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No. 16 Vol. 2

My Life Publications • 1-800-691-7549

February 2020

Bloomingdale Mayor Reappointed to New Jersey State League of Municipalities Executive Board

referred to the League by a fellow Mayor. “The League is the voice of municipalities to our legislators,” says Dunleavy. “The League reviews all legislation and may take a stand for or against. The League works with mayors from all towns.” Courtesy of the NJLM website “About Us” page, the organization’s mission is described as “…a voluntary association created to help communities do a better job of self-government through pooling information resources and brain power. It is authorized by State Statute, and since 1915 has been serving local officials throughout the Garden State. All 565 municipalities are members of the League. Over 560 mayors and 13,000 elected and appointed officials of member municipalities are entitled to all of the services and privileges of the League.” Dunleavy, who first served as a Borough of Bloomingdale Councilman from 2000 – 2005 prior to being elected to Mayor in 2011, explains his duties as an Executive Board member. “My position entails meeting with the full board to review policy and legislation. It also calls for me to attend state meetings to speak on various legislation. I find no challenges as the mission benefits all towns, (but) the one challenge is trying to find the time to devote more time to the League.” Dunleavy helps lead the Association of New Jersey’s 566 municipal governments. He represents the interests and needs of New Jersey’s local

By Steve Sears loomingdale Mayor Jon Dunleavy was recently reappointed to the Executive Board of the New Jersey State League of Municipalities. The 55-year-old Dunleavy was initially elected to the NJLM on November 17, 2011 and started serving in 2012. The League’s goal is to get mayors from all over the state so that each area is represented. Dunleavy in 2011 was

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elected officials to county, state and federal governments. The NJLM provides many services. The organization publishes New Jersey Municipalities Magazine, which provides up-to-theminute information on municipal administration and procedures. The group also holds an educating November Annual Conference in Atlantic City. Clinics, panels and workshops, are conducted by the NJLM and associations of alliance professional and technical employees, where exhibited are the latest products and services for municipal government. Other services throughout the year are bureau of municipal information and a bureau reference desk, municipal resources and legal services, legislative advocacy, publications and references, resource guides and research publications, an Ordinances and Codes Library, as well as professional development seminars. As for Board reappointments, they occur yearly. Per Dunleavy, who serves Bloomingdale in the capacity of Mayor full-time, “There is normally no replacement

unless a Mayor is unelected in their town.” “My goal,” he states, “is to be a voice to the Governor and our legislators for Bloomingdale and our county.” For more information about the New Jersey State League of Municipalities, visit www.njlm.org. For additional information about Dunleavy and the Borough of Bloomingdale, visit www.Bloomingdalenj.net.

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A VIEW FROM THE LEFT

In Defense of Iowa

EDITORIAL &

Opinions

e have reached that time in every presidential nominating year when distinguished, national opinion leaders beat up on Iowa and that admirable state’s influential role in determining the two major parties’ eventual presidential nominees and, therefore, the next president. The USA Today editorial board indicts Iowa for being “one of the least ethnically diverse states in the country” and its status as the first-in-the-nation presidential test every four years as “ un-American,” while Paul Waldman writes in The Washington Post that the Iowa caucuses “are a crime against democracy.” It is time someone stood up for Iowa and Iowans. It’s true that Iowa is neither very representative of the entire nation nor very average. Scholarly studies have ranked Iowa as tied for first place in percentage of the adult population who are high school graduates. Iowans are fourth highest in access to health care (more “representative” Florida and Texas rank 46th and 47th respectively in citizens’ access to health care); first in broadband access; and third highest in public libraries per capita. True, the Hawkeye State leads the nation in production of corn, soybeans and pork, but Iowans are at the top of the nation in literacy, and the state has the U.S.’s 14th lowest murder rate. But Iowa remains a small, rural state in the middle of the country. How representative can its voters be of the nation at large? The answer: amazingly so. In 1992, Democrat Bill Clinton won 43% of the national vote and the White House; in Iowa, Clinton won 43% of the vote. In 1996, winner Clinton carried 49% of the national vote and 50% of the Iowa vote. In 2000, Democrat Al Gore won the national vote by one-half of 1% and Iowa by one-third of 1%. Republican George

Mark Shields W Bush won reelection in 2004 with 51% of the national vote and 50% in Iowa. Democrat Barack Obama, in 2008, got 53% of the national vote and 54% of Iowans. In 2012, Obama was reelected nationally by a margin of 4% and in Iowa by 5%. In 2016, the exception: Donald Trump, who lost the national vote by 2% to Hillary Clinton, carried Iowa by a solid 10%. Yes, Iowa’s 2008 Democratic caucuses were 93% white, and those mid-American Caucasians made history by giving legitimacy and momentum to a freshman senator from Illinois, Barack Obama. In Iowa, the African American underdog won an upset victory over the heavily favored former Secretary of State Hillary Clinton and was propelled to the top of the national polls. In fact, the rest of us owe Iowa our thanks. Iowans faithfully and earnestly fulfill their civil responsibilities by showing up at campaign town halls and listening and questioning the men and women who seek the White House. They take their responsibility seriously continued on page 6

