> Pennachetti to receive NEYA Lifetime Achievement Award Pg. 10 >WN Ag Society hosts skate, sort of Pg. 3 > Coldest Night set for Feb. 24 Pg. 5 > Get Heritage Art contest entries ready Pg. 6 Thursday, February 1, 2018 Vol. 6 Issue 39
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Waste collection gets cleaned up By Mike Williscraft NewsNow Niagara’s waste collection service has been getting dumped on for weeks, but the corner has been turned on rectifying problems. At the Jan. 15 meeting of Grimsby council, Mayor Bob Bentley updated aldermen on some of the measures taken to get the waste and recycling collection service back on track. Much of the issues which led to serious delays across Niagara were, in large part, caused by staff shortages and mechanical failures, said Bentley. He said an update was given at the Region’s Public Works Committee which cited part-time staff quitting during the stretch of harsh cold as a contributing factor. “If you’re making minimum wage and you could work inside or outside in -20 while on a truck going 20 kph..?” noted Bentley. He added that regional officials were told the fleet size was
to be increased by 40 per cent and additional drivers were brought in to support the catch-up. “I believe they are caught up across Niagara Region,” said Bentley. Noting the operational vehicles got down to a half dozen and catch-up was also slowed by landfills closing at 7 p.m. and not open on Mondays, he added, “We’ll see how this goes.” Council also discussed the decision of regional council when the waste management contract was awarded. To save money, regional officials approved a seven-year contract and the lack of ongoing capital investment in vehicles was cited as magnifying the problem. Age of the vehicles, combined with freezing lines and blown motors created a “perfect storm”. Last year, Niagara Region opted to extend Emterra’s waste removal contract, which was to expire in 2018, to 2021.
Attention getter Lisa Allsop of Truly Yoga starts a children’s yoga session at Grimsby Public Library’s Literacy Day events with a little exercise to get the kids excited. The activity was one of many at the library on Saturday. For more details, please turn to Page 2. Williscraft - Photo
Page 2 • News Now • Thursday, February 1, 2018
Library packed for Literacy Day Grimsby Public Library was full Saturday afternoon as area families took part in Literacy Day activities. (Right) Kaia, Quinn and Sylvia Vanaselja get some petting time in with Pete, who was part of Therapy Tails presentation. (Bottom Right) Nicole Verhoeven prepares a balloon hat for Revaya Brown of Grimsby. (Below) Grimsby Fire Department’s fire prevention officer Vince Giovannini goes over some information on carbon monoxide detectors with Puja Lof, holding Akasha.
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Swim or skate?
While West Niagara Agricultural Society volunteers had planned a free pond skate at the ag centre on Mud Street, the warm temperatures and rain Saturday brought were more conducive to a polar bear swim. Regardless, the show must go on, and the group manned the snack counter inside Richardson Hall, giving away snacks and hot chocolate. Back (L to R) Annette Van Marrum, Carol and Fred Lowden, and Clark Young. Front: Maleka Deittrick, Zac Van Marrum, Brenda Gilchrist and Jennifer Mott. Williscraft - Photo
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related documents start to arrive in the mail, I can’t help but think that this is an ideal time of year to review one’s retirement plan, specifically as it relates to the ownership of your home. For many homeowners, the long-term goal is to be “mortgage-free” before retirement, which is admirable, but then what happens? You will most likely earn less in retirement than when employed, but your expenses aren’t likely to decrease proportionately. Are you prepared to sell your home at that time, or will you have to re-mortgage? Your success at obtaining a mortgage is dependent on your income - The more you earn, the more you can borrow. Financial institutions and other mortgage lenders don’t often include RSP income when assessing a mortgage application, unless the RSP is guaranteed to provide continuous income well past the term of the mortgage. After retirement, your access to competitively-priced mortgage solutions will diminish which is why reverse mortgages have become the default alternative for many senior homeowners. It is much easier to be approved for a home equity line of credit, or a longer-amortization mortgage, while you are still gainfully employed. You may retire and not need to access your home equity for many more years, but when you do finally need to access your equity, wouldn’t it be comforting to know that you can - without having to sell? If you are approaching retirement in the next three to five years, and you want to continue to live in your home well past that retirement date, then I strongly encourage you to make an appointment with me so that we can take some time now to plan for that. Talk to us. You’ll be impressed. Margo Wynhofen, B.A.Econ., CPMB Principal Broker Verico
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Page 4 • News Now • Thursday, February 1, 2018
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1. Lowry, Phil .............. 907 2. Lecinski, Greg ..........882 3. Lecinski, Katherine 863 4. Reid, Alan .................863 5. Gerritsen, Brandon 857 6. Pagliacci,Vince .........854 7. Marrama, Brittany ..851 8. Boekestyn, Bryson .850 9. Hall, Keith..................849 10. Rohner, Paul ..........847
11. Schilte, Frank .........847 12. Snowden, Kyle ......844 13. Cranwell, Clint .....842 14. Pryde, Linda ..........841 15. Gunn, Zoe .............838 16. Porkolab, Matthew ..837 17. Fan, Hab .................836 18. DeBoer, Deana .....835 19. Pagliacci, Linda ......834 20. Stephenson, George 830
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West Niagara service clubs, organizations and non-profit groups are welcome to submit meeting dates, fundraising information and invitations to the public in News Now’s Around Town feature. This service is provided free of charge and is done on a space availability basis.
