www.lifestylesafter50fl.com • Hillsborough • FREE
Vol. 25 • January 2014
Join us for the
Discover the Fun!
Florida State Fair January 23 10 am – 3 pm
Feb. 6-17 FEB. 9th – 20th, 2012
INSIDE THIS ISSUE • Amazing World Adventure • Eight Steps to Life’s Wellbeing • A Year of Happiness • Give Disc Golf a Whirl
1647 Sun City Center Plaza Second Floor, Suite 202B Sun City Center, FL
Building Trust and Security
Please join us for a complimentary lunch to celebrate the opening of our new Sun City Center office Grand Opening Celebration
Sand Piper Grill, January 14, 2014, 11:30 RSVP (877) 433-5902 Greetings and Happy Holidays! I am proud to announce our expansion to Sun City Center. Now you will have access to a wide range of experts, all under one roof, from CFP’s, CPA’s to wealth managers and insurance advisors all working together for you. As a 2013 Five Star Wealth Manager award winner and financial news reporter, I look forward to sharing with you our unbiased approach in developing a loyal, unemotional financial plan.
Live on SNN6: Market Wrap Friday at 5:00PM & Saturday’s 6-10:00AM Comcast Channels 6 & 400. Verizon Channel
Lifestyles After 50 • January 2014 • page 2
Jeffrey G. LaBelle President & CEO
You Never Know What Will Happen When You Re-imagine Your Life Dear Readers,
new buzzword making the rounds is “re-imagine,” as in re-imagining life’s possibilities and asking the question “What’s next Janice Doyle, Editor for me?” It’s about making choices that fundamentally change your life. It can be as simple as imagining yourself if you gave up smoking and got healthier or if you started eating right and exercising more. You might re-imagine your life going back to school or creating a beautiful yard. So many possibilities! Then there are people like Don Mankin of Los Angeles, a career academic and author of books on organizational psychology. He reimagined his life and now he travels the world as “The Adventure Geezer.” I met Don recently at a travel writers conference. In December we talked on the phone and he told me he was spending the day going over his itinerary for travels in 2014. Oh, let’s see. He’s got a few things planned. He’ll be kayaking in Croatia, sailing in Indonesia, hiking in Portugal, diving in the Galapagos Islands. He has six adventure trips in all, each of them two to three weeks long. You can read Don’s article in this issue about three of his adventure travel trips last year—hiking to Machu
Pichu, crossing Russia by train, coming face to face with a lion in Namibia. The interesting thing about Don’s trips is that he’s not the only—and sometimes not the oldest—senior adventurer on his trips. Old is the new young when it comes to adventure travel. Becoming “The Adventure Geezer” Don was an academic for 35 years, a Ph.D psychologist who taught classes, wrote books and became a university dean. About eight years ago, he was having dinner with a friend and handed the friend a copy of his recent book on business management. Don said, “My friend challenged me with some career advice: Stop working and writing in academia. The baby boomers are going to be interested in hearing about your travels.” A light went off in Don’s head. In that instant, he re-imagined his life as an adventure travel writer. “It really was almost that abrupt,” he told me. In reality, he had his lifetime of experience to draw on, like we all do. The friend knew Don was already an author and that he had always been interested in travel. He knew that when the university opened an international study program in Thailand, Don had extended work trips to Thailand for the school, visiting Cambodia, Laos and Vietnam after the work part of the trip. “It had not occurred to me to write about my travels, even though I took lots of pictures,” Don said.
He spent the next year in academia while he wrote a book proposal, found an agent and sold his ﬁrst adventure travel book to National Geographic. And with that, he stopped working and became The Adventure Geezer! Every year he takes extended trips that are centered on adventure. That means staying ﬁt. “I’m very conscientious about the gym. I work out with an extremely rigorous program,” he said. He said, “I’m as busy as I’ve ever been. I really haven’t had a boring day in years.” That’s a good lesson for all of us. If we are bored, it might be good to start re-imagining life and allowing ourselves to be pulled by the possibilities that are all around us, whether for adventure, service to others or—well, look for yourself at where you’ve been and what’s out there for the future. Do you need to re-imagine yourself?
Hillsborough Edition Published monthly by News Connection U.S.A., Inc. General Manager Dave Tarantul email@example.com Publisher/Director of Events & Marketing Kathy J. Beck firstname.lastname@example.org Editor Janice Doyle email@example.com Ofﬁce Manager Vicki Willis firstname.lastname@example.org Production Supervisor/Graphic Design Kim Burrell email@example.com Associate Editor/Production Assistant Tracie Schmidt firstname.lastname@example.org Customer Service 1-888-670-0040
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Sarasota/Manatee Dave Tarantul: (941) 284-2930 Our other editions: Suncoast Edition: Pinellas/Pasco Counties Lake Edition: Lake/Marion Counties Sarasota Edition: Sarasota/Manatee Southwest Edition: Lee/Collier & Charlotte To learn more, call 1-888-670-0040 Distribution 1-888-670-0040
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FCOA Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reﬂect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for the Feb. 2014 issue is Jan. 15, 2014. Magazines are out by the 7th of each month. All rights reserved.
Lifestyles After 50 • January 2014 • page 3
W H AT ’ S H A P P E N I N G J A N U A RY 2 0 1 4
Ringling Bros. and Barnum and Bailey Circus new show “Legends” summons mysterious and mythical creatures of the past. 1 pm, Tampa Bay Times Forum. 813-301-2500.
AARP of Greater Brandon meets at the Community Center, 502 Sadie St., Brandon. 11:30 am. Program by Hearing Center of S.W. Florida. Bring bag lunch. 813-689-6590.
Astronomy & Telescope Viewing. Indoor presention followed by outdoor viewing through telescopes with guide. 7 pm to 8:30 pm at SouthShore Regional Library. 813-273-3652.
Save your energy
and focus on the important things in life. Let the energy experts at Tampa Electric show you how to save on energy costs. When you participate in our free Home Energy Audit, one of our energy analysts will visit your home and identify areas where you can save valuable energy. You’ll also learn about our other energy-saving programs including Energy Planner, Ductwork and more. Visit tampaelectric.com/save to schedule your free Home Energy Audit today or call 813-275-3909. Stop at atour ourtable tableon onFebruary January25 14atatthe theMuseum Florida of State Science Fairgrounds a.m. to 3top.m. Bring thisthis ad and and Industry from from 10 8:30 a.m. 1 p.m. Bring ad and receive a free energy-saving kit, made available through receive a free energy-saving kit, made available through Tampa Electric’s Education Outreach program. Energy EducationEnergy Outreach.
Paper Crafting For Adults. Create beautiful cards or 3D creations. Materials provided. 1 pm, Southshore Regional Library. 813-273-3652.
– 26 “Heroes.” Aged WWI heroes Gustave, Philippe, and Henri plan their escape from a retired soldiers’ home. 7:30 pm at Hillsborough Community College Ybor Performing Arts Building. $15. 813-253-7623.
You Can Manage Diabetes! This six week program led by a health care professional provides tools and info designed to help you take control. 11 am to 12 pm at Lutz Library. Register: 813-307-8015 ext. 7111.
Refresh For The New Year. Seniors Moving Forward specialists will help you learn how to organize and un-clutter your living spaces. 12 to 1 pm at Memorial Hospital Auditorium. Please RSVP to 813-342-1313.
An Evening with Garrison Keillor. Writer, humorist and author; host of the NPR broadcast “A Prairie Home Companion.” 7:30 pm at the Straz Center, Tampa. 813-229-7827.
Yoga 101: Intro to Yoga for Adults. Learn basic yoga postures and breathing. Bring mat and towel.10:30 am to 11:30 am at Riverview Library. 813-273-3652.
Lifestyles After 50 • January 2014 • page 4
Knitting at the Depot. Make chemo caps and lapghans for
patients in local hospitals. Learn basic and advanced stitches while helping others. 6 pm to 8 pm at Lutz Branch Library. Bring your own yarn and needles for this class. 813-273-3652.
A Dynamic Duet. Discussion about upcoming opera production Carmen and Spain’s influence on Tampa’s history. Opera Tampa singers close with an aria from Carmen and continue entertainment at the Columbia Cafe. 6:30 pm at Tampa Bay History Center. More info at 813-228-0097.
Pigs in Z-Hills BBQ and Blues Fest. Car and motorcycle show, aviation displays, a museum of military history and more. 10 am at Zephyrhills Municipal Airport. 813-782-1913.
Patsy Cline Tribute Show at Plant City Entertainment Theater, 101 N. Thomas St. Tickets at the door, or call 813-754-4929.
Clippers Coupon Group meets to trade coupons and share savings secrets. 7 pm to 8 pm at Bruton Memorial Library, 813-273-3652.
Sock Hop. Pull on your poodle skirts and leather jackets for this sock hop themed breast cancer benefit with appetizers, entertainment. 6 pm at Splitsville, Channelside. $35/adv., $45/door. 813-514-2695.
Barry Manilow performs at the Tampa Bay Times Forum, 7 pm. Tickets/info: 813-301-2500.
eb. 1 Honor Ride Tampa. Choose a 20, 38 or 68-mile bike ride, South Tampa to Citrus Park. Benefits Ride 2 Recovery, a cycling program to help injured veterans improve their wellbeing. $75/adv., $85/day of. 8 am at Tampa Convention Center; 818-888-7091, ext. 2. Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax (813) 6511989 or email email@example.com. News must be received by the 10th of the month prior to event (i.e. January 10 for February event.)
Celebrate the New Year
January 23, 2014 Florida State Fairgrounds Tampa, FL 10 am to 3 pm
A F T E R 50
Richie Merritt Ken Brady
Inside the Special Events Building FEB. 9th – 20th, 2012
All Your Favorite Entertainers Live Music•Dancing•Bingo Free Coffee & Goodies Free Health Screenings Prizes & Giveaways
Chances to Win $100 Throughout the Day
$5 Senior Friendly
Senior Friendly Sports Center
Play & Win!
