2021 NAREB MID-WINTER CONFERENCE DITIGAL SOUVENIR JOURNAL

2021

74 Years Strong History Made Then & Now nareb.com

#NAREB74

Congratulations!!

PRESIDENT BIDEN & VICE PRESIDENT HARRIS

“The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.”

Dr. Martin Luther King, Jr

We stand with you!

NATIONAL ASSOCIATION OF REAL ESTATE BROKERS

2021

Virtual

Mid-Winter Conference 74 Years Strong

History Made Then & Now 1st National Conference of 2021 1st Ever Virtual Mid-Winter Conference Record Breaking Registrations

NAREB 2MN5 PRESENTS RESTORE STABILITY REBUILD COMMUNITY RETAIN LEGACY

RESTORE REBUILD RETAIN

BUILDING BLACK WEALTH

PROGRAM #1

2MN5

2 MILLION NEW BLACK HOMEOWNERS IN 5 YEARS

FAITH BASED & CIVIC ENGAGEMENT

5 BUILDING BLACK WEALTH INITIATIVES -

WOMEN IN REAL ESTATE (WIRE)

THE 5 PILLARS

PROGRAM #2

SHIBA

STATE OF HOUSING IN BLACK AMERICA

MULTIGENERATIONAL WEALTH

DIVERSITY & INCLUSION/ SMALL BUSINESS

GOVERNMENT RELATIONS & ADVOCACY

National Association of Real Estate Brokers 9831 Greenbelt Road, Suite 309 Lanham, MD 20706

Office: 301.552.9340 * Fax: 301.552.9216

March 3, 2021 Greeting Realtists and Friends, It is with great pleasure that I welcome you to our NAREB 73rd Virtual Mid-Winter Conference.

Since 1948, NAREB have crusaded the streets, overcome barriers and became the voice for the community in Fair Housing and Equal Opportunity. Our struggles in homeownership rates are still at a low as African Americans, and it is our vision to advocate building black wealth through Homeownership.

Throughout the Mid-Winter Conference, NAREB will identify and recognize trailblazers, educate our members in their businesses, learn about our NAREB Affiliates.

NAREB will continue to evolve as we are Building Black Wealth through our five Initiatives that focuses on Faith Based & Civic Engagement, WIRE (Women Investing in Real Estate), Generational Wealth, Diversity & Inclusion and Governmental Affairs. These Pillars will broaden the communities we serve and increase membership.

A Special Thanks to Mid-Winter Conference Team that have worked tirelessly to make this event possible!

So, look out for a couple of days of virtual fun and education. I hope all of you enjoy the conference and GET a wealth of knowledge!

Thank you,

Lydia M. Pope

President-Elect National Association of Real Estate Brokers, Inc.

National Association of Real Estate Brokers 9831 Greenbelt Road, Suite 309 Lanham, MD 20706

Office: 301.552.9340 * Fax: 301.552.9216

March 3, 2021 Greeting Realtists and Friends, On behalf of the Board of Directors of the National Association of Real Estate Brokers (NAREB), I bring greetings to our Realtist family, friends and partners!

NAREB, like the rest of the world, has had to "adjust and pivot" during the global pandemic and we are so grateful to all who have provided continual support of our efforts to keep issues affecting "Black Home Ownership" in the forefront of America.

Our leadership and planning teams have worked tirelessly and diligently to ensure that you will have a memorable, beneficial, and educational experience. We will share strategies, information, data, and "nuggets" intended to create new, and to recapture Black wealth lost during these trying times that hit Black America disproportionately harder than any other diverse market.

Realtists are optimistic about the direction of NAREB and our impact on the future of our communities. We are resolved that our programs, policies, and partnerships will continue to be a positive example to forge our agenda of Democracy in Housing.

NAREB brings people and organizations together as a convener for getting things done. With that being said, our leadership team will introduce you to the "5 Pillars", which are 5 Black wealth building initiatives that are sustainable, forward thinking, and comprehensive in nature. All of the classes, sessions, speakers, facilitators, and moderators will carry the message of "2 Million New Black Homeowners" and will include professional and business development opportunities to ensure that Black Real Estate Professionals are competitive in the marketplace.

I applaud Madame President-Elect Pope and her leadership team for the thoughtful programs crafted which enable us to significantly teach more members, and raise our brand and value proposition to our communities.

While this virtual conference will be hyper focused on business and industry, we have also planned some exciting entertainment experiences. We realize that it may not be the same as an "in-person_ experience, but we know that the Realtist Spirit will be felt from device to device, and heart to heart!

I thank everyone involved in the weeks, days, and hours of planning and preparing for this Mid-Winter Conference. Your work has created this successful event.

Thank you members, friends and partners for joining us.

Sincerely,

Michele Calloway

Michele Calloway

Chairman National Association of Real Estate Brokers, Inc.

National Association of Real Estate Brokers 9831 Greenbelt Road, Suite 309 Lanham, MD 20706

Office: 301.552.9340 * Fax: 301.552.9216

March 3, 2021

Dear Realtists and Friends: Welcome to the Virtual Mid-Winter Conference hosted by the National Association of Real Estate Brokers (NAREB). NAREB, the nation’s oldest, minority professional real estate trade association was founded in Tampa in 1947. We are the conscious of the real estate industry. Our association is forever committed to our motto of Democracy In Housing.

We have some very exciting and powerful speakers such as Don Peebles, black real estate mogul; Congresswoman Joyce Beatty, Chair of the Congressional Black Caucus; Hill Harper, author and actor; and Faith Evans, national R&B recording artist, just to name a few. It is our hope that this conference helps you grow both professionally and personally. NAREB provides online and virtual trainings throughout the year too.

Again, thank you for attending the Mid-Winter Conference. I would like to thank Lydia Pope, President-Elect; Michele Calloway, Chair of the Board of Directors, and Harold Carter, Vice Chair of the Board of Directors for your leadership. I want to thank the NAREB National Office team members Dianne Little, Rubye Wright, Jill Harrison, C. Renee Wilson, Joanne Williams, Monica Lee, Bishop Craig Worsham, Amon Chafukira, Dianne Simmons, Lola Ajayi, James Privette, and John Kelly.

NAREB is on the Move!

In Solidarity,

Antoine M. Thompson Antoine M. Thompson National Executive Director

NAREB Staff & Consultants Antoine M. Thompson Executive Director Amon Chafukira Website/Social Media Coordinator

Dianne Simmons Realtist Nation Newsletter Editor

Jill Harrison Communications Team Lead

Sonjia Simpson Gardner Meeting Planner

John Kelly Finance Accounting Manager Monica Lee Membership Coordinator

Joanne Williams Public Relations Consultant

Dianne Little Administrative Assistant

Bishop Craig Worsham National Director of Faith Based & Community Partnerships

Gerald Neal General Counsel James Privette Policy Advocacy Coordinator

C. Renee Wilson Relationship Manager

Rubye Wright Executive Administrative Assistant Adelola (Lola) Ajayi Intern

CONFERENCE

Team & Volunteers Shanta Patton Education Chair

Amy McCoy Technology Chair

Shawneequa Badger Shawneequa Badger Sherita McCray Stacy Carter Monique Winston

Anna Tutt Ramona Jones Nekaya Carter Denise Matthews

HISTORY After World War II, the nation found itself facing a mood of deep-seated social segregation it could no longer tolerate or afford. Yet the South, confidently proclaimed itself to be the new plus ultra (uppermost limits) of Southern tolerance.

Thus, was born the Civil Rights movement- a period of the most difficult but necessary struggle to topple the crumbling walls segregation had erected between Americans who had fought- and died together.

The postwar years indeed gave African Americans inspiration, confidence, strength and hope for a better America. The United Nations had been formed, and Ralph J. Bunche had become the United Nations Division Trustee. African Americans were gaining better paying jobs, and the Supreme Court had finally passed a ruling that restrictive covenants and private agreement to exclude persons of designated race from the ownership of real property were not enforceable under the law.

Although the lives of African Americans were now changing for the good, and a few victories had been won, schools were still segregated under the “separate but equal” theory- and equal housing had yet to become a reality. This is what drove the men and women who met in Tampa, Florida, on the sweltering night of July 29, 1947, to form the National Association of Real Estate Brokers- NAREB. These twelve pioneers, one woman and eleven men hailing from seven states across the country are NAREB’s recognized founders.

Nannie Black, Detroit, MI Carleton Gains, Detroit, MI O. B. Cobbins, Jackson, MS George W. Powell, Jacksonville, FL F. Henry Williams, Jacksonville, FL J. W. Sanford, Oklahoma City, OK

Macco Crutcher, Detroit, MI W. D. Morrison, Jr., Detroit MI W.H. Hollins, Birmingham, AL J. R. Taylor, Miami, FL Horace Sudduth, Cincinnati, OH A. Maceo Smith, Dallas, TX

On this night, these people dedicated themselves to fair housing for all. They began by electing temporary officers as follows: W.D. Morrison, President Horace Sudduth, Vice President W. H. Hollins, Treasurer Word soon spread, and NAREB's first convention was held at the Convention Hall in Atlantic City, NJ, on July 19-20, 1948. It was a resounding success- a moment of synergy when men and women across the country were able to come together to voice their opinions as one- and to take a stand against inequity and injustice.

Since then, NAREB and its REALTISTS® have gone on to win victory after victory in support of equal housing opportunities for all. We are an association proud of our past, relentless in our struggle, and 100% dedicated to the REALTIST® creedDemocracy in Housing.

PAST PRESIDENTS 1947-PRESENT

Jeffrey Hicks 2017-2019

Ronald Cooper 2015-2017

Vincent Wimbish

Maria Kong

Edward C. London

*Ernest Clark, Jr.

2009-2011

2001-2003

*Larry Cameron 1993-1995

2007-2009

1999-2001

*Frank A. Clay, Jr. 1991-1993

Donnell Spivey

Julius L. Cartwright

Clifford H. Turner

Ronald L. Branch

2013-2015

2005-2007

H. Bernie Jackson 1997-1999

Evelyn A. Reeves 1989-1991

2011-2013

2003-2005

*Fred Blair 1995-1997

*Albert H. Johnson 1987-1989

PAST PRESIDENTS 1947-PRESENT

Thom L. Holmes 1985-1987

*Otis L. Thorpe 1983-1985

*Harold A. Dawson, Sr. *John D. Thompson 1977-1979

1975-1977

*William J. Hamilton

*Q.V. Williamson

1968-1971

1963-1968

*W. H. Aiken 1951-1953

*Robert G. Buckner

James E. Haynes

*Daniel Spaulding

*Willis Carson

1981-1983

1973-1975

*Charles L. Warden 1960-1963

*W. B. Morison 1947-1951

1979-1981

1971-1973

*George Harris 1953-1960

REGIONAL VP's

Mayarani Smith

Arlene Wayns-Thomas

Region II

Region III

Sheryl Merritt

Chandra Patterson

Sherita McCray

Marcus Brown

Region V

Region IV

Region VII

Region VI

Terrell Walls

Sidney Martin

Jerry Isham

Region XI

Region IX

Region VIII

Bill Pitre

Region XII

Shanta Patton Region XV

4602 Crenshaw Blvd Los Angeles, CA 90043

NATIONAL PARTNERS ADVISORY BOARD Advisory board consists of representatives from the following partner organizations: BBVA BANK OF AMERICA BERKSHIRE/REAL LIVING CHASE CITI EQUITY PRIME FICO FREDDIE MAC NATIONAL ASSOCIATION OF REALTORS® - (NAR) PRIMELENDING QUICKEN LOANS REALOGY RE/MAX TRUIST FINANCIAL UNION BANK US BANK WELLS FARGO

Keynote Speaker Don Peebles Chairman & CEO of The Peebles Corporation Don Peebles is founder, chairman and CEO of The Peebles Corporation, one of the country’s few privately held national real estate investment and development companies in the United States with a multi-billion dollar project portfolio spanning key markets in the nation including New York, Los Angeles, Boston, Miami, Philadelphia, Charlotte and Washington D.C. In an era where social responsibility, social inclusion and making change are often seen as buzz-phrases, Don Peebles is creating change and making opportunities happen in communities by leveraging his expertise and entrepreneurial skills in Real Estate investment and development. Don Peebles and The Peebles Corporation uniqueness is guided by his company’s own principles of Affirmative Development (TM) to empower women and minorities to close the wealth gap – with the aim of developing not just land or buildings, but opportunities and people also.