Grimsby Kinette Club -58th annual babysitting course - Running for 6 consecutive Thurs. starting Jan. 25 ending on Feb.25. From 7-8:30pm. Cost $25pp . Open to all area children who are at least 11 years of age as of the start of thecourse. Location: new Fire Station 2, 167 Mountain St., Grimsby. For information or to register call or email Tracy 905-9459540, email@example.com Rose Cottage Visiting Volunteers Drop In - Feb1/18 1:30 -3pm @ Mountainview Church - 290 Main St. E., Grimsby. Provides an opportunity for individuals concerned about cognitive change and dementia to learn about brain health and dementia, to ask questions, and to become familiar with community resources and supports. Individuals living with dementia, care partners, family and friends are all welcome to attend. Euchre Party - Feb 5, 2018. Don’t miss it! Beamsville WI invites card players to enjoy an evening of fun and challenge. Beginners are welcome. Be at The Lincoln Centre, 4361 Central Ave. Beamsville, 7:30p.m. Prizes & refreshments provided. Prime Time: 55+ Wed.,Feb. 7, 2018, 11:30-1:30pm. Please join us for a special time of fun, food and fellowship. St. Ann’s Community Church, 5425 Regional Road #69 St. Anns. Program: Christian Salvage Mission. Lunch provided, free will offering Chuck A Puck Fundraiser for Rose Cottage Visiting
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Volunteers. We have tickets for sale for the Niagara Ice Dogs vs The Sault St. Marie Greyhounds hockey game Feb. 8th@ 7 pm for $20 (reg. $22) each. During the game, fans can buy a puck to throw onto the ice – closest to the target wins a prize. If you would like tickets, please contact the office at info.rcvv@gmail. com or (905)309-5071. Legion Br. 393 Smithville - Feb 2018. Events. Tues Fri Free Pool 2-5 pm. Tues. Cribbage 2-4 pm. Wed. Fun Dart Night 7 pm. Thurs. Euchre 2-4 pm. Thurs. 8th and 22nd BINGO 6 pm. Fri. 16th Progressive Euchre 7 pm. Sat. Feb 10th Movie night (Kids and adults) 6:30 pm to 8:30 pm. Sat. 24th Candy bar Bingo (Kids and adults 10am-11am. Sun. 25th Monthly Breakfast (8Noon) Ice available $2.00 ea. Hall rental available $20./hour. You do not have to be a legion member to participate everybody welcome. West Lincoln Memorial Auxiliary Annual Lasagne Dinner. Feb. 9 at Mountainview Christian Reformed Church. Call the Auxiliary office for tickets. (905) 945-2253, ext. 391. Tickets $20pp, Limited number so call early. All proceeds go to purchase medical equipment for West Lincoln Memorial Hospital. Woven Heart Valentine Craft Sat., Feb. 10th:—a perfect quality time project for a parent or grandparent and child! 10 am to noon, cost is $25 per twosome. Singles welcome also! Please contact the Erland
Lee Museum (552 Ridge Road, Stoney Creek) to pre-register since there is limited space. Call 905-6622691 or erlandleehome@ fwio.on.ca to register. St. John’s Youth Pancake Breakfast – Feb. 11th from 8:45 to 10 AM. $5. per person. 10 Mountain St., Grimsby. Sunday Fun-Days Bring the family one Sunday a month for FREE arts and crafts activities! Make beaded Valentine creations at our next Fun-Day is Sun Feb 11, 2-4pm @ the Grimsby Public Art Gallery Grimsby Seniors Club Valentine’s Luncheon Tues., Feb. 13th,2018 12:00 noon with music by Now & Then lunch served by The Best Little Menu Tickets $15.00 members $20:00 nonmembers. Tickets available at the Livingston Activity Centre 905-309-2075 Shrove Tuesday, Feb 13th, 5 to 7 p.m., Jordan Station United Church, 4105 Bridgeport Drive, Jordan Station. Pancakes, sausages, fruit toppings and whipped cream. Adults $10 Children under 10 $5. Profit for this event will help support our Mission Work Fund. Come join us. Community Pancake & Sausage Supper Feb. 13th, 2018 from 5:00 – 6:30 No charge, donations accepted First Baptist Church 4264 Mountain St. Beamsville Newcomers & Neighbours of Grimsby – Feb. 15th @ 2 PM. We are a social club with membership open to new and established residents.Meeting will be held at the Carnegie Hall with
