OC Business Watch

THE ORANGE COUNTY CHAMBER

OCT./NOV. 2 015

A COMMUNITY AND BUSINESS PERSPECTIVE

ADVOCATING FOR ORANGE BUSINESS

Buy Orange. Build Orange.

Give Orange. Advocate Orange.

ORANGE PULSE Inspire & Health Center Team Up to Better Serve Community

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You Asked Us To Be Your Voice

By Ellen Daley

BUSINESS INSIDER

“If you don’t know where you want to go, any road will take you there.” This paraphrase of a conversation between the Cheshire Cat and Alice in Wonderland basically explains why we asked our members what issues concern them as businesses. “We can’t deal with what we don’t know,” explains Chamber President Lynn Cione, adding that the legislative agenda for the upcoming year has been tailored to address our members’ specific concerns.

The results of an August survey clearly demonstrate that economic development is the overwhelming topic on everyone’s mind. Ninety-eight percent of respondents said that it is important to them. The other issues identified – including planning, healthcare, transportation, workforce development and taxes – also fall under the general heading of economic development.

Chamber President Lynn Cione joins NYS Assemblyman James Skoufis for a press conference in Goshen.

The recent survey echoes what was discovered last year when an independent Perception Study was conducted of current members, former members and non-members. “Last year’s study clearly indicated that local business owners need two major services: help growing their businesses and a voice to represent them in the legislative arena,” said Cione.

“Supporting smart economic development and working with elected leaders to foster a business-friendly environment are vital to providing those services. We began working hard on that agenda last year and the momentum continues to Continued on page 12

NETWORK IT It will be quite an evening when Chamber awards are presented on October 21 at the beautiful Sugar Loaf Performing Arts Center. And jump on the November 21 Jolly Trolly for great local holiday shopping.

MAKING IT IN O.C. For fresh, fabulous food for the whole family, stop by Bull Chicks in Middletown. Read all about this unique restaurant and other great Chamber members on pages 14 and 15.

Port Authority Aviation Director to Speak in Nov.

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Choosing A Retirement Plan That Fits Your Business

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Small Business Resource Committee is Here to Serve

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ORMC Creates Primary Care Practice

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Board Welcomes Diverse New Members

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Board the Jolly Trolly

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GROW /EXPAND Making it in OC Awards & Recognition Notable People New Chamber Members

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TREND/ INNOVATE Why You Should Take Disaster Prep Seriously 20

INORANGE Events Calendar Committee Meetings

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Business Watch is now on

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Port Authority Aviation Director to Speak in November

Joann Menendez

Vice President of Marketing Walden Savings Bank

Charlie MIlich

President, The RAL Supply Group

Charles Mitchell

Orange County Commissioner of Consumer Affairs

OFF ICE RS Ralph Martucci, Chairman of the Board

Deborah Patterson

Director of Business Development, M&R Energy Resources Corp.

Mike Turturro, Chair-Elect

Partner, Vanacore, DeBenedictus, DiGovanni & Weddell, LLP, CPAs

Josh Sommers, First Vice Chairman

President, Focus Media, Inc.

Linda Muller, Second Vice Chairman

President & CEO, Greater Hudson Valley Family Health Center

Sharon B. Warantz, Secretary President, Jellybean Promotions

Frank Giordano, III, Treasurer

Partner, Judelson, Giordano & Siegel, CPA, PC

Tom Sullivan, Immediate Past Chairman

Smith, Seaman & Quackenbush, Inc., Funeral Homes

Eric Maldonado, At Large

Economic Development Director, Orange & Rockland Utilities

Chris Pennings

Vice President, Knapp Consultants

Vanessa Primus

Certified Advisor, NYS Small Business Development Corp.

Antonio Vinciguerra Vice President, TD Bank

Dr. Kristine Young

President, SUNY Orange

CHAMBER COUNSEL Glen L. Heller, Drake, Loeb, PLLC, Attorneys at Law EMERITUS BOARD MEMBERS Dr. Arthur C. Anthonisen

Partner,Verizon Wireless Zone

Thomas C. DeBenedictus

Jean Sexton, At Large

F. Edward Devitt

Branch Manager, Hudson Valley Federal Credit Union

Katharine Fitzgerald

John J. McDermott, III, To Rest Is To Rust Representative

Patricia Gilchrest Stewart P. Glenn

Lynn Allen Cione, President

Robert Heiferman

Orange County Chamber of Commerce

Louis Heimbach

BOAR D OF D IREC TORS Peter Berman

Donna Johnson-Klonsky

CEO, The Ruby Group

Anthony Martine

Bob Brisman

Carole S. McDermott

Woody Levitan

Marsh H. Merrill

Renee Bulla

Vice President, Client Services Momentum Advertising and Design

Ralph L. Mills Dr. Kunwar Nagpal Peter Polhamus

Paul Campanella

President, Action Plus Project Management

Dreena Pross

Tony Costa

Milton Ritter

Chairman, Empire State Bank

Robert W. Scherreik

Bob DeFelice

A. Alan Seidman

General Manager, Fox Radio

A 28-year veteran of the Port Authority, Bosco was named Aviation Director in March 2014, after serving as Interim Director for a year. He is former General Manager of Newark Liberty International Airport. The Port Authority took over operation of Stewart International Airport in 2007 and committed $500 million as part of a 10-year capital improvement plan to expand the airport.

Reservations for the breakfast can be made at www.orangeny.com, or by contacting Andrea Baer at 845-457-9700 or andreab@orangeny.com. Admission is $25 for Chamber members in advance and $35 for non-members. Payment is required in advance.

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Johann Huleatt

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Marcel Martino

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Tom Bosco

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President, 17K Property Group

Owner, West Point Tours

Tom Bosco, Aviation Director for the Port Authority of New York and New Jersey, will be the guest speaker at the Thursday, November 12 Membership Breakfast. Sponsored by Advance Testing Company, the breakfast will begin at 7:30 a.m. at West Hills Country Club, Middletown.

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Choosing A Retirement Plan That Fits Your Business One survey found that 53% of the nation’s nearly six million small businesses may not have the retirement plan that’s most appropriate for their needs.1 To choose a plan, it’s important to ask yourself four key questions. Their answers may help identify the plan that’s the best fit for your small business.

H ow much can my business afford to contribute ?

The cost of contributions may be managed by the plan type. A simplified employee pension plan (SEP) is funded by employer contributions only. SEP contributions are made to separate IRAs for eligible employees.2 Savings incentive match plan for employees of small employers (SIMPLE) IRAs blends employee and employer contributions.3 Employers either match employee contributions of to 100% the first 3% of compensation, or contribute 2% of each eligible employee’s compensation.

A 401(k) is primarily funded by the employee; the employer can choose to make additional contributions, including matching contributions.4 A defined benefit plan is entirely funded by employer contributions.5 W hat plan accommodates high employee turnover ?

The cost of covering short-tenured employees may be reduced by eligibility requirements and vesting.

With the SEP-IRA, employees at least 21 or older and employed in three of the last five years must be covered. The SIMPLE IRA must cover employees who have earned at least $5,000 in any prior two years and are reasonably expected to earn $5,000 in the current year.

