Portal Registration and Administration Quick Guide
Portal registration, benefits administration, secure payments, and 24/7 access to group benefits for employers and brokers. Table of Contents Portal Access and Permissions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Page 2 Account Registration: Client / Employer / Broker . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Page 3 Client Dashboard . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Page 4 Top Navigation: Menu Tabs, Find a Member . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Page 5
Enrollment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Pages 6 – 8 My Links . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Page 9
Online Portal Payment Quick Guide (Employers only) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Page 10
nipponlifebenefits.com Nippon Life Insurance Company of America® - marketing name Nippon Life Benefits®, NAIC number 81264, licensed and authorized in all states plus DC, except not ME, NH, or WY, domiciled in Iowa, with a principal place of business at 666 Third Avenue, Suite 2201, New York, NY 10017, member company of Nippon Life Insurance Company of Japan (“Nissay”). Nippon Life Benefits is responsible for its own financial condition and contractual obligations.
NLB 30743 08/2026
Portal Registration and Administration Guide
Getting Started Welcome to the Nippon Life Benefits online portal registration process.
Primary Administrator Responsibilities and Access The Primary Administrator is responsible for managing Portal access for their business unit. This includes determining which users may be granted access, such as Secondary Administrators and Brokers, and assigning appropriate permission levels. Eligibility
• The Primary Administrator must be an employee of the Policyholder
Managing User Access
• Primary Administrators may grant Portal access to Secondary Administrators • Secondary Administrators cannot receive permissions that exceed those assigned to the Primary Administrator
Changes to Primary Administrator Access
• Only Nippon Life Benefits Customer Service may modify a Primary Administrator's access • To appoint a new Primary Administrator, the administrator must provide the signed web access form from an authorized officer of the Policyholder. For more information, contact admin-info@nipponlifebenefits.com
Portal Registration and Activation
• Primary Administrators are granted access to Employer and Member Support Tools based on permissions granted on the signed web access form
• All users, including Primary Administrators, must register for Portal access • After registration, user credentials are verified through a security authentication process • Access is activated once verification is successfully completed • Please allow up to three business days for authentication and activation
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Portal Registration and Administration Guide
Account Registration: Employer / Broker
Nippon Life Benefits online portal registration process Step 1: Visit the Employer Registration/Login page
Step 2: Begin Registration • Select Login/Register → Choose I’m an Employer → Select Create My Account Step 3: Verify Your Email • Enter your email address → Select Start → Enter the verification code sent to your email → Select Verify, then Next Step 4: Create Login Credentials
Enter the following: • Username (minimum 4 characters) → Password (6–32 characters, case-sensitive, at least one non-letter character) • First and last name → Email address • Three security questions and answers
Select Submit, confirm your password, then select Next.
Step 5: Enter Account Number • Enter the 6-digit Unit/Location Group Number • Multiple accounts may be separated by commas • Once submitted, your registration request may be activated immediately. If additional verification is required, you will receive an email confirmation once the account is activated.
Broker Registration Broker registration follows the same process as Client registration, with the addition of: • Option to use Manage Access to add additional groups after initial registration • Permissions must be set for each client group individually MFA (Multi-Factor Authentication): Adds an additional layer of security
• Setup (1st time): Enter email/phone→ Enroll→ choose email/text→ enter code→ (optional) trust device 30 days→ Submit • Ongoing Login: Unless trusted for 30 days, you will complete MFA verification at each login
Password Recovery • Forgot password: Enter username → verify → set new password • Forgot username: Enter email → follow email instructions
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Portal Registration and Administration Guide
Portal Dashboard
The portal dashboard is the landing page after login and provides access to core administrative functions. The Navigation and Links & Reports tabs shown in your view may vary based on your account settings and assigned permissions. (See page 2)
• Access links quickly • Send secure messages • Manage accounts • Search for members with “Find a Member”
• Manage enrollment • Review billing statements, pay bills • Access reporting tools • Request ID cards My Links
Home
Enrollment
Admin
Reports
HelloUser Client!
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Message Center
My Account
Portal Registration and Administration Guide
Portal Functionality
Top Navigation and “Find a Member”
The Client Portal provides access to member search, enrollment tools, reports, and administrative features. Navigation options vary based on assigned permissions, see page 2 After logging in, the portal displays navigation tabs based on role and permissions
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Home
Enrollment
Admin
Reports
My Links
Message Center
My Account
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Hello Client! User 10
Find a Member
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Top Navigation Menu Tabs 1. Home:
Access dashboards, member search, and quick links
3. Admin
View transaction history, and Primary Users can manage user permissions
2. Enrollment 4. Reports
5. My Links
6. Messages
7. My Account
Add, update, terminate, reinstate, or void member coverage based on access permissions Access reporting tools depending on the size of the group Access client-specific tools, billing, and reports
View Inbox of messages, and send and receive secure messages
Click “User Profile” to update your portal login credentials and contact information
Find a Member: Allows users to locate members within authorized groups Search Members by
Search results are displayed by
8. Member ID 9. SSN 10. Location/Division (Advanced Search)
• Member name • Member ID with suffix • Location/Division
11. Name 12. Claim Number 13. Date of Birth
Member ID Suffixes: Common suffixes include (Suffix visibility may vary based on HIPAA restrictions) 01 Employee/Subscriber 02 Spouse 20 -29 Subsequent spouses
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03 – 89 Dependents 90 Legally Domiciled Adult A# QMCSO
P# Authorized Personal Representative R# Restricted access Z# Protected Access
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Portal Registration and Administration Guide
Enrollment My Links Home
Enrollment
Admin
Message Center
My Account
Reports
Users with enrollment permissions will see an Enroll button in the “Find a Member” box. Selecting “Enroll” opens the New Member Enrollment workflow.
