ISSUE 8 SUMMER DECEMBER 2020/ JANUARY 2021
HOW TO SPEND YOUR MONEY WISELY THIS FESTIVE SEASON
What to ask before choosing a home healthcare supplier Make the most of your retirement savings
It's What Paul McCartney's been up to under lockdown
Travel: Garden Route Bucket List!
What an ophthalmologist wants you to know about cataracts
THE LASTING LEGACY OF IRMA STERN EXPLAINED BY AN EXPERT
Contents
…
4 6
ED’S NOTE UPFRONT
18 FIVE DAMAGING MYTHS ABOUT WILLS BUSTED
Where to go, what to read, buy and drink.
TRAVEL 8
REDISCOVER PLETT
Your ultimate Garden Route bucket list!
FEATURE 10 PAUL MCCARTNEY
HEALTH 20 NINE TIPS TO DEAL WITH MENOPAUSE
The prodigious talent has been busy under lockdown…
MONEY CONTENT PARTNERSHIP: How to spend your money wisely this festive season.
16 CONTROL THE THINGS YOU CAN
Follow these easy steps to ease the symptoms of menopause.
22 TREATING CATARACTS
14 FINBOND
Seugnet Moggee, Fiduciary Partner at Citadel Fiduciary, clears up some common misconceptions about drafting and executing a last will and testament.
What an ophthalmologist wants you to know about cataracts.
24 HOME CARE
The questions you need to ask before choosing a home healthcare supplier.
26 GOODLEAF
Mica Townsend, Business Development Manager and Employee Benefits Consultant at 10X Investments, on how to make the most of your retirement savings.
CBD (cannabidiol) can help provide relief from common concerns like chronic pain, trouble sleeping and inflammatory conditions.
LEISURE ART 28 The lasting legacy
of Irma Stern. COOKING 30 The Ultimate Guide for
Your Baking Business by Grace Stevens. BOOKS
32 New coffee table books. 33 SUDOKU 34 CROSSWORD
WWW.SILVER DIGEST.CO.ZA
3
Ed's note …
T
@SILVERDIGEST
here is a scene in the 1998
Hand, Let it Be, Ebony and Ivory, We All Stand
romantic comedy Sliding Doors,
Together, even Live and Let Die, is still at
starring Gwyneth Paltrow and
work, and still has more to give.
John Hannah, in which the two main
But he does, and so we meditate
characters meet on a train in the London
on McCartney’s significance and
Underground and have a somewhat
achievement in this issue, and celebrate
awkward, bumbling exchange about the
him on our cover. McCartney is 78 (John
lyrics of a song they overhear.
Lennon would have been 80 this year)
He says, “They’re Beatles “I don’t know,” she replies. “Sorry.” “Of course you do,” he retorts. “Everyone is born knowing Beatles
and he stands as living proof
Sign up for our
lyrics, aren’t they?”
that talent and inspiration
new email newsletter.
like that never tires. It’s
If you would like to receive more
heartening to think that
of the features you’ve come to love direct to your inbox, simply head to www.silverdigest.co.za to sign
lyrics instinctively.
up – like the magazine, it’s also absolutely free.
after such a difficult year, after such adversity, humanity continues to create lovely melodies
They’re passed into the
(doubtless, that’s what we
foetus along with all the
expect from McCartney). McCartney
amniotic stuff. In fact, they should be
III isn’t a Christmas album, but it’s a
called The Foetles.”
festive gift after a long, hard year.
The Beatles was officially formed 60
McCartney might have given us the
years ago, although John Lennon and
sense of positive inspiration we all feel
Paul McCartney first met three years
we need, but this issue of Silver Digest also
earlier, in 1957. Their first single, Love
includes some practical advice to help us
Me Do, was released in 1962. That means
all through this time, from financial insight
that no one younger than about 60 can
to the ordinary health questions – such as
remember a world in which Beatles
dealing with menopause and cataracts –
songs didn’t exist. Such was the band’s
that don’t disappear in times like these.
cultural impact and omnipresence that
But it is holiday season after all, so
they seem to have permeated the global
we’ve made sure we have represented
consciousness. Foetles indeed!
the fun side of life as well. We have travel
Their mythical status makes it somewhat baffling to think that this year, while we were all holed up under lockdown,
ideas, books, puzzles and art to read about in this issue, too. Happy reading and all the best
somewhere on a farm in Sussex, England,
over the festive season. We hope you
one of the people who wrote most of those
spend it “simply having a wonderful
seemingly eternal songs sat down once
Christmastime”! (Those are lyrics from
again to write a few more.
a Paul McCartney song recorded solo at
That’s right, Paul McCartney is still
the same time as McCartney II, not with
at it, and has a new album out this
the Beatles, so you will be forgiven if you
December. It’s amazing to think that the
didn’t immediately recognise them…).
talent that composed I Wanna Hold Your
Graham
EDITORIAL EDITOR: Graham Wood Email: graham.wood@newmedia.co.za SUB EDITOR: Anita van der Merwe LAYOUT & DESIGN: Julia van Schalkwyk PHOTOGRAPHY Debby Wong / Shutterstock.com Unless previously agreed in writing, Silver Digest owns all rights to all contributions, whether image or text. Sources: Gallo/Getty Images, Shutterstock, supplied images, editorial staff. ADVERTISING Paul Goddard | +27 (0)82 650 9231 paul@fivetwelve.co.za Tanya Finch | +27 (0)82 9619429 tanya@fivetwelve.co.za Nina Frank | +27 (0)84 434 7776 nina@fivetwelve.co.za SUBSCRIPTIONS Felicity Garbers Email: felicity.garbers@newmedia.co.za PUBLISHING TEAM GENERAL MANAGER: Dev Naidoo PUBLISHING MANAGER: Sandra Ladas Email: sandra.ladas@newmedia.co.za PRODUCTION MANAGER: Angela Silver ART DIRECTOR: David Kyslinger MANAGEMENT TEAM CEO, NEW MEDIA: Aileen Lamb COMMERCIAL DIRECTOR: Maria Tiganis BRAND STRATEGY DIRECTOR: Andrew Nunneley CHIEF FINANCIAL OFFICER: Venette Malone CEO, MEDIA24: Ishmet Davidson Johannesburg Office: Ground floor, Media Park, 69 Kingsway Avenue, Auckland Park, 2092 Postal Address: PO Box 784698, Sandton, Johannesburg, 2146 Tel: +27 (0)11 877 6111 Fax: +27 (0)11 877 6198 © Copyright Silver Digest 2020 Published by New Media, a division of Media24 (PTY) Ltd Head Office: New Media House, 19 Bree Street, Cape Town, 8001 Postal Address: PO Box 440, Green Point, Cape Town, 8051 Tel: +27 (0)21 417 1111 | Fax: +27 (0)21 417 1112 Email: newmedia@newmedia.co.za Printed by
, a division of Novus Holdings
While precautions have been taken to ensure the accuracy of its contents and information given to readers, neither the editor, publisher, or its agents can accept responsibility for damages or injury which may arise therefrom. All rights reserved. © Silver Digest No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, photocopying, electronic, mechanical or otherwise without the prior written permission of the copyright owners.