a presentation from John Allen featuring “Grimsby Beach – Then & Now”. Contact grimsbynewcomers@ gmail.com to register. Galleria D’Amore Fundraiser Dinner @ Cibo Osteria, Sun. Feb. 18, 4-7pm, $35 per person, includes salad, pizza, pasta, dessert, coffee/tea/soft drinks. Door prizes! Tickets available at the Grimsby Public Art Gallery 905-945-3246/gpag@ grimsby.ca Legion Br. 393 Smithville presents COMEDY HYPNOTIST Robert Maxwell March 4th 8.30pm $20 per person (Tickets at the bar) call:905957-3935 INDIAN SUMMER, Shelley Niro. Jan 20-March 11 during regular hours at the Grimsby Public Art Gallery Opening Reception Sun. Jan. 21 2-4pm, Please call/ email GPAG: 905-945-3246/ firstname.lastname@example.org Lincoln Mom to Mom Spring Sale. April 14, 2018 from 9 am to noon. Takes place at Great Lakes Christian High School in Beamsville. Free admission and parking. Cash only. Tables start at $25. For inquires email email@example.com. Facebook: https://www. facebook .com/lincolnmomtomom/. Niagara Princess Party is on May 5, 2018. There are two seatings available. The first is at 10 to 12 and the second is from 1-3. Tickets are $20 each. A light meal is included along with a meet and greet with 15 princesses. Facebook: https//www. facebook.com/princesspartyniagara/.
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News Now • Thursday, February 1, 2018 • Page 5
Coldest Night returns to Grimsby The Coldest Night of the Year Walk returns to Grimsby on Feb. 24. This is the third time the YWCA Niagara Region will be hosting this family-friendly winter fundraising walk for Grimsby, West Lincoln, and Lincoln’s homeless, hungry and hurting. With taking on the Grimsby Affordable Housing Partnership in 2014, as well as Lincoln Association for Affordable Housing in 2016, the YW has continuously expanded its services and now runs more transitional housing units in West Niagara than in any other community. To better reflect the scope of the YW’s work, the name of the programs run in West Niagara have been changed to West Niagara Affordable Housing, formerly Grimsby Affordable Housing Partnership (GAHP). Walkers from all three communities are welcome to join this year’s walk. The fundraising goal is $65,000. The event is sponsored by Phelps Homes. This year, the event begins and ends at Grimsby Secondary School, 5 Boulton Ave. Walkers will register and turn in the results of their fundraising efforts at 4 p.m. Geared up in their Coldest Night of the Year toques, participants will set off at 5 p.m. to walk a 2km, 5km or 10km route, and will warm up with toasty drinks and chili during the “Chilly” Cook-Off after the event. For more information, call Arienne Good, 905988-3528, ext. 3247.
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Page 6 • News Now • Thursday, February 1, 2018
“Looking for the perfect gift for your Valentine?” We will help you choose the perfect Gift Certificate to treat your Valentine. All certificates come wrapped and ready.
Heritage art deadline approaches, Feb. 9 Prospective entrants in Grimsby Public Art Gallery’s 13th annual Heritage Art Competition have until Friday, Feb. 9 to submit their entry. “Who is Your Grimsby” was chosen as the theme for this year to encourage reflection and exploration of an inspiring Grims-
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by person, past or present, as a starting point for a related expression of art. The contest encourages participants to look at everyday places from a different perspective and to better understand the characters and events that have shaped the community.
