No. 18 Vol. 1
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January 2020
Project Help: A Key to Helping New Jersey’s Veterans on the Homefront
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By Megan Roche or Sandy Mitchell, beginning Project Help in 2016 was one of those lightbulb-going-off moments. After losing her husband to suicide after he came back from the Vietnam War, she picked up the pieces for her children. She attended school in the evenings and worked a full time job to support her family. She found that she loved helping others, but was never truly satisfied. “I started this by myself and was determined that no matter what, this was going to be successful. I wanted to accomplish our mission, no matter what it took. My husband got out after 11 years in the military and when I lost him to suicide, I had three kids. It was also a real learning point for me, dealing with a tragedy. From losing him, I really had to make a decision of where my life was going to go. I could either pick up the pieces and move forward and create a life for myself and my kids or I was going to become a victim and be a complete and utter failure in my life. I really recreated my life after losing him,” Mitchell said. With many stints with other non-profits and through starting some of her own, her true passion in life was unlocked when she created Project Help. Project Help is designed to help veterans in need. Mitchell helps connect veterans to all sorts of organizations who can help with lawyers, mental and physical health issues, housing, and more. Project Help also offers financial assistance to New Jersey veterans who qualify. “I am supposed to do this because of what happened in my life. It’s been a lot of hard work, but I have made tons and tons of contacts. I have grand visions of things to come and I am really excited about the organization. I have a good group of people who I work with and I think that we are all on the same track that we want to help veterans get through some of their darkest days and prevent as much tragedy in their lives as we can,” Mitchell said. Project Help recently launched their Mobile Closet initiative. The mobile closet serves as a resource to veterans and their families. The converted school bus drives around the area and finds itself mainly outside colleges and career fairs to offer free interview clothing and career advice to local veterans. The bus also houses computers and printers for creating and printing resumes. The bus was unveiled in late 2019. “It’s been an amazing ride right now. We have people
calling left and right who want to volunteer or get involved. After launching the bus, it really became a launch pad for us. We have been getting a good bit of recognition lately, and it’s been really good for us,” Mitchell shared. In addition to their mobile closet, they also host many fundraising events throughout the year. In December, the team works to collect Christmas cards for veterans and toys for children of veteran families. Many people comment on Project Help’s website about what the organization has meant to them. “Project Help has been a huge blessing for me, after going through a couple of challenging years of losing everything and having no place to live. When I finally got my apartment, Project Help paid one month’s rent for me. Not only was PH ready to help but Sandy put me in touch with people/organizations ready to help a Veteran in need. I’m so grateful for PH helping me at a pivotal, intricate time. Especially during the time when many of the larger organizations declined to help. Something that I will never forget about Project Help is that Sandy got to know me personally and she was able to connect me with amazing people who were eager to help me and go far beyond the call of duty. As a Veteran, it is important for me to know that Project Help is supported and able to continue their work, because they truly have a heart to help Veterans. Sandy, thank you times a million!” Rita, an Army veteran, posted on their website. Mitchell’s work has become fulfilling for her in the best of ways. She is there for veterans, whether they need someone to vent to or by helping those veterans navigate problems in their life, she feels that she still has much to offer to these men and women who give their lives to defend our freedoms. “Life is full of choices and you have to decide where you want it to go and what you want to do. I like to help these veterans come up with a plan for their lives. If you help one person, you have done good, and there is always more good to be done in this world,” Mitchell said. Project Help is always actively seeking new volunteers to join their expanding team. Volunteers can give as much of their time as they wish by helping out at fundraisers, handing out marketing materials, placing phone calls, updating data spreadsheets, and keeping their mobile closet clean and ready to go. “In 2018, our target goal for volunteers was 50. Since most have limited time and experience, our need is more
than if we pre-qualified volunteers. Our best volunteers, often move on to joining a committee and some actually become board of director members,” Mitchell said. The future of Project Help is bright. They have recently expanded their organization to Florida, and are hoping to add additional branches in New York and Pennsylvania in 2020. For more information on Project Help or to learn how to become a volunteer or donor, visit www.projecthelp.us.
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Christian Evangelical Participates in Operation Christmas Child
n annual tradition for Christian Evangelical Church in Livingston during this season is to participate in Operation Christmas Child which is an outreach ministry of Samaritan’s Purse, a non-profit organization headed by Rev. Franklin Graham. Our tradition started many years ago by two new members of our church who wanted to look beyond our front doorsteps and make an impact, however small, in the world. Coming across a flyer from Operation Christmas Child, the two members presented our church with the idea of packing shoeboxes for children in need with necessities and small toys. We were able to collect about 10 boxes that first year. Fast forward, to November 2019, our church came together once again to participate in Operation Christmas Child and we packed and collected a total of 174 boxes! The process started with children from our Christian Service Brigade (our Teen ministry) who put together the actual boxes by folding and stacking the empty boxes neatly so they’re ready for filling.
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They also helped cut and tape labels onto the boxes for identifying the age group and gender of the box to be filled. Members of our church throughout the months of October and November, brought in items such as toothbrushes, combs, wash cloths, soap, pencils, pens, crayons, notebooks, stuffed animals, hair accessories and small toys. We had a great time forming an assembly line to fill the boxes. Adults, teens and even young kids helped out and were filled with excitement seeing the empty boxes get stuffed with the donated items. When we were done, we could see the abundance of boxes we put together by the huge stacks in our main sanctuary. Before delivering the van load of boxes to the drop-off location, we prayed over the boxes. We asked for God to bless them and use them not just in providing children with some needed material items but also to provide them with a way to hear the good news of the love of God. This tradition started out small but through the years, it has become a joy to see God’s provision and blessing not just in the Operation Christmas Child ministry but also
in our home church in Livingston. We will continue this annual tradition and pray for others to come and share the wonder of giving through this ministry.
For more information on Christian Evangelical Church in Livingston, please visit our website at www.ceclivingston.org.