The 401(k) and defined benefit plan must cover all employees at least 21 years of age and who worked at least 1,000 hours in a previous year. Vesting is immediate on all contributions to the SEP-IRA, SIMPLE IRA, and 401 (k) employee deferrals, while a vesting schedule may apply to 401(k) employer contributions and defined benefit.

D o I want to ma x imi z e contributions for myself ( and my spouse ) ?

The SEP-IRA and 401(k) offer higher contribution maximums than the SIMPLE IRA. For those business owners who are starting late, a defined benefit plan may offer even higher levels of allowable contributions.

How do I keep administration easy and ine xpensive?

The SEP-IRA and SIMPLE IRA are straightforward to establish and maintain. The 401(k) can be more onerous, but complicated testing may be eliminated by using a Safe Harbor 401(k). Generally, the defined benefit plan is the most complicated and expensive to establish and maintain of all plan choices.

1. Fidelity Investments, February 22, 2012 (most recent information available). The online survey conducted among 638 owners of businesses with fewer than 100 employees.

2. Like a traditional IRA, withdrawals from SEP-IRAs are taxed as ordinary income and, if taken before age 591/2, may be subject to a 10% federal income tax penalty. Generally, once you reach age 70-1/2, you must being taking required minimum distributions.

3. Like a traditional IRA, withdrawals from SIMPLE IRAs are taxed as ordinary income and, if taken before age 59-1/2, may be subject to a 10% federal income tax penalty. Generally, once you reach age 70-1/2, you must being taking required minimum distributions.

4. Distributions from 401(k) plans are taxed as ordinary income and, if taken before age 59-1/2, may be subject to a 10% federal income tax penalty.

Generally, you must begin taking required minimum distributions no later than April 1 of the year after you reach age 70-1/2.

5. Distributions from defined benefit plans are taxed as ordinary income and, if taken before age 59-1/2, may be subject to a 10% federal income tax penalty. Generally, once you reach age 70-1/2, you must being taking required minimum distributions.

CHAMBER STAFF Lynn Allen Cione, President lynnc@orangeny.com

By Alissa Provenzana Alissa Provanzana is a Financial Adviser for Walden Investment Services, located at Walden Savings Bank, 15 Scott’s Corners Drive, Montgomery. She can be reached at 845-457-8250 or aprovanzana@waldeninvestmentservices.com.

Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Adrianna Andrade, Director of Finance adriannaa@orangeny.com Andrea Baer, Director of Events andreab@orangeny.com Cheryl Cohen Director of Membership Investment cherylc@orangeny.com Ellen Daley, Vice President, Communications ellend@orangeny.com Valerie Gross Membership Services Coordinator valerieg@orangeny.com Wendy Melick Director of Information Technology wendym@orangeny.com Arlean Veve Executive Administrative Assistant arleanv@orangeny.com Cullen Lyons Intern

Publication of the Orange County Chamber of Commerce © Copyright 2015

The Orange County Chamber Business Watch is not responsible for typographical errors, mistakes or misprints.

All advertising, including photographs are the property of Niki Jones Agency, Inc and not that of the advertiser. The advertiser has purchased rights of reproduction in the Orange County Chamber Business Watch and does not have the right to reproduce ads in any other place or publication without written permission from the publisher. The Orange County Chamber Business Watch reserves the rights to exercise its discretion in the selection of advertisement.

Publisher Niki Jones Agency, Inc. 845.856.1266 • info@nikijones.com 39 Front Street • Port Jervis, New York 12771 Editor Ellen Daley 845.457.9700 • ellend@orangeny.com 30 Scott’s Corners Drive Montgomery, NY 12549 Advertising Sales 845.754.2356 businesswatch@nikijones.com 39 Front Street Port Jervis, New York 12771 OCCC Logo Design AJ Ross Creative Media

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Health Insurance Information from OBP

Now is the time to consider changing your health insurance plan.

Open enrollment is the opportunity to change or add new employees to either CDPHP or MVP. Small businesses with two or more employees can also consider plans with Aetna, CDPHP, Crystal Run Health Plans, EBCBS, MVP and Oxford. Vision and dental plans are also available.

Individual open enrollment will take place starting November 1, 2015. This is the only opportunity for individuals to change or enroll in a health insurance plan effective 1/1/16.

For more information, contact Christine Florio at 845-7257390 or cflorio@orangebenefits.com.

All insurance paperwork must be submitted prior to December 15, 2015 for a January 1, 2016 effective date.

BUSINESS INSIDER Small Business Resource Committee Is Here to Serve “In Unity There is Strength …,” or more simply put, membership in our Chamber offers a great opportunity to help each other. Both sentiments express the purpose and intentions of the Chamber’s Small Business Resource Committee. With new committee Chairman Robert Brisman (President of West Point Tours, Inc.), the committee met recently to discuss how we may better serve the membership of the Orange County Chamber. The committee’s mission is to be a resource to aid our fellow members. We can do this in a variety of ways, which include, but are not limited to: providing free, bimonthly informational webinars; the establishment of a Business Resource

Center/library of information on a variety of business-related topics; hosting special member events such as the Trivia Networking Night (October 27) combined with a member orientation program, the annual Jolly Trolly holiday shopping excursion (November 21), a Holiday Showcase (December 8) and more.

On November 4, Paul Campanella (Action Plus Project Management) will present the next webinar on “Self-Improvement and Time Management,” starting at noon.

We are looking to build an online library of webinars for future access by members. This section in the Chamber’s BusinessWatch (as with the rest of this publication) will provide information to assist Chamber members and/or identify resources on a variety of business topics. The Orange County Chamber continually works to enhance support and value for each of its members.

The Small Business Resource Committee hopes to be one of many

By Alan Michels Alan Michels (Mass Mutual Financial Group) can be reached at 845-551-9677 or alan.michels7@gmail.com.

ways in which that goal will be met.

If you want to join the committee, suggest areas of discussion, request information or guidance on a specific topic for your business, or simply share comments or ideas, please feel free to let us know. Inquiries should be sent to Andrea Baer (andreab@ orangeny.com or 845-457-9700) and ideas for articles should go to Ellen Daley (ellend@orangeny.com). We are here and ready to help!

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Orange Pulse Inspire And The Greater Hudson Valley Family Health Center Team Up To Better Serve The Local Community By alexa moritz

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Inspire, has partnered with the Greater Hudson Valley Family Health Center (GHVFHC) to combine the strengths of both organizations while simultaneously reducing the duplication of services in Orange County.

In August, Inspire’s Audiology and Dental services became an extension practice site of the GHVFHC, which aims to provide high quality, comprehensive, primary and preventative health care services in an environment of caring, respect and dignity.

“The Greater Hudson Valley Family Health Center has developed significantly over the years in both number of locations and quality of services to fit the needs of our community,” said Marcel Martino, President/CEO of Inspire.

“Inspire and the Greater Hudson Valley Family Health Center share a strong patient focus, as the core component of each organization’s purpose is to provide person-centered care.

We look forward to this transition, which will benefit Inspire’s partners and potentially enhance its programs and services in the future.”