For more information, visit peeblescorp.com.

Keynote Speaker Hill Harper Actor, Author, Philanthropist Hill Harper is an award-winning actor, best-selling author and philanthropist. Harper currently stars as Dr. Marcus Andrews on TV's #1 new drama, The Good Doctor on ABC. Additionally, Harper headlines HLN’s How It Really Happened with Hill Harper and stars in the just released podcast, Legal Wars. Previously, Harper starred on CSI: NY and Showtime's award-winning series Homeland.

Theatrically, he can be seen in the Sony Pictures film Concussion, the Tupac Shakur biopic All Eyez on Me, and the 2018 summer hit New York play Our Lady of 121st Street directed by Phylicia Rashad - a role for which he’s been nominated by AUDLECO for ‘Best Lead Actor in a Play’.

Harper has earned seven NAACP Image Awards for his writing and acting and is a 4-time New York Times best-selling author for his books: Letters to a Young Brother (named “Best Book for Young Adults” by the American Library Association), Letters to a Young Sister, The Conversation, and The Wealth Cure: Putting Money in its Place. Harper ’s most recent book is the groundbreaking Letters to an Incarcerated Brother. Harper founded The Manifest Your Destiny Foundation which is dedicated to empowering, encouraging, and inspiring underserved youth to succeed through education, mentorship, and grant programs.

Hill Harper graduated magna cum laude as valedictorian of his department with a Bachelor’s Degree from Brown University and cum laude with a Juris Doctorate degree from Harvard Law School. He also holds a Master’s Degree with honors from Harvard University's Kennedy School of Government and holds Honorary Doctoral Degrees from seven universities.

Harper served on the President's Cancer Panel having been appointed by President Obama in 2011. Harper travels worldwide as a motivational speaker, addressing current affairs and life-awakening topics to a wide array of audiences of youth, educators and business leaders. He is also a job creator, as an entrepreneur; Harper owns The Roasting Plant Coffee Roastery in Detroit, a hotel in New Orleans, and The Architect & Co - a health and wellness company. In 2014, People Magazine named him one of their Sexiest Men Alive.

Featured Entertainer Faith Evans Multi-platinum Grammy Award Winning Recording Artist, Songwriter, Arranger and Record Producer Faith Renée Evans is a multi-platinum Grammy Award winning recording artist, songwriter, arranger and record producer. Faith is also a New York Times best-selling author, an entrepreneur, a TV executive producer and most importantly — a mother.

With so many hats to be worn, it is undeniable that Faith has a little something for everyone. Through what has been an equally rewarding and trying career, ask her how she’s come this far and she’ll simply reply, “FAITH.” With a music career spanning over two decades, Faith has released eight studio albums, with over 18 million albums sold and spawning over 30 singles. Faith has also performed on 20+ soundtracks and a host of guest appearances during her career.

Faith Evans is a seven-time Grammy nominee; winning “Best Rap Performance by a Duo or Group” in 1998 for “I’ll Be Missing You,” an homage to her late husband and hip-hop legend Notorious B.I.G. And Faith has three Platinum-certified albums under her belt.

In 2008, Faith penned her New York Times Best Selling Book, “Keep the Faith: A Memoir” with Aliya King, which won the 2009 African American Literary Award in the “Best Biography/Memoir” category.

In 2010, Faith released her first independent album through her music imprint Prolific Music Group and E1 Music, titled “Something About Faith”. The lead single “Gone Already” was nominated for “Best Female R&B Vocal Performance” for the 2011 Grammy Awards. In August 2012, Faith co-created, executive produced and starred in an original reality series, “R&B Divas”, which became cable network TV One’s most watched original premiere in the history of the network and later released a compilation album of the same name. The “R&B Divas” album earned Faith her seventh Grammy nomination for “Best R&B Album” for the 2014 Grammy Awards.

In November 2014, Faith released her eighth studio album, “Incomparable”, on Prolific Music Group, with distribution through BMG Chrysalis. “Incomparable” reached number 17 on Billboard’s Independent Albums chart and number 27 on Billboard’s Top R&B/Hip-Hop Albums chart. “Incomparable” includes the lead single “I Deserve It” featuring Missy Elliott and Sharaya J and the follow up second single “Make Love”, featuring Keke Wyatt, is currently climbing up the Urban AC radio airplay charts.

In 2016, Faith was one of the featured performers on the acclaimed “Bad Boy Family Reunion Tour,” playing to thousands of fans in 19 cities and two countries. In 2017, Faith released “The King & I“, her long-awaiting duets album with The Notorious B.I.G. on Prolific Music Group & Rhino Records.

“I remember telling Ms. Wallace years ago that one day it would be really dope if I could do something similar to Natalie & Nat King Cole’s Unforgettable,” says Evans. “Knowing the love that B.I.G. had for Tyanna & Ceejay, I feel it’s my duty to uphold & extend his legacy, especially his musical contributions. This project is my creative reflection of the love we had & the bond we will always have. I’m elated to share this musical journey with our fans!”

Special Guest Congresswoman Joyce Beatty Ohio 3rd Congressional District

Congresswoman Joyce Beatty proudly represents Ohio’s Third Congressional District in the United States Congress. She sits on the exclusive House Committee on Financial Services and serves on three Subcommittees: Chair of Diversity and Inclusion, Housing, Community Development and Insurance, and Oversight and Investigations. As the first-ever Chairwoman of the Financial Services Subcommittee on Diversity and Inclusion, Beatty leads efforts to ensure the financial services industry works better for all Americans. Congresswoman Beatty is known for using her powerful voice to connect people to policy and politics, and for being a bridge-builder.

Recently, Beatty received national attention when she was peppered sprayed while standing with peaceful protesters over the killings of Ahmaud Arbery, Breonna Taylor and George Floyd. In response, she introduced H.Res. 990, Racism is a ‘National Crisis.’ Beatty has written 93 pieces of legislation and cosponsored over 1,600 bills. A sought after public speaker and recognized by Ebony Magazine as one of the 150 most powerful African-Americans in the United States.

She is leading the charge in Congress to ensure greater diversity at the Federal Reserve, introducing a bill modeled after the NFL’s “Rooney Rule” that guarantees at least one gender diverse candidate and racially or ethnically diverse candidate are interviewed when there is a vacancy among the Federal Reserve Regional Bank presidents. Her bill is known as the “Beatty Rule.” Beatty has written 93 pieces of legislation and cosponsored over 1,600 bills.

Congresswoman Beatty is Vice-Chair of the powerful Congressional Black Caucus, Regional Whip for Region 10, Co-Chair of the Financial and Economic Literacy Caucus and Congressional Heart and Stroke Coalition, Deputy Vice-Chair of the Congressional Voting Rights Caucus, and founder and CoChair of the Congressional Civility and Respect Caucus.

Prior to coming to Congress in 2013, Beatty was Senior Vice President of Outreach and Engagement at The Ohio State University. She also served in the Ohio House of Representatives and rose to become the first female Democratic House Leader in Ohio’s history.

Congresswoman Beatty was the first African-American female to chair the Columbus Urban League Board, and is a life member of Delta Sigma Theta Sorority, Inc., NAACP, National Council of Negro Women as well as a member of The Links, Inc., the National Coalition of 100 Black Women, the American Heart Association, and numerous other organizations.

She received her Bachelor of Arts from Central State University, her Master of Science from Wright State University, and completed all requirements but her dissertation for a doctorate at the University of Cincinnati. She has been awarded honorary doctorate degrees from Central State University and Ohio Dominican University, as well as an honorary juris doctor from Capital University Law School. She is married to Attorney Otto Beatty, Jr. and is the proud grandmother of Leah and Spencer, grandchildren who lovingly call her “Grammy.”

Partner Presenters Viola Solomon joined BBVA Compass Bank team in 2014 and serves as the Senior Vice President, Director of Community Lending.

Viola, a 34+ year mortgage services veteran based in Houston, TX, served as a Regional Diverse Segments Manager prior to her current role which covers the BBVA seven state footprint.

She attended Wiley College in Marshall, Texas and Texas Southern University, where she majored in education. She was chosen to attend the African American Leaders Program hosted by University of California’s, John E. Anderson Graduate School of Management in partnership with her former employer. She is active with several community organizations and her church. Viola serves on the boards of Avenue CDC; Houston Area Urban League CDC; Women of Virtue Experiencing Newness, God’s Abundant Love Ministries. Viola also teaches financial literacy programs for Houston- based community development corporations.

Additionally, she serves as an affordable lending partner, for the City of Houston Housing program. Viola is affiliated with the Houston Black Association of Realtors an African American Real Estate organization; the National Association of Hispanic Real Estate Professionals and the Asian American Real Estate Association.

She is most proud of her two sons and family.

Mitch Gibson is the Senior Vice President of Strategic Relationships.

Mitch manages Bank of America’s relationship with multi-cultural & specialty real estate trade groups. Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middlemarket businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services.

Mitch supports Bank of America’s commitment to being a responsible lender by partnering with trade groups who have deep roots in the communities they want to serve. He engages with the national offices of these groups as well as aligning Bank of America sales teams to their local chapters.

Prior to rejoining Bank of America in 2009, he was owner /general manager of 1st Metropolitan mortgage a boutique brokerage with $274MM in volume. Prior to this entrepreneurial stint, he was Director of Financial Reporting for Bank of America’s Commercial Bank. Prior to this he held financial leadership roles at General Electric and Sara Lee. He is active is his community. He has held board leadership positions with the University City YMCA, The Greater Charlotte YMCA, the 100 Black Men of Charlotte, and the Mallard Creek High School Booster Club.

He also serves as trustee at Friendship Missionary Baptist Church.

He holds a BS in Accounting from Furman University and an MBA from Winthrop University.

Partner Presenters Teresa Palacios Smith Diversity & Inclusion and Multicultural Strategies Teresa Palacios Smith is the vice president of Diversity and Inclusion for HSF Affiliates LLC, Berkshire Hathaway HomeServices, Real Living Real Estate. She oversees the organization’s commitment to increase diversity among the company, its broker network and the sales professionals affiliated with the brand with the goal of mirroring the diversity found in the communities they serve. Teresa has extensive experience in sales and marketing. She is a graduate of Mississippi State University, where she received a Bachelor of Arts in broadcasting and public relations. She also has more than 20 years of experience working in the real estate industry and is a frequent speaker at national and local industry events. In 2015, Teresa served as president of the National Association of Hispanic Real Estate Professionals (NAHREP), one of the largest minority associations in the country with more than 30,000 members. She is also one of the founding members of the NAHREP Atlanta Chapter, which launched in 2005. Teresa has held numerous leadership roles in the industry and currently serves on the board of some of the top housing organizations in the country. Teresa was named by the Atlanta Tribune magazine as one of Atlanta’s “Superwomen” for her leadership and advocacy in the Hispanic Community and was featured in Allan Dalton’s 2015 book “Creating Real Estate Connections.” Prior to her current position, Teresa was vice president of Business Development and Cultural Initiatives at Berkshire Hathaway HomeServices Georgia Properties, where she was responsible for business development and marketing of corporate relocation services along with a portfolio of additional programs and products. The daughter of Hispanic immigrants, Teresa has a strong commitment to traditional values, family, service and southern hospitality.