4
SILVER DIGEST // SUMMER 2020/2021
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WHERE TO GO, WHAT TO READ, BUY AND DRINK STAY HERE: HOTEL SKY
technology to make it possible for
In an unprecedented time for travellers
guests to book, check in and get
globally, a new Sandton hotel is pioneering
to their room without interacting
a new hotel model and a new hospitality
with another person. It’s all done
experience that might very well pave the
via an app, and there’s a self-service
way for what post-pandemic travel will
check-in. Hotel Sky will also be the first
look like. Hotel Sky, on the corner of Maude
hotel in South Africa (and possibly globally)
and West Street, is a stone’s throw from the
to employ AI-powered robots to assist with
Sandton International Convention Centre.
guest relations, luggage, room service and
(A second establishment is currently being
more. And that’s not to say there are no
constructed across the road from the Cape
creature comforts: Hotel Sky’s executive
Town ICC on the Foreshore.) Hotel Sky
chef is Tony Kocke, as Michelin Star Chef!
has enlisted state-of-the-art hospitality
www.hotelsky.co.za
READ THIS: A WILDER LIFE: JOURNEY OF AN ADVENTURING DOCTOR BY JOAN LOUWRENS Dr Joan Louwrens has always been drawn to wild places, which are balm to her soul. When her husband died, leaving her alone with two small daughters to raise, she threw herself wholeheartedly into ‘adventure medicine’, seeking out the world’s most remote corners – on land and at sea – to practise healing, both her own and others’. Working in wild places from the Kruger Park to the Australian Outback, the Atlantic Ocean islands, and both the Arctic and Antarctic, ‘Doctor Joan’ has dealt with a vast range of medical
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challenges, from rabies to deep-vein thrombosis, childbirth to wisdom-tooth extraction, catatonia to depression. Showing an eagerness to learn and a humility that aren’t always a given in her profession, and with a wry eye and a sympathetic outlook, Joan Louwrens has written a memoir that’s a poignant and often funny story of a life lived to the full.
6
SILVER DIGEST // SUMMER 2020/2021
FEEL PROUD ABOUT THIS: THABISA MJO IS THE FIRST SOUTH AFRICAN DESIGNER TO HAVE HER WORK FORM PART OF THE PERMANENT COLLECTION OF THE MUSEUM OF DECORATIVE ARTS IN PARIS, FRANCE The renowned Musée des Arts Décoratifs (MAD, Paris) has acquired two landmark
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designer to have work included in this
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prominent international museum. MAD
were born out of necessity during
Paris has acquired one of Mjo’s now iconic
originality and diversity, and represents
lockdown. The spirit inside these
Tutu 2.0 lamps and an eye-catching Mjojo
artists and designers hailing from the
bottles is masterfully distilled
cabinet. Both pieces came to the museum’s
creative geography of South Africa and its
because, although times are tough
attention because they were part of an
neighbouring countries, Lesotho, Swaziland,
and money is short, we should
exhibition of Mjo’s work at the Bonne
Botswana and Namibia. “I am completely
all still be able to enjoy a quality
Espérance Gallery, located in the centre of
thrilled,” states Mjo, “to have my work
drink. These new products are
Paris, last year. Bonne Espérance Gallery
represented on the international stage and as
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showcases work that is unique for its
part of an important permanent collection.”
Mjo of Mash T Design Studio for its permanent collection. Mjo is the first local
and vodka at a lower price. Tronk Voël Vodka is all about a smooth and easy drinking spirit. The government-enforced COVID-19 lockdown provided the perfect opportunity for the distillers to experiment and perfect the distilling, resting and filtering process. As the label suggests, the country impatiently counted the days for the lockdown to end and the alcohol ban to be lifted. All the while, West Coast Distillers were
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counting the days in hope of surviving the business shutdown and being able to
price. Just six botanicals are used
fuss, no frills. By using local South
introduce their very
in the distillation, resulting in a
African manufactured glass, cost-
own ‘prohibition
juniper-forward gin with distinct
effective yet striking labels, and
born’ Tronk Voël.
naartjie and rosemary notes on the
wisely chosen botanicals, they have
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Tronk Voël vodka & No Frills gin can be purchased online from The Gin Guy. WWW.SILVER DIGEST.CO.ZA
7
Travel …
Bloukrans Bridge.
IT’S TIME TO REDISCOVER PLETT WITH THIS ULTIMATE
Garden Route bucket list
L
uckily, South Africa is
The charming coastal towns
swimming with seals, canyoning,
blessed with epic, world-
of Plettenberg Bay, Knysna,
marine tours, boat cruises, or
class tourist destinations,
Wilderness and Sedgefield are all
simply strolling the sandy lengths
the kind that attract a steady flow
a short drive from George Airport,
of several Blue Flag Beaches.
of foreign travellers under ‘normal’
approximately six hours drive from
Plett highlights include an
circumstances. Fortunate locals are
Cape Town and twelve hours drive
ethical wildlife experience at the
spoilt for choice when it comes to
from Johannesburg – perfect for
Tenikwa Wildlife Awareness &
planning a local breakaway.
a long weekend or an extended
One such famed attraction is
stay. But the veritable jewel in the
Rehabilitation centre. This not-
PLAN YOUR ROUTE HERE
for-profit organisation focuses on
South Africa’s verdant Garden Route
Garden Route crown is undoubtedly
– a spectacular stretch of coastline
Plettenberg Bay, affectionately
where you can learn about South
on the south-eastern shores of
known as Plett. It is not hard to
African wild cats and other local
the country that is peppered with
understand why, thanks to Plett’s
species. Conservation is key to
must-see sights and hotspots.
incredible natural surroundings,
Tenikwa, which runs rehabilitation
Spectacular views, misty indigenous
beautiful and pristine beaches,
and recuperation facilities where
forests, nature reserves, seaside
plentiful marine life, leisure
injured or abandoned wildlife can
resorts offering excellent cafés,
pursuits, adventure activities,
be rehabilitated according to strict
curio shops and fresh seafood, and a
wildlife sanctuaries and luxury
protocols, so that they are given a
wide selection of outdoor adventure
accommodation destinations.
second chance to be returned to
activities are just a few of the
When staying in Plett, the
reasons this southeast coast trail is
bucket list is endless. There
so well-loved.
are horseback safaris, guided
8
SILVER DIGEST // SUMMER 2020/2021
education and offers daily tours
the wild where they belong. Ocean Blue Adventures offers a two-hour ecological adventure,
LOCAL
which leaves from Plett’s Central Beach
high canopy forest. All primates live
place from the top of the arch of
and heads east past a bird sanctuary,
in a natural environment. As a visitor,
Africa’s biggest bridge and the jump
traverses the bay and cruises back
you will be privileged to step into the
spot is reached via zipline. After
along the inside of Robberg nature
world of these primates to explore
your jump, you’re winched back up
reserve. On the tour you will usually
and learn fascinating facts first-
to the arch’s top and, from there,
encounter dolphins, some shark
hand, while experiencing some of the
you return to land via a suspended
species, seals, pelagic seabirds, as well
planet’s most unique species.
walkway bolted to the underside of
as Southern Right and Humpback
Embrace your inner adventurer
whales in season.
with the Tsitsikamma Canopy Tour,
Explore Robberg on foot another
the bridge. Extraordinary! And, also worlds away from
consisting of ten platforms and ten
the ordinary, is luxurious
day. This pristine nature reserve is also
ziplines (or ‘fufi’ slides) – the longest
accommodation offering The
a national monument, seeing as rocks
of which is 80 metres. The platforms,
Plettenberg. Situated on a rocky
here date back 120 million years, and
built high up in the giant Outeniqua
headland that affords incredible
evidence of middle and later Stone Age
Yellowwood forest, provide an
sea views, the hotel offers a unique
inhabitation has been found in some
unbelievable view of this enchanting
escape with a selection of five-star
of its caves. While walking, keep an
world. Two trained guides accompany
suites, private villas and sea-view
eye out for the rare blue duiker and
the tour and ensure the safety of each
rooms, along with an on-site spa.
remember that Robberg is also famous
group while enthusiastically pointing
for its Great White Shark sightings
out any interesting plants, birds or
Lounge beside one of their two
animals along the way.
infinity pools while taking in some
in the ocean below, so keep a sharp look out for the tell-tale shapes in the water. You can also view the highest navigational light on the South African coastline, at the Cape Seal Lighthouse, which is 146m above sea level. Discover the world’s
Canopy tour in Tsitsikamma National Park.