DOWN

n November, I was banned in Boston after speech-squelchers on the left and right forced the cancellation of my lecture at Bentley University, a small private institution. The grassroots activists who had invited me were rejected by every major event venue in the nation’s purported Cradle of Liberty. The tail-tuckers cited security concerns or jacked up their rental fees to make it prohibitively expensive to gather peacefully to discuss -- gasp! -- ideas. Lou Murray of Bostonians Against Sanctuary Cities and Jessica Vaughan of the Center for Immigration Studies heroically persisted, pulling together a great event at a private home attended by 100 patriots who risked their privacy, friendships and even their jobs to listen to -- gasp! -- ideas. Soon after, a group of conservative students at the University of Maine, a publicly funded school, invited me to bring my nationalist message about who’s funding the destruction of America to their campus. This prompted the College Republicans’ faculty adviser, political science professor Amy Fried, to resign in protest. That led to the de-chartering of the CR group. Why? Because I refused to disavow other young students who have asked trenchant, pesky questions at Young America’s Foundation and Turning Point USA lectures about the GOP elites’ support of wage-suppressing, job-outsourcing, Democrat voter-importing policies that put American students, workers and families last. Many of those students follow a 21-year-old nationalist named Nick Fuentes, who hosts a program (for now) on YouTube and DLive in his basement called “America First.” Because I re-

Michelle Malkin fused to play the gatekeepers’ game of condemning every last joke or chatroom comment or tweet of someone followed by students whose questions I support, Fried believes that no students at her campus under her watch should be allowed to hear what I have to say about, well, anything. How strongly do University of Maine officials oppose the free association of college students who want to know more about my work? Yesterday, I learned from Portland Sheraton at Sable Oaks general manager Ed Palmer and others that at least one University of Maine official -- along with dozens of others cancel culture jihadists galvanized on social media by an anonymous Twitter account called “Support Maine’s Future” -- had called to complain about the students and me after they posted an event notice last Friday. I reached out to top administrators, who did not respond by my filing deadline. I also wrote to Fried, who respondcontinued on page 6

Thumbs Tell It All! This feature shows negative statements with a thumb pointed down and positive statements with thumbs pointed up. Messages are not to exceed 40 words. You can submit your thumbs up or down by email thumbs@ mylifepublications.com. All submissions must include name, address and telephone number (for use by office for verification only); submissions without this information will not be printed. Negative comments should omit specific references to person(s), location(s), business(es). At the editor’s discretion, elected officials’ and township employees’ names may be allowed in addition to names of public organizations. MALJON LLC reserves the right to edit all copy. Limit is two submissions per week per household. 100% MailedNewspaper Flanders, NJ 07836

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Cancel Culture Strikes Again: Banned in Maine

S B UM

A VIEW FROM THE RIGHT

H 973-809-4784 H

H Publishers: Joe Nicastro & Mary Lalama H Graphics: Mary Lalama, Terri Armswood H Editor: Megan Roche

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Please e-mail all press releases and calendar information to hteditor@newviewmg.com. Advertising in the HomeTown News is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only advertisements that appeal to the entire family; the final determination of which is made by New View Media Group. Views expressed in the HomeTown News are those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or the HomeTown News. Advertising is open to anyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services, products or businesses advertised.

Like us on facebook www.facebook.com/mypaperonline.com • Hometown Life • February 2020 • Page 5

United States Power Squadron Offers State Boating Safety Course

Suburban Woman’s Club Hosting Tricky Tray

uburban Woman’s Club of Pompton Plains presents “Grooving into the 70s” Tricky Tray/Dinner on Friday, March 13. Doors open at 5:30 pm at the Cosmopolitan, 1377 Route 23S, Wayne. $55 per person, Includes Dinner & One Sheet of tickets to 1st level gifts. Dinner: Salad, pasta, Choice of: Chicken Francaise or Eggplant Rollatini, Potato & Vegetable,

Soda, Dessert and Coffee, No Substitutions Please. Must make choice at time of ticket purchase. There will be a Cash Bar, 4 Prize Levels, Grand Prizes, Super Grand, Pocket Book Wheel & Raffle. Present ticket at door to receive Complimentary 1st Level tickets for prizes Adults Only. For tickets contact: Janice 973-694-7856 or Donna 973-296-0568.

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orthern New Jersey Sail & Power Squadron, a unit of the United States Power Squadrons (USPS) and now America’s Boating Club, will offer the New Jersey State Police, Marine Services Bureau approved Boating Safety Course at James Caldwell High School from 6:30 p.m. to 9:00 p.m. beginning on Tuesday, March 10, 2020. The course taught by certified instructors licensed by the State of NJ, and which meets all the mandatory requirements necessary for obtaining your New Jersey Boat Safety Certificate, will run every Tuesday evening for seven weeks which includes a night for review, and a night for the required state examination. The cost of the course is $90.00. Legislation in the state of New Jersey was passed a number of years ago requiring all boaters, 16 years of age or older, operating a power driven vessel including a personal watercraft (PWC), to complete a boating safety course. The legislation re-

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quires a minimum of eight hours of instruction with at least six hours of in-classroom study, homework, and a proctored examination. Those successfully completing the course will receive a New Jersey Marine State Police certificate that must be in the operator’s possession when on the waters of the state. Failure to exhibit the certificate is presumptive evidence that the person has not completed an approved boating safety course and is subject to a fine. One must be at least 12 years of age to attend the course. Registration is made through the Continuing Education office at James Caldwell High School, after 6 p.m., Monday through Thursday. Their phone number is 973-2282092. Email: http://www.cwcboe.org/continuinged. Questions concerning the USPS course can also be addressed to the Boating Course Chairman, Bob Rosselot at 973-2285329; email: rosselot17@aol.com.

