Lifestyles After 50 Sarasota Edition, October 2016

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Better living through movement Dear Readers, As I write this, can you believe I’m walking barefoot, feeling the sunshine, feet in the grass, Amanda Smith, admiring a flock Editor of adorable ducks waddling along the Hillsborough River. It’s hard to believe that in this state of natural bliss, I’m actually hard at work - thanks to the modern technology of a little friend name Siri - the Apple iPhone’s built-in personal assistant who now converts many of my stories from speech to text.

to the comforts and conveniences of our modern lifestyles where they are deemed unnecessary.

In comparison to natural movements like walking, running, lifting and climbing, today’s exercise routines and sports are highly specialized, exaggerating the development of a few specific abilities that only represent a small sliver of our broader range of natural human abilities - and as they’re repeated over and over again, they cause routine injuries that are understood to come with the territory. But that’s not even touching the epidemic of a sedentary culture that keeps us seated from the moment we enter the kindergarten classroom What may appear as nothing more and then throughout an entire career, than an innocent walk in the park, turns which, for many like myself is a career out to personally represent so much in front of a computer screen. more - intentional natural movement designed to improve vitality by simply using the body in more organic ways.

If we examine the routine movements of our ancestors, those earlier humans who lived a typical hunter-gatherer life, many of the natural, everyday movement patterns of modern man suddenly dull in comparison. The nomadic life lent itself to time spent roaming, walking varied terrain on foot for hours, noteworthy amounts of The positions of the modern manual labor, an intimate connection environment cause the body to adapt with their food production and the to a chronic position pattern that curious posture of squatting to eat and is ultimately damaging, develop use the bathroom - which it turns out a restricted range of motion and a is one of, if not the best holistic ways chronic grip of tension most of us to keep your joints and internal organs are well familiar with. But a regular performing optimally. practice of a wide range of natural movements can bring your strength, But natural movement encompasses overall state of health, and confidence more than crouching to rest and to a new level. By incorporating more digest, it also includes how we lift natural movement skills into your loads, how we swim, walk and even current strength training routine, you how we respond to stress. In its purest will be better prepared for common life form, natural movement is about situations. Challenges such as holding practicing the complete spectrum a child while trying to get up from of organic human movements. It’s the ground, and more adventurous the practice of re-learning and re- scenarios, like going for a hike, defining our relationship to our body become effortless with practice. Life and its seamless movements, many will be easier and less intimidating of which are all but obsolete thanks as you build competency in natural

movement skills, becoming more durable, adaptable, and capable.

Once you have become a wellrounded mover you can work toward what could be considered the highest level of mind-body connection: movement autonomy. With it comes the physical ability and independence to move through challenging, complex situations without deliberately considering how you’re going to move or questioning whether or not you can do it. Quickly adapt to - and perform in - almost any situation.

Your body learns how to respond with confidence. To learn more about these interesting ideas, check out the inspiring and hopeful book, “Move Your DNA” by Katy Bowman, which teaches people of all ages to reclaim their mobility and wellness through natural movement. My favorite part of the book is a very fascinating psychological component to looking at movement as a lifestyle rather than a compartmentalized activity to stay “thin” or “fit.” Katy’s book helps to adjust your daily habits of movement as well as offer some corrective exercises that can be done to mimic natural motions that we often miss in our modern lives.

Why I’m most excited to share this natural “movement” is the strange paradox it represents. While I’m listening to Bowman’s podcasts on a stroll after work, and my grandfather is perusing apps and DVDs devoted to Tai Chi, I can’t help but smile at the irony that the very technological revolution that spawned the loss of our natural movement patterns is the same one that is helping us reclaim our vitality. Both his strength and balance helped my grandfather survive cancer and continue to fly free into his 70s and access an ancient Chinese martial art from his iPad. Here’s to new old moves...

Sincerely, Amanda Smith

Sarasota Edition Published monthly by News Connection U.S.A., Inc President Richard Reeves richard@lifestylesafter50.com Editor Amanda Smith editor@lifestylesafter50.com Office Manager Vicki Willis vicki@lifestylesafter50.com Editorial Assistant Allie Shaw allie@lifestylesafter50.com Distribution Nancy Spencer: (941) 244-0500 nancy@lifestylesafter50.com

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Lifestyles After 50 • October 2016 • page 3

Around Town WHAT’S HAPPENING OCTOBER 2016

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ngoing. Pickleball. Join us for a day of indoor pickleball, All skills levels are welcome. Nets, paddles balls are provided. $2. Gym – Mon. 10 a.m.

– 1 p.m. and Wed 1 p.m. – 4 p.m. Colonial Oaks Park, in Gym 5300 Colonial Oaks Blvd, Sarasota. Scgov.net (941) 346-1330.

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Music Around the World at Allegro Music Academy. Students will be performing music from their heritages on various instruments. Refreshments and food following the concert, donations for student scholarship fund is appreciated. Free. 3 – 4:30 p.m. 241 Whitfield Ave, Sarasota, 34243. For more information, call (941) 358 – 8511.

3rd Annual Painting with a Purpose for Alzheimer’s. Join us in this fundraiser to fight to find a cure for Alzheimer’s disease. Participants will paint a canvas, and artists of all skill levels are invited to pick up a paint brush, you’ll enjoy good food, fun, wine, music, and a silent auction. All proceeds benefits the Alzheimer’s Association. $50. 2 p.m. – 4:30 p.m. Brookdale Bella Vita, 1420 E. Venice Ave., Venice, 34292. (941) 485 – 1196. Brookdale.com

Honorees for the Friendship Center’ second annual “People Helping People” awards breakfast will honor individuals who, through their commitment and dedication, have made a major impact on the quality of life and health for older adults and their families.

8:30 a.m. – 11:30 a.m. Michaels On East, 1212 S.E. Ave., Sarasota, 34239. For more information, call (941) 556- 3205.

FriendshipCenters.org

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hrough the 9th. My Fair Lady. Professor Henry Higgins transforms a Cockney woman into someone who can pass for a cultured member of high society. Times will vary according to date.

Manatee Performing Arts Center, Stone Hall, 502 Third Avenue West, Bradenton, 34205.Call (941) 748- 5875 Manateeperformingartscaenter.com

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-Nov. 13. Garden Music Series.

Enjoy live performances from local and international artists, beautiful views, and relaxing walks through the Gardens.

Bring your own lawn chairs or blankets.

Free admission. 1 – 3 p.m. Marie Selby Botanical Gardens, 900 S. Palm Avenue, Sarasota, 34236. (941) 366 – 5731.

Go to selby.org for a complete list of musicians.

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Hearing Aid Lunch and Learn.

Confused about hearing aids? Free lunch and information session for you and your loved ones. Must RSVP to Ear – Resistible Hearing Center, 1076 E. Venice Ave., Venice, 34285. Call for reservation and location information (941) 257 – 0530. 11:30 a.m. earresistiblehearing.com

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-23. “Celebrate America” Sun Fiesta 2016. The celebration includes bed races, parade, lots of food and drinks, live music and entertainment, arts and crafts, plus a lot more. Sponsored by Women’s Sertoma since 1994, scholarship funds are raised during the Sun Fiesta. Free. 21st.) 5-10 p.m. 22nd.) 9 a.m.