If that’s not enough adventure for you, see Plett’s glorious nature from a different perspective: upsidedown! Bloukrans Bungy, the world’s highest commercial bungy bridge, is also the
While at the hotel, R&R is a must.
of the most breath-taking vistas in Southern Africa. The Plettenberg boasts views of the ocean, mountains and endless stretches of golden sand. Alternatively, take in the magnificent sea views from the comfort of your sea-facing room,
first free-roaming
highest commercial
where you can watch the waves for
multi-species
natural bungy
pods of dolphins. It’s the ultimate
primate sanctuary,
jump in the world,
Garden Route oasis and a fitting
Monkeyland – a
at 216m above the
base for an unforgettable time in
modern sanctuary established in a pristine
The view from The Gap along the Robberg Hiking Trail.
Bloukrans River. The bungy jump takes
Plettenberg Bay. • www.theplettenberghotel.com
The Plettenberg Hotel.
WWW.SILVER DIGEST.CO.ZA
9
Feature …
Ma
On 11 December, the legendary former Beatle, Wings frontman, solo star and collaborative genius Paul McCartney will release his lockdown album, McCartney III. Silver Digest reflects on the prodigious talent at 78…
T
he Brits have a charming
cut tragically short when he
quirk when noting the
was assassinated 40 years ago
professions of some of
this December, McCartney has
their most beloved icons. In media
continued to write and perform.
profiles and so on, they sometimes
His work with Lennon has joined
list their profession as ‘national
the pantheon of humanity’s all-
treasure’. So the Queen, for
time great artistic achievements,
instance, would be listed as:
but over the decades McCartney
The Queen
has evolved, collaborated
Profession: Queen/
with others, gone in and out of
national treasure.
fashion and, let’s face it, grown
Paul McCartney would be:
old. (Although, you could easily
Musician/national treasure.
knock 20 years off his age and no
But the truth is that the former
one would question it. His voice
Beatle and song-writing legend, at
might be a bit rougher around the
78 years old, has transcended even
edges, but there’s still something
that elevated status. He’s more like
enduringly youthful about him.)
a global resource. His music is like
Documentation of the seven bright years of the Beatles’
to everyone. It’s almost
existence, and even the rest
impossible to imagine
of McCartney’s life, is so
a world in which his
thorough that it has,
and important song-writing partnership in history. Together
gorgeous melodies
as New Yorker writer
with him, alone or in partnership
don’t exist.
Adam Gopnik has it,
with others, McCartney has written
“reached saturation
32 No. 1 songs on the Billboard Hot
point”. Everything
100. No-one has topped that.
McCartney’s legendary Beatles song-writing partner,
is so well known,
John Lennon, would
He’s also had number-one hits
the anecdotes so well
with Michel Jackson and Stevie
have been 80 this year.
travelled, the details so
Wonder. As recently as 2015, he
Although they’d played
thoroughly researched and
together since the late 50s, Lennon and McCartney officially formed the Beatles in 1960, which means Paul’s musical career “on the world stage”, as GQ’s Dylan Jones puts it, is 60 years old. While Lennon’s career was 10
archived, it’s impossible to add The Lennon Wall in Prague is filled with John Lennoninspired graffiti and pieces of lyrics from Beatles songs.
SILVER DIGEST // SUMMER 2020/2021
topped the Billboard charts with a collaboration with megastar rapper
anything. It’s also impossible, given
Kanye West and Barbadian singer
the volume and hyper-detail of it
Rihanna, called FourFiveSeconds.
all, to sum it up.
The Beatles song Yesterday, which
Perhaps it would suffice to
he is reputed to have written in his
say that Lennon-McCartney
sleep, is thought to be the most-
was simply the most successful
covered song of all time.
Continued …
PHOTOS: EMKA74 , ISMAEL QUINTANILLA III / SHUTTERSTOCK.COM
cultural oxygen; it belongs
PAU L M C CA R T NE Y
ac IS BACK
CLICK TO WATCH THE PREVIEW
WWW.SILVER DIGEST.CO.ZA
11
F E AT U R E
been quite satisfied with and started
bedrock of his creative achievement,
according to the Sunday Times
“tinkering”. The tinkering turned
perhaps the characteristic that best
Rich List, McCartney is the world’s
to full-on writing and recording,
defines McCartney’s output is his
richest musician, worth £800m:
and a whole lot of new songs were
prodigious talent – the staggering
that’s $1.2bn or R16 508 952 000!
suddenly on the table.
ability to remain creative, to come
(Incidentally, he shared the
“When I’d done them, I was
up with one wonderful melody after
position with none other than
going ‘Well, what am I going to do
another; almost endlessly, it seems.
Andrew Lloyd Webber.)
with this?’” he told Everitt. “And it
The ever-insightful Gopnik argues
suddenly hit me: this is McCartney III.
that, while McCartney had staggering
him at the moment is that during
But the reason all eyes are on
You’ve done it all yourself, like the
musical talent at his disposal –
the UK’s first lockdown at home at
others, so this qualifies.”
his farm in East Sussex, McCartney
making the case that his musical
McCartney I and II hardly
wrote and recorded a new album,
figure among his most
which will be out on 11 December.
renowned projects.
abilities far outstripped Lennon’s – Lennon’s vision and ambition stretched
It’s called McCartney III, and is
McCartney I was a
that talent beyond mere
the third of what will be a trilogy of
mixed bag to say
entertainment to make
self-titled albums. They stand out
the least, with only
it into important art.
from his other work in that all three
one really stand-
are almost entirely solo efforts, with
out example of the
he wrote for BBC News
Paul recording them himself and
Beatles-era song-
a few years ago in a
playing all the instruments. He did
writing prowess, Maybe
the first one in 1970. It was made
I’m Amazed. In retrospect,
during the last days of the Beatles, as
however, it has come to be
the band disintegrated. McCartney II
understood as a pioneering and
of 1980 was also made alone, in the
highly influential project. While Sgt.
aftermath of Wings. So McCartney III
Pepper’s Lonely Hearts Club Band with
continues the tradition of albums
the Beatles almost singlehandedly
made alone in times of crisis.
changed the way music was
The crisis this time is less
recorded, reinventing the idea of the
“John had reach,”
piece marking 50 years since the Beatles first performed. “He instinctively understood that what separates Sgt Pepper's Lonely Hearts Club Band vinyl record with inner cover photograph of the Beatles
an artist from an entertainer is that an artist seeks to astonish, even shock, his audience. Paul had grasp, above all, of the materials of music, and knew intuitively that
personal or artistic. McCartney
studio album and turning recording
astonishing art that fails to entertain
III was made while safely and
itself into an artistic element of the
is mere avant-gardism.”
comfortably isolating with his
music, McCartney I did the opposite.
daughter Mary and four of his
It was made at home with a four-
achievement of the Beatles, however,
grandchildren. Mary is a renowned
track recorder and a microphone,
is the ability of the music to make
photographer, so the making of
and basically invented the lo-fi
us feel glad. It is rare for important
the project has been beautifully
trend that followed many years later
art to be uplifting. McCartney and
documented, too, showing a spry
and became the basis of indie pop.
the Beatles, however, made happy
and energetic-looking McCartney
McCartney II, they say, prefigured
music. And while McCartney might
at work for posterity.
contemporary electronic pop’s made-
never again have achieved the same
at-home-in-your-bedroom aesthetic.
heights of artistic seriousness that
The album was made in just nine weeks. “I was just messing around,
Will McCartney III do the same?
