Silver Digest September/October 2019

WHAT’S CHANGED ON THE NEW RANGE ROVER EVOQUE?

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The templemausoleum of Al Khazneh in the ancient city of Petra in Jordan p 18

…

Contents 12 ED'S NOTE & UPFRONT

28 CAPENATURE

Where to go, what to read, buy and drink.

Travel 18 JORDAN AND PETRA

Jordan, at the crossroads of Asia, Africa and Europe, is home to some of the oldest cities on earth, and nothing prepares you for your first sighting of Petra, its iconic lost pink city.

22 ROVOS TURNS 30

Luxury locomotive Rovos Rail celebrated its 30th anniversary with a new east-to-west copper trail from Dar es Salaam to Lobito in Angola.

CapeNature celebrates 20 years of nurturing the Western Cape’s biodiversity.

Money 36 DE-RISKING WHEN YOU RETIRE

Interview 30 ANTONIO BANDERAS

Hollywood star Antonio Banderas on his brush with death, his renewed passion for life and his latest, aptlytitled, movie Pain and Glory.

What are the true costs of investing conservatively after you retire?

37 WORKING WITH WHAT YOU’VE GOT

Arthur Case, Brand Marketing Director at Evergreen Retirement Holdings, believes more must be done to highlight investment strategies around decumulating retirement savings.

24 SINGITA MALILANGWE HOUSE

The newly redesigned Singita Malilangwe House in remote Malilangwe Wildlife Reserve in southeast Zimbabwe takes its design cues from nature and local Shangaan culture.

Rovos Rail p 22

8

SILVER DIGEST // SPRING 2019

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continued …

40 INVESTING OFFSHORE IN RETIREMENT

46 CAN USING ASPIRIN REGULARLY KEEP YOUR HEART HEALTHY?

Christo Lineveldt of Coronation Fund Managers offers general guidance to consider if you are thinking of increasing your retirement portfolio’s international exposure.

42 EIGHT QUESTIONS ABOUT DEATH AND TAXES

Capital Legacy’s CEO, Alex Simeonides, takes us through eight questions that delve into the intricacies of the two inheritance taxes we face in SA: Estate Duty and Capital Gains Tax.

48 MY COLD IS GONE, SO WHY AM I STILL COUGHING?

Five things you should know about a persistent cough.

52 MODERN HEARING AIDS

Health 45 PROSTATE CANCER

Mediclinic experts Giselle p 57 get to the bottom of this debate as competing headlines alternate between singing the praises of this tactic or warning against it.

Today’s hearing aids offer endless lifechanging possibilities through Bluetooth streaming.

ART 54 The new Javett Art Centre

at the University of Pretoria launches an architectural icon and provides one of the country’s most important public showcases for the art of Africa.

THEATRE 57 Giselle, the most sublime of

all romantic ballets, returns to the stage of Joburg Theatre.

BOOKS 58 The best new non-fiction, Asprin p 46

fiction and decor.

Recipes p 60

10

SILVER DIGEST // SPRING 2019

brilliantly easy, healthy, flavour-packed, accessible and affordable veg recipes.

DINING 64 The Peech Boutique

Hotel has opened a stylish new restaurant, Basalt.

DÉCOR 66 A new green-wall system

Leisure

The rejuvenation of sexual function after radical prostatectomy has become increasingly important as erectile dysfunction is a common consequence of the procedure.

RECIPES 60 Jamie Oliver is back with

has been designed that makes creating a vertical garden easy.M MOTORING 68 The new Range Rover

Evoque is a sophisticated evolution of the gamechanging original.

PUZZLES 73 Test your skills.

experience luxury for less with our extraordinary savings All included

ATHENS (PIRAEUS) TO VENICE 10 nights | SEVEN SEAS VOYAGER 04 to 14 JuNE 2020

EXCURSIONS

Ports of Call: Athens (Piraeus), Mykonos, Santorini, Gythion, Corfu, Bari, Kotor, Dubrovnik, Korcula, Venice (overnight)

FEATURED OFFER Deluxe Veranda Suite

Concierge Suite

Penthouse Suite

Now $ 6,225 PP

Now $ 6,850 PP

Now $ 7,600 PP

Standard Price Was $ 8,299

INTERNET

Standard Price Was $ 9,099

Standard Price Was $ 10,099

up to 69 Shore Excursions included

VENICE TO MONTE CARLO

GRATUITIES

12 nights | SEVEN SEAS VOYAGER 24 June to 06 JULY 2020

SPECIALITY RESTAURANTS

cOncieRGe

Ports of Call: Venice, Urbino (Ancona), Kotor, Bari, Lecce (Otranto), Crotone (Calabria), Siracusa (Sicily), Valletta, Porto Empedocle (Sicily), Trapani (Sicily), Ajaccio (Corsica), Monte Carlo

FEATURED OFFER Deluxe Veranda Suite

Concierge Suite

Penthouse Suite

Now $ 7,300 PP

Now $ 8,164 PP

Now $ 9,113 PP

Standard Price Was $ 9,999

Standard Price Was $ 11,099

Standard Price Was $ 12,399

up to 40 Shore Excursions included

LONDON (SOUTHAMPTON) TO LONDON (SOUTHAMPTON) 1 NIGHT PRE-CRUISE HOTEL ACCOMMODATION

TRANSFER FROM HOTEL TO PIER

12 nights | SEVEN SEAS EXPLORER 18 to 30 MAY 2020

Ports of Call: London (Southampton), Paris (Honfleur), St Peter Port (Guernsey), Brest, La Rochelle, Bordeaux (overnight), Bilbao, Gijon, La Coruna, Saint-Malo, London (Southampton)

FEATURED OFFER Deluxe Veranda Suite Standard Price Was $ 10,199

Now $ 7,650 PP

Concierge Suite Standard Price Was $ 11,899

Now $ 8,968 PP

Penthouse Suite Standard Price Was $ 15,199

Now $ 11,443 PP

up to 48 Shore Excursions included

Established Travel Partner for 22 years Janine Pretorius • Tel: 012 664 0925 • janinep@encorecruises.co.za Fares quoted are subject to change and availability at the time of booking and include all savings.

Fares can be withdrawn at any time without prior notice. Terms and Conditions apply.

www.encorecruises.co.za

Ed's note …

T

EDITORIAL EDITOR: Graham Wood Email: graham.wood@newmedia.co.za SUB EDITOR: Anita van der Merwe LAYOUT & DESIGN: Julia van Schalkwyk

wo years after suffering a heart

We try to bring some clarity to the money

attack, actor Antonio Banderas

and health issues that weigh on our minds,

is back in full swing with three

from investment and inheritance tax to

new projects to talk about. And that’s why we’ve chosen him as this season’s cover star. He says that after his heart attack, he re-evaluated much of his life, and decided to focus on what was most important to him. Luckily for us, that includes “acting

the life-changing potential of modern hearing aids... and thinking of

Antonio Banderas, whether We would love taking Aspirin indeed helps to hear your thoughts, prevent heart attacks. We comments and suggestions.

Mail me at Graham.Wood explore ideas for travel – @newmedia.co.za Jordan and Petra, Rovos I look forward to hearing Rail – and celebrate the arts from you. with ballet and news of the

and telling stories”, so in addition to his latest film Pain and

opening of the Javett Art Centre in Pretoria. After all, if philanthropist

Glory with long-time collaborator director

Michael Javett can sponsor a game-

Pedro Almodóvar, he’s also teamed up with

changing art centre to ensure the legacy

Meryl Streep and Gary Oldman in Steven

of his wonderful collection, and Banderas

Soderbergh’s new movie The Laundromat,

can buy a theatre to give young people the

and revisits the hometown he shares

opportunities that he never had, shouldn’t

with Pablo Picasso in the TV

we all do something inspiring? It’s spring

series Genius. With Banderas’s

– enjoy the issue!

commitment to what he finds

Graham

most meaningful in mind, the Spring issue of Silver Digest also brings together what we think is most important. We’re very excited to have fresh, healthy vegetarian recipes from Jamie Oliver’s new book, VEG.

Giveaway Turn to page 60 for a chance to win a copy of Jamie Oliver's new recipe book, VEG.

EDITOR’S PICK

The single item in this issue I’m most excited about is the opening of the Javett Art Centre in Pretoria on Heritage Day. Finally, the country’s interior has an architectural landmark filled with art to rival its counterparts in Cape Town.

As if the showstopping Mapungubwe Collection – SA’s crown jewels – getting the showcase it deserves wasn’t enough, the huge mural by Alexis Preller, Discovery, which has been relocated and is being restored after years of being hidden in the empty Transvaal Provincial Administration building, is the cherry on top!

PHOTOGRAPHY Cover:Carlos Alvarez/Getty Images Unless previously agreed in writing, Silver Digest owns all rights to all contributions, whether image or text. Sources: Gallo/Getty Images, Shutterstock, supplied images, editorial staff.

ADVERTISING Clive Kotze Cell: +27 (0)82 335 4957 Email: clive@mediamatic.co.za SUBSCRIPTIONS Felicity Garbers email: felicity.garbers@newmedia.co.za PUBLISHING TEAM GENERAL MANAGER: Dev Naidoo PUBLISHING MANAGER: Sandra Ladas Email: sandra.ladas@newmedia.co.za PRODUCTION MANAGER: Angela Silver ART DIRECTOR: David Kyslinger MANAGEMENT TEAM MANAGING DIRECTOR: Aileen Lamb COMMERCIAL DIRECTOR: Maria Tiganis BRAND STRATEGY DIRECTOR: Andrew Nunneley CHIEF FINANCIAL OFFICER: Venette Malone HEAD OF HR: Camillah West CEO: MEDIA24: Ishmet Davidson Johannesburg Office: Ground floor, Media Park, 69 Kingsway Avenue, Auckland Park, 2092 Postal Address: PO Box 784698, Sandton, Johannesburg, 2146 Tel: +27 (0)11 877 6111 Fax: +27 (0)11 877 6198 © Copyright Silver Digest 2019 Published by New Media, a division of Media24 (PTY) Ltd Head Office: New Media House, 19 Bree Street, Cape Town, 8001 Postal Address: PO Box 440, Green Point, Cape Town, 8051 Tel: +27 (0)21 417 1111 Fax: +27 (0)21 417 1112 Email: newmedia@newmedia.co.za Printed by

, a division of Novus Holdings

@SILVERDIGEST

While precautions have been taken to ensure the accuracy of its contents and information given to readers, neither the editor, publisher, or its agents can accept responsibility for damages or injury which may arise therefrom. All rights reserved. © Silver Digest No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, photocopying, electronic, mechanical or otherwise without the prior written permission of the copyright owners.

12

SILVER DIGEST // SPRING 2019

Upfront …

STAY HERE: CAPE TOWN’S NEWLY OPENED LABOTESSA HOTEL With one foot in the past and

focus is on old-world elegance

one firmly in the future, the

with all the bells and whistles

understatedly glamorous hotel

of contemporary hotel living.

Labotessa makes a strong case

Hoteliers Jan Fourie and Johan

for personal luxury experiences.

du Plessis were inspired by the

The brand-new hotel, which

beautiful circa 1700s building

opened in Cape Town in August,

when conceiving the look, feel

harmoniously blends history and

and attitude of the hotel. They

forward-thinking modern hotel

drew on its heritage when creating

trends to combine the best of all

the interior, while at the same

worlds. An intimate establishment

time remaining cognisant of the

made up of six luxury Signature

need to cater to a very discerning

suites and one grand penthouse

type of traveller, expectant of

boasting three bedrooms, its

every amenity.

WHERE TO GO, WHAT TO READ, BUY AND DRINK

SUPPORT THIS: DIG60: THE MOVEMENT FOR LONGEVITY THROUGH DIGNITY Relate Bracelets has launched the DIG60 campaign in partnership with Ikamva Lababtu as the start of a campaign for sustainable change and dignity for South Africa's vulnerable older populations, while finding solutions that uplift the country's most desperate older people and affording dignity in old age. www.relate.org.za

14

SILVER DIGEST // SPRING 2019

KINGJAMES 48536

Turns out offshore really is the future.

There’s never been a better time to be an investor.

www.sanlaminvestments.com Right now food is growing inside farms built on the ocean floor. It’s these alternative systems of agriculture, dedicated to areas where the environment makes plant growth extremely difficult, that promise yields which could be almost as satisfying to investors as they are to farmers. To find out how our innovative investment portfolios are taking advantage of the world we live in, visit www.sanlaminvestments.com.