PARKING $3 (Martin Luther King entrance)
William “Duece” Hulett
Join Us O
Join the Fun! One mile “walk,” Jan. 23, 9:15 am, $3 minimum donation. Enjoy Continental Breakfast, T-Shirt, & Prizes to the Winners! Call 1-888-670-0040, go to www.lifestylesafter50fl.com for registration (MAIL DEADLINE 1/15/14) or sign up, Jan. 23 at 8:30 am.
Information 813-653-1988 or 1-888-670-0040 • www.lifestylesafter50fl.com • Directions: 813-621-7821 or 800-345 FAIR Lifestyles After 50 • January 2014 • page 5
Meeting the World, One Amazing Adventure After Another
BY DON MANKIN
dventure isn’t just for the young. Boomers and seniors, with time and money to spend and the unique perspective that only age and experience can provide, are now leading the way in exploring the world and seeking adventure. Come along on three of my favorites; then plan your own.
Travel Trekking Lodge to Lodge to Machu Picchu As I sat in the spa sipping a pisco sour, I looked down the valley to Mt. Salkantay, the huge, snowcovered monolith at the end. I was in the Andes for the six day Mountain Lodges of Peru trek. At this altitude most every day is a challenge, but the big challenge was on the third day – a butt-searing, heart-pounding, lungscreaming five hour, 2500’ high altitude climb to Salkantay Pass at 15,213 feet. I made it, as did everybody in our group, though a few rode horses over the pass. The downhill sections, on muddy, rocky trails, weren’t so easy either. But at the end of every day there were spas, pisco sours and cold beer, comfortable accommodations and Lifestyles After 50 • January 2014 • page 6
excellent meals. The hike ends, after a short train and bus ride, at Machu Picchu, one of the most impressive of the seven wonders of the world. Besides Machu Picchu and the physical challenge of the hike, it’s the spectacular scenery that makes this trip so special. Huge domed massifs and sheer, jagged peaks loom over lush forests and broad valleys. The air is so clear you can almost make out every crease and crevice in the snow and ice that cover them. Clouds and mist settle over the mountains and hide them from view, then lift for a few minutes to reveal peaks turned gold in the sun. Is it the most beautiful place in the world? It’s near the top of my list. Go visit and see for yourself.
Traveling by Train from Moscow to Beijing As I sat on the bed in our tiny compartment, I watched the Russian countryside roll past our window. My wife, Katherine, and I were on a private version of the Trans Siberian Railroad, on our way from Moscow to Beijing on a 16-day journey through history, a history with a cast of characters and enough blood and sex for an HBO series. The trip was not just a ride through the past. The rich, complex past is shaping an even more complicated present and future. Trying to pin down what is happening in this rapidly changing region is like shooting at a moving target, a target marked by
...The lion stared at me, less than 10 yards away, then growled. I cringed, realizing that with just a quick, short leap, he could pull me out of our open safari vehicle and drag me away...
surprises, ambiguity, contradictions and unlikely juxtapositions – e.g., classic cathedrals and statues of Karl Marx alongside hipster bars and high tech start-ups in Moscow; attractive, vital cities in the heart of Siberia; traffic jams and construction cranes in Ulan Bator, followed by an early morning concert of traditional music in the Gobi Desert; grand monuments and funky night markets with extraordinary street food in Beijing. The train was intrinsic to the experience, pulling all of the destinations together into something more akin to a movie than a sequence of discreet photos. This gave me a much better feel for the region as a whole—its history, the interrelationships that shaped it, and the economic and cultural dynamism on display as we passed through.
If this sounds more like a graduate seminar than a trip, it is a graduate seminar fueled by vodka. Katherine summed it up best after a vodka tasting on the train as we rumbled through eastern Siberia: “When I drink a lot of vodka I achieve a level of clarity that does not correspond to reality.” Then she weaved her way down the corridor to our compartment for a nap before dinner.
Namibia—Raw and Wild The lion stared at me, less than 10 yards away, then growled. I cringed, realizing that with just a quick, short leap, he could pull me out of our open safari vehicle and drag me away. This lion sighting was just one of several, albeit the most dramatic, of my recent three week trip to Namibia. The highlight of those three weeks included five days in Etosha National Park, one of the largest game parks in Southern Africa, and a six-day fly-in safari to Damaraland in the northeastern corner of the country. The wildlife in Etosha—elephants, lions, zebras, giraffes, rhinos, ostriches, jackels, hyenas, wildebeests, and several different kinds of antelope—can be seen in abundance around the many waterholes that dot the parched landscape. Damaraland is more remote. It is drier and the wildlife is more dispersed. That was where I met the growling lion, on the last day of our safari. The next morning a couple who were staying in the same camp told me that they had heard a lion outside our tent in the middle of the night. I wondered if he was looking for me… Don’s trips were hosted by: Mountain Lodges of Peru, Lernidee Trains and Cruises, Namibia Wildlife Resorts and ATI Holidays (the fly-in safari). Don is author of Riding the Hulahula to the Arctic Ocean: A Guide to 50 Extraordinary Adventures for the Seasoned Traveler (from National Geographic Press) which The Wall Street Journal called “one of the best travel books of 2008.” Don’s personal, psychologically-rich descriptions of exotic trips for baby boomers appear in the Huffington Post and elsewhere. Read more: adventuretransformations.com and adventuretransformations.com/wordpress.
This Month at MOSI F
eb. 1 Einstein on Food & Wine. Features a variety of wine from around the world, a celebration of the senses throughout the science center, samplings from local restaurants, a restaurant competition, live entertainment, and a charity auction to support education programs at MOSI. Tickets start at $75. 7– 10 pm.
un things are happening at MOSI this month—feed your brain (and your appetite) at these events: – 20 Festival of Chocolate. Chocolate indulgences, live cake decorating competition and the Great American Candy Run. 10 am. Tickets are $10.
AN EVENING WITH
A PRAIRIE HOME COMPANION
Heritage Golf Classic. 12 pm at Rogers Park Golf Course, Tampa. $95. 1-888-224-1733.
7:30 p.m. • Morsani Hall
8 p.m. • Morsani Hall
Plant City Martin Luther King Jr. Leadership Breakfast with civic, government and faith based
Writer, humorist, author and host of the radio broadcast
Black Heritage Festival Events Heritage Walk for Cancer. 5K run community leaders honoring area 18 /walk, downtown Tampa. 7 am, educators. 7:30 am at the Plant City Curtis Hixon Park. Free. 1-888-224-1733. Campus of HCC. $25. 813-757-6760.
Martin Luther King Jr. Day Parade. 12 pm. Starts: 5th St. and MLK Boulevard, Tampa; ends: 22nd St. and Osborne Ave. Free. 813-886-1375.
MOSI is located at 4801 E. Fowler Ave., Tampa. Tickets and info: 813-987-6000.
and 19 Tampa Bay Black Heritage Festival Music Fest. 10 am at Curtis Hixon Park, Tampa. Free. 1-888-224-1733 ext. 3143.
I T ZH A K PERLMA N. V IOLIN
IT’S MORE THAN JUST A SHOW.
Winner of 15 Grammy® Awards, four Emmy® Awards and contributor to the Oscar®-winning film Schindler’s List, Perlman is undeniably today’s foremost superstar virtuoso of the violin. •
ROH A N DE SILVA , PI A NO
Tickets: 813.229.STAR (7827) • STRAZCENTER.ORG Group Sales: 813.222.1016 Events, days, dates, times, performers and prices are subject to change without notice.
FEB. 7 & 9 MORSANI HALL
IT’S MORE THAN JUST A SHOW.
Tickets: 813.229.STAR (7827) • STRAZCENTER.ORG Group Sales (10+ get a discount): 813.222.1016 Events, days, dates, times, performers and prices are subject to change without notice.
Mark your calendars! 2015 Show is January 14–18 www.frvta.org
Lifestyles After 50 • January 2014 • page 7
Acting Is For All Ages at Patel Conservatory
That feeling continued through college and afterwards as Honoway xperiencing performing arts took classes and began acting in a offers individuals a freedom variety of venues. He says he enjoys they rarely find anywhere else in life,” the challenge of “delivering a believsays James Honoway. able character, or role, from He recently added to deep within my soul, using his lengthy list of stage the methods and techniques and TV acting positions acquired from classes.” when he played Zeus in His profession gives him the the Straz Center’s Patel flexibility to pursue acting afConservatory’s producter business hours, as well as tion of The Odyssey. weekends. That flexibility led “You can see what you him to the opportunities at the want to see, feel what Patel Conservatory. Shows you want to feel and such as The Odyssey are no one can tell you performance-based producthat you’re wrong.” Actor James Honoway tion classes in which students Now 63, the actor put into practice the skills remembers deciding early on that he they gain in the classroom. They build liked acting. “Something exciting theater, music and dance skills while happened the day I climbed into our participating in rehearsal processes TV cabinet when the picture tube that culminate in ticketed perforwas removed and out for repair. I mances. And those performances offer remember making my brother laugh, the community yet more opportunities and it was an incredible feeling.” for outstanding cultural experiences. BY JANICE DOYLE
When he was cast in the lead role for Patel Conservatory classes and proThe Odyssey, he was the oldest cast ductions incorporate all ages. Ready member, and he says it made no differ- to try it? Look for classes in beginning ence. In fact, Honoway continues, “The adult acting, techniques of acting and younger cast members would scene study, on-camera refer to me as ‘Papa Zeus’ acting, short workshops and they somewhat adopted and much more. me as their on-stage father.” And perhaps you’ll Ami Sallee, chair of Patel’s spot Hanoway in theater department and spring classes that director of The Odyssey will culminate in says, “James is a profesthe stage production sional-grade actor—a dream of Oklahoma. to work with. He is a kind Patel Conservatory and generous performer. classes for adults are Working with a troupe of available on weekdays, mixed ages ranging down to weeknights or week13 years, James seamlessly ends. Registration is “Papa Zeus” fit right into the mix.” open for the January Honoway takes the His experiences at the Con- stage in “The Odyssey” to March classes. The servatory lead him to recomcatalog of classes and mend it to others because it can instill registration are available online at confidence and is “another method of patelconservatory.org. Register also meeting new friends.” He will continue by calling 813-222-1002 or in person classes and seminars, and, yes, try at 1010 N. W.C. MacInnes Pl., Tampa. out for new parts in presentations. Photos by Soho Images.