– 10 p.m. 23rd.) 9a.m. – 7p.m. Central Park, Downtown Venice, For further information call (941) 468- 5146. sunfiesta.net

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Turner Classic Movie Series: The Shining. This portion of the series brings back Stanley Kubrick’s modern horror with commentary by host Ben Mankiewicz. $12.50. 2 p.m. Royal Palm 20, 5125 26th St. E., Bradenton, 34203. (941) 752-3796. Carmike.com

Please send Around Town news to News Connection USA, Inc., P.O. Box 638 , Seffner, Fl 33583; Or email us at info@ lifestylesafter50.com or fax to (813) 651-1989 by the 10th of the month prior to the event. (i.e. October 10 for November event)

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silence speaks volumes:

PRESIDENTIAL CANDIDATES DoDgE DETAILS oN SoCIAL SECuRITy S

by Sam Hatcher

ocial Security is often revered as a subject for which many can identify the problems but few have solid answers. At least answers that are acceptable for the masses who either depend on the benefits from the program now or those who are paying into Social Security with plans to draw from the program in the future. In years long gone by there were no major issues or concerns regarding the Social Security program in the U.S., but in recent years data indicates that the coffers that provide the funding for the program may well be in jeopardy and that Social Security could likely be in big financial trouble.

Consider this: According to the Social Security Trustees report, the social program’s main fund has a surplus that is invested in special U.S. government bonds.

Three years from now, in 2019, Social Security’s total income receipts from payroll taxes and interest will start to fall behind the total cost of benefit payouts on an annual basis. After 2019, additional money will be taken out of the Social Security trust fund to pay benefits by selling some of those IOUs from the government.

Most agree that a major reason for recent concerns involving Social Security is that this particular benefits program of the federal government is underfunded.

In reality there is no actual government fund that is able to supply the benefits for this program and, unlike other private sector retirement and insurance programs, the funds held by Social Security are not invested or placed for safekeeping so as to encourage financial growth.

Funding for Social Security actually comes from those still in the

workforce who are paying employment taxes that are contributed to the Social Security fund.

In the past the mechanics of the program have been sufficient to sustain its funding because the active workforce was much larger than the group of retirees drawing Social Security benefits. But in recent years this has seen a dramatic change.

For decades there were 16 workers for every one retired person drawing from the fund.

And now the ratio has changed to the point that there are only three people supplying the funding for every single person who is retired. In the not too distant future it’s estimated that the ratio between those working and providing the funding for Social Security and those who are retired will likely drop to about 2 to 1 which will further endanger the sustainability of the funding for the program. While the November presidential election is less than a month away, the two candidates representing parties of the donkey and elephant have avoided detailed discussions about what they might do

Lifestyles After 50 • October 2016 • page 6

to resolve the seemingly always crisis facing sustainability of Social Security.

Even though both Republican Donald Trump and Democrat Hillary Clinton talk about Social Security and acknowledge that the pension program for seniors continues on a path that provides no guarantee for the future, neither has said exactly what their respective plan might be to salvage the longstanding program and revive its viability.

Ironically, while both candidates differ so broadly on so many national issues including immigration, defense, foreign relations and other topics, they seem to somewhat mesh their campaign strategies and promises together when it comes to speaking about Social Security.

Both hold it’s a program in which seniors should have confidence.

Both seem to believe that disrupting Social Security or dramatically changing the way the program is conducted would be a grave error and an unforgivable sin with respect to how they each would conduct the business of the Oval Office.

Clinton has said that “Social Security must continue to guarantee dignity in retirement for future generations.”

Campaign statements she has made are relatively clear that she believes higher-income workers should pay more through higher payroll taxes to help keep the system alive and well, and that higher-income beneficiaries should pay more income tax on Social Security benefits. Trump says he will sustain Social Security by establishing “an economy that is robust and growing.”

However, his campaign expresses no specific ways or means or exactly how Social Security might be benefited from a vibrant and growing economy.

Clinton has maintained that she will “fight any attempts to gamble seniors’ retirement security on the stock market through privatization.” That she will “oppose reducing annual costof-living adjustments.”

She has committed to oppose Republican efforts to raise the retirement age” saying it is “an unfair idea that will particularly hurt the seniors who have

worked the hardest throughout their lives.”

And finally she states she will “oppose closing the longterm shortfall on the backs of the middle class, whether through benefits cuts or tax increases.”

Other add-ons to these positions offered by Clinton and more or less consistent with what her campaign’s website states is that she would enhance benefits for women who are widows and those who took significant time out of the paid workforce to take care of their children, aging parents or ailing family members.

Trump seems to reason that much of Social Security’s problems can be found or solved perhaps through different paths relative to taxation.

He has told AARP seniors can get relief through tax reform that streamlines tax brackets, removing carve-outs for special interests and eliminating the alternative minimum tax and death tax.

He thinks that reforming corporate taxes, including a reduction in the corporate income tax rate can be helpful to seniors as well as renegotiating trade agreements and repealing the Dodd-Frank Act and the Affordable Care Act. He says attacking fraud and waste in the federal government and reducing the size of the federal workforce can be important and argues that reforming immigration policies that will “save hundreds of billions of dollars a year in education, health care and public safety costs,” can also provide advantages for the senior population.

Although Trump’s website contains no stated positions on Social Security, he’s said throughout the campaign that he opposes any changes to the program.

PUMPKINS: More than just a pretty face

by Teri Pizza

Plenty to love - even edible flowers Pumpkins are full of vitamins, while being low in fat and calories - one cup of purée only contains 80 calories. Plus, all that orange means beta-carotene which helps to protect vision. Pumpkin seeds contain zinc for healthy immune systems and L-tryptophan, a mood booster - so toss back some toasted seeds and get happy! Pumpkin flowers are edible, pretty on the plate and delicious lightly deep-fried! Pumpkins offer so much: delicate flowers, healthy seeds, pumpkin pie filling and of course, the scariest face on the block. Visit your favorite pumpkin patch, farmer’s market, roadside stand, or grocery store and pick up some Sugar, Jack or Baby Boo today!

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on’t let their wicked smiles scare you - pumpkins can be quite an edible treat. Although they’re best known as scary halloween decorations, some of the sweeter varieties of pumpkin make a few of the finest fall desserts.

Pumpkins to look for Sugar or Sugar Pie pumpkins are considered the best for baking and cooking since they’re a bit sweeter to the taste than others. You may also want to try small to medium size Jack O’Lantern pumpkins; but stay away from the large ones as they can be extra stringy and coarse. Jack B. Little and Baby Boo miniature pumpkin varieties are tasty but, because they contain small amounts of edible flesh, they are mostly used as bowls to hold other foods, candles or flower arrangements. Whatever variety you choose, be sure to select a pumpkin that is heavy for its size and free of blemishes. Store, uncooked, in a refrigerator for up to three months or in a cool, dry place for about a month.

Pumpkin puree and deep-fried edible flowers are just a few of the myriad of ways to enjoy a pumpkin.

SIMPLE PUMPKIN PURÉE 1. Preheat oven to 350°.

2. Cut pumpkin in half; scoop out the seeds and pulp. Save the seeds for toasting, if desired).

3. Place halves, cut side down, on a baking sheet and place them in oven for 45 minutes or until tender.

4. Cool slightly. Peel off skin, cut into chunks.

David Weekley Homeowners Tom and Bertie MacDonald

5. Place, a few chunks at a time, in a food processor; pulse until smooth. Add water for a softer puree.

6. Use immediately or freeze in small containers until needed.

Quick Tip: A great way to reduce calories is to substitute a bit of pumpkin purée in breads, muffins and cakes as an alternative to a recipe’s oil and butter ingredients.

Designing homes for the way you live

Home is a cherished place even when it’s just the two of you.

By balancing livability with outstanding design, a collaborative building approach, and FlexSpaceSM options that allow you to transform any room to suit your interests, Encore by David Weekley Homes makes it easy to live life to the fullest at FishHawk Ranch’s only 55+ community. Our lifestyle-driven designs and open, single-level floor plans make your home live and feel larger. This adult-only community features The Oasis, a private 5,000-squarefoot recreation center with a Lifestyle Director to plan activities, a pool, bocce and pickle ball, gym and more. That’s the Weekley Way! Bell Shoals Rd.

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Lifestyles After 50 • October 2016 • page 7

Long Live the King!

K

ing Oscar Sardines were established in 1902 with special permission by King Oscar II of Norway. The Royal Norwegian court granted the use of King Oscar’s name and likeness to a line of seafood products as a guarantee of superior quality.