UPFRONT

DRINK THIS: HAUTE CABRIÈRE’S PINOT NOIR ROSÉ Franschhoek-based winery Haute Cabrière has launched its maiden Pinot Noir Rosé just in time for the upcoming summer season. Haute Cabrière has been specialising in wines produced from the Chardonnay and Pinot Noir grape varietals since the brand’s inception in the early 1990s. “We are very passionate about Pinot Noir and this year’s harvest has resulted in the creation of this fabulous addition to the Haute Cabrière portfolio,” says secondgeneration Cellar Master Takuan von Arnim about the Pinot Noir Rosé. Grapes were harvested

SIP FROM THIS: NGWENYA GLASS

“normal” tableware, but

with full-fruit in mind, so one

in designing unique and

can expect an elegant, dry rosé

Ngwenya Glass products

funky glassware that

on the palate, with strawberries

are all handmade using

adds to any experience.

and rose petals on the nose. This

100% recycled glass – old

We love the fun Nelson

rosé is best served chilled, pairs

jam jars, soft drink and

tumblers being used for

particularly well with salmon,

wine bottles collected

G&Ts (they could be used

oysters and sushi, or simply on

from all over Swaziland.

for whisky as well) and

its own – it is the perfect addition

They pride themselves

the off-centre stem wine

to lunch on a glorious summer

on not only producing

glasses with wine cooler.

afternoon. Haute Cabrière Pinot Noir Rosé 2019 retails at R79.

READ THIS: THE TESTAMENTS BY MARGARET ATWOOD Margaret Atwood’s dystopian masterpiece, The Handmaid’s Tale, has become a modern classic – and now she brings the iconic story to a dramatic conclusion in this riveting sequel. More than 15 years after the events of The Handmaid’s Tale, the theocratic regime of the Republic of Gilead maintains its grip on power, but there are signs it is beginning to rot from within. At this crucial moment, the lives of three radically different women converge, with potentially explosive results. Two have grown up as part of the first generation to come of age in the new order.

The testimonies of these two young women are joined by a third voice: a woman who wields power through the ruthless accumulation and deployment of secrets. As Atwood unfolds The Testaments, she opens up the innermost workings of Gilead as each woman is forced to come to terms with who she is, and how far she will go for what she believes.

16

SILVER DIGEST // SPRING 2019

EVERY DETAIL MAKES AN MSC CRUISE NOT JUST ANY CRUISE. Every detail on an MSC Cruise makes you live a unique experience.

Like every piece of music selected and performed by our talented professional pianists, awakening the senses and emotions throughout the day.

This is just one of many entertainment experiences we offer night and day.

Another meticulously crafted touch of class developed with you in mind.

NOT JUST ANY CRUISE ms ccru is es .co .z a

18

Travel …

SILVER DIGEST // SPRING 2019

Fas

I N T E R N AT I O N A L

cinating JORDAN AND PETRA

BY JUDY VOS

T

he Hashemite Kingdom of Jordan is a sovereign Arab state in western Asia, on the East Bank of

the Jordan River. The Dead Sea lies along its western borders and the country has a small shoreline on the Red Sea in its extreme southwest, but is otherwise landlocked. Jordan is strategically located at the crossroads of Asia, Africa and Europe.

Jordan is spectacular, safe, uncrowded and friendly, a totally underrated destination with some of the oldest cities on earth where people have been living for more than 6 500 years. A visit to Jordan is an experience far beyond expectations, which will reveal ancient history, stunning landscapes and great diversity.

The ancient city of Jerash, 6 500 years old, is one of the best-preserved Roman cities in the world. Truly breath-taking are the public squares and baths, paved streets lined with pillars, grand temples and a hippodrome where gladiators fought. The locals enjoy putting on a show of chariot races for visitors.

And then there is Petra, the iconic lost pink city, one of the new Seven Wonders of the World. Because of its position at the ancient crossroads linking southern Arabia, China and India with Rome, Egypt, Syria and Greece, Petra’s trade in silk and spice made it rich and powerful.

Nothing prepares you for your first sighting of Petra. Its huge facades carved into the rocks take the breath away around each corner. It is a vast, unique city, carved into the sheer rockface by the Nabataeans, an industrious Arab people

The stunning view of Ad Deir, the Monastery of Petra

who settled there more than 2 000 years ago. (Herod’s wife was a Nabataean.)

Sometimes the towering walls of the narrow canyon are so high you can hardly see the sky.

Continued …

WWW.SILVERDIGEST.CO.ZA

19

T R AV E L The new downtown of Amman abdali area Jordan Amman city

Beautiful ancient rocks forming a gorge in Petra

At the entrance to the city you pass through Al Khazneh, the

northern Jordan.

The desert

40m high “Treasury” – which is

castles were

actually a tomb, beyond which you

built in the

are surrounded on both sides by

north-eastern

hundreds of Petra’s carved and

desert as

built structures, soaring temples,

hunting and

elaborate royal tombs, a curved

pleasure palaces

originally built

Nabatean theatre (seating 3 000

by the Umayyad

on seven hills, is

people), large and small houses,

caliphs in the eighth

burial chambers, banquet halls,

century: Kharraneh

water channels and reservoirs,

Castle, the bathing castle

baths, monumental staircases,

Amra with its beautiful murals, and

cultic installations, arched gates,

the castle Azraq in the oasis of the

public buildings and paved streets.

same name.

Plan to spend at least two

Um Qeis, the ancient Gadara,

Amman itself,

fascinating to explore, including the Citadel, the Roman Theatre and Antique theatre in ancient Roman city of Jerash

the Archaeological and Folklore Museums. The citadel, on one of the highest hills, offers a splendid view of the old city.

nights at Petra and treat yourself

lies on a hill overlooking the sea of

While in Jordan, a desert

to “Petra by Night” – an evening

Galilee and the Golan Heights. This

experience is mandatory. Wadi

with candlelight and music. But

is the Biblical place where Jesus

Rum or Moon Valley, described

even a week or a month is not

exorcised demons from a man and

by Lawrence of Arabia as “vast,

enough time to see all the riches of

sent them into a herd of pigs. Here

echoing and God-like”, is one of the

this incredible ancient city where

are archaeological findings of a

most beautiful deserts in the world.

archaeologists are still uncovering

theatre, as well as ancient ruins

Veteran jeeps take visitors into

amazing new finds.

of churches and graves. From

its immense interior, where huge

here, a drive through the always

sandstone mountains are scattered

one of the oldest cities in the world

green Jordan valley brings you

on the horizon. The endless

– so old it was mentioned in the

to Pella, one of the most ancient

colourful sand plains demand to be

Bible as Rabath Ammon. Amman

sites in Jordan and a favourite of

photographed.

is an ideal place from which to

archaeologists, being exceptionally

explore the surrounding areas of

rich in antiquities.

Amman, the capital of Jordan, is

20

SILVER DIGEST // SPRING 2019

And there is still more to be experienced in Jordan:

I N T E R N AT I O N A L

“

Jordan exceeds expectations. Go there and experience its incredible history, its stark beauty, its friendly people and its delicious food.

– Kate Turkington, South Africa’s well-known world traveller, travel writer and broadcaster.

”

• Mount Nebo, the burial place of Moses, offers spectacular views • Bethany, where Jesus was baptised

by John the Baptist in the River Jordan • Aqaba, the only sea city in Jordan, offers scuba diving and snorkelling, fascinating souks and private beaches in certain hotels • The Dead Sea: cover yourself in mud and feel years younger. • Custom Touring, specialists in exclusive senior touring, escorted groups and private travel, is hosting an 11-day exclusive small group escorted tour to Fascinating Jordan & Petra from 5 to 15 June 2020. To find out more and secure your booking, go to www.customtouring.com WWW.SILVERDIGEST.CO.ZA CustomTouring_VHalfPgAdvert_SilverDigest_Sep19_PR.indd 1

21 2019/09/03 19:04

T R AV E L

ROVOS RAIL TURNS

30

L

uxury locomotive Rovos

about hospitality.

local politics and

Rail is 30 years old. Rovos

In my naivety, I

how it affects his

Rail offers journeys ranging

believed what we

business on a

from 48 hours to 15 days, offering

were offering was so

weekly basis but, in

eight trips around Southern

unique that tickets

Africa with more trains that can

would sell easily. Boy,

accommodate 72 passengers. The

was I mistaken.”

newest route, Trail of Two Oceans,

It took a decade for the

short, “The railway infrastructure on which we are 100% reliant needs attention

which departed for its maiden

company to break even. “We

voyage in July this year, follows

managed to sidestep bankruptcy

efficiently. We have procured

the east-to-west copper trail from

more than once,” says Vos.

our own electric and diesel

Dar es Salaam to Lobito in Angola.

“Our new route coincides nicely

When Rovos Rail did eventually

to enable our services to run

locomotives so that one day we

start making some headway, the

may become independent of

with our 30th birthday. I’d like

company – like many others – was

Transnet in this department.

to say it was planned but I can’t

impacted by events such as a

Our goal is to be as self-reliant as

take credit for the serendipitous

volcanic ash cloud, airline strikes,

possible,” says Vos.

timing,” says Rohan Vos, owner

the Ebola outbreak and a crippling

and CEO of Rovos Rail Tours.

global recession.

Asked if he ever thought

“It’s certainly been a

The business now employs 440 staff members at Rovos Rail Station, the impressive private

Rovos Rail would progress this

challenging and interesting ride,”

railway station and headquarters

far, Vos responds, “Not at all.

he says with a smile.

in Pretoria. “We also have our own

We lost so much money in the early days and we knew nothing

22

SILVER DIGEST // SPRING 2019

There is a great deal that Vos would like to say about

little museum that pays homage to our 30 years of operation and also

LOCAL

South Africa’s railway history,” says Vos. A sixth train set is in production, with completion aimed for December 2019. This means that the company will be able to have five Rovos Rail trains out at once on any of the eight journeys it offers along with Shongololo Express, which was purchased and renovated in 2016, running on one of its three trips.

What’s next for Rovos Rail?

“Consolidation,” says Vos. “Once we’ve launched our sixth train, we need to focus on maintaining all the coaches, training staff and persevering in our pursuit to be independent,” he adds.

“Our daughters are also actively involved in the business and I imagine there will be significant change over the next few years as they work with me to propel us forward.” •

Rovos Rail is running a 30 YEARS – 30% OFF promotion on selected departures from May to December 2019. See www.rovos.com for more information.

WWW.SILVERDIGEST.CO.ZA

23

T R AV E L

SINGITA

Malilangwe House CELEBRATES A STRIKING NEW LOOK

S

et in the private, remote

offering the ultimate in outdoor

Malilangwe Wildlife Reserve

living. Surrounded by magnificent

in southeast Zimbabwe,

boulders and ancient fig trees,

the newly redesigned Singita

the villa allows guests to immerse

Malilangwe House is perched on

themselves in the tones and

a rocky outcrop with spectacular

textures of the reserve’s dramatic

views of the dam below. Located

landscape.

alongside Singita Pamushana

Transforming the former

Lodge, this sole-use five-bedroom

master bedroom into a double-

villa, which reopened in July 2019,

volume space, the redesign also

takes its design and architectural

includes the addition of a large

cues from nature and local

automated panel of frameless

Shangaan culture.

glass, which drops away for an

Spacious interiors are connected, flowing seamlessly to

indoor/outdoor shower experience with unsurpassed views.

a raised outside dining platform and stylish interactive kitchen – and onto oversized decks

24

SILVER DIGEST // SPRING 2019

Continued …

LOCAL

WWW.SILVERDIGEST.CO.ZA

25

T R AV E L

LOCAL

An expansive rim-flow pool on the main deck is positioned on the extreme edge of the villa’s cliffside setting – maximising views and creating a visual connection with Malilangwe Dam. Each of the five luxurious suites also features its own private deck. This tranquil home was designed to provide families or small groups

conserved by Singita’s non-profit partner, The Malilangwe

the relaxed freedom

Trust. Bordering

to create days

Gonarezhou

on safari any way they

extraordinary lodges designed for privacy and flexibility for families and groups to connect in iconic wildlife locations. Itineraries,

National Park,

activities and meals are tailored

it boasts an

as guests set the rhythm of their

wish, with

exciting

safari vacation according to

a dedicated

diversity

their interests. •

chef,

of wildlife.

butler, and

Home

private game

to one of

vehicle with

the highest

experienced

concentrations of endangered

field guide catering to their every need.