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Canadians in Florida can find a TD Bank as easy as they can find a beach. Great service and convenience for Canadians at nearly 1,300 TD Bank locations in the U.S. •
No-fee wire transfers of up to $100,000 daily between your Canadian and U.S. based TD accounts over the phone.1
View your Canadian and U.S. based TD accounts on the same webpage or mobile device.
Pay your U.S. bills online or on your mobile device.
Use your Canadian and U.S. assets,2 income and credit history to apply for a U.S. mortgage3 or a U.S. credit card.4
To open an account, visit a TD Bank Store near you or call 1-877-700-2913 anytime.5 TD Bank is TD Bank, N.A., a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank. Member FDIC. Accounts issued by TD Bank, N.A. are not insured by Canada Deposit Insurance Corporation. 1 Money transferred by wire transfer only. Incoming wire fees may apply and will be rebated the next business day. Foreign exchange conversion rates may apply. 2 Assets are only considered for mortgage applications. 3 Subject to credit approval and other conditions. Mortgages limited to property located in U.S. state where TD Bank, N.A. has locations. Equal Housing Lender . 4 Credit cards issued by TD Canada Trust or TD Bank, N.A. Subject to credit approval. Applicants for a TD Bank, N.A. issued card must have a U.S. address within the TD Bank, NA footprint (PA, NY, NJ, CT, NH, ME, MA, FL, VT, DE, MD, DC, NC, SC, VA or RI). Other restrictions apply. 5 TD Bank, N.A. is located in the United States and its support line, Stores, products and services are primarily serviced in English. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Lifestyles After 50 • January 2014 • page 9 12/12/13 4:08 PM
Musicians in the Spotlight BY HENRY ADAMS
The Florida Orchestr a
t The Florida Orchestra’s next Tampa Bay Times Masterworks concert, Brazilian-born Marcelo Lehninger returns to conduct The Florida Orchestra in an all-Beethoven concert, featuring Irish pianist John O’Conor in the powerfully dramatic Piano Concerto No. 3. The concert opens with the Egmont Overture and concludes with the buoyant and charming Symphony No. 6, Pastorale. These concerts are January 10, 11 and 12 in Tampa, St. Petersburg and Clearwater, respectively. Enjoy free coffee and doughnuts at the next morning Coffee Concert in a program titled “Musicians in the Spotlight.” This program showcases orchestra soloists and sections of the orchestra in Britten’s Young Person’s Guide to the Orchestra, along with highlights from Beethoven’s Symphony No. 9 and Tchaikovsky’s Serenade for Strings, among other
Tampa, St. Pete & Clearwater
Tampa Bay Times Masterworks
Bravo Beethoven! Jan 10-12
Raymond James Pops
Bond & Beyond Jan 17-19
Tampa Bay Times Masterworks
Bartók & Brahms Jan 24-26
Ever Dreamed of Playing A Musical Instrument?
Raymond James Pops
An Evening of Rodgers & Hammerstein
Register now and your lesson book and CD are included Absolutely FREE!
Tickets Start at $15
727.892.3337 or 1.800.662.7286 www.FloridaOrchestra.org
SENIORS Learn To Play The Organ or Your Keyboard! It’s Easy and Fun! This Six-Week Course is just $20 Fletcher Music Center
© Dr. Dave Weiland
Lifestyles After 50 • January 2014 • page 10 TFO-Lifestyles-January.indd 1
works. January 16 at 11 am at the Mahaffey Theater in St. Petersburg. At the next Raymond James Pops concert, it’s a night of high-adrenaline music saluting spies of the silver screen. Broadway star and singer Debbie Gravitte joins the orchestra and conductor Michael Krajewski for such favorite songs from the films You Only Live Twice, Pink Panther, Secret Agent Man, Dick Tracy, Skyfall and more. A Bond film memorabilia collection will also be featured in the lobby for these concerts on Jan. 17, 18 and 19 in Tampa, St. Petersburg and Clearwater. Hailed as a “prodigious and aristocratic violinist” by The Plain Dealer, orchestra concertmaster Jeffrey Multer performs Bartok’s vivacious, gypsy-intoned Violin Concerto No. 2 on the Tampa Bay Times Masterworks series along with Brahms’ Symphony No. 2 and Steven Stucky’s Radical Light. Jan. 24, 25 and 26 in Tampa, St. Petersburg and Clearwater. For tickets and info: 1-800-662-7286 or visit floridaorchestra.org.
11/21/2013 9:52:46 AM
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2013 Let’s Move Hillsborough County Walk Summary T
he Let’s Move Hillsborough County Walks of 2013 were a great success with the seniors throughout Hillsborough County. The last walk of the year was December 10 at the Seffner Senior Center Let’s Move at Seffner Senior Center and the seniors walked Top Female Walkers at Seffner loss and fitness plans that wearing reindeer they began three years Top Overall Walkers! (L) Carol antlers adorned with Carol Santana – 16,412 steps and Connie Hammond, ago. For the last walk, they jingle bells for a festive Santana Jana Alexander – 14,077 steps (R) Jana Alexander wore pictures of themselves Connie Hammond – 13,061 steps holiday atmosphere. three years ago when they Bob Simmons, a fitness Top Male Walkers at Seffner both weighed over 80 pounds more instructor from the Brandon Senior Clarence Seniar – 2,600 steps than they do today. Talking to these Center, put the seniors through a milladies helped motivate the other seniors itary-style pre-walk warm up that had Tony Webb – 2,484 steps the walkers jumping to attention before to continue the walking into 2014. Bill Benton – 2,000 steps What’s next? We are planning more they set off on a one mile walk course. walks for 2014. Watch for information at Top Overall Walkers for 2013 Two of the regular walk attendees, Jana Alexander – 89,873 steps your local senior center, or on the county Carol Santana and Connie Hammond, Connie Hammond – 74,475 steps website, hillsboroughcounty.org/aging have been using the monthly walks Carol Santana – 69,676 steps or in editions of Lifestyles After 50. as motivation to stay on their weight
2013 Let’s Move Walks by the Numbers
1,152,361 steps 502.1 miles walked 218 registered walkers participated in at least one walk this year 77 Ruskin Elementary students participated in the May walk
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Lifestyles After 50 • January 2014 • page 12
Understanding Your Family Member Returning from War BY EVELYN MACKEY
ar is always the same.” “War is different today.” Both statements are true and both statements are false. Older veterans and non-vets alike tend to think today’s soldiers should be able to come home and blend in with society—“get on with life.” Many older soldiers did just that. And that’s where war today is different. While World War II veterans may also suffer from PTSD, there are several differences between World War II and Vietnam veterans and Iraqi War veterans. World War II soldiers remained with their units for extended periods of time, rather than being rotated in and out of a unit, and they remained together after the war for several months (often spending a month together on a ship returning from the war), helping them “process” their experiences among others who had also had those experiences. Vietnam veterans individually returned home after a thirteen month tour of duty, meaning they had no one who could relate to them after they served; it was almost as if they had fought the war alone because they returned home alone. This is often true of recent war vets as well. PTSD is a very real condition, and families are wise to know what is happening to their son, grandson, daughter or granddaughter returning from Iraq. One simple thing to understand is that they feel “on edge” in many situations. What is feeling on edge? Feeling on edge in crowds means finding it hard to stop thinking about safety. It may involve having a short fuse or being hypervigilant, or being on very high alert to possible risks or threats—constantly “on guard.” It may be the result of an experience in a combat zone, a non-combat training exercise or another type of traumatizing event in military or civilian life.
One man said, “When I went out for dinner, I always wanted to have my back to the wall and be able to see the door from where I was sitting.” Hypervigilance can interfere with the ability to enjoy life or even just get through the day. It may be having trouble concentrating, feeling irritable and reacting strongly to sounds and sights around. Others experience physical effects like a pounding heart, headache or upset stomach. Hypervigilance may also lead you to distrust other people or try to control their actions.
How can you help? Grandparents and others can help in these ways: • Be a non-judgmental listener. Don’t push for details. When your loved one begins talking, settle in to be a quiet, non-interrupting listener for as long as it takes. Give him or her plenty of time. Talking to family and friends can be a first step in the healing. (And, Old Soldiers, don’t you dare start telling your own war stories! As tempting as it is, this is not about you until the other person asks!) • Ask the person if they would like to go to the park, the store, for a walk. Accept their answer without belittling them or begging. Be ready to help them find treatment and offer to drive them to their appointments. • When you see panic in their eyes, quietly say, “Take a deep breath.” Ask gently if they’d like to talk about what they’re feeling.
• Help them quietly remove themselves from upsetting situations without making a scene about it yourself. • Don’t give advice unless you are asked. Resources: Your local Vet Center sees vets free, without an appointment and regardless of enrollment status with VA.
Lifestyles After 50 • January 2014 • page 13
Resolutions for Life: 8 Steps to Wellbeing T
he New Year’s resolution to be healthy often comes with the realization that we must change our lifestyle, for our own sake and for loved ones. Each year, millions of people make this resolution, but quickly revert to old habits as they struggle to balance responsibilities of everyday life. Here are several steps to better health that will turn your New Year’s resolution into a significant long-term investment.
Retirement Living Make it real. Our society tirelessly promotes rehabilitation—a reactive measure that most only consider after neglecting an existing issue. In reality, the most effective way to combat health problems is to address them before they arise or become worse— let’s call it prehabilitation. Make a commitment to get ahead by writing down a few weekly goals today.
Lifestyles After 50 • January 2014 • page 14
Develop a great mindset.
Cancer patients who choose to exercise and eat healthy before and during treatment are more likely to experience an improved response to medication. After a long day at work or even in the face of good-natured joking from friends who might be surprised to see you order a healthy meal, adopt the mantra “I will not be defeated.”
Start small. Don’t make the mistake of thinking minor activities do not count. Light aerobic exercise five times a week, even if it’s only a few laps around the mall or your local grocery store, is a great place to start.
