Lifestyles After 50 Polk Edition, June 2016

Polk June 2016 • Vol. 29

“Florida Cancer Specialists treats me like family. They always have time to answer all my questions and I never feel rushed.”

– Juan Estrada, Tampa

Medical & Radiation Oncology • Hematology Radiology • National Clinical Trials • Targeted Treatments Immunotherapy Based on YOUR Genetic Profile of new cancer drugs approved in 2015 for use in the U.S. were studied

70% in clinical trials conducted with Florida Cancer Specialists participation.*

Caring for patients at 5 Hillsborough County locations Hillsborough County Physicians Rand W. Altemose, MD

Matthew A. Fink, MD

Janelle Lira Park, MD

Shalin R. Shah, DO

Rafael Blanco, MD

Christopher George, MD

Y. K. Peter Park, MD

R. Waide Weaver, MD

Hafeez T. Chatoor, MD

Julio Lautersztain, MD

Mark S. Robbins, MD

David D. Wright, MD

Julia A. Cogburn, MD

Magda Melchert, MD

Ramesh K. Shah, MD, PA

Egberto J. Zayas, MD

*Prior to approval

FLCancer.com • 855.550.LIFE (5433) Lifestyles After 50 • June 2016 • page 2

Help redefine the infamous Florida summer Dear Readers, Ah, the infamous Florida summer.

The snowbirds flee, temperatures creep towards 100 degrees, and the air’s so Amanda Smith, humid, it’s kind of Editor hard to breathe.

2. Capture a rainbow. We admit, torrential downpours on the road stink.

But viewed from a screened-in patio, they’re nothing short of meditative.

Wherever you are when they end, if you’re greeted with a rainbow, all Without further ado, here are your the onslaught of rain suddenly seems “Beat Our Bucket List” challenge worth it. Snap a picture to remind your items to complete by the end of August: loved ones, and yourself what beauty comes after the storm. clear up any misconceptions about summer in Florida. Complete these adventures and help dispel the myth of our summers being anything but fun, fulfilling and maybe even a little sexy.

Well, that doesn’t sound like very much fun. In fact, it sounds kind of awful earning summers in the Sunshine State a notorious reputation as a pretty dreaded experience.

Well I for one have a little more faith in Florida. I know it’s a state of many faces, with environmental gems, great historical significance and the benefit of rich cultural diversity, offering a cornucopia of food, music and personality of which we can imbibe.

Believe it or not, the scorching Florida summers can actually be pretty cool.

Readers, let’s stand up for the Sunshine State summer. Let’s band together to prove our summers are plenty desirable - even downright exciting - for those brave enough to make the most of them. Your challenge, should you choose to accept it, is to join me in completing and sharing stories about a series of tasks that should easily

3. Embrace the heat with your own seasonal pepper salsa. According to Florida Organic Growers, our summers welcomes sweet potatoes, eggplant and lots of hot peppers. Bell, hot, and sweet pepper varieties all grow well during the hot months, so choose a few and spice up your snack life with a new salsa recipe.

1. Say hello to a sea turtle. It’s sea turtle season in Florida, and if you live in the Suncoast or Sarasota area, this issue offers all the scoop on how and where to spot them near you. If you live elsewhere, visit us on online to learn about nighttime sea turtle walks in both places or, if you’re up for a getaway, head down to the Keys and visit The Turtle Hospital - a non-profit organization dedicated to the rescue and rehabilitation of endangered sea turtles. Get educated about beach/sea pollution, meet the dedicated scientists who help return them to their natural habitat and of course, feed the turtles!

4. Wander with wonder. Florida is home to more day trip treasures than we can count. Read about a few favorites in this issue, as your final challenge is to explore one or two and show off Florida’s secret side.

Challengers, prepare for some serious fun - and a mystery grand prize to the first reader who emails photo proof of all four completed challenges to editor@LifestylesAfter50.com. Here’s to the best Florida summer ever.

Sincerely, Amanda Smith

Polk Edition Published monthly by News Connection U.S.A., Inc President Richard Reeves richard@lifestylesafter50.com Publisher/Director of Events & Marketing Kathy J. Beck kathy@lifestylesafter50.com Editor Amanda Smith editor@lifestylesafter50.com Office Manager Vicki Willis vicki@lifestylesafter50.com Administrative Assistant Allie Shaw allie@lifestylesafter50.com Distribution Nancy Spencer: (941) 244-0500 nancy@lifestylesafter50.com

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813-653-1988 • 1-888-670-0040 Dena Bingham: 813-293-1262 dena@lifestylesafter50.com Cover Photography Contributions by Lisa Chavis, The Travel Pharmacist www.theTravelPharmacist.com Our other editions: Suncoast Edition: Pinellas/Pasco Counties Lake Edition: Lake/Marion Counties Sarasota Edition: Sarasota/Manatee Southwest Edition: Lee/Collier & Charlotte Tampa Bay Edition: Hillsborough County To learn more, call 1-888-670-0040

News Connection USA, Inc. P.O. Box 638 Seffner, Florida 33583-0638 Fax: (813) 651-1989 www.lifestylesafter50.com

FCOA Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

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Lifestyles After 50 • June 2016 • page 3

Around Town W h at ’ s h a p p e n i n g J U n e 2 0 1 6

T

hrough September. Bok Tower Gardens Salutes Military Families. Bok Tower Gardens is proud to join over 2,000 Blue Star Museums to offer free admission to active military personnel and their families.

1151 Tower Blvd, Lake Wales, 33853.

(863) 676- 1408. Boktowergardens.org.

W

ednesdays.

Main Street Bartow Farmers Market.

Enjoy a wide variety of products at the market; the park is also a beautiful spot for leisurely lunch offered by food vendors selling Italian sausage, Philly cheese steaks, hamburgers, Caribbean specialties and other items. Free. 10 a.m. - 2 p.m. Fort Blount Park, W. Davidson St., Bartow, 33830.

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& 9. Diabetes Nutrition and Education. Classes will educate diabetics, friends or family members and caretakers of those who have the disease. Topics covered in the classes include proper nutrition and healthy meals, blood glucose monitoring, medical information, exercise and the benefits of proactive management of the disease. 10 a.m. - 1 p.m. on the 8th at Frostproof Care Center, 17 S. Scenic Hwy, Frostproof, 33843. (863) 635 5555. On the 9th, it's 12:30 p.m. - 3 p.m. at Lakeland Volunteers in Medicine, 1021 Lakeland Hills Blvd., Lakeland, 33805. To learn more, visit polk-county.net/boccsite/events or give us a call at (863) 688 - 5846.

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Downtown Farmers Curb Market. Fresh produce, plants and local handcrafted items. 8 a.m. - 2 p.m. 200 N Kentucky Ave., Lakeland, 33801. Call (863) 944 - 7907 or visit www.downtownfarmerscurbmarket.org

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& 12. Florida Festival of Flavor & Fire. A Gourmet Food and Craft Event feat. hundreds of artisanal producers of hot sauce, salsa, marinades, rubs, dips and other flavorful sauces. Sample, purchase, and pick up recipes and cooking tips, All day at The Lakeland Center, 701 Lime St., Lakeland, 33815. For more information, call (863) 834-8100.