Reverend Cerita Battles, Director, Head of Affordable Lending at JPMorgan Chase

Reverend Cerita Battles is an itinerant deacon at St. Paul A.M.E. Church, St. Augustine, Florida where she leads the Financial Health & Wellness Ministry; she is the adult teacher for Bible Discovery Hour and leads the worship service. She graduated from the University of Phoenix where she earned her Bachelor’s in Business Management. Cerita has been in the financial industry for over 31 years and 23 years specifically dedicated to mortgage.

Cerita recently rejoined JPMorgan Chase as Managing Director, Head of Affordable Lending where she is responsible for leading the execution of strategies to help address historic barriers to homeownership among minorities and low-to-moderate income borrowers and communities. Prior to rejoining the firm, Cerita was the Senior Vice President and Head of Retail Diverse Segments for Wells Fargo Home Mortgage for over years. While there, she was responsible for establishing the company’s strategic plan and lending goals to increase and enable sustainable homeownership among low-to-moderate income homebuyers and communities as well as ethnic minority homebuyers across the full economic spectrum. Before joining Wells Fargo, Cerita worked for Bank of America as the Centralized Sales Site Executive and a Business Development Executive for 5+ years. And, as a former JPMorgan Chase employee, Cerita spent 8+ years as a Business Development Executive with JPMorgan Chase Home Finance. She was responsible for the development, implementation and execution of Multi-cultural and Affordable Lending strategies within Retail, Wholesale and Correspondent channels. She’s affiliated with several corporate boards within the mortgage industry such as, Freddie Mac’s Advisory Housing Council, Fannie Mae’s Affordable Housing Corporate Board, the National Association of Hispanic Real Estate Professionals Corporate Board of Governor, National Association of Real Estate Brokers and the Asian Real Estate Association of America’s Housing Advisory Boards and Wells Fargo Home Lending Diversity & Inclusion Council. Cerita is a native of St. Augustine, Florida where she currently resides with her husband Ronald Battles and their beautiful 16-year old daughter, Myka Renae.

Partner Presenters Dionne Cuello leads Diverse Market Segments at Citi She focuses on growing multicultural markets client base and better serving clients. She is responsible for the development of internal and external relationships with Strategic Markets and Diverse Realtor Organizations. She oversees cultural marketing initiatives and diverse sales tactics to cultivate relationships with Realtors, housing non-profit organizations, affordable housing developers and consumers.

Previously, Dionne served as a VP business development Officer for Texas to develop opportunities for low-to-moderate consumers to purchase single family homes. Prior to that, she was a Lending Manager for the DFW territory for Citi. Dionne has served numerous Executive Board positions for National and Local Realtor Trade Organizations. She also has held her Realtors license for the state of Texas, so she understands the dynamic from both a lending and realtor structure.

Eddy Perez, CMB, is President and CEO of Equity Prime Mortgage based in Atlanta, Georgia

Eddy oversees overall operations, sales, revenue, marketing, compliance and technology. As co-founder of Equity Prime Mortgage, recognized as part of the Inc. 5000, he has excelled within the mortgage industry being named one of the nation’s top mortgage bankers, recognized in National Mortgage Professionals Magazine’s “ 40 Most Influential Mortgage Professionals under 40.” Throughout his distinguished career he has held multiple executive-level positions. Prior to co-founding Equity Prime Mortgage, in 2008, he operated the top producing office for Global Mortgage, Inc. He holds the prestigious Certified Mortgage Banker (CMB) designation which he earned in October 2014. Perez is the chairman of the MORPAC, panelist for MBA future leaders program, holds a seat on the Board of Directors with the MBA and now co-chair of the new MBA affordable housing council. Check out his Lending, Leadership and Life videos on Linkedin or his President's Vlog www.eddygperezjr.com.

Julie Wooding, Sr. Director - FICO Ms. Julie Wooding works with clients, consumer advocates and regulators to help them better understand the power of credit scoring technology and its benefits to the financial industry. As a key subject matter expert in the FICO Scores group, Julie works with top-tier lenders in the U.S. to help them evaluate and implement FICO scoring solutions. She delivers indepth credit scoring training to regulators and lenders, most recently in the U.S., Canada, Russia, Mexico, Romania, the Philippines, and Qatar.

Julie has experience in behavior, bankruptcy, revenue and risk score development, implementation and validation, and previously worked on the development of FICO® Scores for U.S. and Canada. Julie holds a B.S. in Finance and an M.B.A.

Partner Presenters

Michael L. Jackson - Diverse Markets Business Development Manager, Northern/Central CA Region Corporate Social Responsibility for the Americas Community Lending Division Michael L. Jackson currently serves as Diverse Markets Business Development Manager with MUFG Union Bank’s Corporate Social Responsibility for the Americas department and Community Lending division. Michael manages the Northern & Central California Region including Central Valley and Fresno. The Community Lending division within Corporate Social Responsibility, in collaboration with Home Loans, is focused on providing access to solutions for First Time Home Buyers and people in the low-to- moderate income communities to overcome the barriers to homeownership. The Community Lending division provides a link between the bank’s Home Loans strategy and implementation to ensure a sustainable Community Reinvestment Act (CRA) and Multicultural Lending plan. The strategy executed by Community Lending supports the MUFG Union Bank’s commitment to increasing its markets share of CRA and Multicultural loans. The Community Reinvestment Act calls for banks to make investments and loans in the communities where they do business. Michael’s activities under the Community Lending division, develops strategies that use strategic partnerships, real estate professionals, non-profits and other organizations to source referral partners and business opportunities for MUFG Union Bank Home Loans in support of low-to-moderate income and multicultural home buyers. Michael joined MUFG Union Bank in 2015 and is based in the Oakland, California Corporate Social Responsibility headquarter office.

Marlana Scott is an Affordable Lending Manager at Freddie Mac

She is responsible for creating business development and educational outreach opportunities with industry professionals across the country.

Marlana is committed to bringing awareness to Freddie Mac offerings to support responsible lending, provide sustainable homeownership, and to improve access to credit for all borrowers. Prior to joining Freddie Mac in 2014, Marlana spent 8 years of her career at Bank of America, where she held various positions including leadership roles. Marlana has over 13 years of experience in the financial industry. She also currently sits on the Pittsburgh chapter of the Association of Latino Professionals For America board as the VP of Community Affairs. She has been a member of this organization since 2014. Marlana is thrilled to be a part of a great organization such as Freddie Mac where they focus on creating solutions to provide affordable and sustainable housing. Today, Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing.

Emenyo Segbefia, Corporate Account Director, Chenoa Fund / CBC Mortgage Agency Down Payment Assistance Program

Emenyo Segbefia is a Corporate Account Director with the Chenoa Fund.

He is originally from Ghana, Africa and moved to Utah in 2010 to attend ' the University of Utah where he studied Business Administration. He previously worked with Chase Bank before joining the Chenoa Fund team in 2018. His objective at Chenoa Fund is to increase affordable and sustainable homeownership for credit worthy, low to moderate income individuals. Emenyo truly enjoys working with the underserved and increasing homeownership in our communities of color. He continues to encourage and uplift his home country by buying land that is able to be used for hospitals, hotels and affordable housing for the Ghanaian community. While not working or spending time in Ghana, Emenyo enjoys living in Salt Lake City with his wife Madi.

Partner Presenters Bryan Greene, EVP, Policy Advocacy National Association of REALTORS® - NAR Bryan is responsible for representing NAR on all fair-housing-related federal regulatory and legislative matters to ensure the interests of consumers and the real estate industry interests are protected. He also manages NAR’s new 45-member Fair Housing Policy Committee which allows NAR to focus more attention on the public policy issues surrounding fair housing and equal opportunity while better supporting its strategic priority of enhancing housing equality.

Before joining NAR, Bryan served for ten years as the highest-ranking career official in HUD’s Office of Fair Housing and Equal Opportunity (FHEO), where he oversaw the policy direction and operational management of the 600-person office enforcing the nation’s housing anti-discrimination laws. Under Bryan’s leadership as FHEO General Deputy Assistant Secretary, HUD pursued large-scale, high-profile cases that addressed systemic discrimination and provided widespread relief. Bryan also managed HUD’s Fair Housing Assistance Program (FHAP) and HUD’s Fair Housing Initiatives Program (FHIP), which together provide over $70 million to state and local government agencies and nonprofit organizations fighting discrimination in local communities. Bryan held several senior positions at HUD over three decades at the agency, including a stint as the Associate Deputy Assistant Secretary for Economic Affairs in HUD’s Office of Policy Development and Research (PD&R), where he worked to reduce regulatory barriers to affordable housing. Bryan was the 2007 recipient of the Presidential Rank Award, the highest federal honor bestowed upon federal senior executives for outstanding service.

Bryan earned his degree in Government from Harvard University.

Darren Huston, Mortgage Loan Originator with PrimeLending.

Darren join PrimeLending in 2018 and has twenty plus years of increasing responsibilities and experience within the Mortgage and Financial Services Industry.

Darren's primary emphasis is on purchase loan origination, financial analysis, authorization of credit facilities and personal sales volume production. He has been directly responsible for the achievement of sales, profitability and day-to-day management and organizational goals. His primary focus is specializing in delivering personalized transformational service.

Darren is deeply entrenched into serving his colleagues, peers and client base and is currently serving as the 2021-2022 Local Board President for NAREB San Diego.

Stephen J. Harrington. Director, External Affairs, Quicken Loans Stephen, who is based in Washington, D.C., responsibilities include advancing the Advance the Rock Family of Companies’ (Quicken Loans, Rocket Mortgage, Cleveland Cavaliers, Bedrock Real Estate) "for more than profit" philosophy. He also spearheads the strategy, creation, and implementation of partnerships with key stakeholders to increase business growth and social impact. Fortifies the company's reputation with consumer groups, advocates, trade associations, government officials, and the media. Stephen diligently enhances Quicken’s public policy agenda and is a key point person for infrastructure, housing affordability, and economic development. He also advises his team on creation, marketing, and partnerships for new products.

Partner Presenters Doug Lucas, Regional VP for Franchise Development, Realogy (Roswell, GA)

Doug Lucas is no stranger to creating success in business. He has spent 25+ years across multiple industries ranging from Franchising and Consumer Products to Technical and Entertainment Services. He sees transferable skills in strategy development, field execution, human relations and achieving customer expectations as a winning formula for Success.

As Regional Vice President for Franchise Development with Realogy Corporation, Doug’s focus is on expanding the ERA Real Estate brand presence and profitability through New Franchisee Affiliation, Territory Account Growth, and Mergers & Acquisitions. He is responsible for brand expansion from the Mid-Atlantic to Southeast Regions. He is also proud to be the highest winning annual goal achiever in ERA’s franchise sales history, and author of the “ERA Powered” and “Grow Your Way with ERA” brand expansion concepts. His awards include the prestigious President’s Choice Award over multiple years and proud recipient of the Realogy Franchise Group Diversity & Inclusion Award. Doug earned his B.S. degree in Business Administration and Marketing at the State University of New York at Albany and holds a MBA degree with a concentration in Marketing from Clark Atlanta University. Born in Baltimore and raised in New York City, Doug now resides in Atlanta with his wife and three daughters. He is an avid fisherman and has passionately served for the past 14+ years as a College & Career Coach in the Guide Right Youth Program in Atlanta. Doug’s key phrase is “Find Your Passion and Excel”.

Madisyn Rhone Manager, Government Relations, Genworth Mortgage Insurance Madisyn Rhone represents Genworth Mortgage Insurance on Capitol Hill and aids in the development of legislative and regulatory strategy. Prior to joining the Government and Industry Relations team, Madisyn worked in various departments across the company including Risk, Pricing and Operations where she gained technical and holistic experiences that inform her policy strategies today.

