5th Annual NAWRB Conference Agenda

Welcome to Chicago the Heart of America!

Women in the Housing & Real Estate Ecosystem (NAWRB) welcomes you to the 2018 NAWRB 5th Annual Conference, “Year of Women” usbank.com/mortgage in Chicago!

NAWRB connects and builds sustainable relationships with senior executive women and international leaders. From poverty and homeownership to C-suite opportunities and family offices, we provide one of the most thorough resources for women in the industry. We are pleased to have you join us as we celebrate the strides women have made this past year and collaborate to advance women’s economic growth and independence.

In the past year, we have changed our name to capture our bandwidth, released the two-volume 2018 Women in the Housing Ecosystem Report (WHER), expanded the number of influential women to our Diversity & Inclusion Leadership Council (NDILC), and were awarded the 2018 APEX Award for Publication Excellence for a fourth consecutive year!

Gracing our stage will be numerous phenomenal leaders from many industries across the housing ecosystem. Diana Mendley Rauner, Ph.D., First Lady FIRSTNAME LASTNAME Title of Illinois and President of the Ounce of Prevention Address Fund will deliver our Keynote Address.

We City, ST ZIP are also office: XXX.XXX.XXXX introducing our SheTalks series, concise and impactcell: XXX.XXX.XXXX ful 20-minute presentations on key email: issues affecting NMLSas #: XXXXX the industry and gender equality, as well an amazing lineup of panelists.

Eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank.¹ Take 0.25% of usbank.com/mortgage the loan amount and deduct it from the closing costs, up to a maximum of $1,000.2

I’ve made the move to U.S. Bank.

Achieve home ownership with the American Dream Mortgage.

I’m excited to announce that I recently joined the team at U.S. Bank. So when you’re ready to find a place to call home, start with the financing. With my dedication, step-by-step guidance and preparation for your loan closing, your dream of home ownership could become a reality.

– FHA and VA mortgages

– Loan options to avoid mortgage insurance – Construction and lot loans

– Financing available for a wide price range of homes

We’re here to help you become a homeowner.

– Competitive fixed rate Call today to learn more.

– Low down payment options Another event you don’t want to miss is the mPow1. To receive the U.S. Bank Customer Credit, a U.S. Bank Personal Checking Package must be established prior to final loan approval, or must have an existing first lien mortgage with U.S. Bank. A minimum of $25 is required to open a U.S. Bank Checking Package. For a comprehensive list of account pricing, terms and policies see the Consumer er—MBA Promoting Opportunities Women – Account Mortgage insurance PricingFor Information brochure and the Your Deposit Agreement. These documents can be obtained bypaid contacting a U.S. Bank branch or calling 800.872.2657. 2. The U.S. Bank Customer Credit is calculated as 0.25% of the loan amount. The maximum customer credit amount is $1,000. For an existing U.S. Bank home mortgage, the maximum To Extend Their Reach leadership panel, featuring refinance customer credit is $300 and may only be applied once per property within a 12 month period. Certain mortgages may not be eligible for stated credits. Offer may byLoanU.S. not be combined with any other mortgage offers. approval isBank subject to credit approval and program guidelines. Not all loan programs are available in all states all loans amounts. discussion about workplace disruptorsfor with bothInterest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services.

Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. – Repair costs could be included in ©2018 U.S. Bank women and men industry experts. your mortgage transaction 171712c 6/18

Thank you for your attendance and support. We hope you have an enlightening, empowering and enjoyable experience!

Desirée Patno President & CEO

Call today, 888.291.2334, and put our knowledge to work for you.

Proud to support the NAWRB Conference.

Desirée.Patno@NAWRB.com

Loan approval is subject to credit approval and program guidelines.

Not all loan programs are available in all states for all loan amounts.

Interest rates and program terms are subject to change without notice.Visit usbank.com to learn more abtout U.S. Bank products and ser vices. Mor tgage and Home Equit y Products are of fered through U.S. Bank National Association.Deposit Products are of fered through U.S. Bank National Association. Member FDIC©2018 U.S. Bank 180422C 7/18

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8:00 a.m.

Registration, Check In & Booth Set Up

8:00-10:00 a.m.

Board Member Meeting - Certified Delegate (Private)

10:00 a.m.-1:00 p.m.

NDILC Member Meeting (Private)

NAWRB Diversity & Inclusion Leadership Council

mPower Addressing Work Place Disruptors 2:30-4:30 p.m.

Marcia Davies - COO at MBA, Founder of mPower; Rebecca Steele – President & CEO National Foundation for Credit Counseling (NFCC); Stacie Rankey - Vice President, Client Relations at Gerner & Kearns Law Firm; David Hrobon - President and CEO at Wintrust Mortgage; Tamara King - VP of Residential Policy and Member Engagement, MBA * Location Grand Ballroom, Floor 5 Sponsor

4:30-5:30 p.m.

