has lots of knitting needles and yarn… sit down, enjoy the conservation… make some new friends and learn a long lost art… and hey, keep some little hands warm this winter. Just think bringing in a canned good every week and knitting a pair of mittens… you will help a fellow Canadian stay warm and be a little less hungry.

If you would like to donate yarn or help out, give Robin a call at 519-583-9433. 13 Reasons is located on Main Street in Port Dover at the lights… a very cool store with clothing, jewellery, greeting cards… uniquely Canadian!

BOWEN THERAPY

• Improved assimilation of nutrients • Empowering of the body’s own natural resources to heal itself • Musculoskeletal pain i.e. Carpal Tunnel Syndrome, Plantar Fasciitis, Scoliosis

Rehabilitate + Rejuvenate Revitalize + Restore Relieve + HEAL

519.583.0973 NON-INVASIVE Neuromuscular Re-patterning Bodywork Technique.

POWERFUL yet GENTLY HEALING Therapy for: Sciatica - Dyslexia - Virtigo - Lyme Disease ARTHRITIS - FROZEN SHOULDER - MIGRAINES - M.S. - FIBROMYALGIA

NYCA Licenced After School Program Located at Elgin Ave Providing Care for: Lynndale, Westlynn, Elgin Ave, Bloomsburg & St. Joseph’s!

Junior Kindergarten to Grade Six!!

Call to Register 519.428.0160 The NYCA is a Not-for-Profit Charity With a Licenced After School Program, Recreational Camps & Adult Fitness Programs. For more information or to Donate Today, Call 519.428.0160 Charitable Tax Receipts Available.

NORFOLK HUB, September 20, 2011 page 5

Starting SOON - your Brand New Canadian Tire Store!

Have a question or comment for Coach Scot? Email to: runningscot@hotmail.com

Canadian Tire Simcoe

361 Main St., Port Dover 519-583-3100

Proud Sponsors of...

Sports Good

D

uck

Day

By Dave Scott

You know that sign on Turkey Point Road you always pass on your way down to the beach or to Long Point Eco-Adventures (nice little plug for my friends)? You know, the one that reads Long Point Waterfowl Research and Education Centre?

It’s kinda’ hidden just a little… you always wonder what goes on there.

Guess what, on September 25th Friends of the Long Point Waterfowl are inviting everyone to stop by and check it out.

Rob Smith, a member of Friends of the Long Point Waterfowl , gave me a private tour. He, the other thirteen members and the staff, all want to promote and support research education and conservation for our area.

Rob himself grew up in the area and spent many a day in the marsh and on the trails enjoying all that Norfolk has to offer…

Rob explained that the goal of the group was to raise awareness of all that we have in our area and how we need to protect it… by protecting the waterfowl, we protect their habitat… which in turn helps the turtles and the fish… which keeps our eco-system in balance… it is the natural thing to do. Don’t forget, wetlands are also a natural filter for the water that passes through them. Rob feels this is one of the most rewarding things he has ever done in helping to protect our wetlands and marshes.

With Norfolk having such a diversity

T

he

awesome of species, it is easy to understand why research on frogs, Long Necked Ducks, Sand Hill Cranes, Tundra Swans is going on at the Long Point Waterfowl Research and Education Centre. Rob and I chatted as we toured the grounds… it was very cool to see all that is hidden behind that tree line on the highway.

There is a spacious kitchen and dining area, also an education centre, and lodgings for folks doing research. Walking along the trails there is a large open field area where Rob pointed out that a retriever handling demonstration will be held on September 25th. Which brings us to the first annual Duck Day at Long Point Waterfowl. Rob was generous enough to provide me with the following outline of what will be going on. So give it a read and I will see you on the 25th for Duck Day.

Long Point Waterfowl’s First Annual Duck Day Long Point Waterfowl invites you to attend the first annual Duck Day at our Research and Education Centre on Sunday, September 25th from 12:00 to 4:00 pm.

The day will include presentations from Long Point Waterfowl staff and graduate students on wetlands and waterfowl research in the Great Lakes region, a free-flying raptor display, waterfowl calling, retriever handling and decoy carving demonstrations. There will be guided nature walks and a very interesting presentation on Industrial Wind Turbines. Our program will also include youth

Terry Fox Run

By Dave Scott

On Sunday morning the sky was clear, the air was a little cool and of course it was time for the annual Terry Fox Run. Folks of all ages were preparing for this year’s run out in front of Simcoe Composite School. People were registering, purchasing T-shirts, as the BBQ was firing up for some burgers and dogs to be enjoyed after the event.

CD98.9 was on the scene helping with introductions… as the group of over 300 participants readied themselves for the horn blast that signalled the start of the 1km and 5km run, walk or cycle. Of course

519 426-1111

Norfolk’s finest officers manned the road crossings keeping everyone safe, and the volunteers handed out water on the route and pointed folks in the right direction.

At the finish line there were smiles everywhere… and for a fleeting moment… cancer had been beaten.

The volunteers who organized the run are to be commended on such a great job and I am sure their enthusiasm will only help the Terry Fox Run grow.

It is estimated that this year’s run was going to raise well over $17,000… and that IS AWESOME!

games and other activities. There will be displays and participation by other conservation and education organizations. And best of all, admission, food and beverages are absolutely free. Come on out and enjoy a family oriented day and don’t be afraid to ask questions.

Any of our group are more than happy to answer them.