Sodi Nichols - Vice President, Sales and Business Development Manager National Strategic Markets, U.S. Bank.

In her role, Sodi has accountability for the creation of strategic engagement and business development plans to advance homeownership and representation for currently underrepresented and underserved communities. Ms. Nichols has spent over 25 years working to create access and opportunity for strategic markets and ensuring that banks are delivering upon their responsibilities and commitments to all communities served. Currently, Sodi is serving in a lead role in the design, development and delivery of the U.S. Bank DREAM Initiative coming to market in late summer. She will share with us more on that initiative and how NAREB can be a partner in this important work.

A native of Milwaukee, WI, Ms. Nichols attended the University of WI—Parkside.

Her civic involvement includes terms on many non-profit boards of directors, each with a focus on advancing communities and the people that live and work within them. She is a proud mother of two exceptional children who are also developing a passion to serve the underserved.

Partner Presenters Jemila Winsey, Co-Owner RE/MAX Legacy Living & RE/MAX 1st Class (Houston, TX) Jemila Winsey is an award-winning real estate broker and the co-owner of RE/MAX Legacy Living and RE/MAX 1st Class. With 60+ associates, she leads one of the largest black-owned brokerages in the city according to the Houston Black Real Estate Association. In addition to her real estate franchise, she co-owns with her husband, Motto Mortgage Prestige, Posh Property Management and GSRE Management & Consulting (A Real Estate Consulting and Coaching firm). Jemila has been named to the list of Top 20 Realtors Under 40 by the Houston Association of Realtors; the Greater Houston Builders Association Million Dollar Circle; and one of the top RE/MAX teams, among other accolades. Jemila's brokerages achieved $190 million in sales in 2020 and $540 million since opening in 2016. She operates the number one RE/MAX office located in Richmond, TX and the #4 Office located in League City, TX. Her career production spans over 2,000 transactions in both residential and commercial. Prior to starting a career in real estate, Jemila previously owned and operated several entities in the technology, retail and hospitality industries. In addition to being a business owner, her track record of success also includes a corporate career, where she enjoyed roles at some of the largest companies in the world. Jemila has served in several capacities with the Houston Association of Realtors, Texas, National Association of Realtors and Houston Black Real Estate Association.

Currently she serves on the Texas Realtors Board of Directors, Board of Trustees for the Texas Realtors Political Action Committee (TREPAC), Chair of Fort Bend Political Affairs Leadership Group and At-Large member on NAR’s Federal Technology Policy Committee. She also serves as a committee member for HAR’s MLS, Technology and HRIS among other appointments. Outside of work, Jemila is the author of the book The ABCs of BPOs, which guides agents on creating cash flow for their real estate business. She enjoys giving back to the community, and often serves as a mentor and coach to others, including her work as a member of the board of directors for Kids Charity. Jemila graduated from the University of Houston, where she studied information systems and marketing.

When she’s not working, she enjoys spending time with her partner and husband Patrick and their two sons.

Eleni Sommerschield Chief Operating Officer, Wise Agent As the Chief Operations Officer of Wise Agent, Eleni oversee Wise Agent's business operations and works hard to ensure superb customer experience. She ensures the company has effective operational and financial procedures in place while managing each department’s daily operations.

Partner Presenters Kristy Fercho, Executive Vice President & Head of Home Lending Wells Fargo Kristy Fercho is executive vice president and head of Wells Fargo Home Lending. As head of Home Lending, Fercho oversees one of the nation's leading combined home lenders and servicers, funding one of every 12 loans and servicing one of every eight loans in the country.

In her role, Fercho leads a team of more than 25,000 mortgage professionals in sales, operations, servicing, capital markets, portfolio management, andrelated business, risk management, and supporting functions.

Fercho joined Wells Fargo in 2020 from Flagstar Bank, where she had served as president of the company's mortgage division since 2017. Prior to joining Flagstar, she spent 15 years with Fannie Mae, where she led the strategy and business performance of single-family customers in the western United States and also served in customer engagement and human resources roles. Fercho began her career and served in a variety of sales, operations, and human resources roles at Baxter International before moving to Pepsi Co. Inc., where she ultimately was director of worldwide corporate human resources.

Fercho currently serves as Chairman-Elect of the board of the Mortgage Bankers Association, vice chair of the MBA's Diversity and Inclusion Advisory Committee, co-chair of the Affordable Housing Council, and a member of its Residential Board of Governors. She also serves on the boards of City Year and the Detroit Zoological Society.

Her industry accolades include HousingWire recognizing her as a Women of Influence in the housing industry; MReport honoring her as one of the Top Women in Housing; Diversity Journal listing her among its Women Worth Watching; National Mortgage Professional Magazine naming her to its list of Most Powerful Women; and the Michigan Chronicle selecting her for its Women of Excellence recognition.

Fercho is a graduate of the University of Southern California and holds a Masters of Business Administration from Saint Joseph's University, where she serves on the Board of Trustees.

Alvin Odom, MCD Senior Manager, Diverse Markets, Charles Schwab Bank Alvin Odom is a Senior Manager with Charles Schwab Bank and is located in Henderson, NV. Alvin has been with Charles Schwab Bank since 2017, and has more than 13 years’ experience in the banking industry. His objective at Charles Schwab Bank is to increase awareness of, and access to, bank mortgage lending solutions among multicultural communities.

Previously, Alvin spent 12 years at Bank of America where he served in roles including; Commercial Real Estate Banking Finance, Enterprise Profitability & Cost Measurement, Consumer Real Estate Finance, and Neighborhood Lending.

Alvin received his Bachelors of Science from Florida A&M University.

When not working, Alvin enjoys spending time traveling with his beautiful wife Jessica of 14 years.

Partner Presenters Phoenix Jackson, Chief Communications Officer Rental Kharma Phoenix Jackson is an award-winning social entrepreneur, communications strategist, tech investor, author, and speaker.

Phoenix’s calling has been to empower women and men alike concerning their abilities to influence and impact others through entrepreneurship. Additionally, Phoenix is the Founder of Phoenix Affect, a 16-year-old global public relations and marketing firm. She has worked with many small business owners, non-profits, professional athletes, entertainers, authors, speakers, politicians and more helping them to manifest their desired outcomes within business. Jackson has found a way to highlight and further expand the reach to her clients by creating Fly with Phoenix, an online lifestyle platform to aid the entrepreneurs on their spiritual journey. Phoenix is also the Partner and Chief Communications Officer of two financial tech firms that are changing the landscape of home ownership and credit worthiness for the American people. Rental Kharma and Achroma were created to level the playing field in bridging the wealth gap in America. RK reports your rental history on your credit report and Achroma is the first ever antidiscrimination online mortgage marketplace, blind lending, circumventing all algorithms and systems that cause discrimination in the home buying process.

Anthony L. Weekly, Senior Vice President, Head of Mortgage Strategic Growth - Truist Mortgage Anthony joined Truist Mortgage in September 2015 and brings over 30 years of sales, sales leadership, strategic project management, and recruiting experience with progressive responsibilities in the mortgage banking and financial services industries. In his current role, he is a member of the senior leadership team which oversees Truist Home Lending. He is the Head of Mortgage Strategic Growth, which is responsible for identifying profitable ' growth strategies and opportunities in the market place through accessing data science, demographics, and analytics with a primary focus on the underserved, first-time homebuyers, millennials, and inclusive lending (African Americans, Asians, Hispanics, LGBTQ, Veterans, Women, and People with Disabilities).

Prior to joining Truist, Anthony served as SVP/Head of Mortgage Division at Fifth Third Bank – Georgia, and prior to that SVP/Head of Mortgage Division at Fifth Third BankEastern Michigan. He has held leadership roles in the mortgage industry at several banking organizations.

Anthony currently serves in an advisory capacity with the Fannie Mae Affordable Housing Advisory Council (AHAC); Freddie Mac Affordable Housing Council (AHAC); MBA Advisory Council on Affordable Homeownership, Co-chair; NHC National Advisory Council; NAREB National Partners Advisory Board; HomeFree_USA Advisory Board; Southside CDC Board Member; Truist Enterprise Executive Co-Lead for the SERVE Business Resource Group; Truist Foundation Steering Committee. He has also held other advisory posts with non-profit organizations.

Anthony earned his Bachelor of Science in business management from the University of Detroit Mercy with honors. He’s a graduate of the CBA Executive Leadership program hosted at Furman University. He’s a graduate of the Michigan Military Academy, and a former 2nd Lieutenant in the Army National Guard.

Partner Presenters Dwight Alexander Senior Vice President and Industry Outreach for the Federal Home Loan Bank of San Francisco (FHLBSF).

Dwight Alexander: Senior Vice President and Industry Outreach for the Federal Home Loan Bank of San Francisco (FHLBSF). The FHLBSF is a wholesale banking institution with over $180 billion in assets, providing liquidity for its over 350 member financial institutions. At the FHLBSF, Mr. Alexander is responsible for representing the Bank before Congress, The White House, Treasury and bank regulators. Prior to joining the FHLBSF, Mr. Alexander spent 12 years as an investment banker and financial advisor for professional sports teams, states and local governments. Mr. Alexander specialized in the financing of stadiums, sports facilities and large transportation infrastructure. In that capacity he structured and managed the issuance of over $10 billion in debt securities. He served as lead financial advisor or lead banker on 13 stadium and arena projects including the, Tennessee Titans stadium, Oakland Coliseum (arena and stadium), Camden Yards (baseball and football), the New Boston Garden, and the Phoenix Suns arena. He also served as lead financial advisor to the Bay Area Rapid Transit District (BART) on their SFO extension project as well as other general infrastructure and housing projects. Prior to his work in banking Mr. Alexander was a judicial clerk to the Honorable Linda Taliaferro, Chairman of the Pennsylvania Public Utilities Commission and served on the economic development policy staff of the Honorable Rudy Perpich, Governor of the State of Minnesota.

Mr. Alexander is very active in the community and served as President of the City and County of San Francisco Planning Commission (2004-2008), San Francisco Community Building Council for United Way of the Bay Area, The Fiscal Advisory Committee of the San Francisco Unified School District, the San Francisco Chamber of Commerce Workforce Housing Committee and has served on the boards of several Bay Area companies and non-profit organizations.

Mr. Alexander holds J.D. degree from the Syracuse University College of Law, a Masters degree of Public Administration in Finance (M.P.A.) from the Syracuse University Maxwell School of Citizenship and Public Affairs and is a graduate of Carleton College where he received a B.A. degree in Political Science.

Kimani S. Little, VP, Government Relations Officer, Federal Home Loan Bank of New York Kimani S. Little is the Government Relations Officer for the Federal Home Loan Bank of New York. He brings to this role nearly two decades of public service, and experience in the intersection of housing and banking. He previously worked for the Federal Home Loan Bank of Atlanta, the U.S. House of Representatives Committee on House Administration, the U.S. House of Representatives Committee on the Judiciary, the U.S. Attorney’s Office for the District of Columbia, the U.S. Department of Justice Civil Rights Division, and the White House. He is a graduate of Tulane University Law School and the Walsh School of Foreign Service at Georgetown University. Prior to law school, he worked both domestically and internationally as a civilian analyst for the U.S. Department of Defense.

He and his wife live on Capitol Hill in Washington, D.C. with their daughter and two dogs.

Featured Presenters

Al Pina, Chair/CEO, FMCRC-Assets & Hope; Co-Founder, National Minority Community Reinvestment Co-Operative (NMCRC) After a battle with a major illness, Al Piña decided to use his successful corporate skills, as well as his military service experience, that led to several business and military awards and medals, to give back to community and country.