To this day, King Oscar remains the only known brand in Norway with a “Royal Permission.” King Oscar canned seafood has been sold in the USA for almost 115 years now.

People know quality when they taste it and enjoy fun new seafood sensations just as much as King Oscar does - exciting varieties such as sardines in olive oil with colorful, spicy cracked pepper or with sliced, hot jalapeño peppers.

Very new are King Oscar’s gourmet North Atlantic mackerel offerings - mild, tender fillets in pure olive oil and Mediterranean style with sliced

olives, bell pepper, garlic, and herbs of Provence.

Whichever way your tastes buds lean, King Oscar is proud to serve the USA a complete line of brisling sardines, skinless & boneless sardines, mackerel, kipper snacks, and anchovies.

True to the brand’s heritage, King Oscar still delivers the world’s finest brisling sardines from Norway’s pristine fjords and icy coastal waters - always responsibly wild-caught, authentically wood-smoked, and hand-packed in a variety of delicious oils, spring water, and gourmet sauces.

For your health, a one-can serving provides about 2500mg Omega-3 fatty acids. For low sodium diets, King Oscar offers several varieties with no salt added.

Check out these quick recipes to surprise your guests with something a little different.

Sardine Lavash Wraps

Sardine Lavash Wraps

Ingredients • Two cans King Oscar Sardines with Spicy Cracked Pepper • 8 lavash flat breads or flour tortillas • 6 oz herbed goat cheese • 1 head romaine lettuce, shredded • 1 Belgian endive • 1-1/2 cup diced red, green and yellow bell peppers • 1/2 sweet onion, diced • 1/2 cup cilantro • 1 tbs olive oil from can, with peppers Drain sardines, reserve the cracked pepper. In a large mixing bowl, combine lettuce, endive, 1 cup bell peppers, onion and cilantro with 1 tbsp of the oil and cracked pepper from the can. Lightly smear flat breads or tortillas with goat cheese, fill with vegetable mixture, gently layer on sardines, and roll closed. Cut each roll in half or

into slices, as desired. Sprinkle remaining diced peppers over plate as a garnish. Serves 8.

Royal Hints: Substitute with your favorite King Oscar Sardines variety.

Cut into thinner slices and serve as an appetizer.

A new twist on Deviled Eggs with Spanish Style Sardines Ingredients • 1 can King Oscar Skinless & Boneless Spanish Style Sardines, drained, broken into small chunks

• 1 dozen eggs • 1/2 cup light mayonnaise • 2 tsp Dijon style mustard • 2 tsp sherry or a mild vinegar • 2 fresh scallions sliced, including whites • 1/4 tsp salt Preparation Boil eggs and then cool and slice in half. Remove yokes and mix with ingredients. Spoon into a zip-lock bag and cut off a corner. Pipe yolk into halved egg whites and garnish.

Visit www.KingOscar.com for information and recipe ideas.

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And hand-packed for superior quality. It’s little wonder Norwegians are among the happiest people in the world.

www.kingoscar.com ©2016 King Oscar, Inc. All rights reserved.

Lifestyles After 50 • October 2016 • page 8

CONSUMER: Coupon valid only on brand specified. Any other use constitutes fraud. Limit one coupon per purchase. Limit of 2 like coupons in the same shopping trip. Not valid if transferred or reproduced. Consumer must pay sales tax. RETAILER: This coupon will be redeemed for its face value plus $.08 handling, in accordance with the offer stated hereon. DO NOT DOUBLE. Invoices providing purchases of sufficient quantities of stock to cover the coupons must be shown on request. Coupon is void if taxed, prohibited, or restricted by law.

Cash value .001 cent. Valid in USA. This coupon not valid if assigned, transferred, or reproduced. Send coupons to King Oscar, P.O. Box 880037, El Paso, TX 88588-0037. ©2016 King Oscar, Inc. www.kingoscar.com

Q&A: OPEN ENROLLMENT Dear Marci, What changes can I make during Fall Open Enrollment?

- Herman (Chattanooga, TN) Dear Herman, Fall Open Enrollment, also known as the Annual Election Period, runs from Oct. 15 to Dec. 7 each year. This is the time of the year when Medicare beneficiaries can make changes to their existing coverage.

If you are enrolled in a Medicare Advantage Plan or a stand-alone Part D plan, your plan should send you an Annual Notice of Change (ANOC) that lists any changes to your plan for 2017. These changes could be that the plan will charge a different monthly premium, cover different services, or change its formulary (the plan’s list of covered drugs). Read this notice carefully to see if any of the changes affect you. For instance, if your ANOC tells you that your Part D plan will have an annual deductible next year, you may want to choose a new plan.

There are a number of changes you can make during Fall Open Enrollment, all of which will become effective January 1.

You can: • Switch from Original Medicare to a Medicare Advantage Plan (Part C) • Switch from a Medicare Advantage Plan back to Original Medicare • Switch from your current Medicare Advantage Plan to a new one • Join a Part D prescription drug plan (if you do not have one) • Switch from your current Part D prescription drug plan to a new one • Do nothing; stay with current coverage If you have questions about your coverage, plan options, or just need help in general, try calling 1-800-MEDICARE to learn about plan options in your area, confirm your current coverage, or change your coverage. To find a plan, visit Medicare. gov/find-a-plan. Also check out the site’s online tool to search for and compare plans. Fall Open Enrollment is a time to consider all of your health care options and needs. Even if you decide not to change your benefits, it’s a good idea to review your coverage and be prepared for any changes that may put in place for 2017. - Marci

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Lifestyles After 50 • October 2016 • page 9

Vaccines and stem cells: secret weapons in the fight against lung disease

Like the flu vaccine, stem cell therapy has begun to revolutionize the treatment of respiratory illness.

the forefront as a method of treatment. With a success rate of 83% over three years of operation under the highest safety standards, the Lung Institute has been able to increase the quality of life for over 2,500 patients. Using stem cells as the body’s natural repair mechanism, stem cell therapy serves to promote healing from within, reduce lung inflammation, dilate airways and works to improve quality of life and pulmonary function in those with chronic respiratory illnesses.

Emerging from a time when epidemics wiped out a significant percentage of the population every century, science has taken humanity into a golden era of medicine and personal healthcare. Although neither the flu nor chronic lung disease possess a known cure, through the combination of vaccines and stem cell therapy, it’s possible to dramatically affect the lives—and lifespan—of one of our nation’s most susceptible demographic.

Although flu shots are known to reduce flu-related hospital admissions by up to 77%, when it comes to combating lung disease, there are few options available that directly address more than disease symptoms. However, as medicine has continued to advance, stem cell therapy and clinics such as the Lung Institute (lunginstitute.com) have come to

The Lung Institute is an innovative leader of regenerative medicine and providing stem cell therapies & other regenerative treatments for lung diseases. To learn more about this state-of-the-art facility and its internationally recognized physicians, call (855) 3131150 or visit LungInstitute.com/lifestyles.

by Cameron Kennerly

O

nce a year around the end of October, the U.S. will enter flu season, sparking millions of parents and grandparents to pull their children kicking and screaming all the way to the doctor’s office. Although any needle is an unwelcomed one, we tolerate these injections because at our hearts, we just want to be healthy. However, what is often unknown—or worse neglected—is that seniors have an inherently weaker immune system, leading to increased rates of medical complications and death from viruses like the flu—particularly those suffering from lung disease such as chronic obstructive pulmonary disease (COPD), pulmonary fibrosis and emphysema.

Although many of these deaths are preventable, fortunately, the answer is simple: get vaccinated.

The relationship between vaccines and health cannot be understated, particularly for seniors suffering from respiratory illness, who are inherently at a higher risk of illness. For those who live with a debilitating lung disease, exacerbations or flare-ups can be both physically and mentally exhausting. Exacerbations further lung degeneration, and when coupled with fatigue and a consistent shortness of breath, chronic lung disease is an extraordinarily difficult disease to live with.