He argues that the enduring
he did with Lennon – despite the
never suspecting for one second
Who knows? Probably not… But
monster hits both on his own and
that this was going to be an album,”
that’s hardly the point.
with other collaborators – his music
the star told BBC 6 Music’s Matt
While the creative explosion of
Everitt. The album began, he says,
the Beatles in the 60s – McCartney’s
when he dug out an unreleased
partnership with Lennon – will
song from the 90s that he’d never
probably always remain the
12
SILVER DIGEST // SUMMER 2020/2021
has continued to have something gladdening about it. And that, more than anything, is what we need now. •
PHOTO: JOHN B HEWITT / SHUTTERSTOCK.COM
Or, to put it another way,
PAU L M C CA R T NE Y
Money …
Y
HOW TO SPEND YOUR MONEY WISELY THIS FESTIVE SEASON
A
C O N T E N T PA R T N E R S H I P
not, the right answer. When traveling, be it on vacation or to
time of giving, try to make a gift for loved ones instead of buying one – often it will
visit family and friends, always
mean more to the person receiving
remember to pack a mask and
it and to you too. These small
wear one in public or in whatever
changes can add up and help you
fter a long year, summer
other situation it will make you
really get value out of your money,
is here. A time to relax, a
feel comfortable. Sanitize your
while still enjoying the quality time
time for family and friends,
hands frequently, more frequently
you spend with your loved ones.
celebrations, and a time for giving.
than what you might think. There
With 2020 being one of the most
are still summer precautions
care about your financial wellbeing
At Finbond Mutual Bank, we
unpredictable years in modern
to consider as well. Pack a hat,
and about your future. That is why
history, and with COVID-19 still very
remember to wear sunscreen and
we offer some of the best fixed-
much alive in South Africa, how will
stay hydrated. When traveling long
term deposit interest rates you
this affect our festive season? With
distances, stop and take a break
will find, as well as some of the
millions of South Africans making
more often. Being prepared and
best interest on normal savings
plans to travel and spend some
doing the little things that matter
accounts available. We believe that
much-needed time with their loved
will give you the freedom to still
if you spend your money wisely
ones, how do we go about making
enjoy the holidays, no matter how
and save, you should be rewarded
sure we are still being responsible
challenging the year has been.
for it with interest – that is one of
and still doing our part against the
The same is true for your
the basics of banking. Simple and
invisible enemy, COVID-19? With so
financial wellbeing. Doing the little
straightforward. With your money
much uncertainty in our daily lives,
things right today will enable you
growing, you will be able to really
what can we really rely on for a secure
to have a more secure tomorrow.
take a break this festive season and
future? With everyone’s budgets no
The festive season is a time of
focus on the things that matter.
doubt being tighter than usual during
celebration, which can also mean
the festive season, how do we go about
that spending increases and can
Get out more, take more walks,
ensuring we are still able to spend
get out of hand – but it doesn’t
enjoy the beautiful nature South
real quality time together? These are
have to. You do not need to spend
Africa has to offer. Take joy in
some of the questions that we would
all of your hard-earned savings
simple things. Laugh, have fun.
like to help you with during this festive season. Some of the answers to some of the biggest questions often come from observing
to have a good time. Instead of eating out, enjoy cooking a meal at home together as a family. And if the kitchen is not your forte, us South Africans
the smaller things and
can never braai enough,
taking the little steps.
especially in the lovely
Simplicity is not always the easy answer but is, more often than 14
SILVER DIGEST // SUMMER 2020/2021
summer days our country has to offer. Christmas being the
Summer is here to be enjoyed.
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MONEY
WE A LT H
CONTROL THE THINGS YOU CAN How to make the most of your retirement savings.
M
BY MICA TOWNSEND, BUSINESS DEVELOPMENT MANAGER AND EMPLOYEE BENEFITS CONSULTANT AT 10X INVESTMENTS
oving into
making decisions about your
streams, you have some
retirement can be
income, and the risk that
flexibility and can afford to
Living Annuity is that you
worrying. There
bad decisions could mean
take on more investment risk.
outlive your savings. You
running out of money.
The opposite is true if you live
need to consider the draw-
on a shoestring budget, barely
down rate in the context of
covering your bills.
your time horizon, your asset
is an instinctive fear of consuming capital and the
Your retirement pot may
Your major risk with a
prospect of a diminishing
have to last for a long time,
lifestyle. Fortunately,
so you need to give your
these concerns can be
money the best chance to earn
depleted by fees, as well as
addressed with a few well-
returns that outpace inflation
by what you draw. According
such as the 10X Retirement
informed decisions, says
over time, which means
to government estimates,
Calculator, which you will
Mica Townsend, Business
putting some money in the
the industry average fee for
find on the 10X website
Development Manager at
share market.
living annuity investors is
www.10x.co.za, can help you
approximately 2.5% (plus VAT)
find your optimal sustainable
alternatives offered, your
of the investment balance
draw-down rate, based on
living and a life annuity
choice is essentially a high-,
(0.75% for advice, 0.25% for
your estimated life expectancy
at retirement requires
medium- or low-equity
administration and 1.5% for
and other parameters.
careful evaluation of your
portfolio. Don’t ignore your
investment management).
circumstances. The key
personal risk tolerance here.
difference is flexibility. With
There is no point investing
on your LA prudently, at
capital that remains after you
a life annuity, you are bound
in a high-equity portfolio for
say 4% to 5% pa, paying an
pass goes to your nominated
to a predetermined income
long-term growth if the stress
additional 2,5% in fees will
beneficiaries (either as a lump
for life, which might feel more
of market volatility sends you
equal half your retirement
sum or an annuity).
secure but, over the long term,
to an early grave. While the
income. This will take years
can penalise you.
share market promises to
off your savings. One of the
do to increase your retirement
boost your returns, it will also
flexibilities with a living
pot once you have stopped
test your nerve.
annuity is that you are not
working, there’s much you can
10X Investments. Choosing between a
You may be very active in your sixties and seventies, incurring travel
Despite the many
If you are drawing down
mix and the fees you pay. Financial planning tools
One of the attractions of a living annuity is that any
While there is little you can
tied to a provider so, if your
do to make your savings last: a
and recreational expenses,
the portfolio building blocks
fees are too high, you can
low-cost high-equity portfolio
requiring a higher, more
together yourself, or you could
switch to a provider that
can add many years of
flexible income to start
choose to invest in a balanced
charges less, ideally less
sustainable income, provided
and a lower, more secure
multi-asset fund – the latter
than 1%. The 10X Living
you draw down prudently.
income later. A living annuity
being the more prudent.
Annuity does not charge for
But, ultimately, the best way to
advice or administration, and
control your anxiety is to stay
accommodates these realities
You may consider putting
Your savings will be
Importantly, don’t view
by allowing you to choose
your living annuity portfolio
investors pay a maximum
informed, to control what you
your investments and
in isolation. If you have
fee of 0.87% (including VAT),
can, and to accept what you
income. However, flexibility
significant non-retirement
which reduces for amounts
can’t. And, famously, to know
brings the responsibility of
savings or other income
above R5m.
the difference. •
16
SILVER DIGEST // SUMMER 2020/2021
5 MONEY
DAMAGING MYTHS ABOUT WILLS BUSTED
W
hen it comes to
Myth 2: ‘It doesn’t really matter if
however, while the marriage was
estate planning, we
my will could possibly be invalid,
dissolved by a divorce order in
still unfortunately
as my heirs can always apply to
2011, he did not amend his will. In
encounter many misconceptions
the court to validate my will.’