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A VIEW FROM THE LEFT
Try to Remember
I
EDITORIAL &
Opinions
s anyone here old enough to remember the urgent warning issued in a speech to the National Convention of the Veterans of Foreign Wars in August 2002 by an American vice president who had artfully avoided the military draft during wartime? Dick Cheney, after acknowledging he was convinced that Saddam Hussein would “acquire nuclear weapons fairly soon,” went on to beat the war drums: “Simply stated, there is no doubt that Saddam Hussein now has weapons of mass destruction; there is no doubt he is amassing them to use against our friends, against our allies and against us.” There was not then, and there never would be, any stockpile of Saddam Hussein’s WMDs to be used against us. It was worse than “fake news”; it was taking his country into war under false pretenses, leaving as its legacy death, disillusionment and, yes, despair. But let us also recall the wise, if unheeded, words of a former Marine Corps company commander in Vietnam who there earned the Navy Cross, a Silver Star, two Bronze Stars and two Purple Hearts; he posed the consideration the Republican administration sending American troops into Iraq refused to broach with the American people: “whether we as a nation are prepared to physically occupy territory in the Middle East for the next 30 to 50 years.” That was Jim Webb, who would later be elected to the U.S. Senate from Virginia as an anti-war Democrat. He warned, “wars often have unintended consequences -- ask the Germans, who in World War I were convinced that they would defeat the French in exactly 42 days.” Today, 75 years after World War II, the U.S. still has troops stationed in both Germany and Japan, and 67 years after the Korean War ended, American
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Mark Shields soldiers remain on dangerous watch in Korea. Does anyone else remember the young Army captain in Vietnam who had held in his arms a young soldier who had stepped on a landmine and was dying? Colin Powell knew firsthand how painful it was to write condolence letters to the grieving next of kin. That led directly to the doctrine that would carry his name; it says that the U.S. should commit men and women to combat only as a last resort and after policy options have been exhausted -- and then only 1) when a vital national security interest of the nation is at stake, 2) when the U.S. force employed is overwhelming and disproportionate to the force of the enemy, 3) when the mission and military action are both understood and supported by the American people, and the mission has international support, and 4) when there is a clear and plausible exit strategy for the U.S. troops sent into harm’s way. Maybe you recall the gentle rebuke Army Gen. Norman Schwarzkopf had for the fawning flatterers who lionized continued on page 6
DOWN
live to write. I write to live. The close of 2019 marks two full decades since I entered national newspaper syndication. You are reading the 1,571st column I’ve filed with Creators Syndicate. The years have flown and so have the words: More than one million of them carefully marshaled each week for the past 1,043 weeks to enlighten, entertain and enrage. Thank you, Creators Syndicate founder Rick Newcombe, for your steadfast support and friendship. Thank you to the hundreds of newspaper op-ed and website editors who publish my work. Thank you to the thousands of readers over the past 20 years who’ve provided warm encouragement, sharp criticism, typo corrections, whistleblower tips, crochet patterns, favorite poems and prayers. I am especially heartened by positive feedback from high school students assigned by their English teachers to expose themselves to views different from their own. Though the past few months have been filled with slanderous accusations that I am a purveyor of “hate,” longtime readers of this column know that these weekly pieces are undergirded by love of language, love of family, love of freedom and love of country. My columns have been filed from across the heartland and around the world, from our southern border to the Pacific Northwest, from Washington, D.C., to Iraq. I root for underdogs, watchdogs and sheepdogs. I oppose elites, control freaks, race hustlers, con artists, ingrates, liars, reality deniers, bullies and incompetents. No topic is off-limits. I’ve shared dissenting views on the Japanese intern-
Michelle Malkin ment, rethought my former support for the death penalty and challenged the Big Pharma/Big Government orthodoxy on vaccines since 2004, when our family pediatrician kicked us out of her practice for requesting that a Hep B jab simply be delayed. While every major American media outlet cowered as Muslims worldwide rioted against free speech in 2006, my columns vigorously defending the Danish newspaper cartoonists who dared to draw Muhammad earned death threats, distributed denial of service attacks on my website and sharia warnings that continue to this day. I’ve exposed the cronyism and corruption of the Bushes, McCains, Clintons, Obamas and Bidens. I’ve offended Muslims, Catholics, Lutherans and Jews with my opinions and reporting. I’ve been an equal-opportunity hate crime hoax debunker and crapweasel hunter. Politics and policy have been a central focus, of course, but I’ve also shared continued on page 6
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Like us on facebook www.facebook.com/mypaperonline.com • Caldwell, Millburn, West Orange Life • January 2020 • Page 5
I Remember Dad - Chapter 3
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By Richard Mabey Jr. eeply etched in the heart of America, are the sacrifices made by the U. S. veterans of the Second World War. Sadly, the number of living veterans of World War II has been dramatically decreased in most recent years. Many of their stories, their remembrances, their heart-felt sacrifices will never be known to us. For a multitude of reasons, many of the veterans of the Second World War spoke very little of the horrors that they endured to defend the honored principles of democracy and freedom. Many of the World War II soldiers returning to America’s shores, simply wanted to forget the nightmares of the war. Many were truly modest of their selfless and heroic deeds. And, for many others, what they endured was simply too painful to talk about. My Dad was a veteran of the Second World War. He served at Hickam Air Field, right next to Pearl Harbor. My father served in the Seventh Army Air Corps, which was the precursor to today’s Seventh Air Force. Dad was one of many, many service men who were sent to clean up the disastrous
So Proud the Airman
results of man’s inhumanity to man. The painful memory of Pearl Harbor deeply haunted the good people of Hawaii. Dad would often tell me about the incredible stress that the men of the Seventh Army Air Corps endured, always anticipating another catastrophic attack from the Japanese. I remember those years, when I was in grade school. After supper, I would be playing on the floor with my Lincoln Logs or building a car model. From time to time, Dad would be looking at his old photo album of pictures of his years of service at Hickam Air Field. Sometimes, I would look up to my beloved father and see an expression of sadness befall upon his face. I remember one time, I’m pretty sure that it was when I was in the third grade, that I saw tears fall from my Dad’s eyes as he looked at the pages of his photos from his days in the Seventh Army Air Corps. Dad never talked much about his time of service in the Army Air Corps. In recent years, I have done some research about the Seventh Army Air Corps’ role in the Second continued on page 10
My Dad in his U. S. Army Air Corps uniform.