Throw in the flu and these factors produce a potentially lethal combination.

An entire year of “cinematic” plays & musical at The Players Centre

T

he Players is heading into its 87th season with the “cinematic” theme ‘From Screen To Stage: Telling The Stories That Make You…’ In the season’s planning phase, it was discovered that all the shows had a very interesting common trait—All seven were films at some point!

In September, catch Gypsy, a classic from 1959 sometimes known as “The Greatest American Musical” about the ultimate stage mother.

In November, watch the genius of Mel Brooks in the musical based on his hilarious 1974 film, Young Frankenstein.

The internationally revived and multiple Tony Award-winning Sweet Charity opens in January. This quirky comedy shares the story of the ever-hopeful taxi dancer named Charity Hope Valentine.

The area premiere of Big Fish is in February. This emotional musical revolves around the tall tales of traveling salesman Edward Bloom and the relationship with his estranged adult son.

In February, get on your dancin’ shoes for Footloose. The story involves an ordinary city teen transplanted into a conservative small town where dancing is forbidden and rock and roll is demonized.

The play Boeing, Boeing will round out our Broadway season. It’s the 60s and our swingin’ Bachelor Bernard couldn’t be happier as he juggles three gorgeous stewardesses in his gorgeous Paris flat…until…

You can subscribe to the entire season of seven shows for as little as $98! Come to every show, or give some as a gift! It’s always nice to have that ace up your sleeve.

The Players Theatre is Sarasota’s premier Community Theatre, dedicated to delivering quality productions of mainstage classics everyone can enjoy. Visit www.ThePlayers.org.

Pick up your tickets at the Box Office, at theplayers.org, or call 941-365-2494.

Lifestyles After 50 • October 2016 • page 10

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NATIONAL LOCATIONS | FLORIDA LOCATION: 201 E. Kennedy Blvd. Suite 425 Tampa FL, 33602 Lifestyles After 50 • October 2016 • page 11

Let the Sunshine In!

Venice Theatre presents Neil Simon’s classic comedy “The Sunshine Boys”

V

enice Theatre kicked off its 67th Season last month with The Sunshine Boys. You can still catch the show through Oct. 16. Showtime is 8 p.m. Tuesdays through Saturdays and 2 p.m. Sundays. Tickets are available at www.venicestage.com, 941-488-1115, or in person at 140 W. Tampa Ave. “The Sunshine Boys” are Al Lewis and Willie Clark. For decades, they performed together on vaudeville, but Lewis retired leaving Clark to try to make it on his own. The two can’t stand each other, but when CBS requests them for a “History of Comedy” retrospective, they reunite after 11 years. A flood of memories, miseries and laughs ensues.

The 1975 movie version gave George Burns – starring with Walter Matthau - his only Oscar Award. Other famous duos that’ve played The Sunshine Boys include Tony Randall and Jack Klugman, Danny DeVito and Judd Hirsch, and Woody Allen and Peter Falk.

The play is definitely a comedy, but also touches on the more serious themes of aging. The Los Angeles Times review said, “Simon has always been adept at finding the humor in pain ...”

Remember, tickets for The Sunshine Boys and all other shows through June 2017 are on sale now at 941-488-1115 or VeniceStage.com. See you at the theatre!

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Lifestyles After 50 • October 2016 • page 13

Breast cancer changes lives

Lifestyles honors National Breast Cancer Awareness Month with a personal story of victory.

by Carlene Cobb

N

obody wants to be in the “C” Club, but it has thousands of members who never planned to join.

The American Cancer Society estimates that in 2016, about 246,660 new cases of invasive breast cancer and about 61,000 new cases of carcinoma in situ (CIS) will be diagnosed in women. (CIS is non-invasive and the earliest form of breast cancer.) In 2016, about 40,450 women will die from breast cancer.

Once I got over the shock of my breast cancer diagnosis, I spent extra time and expense to consult with several surgeons.

I chose the surgeon who sat beside me at a wooden table where we looked up into the light shining through my films, and we planned our treatment strategy together.

There were tough choices to be made, and we made them as a team. Her approach was empowering, not condescending.

“Breast cancer will change your life,” said my surgeon, Sylvia Campbell, MD. She didn’t say the dreaded disease would take my life, only change it, so I felt a spark of hope. I had no idea of the scope of the changes referenced.

“If that tumor had gone undetected until you could feel it, we would be having a very different conversation,” said Dr. Campbell. “Knowledge is power; we’ll need more tests.” She added, “The more positive you can stay throughout your treatment, the better your outcome will be.”

Taking that point to heart, I researched community support options and found the Cancer Support Community, which is now called JFCS Cancer Support & Wellness, part of the Jewish Family and Lifestyles After 50 • October 2016 • page 14

Children’s Service of the Suncoast. I attended support groups, medical lectures, nutrition presentations and luncheons, massage classes for patients and partners, mask painting, private counseling, Yoga, Tai Chi and Qigong. That was all I could manage to schedule among fulltime work, MRIs, PET scans, CT scans, breast conserving surgery (lumpectomy), eight weeks of radiation therapy at the end of each workday, and five years of medication.

Breast cancer survival rates have increased dramatically, due to early detection, ongoing research and improved treatments. Although mammography can result in false positives and some unnecessary treatments, declining the screening leaves one at greater risk of a malignant tumor growing undetected.

Modifiable risk factors to prevent onset and recurrence of breast cancer include maintaining healthy weight, exercising, managing stress, limiting alcohol intake, and eating a plant-based diet that limits refined sugars, fats, red meats and processed meats. Studies show that such a diet also reduces risks for heart disease and diabetes.

The ways in which breast cancer treatment changed my life extend beyond the surgical scars and residual discomfort from radiation that I’d expected. The biggest and best change is how sweet life tastes because each precious day is a gift. I am more conscious of how I spend the moments in my days.

I am more grateful to be here to love my family and friends and to create what God put me here to create.

Lifestyles After 50 • October 2016 • page 15

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And here’s the best part. Every FL, AL and GA resident who gets (Continued on next page) Lifestyles After 50 • October 2016 • page 16

L d a h v o s r t p b E T A

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at least two Vault Bricks is also getting free shipping and free handling. That’s a real steal because all other state residents must pay over six hundred dollars for each State Vault Brick.

Just a few weeks ago, nobody knew that the only U.S. State Silver Bars locked away in the private vaults of the Lincoln Treasury would be allocated to the Federated Mint for a limited release to residents in 3 states.

Every single one of the 50 U.S. State Silver Bars are date numbered in the order they ratified the Constitution and were admitted into the Union beginning in the late 1700s.

“As Executive Advisor to the Lincoln Treasury I get paid to deliver breaking news. So, for anyone who hasn’t heard yet, highly collectable U.S. State Silver Bars are now being handed over at just the state minimum set by the Lincoln Treasury to residents in 3 states who beat the offer deadline, which is why I pushed for this announcement to be widely advertised,” said Mary Ellen Withrow, the emeritus 40th Treasurer of the United States of America.

“These bars are solid .999 pure fine silver and will always be a valuable precious metal which is why everyone is snapping up as many as they can before they’re all gone,” Withrow said.

There’s one thing Withrow wants to make very clear. State residents only have seven days to

call the Toll Free Order Hotlines to get the U.S. State Silver Bars.

“These valuable U.S. State Silver Bars are impossible to get at banks, credit unions or the U.S. Mint. In fact, they’re only being handed over at state minimum set by the Lincoln Treasury to FL, AL and GA residents who call the Toll Free Hotline before the deadline ends seven days from today’s publication date”, said Timothy J. Shissler, Executive Director of Vault Operations at the private Lincoln Treasury.