All elements chosen by

black rhino in Zimbabwe, as well as healthy

leading design team of Cécile

populations of elephant, cheetah,

& Boyd and GAPP Architects

wild dog, lion, leopard and

are sympathetic to the original

abundant birdlife, the reserve

essence of the villa, which drew

is a game-viewing paradise.

inspiration from the rich tribal

More than a traditional safari,

heritage of Ancient Zimbabwe. An

guests can immerse themselves

emphasis was placed on creating

in wellness experiences and fill

fluid transitions between in- and

days with fishing, sundowner

outdoor areas, which enhances the

cruises on Malilangwe Dam,

entire guest experience. The décor

in-room yoga and massages,

conveys refined luxury with rich

stargazing, wine tasting,

textures, geometric patterns, tile

community visits, bush walks

inlays, hammered brass and woven

and visits to ancient rock art

leather in tones of deep olive, tan,

sites. The virtually untouched

black and white, create a striking

Zimbabwean wilderness makes

backdrop for contemporary African

for an idyllic long-stay safari

artefacts, in keeping with the

for families.

nearby Singita Pamushana Lodge.

The private 130 000-acre Malilangwe Wildlife Reserve is

26

SILVER DIGEST // SPRING 2019

This exclusive-use retreat forms part of Singita’s Private Villa Collection, a series of seven

ADVERTORIAL

CELEBRATING YEARS OF NURTURING NATURE

20

2019 marks 20 years of CapeNature nurturing the Western Cape’s biodiversity. Dr Razeena Omar shares the organisation’s mandate and its role in tourism, public education and women empowerment.

Q. THIS YEAR MARKS A SPECIAL COMMEMORATION IN THAT CAPENATURE CELEBRATES 20 YEARS OF EXISTENCE. TELL US ABOUT THE ORGANISATION’S MANDATE.

of plant diversity, as 70% of the plant species don’t grow anywhere else in the world. CapeNature is mandated with the important responsibility to manage, conserve and promote these natural and heritage assets.

also some challenges. We’ve built a credible brand to conserve the unique biodiversity of the Western Cape, which includes the Cape Floral Region that was declared a World Heritage Site (WHS) by the United Nations Educational, Scientific and Cultural Organisation in 2004. WHS aims to protect areas of outstanding natural, historical and cultural value. The Cape Floral Region is one of the world’s most unique regions in terms

28

SILVER DIGEST // SPRING 2019

biodiversity; in providing the public with pristine nature escapes; and in significantly impacting positively on the socio-economic status of many families through job-creation opportunities. Although our mandate is to conserve, we recognise that the environment offers opportunity for sustainable livelihoods. One of the success stories is the good relationship CapeNature fosters with

The two decades were abounding with exceptional successes, but

the Western Cape’s unique

Q. HOW WOULD YOU DESCRIBE CAPENATURE’S EFFECTIVENESS IN FULFILLING ITS ROLE OVER THE PAST 20 YEARS? The entity has maintained an astounding expansion of the protected estate through various means, especially through encouraging private land owners living on biodiversity-worthy land

communities adjacent to its protected areas, where local communities harvest plant material in a sustainable manner for their benefit.

Q. THE WESTERN CAPE IS ONE OF THE WORLD’S MOST BEAUTIFUL – IF NOT THE MOST BEAUTIFUL – COASTAL DESTINATION. HOW IMPORTANT IS BIODIVERSITY CONSERVATION, AND HOW DOES IT FEED INTO TOURISM IN THE PROVINCE? The Cape Floral Kingdom is one of

to conserve and manage their

six floral kingdoms in the world,

land in a sustainable manner. We

and is literally found nowhere else

have also excelled in guarding

on the planet. This magnifies our

Q. HOW DO YOU INTEND TO ENSURE THAT THE GENERAL PUBLIC REMAINS EDUCATED ON THE IMPORTANCE OF CARING FOR NATURE? A multipronged approach is key. While educating our children, who are the next generation, to better understand that the need to respect and care for the environment is crucial, it is also important to ensure that we factor the protection of the planet into policies, planning and implementation of all decisions we make. enormous responsibility to ensure the conservation of this unique floral kingdom, other associated lifeforms and the cultural heritage associated with this unique landscape. However, careful management of our natural assets present opportunities for tourism to contribute to the economy and create work opportunities for rural communities living around our nature reserves. Over the past five years, the implementation of an eco-tourism infrastructure programme created many SMME and job-creation opportunities, thus growing our revenue to augment our funding for our

Q. NATURE CONSERVATION IS A MALE-DOMINATED FIELD. WHAT ARE YOUR VIEWS ON THE EMPOWERMENT OF WOMEN IN THIS FIELD?

Q. DO YOU HAVE ANY FUTURE PROSPECTS FOR YOURSELF AND CAPENATURE?

International conventions such

the Board renewed my contract

as the Convention on Biological

for another five years. The entity

Diversity (CBD) recommend that

is in the process of concluding a

authorities consult and include

major restructuring of the way we

women in policy development,

operate, to ensure our readiness

and encourage the participation

to protect and conserve our

I have a passion for conservation

of women in conservation

environment for resilience and

and environmental work. In

initiatives at all levels. It is evident

sustainability for the next 20 years.

2003, I received a gold medal

from the work we do in the

I encourage members of the public

from WESSA for my contribution

landscape that women often have

to visit the CapeNature reserves

in the field of environmental

less access to natural resources

and to follow our journey as we

education. This award came

than men and are less involved

commemorate 20 years throughout

very unexpectedly. I guess that

in decision-making initiatives.

recognition of one’s contribution

These gender inequalities restrict

towards the work that you enjoy

the economic independence of

and Instagram) and pay a visit to

doing is always heartening

women, keeping them poverty

our website www.capenature.co.za

and affirming, especially in a

stricken, and undermines

as we continue to nurture nature,

leadership position.

sustainable development.

together. •

conservation endeavours.

Q. IN 2016, THE WILDLIFE & ENVIRONMENT SOCIETY OF SA (WESSA) AWARDED YOU THEIR LIFETIME CONSERVATION ACHIEVER AWARD. WHAT DID THIS ACCOLADE MEAN TO YOU AS LEADER OF CAPENATURE?

I concluded a full term of five years at the helm of CapeNature, and

2019 with various activities. Find us Cape Sugarbird

on social media (Facebook, Twitter

WWW.SILVERDIGEST.CO.ZA

29

Interview …

WHEN YOU HAVE A HEART ATTACK, YOU SEE THE FACE OF DEATH A

ntonio Banderas suffered a

stories. Everything else, like the

Jacinta – an interpretation of

heart attack two years ago.

car that I was going to buy, goes

Almodóvar’s mother in her

The Spanish actor says

out the window. It’s like, ‘I don’t

younger days. Banderas also

the major health scare has had a

need a new car!’”

profound effect on his life.

He recounts, “I remember having

stars later this year alongside

Banderas was at the

Meryl Streep and Gary Oldman in

recent Cannes Film

Steven Soderbergh’s new movie

Festival 2019 for the

The Laundromat.

Here, Antonio talks about

the heart attack and

premiere of his latest

thinking, ‘Really?

film Pain and Glory.

his latest projects, his first

I’m going to finish

The movie marks

encounter with fellow Spaniard

like this?’ And when

the eighth time that

Pedro Almodóvar and what it

I got out of there, I

Banderas has worked

was like to play a version of the

said, ‘Ah no, I have to

with director Pedro

really, really go for the

Almodóvar. Pain and

important things.’

Glory traces the decline

“And the really important things are my daughter, my friends and my profession, what I love to do, which is acting and telling

30

SILVER DIGEST // SPRING 2019

of a celebrated film director Actors Stella Banderas and Antonio Banderas in Hollywood, California, for the Centerpiece Gala Premiere of Alcon Entertainment's The 33 on November 9, 2015

great director on screen. He also talks about his recent TV role playing Pablo Picasso in Genius, his relationship to Malaga, the

[played by Banderas] and is

hometown that they both share,

loosely based on Almodóvar’s

and how he is investing in young

own life. Penelope Cruz plays

actors in his city.

PHOTOS: MICHAEL KOVAC/GETTY IMAGES FOR AFI AND PAUL SMITH / FEATUREFLASH

BY JASON ADAMS/HOTFEATURES

A N TO N I O B A N D E R A S

SO ANTONIO, YOU’VE HAD AN INCREDIBLE CAREER SO FAR AND IN THE FILM YOUR CHARACTER SAYS, ‘WITHOUT FILM, MY LIFE IS MEANINGLESS’ – CAN YOU RELATE TO THAT? ANTONIO BANDERAS: Every day more and more. Yes. When you get to my age you will understand [laughs]. But at this moment in life there is only space for the truth.

Especially if you’ve had a heart attack, you see the face of death very close to you, and you say, ‘Oh my god, this is it?’ I remember having the heart attack and thinking, ‘Really? I’m going to finish like this?’ And when I got out of there, I said, ‘Ah no, I have to really, really go for the important things.’

DO YOU NEED TO HAVE A HEART ATTACK TO LEARN SOMETHING LIKE THIS? AB: I suppose not everybody.

There are people who are way, way more intelligent than me.

PAIN AND GLORY IS BASED LOOSELY ON PEDRO’S LIFE – DID HE TALK TO YOU ABOUT THE DELICATE ISSUES? AB: Well, the first conversation we had before he sent me the script was, ‘I’m going to send you something that I have written that is filled with many references that you know.’ So many of the characters that are in the movie are characters that I have met.

Continued …

Antonio Bandera & Nicole Kimpel on 25 May 2019 at the Closing Gala premiere of the 72nd Festival de Cannes

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31

INTERVIEW

A N TO N I O B A N D E R A S

There is one character, Alberto, who is like a Frankenstein made

Antonio Banderas and Pedro AlmodÓvar at the 2011 AFI FEST Special Screening of Law of Desire, Chinese Theater, Hollywood

of many different actors, even actresses. I can even see some lines there that are mine [laughs]. So it’s a fiction that is more real than the reality, in a way. The movie is filled with those things that Pedro Almodóvar wanted to say and

PHOTOS: SHUTTERSTOCK

never said.

AND YOU WERE NEVER AFRAID THAT THIS WOULD BECOME TOO PERSONAL? AB: Every movie that Almodóvar has done has been very personal but this one even more so, yes.

Absolutely. I mean it was clear, he didn’t hide anything. When I arrived

others, ‘Who is this guy?’ And they

I read it and I called him the next

at the set on the first day, we started

said, ‘His name is Pedro Almodóvar

day and said, ‘Hey, I’m in.’ [laughs]

rehearsing and we went to do the

and he made one movie, but he will

camera test and he started showing

never do another one.’ [laughs]

me the colours that I will be wearing. And I saw the set and it’s an exact replica of his house.

CAN YOU REMEMBER THE FIRST TIME YOU MET PEDRO? AB: Yes. It was in Madrid. I was in a coffee shop outside of the National Theatre,

“

Every movie that Almodóvar has done has been very personal but this one even more so

where I was working at that time. And I was with some friends

”

AND THEN WHAT HAPPENED? HE CAME BACK TO YOU LATER ON, OF COURSE?

DO YOU REMEMBER THE FIRST TIME YOU FELL IN LOVE WITH CINEMA, AS A KID? AB: No. For me it was theatre. My father and mother were theatre aficionados and the theatre, for me, is a special thing. It’s

AB: A month after he

like a wonderful woman who

came to the theatre, with

loved me and I left her behind,

Cecilia Roth, somebody

incomprehensibly. But yeah,

said, ‘This young director

theatre was my first love. When

Pedro Almodóvar is in

I was a little kid, I just loved the

the audience’ before

ritual of going to a place where

the performance. I said,

a bunch of people tell a story to

‘Okay.’ So we did the

another bunch of people. I thought

performance and I was

it was such an act of civilisation. It

in my dressing room

was unbelievable to me. So at some

and Pedro came and said, ‘Hey,

point, very, very young, I started

came with a red briefcase and he

have you done any movies?’ I said,

being really uncomfortable in the

sat down. I don’t remember what

‘No.’ He said, ‘Do you want to do a

theatre and I didn’t know why. And

he said but he was very funny and

movie?’ And I said, ‘Sure.’ And he

the reason is that I wanted to be

ingenious. And suddenly he stood

just threw me a script and said,

there and not here. I didn’t realise

up and he looked at me and he

‘Read this character called Sadec

this at the beginning but there was

says, ‘You should do movies.’ I said,

[Labyrinth of Passion] and if you like

a moment where I said, ‘I have to

‘Okay.’ So he left and I asked the

it, you’re in.’ I said, ‘Wow, okay.’ So

do this.’ And I then did.

there, other actors, and this guy

32

SILVER DIGEST // SPRING 2019

Continued …

INTERVIEW

ONE OF THE THEMES OF PAIN AND GLORY IS RECONCILIATION – CAN YOU TALK A BIT ABOUT THAT? AB: I think that’s where the movie touched the hearts of people, because we all have our own circles that are incomplete in our life. And the movie goes to family, father, boyfriend, actors – and he starts closing those circles and that’s really important. When something is so personal it can become so universal. Actually, it’s very interesting because I think we all have backpacks filled with pain and glory. And so everybody, even

ARE YOU GOING TO DO MORE DIRECTING?

position.’ You have to imagine this

ARE YOU ALSO IN RECONCILIATION MODE IN YOUR OWN LIFE? YOU SEEM TO BE CONNECTING MORE WITH YOUR HOME TOWN OF MALAGA AND ARE BUILDING A MUSICAL THEATRE THERE?

from the point of view of somebody

AB: In a way, yes. It has to do

at the same time. And I chose

if it’s not the same story, connects with some of those things. How many people, for example, wanted to say to their mothers, ‘I’m sorry that I am different, mum, and I’m sorry because I put you in a bad

like Pedro in the ‘60s, in a dictatorship, in a little village in the middle of La Mancha, where everybody knows everybody and suddenly homosexuality is playing a role there – that is punishing to the family. It was not easy at that time.