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all the entries and will name a winner in each category. All winners will be celebrated Sunday, Feb. 18 at a reception in the gallery lobby starting at 1:30 p.m. For more contest rules, regulations and guideline details, call GPAG at 905945-3246.
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News Now • Thursday, February 1, 2018 • Page 7 Call For All Your Real Estate Needs!
Extra care needed when developing core Dear Editor, Not content with creating a high-density ghetto and potential traffic nightmare in the west end of the town, developers are now setting their sights on downtown Grimsby, aided and abetted by the current mayor, council and planning department! It appears that the proposed structure for the old ‘Roxy’ cinema site will be designed to blend in with the personality of Main Street!! Another “iconic” building? Ha!! Given the penchant for tall, ugly buildings this developer apparently has, as evidenced by the West Grimsby construction, it is my opinion that what is proposed will “stick out like a sore thumb”. For example, what is meant by a ‘mid-rise’ building? Three, four or more storeys?: this fronting onto a narrow sidewalk close to a busy intersection! Again, according to the promo, the building will contain - together with residential suites and commercial space - a fitness cen-
Letters tre and a club room! All this on a site no larger than what would have been a single plot for a detached house! What about parking for residents and the planned commercial space at street level? It is rumoured that the Main Street site destroyed by fire last year is also a potential location for another, possibly similar structure as proposed for the Roxy site. If so, that would further exacerbate vehicular and pedestrian traffic problems in the immediate area. It would also completely destroy the character of the existing downtown area and nullify the character improvements already made by existing business operators. I am asking my Ward 3 council representatives to be seen to strongly oppose these plans if they want my vote in the coming election, and suggest that anyone who agrees with my opin-
ions to do the same with their respective ward reps. I had the privilege of being a member of GEDAC - helping to develop the Town of Grimsby’s Official Plan - and I’m now saddened to see that is has been cast aside in favour of high density growth infill. Tax revenues are essential to town operations, but because the current town council looks to high-density development as providing more money with no effort on their part, it doesn’t mean it’s the only way. More responsible financial management and less interest in high-cost ‘gimmicks’ (biodigester, mini-turbines at the town hall for example) is needed, plus some serious
evaluation of commercial opportunities beyond ma’ and pa’ shops and cafes. Sincerely, Brian C.Merritt
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West Lincoln Memorial Auxiliary wil host its annual Lasagna dinner next week. Saturday, Feb. 9, volunteers will set things up at Mountainview Christian Reformed Church. Call the Auxiliary office for tickets, $20pp, 905-945-2253, ext. 391. Seats are limited, so get yours early. All proceeds go to the purchase of medical equipment for WLMH.
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Page 8 • News Now • Thursday, February 1, 2018
For the Bride
Choosing wedding colour palettes Some brides may feel beholden to the color white on their wedding days, at least in regard to their gowns. Color can evoke cer-
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mum of three with one metallic can ensure that things look cohesive without being over-thetop. Also, brides and grooms needn’t feel pressured by the “hot” colors of the moment. As with clothing and hairstyles, trends change. It is better to select colors that will stand the test of time and look good for years
to come. Couples may have to incorporate colors already at their wedding venues into their style. Fortunately many reception sites are outfitted in neutral tones to enable customization. Couples should not be afraid to take some chances with their color palettes, especially if they want to make a bold, modern statement.
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News Now • Thursday, February 1, 2018 • Page 9
For the Bride Wedding planning tricks Understandably, brides and grooms can feel a little pressure as their big day approaches. Here are a few tricks to take off some of that pressure:
• Use labels. Once the guest list is finalized, create a database of guests’ addresses. Print out two sets of labels: One for addressing the invitations and the other to
address the thank-you cards; • Embrace inexpensive decor. Dollar stores and craft stores are great places to find inexpensive decorative items. Empty wine bottles can be painted or glazed to serve as vases.; • Create an email address. To have all of the wedding-related details in one place. • Keep bugs at bay.