“We are thrilled to be expanding our services to Goshen,” said Linda Muller, President and CEO of GHVFHC. “The core of our mission is to provide access to high-quality, affordable primary and preventative medical and dental care for all. The Greater Hudson Valley Family Health Center’s new site at Inspire in Goshen, establishes an access point for dental services for patients in central Orange County. This is an exciting new venture for the Health Center and one that is very important for the Orange County community and individuals in the Goshen area.”

Inspire patients receiving Dental and Audiology services will continue to receive services, provided by the same familiar staff, at Inspire’s 2 Fletcher Street, Goshen, location in partnership with GHVFHC. With patient permission, individual records and care plans will transfer to the Greater Hudson Valley Family Health Center so that patient care can continue in Goshen. Inspire will continue to provide therapy services for children and adults with developmental disabilities through its licensed Article 16 Clinic, through Early Intervention Services, and through school district Preschool and School-age contracts. However, as a result of this change, Inspire will no longer provide Medicaid and Medicare therapies for patients who are not registered in its Developmental Disabilities Clinic.

Committed to another 50 years of student safety and success.

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A bout the G reater H udson Valley Family H ealth C enter

Over 40 years ago, four VISTA volunteers came to Orange County in response to a need that they saw to help provide basic health care to the many migrant workers and their families in the area. The organization they created has become The Greater Hudson Valley Family Health Center. GHVFHC now provides more than 23,000 adults and children in the region with comprehensive health care at six locations, soon to be seven, as well as county-wide coverage via a mobile health unit.

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A bout I nspire

Inspire is a not-for-profit, charitable organization, officially known as Orange County Cerebral Palsy Association, Inc. It operates an outpatient rehabilitation center that provides a variety of diagnostic and treatment services for people with disabilities and special challenges. Inspire Kids is a special education preschool for children ages 2 ½ to 5 years of age with developmental delays.

Alexa Moritz is Community Relations/Administrative Assistant for Inspire. She can be reached at 845-294-7300, ext. 235 or amoritz@inspirecp.org.

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Thanks to 2015 Corporate Partners D iamond Partner Crystal Run Healthcare P latinum Partners Drake, Loeb, PLLC, Attorneys at Law Greater Hudson Valley Family Health Center M&T Bank SB Merchant Services Vanacore, DeBenedictus, DiGovanni & Weddell, LLP, CPAs Walden Savings Bank G old Partners Access: Supports for Living Advance Testing Company, Inc. Community Products, LLC DocuWare First Niagara Bank Hudson Valley Federal Credit Union Judelson, Giordano & Siegel, CPA, PC Orange County Trust Company Orange & Rockland Utilities, Inc. Orange Regional Medical Center Stewart Airport/The PANYNJ PRESIDENT’S CIRCLE Bonura Hospitality Group Hudson Valley Sales Training, LLC Media Vision Advertising Niki Jones Agency, Inc. M edia Partners Fox Radio Group Hudson Valley Weather MidHudsonNews.Com Neversink Media Group Radio Woodstock Thunder 102 Town Square Media Watermark Communications WTBQ Radio

Ribbon Cutting To Rebrand Orange County Sports Club (OCSC) recently celebrated their re-brand with an official ribbon cutting ceremony at the facility located at 1743 Route 17 A in Florida. OCSC President Eric Muhlrad, Director of Operations Kevin Byrket and members of the OCSC staff welcomed Orange County Executive Steven M. Neuhaus, Orange County Chamber President Lynn Cione, Media Vision Advertising Owner James Danella along with members of the community, to the family-oriented club. Formerly known as Sports Fitness & Fun, OCSC is home of a 41,000 square foot facility and Outdoor Sports Park. More info is available at www.orangecountysportsclub.com or 845-651-1000.

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Orange Regional Medical Center Creates Primary Care Practice Orange Regional Medical Group (ORMG) is a primary care and multispecialty practice founded by Orange Regional Medical Center and is a division of the Greater Hudson Valley Health System. We are dedicated to improving community health through the provision of exceptional, patientcentered healthcare services. The group offers primary care, cardiology, infectious disease, orthopedics, pulmonary, critical care and sleep medicine, surgery services and urology to patients in Orange and Sullivan Counties and beyond.

Having celebrated its first anniversary this spring, ORMG is proud to provide quality care to patients at all ages and stages of life. Focused on offering outpatient care, the group works with the specialized teams at THE ORANGE COUNTY

CHAMBER

845.754.2356

www.orangecountybusinesswatch.com

Orange Regional Medical Center and Catskill Regional Medical Center to provide the highest levels of care to its patients. The medical staff includes nearly 100 Board-certified doctors and Board-certified Family Nurse Practitioners. Together they have decades of combined experience and work with technologically advanced healthcare equipment and current treatment options to provide the best care possible.

tremendous growth, and plans to expand its services by adding more specialties and locations.

Primary Care services offers an array of services from flu shots and well visits to diagnostics and treatment procedures at convenient locations with same day appointments and walk-ins available.

In keeping with its mission to provide quality healthcare to the community as a whole, Orange Regional Medical Group is committed to caring for patients on a highly individualized basis. To that end, its team evaluates patients’ needs to develop individual care plans designed to achieve the desired health outcomes.

Patients are also able to access their healthcare information using MyChart, an electronic health records system that offers a higher level of control for both patients and their healthcare team.

Among the group’s specialists are a Yale-educated cardiologist and electrophysiologist; an orthopedic hand surgeon from Walter Reed Hospital who earned medals during Army service in Iraq; and a renowned bone and joint replacement specialist. The group is experiencing

“Orange Regional Medical Group was founded on the principle of accessible, patient-focused healthcare,” says Jerry Dunlavey, Vice President/Executive Director of the Greater Hudson Valley Health System. “We recognized a need in this community for

healthcare options that allow patients to work collaboratively with their healthcare professionals, which means prioritizing highly individualized care and access to modern hospital services. In the end, what matters is that the people of this community are happy and healthy, and our group is excited to play a role in making that a reality for as many patients as possible.”

Orange Regional Medical Group is located at Orange Regional Medical Pavilion, 75 Crystal Run Road, Suite 135 (845-333-7575) in Middletown and is open Monday – Thursday 8:00 a.m.-6:00 p.m. and Friday and Saturday 8:00 a.m.– 4:00 p.m. The Monroe office opened in September at 475 Route 17M in Monroe (845333-7830). For more information, visit www.orangeregionalmedicalgroup.org.

(Orange Regional Medical Center is one of the Chamber’s Gold Corporate Partners.)

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vanessa primus

paul campanella

gianna franco

chris pennings

Charles Mitchell

Board Welcomes Diverse New Members Five prominent local individuals, representing a diverse cross-section of the business community, have been elected to the Orange County Chamber Board of Directors. They are: Paul Campanella (President, Action Plus Project Management), Gianna Franco (Regional Account Executive, Time Warner Cable), Charles Mitchell (Orange County Commissioner of Consumer Affairs), Chris Pennings (Vice President, Knapp Consultants) and Vanessa Primus (Certified Advisor, NYS Small Business Development Corp.).