Founded in the 1980s, Long Point Waterfowl is a non-profit, non-government organization dedicated primarily to the study and conservation of waterfowl and wetlands throughout the lower Great Lakes region. Long Point Waterfowl established the Research and Education Centre in 2007 to help further our research, conservation and outdoor education mandate.

The Research and Education Centre is located at 546 Turkey Point Road, approximately one kilometre south of Highway 24 near Turkey Point, Ontario. For more information, please contact Katelyn Weaver at rec@longpointwaterfowl.org 519-428-2866.

ATHLETE’S PROFILE ATHLETE’S NAME John McFarlane HOMETOWN Simcoe SPORTS PLAYED Bowling YEARS INVOLVED 15 years BIGGEST INFLUENCE IN “I think they are a SPECIAL OLYMPICS WONDERFUL bunch” WORK Retired (7 years) INTERESTS & HOBBIES Travelling THREE TEAM MATES Tim, Trevor & John

Dover Apothecary “A Different Kind of Drugstore”

• Meds Check service available - call to book your Free consultation today!

• Visit our website for more information and refill your prescriptions online

Michael Marini, B.Sc. Phm. Pharmacist 328 Main St., Port Dover 519-583-3784 1-888-233-8111 www.doverapothecary.ca

77 Queensway E, Simcoe 519.426.8084

Joh n rl a n e McFa

77 Queensway E, Simcoe 519.426.8084

NORFOLK HUB, September 20, 2011 page 6

LEON’S FURNITURE s ' n C o h ari Le tie s Events!

SIMCOE 24 NORFOLK ST. 519.426.0270

S

tar

Struck!

By Jean Mottashed

Some stories are years in the making, and this is one of them. Make that about thirty years.

As a young mother and avid reader back in the 80's and 90's, I used to religiously read the Toronto Star from front to back. One of my favourite pieces was a column called "NightSky" written by Canada's leading amateur astronomer and science writer, Terence Dickinson.

Mr. Dickinson had an uncanny ability to interpret the stars and planets with a simple clarity that made it easy to look up and understand what you saw. Each week, his article was accompanied by a clear diagram and directions on where to look at that particular time of the year.

What I saw, and what I learned from this column, would fire my imagination for years and inspire me to teach my kids about the wonders of the universe. My son, in particular, caught the star gazing bug at the age of 8 when I showed him Mir, the Russian Space Station, passing overhead.

Toy telescopes, visits to NASA and Cape Kennedy, watching the Perseid meteor showers on August nights, and catching the breathtaking beauty of the Milky Way at Bon Echo Provincial Park were all a part of our shared love of the night sky. Over the years, we identified constellations and looked for the conjunction of planets and viewed the rings of Jupiter through the lens of his (by now) much bigger and better telescope with unbridled enthusiasm. It was fun and it was magical!

And all because of NightSky and a man who felt it was important for people to look beyond our little world to see and understand something bigger than ourselves.

Today, Terry Dickinson is a highly accredited author of 14 books on astronomy, editor of SkyNews magazine, an accomplished astrophotographer and a Member of the Order of Canada. He lives in the village of Yarker, Ontario, located between Belleville and Kingston, and

An aurora lights up the night sky. Photo credit, Terence Dickinson works from an observatory he designed himself in his own backyard.

Thanks to Dave and Monica Scott, and much to my astonishment and delight, Terry agreed to a telephone interview!

Terry's love of astronomy came to him at an early age -- 5 to be exact -- when he was standing on the front lawn of his home in suburban Toronto with his uncle after World War II. Together they spotted a "shooting star", a meteor in astronomically correct lingo. When he discovered that his uncle did not know why the "star" flared out across the sky, and actually no one else he asked knew why, he decided he had to learn for himself. He read his first astronomy book at the age of 7 and fell totally in love with the stars for the rest of his life.

As a young man, Terry was sure he was destined to be a research astronomer working in some remote mountaintop observatory, but quickly realized that his strengths lay in explaining the universe rather than researching it. That realization put him on a path of popularizing astronomy for the common man, culminating in one of the highlights of his career -- being invested as a Member of the Order of Canada by then Governor General Romeo LeBlanc at Rideau Hall in 1995.

With soft-spoken modesty, Terry gives credit for his success to the advances in space exploration from the earliest manned orbits to NASA's shuttle programs. "I've been at the right place at the right time, and my work caught fire with the race to the moon and the moon landings," he said.

In 1983, when he and other experts in the field concluded that there was no comprehensive guide to the stars, Terry wrote "NightWatch - A Practical Guide to Viewing the Universe".

Currently in its fourth edition, Terry said this book is his "flagship work". Selling thousands and thousands of copies each year all over the world, he said NightWatch has easily surpassed best seller territory. "It's like the Energizer bunny, it

just keeps going and going," he laughed.

Unfortunately, one of the worst enemies of astronomers is light pollution, Terry explained.

With much of the population of the world clustered in and around cities, a huge percentage of people globally cannot see the stars. "People in Toronto today have to drive two hours just to begin to see the Milky Way," he lamented. "I used to give talks in schools, but over time the kids more and more look at me like they don't know what I'm talking about because they've never seen the Milky Way or a sky full of stars. What does that do to their imaginations? Everyone is inspired by it, but you can't be inspired by it if you can't see it. When you do see it, it's a thunderclap."