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20 Years...
continued from page 4 the joys and pains of my personal life: the birth of my children, the still-unsolved disappearance of my cousin from the University of Washington campus in 2011, my late mother-in-law’s experience with medical marijuana to relieve stage 4 melanoma-related pain in 2014, my daughter’s struggles with chronic illness and pain in 2015, and my 25th wedding anniversary celebration last year. So many of the stories of suffering, perseverance, patriotism, faith and sacrifice I’ve shared with you remain inscribed on the hard drive of my soul, including Guadalcanal war hero and U.S. Coast Guard Signalman Douglas A. Munro and his dedicated friend Mike Cooley; the children who died on 9/11; Rick Rescorla; Jahi McMath;
Try to Remember...
continued from page 4 him after his successful leadership in the Persian Gulf War. He said: “It doesn’t take a hero to order men into battle. It takes a hero to be one of those men who goes into battle.” These thoughts all come back when an American president, our only chief executive never to have served a single day in either public service or military service
Haleigh Poutre; Justina Pelletier and Marty and Dana Gottesfeld; Daniel Holtzclaw; Valentino Dixon; Jeff Deskovic; and Brian Franklin. Along the way, I’ve enjoyed connecting with remarkable human beings of all backgrounds and political stripes. In 2002, I wrote a tribute column to my friend and veteran crime journalist Jack Olsen, who died unexpectedly of a heart attack. We had carried on phone and email conversations for years since my days as a columnist at the Seattle Times. I recounted him jokingly calling himself my “one lefty friend.” We traded notes berating and cajoling each other. “O for Chrisakes, Michelle, lighten up,” Jack wrote in response to a column I did on touchy-feely conflict resolution seminars in
before coming to the White House, again confronted a hostile Iran by sending more American troops into harm’s way in Iraq. Now is the time to be sure to remember. To find out more about Mark Shields and read his past columns, visit the Creators Syndicate webpage at www.creators.com. COPYRIGHT 2020 MARK SHIELDS DISTRIBUTED BY CREATORS.COM
the public schools. “You are incorrigible,” he ribbed when I told him that (SET ITAL)was(END ITAL) my idea of lightening up. From the very start of my journalism career, I’ve fought the scourge of identity politics and fetishizing of false “diversity.” One of my very first syndicated columns in 1999 called out a “journalists of color” conference in Seattle for “treating minority journalists as trinkets to be tallied.” A “newsroom that looks like America is worthless if it doesn’t reflect the diverse and discordant beliefs of its readers,” I wrote at the time. “Journalism doesn’t need more like-minded foot soldiers who march in political unity. It needs straight shooters
T
who think fearlessly for themselves.” With free speech and free thought under intense fire from all quarters, those words mean more to me now than they did when I wrote them 20 years ago. My New Year’s resolution is to forge ahead and put the roar in the “Roaring Twenties.” There is so much truth yet to be exposed, so many more stories yet to tell, and miles to go before I sleep. Michelle Malkin ‘s email address is MichelleMalkinInvestigates@protonmail.com. To find out more about Michelle Malkin and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com. COPYRIGHT 2020 CREATORS.COM
Did You Know?
he tech sector continues to experience record growth. CyberstatesTM, a report compiled by CompTIA that analyzes data from the U.S. Bureau of Labor Statistics, the U.S. Bureau of Economic Analysis, the U.S. Patent and Trademark Office, Economic Modeling Specialists International (EMSI), Burning Glass Technologies, Hoovers, PwC/CBInsights, MoneyTree, and
more, paints a promising picture for careers in technology. According to the report, there were 3.7 million tech job postings in 2018. Popular jobs in the industry included IT services and custom software services, telecommunications and internet services and tech manufacturing. The three states with the highest net percentage of tech jobs are California, Texas and New York.
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5 Tips to Refresh Your Home in the New Year
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ach new year gives you the chance to reset and start new routines. When you’re considering new approaches to healthy living – whether eliminating or adding habits to improve your daily life – beginning with your home is an optimal choice. Your living environment has a strong influence on your life, and it’s worth evaluating how you can make updates that create a positive space for you and all that the new year will bring. Consider these ideas to refresh your home and simplify your housecleaning routine so you can spend more time focusing on your goals this year. Start by Decluttering It’s practically impossible to get excited about a fresh start when you’re surrounding by last year’s junk. Make decluttering and purging unnecessary items a top priority for your refresh. Clear counters and tables to create more inviting surfaces and force yourself to assess which items are worth keeping. Get rid of items you don’t need by donating, selling or disposing them. Tackle piles of things you’ve carelessly tossed aside and find (or create) purposeful places for them to belong. Simplify Your Laundry Routine Whether it’s the frustration of having no clean laundry or never-ending baskets filled with clothes that need folding, laundry is an area where nearly every home can use a re-
fresh. Start with the basics to make laundry easy and quick. A streamlined laundry system starts with the right tools for the job, such as all Mighty Pacs, which are available in several varieties with different benefits and contain single doses of detergent that release while inside your machine, so you can simply toss one in and start the load. If you have sensitive skin, try all Free Clear, the No. 1 recommended detergent brand by dermatologists, allergists and pediatricians for sensitive skin. It’s gentle and works through tough stains fast. Create a Fitness Space One way to stay committed to a new workout regimen is to create a place where you enjoy spending time. Even if you don’t have a room to dedicate to fitness, you can make a fitness corner feel more intentional and less like an afterthought with some simple changes. If possible, locate your fitness area near a window so you can soak up the energy of natural light. Clear away unnecessary items and make room for the equipment or floor space you need. Add inspiring posters or make frames to hold your current workout guide. Add storage for hand weights, resistance bands and other small equipment to create your own home gym. Reconfigure Your Furniture A full-fledged renovation may not be in the cards (or budget), but you can give
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your living space a quick facelift by simply rearranging the furniture. Beyond simple aesthetic changes, think about how you can make better use of natural light and improve traffic patterns. You might also eliminate extra pieces if the space feels overcrowded or consider borrowing functional items that add storage or seating from other rooms in the house. Add Greenery The middle of winter may not seem like
an ideal time to hone your green thumb, but adding a few plants can make your home feel more inviting and chase away the cold weather blues. Plants can also help serve as a natural air purifying system; they absorb carbon dioxide to help stimulate their growth and are believed to absorb a host of other airborne pollutants. For more ideas to simplify your routine this year, visit all-laundry.com. (Family Features)
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Top 10 Travel Destinations to Start the New Decade