“These individuals have a tremendous amount of experience in their respective industries and organizations and they will bring new enthusiasm and energy to the Chamber’s Board of Directors,” said President Lynn Allen Cione. “I’m really looking forward to working with each of them.”

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Contact your broker, call 844-638-6506, or visit CrystalRunHP.com

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8/31/15 1:31 PM

SHOPPING LOCALLY IS THE NAME OF THE GAME

Board the Jolly Trolly for a Holiday Shopping Tour to Cornwall, Sugar Loaf And Warwick Relax at the Warwick Valley Winery for an End-of-Day Treat Do your holiday shopping right here in the Hudson Valley: specifically in Cornwall, Sugar Loaf and Warwick on Saturday, November 21.

The OC Chamber, in cooperation with the Warwick Valley, Cornwall and Sugar Loaf chambers, is hosting a bus trip from the Chamber Business Center in Montgomery to give our

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members a chance to do as much of their holiday shopping as possible with local merchants.

(compliments of West Point Tours) no later than 8:30.

First stop is Cornwall and the Shops at Jones Farm on Angola Road. Short of going We’ll meet at 8:00 a.m. at the Chamber in Montgomery, there yourself, the only way to see what this fabulous enjoy a continental breakfast and board the bus place has to offer is to visit

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www.jonesfarminc.com.

From there, we’ll ride down the hill to the Cornwall Plaza on Quaker Avenue where we’ll have the opportunity to shop at Encore (www. consign4acause.org/), where a good deal is also a good

deed, as well as at the other merchants in the Plaza.

Around 11:30, the Jolly Trolly will leave for Sugar Loaf, where shoppers can either check out a short holiday performance at the Sugar Loaf Performing Arts Center or visit the many eclectic shops that line Kings Highway. Shortly after 1:00 p.m., we’ll travel to Warwick for a couple hours of shopping in the wonderful shops that this village is so famous for. At 3:30, the Jolly Trolly will depart for a wine tasting at the beautiful Warwick Valley Winery. The

plan is to leave the winery around 5:00 p.m. for the trip back to Montgomery.

SATURDAY NOVEMBER 21

All this is for just $25 per person and includes the breakfast at the Chamber and the tasting at the winery.

Space is limited, so don’t delay. Reservation deadline is November 13.

Call Andrea now at 845-457-9700 or email andreab@orangeny.com.

Payment is required in advance.

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You Asked Us To Be Your Voice CON T INU E D FROM P AG E 1 the present.” During the 2014-15 year, the Chamber developed a significant track record for advocacy at the local, state and federal levels. A few highlights (also see “Legislative Highlights” to the right) include: At the County Executive’s request, the Chamber’s Government Affairs Committee reviewed and helped revise the draft county economic development plan, resulting in the long-awaited plan finally being approved by the OC Legislature.

With Chamber support, the New York Aviation Jobs Act, which eliminated the sales and use taxes at Stewart Airport, was passed by the NYS Legislature. U.S. Sen. Chuck Schumer asked the Chamber to co-sponsor a tourism summit where government representatives who handle funds available to the tourism industry met one-on-one with representatives of tourism-related businesses.

The summit was very well-received.

Sen. Schumer was the guest speaker at an overwhelmingly well-attended luncheon that was also attended by Congressman Sean Patrick Maloney, as well as many county and local elected officials but, more important, by more than a hundred members representing business of all sizes and descriptions.

The Senator has asked for a “return engagement” during the coming year.

The Chamber co-hosted a panel discussion with the Hudson Valley Builders Association on the Scaffold Law, another successful collaboration held to deal with onerous legislation.

A Congressional debate between Sean Patrick Maloney and Nan Nayworth was co-hosted by the Chamber and several other local organizations.

The Chamber President is routinely invited by federal and state officials to join them in press conferences and local presentations, frequently being asked to make comments on behalf of the business community as well. The Chamber has become the go-to source for many members needing assistance with governmentrelated situations and problems.

According to new Chamber Chairman of the Board Ralph Martucci, “The Chamber has positioned itself as ‘the voice’ of the business community and we are maintaining this position going forward.

We have the respect of our elected officials who come to us for help and input and we have the respect of the community which now understands that the Chamber is the resource they need.”

As “your voice,” the Chamber will make sure that members and the public at large know that we are here for them. Watch the news, the internet, our website and listen to the radio to find out how we can help take you where you want to go.

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Legislative Endorsements 2015 OC Budget presented

by County Executive Harriman to Bloomingburg 3 lane expansion - Senator Schumer Gateway Tunnel - Senator Schumer

Aviation Jobs Bill OC Eco Dev Strategy IDA Agriculture Bill

in process

2014-2015 Highlights Summits & Seminars -Tourism Summit with Senator Schumer -Scaffold Law -Economic Development -Luncheon with Senator Schumer -Congressional Debate: Maloney and Hayworth

5 State Official Meetings 3 Federal Official Meetings 3 County Official Meetings

Fair Repair Bill

in process

Village of Montgomery Village Board - Borland House

Stewart Int'l Airport Name Change

in process

City of Port Jervis Advanced Recovery Zoning

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T:10.34�

Advanced cardiac care, in your own backyard.

Now in Chester.

T:11.2�

Dr. Ronald Cuffe, Dr. Richard Gosselin, Dr. John Portelli, Dr. William Lee, Dr. John Respass, Dr. Harshan Weerackody

With specialized cardiologists and state-of-the-art technology, The Heart Center provides high quality services in Orange County. And now you can access the same cardiac expertise at our newest, convenient location in Chester.

To learn more, visit healthquest.org/heartcenter or for an appointment, call: Chester (845) 291-7041 1460 Route 17M, Suite B A division of Hudson Valley Cardiovascular Practice, P.C.

New Windsor (845) 567-1800 939 Little Britain Road TTY/Accessibility: (800) 421-1220

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HQAR2508_Chester_Heart_Doctors_BusWatch_10-34x11-2_FINAL.indd

Business Watch

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Making it in OC BLEND SMOOTHIE & SALAD BAR, New Windsor Blend strives to make Orange County healthier. Family-owned. Build your own fresh salad. Freshly squeezed juice.

Wheatgrass shots. “Healthy on the go.”

845-784-4982 / Blendsmoothiebar@gmail.com www.blendsmoothieandsaladbar.com/ BULLCHICKS, Middletown Fast, casual restaurant. Wide range of wraps, burgers, wings, sandwiches and salads, all made from fresh ingredients and high-quality produce. First BullChicks franchise in the northeast. Food for the

whole family. Always prepared to order.

845-343-5221 / rkp1206@yahoo.com www.bullchicks.com H U D S O N VA L L E Y M O L D R E M E D I AT I O N , I N C . , Wur t sboro Serving the entire Hudson Valley area, specializing in commercial air duct cleaning, dryer vent and duct cleaning and full mold testing and remediation. Residential estimates also available. Fully insured, bonded and members of the National Air Ducts Cleaners Association.

845-644-4033 / twalsh@hvmoldremediation.com www.hvmoldremediation.com

O P U S P R I VAT E C L I E N T G R O U P, L L C , W h i t e P l a i n s Empowers, inspires and educates women and business owners, providing tools for financial independence, certainty, confidence, harmony and control over their financial future. Complimentary financial plan tune-up for Chamber members.

