Lifestyles After 50 Suncoast Edition, November 2015

Suncoast• FREE November 2015 • Vol. 26

VETERANS DAY NOV 11

GIVE THANKS 3632

Hosting The In-Laws: 8 Survival Tips T

he holidays are approaching, which means family will be coming to visit.

While you may be on fabulous terms with your in-laws, finding it difficult to spend extended periods of time together is not uncommon. So, how do you make it through a visit? Etiquette expert Diane Gottsman offers these tactful tips to help you get through the season with your sanity (and relationships) intact: 1. Create a flexible itinerary. Having planned events during their stay allows little time for sitting around. Lastminute planning may also make them feel unimportant.

2. Go to the movies or a sports event.

Opt for entertainment options that don’t require a great deal of personal interaction. By choosing to attend a local play or art exhibit, you are creating memories with your in-laws while avoiding awkward lulls in conversation.

3. Set up a special afternoon…without you. Buy tickets to a city tour or a local wine tasting. Give them suggestions for favorite delis, walking trails and small coffee shops, providing them the opportunity to explore

the city by themselves.

Offer to meet up for dinner later at one of your favorite restaurants.

4. Have a backup plan to recharge. If you know you can become overwhelmed at times by visitors, have a pre-planned errand, chore or phone call to make, allowing yourself some breathing room. (Just make sure your spouse knows.)

5. Host a gathering in your in-laws’ honor.

Invite friends with similar interests to meet your in-laws. Your friends will create lively conversation over dinner and help the evening go smoothly, creating a buffer so you don’t have to entertain alone.

6. Allow your in-laws to get involved.

Don’t forget your in-laws are family.

More often than not they will want to help out when it comes to dinners or children. Ask if they would like a special night with the grandkids, so that you

and your spouse can go out for dinner.

It’s a win-win for both parties.

7. Retire to your room early. Simply say, “Today has been great, I am going to start winding down. Feel free to stay up as late as you would like. See you all in the morning!” This will allow you to reclaim your evening by relaxing in your room.

8. Worst Case Scenario. Pay for a hotel or point them in the direction of modestly priced lodging. If you have consistently

had bad experiences with hosting your in-laws, it may be worth the expense to offer to pay for comfortable accommodations close to your home. Say, “Our home is so small, and the kids really need their own space.

We’d like to make your stay as pleasurable as possible.” If money is tight, you might say, “We look forward to your upcoming visit.

I’m happy to research hotels close by if you give me a price point to stay within? We’d also like to offer the use of our car while you are here.” Bottom line, weigh your risk of hurting the relationship versus hurting your marriage.

“Though a one week stay with your in-laws may seem overwhelming, it’s in everyone’s best interest to maintain a healthy relationship,” Gottsman says.

Diane Gottsman is a speaker and author who specializes in executive leadership and etiquette training. Her advice is backed by a Master’s Degree in Sociology with an emphasis on adult behavior. To learn more, visit dianegottsman.com.

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www.cal-am.com • e-mail:sales203@cal-am.com

I Wanted To Say, “Thank You!” Dear Readers,

Our new editor is incredibly passionate about what she does and is very excited ’ve been the editor to be here! There are great things coming here for a little over a to Lifestyles After 50, and I know the year, and it has been too magazine is in the best of hands. short a time to spend QR Codes with such wonderful readers. Before that, Tracie Lukens, You may see these box-shaped patterns start to pop up in the magazine from time I worked behind the Editor to time. If you have a smartphone with a scenes to help put this magazine together. It was my first QR reader, check ‘em out sometime. It’s real job after graduating college about a quick and easy way to connect with ten years ago. I had the wonderful Lifestyles After 50’s digital community opportunity to meet many of you at our and other fun stuff. If you’ve never used Fun Fests and walk with you in the Fun QR codes before, it’s a snap; we’ll show Walks, to make new friends and listen you how. to your amazing stories.

I am writing all of this because this will be my last editorial with Lifestyles After 50, and for me, it’s been an incredible journey. If you remember your first real job— the one where you were out in the world for the first time, feeling like you had found a place where you could make a difference, you know Tampa Bay where I’m coming from.

Dena Bingham: 813-293-1262 Our publisher, Kathy Beck, dena@lifestylesafter50.com started this magazine in her garage and worked tirelessly to build it into the magazine it is today.

She did it to help seniors like her mother, and caregivers like herself, connect with each other and with helpful resources in their community. Give Thanks This month is certainly a time for It eventually grew into a celebration of thankfulness.

This Veterans Day, Nov. all things great about life after 50—a 11, is a time to remember and honor handbook to aging triumphantly and all of the brave men and women who living vibrantly. have served this country. From WWII It will continue to do so with your to Afghanistan—if there is a veteran in support, and with the hard work of your life, take a moment to say thanks. its staff, who have become a second family to me over the years. I have “Honor to the soldier and sailor never seen a group of people more everywhere, who bravely bears his dedicated to helping others and seeing country’s cause. Honor, also, to the something succeed. citizen who cares for his brother in the

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field and serves, as he best can, the same cause.” ― Abraham Lincoln Lee, Collier & Charlotte Edition “As wePublished expressmonthly our gratitude, we by must never forget that the highest News Connection U.S.A., Inc appreciation isPresident not to utter words, but to live by them.”

—Reeves John F. Kennedy Richard richard@lifestylesafter50.com “Without heroes, we are all plain Publisher/Director of Events Marketing people, and don’t know how& far we can Kathy J. Beck go.” — Bernard Malamud kathy@lifestylesafter50.com “I dream of giving birth to a child who Editor will ask, ‘Mother, what was war?’”

Tracie Lukens —Eve Merriam editor@lifestylesafter50.com Thanksgiving just as important.

Editoris Emeritus Doyle to help keep Inside, you’llJanice find ideas the Manager holidays stress-free, Office Vicki Willis so you have more time to vicki@lifestylesafter50.com spend making memories with your loved ones.

Administrative Assistant find myself with AllieI Shaw allie@lifestylesafter50.com much to be thankful for. There areDesign places Production Supervisor/Graphic and experiences and 813-689-6104 people in your life that Distribution change941-244-0500 you. They help Nancy Spencer: nancy@lifestylesafter50.com you grow, or make you see the world in a Advertising Sales different way, or help Questions/Customer Service prepare you for what’s 813-653-1988 • 1-888-670-0040 next. This magazine Nancy Kuehne: 239-822-6150 has been such a place. I nancyk@lifestylesafter50.com am not the same person I was ten years ago. I Ouraother have gained neweditions: appreciation for a Suncoast Edition: Pinellas/Pasco Counties remarkable generation that many of Edition: Lake/Marion Counties my Lake peers overlook.

Members of this Sarasota have Edition: Sarasota/Manatee generation shared their wisdom Polk Edition: Polk their County with me, their patience, hardships Tampa Bay Edition: County and victories.

I haveHillsborough letters from good To learn more, call 1-888-670-0040 senior friends that have passed on while I wasConnection here. I willUSA, neverInc. forget a News single one ofP.O. them.

Box 638 Seffner, I will missFlorida all of 33583-0638 you more than I can say. Thanks for everything!

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—Tracie Lukens www.lifestylesafter50.com

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Published monthly by News Connection U.S.A., Inc President Richard Reeves richard@lifestylesafter50.com Publisher/Director of Events & Marketing Kathy J. Beck kathy@lifestylesafter50.com

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Fax: (813) 651-1989 www.lifestylesafter50.com

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Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

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As a reader of Lifestyles After 50, you are creating an established relationship with our advertisers. You may be contacted by email, telephone or mail as allowed by law.

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Lifestyles After 50 • November 2015 • page 3

Around Town W H AT ’ S H A P P E N I N G N O V E M B E R 2 0 1 5

Serving Clearwater, Clearwater Beach, Bellair, Bellair Beach, Largo, Seminole, Indian Rocks Beach, Indian Rocks, Madeira Beach and Redington Beach 600 Mandalay Ave. Clearwater Beach, FL 33767 ctricoli@budgetblinds.com

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“Are You Prepared for the What If?” Speakers on senior fraud; Florida’s long term care plan; Federal and VA benefits.FREE admission. Light refreshments. RSVP 727-585-9969.

10am - 12 pm. Prince of Peace Lutheran Church, Largo. For information call 727-585-9969.

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and 8 Folkfest St. Pete. Music, art and craft beer festival featuring live music and artist vendors selling original folk art, jewelry and home décor items.

Festival is located on Baum Ave. in the EDGE district of St. Petersburg. $5.

Free parking at Tropicana Field. Info: 727-825-0515.

“Changes in Senior HealthChoices & Options.” Speakers on senior transitions and Florida’s long term care programs. Free admission.

1:30 – 2:30 p.m. St. Giles manor, Pinellas Park.Call 727-542-5741.

The Suncoast Dixieland Jazz Society will sponsor Bobby Tess and the Dixie Chaps in concert. $10. 7 – 9:30 p.m. Silas Dent’s, St. Pete Beach.

727-522-6877.

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Veterans Day Ceremony. Join the City of Safety Harbor, American Legion Post 238 and the VFW Post 10093 to honor our veterans, remember our heroes and celebrate our freedom.