He began working with minority community organizations around the United States for the past 16 years to including serving in a senior executive role with the largest community development corporation in the United States. Al Pina started out his community economic development career as V. P. of Development for the National Council of La Raza and then on to serve as Vice President of Development for the country’s largest Community Development Corporation (TELACU-Los Angeles).

In 2005, in partnership with the Greenlining Institute, Al Piña took his efforts to Florida and founded the Florida Minority Community Reinvestment Coalition, which is Florida’s first state wide minority focused community economic development collaboration with over 105 participating minority community organizations. Seeing the importance of access to capital for minority communities towards reducing the rising racial wealth gap, Al Pina had a focus on access to capital for minority communities throughout the United States. Since 2005, Al Pina has assisted in the development and launching of over 16 minority focused community development funds, with over $6 billion dollars of capital. He also was a development team member of two national Hispanic investment funds with a combined investment capital of $310 million. In addition, Al Pina launched and led the efforts for Florida’s first ever minority focused affordable housing fund through a Tampa based CDFI. Understanding the importance of job creation in low-moderate income communities to battle poverty, Al Pina launched Florida’s first minority focused job creation event Let’s Do Business Florida a partnership with 150 minority organizations and major banks and corporations that focuses on job creation through increased construction contracts to minority construction firms and the development of self-sufficient minority nonprofits to allow them to create incremental income streams to fund job creation programs.

Johnetta Paye, Founding Partner of J. Paye & Associates Attorneys at Law. Johnetta Paye is the Founding Partner of J. Paye & Associates Attorneys at Law. She started the firm in 2009. She is a member of the firm's Corporate, Crowdfunding, Business Law, Crowdfunding, Copyright Law, Entertainment Law, Trademark Law, Real Estate Law projects and client representation.

Savvy with real estate projects, Paye teamed up with two Chicago professionals (MaryAnn Marsh, a real estate broker and co-owner of Chicago’s M Lounge, and Michael Maze, Esq., of the Mazek Law Group LLC) to work with both new and established homeowners. In the four-part collaboration video series, they give real estate tips on short sales, foreclosures, loan modification and more. Currently as outside legal counsel for a nationally recognized real estate investor, Paye’s duties range from legal advice to attending investor meetings and business initiatives. Paye is also Of Counsel at Zuber Lawler and Del Duca, where she handles transactional matters for the firm’s clients such as negotiations between condo owners and condo association disputes.

Johnetta is a graduate of John Marshall Law School, with experience in journalism, too. Past client work includes films (“A Sunshine Day” at the 2016 Black Harvest Film Festival), film projects (Eugene Bush of E-Tre Productions), and musicians (Hypnotic Brass Ensemble, Belo from Do or Die, Tressa Thomas from “The Five Heartbeats” and “Star Search”). In 2015, J. Paye & Associates hosted an entertainment law panel event and mixer, with the help of panelist Valincia Saulsberry of Chicagolicious. The event was profiled in Rolling Out Magazine. Johnetta is also the lead legal counsel and co-founder of The Tulsa Real Estate Fund (TREF), the first African American owned and managed regulation A+, two tier real estate investing cowdfund in American history.

Featured Presenters Marki Lemons Ryhal Real Estate Keynote Speaker, Emcee & Event Host Six-time REALTOR® Conference and Expo featured attendee, one of 100 speakers selected out of over 500 speakers to speak at REALTOR® Conference & Expo six times with high program evaluations, and an INMAN Closing Keynote Speaker. Marki Lemons Ryhal is a licensed Managing Broker, REALTOR®, avid volunteer, Major Donor, and International Best Selling Author of The Modern Real Estate Professionals Guide to Success. In 2019 Marki was nominated as an RISMedia’s Real Estate Newsmaker and inducted into the REBAC Hall of Fame. Marki Lemons-Ryhal is dedicated to all things real estate. With over 25 years of marketing experience, Marki has taught over 300,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki holds a Bachelor of Science in Management from Chicago State University, a Master’s in Business Administration from Saint Xavier University, and over fifty real estate related licenses, certifications, and designation.

Robbie Wilson; RA, SRA, ASA Broker-Owner of Park One Realty and a Certified Appraiser and president of Appraisal Analytics, Inc. Mr. Wilson is a licensed Broker-Owner of Park One Realty and a Certified Appraiser and president of Appraisal Analytics, Inc. Since graduation from the University of Texas with a BBA degree in Real Estate, and earning an MBA degree in Business Finance, he has built a professional real estate company with up to fourteen associates, worked as a Consultant for Freddie Mac and Fannie Mae, and manage a portfolio of real asset valued in excess of $250,000,000.

He is recognized in the appraisal industry as a subject matter expert (SME) on Appraisal Standards and Ethics, FIRREA, Dodd-Frank Act, Government Regulations and Laws, and GSEs mortgage loan underwriting guidelines, etc.

Mr. Wilson has taught and continues to teach AQB pre-licensing and Continue Education courses in Texas, Tennessee, Arkansas, Oklahoma, Georgia, New Jersey, and Indiana. He currently serves and has served in numerous leadership positions including but not limited to: a former member of the prestigious “Peer Investigative Committee” of the Texas Appraiser Licensing & Certification Board and a current member of “TALCB’s Texas ACE Course Working Group”.

Finally, he holds numerous professional designations both in brokerage and appraisal practice.

Featured Presenters Zoritha Thompson, CEO/Broker, Goree and Thompson Real Estate (Sacramento, CA) Zoritha Thompson is the CEO/Broker of Goree and Thompson Real Estate, she has been in real estate for over 30 years and has owned her own company for over 25 years specializing in working with Corporate/Institutional Clientele. Zoritha currently serves on the Board of Directors of the Sacramento Realtist Association (Treasurer) and also serves as the Sargeant at Arms for the California Association of Real Estate Brokers (CAREB).

Zoritha is a Presidential Member (26 consecutive qualifying years) of the Sacramento Association of Realtors. “Master Club”, top 10% of all real estate professionals in Sacramento County. She is also featured as a Life Member of “Who’s Who in America”. She was named the 2019 "REALTIST of the Year” by the Sacramento Realtist Association.

During her leisure time, she can be seen riding one of her Harley Davidson Motorcycles!

Sanina Ellison Jones CEO & Managing Broker for Chicago Homes Realty Group Sanina Ellison Jones has a B.A in Business Management and a passion for interior design. She has a background in Finance.

She holds FINRA Series 6 & 63 investment licenses and she worked for JP Morgan Chase for 12 years as a Business Banker.

Sanina is the Founder, CEO and managing broker for Chicago Homes Realty Group, a boutique Real Estate Brokerage now licensed in IL and FL, where she is an active Real Estate Broker who specializes in residential real estate, multi-family real estate and property management. She has served in many capacities on various boards including The Women’s Council of Realtors, The Chicago Association of Realtors Board of Trustees, The Education Foundation, The Global Committee and Young Professionals Network. She has served on the board for My Favorite Outfit, an organization that works to improve the positive self-image of girls through clothing, which she found very rewarding.

Sanina is most proud to have served as the 2017- 2019 President of the Realtist Women’s Council of IL an affiliate of the Dearborn Realtist Board. She currently serves tirelessly as 1st Vice President for The Dearborn Realtist Board, a local NAREB Chapter. She serves as the Corresponding Secretary for the Women’s Council of the National Association of Real Estate Brokers. Sanina is a servant leader who takes pride in helping others and executing at a high level. She is passionate about increasing home ownership in the communities she serves and has a special affinity for helping small business owners and sellers.

Sanina is a mother of 4 and a proud wife. When she is not serving, Sanina loves to read, listen to music, travel and spend time with her family and friends.

Featured Presenters Cheryl Muhammed, Broker/Owner, Assured Real Estate Services (Memphis, TN) Cheryl has been a full-time real estate professional for over 20 years. She started Assured Real Estate in 2005 as the Broker/Owner, building an awesome firm for Realtors to thrive and be innovative in the field of Real Estate. With accomplishments on the local, state and national level, Cheryl has excelled in providing exemplary service in the industry that she loves. She was a Director of the Memphis Area Association of Realtors (MAAR) board and served on many committees. Also, she was a Director of Tennessee Realtors, serving on the Diversity & Inclusion committee of TN Realtors. Cheryl served as a member of the Housing Opportunity Committee & Diversity Committee of The National Association of Realtors (NAR). Now she is the Secretary for Build Memphis Now (BLDG) and TREEF Trustee of TN Realtors. Cheryl is the immediate past President for NAREB Memphis Realtist and currently the Secretary - Treasurer of NAREB Region VII. The goal during her tenure were to help Realtist become more prosperous, professional and knowledgeable, aiding in their success in the industry. She works tirelessly to help with the goal of N.A.R.E.B. in closing the national homeownership gap of African Americans in the U. S. She was appointed to serve on the Board of Directors for N.A.R.E.B. and NATPAC 1947. Cheryl a native Memphian that graduated from State Technical Institute of Memphis with honors with a Degree in Business Accounting. She is the mother of three, Rodriga, Christopher and Keshia and has three grandchildren. Cheryl will continue to serve Tennesseans.

Maurice Muhammad Progressive Realty inc. Allentown Pa /Plainfield New Jersey Offices President, NAREB-REMBI Maurice Muhammad was first licensed in the year 2000 in the state of New Jersey. as a result of going to real estate school to learn how to be a better landlord to tenants in his rental properties, as he went through the class he learned that he liked The business side of real estate and that It had filled a void within himself, as well as complemented his entrepreneurial side. After acquiring a New Jersey Real Estate Lic. and then Moved to Allentown, Pa, in 2004 he worked for Progressive Realty, he then acquired a brokers lic in 2006 and purchased Progressive Realty in 2008, (Made them A offer They could not Refuse) newly Adding the New Jersey Office in 2013,(A Torchlight Realty) the current designations held are as follows: NJ/PA licensed Real Estate Instructor, CCIM Candidate , ABR, Reos, CRM, CREM Property Manager, Notary, REMBI Current President, The Founding and Past, President of the Allentown budding Local Board of NAREB, (National Association Of Real Estate Brokers) one of the oldest trade associations in existence I am a Husband, Father of a blended family and grandfather of 13 (have physical custody of 3)energetic Grandchildren, he is committed to service he have been in service since 1995. having served on the NAREB. National Board, PAC Committee, Grievance Committee,(NAR) PA state diversity Committee, Newly Published Author of Property Management 2.0 Vol1 (The sacred Text to Property Management) see it on Amazon, currently the director of A Torchlight Real Estate Academy & Business School where we, teach and train licensed and un licensed Persons in the Field of Real Estate including but not limited to. Property Management, Commercial, development, The Host Of The Everything Real Estate Podcast, you can find it on Anchor and multiple podcast platforms, the host of The Property Management Podcast REMBI (Property Management Specific) The Host of Blog talk Radio Real Estate Related talk show

Featured Presenters

Marvin J. Owens, Jr., Chief Engagement Officer for Impact Shares Marvin J. Owens, Jr. currently serves as Chief Engagement Officer for Impact Shares. In this role, Marvin has engagement responsibility for both fund managers and corporations, as well as cultivating and maintaining relationships with financial intermediaries with the goal of AUM growth. Marvin is also responsible for strategic relationships with our social advocacy partners, and leads the firm in broader Social Impact and advocacy conversations. Prior to joining Impact Shares, Marvin served as Senior Director of Economic Programs for the NAACP. In this role, Mr. Owens was responsible for the NAACP's national Economic Inclusion agenda which includes Asset and Wealth Creation programs with efforts that support financial education, homeownership, minority business development, franchising, workforce development and diversity; Advocacy and Sustainability with efforts around economic justice and social impact investing; and Research with ongoing efforts to track and report economic conditions, as well as recommended public policy changes. Prior to joining the NAACP, Mr. Owens served a consultant, lecturer, and technical assistance provider in the areas of Community and Economic Development, Small Business Development, and Community Organizing. Mr. Owens serves as an Advisory Board Member of the Stonehenge Capital NMTC fund, where he advises, recommends, and monitors fund investments for economic impact. Guest lecturer credits include Oxford University’s Saïd School of Business on the subjects “Responsible Leadership,” and “Economic Development in the Black Church.” Prior to becoming an independent consultant, Mr. Owens served as Vice President for Economic Empowerment at the National Urban League (NUL) where he managed all aspects of NUL’s corporate, foundation, and government relationships with specific focus on affiliate economic development activities, small business development, and finance. Mr. Owens was responsible for implementing business and economic development efforts in more than 20 US cities. Mr. Owens oversaw implementation of the National Urban League’s Empowerment Fund, and was the lead staff in creating NUL’s current model of economic empowerment centers. marvinowens@impactshares.org