Drink eight ounces of water, eight times a day. Drinking the right
amount of water each day helps you maintain higher energy levels, keeps you fresh and extinguishes the “icky”
feeling you have when you begin working out. Numerous studies show that athletic performance decreases when an individual is dehydrated by as little as two percent of body weight.
Add fresh fruits and vegetables to your diet. Give your
body the vitamins and nutrients it needs to recharge for your next activity.
Reward yourself for your commitment. Choose one day each week and give yourself permission to indulge in a sweet treat or craving as a reward for staying committed to your goals. Don’t forget to pay close attention to portion size.
Find an accountability partner.
An accountability partner will hold you to your resolution and ask you
the questions you might otherwise avoid. An emotional connection with someone who cares about your well-being will help you keep sight of your resolution. You might even motivate them to exercise with you.
Set the example. Build strength and energy to engage in family activities. Children model what they see at home, so make time to exercise, or even cook a healthy meal together. You will show others the value of taking care of themselves for the rest of their lives. Whether you are battling cancer or are just a newcomer to exercise, you can begin a new routine today with these tips and a good pair of shoes. After all, shouldn’t living a healthy lifestyle be a life-long resolution? Karen Barber, PT, is director of oncology rehabilitation at Cancer Treatment Centers of America at Southeastern Regional Medical Center in Newnan, Ga.
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affects our hearing and the medical breakthroughs that are available. The next meeting will be March 3, 2014. Upcoming topics will include orthopedics, cardiac, emergency services and primary care. The Bridges Retirement Community is located at 11202 Dewhurst Dr., Riverview, FL 33578. For more information, please call 813-413-8900.
he Local Campo YMCA and the Brandon Regional Hospital have joined together to offer free educational lecture meetings every three months. The meetings are free and include lunch at the Bridges Retirement Living Community. Last month the topic was presented by Tampa Bay E.N.T. (Ear Nose and Throat). Dr Jeremy Rogers spoke in detail about how aging
Remembering the Holocaust 70 Years Later
n We Got the Water: Tracing My Family’s Path Through Auschwitz, author and social psychologist Dr. Jill Gabrielle Klein recounts the harrowing true story of the Klein family: Herman and Bertha, and their three children, Lilly, Oli and sixteen-year-old Gabi. Gabi, now known as Gene Klein, is the author’s father and a Holocaust survivor. “It is not easy to think of your father being beaten or starved or made to work as a slave,” Dr. Klein says. “But I needed to document his story, and his family’s story, so there would be a permanent record of what happened. We Got the Water is that extraordinary account.” In 1944, along with more than 400,000 other Hungarian Jews, the Kleins were forced from their homes, rounded up and sent to live in a
ghetto, and later sent to Auschwitz. They were aboard one of the very first trains of this mass deportation. Gabi’s father, Herman, was killed in a Nazi gas chamber when they arrived. We Got the Water follows the rest of the family through Auschwitz and into slave labor camps in Poland and Germany. Both Lilly and Oli managed to keep diaries while they were imprisoned. These documents paint a vivid picture of the horrors and suffering—as well as the small kindnesses and camaraderie—that defined life in the camps. (Lilly’s diaries are now on display at the United States Holocaust Memorial Museum.) Remarkably, four out of five members of Gabi’s family —Gabi, his two sisters, and their mother—survived the Holocaust and were reunited at the end of the war.
Facts About Parkinson’ s Disease P
arkinson’s disease is a progressive nervous system disorder that affects movement and may cause shaking, muscle stiffness, slowing of movement, impaired balance or other symptoms. It impacts about 1 in 200 people. Five things every person should know about Parkinson’s disease:
• Genes are to blame in a small number of people, but for most the cause of Parkinson’s disease is unknown. • The diagnosis is based on symptoms and signs. There is no blood test to diagnose it, although researchers are working With the right medications, a healthy diet and exercise regimen, to develop a people with Parkinson’s disease test to detect the • People with disease years may live 20 years or longer. Parkinson’s disease before it presents. are usually diagnosed in their 60s, and risk increases with • Parkinson’s disease can shorten age. Early onset, such as Michael lifespan mainly due to swallowing J. Fox’s, is uncommon. problems with pneumonia or injuries from falling. Measures • With the right medications, a can be taken to prevent this from healthy diet and exercise regimen, happening or reduce occurrances. people with Parkinson’s disease RV_LA50 pg_Jan 2014_Layout 1 12/19/13Information 12:21 PM Page 1 Mayo Clinic. may live AD_Half 20 years or longer. from
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Woman Speaks Out About Husband’s Pulmonary Stem Cell Therapy June, Terry Jo and Jack went on a cruise to Alaska. “It just about did his past year has him in,” Terry Jo said. brought husband “He could walk to and and wife, Jack and Terry Jo Gile, much to be from the dining room and to and from the thankful for. Jack suffers entertainment venue, but from chronic obstructive it was a real struggle. He pulmonary disease couldn’t even do some (COPD), a progressive Jack & Terry Jo Gile of the shore excursions form of lung disease characterized by coughing, wheezing, because they required walking and it was too difficult for him…it almost and shortness of breath. As you can killed him.” imagine, living with COPD not only Terry Jo and Jack knew it was time takes a toll on an individual’s overall to explore other treatment options health, but also impacts his or her for his COPD. Upon learning about quality of life and relationships with Lung Institute, a stem cell treatment family and friends. provider specializing in pulmonary Many times, we hear treatment conditions located in Tampa, FL, they stories told from the perspective of the patient, but this time we wanted to decided to take the two hour drive from their home in North Fort Myers, bring you Jack’s story told from the FL to learn more. view of his dedicated wife and breast “We actually came and interviewed cancer fighter, Terry Jo. This past
the (Lung) Institute before we ever agreed to have the procedure. So, you know, we investigated very thoroughly to make sure this is the right thing to do.” Jack received his first autologous stem cell treatment, meaning stem cells derived from his own body, at the end of July 2013. Jack’s treatment outcome was so successful; they decided to visit Lung Institute again in October for a booster treatment in order to continue this positive momentum into the holiday season. Jack is now able to perform some of life’s simplest activities more easily and his overall quality of life has improved dramatically. “Before, he couldn’t walk from the house to the mailbox, which is maybe 200 feet, without having to gasp. And he couldn’t take the dog out for a walk at all. He could drive, but he couldn’t go up steps at all,” Terry Jo said.
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Lifestyles After 50 • January 2014 • page 20
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he the award-winning golf, adult in the country. he Sun Sun City City Center Center award-winning golf, tennis, and ancommunities Extreme Makeover: Sun To Area is a vibrant tennis, bocce ball and lawn showcase what they offer, we host in a Area is a vibrant bocce ball and lawn bowling City Center Edition Extravaganza and active part of bowling courses, there’s spectacular Splash into Spring Expo Sunpart Cityof Center parade to kick off the and he active courses, there’s no reason to the fall full of incredible prizes and Hillsborough County no reason an Extreme Suncan Area is a vibrant holiday season! You see, Hillsborough County stay inside. Buttoifstay you inside. want to, and bargains for our Makeover: residents. You located between Butalways if youyoga wantclasses, to, there’s City CenterinEdition Extravaganza in and active part ofTampa Sun City Center is not a located between Tampa there’s participate our Golf Tournament, and Sarasota with easy always yoga classes, the the fall full of incredible prizes and Hillsborough retirement community. and Sarasota County with easy the computer club, mahjongg or network at Schmoozapalooza. access I-75. computerand club, mahjongg our residents. You can located between Tampa Our residents are too access to to I-75. With With tournaments various acting bargains And thefor first Friday of every more than tournaments various ourgolf Golf Tournament, and with easy busy to retire. Between moreSarasota than 17,000 17,000 groups and choirs.and In fact, there participate month, we in host cart poker private homes and acting groups and choirs. or network at Schmoozapalooza. access to I-75. With the award-winning golf, private homes and are over 200 clubs and orgaruns with an After Party sponsored Meet the staff of the Sun City tennis, bocce ball and some 14 In fact, areindulge over 200 And first Bay Friday of every more 17,000 some than 14 facilities facilities nizations so there you can by thethe Tampa Buccaneers. Center Chamber of Commerce providing aa multitude clubshobby and organizations month, we host cart poker private homes and lawn bowling courses, providing multitude whatever you have. In addition, our golf Chamber facility of senior living options, so you can indulge runs with an After Party sponsored some 14 facilities providing a multitude there’s no reason to stay inside. But of senior living options, Top-rated and highly respecthouses a 3,800 square foot banquet Sun City Center is whatever hobby you and have. by thewhich Tampaaccommodates Bay Buccaneers. of senior Sun City living Centeroptions, is aa Sun City Center if you want to, there’s always yoga ed physicians, specialists room up to lifestyle destination for Top-rated and highly In addition, our Chamber is a lifestyle destination lifestyle destination forfor those age 55 classes, the computer club, mahjongg dentists are here supporting our 210 people and is usually facility bustling those age 55 houses a 3,800 square banquet and over, golf courses, walktournaments and various acting groups those ageboasting 55 and and over, over, very respected own Southphysicians, Bay Hospital. with mini-trade shows,foot educational Services offered: and dentists boasting golf courses, specialists room which accommodates to ways, fitness and choirs. In fact, there are over 200 boasting golfcenters, courses,lush landscaping We•also have lawyers, seminars, the occasionalupwedding FDICInsured CDs financial • IRAs and The staff of the Sun City Center Chamber of Commerce walkways, fitness are here supporting our 210 people and is usually bustling and friendlyfitness people. We have access to of the clubs andCity organizations so you of can walkways, advisors and businesses reprereception. We also offer a conferThe staff Sun Center Chamber Commerce • Stocks • Bonds •mini-trade Municipal Bonds centers, very own South Bay with shows,meetings. educational anything you landscapcould want: professional indulge whatever hobby you have. centers, lush lush landscaping senting 165 industry categories ence room for smaller • Mutual Fundslawyers, (no-load and load)seminars, • Life Insurance ing and friendly people. We have Hospital. We also have and the occasional wedding And speaking of access, did you sports, performing arts, state-of-the-art So welcome to Sun City Center. and friendly people. We as members of our Chamber, So welcome toCare Sun Insurance City Center. And speaking of access, did you • Trust Accounts • LongWe Term access to anything you could want: financial advisors and businesses reception. also offer a conferknow our streets are open to golf medical care,tolots of shimmering water, Stop by visit are us and have access anything you could ready to take care Rollovers of your every need. Stop•by andPlanning visit us and let us know ourand streets openlettousgolf • 401(K) Estate professional sports,sports, performing arts, representing 165are industry categories ence room foracquainted smallerStrategies meetings. carts? We even have awant: receptive business climate, and prime help you acquainted with the golf professional performing Our members dedicated to makhelp you get with the carts? 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Lifestyles • July 2013 Lifestyles After 50 •50 January 2014 • page 13 21 Lifestyles After 50After • September 29
Pinellas 2014 Auditions: January 15 - 9:00 a.m. to 2:00 p.m. Japanese Garden Mobile Estates 19709 U.S. Highway 19 North Clearwater, FL 33764-1006
Hillsborough 2014 Auditions: January 22 - 9:00 a.m. to 1:00 p.m. Brandon Community Center 502 East Sadie Street Brandon, FL 33510
Pasco 2014 Auditions: January 24 - 3:00 p.m CARES Elfers Center 4136 Barker Drive New Port Richey, FL 34652
Senior Talent Show 2014: February 12 - 7:00 p.m. Largo Cultural Center 105 Central Park Drive Largo, FL 33779
Senior Talent Show 2014: February 15 - 3:00 p.m. Place TBD
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A F T E R 50
Pet Care Basics—Dogs, Cats, Fish and Pocket Pets BY DR. ROCHELLE CAMPBELL
t is highly likely that a large number of families, including yours, received a pet for the holidays. Here are some basic tips for keeping your new pet happy and healthy.