Lifestyles After 50 • June 2016 • page 4

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& 25. 2nd and 4th Saturday Market. Come out to South Central Park for delicious food and local arts and crafts. Held the 2nd and 4th Saturday of every month from 9 a.m. - 2 p.m. For more information on the market, call (863) 258 – 3561.

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Classic Albums Live: The Beatles Revolver. Classic Albums Live and Max 98.3 FM offer a true musical treat by performing iconic albums. 8 - 10 p.m. The Lakeland Center, 701 Lime St., Lakeland, 33815.

For ticket pricing, call The Lakeland Center Box Office between 9:30 a.m. 5:30 p.m. at (863) 834-8100.

25

Lake Wales Car Show. Stroll through the show to admire the cool, antique, custom and classic cars of yesteryear - all while enjoying wonderful music, enchanting shops, and the unique restaurants of charming downtown Lake Wales. The car show runs 4 - 8 p.m. and offers free admission. Held at East Stuart Ave., in Lake Wales, 33853.

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Live at the Gardens: Leo Lopez. The 15th annual summer music series brings an eclectic mix of Folk, Latin Jazz, Oldies, Dixieland Jazz, Irish and Contemporary music to the air-conditioned comfort of the Bok Tower Gardens Visitor Center on select Saturdays throughout the summer. $22.50 single concert, $45 with dinner, (Tickets options include an All Season Pass, Pick Four, and Individual Concert Tickets) This event runs 7:30 - 9 p.m. Bok Tower Gardens, 1151 Tower Blvd., Lake Wales, 33853.

To learn more, call (863) 676 - 1408 or visit boktowergardens.org SUBMIT AROUND TOWN EVENTS: Please send Around Town news and events to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; or send by fax to (813)651-1989, or by email: info@ lifestylesafter50.com The deadline for sending the event: All events must by received by Lifestyles After 50 by the 10th of the month prior to the event (i.e. submit July events by 6/10/16).

BUCKET LIST MUST annUaL STar parTy aT THE grand Canyon

June 4 - 11: The annual Star Party at the Grand Canyon offers visitors some of the greatest celestial views in the nation.

A

s industrialization and population growth explode, National parks like the Grand Canyon have evolved into protective harbors for some of the last remaining dark skies in the country. Enjoy the increasingly rare beauty of a clear night sky in early June at the Grand Canyon as the entire park becomes an astronomical observatory.

That’s right, for eight nights (June 4-11 this year), the Grand Canyon hosts its Star Party, an annual event featuring volunteer astronomers who share their

Celebrating the Centennial

100

years ago, the United States created the National Park Service, a federal agency designed to preserve the breathtaking beauty of the American landscape. Visit LifestylesAfter50.com for our Celebrate the Centennial series as we highlight our favorite parks all year long.

expertise and set up telescopes for public viewing. The canyon’s sky is truly a wonder to witness in June, as it’s usually the clearest and driest month of the year.

To ensure the annual Star Party delivers the best backdrop for celestial bodies, organizers shift the date each year, avoiding the full moon for best visibility and the darkest night sky.

If you’re lucky you may see an assortment of planets, double stars, star clusters, nebulae and even distant galaxies. 2016 will be extra special as Saturn and Mars will both be close to opposition making them viewable for most of the night. Jupiter will also be visible early each evening this year and the moon will wax from new to first quarter over the course of the party. Early in the week hosts the darkest skies, but as the moon waxes it does become a popular sight itself. Highlights of the event include nightly slide shows and constellation tours at both the North and South Rim (see website for more details), the earliest of which begins at 8 p.m. Although many telescopes come down after 11 p.m., on nights with clear, calm

skies some astronomers continue sharing their telescopes later into the night.

Even in the summertime, nights at the canyon get chilly, so all Star Party attendees are encouraged to bring warm layers.

And of course, since it’s nighttime, it’ll be dark - so you’ll need a light source.

But be aware, to preserve the darkest sky views, all white light sources (most flashlights and smartphone screens) are prohibited. Interestingly, only red-light flashlights are advised - visit the Grand Canyon online to see why red is best, and for other tips on taking a trip to the party!

Annual Grand Canyon Star Party Dates: Can’t go this year?

Save a future date now!

• June 17-24, 2017 • June 22-29, 2019 • June 09-16, 2018 • June 13-20, 2020 The Star Party itself is free, but there is a park entrance fee of $30 per vehicle, good for seven days of coming and going to either rim. If you’ve never been to the Park, this event is an amazing way to see the Grand Canyon by day and the illuminated universe by night for a very reasonable rate. No RSVP is required, just show up.

Learn more at www.nps.gov/grca

June’s “Share Your Story” Challenge: WHO RESCUED WHO? “Dogs have a way of finding the people who need them...and filling an emptiness we didn’t even know we had.” - Thom Jones

L

ast month was National Pet Month and it got all of us at the office thinking about how much we’ve loved our pets over the course of our lives.

Some of the most meaningful relationships with pets come when we extend a helping hand to an animal that has been abandoned, abused or otherwise left behind. In “rescuing” an animal from an environment of pain and neglect, often times we are inviting an opportunity to heal ourselves. Nonprofit organization Lucky Dog Animal Rescue has done an incredible job of collecting and sharing research on their website demonstrating the health benefits “rescuers” receive when adopting an animal; benefits like lowering physiological stress responses, helping us recover from addiction, widening our social circle and improving our self-esteem. In what seems like a winwin scenario for all involved, adopting a pet can still feel like a scary, expensive

and indimidating undertaking. That’s why we’d love to hear first-accounts from you - our readers - about the reality of the rescue experience. So...

Have you had a positive or negative rescue experience? Have you rescued an animal only to find out they’ve come to rescue you? Why are the profound benefits of loving and caretaking for an animal worth the undeniable expense?

With “Who Rescued Who” as the subject line, email your thoughts to editor@ lifestylesafter50.com for a chance to win FREE Rays baseball tickets and be published in July! Read about the health benefits of rescue at luckydoganimalrescue.org.

Lifestyles After 50 • June 2016 • page 5

MAKE DAD’S DAY WITH A BERRY BRUNCH

Three berry treats help you whip up the best Father’s Day ever

N

othing says I love you like a homecooked meal, and nothing says I really love you like a homecooked brunch full of superfoods. This Father’s Day, show Dad how much you love him - and want him to stay healthy for decades to come - with this fruit-filled brunch featuring tiny berries that pack a big nutritional punch. Here are three of our favorite berry recipes, along with their impressive (and wellvetted) health benefits. You’ll have Dad thinking, wellness never tasted so good.

Here’s to a happy and healthy berryfilled Father’s Day brunch to all!

Raspberry’s Big Benefits: If Dad endures discomfort caused by inflammation, drinking tea made from raspberries or their leaves (three times daily) has been shown to reduce levels of pain - a benefit actually derived from the presence of anthocyanins, the chemicals that give raspberries their rich, red color.

Pain-Free Raspberry Tea

PreP: 5 mIN. / Cook TIme: 10 mIN. DIFFICulTY: easY / serves: Four

• • • • •

The Icing on the Brunch

To create your berry-tea infusion: • Bring water to boil in a large pot, then remove from heat.