To make it fair, special Toll Free Overflow Hotlines have been set up to ensure all residents have an equal chance to get them.

Rapid shipments to state residents are scheduled to begin with the first calls being accepted at precisely 8:30am today.

“We’re bracing for all the calls and doing everything we can to make sure no one gets left out, but the U.S. State Silver Bars are only being handed over at just the state resident minimum set by the Lincoln Treasury for the next seven days or until they’re all gone, whichever comes first. For now, residents can get the U.S. State Silver Bars at just the state minimum set by the Lincoln Treasury as long as they call before the order deadline ends,” confirmed Shissler.

“With so many state residents trying to get these U.S. State Silver Bars, lines are busy so keep trying. All calls will be answered,” Shissler said. ■

FL, AL AND GA:

COVER JUST $59 STATE MINIMUM call

1-866-626-3962 Ext.FMS1314 beginning at 8:30am 1.

2.

If all lines are busy call this special toll free overflow hotline: 1-866-633-6577 Ext.FMS1314 residents who find their state on the Distribution List to the left in bold and beat the deadline are authorized to get individual State Silver Bars at just state minimum of $59 set by the Lincoln Treasury. That’s why everyone should be taking full Vault Bricks loaded with five State Silver Bars before they’re all gone. And here’s the best part.

Every FL, AL and GA resident who gets at least two Vault Bricks is also getting free shipping and free handling. that's a real steal because all other state residents must pay over six hundred dollars for each State Vault Brick.

ALL OTHER STATE RESIDENTS:

MUST REMIT $134 PER STATE SILVER BAR 1. No State Silver Bars will be issued to any resident living outside of FL, AL or GA at state resident minimum set by the Lincoln Treasury.

2. Call the Non-Resident Toll Free Hotline beginning at 11:00am at: 1-866-637-3554 Ext.FMS1314 3. If you are a u.s. resident living outside of the states of FL, AL or GA you are required to pay $134 for each State Silver Bar for a total of six hundred seventy dollars plus shipping and handling for each sealed State Vault Brick loaded with five u.s.

State Silver Bars. This same offer may be made at a later date or in a different geographic location.

FEDERATED MINT, LLC AND LINCOLN TREASURY, LLC ARE NOT AFFILIATED WITH THE U.S. GOVERNMENT, A BANK OR ANY GOVERNMENT AGENCY. IF FOR ANY REASON WITHIN 30 DAYS FROM SHIPMENT YOU ARE DISSATISFIED, RETURN THE PRODUCT FOR A REFUND LESS SHIPPING AND RETURN POSTAGE. DUE TO THE FLUCTUATING PRICE IN THE WORLD GOLD AND SILVER MARKETS, ORDERS MAY BE CANCELLED OR PRICES WILL CHANGE WITHOUT NOTICE AND STATE MINIMUMS ARE SUBJECT TO AN ADDITIONAL FEE OF NO MORE THAN 2% FOR EVERY $1 INCREASE IN THE NEW YORK SPOT SILVER PRICE PER OUNCE WHEN EXCEEDING $18 PER OUNCE AND SHALL BE APPLIED AT THE TIME THE ORDER IS PROCESSED FOR SHIPMENT. THIS SAME OFFER MAY BE MADE AVAILABLE AT A LATER DATE OR IN A DIFFERENT GEOGRAPHIC LOCATION. FEDERATED MINT 7600 SUPREME AVE. NW, NORTH CANTON, OH 44720 ©2016 LINCOLN TREASURY P7055A OF19811R-1

■ A SNEAK PEAK INSIDE SILVER VAULT BRICKS: Pictured left reveals for the very first time the valuable .999 pure fine silver bars inside each State Silver Vault Brick. Pictured right are the State Silver Vault Bricks containing the only U.S. State Silver Bars known to exist with the double forged state proclamation. FL, AL and GA residents are authorized to get individual State Silver Bars at just $59 state resident minimum set by the Lincoln Treasury. That’s why everyone should be taking full Vault Bricks loaded with five State Silver Bars before they’re all gone. And here’s the best part. Every resident who gets at least two Vault Bricks is also getting free shipping and free handling. That’s a real steal because all other state residents must pay over six hundred dollars for each State Vault Brick.

Lifestyles After 50 • October 2016 • page 17

ponse for a issue!

LifestylesAfter50.com

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by Mike Merino

Florida’s Most Read 50+ Publication

Get all the latest news popular belief, campaigns weren’t more on our events, play Trivia gentlemanly in the past and the 1800 race Palooza for great prizes between John Adams and Thomas Jefferson is still one of the dirtiest in history. and get connected with So this month, we want to know... your friends at Has the etiquette of presidential elecLifestyles tions devolved in yourAfter lifetime,50! or is mudslinging the American way? Why? Who is really responsible for fighting dirty media, PACs, special interest groups or the candidates themselves? How can we mend the system to mirror ideal values?

With “Etiquette & Elections” as the subject line, email an essay or response to editor@lifestylesafter50.com for a chance to be published in April’s issue!

J

ust two years ago Andre Hicks-Dolphin weighed 493 pounds. Seeing her today at age 50, it’s hard to imagine that she was once stuck in what Florida’s Most Read many call a “miserable cycle 50+ Publication of morbid obesity.” That’s because as of this month she’s lost 178 pounds; she`s healthier, happier and downright beautiful.

What makes this courageous Puzzles • Horoscopes women stand out among her peers is not only those triple Great Recipes • Comic Strips pounds she recently sent Upcoming Events • Feature Stories digit packing; it`s that she did it despite two recent bouts with breast cancer and mulon Health, Wellness, Finance, tiple chemotherapy treatments.

Travel & More!

Just ask her, and she will tell you she achieved her second chance at life through hard work at the gym, a realistic diet and a newfound desire for health and wellness that she discovered through her strong religious faith and the power of prayer. A success story of the recent fit lifestyle explosion, Andre is one of the many uniquely special women breaking new ground in improved fitness and masLifestyles After 50 • April 2016 • page 21 sive weight loss, and doing it all without the aid of dangerous surgery or fad driven weight loss gimmicks. Andre could serve as the poster child for this movement, and she lives right here in Tampa Bay. A 1983 graduate of Tampa`s Jefferson High School, Andre grew up in Tampa`s Carver City neighborhood. Bad eating habits, together with little to no exerciseFlorida’s Most Read 50+ Publication fueled a continual weight gain throughout her adult life. However, it was just two short years ago that Andre tipped her doctors’ scale at 493 pounds. Those dangerously excessive pounds, coupled with the fear and anxiety of her recently completed cancer treatments, left her devastated and with little hope of attaining a healthy life.

Then one day, a simple daily action, and a stern-but-loving observation by her sister, changed the trajectory of her life.

“I`ll never forget that dark day”, Andre said, “I was sitting on the front porch with my sister, who is my best friend. It was a casual Sunday afternoon after church, when I got up to go into the kitchen and check the progress of our family dinner.”

As usual, the meal consisted of an oversized batch of fried chicken, collard greens, macaroni and cheese and other fatty foods. Adding to the calorie bonanza: several trays of butter and sugar infused corn bread. “When I returned, I was completely fatigued and could hardly

LifestylesAfter50.com

FIND YOUR FARMER’S MARKET: Old Miakka Farmers Market Saturdays, 9am-2pm Old Miakka Schoolhouse 15800 Wilson Road OldMiakkaFarmersMarket.com Sarasota Farmers Market Saturdays 7am - 1pm Main Street & Lemon Avenue SarasotaFarmersMarket.com Phillippi Farmhouse Market Phillippi Estate Park 5500 S. Tamiami Trail, Wednesdays, 9am-2pm FarmhouseMarket.org Siesta Key Farmers Market 5124 Ocean Blvd.