There are many people

“

Picasso was continuously searching, until the day he died experimenting

who relate to being different in a society that has been punishing people for being

”

AB: Yeah, I am writing. I’ve directed two movies and they were basically novels, and the same novelist wrote the script.

I have three or four things going

more with what we

the most perfect, romantic

were talking about

way to ruin myself – buying a

before – going for the

theatre. I didn’t have any idea

truth. I love to see

how complex the thing was.

young people getting

Even just to reconstruct it – not

on the stage and having

even reconstruct, it’s almost like

more opportunities in

building it. So if you see me in the

my home town than

next two years doing any stupid

I had. It gives me a

movies, it’s to pay for the theatre.

strange satisfaction that I cannot explain.

To see them getting on the stage, doing things, progressing, having opportunities. Because

THIS IS THE EIGHTH FILM YOU HAD DONE WITH PEDRO – CAN YOU TALK US THROUGH THE MOST IMPORTANT ONES FOR YOU?

different for many years. In fact,

I believe very much that we have a

AB: Law of Desire, Tie Me Up! Tie

there are many countries still

lot of talent in the country. So, if I

Me Down!, maybe also Women on

in today’s world where they are

can give them platforms to shine,

the Verge…. Law of Desire because

punishing that behaviour, crazily.

I think it is important and makes

it was not only challenging the

So people can relate to this.

me feel very good.

rules of cinema and narrative in

34

SILVER DIGEST // SPRING 2019

PHOTOS: CARLOS ALVAREZ/GETTY IMAGES, TASOS KATOPODIS/WIREIMAGE

A N TO N I O B A N D E R A S Antonio Banderas attends Genius Picasso photocall at Palace Hotel on 28 March 2018 in Madrid, Spain

our country at the time, 1985, but

Everybody was just talking about

shows Picasso at the age of 82

defining the rules of morality. It

this, ‘Pedro Almodóvar – how

until his death, I was picked up

was an interesting, very simple

dare he!’ You know, in a Catholic

at 2am and in make-up at 3am

reflection. I remember my

country. So that movie opened

to be ready at 8.35, five-and-

character kills a guy in one of the

closed minds. I remember having

a-half hours later. And then I

scenes and that was okay. People

an actor with me on the second

had to work for 10 hours with

didn’t say anything about that –

movie that I directed in Spain

make-up that doesn’t allow my

but kissing another person of the

and he said to me, ‘Antonio, the

face to breathe. And I continued

same sex! It’s more punishable

night I saw that movie, I went

day after day with no sleep. But

from a morality point of view than

home and I took my mother and

I learned so much from Picasso.

killing. So that simple reflection

my father and I sat them on the

Picasso was, ‘I’ve done this.

opened a whole entire thing in

sofa and I confessed to them that

Next.’ So he was continuously

my country in the ‘80s.

I was homosexual.’ And I know

searching, until the day he

many people who had seen the

died experimenting.

movie who took a step ahead and revealed who they were, in a natural way.

ARE THERE ANY OTHER SPANISH ICONS YOU WOULD LIKE TO PLAY?

AND THE OTHERS?

AB: I would have loved to have

AB: Women on the

played Federico García Lorca.

Verge... was the

Because he’s Andalusian,

first movie that

probably the best Spanish poet

really connected

and dramatist ever. But I am too

with mainstream

old for that.

audiences. My people thought

WHAT ELSE HAVE YOU BEEN WORKING ON?

it was funny and

AB: I just did a movie with Steven

Almodóvar was

Soderbergh about the Panama

finally normal!

Papers [The Laundromat], which is

mother and

actually a satire, funny and weird.

YOU RECENTLY STARRED AS PICASSO IN TV SERIES GENIUS – HOW WAS THAT?

FINALLY, WHAT IS YOUR MOST PRECIOUS POSSESSION?

AB: It was a physically

‘My body is a cathedral.’ You have

hard shoot. Because it

to maintain it. •

AB: Me, myself. Like Pedro says,

Gary Oldman, Meryl Streep, and Antonio Banderas attend The Laundromat premiere during the 2019 Toronto International Film Festival at Princess of Wales Theatre on 9 September 2019 in Toronto, Canada

WWW.SILVERDIGEST.CO.ZA

35

Money …

THE REAL COSTS OF DERISKING WHEN YOU RETIRE

T

he sad truth in South

assets (cash and bonds); but these

have generally produced a real

Africa is that many people

assets will not provide them with

return of around 5% per year.

face a high risk of running

sufficient inflation-beating returns

For investors who haven’t saved

throughout their retirement.

enough for retirement, these

out of money in retirement.

However, what most people don’t realise is that, ironically, what is increasing their risk of running

Over the past 40 years,

potentially higher returns, plus

bonds and cash have

the extra years spent in growth

historically delivered real returns of 2.9% and 2.0%

assets, can both play a crucial role in extending the longevity of their retirement income. This is

out of money

respectively per

particularly important these days

in retirement

year. Meanwhile,

given people’s longer life spans,

is their fear of

equities have

where you can easily spend 30-

losing money,

outperformed

plus years in retirement.

which is driving

inflation by

them to invest more conservatively when they reach retirement. Here we examine the true costs of

7.2% per year over the same period. Combining these assets in a typical ‘balanced’ portfolio of

To illustrate this point, Graph 1 shows the length of time your money would last if you de-risked your investment from a typical balanced portfolio earning a real 5% p.a. to a cash portfolio earning

investing conservatively after you

around 25% in fixed income and

a real 2% p.a. when you retire at

retire.

75% in equities and property

age 60, compared to remaining

The premise of this strategy is to de-risk your portfolio at (or even before) retirement, in order to avoid any big losses. Investors choose less volatile fixed-income assets (such as cash and bonds) as they move into retirement in order to minimise volatility or their risk of capital loss over the short term.

One of the major drawbacks of this approach is that it limits your investment’s growth potential exactly at the time when your retirement capital is typically at its highest-ever value. By design, at retirement clients are choosing what they believe are low-risk

36

SILVER DIGEST //SPRING 2019

MONEY

invested in a balanced fund

staying exposed to equity and

retirement pot further into your

throughout your life. We can see

listed property can dramatically

retired years. Of course, you will

that your investment value of

reduce the probability of outliving

experience more ups and downs

around R10m at age 60 lasts to

your money.

in your investment value, and

age 79 as you withdraw an income

In conclusion, if you’ve saved

your reaction to this needs to be

while earning only a real 2%

enough to retire comfortably

managed carefully, hopefully with

return (shown by the light grey

and you’re more concerned

the help of a financial adviser.

area). However, by continuing to

about reducing volatility, then a

However, if you save some of the

earn a 5% real return (depicted

conservative approach might be a

higher returns from good months

by the darker grey-green area),

viable option for you. However, if

to make up for the lower returns

you build up much more value

you haven’t saved enough and are

from bad months, this could go a

in your retirement pot over the

concerned about outliving your

long way towards overcoming the

years, and it lasts to age 90, or 11

retirement savings, you should

fear of volatility. •

years longer, while still drawing

seriously consider holding more

the same income. Put differently,

growth assets to help build that

First published in MoneyMarketing, August 2019

RETIREMENT: WORKING WITH WHAT YOU’VE GOT

D

iscussions around

stage in your life when you start

retirement typically

drawing retirement income

revolve around having the

from your portfolio. But one of

required funds to live comfortably

the key concerns for any person

once a person stops working. This

approaching retirement is whether

‘income for retirement’ is what

there is enough saved, especially

most of us save up for during the

given how life expectancy has

bulk of our lives.

increased over the years.

But what happens when

So, instead of spending 10 or

it comes time to decumulate

15 years in retirement, this could

that wealth?

easily translate to 20 or 25 years.

Arthur Case, Brand

This puts an enormous amount of

Marketing Director at Evergreen

pressure to ensure people’s funds

Retirement Holdings, believes

still work for them when they are

more must be done to highlight

no longer able or inclined to.

investment strategies around this critical aspect.

Decumulation refers to the

“Of course, this is not only a challenge in South Africa but Continued …

WWW.SILVERDIGEST.CO.ZA

37

MONEY

globally as well. Many who fall

questions that will fundamentally

into the baby boomer generation

impact the rest of their lives.

model, once an estate has been

category still think they will be

Things like whether they want to

built, the developer packs up

able to pull a rabbit out of their

live in the same home or look at

and goes on to the new project.

hat during the last few years of

downsizing to an apartment, or

However, in the case of life rights,

their working life. With this being

perhaps residential or retirement

the developer continues to invest

unlikely, they need to wise up as to

estates, are all burning questions

in the village to keep it pristine.

how to work with the capital they do

they need to work through.”

have available,” says Case.

Perhaps the most concerning aspect is that financial advisors often disappear during the decumulation phase of one’s life. With advisors generously compensated for growing assets during the investment cycle, they don’t seem to be available

“

Too often, when

Financial advisors often disappear during the decumulation phase of one’s life

to offer advice when those funds start eroding or need to be spent on buying a retirement property.

“In fact, one of the most

”

In contrast, with the traditional

“So, the developer stays involved and provides all the

people are concerned

services and care required,

about their future, they

taking out most of the cost and

put their heads in the

risk involved in managing your

sand and hope it will

property. Going the traditional

miraculously work out

route sees the need to form a

for the best. Sadly, the

body corporate with residents as

reality does not always

members that need to manage

work that way.

everything themselves. Even if

When it comes to

they opt to get a professional firm

property, there are several

in to assist, the third party will

models to consider. On

rarely be as committed as a life

the one hand, there is the

rights developer to ensure the

traditional approach of

success of the village.”

buying a sectional title or a freehold

Furthermore, given the

property in a retirement village.

importance of a long-term

pertinent questions retirees are

On the other, is the increasingly

decumulation strategy, there are

asking themselves is where they

popular life rights model.

flexible pricing models available

are going to see out their twilight

“This sees a person buying the

when it comes to life rights.

years. The where and how they are

right to occupy a property for the

going to live become significant

rest of their life. Typically, this is

be to pay the purchase price for

done via a once-off payment with

the unit that is aligned to the

the original capital returning to

market value. However, if this

the estate of the life rights holder

is unaffordable, the developer

when they pass away. In other

can reduce the purchase price

words, the person has the security

and is then compensated by

of guaranteed lifetime occupation

reducing the capital paid back

of a property.”

at the end, so the person’s estate

One of the ways this is different

38

SILVER DIGEST //SPRING 2019

“The standard strategy would

might only get back 60% to 80%

to the traditional concept of buying

of the original capital. This is

property is that the developer of

certainly proving to be a boon

the estate stays involved even after

for people concerned about what

the building stops. It is all about

will happen to them during the

building a long-term relationship

decumulation stage of their lives,”

with residents.

he concludes. •

HERE FOR YOU, THERE FOR YOU PARTNER WITH TOP INTERNATIONAL INVESTMENT EXPERTS, HAND-PICKED FROM THE BEST, WORLDWIDE.

nedgroupinvestments.com UNIT TRUSTS | INTERNATIONAL | RETIREMENT FUNDS Rated SA’s Top Offshore Management Company for the past four years Nedgroup Collective Investments (RF) Proprietary Limited is an authorised Collective Investment Scheme Manager and the representative of Nedgroup Investments Funds PLC in terms of the Collective Investment Schemes Control Act. Collective Investments Schemes are generally medium- to long-term investments. The value of your investment may go down as well as up. Past performance is not necessarily a guide to future performance. Nedgroup Investments does not guarantee the performance of your investment and even if forecasts about the expected future performance are included you will carry the investment and market risk, which includes the possibility of losing capital. Our funds are traded at ruling prices and can engage in borrowing and scrip lending. Certain funds may be subject to currency fluctuations due to its international exposure. Nedgroup Investments has the right to close a fund to new investors in order to manage it more efficiently. A schedule of fees and charges and maximum commissions is available on request from Nedgroup Investments. Nedgroup Investments (Pty) Limited is the sponsor of three retirement funds that are registered in terms of the Pension Funds Act, 1956 (Act No. 24 of 1956)

MONEY

INVESTING OFFSHORE

I

nternational diversification

The performance of the rand

may be on top of your mind for

significantly impacts how investors

a multitude of reasons. Perhaps

perceive international investments.

you are tempted to increase your

The caveat to this argument is

retirement portfolio’s international

that too much offshore exposure

exposure due to current sentiment

can hurt your portfolio due to

towards the country, specific

inflation rates being much lower

currency expectations, or the

in international markets. South

recent disappointing returns from

African inflation is much higher

most local asset classes.

than the rest of the developed

It is, however, important to

world, which sets a significant

remember that having exposure to

hurdle for investors that want

foreign asset classes is not about

inflation-beating returns. For

timing. Instead, it is an allocation

instance, it is less relevant to get

that you should be making with

US dollar returns ahead of US

strategic (not temporary) reasons in

inflation when you are living in

mind. Moreover, there are specific

South Africa and require returns

considerations that are unique

ahead of SA inflation. This results

to those already in retirement.

in the unintended consequence

While it may be best to draw up a

of become too dependent on

comprehensive financial plan with

continued rand weakness.

a qualified financial adviser, we can offer the following general guidance to consider as part of your decisionmaking process.