• add berries, gradually crushing them with a wooden spoon, then add tea bags and honey/agave, stir well and let sit for about 15 minutes.

• strain out berries and tea bags, transfer tea to a pitcher and serve

4 cups water l cup raspberries 4 berry-flavored green tea bags 2 tsp. honey or agave nectar sprig of mint for garnish

PreP: 10 mIN. / Cook TIme: 1 Hour DIFFICulTY: easY / serves: Four

“Man of the House” Pancakes DIFFICulTY: easY / serves: Four

• 8 ounces mascarpone, chilled • 1/2 cup heavy cream • 1/2 cup confectioners’ sugar • 1 tsp. vanilla • l cup blueberries Combine and whisk first four ingredients until smooth. alternate layers of your cream mixture and blueberries evenly among four goblets. Cover and refrigerate for at least one hour. serve cold.

Blueberry’s Big Benefits: These tiny powerhouses of wellness contain manganese - essential in converting calories to usable energy, fueling Dad all day long!

• Dad’s favorite homemade pancakes • 1/4 cup of powdered sugar • 12 grapes and three strawberries slice pancake & strawberries (see above); then arrange fruit to resemble an adorable, edible necktie. Top w/ powdered sugar.

Strawberry’s Big Benefits: These red gems have been linked to fat loss, bone health and even better short-term memory.

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Lifestyles After 50 • June 2016 • page 6

GOLF 2.0: GIFTS & GADGETS FOR DAD This Father’s Day, give your favorite guy on the green the latest in golf-enhancing technology

A

“The most important shot in golf is the next one.” - Ben Hogan

ccording to Ben Hogan, generally considered one of the greatest golf players in the history of the game, golfers always have one eye on the future - the next drive, the next putt, and the next hole forever present in the back of their minds. If your dad’s one of these forward-thinking types, the latest in golf gadgets may hold the key to a perfect Father’s Day gift. See our Golf 2.0 guide for the most innovative ways to help Dad improve his golf game - impressive new technology just in time for Father’s Day.

GolfSense (Zepp.com) $129 True tech helps Dad improve his swing

If Dad’s the type who’ll be active and deliberate about improving his swing, there’s no better tracker for the price especially as it feels like it’s barely there.

Good for Dads who value: • Technology that isn’t distracting • Remarkably detailed swing stats • An excellent price point • Great ease of use

Not the best gift for Dads who: • Expect a ton of features at $129 • Find technical terms confusing • Are more into leisurely golf

EasyAcc 8000mAh Solar Power Bank Outdoor Portable Charger, $37 Stay connected on the course - all day Need steady access to the online world but don’t want to break away from the course? This high-efficiency solar-powered portable charger means Dad won’t ever have to choose. It charges under sunlight (even in low sunlight condition), and its compact size means it doesn’t ask for much space in the golf bag. Its all universal - with an 8000mAh lithium polymer battery that charges both iPhones and Androids. Rest assured Dad will long be taken care of thanks to EasyAcc’s 18-month warranty and friendly customer service.

Tournament Players Club Sawgrass Upcycled Golf Ball Cuff Links set in sterling silver, $160

12 Glowing Golf Balls and Charger $49.95 plus shipping/handling

The future is sustainable

With glow-in-the-dark golf balls, now it’s never too late to play

If Dad’s a golf enthusiast both on and off the course, give him a gift that makes golfing a more formal affair - thanks to a truly unique twist on golf fashion. For Father’s Day, give your dad the gift of Sawgrass golf with upcycled cuff links made from Authentic PGA Tour-licensed golf balls. Retrieved from the 17th Island Green water at TPC Sawgrass, your dad will feel nothing short of a Pro with cuff links that turn a mishap of a shot into a fashion treasure. Along with their authenticity, this gift carries with it a certain luxury, thanks to their highly-attractive packaging and sterling silver setting, making this a truly unique piece of memorabilia. Purchase them from UncommonGoods.com and receive an official verification of the golf balls used; and learn exactly how the sunken golf balls are recovered to create one-of-a-kind cuff links that guarantee a dapper season.

Here’s the perfect gift for a Dad who likes to linger a little late on the course rechargeable luminescent golf balls that light up the night. This set of 12 balls comes with a compact charger no bigger than a coffee mug - just close the lid and let bright LED light charge the ball in as little as one minute. The best part is, from tee to green, these glowing golf balls feel, sound, spin and play like any regulation golf ball and that vivid glow lasts the whole way through. With so many Lite4Nite imitation products out there, we recommend purchasing from the manufacturer directly at www.

Lite4Nite.com - and don’t forget to buy Dad three AA batteries for the charger.

Lifestyles After 50 • June 2016 • page 7

Mango Madness: the world’s favorite fruit

by Teri Pizza

M

angos...you see them in recipes everywhere mango marinades, mango muffins, even mango martinis. Commonly known as the most popular fruit in the world, there’s a reason this tropical treat is everyone’s favorite - it’s sweet and juicy, tastes delicious, and can be harvested twice annually, making it available and enjoyable all year round.

History suggests mangos originated in Southeast Asia and India, where references to the fruit are documented in Hindu writings that date as far back as 4,000 B.C. Mango seeds are thought to have traveled with humans to areas in the world with the tropical climates necessary for them to thrive - from Asia to the Middle East, East Africa and South America beginning around 300 or 400 A.D. While large-scale production is limited in the United States, mangos have been grown for about a century in tropical climates found in Florida, California, Hawaii and Puerto Rico.

Because mangos are indigenous to so many cultures, they’re naturally a part of almost all of the cuisines in the countries where they grow. Mangos are popular in street food and on restaurant menus throughout Thailand, the Philippines, Vietnam, Brazil, India, the Caribbean Islands and everywhere mango trees thrive.

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The unique sensory characteristics of the mango work well with global spice blends and cooking techniques from fiery chilies to mellow coconut to alluring curries. Fresh mangos compliment any meal or menu; everything from morning smoothies to midnight snacks.

Selecting and Storing • To determine ripeness, gently squeeze the fruit • If the mango is ripe, it should give a little • Leave immature fruit at room temperature until ripe, then refrigerate.

Enjoy the Madness A simple way to enjoy mangos is to cut the fruit lengthwise next to its pit, as if you were cutting an apple next to its core. Cut both sides, then score the fruit of each slice lengthwise and across, in a grid pattern - see image - just don’t cut through the skin. Hold each half, peel touching palm, and press up from underneath.

The fruit will raise up making it easy to cut “cubes” from the peel.

The mango’s mighty health benefits • Dermatologists have declared the mango one of the top five foods for creating beautiful skin.

• A great source of vitamin A and flavonoids, mangos also contain good amounts of vitamins B6, C and E.

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Lifestyles After 50 • June 2016 • page 8

No wonder it’s considered the world’s favorite fruit. Come on, grab a mango; join the madness!

Find more great tips and recipes in Teri’s books, Simplicity of Fresh Produce, and ENJOY! Recipes for Fresh Produce, available at Amazon.com. Teri resides in Ocala.