The Veterans Day Ceremony will include a 21-gun salute and a military flyover of a KC-135 Stratotanker. Free admission. 11 a.m. – 112 p.m. Veterans Park at the Safety Harbor Marina. More info: 727-724-1572.

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Crafters Arts & Crafts Fair.

Vendors offering a large variety of high quality crafts…including Christmas decorations, jewelry, fabric, pottery, woodcraft, a huge bake sale and a Chinese auction. Free admission.

8 a.m. – 2 p.m. Southport Springs Golf & Country Club, Zephyrhills. For more info, call 610-698-1584.

14 EQUAL HOUSING

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Cinema For Seniors. Movie matinee for adults and seniors with free refreshments. Sit back, relax and enjoy some old classics and new favorites. 1 – 3 p.m. East Lake Community Library, Palm Harbor.

Details at 727-773-2665.

14, 15 Sponge Docks Seafood Festival. Featuring tons of fresh local seafood, an art and craft show with up to 60 local and regional artists, continuous live music, a “people’s choice…” contest, unique retail shops and more. Free. 10 a.m .– 9 p.m. Sponge Docks, Tarpon Springs. 727-322-5217.

Christmas Under the Oaks Arts & Crafts Show. North Pinellas Woman’s Club presents the annual Christmas Under the Oaks Arts and Crafts show at beautiful waterfront Coachman Park in downtown Clearwater. $2. 9 a.m.

– 4 p.m. 727-562-4700.

The City of Pinellas Park presents a Fall Fashion Show & Luncheon. Featuring models from the Senior Center wearing fashions from Christopher & Banks. Lunch and door prizes will take place after the show. $5/$7. 11 a.m. Pinellas Park Senior Center. 727-541-0766.

Lifestyles After 50 Fun Fest and Jamboree. Free admission and parking. Exhibitors, free entertainment, free health screenings, free coffee and snacks, free bingo with prizes.

9:30 a.m. – 2 p.m. Strawberry Festival Fairgrounds, Plant City. Information: 813-653-1988.

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and 22 Cat Show—Adopt A Cat. Fun for all ages. Over 25 breeds of cats. Vendors will have cat trees, beds, toys, unique gifts and more. Cats and kittens available for adoption.Raffles, food available. $6. (Bring cat food donation and receive $1 off admission.)

9 a.m. – 4 p.m. Minnreg Hall, Largo.

727-289-1989.

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ec. 4 Senior Health & Wellness Expo. Free health screenings will be offered by local health care agencies and wellness vendors. A healthy lunch will be provided by Senior Center volunteers. $3. 9 a.m. – 1 p.m. Pinellas Park Senior Center. 727-369-5694.

Send Around Town events to Lifestyles After 50, P.O. Box 638, Seffner, FL 33583; fax 813-651-1989 or email info@lifestylesafter50.com. News must be received by the 10th of the month prior to event (i.e. November 10 for December event.)

Billboard’s Top 20: 1975

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ake a nostalgia trip with us: here are a few of the songs that hit the weekly Top 40 pop charts in 1975, according to Billboard magazine: “Love Will Keep Us Together,” 1.

Captain & Tennille

Founding Father of the United States Portrayed by Hal Bidlack, PH.D

SAT • NOV 7 • 7:30 PM

A Scrumptious Duet - Shakespeare Readings with Authentic Renaissance Food Samples!

Led by Dave Wladaver & Patricia King

Lunch & Learn - Holiday Decorating

Presented by New Century Opera Sung in English

SUN • NOV 8 • 3:00 PM

SAT • NOV 14 • 7:30 PM

2. “Rhinestone Cowboy,” Glen Campbell 3. “Philadelphia Freedom,” Elton John 4. “Before the Next Teardrop Falls,” Freddy Fender 5. “My Eyes Adored You,” Frankie Valli 6. “Shining Star,” Earth, Wind & Fire 7. “Fame,” David Bowie 8. “Laughter in the Rain,” Neil Sedaka 9. “One of These Nights,” Eagles 10. “Thank God I’m a Country Boy,” John Denver 11. “Jive Talkin,’” Bee Gees 12. “Best of My Love,” Eagles 13. “Lovin’ You,” Minnie Riperton 14. “Kung Fu Fighting,” Carl Douglas 15. “Black Water,” The Doobie Brothers 16. “The Ballroom Blitz,” Sweet 17. “(Hey Won’t You Play) Another Somebody Done Somebody Wrong Song,” B.J. Thomas

Presented by the Gilbert & Sullivan Players

FRI & SAT • NOV 20 & 21 • 7:30 PM SUN • NOV 22 • 2:00 PM

TUE • DEC 1 • 11:30 AM

SAT • DEC 5 • 7:00 PM

18. “He Don’t Love You (Like I Love You),” Tony Orlando and Dawn 19. “At Seventeen,” Janis Ian 20.

“Pick Up the Pieces,” Average White Band Lifestyles After 50 • November 2015 • page 5

10 Steps to Achieve Your Retirement Goals IRAs and 401(k)s to buy an annuity, without having this money included in mandatory withdrawals after age 70 1/2.

4. Factor in health care costs. Medical costs will rise. Medicare covers the majority of health care at 65 and older, though you must still pay deductibles and other expenses. The savings needed to cover most health care expenses in retirement, including premiums, is $116,000 for men and $131,000 for women, according to estimates. You can calculate health care costs online using AARP’s Health Care Costs Calculator at aarp.org/work/retirement-planning/ the-aarp-healthcare-costs-calculator.

By Eileen Ambrose, AARP Bulletin

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verybody wants to be safe from the buffeting that life can inflict upon retirement plans — to have the financial resilience to bounce back when things go awry. For starters, here are 10 mistakes to avoid in retirement planning.

1. Don’t take Social Security too early.

Claim Social Security benefits at 62 and your monthly check will be 76 percent less than if you wait until 70. Even so, many people take benefits before full retirement age. Some need the money, and some fear they won’t live long enough to collect what they paid into the system.

But wait as long as you can. Check out AARP’s Social Security calculator at aarp.org/work/social-security/socialsecurity-benefits-calculator.html.

2. Don’t say ‘Take this job and shove it.’ Even if you quit the 9-to-5 grind,

don’t entirely exit the workforce. “Find something that is fun for you, so you do not really call it a job,” says Scot Hanson of EFS Advisors in Shoreview, Minn. Part-time work at a golf course or local theater might generate only $4,000 to $12,000 a year, but will reduce how much you dip into savings and allow you to invest in a tax-friendly Roth IRA. 3. Don’t underestimate your lifespan.

More than half of Americans do, and may not save enough, according to a survey by the Society of Actuaries. One way to be safe is to buy a deferred-income annuity.

You give an insurance company a lump sum and then, perhaps 15 years later, you start receiving a lifetime income stream.

“You can spend a relatively small amount now and end up with a substantial amount of income down the road,” says David John at AARP Public Policy Institute.

Workers can transfer up to $125,000 from

5. Don’t ignore major expenses.

Whether you’re near or in retirement, beware of taking on large expenses that can wreck your budget. This includes digging deep into savings to help a child pay for graduate school or a dream wedding. Buying a second home can drain $20,000 to $30,000 a year for taxes, insurance, upkeep and mortgage payments, says Kristi Sullivan with Sullivan Financial Planning in Denver.

6. Consider long-term care. Medicare doesn’t pay for long-term care. Most people rely on family, says Donald Redfoot, a senior strategic policy adviser with AARP Public Policy Institute. Long-term care insurance could be an option for some, particularly those with assets to protect.

7. Don’t fall for scams. Older people can be financially devastated by con artists.

“You don’t have the years to recoup,” says Barry Korb with Lighthouse Financial Planning in Potomac, Md. Monitor credit reports for suspicious

activity. Tell credit reporting companies to put a security freeze on your report.

This can stop a thief from opening lines of credit in your name. Check out AARP’s Fraud Watch Network and sign up for watchdog alerts at aarp.org/money/scamsfraud/fraud-watch-network.

8. Simplify your finances. If you have multiple retirement accounts, consolidate them. Otherwise it is tough to determine your asset allocation— how much you own in stocks, bonds and cash—or to know if holdings overlap, says Rosa Kohler of Key Private Bank in Tarrytown, N.Y. When consolidating, make sure your fees don’t rise. You might be able to get lower fees—some firms cut expenses for larger accounts.

9. Keep track of pensions. If you think a former employer may be holding a pension or 401(k) for you, contact the HR department. Sometimes workers can’t find an old employer that was acquired, went bankrupt or just shut down. The Pension Benefit Guaranty Corp., which insures private pensions, is holding about $280 million in unclaimed pensions owed to 37,587 people. Search online for unclaimed pensions. Advisers at the federal Employee Benefits Security Administration also can track down lost accounts.

10. Don’t miss your Medicare deadline. You generally have a sevenmonth window, starting three months prior to turning 65, to sign up. Not doing so could trigger late penalties and delay coverage—unless you are covered beyond 65 by insurance from your or your spouse’s current employer. To learn more, visit AARP’s Medicare Q&A tool at aarp.org/health/medicare-qa-tool.

Need-to-Know Financial Terms Financial planner: A financial planner assesses every aspect of your financial life and may also manage your investments.