Spray chair and reception table legs with insect repellent; • Make a photo clothesline. A clever and inexpensive idea is to pin photos of the couple to a string, cataloguing how they met and their time together leading;
• Use loose flower centerpieces. Loose flowers in a vase are easier to sort and transport home for guests who want a memento, and; • Stock up on string lights. Lights can be wrapped around trees outdoors, strung in-
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Page 10 • News Now • Thursday, February 1, 2018
More chapters ahead in the Book of Len Niagara Entrepreneurs to award Len Pennachetti its Lifetime Achievement Award By Mike Williscraft NewsNow With a career of achievements already behind him, Len Pennachetti says he has many more miles on his odometer. Among his cherished accomplishments: his prized, internationally recognized vineyard for Cave Spring Cellars; the building of Main Street Jordan into a major tourism entity, and; his tenure on the Vintners Quality Alliance board of directors during the time the VQA designation was developed and eventually proclaimed by the provincial government in 2000. For these key resume items, and others, the Niagara Entrepreneur of the Year Awards committee has named Pennachetti the winner of its Lifetime Achievement Award. While he certainly is thankful for the award and recognizes the gravity of the accolade, he is still left with a bit of a funny feeling. “It truly is a great honour,” said Pennachetti, who has won two NEYA awards in the past. “It’s the lifetime part I see as slightly humourous. I received a similar award years ago at Cuvee. I didn’t really understand what it meant. It was like what Mark Twain said, ‘Reports of my death have been greatly exaggerated’.” “It feels a little like that.” Indeed, Pennachetti and his wife, Helen, launched a new chapter to their lives late last year when they sold off the hotel and restaurant aspects of their business to Vintage Inns. The vineyard and winery remain with Pennachetti. Some of his new available time is being poured in this relatively new post as chair of the Wine Council of Ontario, which he assumed in June 2017. His hope with efforts there is to overcome yet another ob-
Len Pennachettis in the place he is most comfortable, Main Street, Jordan. Williscraft - Photo
stacle for the wine-making industry, overcoming the legacy of prohibition. While some may wonder how prohibition, which was officially repealed in Ontario in 1927, could still be impacting the wine industry, look no further than the Liquor Control Board (LCBO). When prohibition dissolved, the LCBO was formed and has managed all things alcohol ever since. “Alcohol is nothing more than a toll gate for the government, a cash cow,” said Pennachetti. “Marijuana is in the verge of approval legislation. Those in the wine industry have hundreds of millions of dollars of investment over many decades and we still can’t get the tax breaks we deserve.” While those are long-term
goals, his realigned business career has other immediate tasks at hand which all drive from his Cave Spring vineyard. “I am very proud of that. Cave Spring, the land, that’s our brand,” said Pennachetti. “It’s our home. It’s a beautiful place, an iconic vineyard which produces wines known around the world. It is renowned as picturesque, enhanced even from when we arrived in the 1970s.” With that as a planning base, he also wants to see Main Street Jordan continue to evolve. “We created a tourism destination where there was nothing. In the 70s, you would never have put the words Jordan and tourism in the same sentence,” he said. Wine industry investment, good Niagara Escarpment planning and Greenbelt legis-
lation have all contributed to preserving and growing the tourism landscape in different ways, he added. For the wine industry specifically, Pennachetti pointed to the VQA designation as the turning point the industry needed. “That was huge. It made us respectable in a way. Before that, labels were meaningless. A label had no relationship to what was in the bottles. Now, if it says VQA, 100 per cent of the grapes grown came from the Niagara Peninsula,” noted Pennachetti. NEYA will present all of its hardware at its 24th annual awards presentation on Friday, Feb. 23 at White Oaks Conference Resort & Spa in Niagaraon-the-Lake; 6 p.m. reception, 7 p.m. dinner. For tickets, $125 each, call 905-688-5757.
News Now • Thursday, February 1, 2018 • Page 11
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Page 12 • News Now • Thursday, February 1, 2018
classifieds takin’ care of business sports business Please call News Now to place your Classified Ad
Dorothy Romagnoli (nee Manley)
90 Birthday Open HOuse th
Reginald Pendlebury was born July 17, 1930 in Hamilton Ontario, and died peacefully at home in his sleep January 28, 2018. Reg was predeceased by his wife Marie, his parents Ann and Edward Pendlebury, brothers Ted (Eileen), Ernie (Joan), and grandson Adam. Reg is survived by his children Ted (Tanya), Dave (Sue), Don (Sheril), Noel (Dawn), Ann Marie (Mark), Mary Virginia, Joe (Nancy), Carmel (David), Danny, Tony (Jill), Terry. He will be greatly missed by his 22 grandchildren, and his 14 greatgrandchildren, along with his Niece Valerie, Nephews Doug (Sue), Bob (Deb) and their families. Reg will be missed by his companion Diane, whom we give special thanks to for everything she did for him, and her special care for him. Reg was a Teacher/ Principal with the Niagara Catholic School Board for 26 years. He was also an Electrical draftsman at Westinghouse prior to teaching. Reg was affiliated with multiple Community Associations. He had a passion for golf, bowling, and in past enjoyed playing baseball. Most of these passions he enjoyed doing with his children and grandchildren. Reg will be sadly missed by all his friends and family!!! Any donations can be made in his Honour to Community Living Grimsby. Service is at St. Joseph Church in Grimsby at 11 am on Thursday 1st of Feb. Visitation had taken place Wed. Jan 31st at Stonehouse Whitcomb Funeral Home.