TOP 5 SMART WAYS TO PLAY

Try a little

TENDERNESS

®

If you want to have fun and boost your brain, here are five fantastic hobbies that science says may help make you smarter.

F

or many, retirement presents a golden opportunity to finally embrace free time - now the question is, what to do with it. Some have a dream novel to write, others want to see the world - and some want to explore the challenge of a brand new skill or hobby. If you’re looking for a little game, distraction or activity to make you more intelligent, here are five fantastic hobbies guaranteed by science to make you smarter.

1. Playing Chess. Competitive, inexpensive and endlessly challenging, the game of chess is a great hobby that’s been proven to make you smarter - by requiring you to exercise both sides of your brain at once. Studies have shown regular chess playing raises IQ levels in college students, stimulates creativity, improves memory, strengthens concentration, decreases the risk of Alzheimer’s and even helps grow dendrites (tree-like branches that conduct signals from other neural cells. The bigger they are, the more signals you’ll pick up).

2. The Written Word. Reading and writing both have tremendous benefits for one’s cognitive abilities and creativity - and it’s thought to keep the brain young. Not only does it relieve stress, it also stimulates your cerebral cortex by building new synapses and strengthening the existing ones. Reading develops your vocabulary, verbal intelligence and your memory. When producing something for others to read, you receive other awesome benefits, like improved ability to focus and express ideas cohesively, and you gain fantastic amounts of knowledge. Learning so many new things offers benefits all its own, making you a more interesting and intelligent person to be around.

3. Exercising. Scientists all over the world almost unanimously agree that exercising is good for your brain. It reduces stress, releases the feel-good neurotransmitters and improves blood circulation to the brain. It even makes parts of your brain bigger - researchers at the University of British Columbia discovered that even simple aerobic exercise increases the size of the hippocampus the brain area involved in verbal memory and learning. So, whether you want to run a 5K or try out Pilates, now’s the time to commit to exercising regularly.

4. Playing a musical instrument.

When you listen to music, multiple areas of your brain become engaged and active, but when you actually play an instrument, that activity becomes more like a full-body brain workout. Playing an instrument is definitely your go-to hobby for getting smarter, as it requires both hemispheres of the brain to work together and it requires rhythm, coordination and dexterity. If you need any more anecdotal proof, many of our famous favorites played a tune or two from Einstein to Charles Dickens to Steven Spielberg. For some, playing music can even feel like meditation...

5. Meditation. Harvard neuroscientist Sara Laza conducted research to find the connections between the mind and body during meditation. Her findings show that subjects who meditated regularly had thickened parts of the brain responsible for learning, cognition, memory, empathy, compassion and many more.

Have you taken up a hobby in retirement that has improved your quality of life?

Share your story by sending an email to Editor@LifestylesAfter50.com.

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Lifestyles After 50 • June 2016 • page 10

e

The Man Behind the Movement

Even after devoting four decades to championing & evolving organic farming in Florida, sustainable agriculture visionary Marty Mesh remains as committed to the cause as ever.

by Amanda Smith

“T

hey said it couldn’t be done,” Gainesville’s Marty Mesh recalled as the first answer he received from the Florida Department of Agriculture almost 40 years ago, when he first inquired about funding and advocating for organic farming in Florida.

In the 1970s, sustainable agriculture wasn’t exactly a buzzword yet, but the ‘no’s couldn’t deter Mesh’s dream of an organic evolution in Florida for long.

“I spent many, many years reaching out to the Florida Department of Agriculture about organic farming and I just wasn’t taken seriously,” Mesh explains.

“So I did what anybody committed to change does - as they claimed it was impossible, I just went ahead and did it.”

And by “did it,” he means he learned the dirt beneath his feet, what exactly was failing at the farms and how to unearth solutions to making ‘organic’ work. Mesh eventually discovered the secret was in the system.

“Everything in farming is systemic.

Organic farms in Florida seemed impossible because farmers who tried to grow organic were taking seeds and breeds that were designed to be used with pesticides and tried to grow them naturally.

It’s little wonder why that didn’t work,” he explains. “It took a lot of convincing to get farmers to reevaluate their whole system, rehabilitate nutrient-starved soil, grow in concert with the seasons and go back to older seeds and breeds. But a lot of times we did it.”

And according to Mesh, that’s really only the tactical approach. Ultimately, he says, a shift in farming is a shift in thinking - a total dismantling of the status quo.

“It’s really about cultivating community, so farmers receive support from the local people and policymakers they feed.

Ideally, everybody pitches in however they can to help ease the farm’s transition to organic, because it’s really a transition for everyone - to a cleaner environment and healthier food supply for all.”

With the support of one community behind him, Mesh first established Bellevue Gardens Organic Farm in Archer in 1976, a feat that only expanded his vision and mission. Now, at 62, with four decades of challenging conventional farming methods and progressing public pol-

Marty Mesh icy under his belt, Mesh is still making waves in the organic world, still ripe with the spirited passion of a revolutionary.

“It’s no secret there’s a lot of bureaucracy involved in Florida agriculture,” Mesh admits. “You’re fighting uphill a lot of the time because, the truth is, the university system has a very cozy relationship with the Agro-chemical industry so farmers don’t see a lot of progressive research on crop sustainability or the long-term medical and environmental costs of pesticides. Instead we see a lot of privately-funded research amounting to little more than corporate seed patenting and product development.”

It’s that brazen candor and fiery zeal that has earned Mesh his reputation as an outspoken hero - who truly walks the walk. In addition to physically working with his hands in the soil, Mesh was instrumental in launching a Gainesvillebased nonprofit organization that’s now a national force to be reckoned with.

In 1987, Mesh helped form FOG - Florida Certified Organic Growers & Consumers - a nonprofit devoted to educating farmers and the public about organic food production. Mesh became the Executive Director in 1995, and under his leadership, FOG developed a USDA-accredited organic certification program, allowing FOG to grant national certifications in organic farming. Mesh soon found himself at the center of organic legislation, flying back and forth to Washington D.C., serving as a sustainable agriculture expert in the policymaking process. To bring things full circle for Mesh, he was recently awarded a grant from the Florida Department of Agriculture to help growers transition into organic practices from conventional ones.

Nationally named one of the “Top 25 People Who Have Most Influenced the Organic Industry,” Mesh is practically a household name at organic farms in Florida, some staff of which say they

couldn’t offer their community programs without the fruits of his labor.

“We are more than a farm,” says Yvette Rouse, associate director at Sweetwater Organic Community Farm in Tampa. “We’re a nonprofit educational center. One of our main goals is to contribute to the community in a meaningful way and the grant money we’ve received from FOG helps make that possible.”

Rouse is referencing Sweetwater’s participation in the “Fresh Access Bucks” program, initiated by FOG using a specialty grant they secured to aid in increasing sales of Florida-grown produce to Florida consumers - and not just the affluent ones. Thanks to FOG grant money, Sweetwater can offer SNAP (Supplemental Nutrition Assistance Program) recipients $20 of select Floridagrown produce for $10 worth of SNAP dollars - a program colloquially known as “Double Your Dollars” - which greatly incentivises purchasing organic local food often deemed too expensive.