But here's the good news! Terry said the observatory at Long Point Eco Adventures is located in the best spot in southwestern Ontario (between Oshawa and Windsor and northward to Grey and Bruce Counties) to view the stars because it has the darkest skies. Satellite images from NASA bear witness to the fact that Long Point is outstanding for star gazing. "People should know that this area is a gift", he said, and that we are blessed with viewing conditions that others envy.

In his role as consultant during the planning phase of the Long Point observatory, Terry had a chance to experience the beauty and serenity of Norfolk County firsthand, and he was particularly complimentary about the town of Simcoe. "You've got a beautiful town there and a great place to live."

So, where in the world is absolutely the best place to view the stars? Terry's answer is the Atacama Desert in Chile. He's been there four times and says, "It's wonderful. You have a pristine view of the heavens. It's almost knee-weakening." At an altitude of 8,000 feet, the high desert conditions afford extremely dry, clear air, low in moisture with no wind and no rainfall. "It's the next best thing to being in space. A late March night is the perfect time to view. Halfway around the

Continued on page 10

NORFOLK HUB, September 20, 2011 page 7

L I V E

W E L L

W I T H

C l a r k ’ s P H A R M A S AV E Whitehorse Plaza 454 Norfolk Street S, Simcoe

519.426.6580

www.wellnesspharmacy.net

Health Centre 216 West Street, Simcoe

519.426.7750

Family Medical Centre 381 Cedar Street, Simcoe

519.428.4226

Proudly Suppor ts “Just a Thought ...”

Almond Pear

SEPTEMBER

SCENT

OF

Pear/Rosebud Pear Tree Leaves Almond Stewed Apples Pistachio Vanilla/ White Musk

THE

MONTH

sale price

$17.99 500 ml size

regular price

$23.99 500 ml size

Almond Pear

Begins Thursday, September 1st, 2011 “To be tasted with pleasure, smells of cakes, of vanilla, and thoughts of sweets.”

The full line is now available in Simcoe, exclusively at Clark’s Pharmasave

At the Whitehorse Plaza, 454 Norfolk Street S, Simcoe 519 426-6580 QUANTITIES ARE WHILE SUPPLIES LAST, SORRY NO RAINCHECKS.

NORFOLK HUB, September 20, 2011 page 8

We want to be your

Home Health Care & Mobility Specialists

At the Whitehorse Plaza 454 Norfolk Street S, Simcoe 519 426-6580

S

enior

ADP Authorized Dealer

Sense

By Pat Grant

By Pat Grant

L

are some reasons “why� seniors need to think about these words.

There are very few changes in our daily routines and so, seniors can become quite casual, even sloppy about things they do everyday. For instance driving to an exercise gym every morning. We stop at the road, look and proceed never really taking the extra few seconds to see if anything is coming, then from nowhere comes that car! To look takes two seconds; to see takes five seconds? And, the above example really shows what happens when the driver only takes two seconds!

The meanings of the words also show the difference. “Looking is to glance, to scan, to direct one’s eyes

The autumn months have a special beauty and the sights of this beautiful season make it a good time for seniors to review these two words, “look� and “see�. Some may ask, “why?� Others may say, “Don’t they mean the same thing?� Here

Answers: a2; b1; c4; d3 Whether looking or seeing don’t forget to clean your glasses!!!

L

dventures in Eldercare

By Dr. Bruce Veltri D.C., C.P.C.A.

ast month’s article was so well received The latest research on the prevention of Alzheimer’s disease was recently released in the publication, Alzheimer’s in America: The Shriver Report on Women and Alzheimer’s, a study by Maria Shriver and the Alzheimer’s Association. Here are some highlights from the report. +RPH 5HVSLUDWRU\ 6HUYLFHV

Although there is no cure or proven prevention strategies, there are many good studies showing that certain lifestyle choices are associated with increasing brain health and potentially decreasing one’s risk of developing Alzheimer’s.

Some of the strongest brain-health research links a healthy heart with a healthy brain. Conditions such as high blood pressure, heart disease, high cholesterol and diabetes that damage heart and blood vessels are associated with increased risk of Alzheimer’s and other types of dementia.

Basically, your blood feeds your brain, so if your arteries are blocked; fewer nutrients get to the brain, which may lead to cognitive decline. The following three factors are most closely linked to good brain health.

Exercise — particularly exercise that’s good for the heart — may improve cognitive function.

Let me stress that ANY exercise done regularly will help. No excuses, get moving! Call my office if you would like specific age-appropriate exercises.

Healthy diet – A diet rich in nuts, fish, tomatoes, poultry, vegetables, fruits and dark leafy greens — in combination with the low intake of highfat foods — has a 30 percent reduced risk of Alzheimer’s. These foods are all rich in folate, vitamin E and omega-3s; nutrients that help protect the brain from neurodegeneration.

While the mechanism by which they work is still unclear, these nutrients are healthy on so many levels that you might as well load up. The next

12: 23(1

+RPH 2[\JHQ &3$3 7KHUDS\ %LOHYHO $69 7KHUDS\ )XOO 5DQJH RI 0DVNV DQG $FFHVVRULHV 6HUYLFLQJ $OO &3$3 0DFKLQHV /LIH /RQJ &OLQLFDO 6XSSRUW $FFUHGLWHG 2UJDQL]DWLRQ $VN DERXW RXU VSHFLDO IRU UHSHDW XVHUV +RXUV WR 0RQGD\ )ULGD\ 6DWXUGD\ %\ $SSRLQWPHQW $GGUHVV .HQW 6WUHHW 1RUWK 8QLW 6LPFRH 2QWDULR 1 < 6

/\QGVH\ 5RVV 557 %6F 2ZQHU 2SHUDWRU

dosage or the wrong medication and wondering why you have not been feeling better!!!