Caring For Your Pet Puppies are a popular gift from Santa. It will take some time for the entire family to become adjusted to life with a puppy but with a lot of attention and care in the beginning, your puppy will turn into a wonderful dog. Essentials for a puppy include a crate (this is especially helpful when trying to potty train and will also give your puppy his own space), routine vaccines (usually every three to four weeks until he is about 16 weeks old), a good quality puppy food, a proper fitting leash and collar (or harness for smaller puppies), size-appropriate toys and treats and, of course, food and water dishes.
Although it can be very tempting to introduce your brand new puppy to the world, it is best to wait until he is further along in his vaccine series before taking him to places such as the dog park (or any other place where large numbers of dogs congregate). Also, it is important to take your puppy to basic training classes so he can learn “manners.” Depending on the breed, you may need to consider your dog’s grooming needs and get him accustomed with a groomer early in life as well. Kitties are another popular pet from Santa. Be sure to pick out appropriate toys that are safe for kittens to play with in your absence. Toys that contain small pieces, such as bows and buttons, are dangerous because they can be swallowed. Fishing pole-type toys are also dangerous because sometimes cats like to chew or swallow the string. If you choose these toys, make sure to put them away when you are not supervising your kitten. Other
essentials include a litterbox, routine vaccines until she is about 16 weeks of age, a good quality kitten food and appropriate food and water dishes. Other pets that are popular for the holidays include “pocket pets,” such as gerbils and hamsters, and fish. Pocket pets should have an enclosure that is safe and secure. A good quality diet and treats, along with accessories to allow for appropriate exercise, will help your pocket pet to be happy and healthy. Fish need a clean, secure aquarium. The size, number and type of fish that are in the aquarium usually will help determine the most appropriate size of aquarium that is necessary. Remember to condition the water and acclimate the fish before placing the new fish into the water and remember to only put compatible fish together into the aquarium. Routine tank cleaning and a good filter system will help keep the aquarium’s environment in top condition. I hope these tips help and that everyone has a great start to the new year!
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Five Common Money Regrets A ARP lists these items as some of the most common money regrets:
• Time-shares: Beware of turning
your travel fantasies into the reality of maintenance cost nightmares.
• First-Generation Technology:
Consumer electronics and other technology tend to both improve in quality and drop in price after the bugs in the first-generation are worked out and market demand increases.
• Extended Warranties: So-called added protection plans commonly offered on consumer electronics and appliances are almost always a great deal—for the party selling them. Remember, most products come with a manufacturer’s warranty to protect against defects and provide some level of consumer satisfaction. • Get-Rich-Quick Schemes:
• ‘As Seen on TV’ Products:
Miracle products offered at an “unbelievably low price” or even for free usually come with high shipping and handling costs. And if a product fails to perform as promised, getting your money back requires, many times, a true miracle.
An audio course for getting rich by buying real estate? A couple of bucks a week for lottery tickets? The odds are severely stacked against you when it comes to making your fortune in a way that seems too easy to be true. Watch out for “collectible” items, too; they rarely increase—or even retain—their value over time. Information from AARP.
ASK THE EXPERT KIM SCHAUB
Call today to receive your free consultation and emergency record guide 813-677-9494
Program Specialist for the Gulf Coast Chapter of the Alzheimer’s Association Bachelor’s Degree in Gerontology from the University of South Florida As a program Specialist Kim provides many services to family and professional caregivers on topics such as communication, home safety, stress management, challenging behaviors and activities. Families are offered private individual care consultations to help resolve immediate issues and develop long term plans. As a program specialist Kim has an extensive network of resources available for referral within the local community as well as throughout the National Association.
Join us for an informative FREE seminar on “Basics of Alzheimer’s” Savannah Court of Brandon Assisted Living Residence 824 N. Parsons Avenue Brandon, FL 33510
Assisted Living, Respite, Day Service Assisted Living Facility License No. 9353
Lifestyles After 50 • January 2014 • page 24
THURS., JANUARY 16, 2014 11:30 AM to NOON A light lunch will be served. RSVP today!
At Savannah Court of Brandon Please reserve your seat TODAY!
CHARITABLE GIVING THROUGH INDIVIDUAL
RETIREMENT ACCOUNTS IRA ROLLOVER
If you are over age 70½, the Federal government permits you to rollover up to $100,000 from your IRA to All Children’s Hospital Foundation without increasing your taxable income or paying any additional tax. These tax-free rollover gifts could be $1,000, $10,000 or any amount up to $100,000 this year. The gift satisfies your RMD for this year.
Future IRA Gift Options
Lydia E. Bailey, CFRE All Children’s Hospital Foundation 500 7th Avenue South St. Petersburg, FL 33731 727-767-8914 firstname.lastname@example.org www.givetoallkids.org All Children’s Hospital Foundation qualifies under Section 501 (c)(3) of the IRS Code. Our Federal Tax Identification Number is 59-2481738. Our Florida Solicitation of Contributions Act Registration Number is SC- 07080-IM. A Copy of the official registration and financial information may be obtained from the Division of Consumer Services by calling toll free 1-800-435-7352, within the state. Registration does not imply endorsement, approval, or recommendation by the state. We retain no professional solicitors and our Foundation receives 100% of each contribution.
While you have the opportunity to give through your IRA now, there are other options available for making future gifts from your IRA account to All Children’s Hospital Foundation.
Bequest of IRA
One option is to designate a All Children’s Hospital Foundation as the beneficiary of your IRA. This permits you to continue to take withdrawals from your IRA during life and then leave the remaining value of your IRA to All Children’s Hospital Foundation.
Testamentary IRA Gift Annuity
Another option would be to use your will to fund a gift annuity with your IRA. The annuity will provide your family with income for their life or a number of years and will also provide a nice gift to All Children’s Hospital Foundation.
Testamentary IRA Unitrust
You could also use your will to transfer your IRA to a special “Give it Twice” trust. These trusts usually provide income to children for up to 20 years. Once all the income has been paid to family, the remainder of the trust is given to All Children’s Hospital Foundation.
SIMPLE, EASY GIFT
If you are like many individuals, your IRA has increased in value over the years and you have more income than you may need. The IRA rollover gift is a simple and easy way to provide for All Children’s Hospital Foundation while not increasing your taxable income. Simply contact your custodian and request that an amount be transferred to All Children’s. Charity receives a nice gift and you avoid any additional tax and satisfy your RMD for the year.
MAKE A MAJOR GIFT
Perhaps you are considering your tax planning goals and would like to make a major gift to charity. Like many individuals, your IRA may be the largest asset in your estate. Your CPA may be looking for ways to save taxes. By making an IRA charitable rollover gift of up to $100,000, you can reach your goal of helping charity in a significant way and reducing your taxable income.
Lifestyles After 50 • January 2014 • page 25
Reverse Mortgage - The Facts May Surprise You We find that many people don’t understand the benefits of a reverse mortgage or how it works. It’s a program created specifically for homeowners age 62 and older that allows them to continue to own and live in their home with no monthly mortgage payment. How it works is easier than you may think. You access a portion of your home’s equity as tax-free money. The money pays off your current mortgage (if you have one) and any remaining money can be used for anything. This relatively simple program has generated several myths over the years that simply aren’t true and we continue to hear them every day from our new clients. Here are just a few: Myth #1 The bank owns my home. NOT TRUE. Fact #1 We want you to keep your home which is why this program was created. You remain the title holder of your home. Myth #2 My kids will be responsible for the repayment of my loan. NOT TRUE. Fact #2 The loan is due when you vacate the home. This is typically handled by selling the home and paying off the loan with the proceeds…just like a traditional mortgage. Myth #3 I can’t get a reverse mortgage if I already have a mortgage on my home. NOT TRUE. Fact #3 If your home has enough equity, the reverse mortgage will pay off your current mortgage and eliminate your monthly mortgage payment because monthly mortgage payments are not required on a reverse mortgage.*
The benefits of a reverse mortgage: • No Monthly Mortgage Payments* • YOU remain the owner of YOUR home • Get tax-free money from the equity in your home that can be used for anything • Insured by the Federal Government • Improve your Quality of Life About One Reverse Mortgage • We are approved by the Federal Housing Authority (FHA) and the Department of Housing and Urban Development (HUD) • We are a proud member of the National Reverse Mortgage Lenders Association (NMRLA) and the Mortgage Bankers Association (MBA) • We have an A+ rating with the Better Business Bureau • Our process is simple and easy ~ you can even close your loan in the comfort of your home!