Sunday 8am -12pm 1pm from Oct - May SiestaKeyFarmersMarket.com Venice Farmer’s Market Nokomis & Tampa Avenue Saturday 8am-12pm TheVeniceFarmersMarket.com Lifestyles After 50 • October 2016 • page 18

LOCAL MARKETS IN SARASOTA &GetMANATEE all the latest news on our events, play Trivia COUNTIES Palooza for great prizes and get connected with your friends at Lifestyles After 50!

Lifestyles After 50 • April 2016 • page 21

breathe,” Andre said. “My sister looked at me, and said, with a frightened glare, ‘what`s wrong with you sister, what do you want to do, die?” Andre said her sister had seen an “image of near death-like exhaustion” on her face. “With her frightening words, something spiritual enveloped my entire body at that very moment and I knew then that a profound change was about to enter into my physically and mentally over-taxed existence,” she said.

As with other overweight people, her condition didn’t happen overnight. And in Andre`s case, depression, steroids for her cancer treatment and poor eating habits exacerbated her problem. What Andre did next changed the course of her life forever. More importantly, she did it all by herself: 1. Saw her primary care doctor for a full medical evaluation.

2. Signed up at a gym,where she goes five days a week, two hours a session (an hr, of cardio and an hr of weight training) 3. Connected with a certified life coach made sure Andre stayed with the program by drinking the prescribed protein shakes and vitamin products.

4. Refused to quit the program and kept believing she could do it.

5. Prayed everyday to give her strength to stay on a healthy path.

“The first week I lost 13 pounds,” she said. “I was so excited that I could actually see my hard work pay off. I stayed focused, rallied to the cause and made the life changes necessary to be healthy, happy and spiritually strong.”

Although Andre continues to lose weight, at present she is facing another serious health challenge with a recent diagnosis of cancer of the spine. However, she’s not about to let this newest setbackhold her back. The married, mother of four still goes to the gym five mornings a week at 5:00 a.m. and has become a life coach herself.

preserving the FLOriDA evergLADes

Far from city lights and the hum of electronic devices, Florida’s National Park the Everglades, offers a super spot for stargazing and one of the world’s most diverse ecosystems. Now all we have to do is preserve it.

Lifestyles Celebrates the Centennial

100

years ago, the United States created the National Park Service, a federal agency designed to preserve the breathtaking beauty of the American landscape. Visit LifestylesAfter50.com to follow our Celebrate the Centennial series as we highlight our favorite parks all year long.

“The Everglades is a test.

If we pass it, we may get to keep the planet.”

- Marjory Stoneman Douglas, Conservationist

T

o true naturalists and ecologists, there are a precious few landscapes in America as impressive as the Everglades. Touted as one of the most unique landscapes in the world, this National Park is the definitive park of its home state - and though it is entirely contained in Florida its vital importance resonates far beyond the sunshine state, preserving species found nowhere else in the world. This swampy paradise is a perfect place to leave the technological world behind and embark on the journey through plants and animals unseen.

Unfortunately, this natural treasure is changing, as it continues to be whittled down through land conversion, drainage and climate change - sea level rise, reduced precipitating and higher temperatures. While the Everglades may no longer exist in its earlier glory of 11 million acres, there are citizens devoted to conserving it, like The Nature Conservancy who have been working to protect more than 360,000 acres of this critical system. But there’s still much work to be done to keep this one-of-a-kind environment thriving. Drained wetlands must be restored, invasive species removed and adaptations to climate change managed. As Conservationist Douglas notes, preserving the Everglades may be our test, and I wouldn’t miss the chance to help see it shine.

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Spotlighting Florida' s Spooky For Halloween lovers, there’s plenty of spooks in the Sunshine State ENIGMA HAUNT Boca Raton, FL SOUTH FLORIDA’S TRIPLE THREAT OF HAUNTED HOUSES

There are haunted houses, and then there are really haunted houses - made extra scary by the small grain of truth they carry in their halls. Unearthing long-buried stories of paranormal activity in South Florida, Enigma Haunt keeps some of the best spooky legends alive by re-enacting old Native American tales and other local folklore that will give you goosebumps. Only for the true thrill-seeker in you, the in-your-face situations, visitors will meet as they meander through the halls of Enigma are the real deal - ancient ghosts, killers and plenty of paranoia make this one of the scariest sights in Florida. With its disturbing tagline, “Death is always an option,” this trio of haunted houses (all in one indoor location) boasts over 19,000 sq. feet of fear and excitement this Halloween, and just enough tales from the local crypt to make it feel like a learning experience.

SPOOK HILL Lake Wales, FL DEFYING SCIENCE ALL YEAR ROUND

In the little town of Lake Wales lurks a legendary hill that claims to defy the law of gravity. Officially recognized by the town and so beloved it became the namesake of the local elementary school, Spook Hill is a gravity hill on North Wales Drive, complete with a large sign explaining “The Legend.”

It reads: “Many years ago an Indian village on Lake Wales was plagued by raids of a huge gator. The Chief, a great warrior, killed the gator in a battle that created a small lake. The chief was buried on the north side. Pioneer mail riders first discovered their horses laboring down hill, thus naming it “Spook Hill.” When the road was paved, cars coasted up hill. Is this the gator seeking revenge, or the chief still trying to protect his land?”

SULPHER SPRINGS TOWER Tampa, FL THE UNASSUMING WATER TOWER Countless Tampa residents drive by the plain white tower never knowing all the spooky stories that surround it. Built high into the sky on US-41, the current tower replaces a tower that used to be a mark on many pirate treasure maps, and legend says that many pirates who died near the tower still haunt the area, looking for the treasure they never found. More recently, there are plenty of rumors as to why no one is allowed up inside the tower - the most frightening of which is that is was closed for visitors after being popularized by troubled teenagers who took to the tower to jump to their death.

Driving by the tower won’t ever be the same...

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Thinking of downsizing? Think twice...

by Bryce Dixon

want to downsize, however, the Reyes decided it was the right option for them.

They are currently in the process of decluttering their home and researching where they want to live.

To keep the family unified during the holidays, they plan to rent a big house in the mountains (with everyone sharing the cost) and strive to create new experiences of snow-filled Christmases for the grandchildren.

“Life is all about the memories,” she said, “but who says you can’t continue to make new and even better ones.”

T

o downsize or not to downsize?

That’s the question that faces just about everyone as adult children leave the nest, travel plans expand and financial belts tighten.

Obviously, the call to downsize is louder and clearer if one loses a spouse, their good health, or a source of vital income - making the choice of downsizing much less of a choice.

But some have embarked on what they felt was an inevitable part of life’s passages only to be hugely disappointed.

They’ve sold the family home, moved to a condo or a senior living facility – even to a smaller, less expensive home in the middle of nowhere, only to regret it later.

For many, “aging in place” may be a far better solution.

There are a ton of books on downsizing that boast the advantages: freedom to travel, financial savings, change of scenery, more time to play and relax.

Heck, just the thought of fewer things to clean and dust is enough to sway some.

These are all positive benefits that shouldn’t be overlooked, but just be aware, when it comes to downsizing, one size does not fit all. Here are a few things to ponder before making the big move.

Smaller isn’t necessarily cheaper If you have to rent storage space to store the Christmas decorations you can’t part with, or, if you move to a state with higher taxes, savings could be minimal or nonexistent.

In 2012, Donald and Janice Baker moved to a smaller “bargain” home in rural Florida, but the house needed a lot of repairs and renovations that quickly ate up their savings.

Quality healthcare wasn’t available when they needed it, nor were part-time jobs that could have supplemented their retirement income.

Looking back, they say they wish they would have stayed at their alreadyrenovated home on a canal near Tampa, surrounded by friends and family, where he could have enjoyed a part-time stint as a tug boat captain.

“We sold during a softer market and now we can’t afford to buy back in that neighborhood,” he said.