914-750-5313 / sglusica@glic.com www.linkedin.com/in/susanglusica PETS ALIVE , Middletown With the closing of the Westchester County location of Pets Alive, operations are being consolidated to the Middletown location. Both locations have waived adoption fees for the immediate future.

Animals will be offered for a donation of the adopter’s choosing.

845-386-9738 / info@petsalive.com www.petsalive.com H O R I Z O N FA M I LY M E D I C A L , Goshen Horizon Family Medical has added a new ophthalmology office, its third, to 39 Hatfield Lane, Suite 106, Goshen. It also has ophthalmology services at 21 Lauren Avenue in Cornwall and 313 Laurel Avenue, Newburgh.

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845-360-5947 / Anthony.baines@hfmg.net www.horizonfamilymedical.com N.A .S. SECURITY SYS TE M S , I N C . , Middletown Providing innovative security solutions and superior service since 1988. Each system is customized and designed by expert consultants. Services include security and fire alarm systems, video surveillance, access control systems and central monitoring. For home or business.

845-342-4400 / info@nassecurity.com www.nassecurity.com E & R E N T E R P R I S E S N Y, I N C . , New Hampton Specializing in commercial/residential landscaping and property maintenance.

Services: paver patio/walkways, mulching, garden design/maintenance, junk removal, snow plowing, salting/sanding and more.

845-346-5892 / e.r.enterprisesny@gmail.com Facebook: E&R Enterprises NY, Inc. C O M M U N I T Y F O U N D AT I O N O F O R A N G E & S U L L I VA N , Montgomery Has partnered with Safe Space America to serve as their fiscal sponsor as the organization launches their efforts in Orange County. Safe Space America’s goal is to ensure that members of the Lesbian, Gay, Bisexual and Transgender (LGBT) population feel safe within their communities.

845-769-9393 / admin@cfosny.org www.cfosny.org G A L L E R I A AT C R Y S TA L R U N , Middletown LOFT, a women’s specialty retail fashion brand, has opened and Pandora Jewelry has

renovated and re-opened, both in the Galleria.

895-692-5757 / www.galleriacrystalrun.com

NITRO BOOKKEEPING, Newburgh

M E D IA VI S ION ADVE RTI S ING , Goshen

Daria Cherviok, “Crew Chief,” Certified Bookkeeper and owner, wants to “fuel your profits.” She is an Intuit ProAdvisor and certified for QuickBooks and QuickBooks Online. With 16 years of bookkeeping experience, she also focuses on maintaining compliance and preparation for tax filing.

Free 30-minute consultation.

914-213-5269 daria@nitrobookkeeping.com www.nitrobookkeeping.com

Media Vision has launched a new website, one that is more streamlined and modern than its predecessor. The site features a fresh take on portfolio presentation and reflects MVA’s work across multiple platforms.

845-294-3228 jamesd@mediavisionadvertising.com www.mediavisionadvertising.com J O H N J . L E A S E R E A LT O R S , Newburgh

DR AKE LOEB, PLLC , AT T O R N E Y S AT L AW, Newburgh

John J. Lease Realtors Commercial Division recently brokered the sale of a 40-acre parcel on Neelytown Road to Pharmacannis, one of the the nation’s leaders in cultivation, research and product preparation of medicinal cannabis. The firm will employ 100 workers.

845-565-2800 / john3@johnjleaserealtors.com www.johnjleaserealtors.com

The New Windsor law firm has launched a new website with enhanced content, easier navigation, and a streamlined user-attorney interface, as well as detailed practice area listings, extended attorney bios and informational articles.

845-561-0550 /jschneider@drakeloeb.com www.drakeloeb.com

KM Designs Ribbon Cutting Kim Mednikoff (center) is joined by Chamber Ambassador Jean Sexton (right, Hudson Valley Federal Credit Union) and Adrianna Andrade, Chamber Director of Finance, for the ribbon cutting opening KM Designs “Flowers for All Occasions,” located at 40 Dunning Road in Middletown.

Visit www.kmdesigns.biz for more information.

Our line of BUSINESS SERVICES offers so much more than just banking.

☑ ☑ ☑ ☑ ☑ ☑

Business Loans Tax Services Merchant Services Remote Deposit Payroll Services Insurance Services

...and of course Business Banking!

We are the ONLY Certified* Workers’ Comp Advisor Agency in the Hudson Valley.

Focus on your customers and trust US to take care of the rest.

MEMBER F D I C

(845) 567-3171 • ulstersavings.com *Certified by the Institute of WorkComp Professionals

Locations throughout the Hudson Valley including 1229 Route 300, Newburgh Investment, Tax, Payroll and Insurance products and services available through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

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GROW / EXPAND

NOTABLE PEOPLE Kristin Banse & Ellen Knapp-Hayden 845-858-8999 • www.accessptw.com Physical Therapist Kristin Banse and Physical Therapist Assistant Ellen KnappHayden of Access Physical Therapy & Wellness have been certified in the practice of LSVT BIG®, a four-week exercise treatment program that can help people with Parkinson’s Disease improve their balance, their walk and their overall quality of life.

Jessica Constant, Amoy Hines & Dr. Yvonne Newland-Pagan & DR. APURVA MOTIVALA 845-342-4774 www.MiddletownMedical.com Adult/Geriatric Nurse Practitioner Jessica Constant (A.N.P.) and Family Nurse Practitioner Amoy Hines (F.N.P.) have joined Middletown Medical, one of the Hudson Valley’s premier providers of healthcare services. Dr.Yvonne Newland-Pagan, an Otolaryngologist/Ear, Nose & Throat Physician and her practice in Ferndale have joined Middletown Medical. Interventional Cardiologist Dr. Apurva Motivala was a presenter at the recent TCT India Next 2015 conference held in Bengaluru, India.

Dr. Ilona McGuiness & Dr. Mark Newcomb 845-569-3412 / www.msmc.edu Dr. Ilona McGuiness is the newVice President of Academic Affairs at Mount Saint Mary College. She comes to the Mount from Loyola University where she was Dean of First-Year Students and Academic Services. Dr. Mark Newcomb is the Mount’s new ExecutiveVice President. Previously, he was Director of the Master of Liberal Arts and Undergraduate Degree Completion Programs at the University of St. Thomas.

Tom Leach & Robin Thomas 845-463-3011, ext. 3415 www.hvfcu.org HudsonValley Federal Credit Union announces the addition of two new directors to their management team. Tom Leach is the new Director of Loan Operations and Robin Thomas is the new Director of Internal Audit.

Patricia Barschow-Marton 845-333-7575 www.orangeregionalmedicalgroup.org

Patricia Barschow-Marton has joined Orange Regional Medial Group as Palliative Care Nurse Practitioner.

Rebecca Jacobini, Faith Young & Jennifer Boniface 845-567-9000 / www.vddw.com Rebecca Jacobini has been promoted to an In-Charge Accountant atVanacore, DeBenedictus, DiGovanni & Weddell, LLP, working in the Audit Department in the Newburgh office. FaithYoung has been promoted to Senior Accountant in the Audit Department in Newburgh. Jennifer Boniface has been promoted to Supervisor in the Client Service Department inVDDW’s Orange County office.