You can find all of the Myths and Facts on our website at www.onereversemortgage.com People get a reverse mortgage for a variety of reasons. Many of our clients simply want to be able to do more. Eliminating their monthly mortgage payment alone can increase monthly cash flow. Others are having trouble making ends meet and fear they could lose their home. The reverse mortgage allows them to continue to own and live in their home as well as increase their savings account. Some of our clients discovered how a reverse mortgage can be a great retirement tool. It allows them to access funds from their reverse mortgage before tapping into investments that are continuing to grow in value. They didn’t think they could afford to retire until much later in life and discovered they could retire much earlier with the help of a reverse mortgage. Hopefully this article has educated you on the facts about reverse mortgages, as well as a few ways it can help. Maybe it can change how you live your life too. Don’t believe all that you hear, make sure you get the facts.
A Real Client Story “I will always be grateful to One Reverse Mortgage for giving me the ability to retire 10 years early. With an average amount of debt and a 30 year mortgage, I was targeted to retire at 73. I remembered a television commercial saying, ‘take control of your retirement today.’ these words and One Reverse Mortgage changed my life.” Mike B., Georgia
CALL TODAY TO LEARN MORE.
(800) 455-1557 Article By: Gregg Smith, President and COO
* Homeowner is still responsible for taxes, insurance and maintenance. One Reverse Mortgage is a licensed mortgage lender. The following states require disclosure of licensing information. (If your state is not listed, it doesn’t require a specific license disclosure or we are not currently licensed in that state.) Arizona – One Reverse Mortgage, LLC, 16425 North Pima, Suite 200, Scottsdale, AZ, Mortgage Banker License #BKBR-0115032; Arkansas – One Reverse Mortgage, LLC, 9920 Pacific Heights Blvd, Ste 350, San Diego, CA, Mortgage Lender/Mortgage Broker – License # 42785; California – Licensed by the Department of Corporations under California Finance Lenders Law – License # 609-9652; Georgia Residential Mortgage Licensee (#23385) – 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Illinois – Residential Mortgage Licensee #MB 6760594 – Department of Financial and Professional Regulation, 122 S. Michigan Ave 19th Floor, Chicago, IL 60603 (312) 797-8736, 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Maine – One Reverse Mortgage, LLC, Supervised Lender License NMLS #3030; Massachusetts – One Reverse Mortgage, LLC, Mortgage Lender License #MC 2052; Nevada – One Reverse Mortgage, LLC 8275 South Eastern Avenue, Suite 200, Las Vegas, NV 89123 - One New Hampshire – Licensed by the New Hampshire Banking Department #10940-MB; New Jersey – Licensed Mortgage Banker – NJ Department of Banking, first (and/or second) mortgages only; New York – Licensed Mortgage Banker, N.Y.S Banking Department, License #107328; Oregon – License #ML-3511; Pennsylvania – Licensed by the Department of Banking–License # 21860; Texas – One Reverse Mortgage, LLC 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Virginia: One Reverse Mortgage, NMLS ID #2052 (www.nmlsconsumeraccess.org). Restrictions may apply. Washington – Consumer Loan Company License – CL –2052. Equal Housing Lender, One Reverse Mortgage Nationwide Mortgage Licensing System Number 2052
Lifestyles After 50 • January 2014 • page 26 FL Advitorial.indd 1
12/19/13 11:25 AM
Three Steps Help Ensure Cremation www.ﬂwillstrustsprobate.com
reader asks: I am a widower. When I die, I want my remains to be cremated. Unfortunately, my crazy daughter has promised to do everything in her power to prevent my remains being cremated. Is there anything I can do to make sure my wishes are honored?
The Law And You Response: Yours is not an uncommon problem. There is nothing I can suggest that will absolutely guarantee that your remains will be cremated over the objections of your daughter. There are, however, a number of things that you can do now to at least increase the chances that your final wishes for cremation will be honored. First, put your cremation directions in your last will and testament. Although the directions set out in your will would
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only be enforceable in the absence of objections coming from a spouse, adult child or adult sibling, in that order of priority, at least your wishes would be set forth in a legal document that may carry some persuasive weight. Second, add a clause to your health care surrogate designation authorizing your health care surrogate to make all funeral decisions and include directions regarding cremation. Again, your surrogate’s authority would only be enforceable in the absence of objections coming from a spouse, adult child or adult sibling, in that order of priority. But, like your will, your health care surrogate designation is another important legal document in which you can express your wishes. And third, enter into a pre-need funeral contract with a reputable funeral home or cremation provider. This triumvirate approach of having an enforceable contract in place, coupled with cremation directions in your will and your health care surrogate designation, is your best bet to defeat your daughter’s attempt to prevent
Resolution Resolving J
ohn, Joyce, Jack and Rachel made New Year’s resolutions. From the facts below, determine who made what resolution. • One person will buy a new car.
your remains being cremated. Unfortunately, it is sometimes the case that, despite the existence of a pre-need funeral services contract requiring cremation, some funeral homes still follow the wishes of the family members over the terms of the contract because the funeral home fears a lawsuit from family members for cremating remains far more than they fear a lawsuit from the decedent’s estate for not fulfilling their contract with the decedent.
Mr. Mumbauer, a 5th generation Floridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. Mr. Mumbauer takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. Mr. Mumbauer is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Service Network. Mr. Mumbauer is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of Wills. Mr. Mumbauer’s Martindale-Hubbell Peer Review Rating among judges and lawyers for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.
Don’t put off estate planning any longer. Call
William R. Mumbauer, P.A.
205 N. Parsons Ave., Brandon
• Free, no obligation consultation. • Single will $150 • Husband and wife wills $200 Costs, if any, extra The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written information about his qualifications and experience.
We provide prompt, aggressive representation for victims of automobile accidents.
• Another person said she will lose weight.
• Jack & Rachel’s 8th grade teacher is a blonde. • One of the four will get a job as an insurance salesman.
• Someone will learn to use a computer Answers: Jack: learn to use a computer Rachel: lose weight Joyce: buy a new car John: be an insurance salesman
BY WILLIAM R. MUMBAUER, Attorney
Lifestyles After 50 • January 2014 • page 27
Go Ahead! Give Disc
BY JANICE DOYLE
drive, followed by an upshot and a putt to score a par 3. Sounds like golf, and it is. Just a different kind of golf. It’s early morning on rolling Florida hills where large old oaks form canopies overhead. Twenty miles away a course is flat and green. Colored discs fly through the air on what seems a mini-airplane flight, soaring from the thrower’s hand to a landing, close to the disc golf basket. This is disc golf. A well-thrown disc golf drive is very much like a well-hit golf drive—feeling that sense of power, mastery, awe and accomplishment. Starting from the toes, upward through the body, and out through the fingertips, a player transfers body weight from back to front. The disc is released and the player watches it fly. Today, wellness and prevention is a high priority in health care management. Disc golf is one way to fitness for seniors because it’s inexpensive and great exercise.
What is Disc Golf?
The object of the game is to traverse a course from beginning to end in the smallest number of throws of the disc. According the Professional Disc Golf Association, disc golf began in the 70s and is played much like traditional golf. Instead of a ball and clubs, however, players use a flying disc, or Frisbee®, and the full body in motion. Aerodynamically, the disc is similar to the wing on a plane except for one thing: the disc is spinning! Physically, for each shot a player is trying to get legs, hips, shoulders, arm, Lifestyles After 50 • January 2014 • page 28
without being overly strenuous. And you get to see park areas in a new way when you play.” The cost is much lower than traditional golf. “Some facilities have equipment available for free. Some courses charge for play and some don’t. Whatever it is, it’s a much lower cost than regular golf.” Jerry Smith is a long-time player and comments, “It’s a good way to meet new people and beat those you already know at a great sport.” If you’ve played Frisbee catch, you aren’t necessarily going to be good at disc golf. Zanselow says, “It’s a different throwing motion than just playing catch with a Frisbee.”
Reasons it’s a great sport wrist and hand all coming through at the right times. Let’s see. That would mean practicing enough to have “muscle memory” just like any other repeated activity. You can do that! On the course, there’s a tee area and as a player progresses down the fairway, he or she must make each consecutive shot from the spot where the previous throw has landed. Trees, shrubs and terrain changes provide challenging obstacles for the golfer. Finally, the “putt” lands in the basket and the hole is complete.
A perfect senior sport
Scott Zanselow, who plays Bay Oaks course in North Ft. Myers, says disc golf is a great sport for seniors because it “gets a person out and active
• Proper form can be learned on videos and through practice.
• You can start playing disc golf with as little equipment as one $8 disc.
• There are usually no greens fees or very low ones. No golf cart to rent or clubhouse membership to pay for.
• Disc golf provides upper and lower body conditioning, aerobic exercise and promotes a combination of physical and mental abilities that allow very little risk of physical injury.
• Concentration skills increase by mastering shots and negotiating obstacles. • The combination of throwing the disc and walking equals about 920 calories burned during a two-hour round of disc golf.
• It’s a great multi-generational sport—practice a while and then challenge that teenaged grandson!
• If you travel, you get to play on spectacular courses in places such as the Black Hills of South Dakota.
• Both men and women can play and there’s not much fuss about it.
• Players of limited fitness levels can start slowly and gradually increase their level of play as fitness improves.
• There are no concerns with the formality of tee off times and score cards.
The best thing about disc golf is the ease of participation. Get out there and play on one of these courses:
• Players can develop skills at their own pace.
• It’s challenging. Most courses are planned with obstacles.
• The sport makes for good stories. Players can reminisce about the flight of a perfectly thrown disc or the clink of the chains when the disc comes to rest in the inside of the basket.
Picnic Island DGC, Tampa 2nd St. Park DGC, Tampa
Limona DGC, Brandon
USF Riverfront Park, Tampa Buckhorn Park, Valrico
Lutz Executive DGC, Lutz
Edward Medard Park, Plant City
Information at pdga.com.