Consider a reverse mortgage...maybe For some, a reverse mortgage is a good alternative to downsizing as long as Lifestyles After 50 • October 2016 • page 24

Before making a move, make sure it makes sense. you can stay in your home for the rest of your life, you won’t need the equity before you die, you don’t need to leave your children a family home, and you are able to pay taxes and insurance.

Boston College’s Center for Retirement Research offers a retirement guide that compares the options of downsizing and taking out a reverse mortgage to gain income from your home Check out: crr.bc.edu/?s=downsizing The Using Your House for Income in Retirement Guide reviews the two most common methods to use your house to increase your income in retirement – downsizing and a reverse mortgage – with examples, pros and cons, and links to tools on the web where you can get estimates of what these two approaches

can do for you.

You’ll want to do your research to see which option makes sense, but if you are considering downsizing, hold off on the reverse mortgage. It will be costly to downsize after taking out a reverse mortgage because the fees and interest will reduce the equity you have in your current home.

Make new memories, keep the old The sons of Lidia and Robert Reyes of Sarasota told their parents they would be devastated if they sold the family home. So many memories– and it was the perfect size and central location to gather for Thanksgiving and Christmas.

The wishes of the children can sometimes be an obstacle to those who

Moving is hard work According to the Holmes and Rahe Stress Scale, moving is one of life’s big stressors. When you’re older and have accumulated a house full of stuff, it can be even more so.

Chances are, if you haven’t moved for a long time, it will be a monumental undertaking. Start by deciding what to toss, what to sell, what to give away, and, what to keep.

Encourage family members to take special heirlooms now. One way to handle this is let each one pick something out one at a time, going round and round until all the prized possessions you want gone are distributed.

It will not only free you from having to storethem but may preventin-fighting later on. Be sure to take pictures of those items that are special.

The not-so-sentimental items can be sold at garage sales or on eBay or Craigslist. Antique dealers will often come to your house and buy things on the spot.Try to research selling prices on the Internet first so you know the fair price.

Consider donating antiques to a local history museum. You’ll receive a tax break and have the satisfaction knowing the item will be seen and enjoyed by many.

Whether or not you choose to downsize, you’ll be doingyourself and your family members a big favor by decluttering while you are young and healthy enough to do so.

SHARE YOUR DOWNSIZING STORY Have you recently embarked on a downsizing adventure? What went into the planning and how did it all turn out? We want to hear about it! Email us at editor@lifestylesafter50.com.

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f you’ve got an investment portfolio, the concept of dividends can be one of the more difficult ones to understand. By definition, a dividend is a sum of money paid regularly by a company to its shareholders out of its profits. Investors who own stock in a public company may be eligible to receive dividends if they own the stock as of the ex-dividend date.

Most American-based companies that pay dividends do so on a quarterly basis, while many foreign-based companies only pay dividends once a year, based on their annual profits.

Paying a dividend every three months would seem to imply a certain stability to this quarterly payment, and many investors assume that it’s guaranteed. This is not at all the case, as the payment is ultimately a reflection of the future profitability of the company, which is obviously uncertain. According to Standard & Poor’s, last year 394 companies reduced their dividends, a 38% increase over 2014.

And these are not confined to small, obscure companies that you’ve never heard of. Look no further than General Electric, which in 2009 cut its dividend 68%, after paying a dividend for more than 100 years, and increasing the amount of this dividend for more than 50 years.

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form of return, and that buying the stock right before its record date will result in “found money”. This is incorrect, since the price of the stock will be reduced by the amount of the dividend two days before this record date (this is the date investors must be on the company’s books to receive the dividend). For example, if a stock trading at $31 has an upcoming quarterly dividend payment of $1, it will open trading two days before the record date at a price of $30. This is known as the stock trading “ex-dividend”.

So if some dividends are good, more are better, right? Not so fast, although in my experience many investors believe this. As I always stress to clients, the way to compare any investment to another is by total rate of return, which is the sum of the dividends or interest received, and the price movement of the investment. While a stock that has an annual dividend yield of 8% may seem attractive, if the price declines 10% during the year, the total return for that year is -2%.

It is not a coincidence that many stocks with eye-popping annual dividend yields are often mediocre investments, because their price tends to drift lower over time.

If you have the tolerance to own individual stocks, it is important to dig deeper than what the company’s annual dividend yield is. As your parents told you, if it seems too good to be true, it probably is.

David Novak, CFP® is a Certified Financial PlannerTM at Novak & Powell Financial Services in Pinellas County. Please note: he is not an attorney and this article should not be construed as one offering legal advice. For information about investment decisions and financial planning, email him at david@novakpowell.com.

Lifestyles After 50 • October 2016 • page 28

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Lifestyles After 50 • October 2016 • page 29

Sudoku #267

SUDOKU

Be Don’t za!

A Loo IN! W Play & Answer This Trivia Question To WIN a Prize!

Question: In what year did King Oscar ll give his “special royal permission” to use his name on a line of Norwegian sardines?

Your Answer: __________________________________________ This month's Trivia is sponsored by

Answers can be found at KingOcsar.com

Send in the correct answer to be entered in a drawing to win a prize each month!

Deadline for entries: October 20

Name Address City

State

Zip

Email

Phone Mail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583

Lisa M Somerfleck is last month’s winner!

The answer was: Carter, Obama, Wilson, Roosevelt

Play more trivia online & win more prizes at LifestylesAfter50.com Click on the Trivia Palooza button and answer a Trivia question each week for a chance to win a prize at the end of each month. # 268

october’s WORDWord SEARCHSearch

Last Month’s Answers 5 Sudoku requires noSudoku arithmetic skills. 7 September 4 The object of the game is to fill all the 2 blank squares with the correct numbers.

Roger Wasden 6 is Each last month’s winner! row of 9 numbers must include all 8 Congratulations! digits 1 through 9 in any order.

3 Good Each column of 9 numbers must include all digits 1 through order. 9 Win Great Prizes!9 in anyLuck!

Each 3 by 3 subsection of the 9 by 9 1 New winner selected each month

Today's Category: Six-Letter Animals & Birds K B G H T

U R K E Y P L

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S D G N V C O Y O T F

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C O N Y E K N O M

Send your answers along with your name, address and telephone number to: LIFESTYLES AFTER 50 P.O. BOX 638, SEFFNER, FL 33583

Lifestyles After 50 • October 2016 • page 30

1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

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18.

19.

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3. Cup

Beaver ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________

8 9 2 6 3 9 2 7 9 6 6 4 1 2 8 9 7 5 7 8 5 3 1 3 4 1 4 9 3

8. Goblet 9. Jar

10. Jug

The first correct answers selected from the drawing on the 20th of the month will win.

Mystery Prize!

WIN! WIN! WIN! GREAT PRIZES!

Mystery Prize!

(Puzzles must be received by the 20th of the month)

6 3 8 4 2 1 5 7 9

2 4 9 5 8 7 6 1 3

9 2 6 8 3 5 1 4 7

3 8 7 1 4 6 9 5 2

4 5 1 9 7 2 8 3 6

Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well.

Good luck! The first correct answers selected from the drawing on the 20th will win.

Send your answers along with your name, address and telephone number to: Lifestyles After 50 P.O. BOX 638, SEFFNER, FL 33583

WIN GREAT PRIZES! Sudoku muST bE REcEIvEd by ThE 20Th of ThE moNTh.

# 267

Word Search

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12. Kettle

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13. Mug

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Stein 18.Solution: Word Search 11. Keg 1. Bottle 3. Cup

19. Tumbler

12. Kettle

20. Tureen 13. Mug

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Solution #267

M S K

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5. Ewer 7. Glass

7 1 5 6 9 3 2 8 4

October Sudoku

1

4. Dish 6. Flask

1 6 3 7 5 9 4 2 8

square must include all digits 1 through 9.

Word Search Solution: 11. Keg

In the grid below, twenty answers can be found that fit the category for

In the today. grid below, twenty found for today.

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Can you find the answers in this puzzle?