2016, the deceased then sent an
about the drafting and executing
An important judgement in this
email to the applicant confirming
of a last will and testament. In
respect was given in May last year
that if he died all his assets and
particular, there are five key myths
by the Western Cape Division of
investments should go to her.
about wills in South Africa that
the High Court, Cape Town, in the
urgently need busting to ensure
court case of Dryden v Harrison
with costs as the court was
that your wishes are smoothly and
and Others.
not satisfied that the deceased
successfully carried out, and that
The application was dismissed
The applicant, who was in a
intended this email to be his last
your loved ones are cared for after
romantic relationship with the
will and testament, as he did not
your passing.
deceased, sought an order that a
proceed to formally execute a will
will in the form of an email from
that complied with the necessary
Myth 1: ‘If I die without a valid will,
the deceased be accepted by the
formalities as prescribed in
my estate will go to the State!’
court as a valid will. This will was
the Wills Act. This goes to show
If you die without a valid
declared invalid by the Master
the importance of a properly
will, then the Intestate Succession Act will regulate who the beneficiaries of your estate will be.
as it did not comply with the
executed will.
formalities stipulated in the Wills Act. In certain instances, a court may order the
Myth 3: ‘It will be in order if I sign my will today and let two witnesses sign tomorrow, as I do
The beneficiaries
Master to accept a
not have two witnesses with me
may include a
document as a valid
right now.’
spouse, biological
will even though
In a South Gauteng High Court
children, adopted
the document does
case, Karani v Karani NO and
children, parents or
not comply with all
other blood relatives
the legal formalities.
as determined by the
However, the court must
applicable clauses of the Intestate Succession Act. It’s only when there is a total
be satisfied that the document
Others, the will of the deceased did not comply with the specific legal formality that a will must be signed by the person making
was drafted or executed by the
the will in the presence of two or
person who subsequently died, and
more competent witnesses. These
lack of beneficiaries that your
that the deceased person intended
witnesses must also sign the will in
estate will devolve upon the
the document to be his or her will.
the presence of the person making
Guardian’s Fund (Master of the
The deceased in the Dryden
the will, and of each other.
High Court), and if it is unclaimed
case had previously executed a
after a period of 30 years, it will be
will in 2006 that bequeathed his
two witnesses did sign the
forfeited to the State.
estate to his then-spouse. Notably,
contested will. However, the first
18
SILVER DIGEST // SUMMER 2020/2021
In the case of Karani v Karani,
WEALTH
witness did not sign the will in the presence of the deceased or the
immovable property is located. The first reason is that certain
this by referring you to suitable professionals in other jurisdictions.
second witness. In the end, the
countries have statutory rights
court found the will to be a forgery
like forced heirship, and a South
Myth 5: ‘I don’t need a long,
and declared it invalid.
African will that deals with the
complex will – my one-page will is
foreign asset will never be able
more than sufficient.’
the remark that witnesses to a will
to override the rights of certain
Clients sometimes complain about
should also sign each page, despite
family members to inherit within
a will being way too long or too
the fact that the Wills Act only
that jurisdiction. Furthermore, a
complex. But while a one-page will
requires that the creator of a will
probate (court authority) will be
with all the required formalities is
sign each page of a multi-page will.
required in most foreign countries
better than no will, it will seldom
The reason for this is to mitigate any
to deal with the foreign asset,
make provision (for example) for
potential dispute between heirs and
because South African Letters
a testamentary trust to be formed
family members in the future.
Furthermore, the court made
of Executorship may not be
in cases where a minor inherits. If
It’s a misconception that the
accepted or recognised. Lastly, it
these provisions are not stipulated,
formalities required for execution
is important to note that English
then the minor’s inheritance must
of a valid will are overrated or
might not be the legal language of
be paid to the Guardian’s Fund.
unnecessary. We, for example, often
the particular country, and it might
have clients who return their wills
therefore necessitate a sworn
uncertain future scenarios, and are
to us signed only by themselves.
translation of the will.
intended to help resolve unforeseen
They then request that someone in
When drafting local and foreign
The wills that we draft cater for
circumstances that may arise.
our offices witness the will for them,
wills, it is also vital that the two
They are very comprehensive and
which we, obviously, are unable to
wills complement each other. The
therefore lengthy documents.
do. The fact of the matter is that by
last thing you want, for instance, is
not complying with the formalities
for one of the wills to erroneously
CONSULT A PROFESSIONAL
of the Wills Act, you can potentially
revoke the other because the
Consult a professional to assist you
invalidate your will. This could
revocation clauses were not drafted
with the drafting and execution
result in dire consequences for your
in accordance with each other. It’s
of a will, as they should know the
heirs at a time when they already
thus important for you to tell the
specific formalities that need to be
have enough on their plate.
people drafting your will that you
complied with in terms of South
have multiple wills, and to perhaps
African law. The ultimate goal is to
Myth 4: ‘I have immovable
have a single person co-ordinating
make sure you have a valid will that
property offshore, but that is
the drafting of your local and your
properly executes your last wishes
covered in my South African will.’
offshore will.
when you are no longer here. •
If you have executed a will in
It therefore makes sense to
South Africa that does not specify
involve a professional in the
that the jurisdiction of the will is
relevant foreign jurisdiction
only South Africa, it will in terms
where your immovable property
of our law cover your worldwide
is situated to draft a will
estate. However, if immovable
dealing only with that
property is involved, we strongly
asset, as this will
advise that you have a separate
potentially save time
will drafted by a professional
and costs. Citadel is
in the jurisdiction where the
able to assist you with WWW.SILVER DIGEST.CO.ZA
19
Health …
9 TIPS TO DEAL WITH Menopause usually starts when you’re in your early 50s. Fortunately, if patients follow these easy steps, they can ease the symptoms considerably.
1
QUIT SMOKING Studies have found that women
who smoke tend to get earlier menopause, have worse hot flushes, and don’t respond as well to HRT (hormone replacement
news: it’s not much of a consolation, but at least there are products that
to bad moods and bad migraines.
2
symptoms in this day and age,” said Dr Joshua Matambo, an obstetrician and gynaecologist at Mediclinic Newcastle. “It is important to discuss your concerns with your
ZAP YOUR ZITS As if the headaches and hot
flushes weren’t enough, acne is another common complaint during menopause. Switch to gentler cosmetics and moisturisers, which won’t clog your pores. Words to look for on the packaging are ‘non-
healthcare professional so that the
comedogenic’ and ‘non-acnegenic’.
appropriate lifestyle changes and
6
therapeutic options – which do not necessarily include hormone
he said.
sun, which could dry and damage
5
“No woman should be
the informed decision-making,”
harsh chemicals, and stay out of the
Avoid colouring products that have
your hair.
suffering from menopausal
concerns, as well as be involved in
8
can help you save what you have.
therapy) pills.
ASK YOUR DOCTOR
that they can also express their
KEEP YOUR COOL Hot flushes at night are known,
GET PLENTY OF REST Your sleeping patterns might
take a knock – and that could lead Getting some exercise will help you sleep better at night, even if it’s just a walk during the day. You may want to talk to your GP about sleeping pills. If you do, ask for short-term remedies. You don’t want to add more meds to your mix.