REMEMBER THE CURRENCY IN WHICH YOU NEED TO FUND YOUR RETIREMENT INCOME You may have decided to spend

BE MINDFUL OF WHAT’S IN YOUR SHOPPING BASKET

the rest of your retirement years

investment is a balanced fund

in South Africa. This means you

where regulatory limits allow up to

Many items in your shopping

need to draw a rand-denominated

30% offshore exposure. In addition,

basket (from fuel to food to possibly

income from your living annuity

there are a multitude of JSE-listed

your biggest expense, healthcare)

portfolio over the long term. As

businesses that would make up part

are largely priced in foreign

the local currency can be volatile,

of your South African allocation,

currencies as the inputs are either

you should guard against having

but that are in fact truly global

commodities (with prices struck in

too much international exposure

businesses, such as Naspers, British

global markets), or heavily reliant

within your living annuity portfolio.

American Tobacco and Anheuser

on imported content. Having

Busch Inbev, to name a few. In the case of Coronation’s multi-asset

change in price of this part of your

YOU MAY ALREADY HAVE SUFFICIENT OFFSHORE EXPOSURE

future shopping basket. Episodes

As a retired investor, your

sufficient offshore exposure when

of currency weakness will more

retirement savings are likely to

you consider the total international

than likely remain a strong driver

be invested in a living annuity

exposure. Take the Coronation

of price increases into the future.

product of which the underlying

Capital Plus Fund (our flagship post-

adequate international exposure is a hedge against the long-term

40

SILVER DIGEST //SPRING 2019

funds aimed at post-retirement investors, you may already have

BY CHRISTO LINEVELDT, CORONATION FUND MANAGERS

IN RETIREMENT They also benefit from the full externalisation of your assets: not only are they benchmarked against global markets, they are also established and regulated outside of South Africa and denominated in hard currencies.

This means that when the time comes for the next generation to spend that investment, they’ll know exactly what it’s worth – no dependency on rand conversion.

Here, too, a multi-asset class fund may meet the needs of most investors. With single-asset class funds (such as a global equity fund), you take your own asset allocation responsibility.

The risk is that you may be tempted to switch into or out of an asset class at the wrong time.

In times of increased economic uncertainty, we think that most investors are better served by investing in a multi-asset class fund (such as a balanced retirement fund) as an example. The

surplus to your own retirement

fund) where the professional

fund has direct offshore exposure

funding requirements and

investment managers actively

to international assets of 26.5%,

that you want to leave to future

vary the exposure to different

however the total non-SA exposure

generations. Perhaps you want

assets on your behalf.

in the fund is 55.3%1 once you

to ensure financial comfort for

look through our domestic equity

your children on a different

international balanced funds,

component where a large portion of

continent or assist with funding

Coronation Global Managed and

our holdings’ economic exposure is

of a grandchild’s international

Coronation Global Capital Plus,

outside of South Africa.

education. If this sounds like

which meet different investor

you, then consider investing in

needs. We also offer these funds

DISCRETIONARY MONEY (OUTSIDE OF YOUR RETIREMENT FUND) CAN BE INVESTED OFFSHORE

a hard currency-denominated

in rand-denominated versions. •

and foreign domiciled

1

You may have discretionary

selected from all global markets

money outside of your living

and are managed to serve your

annuity that you regard as

needs in foreign currency terms.

Coronation offers two

Figures as at 31 July 2019

international fund.

These funds hold assets

To find out more about investing offshore, visit www.coronation.com or speak to your financial adviser.

For more information about the funds mentioned, download the comprehensive factsheets from their website.

WWW.SILVERDIGEST.CO.ZA

41

MONEY

EIGHT QUESTIONS ABOUT DEATH AND TAXES T

2

4

WHAT IS ESTATE DUTY?

here are two things we

can be certain of: death

WHAT DEDUCTIONS ARE ALLOWED?

Estate Duty is a tax paid on the

and taxes. In South Africa,

like in most countries, those

‘dutiable estate’ of a deceased

Allowable deductions that

individual. It is charged at a

two go together in the form of

influence Estate Duty calculations

rate of 20% on the first

inheritance taxes. These are taxes that the deceased estate has to

include debts, funeral and death-

R30m of the dutiable estate,

bed expenses, administration

and 25% on anything

pay, in addition to the personal

above R30m. The

tax of the deceased person for

dutiable estate

their final tax year.

comprises all

The personal tax is levied on

costs, property transferred to a surviving spouse, and the first R3.5m of the value of the estate. The

the deceased

first R3.5m of the

the income the deceased person

individual’s

value of an estate is

received, before their death,

property (assets

not subject to Estate

during the course of the tax year,

and liabilities),

Duty. This allowance

and inheritance taxes are levied

after the allowable

may be added to the

on what they leave behind in their

deductions have

allowance granted to

will. Capital Legacy’s CEO, Alex

been made (more

the surviving spouse of

Simeonides, takes us through

3

about that later).

a deceased person, which

eight questions that delve into the

amounts to a total of R7m that

WHEN IS ESTATE DUTY LEVIED ON AN ESTATE?

is not subject to Estate Duty,

Estate Duty is levied on the assets of

spouse. Deductions are also

deceased individuals who resided in

allowed for liabilities, bequests

WHICH TAXES APPLY WHEN SOMEONE DIES?

South Africa at the time of their death

made to qualifying public benefit

(irrespective of their citizenship),

organisations, and assets that are

Two separate taxes are levied on

and on the South African assets of

intricacies of the two inheritance taxes we face in SA: Estate Duty

1

and Capital Gains Tax.

a deceased estate: one is Estate

Foreign property is considered in

Gains Tax. Estate Duty taxes

the calculation of the dutiable estate

the transfer of wealth (assets)

of an individual who resided in South

from the deceased’s estate to the

Africa at the time of their death.

levied on any capital gain (profit) on the sale or transfer of an asset, which a deceased individual is considered to have done upon their death.

42

SILVER DIGEST //SPRING 2019

5

inherited by the surviving spouse.

deceased individuals who lived abroad.

Duty and the other is Capital

beneficiaries. Capital Gains Tax is

upon the death of the second

WHAT ABOUT ESTATE DUTY ON RETIREMENT PLANNING? If an individual died on or after 1 January 2009, any retirement

“There are taxes the deceased estate has to pay, in addition to personal tax

”

annuity and pension or provident fund benefits (including lump sums) are not considered as “property” and are therefore not subject to Estate Duty.

Continued …

6

MONEY

HOW DOES LIFE INSURANCE IMPACT ESTATE DUTY?

policies where a spouse or child

declares that a deceased individual

is nominated as a beneficiary,

will be deemed to have disposed of

When a life insurance policy is

buy-and-sell policies, and key-

their assets for an amount equal to

paid out, the value of the pay-out

person policies that conform to

the market value of the assets, on

is included in the value of the

the conditions as set out in the

the date of death. However, CGT is

deceased’s estate and it could

Act. It is important to note that

not a separate tax but forms part

therefore impact the amount on

endowment policies (local and

of Income Tax. The inclusion rate

which the Estate Duty is levied.

offshore) that do not pay out on

for CGT is 40% for individuals and

There are certain exemptions,

the death of a life assured, but

deceased estates, and therefore

such as:

that are owned or part-owned

the maximum effective rate of 18%

• When the policy falls outside

by a deceased policyholder, will

of the estate in terms of an

be subject to Estate Duty. The

antenuptial contract

surrender value of the policy must

• When the policy had been

7

implemented and paid for by a business partner and the

be included as property in the deceased estate.

8

would be levied.

IS ANY PROFIT EXCLUDED FROM CAPITAL GAINS TAX? There are some exclusions that apply to CGT. Any assets that

of the individual whose life had

WHAT IS CAPITAL GAINS TAX (CGT) AND WHO HAS TO PAY IT?

been insured

South African residents (living

applicable for the year in which

or deceased) have to pay CGT on

the individual passed away.

proceeds are then paid to the

business partner on the death

• When the policy was not taken

out by the deceased individual

the profit (capital gains) that is

and will not be used to benefit

made when disposing of an asset.

a family member or business

Non-residents are subject to CGT

associate of the deceased.

on capital gains arising from the disposal of immovable property or

The life insurance policies referred to above include

an interest in immovable property in South Africa. The Income Tax Act

go to the surviving spouse are exempt from CGT. Furthermore, an exclusion of R300 000 is also

Other basic exclusions include: • The first R2m profit on the disposal of a primary residence (such as your house) • Most personal use assets (such as vehicles) • Retirement benefits and payments from original longterm insurance policies • A small business exclusion of R1.8m, when a small business with a market value not exceeding R10m is disposed of (subject to certain qualifying criteria).

If you have any questions about how to manage the cash required to cover these taxes, speak to your financial advisor. There are insurance products available to offset these costs when you die and relieve your estate, and your heirs, of these expenses. •

44

SILVER DIGEST //SPRING 2019

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45

H E A LT H

CAN USING ASPIRIN REGULARLY KEEP YOUR HEART HEALTHY? It seems every day a new study contradicts the last – and all the while, your heart could be at risk.

Mediclinic experts get to the bottom of this debate.

T

he idea that aspirin can

while one that blocks blood from

help prevent a heart attack

travelling to the brain can cause

if taken regularly has

a stroke.

been in the news for years, with competing headlines alternating

HOW ASPIRIN WORKS

between singing the praises of this

How can aspirin help? Well,

tactic or warning against it.

aspirin is a nonsteroidal antiinflammatory drug (NSAID) often

BLOOD CLOTTING

used to treat pain and fever. It

Every hour in South Africa, five

restricts your body’s inflammatory

people have heart attacks – while

response by blocking an enzyme,

another 10 will have strokes,

cyclooxygenase, and can interfere

according to research from the

with the chemicals that stimulate

Heart and Stroke Foundation of SA.

the body’s natural blood-clotting

Can an aspirin a day help reduce

response, says Melody Dreyer, a

your risk? Before we dive into the

ward pharmacist at Mediclinic

merits of daily aspirin therapy as

Bloemfontein.

a heart-health strategy, let’s take a

“Usually, aspirin can be used to

Do you feel you may benefit from daily aspirin therapy?

Speak to your doctor about whether these risks outweigh the benefits in your specific case. Your doctor will need to conduct a thorough examination of your medical history in order to advise you on the best or most appropriate course of action

“Aspirin in pharmacological doses can reduce the incidence of cardiac arrest in those with a high risk of heart attack,” says Dr Ighsaan Carr, a Mediclinic Cape Town and Constantiaberg physician.

“Daily intake of low-dose aspirin can help prevent strokes.”