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or many, traveling offers an opportunity to disconnect from the everyday and experience new places and cultures. With the beginning of a new decade, it is the perfect time to start deciding your next travel adventures. When booking your future destinations, consider these spots and tips recommended by travel expert and Bank of America ambassador, Lee Abbamonte, the youngest American to visit every country plus the North and South Poles. England, Germany, Scotland, Azerbaijan and more While technically more than one place, these locations have one thing in common: Union of European Football Associations (UEFA) Euro 2020. The international soccer event marks the first time the games will be held across the continent in 12 host cities. “The year is a big one for sports,” Abbamonte said. “From sporting events in Europe to Japan, it is a fun year for travel and to enjoy once-in-a-lifetime experiences.” Australia From its deserts to tropical beaches, Australia is a beautiful country to explore. While many people might be familiar with the Sydney Opera House and the unique wildlife, there are many hidden gems in Australia. “I’ve been to Australia 10 times and I still can’t get enough,” Abbamonte said. “One of my favorite cities is Melbourne. While it’s one of the largest cities in Australia, the heart of the city is hidden and secretive. It comes to life when you visit the alleys, laneways and arcades. The vibrant city has so much to offer: cafes, a unique street culture and street art.” New Zealand If you are going to New Zealand for the first time, Abbamonte recommends boogie boarding down the sand dunes, hiking up a volcano and visiting the Moeraki Boulders. However, if you are really interested in getting the blood pumping, take a leap from Nevis Bungy near Queenstown. It is among the highest bungy jumping experiences in the world, measuring 440 feet. Mexico “Mexico City has two of my favorite things – great food and sports,” Abbamonte said. “The street tacos are to die for, and I love going to soccer games at Estadio Azteca.” In 2020, there will be many festivals to explore. The city is a cultural hub with music, theater, dance and food events throughout the year. While experiencing the festivities, it is also an opportune time
to take a step back and enjoy Chapultepec Park. Brazil One of Abbamonte’s favorite waterfalls is Iguazu Falls located on the border of Brazil and Argentina. While Iguazu Falls might be well known, the falls themselves are truly unique. The waterfall system consists of 275 falls that stretch over approximately 1.68 miles. The Devil’s Throat is the tallest fall with a drop of more than 262 feet. While traveling internationally can be fun and exhilarating, there are also places throughout the United States that offer memorable activities: Scottsdale, Arizona If you enjoy being outdoors, Scottsdale is an ideal place to visit. There are many trails to explore in Camelback Mountain, Papago Park and Hole in the Rock. After hiking, follow Abbamonte’s example and golf at The Short Course at Mountain Shadows. “Scottsdale has some of the most beautiful sunsets in the States, and from The Short Course at Mountain Shadows, I get to enjoy the view while practicing my swing,” he said. Boston, Massachusetts “I love sports, so I visit Boston regularly for the professional games,” Abbamonte said. “I’m also fortunate that Boston is a beautiful city I can enjoy along the way.” Boston is one of the oldest cities in the country. Founded in 1630, Boston is filled with history, museums and universities. If you are interested in a more unique attraction, check out the Warren Anatomical Museum, which is one of the last of its kind in the United States. Portland, Oregon What makes Portland unique are the bizarre and wonderful things you can do when you visit. For example, you can try bone marrow ice cream, stop by Mill Ends Park (the world’s smallest park) or attach your wish to The Wishing Tree. “Portland is absolutely beautiful,” Abbamonte said. “It has a bit of everything – restaurants, bars, parks – and I enjoy the people watching. Portland has some of the nicest people while maintaining an edgy vibe.” Tampa, Florida Tampa might be known for its spring break party scene, but it has so much more to offer. For example, the city’s zoos and aquariums provide opportunities to interact directly with animals. Then you can take a break at Clearwater Beach, which is known for its soft, white sand and calm waters.
Santa Barbara, California “I go to Santa Barbara when I want to recharge,” Abbamonte said. “I enjoy the food, walking around, talking to the locals and even watching a football game or two.” There are wine tours, zoos, beaches, museums and restaurants. While taking in the city, also make time to visit the hidden gems such as Knapp’s Castle ruins. Find more solutions to make your travel goals attainable at bankofamerica.com/ Premium. Financial Tips to Help Boost Your 2020 Travel When booking a trip, almost half (44%) of Americans don’t use a rewards credit card that earns points or cash back, according to a Bank of America survey. No matter where you plan to travel, it is helpful to have a financial strategy in place to maximize rewards and help offset future travel costs. Use a credit card that allows you to earn and redeem points for travel such as the
Bank of America® Premium Rewards Visa® credit card, which earns 2 points for every dollar spent on travel and dining purchases and 1.5 points for every dollar spent on all other purchases. Layer your rewards programs together to maximize points with each purchase. For example, when booking a flight and hotel package, include your frequent flier number (layer No. 1) and hotel loyalty program details (layer No. 2). Pay with a rewards credit card (layer No. 3) that’s eligible for bonus points with a banking rewards program (layer No. 4). A banking rewards program like Bank of America® Preferred Rewards lets you earn even more. Members receive a credit card rewards bonus of 25-75% on every purchase. For example, members in the Platinum Honors tier, the highest tier of the program, earn unlimited 3.5 points per dollar on travel and dining purchases with the Premium Rewards Visa® card and unlimited 2.62 points on all other purchases. (Family Features)
Like us on facebook www.facebook.com/mypaperonline.com • Caldwell, Millburn, West Orange Life • January 2020 • Page 9
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Start the New Year Off with Computer Classes at NCJW/Essex Center for Women
egistration is now open for February computer classes at the Linda & Rudy Slucker NCJW/Essex Center for Women. PowerPoint is scheduled on February 4, 11, 18, and 25, from 9:30 AM to 11:30 AM, and Intermediate WORD is scheduled on February 5, 12, 19, and 26 from 9:30 AM to 11:30 AM. Classes are
open to all women regardless of religious affiliation who want to improve their skills for job positions or who would just like to learn for their own personal use. There is an $85 fee per course. Classes are held at the Linda & Rudy Slucker NCJW/Essex Center for Women 70 South Orange Avenue, Suite 120, Livingston and registration is re-
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The National Council of Jewish Women, Essex County Section, and the State of NJ Department of Children and Families Division on Women fund the Displaced Homemaker Program at the Center for Women. The Linda & Rudy Slucker NCJW/Essex Center for Women is a nonsectarian, nonprofit community service sponsored by the NCJW Essex County Section that works to improve the quality of life for women, children, families, and the elderly through a variety of programs regardless of religious affiliation including career coaching, computer classes, self-empowerment workshops, and legal consultations. Lesley Greenstein of Summit is President of NCJW/Essex and Andrea Mintz of Livingston is Vice President of the Center for Women.