So after this review of â&#x20AC;&#x153;looking and seeingâ&#x20AC;? do enjoy the autumn scenery?

Look at the trees and see the leafless branches and maybe a squirrel.

Look at the jogger and see if they are wearing a sweatband and if they are smiling.

Look at the man walking his dog and see if the dog is wearing a loose or tight collar.

Look at gardens and bushes and see the lovely colours and maybe a flower.

Now for some â&#x20AC;&#x2DC;old songsâ&#x20AC;&#x2122; about â&#x20AC;&#x153;seeing.â&#x20AC;? Match column â&#x20AC;&#x153;Aâ&#x20AC;? with column â&#x20AC;&#x153;Bâ&#x20AC;?

A B a) I think that I shall never see 1) Iâ&#x20AC;&#x2122;m beginning to see the light 2) A poem as lovely as a tree b) And now that theyâ&#x20AC;&#x2122;ve turned the lights down low c) Iâ&#x20AC;&#x2122;ll be seeing you in all the old familiar places 3) Hold you in my dreams d) Iâ&#x20AC;&#x2122;ll see you in my dreams 4) That this heart of mine embraces

ooking and Seeing

A

in order to see.â&#x20AC;? â&#x20AC;&#x153;Seeing is when the nerves of the eyes react to light and messages are sent to the brain where the person learns what they are seeing.â&#x20AC;?

Another example of â&#x20AC;&#x153;whyâ&#x20AC;? seniors should review â&#x20AC;&#x153;looking and seeingâ&#x20AC;? and also note the difference in the meanings of these words is when taking medications. Most seniors have pills that are taken everyday and this can become as routine as pushing the â&#x20AC;&#x153;onâ&#x20AC;? button to make the morning coffee! Some of the bottles and the pills â&#x20AC;&#x153;lookâ&#x20AC;? so much alike and this makes â&#x20AC;&#x153;seeingâ&#x20AC;? really important. Otherwise you may read the label one morning and find out youâ&#x20AC;&#x2122;ve been taking the wrong

Debbie VanDalen Broker

215 Chapman St. E. Port Dover

Bus: 519.583.1912 Fax: 519.583.9837 Res: 905.779.3752

time you make dinner, try a salad of spinach, salmon and almonds to get all three of these beneficial nutrients in one meal.

Strong social interactions and engaging in regular mental activity is associated with decreased risk of cognitive decline. Surround yourself with friends and loved ones. Make sure you do something to challenge your mind every day, whether itâ&#x20AC;&#x2122;s a crossword or a good book.

Even better, combine the two. Engage yourself in activities that force quick decisions â&#x20AC;&#x201D; like cards or board games â&#x20AC;&#x201D; and youâ&#x20AC;&#x2122;ll get your social interaction and mind challenge at the same time.

There is still a lot we need to find out about the howâ&#x20AC;&#x2122;s and whyâ&#x20AC;&#x2122;s of Alzheimerâ&#x20AC;&#x2122;s disease but the above strategies have full support from researchers.

Maintain your overall health â&#x20AC;&#x201D; physical, nutritional and psychological.

Exercise to improve cardiovascular health, load up your diet with fruits and vegetables rich in potent nutrients such as folate and omega-3s, and engage your mind. A healthy body could be the key to keeping your mind sharp well into old age.

Dr. Bruce Veltri operates Victoria Eldercare, a non-medical home care agency matching exceptional care-givers with elderly seniors, to help them maintain independence and remain safely in their own home. Victoria Eldercare can be contacted by phone, 519-426-7300 or the web-site, www.victoriaeldercare.com.

Thompson Waters Funeral Home Ltd. Funeral Director: Leigh Hall Business Manager: Carla Sywak â&#x20AC;˘ Family owned and operated â&#x20AC;˘ Serving Port Dover & surrounding area for over 100 years ~ Weâ&#x20AC;&#x2122;re here to help ~

www.thompsonwatersfuneralhome.ca 102 1st Ave., Port Dover â&#x20AC;˘ 519-583-1530

L

NORFOLK HUB, September 20, 2011 page 9

ife with Nanny

By Dave Scott If you knew Ruth Scott… you knew a proud women, who spoke her opinion… who had raised four boys, basically on her own, in a era when most ideas of what a women should be, were a little different than today’s. She was not the norm… it was the 50’s and she worked to provide for her kids… toiling for many years, working for the board of education… where I can guarantee you, she made a few of her bosses accountable. …And boy could she cook. It just seemed that whatever she touched tasted like it had been made for royalty. That will be what most folks will know her for. Oh, everybody that is old school in Dover has a Ruth Scott story… they will chuckle a little to themselves when they think back to an encounter they may have had with her… funny she was always looking out for the little guy in the crowd.

She was my nanny… she never wanted to be called grandma… insisted on Nanny. Well last week after ninety years, she left us… and left a pretty big void in the family.

Now it would be easy to tell you all of the wonderful things about Nanny… but to be honest, I think she would rather I just shared some stories of our time together.