“FOG is instrumental in the food accessibility portion of our mission,” Rouse says. “Because they understand it’s about more than food; it’s about community.”

Mesh says FOG-funded programs like these reveal the philosophical tenets behind his lifelong devotion to this work.

“Changing the way we value and prioritize food production as a society is an economic choice, but it’s also a social choice, an environmental choice and an ethical one. What matters more, the brand of our clothing or the way our food was grown? What are the long-term medical consequences of pesticides we may not fully understand? How do we want to leave the planet for our grandchildren?”

In spite of all the progress he’s seen and made since first picking fruit in 1972, Mesh still works overtime for a more sustainable future. He runs FOG, he’s on the Board of Directors of many organizations and remains as focused as ever.

“A lot’s changed over the years,” he reflects. “But we’re a long way off from an environmentally responsible and socially just standard of agriculture. So I just keep chipping away at leaving the planet better than I found it.”

For Mesh’s tips on how best to show your social/economic support of sustainable agriculture - and why it matters - visit LifestylesAfter50.com.

Lifestyles After 50 • June 2016 • page 11

The Air in Florida: Good for Those with COPD? By: David Ebner

E

ach year, the American Lung Association releases the State of the Air Report, accounting for the air quality of major US counties. Surprisingly, not a single Florida city made the top 25 for most polluted in the country. Ocala, Sebring and the Fort Myers-Cape Coral ranked among the cleanest cities for ozone pollution; a comforting statistic for the 1 million Florida residents who have COPD. People with COPD suffer from symptom flare-ups brought on by anxiety, dust, mildew, chemical fumes, excessively warm or cold air, smoke or other types of airborne pollution.

Symptom flare-ups include coughing, wheezing, sputum, shortness of breath and fatigue. These facts raise the question of whether Florida air quality helps its residents fare better against progressive lung disease than those of other states.

Although significant changes to improve Florida air quality may be

years ahead, help is available. The Lung Institute of Tampa (lunginstitute. com), treats patients with lung diseases such as COPD, emphysema, chronic bronchitis and pulmonary fibrosis.

Rather than using supplemental oxygen or a variety of medications to treat symptoms, they treat lung disease directly using stem cells from the patient’s body.

Stem cells act as the body’s healing system. The physicians extract the patient’s stem cells from their blood or bone marrow, separate the cells and return them intravenously to the patient.

The cells then travel through the heart to the lungs, where they are trapped in what the Lung Institute calls the pulmonary trap, where they can help promote healing of the lungs.

A recent research study from the Lung Institute indicates that 82 percent of patients reported an increase in quality of life after treatment, and 60 percent of those who took a pulmonary function test saw an increase in lung function.

Today, the Lung Institute has treat-

A recent air quality report has prompted questions concerning lung disease and air pollution ed over 2000 patients nationwide, and operates 5 clinics in Tampa, FL; Nashville, TN; Pittsburgh, PA; Scottsdale, AZ and Dallas, TX,.

In Florida, those who suffer from COPD have felt left out of the discussion for years. They’ve been told the same thing, given the same medications, and little has been done to improve their care. However, through the use of stem cell therapy, it may be time the rest of

the country took a page from Lung Institute’s book and looked at their air quality in the same way.

The Lung Institute is an innovative leader of regenerative medicine and providing stem cell therapies & other regenerative treatments for lung diseases. To learn more about this state-of-the-art facility and its internationally recognized physicians, call (855) 3131150 or visit LungInstitute.com/lifestyles.

Insurance Discounts

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Take Your Mature Driver Course On The Internet!

If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

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Lifestyles After 50 • June 2016 • page 12

Your Cells.

Your Lungs.

Your Breath.

With your stem cells, we may be able to help treat:   

COPD Emphysema Pulmonary Fibrosis

Your stem cells can return lost lung function

Promote healing in your lungs with a minimally invasive, outpatient treatment using your body’s own stem cells.

Call us today to find out if you qualify for treatment.

(855) 313-1150 | LungInstitute.com/lifestyles

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201 E. Kennedy Blvd. Suite 425 Tampa FL, 33602

Lifestyles After 50 • June 2016 • page 13

GET YOUR CAR

SUMMERIZED

Top tips for protecting your car from the torrential rain and blazing shine of a Florida summer.

by David Ligon, certified mechanic

Let’s face it, summers in Florida can be brutal. The heat and humidity can feel unbearable, and everyday activities like gardening or exercising outside become events that must be approached with incredible timing. No more afternoons pruning or carefree runs on the beach - a heatwave and a thunderstorm may be just around the corner. In addition to “summer-proofing” your routine, your automobile also needs a little extra love in the warmer months, whether you plan to stay in Florida or beat the heat by driving North. Here are a few tips to keep your car in tip-top shape this summer.

1

Change your wipers and your radiator fluid.

Thunderstorms in Florida are bad enough to drive through even with good wipers. Don’t take a chance of being stuck in a torrential downpour with faulty wipers - change them now. As for the radiator fluid, the cool-

ing system in your car depends heavily on this liquid to take all the heat out of your engine, and the fluid has a limited working lifespan. While you’re changing the fluid, take a hose and spray off the front of the radiator.

We all know how love bugs love our windshields, but these pesky insects also gum up the airflow through the radiator, so give it a good wash once a month.

2

Get an A/C check. It may seem like a no-brainer to check such a vital function of your car in the summer, but few people inquire about their A/C until something goes wrong. Most modern cars have a cabin filter that keeps pollen and dust from entering the A/C system, but it often gets very dirty. The dirtier it gets, the worse your precious cooling system will work, so

have this cabin filter changed once a year. Now’s a good time to have the A/C belt changed as well since a slipping belt will cause poor A/C performance.

3

Make sure your battery is in perfect shape.

Florida’s heat can be very tough on batteries, causing the chemical reactions inside them to accelerate resulting in a shorter lifespan for your battery, If yours hasn’t been changed in the last five years, get a new one, especially since your A/C derives its power here.

4

Check your tires’ air pressure & the condition of your spare. Simply keeping your tires filled can save you a big headache and a possible blowout. And be sure to peek at your spare so you know it’s got your back.

Get Tech Savvy: 2016 Guide to Technology JUNE: Rule the Open Road P

erhaps you’re new to the Sunshine State, celebrating your first year as a retiree living here full time, or perhaps you’re a native claiming to have seen every nook and cranny Florida has to offer.

Whoever you are, and wherever you’ve been, take a road trip this month and let the great state surprise you. Home to Walt Disney World and some of the world’s finest beaches, Florida is a fascinating state that’s also full of wildlife, wild parties and wild fun. Sure, be spontaneous, but before you jump in the car and go, put your smartphone to good use with travel apps created specifically for Florida.

Save money on tour guides with the Official Florida State Parks app, and even pinpoint the perfect location to launch a kayak anywhere in the state! These trusted apps make traveling one step easier, helping you save time better spent with your toes in the sand (and a drink in your hand). Take a peek at our favorite travel apps and prepare for an adventure!