The financial-planning profession doesn’t have its own regulator. But planners may be regulated based on the services they offer.

For example, financial planners who are also investment advisers would be regulated by the SEC or their own states.

Fiduciary: A fiduciary is required to act in the best interest of his or her client. Registered investment advisers must adhere to this rule; people known as broker-dealers (who may also call themselves advisers) generally do not.

Lifestyles After 50 • November 2015 • page 6

Registered investment adviser (RIA): An RIA is registered with the Securities and Exchange Commission (SEC) or state regulators and is compensated for providing advice on different types of investments. An RIA must be a fiduciary.

Broker: This financial professional traditionally buys and sells stocks, bonds and mutual funds and charges a fee or commission for handling orders submitted by an investor. Brokers are regulated by the SEC and by the states, and they must be members of FINRA, the securities industry’s self-regulating body.

401(k) plan: This employer-sponsored savings plan allows a worker to save for retirement and defer income taxes on both contributions and earnings until withdrawal.

Employees contribute a portion of their pretax wages; employers may match some or all of workers’ contributions.

Individual retirement account (IRA): A savings account for individuals, an IRA lets you contribute as much as $6,500 a year (for those 50-plus). Earnings are taxdeferred until you start taking out the money, after age 59 1/2. In a variation called the Roth IRA, contributions are

made with posttax money and earnings are tax-free in the future.

Mutual fund: This pooled-investment fund buys securities based on the fund’s objectives.

Load fund: A mutual fund with a sales charge or commission is called a load fund.

The investor pays the fee, which in turn compensates the broker. The load can be paid when the fund is purchased (called a front-end load) or when shares are sold (a back-end load). —Compiled by Tara Finnegan Coates, Online Executive Producer, AARP

PINELLAS

PASCO

Lifestyles After 50 • November 2015 • page 7

Veterans Take a Life-Changing Journey With Honor Flight

By Cathy Cuthbertson

flights into Reagan National Airport. I’ll never forget one of he day begins in my first experiences. One vet the wee hours long came off the plane and started before dawn with the to cry, then I started to cry, and hustle-bustle of getting then the whole Glee Club was in to the St. Petersburgtears, and on down the line. It can Clearwater International be a very emotional experience.”

Airport by 4 a.m. and It’s also a very long day for grabbing a bite to eat a group whose average age is before liftoff. Aboard pushing 90. But each minute the chartered plane and is treasured. soaring skyward, hearts “The real celebration is when swell with memories and we land back in St. Pete that WWII veterans and guardians fly from St. Petersburg, Florida to the World War II Memorial in Washington D.C. pride as old friends meet night,” says Frey. “There are again, decades removed from their duty on several missions each year, and covers vets to Washington.” Likewise, expenses are bagpipes and bands, people waving flags all expenses for the vets, including airfare, funded by the generosity of donors that range and the Knights of Columbus there to greet and service in World War II. “We find that so many of the veterans food and travel aboard a chartered tour bus. from schools and military organizations them. So many people think the veterans “On our June trip we had 79 veterans to individuals and corporations. No had ticker tape parades and were welcomed have never really talked about their war experiences,” says Beverly Frey, and 79 guardians,” explains Frey. “Each government funding is received. when they came home. Most of them went The Honor Flight lands in Baltimore, home with no recognition or celebration president of Honor Flight of West veteran is accompanied by a personal Central Florida. “Traveling to the World guardian and each vet has access to a where veterans board a chartered bus to at all. Now, this is our opportunity to serve War II Memorial in Washington D.C. wheelchair throughout the day if they the U.S. Air Force Memorial in Arlington. them. It’s a wonderful generation and we are After lunch, they head to the Capitol. unleashes a floodgate of stories and want or need one.” just so proud of them and being able to this.”

The trips aren’t cheap. Chartering Frey and her husband’s involvement memories. It’s very healing.”

Whether a mail clerk, airplane Part of a national hub, Honor Flight the plane alone can cost upwards of in Honor Flight goes back to the days mechanic, or front-line solider, all when they lived in D.C. of West Central Florida was established $65,000, explains Frey. veterans are encouraged to apply. For “Everything is paid for by donations,” she “It was through our local American Legion more details about Honor Flight, its in St. Pete five years ago with the mission of providing Honor Tours to veterans to the says. “And guardians all contribute $400 Post,” says Frey. “We would do the meet- fundraisers or donations, please visit World War II Memorial. The group goes each for the honor of escorting one of the and-greets when veterans would arrive on their website: honorflightwcf.org.

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Shop Savvy With these Savings Tips on’t get buyer’s remorse; get smart about shopping! Experts offer these saving tips for the holidays and beyond.

5. Buy luggage in March.

Travel retailers know we gear up for spring and summer vacations in March, so they often discount prices.

1. Avoid impulse purchases at the grocery store with Grocery iQ. (groceryiq. com). You can create a shopping list on your desktop and use it in the store.

6. Save on shaving. Join a shave club at sites such as Dollar Shave Club (dollarshaveclub.com) or Harry’s (harrys.com) and have quality blades and shave supplies delivered to your doorstep for less than you spend now.

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2. Buy low, sell high. “When I find a good deal on something, I buy two of them and sell one on eBay for the price I paid for both,” says savvy shopper Amy Patterson McPherson from Thomasville, Ga. “That way, the one I keep is free!”

3. Shop in January. Post-holidays, retailers slash prices on men’s clothing by up to 50 percent to make room for warmer-weather clothing. Buy suits, sweaters and winter coats this month.

4. Flash sale sites, including JackThreads (jackthreads.com), Gilt (gilt.com) and Rue La La (ruelala.com), offer everything from suits to designer sunglasses for as little as half the retail price.

Lifestyles After 50 • November 2015 • page 8

7. Buy sneakers in November. Retailers devote more shelf space to sneakers in early fall, for back to school, then cut prices in November to make way for winter boots.

8. Nab the best online deals. Before you hit the “buy” button, install a free Web browser add-on, such as PriceBlink or Shoptimate, to your computer to help you find better deals. PriceBlink, for instance, scans more than 4,000 merchants to find low prices and alerts you to coupons.

Tips by Terry Bradwell, AARP; Brian Boyé, executive fashion director, “Men’s Health”; and Lynnette Khalfani-Cox, “The Money Coach.” From AARP’s 99 Great Ways to Save: aarp.org.

Lifestyles After 50 • November 2015 • page 9

Less Stress, More Memories: Holiday Meal Tips Y

ou can easily prepare foods for a large family without breaking the bank. To save time, money and stress when making meals for your loved ones give one of these tips a try: 1. Keep it simple.

Healthy and creative meals don’t have to be complicated.

The simpler the menu, the less money and stress it will cost you in the end.

2. Allow your family to help.

Divide jobs among family members.

Remember—kids love to be in the kitchen! With help, you can get more done and have more time to enjoy with your family.

3. Enjoy yourself. If you feel yourself becoming stressed, take a deep breath.

Have fun and enjoy spending time with those closest to you.

4. Options for the holidays. Try having a brunch. Breakfast foods like eggs are less expensive and make a great protein for the main dish. Another fun idea is to have a yogurt parfait bar, where everyone can add their favorite toppings to yogurt.

5. Make it a potluck. Potlucks are a great option for large families.

Prepare a side dish and let each family member make the rest. It creates less work for you and allows everyone to make and sample each other’s creations.

Tired of counting pennies? Discover more about nutrition assistance programs and thrifty holiday recipes by visiting this helpful link: https://snaped.fns.usda.gov/ taxonomy/term/894/all/feed Information from choosemyplate.gov.

No-Cook Meal: Roasted Turkey Wraps with Green Apples and Brie ake it easy this holiday with this fun and simple no-cook turkey recipe.

This sophisticated sandwich will appeal to children as much as it will to adults. Crunchy apples, tangy Dijon and creamy Brie beautifully complement the savory roast turkey, while the whole-wheat wraps keep the meal manageable. If you can’t find watercress, feel free to Directions: substitute another leafy sandwich green. 1. Slather 1 side of each wrap with 1 tablespoon of the honey mustard.

Ingredients: 2. Place one-fourth of the turkey slices in 4 whole-wheat wraps the center of each wrap. Top each portion 4 tablespoons honey mustard, store- of turkey with 1 slice of cheese. Arrange bought or a mixture of equal parts the apple slices and then the watercress on honey and Dijon mustard top of the cheese, dividing them evenly.

1 pound roasted turkey, thinly sliced 3. Gently fold over the sides of the wrap 1/2 pound Brie cheese, cut lengthwise and press over the filling, tucking the edges into 4 equal slices snugly like a burrito. Cut each sandwich 1 Granny Smith apple, halved, cored in half diagonally and serve. Serves 4. and thinly sliced (Excerpt from “19 No-Cook Recipes”: 1 bunch watercress, tough stems removed grandparents.com)

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Managing Lung Disease During the Holidays

By Phoebe Brown, Staff Writer

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he holiday season brings people together for many celebrations. However, for people with lung disease, the holidays can seem daunting. Between traveling, cooking and eating, someone could easily become fatigued, which could make breathing difficult. One way to avoid excessive exhaustion is to practice moderation when eating. While indulging in holiday festivities, practicing moderation can help people with lung disease enjoy the holidays and improve their overall quality of life.