Chantelle Owens, Tax Lien Investing Expert Founder, Ga Tax Lien Bootcamp Chantelle Owens has been investing in real estate since 1999 and has been a fulltime real estate investor since 2001. She began her real estate investing career as a credit investor which eventually escalated into No Money Down Deals, Wholesaling, Flipping and Landlording. To help with her investment ventures, Chantelle obtained her Real Estate Salesperson License in 2006. In 2009, after going through a second real estate market crash, Chantelle found her passion with Tax Lien Investing, she currently invests in Tax Liens fulltime. As Tax Lien Acquisitions Expert, Chantelle is also a Real Estate Mentor & Coach and has lead seminars, workshops and training in Tax Lien Acquisitions for individuals as well as small to large organizations after creating her powerful educational organization of GA Tax Lien Bootcamp. info@gataxlienbootcamp.com

Featured Presenters Latisha Carlisle VP Housing, NID, a National HUD Intermediary At NID –HCA National we invest in Realtists that are committed to making an impact in their communities that foster lasting change.

Latisha Carlisle is NID’s National VP of Housing. Prior to her position at NID she balanced her time between the family real estate business, completing a degree program and taking care of her greatgrandmother.

When presented with HUD’s housing counseling opportunity, Latisha dedicated herself to learning all aspects of each position, from delivery of counseling and education to program administration. Thru her years at NID she has coordinated and hosted national conferences, worked with The White House Office of Liaison, established and maintained numerous initiatives with Fannie Mae, Freddie Mac, The Consumer Financial Protection Bureau and other stakeholder’s, government agencies, community/faith-based groups and financial partners.

She also manages NID’s HUD approved housing counseling program. The agencies housing program provides grant opportunities, training and technical support to its branch network while serving thousands of families each year, with a hyper focus on African American’s and other marginalized communities nationwide. She acts as a liaison between NID National and NID’s 55 branch network, nationwide, while co-managing the NID- Freddie Mac Borrower Help Center in Detroit, MI. Latisha serves on NeighborWorks America Intermediary IT Advisory Committee, committee member of the National Housing Resource Center, The National Low Income Housing Coalition, committee on Housing and Homelessness, the NAACP’s Economic & Inclusion plan and a host of other civic duties & commitments focused on breaking through both real and perceived barriers to safe, healthy and affordable housing and equal access to healthy and safe communities.

Awarded Emerging Young Leader Award in 2017 and An Appreciation of Service Award in 2018

by The National Association of Real Estate Brokers, Latisha continues to work on making an impact on industry that is reflected in the innovations around counseling and real estate and to the community realized by sustainable homeownership.

Stacey Mollison President/CEO of Libra Management Group Libra Management Group (LMG) is an SBA 8(a) certified minority woman owned small disadvantaged business with 8(a) expiration in 8/2023.

Established in 2006, LMG is a management and consulting firm with core competencies in facilities management and support services, construction management, event management, real estate asset management, IT Solutions and administrative and general management consulting. LMG is adept at working through change, by bringing an integrated and seamless results driven service approach to problem solving and innovative solutions for today’s complex issues.

Featured Presenters Denise Williams, Real Estate Broker & Author founder of CEOwner Academy Denise Williams is one of the youngest real estate brokerage owners in the United States and now has the largest Black woman owned brokerage in Atlanta. She sold millions of dollars of real estate as an agent, but sales alone were not enough. She acquired her broker's license and went on to manage a real estate start-up, which under her leadership grew to 75+ agents in its first year. Denise (often referred to as Denise The Broker) has personally trained 125+ agents and has coordinated agent services at one of the largest real estate firms in the world. Now, as the founder of CEOwner Academy, she has mapped out a proven blueprint to show newly licensed Brokers and experienced Agents who desire to start their own teams how to dominate their market(s) and build Breakout Brokerages. Her system can be used throughout the country, and she is quickly becoming the go-to expert for training and development in the real estate industry.

In the spring of 2020, Denise authored an autobiography entitled “From Broke To Broker” in which she peels back the curtain and shares some of the most sought-after success secrets in the real estate business. This once small-town star grew-up as the middle child in a workingclass household of eight but decided early on that she would one day control her own financial destiny – she has done just that. As the first in her family to go to college, Denise obtained a BA in Finance from Valdosta State University and then secured a Dual MBA in International Business and Supply Chain/Logistics Management, all while mothering a young son and closing real estate deals between classes. “From Broker To Broker” offers readers an inside look at what it took for her to journey from small-town poverty to scaling repeatable profits in one of the nation’s most competitive markets.

Denise has shared her story with millions of readers and listeners via news media features and interviews. Her work in the industry led her to be inducted into the Atlanta Realtors’ Association 2020 Class of Emerging Leaders as well as the Atlanta High-Rise Network, a community of Atlanta’s top CEOs and experts from across industries. Denise donates a portion of her company profits to charity because she truly believes in giving back to the community. Denise has been named Chief Information Officer (CIO) for the Rap Snacks Foundation. In this role, she has created the Buy Our Blocks Investing 1.0 curriculum to teach young adults how to purchase their first investment property. Denise is also one of the youngest members of the Education Council for the Commercial Board of Realtors. Denise The Broker is the American dream made real and delivered in a way that will inspire millions more to pursue life on their own terms. For more information on Denise, please visit www.DeniseTheBroker.com IG @denisethebroker

Featured Presenters Evelyn Reeves NAREB, Past President Evelyn Reeves embodies the very essence of what is means to be a powerhouse in business, a trusted leader in her community, a vital force within her procession, and an organizational trailblazer. Her many honors, recognition’s and professional awards are testimony to her deep belief in excellence, perseverance, and goal-setting. Based in Los Angeles, CA, Ms. Reeves holds the distinction of growing the successful First Security Investment Company (FSICO) into a multi-faceted, full service real estate brokerage firm and being elected the first woman president of the National Association of Real Estate Brokers (NAREB), recognized as the nation’s oldest minority real estate trade association. She is a valued and trusted expert advisory to municipal, state and federally-appointed and elected officials on issues affecting real estate industry practices, housing and home ownership opportunities.

Under Ms. Reeves’ direction, FSICO offers its clients an array of real estate and investment services that include sales, acquisitions, financing, new development and re-development project management now in excess of $50 million. In addition, FSICO currently manages more than 2,000 private sector apartments, and maintains fiduciary responsibility for personal asset and trusts totaling more than $12 million.

Shawneequa Badger Team Lead of The Badger Real Estate Group Shawneequa Badger is the Team Lead of The Badger Real Estate Group, a full service real estate team specializing in Northern California home sales, purchases, and investments properties.

We are a team with Corcoran Global Living. She is also a trainer, speaker and entrepreneur. She helps investors, buyers and sellers create their own economy through real estate investments.

Shawneequa is a transformational educator dedicated to teaching you how to be a master wealth builder through real estate homeownership.

It’s my goal to make you an investment superstar whether it’s your first purchase or your 50th. “I teach people how to create their own economy through real estate investments.”

I am a Bay Area Real Estate professional that provides top-tiered selling services for my clients. I have broad experience in real estate transactions from first-time home purchases to fine home and estate sales to investment properties. I am interested in educating home buyers and sellers about realistic market conditions that could benefit their long-term investment goals. Specialties: Home sale negotiation, fine home and estate marketing, FREE home buyers and sellers educational seminars, investment consultation. Currently she specializes in Distressed Home sales (REO/Short Sales) and Buyer's Negotiation in today's market. She's worked with corporate clients in the disposition of distressed properties such as: Aurora Loan Services, LPS Asset Management, Chase, US Bank, Green River Capital and Bank of America.

CalBRE #01462104

Featured Presenters Nikitra Bailey Executive Vice President Center for Responsibile Lending (CRL) Nikitra Bailey is an executive vice president at the Center for Responsible Lending (CRL), the policy affiliate of Self-Help, the nation’s largest community development lender. Nikitra plays an integral role in developing and driving the strategic direction of the organization’s consumer protection and fair lending agenda as a member of the executive team. She advances national and state public policy reforms that provide access to safe and responsible credit on affordable terms for families and communities traditionally underserved by the banking system. She leads mortgage policy advocacy and is the principal strategist for coalition partnerships that span civil rights, faith, women, labor, and community advocates across the nation. In addition, she oversees CRL’s resource development efforts. Nikitra is the author of numerous reports and articles on predatory lending’s impact on people of color and women and a frequent media contributor to the New York Times, American Banker, Washington Post, and the National Newspaper Publishers Association outlets. She has also served as an expert witness to the House Financial Services Committee on housing finance reform and mortgage lending discrimination.

Currently, Nikitra serves on the Consumer Financial Protection Bureau Consumer Advisory Board, as vice-chair of the NC Housing Coalition, and as a board member of the NC Institute for Minority Economic Development. She is a member of the Insight Center's Closing the Racial Wealth Gap Initiative Experts of Color Network. Nikitra holds a J.D. from the University of Pittsburgh School of Law, and a B.A. from the Pennsylvania State University.

Lionel Bohanon, Former President of REMBI, Real Estate Investoroup Lionel Bohanon is Broker/Owner of L.B. Unique Properties, Inc. and LB Financial Group, Inc. providing full service Residential sales, REO disposition and is a Certified HUD Counselor, pre-purchase counseling, loss mitigation, home buyer certification. The Financial arm provides traditional and non-traditional mortgages, hard money and reverse mortgages. He is a long standing member of the National Association of Real Estate Broker (REALTIST) as well as National Association of REALTORS for over 22 years. Lionel is immediate past Regional Vice President the National Association of Real Estate Brokers Western states covering Arizona, Colorado, California, Nevada, Oregon and Washington. He is a past President of the Solano REALTIST Association. Lionel is a current Board member of the Solano County Black Chamber of Commerce. Lionel is also currently the President of (REMBI) Real Estate Management Broker Institute for NAREB. Between 2008 and the present he has sold and participated in sales totaling $75 Million traditional sales, short sales and REO’s. Lionel is born and raised in Vallejo now a Fairfield resident of the past 25 years. He is also a retired Clinical Engineer from Kaiser after 35 years.

Featured Presenters Reneika Lightbourne, Business Development Specialist, Advanta Reneika Lightbourne has an undergraduate degree from Lindenwood University and an MBA from the University of Phoenix.

As a Business Development Specialist, for Advanta IRA, Reneika educates clients and investors about self-directed IRAs to invest in real estate, and other alternative assets. Reneika actively selfdirects her personal retirement account.

Advanta IRA is one of the nation’s top self-directed plan administrators. Advanta helps individuals use qualified retirement funds, IRAs and old 401ks to invest in alternative assets, whether it's real estate, notes, private placements, startups, peer to peer lending or cryptocurrency. Advanta IRA have been in the business for nearly 20 years, with clients nationwide, Advanta holds over $2 Billion in assets. Advanta provides clients high quality concierge service and is committed to offering cutting-edge educational tools for all types of investors to invest in what they know and understand.