5:30-7:30 p.m.

New & Potential Member Orientation

Silvia N. Rathell - Owner of Rathell Properties LLC; Lindsay Mersino - CISP, SR Relationship Manager Provident Trust Group

Kick Off Party - Cocktail Reception

Grand Opening Booths * Location Living Room, Floor 2

7:30-9:30 p.m.

Private Dinner for Speakers (TBD)

8 a.m.

Registration, Continental Breakfast, Booth Opens

8:45 a.m.

Welcome - Day 2 Open Remarks

* Location Grand Ballroom, Floor 5

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9-9:25 a.m.

Sharron P.A. Levine-Director OMWI, FHFA (SHETalk)

9:25-9:50 a.m.

Dr. Chitra Dorai- Former IBM Fellow, Master Inventor (SHETalk)

9:50-10:15 a.m.

10:15-10:30 a.m.

Advancement for Minorities and Women

Technology Human BalanceTM

Dottie Herman- CEO, Douglas Elliman (SHETalk)

Building a Business

Break Investing in Opportunity Act

10:30-11:45 a.m.

Long Term Private Sector Investment in Low Income Urban & Rural Community with Sheri Orlowitz - Founding Partner of Artemis Holdings Group LLC; Quinn Palomino - Principal, Virtua Partners; Michael I. Sanders - Lead Partner Washington DC Office, Blank Rome; Beth Mullen - CPA, Partner and Affordable Housing Industry Practice – National Director, Cohn Reznick Sponsor

Veterans Panel- Women in Military Service 11:45 a.m.-12:30 p.m.

12:30-1:45 p.m.

Erica Courtney - CEO and President, 2020vet; Charmane Sellers President and CEO of ALEON Properties Inc (API); Leora Ruzin - Vice President, Secondary Marketing, Guaranteed Rate

Keynote Speaker*

Diana Mendley Rauner, Ph.D. - First Lady of Illinois & President of the Ounce of Prevention Fund *Full Conference Pass and Keynote Luncheon Tickets Lunch Provided from 12:30-1:15 p.m.

Building Infrastructure, Maintaining Agriculture & Disaster Recovery 2:05-3:00 p.m.

Michelle Corridon - Deputy Director, USDA Rural Development; Noemi Lujan-Perez VP of Government and Media Relations at EcoDiversity; James K. Joseph - Regional Administrator, FEMA Region V

OMWI/Procuring Contracts 3:00-4:00 p.m.

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Victor Christiansen - Chief, Minority & Woman Business & Diversity Inclusion Branch at FDIC, Sharron P.A. Levine – Director, OMWI at Federal Housing Finance Agency (FHFA); Deborah Baldwin – Deputy Director, OMWI at National Credit Union Administration (NCUA); Mark Hands - Supplier Diversity Program Manager, Federal Reserve Bank of Chicago; City of Chicago - Contracting Officer

MBA Congratulates NAWRB’s 2018 Roaring Thirty Award Winner!

The Revolutionary Marcia M. Davies Chief Operations Officer Mortgage Bankers Association Founder, mPower

Your dedication to the industry, passion to support women and revolutionary leadership are inspiring.

Congratulations on this honor and your many accomplishments!

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4:00-4:15 p.m.

Break Women in the Housing Ecosystem Report

Dr. Chitra Dorai - Former IBM Fellow, Master Inventor, VP, CTO Cognitive Services, IBM Services, Member of IBM Industry Academy & Academy of Technology; Burgandy Basulto - Content Writer at NAWRB; Teresa Palacios - Smith,Vice President, Diversity and Inclusion, HSF Affiliates LLC; DesirĂŠe Patno - CEO & President, NAWRB Sponsor

4:15-5:15 p.m.

Round Table Sessions USDA, SBA, Refugee of Women, NAEHCY, US Bank, Braven, World Business Chicago, StepUp *Counsel Room

Women in Red Gala & Awards 6:30-10:00 p.m.

Sponsored by US Bank; Band Sponsor- EarnUp M.C. Lenny McNeill - SVP, Managing Director National Strategic Markets and Specialized Sales at US Bank The NAWRB Roaring Thirty Awards celebrate women leaders working their way up to the top, speaking up for gender equality and forging the path to success for all women. These are trailblazers and thought leaders transcending obstacles and marking their place at the frontier of change. *Food, Drinks, Music, Dancing

8:00 a.m.

Registration, Continental Breakfast, Booth Opens

8:45 a.m.