However, research also shows daily aspirin therapy is not for everyone. “People who are at risk of developing deep vein thrombosis, for example, should avoid aspirin and other NSAIDs, such as ibuprofen, as these anticlotting drugs can increase the risk of bleeding,” says Dr Kris

closer look at how your body works.

limit inflammation, reduce fever

Michalowski, a vascular surgeon at

Whenever you bleed, clotting cells

and to relieve mild to moderate

Mediclinic Milnerton.

called platelets build up around the

pain, such as headaches, sprains

area to seal the wound – this helps

and strains, toothaches and

in the last trimester of pregnancy,

prevent your blood vessel from

menstrual pain,” she says. “And in

in people over 65 years old who are

bleeding further.

low doses, it may be prescribed to

already on another blood-thinning

thin the blood.”

agent, and in children under 16,”

But if your blood vessels are narrowed due to a build-up of fatty

“Aspirin should also be avoided

warns Dreyer.

can lead to bleeding inside the

WHO SHOULD TAKE ASPIRIN DAILY?

may prescribe an aspirin a day if

vessels themselves. In that case,

Aspirin is not a one-size-fits-all

you need it, depending on certain

platelets will rush to the site to

approach to improved heart health.

factors in your health history. •

deposits, such as cholesterol, this

form a clot to stop the bleeding, inflaming the area and blocking the artery in the process. That interrupts normal blood flow.

A clot that cuts off blood flow to the heart can cause a heart attack,

46

SILVER DIGEST // SPRING 2019

On the one hand, its effects are proven in many cases.

The bottom line: your doctor

First published on www.mediclinicinfohub.co.za

H E A LT H

MY COLD IS GONE, SO WHY AM I STILL COUGHING? symptoms is a cough.

O

UPPER RESPIRATORY TRACT INFECTION

When coupled with a

Sometimes there’s still some

runny nose, sneezing, sore throat

residual airway inflammation

and fatigue, it can make anyone

in the lungs from typical upper

feel miserable. Usually after a week

respiratory tract infections. So

or so, a cold runs its course and

even after the real meat of the

most of the symptoms go away. But

infection is gone and you’re

for some people, the cough hangs

starting to feel better, you have this

around a little longer.

cough because you still have some

ne of the classic cold

inflammation in the lungs. The

WHY DO WE COUGH AND WHAT CAN WE DO ABOUT IT?

lungs are quite sensitive, so when

Jonathan Parsons, director of

it doesn’t take a lot to cause a

the Asthma Center and division

cough. “If you have an infection,

director in the Division of

it’s always good to drink plenty of

Pulmonary, Critical Care, and

fluids. Staying hydrated will help

Sleep Medicine at The Ohio State

thin out the mucus in your lungs

University Wexner Medical Center,

and sinuses to help you get it out

explains five things you should

of there easier. If it’s thick and

know about that persistent cough.

sticky, it’s hard for you to cough it

they are inflamed and irritated,

out of your lungs or blow it out of

PROTECTIVE REFLEX

your nose. If it’s thinner, it’s easier

Humans developed the ability to

to expel,” said Parsons.

cough over time to do a number of

The lungs are quite sensitive, so when they are inflamed and irritated, it doesn’t take a lot to cause a cough

When you’re trying to fall asleep,

that are in the lungs that cause

COUGHING CAN BE WORSE AT NIGHT

irritation. We’ve learned to cough

If you’ve got an upper respiratory

to expel the mucus that may be

tract infection with any kind of

down there. Another is to protect

sinus congestion or runny nose,

your airway from anything going

when you lay down or go to bed,

into your lungs, so you don’t choke.

the mucus drains down the back

point where they aren’t getting any

“We’ve all had the experience

of your throat on top of your

sleep at all, which impacts their

where we take a drink and it goes

upper airway, which causes you

ability to function during the day. In

down the wrong pipe, we cough,

to cough. Coughing at night is

that situation, you might consider

and it comes spraying out of our

more disruptive because you’re

taking a cough suppressant with

nose or mouth. That’s a reflex

trying to sleep. If you’re coughing

codeine to blunt the cough reflex

mechanism that we’ve developed to

throughout the day, you cough

and assist with sleep,” said Parsons.

protect our airway,” said Parsons.

and continue with your activities.

things. One is to eliminate things

48

SILVER DIGEST // SPRING 2019

coughing can make it really hard, so it’s more irritating and frustrating for you and, potentially, your bed partner. “For some patients, their cough is so severe that it disrupts their sleep to the

Continued …

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H E A LT H

CHRONIC COUGH “When you’re in the middle of an

• Uncontrolled allergies (animal and environmental)

three weeks have past. “If you’re coughing up blood, spiking fevers,

infection and you’re coughing, it

• Uncontrolled asthma

or have significant shortness

doesn’t seem like it’s ever going

• Side effects to medicine,

of breath associated with the

to end. It’s frustrating but it’s

including some blood pressure

cough, you need to be evaluated

a normal, protective and self-

medications and non-steroidal

quickly. You could have walking

limited reflex,” said Parsons. “If

medications like ibuprofen and

pneumonia. If you’re a smoker,

you’re still coughing and feeling

aspirin

it could be cancer. A doctor

sick after three weeks, you should

• Acid reflux where acid comes

probably be evaluated. Make an

up from the stomach and

appointment to see your primary

irritates the upper airway while

care doctor. If necessary, your

you’re sleeping, causing a

primary care doctor will refer you

persistent dry cough the

to a pulmonologist,” said Parsons.

next day.

will examine you to determine the cause of the cough and establish a treatment plan,” said Parsons. •

“In our cough clinic, the definition

than three weeks. That usually will

A PERSISTENT COUGH COULD BE A SYMPTOM OF A SERIOUS ILLNESS

extend past most viral infections

There are warning signs that

or any other respiratory infection.”

you should seek medical care

of a chronic cough would be a cough that is persistent for more

The common causes are:

50

SILVER DIGEST // SPRING 2019

for a persistent cough before

First published in Pharmacy Magazine, May 2019

H E A LT H

LIFECHANGING POSSIBILITIES FOR TODAY’S AGELESS PEOPLE of connectedness

W

themselves from family, friends

should it be required. By making

and today’s ageless

and church gatherings. Add to

use of ‘international best practice’,

population lead active lifestyles.

this the frustration loved ones and

as well as their own developed

Cell phones have become far more

friends experience by having to

testing and hearing aid fitting

than just telephones, taking centre

constantly repeat themselves or

protocols, patients are guaranteed

stage in life.

even being misunderstood.

their hearing will improve, or their

e live in a world

Today’s modern hearing aids

This leads to people isolating

Lives are changed daily at

correct hearing aids suggested,

money refunded.

not only let users hear well, but

the Ear Institute, and the most

also support their active and

frequent comment we receive is,

great lengths in offering patients

unique lifestyle through Bluetooth

“I should have visited you years

consistency of service and care at

streaming to any cell phone,

ago!” This statement supports

every facility – no matter how large

car, TV, PC and even aircraft

international research showing

or small – in a friendly, safe and

navigation – offering endless

that people often wait years

comfortable environment. Services

lifechanging possibilities.

before they seek professional

that are offered free of charge

assistance, also for tinnitus

include secure onsite parking,

(ringing in the ears).

cleaning of hearing aids and ear

Notwithstanding all this modern hearing aid technology, many people still delay seeking help and

The Ear Institute is a family-

The Ear Institute goes to

moulds, as well as Nespresso

even people with a slight hearing

owned, multi-professional

cappuccinos – all forming part of

loss have difficulty understanding

Group Practice. From small

the Ear Institute experience.

speech in noise. Family gatherings

beginnings in 1975, it has

or listening in noisy areas like

grown to a world-class hearing

healthcare professionals are

restaurants becomes challenging

healthcare organisation with 24

registered with the Health

and often people start avoiding

Ear Institutes situated throughout

Professions Council and all hearing

social gatherings.

South Africa and Namibia.

tests are covered by medical

Visitors from around the

comprehensive range of hearing

by their excellent facilities and

protection lifestyle products

friendly staff but most of all by the

(sleeping plugs, swim plugs and

outstanding professional service

custom hearing protection) as

they receive. Since the beginning,

well as hearing aids and cochlear

the family has invested in the

implants. Patients are encouraged

training of their staff, including

to bring their loved ones along for

ongoing continued professional

the first appointment.

Only Phonak, Swiss-made

world’s best audiological and

hearing aids can stream to all

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cell phones. Phonak is available

This combination ensure that every patient’s hearing is

SILVER DIGEST // SPRING 2019

aid rates. Ear Institutes offer a

world are not only surprised

development, as well as the

52

All Ear Institute hearing

at Ear Institutes.

Visit www.earinstitute.co.za

diagnostically evaluated,

for more information or phone

the results discussed

the Ear Institute Hearing Helpline

with the patients and the

at 0861-10-20-30. •

H E A LT H

IMPROVING QUALITY OF LIFE

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53

Leisure …

LEISURE

THE JAVETT ART CENTRE AT THE UNIVERSITY OF PRETORIA PHOTOGRAPHY COURTESY OF THE JAVETT FOUNDATION/ ALET PRETORIUS

T

he Javett Art Centre at the University of Pretoria (Javett-UP), which opened

on Heritage Day, provides a public showcase for the art of Africa, and includes some of our national art and heritage treasures, such as the Mapungubwe gold collection. The iconic new building stitches together the University of Pretoria’s South and Hatfield campuses with a raised pedestrian concourse that extends over Lynnwood Road by means of a bridge gallery. This gallery elevates art firmly into the public domain while celebrating ‘Tukkielaan’ as the cultural spine of the university through the culmination of this historic route in a new art square and student gallery located on the site of the

54

SILVER DIGEST // SPRING 2019

ART

original main entrance to

collections of the Javett Foundation

the university.

– the lead donor on the project –

The public component of the

and the University of Pretoria, as

project consists of the Javett-UP –

well as various temporary special

comprising a number of galleries,

exhibitions. The southern gallery

including the Mapungubwe tower

wing houses the private donor

– linked to an open museum

collections while the dynamic

square that includes a destination

bridge gallery space will exhibit

restaurant and outdoor exhibition

various travelling exhibitions,

space. The university component

as well as occasional special

includes a basement parking

student exhibitions. The centre

garage on the South campus,

also includes two generous open

as well as a student gallery and

squares: the museum square and

open art square, merging onto the

the art square. The museum square

central bridge gallery from the

is located on the southern side of

Hatfield campus.

Lynnwood Road in front of the main

The Javett-UP houses some

entrance of the gallery.

of the finest works from the

Continued …

WWW.SILVERDIGEST.CO.ZA

55

LEISURE

ART

A natural gathering zone, this space is directly accessible to the public, serving the restaurant and playing host to various public functions and events. The main public entrance is accessed from this square. The art square is located where the bridge gallery touches down on the university’s Hatfield campus and it is envisaged that this square could also play host to sculptural exhibitions and competitions. The student gallery situated adjacent to the art square has been earmarked for exhibitions of the students’ works of art, graphics and architecture.

The ever-changing shadow

The opening exhibition

The architectural forms and

patterns on the external walls

includes a collection of more than

patterns are an expression of their

and floors provide a dynamic

100 works of significant South

historical local influences. The

reminder of these nationally

African art: pieces that have been

dominant iconic structure, which

unifying patterns that serve as a

brought to Javett-UP from public

stands in front of the gallery,

reminder of our common heritage.

and private collections across

is formed as an abstract

The Javett-UP will make a valuable

South Africa – and the world. This

architectural interpretation

contribution to the university,

is the first time that all these works

of the Mapungubwe Hill.

the city, and the country

will be shown at the same time.

This solid, iconic, sculptural,

as a whole through the

They include Irma Stern’s Arab

vault-like structure is a fitting

unification of the university

Priest, Gerard Sekoto’s Song of the

setting for the Mapungubwe national treasures of the Golden Rhino, the Sceptre, and the Bovine and Feline figures, which are proudly displayed to the world as a celebration of Africa’s rich history.

The patterns of the concrete sunscreen panels

and the community, the cultural enrichment and education of the city, and by providing

Pick, Johannes Phokela’s Chocolat, Alexis Preller’s Red Angel, Zanele Muholi’s Simthembile I, East London,

an international attraction

Johannes Maswanganyi’s Jesus

consisting of an uplifting

is Walking on Water, Jackson

national celebration of our rich African past.

The Javett-UP opened officially

Hlungwani’s Crucifix and William Kentridge’s Felix in Exile, among others.

that provide a cooling

on Heritage Day, 24 September,

solar filter for the

with three ground-breaking

Preller’s Discovery, a formidable

building are a graphic

exhibitions: a collection of iconic

work that hasn’t been seen in

representation of

works of South African art,

30 years. The painting, which

shweshwe fabric, which

the Javett Family Collection of

was completed in the 1960s, will

has formed part of

modern art, and an exhibition

undergo live conservation in situ as

South African life since

of significant pieces from

part of the MSocSci in Tangible

1652, continuing up to

the Mapungubwe Gold collection.