Triggers such as air pollution, overexertion and overeating can cause flare-ups. While some triggers are uncontrollable, others are manageable. Staying inside when air quality is poor can help with lung function. Overeating or eating foods that cause gas or bloating can make breathing uncomfortable, so even during the holiday season, it is important to keep moderation in mind.

Lifestyles After 50 • November 2015 • page 10

It might seem like common sense but taking time to enjoy good food and company at the table could help someone feel satisfied instead of overfull.

Drinking plenty of non-caffeinated fluids can help control hunger and keep people hydrated. Eating smaller portions of foods, including desserts,

could help reduce pressure, especially in someone who is short of breath. Extra pounds could cause extra heaviness and difficulty breathing.

For those suffering from debilitating lung diseases, options exist now to improve quality of life, such as diet and moderation. A clinic in the United

States, the Lung Institute, states they have helped lung disease sufferers by offering an additional treatment option in the form of stem cell therapy.

Stem cell therapy is a minimallyinvasive, outpatient treatment that harnesses the natural healing ability of the stem cells that already exist in the body. Stem cells are harvested from the patient’s own fat, blood or bone marrow, separated, and reintroduced into the body. Stem cells naturally fight infection and disease by repairing damaged tissue with new, healthy tissue.

This is a slow process, but stem cell therapy has the potential to expedite the natural healing process for those with certain progressive diseases, such as lung diseases.

People with lung disease have various options to help them take their health into their own hands, such as using an alternative treatment like stem cell therapy along with diet and moderation.

By controlling factors that exacerbate their symptoms, and by taking action to improve their lung function, people with lung disease can enjoy the holidays and improve their quality of life.

Lifestyles After 50 • November 2015 • page 11

A Legacy Undone: How To Protect An Elderly Parent from a Financial Predator

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arried for 35 years, Terrie and Jon Hull were very close with Terrie’s mother, Jean. However, their happiness became tragedy in the span of just a few weeks.

First, Terrie’s elderly mother was in a car accident and suffered a severe traumatic brain injury, which critically impacted her short-term memory and left her frustrated and vulnerable. Terrie and Jon rose to the occasion and became her primary caregivers while she underwent additional surgeries and all it entailed. Then, Jean’s boyfriend stepped in and the real nightmare began.

In the months that followed the accident, Jean’s long-time friend “Billy” moved in, took advantage of Jean’s disability and confusion, and convinced her that Terrie was stealing money. Without evidence, he managed to persuade both a police officer and a judge that Terrie was the one taking advantage of Jean, and the judge issued a restraining order without a shred of proof.

Homecare workers also colluded with Billy, helping to make arrangements for a one-day visit to Las Vegas, where Billy and Jean were married.

Billy turned out to be a financial predator, and the Hulls were thrust into a 4-year legal battle to save Jean from ruin.

Fortunately, Jean and her first husband had put their estate plans in place through a family trust, which made it possible for Terrie to successfully fight for a conservatorship. But not before Billy closed all of Jean’s bank accounts, opened new joint accounts, cashed some bonds and even took Jean’s name off one of the accounts!

Terrie and Jon were able to make certain that Billy couldn’t drain Jean’s financial assets through the trust.

They prevented him from being able to inherit it, ensuring that Jean could live out her life financially comfortable.

Terrie and Jon share what they did and what they learned in their book, “A Legacy Undone…An Extraordinary True Life Experience That Will Make You Rethink Protecting Your Family.”

They include steps that everyone should take to ensure that their loved ones’ wishes are protected should they become mentally or physically incapacitated: Lifestyles After 50 • November 2015 • page 12

1. Organize emergency information.

This includes more than just a list of doctors and contacts. Cataloging your digital assets, bank accounts, storage rentals, financial advisors, P.O. boxes and more can be a boon for loved ones facing critical decisions.

2. Create a solid estate plan. This is the best way to make sure your loved ones will be able to carry out your wishes when the time comes. Estate laws in the United States give people the right to put their affairs in order. Not exercising that right means you may forfeit your family’s legal right to help you.

3. Designate a durable power of attorney. This allows a person you trust to make legal decisions for an incapacitated individual. Without power of attorney, the courts or a third party designated by the courts will make legal decisions.

4. Prepare an advance medical directive to make your wishes known and to relieve family members of making difficult end-of-life decisions on your behalf.

5. Communicate. “If your parents are over 50 and haven’t talked with you about putting their affairs in order, you need to start the conversation,” Terrie says. “Find out what they have done while they are still young and aware.” The same is true for parents.

“Your children look up to you and assume you have been smart with your money,” she says. “Prove them right by putting your affairs in order. Then teach your adult children to put their affairs in order. This opens the door to productive conversations about other important decisions in life.”

6. Realize that this is all about life.

“Putting your affairs in order is not about death. It’s about making sure things get done your way,” she says. “It is one of the most important financial and lifestyle decisions of your life. It’s about writing the last chapter of your amazing legacy.”

Find their book, “A Legacy Undone,” online at amazon.com.

Lifestyles After 50 • November 2015 • page 13

The Best Is Yet To Come at the Florida Orchestra

By Kelly Smith t The Florida Orchestra, November goes from literary to legendary, with works inspired by Edgar Allan Poe and a tribute to one of the coolest crooners ever, Frank Sinatra. Here are three can’t-miss concerts:

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The Bells & Pictures at an Exhibition (Nov. 6 – 8): New Music Director Michael Francis conducts this Tampa Bay Times Masterworks program with two TFO premieres inspired by Edgar Allan Poe. Rachmaninoff’s The Bells, featuring the Master Chorale of Tampa Bay, is based on the poem of the same name, and Chris Rouse’s Prospero’s Rooms imagines the colors of the rooms in The Masque of the Red Death. Also on the program is Mussorgsky’s Pictures at an Exhibition.

Brahms’ Violin Concerto (Nov. 13 – 15): Michael Francis conducts rising star violinist Tianwa Yang in this lively, popular concerto. Also on the Masterworks program is Edward Elgar’s witty and moving Enigma Variations and Barber’s Medea’s Meditation and Dance of Vengeance.

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Curtis Stigers. Photo by Mali Lazell

Curtis Stigers Celebrates Sinatra (Nov. 20 – 22): Come fly with the orchestra to celebrate a century of Sinatra. Curtis Stigers, on vocals and saxophone, will bring you hits like I’ve Got You Under My Skin, Fly Me to the Moon and The Best is Yet to Come.

Conducted by Jeff Tyzik as part of the Raymond James Pops series.

The Florida Orchestra: Masterworks and Pops tickets are $15, $30 and $45 at floridaorchestra.org or 727-892-3337 and 1-800-662-7286. Ask about free Classical Kids tickets for ages 5 – 18 for all Masterworks concerts. The orchestra regularly performs at the Straz Center in Tampa, Mahaffey Theater in St. Petersburg, and Ruth Eckerd Hall in Clearwater.

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540 Second Avenue South • St. Petersburg, FL 33701 Lifestyles After 50 • November 2015 • page 14

Lifestyles After 50 • November 2015 • page 15

Navigating the Over-50 Dating World

By Joe Cohen

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he past-50 world of dating is popular and steadily growing. Whether you’re heading out for your first date in decades or you’re looking to boost your self-confidence before getting back in the game, check out these tips before you embark on this new chapter of your life:

1. Be wary of the fast pace of social media. Between dating sites, Facebook, and other social networks, the 21stcentury relationship is becoming an all-consuming 24/7 experience. Digital technology removes all speed limits on a blossoming romance, but that doesn’t mean you should charge full speed ahead. Constant communication can be overwhelming for one or both sides of a relationship, and you or your partner may need space to reflect on whether it’s a good match. If social media is causing problems, don’t be afraid to take your relationship offline for a period of time.

2. Build an authentic online profile.

Success in online dating lives and dies by how well you represent your true personality in the digital realm. Take time to thoughtfully build an online profile. Avoid tired clichés and focus

on what makes you unique (hint: it’s not the fact that you love long walks on the beach). The goal is to create an online dating profile that stands out but is authentically you.

3. Boost your confidence with a new look. Whether or not you’re braving the new world of online dating, finding a new look is a great way to get a shot of confidence for this new adventure. Explore new fashions, wrap yourself in a colorful scarf or accessorize with some stylish frames or a chic wig.

Even a small change can provide the spark of confidence you need!

4. Keep your mind and body active. Regular exercise will help boost your daily energy, sharpen your mind and memory, and ward off other symptoms of aging—all huge benefits when it comes to taking your dating game up a notch. Sign up for some group fitness classes, invest in a new wearable fitness device, or download a fitness app to your mobile device to help track your goals.

5. Embrace the new... and the old.

Online dating provides countless opportunities for meeting new people, and with an increasing number of techsavvy boomers joining online dating sites, there’s certainly no shortage of potential sparks. On the other hand, don’t hesitate to look up old friends and flings. A large number of people in over-50 relationships have found love with someone from the past!