Welcome - Day 3 Open Remarks

9-9:25 a.m.

Tami Bonnell - CEO, EXIT Realty International (SHETalk)

Sponsor

Building Business/Toughness

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9:25-9:50 a.m.

Rebecca Steele - President & CEO, National Foundation for Credit Counseling NFCC (SHETalk)

9:50-10:15 a.m.

SHETalk

10:15-10:30 a.m.

Break

Freddie Mac Today Power is Knowledge, Guaranteed to Open Horizons!

10:30-11:30 a.m.

Stacey M. Walker - Director, Housing Outreach Affordable Lending & Access to Credit Single Family Business; Tomaneci A. Waller-Day - Supplier Diversity Director; Sandra Heidinger - Manager, SF Affordable Lending; Jennifer Meagher - Director, Operations Change Management and REO Operations Sponsor

Knowing Your Partners, Financial Support and Legal Community 11:30-12:30 p.m.

Sarah GoldFrank - Senior Vice President and Deputy General Counsel, Fannie Mae; Gail Bellefontaine - Vice President Operations and Finance, Herbert H. Landy Insurance Agency, Inc.; John D. Veal, Jr. - Acting District Director, U.S. Small Business Administration, Illinois District Office; Alexander Almazan Attorney, Almazan Law Sponsor

12:30-1:45 p.m.

NDILC Luncheon Panel

*Full Conference Pass or Tuesday Luncheon Ticket

Impacting Council Stories

Women’s Homeownership Panel/Women Buyers & How to Serve Them 2:00-3:00 p.m.

Lenny McNeill - SVP, Managing Director National Strategic Markets and Specialized Sales, US Bank Home Mortgage; Esther Ayuk - Managing Broker/Owner, Bess Realty Professionals; Adenike “Nike” Fasanya - Osilaja Owner, Marvel Ventures Mortgage, Inc.; Carmen Chong, CC Legacy Financial Corp. President | Broker | Life Ins. Agent; Nelly DeLourdes Mitford - MP Global Real Estate Group-Commercial, International Investment and Residential Real Estate Services

Unspoken Issues Impacting Women: Poverty, Health, Sexual Exploitation & Self- Confidence

3:00-4:00 p.m.

4:00-4:15 p.m.

Desirée Patno - CEO & President, NAWRB; Carie Bires - Senior Policy Manager at the Ounce of Prevention Fund/NAEHCY; Karen Collins - Founder & President, Collins Collaboration; Kaethe Morris Hoffer - Executive Director, Chicago Alliance Against Sexual Exploitation; Judy Hoberman - President of Walking on the Glass Floor and Selling In A Skirt

Break Round Table Session

4:15-5:30 p.m.

Girl Forward, SBA, Refugee of Women, NAEHCY, CFPB Ombudsman Office, World Business Chicago, US Bank, Braven, StepUp, CAASE

*Subject to change

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Stacey Walker

Director of Housing and Community Outreach, Freddie Mac

Sharron P.A. Levine

Dr. Chitra Dorai

Dottie Herman

Sarah Goldfrank

Erica Courtney

Marcia Davies

Vanessa Montañez

Esther Ayuk

Director of the Office of Minority and Women Inclusion (OMWI), at the Federal Housing Finance Agency (FHFA)

CEO, Douglas Elliman Real Estate

Senior Vice President and Deputy General Counsel, Fannie Mae

Chief Operating Officer and Founder of mPower, Mortgage Bankers Association (MBA)

CEO and President, 2020vet

Sales and Business Development Manager for the National Specialized Sales & Strategics Markets at US Bank Home Mortgages

Amy Brandt

Owner, Marvel Ventures Mortgage, Inc.

Noemi Lujan-Perez

Founder and President of Collins Collaboration

The Federal Deposit Insurance Corporation is all in for diversity.

Managing Broker/Owner, Bess Realty Professionals

Adenike “Nike” Fasanya-Osilaja

Chief Executive Officer, Docutech

Karen J. Collins

Former IBM Fellow, Master Inventor, VP, CTO Cognitive Services, IBM Services, Member of IBM Industry Academy & Academy of Technology

VP of Government and Media Relations, ECO Diversity Media

The FDIC recognizes the importance of contributions made by diverse communities in its workforce and business activities.

As a leader among government agencies, we are committed to diversity and inclusion and providing opportunities for employment, contracting, investments, and sharing our expertise in financial education.

We continue to strengthen stability and public confidence in the nation’s financial system, leveraging the talents of our workforce and small-, minority-, women-, LGBT-, and veteran-owned businesses to create business value and achieve a work environment of involvement, respect, and connection.