9
MANAGE YOUR MOODS Menopause is what happens
when your body stops producing eggs (biologists think it’s there to help prevent women
in some cases, to last a couple of
having dangerous late-life
started.”
minutes. Keep cool by switching to
pregnancies). But while your
3
thinner pyjamas and lighter blankets
periods are ending, premenstrual
and use a bedside fan to keep the
syndrome (PMS) is going down
room temperature down.
swinging. If you had bad PMS,
replacement therapy – can be
KEEP A DIARY Certain things – like caffeine,
alcohol, hunger, or (of all things) hot rooms – can trigger hot flushes. Keep a diary of your possible
7
INVOLVE YOUR PARTNER Although the health problems
your body’s hormonal changes during menopause might cause even bigger mood swings. Ask your
may be personal, you shouldn’t try to
gynae or GP about low-dose birth
around them.
do this on your own. Dr Matambo has
control pills or antidepressants (or
4
some sound advice for any woman
alternatives) to help manage those
who’s suffering from menopause. “I
mood swings. •
triggers and find ways to work
PROTECT YOUR HAIR Bad news: your hair could
start thinning or shedding. Good
20
always advise my patients to come with their husband or partner so
SILVER DIGEST // SUMMER 2020/2021
This article was first published on www. medicalacademic.co.za on 9 January 2020.
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H E A LT H
WHAT AN OPHTHALMOLOGIST WANTS YOU TO KNOW ABOUT CATARACTS
L
orraine Petersen from
unlikely to notice changes to your
break up the cataract with a probe
Mitchell’s Plain explains that
vision initially, a cataract may grow
that produces ultrasound waves
her mother’s failing eyesight
denser and cloud more of the lens
and sucks out the fragments,” says
was affecting her quality
over time. This can make your
of life. “Her cataracts
vision foggy as less light
made it difficult for
reaches the retina. It’s
her to see and she
rather like looking
lost confidence.
through a misted-up
At one point, she
window.
stopped going
Dr Gerber. “For cataracts that have progressed to the point where patients can only see large hand movements, we can’t use ultrasound to break it up as the cataract is too hard. So we make a bigger incision to remove the
Fortunately,
HOW DO THEY DEVELOP?
Lorraine’s mother
Most cataracts
clouded lens is then replaced
out altogether.”
was selected for
develop slowly and
a cataract removal
are left undiagnosed
procedure at Mediclinic
for a long time. Dr Willem
Milnerton as part of a
Gerber, an ophthalmologist
large-scale corporate social
at Mediclinic Durbanville, explains
cataract as a whole.” The eye’s with a synthetic version called an intraocular lens (IOL) to restore clear vision. The monofocal IOL has a fixed focus for one distance. Presbyopia-
investment project. After a successful
that as the cataract grows denser,
correcting IOLs (also known as
operation, she’s regained clear vision.
it will lead to more noticeable
multifocal IOLs) have the potential
“I’m very glad she was selected for
symptoms, such as:
to help you see clearly at more
the surgery,” Lorraine says. “She’s
• Clouded, blurred or dim vision
than one distance. Toric IOLs are
able to enjoy her grandchildren’s
• Increasing difficulty with vision
designed to correct both cataracts
school concerts again – and to read the subtitles on TV.”
at night
and astigmatism (an imperfection
• Sensitivity to light and glare
in the curvature of your eye) at the
• Need for brighter light for reading
time of surgery.
WHAT IS A CATARACT?
and other activities
A cataract is a progressive clouding
• Seeing ‘halos’ around lights
of the natural lens of the eye, which
• Frequent changes in eyeglass
Can you prevent them? In short, no. Although no one knows exactly what causes
is located behind the pupil. This
(spectacle) or contact lens
cataracts, the most common type
clouding can disrupt the vision.
prescription
is related to ageing. “Scientists
“There are many different types
• Fading or yellowing of colours
think there may be several
and causes of cataracts, but the
• Double vision in a single eye.
additional causes for cataracts,
most common is normal age-related
including smoking, diabetes and
degeneration of the eye’s lens,”
WHAT IS THE CURE?
eye injury – either soon after
says Dr Alan Sara, a supporting
The short answer is surgery, with
injury or years later,” says Dr
ophthalmologist at Mediclinic
the intricacy of the procedure being
Aleksic. And although you may
Howick. “If we live long enough, we’re
dependent on how dense the cataract
develop cataracts in both eyes, a
all destined to get them.”
is. “With early cataracts, we do a
cataract cannot spread from one
procedure called phacoemulsification,
eye to the other. •
Dr Zoran Aleksic, a Mediclinic Cape Town ophthalmic
which, in simple terms, is a micro-
surgeon, adds that while you’re
incision surgery technique where we
22
SILVER DIGEST // SUMMER 2020/2021
This article was first published on www. mediclinicinfohub.co.za on 19 October 2020.
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H E A LT H
HOME CARE – QUESTIONS YOU NEED TO ASK! psychological and social circumstances can often complicate care • A 24-hour emergency line is essential • The caregiver should at least have received accredited Quality Council for Trades & Occupations (QCTO) training • South African Nursing Council (SANC) registration is required when the caregiver is a registered nurse or an enrolled
W
hen a home care supplier
nursing assistant • A criminal check must have • A home care supplier’s service
been performed
is chosen, people often
record must be checked as there are
fail to do the necessary
various fly-by-night suppliers that
earn a minimum wage and
don’t necessarily have the required
that the company is registered
experience or accreditation
and fulfils its SARS obligations.
research, as the care might be urgently needed or because price determines the choice of supplier. As home care is
• Services must follow the
• Make sure that the caregiver/s
Overhead costs of a registered
a specialised and unique service and
prescriptions of treating doctors
company can sometimes
caregivers have to adapt to the familiar
and also accommodate the
contribute to marginally
individual needs of a patient
higher service costs, but it is
environment of the patient’s home, it is essential to ask certain questions so
• The evaluation or assessment that
as to be empowered to choose the best
is performed by a registered nurse
supplier for your needs and that your
– before commencement of the
budget allows.
service – must be the basis of the
There are various questions you need to ask before choosing a home care supplier: • A home care supplier must have a home nursing practice (PR)
are properly researched. A responsible supplier will
formulation and implementation of
ensure its caregivers are trained on
an individual care plan
an ongoing basis as it is important
• Care plans must adhere to sciencebased clinical guidelines • The home care supplier must
for the patient to know that you are receiving the best possible care. A multi-disciplinary team ensures
number, otherwise the caregiver’s
follow a patient-centred approach
that all needs can be met and that
service hours cannot be claimed
that takes into account the patients’
the individual care plan will keep
from your medical scheme
and family’s preferences, needs
the patients’ best interests at heart.
• A home care supplier must have good relationships with the different medical schemes and
24
important that these aspects
and values, as well as guiding clinical decisions • The home care supplier supports
Although home care is a relatively new concept in South Africa, Medwell SA’s incorporated
know what can be claimed for and
a multi-disciplinary professional
companies had already entered
how, as not all services are paid for
team approach that looks after all
this field in 1996. •
by all medical schemes
the patient’s needs as physical,
www.medwell.co.za
SILVER DIGEST // SUMMER 2020/2021
WHAT WE DO: Medwell SA specialises in providing managed home health care services as an alternative to long term hospitalisation and care in specialised care facilities. Our services include managed care at home, post-hospitalisation, discharge from rehabilitation facilities and also supplying the needed Medical equipment. Our services are rendered to all age groups including the elderly that have become frail. Our aim is to provide patient centred care with an emphasis on the clinical needs and requirements as well as the personal needs of the patient and family involved.