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1200 8th Ave. S.W., Largo

Your Carefree Life Starts Now at Grand Villa G

rand Villa offers wonderful features and amenities in a familystyle atmosphere for Assisted Living and state-of-the-art Memory Care. Our devoted staff provides residents with the highest level of personal service and care in a stress-free environment, encouraging relaxation and socialization. This allows our residents to spend less time worrying about daily tasks and more time enjoying life.

Grand Villa residents experience wonderful food and an exceptional dining experience. Our chefs prepare three well-balanced and delicious meals per day served in our restaurant-style dining room. Residents select their own meal choices from an extensive menu, and snacks are available throughout the day. We love to celebrate birthdays, holidays, and milestones with party food and a variety of themed meals. We also encourage our residents to share family favorites by giving their recipes to our chefs. These meals are prepared and enjoyed by the entire community.

Health and wellness services are available on-site at Grand Villa. General practitioners, podiatrists, dentists and

optometrists visit regularly. We also offer on-site physical, speech, and occupational therapy for residents who want to avoid the stress of traveling.

Residents can make an appointment with a visiting physician, or schedule a complimentary ride to a local doctor’s office.

Our home-like environment is welcoming and inviting, with many activity choices available each day.

Whether parties, classes, lectures or excursions, there is always an entertaining and engaging option. Our full time Activities Coordinator plans activities such as exercise classes, live musical performances and excursions to local malls and restaurants. The assisted living programs at Grand Villa are specifically designed to enhance every aspect of a resident’s life. Our community offers so many opportunities for fun, you’re sure to find something that appeals to you each day.

We hope you will consider Grand Villa Senior Living and join our family.

Call us to learn more and to schedule your personal tour today!

Lifestyles After 50 • November 2015 • page 17

VETERANS CORNER

Saint of the POW Camp —The Inspiring Story of Chaplain Emil Kapaun

By Victor Parachin

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is ‘congregation’ was located inside a North Korean POW camp. His ‘parishioners,’ made up of every faith, were hungry, ragged, emaciated prisoners of war. His ‘church’ was a lice-ridden mud hut. His uniform bore a small cross of the Corps of Chaplains rather than the crossed rifles of an infantry unit. Although he died in the POW camp at age 35, many credit him with their survival and Father Emil Joseph Kapaun, serving on the those fortunate ones refer to him battlefields of the Korean War. Image in the public domain. as a hero, martyr and saint.

Emil Joseph Kapaun was a farm boy who closest to him, enough to elicit charges called Pilsen, Kansas home. Ordained at that Kapaun was advocating resistance the age of 24 in 1940 for the Diocese of against their captors. When the tortured Wichita, Kansas, he entered the U.S. Army men were returned to the general POW as a chaplain during World War II, serving population, unsure of their welcome, it in Burma, China and India. Fr. Kapaun was was Fr. Kapaun who first greeted them discharged, but re-enlisted as the Korean saying: “You never should have suffered War broke out. In early November of 1950, a moment trying to protect me.”

Because of the accusations made by the his unit was overwhelmed by Chinese troops. Although he had an opportunity men, the POWs fully expected that Fr. to escape, Fr. Kapaun learned there was Kapaun would be executed. However, a pocket of American troops who were the captors merely called him in and unable to flee. He voluntarily made his threatened him with harm. Dowe writes: way to those trapped and injured men. “We realized then what we had half known There, he was captured and continued all along. They were afraid of him. They recognized in him a strength they could his ministry as a prisoner of war.

Lieutenant Ray M. Dowe, Jr., was one not break, a spirit they could not quell.” elcome to this month’s allows natural air movement Gradually, it became clear that Fr. of the POWs who survived and returned Tech Talk column, so you don’t feel blocked off to tell of Fr. Kapaun’s ministry. The Kapaun was himself beginning to fail where we cover the latest from your surroundings. troops in the POW camp were being fed in strength. Pneumonia eventually took apps, products and websites To order, or learn more, a starvation diet. At the risk of being shot, him, but before he passed he left his men that make life a little easier. visit mdhearingaid.com.

Fr. Kapaun would sneak out of the camp with messages of hope. “Tell them back This month, we’re giving To enter the giveaway, email into nearby fields around the compound home that I died a happy death,” he said, away one MDHearingAid editor@lifestylesafter50. where he scrounged for leftover ears and he gave his prayer book to another AIR Digital Hearing Aid (Can com or snail mail us at: of corn, spoiled potatoes and grains to officer, saying: “You know the prayers. be used for Left or Right Ear) share with the troops. Kapaun begged for Keep holding the services. Don’t let The AIR Attn: Zoinx and one FIT digital hearing cotton undershirts to make bandages for them make you stop.” Standing beside Lifestyles After 50 aid (Right Ear only). You can the wounded, and cared for the sick and Dowe was a Turkish lieutenant of the P.O. Box 638, enter to win one or the other.

Muslim faith who said: “To Allah who dying as much as he was able.

Seffner, FL 33583 Please specify which aid you Most importantly, Fr. Kapaun was is my God, I will say a prayer for him.” would prefer when sending us Send us your name, address instrumental in giving hope to his Even after he died, Father Kapaun’s your entry. There will be one and phone number by fellow prisoners. Whenever it was safe, influence continued to affect the camp. A winner for each hearing aid!

November 19. The drawing he conducted quiet prayer services. young Jewish marine was placed in the With three programs and will be held on November “He he would offer a prayer of thanks facility and said he couldn’t understand a volume dial, the AIR 20, and the winner will be to God for the favors He had granted to why the men were taking care of each other, accommodates the most contacted and announced in us, whether we knew about them or not, unlike other places where he had been held The FIT common types of hearing loss for the next issue of Lifestyles After 50. for the food and water we have received captive. He asked why and received this confident communication, even in Look for more giveaways in upcoming at the hands of our enemies,” recalls answer: “Padre Kapaun, Padre Kapaun.” challenging listening environments. Its editions. Good luck!

In April 2013, President Barack Obama Dowe. He would conclude with a short, discreet behind-the-ear design and invisible simple sermon urging the men to hold posthumously bestowed Father Kapaun wire make it almost impossible to notice. on and not lose hope that they would be with the Medal of Honor, saying: “This Congratulations!

The FIT: Are you an active adult who is the valor we honor today, an American freed and returned to their families. needs hearing help but doesn’t want to To last month’s winner: Recognizing the influence Fr. Kapaun soldier who didn’t fire a gun, but who be tethered to conventional hearing aids?

Angela McElroy of Valrico had over the other men, his captors wielded the mightiest weapon of all: a The FIT was made just for you, with a never punished him directly. However, love for his brothers so pure that he is She won the Zoinx Sunglasses! patented In-The-Ear (ITE) design that they did not hesitate to torture those willing to die so that they might live.”

Tech Talk Giveaway: Hearing Aids

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Lifestyles After 50 • November 2015 • page 18

Turkey Myths Busted T

urkey is a major symbol of an American celebration and our giving for the bounties we are fortunate to enjoy. Dr. Judith Rodriguez, registered dietitian and chairperson of the Department of Nutrition and Dietetics at the University of North Florida, discusses myths and facts about turkey and provides tips for including it in a healthy diet.

Fact: Of the two wild species of turkey, one is indigenous to the areas from Canada to Mexico and the other is indigenous to the areas from the Yucatan to Guatemala. The Aztecs ate domesticated turkeys. Turkeys were found in the New World and taken back to Spain, where they quickly spread throughout Europe and other regions.

It was introduced to England in the 1500s, then the Pilgrims brought it back to North America in the 1620s on the Mayflower, not realizing that America was, indeed, the turkey’s point of origin.

Holiday Memories Table Runner

Myth: Eating turkey makes you sleepy.

Directions:

Fact: Turkey contains tryptophan, an amino acid supplement that promotes sleep when taken alone (on an empty stomach). However, turkey contains many other amino acids that probably blunt the impact of tryptophan. If you ingested a large meal, your sleepiness is more likely the result of blood being diverted from throughout the body, including the muscles and brain, to the stomach for digestion.

Step 1: Prep. Wear clothes you don’t mind getting paint on, and cover your table or other workspace with newspaper to protect it. Then lay the table runner flat on your workspace.

Myth: Turkey skin is all made up of the bad “saturated” fat.

Myth: Turkey is indigenous to the country, Turkey.

CREATE & CRAFT

Fact: Turkey skin contains both saturated fat and cholesterol (the “bad”) fats, and also mono and polyunsaturated (the “good”) fats. So, if you are tempted to have some turkey skin, it’s important that you limit it to a small piece— indulge in a small amount, along with some lean turkey.

Myth: Check a whole turkey for doneness by pricking the leg to check for bleeding.

C

reate a fun Thanksgiving table runner with your grandkids or other loved ones that will be a special decoration to pull out every year!

Step 2. Paint. With the paintbrush, apply your paint of choice to your (or a loved one’s) hand, making sure to cover the entire surface from palm to fingertips.

Step 3: Print. Start at one end of the runner. Press the painted hand firmly onto the fabric until a clean handprint is left.

Note: keep baby wipes nearby to keep handprints out of the rest of the house!

What You Need: Light-colored, solid fabric table runner Non-toxic fabric paint.

Paintbrush Permanent marker Willing hands!