Contact us: Office of Minority and Women Inclusion (OMWI) MWOBOutreach@fdic.gov 1-877-ASK-FDIC (1-877-275-3342)

www.fdic.gov Each depositor insured to at least $250,000

Desirée Patno

CEO & President, Women in the Housing & Real Estate Ecosystem (NAWRB) & Desirée Patno Enterprises, Inc. (DPE).

Michelle Corridon

Rebecca Steele

Sheri Orlowitz

President & CEO, National Foundation for Credit Counseling (NFCC)

Cheryl Travis-Johnson

Chief Operating Officer, VRM Mortgage Services

Victor Christiansen

Chief of Minority and Women Business and Diversity Inclusion Branch of the Office of Minority and Women Inclusion, FDIC

Kaethe Morris Hoffer

Executive Director (since November 2013) of the Chicago, Alliance Against Sexual Exploitation (CAASE)

Deputy Director, USDA Rural Development

Founding Partner of Artemis Holdings Group LLC

Teresa Palacios Smith

Vice President, Diversity and Inclusion, HSF Affiliates LLC

John D. Veal Jr.

Acting District Director, U.S. Small Business Administration’s Illinois District Office

David Hrobon

President and CEO, Wintrust Mortgage

Diana Mendley Rauner, Ph.D.

Tomaneci A. Day

Lenny McNeill

Nelly DeLourdes Mitford

First Lady of Illinois & President of the Ounce of Prevention Fund.

SVP, Managing Director National Strategic Markets and Specialized Sales, US Bank Home Mortgage

Director of Supplier Diversity, Freddie Mac

MP Global Real Estate Group-Commercial, International Investment and Residential Real Estate Services

Sue Fries a.k.a. “The Termite Lady” PEST & TERMITE PROBLEMS SOLVED! 2

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Sandra Heidinger

Affordable Lending Manager in the SingleFamily Affordable Lending and Access to Credit organization, Freddie Mac

Tamara King

VP of Residential Policy and Member Engagement, Mortgage Business Association

Conference Sponsors

Burgandy Basulto

Content Writer at NAWRB

Tami Bonnell

CEO, EXIT Realty International

Carie Bires

Senior Policy Manager at the Ounce of Prevention Fund, NAEHCY

Deborah Baldwin

Deputy Director, OMWI at National Credit Union Administration (NCUA)

James K. Joseph Regional Administrator, FEMA Region V

Judy Hoberman

President of Walking on the Glass Floor and Selling In A Skirt

Mark Hands

Supplier Diversity Program Manager, Federal Reserve Bank of Chicago

Quinn Palomino

Strategic Partners Grand

Co-Founder and Principal at Virtua Partners

Michael Sanders

Lead Partner, Washington, D.C., Blank Rome

Executive

Beth Mullen

CPA, Partner and Affordable Housing Industry Practice – National Director, Cohn Reznick

Leora Ruzin

Vice President, Secondary Marketing Guaranteed Rate

Charmane Sellers

President and CEO of ALEON Properties Inc (API)

Carmen Chong

CC Legacy Financial Corp.

President/Broker/Life Ins Agent AREAA Global CEO AREAA National Chairwoman-2015

Alexander Almazan Attorney, Almazan Law

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MBA Congratulates NAWRB’s 2018 Roaring Thirty Award Winner!

The Advocate Tamara King Vice President, Residential Policy and Member Engagement Mortgage Bankers Association

Your advocacy efforts and commitment to diversity and inclusion is making a difference. Thank you for being a voice for equality and congratulations on this great honor!

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The NAWRB Roaring Thirty Awards

Vanessa Montanez

Sales and Business Development Manager of U.S. Bank Home Mortgage

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Lori Namazi Brokerage Risk Management & Operations Consultant of Lori Namazi & Associates

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Vice President of Marketing for Referral Exchange and TopAgentsRanked.com

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Branch Manager, Mortgage Loan Originator, and National Director of Training & Sales Development for AMEC Home Loans

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VP of Residential Policy and Member Engagement of Mortgage Bankers Association

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Lead Coordinator for non-profit North OC Young Lives, Senior DE/ FHA & FNMA/ Conventional Underwriter for New American Funding

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Vice President of Client Relations for Gerner & Kearns Co. L.P.A., co-founder of the WomenĂ­s Mortgage Banking Collective

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CEO of Douglas Elliman Real Estate

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Co-Founder & CEO of Symmetry Blockchain Advisors, Inc.

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President and Founder of Women Inspired Network, Inc. and Destiny Women Global

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President/CEO of Ecola Termite and Pest Control Services

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Co-founder of NEXT Mortgage Events, producers of NEXT, the mortgage technology conference for women

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