Exciting Enhancements to Athos

The Summit Just Got Higher Nassau Athos AnnuitySM now offers clients even more options for growth potential and flexibility than ever before!

Pioneer A POWERFUL PATH TO YOUR Client’s Goals even more Routes to Help Retirment Savings Climb OPTION A: NON-BONUS OPTION

OPTION B: UPFRONT PREMIUM BONUS

This option offers higher crediting rates tied to the same indices you already know with no guaranteed bonus.

Kickstart savings with an upfront premium boost up to 16% that offers guaranteed accumulation in exchange for lower crediting rates*

PREMIUM BONUS NOW UP To 16% The guaranteed, upfront premium bonus option for Nassau Athos Annuity increases to 16% for issue ages 0-75 and 14% for 76-80 in most states.* Effective June 1, 2026; for transition rules, visit salesnet.nfg.com.

now available in CAlifornia California will be a Group C state with unique product features and rates, including a premium bonus option of 14% for ages 0-75 and 10% for ages 76-80.* Other variations may apply. * Bonus is not available for immediate withdrawal and the bonus amount and associated earnings are subject to a vesting schedule. The bonus amount and vesting rate may vary by age and state. The product is not intended to meet short-term financial goals. Products offering a bonus may offer less favorable credited interest rates, participation, and cap rates than products not offering a bonus.

FOR PRODUCER USE ONLY. NOT FOR USE WITH CONSUMERS.

5 MORE REASONS YOU SHOULD SELL ATHOS IN 2026 Index account options can be extended annually into a multi-year strategy, offering the potential for stronger upside than traditional strategies1 A “high water mark” feature protects 90% of the highest anniversary Daily Account Value A Daily Account Value tracks realized and unrealized index credits on a daily basis A service team dedicated to delivering best-in-class support that truly cares A wide range of consumer-approved prospecting materials rare ready for you to start using today

1. Crediting rates are declared annually, and higher rates are not guaranteed. Different crediting rates may apply for the upcoming contract year dependent on if the pointto-point segment is extended or reset.

Crediting rates may be higher or lower than in the prior contract year.

Products, rider options and other features are subject to state availability. Actual product details, including all terms and conditions that apply, are contained in the annuity contract. Annuity product sales must be appropriate based on a comprehensive evaluation of the customer’s financial situation, insurance needs, and objectives. Guarantees are based on the claims-paying ability of the issuing company.

Nassau, its affiliated companies, and employees do not give fiduciary, legal or tax advice.

Nassau Athos Annuity (25FIA-XT, ICC25FIAXT, 25FIAN-XT, ICC25FIAN-XT) is a single premium deferred fixed indexed annuity issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.”

Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

Have a Question?

Call our sales desk for more details at 1-888-794-4447.

salesnet.nfg.com

Insurance Products: NOT FDIC or NCUA Insured | NO Bank or Credit Union Guarantee BPD42570 © 2026 Nassau

FOR PRODUCER USE ONLY. NOT FOR USE WITH CONSUMERS.