Incorporating:
SERVICES MANAGED HOME NURSING STOMA CARE WOUND CARE POST HOSPITALISATION CARE DEMENTIA & ALZHEIMER’S CARE PALLIATIVE CARE HOME VENTILATION POST-OPERATIVE CARE NURSING PROCEDURES FRAIL CARE FACILITY MANAGEMENT RETIREMENT VILLAGE CONSULTATIONS
MEDICAL REHABILITATION EQUIPMENT WHEELCHAIRS CRUTCHES HOSPITAL BEDS ADULT NAPPIES
BRANCHES: PRETORIA (HEAD OFFICE): 012 347 8344 CAPE TOWN (REGIONAL OFFICE): 021 949 7588
OTHER BRANCHES:
POLOKWANE 012 347 8344 BLOEMFONTEIN AND SURROUNDS 076 517 6276 DURBAN AND SURROUNDS 031 463 3319 / 063 915 2686
PORT ELIZABETH 041 363 9962 OVERBERG (HERMANUS/ONRUS) 028 316 3661 PLETTENBERG BAY 044 874 6490 GARDEN ROUTE (GEORGE) 044 874 6490 MEDICAL SUPPLIES AND EQUIPMENT: 012 335 8104
MANAGED HOME NURSING
www.medwell.co.za | info@medwell.co.za
H E A LT H
CBD: A NATURAL SOLUTION TO CHRONIC PAIN AND INFLAMMATION
C
BD (cannabidiol), a non-
the same way as CBD to reduce
intoxicating extract derived
inflammation in the body. But
from the cannabis plant,
unlike these drugs, steroids and
has fast proven itself to be a 100%
opioids, CBD does not have any
safe and highly effective natural
negative side effects – and it
solution to a myriad of health
therefore presents an excellent
conditions and concerns.
natural alternative to these
properties of CBD are thought to
pharmaceuticals.
be behind its apparent potential to
CBD works within an existing system in the body known as the
promote a greater sense of calm.
endocannabinoid system (ECS),
CHRONIC PAIN
Helping to relax tension in the body
whose primary task is to restore
As well as reducing inflammation
and mind, a daily dose of CBD will
homeostasis (balance) throughout
to ease discomfort, CBD is also
in turn provide a better night’s rest.
its various functions and processes.
thought to decrease pain by
Some of the most popular
CBD’s ability to relieve chronic
actually reducing the body’s
pain also contributes to its efficacy
issues that people are using CBD
sensitivity to the pain itself. It is
in helping individuals get some
to treat relate to its powerful
thought by researchers that CBD is
solid shut-eye as, understandably,
anti-inflammatory, analgesic and
able to affect the way that various
severe discomfort can be the cause
anti-anxiety benefits. As such,
stimuli impact pain receptors,
of a disrupted sleep cycle.
it is able to help provide relief
so that people experience pain
from common concerns like
differently after having taken the
WHY GOODLEAF CBD?
chronic pain, trouble sleeping and
cannabis compound.
All Goodleaf CBD products are
inflammatory conditions.
This makes it an effective
premium, made with the highest
option in the treatment of post-
quality ingredients and plants that
INFLAMMATION AND ARTHRITIS
surgical recovery, as well as more
are grown in healthy soil containing
generalised chronic pain situated
no pesticides or heavy metals.
Much of CBD’s ability to assist with
in the hips, knees, spine and other
pain relief is due to its potent anti-
bones and joints.
inflammatory properties.
Due to the removal of THC (the intoxicating compound often associated with the ‘high’ of
SLEEP ISSUES
cannabis), CBD is 100% legal to
of a multitude of conditions are the
There is not much known or
consume and will not impair mental
result of inflammation – such as
understood yet around how exactly
clarity or judgement in any way.
arthritis, a by-product of swelling
CBD works to improve sleep, but
And just to put your mind at
around the joints – CBD can be an
it is generally thought to be that it
ease, our CBD is always third-party
excellent way to provide relief from
helps by treating the root causes of
lab tested to ensure the utmost
feelings of severe discomfort.
insomnia and sleep disruption.
safety and quality, with certificates
And since the pain symptoms
Traditional pharmaceuticals
Stress very often goes hand
of analysis available on request. •
like NSAIDs (Non-Steroidal Anti-
in hand with sleep deprivation,
www.goodleaf.co.za or
Inflammatory Drugs) work in
and the powerful anti-anxiety
call us on (021) 286 9055
26
SILVER DIGEST // SUMMER 2020/2021
Leisure …
THE LASTING LEGACY OF
IRMA STERN
I
rma Stern is an important figure in the history of South African art. An undeniable innovator, her portrait
and still life paintings have been especially admired by generations of
Right: Still Life of Dahlias in a Vase with a Basket of Apples, 1945, Swazi Woman, 1927 Below: The Grand Canal – Venice, 1948
collectors. Nearly a half-century after her passing, Stern’s legacy endures and she continues to outperform all other South African artists – she is art auctioneer Strauss & Co’s topselling artist. And who better to take us through the enduring legacy of Irma Stern and her work than Bina Genovese, Joint Managing Director of Strauss & Co.
Q: WHAT DO YOU THINK IT IS ABOUT IRMA STERN AND HER WORK THAT KEEPS LOVERS OF FINE ART AND COLLECTORS WORLDWIDE ENTHRALLED, CONTRIBUTING TO HER ENDURING LEGACY? Born in South Africa in 1894 to German-Jewish immigrants, Irma Stern is distinguished for her unique visual language inspired by the German Expressionists, but with a very strong African flavour. Her vision of the world through her many travels is generously and exuberantly portrayed in terms of vivid colour and energetic paint application. The works she produced document her travels and encounters with people in the places she visited. Stern’s vibrant, lustrous floral studies and deeply 28
SILVER DIGEST // SUMMER 2020/2021
ART VIEW ONLINE GALLERY compelling portraits reveal a
extremely difficult, especially for
in the space provided”, according
larger-than-life, independent and
a woman alone. This inspired her
to the doyenne of South African
courageous woman, who always
evocative and powerful studies of
art history, Esmé Berman. Stern’s
knew the value of her work and
the local people she encountered
1940s flower studies are praised for
never undersold herself. She was a
and their ways of life. [S]he
their ‘molten magma of colour’ and
highly prolific and successful artist
exhibited in Germany and France,
heralded to be among her finest.
– the startling price tags achieved
winning the Prix d’Honneur at the
for her paintings at auction since
Exposition Internationale des Beaux-
Live Virtual Auction, which took
2000 bear testimony to the broad
Arts. According to art historian
place in November 2020, included
base of collectors globally who find
Marion Arnold, this exhibition
15 Stern works, varying from
great pleasure in owning works by
was a roaring success, bringing
works on paper and studies of
this extraordinary artist.
her “widespread interest and
olive pickers and harvesters to
eulogistic comment in French art
some of her most important still
African in Europe: European in
publications”. The European public
lifes with flowers from The Tasso
Africa, by respected art critic and
was enthralled and intrigued by
Foundation Collection, assembled
author Sean O’Toole, is being
her strong African identity and her
by the Late Giulio Bertrand of
published soon and I am very
lively documentation of the places
Morgenster. There was also a
much looking forward to reading
she visited.
beautiful View of the Grand Canal,
A new biography of the artist,
it in full. It encapsulates Irma
Strauss & Co’s NORTH/SOUTH
Venice, full of light and colour,
by her experiences and travels
Q: FLOWERS ARE CENTRAL TO AN APPRECIATION OF IRMA STERN’S BIOGRAPHY AND WORK. PLEASE TELL US ABOUT THIS THEME AND HER RELEVANT WORK ON AUCTION IN NOVEMBER?
through Africa. Her works are a
Stern produced numerous still lifes
synthesis of cultures: African and
throughout her career. They were
European, formed by a singularly
integral to her identity as a painter
individual vision. She is not only
and enabled her to refine her
one of the grand masters of 20
expressionistic use of colour and
Stern as a fascinating product of dual heritage, positioned in the traditions of the European Jewish community and developments of modern Western art, while at the same time being deeply inspired
th
South African painting, she also
dynamic detailing of objects. Stern
takes her place in the canon of
returned again and again to the
modernist art history alongside
blooms that were readily available
international contemporaries like
either in her own garden or from
Max Pechstein, whose influence
the flower market in Adderley
was of vital importance to her
Street in central Cape Town.
development as an artist.