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Investments You Can Feel Good About
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Sustainable Investing: Making a Difference with Your Dollars
hen you look at your investment portfolio, how does it make you feel? Do you see the companies you are invested in contributing to make the world a better place? With sustainable investing, you can put a focus on investing primarily in companies with practices and policies you believe in. Follow along to learn more about making your investment choices more sustainable. Sustainable investing is going mainstream: Not long ago, discussions about sustainability focused primarily on recycling bins and renewable energy. These days, sustainability reaches to all parts of the economy and our lives, including our portfolios. And unlike impressions from the past, sustainability and profitability are far from mutually exclusive as many investors believe sustainable considerations can positively affect long term value. Sustainable investing refers to a range of investment approaches that include environmental, social and governance factors as part of the overall investment process and approach. Such factors include environmental effects, worker treatment, product sourcing practices and corporate governance, among others. The overall objective of taking this approach is to gain a fuller understanding of investments, in an effort to change the world for the better in the long-term. The expectation is that you should not have to give up returns to invest sustainably—rather, sustainable investments should perform comparably to or better than conventional equivalents. Worldwide, 50 percent of investors expect higher returns with sustainable investments and 32 percent expect equal returns, according to UBS Investor Watch, “Return on values.”1 With the right direction and focus, sustainable investing allows you to build a portfolio you can feel good about. Implementing sustainable investments: If sustainable investing sounds like something you want to implement in your portfolio, consider which of these broad approaches resonates most with you. Keep in mind that sustainable investing is not philanthropy—the objective is to generate competitive returns, not give away money. Exclusion investing: Exclusion is an approach that removes exposure to specific companies or industries that
don’t align with your values. Common exclusions include alcohol, tobacco, weapons manufacturers and gambling related businesses. Integration investing: Integration approaches focuses on incorporating environmental, social, and corporate governance (ESG) factors into the investment process, with the objective of enhancing one’s assessment of risks and opportunities. Integration investing may result in exposure to companies that don’t necessarily have a stated ESG focus, but which exhibit strong performance on environmental, social or governance metrics. Impact investing: An expanding set of investment strategies aim to achieve intentional and measurable positive social or environmental change while delivering market rate or better returns. This investment style, called impact investing, is typically achieved through active fund manager involvement with companies—whether private or public—to achieve targeted change and deliver returns. Investors can adopt full sustainable investing portfolios or incorporate individual equity or fixed income strategies into their existing portfolios over time. They can use any combination of the above sustainable investing approaches to shape portfolios in a way that meets their individual goals. Building a portfolio you can feel good about Sustainable investing is growing in popularity. A 2017 McKinsey and Company study found that more than 25 percent of all managed assets are invested with sustainability in mind and that the use of ESG integration specifically is growing at a rate of 17 percent per year.2 Fifty-eight percent of investors believe sustainable investing will be mainstream in 10 years, and adoption of sustainable investing is expected to grow significantly, from 39% of investors today to 48% over the next five years, according to UBS Investor Watch, “Return on Values.”1 Sustainable investing is not an all-or-nothing proposition: You have the choice to take small steps toward sustainable investing with a few small changes in your portfolio or dive in with a more extensive approach. But one thing is certain, your portfolio won’t become more sustainable unless you take action. UBS is here to
I Remember Dad - Chapter 3... continued from page 10 World War. I was amazed and justifiably proud of my dear father. The United States was very much concerned about Japan assaulting Hawaii with another all-out attack.
One of my deepest regrets is that I never told my father just how proud I was of him for serving in World War II. And, it saddens me deeply to admit that I never really thanked my Dad for defending America, at a time when he was just
help. 1. “UBS Investor Watch: Return on values,” 2018, https://www.ubs.com/magazines/wma/insights/en/investor-watch/2018/return-on-values.html. 2. “From ‘why’ to ‘why not,’ McKinsey and Company, 2017, https://www.mckinsey.com/industries/private-equity-and-principal-investors/our-insights/from-why-towhy-not-sustainable-investing-as-the-new-normal. For more information contact David M Rose, CRPc Portfolio Manager Director, Short Hills, NJ 07078 973-3151857 This article has been written and provided by UBS Financial Services Inc. for use by its Financial Advisors. ESG/Sustainable Investing Considerations: Sustainable investing strategies aim to consider and in some instances integrate the analysis of environmental, social and governance (ESG) factors into the investment process and portfolio. Strategies across geographies and styles approach ESG analysis and incorporate the findings in a variety of ways. Incorporating ESG factors or Sustainable Investing considerations may inhibit the portfolio manager’s ability to participate in certain investment opportunities that otherwise would be consistent with its investment objective and other principal investment strategies. The returns on a portfolio consisting primarily of ESG or sustainable investments may be lower or higher than a portfolio where such factors are not considered by the portfolio manager. In providing wealth management services to clients, we offer both investment advisory and brokerage services which are separate and distinct and differ in material ways. For information, including the different laws and contracts that govern, visit ubs.com/working with us. UBS Financial Services Inc. is a subsidiary of UBS AG. Member FINRA/SIPC. Please visit our website at http:// financialservicesinc.ubs.com/wealth/E-maildisclaimer. html for important disclosures and information about our e-mail policies. For your protection, please do not transmit orders or instructions by e-mail or include account numbers, Social Security numbers, credit card numbers, passwords, or other personal information. Paid Advertisement
a young man. Although my father and I were very close and shared many common interests, I never simply said thank you to my father for his great sacrifice. I truly wish I had.