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Cancel Culture Strikes Again...

continued from page 4 ed late Tuesday evening: “I never did that. Didn’t happen. Whoever told you I did is incorrect. Thank you for checking, as you received a false report regarding me.” I responded: “Too bad you didn’t pay me the same courtesy.” Adrienne Bennett, a Republican candidate for U.S. Congress (Maine, District 2), challenged the school’s bullying tactics: “Free speech is the cornerstone of a free democracy. We are hearing reports that administrators from the University of Maine pressured a private Maine hotel to cancel an appearance by conservative speaker Michelle Malkin. If true, this is a disturbing

development from Maine’s public, landgrant university,” she blasted. “All universities -- but especially those that receive public funds -- have an obligation to foster free speech and free inquiry. I support President Trump’s recent executive order on campus free speech. ... I am disturbed that academic elites would interfere to block this speech. For those who disagree with Malkin’s views, the answer is debate and discourse, not censorship.” My upcoming speaking schedule (for now) includes the New York Young Republican Club (Jan. 16); somewhere, hopefully, in Maine (Jan. 17); Liberty Forum of Silicon

In Defense of Iowa... continued from page 4 and then, on a cold winter night, hundreds of thousands of Iowans leave their homes and go to the local church hall, firehouse or school gym and spend a couple of hours declaring and defending their presidential preference openly in front of neighbors and friends. In the caucus, firefighters join shoulder-to-shoulder with nurses, teachers, retirees, students and small businesswomen in truly vibrant democracy. Here in Iowa, because Iowans give them a full and fair chance, the underfinanced, under-

dog candidate has a real chance. It was in Iowa that Jimmy Carter broke through and where George H.W. Bush’s upset win would lead to his being chosen vice president. Thank you, Iowa, for serving the nation so well. To find out more about Mark Shields and read his past columns, visit the Creators Syndicate webpage at www.creators. com. COPYRIGHT 2020 MARK SHIELDS DISTRIBUTED BY CREATORS.COM

Valley (Feb. 11); Michigan Conservative Coalition’s Battle Cry 2020, Troy, Michigan (Feb. 14); Arizona State University (Feb. 26); and San Diego State University (April TBD). A total of six organizations have now deemed me such a public menace that I’ve been barred from speaking at their venues or events: Mar-a-Lago (canceled by the Trump Organization after complaints by the Southern Poverty Law Center spread by left-wingers at the Miami Herald); Bentley University; the University of Minnesota (canceled at the behest of national leaders of the Committee for a Constructive Tomorrow); the New Jersey Right to Life Committee; an Indiana conservative group; and Young America’s Foundation. Why is this censorship campaign from both sides of the political spectrum happening? University of Maine College

Republican Jeremiah Childs astutely observed: “They’re doing this to delegitimize us because we’re popular.” Popular, peacefully expressed ideas that threaten establishment empires in both parties must be stopped. The pretense of free inquiry and association must be propped up by the tolerance hypocrites on the left and the culture warrior poseurs on the right. The illusion of “free speech” must be maintained by the keepers of the gate. Lying is lucrative. Telling the truth, controlled by no one, only gets you grief. Michelle Malkin ‘s email address is MichelleMalkinInvestigates@protonmail.com. To find out more about Michelle Malkin and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

Did You Know?

ccording to data from Statistics Brain, the American Cancer Society and Health Land, around 70 percent of smokers harbor a desire to quit altogether, while 40 percent of smokers will try to quit this year. Quitting smoking is a popular New Year’s resolution, and a choice that can improve smokers’ health dramatically. Smokers

can reduce their rate of dying from smoking by half just by quitting before age 50. Although the percentage of smokers who will succeed in quitting the first time around is small, it is still worth the effort. Today there are many different plans, medications and smoking-cessation support groups to help smokers as they attempt to quit.

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Like us on facebook www.facebook.com/mypaperonline.com • Hometown Life • February 2020 • Page 7

Accentuate with LoVe Plans Galentine’s Day Event Accepting Valentine's Day Reservations

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ccentuate with LoVe is so excited to celebrate Galentine’s Day with some of their favorite women in business Hair2Dye4 and Touchstone Crystal! Be prepared to enjoy a night celebrating the gal pals in your life! Hair2Dye4 will be offering free mini eye makeovers and hair curling sessions! Touchstone Crystal will be showcasing their beau-

tiful line! Accentuate with LoVe will offer refreshments and free half hour in home design consult to anyone who purchases over $100 worth of merchandise (valued at $75). The event will take place on Feb. 13 at 7:00 p.m. Visit Accentuate with LoVe at 60 Newark Pompton Turnpike in Pequannock.

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Tricky Tray & Jazz Concert to Benefit Pequannock High School Band

lue & Gold Tricky Tray and Jazz Night to benefit Pequannock Township High School Music program on Friday, February 21, 2020. Doors open 6 p.m., raffles close at 7:45 p.m. and calling starts at 8:15 p.m. Admission is $20 each for tickets purchased in advance until February 14th and $25 at door or after February 14th. Admission includes one sheet of small prize

tickets, drink and dessert. Tickets can be purchased at www.pthsbandparents.com. PTHS Jazz Band & Bloomingdale Big Band play throughout the night. Three levels of baskets, Grand Prize, Handbag Win-Spin and 50/50. Snow date is Friday, February 28th. For general inquiries, contact helene. klaassens@pthsbandparents.com.