Milton G. Dyer John Maxwell Independent Certified Speaker, Trainer, & Coach Milton Dyer is an Independent Certified Speaker, Trainer, and Coach for the John Maxwell Team offering personal and professional growth through study and practical application of John’s proven leadership methods. Milton's passion is to empowered, inspired communities, small businesses, and nonprofit organizations to influence and impact their lives by adding value through personal and professional growth in leadership development. Mr. Dyer professional career extends as Business Operations Consultant for small start-up businesses in Prince George Country Maryland and Washington DC area and provides personal and professional leadership development training for small businesses and non-profit organizations. He had previously served for 24 years in key management position for the Public Housing Authority affordable housing (section 8 program) in Washington, DC where he had overseen multi-million dollars in federal and local subsidies for low-income families.

Dana Christian, Founder of Datona Financial Services and Ladder to Passive Income Financial Solutions Dana Christian hails from the great state of New York but currently resides in Metro Atlanta. She has had a very lengthy and successful career with the US Postal Service since 1996. She is a certified credit consultant, a mentor, a business credit pro and business funding wonder who has facilitated $20million + in funding for small businesses. She is also the founder of Datona Financial Services and Ladder to Passive Income Financial Solutions. info@datonasolutionsllc.com

Featured Presenters Jim Carr, Chairman & CEO, Turquoise Bay Investment and Forbes Contributor Jim Carr is the Coleman A. Young Endowed Chair and Professor in Urban Affairs at Wayne State University, Visiting Fellow with the Roosevelt Institute, and Contributor to Forbes Magazine. He is also Chairman and CEO of Turquoise Bay Investment Partners, an Expert with the Institute for New Economic Thinking and consultant with the Gerson Lehrman Group, Inc. Previously, Jim served as Senior Fellow with the Center for American Progress. Prior to that he held the position of Chief Business Officer for the National Community Reinvestment Coalition where he established and managed minority- and women-owned business centers in Washington, DC, New York, NY, and Houston, TX., that assisted their clients to access $1.8 billion in capital and $350 million in federal contracts. Jim also held the position of Senior Vice President for Financial Innovation, Planning and Research for the Fannie Mae Foundation where he built one of the nation’s most prestigious housing and urban policy research centers that attracted subscribers for its research and policy publications from more than 30 countries. He also served as Assistant Director for Tax Policy and Federal Credit with the U.S. Senate Budget Committee. Jim currently serves on the Boards of Directors of the Center for Global Policy Solutions, Homeownership Preservation Foundation, Woodstock Institute, and Neighborhood Housing Services of Chicago. He also serves as an Advisory Committee Member for OWN Home Finance, P.B.C. Jim previously served on the Corporate Advisory Board of the Urban Financial Services Coalition and as an instructor for the Neighborhood Reinvestment Training Institute. Jim's speeches have been awarded top honors, including the “Best of the Best” award by the International Association of Business Communicators.

Jim is the founder and former editor of the scholarly journal Housing Policy Debate (now published

by Routledge) which, during Jim’s 18 years as editor, was routinely rated one of the nation’s premier urban studies research journals by the Institute for Scientific Information (ISI). He also served for more than a decade as editor of the peer-reviewed publication Journal of Housing Research. Jim’s recent books include Replicating Microfinance in the United States and Segregation: The Rising Costs for America. Jim holds a Bachelor of Architecture degree with honors from Hampton University, a Master of Urban Planning degree from Columbia University, and a Master of City and Regional Planning degree from University of Pennsylvania.

Bishop James W.E.. Dixon II, Pastor The Community of Faith Church, Houston, TX James was educated in Houston area public schools. Upon high school graduation, he was accepted and entered Houston Baptist University. He also attended Texas Southern University.

He received his Bachelor’s Degree from Oikodome College of Biblical Studies in 2003. James has studied extensively in pursuit of a Masters of Divinity Degree at Houston Graduate School of Theology. James Dixon, II has received numerous awards from an array of public officials including U.S. Congresswoman Sheila JacksonLee, Texas Congressman Al Green, State Rep. Al Edwards, State Rep. Sylvester Turner and Harris County Sheriff Adrian Garcia. He has also been recognized by national organizations such as the N.A.A.C.P., Reverend Jesse Jackson & Rainbow P.U.S.H., and Reverend Al Sharpton & National Action Network.

Featured Presenters LaDonna Parker, NAREB Director LaDonna Parker is a Graduate of Cornell University and a Full-Time Broker Associate with over 32 years in business. Her professional designations span from Texas Affordable Housing Specialist to Certified Luxury Home Marketing Specialist with Keller Williams.

She is a consistent Top Producer and Mentor to new agents. Her client base truly reflects the United Nations, as she provides Exemplary Service to clients from every continent-- from Builders to First Time Home Buyers, Sellers, and Investors. Giving back to the community is also an important facet of LaDonna's life. She is a retired Affordable Housing Commissioner, an Instructor for local home buyer down payment assistance programs, a dedicated Community Development Volunteer, a huge Advocate for the homeless and underserved populations accessing higher education, a Motivational Speaker, and a dependable public servant when called upon. She has most recently served on the Keller Williams Southwest (Sugar Land) Agent Leadership Council (ALC),the Houston Association of Realtors Risk Management Advisory Board, Houston Community Land Trust Board, Texas Association of Realtors Board, & she is the current President of the Houston Black Real Estate Association (HBREA).

Matthew Garland, Mortgage Broker

With over 19 years in the mortgage industry and more than 1 billion funded in home loans, Matthew Garland has emerged as the top advisor and leader in the mortgage industry.

After specializing in as well as becoming equipped with a variety of mortgage programs and carefully crafting his own lane in the industry, Matthew dedicated to providing first time home buyers, investors or seasoned buyers and investors with quick and easy access to the mortgage process and behind the scenes with a touch of a social media app. Matthew turned free social media platforms into an education source providing a wealth of information for all information seekers on any level.

Through his YouTube, Facebook, Instagram or live stories he has become one of the most sought-after social media influences in the country. @mgthemortgageguy IG, YOUTUBE, CLUBHOUSE info@mgthemortgageguy.com

Wiley Sturns, Member, REMBI-NAREB

Wiley Sturns hails from a small East Texas farming community, and is a graduate of Prairie View A & M University with a BS degree in Agriculture and a double minor in Chemistry and Biology. He is a former employee of the U. S. Department of Agriculture. He earned his Real Estate license in 1972 and began his professional Real Estate career with Exclusive Properties where he earned numerous awards, a tangible evidence of his success. In 1976, he began teaching Real Estate Practice at Los Angeles City College. For a number of years he taught Real Estate Practice, Finance, Principles & Economics at West Los Angeles City College. Wiley has been an active member of the National Association of Real Estate Brokers Inc. (NAREB) and its affiliates for many years.

Previously Wiley was President of Real Estate Management Institute (REMBI), Chairman and President of the California Association of Real Estate Brokers (CAREB), President of Consolid.ated Board of Realtists, NAREB Regional Vice President, NAREB Board of Director member, President and Chairperson of the Ft Worth Metropolitan Chamber of Commerce. He is Presently a REMBI instructor. Dedicated to his profession and to his community, he has earned many community awards and recognitions .Currently he resides in Grand Prairie, Texas enjoying his twin granddaughters and acting like a Rancher in East Texas.

Featured Presenters Ramon Tookes President - University of Wealth Building Real Estate Investor, Coach, Author, Mentor, Wealth Builder Ramon Tookes, a native Atlantan, has been surrounded by entrepreneurs for his entire life, watching his grandfather, father and uncles manage lucrative businesses. Tookes inked his first real estate deal as a freshman at Georgia State University where he earned his BS in Criminal Justice, and financed his entire college career, which includes a Juris Doctorate (JD) from Emory Law School, with the proceeds from his real estate investments.

Ramon is a seasoned Real Estate Investor with over 25+ years of industry experience. He has mastered flipping houses, wholesaling, buy and holds, residential, commercial, developing, project managing, and new construction. He has been involved in over 1k projects over his robust career. To satisfy his appetite and passion for teaching and philanthropy he introduced his weekend signature event, Flipology 101: The Bootcamp, as a medium by empowering others to utilize real estate as a viable wealth building vehicle. Flipology is defined just as it sounds “The science of flipping houses”. During this intense learning experience he introduces his proven strategies and tactics, along with his entire team comprised of a closing attorney, credit specialist, Realtor partner, lender partners, and more to his students. Due to the success an interest in Flipology 101, other courses have been offered as well that focus on wholesaling, commercial wholesaling, buy & holds and passive income. Ramon is also the author of Flipology 101: The Book, which is the real life instructional and semi-autobiographical journal of his experience of using the Flipology 101 formula. And from 2017-2019, Tookes and team hosted a weekly real estate investing focused radio show called Flipology Radio. For his birthday June 2018, he launched, www.UniversityofWealthBuilding.com which is a storehouse of training modules, resources, and more that can be implemented for living a wealthy life! ramontookes@gmail IG @ramontookes or @universityofwealthbuilding

James Privette Policy & Advocacy Coordinator.

James Privette is a Third Generation Washington, D.C. native and currently works as a Policy and Advocacy Practitioner who began his advocacy journey during his senior year in high school. A graduate of Virginia Tech in Blacksburg, VA with a double major in Economics and Political Science, James has used his life experiences and knowledge to bring a unique perspective of American politics in a wide array of professional roles ranging from campaigns to non-profit organizations. He has served at all levels of government covering policy portfolios like education, environmental, and housing. In addition to being a 3rd generation Washingtonian, he is also a 3rd member of Alpha Phi Alpha Fraternity Inc. and serves on his chapter’s political action committee.

James enjoys Washington Sports, historical documentaries and trying new recipes in the kitchen.

Featured Presenters Quiana Watson Broker/Owner, Watson Realty Group

Atlanta real estate broker Quiana Watson is a graduate of Fayetteville State University where she received her BA in Marketing. Shortly after, she obtained her MBA. Her ability to successfully leverage her marketing and management expertise has been the key to her successful real estate career. She is devoted to serving the needs of real estate buyers and sellers throughout the Metro Atlanta area. Quiana is renowned among colleagues and clients alike for her integrity, loyalty, and professionalism. Quiana has been ranked in the top 2% top producing real estate professional by the National Association of Realtors.

Quiana has her Certified Luxury Home Marketing Specialist Designation (CLHMS) which is an elite network of professionals focused on offering luxury buyers and sellers the highest level of client service and business integrity. To sharpen her negotiation skills and ensure she had all of the negotiation strategies to handle almost every type of transaction she acquired her RENE, real estate negotiation expert designation.

With many years of real estate experience, Quiana is known for her sales achievements and has a reputation as one of the most trusted and admired agents in the Atlanta real estate market. When working with her, you can count on nothing less than an executive staff of seasoned professionals with an intimate knowledge of the Metro Atlanta real estate who are devoted to serving your needs around the clock.

To ensure that her exclusive clientele receives the best service she has launched her real estate firm Watson Realty Co. Her real estate firm is the culmination of many years spent developing relationships with leading brokers in her industry. Her agents are committed to delivering the best outcomes to your real estate needs by offering greater flexibility with a focus on providing highquality real estate services.

She has been an Ambassador for several non-profit organizations and is recognized for her support, charitable work, and continuous efforts to enhance the community.

Her personality and style blend exceptionally well with the perseverance and stamina that has earned her a reputation as one of the most honorable and respected real estate professionals in her area. Having earned the esteem and admiration of her associates, she has built an incredible network of fellow agents. Quiana possesses a natural repertoire of dynamic qualities that set her apart and enable her to successfully procure the goals of the buyers and sellers she represents.