Fact: Cook the whole turkey in an oven at 325 degrees. Insert an oven safe thermometer in the lower part of the thigh and be sure to avoid touching the bone. Or place a thermometer in the center of the stuffing. A temperature of 180 degrees in the thigh and 165 degrees in the breast or stuffing indicates doneness. (UNF and Newswise)

Step 4: Embellish! Using a paintbrush or permanent marker, write the name of the handprint’s owner and the year next to their print. Decorate the handprints like turkeys for extra fun.

“We have now done this for enough years where the kids embellish the turkeys on their own,” says craft creator Erica Deuel.

“I let the kids choose their favorite color for the turkey. It’s fun to watch the kids’ colors change as we add more turkeys every year. It is also fun to see how their handwriting changes as well! This is one of my favorite items to see my kids grow.

It’s grown into a fun tradition! Enjoy!”

Craft idea by Erica Deuel. Find more at spoonfulofimagination.com.

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FINANCE

How to Get the Best Financial Advice

By Carole Fleck, AARP Bulletin

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hen it comes to protecting your retirement savings, what could be more important than making sure you’re getting the best financial advice when you need it?

Unfortunately, that can be a tough slog. More than 400,000 people in the U.S. call themselves financial advisers today, using any number of so-called professional designations to sell financial products and give advice.

Some of these credentials—there are 157 out there—don’t require much training or expertise, or a code of ethics.

So when looking for help, start with an adviser who identifies himself or herself as a fiduciary: someone who puts your interests ahead of his or her own. While it’s not an ironclad guarantee about their abilities, they are typically considered the safest bet for unbiased advice that’s free of conflicts.

TRAIL SPORT

have to disclose. So be sure to ask your prospective adviser which standard— fiduciary or suitability—he or she observes, and if there is any hesitation to give a clear answer, walk away.

Something else to watch out for: dually registered advisers, Mallouk says. They’re like the Jekyll and Hyde of the advice industry: Sometimes they’re fiduciaries, sometimes they’re not, and most people can’t tell which hat they’re wearing when. In fact, a study done by AARP in 2013 found that an overwhelming majority of 401(k) participants wanted their financial planners to follow the fiduciary standard.

7 Steps to Take When Choosing a Financial Adviser 1. Do a credential check. Make sure a prospective financial adviser has current credentials and hasn’t been disciplined by any regulatory authority. The Commodity Futures Trading Commission has bundled all the major regulators online at smartcheck.cftc.gov for easy checking access. One caveat: Brokers can often get negative marks expunged from their records, so just checking this site may not be enough. For advisers who sell insurance products such as annuities, check them out through your state’s division of insurance.

2. Fees. Ask how your adviser is being compensated: on an hourly basis, by commission or as a percentage of assets under management. If it’s a percentage, fees should be under 1 percent annually.

(Note: That’s on top of fees mutual funds charge.)

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Dallas Cowboys at Tampa Bay Bucs • Nov 15, 1pm Lifestyles After 50 • November 2015 • page 20

Standards defined “Fiduciaries have to put themselves in your shoes when giving investment advice and say, ‘This is the best you can do.’ And they’re held to that level of liability,” says Peter Mallouk, author of The 5 Mistakes Every Investor Makes and How to Avoid Them: Getting Investing Right. “Believe it or not, the great majority of financial advisers are not fiduciaries.”

Many brokers and others who call themselves advisers follow the “suitability” standard, meaning they can sell you products that are suitable based on your age, risk tolerance and other factors but may not meet your needs.

Those products can come with high fees or commissions, or hidden payments from mutual fund companies they don’t

3. Beware of performance promises.

Many advisers tout their past returns.

Remember, past performance is no guarantee of future gains.

4. Recommendations. Ask to speak with other clients. If the adviser refuses or can’t provide any, consider walking away.

5. Get it in writing. Ask your adviser to put in writing why an investment is the best for you. Many advisers also prepare what’s known as an investment policy statement, which outlines in detail how he or she will meet your investing objectives.

6. Know what you’re buying. If your adviser can’t explain an investment to you in terms you understand, don’t buy it.

7. There’s no free lunch. If an adviser promises returns that are much better than the market average, walk away. If it sounds too good to be true, it probably is.

TRAVEL

By Andrea Gross; Photos by Irv Green

Seattle’s Pike Market

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expect Seattle’s Pike Market to be colorful, crowded and caffeinated, as befits the city that birthed Starbucks, but I don’t expect flying salmon. Yet, here, men in white aprons are flipping giant fish with the ease that most folks flip pancakes. One of the fishmongers grins as a salmon slips onto the counter and somersaults into a bin. “Want one?” he asks. I decline and walk on to see the flowers, which smell infinitely better.

Seattle’s Pike Market is the go-to place for Pacific seafood, whether to eat on the spot or to ship home.

The French Market spans six blocks in New Orleans’ French Quarter.

Seattle’s Pike Market: The Country’s Oldest Continuously Operating Market My husband and I weave past performers strumming guitars, we dodge groups of tourists and inhale the strong smells of curry, kimchee, coffee and chocolate.

Vendors ply us with samples: a handful of dried fruit, a slice of apple, a chunk of cantaloupe and the best chocolate-covered cherry I’ve ever tasted. No wonder, since Washington is the top sweet-cherryproducing state in the nation.

Washington also grows more onions than any other state, and Pike Market owes its existence to onion-hungry citizens, price-gouging middlemen and a sympathetic politician. In response to his constituents, who were furious that the price of onions had risen dramatically, Seattle Councilman Thomas Revelle suggested that farmers set up shop on an empty street corner and sell directly to their customers. In August 1907, eight farmers did just that. Their produce sold out within hours, and the business practices of Seattle were forever changed.

Now, 108 years later, more than 100 farmers and 200 craftsmen and women rent space at the market, which has expanded to cover nine acres. (pikeplacemarket.org)

Like other urban markets, Pike Market reflects its surroundings.

Salmon in Seattle? Of course.

(Taste them in a market restaurant or have them shipped to your home.) Gator-burgers in New Orleans? (Eat them on the spot.) Clam chowder in Boston? Most definitely. While in some cities, commercial establishments have moved in, the emphasis in urban markets is always on locally sourced food and regionally unique products.

That’s what makes them so The entertainment surrounding New Orleans’ much fun for the traveler.

French Market is as fascinating as the action inside.

Faneuil Hall, which comprises one part of Boston’s famed market place, has been the site of many historic events, including speeches by Samuel Adams and a reception for George Washington.

New Orleans’ French Market: America’s Oldest Public Market Seattle’s market may hold the title complexes in the country. But despite its of the oldest continuously operating market, but New Orleans’ French Market storied history, by the early 1970s it was simply a group of decaying buildings, and predates it by more than 100 years.

It began as a Native American trading the city wanted to tear them down.

Instead, some concerned citizens turned post in 1791 but quickly grew into a them into a “festival marketplace,” the multi-ethnic hub as new arrivals flooded first one in the United States. The old the area. Now, vendors sell everything Faneuil Hall and Quincy Market became from homegrown food to handmade a “festival” of stores, restaurants and pubs, crafts, many of which feature fleur-de-lis thus revitalizing not only the old buildings in one form or another—on mugs, door but the surrounding area as well. knockers, T-shirts and neckties.

I’m not into fleur-de-lis décor, and I can easily pass on alligator models and Mardi Gras masks, but I succumb to temptation when I see a handmade voodoo doll.

After all, you never know when a little magic might come in handy.

The food presents a bigger problem. Do I want gator meat on a stick, in a burger or atop a salad? And then there’s the muffuletta, a deli sandwich favored by Sicilian farmers who were selling their goods at the At Faneuil Hall, you can indulge in savory chowder market. We look at the sandwich, and a host of other New England specialties. a layered powerhouse consisting We snack and wander—taste-testing of a marinated olive salad, three meats clam chowder and baked beans, and two cheeses. It’s a tough call. We opt admiring pewter mugs and trying on for both. (frenchmarket.org) T-shirts that celebrate Boston colleges and sports teams.

Faneuil Hall Marketplace: The Our last stop is at Make Way for Nation’s First Festival Market Ducklings, a bookstore that honors Some folks call it Faneuil Hall Robert McCloskey’s classic tale of a Marketplace; others call it Quincy group of Bostonian mallards.

I resist Market. Either way, it’s a favorite buying my granddaughter a toy mallard meeting place for Bostonians and one imprinted with the word “Boston,” and of the city’s top visitor attractions.

The area was first a public food market, instead get her a book of Mother Goose then the site of an historic hall where a rhymes. She may as well learn now that reception was held for George Washington. the little pig who went to market had a Later, in the nineteenth century, it was lot more fun than the ones who stayed the home of one of the largest market home. (faneuilhallmarketplace.com) Lifestyles After 50 • November 2015 • page 21

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Make Your Home Smarter ith apps that offer comfort, convenience and security, homeowners are getting more out of their smartphones to make their homes better, smarter places to live. Here is a guide to new technologies that exist to make homes smarter than ever before: Staying Cozy Special apps like those offered by Nest allow you to control the temperature settings on your thermostat from your smartphone or tablet, so your home’s temperature will be just the way you like it when you arrive. This also allows you to regulate the temperature while the home is unoccupied, which can mean savings on energy bills. Nest technology can also send smoke and CO alerts to your rmobile device. nest.com Letting the Sunlight In Hunter Douglas is one company that offers motorized window shades that you can control remotely from compatible Apple devices like iPhone, iPad and iPod touch with their Platinum App. You can even set your blinds to raise or lower automatically on a schedule so you can wake up to natural light every morning. It’s not cheap, but other window treatment companies are starting to catch on. hunterdouglas.com.