OFFICE SUPPORT STAFF
Wholesale nursery looking for Office Support Staff for the spring/summer shipping season. Responsibilities would include assisting in shipping, data entry, preparing trucking paperwork, printing tags, and general office duties. The successful applicant must possess good organizational skills, be capable of multi tasking and be able to work as part of a team. The position would require working longer hours during spring shipping season. Position could lead to full time office employment. Wages will commensurate with experience. Resumes can be emailed to firstname.lastname@example.org, dropped off between the hours of 8:00 a.m.-4:00 p.m. Monday to Thursday or 8:00 a.m.-noon on Fridays, or mailed to:
Part-Time help required for the following positions. Prep Cook Monday to Friday 12-4 pm
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Willowbrook Nurseries Inc.
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Trinity United Church 4287 William St., Beamsville Best Wishes Only!
Top Ten Reasons to Advertise in NewsNow’s Classified Section 10. You have a small business. 9. You have an employment ad to post. 8. You have a birthday, anniversary or retirement you want to celebrate. 7. You want to honour a loved one with a memoriam. 6. You have new or used items to sell. 5. You’re having a garage sale. 4. You need daycare. 3. You have a legal notice that needs to be published. 2. You’ve lost your cat, dog, keys, or cell phone. (These ads are free!) 1. Classifieds WORK!
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Wholesale nursery growing container grown perennials, vines, flowering shrubs, evergreens & trees is seeking individuals who like to work with plants. We have opportunities for part time (April, May, June) and full time positions. Plant knowledge and experience is an asset but not necessary. We have openings in the following areas: • Grower • Management • Tag Printing • Tagging Plants • Shipping If you are an individual who has organizational skills and dedication as well as a willingness to work as a team player, we look forward to hearing from you. Wages will commensurate with experience. Resumes can be emailed to: jane@willowbrooknurseries. com dropped off between the hours of 8:00 a.m.-4:00 p.m. Monday to Thursday or 8:00 a.m -12:00 noon on Fridays at:
Willowbrook Nurseries Inc. 935 Victoria Ave., Fenwick, On L0S 1C0 Attention: Human Resources No phone calls please.
(We thank you for your application, however only those considered will be notified.)
Large wholesale nursery, greenhouse operation has a position open in their maintenance department. Person must have experience with repair and maintenance of greenhouses. Electrical, plumbing, carpentry, welding and other handyman skills would also be an asset. Licenses are not necessarily required. Candidate must have good organizational and communication skills and good work habits. Excellent compensation and benefit package commensurate with qualifications. Please send in confidence a complete resume with salary history to:
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Attention: Human Resources 935 Victoria Ave., R.R. #4 Fenwick, On L0S 1C0 or email: email@example.com Office hours are Monday to Thursday from 8:00 a.m. to 4:00 p.m. and Friday 8:00-12:00 No phone calls please. (We thank you for your application, however only those considered will be notified.)
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News Now • Thursday, February 1, 2018 • Page 13
classifieds B takin’ care of business D sports business Is a 70% retirement income target enough?
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The most common rule of thumb says you’ll need 70% of your pre-retirement income to maintain your standard of living during retirement. Unfortunately it’s not as simple as that. 70% may be the right answer for some but the totally wrong answer for others. And for most 70% is a gross exaggeration. The 70% target must be lower given the number of years we spend working compared to the number of years in retirement. Our grandparents retired later and lived shorter lives than we do now. Back then, the average retirement age was just over 65 and most of them lived for another 10 years or so after retir-
ing. Thus they worked 4 – 5 years for every year that they spent in retirement. But since then, the average retirement age has dropped while at the same time the number of years we are living is longer than ever. As a result many people today work just 1 to 1.5 years for every year in retirement. In the public sector, the ratio is closer to 1:1. If we ignore taxes and inflation, the only way to reach your 70% retirement income target would be to save 70% of your pay each year. 70% of your pay in 2018 would theoretically buy you one year of income in retirement. The trouble with this is that you’re left with 30% of pay during your
working life which makes no sense if you need 70% in retirement. The conclusion is that you can’t have a 70% retirement income target and work just one year for every year you are retired. Next week we’ll look at ways to figure out how much you need for retirement. Let us help you understand how these specifically apply to your life. We sell advice, not products. Delight Davoli is a Chartered Professional Accountant, a Chartered Financial Planner and a Registered Retirement Consultant with Southcott Davoli Professional Corporation.