Stern’s highly energised floral
Fiercely independent, she
and the unforgettable portrait of a Swazi Woman that graced the cover of the auction catalogue. • www.straussart.co.za
Below: Olive Pickers, 1962
studies from the 1940s represent
travelled continuously throughout
the apex of her achievement in
her life. Beginning in the 1930s, she
this genre. They exude vitality
undertook many expeditions into
and joy that bursts beyond the
the heart of Africa – to Swaziland,
confines of the picture plane, as if
the Belgian Congo and Zanzibar –
the totality of objects on the canvas
when transcontinental travel was
are “resisting their confinement WWW.SILVER DIGEST.CO.ZA
29
LEISURE
BAKING
A RECIPE FOR SUCCESS THE ULTIMATE GUIDE FOR YOUR BAKING BUSINESS
T
hinking about taking your hobby from confectionary side hustle to a full-time
baking business? The romantic idea that you will spend your days only baking perfect cookies is far from the reality of what it takes to run a profitable baking business. Cookbook author, business owner
reputation can even save you money on marketing. Being mindful of your patron’s ideas, inputs and even criticisms will help you build a loyal base of return customers and pull in new business.
ASK FOR ASSISTANCE
VIEW HER YOUTUBE CHANNEL HERE
Identifying what is not your strong
and baking aficionado Grace Stevens
point and learning to ask for help in the
shares her most valuable insights into
right places is extremely important for
what you need to do to begin your
your confidence, as well as the growth
baking business.
and sustainability of your business.
4. Have a contingency plan. Adding a small amount onto each of your successful orders
SET INFORMED GOALS
5 TOP TIPS ON PRICING THAT YOU NEVER EVEN THOUGHT ABOUT
will ensure you have the budget
Every great cake begins with an amazing recipe. In business, your
1. When selling your masterful
order without running at a loss.
to remake an unsuccessful
recipe should start with researching
creations, be mindful of expenses
The number of re-bakes will be
your target market, examining
like packaging, consumables,
unique to your skill level and
your competition, and setting clear,
ingredients, your time and your
should decrease as you become
achievable goals to help you stay
technical skill level. Marketing for
disciplined on the path to your
the launch of your start-up and for
sweetest business dreams.
the long term is important to cost
pearl of wisdom that Grace
into every sale.
shares is that you need to
PLAY TO YOUR STRENGTHS
2. Certain markets, such as wedding
more experienced. 5. Perhaps the most important
know your worth and stick to
Embrace the elements that make
cakes, may have a seasonal swing to
it. The value you assign to your
your creations extraordinary and
them and it is important to budget
creations is pivotal to both the
play to your strengths as a baker and
to diversify your products and save
health of your business and your
businessperson. Offering something
for the slower months accordingly.
professional confidence.
unique, delicious and reliable to your
3. Identify exactly what each of your
customers will keep your creativity
recipes cost as if you had to buy all
If you plan carefully, never follow a
flowing and ensure you get your
your ingredients and equipment
half-baked idea, are mindful of your
financial piece of the pie.
tomorrow. Even the best equipment
finances, and never undervalue your
has a lifespan, so it is important
skills or the products they allow you
LISTEN TO YOUR CUSTOMERS
to plan to improve, expand and
to produce, you should be sifting
Your customers can be your biggest
replace your essential equipment
your way to success in record time. •
advocates and having a great
as needed.
www.gracestevens.co.za
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SILVER DIGEST // SUMMER 2020/2021
ew . vi
nt
to
ST F A ca R ll RT us O to M m IN ak e R1 G an ap po . 6 in tm M e se ea Pl
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LEISURE
BOOKS
SUMMER READING
A book for your coffee table and one for your kitchen – and both make great gifts. TASHAS INSPIRED: A CELEBRATION OF FOOD & ART
MAURITZFONTEIN: THE STORY OF A KAROO GARDEN At historic Mauritzfontein, a renowned thoroughbred stud near
MAURITZFONTE
A collection of classic recipes
The story of a Karoo
garden
IN
from cuisines around the world, beautifully illustrated with over 80 pieces of original art and stunning
Kimberley in South Africa, there’s
photography. Each of the seven
an astonishing nine-hectare
chapters in the book recreates a
garden that emerged against all
place that has had a lasting impact
odds from the hot, red dust of the
on Natasha Sideris, the founder
surrounding Nama Karoo veld
and creative force behind the
about half a century ago. This
popular tashas boutique cafés
book is the story of that garden’s
Paul Duncan & Art
evolution – much of it the work
in South Africa and the UAE: the hur Mennigke
of horticulturist and landscape
New York deli, the Spanish tapas bar, the Parisian bistro, the Greek
designer Arthur Mennigke, who
taverna, the Levant kitchen, the
inherited a garden pioneered
location. There are green lawns
English country home and the
by Joane Pim in the 1950s. The
and scattered copses, eye-catchers
classic international café. This
native tree species planted half
and vistas, and a vegetable garden
book is more than just a collection
a century ago are reminiscent
producing abundant supplies of
of recipes from around the world.
of what might have been in the
fruit, vegetables and herbs for the
tashas inspired is designed to evoke
Kimberley veld before prospectors
kitchen. Mauritzfontein, The Story
emotion and memory, and to
searching for diamonds stripped
of a Karoo Garden will appeal to
inspire you to create these sensory
it of nearly everything growing
those with an interest in gardens
adventures and experiences in
there. Ranged across two
and horticulture as much as it will
your own home. •
koppies, there is a succulent
appeal to those with an interest
garden teeming with indigenous
in the evolution of a green oasis
horticultural specimens, and
close to where the history of
a woodland garden filled with
industrialised South Africa began..
native tree species. In the grass meadows, endemic plants not seen in the surrounding veld for generations are coming back to life, coaxed by Arthur and a team of gardeners in tune with nature, ecology and this spectacular
32
SILVER DIGEST // SUMMER 2020/2021
LEISURE
PUZZLES
PUZZLES & SOLUTIONS SUDOKU: Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9.
SOLUTION TO LAST ISSUE'S CROSSWORD
SOLUTION TO LAST ISSUE'S SUDOKU
WWW.SILVER DIGEST.CO.ZA
33
LEISURE
PUZZLES
CROSSWORD
CLICK FOR THESAURUS
34
SILVER DIGEST // SUMMER 2020/2021
Healthcare has never been Repeat Prescription Service more convenient at a We notify you when your pre- packed repeat medication is ready for collection.
Clicks Pharmacy Scan the QR code to submit a repeat script
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Order self-medication online and collect at your nearest Clicks Pharmacy. Create your online account at clicks.co.za
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Script management via the app Submit scripts on the Clicks app and collect your meds in 4 hours.
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Download the Clicks app on Google Play or the Apple App store
COVID -19 antibody test NOW AVAILABLE at Clicks Clinics nationwide Test results available in 10 minutes Quick and painless finger prick Book a COVID-19 antibody test at a Clicks Clinic near you - R199 Beyond the Blue S66780
Call 0860 254 257 to book an appointment or scan the QR code to book via the onlne portal.
Not yet a member? Join in-store or on the app.
pay less www.clicks.co.za
0860 254 257
Clicks SA
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INSPIRING SOUTH AFRICA’S KITCHENS Go to FOOD24.COM for over 20 000 easy recipes + how to cook them