To start with, she spoiled me… no getting around it… ask my cousin, she knows… and I didn’t mind… I remember back in Atom hockey, she would attend my games and tear a strip off of any ref, if she thought someone was trying to harm me… she paid for me to go to hockey camp one year… drove me to Brantford everyday and picked me up… it was during these drives that we started talking hockey, mainly the Leafs… that was our team… and soon enough I was walking up to her house on Saturday nights to watch the Leaf game… it was like being at the game. I would arrive early because she always had snacks for me… not to mention the candy dish that was always out… the game would start, the volume would go up… no, not the TV… Nanny sure would let those refs know what she

S

leep A pnea

By Lyndsey Ross, RRT, BSc. Over the last two months I have written about what Sleep Apnea is and what the common symptoms are. The next question is how do you get tested if you suspect you have Sleep Apnea.

If you feel you could have sleep apnea the first step is to speak to your family doctor. It is important to discuss with your doctor why

Ruth Scott

thought about their calls! For a while there, I was convinced they could hear her. She told me more then once that Scotty Morrison was a crook (and we know he’s not).

-- Six months ago, I interviewed Scotty and I told him he was one of the first names I knew in hockey… I let him know that my nanny often talked about him… he said, ‘Tell her I say Hi.’ And I said, ‘Scotty, that’s not a good idea.’ -- Anyway, both of us loved Salming, Sittler, and McDonald… Tiger Williams made her angry a lot. We sat many a night enjoying the game together… sometimes a sleepover, and other times I would run home and call her when I got in the door.

Her passion for the game rubbed off on me. She and I could always talk hockey… it was our common ground.

Everything else in our worlds could be colliding… but hockey and later baseball were something we both could relate to.

Sunday school… or more so, the kids’ choir (my first real discovery of my joy for music) was because of her… unfortunately, I fell off the Sunday school train after a few years… but music has always stayed with me.

We shared a passion for cooking and she got me started on all things culinary.

She taught me tennis… she somehow got me to my first Jays game… I guess as a kid growing up, she was kinda’ my sports buddy. As I grew older we stayed in touch… we actually butted heads a few times… her set in her ways… me trying to prove my worth… but like I said earlier… we would always use sports to connect again.

When the Jays arrived in Toronto, both of us jumped on the bandwagon.

Her favourite Jay was always Ernie Whitt… and Ernie never let her down.

I remember when the Jays won both World Series… we talked immediately each time. It was kinda’ funny, she and I were both giddy with excitement…

The first time I took my kids down to a Jays game, six or seven years ago… was a day you could go on the field and get a photo with the Jays players… well, I thought it would be cool to get a shot of the kids with pitcher, Doc Halladay… I mean, he

was the most popular Jay… and I knew Nanny respected his work… well we got the shot, had it framed and took it to Nanny… she was excited for the kids to have gone to the big city and seen the Jays play… we handed her the photo… she looked down for a moment, looked back at me and said, ‘Why didn’t you get a picture with Ernie?’ That was my nanny… loyal to a fault… mind you she kept the photo… it was funny because, I knew she would say that and that day on the Jays field, I had asked if Ernie would be around for pictures… the Jays said, no coaches were available for photos… I just knew…

When we started the paper, she told me how she did a little writing back in the old days for the Spectator… so I knew then where my enjoyment for writing stemmed from.

She was our most ardent supporter of the Hub… every week she would tell me how great it was… and you know, I never got bored of hearing it…

So to my nanny, ‘Looking back now I realize how much you taught me and how much you cared. I can never thank you enough… ever since I was a kid, you believed in me… maybe you saw a little of yourself in me… I mean… we both could be stubborn… we both have ruffled a few feathers (school board)… we are obsessive about our sports… it would have been so cool to finally see the Leafs win the Cup together… we loved to cook and eat… our pride would always get in our own way… and both you and I believed we were always right… and hey, if the rest of the world didn’t like it, too bad…’

She was one of a kind… just ask anyone who knew her… and if you peel back all of those layers… and got to the core of the woman… it was love… love for her boys… love for her grandchildren… love for her great grandchildren… pure and simple… nothing else… and at the end of your life if you know what you did was for love… then you have lived a good life… ‘Love you nanny!’

you feel you have sleep apnea or at risk for sleep apnea. Your family doctor can then refer to you a sleep physician and sleep laboratory.

The sleep laboratory will schedule you for a polysomnogram, otherwise known as a sleep study.

A sleep study is performed during the night at the sleep lab. A sleep technician will monitor you will you while you sleep and the following items are monitored; eye movement, limb movement, heart waves, brain wave, airflow, snoring, chest & abdominal movement (detecting breathing efforts) and oxygen levels (via a finger probe).

After you have an initial sleep study the sleep physician and sleep lab technicians will review the results and the physician will diagnose you with sleep apnea if the results indicate you have it.

If the results of your sleep study indicate that you have sleep apnea, you will be asked to come back for

a second sleep study. The second sleep study is sometimes referred to as a CPAP study or a titration study and this sleep study is used to determine CPAP setting required for each individual person. After your second sleep study, the sleep physician will issue you a prescription for CPAP therapy.

Once the sleep physician has reviewed your results and given you a prescription for CPAP therapy, you will then need to visit a registered CPAP vendor. Your sleep physician should provide you with a list of registered CPAP vendors in your area. It is important to know that who you choose to go to for your CPAP equipment is 100% your choice.

A question that I often get asked when I tell someone about the process of visiting a sleep lab is what will it cost me? The answer to this is, seeing a sleep physician and going for sleep studies is funded

under the Ministry of Health, as long as you have a valid health card.

The CPAP equipment is partially funded by the ministry of health as well and usually any costs not covered will be covered by health benefits (including workplace benefits, Social Assistance and/or Native Affairs).