Butler Library Winter Programs Dance With Me - Learn to Waltz Every Wednesday in February 6:30 pm – 7:30 pm Presented by Julie Castaneda, Professional Ballroom Dancer Join us for a night of dancing every Wednesday in February. Wear dress shoes, no sneakers. Cost is $20.00 per person for 4 sessions payable in cash in advance, non-refundable. Butler Public Library is located at 1 Ace Road, behind the municipal building, on the internet at: www.butlerlibrary. org, or by phone: 973-838-3262. Please call or visit the Butler Library to reserve your spot on the dance floor. AARP Free Tax Service For Seniors and Low-Income Residents Every Thursday by Appointment In February through April At Kinnelon Fire House Sponsored by Kinnelon Library Please call or visit the Kinnelon Library at 973-838-1321, to register in advance. Blind Date with a Book For the Month of February Come in to the Butler Library anytime during regular library hours and look for our “Blind Date with a Book” Display. Choose a wrapped book to take home and see if you like it. You won’t know which book it is until you check it out. Come in and have a Blind Date with a Book this February to celebrate Valentine’s Day and your love of books. Preventing Financial Elder Abuse Wednesday, March 11, 2020 3:30 pm – 5:00 pm Presented by Bob Bloodgood, Esq. Attorney at Law What it is, risk factors and prevention tips. This program is free of charge. Please call or visit the Butler Library at 973-8383262, to sign up in advance. 2020 New Jersey Maker’s Day Craft Program for Adults at Butler Public Library

Bird House Feeders Saturday, March 21, 2020 12:30 pm - 2:30 pm Presented by BPL Staff Join us as we celebrate New Jersey Maker’s Day for 2020, for an Adult Craft to create a Bird House Feeder from a Recycled Soda Bottle. This program is free of charge and all materials will be provided by the Library. You will be working with possibly paints and glue, so please dress accordingly or bring a smock. Please call or visit the Butler Library at 973-838-3262, to reserve your place at the craft table. There will also be programs for children on this day. Please see the Childrens Brochure in the Library or www.butlerlibrary.org. Possessed by Possessions Wednesday, March 25, 2020 6:30 pm – 7:30 pm Presented by Linda Anders, Professional Organizer This program was inspired by the popular book The Gentle Art of Swedish Death Cleaning. This new program is geared to help homeowners to declutter now so their kids won’t be overwhelmed later and need a dumpster to clean out their parents’ house! Learn what to do with photographs, letters, books, kids’ memorabilia, and furniture are just some of the topics that will be addressed by Professional Organizer Linda Anders. Linda Anders, Professional Organizer and the owner of COC Enterprises LLC, is a member of NAPO- National Association of Productivity and Organizing Professionals for over 20 years and a member of The Golden Circle. Registration is required for this FREE program. Call the Library at 973-838-3262, to register in advance. Linda can be contacted at 973-838-8298 or Linda@cocenterprisesllc.com. Visit Linda’s website www. LindaAnders.com for any updates on this informative program.

What’s happening in your school or organization? Celebrating a special birthday, anniversary, graduation? Email us at editor@mylifepublications.com

Like us on facebook www.facebook.com/mypaperonline.com • Hometown Life • February 2020 • Page 9

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FINANCIAL FOCUS

Look for Changes in Retirement Plans

t might not have made the headlines, but a recently passed piece of legislation could affect the IRAs and 401(k)s of millions of Americans beginning in 2020. So, if you have either of these accounts, or if you run a business, you’ll want to learn more. The new laws, collectively called the Setting Every Community Up for Retirement Enhancement (SECURE) Act, include these noteworthy changes: • Higher age for RMDs – Under current law, you must start taking withdrawals – known as required minimum distributions, or RMDs – from your traditional IRA and 401(k) or similar employer-sponsored plan once you turn 70 ½. The new law pushes the date to start RMDs to 72, which means you can hold on to your retirement savings a bit longer. • No age limit for traditional IRA contributions – Previously, you could only contribute to your traditional IRA until you were 70 ½, but under the SECURE Act, you can now fund your traditional IRA for as long as you have taxable earned income. • Limitation of “Stretch IRA” provisions – Under the old rules, beneficiaries were able to stretch taxable RMDs from a retirement account over his or her lifetime. Under the SECURE Act while spouse beneficiaries

can still take advantage of this «stretch» distribution, most non-spouse beneficiaries will have to take all the RMDs by the end of the tenth year after the account owner passes away. Consequently, non-spouse beneficiaries who inherit an IRA or other retirement plan could have tax implications due to the need to take larger distributions in a shorter timeframe. • No early withdrawal penalty for IRAs and 401(k)s when new child arrives. Typically, you must pay a 10% penalty when you withdraw funds from your IRA or 401(k) before you reach 59 ½. But now, with the new rules, you can withdraw up to $5,000 from your retirement plan without paying the early withdrawal penalty, as long as you take the money within one year of a child being born or an adoption becoming final. Some provisions of the SECURE Act primarily affect business owners: • Multi-employer retirement plans – Unrelated companies can now work together to offer employees a 401(k) plan with less administrative work, lower costs and fewer fiduciary responsibilities than individual employers now encounter when offering their own retirement plans. • Tax credit for automatic enrollment – The new law provides a tax credit of $500