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Page 14 • News Now • Thursday, February 1, 2018
100% Niagara owned & operated Our Team: Publisher - Mike Williscraft email@example.com 289-442-4244 General Manager - Catherine Bratton Inside Sales Manager - Sheryl Hutton Sales Consultant - Erica Huisman, Rose Bayer Graphics - Donna Wisnoski NewsNow is owned & operated by 1602207 Ontario Ltd. Office Locations Grimsby Office Beamsville Office 49 Main St. W., P.O Box 614 Grimsby, ON, L3M 1R3 Beamsville, ON, L0R 1B0 Ph: 289-235-9500 Ph: 289-235-7848 NewsNow is published EVERY Thursday delivered to homes in West Niagara & Winona, 26,111.
Grimsby Kinette Barb Gresko outlines some of the material in the Kinettes babysitting course which is currently underway. The sessions are held each week in the meeting room at Grimsby Fire’s Station 1.
Congrats, Len The lead of the feature on Page 10 pretty much sums things up: Len Pennachetti has a lot more to offer and it will be interesting to see where he takes things. The Niagara Entrepreneur of the Year Award committee has chosen “Mr. Main Street Jordan”, er Len, for its Lifetime Achievement Award. The award will be handed out later this month. Having known Len for many years, debated him on many issues and having seen him in action, it seems clear he has many more things on his horizon to accomplish. He always has something on the go. Now that he has narrowed his focus by selling Inn on The Twenty some months ago, he can put his full efforts behind the wine industry and that bodes well for them. He is a deserving winner. Congratulations, Len M.W.
Want dough, sign on bottom line Lots to cover and I don’t have three pages of space to dilly dally, so let’s jump in. Corporate newspaper companies have been chewing on poor old Justin Trudeau and his government for not stepping up with the $30 million or so the daily honchos expected when they packed up and headed to Parliament Hill last fall. I made the point in the past and I would continue to make the point that there is no way the corporates should get a dime of taxpayer money to drive digital or any other aspect of their business while they continue to engage in downright silly business practices. Stupid things happen in this market weekly for sure but almost daily in some stretches. I’ve given examples in the past and am armed with plenty more, but I don’t’ want to take away from the main point which is, if any company wants to go to any government with hands out, they should – at the very least be willing to sign a fair business practice contract. Otherwise, all the feds would be doing is subsidizing, in my case, Torstar, to continue with pricing far below anything resembling market value. That is just one aspect of what should be demanded before consideration of one dime of taxpayer support could be considered. It is also hoped that any funding to fight the digital flow would trickle down to small papers such as this one and not just go to those well connected enough to earn an invite to present at a Parliamentary sub-committee. So there’s that. Not to be overshadowed,
MIKE WILLISCRAFT is the whole Patrick Brown digital and PC Party execution. Maybe execution is not the right word, and, in the end, his political death was his choice to some degree, but he was done like dinner in a matter of minutes once the story of this “indiscretions” lit up the interweb. Again, I’ve said it before and I’ll say it again, I don’t have much use for the internet. Whether it’s feeding addiction issues, spreading hate and bullying, helping elect a buffoon as #45 in the U.S. or a host of other societal issues, I think we’d be in a better place without it. Now, clearly that won’t happen, so we are left to deal with new and funky kinds of fallout. Case in point, Mr. Brown, and that says nothing of former Niagara West Glanbrook MPP hopeful Rick Dykstra. The debate these two men find themselves in is far larger and multi-headed than simply being a serious matter based solely on their own conduct. Not to sound like a horrible human being, but it is hoped there actually is something to allegations made because these men are politically cooked, done, thanks for comin’ out. You can be in the camp
of good riddance to bad rubbish, and I won’t tell you you’re wrong. You could says these guys are getting railroaded fuelled by social media vigilantes and I can’t say you’re wrong either. The main point there being an old, seemingly dusty belief of citizens are innocent until proven guilty. Well, the court of public opinion moves much more swiftly than a real court of law. It shoots first and then decides if it should be bothered to ask questions later. In these two cases, it is different again in that politicians are held to a higher standard. Not only do they have to keep themselves clear of any impropriety but they have to stay clear of any appearance of impropriety or they get flipped to social media’s front burner and cooking becomes a matter of when, not if. The overall issue is so hot very few people are actually open to debate or real discussion on the matter or circumstance. Yes, many will voice an opinion and back it up with why they hold that position, but in a discussion participants are supposed to be open to the ideas of other participants in said discussion. When people previously thought to be sane start saying “innocent until proven guilty” should be chucked in order to expedite speedy penalties, that is where I get off the bus. The absolute best pieces, and I read upwards of 30 on the issue, regarding Patrick Brown’s cliff dive from grace came from Toronto Star’s Rosie DiManno. Two pieces, one Jan. 25 and another on the 26th. Find them online. I agree 100 per cent and can’t say it any better