Remote TV Apps Have you ever misplaced your TV’s remote control? Do you forget to record your favorite television shows before leaving the house? Both of these problems can be solved with your phone. By downloading an app to connect to your smart TV, you can instantly turn your phone into a remote control. This allows you to schedule recordings from anywhere.

You can find remote apps for Apple TV, Samsung, Panasonic, LG TV, Sony, Philips and Google TV in your iPhone’s app store or on iTunes: apple.com/itunes.

Or learn more with this helpful guide from iGeeksBlog: igeeksblog.com/turn-iphoneinto-remote-control-for-smart-tv.

Smart Appliances Smart appliances like the ones produced

by GE (geappliances.com/connectedhome-smart-appliances); Samsung (samsung.com/us/showcase/smarthome-appliance-washer-dryer-andrefrigerators);LG (lg.com/us/appliances) and Whirlpool (whirlpool.com)

link up to your mobile devices for remote control. Cooks can now save time with apps that allow them to preheat, monitor food as it cooks and turn off the oven all from their phone. Refrigerators can help you make grocery lists or find recipes based on what your fridge has in stock.

Other apps allow homeowners to check laundry cycles and receive alerts when their clothes are clean and dry.

Home Security Are you afraid you left the garage door open? The handy MQ Garage app sends automatic notifications to your smartphone when the door opens or closes, so you won’t have to go back home to check. It works with most garage door openers and uses your home’s existing wi-fi, allowing you to open your garage door from anywhere. chamberlain.com There are also a wide range of video monitoring services that you can set up at home with a smart device and a few webcams. Check out (camcloud.com); (nest.com/camera/meet-nest-cam/); (homemonitor.me/apps); (presencepro. com); or (icamspy.com) for ideas.

Lights Lighting systems like the Philips EnvisionTouch (lighting.philips.com) or Hue (www2.meethue.com/en-US) give you the ability to access your home’s lights via mobile device, set schedules and turn them on and off remotely.

Miscellaneous The DLink Wi-Fi Smart Plug gets honorable mention for being versatile and affordable. This device lets you connect a single outlet to a mobile device, allowing you to remotely turn on or off whatever you plug into it. It also includes ways to set up schedules and monitor energy use, as well as a thermal sensor that automatically turns the outlet off should it overheat. us.dlink.com/products/connected-home/ wi-fi-smart-plug. (Family Features)

See “La Nouba” Again, For the First Time

By Tracie Lukens

cirque members, a show can still feel like their first. High-flying trapeze artist April Chodkowski says she magine you’ve been gets goosebumps from time to time. invited to the biggest “Oh yeah, every show,” she says. party you’ve ever seen.

“When I have to go on the top track Hundreds of people of the trapeze act, I’m still like, hold their breath as ‘Phew! It’s okay; you’re alright, just the cake arrives and relax.’ Then the music comes on and an unbelievable 8,000 you’re in it, and it’s easy-peasy.” candles are lit. The Not all of the performers audience cheers, the specialize in physical feats—some light blows out and the of them are vocal acrobats, like festivities begin! Such Selloane, one of the show’s main was the excitement in singers. Syncing her voice to the the air as Cirque Du movements and energy of the other Soleil’s “La Nouba” recently celebrated its Picture credit : © The Walt Disney Company. Costume credit : Dominique Lemieux performers is no small task. But she says that synergy is what makes 8,000th show.

That means you’re in for a surprise, everything flow so seamlessly.

“La Nouba,” from the French phrase “Sometimes they’re hyper and you feel ‘faire la nouba,’ means “to party” or “to whether you’re a first time attendee or their energy,” she says about the performers. live it up.” The show has been wowing long-time Cirque enthusiast. audiences in Orlando since 1998, but like Additions over the past few years have “If they are extra pumped up, vocally it’s included a pair of rambunctious clowns, easy...I get what they give me and I give any good party, they like to mix it up.

“Our shows evolve a lot,” says Artistic acrobatic jump ropers and a balancing/ them exactly what they give me.”

Here in Florida, we’re lucky to have Director Daniel Ross. “We let them juggling artist. Ross hints at more to grow, change and go places. When we come over the next few months, from one of the few permanent Cirque du Soleil theaters in the world. “La Nouba” have new people come in, we let them breakdancers to bamboo poles.

While you might think 8,000 shows is a thrilling, imaginative show for all influence the show. So ‘La Nouba’ is becomes routine for a performer, for many ages, and well worth a day trip. still fresh, still new.”

I

Stay Close to the Action While Cirque du Soleil performs evenings, there’s plenty to do during the day. The Walt Disney World Swan & Dolphin Resorts (swandolphin. com) offer free bus transportation for their guests to La Nouba and all of the shops and restaurants Downtown Disney has to offer. The Swan has just finished its grand remodeling—with the Dolphin soon to follow—revealing updated accommodations that are chic, modern and comfortable. While you’re there, you can enjoy fresh seafood at Todd English’s BlueZoo, or get your fingers messy with gourmet barbecue at Cib’s Smokehouse.

Want something to wear for the main event? Macy’s at the nearby Mall at Millenia has you covered. Treat yourself and shop with a personal stylist (it’s free!). Learn more at http://l.macys.com/the-mall-atmillenia-in-orlando-fl.

The party continues in central Florida, and everyone’s invited! To learn more about “La Nouba,” or to experience the show yourself, visit cirquedusoleil. com/en/shows/lanouba/default.aspx..

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Lifestyles After 50 • November 2015 • page 24

Lifestyles After 50 • November 2015 • page 25

SOCIAL SECURITY Q&A

Helping Veterans And Active Duty Military Members

By Daryl Rosenthal Social Security Public Affairs Specialist

O Question: Name the four places in the U.S. named “Turkey.”

Your Answer: Send in the correct answer to be entered in a drawing to win a prize each month!

Deadline for entries: Nov. 16, 2015. Drawing held Nov. 20, 2015.

Name Address City

State

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Mail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583

Linda Griffith from Leesburg is last month’s winner!

Her answer was: “November 1”

Play more trivia online and win more prizes at www.lifestylesafter50.com

Click on the Trivia Palooza button and answer a Trivia question each week for a chance to win a prize at the end of each month.

n Veterans Day, the nation honors the men and women who risk their lives to protect our freedom. Social Security honors veterans and active duty members of the military every day by giving them the respect they deserve.

A vital part of that is administering the Social Security disability program.

For those who return home with injuries, Social Security is a resource they can turn to. If you know any wounded veterans, please let them know about Social Security’s Wounded Warriors website. You can find it at www. socialsecurity.gov/woundedwarriors.

The Wounded Warriors website answers many commonly asked questions, and shares other useful information about disability benefits, including how veterans can receive expedited processing of disability claims. Benefits available through Social Security are different than those from the Department of Veterans Affairs and require a separate application.

The expedited process is used for military service members who become disabled while on active military service on or after October 1, 2001, regardless of where the disability occurs.

Even active duty military who continue to receive pay while in a hospital or on medical leave should consider applying for disability benefits if they’re unable to work due to a disabling condition.

Active duty status and receipt of military pay doesn’t necessarily prevent payment of Social Security disability benefits. Although a person can’t receive Social Security disability benefits while engaging in substantial work for pay or profit, receipt of military payments should never stop someone from applying for disability benefits from Social Security.

Learn more by visiting www. socialsecurity.gov/woundedwarriors.

Social Security is proud to support the veterans and active duty members of the military. Let these heroes know they can count on us when they need to take advantage of their earned benefits.

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Get all the latest news on our events, play Trivia Palooza for great prizes and get connected with your friends at Lifestyles After 50!

Lifestyles After 50 • November 2015 • page 26

QR CODES EXPLAINED QR Codes were invented by Denso Wave in 1994. At first, they were used to track vehicle parts during the manufacturing process. Now, QR Code allow users to quickly access websites and other media.

QR Code

Lifestyles After 50 • November 2015 • page 27

Tinseltown Talks: A ‘High Chaparral’ Thanksgiving with Henry Darrow Last Month’s Answers

By Nick Thomas

Enter to Win!

C

ome November, Henry Darrow’s thoughts typically turn to turkeys… and burros.

Darrow, who turned 82 in September, played Manolito in the popular ‘60s western television series “High Chaparral.” He recalls the memorable Thanksgiving episode, “For What We Are About to Receive,” first broadcast on NBC on November 29, 1968.

Enter To Win!

This month’s Last Month’s Winner Is Jane Morin winner is Congratulations!

Myron L. Guisewite Congratulations !!!

Last Month’s Answers

FILL IN ANSWERS & WIN MONEY!

Send your answers for a drawing. First correct answers selected from the drawing on Nov. 20 will receive $20 cash!