for some smaller employers who set up automatic enrollment in their retirement plans. And a tax credit for establishing a retirement plan has been increased from $500 to $5,000. • Use of annuities in 401(k) plans – It will now be easier for employers to consider including annuities as an investment option within 401(k) plans. Previously, many businesses avoided offering annuities in these plans due to liability concerns related to the annuity provider, but the new rules should help reduce these concerns. The SECURE Act is the most significant change to our retirement savings system in over a decade. We encourage you to contact your financial advisor, tax professional and estate planning attorney to assess the potential impact on your investment strategies and determine any possible tax and estate planning implications of the SECURE Act. “As an Edward Jones financial advisor, I’ve had the privilege of serving clients for over six years. My primary goal is to help our clients develop an investment strategy geared toward their unique, long-term goals and to coach them around the mistakes made by average investors. My Branch Office Administrator, Ellie Racz, and I are

dedicated to providing you top-notch client service. Please call us today to schedule a complementary consultation at 973-2483359. Our office is located at 88 Wanaque Ave in Pompton Lakes and my email address is daniel.murray@edwardjones.com.”

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Butler Tri-Boro Animal Welfare/Adoption Center:

Matching Humans and Pets Together

By Dawn M. Chiossi ince 1974, Butler’s Tri-Boro Animal Welfare and Adoption Center has adhered to the belief that happy is the family that makes room for a pet. Often, they can be considered the very heartbeat of the family. “We save our animals from all over the country, mostly from southern states,” explains Tri-Boro Animal Welfare President, Jamie Faber. “Our organization does allow for out of state adoptions, so we have adopters coming from various states to adopt from us.” Located at 12 Belleview Avenue in Butler, sharing the building with Butler’s DPW, this organization has been operating as a non-profit since 1980, serving the town of Butler and surrounding areas for over 30 years. “The Tri-Boro Animal Welfare as we know it today was formed in 2011 when Kinnelon separated us in order to provide for each neighboring community,” Faber tells. While not much is known about the his-

tory of the shelter or its founder, for Faber, being part of it is truly a passion. “I have loved animals since I was a child and I wanted to get involved with shelter animals to learn more about helping homeless dogs and cats.” Beginning volunteering at Tri-Boro in January of 2014, she took over as president in October of 2018. “I also run the volunteer dog foster program and foster dogs in my home,” Faber adds. More than just a stop for unwanted dogs and cats, Butler’s Tri-Boro Animal Welfare and Adoption Center’s mission is to make sure that their animals are placed in the right hands and home-- for a family that will consider them its heartbeat. Going above and beyond, the caring and compassionate volunteers that run the center make sure that it is more than just a revolving door for every animal that stays within its walls. “Because of our small size, our animals get a lot of attention and our volunteers are really able to get to know each animal’s personalities as they get a lot of one on one

time with them,” Faber enthuses. Knowing that not every dog and cat can be rubber-stamped as the same, Tri-Boro seeks to match the perfect pet to the perfect human. “All potential adopters are first screened by their adoption process. Anyone who is interested in any of our adoptable animals has to first complete the online application,” Faber explains. “An animals’ personality, energy level, age, history (if known), medical needs, etc. are then taken into consideration when deciding if a potential adopter is the right fit. If our dog/ cat manager thinks that the applicant could be a good fit for the animal in which they applied for, they will then schedule a meet and greet. All members of the household must be present for this in order to evaluate interactions between all of the people and the animal.” Faber goes on to say, “Veterinarian references and landlord checks are completed as well, to ensure that the applicant cares for any existing pets and that applicants are allowed to have animals in their home. If all goes well, then the applicant is approved to

take the animal home once the adoption fee is paid.” Tri-Boro is so invested in finding the right adopter for their animals, that they keep everyone in mind regarding potential adoptions. “Just because an applicant is not approved for the animal in which they applied for, does not mean that we won’t adopt what we feel could be a more compatible pet for them at another time,” Faber asserts. To date, this year Tri-Boro has set a record high for animal adoptions: 204 dog adoptions and 107 cat adoptions. Ever proud of the close-knit community that they have built, giving back to animals in need, and building up their foster base so that these animals can eventually become the heartbeat of a family, the Tri-Boro Animal Welfare Center is open on Sundays from 11:00 a.m. to 1:00 p.m. (unless they are hosting an adoption event at a different location). For further information or details please visit https://www.tbaw.org/ and visit their Facebook and Instagram pages.

Like us on facebook www.facebook.com/mypaperonline.com • Hometown Life • February 2020 • Page 11

Traditional Okinawan Karate: A Teacher’s Perspective: y Christopher Miller, Head Instructor of Traditional Okinawan Karate 5 Degree Black Belt Martial Arts Teacher has a great responsibility to its students. A traditional teacher is responsible to encourage, motivate and provide tools for students to be successful in and out of the Dojo. As student’s problems arise (and they will), a teacher will call on the vast lessons of the past to try to help the student (or parent) overcome, diffuse and/or adapt to the new difficulty.