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Spend $150 or more before taxes and after redemptions and all coupons and discounts are deducted in a single transaction (excludes purchase of tobacco, lottery tickets, alcohol, gift cards, prepaid card products including phone cards, transit/event tickets, post office transactions, passport photos, cash back, delivery charges, all non-participating 3rd party operations and any other products which are provincially regulated (including pharmacy-related transactions) or as we determine from time to time) to earn the points indicated. Product availability may vary by store. We are not obligated to award points based on errors or misprints. Minimum redemption 10,000 points. See terms & conditions for redemption restrictions. Valid from February 1st to 3rd, 2018.
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News Now • Thursday, February 1, 2018 • Page 15
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Expires February 7, 2018. *See in-store or online for details.
Guaranteed Lowest Prices Show us a lower advertised price on an identical item and we’ll match it*.
Prices and coupons effective from Thursday, February 1st to Wednesday, February 7th, 2018 unless otherwise stated. Store open 7am-11pm, 7 days a week. Quantities and/or selection of items may be limited and may not be available in all stores. No rainchecks. No substitutions on clearance items or where quantities are advertised as limited. Advertised regular pricing and product selection (flavour, colour, patterns, style) may vary by store location. We reserve the right to limit quantities to reasonable family requirements. We are not obligated to sell items based on errors or misprints in typography or photography. Pricing: All references to any savings claims (ie. “Save”, “Was”, “1/2 Price”, etc.) is in comparison to our lowest regular retail prices at Real Canadian Superstore locations in Ontario. Savings on items shown may vary in each store location. Applicable taxes, deposits, or environmental surcharges are extra. No sales to retail outlets. Coupons must be presented and redeemed at time of purchase. ®/™The trade-marks, service marks and logos displayed in this flyer are trade-marks of Loblaws Inc. and others. All rights reserved. © 2017 Loblaws Inc. Please recycle. *GUARANTEED LOWEST PRICES applies only to our major supermarket competitor’s print advertisements in Ontario (i.e. flyer, newspaper). We will match the competitor’s advertised price only during the effective date of the competitor’s print or official digital advertisement, proof of purchase such as a receipt from a supermarket competitor will not be matched. Our major supermarket competitors are determined solely by us and are based on a number of factors which can change from time to time. Identical items are defined as same brand, item type (in the case of unbranded produce, meat and bakery), size and attributes and carried at this store location. We will not match competitor’s private label offers on non-identical brands, “spend x get x”, “Free”, “Clearance”, discounts obtained through loyalty programs, or offers related to our third party operations (post office, gas bars, dry cleaners, etc.). We reserve the right to cancel or change the terms of this promise at any time. superstore.ca | Customer Relations: 1-866-596-RCSS (7277) | Please see in-store or online for your particular store’s hours.
this product contains post consumer recycled paper and is printed using vegetable-based inks
this product contains post consumer recycled paper and is printed using vegetable-based inks Facebook “f ” Logo
CMYK / .eps
Facebook “f ” Logo
this product contains post consumer recycled paper and is printed using vegetable-based inks ce produit est imprimé à l'encre végétale sur du papier recyclé après consommation
CMYK / .eps
this product contains post consumer recycled paper and is printed using vegetable-based inks ce produit est imprimé à l'encre végétale sur du papier recyclé après consommation
Page 16 • News Now • Thursday, February 1, 2018
Easy Drop-Off service
No Time? No Problem! Drop off your paperwork and we’ll take care of the rest. Once we’re done, we’ll call you to review your completed return.
7 Main Street East Grimsby
4943 King Street East Beamsville