Lyndsey Ross, RRT, BSc. Respiratory HomeCare Solutions Simcoe 39 Kent Street North, Unit 2 Simcoe, Ontario p. 519.426.1113 e. simcoe@rhscanada.com

N N

NORFOLK HUB, September 20, 2011 page 10

orfolk Nature otes

By MARG WERDEN

Turtle Hatching Season My daughters were driving in the Lynn Valley area on the weekend and had to suddenly pull over to help a newly hatched turtle cross the road. Unfortunately, they weren’t in time to save another one. This is the time of year that the eggs laid by female turtles in June begin to hatch and the young turtles head for the nearest water source – quite often requiring a move across a busy road.

Every June, female turtles come out of the water and, often at the risk of their own lives, begin a journey to find a suitable nesting site. This often involves moving across roads that have been built through their habitat and many of these turtles are killed by passing cars. As well, the roads themselves offer a great place to lay their eggs.

The turtles are looking for a warm, sandy area to deposit their eggs and because roads are often built higher than the surrounding area and the shoulders are composed of gravel and sand, they heat up quickly in the sunlight and they become favourable locations for the turtles’ nests.

A couple of months later, when the eggs hatch and the young turtles emerge from the nest, they are in immediate danger from cars zooming past. Turtle hatchlings are about the same size as a loonie and are therefore difficult to see on the road. However, slowing down in areas where there are marshes located on either or both sides of

S

the road will help drivers see these tiny newborns.

Even if these young reptiles make it back to the water, only a small fraction of young turtles reach adulthood, so it is important that as many as possible are able to reach the water, where they will hopefully survive the many dangers facing them and be able to lay eggs themselves, in about 12 to 15 years.

According to the U.S. environmental group PARC (Partners in Amphibian and Reptile Conservation), turtles are disappearing from the planet faster than any other group of animal. Today, nearly 50% of turtle species are identified as threatened with extinction. However, it's not too late for our turtle heritage to be salvaged. North America has more endemic turtle species than anywhere on Earth; we live in a turtle biodiversity hotspot. Careful stewardship can preserve the rare species and keep 'common species common.'

With the number of hazards faced by first the eggs, which are often dug up and eaten by predators such as skunks and raccoons, and then the hatchlings, it is a wonder we still have turtles in our world.

The question is “How much longer can they survive if we don’t help them?” Do your part and watch for turtles and other animals trying to live in a habitat that we have made

tar Struck!

Continued from page 6

earth it's a completely different sky."

If he had the chance to travel into space, what would he be keen to observe? "The entire view without any reflections or lights on the spaceship. There's no horizon up there, no ground, no parts of the sky you can't see."

Terry's lifetime of work in astronomy has brought him many accolades and awards over the years, including having an asteroid named after him. But none was more satisfying than a letter he received from a fourteen-year-old girl who thanked him for writing his column in the paper. She explained that she and her father had been going through a difficult time, so they decided to read it together and go out and look at the stars. She said it brought the two of them closer.

As for me, I still read my Toronto Star but it's not the same as back in the day when Terry wrote NightSky. Now I consult my trusty copy of NightWatch to help me with the planets, the eclipses, the meteor showers and the moon. I've always been a sucker for the moon -- especially if it's a really big, orange, low-hanging harvest moon.

And my son? He's 26 now. Last month he got married and he and his wife picked a venue for their reception that simulated an outdoor courtyard with a twinkly, star studded night sky overhead. They named each table after a constellation and featured an illustration of the position of the stars in that constellation.

It was their signature theme.

So you see, Terry, thirty years later your influence still inspires our family to look up and take in the majesty and beauty of the universe.

We thank you sincerely for that.

And chatting with you was -- well, heavenly!

Newly hatched turtles are about the size of a loonie and one of the first hazards many face is crossing a busy road to reach water. inhospitable for them.

Eco-Kids Nature Day Camp When Nature Calls Environmental Education is offering a one-day nature camp for children ages 8 to 12 at Hay Creek Conservation Area on Sunday, October 23 from 9 a.m. to 4 p.m. Participants will be engaged in environment handson activities, presentations, and outdoor games. Pre-registration is required by calling 519-410-8878.

Norfolk Nature Notes Sponsored by Acorus Restoration

T

Hawai’i Solution: 26 letters

Solution: The loveliest fleet of islands (that lies anchored in any ocean.)

H U B S E A R C H

NORFOLK HUB, September 20, 2011 page 11

he Doctor is in...again!

Seems word spread about our little outdoor theatre show that they've asked us to put on a special ENCORE presentation of "The Witch Doctor of Walsingham." I know some couldn't make it this summer, so in case you're interested and free THIS SATURDAY, September 24th, the deets: Long Point Eco Adventures in St. Williams has added live, outdoor theatre to their array of activities. The pilot show is a unique, original and truly “Norfolk” production titled “The Witch Doctor of Walsingham.”

The show begins in the brand new amphitheatre at Long Point Eco Adventures (Turkey Point, ON), following which the audience is taken on a hike through the very same forests that spawned the myths and true stories of one of Norfolk’s first settlers, Dr. John Troyer, his family, and his neighbour Jennie Elizabeth McMichael. Myths uncovered include the Storm Hag of Presque Isle, the Baldoon Mystery, and Troyer’s most famous witch encounter, as well as several stories about Troyer’s life and the people closest to him.