Heritage Conservation at UP. •

the present day.

56

SILVER DIGEST // SPRING 2019

Also on show at the opening is

LEISURE

T H E AT R E

JOBURG BALLET’S

GISELLE A

fter an absence of three and a half years, Giselle, the most sublime of

all romantic ballets, returns to the stage of Joburg Theatre when Joburg Ballet presents a season of ten performances of the beloved classic from Friday 4 to Sunday 13 October, in association with the Johannesburg

Giselle opens at Joburg Theatre

Philharmonic Orchestra.

on Friday 4 October for ten

A heartrending story of love so

performances, ending on Sunday

powerful it reaches from beyond

dancers in other roles, including

13 October. The Johannesburg

the grave, the ballet’s exquisite

a massed corps de ballet that

Philharmonic Orchestra will

dancing lays bare a tale of passion,

appears in the ghostly second act

play for all performances, except

betrayal and forgiveness with one

to chilling effect.

Wednesday 9 October at 11:00,

of the greatest of all ballerina roles at its centre.

Giselle will be staged by Joburg

which will be to a recorded score

Ballet’s artistic director Iain

to facilitate filming of Giselle for

Joburg Ballet dancers sharing

MacDonald and ballet mistress

release on DVD. •

the title role during the season of

Lauren Slade, while Australian-

Giselle are Shannon Glover, Claudia

based SA ballet luminary, former

Monja and Monike Cristina who

prima ballerina and artistic

will be joined by French guest

director Dawn Weller, will rehearse

artist Anaïs Chalendard, who

and coach the dancers in the

made an acclaimed SA debut

leading roles.

earlier this year in Joburg Ballet’s The Sleeping Beauty.

In the leading role of Albrecht,

Commenting on the return of Giselle to the stage, artistic director Iain MacDonald says, “Visits to

audiences will see Revil Yon (with

the theatre don’t get much more

Glover), Leusson Muniz (with both

magical than Joburg Ballet’s

Monja and Chalendard) and Ruan

sublime production of Giselle, and

Galdino (with Cristina).

with South Africa’s finest dancers on

In addition to the two leading

Joburg Ballet offers its usual range of affordable ticket options for Giselle, including discounts for pensioners and groups.

stage, audiences can look forward

roles of Giselle and Albrecht, the

to a theatre event of breath-taking,

ballet also provides a showcase for

unforgettable beauty.”

WWW.SILVERDIGEST.CO.ZA

57

LEISURE

OF THE

BEST

NEW BOOKS

The best fiction, non-fiction and design books this season.

1

TALKING TO STRANGERS

BY MALCOLM GLADWELL Talking to Strangers is all about what happens when we encounter people we don’t know, why it often goes awry, and what it says about us. How do we make sense of the unfamiliar? Why are we so bad at judging someone, reading a face, or detecting a lie? Why do we so often fail to ‘get’ other people? Through a series of puzzles, encounters and misunderstandings, from little-known stories to infamous legal cases, Gladwell takes us on a journey through the unexpected. You will read about the spy who spent years undetected at the highest levels of the Pentagon, the man who saw through the fraudster Bernie Madoff, the suicide of the poet Sylvia Plath and the false conviction of Amanda Knox. You will discover that strangers are never simple.

ONE DAY IN BETHLEHEM BY JONNY STEINBERG

2

58

SILVER DIGEST // SPRING 2019

A bakkie full of men armed with

in which his mother, father and

AK-47s is stopped by two policemen

brother have all died. Throughout

on the outskirts of Bethlehem in the

his incarceration he fought for his

Free State. The men open fire on the

release, appearing before the TRC, and

policemen and, from that moment,

schooling himself in law. Even today,

their lives are irrevocably changed. So

he seeks a presidential pardon. It is

too for Fusi Mofokeng, a resident of

to this life that award-winning author

Bethlehem, who was not in the bakkie

Jonny Steinberg turns his attention

but happened to be the brother-in-law

in One Day In Bethlehem. In examining

of one of the perpetrators. He and his

the life and struggle of Fusi Mofokeng,

drinking buddy, Tshokolo Mokoena,

Steinberg shines a searching light

are accused of being accomplices

on the burden of the ‘everyman’ in

and are tried, sentenced and jailed.

his quest for justice. In doing so, he

Nineteen years later, in 2011, Fusi

also captures a country as it violently

is released into the world that has

sheds the skin of the past to emerge,

changed beyond recognition, a world

blinking, into the modern era.

BOOKS

HIDDEN PRETORIA

3

Despite being South Africa’s capital city, Pretoria has often played a supporting role to bold and brash Johannesburg and Cape Town’s cosmopolitan charms. However, when it comes stained-glass windows, gleaming

From the skyline-dominating

brass and impressive woodwork

Union Buildings and Voortrekker

are often hidden from view

Monument to the imposing

behind doors that are closed

edifices of its administrative

to the public. And even those

precincts, Pretoria might be

museums, buildings and places of

deserving of a second moniker:

worship that are open to all have

the city of sandstone, brick

architectural and design features

and granite. But when you look

that are easily overlooked. The

beyond the impressive façades,

history of the city, and of the

soaring columns and linear

country, has been played out in

planes of buildings that were

many of the buildings featured

intended to convey power and

in Hidden Pretoria. This book

authority, you’ll find light-filled

captures remnants of our diverse

interiors embellished with

heritage so that a new generation

decorative touches that are

might recognise the need to

only hinted at from the outside.

embrace the past in order to build

Murals, mosaics, domes, galleries,

our shared future.

Hidden Pretoria reveals the multip le identities that present and setting have evolved within it in a framework the city, bringing that looks firmly Following on Hidde its historical narrat towards the future n Cape Town and ive into the whilst acknowledg Hidden Johannesbu embody the cultur ing the legacy of al and social herita rg, the book highli the past. ge of Pretoria and ghts a selection illuminate buildi its citizens. In words of notable buildi ngs, monuments ngs that and and photograph public spaces that capital of the ZAR, s, Johan Swart and represent the develo through British Alain Proust colonialism, Afrika pment of Pretor new democracy. ia from its early ner nationalism, Hidden Pretoria days as the apartheid, and transf serves as a record well as considering at a particular point ormation into the their re-use and heart of our in the city’s histor reinterpretation that we can create y, capturing remna today, for it is only a solid foundation nts of the past as by embracing the from which to build influences of our our shared future diverse heritage .

Johan Swart holds a master’s degree in architecture and history and leads heritage studies. a heritage-focused At the University design studio for university, he is of Pretoria, he teache post-graduate studen also responsible s architectural for the safeguarding ts. As curator of academic intere the architecture and interpretatio sts include the histor archives at the n of significant y of design, archiv Alain Proust has historical drawi al practice, cultur been photograph ng collections. His al landscapes and ing buildings for enables him to captu adaptive re-use. decades. In Hidde re the essence of n Pretoria, his under a building in a single to spaces that are standing of archit not open to the public frame, while his ectural space ingen , often photograph uity and resourcefuln result is tangible, ing them with just and his images will ess gained him access natural light and serve as a legacy a minimum of equip for historians, archiv ment. The ists and custodians of our heritage.

Hidden_Pretoria_CV

R_14_June_2.indd

1

I S B N 978-1-43 230-465-

9

HIDDEN

PRETORIA

JOHAN SWART ALAIN PROUST

Jacaranda City is well-endowed.

HIDDEN PRET ORIA

to architectural heritage, the

2

781432 304 652

www.penguinrand

omhouse.co.za

JOHAN SWART ALAIN PROUST

2019/06/18 11:04 AM

QUICHOTTE BY SALMAN RUSHDIE In a tour-de-force that is both an homage to an immortal work of literature and a modern masterpiece about the quest for love and family, Booker Prize-winning, internationally bestselling author Salman Rushdie has created a dazzling Don Quixote for the modern age. Inspired by the Cervantes classic, Sam DuChamp, mediocre writer of spy thrillers, creates Quichotte, a courtly, addled salesman obsessed with television, who falls in impossible love with the TV star Salman R. Together with his (imaginary) son Sancho, Quichotte sets off on a picaresque quest across America to prove worthy of her hand, gallantly braving the tragicomic perils of an age where

4

anything can happen. Meanwhile his creator, in a midlife crisis, has equally urgent challenges of his own. Just as Cervantes wrote Don Quixote to satirise the culture of his time, Rushdie takes the reader on a wild ride through a country on the verge of moral and spiritual collapse, with the kind of storytelling magic that is the hallmark of his work. The fully realised lives of DuChamp and Quichotte intertwine in a profoundly human quest for love and a wickedly entertaining portrait of an age in which fact is so often indiscernible from fiction. • WWW.SILVERDIGEST.CO.ZA

59

LEISURE

RECIPES FROM JAMIE OLIVER‘S VEG CREDITS: VEG BY JAMIE OLIVER IS PUBLISHED BY PENGUIN RANDOM HOUSE © JAMIE OLIVER ENTERPRISES LIMITED (2019 VEG). FOOD PHOTOGRAPHY: DAVID LOFTUS; PORTRAIT PHOTOGRAPHY: PAUL STUART

J

amie Oliver is back with

Sharing simple tips and tricks

brilliantly easy, healthy,

that will excite the taste buds, and

flavour-packed, accessible

help keep people’s brains and

and affordable veg recipes.

mouths engaged, this book will

A real explosion of colour,

also give people the confidence

taste and variety, he wants to get

to up their veg intake and widen

everyone switched on to just how

their recipe repertoire, safe in

tasty and comforting veggie meals

the knowledge that it’ll taste

can be, leaving people feeling

utterly delicious. From simple

full, satisfied and happy – and not

suppers and family favourites

missing meat from their plate.

to weekend dishes for sharing

Whether it’s embracing a meat-

with friends, this book is packed

free day or two each week, living a

full of phenomenal food – pure

vegetarian lifestyle, or just wanting

and simple.

to try some brilliant new flavour

“It’s all about celebrating really

combinations, this book ticks all

good, tasty food that just happens

the boxes.

to be meat-free,” says Jamie.

60

SILVER DIGEST // SPRING 2019

READER GIVEAWAY

Silver Digest has two copies of Jamie Oliver‘s VEG to give away to our readers. To stand a chance to win one, send an email to info@ silverdigest.co.za with Jamie Oliver‘s VEG in the subject line, and you could be broadening your meat-free repertoire with your own copy of Jamie Oliver‘s VEG.

RECIPES

Mushroom Stroganoff CRUNCHY CORNICHONS, FRAGRANT CAPERS, CREAMY WHISKY SAUCE & PARSLEY

• 400g mixed mushrooms • 1 red onion • 2 cloves of garlic

SERVES 2

• 4 silverskin pickled onions

20 MINUTES

• 2 cornichons • 4 sprigs of fresh flat-leaf parsley • olive oil • 1 tablespoon baby capers • 50ml whisky • smoked paprika • 80g half-fat crème fraîche Get all the prep done before you start cooking: trim the mushrooms, tearing up any larger ones and leaving any smaller ones whole, peel and finely slice the red onion and garlic, and finely slice the pickled onions and cornichons. Pick and roughly chop the parsley leaves, finely chopping the stalks.

Place a large non-stick frying pan over a high heat, throw in the mushrooms and red onions, shake into one layer, then dry-fry for 5 minutes (this will bring out the nutty flavour), stirring regularly.

Drizzle in 1 tablespoon of oil, then add the garlic, pickled onions, cornichons, parsley stalks and capers. After 3 minutes, pour in the whisky, tilt the pan to carefully flame, or light with a long match (watch your eyebrows!), and, once the flames subside, add ¼ of a teaspoon of paprika, the crème fraîche and parsley, then toss together. Loosen with a splash of boiling water to a saucy consistency, and season to taste with

Look out for seasonal wild mushrooms in supermarkets and local farmers’ markets – they’re absolutely extraordinary and will add so much bonus flavour to this dish

sea salt and black pepper.

Divide between plates, sprinkle over a little paprika, and serve with fluffy rice.