Coming Next Month: Chapter 4
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he New Jersey Green Communities Achievement Award recognizes those nominees whose outstanding efforts have greatly contributed to the field of urban and community forestry in New Jersey. Exemplary work, whether public or private is eligible for the award program. The Green Communities Awards recognize up to 4 recipients per year in the following categories: • Individual • Municipality • Business/Tree Care Industry • Non-profit/Non-governmental organization The criteria for nomination are: • Improving the environment in New Jersey’s communities through wise management of the trees and forest resources, and the development of a self-sustaining local urban and community forestry program. • Raising awareness of the value of urban and community trees and forests in New Jersey through education and outreach. • Enhancing the beauty of New Jersey’s cities and towns with programs and projects
for trees and forests. • Providing exceptional effort and meritorious contributions to the field of urban and community forestry in New Jersey. Please provide a brief nomination narrative providing justification for the nomination based on the categories and criteria described above. Nomination must state the Name, Title, Organization, Email, and Telephone Number of both the nominator and the nominee. Nomination narratives should not exceed two (2) pages in length. Self-nominations are accepted and encouraged. Winners will be asked to present and share their work during a session at the 2020 Shade Tree Federation Conference. Nominations for the 2020 Green Communities Awards are due by 5:00 pm, Saturday, February 15, 2020. Nominations must be emailed to Shannon Hart, NJ Urban and Community Forestry Program,Shannon.hart@dep.nj.gov. The subject of the email must state 2020 Green Communities Award Nomination. Questions may be directed to Ms. Hart at the email provided or 609-292-6512.
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Encouraging Youth Sports and Their Benefits
ports help shape kids’ lives, but due to funding shortages, some school sports programs are at risk. Most experts agree physical activity is an essential aspect of youth development that teaches teamwork, builds confidence and fuels academic potential. However, according to a survey of middle school educators engaged with DonorsChoose.org, 6 in 10 feel their middle school athletic programs are barely funded or underfunded. In fact, a lack of funding accounts for 47% of cuts to middle school sports programs, the survey revealed. A multiyear program known as “Mission Tiger,” launched by Kellogg, is committed to helping save middle school sports. The initiative started with a $1 million commitment to DonorsChoose.org to fund projects big and small at schools in need. Professional athletes passionate about youth sports, including Olympian Julie Ertz, are teaming up with the program to help underfunded programs. The pro-soccer midfielder teamed up with Mission Tiger to help a school inspire its students’ dreams both on and off the field by donating new equipment, including soccer balls, cleats, shin guards and more. “Growing up, I learned numerous skills from sports, skills that applied not only to athletics but to my everyday life,” Ertz said. “This is one of the many reasons why I joined the Mission Tiger team – we’re not just giving kids the opportunity to play sports, we’re giving kids the opportunity to develop beneficial skills that can positively impact the future of today’s youth.” Consider these benefits of youth sports: Teamwork: Sports teach kids the advantages of working together toward a common goal. The ability to collaborate with peers, including those outside a child’s immediate circle of friends, is a skill that provides benefits through adulthood.
Character: Learning how to accept wins and losses gracefully isn’t just good sportsmanship, it’s a life lesson. A playing field puts these lessons to use so kids can practice empathy and other social interactions in a comfortable setting. Fitness: Sports are a fun way to get kids moving, and this increased physical activity helps build healthy bodies and reduces the risk of diseases. From cultivating a healthy heart and lungs to helping prevent high blood pressure and, ultimately, heart disease, regular physical activity provides numerous health benefits. Discipline: While free play has its place, kids also need structure and boundaries. Sports come with rules, and kids naturally learn through positive reinforcement (scoring points or winning a game) and consequences (getting a penalty or losing). Academics: Studies reveal that physically active children score higher on tests and are more likely to go to college, according to research published by The Aspen Institute. Sports help reinforce learning concepts and habits like repetition and problem-solving. Those skills, along with the sense of accomplishment that comes with learning, are transferrable to the classroom setting. Visit MissionTiger.com for more details about how you can help give kids a chance to play. For every box of Frosted Flakes you purchase, you can spark a $1 donation to DonorsChoose. org by uploading your receipt to Kellogg’s Family Rewards within 30 days of purchase. Kellogg is donating $1 per purchase to DonorsChoose.org with Kellogg’s Frosted Flakes receipt upload. Min. donation $500,000 – Max. $1,000,000. Go to missiontiger.com for instructions. Applies to purchases between 8/5/19 and 8/5/20; must upload within 30 days of purchase.