A Year of Happiness
SIGN UP TODAY!
uthor Henry S. Miller focuses on 12 strategies that the science of happiness and well being has proven can increase your feelings of happiness and satisfaction in his book “The Serious Pursuit of Happiness.” Month by month you can amp up the amount of happiness in your life by intentionally focusing on 12 strategies. Here you go:
January: A Month of Hope and Plans This year, write one positive goal you have for the coming year down on your calendar each morning of each day of January. Also write your plan to make it a reality. Then, resolve to live a happier life by implementing these 12 happiness strategies—one each month. February: A Month of Gratitude Gratitude is the antidote to greed, envy and jealously. This month, each night before going to bed, take a daily gratitude inventory. Write down three things you are grateful for about your life. March: A Month of Kindness Plato said, “Be kind, for everyone you meet is fighting a hard battle.” This month, find one opportunity each and every day to perform some kind act for someone else and enjoy the feeling. April: A Month of Optimism Be conscious of your negative thoughts and “dispute” them by intentionally replacing the negative thought with a positive one. May: A Month of Friendship Close relationships are one of the longest-lasting of happiness-increasing strategies. At least one time per week, reach out to a friend and arrange to spend time with them. June: A Month of Love Each day this month, call, write or email someone you love or care deeply about—one per day—and tell them how much they mean to you—and how happy you are that they are a part of your life—even if you haven’t been the best communicator up to now. July: A Month of Spirituality Make a conscious effort to spend some moments each day—perhaps
One mile “FUN” Walk around Florida State Fairgrounds Walkers Receive: T-Shirt, Continental Breakfast, & PRIZES to the Winners!
Jan. 23, 2014
during lunch—repeating to yourself at least one “prayer” or belief you hold.
August: A Month of Health, Fitness, Skill Begin a daily fitness regimen. Make a list of your top skills, talents and abilities and begin using them to their fullest. September: A Month of Contribution What are you contributing to making the planet a better place? Decide on a plan of action—and begin! October: A Month of Savoring Consciously focus your attention exclusively on something of beauty outside—changing leaves, trees, clouds, sky each day.
November: A Month of Forgiveness Examine your life and see if there are any lingering resentments you are holding on to that are holding you back from joy. Write the apology letter you would have liked to have received from the person who has wronged you. Then rise above your desire for revenge, and write your letter of forgiveness to them. No need to mail it; writing a forgiveness letter can often grant you freedom from your negative thoughts and give you increased happiness. December: A Month of Generosity Each day find one way to donate your time, your money if you can, your skills, your positive energy, your attention—to others to help make their life a little better.
For the best results, remind yourself of each month’s happiness strategy by adding these topics to your calendar—every day of each month. Then, each day of the year, find creative ways to act on these strategies—and enjoy your reactions and your increased feelings of happiness.
Florida State Fairgrounds, 4800 Hwy. 301 N. • Tampa, FL 33610 Registration begins at 8:30 a.m. Warm Up led by the YMCA instructors
Walk starts at 9:15 a.m., $3 minimum donation for local Meals On Wheels.
Please make checks payable to: News Connection USA, Inc. er Join us Aft . .. the Walk
Jan. 23, 2014 • 10 a.m. – 3 p.m. • Florida State Fairgrounds Join the Fun! SEND This Walk Form Today!
Fill out this form and mail it with your $3 donation to:
News Connection USA, Inc. P.O. Box 638 Seffner, FL 33583-0638
YES! I would like to join the Lifestyles After 50 Fun Walk Jan. 23, 2013! MAIL DEADLINE Jan. 10 or Register at the Florida State Fairgrounds 8:30 a.m., Jan. 23, 2013 Walk starts at 9:15 a.m. Age
Name Address City
E-mail Address Signature
In consideration of our acceptance of this entry, I for myself, my heirs, devises, executors, administrators and assign hereby waive, release, discharge any and all claims against Florida State Fairgrounds or News Connection USA, Inc., or anyone sponsoring or conducting this event or their employees, representatives or successors for any and all damages or injuries I may suffer. I hereby, grant permission for the free use of my name and pictures in any broadcast or account of this event.
Lifestyles After 50 • January 2014 • page 29
ohnny Carson defined late-night television. And now, you can relive the
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Lifestyles After 50 • January 2014 • page 30
• Three Decades of Timeless Entertainment • The Final Two Episodes • Hilarious Stand-Up Comedy • Animal Hijinks • PBS American Masters Special
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ear Mark: Is there a casino game offered that has a very low house edge, but at the same time you don’t need the skills of a professional gambler to play the game? —Alex M.
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as the counter, share those same high cards, and in essence, have the same odds for or against them? —Ken W.
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You are right to a point, Ken, in that the composition of the residual cards in any deck constantly changes and can favor all the players sitting at the table. The game that offers little use of So, when there is a higher percentage any gray matter and a low house edge of high cards remaining, the odds shift to boot is either baccarat, or for the in favor of both you and the card counlow roller, mini-baccarat. No need, ter, simply because both of you will Take Class Online! Alex, to letYour the mystique of the game see more blackjacks, which pay 3-2, intimidate you. With only two hands • Study at your leisure, 24 hours a day, 7 days a week. plus you are more likely to receive high dealt regardless of how many players cards online for your and double-down situations. Simply read athe course then answer are•sitting tableside, player’s onlymaterials The difference between you and card a few decision is toquiz wagerquestions. on the bank or counters is that they take advantage of the•player hand. As for rules, There is no need toAlex, attend boring classes or listen to that shift, and most likely you don’t. they are simple enough; the closest long lectures. Once the odds swing in counters’ to nine wins. Adding a third card, favor opportune situations, they • Afteroncompletion, course willinissue a state-certiﬁ ed dependent the total of theof first two we bet more money while you sit tight fordealer youbased to turn cards,certiﬁ is donecate by the on into your insurance company to and bet the table minimum. predetermined rules. Just kick back receive your discount for a three year when period. Knowing to bet more is the and watch the dealer do his or her key here. While the Average Joe is handy work. You will easily pick up faithfully betting the same amount Mature Course On The Internet! the Take nuancesYour of the game as youDriver play. hand after hand even when the chances Plan being an expert in 30 Driver’s minutes. License and are 55 years If on you have a Florida oflikely, of getting a blackjack are more As to the quality of these two wagers, older, you arehand now complete motor vehicle theto card counter shifts his own odds the age houseoredge on the bank is eligible by betting more. Likewise, when prevention 1.17accident percent, and 1.36 percentcourse on the that will allow you to receive a the quality of remaining cards are player. There is but one other option, mandatory reduction on your insurance rate for three years. mediocre, card counters wager less, and that is betting that the two hands creating odds Safety that, once again, are Florida of Highway tie. Fugedaboutit! The houseDepartment edge on different from yours. (SENIOR WIRE) the tie wager is 14 percent, making it
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Lifestyles After 50 • January 2014 • page 31 12/4/13 10:10 AM
The Florida State Fair—As American as It Gets! S
tate fairs are as much a symbol of America as apple pie. Get ready to show off your skills in a contest or see what others have made, baked or grown. The Florida State Fair returns to the Fairgrounds in Tampa February 6 – 17, 2014! Seniors, take note and buy your tickets early to save money.
Think About Saving Money!
Senior Days – February 10, 11, 12, 13, offering special senior seminars. Here’s the deal: Purchase your Senior Ticket at Walgreens from January 2 through February 5 for just $7. These tickets are only good on senior days (Feb. 10 – 13). If you buy at the gate on those days, tickets are $9. Regular Adult Tickets purchased at Walgreens those same dates are $9 while tickets at the gates will be Mon. – Fri. $11 and Sat. – Sun. $13. Taking the kids? Children’s tickets purchased early at Walgreens, ages
t’s time to eat wonderfully wacky, wild, and irresistible fare. Here’s to eating your way through the Florida State Fair, Feb. 6 – 17! These are just some of the tasty treats you’ll find: Twister Dog – In one incarnation, the Tornado Dog or Twister Dog is a hot dog wrapped in tornado potatoes (spiral cut potatoes) and deep fried to perfection.
Ramen Noodle Burger – This burger on a Ramen Noodle bun will taste wonderful as the juices from the patty soak into the ramen noodles and it resembles a ramen soup. Lifestyles After 50 • January 2014 • page 32
6 – 11 are $5 – good for one day only. Children, ages 6 – 11 tickets purchased at the gate during the Fair – Mon. – Fri. $6 – Sat. – Sun. $7. Children 5 and under are free.
Check Online For The Country Gold Lineup!
You’ll find hundreds of things to do and see free at the State Fair. And, there’s free parking with the cost of Fair admission.
Competitions You Might Enter
Feb. 12, with shows at 12 and 4 pm.
Now, Think FREE!
On Heroes Day – February 6 – all active, reserve or retired military veterans, law enforcement, firemen and first responders are admitted free with valid identification.
Taste of the Fair – February 10, Fair visitors can enjoy small samples of Fair foods from participating vendors.
Also new this year will be Curried Goat with Dumplings and Curried Crab with Dumplings. If you’re trying to stay healthy, the Pickle Barrel Sirloin Tips vendor will be offering a new veggie wrap.
For true State Fair fun, you’ll want to mix up some flavors, so head for funnel cakes. This year’s blow-out taste treat will be Maple Bacon Funnel Cakes. What a combination of goodness!
Feb. 6, America 7 pm Feb. 13, Sister Hazel 7 pm Feb. 17, Uncle Kracker 7 pm
NOCKAIR F.M.X. Extreme Motor Cross Show by Nock Entertainment Group (free).
Hanging around year after year, look for some of these:
Deep-fried Oreos – You’ll probably be handed four breaded and fried Oreos topped with a healthy dusting of powdered sugar. Beware! It’s a warm, soft, chewy, melty texture. (I read that some summer state fairs upped the ante for fried Oreos and used red velvet coating and topped it with cream cheese icing.) Cheeseburger With Deep-Fried Ice Cream – One Fairgoer rationalized the appeal of a cheeseburger topped with deep-fried ice cream by describing the salty-sweet hybrid as a “milkshake burger.”