• For existing members, select “Enrollment” from the top-level navigation after locating the member to update enrollment details
• Enrollment features may vary based on assigned permissions and account settings The Enrollment tab allows users to: • Add plan participants • Add dependents • Update personal information • Update coverage • Update Flexible Spending Accounts • Terminate coverage
• Reinstate members • Void coverage entered in error
All enrollment actions require: Date of Change Reason Signature Date
Enrollment: Adding a Plan Participant • Users with enrollment permissions will see an “Enroll” button in the “Find a Member” box. Click “Enroll” to start the New Member Enrollment process
• To update an existing member’s enrollment, first locate the member, then select “Enrollment” from the top navigation • Enrollment options and functionality vary based on user permissions and account settings Step 1: Complete the Event Section
Please complete the appropriate steps below to enroll a plan participant and dependent(s). The “Date of Event” could be the date of hire, date of marriage, date of loss of other coverage, etc. The “Signature Date” is the date the member signed the enrollment form. Date of Event:
Use the Correct Option
Use the Enroll button to initiate a new enrollment only To update an active member’s enrollment, select Enrollment from the navigation menu
All enrollment actions require entering the following:
• Date of Change • Reason • Signature Date: Eligibility is processed based on the “Signature Date” provided.
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Portal Registration and Administration Guide
Enrollment
Step 2. Members (Personal & Employment Information)
My Links
Message Center
My Account
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Enter the following information: 1. Name 2. Date of Birth 3. Social Security Number 4. Gender
5. Address 6. Phone Number 7. Date of Hire 8. Employment details (salary, hours, occupation, etc.)
Please Note:
Social Security Number is a required field. Non-U.S. employees without a Social Security Number must enter 99999-9999 to continue the enrollment process. All other employees MUST enter their VALID Social Security Number. 9. Citizenship/Rotational Status is required for all enrollments. Select one:
U.S. Citizen Permanent Resident/Green Card Holder (Long-term Legal Residency) Expatriate/Rotational Employee (working outside their home country on assignment)
All required fields must be completed before moving to Coverage.
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Portal Registration and Administration Guide
Enrollment: Coverage Options Step 3. Coverage: Available options depend on the selected location and group configuration.
• Select the appropriate Action (Not applicable for new enrollments) • Enter the Effective Date (the first date of coverage) and select the Location/Division • Choose the applicable Benefit Plan • Elect coverage options (Medical, Dental, Vision, Life, STD, LTD, etc., as applicable)
Step 4. Life Elections (If Applicable)
If Life or AD&D coverage is selected, complete: • Election status • Coverage amounts (if applicable) • Supplemental elections (if applicable)
Final Step: Review & Submit • Select “Next” • Review the “Summary of Enrollment Changes” • Confirm all information is accurate • Select “Submit” to complete the enrollment request Adding Dependents
Find the Plan Participant. • Use “Find a Member” to locate the plan participant • Select the “Enrollment” tab to request an eligibility change • Complete the “Event” fields and the “Personal Information” section
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Portal Registration and Administration Guide
Links & Reports The image below displays all available tabs and features for a user with Primary User permissions. Tabs shown in your view may vary based on your assigned permissions. Access is role-based and may vary depending on assigned permissions. For more information about Primary Users and access permissions, see page 2.
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Links & Reports Tabs 1. Forms
Access and view forms and documents, such as the formulary drug list, administration guide, claim forms, and other forms relevant to specific user group(s).
2. Nippon Broker and Client User Guide
View, print, and download the portal user guide.
3. Premium Statement History
Access to view monthly billing statements. You receive an email notification when a new statement is available. New invoices are available by the 25th of each month. There are two types of premium statements: Original - The initial list bill for a specific billing period
Revised - A full reissue of the list bill for a specific billing period, which replaces
the original bill
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4. Print Temporary ID Card
A member must be selected in the “Find a Member” box to view, download, or print ID cards.
5. Reports
View, print, or download experience and/or wellness depending on group size.
6. Request a New ID Card for a Member
Request new ID cards for members.
7. Special Delivery Prenatal Program
Access the Prenatal Program Brochure.
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Portal Registration and Administration Guide
Online Portal Payment Guide (Employers Only)
The Online Payment Portal (OPP) allows you to make one-time payments or set up AutoPay using a bank account (ACH) or credit/debit card. Credit/debit card payments incur a separate fee, which will appear as a separate transaction on your statement. To set up online payments, follow the steps below. This feature is available only to employers.
Complete and Submit the Form
Before Online Payment Registration • Fill out the Web Access and Online Payment Portal Form (link to change permissions form) • Have the Primary Administrator sign the form • Email the completed form admin-info@nipponlifebenefits.com OR • Attach the form to Messages in the Employer Portal
Authentication • Once the form is authenticated, access to the Online Payment Portal will be granted • Additional authentication is required at login: select Send Code to receive a verification code via email or text message
• Enter the code and choose either Private Browser or Public Browser to complete the login Accessing the Portal • After login:
The Online Payment Portal link will appear in the My Client Links tile (above the Premium Payment History link) Click the Online Payment Portal link to go to the home page
Payment Options • On the portal home page, make payments by selecting:
Auto-Pay Pay My Statements Allows one-time payments and recurring scheduled payments
Recurring Scheduled Payments • Complete payment method details:
Credit card, debit card, or banking information • Click Recurring Schedule under My Profile to: Pick payment date Set other options
Important Notes • Check with your bank to ensure there is no Debit Block on the account If a Debit Block exists, the account cannot be accessed ACH ID is Company name: NIPPON LIFE BENE, ID: 0000063576
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