Digipay.guru Empowering fintech innovators

DigiPay.Guru

COMPANY PROFILE

2011

100+

EAR FOUNDED

COMPANY SIZE

08

India

PRESENCE

EAD QUARTER

Industries We Serve

1.31 Billion

CAGR of 26.93%

50%

People are projected to

use a mobile payment

app worldwide by 2023.

Mobile payment use set to rise between

2020-2025

of American retailers

plan to incorporate mobile payment into their stores.

$128 Billion

70%

39%

for ecosted value of

in-store mobile payments in the US by 2021

of millennials use mobile payment for rewards and discounts.

of U.S. consumers would use mobile payments more frequently

Industries We Serve

Non-Banking Financial

Institutions Our product caters to all the Non-Banking Financial Institutions with services such as Mobile wallets, Top-Up & Bill payments, Money transfers, EKYC, Merchant payments, ETicketing, Loyalty & Rewards, and International Remittance.

Banks

Enterprises

MNOs/Telcos

Not just NBFI’s but to the main financial services providers, Banks are also our esteemed customers for services such as Mobile Wallet, Agency Banking, Mobile Banking, Top-up & Bill Payments, Merchant Payments, and Loyalty & Rewards, E-KYC.

We also assist enterprises and established organizations with services such as Mobile Wallet, Collection Account, Disbursement Account, Bulk Salary disbursement, Bulk Air time disbursement, Sales collection, Vendor Payments Enterprises.

MNO’s and Telcos are also some of our target audience with requirements of services like Mobile Wallets, Top-Up & Bill payments, P2P, G2P transfers, international remittances, bulk air time distribution, merchant payments, E-KYC, Loyalty & Rewards.

Logical Architecture

Portal

SMS

App

USSD

API

POS

ACCESS MANAGEMENT CORE PLATFORM

Payment Gateway / EFT Biller / Aggregators 3rd Party Coupon / Voucher Mgmt.

Integration Layer

CRM

ADD-ON

BI MANAGEMENT

Admin Management

Customer Management

Merchant Management

Location Based Services

Dynamic Dashboard

Enterprise Management

Bank Management

Aggregator Management

Campaign Management

Reports

Wallet Management

Commission Management

KYC Management

Loyalty & Rewards/ Gift Card / Coupon/ Voucher Mgmt.

BI Analytics

Anti-Money Laundering Reconciliation Management

Management

Service Management

Trust Account Management

Multiple Currency

Security Management

Android POS M-POS NFC QR Code Biometrics

Solution Uniqueness

Orchestrate

Process

Improve

Optimize

Comprehensive, Omni

Process transactions via any

Boost your conversion rate

Monitor, optimize and

Channel White labelled

payment method in any

and eliminate payment

automate your payment

Solution

currency

friction

operations

Acquirer

Card

Stored card

Real time dashboar

Payment method

Alternative payment

Pay by lin

Payment acceptanc

E-KY

method

QR Code

Payment cos

Biometric

Loyalty points

NFC

Acquirer networ

Transaction routin

RFI

Payment method

International Remittance

Installment

Reconciliatio

Value-add services

Recurrin

Chargeback dispute

Currency conversio

Customized Report

Fraud protection

Threshold management

Features for Admin

User Managemen E-KYC Managemen Threshold Managemen User Profile Managemen Settlements and Reconciliation Transaction Histor Loyalty & Reward Managemen Language Managemen Tree and Commission Managemen Role & Permission Managemen Rule Managemen Reports & KPIs

Features for Consumers

Self & Assisted Onboardin E-KYC Verificatio Cash I Cash OU P2P Transfer Merchant Payment Recharges & Utility Bill Payment Loyalty & Reward Referral Programme Profile Management

Features for Merchants

Self & Assisted Onboardin E-KYC Verificatio Store & Branch Managemen Accept Payment Settlement Reports & KPIs

Features for Agents

Self & Assisted Onboarding E-KYC Verificatio Consumer Onboardin Merchant Onboardin Cash IN for Consumer Cash OUT for Consumer Cash Transfers for Consumer Settlement Profile Managemen Reports & KPIs

Compliance And Guidelines We Follow We follow a set of rules, compliances, and guidelines to ensure the safety and security of the users.

Security Compliances

AML

PCI SSF Compliant

This compliance has been architectured to offer secure and reliable transaction processing to all the users and prevents spoofing or unauthorized access to the system.

Anti-money Laundering compliances are a set of regulations that financial institutions follow for detecting and preventing money laundering or terrorist financing activities.

Our solution protects the integrity of the software and the confidentiality of the sensitive information and user data that it captures, stores, processes, and transmits.

Scalability For Your Needs

1

Microservice Architecture It divides the single application into a small set of services, out of which, each runs on its own but communicates with each other.

Every service implements different functionalities or features.

2 Implementation We follow the Agile methodology for improving the effectiveness of our software development team. It is an iterative process for project management and software development.

3 Deployment Our solutions are built based on the client needs and the country regulations and deployed on cloud, premises or through a hybrid approach.

Why DGB Bank?

White-Labelling &

Customization

Exemplary

Integrations (APIs) Multi-currency &

Multi-tenant

Lower TCO Faster

Deployment

Agile Implementation

Process Secure

Platform

Our Engagement Model CAPEX

Indefinitely use of the licensed software with ownership

Case Study

About Us DigiPay helped its client based in South Africa to come up with their own digital payment application. In recent years, the mobile payment industry in South Africa has boomed.Cryptography and has strength of 2048 bits.

According to a study, it’s estimated that the mobile payment industry in South Africa is expected to record a CAGR of 12.9 % by the year 2025 with an evaluation of US$ 29,424.4 million. This was one of the biggest motivation for our client to enter this industry.

Challenges • App size

• Onboarding and KYC

• Rest API security

• QR scanner

Solution • Reduced app’s download size

• Made the onboarding and KYC process easier

• REST API security

• Optimized QR scanner

Demo

Demo Feedback

Please contact the team to discuss queries and further discussion: hello@digipay.guru

hello@digipay.guru

+91 9574 078295

www.digipay.guru