Lifestyles After 50 • June 2016 • page 14

Master the Disney madness

Magic Guide for Disney World, VersaEdge

See the official wild side of Florida Official FL State Parks PocketRanger® Created by Florida State Parks and ParksByNature Network™, this free app is designed as an interactive guide for our 171 state parks, trails and historic sites - and recently, Florida’s beaches. Overall, it’s a great way to select a park with the amenities you seek, learn about park events all over the state and of course, share your adventures online.

Complete with an Advanced GPS Map system of each park, our favorite part of the app is its photo waypoint feature: snap a photo and the app marks and records plant life, animal species and landscape views, allowing you to share your remarkable finds with family and friends.

Visiting Disney may be a dream for the kids or grandkids, but often it’s a nightmare for the chaperones. Beat Disney at its own game with a miracle app that makes visiting the Magic Kingdom far more managable. With park maps, live wait times for rides, full menus for all dining options, a bathroom finder, and a park search feature to find anything else - even yourself, thanks to the impressive accuracy of the app’s GPS. Finally fitting in all the fun is a breeze with the app’s show and parade schedule, and alerts for character meets with favorite Disney stars. Go ahead and consider yourself the eternal favorite relative.

Become the ultimate history buff Next Exit History™, WHRA & UWF One of the most innovative and comprehensive apps we’ve come across lately, Next Exit ™ is a fun and exciting way to learn more about international history and culture with the click of a button, information delivered through text, images, audio and video. This summer, play the app’s interactive History Hunters game which involves collecting badges for checking in at historic sites, answering trivia and scavenger hunt questions and challenging friends for bragging rights. It’s a great activity for passengers on a long roadtrip or for seeking out a hidden gem of your area. Just download the app and hit the open road.

Please mention code 65321 when ordering.

1-877-624-4139

Lifestyles After 50 • April 2016 • page 31 Lifestyles After 50 • June 2016 • page 15

Preparing for Loss

When confronting a parent’s death, allow for healthier grieving in the moment by addressing the administrative side of loss now

by Kathy Megyeri

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o u’re never quite emotionally prepared for the loss of a parent. I lost mine in very different ways; my mom suddenly to an accident and my dad to dementia after a long hospice stay. The losses were uniquely difficult, but in hindsight both taught me the importance of practical considerations when facing death. Although difficult to employ, the pre-planning tips below make space for your grief when the inevitable loss comes.

1

As difficult as it may be, sensitively approach your parents about constructing a list of whom to call at the time of passing and where to find all documents related to their estate. Be sure to update insurance beneficiaries, review their will and create a health care directive.

2

To avoid a costly probate, encourage your parents to put your name as the beneficiary on as many things as possible - bank accounts, deeds, investment portfolios, car and boat titles, etc. This simplifies the transfer of property and lowers the legal costs of closing the estate.

3

Don’t underestimate the generosity of others. Ask your parents for the name of a charity to include in their public obituary - you never know who will donate to charity in your parent’s name.

4

When death is imminent, don’t delay the hospice decision out of emotional denial. Not only is it covered by Medicare, hospice greatly eases end of life pain. Requesting hospice records regularly also keeps you abreast of your parent’s state of mind and any communication that occurred in your absence.

5

Budget for funeral costs now, as the cost of modern funerals stress most family budgets. If loss is near, investigate cremation or burial service rates and expect the unexpected - grave diggers charge a service fee and cemetery owners have been known to charge for regular mowing and other upkeep, even if you already own the plot. On the plus side, you may find assistance if you know where to look - if a parent served in the military, contact the VA about any eligibility to funeral assistance benefits.

6

Prearrange your own emotional support. With any major loss comes the acute phase of grieving, when stress and emotions are at their highest. Prepare for the psychological, spiritual, and mental/ emotional impact of the death creating a plan that gives you time and space to grieve and cry privately, but also provides the warmth and comfort of knowing you have loved ones to reach out to. Avoid sorting through your parent’s belongings alone as this can often be an overwhelming process. It can be very healing to spend time with someone who has endured this process themselves they’ll empathize while showing you that eventual acceptance is possible.

Florida Gardening Guide: Tips & Tasks for June A ll year long, we’re featuring tips and tasks for successful gardening in the Sunshine State - and the month of June is all about the virtue of smart planning.

Summer gardening in Florida can mean experiencing brutal heat waves so plan to do your heavy, full sun work in the early morning and late afternoon.

June in the Garden: Be sure to plan your gardening work around staying cool.

Lifestyles After 50 • June 2016 • page 16

Take frequent breaks and drink lots of water. Save the middle period of the day for less strenuous tasks done in the shade: repotting, sowing seeds, etc. And as we said last month, prepare for hurricanes. Grocery stores and newspapers will be giving out tracking charts, supply list suggestions, etc. which offer great advice before a big blow comes along.

For expanded words of gardening wisdom, visit LifestylesAfter50.com and download a free copy of our “Florida Gardening Guide” calendar to follow along online every month.

LOVE AFTER 50: Reader Dennis Moore shares a story of serendipity Reader Dennis Moore writes: Last month you featured a story submitted by reader Jack Buettner. After reading Jack’s story, I wanted to share my own life-changing experience.

In October of 2014, I lost my wife of 47 years. I grieved her a great deal and then I accepted the path ahead was mine to face alone.

One day, my best friend called and encouraged me to attend our 50th class reunion in Oregon. I agreed to fly out and attend but didn’t think I would recognize many with a class of over 700 and this having been the first reunion I attended of the many that were held.

While there, I was invited to a cook out with about eight of us that went through grammar school together and it turned out to be a very special experience. I struck up a conversation with a classmate who I barely remembered and hadn’t seen since the 6th grade. Eventually I shared I was living in Florida and had lost my wife. Barb shared with me her own loss, that of her husband. He died five years ago and she was now spending half the year in Florida also.

Then comes the really uncanny part.

I revealed to Barb that I had brought some of my wife’s ashes with me to Oregon and had just released them at her

favorite campground on the McKenzie River. Barb couldn’t believe it - she explained she’d just gotten her relatives together to visit their family cabin on McKenzie River. Five years after her husband’s death, they also spread his ashes there. As the reunion trip came to an end, we all promised to stay in contact with each other, which Barb and I did over the next few months. In November, Barb treated her family out of Bellingham, WA and Raleigh, NC to a Caribbean cruise leaving out of Canaveral. I drove from Jacksonville to Orlando to meet her family and give Barb transportation to Sarasota while her kids flew back home.

Then Barb introduced me to her life in Sarasota, a life full of beautiful beaches and great culture. I have now also shared much of my own life in North Florida.

Since November of 2015 to present our relationship has been a blessing to both of us, as we’ve not only learned how to enjoy life together but we’ve also discovered how to have a new view on life. Having someone to share life’s challenges and rewards means everything .

The greatest lesson we’ve learned in our relationship is that we really are so blessed in life, we just don’t always see what’s ahead for us...our blessings may be right around the corner!

THE HOME OF HIDDEN GEMS: This summer, discover the wonders of the Sunshine State SEE THE SECRET SANCTUARY: Washington Oaks Gardens State Park

Nestled between the Atlantic Ocean and the Matanzas River, this State Park preserves 425 acres of coastal scenery along State Road A1A in Palm Coast, Florida.