In the Dojos (Martial Arts Schools) that I have trained in, the teachers have passed down knowledge through small antidotes. I hope some of these help you as much as they have helped me. “Others are Others, I am I.” Do not focus on other people’s success or decisions. Focus on your own. In life you are only competing with yourself. “If the wind fails, Go to the oars” Success is built on momentum. It is great when momentum is on

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your side; but if it is not, create your own. “Small hinges move big doors.” It is the little things that create success in and out of the Dojo. If the hinges don’t work well, neither will the door. “A sweaty Gi (uniform)” looks good on me!” Get to work, you will feel better after you have started your training. You will also have a sense of accomplishment. “If you never climb the mountain, you will never see the view.” GET TO WORK! Decide which mountain is worth climbing and begin. “How Does a mouse eat an elephant? One bite at a time!” If you look at a large problem as a whole, it may seem intimidating. But if you break it down into pieces the problem becomes more solvable. If you have questions

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Did You Know?

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because around $9 million is spent on sparkling wine products. What pairs well with that bubbly? Why chocolate, of course. Fifty-eight million pounds of chocolate candy is purchased during the week of Valentine’s Day, when the National Confectioners Association says 36 million heart-shaped boxes of chocolate are sold.

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Brought to you by Dr. Matthew Krupnick, the owner of Pequannock Animal Hospital

Debunking Myths About Spaying And Neutering

ompanion animal overpopulation poses a considerable problem. The Humane Society of the United States says about 2.4 million healthy, adoptable cats and dogs are euthanized in American animal shelters each year - about one every 13 seconds. Many of these animals are the offspring of beloved pets or stray cats and dogs who reproduce unchecked. One of the easiest solutions to the pet overpopulation problem is to have pets spayed or neutered. Another solution is for prospective pet owners to adopt pets from a nearby animal shelter - one that handles spaying and neutering for their adoptable animals. Many pet owners are hesitant to have their animals spayed or neutered. That hesitation may stem from some prevailing myths surrounding spaying or neutering. Myth: You can use neutering or spaying

interchangeably to describe the sterilization process. Fact: Neutering is associated with male pets and the removal of the testicles. Spaying is for female pets and involves the removal of both the ovaries and uterus. Myth: Recovery from spaying and neutering takes a long time. Fact: Many veterinarians and animal clinics allow pet owners to bring their pets home on the same day the animal is spayed or neutered. Pets are usually fully recovered within a week of having the surgery. Myth: Removing reproductive organs will make my pet get fat and lazy. Fact: Weight gain is not a byproduct of spaying and neutering. Pet weight gain is typically linked to an unhealthy diet and inadequate exercise. Myth: My pet’s personality will change continued on page 13

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Like us on facebook www.facebook.com/mypaperonline.com • Hometown Life • February 2020 • Page 13

Did You Know? Daylight savings time, when clocks are moved forward one hour ahead in the spring and set back one hour in the fall, was initiated to save energy on artificial lighting and make better use of daylight. DST was implemented roughly 100 years ago, but conceived much earlier than that. Today DST is in use in more than 70 countries across the globe, affecting about one billion people every year. Despite the well-inten-

tioned purposes behind DST, little evidence exists to support DST as an effective means to saving energy. In 2016, DST will begin at 2:00 am on Sunday, March 13, and end at 2:00 am on Sunday, November 6, in the United States and Canada. However, Hawaii, most of Arizona, most of Saskatchewan, and some regions of British Colombia, Nunavut, Quebec, and Ontario will not observe DST.

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Debunking Myths... continued from page 12 for the worse. Fact: Pet behavior may improve after the animal is spayed or neutered. Males tend to be less aggressive, and females won’t howl, cry or pace when they’re in heat. Also, your pet actually may stick closer to home because the desire to find a mate has been reduced. Myth: It’s advisable to spay a female pet after she has at least one litter. Fact: Many veterinarians stand by medical evidence that suggests females spayed. Fact: Many veterinarians stand by medical evidence that suggests females spayed before their first heat are typically healthier than those who aren’t. Myth: It is expensive to have my pet spayed or neutered. Fact: Subsidized voucher programs as well as low-cost spay/neuter clinics can help make the procedure affordable. Myth: The sterilization procedure is painful for my pet. Fact: The surgery is done under general anesthesia, and the pet will not feel anything. Discomfort after the surgery

is usually mild, and a vet can prescribe a post-operative pain medication if your pet seems to have any lingering discomfort. Myth: If I keep my pet intact, I can have a puppy or a kitten just like him or her one day. Fact: The offspring of a pet is not guaranteed to be a duplicate in looks or personality to your existing pet. In addition, at a later point in life, you may find your schedule or ability to care for a young pet has changed. Pet overpopulation is a considerable problem with wide-ranging consequences. Pet owners should speak with their pets’ veterinarians about spaying and neutering. Dr. Matthew Krupnick is the owner of the Pequannock Animal Hospital. He grew up in Kinnelon and is happy to be home – with his wife, three cats, and two dogs – to provide quality and compassionate care for pets in the community. The Pequannock Animal Hospital is located at 591 Newark Pompton Turnpike in Pompton Plains. You can reach the hospital by calling 973-6160400.

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Tax Day is Coming!