ENERGY 251kcal

FAT 13.9g

SAT FAT 5.2g

PROTEIN 6.7g

CARBS 11.9g

SUGARS 7.9g

SALT 0.8g

FIBRE 4.3g

WWW.SILVERDIGEST.CO.ZA

61

LEISURE

Wonderful Veg Tagine SAFFRON, PRESERVED LEMONS, APRICOTS, FLUFFY COUSCOUS & TOASTED ALMONDS SERVES 6 1 HOUR

• 1 pinch of saffron • 4 cloves of garlic • 4cm piece of ginger • olive oil • 1 teaspoon ground cumin • 1/2 teaspoon ground cinnamon • 1 teaspoon ras el hanout • 1 tablespoon sun-dried tomato paste • 2.5kg mixed veg, such as aubergines, courgettes, carrots, cherry tomatoes, red onion, butternut squash, mixed-colour peppers • 1 x 400g tin of chickpeas • 100g dried apricots • 1 preserved lemon • 300g couscous • 1/2 a bunch of mixed fresh herbs, such as dill, mint, flat-leaf parsley (15g) • 20g flaked almonds

In the summer I grow most of these vegetables, and I’m always eager to pick, wash and race to cook this dish – the flavour is just extraordinary with tender, delicate veg

Put the saffron into a jug, cover with

chop and add the apricots and preserved

season with salt and pepper and pop

500ml of boiling water and leave to

lemon, discarding any pips, then season

a plate on top. Leave for 10 minutes,

infuse. Meanwhile, peel and finely slice

with sea salt and black pepper. Bring

then fluff and fork up. Pick the herb

the garlic and ginger, then place in a

to the boil, cover, reduce the heat to

leaves and toast the almonds. Serve the

large casserole pan over a medium heat

low, and simmer for 45 minutes, or until

tagine and couscous sprinkled with the

with 2 tablespoons of oil, the cumin,

tender, stirring occasionally.

almonds and herbs.

tomato paste, fry for a few minutes,

When the veg are almost tender, just

Delicious served with harissa rippled

stirring regularly, then pour over the

cover the couscous with boiling water,

yoghurt.

cinnamon and ras el hanout. Add the

saffron water. Trim and prep the veg, as necessary, then chop into large chunks, adding them to the pan as you go. Tip in the chickpeas (juices and all), roughly

62

SILVER DIGEST // SPRING 2019

ENERGY 438kcal

FAT SAT 9.6g

FAT 1.4g

PROTEIN 16.3g

CARBS 77.6g

SUGARS 27.7g

SALT 1g

FIBRE 15.8g

RECIPES

Greens Mac ’n’ Cheese LEEK, BROCCOLI & SPINACH, TOASTED ALMOND TOPPING

• 1 large leek

• 40g unsalted butter

• 3 cloves of garlic

• ½ a bunch of

sprouting or SERVES 6

• 2 tablespoons

tenderstem broccoli

• 150g mature

skimmed milk

fresh thyme (15g)

• 400g purple

• 1 litre semi-

plain flour

Cheddar cheese

• 450g dried macaroni

• 100g baby spinach

• 30g Parmesan

• 50g flaked almonds

cheese

1 HOUR Preheat the oven to 180ºC/350ºF/ gas 4. Trim, halve and wash the leek and peel the garlic, then finely slice with the broccoli stalks, reserving the florets for later. Place the sliced veg in a large casserole pan over a medium heat with the butter, then strip in the thyme leaves and cook for 15 minutes, or until softened, stirring regularly. Stir in the flour, followed slowly by the milk, then simmer for 10 minutes, or until thickened, stirring regularly. Meanwhile, cook the pasta in a large pan of boiling salted water for 5 minutes, then drain.

Grate the Parmesan and most of the

To make vegetarian: swap Parmesan for vegetarian hard cheese.

Cheddar into the sauce, and mix well.

Tip into a blender, add the spinach and whiz until smooth – you may need to work in batches. Season to perfection with sea salt and black pepper, then stir through the pasta and broccoli florets, loosening with a splash of milk, if needed. Transfer to a 25cm x 35cm baking dish, grate over the remaining Cheddar and scatter over the almonds.

Bake for 30 minutes, or until beautifully golden and bubbling.

Swap spinach out for any kind of exciting fresh or frozen greens, discarding any tough stalks. I also sometimes add breadcrumbs to the top for bonus crunch. Tasty!

ENERGY 619kcal

FAT 25.1g

SAT FAT 12.4g

PROTEIN 29g

CARBS 75.1g

SUGARS 12g

SALT 0.9g

FIBRE 6.4g

WWW.SILVERDIGEST.CO.ZA

63

LEISURE

BASALT

Basalt chef Frederico Dias and hotel proprietor James Peech

J

oburg foodie enthusiasts got an exciting new venue this September when The

Peech Boutique Hotel opened the doors to its stylish new restaurant, Basalt, headed up by Frederico Dias, former Head Chef at The Pot Luck Club in Cape Town.

Basalt is the latest step in The Peech’s evolution and journey, which saw another 14 new luxury rooms and a two-bedroom Villa added at the end of 2018.

“The final part of this journey is to significantly enhance our food and beverage offering at the hotel,” says owner James Peech.

“Our original guest-only dining area has been completely rebuilt, and we have added Basalt, an entirely new space and concept offering a stylish and refined dining experience for both guests and local patrons.”

Dias is at the helm of both

new space,” says Dias.

He brings global inspiration

with specials added as ingredients allow.

restaurants and overseeing front

to the menu, having spent time

Dias includes

of house is seasoned Maître D,

cooking in some of the world’s

several plant-based

Lyle Scott (previously Westcliff

finest restaurants, while his

dishes on the menu,

Four Seasons and Marabi Club).

Portuguese roots and current love

but ultimately the focus

Peech, Dias and Scott have worked

of Asian and Mexican flavours will

is simply on serving “really

closely together over the past

also filter through.

amazing food”. Some tantalising

few months to ensure all design,

Dias sums up his menu as

entries on the menu include

operational and front-of-house

“contemporary global cuisine”. He

salted cod brandade with lemon-

aspects have been considered.

aims to bring an authentic and real

glazed Brussels sprouts and

“I am excited to be back in

approach to food, using the best

toasted sourdough; red cabbage

Joburg and be a part of elevating

locally sourced seasonal produce

braised in harissa and red pepper

the food scene here, while

and a straight-forward selection

sauce; pan-roasted kabeljou with

creating something special in a

of entrées, mains and desserts,

cauliflower, lime and curry leaf

64

SILVER DIGEST // SPRING 2019

DINING

butter; and slow-roasted pork

heritage house overlooking the

belly ricarda negra with toasted

hotel’s main entrance.

almond mole.

“We are incredibly excited

The laidback, refined luxury

about taking this opportunity to

for which The Peech is renowned

showcase our evolved food and

extends to Basalt. With capacity

beverage offering to guests and the

for 40 patrons, the sophisticated

addition of an exceptional dining

space is warm and intimate. The

option to the local food scene,”

contemporary cool grey interior

says Peech.

is energised with plush red velvet chairs. It is situated in the original

Basalt is open for dinner five nights a week (Tues to Sat). • WWW.SILVERDIGEST.CO.ZA

65

LEISURE

DECOR

EASY GREEN WALLS W

Walls – one of Vicinity’s expert implementers – used a soilbased modular living wall system designed for flat vertical surfaces.

Here he wanted to create a fresh green backdrop with unique forms and colouring, to contrast with the clean white finish of the kitchen. The modularity and extremely customisable nature of the Vicinity system allowed him to

a vertical garden purely

effectively ‘paint’ the tones using

for visual appeal – to

plants, placing them exactly as he’d

add greenery to an office space,

visualised to create the desired

hotel lobby or restaurant – or you

effect. “Because you can pre-grow

want the garden to function as a

the plants in the system offsite,

vegetables, a new green-wall system has been designed that is adaptable and modular, easy to set up

you can achieve instant coverage from day one, avoiding a grow-in period, which for some plants can take over eight

and use, and doesn’t

weeks,” he says

require extensive

of the ability to

unsustainable care.

design and plan

The systems are

the end result to

suited to both indoor

a more exacting

and outdoor use.

standard.

For residential users, the idea is accessibility, and whether you task a landscaper with setting the system up, or do

SILVER DIGEST // SPRING 2019

O’Connor from Living Green

hether you’re creating

propagating space for herbs and

66

For this project for a Johannesburg homeowner, Sean

The Vicinity system consists of a pot kit (hexagon pots, geo textile planting bags and aluminium rails). In terms

it yourself, it’s designed to be

of nuts and bolts, the modular

easy to use, and able to adapt to

tank system allows you to easily

any dimensions, no matter how

facilitate water catchment under

limited. Automated, made in part

your pots, avoiding water wastage

using recycled materials, low

and allowing seamless indoor

maintenance and modular (and

use. Lastly, the irrigation element:

therefore infinitely versatile),

the kits come in multiple sizes

Vicinity’s green walls are an ideal

depending on your needs and the

solution for urban gardening in

project’s requirements include

any size space where convenience

pumps, filters, connectors and

is crucial.

piping, where applicable. •

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LEISURE

THE NEW RANGE ROVER

EVOQUE T

68

he original Range Rover

that make it more comfortable,

Evoque was a real game

capable and connected than its

changer. It pioneered a

predecessor, without messing too

whole new category of luxury

much with the formula that made

compact SUVs that took the world

it such a success in the first place.

by storm. It really was a winning

Looks-wise, it still has that

formula they invented, so, when

instantly recognisable coupé-like

it comes to updating the design,

silhouette, but certain features

what should Land Rover do? The

have been somewhat amplified.

answer is – whatever you do,

The shoulders, for example, are

do it subtly. So the new Range

a bit more pronounced and the

Rover Evoque is a sophisticated

wheel arches are emphasised to

evolution of the model rather than

create a certain dynamism. But in

a totally new offering, with updates

general, it’s more refined: details

SILVER DIGEST // SPRING 2019

M O TO R I N G

like flush door handles make the bodywork seem more smoothly sculpted, and Land Rover’s designers and engineers have worked hard to reduce the exterior panel gaps. Other details like the sweeping directional indicators and super-slim LED headlamps add to the overall sophistication, as does the striking black accent stretching across the rear. But from the outside, the Evoque certainly hasn’t lost its identity.

Inside, the surfaces are uncluttered and the simplicity and purity of the exterior finds expression in sleek-lined minimalist design. It’s luxurious, comfortable, calm and serene in the cabin, and slightly bigger than before, even though its footprint is almost identical to its predecessor, thanks to a compact new suspension design. New incar technologies, such as the twin touchscreen system, are faster than before, too. And a bonus is the fact that software updates are wireless, which means your infotainment and vehicle systems are upgraded and improved over time without having to take it back to the shop.

A great new option is the premium alternatives to leather.

You can choose seats upholstered in a material developed by Danish textile experts Kvadrat – a highquality material that combines a durable wool blend paired with a Continued …

WWW.SILVERDIGEST.CO.ZA

69

LEISURE

M O TO R I N G

technical suede cloth, made from

centres the vehicle in the lane

recycled plastic bottles. Or there’s

based on road markings as well as

more refined, and the nine-speed

a new Eucalyptus textile produced

maintaining a safe distance from

automatic gearbox has been

from natural fibres that, when grown, use significantly less water than traditional

the vehicle in front, take it to the next level. And yes, it can handle offroad driving –

materials and

although there’s plenty

features alongside

of tech-enabled help

a new lightweight

in that department,

The engines are quieter and

recalibrated to ensure a smoother, more progressive drive. South African customers have a choice of a 132kW diesel and 183kW petrol engines, while a 221kW plug-in hybrid will be added to the range

performance

too. Four modes

material not derived

(Comfort, Sand,

from animals.

Grass-Gravel-

better – which is what you want

Snow and Mud

from a winning formula, isn’t it? •

The new Evoque comes with all the

performance and

when it comes to the has also evolved to become

capability, but the new Auto mode enables the car to select the most appropriate

smoother and quieter than before.

mode for you and automatically

Magic tech like Adaptive Cruise

adjust its torque delivery to suit

Control with Steering Assist, which

the terrain.

70

SILVER DIGEST // SPRING 2019

So overall, it’s the same, just

& Ruts) optimise

bells and whistles quality of the ride, which

early in 2020.

Pricing ranges from R734 300 for the five-door 2.0 D 132kW D180 to R987 900 for the fivedoor 2.0 P 183kW P250 First Edition

LEISURE

PUZZLES

PUZZLES & SOLUTIONS SUDOKU: Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9.

SOLUTION TO LAST ISSUE'S CROSSWORD

SOLUTION TO LAST ISSUE'S SUDOKU

WWW.SILVERDIGEST.CO.ZA

73

LEISURE

CROSSWORD

74

SILVER DIGEST // SPRING 2019

PUZZLES

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