&

Awards recognition In celebration of the 40th anniversary of Walden Savings Bank’s service to the Montgomery community, the bank awarded $500 contributions to five non-profit organizations in the Montgomery area. In honor of the 25th anniversary of the bank’s Pine Bush branch, donations were made to several organizations in the Town of Crawford area.

Catholic Charities Community Services of Orange County received two grants from United Way of the DutchessOrange Region as part of the human service agency’s annual Community Fund. A total of $25,000 was awarded to Catholic Charities to fund programs that align with United Way Community Impact areas. More than $55,000 was raised at Catholic Charities’ 9th annual golf event held at West Hills Country Club in Middletown.

St. Luke’s Cornwall Health System Foundation raised $167,000 at its Golf and Tennis Tournament held at the Powelton Club in Newburgh. Proceeds will support the programs and services at St. Luke’s Cornwall Hospital. For the second straight year, SLCH has been recognized as an industry leader in using information technology to improve patient care. In addition to its inclusion on the 2015 Health Care’s Most Wired list, SLCH is just one of just three hospitals in the nation to receive distinction as a 2015 Most Wired Innovator.

Dolson Avenue Medical won first place awards in the Times Herald-Record’s 2015 “Readers’ Choice Awards” in the categories of chiropractic, physical therapy, acupuncture and massage therapy. Dolson Avenue Medical also continued its support of the “Marching Middies” in the Middletown School District and Middletown Cares Coalition’s annual “Stuff the Bus” program, which collects school supplies for students who cannot afford them.

For the seventh time in as many studies conducted, Edward Jones financial advisors rate the firm “Highest in Employee Advisor Satisfaction among Financial Investment Firms,” according to a newly-released study by J.D. Power.

The Orange Regional Medical Center Foundation’s recent Golf Classic raised $240,000 to benefit Orange Regional Medical Center’s new medical office building and Spagnoli Family Cancer Center.

Ulster Savings Bank has been named one of the “Top 50 Community Bank Leaders in Social Media” by the Independent Community Bankers of America®. The Ulster Savings Charitable Foundation recently awarded a $5,000 grant to the Hurley Library in support of the construction of their new Children’s Room.

SUNY Orange will use a $1.1 million TRIO Student Support Services grant, awarded by the US Department of Education, to increase the persistence, retention, graduation and transfer rates of low-income first generation students and students with disabilities. Also, SUNY Orange has received a $10,000 grant from the Dollar General Literacy Foundation to expand ESL (English as a Second Language) programming offered through the college’s Continuing and Professional Education department.

More than $29,000 was raised for the ARC of Orange County at the recent Annual Bill Volpe Golf Classic held at the Powelton Club.

Jeff Bank presented Hospice of Orange & Sullivan Counties, Inc. with a $2,500 sponsorship check for the 9th Annual Hospice Forestburgh 5K fundraiser, which was held in August. The Forestburgh 5K has raised more than $120,000 for Hospice.

Middletown Medical, a Hudson Valley premier provider of healthcare services, has been named as a repeat winner of “Best Family Practice” in the 2015 Times Herald-Record Readers’ Choice Awards.

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Walden Savings Bank is among the public and private financing partners involved in a $15 million redevelopment project of a three-story former factory building in Middletown. The building is being converted into a 42-unit workforce housing development.

Mount Saint Mary College’s Collaborative for Equity in Literacy Learning recently received a grant from the Anne F. Bourne Memorial Fund of the Community Foundation of Orange and Sullivan as part of a $21,000 commitment through 2015 that includes scholarships for African-Americans from Newburgh attending the Mount.

YWCA Orange County recently received a $20,000 grant under the Mexican Initiative for Deferred Action (formerly known as the Deferred Action Project for Mexican Communities). The six-month grant will allow the YWCA to provide free preparation assistance to individuals applying for Deferred Action for Childhood Arrivals or Deferred Action for Parents of Americans or Lawful Permanent Residents, when it becomes available.

BBG&G Advertising and Public Relations, based in Campbell Hall, has been awarded a five-year Advertising and Integrated Marketing Solutions Schedule 541 contract by the US General Services Administration, the procurement agency for the federal government.

Walmart’s Community Grant’s Team and Newburgh Facility #2104 selected Safe Homes of Orange County to receive a Walmart Foundation Community Grant of $1,000 under the category of Women’s Economic Empowerment.

Emergency One Urgent Care and Occupational Health Center is celebrating its 20th anniversary serving the residents, companies and government agencies of the Hudson Valley and New York State. Open: 8:00 a.m.-8:00 p.m. on weekdays, 8:00 a.m.-4:00 p.m. on weekends.

NOTABLE PEOPLE Catholic Charities Community Services 845-294-5124 www.catholiccharitiesoc.org Joanne Craig, Administrative Assistant at Catholic Charities’ Chemical Dependency Clinic in Monroe, was recognized for 35 years of service at the agency and Patt Smith, Program Director at the agency’s Goshen Clinic, was recognized for 30 years.

Several other employees were also honored for their years of service.

Orange Regional Medical Center 845-333-2363 / www.ormc.org Tonia Crown (Vanacore, DeBenedictus, DiGovnni & Weddell), Jessica Gardner (Media Solstice Marketing & PR), Michael Gilfeather (Orange County Trust Company) and Terrence Olivo (Orange County educator) have been named to the Orange Regional Medical Center Foundation’s Board of Trustees. RN Tammy Jollie is the new Centralized Telemetry Manager in the Critical Care Division at ORMC. Don Tegeler 845-486-1465 www.chazencompanies.com Don Tegeler is the new Chief Financial Officer for The Chazen Companies, a leading provider of engineering, land surveying, planning, environmental consulting, health and safety training and landscape architecture services.

DeWayne Haygood 845-482-4000 www.jeffbank.com DeWayne Haygood is a new Commercial Loan Officer andVice President for Jeff Bank. He will work in Orange, Dutchess, Ulster and Pike counties from his office at the Bloomingburg branch.

Tad Barone, Richard Shapiro & Austin DuBois 845-291-0011 www.mid-hudsonlaw.com Blustein, Shapiro, Rich & Barone, LLP Partners Gardiner “Tad” Barone and Richard J. Shapiro are once again on the New York Super Lawyers list.

This is Barone’s fourth and Shapiro’s second consecutive recognition by Super Lawyers. Austin F. DuBois, an Associate with the firm, was recognized for a second year in a row as a Rising Star in the field of elder law.

Leadership Orange 845-397-1947 www.leadershiporange.org Leadership Orange has added five new members to its Board of Directors: Sarita Bhandarkar (Catania, Mahon, Milligram & Rider); Joseph Mandara (Orange & Rockland Utilities); Ralph“RJ”Martucci (Judelson, Giordano & Siegel); Matthew Milnamow (LAN Associates); and Maureen Torelli (Glen Arden).