5 Big Questions People Are Asking he individual tax deadline of April 15 is fast approaching. Do you have all your tax arrangements in order? Here are five important questions that people

are asking. What happens if I don’t file on time? There’s no penalty for filing a late tax return after the deadline if you are set to receive a refund. However, penalties and interest are due if taxes are not filed on time or a tax extension is not requested AND you owe tax.To avoid this problem, file your taxes as soon as you can because the penalties can pile up pretty quickly. The failure-to-file penalty is 5 percent of the unpaid tax added for each month (or part of a month) that a tax return is late. Can I file for an extension? If you are not on track to complete your tax return by April 15, you can file an extension to give you until Oct. 15 to file your tax return. Be aware that it is only an extension of time to file - not an extension of time to

pay taxes you owe. You still need to pay all taxes by April 15 to avoid penalties and interest.So even if you plan to file an extension, a preliminary review of your tax documents is necessary to determine whether or not you need to make a payment when the extension is filed. What are my tax payment options? You have many options to pay your income tax. You can mail a check, pay directly from a bank account with IRS direct pay, pay with a debit or credit card (for a fee), or apply online for an IRS payment plan.No matter how you pay your tax bill, finalize tax payment arrangements by the end of the day on April 15. When will I get my refund? According to the IRS, 90 percent of refunds for e-filed returns are processed in less than 21 days. Paper filed returns will take longer.24 hours after you receive your e-file confirmation (or 4 weeks after you mail a paper tax return), you can use the Where’s My Refund? feature on the IRS website to

see the status of your refund. Oops, I forgot a tax document. Now what? The first thing to do is determine the impact the new information has on your filed return. For example, if you claim the standard deduction and then receive a mortgage interest statement that does not bring your expenses above the deduction threshold, there’s nothing more you need to do. Simply file the statement with your other tax documents.If, on the other hand, you receive something like a Form 1099 with additional income, you will need to amend the tax return to claim the income. In cases like this, please call in order to review your situation and the timing of the correction. Robert P. Sokoloff and Associates, PC, is a year round full service CPA firm providing a wide range of Accounting and Tax services to both Small Business and Individual Clients. We are QuickBooks Certified Pro Advisors and provide new business set up, training and support. Our office is locat-

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Adopt, Don’t Shop: Saving All Paws in Kinnelon

By Dawn M. Chiossi dopt, don’t shop! This is the rallying cry of Saving All Paws North Jersey in Kinnelon. Kinnelon’s Saving All Paws organization is dedicated to aiding humans’ furry friends, namely cats and kittens (with some dogs as well.) Describing the organization as more of a rescue than a shelter, Saving All Paws is the inspiration of founder Michelle Saladnio Famularo, along with Theresa Pardalis and Kristy Ruiz. “We are a group of really passionate people dedicating their free time to helping animals in need,” asserts Famularo. “We’ve been rescuing on our own for years, (even on the side in their free time) working with various rescues. In 2017 I founded an organization called “Friends of Kinnelon Animals” with the intent to help with the recovery of lost pets, advice/guidance, etc,” she tells. “Around the end of 2018, I asked Theresa and Kristy to join the board and we would re-brand to “Saving All Paws North Jersey, Inc.” And they did so enthusiastically. All three are unanimous in their philosophy to encourage everyone to adopt when it comes to adding a pet to the household. Their goal is simple: To rescue these companion animals and rehome them so they can be a loving addition to a family. Their mission is an involved, but utterly fulfilling one: Saving All Paws does everything from rescuing animals from dangerous or neglectful situations, or those in danger of being euthanized, to rescuing found animals, to providing temporary shelter and care (including veterinary), to place adoptable rescued animals in permanent homes, to educate and promote the importance of spaying/neutering companion animals, to educate the public on how to help prevent animal cruelty, to aid and assist pet owners with search and recovery of lost pets, and to trap, neuter, vaccinate and return community cats/kittens. A tall order? Not for these dedicated volunteers, who are often working on their own time to give each and every animal a chance at a decent life, often trapping ferals at 10:00 or 11:00 at night. “We have always been animal lovers,” Famularo tells, “When my dad asked me what kind of car I wanted, I told him I didn’t want a car, I wanted a horse,” she quips. For Ruiz, who is very active with TNVR, asserts, “I’m very proud that we share a common goal. We are all able to come together as a team to ensure the welfare of these ani-

mals and know that we can make a difference in their lives in some way.” They are thrilled to be celebrating their first annual Tricky Tray and Beefsteak fundraiser, to be held on February 22nd at the Bloomingdale Firehouse. Entitled “Small Paws, Big Cause: A Night For Second Chances,” all proceeds will go to benefit the animals. Tickets are $60.00 per person and include one ticket sheet for baskets filled with great gifts, food, (even vegan options), beer and soda. Checks are made payable to Saving All Paws North Jersey Inc. Please include the names of each ticket holder. Checks can be mailed to: Saving All Paws North Jersey Inc. PO Box 815 Butler NJ 07405. With rescue numbers climbing, as well as the number of adoptions, Famularo is constantly inspired by the animals and the people around her. “It’s amazing how much each of us loves what we do. We just try to steer clear of any drama, keep our noses down and do our thing. For me, it makes me feel good to know that I’ve saved so many and rehomed so many pets that would have otherwise not survived.” “There are so many animals in need and just the feeling of knowing that we are able to change their fate in their current situations and see the transformation is something that keeps us motivated to every day to improve their lives as well as help other people understand the importance of what we do and how they can help make a difference,” Ruiz shares. “I think that every animal that we help is special to all of us. Each animal represents their own story and struggle; while each situation varies, they all hold a special place in all our hearts.” In just the short time that Saving All Paws been in business, there are a myriad of heartwarming moments that stand out in their minds. One of them was even mentioned recently on New Jersey 12’s Paws and Pals segment. In completing a TNVR of a pregnant feral, the cat gave birth to a litter of kittens right there in Pardalis’ car as she was driving to work! “That wasn’t the first time we’ve had a TNR give birth in a trap, and it won’t be the last,” Famularo says good-naturedly, considering it just another part of the job she loves. “We’ve been bitten, scratched, peed on, but it’s all good!” Always searching for that happy ending, Saving All Paws North Jersey is open from 9:00 a.m. to 5:00 p.m. Monday through Saturday. For further information or details on Saving All Paws, or their fundraiser, please visit https://savepawsnj.org/ or call (862) 801-5322.