With 20 acres of gorgeous formal gardens sculpted from the landscape, and shorelines decorated with coquina formations, this really is the garden that’s got it all - even incredible live oaks you have to see to believe.

Photographers, here’s a chance to snag the ultimate summer shot - the Park’s eastern boundary holds one of the largest outcroppings of coquina rock on the Atlantic Ocean, creating a picturesque boulder-strewn beach.

Next up, greet the heart of the Park to find shade from oaks, hickory and magnolia trees before meeting the tidal marshes of the Matanzas River. It’s size and diversity make it an amazing place to relax and enjoy the wonders of nature.

Learn more about the Park at WashingtonOaks.org

THIS SUMMER, MEET A MERMAID

BIG CATS RIGHT IN YOUR BACKYARD

Long before Disney World became the staple of Florida tourism, Weeki Wachee Springs State Park attracted thousands of roadside visitors - and aspiring mermaids from all over the world to its Live Mermaid Shows.

Set on 538 acres and home to the deepest naturally-formed spring in North America, the Park is best known for its Mermaids, “half-fish, half-human” performers who swim and dance in an underwater theater 20 feet below the spring’s surface, and built by former Navy man Newton Perry who taught a new underwater breathing technique to women brave enough to perform while submerged. While marveling at the show, keep it mind it takes rigorous training to become a fullfledged mermaid, a role with the crucial responsibility of keeping a glimpse into the old charms of Florida’s rich heritage alive. Happy Mermaid Watching!

Tucked away in the suburbs of North Tampa one of the largest accredited “Big Cat Sanctuaries” in the world pursues its mission to help abused/abandoned big cats.

Home to more than 80 lions, tigers, bobcats, cougars and other species, Tampa’s Big Cat Rescue cares for exotic cats who have been abandoned, abused, orphaned, saved from poachers or retired from performing acts.

More than a refuge, Big Cat Rescue also works to end abuse of big cats in captivity and prevent extinction of big cats in the wild. Support the cause by taking a tour of the amazing place for yourself. Seeing these amazingly beautiful and powerful animals, and learning about the myriad of ways cats end up at Big Cat Rescue may inspire you to take up support of the cause yourself as a member of the big cat volunteer team!

“Big Cat Rescue” brings an international presence of exotic animal rescue to the Tampa Bay area.

Weeki Wachee carries on Old Florida with its magical, mystical Live Mermaid shows, held since 1947.

Visit floridastateparks.org/park/Weeki-Wachee

KENNEDY BUNKER: JFK’S LAST RESORT South Florida’s Peanut Island hid the President

Hidden on an island best known for boats and bikinis sits a fascinating relic of another era entirely. The Kennedy Bunker, an underground fallout shelter built quickly - and in secret - in December of 1961 was intended as a safe haven for President John F. Kennedy, whose family’s Palm Beach compound is minutes away across the water in Palm Beach.

Hidden underground in the woods of Peanut Island, this Presidential precautionary measure was created around the Cuban Missile Crisis, then fell into disrepair until it was restored by the Palm Beach Maritime Museum in 1999. The bunker’s the real deal - at its entrance is a fallout shelter sign, well familiar to Baby Boomers. Visit the museum to explore a rather spooky side of history, as tour guides explain how the stored survival suits worked, and that the president’s desk would have definitely been equipped with the red phone, a hotline to Moscow.

Getting to the museum is a trek, as its only accessible by boat, but if you’re a history buff, this is nothing short of a thrilling - and once top-secret - experience.

Visit the Maritime Museum online at PBMM.info

Learn more about the center at BigCatRescue.org

Lifestyles After 50 • June 2016 • page 17

SENIOR STAMP STAR 84-year-old amateur photographer captures Florida’s beauty; earns spot in stamp history.

A

mateur photographer John Funderburk and his wife were exploring the Florida Panhandle when they spotted a stunning Great Blue Heron unafraid to pose for the camera. Little did the 84-year-old nature lover know his image of the bird would make him famous nationwide.

“We were at the Gulf Islands National Seashore in late November of 2009 when I took the series of photographs of this beautiful bird,” Funderburk recalls. “So it was quite a shock to be contacted six years later about using the image as a Forever stamp. It was incredible.”

To celebrate the National Park Service’s 100th anniversary this year, the United States Postal Service is releasing 16 Forever Stamp images featuring landscapes and wildlife from Parks all over the country.

Funderburk’s photograph of the long-legged water bird is the ninth in the stamp series, ensuring some of Florida’s beach beauty is included in a historic tribute to the beauty of the nation.

The Gulf Islands National Seashore includes areas of both Florida and Mississippi, a federally-protected region comprised of seven Gulf of Mexico barrier islands and some mainland of the two states. The nearest respective cities to the shore are Pensacola, FL and Pascogoula, MS, but three Florida counties and two in Mississippi are home to parts of the Park, allowing it to offer a plethora of various activities to its visitors.

Lifestyles After 50 • June 2016 • page 18

“It’s such a beautiful area,” Funderburk shares.

“There’s so much wildlife and great opportunities for photographs - my wife and I love the Panhandle.”

Since retiring to Hernando, FL, the Funderburks have enjoyed exploring the vast natural wonders the state has to offer. They began documenting their adventures by uploading digital photographs to the photo-sharing website, Flickr, which is where John’s now famous photo of a heron was discovered.

“My wife and I have been into photography for many years, shooting all over Florida,” he explains.

“Believe it or not, we’ve got over 16,000 photos on our Flickr account now. It really is just a hobby and something that makes us happy - we’re not overly deliberate about it; we take whatever fits our eye.”

Their “just-for-fun attitude makes it all the more ironic their photograph was sought out by the USPS for the new Forever series, as the Postal Service receives more than 40,000 inquiries from hopeful photographers every year.

“I guess they just really knew what they wanted,” Funderburk humbly explains, “because they reached out to me. It was thrilling to have it happen unexpectedly and to have it keep it confidential for so long.”

Finally able to speak freely about an accomplishment he had to keep secret for a year, Funderburk says it’s a great honor to be chosen and to attend the Stamp Dedication Ceremony in New York City on June 2nd.

“I got my first camera when I was in the Army in 1953, but I didn’t take photography seriously until the 1980’s. To have something like this happen so many years later is a great feeling.”

The June 2 first-day-of-issue dedication ceremony will take place at the World Stamp Show in New York City.

Dedications will also take place at the National Parks depicted on the stamps. See images from the National Park Series of Forever Stamps on our website. Visit LifestylesAfter50.com and click the Lifestyles tab.

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Last Month’s Answers

Enter To Win!

by David Novak

H

ow to title an investment account seems like a straightforward exercise. The reality, however, is that clients often do not title accounts in the most efficient way, and sometimes leave themselves or others open to additional liability in the process.

The most frequent situation I confront is an older (often widowed) client who titles an account with their children as joint owners. The obvious goal is a seamless transfer of assets to the children upon the parent’s death. Often overlooked is the fact that when registered in joint names, each child is an equal owner of the account to the parent. This can mean that in the extreme event that one of the children is named in a lawsuit or judgment, that these assets could potentially be “in play” for creditors.