Virginia Smith 845-457-7700 www.waldensavingsbank.com Virginia Smith has been appointed Branch Manager of Walden Savings Bank’s Walden branch. Prior to joining Walden Savings,

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NOTABLE PEOPLE she was branch manager at Ulster Savings Bank.

Agnes Wagner 845-341-4728 www.sunyorange.edu Agnes Wagner is SUNY Orange’s new Comptroller. She comes to SUNY Orange from Mount Saint Mary College where she was Assistant Comptroller for 12 years.

Kathleen Eubanks & Robin White 845-510-6080 www.kellerwilliamsunited.com Licensed real estate Associate Brokers Kathleen Eubanks and Robin White have joined the Keller Williams Realty Hudson Valley United Market Center.

Domenic Baiocco 845-895-2051 www.wallkill.com Domenic Baiocco has joined WallkillValley Federal Savings & Loan as a Commercial Loan Officer. A Navy veteran, he has more than 15 years of banking experience.

WELCOME NEW CHAMBER MEMBERS ADP (845) 542-3858 Poughkeepsie, NY A merica’ s Ta x O ffice Wallkill, NY BA JA 328 (845) 629-2621 Beacon, NY B lend S moothie and S alad B ar (845) 784-4982 New Windsor, NY www.blendsmoothieandsaladbar.com C olden M anor at S pruce L odge (845) 564-1830 Montgomery, NY

C ornucopia C onsultants , L L C (845) 627-2551 Nanuet, NY H an H o M artial A rts (845) 355-4462 Middletown, NY www.hanhomartialarts.com H udson Valley I nternational F ilm F estival (845) 428-4059 Monticello, NY www.hudsonvalley internationalfilmfestival.com H udson Valley R oofing & S heetmetal , I nc .

(845) 565-6700 New Windsor, NY K M D esigns “ F lowers F or A ll O ccasions ” (845) 775-4902 Middletown, NY www.kmdesigns.biz L akeland B ank (973) 697-2000 Oak Ridge, NJ www.lakelandbank.com L ife S mith U niversity (203) 314-5490 Huguenot, NY www.lifesmithu.com M eeting T ree C omputer C orp.

(845) 237-3525 Cornwall-on-Hudson, NY www.meetingtreecomputer.com N eighborhood W ine & S pirit (845) 563-0462 Newburgh, NY www.facebook.com/ neighborhoodwineandspirits

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N eighbo R x P harmacy Middletown (845) 343-6666 Middletown, NY www.neighborxpharmacy.com N itro B ookkeeping (914) 213-5269 Newburgh, NY O range C ounty E poch T imes (845) 239-4833 Middletown, NJ www.theepochtimes.com/n3/c/nyc/ orange-county-ny/ O range C ounty P remier L imo (845) 294-7886 Westtown, NY www.orange-countypremier-limo.com P harma C ann , L . L . C .

(708) 919-5641 Oak Park, IL www.pharmacann-illinois.com P yramid B rokerage C ompany (845) 522-5900 Newburgh, NY www.pyramidbrokerage.com S oaring D ance T heatre (845) 877-7304 Monroe, NY www.soaringdancetheatre.com S unoco , I nc .

(845) 783-0869 Monroe, NY www.sunoco.com Tangible , I nc .

(646) 787-5267 Newburgh, NY www.tangibleny.com T emple H ill Tavern & C atering H all (845) 563-9044 Vails Gate, NY www.templehillcatering.com

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 

        

        

   

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TREND / INNOVATE

Trends:

Why You Should Take Disaster Prep Seriously Many business owners overlook remote backup, disaster preparedness and business continuity planning because they assume a natural disaster will never affect them But natural disasters aren’t the only things that can bring a business to its knees. Software and hardware failure, human error, and other unavoidable catastrophes actually strike businesses far more often — they just don’t make the news the way tornados, hurricanes, and earthquakes do.

So what can you do to give your business a leg up when it comes to disaster preparedness? Start with off-site, redundant and encrypted data backups. The vast majority of

business backups are done on-site — often on drives located directly next to the computers they’re backing up. If fire, flood or theft affects your business, you can’t expect those backups to be spared.

Prepare risk assessments that plan for the aftereffects of any crisis, not just specific threats. Instead of getting bogged down in the details of a particular disruption, comprehensive disaster recovery planning should address the steps necessary to get your business up and running, no matter the event.

Formulate a business continuity plan. Many business owners think that, even if a disaster strikes, they’ll only be affected for a few days.

This is one of the most indirectly harmful assumptions one can make — take Hurricane Katrina or Hurricane Sandy for instance, which both put more than 50% of the small companies in their paths out of business for good. Those that were able to maintain operations via mobile phone, laptop or good old-fashioned handshakes were the ones that saw their reputations strengthened in the wake of those devastating storms.

Create (and test!) a virtualization strategy before disaster strikes. The best disaster preparedness plans include virtualization, which takes the data you have backed up remotely and rebuilds it on existing or secondary equipment in case of disaster. But if you haven’t tested your solution to see how quickly it can retrieve information and get you back up and running, you could suffer. Top-tier offerings like CMIT Guardian can perform a full restore in less than 48 hours — and those hours can mean the difference between weathering a storm and succumbing to it.

Understand incident management. This focuses on employee responsibility and communication — how everyone will be notified in the wake of a

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By Greg Miller Greg Miller is the owner of CMIT Solutions of Goshen. He can be reached at 845-291-8833 or visit www.cmitsolutions.com/goshenny for more information.

disaster, who handles which parts of the recovery plan, what lines of communication will be relied upon, primary roles vs. backup roles, etc.

Testing these in advance is crucial to success.

Even if this information convinces you of the critical nature of disaster preparedness, you may not know how to implement such a plan. That’s where a computer systems professional comes in: we specialize in backup and disaster recovery solutions that can help small to medium-sized business prepare for and weather even the roughest of storms.

FOR ALL OF YOUR CORPORATE FLEET NEEDS Orange County BMW would like to welcome our newest Corporate Fleet member, Crystal Run Healthcare!!!

Orange County BMW offers you the following

New Car Benefits:

• Program is equivalent to BMW employee pricing • Free Maintenance • Up to $3,500 in incentives on select models and reduced interest rates • Unbelievable lease & finance payments • Have your BMW delivered directly to your home or office • Complimentary loaner car during scheduled service and maintenance • Complimentary car wash with every service

Contact BMW Corporate Fleet Department at 845.751.9340 corpfleet@ocbmw.com 101 Maher Lane Harriman, NY 10926 ocbmw.com

“YOU DRIVE AND WE WILL DO THE REST”

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‘Creating an Actionable Roadmap for Company Growth’ Seasoned marketing professional Andrew Ciccone, Owner of Hudson Valley Public Relations, will present an all-encompassing workshop on how to grow your business on Thursday, October 15. This free event will be held at the Chamber Business Center in Montgomery from 8:00-9:30 a.m.

After graduating from Syracuse University with a BS in Marketing, Andrew began his career in advertising, working for several major agencies in Manhattan. He worked on many big brands, and supported numerous new business pitches, Andrew gaining valuable insights into the media marketing and how to develop plans for varying industries.

He also holds a master’s degree in Corporate Communications.