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Faith Kitchen Feeds the Souls of the Needy
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By Megan Roche n East Blackwell Street in Dover, you’ll find a warm meal and a side of hope with a visit to Faith Kitchen. Located at 123 E. Blackwell Street (Trinity Lutheran Church), there is always a warm meal at lunchtime from 11:30-12:30 and positivity to be found for all in the community. Faith Kitchen was started back in 1983. In 2005, it became its own 501c3 charity and still operates upstairs inside of Trinity Church. They serve a nice lunch 6 days a week to anyone in need, no questions asked. The line forms at their door by mid-to-late morning in anticipation of doors opening at 11:30 a.m. No matter what the weather is, people are out there waiting. Those who come are hungry, tired, cold and wet. The outside elements wear them down. Some standing on the line outside the door have waited tirelessly because this will be the only meal they’ll eat today. Currently the kitchen is fully covered when it comes to groups or community organizations who want to serve meals, but the team can always use donations or benefit from fundraisers. According to Executive Director of Faith Kitchen, Joanne Bleecker, “We have groups that come in each day to serve. They bring food, cook, serve and clean up. Since we do have a regular volunteering schedule of faith groups that serve here, we are blessed that we do not need to seek out individual volunteers for cooking and serving. What we need is volunteers to run paper drives for us. Any item collected helps to save us money and goes a long way in helping us feed those in need.” After Faith Kitchen closes down for the day at 12:30 p.m.,
Edna’s Haven, a program of the Mental Health Association of Morris and Essex counties opens upstairs from 12:30-4:00 p.m. Edna’s Haven helps people get referrals for services. Once a month, the Zufall Mobile Medical Van also visits Faith Kitchen to help those on a limited income receive access to the medical care they need. Bleecker, who has served as executive director for Faith Kitchen for 4 years, worked in corporate America in computer science. She has been a CIO and COO for midsize multi million-dollar companies. However, when she took over at Faith Kitchen, she discovered something close to her heart. “The most rewarding part is making a big difference in someone’s day. It’s a joy and a blessing to get to know the people that come through our doors. Everyone has a life story. Listening to their stories, struggles and triumphs are critical in truly understanding their challenges. Empathy is always the first step toward developing a deeper, sincere desire to help. I am amazed every day by their resilient spirit.” Bleecker said. While the kitchen is about community, that’s what also stemmed from the organizations need for a new logo. Wanting to get the community involved in its creation, they reached out to County College of Morris’ Art and Design department. “We worked with Professor Yvonne Bandy, M.A., M.S., Associate Professor, Liberal Arts Division, Art & Design Dept. at CCM. We received 17 entries from her students and chose the design created by 21 year old student, Sebastian Torres. We asked for both a black and white entry as well as 2-color to be used for a future t-shirt fundraiser and other media uses. We felt it was a great opportunity to get local
college-level art students involved in a charitable organization and they were able to design for a ‘client.’ We were so impressed with the creativity and the thought put into this project by these students.” Tammy Roselle, a Faith Kitchen board member said. Working at a food kitchen may be taxing for some, but for Bleecker, this is one labor of love, one she personally understands. “At this point in my career, I was drawn to the goodness and importance of nonprofit work. My parents are first generation Americans, and both knew what it was like to be hungry, so this cause is personally important to me. They taught me the true value of a meal, of a kind word and of extending a helping hand. I do my best to fulfill that purpose each day here.” To learn more about Faith Kitchen, visit www.faithkitchendover.org.
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Simple STEM Activities to Do at Home
inter is the season for family gatherings, snow days and breaks from school and work, but all this time indoors can lead to a serious case of cabin fever for both children and adults. Before you face another chorus of “I’m bored,” consider these simple activities you and your child can do together when winter weather or schedules have you stuck indoors. Each activity idea from the experts at KinderCare can help children build foundational skills they’ll need for success in STEM (science, technology, engineering and math) areas so you can combine fun and learning. Infants Most babies love sensory baskets, and it’s easy to make one at home. Fill a basket or low-sided container with materials in a variety of shapes, textures, weights, smells and sounds for your baby to explore. While your baby explores the materials and develops hand-eye coordination, describe what he or she is doing, seeing, feeling, hearing or tasting to help build his or her vocabulary. Toddlers Show your toddler how to make ramps by stacking blocks or small cardboard boxes and placing one edge of a piece of cardboard on top. Invite your child to gather toy vehicles or balls and other objects to see how they roll. Gather objects that will roll and a few that won’t. Encourage your child to ask questions and experiment with ramps of different heights. These experiments in force and motion can help develop your child’s understanding about how different objects behave on inclines. Preschool (3-4-year-olds) Invite your child to observe from a safe distance as you boil 1 cup red cabbage in 2
cups water. As the water turns purplish, drain it into a clear container. After the water cools, invite your child to measure a small amount of white vinegar and stir it in while observing what happens as additional vinegar is added. Next, have your child measure a small amount of baking soda or milk and stir it in to observe even more changes. Exploration, experimentation and observation are all key STEM skills. Pre-Kindergarten (4-5-year-olds) Gather a variety of craft items, building toys and recycled materials like construction paper, markers, pipe cleaners, craft sticks, fabric scraps, glue sticks, tape, scissors, blocks, interlocking toys, paper towel rolls, tissue boxes, cardboard, lids and plastic food containers. Place the materials you’ve gathered in a bag. Give your child the “tinker bag” and some space to build. Invite him or her to explore the materials, create something and share it with you as a way to build engineering skills and curiosity. Limiting the number of materials children have to work with can often create more opportunities for problem solving and innovation. School Ages Gather a few containers from your recycle bin, such as plastic food containers, tin cans or cracker boxes. Talk with your child about how some things typically thrown away or recycled can be reused for the same purpose or a new one. When items are reused, the amount of waste that ends up in landfills is reduced. Invite your child to select one of the containers and decide on a new use for it. When your child is finished creating something new using on-hand craft materials, ask him or her to share the innovation with you. Give your child feedback in the same way engineers do by giving a compliment, asking a question or offering a suggestion. For more activity ideas, visit kindercare.com. (Family Features)
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4 Tire Tips to Prepare for Winter
mong the many daily necessities that tend to take a backseat during the cold days of winter, driving is one of a handful directly affected by the weather. From slick roads caused by ice and snow to cold temperatures that can wreak havoc on certain parts of vehicles, even a simple commute to work or school may become a more treacherous activity. While staying home is the only surefire way to avoid the pitfalls brought on by winter’s chill, there are precautions you can take and ways you can enhance the safety and performance of your vehicle before hitting the road. Perhaps the most productive way to protect yourself and your family is to make sure your tires are in a safe condition heading into winter. Consider these tips from the experts to help ensure you’re winter ready. Check Your Tread Photo courtesy of Getty Images Tread depth plays an important role in determining your vehicle’s safe stopping distance. A tire with low tread, for example, would likely lead to a vehicle with a shorter stopping distance than a tire with proper tread depth. Checking your own tread depth is relatively simple: Stick a penny upside-down in one of the grooves, and if President Lincoln’s entire head is visible, it’s time to replace your tires. Ensure Proper Tire Pressure The air inside your tires supports the weight of your car, and as outdoor temperatures drop, so does your tire pressure. In fact, for every 10-degree drop in ambient temperature, your tires lose about 1 pound of pressure. Keep a tire pressure gauge in your vehicle so you can always make sure each tire is filled to the manufacturer’s recommended inflation level
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(typically located in the instruction manual and on the inside of the driver-side door), or stop by a tire store, such as your local Discount Tire, for a free air check. Rotate Tires Often Standard recommendation is that tires should be rotated every 6,000 miles, or earlier if irregular or uneven wear develops. One easy way to remember is to have your tires rotated every other time you have your oil changed. Invest in Winter Tires At 45 F ambient temperature, you can begin to see your breath; this same temperature is when all-season tires can start to lose traction and grip, which is why winter tires are encouraged for cold-weather driving. As an essential safety feature, winter tires can deliver a 25-50% increase in traction over all-season tires, which could be the margin you need to brake in time to avoid trouble. Because they’re designed to maintain better traction and gripping capabilities in colder conditions, winter tires provide more control than all-season tires in situations involving snow, ice and low temperatures. For example, in extreme cold, the tread rubber of an all-season or summer tire can stiffen and become less able to provide sufficient traction. In contrast, tread rubber compounds of winter tires are designed to remain flexible, allowing the tire to better grip the road with thousands of extra traction edges. Plus, the softer rubber of the tire surface allows the tires to stay pliable and maintain contact with the road. To find more information or the closest tire store as you prepare for winter travel, visit Livingston Tire at 973-533-0101 www.livingstontire.com. (Family Features).