Send to: Lifestyles After 50, P.O. Box 638, Seffner, FL 33583 I want information on: Travel / Cruises Recreation / Leisure Entertainment / Events

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Lifestyles After 50 • November 2015 • page 28

Henry Darrow in his 2012 film, “Soda Springs.” Photo: 2C Entertainment

“I got lucky when he saw me in a play,” said Darrow, whose parents were from Puerto Rico although he was actually born in Manhattan.

Darrow was a teenager when his family returned to Puerto Rico, where he studied at the university before heading back to the U.S to take up acting.

“As a kid in Puerto Rico, I’d get out of school and go down to a small, local theater and, for a quarter, could see all the great cowboy stars like Charlie Starrett (the Durango Kid), Buck Jones, Gene Autry, and Roy Rogers,” he recalled. “Then, as a young adult, I got to play one on TV!” “High Chaparral” also starred Leif Erickson as head of the Cannon family’s Arizona ranch, as well as Linda Cristal, Mark Slade and Cameron Mitchell.

“Cam (Mitchell) was quite a character,” said Darrow. “He introduced me to horse and dog racing, and poker, but I learned a lot from watching him and his inventiveness on the set.”

Planning for the final banquet scene of the Thanksgiving episode, after a turkey is finally caught and cooked, Darrow remembers Mitchell saying he would serve the peas, leaving the mashed potatoes for Darrow.

“We spent that episode looking for a lost turkey that I’d won in a shooting contest,” said Darrow, from his home in North Carolina. “The bird falls off my wagon and in one scene we’re all out in the desert making various turkey sounds trying to catch it. That was a fun episode.”

Earlier in the plot, Manolito’s buckboard holding the turkey is stolen, forcing him to seek alternative transportation.

“A burro!” recalled Darrow, laughing. “I can still picture myself riding that animal—it was very boney and uncomfortable!”

Darrow appeared in all 98 “High Darrow and felllow High Chapparal cast in Chaparral” episodes, as well as over “For What We Are About to Receive.”

130 film and television roles, many “But Cam grabbed the potatoes,” discussed in his 2012 autobiography laughed Darrow. “He was always doing “Henry Darrow: Lightning in the something unexpected.”

Bottle” co-written with Jan Pippins (see The meal was also interrupted by henrydarrowbook.com). neighbors and local native americans, “High Chaparral” was one of numerous each claiming ownership of the turkey.

TV westerns dominating network “Instead of fighting, we ended up television in the ‘60s. sharing the meal,” explained Darrow. “It “About 15 of the top 20 shows were was like the first Thanksgiving all over westerns,” said Darrow. But the series again—a wonderfully written episode stood out with its realistic treatment of life for the season.” and conflict in the old West. “It was also Nick Thomas teaches at Auburn the first show to feature a Hispanic family University at Montgomery, Ala., and has alongside an Anglo family in primetime.” written features, columns, and interviews The show was created by “Bonanza” for over 600 magazines and newspapers. producer David Dortort, who was looking Follow on Twitter @TinseltownTalks. for a Hispanic actor to play Manolito.

Word Search November

Word Search

In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Answers From Oct.

Ray Broth is last month’s winner!

Congratulations!

Send your answers along with your name, address and telephone number to: LIFESTYLES AFTER 50 P.O. BOX 638, SEFFNER, FL 33583

HUdson NAPA Auto Parts .............. 727-862-8631 Brandon Auto Clinic of Brandon ...... 813-654-8686 Xtreme Powersports ......... 813-626-6060 Brooksville Sunrunner Automotive ...... 352-596-2314 Master Auto/Air ................. 352-799-6444 Halo Autosports ................ 352-437-1999 Brooksville Transmission.. 352-796-6544 General Auto Parts ........... 352-796-2522 Clearwater LeSS of Tampa Bay..............727-873-6929 M & M Ultrasports ........... 727-412-8020 Stouts Auto Service .......... 727-400-6955 dade City Reliance Auto Center ....... 352-567-5281 Dade City Transmission.....352-518-0002 Holiday NAPA Auto Parts .............. 727-934-4651

Palm HarBor K & K Custom Cycles........ 727-773-1095

Miles Automotive ..............727-323-0180 J.C. Automotive ................727-866-0044 St. Pete Power Sports ......727-456-6088 Suncoast Auto & Tire .......727-520-1148 Redding’s Auto Service 727-522-7215

Pinellas Park George’s Performance ..... 727- 521-2206 Pat’s Automotive Service...727-522-2380

seffner Schembries Auto Serv...... 813-685-5654

Port riCHey Napa Auto Parts ............... 727-848-2509

sUn City Killingsworth Automotive .. 813-645-7220

rUskin Thompson’s Auto Parts .... 813-645-3204

tamPa John erb’s ......................... 813-908-3333 Storm Automotive ............. 813-469-0055 Atlantic Automotive ........... 813-936-1510 BNB Automotive ............... 813-416-8711 Franklin Car Care ............. 813-882-4230 Tony’s RamTech................ 813-877-6642 Xtreme Powersports ......... 813-626-6060 Mobile Auto Serv. ............. 813-892-3603

st. Pete Tubby’s Customs...............727-525-7637 Park Auto Service ............727-521-2910 Royal edger ......................727-573-1700 Bob Lee’s Tires.................727-822-3981 Complete Auto Parts ........727-895-3821

if you or your business would like to get amsoil products at wholesale Call 941-586-3853

The first correct answers selected from the drawing on November 20 will win.

MYSTERY PRIZE!

WIN! WIN! WIN! GREAT PRIZES!

MYSTERY PRIZE!

(Puzzles must be received by November 20, 2015.)

Last Month’s Answers

October Sudoku Sara Boisvert is last month’s winner!

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Win Great Prizes!

Good Luck!

New winner selected each month

Nov. Sudoku Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from the drawing on Nov. 20 will win.

Send your answers along with your name, address and telephone number to: Lifestyles After 50 P.O. BOX 638, SEFFNER, FL 33583

WIN! WIN! WIN! GREAT PRIZES! SUDOKU MUST BE RECEIVED BY NOV. 20, 2015 Lifestyles After 50 • November 2015 • page 29

Lifestyles After 50 • November 2015 • page 30

Seniors Getting Together

WOMEN SEEKING MEN

4119 SEEKING CHRISTIAN GENTLEMAN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy & exercises. Likes sports and animals. Loves the Lord.

4486 FORMER NATIONAL MODEL, healthy W, F, 62, 5’6”, 140 lbs, long blonde hair, blue eyes, great figure, many interests, can relocate. ISO W, S, M, NS, SD, NDrg, compassionate, romantic, intelligent “one woman man.”

LTR, marriage, serious only, letter/photo.

Madeira Beach area.

4492 LOOKING FOR SQUARE DANCE PARTNER. 80 year old female snowbird needs square dance partner starting about November for about 6 months. Any age, single or married if spouse is unable to dance.

Dade City, Plant City or Zephyrhills area.

4493 SEEKING GOOD COMPANY. SWF, 63YY, attractive brunette. Looks, acts and feels younger. Perfect health, mostly vegetarian, NE native. ISO fun partner for hiking, badminton, scrabble, sightseeing, picnics, rainstorms, fireworks. Will happily send picture.Bayonet Point area.

4501 MARTIAL ARTS MINDED WOMAN. I am light weight, 120 lbs., cute, amateur looking for man, age 48 to 68, novice, who can do light sparring. Will send bikini photo of me. Largo/Clearwater area.

4502 DWF, 5’1”, looking for a meaningful long-term relationship. Age 58 – 65 male, likes going to the beach. “OneMan Woman.” SOH, ND, NS, loving, compassionate. Serious only. Ruskin area.

4503 DOWN-TO-EARTH COUNTRY LADY. Enjoys festivals, flea markets, westerns, country parks, shows, music, etc. Attends church. Seeks companionship, share life together. 60s, medium built, 5’1”. St. Pete area.

4470 SLENDER, ATTRACTIVE, FUNLOVING SWF, ISO 65 plus gentleman for loving LTR. Enjoy festivals, day trips, flea markets, dancing, dining, togetherness.

Share good times. St Pete Area.

MEN SEEKING WOMEN 4481 SBM, 5’11”, 160 LBS., in good health, retired government employee, active, honest, SM, SD, ISO similar lady, loves sports.

4487 HEALTHY, ACTIVE HWP, DWM. Dreams of driving to Washington State, stopping at many scenic historic

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attractions. ISO seeking WF to share adventures, expenses and companionship.

Serious replies only please. St. Pete area.

4504 WHITE MALE, 6’1”, 185 LBS., age 81, looking for a lover and eventual live in my home. Lots of love and passion. Happy Christian, sometimes nudist. Brandon area.

4505 RETIRED DWM. HEALTHY AND FIT, loves life. ISO healthy WF that enjoys beach walks, sunrises, sunsets, hiking, fishing, travel, movies and romance for LTR. Serious replys please over 50. St. Pete. Area.

4506 EASY TO GET ALONG WITH, attractive, SWM, 70s, NS, 5’10”, 170 lbs, romantic. Likes travel, theatre, dining out, concerts, exercise. Looking for attractive female, 65 plus for LTR. Dunedin area.

Commonly Used Abbreviations: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker, NSNon Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

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Lifestyles After 50 • November 2015 • page 31