Retirement Conversations –
Inflation And Rising Expenses
Issued by Nassau Life and Annuity Company or Nassau Life Insurance Company
REDUCED PURCHASING POWER, RETIREMENT INCOME ERODED OVER TIME Inflation can reduce purchasing power for all of us, but it’s particularly true for retirees. Retirees are hurt more than other groups because, outside of Social Security, their income is less indexed to prices and they hold less fixed-rate debt.1 Did you know that 82% of consumers in a 2024 survey cited inflation or the cost of living as the top concern that could impact their ability to save for and while in retirement?2
And consider that consumer prices increased by nearly 21.5% from January 2021 through January 2025, as tracked by the Consumer Price Index for All Urban Consumers.3
PLANNING PRIORITIES:
Consider this: While a fixed
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You’ll want to protect your nest egg f rom the potential of steadily increasing prices.
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A post-retirement strategy that includes continual participation in market growth with downside protection may offer a buffer to help reduce the impact of inflation on your retirement savings.
indexed annuity from Nassau does NOT guarantee that your contract value will keep up with inflation, our flexible options can be customized to help meet your growth and protection needs and can be a key part of a broader retirement savings strategy.
If you also need a source of guaranteed income, consider purchasing a guaranteed income rider with your annuity.
Speak with your insurance producer or financial professional today to learn more about Nassau Annuities. Product features, rider options and availability may vary by state. Consult with your insurance producer to determine state variations and restrictions and other conditions that may apply. View the contract and rider disclosures for complete details, conditions and exclusions. 1. Center for Retirement Research at Boston College, “How Does Inflation Impact Near Retirees and Retirees?” June, 4, 2024. 2. Alliance for Lifetime Income and Cannex 2024 Protected Retirement Income and Planning Study. 3. U.S. Bureau of Labor Statistics; percent change in the Consumer Price Index for All Urban Consumers January 2021-January 2025.
For use by insurance producers with the general public.