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By Elise Phillips Margulis with, he knew from medical hristopher Caccavella, school that 17, was when a person’s face is purple, they are cydriving to Morris County School of anotic--suffering from oxygen deprivation. Technology when he encountered The man had a car that was blocking no pulse but his body was his lane 80. He saw that the driver’s on Route warm so Mazpule knew that the man had body was recently suffered slumped over the steering a cardiac arrest. wheel, pulled The surgeon started doing over immediately and chest comcalled driver was barely breathing. #77. The pressions and explained to Troiano how to Just then administer oxygen. another driver, Denville Soon the police arrived attorney Matthew and gave the motorist Narcan, an Troiano, pulled over. opioid antagonist that partially Caccavella said he was nervous or completely because reverses an opioid he had never been in a overdose. situation like that The driver began to regain but knew he had to do conscioussomething. “I was ness and started moving a bit, but just at the right place at Mazpule the right time. I knew they had to continue the CPR knew the driver needed help so I decided while. for a Mazpule took the oxygen to help him. I didn’t know from the how condition was when I stopped.” serious his police officers’ emergency kit and administered it to the motorist. Fortunately, Dr. George By applying an Mazpule, a Automated External Defibrillator, Mazpule over to see what was wrong. All three gastrointestinal robotic surgeon at HUMC determine were modest and just d and The Valley Hospital, happy they could also stopped to in- defibrillati that the man did not need play a part in helping the man. He’s also on. vestigate the situation. The car doors were fortunate that one of the After ten to twenty seconds locked so they broke the concerned fellow the victim motorists car window with a had a was a doctor. pulse and began coughing golf club that Mazpule had so Mazin his car, pulled pule pulled Caccavella doesn’t see him up into a sitting positi the man out through the himself as a on. window hero but is glad he was During questioning, the formed CPR on the unconsciou and perthere to assist police learned the surgeon. By pulling his car over until the paramedics arrived. s motorist that the man had taken Kratom which and is calling #77, he was a psychoacti ve herbal extract that sti The motorist who was able to summon the mu- ambulance (and slouched over lates the same opioid brain receptors Mazpule) quickly. The his steering wheel is a 24-year-old deliv- morphine as doctors at the hospital does. The effect of the herb eryman for Hansel ‘n Griddle agreed that the mowas torist would have in Denville. still apparent. died if he hadn’t received Although Mazpule’s positi on as a robotic Clare’s HospitalThe victim was taken to St. treatment when he did. surgeon doesn’t involve in Denville. CPR and reviving The Roxbury police The motorist was very patients like the one he officers called fortunate that his was presented Caccavella school to explain why , Troiano and Mazpule he would be pulled late for class.
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Over 20 Years Experience in Comprehensive Dental Care and Cosmetic Dentistry • Extractions • Digital X-Rays • Advanced Tissue/Bone • Root Canals • Nitrous Oxide Regeneration for Implants ® • Complete Periodontal • Lumineers Laminates • Surgical & Restorative Implants Treatments • Emergencies Seen Same Day
• On Time Scheduling • Saturday Early Morning & Evening Appointments Available
IMPLANT DENTISTRY Recently, a patient came to Dr. Chiu with a loose full denture in her upper jaw. It turned out she just had her teeth extracted last year and the new denture was put in. Since that loose upper denture was made, she had been unhappy with the situation. She inquired about the possibility of a fixed bridge supported by implants. After careful examination, Dr. Chiu decided she would need very extensive bone repair in her sinuses, done in stages to allow her to have implants placed. This could take two years, because she is already wearing a removable denture. It interferes with the normal bone repair process in the other areas of her upper jaw. That’s why planning ahead is crucial when it comes to a treatment of an implant-supported fixed bridge, especially before the teeth are extracted. Often times, a lot of the “prep” work is done while a couple of teeth remain in the mouth to hold up a fixed temporary appliance. This allows for a faster healing time and more optimal placement of implants to support a fixed bridge.
Come and visit Dr. Chiu, who has placed and restored implant-supported fixed and removable prosthesis for many years. Your comfort and convenience are always Dr. Chiu’s top priorities. To know more about these procedures, please call (973) 377-0224. We are always happy to answer any questions you may have. To receive a COMPLEMENTARY IMPLANT CONSULTATION, simply mention this article during your appointment. Offer expires February 29, 2020.
Ask us about our available financing options Care Credit We accept
FREE ORAL EXAM AND
FULL-MOUTH SERIES X-RAYS (A $312 VALUE)
New patients only. Not to be combined with any other offer including Care Credit. One per family. Expires 2/29/20
TEETH WHITENING
360
$
+ TAX
Not to be combined with any other offer including Care Credit. One per family. Expires 2/29/20