What can you take to the Fair? Get online and plan entries in whatever you’re good at. Think about Baking, Horticulture, Woodcarving, Fine Handcrafted Furniture, Fine Art, Photography, Wine Competition and more.
Volunteers At The Fair
A good way to be at the Fair is to become a volunteer. From greeter to paperwork, from Cracker Country to the Ag Barn, volunteers are important. To learn about the opportunities and benefits online, go to floridastatefair.com/volunteer. More info at floridastatefair.com or call 800-345-FAIR(3247)..
Krispy Kreme Hamburgers – The doughnut burger features a quarter-pound burger, bacon, cheese and two glazed Krispy Kreme doughnuts in place of a single bun. The monstrosity contains nearly 1,100 calories and 67 grams of fat. Chocolate-Covered Bacon on a Stick – Known as “a muddy pig,” chocolate-covered bacon on a stick isn’t new to fairgrounds, but the most recent additions to the saltysweet construction is to gild it with a candied cherry. Deep-fried Peanut Butter and Jelly – Clog your arteries with warm jelly and gooey peanut butter in an outside that’s so like a doughnut it must be one. For Fair tickets or info, visitfloridastatefair.com or call 800-345-FAIR(3247).
DISCOVER THE PAST. DISCOVER THE FUTURE. DISCOVER THE FUN!
.Senior Discount Days Feb. 10 9am-9pm Feb. 11, 12 & 13 10am-9pm
.Country Gold Tour Feb. 12, Shows at Noon & 4pm
.Senior Day Seminars .Taste of the Fair Feb. 10,
.110 FREE Things to Do* .Horiculture & Agriculture .Arts & Crafts .Competitive Exhibits .Expo Hall Shopping .Mildred W. & Doyle E. Carlton Jr. Cracker Country
Leroy Van Dyke, Narvel Felts, T.G. Sheppard, Suzy Bogguss & More! VIP-$15, Reserved seats-$10 (Fair Admission Not Included)
Tickets ages 55+ only $7 in advance, $9 at the gate
Sample Portions at Promotional Prices
.Heroes Day Feb. 6, Presented by Lazydays
All active or retired military, law enforcement, fireman & first responders recieve FREE Fair admission with valid ID
.Livestock & Petting Zoo
Living History Museum
Advance discounted tickets on sale through Feb. 5. Purchase Online at www.FloridaStateFair.com, AAA Auto Club or at participating
February 6-17, 2014
Florida State Fairgrounds at I-4 and US HWY 301
iss Don’t m
110 freedo* things to
Always Free Parking! *with the price of admission
Lifestyles After 50 • January 2014 • page 33
A Bit Of Humor to Start the New Year
Last Month’s Answers
December Sudoku Margaret Czomba is last month’s winner! Congratulations!
Win Great Prizes!
New winner selected each month
Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from the drawing on Jan. 21 will win. Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583
WIN! WIN! WIN! GREAT PRIZES!
Sudoku muST bE REcEIvEd by JAN. 21, 2014
A New Year Prayer For the Elderly God, grant me the senility to forget the people I never liked anyway, The good fortune to run into the ones that I do, And the eyesight to tell the difference.
Humor New Year’s Day Prayer for One and All
Dear Lord, So far this year I’ve done well. I haven’t gossiped, I haven’t lost my temper, I haven’t been greedy, grumpy, nasty, selfish or overindulgent. I’m very thankful for that. But in a few minutes, Lord, I’m going to get out of bed, and from then on I’m probably going to need a lot more help. Amen.
Dieting – New Year Resolutions 2010: I will get my weight down below 180 pounds. 2011: I will follow my new diet religiously until I get below 200 pounds. 2012: I will develop a realistic attitude about my weight. 2013: I will work out three days a week. 2014: I will try to drive past a gym at least once a week.
Word Search January
In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?
Answers From December
Jacque Ware is last month’s winner! Congratulations!
Lifestyles After 50 • January 2014 • page 34
Send your answers along with your name, address and telephone number to: News CoNNeCtioN UsA, iNC. P.o. BoX 638, seFFNeR, FL 33583
The first correct answers selected from the drawing on January 21 will win. Mystery Prize!
WIN! WIN! WIN! GREAT PRIZES!
(Puzzles must be received by Jan. 21, 2014.)
Tues. & Wed. JanuaRY 28 & 29, 2014 • 9:00 aM To 4:30 PM The LakeLand CenTeR - 701 W. LiMe sT., LakeLand, FL 33815 inFo: 1-800-265- 3200 Brought to you by:
Lifestyles After 50 • January 2014 • page 35 2014EX ad senior connection.indd 1
12/17/2013 05:01:53 PM
Seniors Getting Together womeN seekiNg meN 4119 seekiNg chRistiAN geNtlemAN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida. 4338 Active euRopeAN, petite, medium build, educated and welltraveled, ISO educated, honest and kind gentleman 62 – 70 with similar interests and fondness for music and traveling for LTR. Clearwater. 4343 FuN, sleNdeR, AttRActive, educAted Sincere, kind, youthful in mid 60s, childless, well-traveled, love to dance, workout, gardening. ISO Christian, professional gentleman, 55 – 65 YO, 6’ HWP, WW or D, Caucasian or Hispanic with SOH, SD ok, NDrg, strictly NS, honest, active, healthy; for FF, mutual TLC. New Port Richey.
4345 RetiRed NuRse with ANgel FAce White female, non smoker/drinker, looking for elderly man to be his caregiver. Cleaning, cooking, laundry, shower companion. Let me spoil you rotten. 4349 let’s mAke music togetheR Petite SW from NY searching for NS/ND gentleman for LTR. 5’5” – 5’8”. HWP 70 – 76, dinner, movies, the arts, travel, etc. Seminole. 4350 swF likes tRAvel, dANciNg (no ballroom). 5’3”, slender (no skinny). I like to cook, dine, exercise, gardening, music, etc. ISO a loving, presentable, honest gentleman, willing to share my life with you. Over 65 YO. 4351 womAN seekiNg mAN, NoN-smokeR Teacher, entrepreneur, enjoys life to its fullest. Still have fun and looking for friendship to movies, community events, travel and dancing. ISO 50 – 75 YO. Outgoing, honest and openminded.
RUN YOUR AD FOR ONLY $6 A MONTH
SENIORS GETTING TOGETHER Personal Ad Placement
Deadline for ads is the 15th of the month prior to placement.
Only $6 to place an ad!
Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties Southwest/Charlotte (Fort Myers/Port Charlotte)
Ad Copy • Please Print Neatly • 30 Word Limit
Title (First 4 Words):
meN seekiNg womeN 4319 w m, 59, 5’9”, 165 Looking for female 59 to 67, height, weight proportionate, NS, SOH, laid back lady. Likes fishing, beach, day trips. Looking for romance too, send photo. Madeira Beach. 4325 mAN seekiNg petite womAN 57 YO single male, blond, looking for a romantic, kind lady who enjoys motorcycles, outdoors, traveling, camping, mountains, beaches. Must be 45 to 55 years old. Active, healthy. Largo. 4333 hAve time WWR, 5’8”, NS/ ND, love to enjoy life. Without you I have nothing. Love movies, dancing, car races, dining out. Zephyrhills. 4337 seekiNg FuN-loviNg FemAle I’m 73, good health, attracive male looking for same (female), young-looking (fifties) young dresser, good libido a must. 5’11”, 175 lbs. Clearwater. to plAce AN Ad
Send your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.
City (No Charge):
If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month). We cannot accept your ad without it. This information is conﬁdential.
Name: Address: City: Phone:
MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583
Lifestyles After 50 • January 2014 • page 36
WIS & UP Michigan residents/former residents: bring your own drink, a dish to share and $4 to the First Methodist Church Hall in Zephyrhills on Feb. 8, 10 am. Door prizes, entertainment! More info: 813-780-1549.
4339 Rwm 5’9” 170 lbs, 68 ISO attractive, active female, FF/LTR. I am NS, ND, NDrg. I love most activities and willing to explore all possiblities. A true gentleman!
iN seARch oF... 4330 piNellAs oRgANist Looking for Sunday Church Organist position in Pinellas County. White 70 YO widow, non smoker, loves music. 4347 iN seARch oF people to sing Broadway songs for spring concerts. Community chorus. No auditions. Snowbirds welcome. Rehearsals on Tuesday nights. Fun group needs volunteers. Palm Harbor. 4352 chRistiAN NoN-smokiNg, NoN-dRiNkiNg white female, 50, looking for private duty caregiving position in Pinellas County only. Seminole, Largo area. to RespoNd to AN Ad
Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA, Inc. Seniors Getting Together P.O. Box 638,Seffner, FL 33584
commonly used Abbreviations: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOHSense Of Humor, SM-Smokes, S-Light Smoker, NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.
Last Month’s Answers
Last Month’s Winner Is Midge Witt Congratulations!
Enter to Win!
This Enter To Win! month’s winner is
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Last Month’s Answers
FILL IN ANSWERS & WIN MONEY!
Send your answers for a drawing. First correct answers selected from the drawing on Jan. 19 will receive $20 cash! Send to: News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583 Insurance Elder Law / Financial Housing Options Reverse Mortgages
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Lifestyles After 50 • January 2014 • page 37
Lifestyles After 50 • January 2014 • page 38
Join us on: February 25, 2014 Doors open inside 9 am – 1 pm
PARKING ONLY $2 DAY OF THE EVENT
who attend have a chance to Win tickets to the IMAX Theater Dome at MOSI
tainment Music & Enter ooney By Denise L ist DJ with a Tw
rizes &t Great P inmen Enterta
Go online for thr Backwoods walk registration to www.lifetylesafterfl.com. Click on “About” then “Our Events”. Go to Feb. 25 event for flyer to register Back Woods Walk starts at 8:00 am
4801 E. Fowler Ave., Tampa Call (813) 653-1988 for more information.
back by popular demand.
Free Admission to MOSI exhibit galleries
INFORMATION • EDUCATION • ENTERTAINMENT
FREE Health Screenings ~ FREE Admission to MOSI
FREE COFFE E
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Senior Friendly LUNCH Available
Lifestyles After 50 • January 2014 • page 39
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