Ciccone

Attendees will learn about: past, present and potential strategic partners; people – sales force, vendors, old-existing-new clients; purpose – benefits, unique selling proposition, marketing, new business, inefficiencies; personnel – support staff; and perception – brand identity, brand value.

Although the seminar is free, space is limited and reservations should be made at www.orangeny.com, or by calling 845-457-9700 or emailing AndreaB@ OrangeNY.com.

Small business, Big savings.

Mike Cordero, Agent 11 West Avenue, Suite 2 Chester, NY 10918 Bus: 845-469-MIKE www.mikecordero.com

0907512.1

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Discounts up to 40%.* Cut costs while still getting the coverage you need.

From Business Insurance to Employee Retirement plans, I make it my business to protect yours.

Like a good neighbor, State Farm is there.® CALL ME TODAY.

*Discounts vary by state State Farm Fire and Casualty Company, State Farm General Insurance Company, Bloomington, IL

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UPCOMING EVENTS & MEETINGS OCTOBER EVENTS

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M embership B reakfast Speaker: Lucy Joyce, Cornell Cooperative Extension 7:30-9:00 a.m., West Hills Country Club, Middletown Sponsor: Walden Savings Bank

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S eminar : “ C reating an A ctionable R oadmap for C ompany G rowth ” 8:00-9:30 a.m., Chamber Business Center, Montgomery

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I naugural O ktoberfest & G olf O uting 3:00 p.m., Winding Hills Golf Course, Montgomery Host: Orange County Citizens Foundation 845-469-9459

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A nnual M eeting & Awards R eception 5:30-9:00 p.m., Sugar Loaf Performing Arts Center Caterer: Loughran’s Sponsor: First Niagara Bank S afe H omes A nnual C elebration of H ope 6:00-9:00 p.m., Villa Venezia, Middletown 845-562-5365, ext. 101

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M embers on M onday L uncheon ; topic : “ L egal S ervices ” 12:00-1:30 p.m., Chamber Business Center Sponsors: Cablevision Media Sales and Jacobowitz & Gubits, LLP M ember O rientation 3:30-5:00 p.m., Soho Bar & Grill, Middletown H alloween T rivia N ight 5:30-8:00 P.M., Soho Bar & Grill, Middletown Sponsors: Quest & Hudson Valley Federal Credit Union

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H alloween M i x er 5:30-7:30 p.m., Limoncello at the Orange Inn, Goshen Sponsor: Walden Savings Bank G oshen C hamber A nnual D inner 6:00-10:00 p.m., Villa Venezia, Middletown

NOVEMBER EVENTS

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W ebinar : “ T ime M anagement/ P roductivity ” Presenter: Paul Campanella, Action Plus Project Management 12:00 p.m., www.orangeny.com

TO ADVERTISE EMAIL NANCY AT NANCY@ NIKIJONES.COM OR CALL 845-754-2356

M embership B reakfas T Speaker: Tom Bosco, Aviation Director, Port Authority of NY&NJ 7:30-9:00 a.m., West Hills Country Club, Middletown Sponsor: Advance Testing Company F ood B ank of the H udson Valley “ Farm to Table D ining E vent ” 6:00-9:00 p.m., Rocking Horse Ranch, Highland www.foodbankofhudsonvalley.org

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Young P rofessionals M i x er 5:30-7:30 p.m., location TBA Sponsor: OC Business Accelerator WORKSHOP: “ C E R T I F I C AT I O N & FUNDING RESOURCES” 9:00 a.m. - 3:00 p.m.

Chamber Business Center J olly T rolly H oliday S hopping T rip 8:00 a.m.-6:00 p.m.; Cornwall, Sugar Loaf, Warwick A nnual G ala & V ision of H ope Award D inner Anthony’s Pier 9, New Windsor Host: Access: Supports for Living Foundation www.accesssupports.org/gala

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H appy T hanksgiving Office closed M embers on M onday L uncheon 12:00-1:30 p.m., Chamber Business Center Topic: Non-profits Sponsor: Hudson Heritage Federal Credit Union

OCTOBER COMMITTEE MEETINGS

6

S mall B usiness R esource C ommittee 8:00 am (Montgomery Room)

7

G overnment A ffairs C ommittee 8:00 am (Larkin Room)

9

Young P rofessionals 7:00 am (Larkin Room) Meeting & Highway Clean-up

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M inority and W omen B usiness C ommittee 8:30 am (Montgomery Room)

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A mbassadors 8:00 am (Meals on Wheels, Newburgh)

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P R / M arketing C ommittee 8:00 am (Montgomery Room)

NOVEMBER COMMITTEE MEETINGS

3

S mall B usiness R esource C ommittee 8:00 am (Montgomery Room)

4

G overnment A ffairs C ommittee 8:00 am (Larkin Room)

6 10

C onsultants 7:45 am (Larkin Room)

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M inority and W omen B usiness C ommittee 8:30 am (Montgomery Room) Young P rofessionals 8:00 am (Larkin Room) A mbassadors 8:00 am P R / M arketing C ommittee 8:00 am (Montgomery Room)

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HUDSON VALLEY ESTATE PLANNING COUNCIL (NAEPC Affiliate) IN COOPERATION WITH MARIST COLLEGE PRESENTS

ESTATE PLANNING DAY It’s never too late to plan.

Learn from renowned experts in the estate planning field!

SATURDAY, OCTOBER 24, 2015 • PROGRAM 8:30 A.M.–12:15 P.M.

MARIST COLLEGE STUDENT CENTER, POUGHKEEPSIE, NY $20 PER PERSON INCLUDES CONTINENTAL BREAKFAST, LUNCH, AND BOUND REFERENCE GUIDE

TOPICS Life Insurance as Part of Estate Planning Estates and Trusts Medicare and Medicaid Planning Social Security Planning Estate Planning with Philanthropy / Charitable Wishes Estate Planning with Retirement Assets – Pensions. IRAS, etc.

MAJOR SPONSORS Marist College • Community Foundations of the Hudson Valley • Community Foundation of Orange and Sullivan • Donohue & Associates, PC • Drake Loeb PLLC • Glenn & Breheney PLLC • Judelson, Giordano & Siegel, CPA, PC • Law Offices of Stefanie A. Sovak, Esq. • Littman Krooks, LLP • McCabe and Mack, LLP • Mellany Bagtas, CFP®, CRPC®, Merrill Lynch Wealth Management • New York Life • Northwestern Mutual - Don Badgley • Orange County Trust Company and Hudson Valley Investment Advisors • Rider, Weiner & Frankel, P.C., Attorneys • Rusk, Wadlin, Heppner & Martuscello, LLP • Vanacore, DeBenedictus, DiGovanni, & Weddell, LLP Questions? Call Co-Chairs: Mellany Bagtas, CFP®, CRPC®, Vice President/Wealth Management Advisor Merrill Lynch Wealth Management (845) 431-2267 Eileen V. Osterby, Vice President/Trust Officer Orange County Trust Company (845) 341-5038 For reservations, call Celeste: (845) 564-3654, DeLorenzo Financial Planning Associates You may also register on-line at: http:www.hvepc.org/events/11728