DigiPay.Guru
COMPANY PROFILE
2011
100+
EAR FOUNDED
COMPANY SIZE
08
India
PRESENCE
EAD QUARTER
Industries We Serve
1.31 Billion
CAGR of 26.93%
50%
People are projected to
use a mobile payment
app worldwide by 2023.
Mobile payment use set to rise between
2020-2025
of American retailers
plan to incorporate mobile payment into their stores.
$128 Billion
70%
39%
for ecosted value of
in-store mobile payments in the US by 2021
of millennials use mobile payment for rewards and discounts.
of U.S. consumers would use mobile payments more frequently
Industries We Serve
Non-Banking Financial
Institutions Our product caters to all the Non-Banking Financial Institutions with services such as Mobile wallets, Top-Up & Bill payments, Money transfers, EKYC, Merchant payments, ETicketing, Loyalty & Rewards, and International Remittance.
Banks
Enterprises
MNOs/Telcos
Not just NBFI’s but to the main financial services providers, Banks are also our esteemed customers for services such as Mobile Wallet, Agency Banking, Mobile Banking, Top-up & Bill Payments, Merchant Payments, and Loyalty & Rewards, E-KYC.
We also assist enterprises and established organizations with services such as Mobile Wallet, Collection Account, Disbursement Account, Bulk Salary disbursement, Bulk Air time disbursement, Sales collection, Vendor Payments Enterprises.
MNO’s and Telcos are also some of our target audience with requirements of services like Mobile Wallets, Top-Up & Bill payments, P2P, G2P transfers, international remittances, bulk air time distribution, merchant payments, E-KYC, Loyalty & Rewards.
Logical Architecture
Portal
SMS
App
USSD
API
POS
ACCESS MANAGEMENT CORE PLATFORM
Payment Gateway / EFT Biller / Aggregators 3rd Party Coupon / Voucher Mgmt.
Integration Layer
CRM
ADD-ON
BI MANAGEMENT
Admin Management
Customer Management
Merchant Management
Location Based Services
Dynamic Dashboard
Enterprise Management
Bank Management
Aggregator Management
Campaign Management
Reports
Wallet Management
Commission Management
KYC Management
Loyalty & Rewards/ Gift Card / Coupon/ Voucher Mgmt.
BI Analytics
Anti-Money Laundering Reconciliation Management
Management
Service Management
Trust Account Management
Multiple Currency
Security Management
Android POS M-POS NFC QR Code Biometrics
Solution Uniqueness
Orchestrate
Process
Improve
Optimize
Comprehensive, Omni
Process transactions via any
Boost your conversion rate
Monitor, optimize and
Channel White labelled
payment method in any
and eliminate payment
automate your payment
Solution
currency
friction
operations
Acquirer
Card
Stored card
Real time dashboar
Payment method
Alternative payment
Pay by lin
Payment acceptanc
E-KY
method
QR Code
Payment cos
Biometric
Loyalty points
NFC
Acquirer networ
Transaction routin
RFI
Payment method
International Remittance
Installment
Reconciliatio
Value-add services
Recurrin
Chargeback dispute
Currency conversio
Customized Report
Fraud protection
Threshold management
Features for Admin
User Managemen E-KYC Managemen Threshold Managemen User Profile Managemen Settlements and Reconciliation Transaction Histor Loyalty & Reward Managemen Language Managemen Tree and Commission Managemen Role & Permission Managemen Rule Managemen Reports & KPIs
Features for Consumers
Self & Assisted Onboardin E-KYC Verificatio Cash I Cash OU P2P Transfer Merchant Payment Recharges & Utility Bill Payment Loyalty & Reward Referral Programme Profile Management
Features for Merchants
Self & Assisted Onboardin E-KYC Verificatio Store & Branch Managemen Accept Payment Settlement Reports & KPIs
Features for Agents
Self & Assisted Onboarding E-KYC Verificatio Consumer Onboardin Merchant Onboardin Cash IN for Consumer Cash OUT for Consumer Cash Transfers for Consumer Settlement Profile Managemen Reports & KPIs
Compliance And Guidelines We Follow We follow a set of rules, compliances, and guidelines to ensure the safety and security of the users.
Security Compliances
AML
PCI SSF Compliant
This compliance has been architectured to offer secure and reliable transaction processing to all the users and prevents spoofing or unauthorized access to the system.
Anti-money Laundering compliances are a set of regulations that financial institutions follow for detecting and preventing money laundering or terrorist financing activities.
Our solution protects the integrity of the software and the confidentiality of the sensitive information and user data that it captures, stores, processes, and transmits.
Scalability For Your Needs
1
Microservice Architecture It divides the single application into a small set of services, out of which, each runs on its own but communicates with each other. Every service implements different functionalities or features.
2 Implementation We follow the Agile methodology for improving the effectiveness of our software development team. It is an iterative process for project management and software development.
3 Deployment Our solutions are built based on the client needs and the country regulations and deployed on cloud, premises or through a hybrid approach.
Why DGB Bank?
White-Labelling &
Customization
Exemplary
Integrations (APIs) Multi-currency &
Multi-tenant
Lower TCO Faster
Deployment
Agile Implementation
Process Secure
Platform
Our Engagement Model CAPEX
Indefinitely use of the licensed software with ownership
Case Study
About Us DigiPay helped its client based in South Africa to come up with their own digital payment application. In recent years, the mobile payment industry in South Africa has boomed.Cryptography and has strength of 2048 bits.
According to a study, it’s estimated that the mobile payment industry in South Africa is expected to record a CAGR of 12.9 % by the year 2025 with an evaluation of US$ 29,424.4 million. This was one of the biggest motivation for our client to enter this industry.
Challenges • App size
• Onboarding and KYC
• Rest API security
• QR scanner
Solution • Reduced app’s download size
• Made the onboarding and KYC process easier
• REST API security
• Optimized QR scanner
Demo
Demo Feedback
Please contact the team to discuss queries and further discussion: hello@digipay.guru
hello@digipay.guru
+91 9574 078295
www.digipay.guru