3 Financial Planning Trends to Look for in 2020

he latest financial planning trends anticipated by industry experts will have important implications for consumers. From new tech to new rules and regulations, here are three of the biggest trends to watch out for in the months to come, and what they mean for you: 1. More consumer protections. The recommendations and information you receive from your financial advisor may change if he or she is required to comply with new regulations and professional standards taking effect in 2020. The U.S. Securities and Exchange Commission recently approved a new rule known as Regulation Best Interest (BI) that requires broker-dealers to recommend investments and other financial products that are in their client’s best interests. Broker-dealers must also fully disclose any conflicts of interest related to the investments and products they sell or recommend to their clients. All broker-dealers must comply with the rule by June 30, 2020.

New professional standards for certain advisors will also enhance consumer protections. The Certified Financial Planner Board of Standards (CFP Board), for example, recently adopted a new standard requiring CFP professionals to act as a fiduciary -- and therefore in their client’s best interest -- at all times when providing financial advice. CFP Board will begin enforcing this standard in June 2020, as well. 2. Streamlined technology. The continued development of financial technologies may lead many firms and advisors to adopt new tools that automate certain tasks in the financial planning process. For example, you may be able to communicate with your advisor, check your portfolio performance, manage your accounts and catch up on relevant financial news using a single online financial portal. Your advisor may also employ artificial intelligence and data analytics tools to help assess investment risk, conduct market research or execute trades, allowing them to spend more time taking a big-picture look at your

finances and developing a comprehensive strategy to help you achieve your goals. 3. More socially responsible investment opportunities. Heightened awareness of climate change and major social issues, coupled with younger generations’ desire to make a positive impact on the world, will likely lead to increased options for aligning your values with your investments. Socially responsible investing; environmental, social and governance investing; and impact investing, all present opportunities to earn financial returns while supporting social change. Your advisor can help evaluate your options in this area, including the risks and rewards of each investment type. A CFP professional can help you understand and navigate these and other trends. To find a CFP professional near you, visit www.letsmakeaplan.org. Staying up to date on financial news and developments will help you keep ahead of emerging trends. (StatePoint)

Like us on facebook www.facebook.com/mypaperonline.com • Hometown Life • February 2020 • Page 17

Show Your Heart Some Love

hile heart disease is a leading cause of death for both men and women in the United States, many of the risk factors associated with the condition can be controlled with dietary and lifestyle changes. By centering your meals around better-for-you ingredients and recipes, you can show your heart some extra love. Consider walnuts, which are a heart-healthy food certified by the American Heart Association. More than 25 years of research shows walnuts may play a key role in heart health. In fact, the U.S. Food and Drug Administration approved one of the first qualified health claims for a whole food, finding that eating 1 1/2 ounces of walnuts per day as part of a low-saturated fat and low-cholesterol diet while not increasing caloric intake may reduce the risk of coronary heart disease. Additionally, walnuts are the only nut significantly high in omega-3s, with 2 1/2 grams of alpha-linolenic acid per ounce. Walnuts can add this essential nutrient to dishes like these American Heart Association Heart-Check Mark certified recipes for Greek Cucumber Walnut Bites and Banana Bread Overnight Oats. Find more information and heart-healthy recipes at walnuts.org/heart-health. Greek Cucumber Walnut Bites Recipe courtesy of Beth Stark, RDN, LDN on behalf of the California Walnut Board

Prep time: 25 minutes Servings: 6 1/2 cup walnuts, chopped 1 English cucumber, ends trimmed (about 14 ounces) 1/2 cup roasted red pepper hummus 1/2 cup reduced-fat crumbled feta cheese 5 cherry tomatoes, quartered Heat oven to 350 F. On small baking sheet, arrange walnuts evenly. Bake 8 minutes, checking frequently, until toasted. Slice cucumber crosswise into 3/4-inch thick slices. Using small spoon, gently scoop out and discard center of each cucumber slice, leaving bottom and sides intact. In small bowl, stir 6 tablespoons chopped walnuts and hummus. Spoon walnut-hummus mixture into each cucumber slice and top with reserved chopped walnuts, feta cheese and quartered tomatoes. Banana Bread Overnight Oats Recipe courtesy of Crowded Kitchen on behalf of the California Walnut Board Prep time: 15 minutes • Servings: 4 3 ripe bananas, sliced 2 cups old-fashioned oats 1 tablespoon ground cinnamon 1/2 teaspoon salt 1 teaspoon vanilla

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