Everything in this story is true. Even the things that didn’t happen. http://lpfun.ca/events/105outdoor-theatre

Aloha Beaches Coffee Culture Diamond Head Dolphin Flowers Green Hula Islands Kauai Lanai Lava

CAST: Dr. John Troyer – Mike Chwastiak Sophronia Troyer – Heather Chwastiak Barbara Troyer – Claire Senko Michael Troyer / John McDonald – Adam Liefl Jennie McMichael – Charly Buck Show time: Saturday, September 24th at 2pm Call 877-743-8687 to book today!

Luau Maui Oahu Ocean Orchids Park Pearl Harbour Pineapple Plants Polynesian

Rainforests Sand Snorkelling Sugar Sunshine Surfing Volcano Water Waterfalls Waves Wildlife 519 426-1111

The demands of the walk require hiking attire, hats, sun screen, and deep woods insect repellent (although the bugs are all but gone this time of year). Boots and long clothes are strongly advised.

Ticket includes a FREE WINE TASTING at the brand new Burning Kiln Winery following the show.

Health Supplement Kidney Supreme of the Week PBI Kidney Supreme is a liquid herbal remedy; to help eliminate excess fluid retention, to assist in regulating the chi by dispelling dampness, to help restore urinary dysfunction, regulate blood pressure and to assist in clearing minute kidney stones. This is a mild and safe diuretic.

S i mco e N atu r al F o o ds 519.428.2077 • 10 N orfolk St S, S imcoe

Dr. Alan Plater Dr. Geoffrey Manchester Dr. Stephanie Landry

519.428.2630

415 Queensway W., Simcoe (Hwy. #3, just west of Hwy. #24)

NORFOLK HUB, September 20, 2011 page 12

2012 Golf Lease from only

$229 4.9%

2012 Jetta Trendline+

2012 Tiguan

$189 4.9%

$329 4.9%

Lease from only

per month for 48 months

APR**

Lease from only

per month for 48 months

APR**

Or purchase from $21,973*

per month for 48 months

APR**

Or purchase from $19,273* With air conditioning

Or purchase from $30,088*

The MSRPs listed here include all necessary fees required by the Ontario Motor Vehicle Industry Council (omvic.on.ca). We do this because itâ&#x20AC;&#x2122;s the right thing to do. And because we believe the only surprise you should have inside a Volkswagen dealership is the amount of German-engineered excitement you get for that price. Taxes are extra but the excitement of a test drive is free, so come and see us soon.

Dealer Name Dealer Address â&#x20AC;&#x201C; (XXX) XXX-XXXX

The New 21 Century Beetle!! st

vw.ca

*Base MSRP of a new and unregistered 2012 Jetta 2.0L Trendline / 2012 Golf 3-door 2.5L / 2012 Jetta 2.0L Trendline+ / 2012 Tiguan 2.0T with 5-speed/5-speed/5-speed/6-speed manual transmission is $17,773/$21,974/$19,273/$30,088 including $1,365/$1,365/$1,365/$1,580 freight and PDI, $29 EHF (tires), $100 air conditioning levy, if applicable, $5 OMVIC fee and up to $499 dealer administrative IHH /LFHQVH LQVXUDQFH UHJLVWUDWLRQ RSWLRQV 7))& LI DSSOLFDEOH DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ VHOO IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ /LPLWHG WLPH OHDVH RČ&#x201D; HU DYDLODEOH WKURXJK Volkswagen Finance, on approved credit, based on a new and unregistered 2012 Jetta 2.0L Trendline+ / 2012 Golf 3-door 2.5L / 2012 Tiguan 2.0T base model with 5-speed/5-speed/6-speed manual transmission. $1,365/$1,365/$1,580 freight and PDI included in monthly payment. 48-month term. $1,800/$2,562/$3,213 down payment or equivalent trade-in, $250/$280/$380 security deposit, $29 (+) WLUHV DLU FRQGLWLRQLQJ OHY\ 209,& IHH 336$ XS WR GHDOHU DGPLQLVWUDWLYH IHH DQG Č&#x2022; UVW PRQWKO\ SD\PHQW GXH DW OHDVH LQFHSWLRQ 7RWDO OHDVH REOLJDWLRQ bNLORPHWUH DOORZDQFH FKDUJH RI NP IRU H[FHVV NLORPHWUHV /LFHQVH LQVXUDQFH UHJLVWUDWLRQ RSWLRQV 7))& LI DSSOLFDEOH DQG RWKHU DSSOLFDEOH WD[HV DUH H[WUD 'HDOHU PD\ OHDVH IRU OHVV 'HDOHU RUGHU WUDGH PD\ EH QHFHVVDU\ 2Č&#x201D; HUV HQG 2FWREHU DQG DUH VXEMHFW WR FKDQJH RU FDQFHOODWLRQ ZLWKRXW QRWLFH 9LVLW YZ FD RU \RXU 9RONVZDJHQ GHDOHU IRU GHWDLOV 0RGHOV VKRZQ IRU LOOXVWUDWLRQ SXUSRVHV only. Vehicles may not be exactly as shown. â&#x20AC;&#x153;Volkswagenâ&#x20AC;?, the Volkswagen logo, â&#x20AC;&#x153;Jettaâ&#x20AC;?, â&#x20AC;&#x153;Golfâ&#x20AC;?, â&#x20AC;&#x153;Tiguanâ&#x20AC;? and â&#x20AC;&#x153;Autobahn for Allâ&#x20AC;? are registered trademarks of Volkswagen AG. Š 2011 Volkswagen Canada.

g n i Co m n ! !

