financial strength Overview
Nassau Financial Group is a growth-focused and digitally enabled financial services company with a fully integrated platform across insurance and asset management. We simplify the complex, innovate for our partners, and stay accountable to all who rely on us. Nassau is built on 170+ years of deep-rooted legacies, and driven today by an entrepreneurial, forward-leaning culture of action. We have several insurance company subsidiaries including our flagship, Nassau Life and Annuity Company, and we work hard to continually improve our strong financial position.
106% Solvency Ratio2
$24.9b ASSETS UNDER MANAGEMENT1 350K+ POLICIES AND CONTRACTS1 4.9 trustpilot RATING $1.7B TOTAL ADJUSTED CAPITAL1
170+ year legacy
1. For Nassau Financial Group as of 12/31/25.
2. As of 12/31/25. Includes Nassau Life and Annuity Company (“NLA”) 102.2%, Nassau Life Insurance Company (“NNY”) 102.2%, Nassau Life Insurance Company of Kansas (“NKS”) 125.9%, Nassau Re Cayman (“NKY”) 158.4%, and Nassau Financial Group, L.P. (“NFG”) 10799.3%. Solvency ratios for NLA, NNY and NKS equal total statutory assets divided by statutory liabilities. Solvency ratios for NKY and NFG are on a GAAP basis and equal total assets divided by liabilities. NFG assets exclude investments in NLA, NNY, NKS and NKY. Solvency ratio is subject to change and is not a guarantee of a company’s financial strength. For more complete information, including financial information for Nassau Financial Group insurance subsidiaries, please visit www. nfg.com.3
Nassau Life and Annuity Company, Nassau Life Insurance Company, Nassau Life Insurance Company of Kansas, and Nassau Re (Cayman) Ltd are indirect subsidiaries of Nassau Financial Group, L.P. They are separate entities and each is responsible for its own financial condition and contractual obligations.
Well capitalized, Financially sound a strong, consistent growth story
Nassau Financial Group consistently delivers on our financial and growth plans across our insurance and asset management businesses. This includes increasing capital to support the business as we grow our insurance assets and total assets under management.
Since 2020, Nassau Financial Group has raised nearly $1.5 billion of new capital that supports our growing annuity business and improved financial strength and issuer credit ratings.
BUSINESS OVERVIEW
RATINGS TRENDS
Annuity portfolio
Growth Care Family Income
3. KBRA’s Insurance Financial Strength Rating (IFSR) of BBB+ is 8th of 23 ratings, applies to Nassau Life Insurance Company, Nassau Life and Annuity Company, Nassau Life Insurance Company of Kansas, and Nassau Re (Cayman) Ltd, and is current as of Sept. 25, 2025. AM Best’s Financial Strength Ratings (FSR and Long-Term ICR) apply to Nassau Life Insurance Company, Nassau Life and Annuity Company, and Nassau Life Insurance Company of Kansas and are current as of Feb. 27, 2026. AM Best’s B++ FSR rating is 5th of 13 rating levels and its bbb+ Long-Term ICR rating is 8th of 21 rating levels. Fitch’s Insurer Financial Strength (IFS) rating of BBB+ is 8th of 21 ratings levels, applies to Nassau Life Insurance Company, Nassau Life and Annuity Company, and Nassau Re (Cayman) Ltd., and is current as of July 7, 2025. S&P’s Financial Strength Rating of BBB- is 10th of 21 ratings levels, applies to Nassau Life Insurance Company, Nassau Life and Annuity Company, and Nassau Life Insurance Company of Kansas, and is current as of July 7, 2025. Ratings are a third-party measure of an insurer’s claims-paying ability. Ratings refer only to the financial overview of the company and are not a recommendation of specific policy provisions, rates, or practices of the insurance company. Rating agencies review rankings periodically and there is no guarantee that current rankings will be maintained in the future. For complete rating information, please contact us.
Nassau fixed annuities (18IFDAP, ICC18IFDAP, ICC18IFDANP, 18FADTCP, ICC18FADTCP) and fixed indexed annuities (19FIA, ICC19EIAN, 19ISN, 19RN, 19FIA3, ICC19FIA3N, ICC19FIA3, 23FIA4, ICC23FIA4, 25FIA-XT, ICC25FIA-XT, 25FIAN-XT, ICC25FIAN-XT) are issued by Nassau Life and Annuity Company (Hartford, CT) except in New York where fixed annuities (17IMGA) are issued by Nassau Life Insurance Company (East Greenbush, NY). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change.
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