Solution #266

8 9 2 3 1 4 7 6 5

D D I

1 D L 7 G S 2 G C 8 E B 3 K T C 5S V 9C S 6A 4

6 K 9 A 3X 7C 1V 4T 8F 5U 2

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5 U 3S B4 E 8W G T M D G O 8 1 2 6 S U C G C O 4 7 9 5 T C G H B T 6 2 3 9 B T F L E U 2 267 5E C7 H 4R # O G W9 T 8 J R6 J 1E L7A 6 S K5 A 3E C3 E 4 R X1 R 2N 1 9 8 7

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4. Dish

14. Pitcher

M D L K G T M D G O G C

5. Ewer

15. Plate

S G S A S U C G C O L P

6. Flask

16. Platter

7. Glass

17. Saucer

D K

8. Goblet

18. Stein

I

9. Jar

19. Tumbler

S V C F L A S K A E F D

10. Jug

20. Tureen

H S A U C E R X R N G G

2 3 L 1 A 5 S 8 S 7 D F4 9 G 6

C S T W T J

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7 4 P 6 L 1 A 9 T E3 D2 G8 5

G C

Barbara Y. Brown B Clast B T Fmonth’s L E U S A winner! is T V O G E C H R S T Congratulations!

K G C X T C G H B T A L D E

E R

9 5 8 4 6 2 1 7 3

Seniors Gettin Seniors Getting Together

WOMEN SEEKING MEN

4530 WF, LATE 60s. Enjoys movies, dinners, sunsets, cruising and weekends away. Honest, caring, attractive, fun loving with SOH. ISO gentleman, similar interests.Late 60’s early 70’s.NS, SD, NDrg. FF but ultimately LTR. South Fort Myers.

4595 - FRIENDSHIP WITH ME. W, Christian widow, late 70’s, ISO widower, early 80’s. I’m RP, 5’5” HWP, attractive, light SD, NS. Enjoy walking, music, dancing, reading, art and family. Life is short. Reply giving telephone and/or email. Bonita/Estero.

4599 - W, F, NS, 70’S, WIDOW, slender, blonde. Looking for friendship and someone to enjoy life with. Like dancing and music, dining. Ft. Myers area.

4587 F, 62 YO, blonde, blue eyed,

RN, 5’5”. ISO M, 60 - 65 YO, P, NS, good health, financially secure, interested in LTR, travel and exploring lifes adventures together. Sarasota.

4119 SEEKING CHRISTIAN GENTLEMAN. Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with PhD in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida.

4581 WOMAN, 75, NS, NDrg, ISO man, 65 - 75, NS, NDrg, for FF. Must be clean, prefer mason, christian, must like animals, SOH, nonjudgmental, loves a simple life. Likes good clean fun and company. Punta Gorda.

4612 - LOOKING FOR A DANCE PARTNER At least a bronze that has had ballroom dance experience.

Saturday night and Sunday afternoon.

I am a mature, attractive ballroom dancer. I am 5’ tall. Sarasota.

WoMeN SeeKiNG MeN

with long silky black hair. NS, NDrg, loves have lots of fun with lotsfuNof 4470 toSLeNDer, ATTrACTiVe, laughs.

LTR and lots of TLC. Also loves LoViNG SWf, ISO 65 plus Gentleman for Blues music. lovingand LTR.Jazz Enjoy festivals, daytrips, flea

markets, dancing, dining, togetherness.

4592 LADY.supply SWM,telephone 70, ND, ShareSEEKING good times.APlease SD,, disease/drug free, ISO LTR. number or address for response.

No Easy email addresses please.likes St. Pete area. pleasures gong, outgoing, simple in life. Looking for someone to share them Bradenton 4584 with.

- SBCf - fuNLoViNG, NS, looking

for an SBM Christian romantic gentleman,

(55 - 65) NS who enjoys church, old school 4597 FUN, OUTGOING GUY music, R&B, jazz, gospel, dancing,for picnics open-minded,ISO looking a and daytrips; family oriented.

If interested caring, loving, happy female.

55 please No 65, NS, supply loves telephone enjoying number. life. Some Email. St. Petersburg. travel.

Dining out, beach and pool at home. Slim to average. HWP.

4579 - ATTrACTiVe, 50iSH, SWf, NS, NDRG- RETIRED working GENTLEMAN. professional, new 4600 Youngto area, ISO male for boating, dance, travel, eighty year old widowed gentleman theatre, dining out and concerts. 5’1”, 150 inlb.Venice, looking for a lady to spend blonde, must love dogs. St. Petersburg the golden - Riverview. years with. I’m very honest

and stable. I don’t think you’ll be disappointed.

4578 - SeeKiNG HANDSoMe 60 - 100

MEN SEEKING WOMEN 4564 RETIRED GENTLEMAN. Looking for pretty A-Lady or H-Lady, trim and

retiree. Tall, slim OK. For fun, travel and

4580 WIDOWER. possibly cruising. LIKES Dance,SPORTS dining, AND MOSI, ANIMALS. museums. ISO Lady, C, F, NS, SD, NDrg,.

Please write and include telephone number.

4598 - Fort iT’SMyers TiMeArea.

BoGie. Friendly,

attractive, jewish lady, 70 wonderful years ISO same interesting - energetic TO PLACE AN AD: Send your ad, stating male edition(s) whom loves dance and walk our what you to would like it placed in, beautiful beaches.

Send photo along with a $6 fee for 30 words (25¢ please. for each St. Petersburg additional word, abbreviations not charged)

wome Seekin

and model, 5’4”, 104 lbs., widow, slender,

4602 female MOSI, slim, c

to the News Connection USA, Inc. address listed received by the 15th of the 4119below. Ads SeeKiNG CHriSTiAN month will appear in the following issue.

GeNTLeMAN Former airline stewardess

TO RESPOND TO AN AD: Write white with Ph.D. in healthcare. Fulbright a letter to the person you want to scholar, eats healthy & exercises. Likes contact. Place that letter in a stamped sports and Loves Lord. envelope andanimals. write the ad # the on the bottom left hand side of the envelope. Place your 4589 i’M LooKiNG for you!

If you stamped, numbered envelope(s), along with $2 for each letter enclosed, another R: SWM, NS, SD, 65-75, enjoyinto short trips, envelope and address it to: church, beach, dancing, family, some Newsand Connection USA phone # togetherness LTR. Picture, Seniors 5’5”, Getting Together please. Blonde, 125.

Largo.

P.O. Box 638, Seffner, FL 33584

4590 ATTrACTiVe, S, W, f, C, 56, COMMONLY USED ABBREVIATIONS: Retired, S, D, W, WD-Divorced, male, NS,WWno F-Female, ISO M-Male, S-Single, bearsdsa, no mustaches.

I am DegreedWidow, A-Asian, B-Black, H-Hispanic, I-Indian, Masters-Chemical, young at heart.

W-White, C-Christian,quiet, J-Jewish, YO-Years Old, Sing Karaoke, dance, dining, travel.

YY-Years Young, ISO-In Search Of, SOH-Sense Contact and photo.

Port Smoker, Richey NSOf Humor,Info SM-Smokes, S-Light Non Smoker, ND-Non Drinker, SD-Social (Light) DR-Drinks, NDrg- No Drugs, MeNDrinker, SeeKiNG WoMeN LTR-Long Term Relationship, HWP-Height & 4575 - WHiTe MALe, 62, 5’9”,P-Professional, 165, looking Weight Proportional, R-Retired, for female, 62 - TLC-Tender 72, heightLoving & weight FF-Friendship First, Care.

proportionate, NS, looking for laid back

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of tax deductible donations

www.HabitatSouthSarasotaRestore.org

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MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583 Lifestyles After 50 • October 2016 • page 31

4582 attract dancin H, F. H on life

4601 for LTR sports rust off

4591 home Rent, u cash. I help a

4593 COMP cost, s smoki entran

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