Soo

1253, av. McGill College, 3 e ĂŠtage, MontrĂŠal (QuĂŠbec) H3B 2Y5 TĂŠl. : 514-845-7256 | TĂŠlĂŠc. : 514-845-1648 | www.palmhavas.ca

5

Dir. artistique

RĂŠdacteur

Serv. clientèle

RĂŠviseur

Client

N de dossier : 23250 | Produit : Velox | Date : 13/09/2011 | Infographiste : SC o

Client : Volkswagen | N o Annonce : â&#x20AC;&#x201C; | Titre : 2011_AFA_ON_4C | Couleur : CMYK Format : 7,625 po x 7 po | Publication : â&#x20AC;&#x201C;

NEWSPAPER USAGE INSTRUCTIONS TO DEALERS 1) 2012 JETTA TRENDLINE Please 2) 2012 GOLF Please recalculate the recalculate the BASE MSRP as follows, BASE MSRP as follows, with the following with the following fees included: fees included: Base MSRP: $15,875 Base MSRP: $19,975 + Freight and PDI: $1,365 + Freight and PDI: $1,365 + A/C levy: N/A + A/C levy: $100 144 Queensway East Simcoe Ontario N3Y 4K8 + EHF: PH 519-426-6150 FX 519-428-4283 $29 + EHF: $29 TF 1-800-265-2812 + OMVIC fee: $5 + OMVIC fee: $5 TOTAL: $17,274 TOTAL: $21,474 + Your Dealer Administrative Fee + Your Dealer Administrative Fee = TOTAL TO INCLUDE IN LEGAL TEXT = TOTAL TO INCLUDE IN LEGAL TEXT

Volkswagen Authorized

Sales

3) 2012 JETTA TRENDLINE+ Please recalculate the BASE MSRP as follows, with the following fees included: Base MSRP: $17,275 + Freight and PDI: $1,365 + A/C levy: $100 + EHF: $29 + OMVIC fee: $5 TOTAL: $18,774 + Your Dealer Administrative Fee = TOTAL TO INCLUDE IN LEGAL TEXT

Service

Parts

4) 2012 TIGUAN Please recalculate the BASE MSRP as follows, with the following fees included: Base MSRP: $27,875 + Freight and PDI: $1,365 + A/C levy: $100 + EHF: $29 + OMVIC fee: $5 TOTAL: $29,589 + Your Dealer Administrative Fee = TOTAL TO INCLUDE IN LEGAL TEXT

Accessories

Collision

*Base MSRP of a new and unregistered 2012 J etta 2.0L Trendline / 2012 G olf 3- door 2.5L / 2012 J etta 2.0L Trendline+ / 2012 Tiguan 2.0T with 5-speed/5-speed/5-speed/6-speed manual transmission is $17,773/$21,974/$19,273/$30,088 including $1,365/$1,365/$1,365/$1,580 freight and PDI, $29 EHF (tires), $100 air conditioning levy, if applicable, $5 OMVIC fee and up to $499 dealer administrative fee. L icense, insurance, registration, options, TFFC, if applicable, and other applicable taxes are extra . D ealer may sell for less. D ealer order /trade may be necessary. **L imited time lease offer available through Volkswagen Finance, on approved credit, based on a new and unregistered 2012 J etta 2.0L Trendline+ / 2012 G olf 3- door 2.5L / 2012 Tiguan 2.0T base model with 5-speed/5-speed/6-speed manual transmission. $1,365/$1,365/$1,580 freight and PDI included in monthly payment. 48- month term. $1,800/$2,562/$3,213 down payment or equivalent trade- in, $250/$280/$380 security deposit, $29 EHF (tires), $100 air conditioning levy, $5 OMVIC fee, $46 PPSA, up to $499 dealer administrative fee and first monthly payment due at lease inception. Total lease obligation: $10,872/$13,554/$19,005. 64,000 kilometre allowance; charge of $0.15/km for excess kilometres. L icense, insurance, registration, options, TFFC, if applicable, and other applicable taxes are extra . D ealer may lease for less. D ealer order /trade may be necessary. O ffers end O ctober 31, 2011 and are subject to change or cancellation without notice. Visit vw.ca or your Volkswagen dealer for details. M odels shown for illustration purposes only. Vehicles may not be exactly as shown. â&#x20AC;&#x153;Volkswagenâ&#x20AC;?, the Volkswagen logo, â&#x20AC;&#x153;J ettaâ&#x20AC;?, â&#x20AC;&#x153;G olfâ&#x20AC;?, â&#x20AC;&#x153;Tiguanâ&#x20AC;? and â&#x20AC;&#x153;A utobahn for A llâ&#x20AC;? are registered trademarks of Volkswagen AG. Š 2011 Volkswagen C anada .

*Base MSRP of a new and unregistered 2012 Jetta 2.0L Trendline / 2012 Golf 3-door 2.5L / 2012 Jetta 2.0L Trendline+ / 2012 Tiguan 2.0T with 5-speed/5-speed/5-speed/6-speed manual transmission is Â&#x2122; $XX,XXX/Â&#x161; $XX,XXX/Â&#x203A; $XX,XXX/ Â&#x153; $XX,XXX including $1,365/$1,365/$1,365/$1,580 freight and PDI, $29 EHF (tires), $100 air conditioning levy, if applicable, $5 OMVIC fee and up to $499 dealer administrative fee. License, insurance, registration, options, TFFC, if