A much more efficient strategy in this scenario is to title the account solely in the parent’s name, and then use a “Transfer-on-Death” feature. This allows the parent to retain full ownership rights of the assets (including the sole ability to make trades in and take distributions from the account), and then designate specific beneficiaries in the same manner as one can with retirement accounts or insurance policies. At the parent’s death, usually a certified copy of the death certificate is all that is needed for the assets to transfer into the beneficiaries’ names.

There can be some confusion with how to title joint accounts, so here are the three most common joint registrations:

• Joint Tenants with Right of Survivorship (Jt/WROS) - under this registration, each tenant owns an equal interest. Upon the death of one tenant, the remaining tenant or tenants take automatic title to the property.

• Tenants in Common (TIC) - in this registration, the ownership interest of tenants does not need to be equal, but must equal 100%. Upon the death of one tenant, the remaining tenant or tenants do not automatically assume ownership of the deceased’s share; rather, it becomes part of the deceased estate.

• Tenants by Entirety (Ten/by/ Enty) - this registration can only be between a husband and wife, and is only recognized in certain states, including Florida. Each tenant is considered to own a full interest in the underlying assets.

Upon the death of one tenant, all assets are transferred to the survivor.

You may wonder what the difference is for a married couple between titling a joint account as Rights of Survivorship or Tenants by Entirety. While many of the provisions are the same, one of the key differences is in the liability of the holders. If either spouse in a Rights of Survivorship account is the subject of a lawsuit, that spouse’s half of the account could potentially be at risk. With Tenants

by Entirety, the spouses must be sued as a joint entity for the assets to be at risk.

For this reason, it is almost always preferable for married couples in Florida to title their joint accounts as Tenants

by Entirety.

David Novak, CFP® is a Certified Financial PlannerTM at Novak & Powell Financial Services in Pinellas County. Please note: he is not an attorney and this article should not be construed as one offering legal advice. For information about investment decisions and financial planning, email him at david@novakpowell.com.

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FILL IN ANSWERS & WIN MONEY!

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Lifestyles After 50 • June 2016 • page 20

FINDING YOUR FAIRY TALE (IN REAL LIFE) A

Timeless tips and advice for making romantic connections offline

new study published by the Pew Research Center reveals online dating is rapidly on the rise - and the 50 to 64-year-old crowd’s forays into finding love online has nearly doubled in just three years. With yet another highly personal aspect of our lives being outsourced to the internet, many stay faithful to their belief in fairy tales still envisioning a spontaneous connection with someone “in real life.” If you’re still a die-hard dreamy romantic, we’re all for it, but you won’t find the partner of your dreams at home on the couch or even in line for coffee with your face glued to a smartphone screen. We say, if you’re going to stay true to meeting your soulmate in the flesh, here are some tips to increase your chances.

1. Set intentions and practice non-attachment.

You can’t be open to a new relationship if your heart is holding on to an old one. Try a ritual like writing your former love a letter or singing a farewell song as a way to let go once and for all, to make room for the unexpected. Speaking of unexpected, approach meeting someone new with an attitude that remains unattached to any outcome.

Go into your adventure with the mind set of just trying to have fun and meeting new and interesting people in the real world.

Don’t forget to practice grace. Sometimes “trying too hard” is harder on you than not trying at all. Remember to be patient and gentle with yourself - what you give off is what you receive.

2. The art of approachability. Ask your most honest loved ones whether you give off signals that you are safe to approach. Are you constantly immersed in your phone or are you present to the world around you? Do you slouch and wear a frown or are you ready for something wonderful? If you see someone you like, whether you are a man or a woman, don’t be afraid to make eye contact and smile. Just displaying a feeling of warmth and friendliness makes it easier for others to approach you.

3. Don’t be afraid to ask questions. While out and about, at the park or a volunteer event, don’t be afraid to ask questions. If a person who appears interesting is eating or drinking, ask about their wine or dish. If you’re at an event ask about his/her connection to the group or cause hosting the event. Keep questions open-ended and avoid yes or no questions that could stall a conversation before it ever gets started.

4. Pay attention to the subtleties. As the interaction progresses, remain aware of the nuances. If you find you’re only getting one-word answers, try to discern if that is a function of shyness or disinterest. If the talking flows with ease, compliments and curiosity, you’ve begun igniting a connection.

Have you recently found true love “in real life”?

Email us your story to editor@LifestylesAfter50.com.

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Lifestyles After 50 • June 2016 • page 21

Sudoku #263 Solution #262

SUDOKU

Last Month’s Answers

2 4 Sudoku requires no arithmetic skills.

8 The object of the game is to fill all the 3 Charles Randazzo blank squares with the correct numbers.

7 is last month’s winner!

Each row of 9 numbers must include all1 Congratulations! digits 1 through 9 in any order.

9 Good Each column of 9 numbers must include 6 all digits 1 through order.

Win Great Prizes!9 in anyLuck!

New Each winner3selected each month by 3 subsection of the 9 by 9 5

May Sudoku

Question: In honor of Flag Day, what are 3 nicknames for the American flag?

Your Answer:

square must include all digits 1 through 9.

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Send in the correct answer to be entered in a drawing to win a prize each month!

Deadline for entries: June 16, 2016. Drawing held June 20, 2016.

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Name

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Email

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Zip

Click on the Trivia Palooza button and answer a Trivia question each week for a chance to win a prize at the end of each month.

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In the grid below, twenty answers can be found that fit the category for

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Send your answers along with your name, address and telephone number to: LIFESTYLES AFTER 50 P.O. BOX 638, SEFFNER, FL 33583

Lifestyles After 50 • June 2016 • page 22

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WIN! WIN! WIN! GREAT PRIZES!

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June Sudoku Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well.

Good luck! The first correct answers selected from the drawing on the 20th will win.

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Lifestyles After 50 P.O. BOX 638, SEFFNER, FL 33583

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Buckley ____________________ 14. Milk 4. Champagne ____________________ ____________________ 15. Punch 5. Cocoa ____________________ ____________________ 16. Screwdriver 6. Coffee ____________________ ____________________ 17. Soda 7. Cognac ____________________ ____________________ Word Search Tea 18.Solution: 8. Cola ____________________ 11. Kool-Aid Ale ____________________ 1.

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10. Juice ____________________ 13. Martini 3. Brandy ____________________ 14. Milk 4. Champagne ____________________ ____________________ 15. Punch 5. Cocoa ____________________ ____________________ 16. Screwdriver 6. Coffee ____________________

The first correct answers selected from the drawing on June 20 will win.

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Joe Ann Clay from Hudson is last month’s winner!

The answer was: Tony Sauders, 1997 OR Paul Wilder, 1996

Play more trivia online & win more prizes at LifestylesAfter50.com

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Phone:

l New! AlCity:

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City:

Zip:

E-mail:

MAIL To: ATTn. / senIoRs GeTTInG ToGeTHeR, .COM NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583

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MAIL To: ATTn. / senIoRs GeTTInG ToGeTHeR, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583 Lifestyles After 50 • June 2016 • page 23

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