Quiana is ready to show you the finest, most exclusive listings while being mindful of your own, style, taste, and needs. You can rely on Quiana to help you realize the full potential of your real estate investment while maintaining your privacy in the strictest fashion. Excellence and high-quality service is her motto. quiana@quianawatson.com IG: @quianawatson_

Featured Presenters Rashan Ali Multi-Media Personality

With a passion for all things media and empowering young women, Rashan Ali is as a formidable and revered personality within the sports and entertainment industries. She believes in “Doing Media Differently.” While attending Florida A & M University as a Broadcast Journalism major, Rashan knew that she wanted to share her voice with the world, and set out on a quest to make that happen. She became heavily involved in the entertainment scene in Atlanta, working for LaFace Records and as the personal assistant to the late Lisa 'Left Eye' Lopes. Rashan entered a contest searching for new talent on Atlanta radio station HOT 107.9 FM and was handpicked from over 500 applicants to join popular radio personality Ryan Cameron on-air. Her charisma and grace appealed to millions of listeners, which quickly propelled the program’s rating into the #1 position during its 6-10 AM time slot. She then went on to become the host of the “A-Team” Morning Show on the same station.

Rashan’s journey in radio came full circle in 2010 when she reunited with Ryan Cameron for a year as the co-host of The Ryan Cameron Show on V-103 FM, Atlanta’s #1 urban formatted station. She later joined new hip hop station 94.5 as the host of “The Streetz Morning Grind” in 2012.

Rashan's unique perspective and passion for sports has resulted in sideline reporting for the Atlanta Hawks (2005 – 2009), the Southern Conference Sports Network (2011), the Atlanta Football Classic for NBC Sports Network (2011-2012), college football and basketball for CBS Sports Network (20122015) and for the Chick-Fil-A Bowl Preview Show, which aired on ESPN 2 and ESPN U. She was also the Social Media Correspondent for NBA TV’s “GameTime” during the NBA Playoffs (2010 – 2013) and worked on the network’s show “Fantasy Insider” in the same capacity for two seasons. Ali hosted Atlanta and Company After Noon on NBC (Atl), Under Armour Highlights of the week on the NFHS Network and “HBCU Playback” on Aspire TV. She freelanced for CNN and HLN’s Bleacher Report. and served as the co-host of “Rise Up Weekly” on Atlanta’s CW 69 for four seasons. Ali also freelanced as a sports anchor on NBA TV. She is the host of her own podcast, “The Cool Soror Podcast” which explores the stories of women and men in black, greek lettered organizations. She has since expanded the brand incorporating all “Cool People.” Rashan formerly served as one of four co-hosts on "Sister Circle" - a nationally syndicated talk show on TV One, which ran for three seasons.

Ali remains involved in countless charities and organizations. She is an active member of the Pi Alpha Omega Chapter of Alpha Kappa Alpha Sorority, Inc. and she serves on an international committee for the oldest black, greek lettered sorority. In 2006, she founded Sporty Girls, Inc., -a non-profit organization that encourages personal growth through participation in non-traditional sports like golf, tennis, soccer, swimming and lacrosse. Sporty Girls, Inc. has made an indelible impact on young, female athletes through her Camp Elite, Sporty Tract to Scholarship, Get Girls Sporty and Sporty Clinics programs. Sporty Girls has served more than 1,500 girls throughout the Metro-Atlanta area.

She serves on the Board of Directors for Rising Media Stars, an organization that grooms young women to pursue careers in sports journalism. Ali is also the author of a delightful children’s book entitled, “Piper Sky’s Pink Popsicle Shoes.”

Ali enjoys spending time with her husband, Brian, and is the proud mother of two wonderful daughters, Bailey and Carter. For more information about Rashan Ali, please visit www.rashanali.com, www.sportygirlsinc.org & www.coolsoror.com. IG @rashanali

Featured Presenters William Spriggs, Chief Economist, AFL-CIO William Spriggs is a professor in, and former Chair of, the Department of Economics at Howard University and serves as Chief Economist to the AFL-CIO. In his role with the AFL-CIO he chairs the Economic Policy Working Group for the Trade Union Advisory Committee to the OECD, and serves on the board of the National Bureau of Economic Research. He is currently on the Advisory Board to the Minneapolis Federal Reserve Bank Opportunity & Inclusive Growth Institute. He served on the joint National Academy of Sciences and National Academy of Public Administration’s Committee on the Fiscal Future for the United States; and with the National Academies of Sciences, Engineering and Medicine Committee on Closing the Equity Gap: Securing Our STEM Education & Workforce Readiness Infrastructure that produced the report: Minority Serving Institutions: America’s Underutilized Resource for Strengthening America’s STEM Workforce.

In 2014 he was a recipient of the NAACP Benjamin L. Hooks “Keeper of the Flame” Award, and in 2016 he received the National Academy of Social Insurance’s Robert M. Ball Award for Outstanding Achievements in Social Insurance. From 2009 to 2012, Bill served as Assistant Secretary for the Office of Policy at the U.S. Department of Labor. At the time of his appointment, he also served as chairman of the Healthcare Trust for UAW Retirees of the Ford Motor Company and as chairman of the UAW Retirees of the Dana Corporation Health and Welfare Trust, vice chair of the Congressional Black Caucus Political Education and Leadership Institute; and, as Senior Fellow of the Community Service Society of New York. Bill has played a leading role in economic policy development serving: as Executive Director for the Institute for Opportunity and Equality of the National Urban League; with various federal agencies; and the Democratic staff of the Joint Economic Committee of Congress. He graduated from Williams College, and holds a doctorate in economics from the University of WisconsinMadison. He has taught at North Carolina A & T State University (in Greensboro) and Norfolk State University (in Virginia).

Sherita McCray, NAREB - Regional VP, Region VII

Sherita McCray is the current Region VI Regional Vice Presodent, and served previously as the local Board President of NAREB Memphis Chapter. She’s a very innovative thinker, who has had several successful businesses. Sherita became the owner of a used car dealership at the tender age of 19 while pursuing her interest in electrical engineering at Memphis State University. She proceeded to increase her interest in the automotive sector and started a towing service that would flourish into the largest minority owned towing service in Memphis. Sherita is a loving mother of 2 fabulous young men Justin, 20 and Cameron, 15. They are the reason why she strives to be the best and successful. Becoming a leader in NAREB, has been a highlight in Sherita’s eyes for some time. Her heart is as big as her purse. She loves to give back to her community by hosting several things such as the school supply drives, fundraisers for sickle cell anemia and help build new homes for homeowners through the Habitat for Humanity program. These events hosted by NAREB helps grow the chapter in which she serves and allow the community to reach out to NAREB for information on housing needs and questions. Sherita’s vision is to Reconnect with our neighborhoods, Realtist and Realtors and our government so we all can grow together. Building Wealth through Homeownership is our Priority as we embark on creating 2 Million New Black Homeowners.

Featured Presenters Charmaine Brown Director of Diversity and Inclusion Mortgage Bankers Association (MBA) Named “A Leading Lady in Housing” by MReport in 2016 and Diversity Journal’s Woman-Worth Watching 2018, Charmaine Brown is recognized as a diversity and inclusion thought leader, innovator, and advocate. Mrs. Brown previously led Fannie Mae’s Diversity and Inclusion Engagement and Outreach in its Office of Minority and Women Inclusion (OMWI) for the last decade, where she was responsible for developing and implementing diversity and inclusion external engagement and outreach strategies for the enterprise.

With 24 years of experience in housing and financial services, Mrs. Brown has been lauded for her success as a leader in business development, corporate social responsibility, diversity and inclusion, and community relations. Prior to joining Fannie Mae’s Diversity and Inclusion Practice, she developed and implemented strategic initiatives for multicultural and underserved markets as part of Fannie Mae’s Housing and Community Development Division and Single-Family Mortgage Business.

In her current role as Director of Diversity and Inclusion at MBA, Ms. Brown is the lead strategist for Diversity, Equity, and Inclusion for MBA. She is responsible for expanding MBA’s strategic framework to ensure diversity, equity, and inclusion are embedded throughout its programs, practices, and member-services. She has consulted with Alignment Strategies before recently accepting her new role as the Director of Diversity & Inclusion for the Mortgage Bankers Association (MBA).

Mrs. Brown holds a Master of Arts degree from The Johns Hopkins University. Additionally, she is credited with completing the Diversity Management Program at Cornell’s ILR School, as well as the Harvard Kennedy School for Executive Education, Diversity and Inclusion Leadership Program. She is also certified in the Intercultural Development Inventory (IDI), a cross-cultural competency assessment tool, and ranks in the top 2% for cultural competency.

Mrs. Brown is a member of the American Association for Access, Equity, and Diversity, a former member of Securities Industries and Financial Markets Association (SIFMA) Diversity and Inclusion Committee. She serves on the Vice-Chair of the American Mortgage Diversity Council (AMDC) and sits on the Housing Advisory Board of HomeFree USA. She is also the recipient of the Council for Inclusion in Financial Services (CIFS) Prism Award for promoting diversity and inclusion education in expansive thought as well as the National Urban League’s McGannon award for relationship management and promoting diversity and inclusion. In 2019, Charmaine was a Five Star Keystone Award Winner and named one of the Top 25 Influencers in the Mortgage Industry.Charmaine is also a member of the National Speakers Association.

Featured Presenters Lora Washington Civic Engagement Chair - NAREB. Lora L. Washington is the President/Owner of LorCo Incorporated dba Washington Realty Group & Associates and Washington Mobile Notary Services. She is also a Managing Partner with JW ED Holdings, LLC. She has been in the real estate business for over 18 years. She is an accomplished Real Estate Broker, Instructor, Consultant, and Developer.

Bringing extensive knowledge of the real estate market, strategic leadership, management, and consulting to her position, Lora offers her clients an outstanding level of service in Residential and Commercial Real Estate.

Lora serves on the board of several non-profit organizations. She is currently the President of the North Texas Association of Realtist, a local chapter of The National Association of Real Estate Brokers (NAREB); Director for NAREB; NAREB Region XII – Treasurer; Director for Veterans Association of Real Estate Brokers (VAREP), and Site Director for Denton County Medical Reserve Corp. She is the Past President of Women’s Council of DAREB. Lora successfully chaired the Texas Association of Real Estate Brokers (TAREB) State Conference in 2015 & 2016 leaving the conference both years with a great financial gain.

Known by her tenacity, perseverance, and hard work afforded her the opportunity to be awarded Dallas Association of Realtist® (DAR) 2014 Realtist® of the Year award, Texas Association of Real Estate Brokers (TAREB) 2015 Realtist® of the Year award, and Veterans Association of Real Estate Professionals (VAREP) Patriot’s Medal for her service in working with veterans. Berbicara tentang situs sabung ayam yang ada di indonesia, ini permainanan taruhan yang diangkat dari sebuah budaya tradisional. Kini hadir halaman situs http://213.152.173.52/ yang menyediakan taruhan sabung ayam s128 secara live streaming dengan begitu banyak arena sabung ayam yang tersedia. Daftar akun s128 dengan agen yang layak di indonesia. Lora also was named one of the “Best Real Estate Agents in Dallas” in 2017 & 2018 by D Magazine.

Lora holds a Bachelor of Science (BS) in Clothing & Textile Communications from Louisiana State University, Master of Science (MS) in Human Relations & Business, and Master of Business Administration (MBA) in Strategic Leadership both from Amberton University. She also holds a certificate in Project Management. She enjoys traveling, cooking, volunteering, and spending time with her nieces and nephews.

Matthew W. Harrell, Sr. is President & CEO of APK Development & Construction President, United Developers Council - NAREB Matthew W. Harrell, Sr. is President & CEO of APK Development & Construction, an acquisition and development real estate company based in Louisville, KY. He began his career in the real estate industry in Indianapolis as Assistant Vice President of Approved Mortgage Corp., the largest mortgage brokerage in Indiana. After several years, Matthew relocated to Louisville to launch a career in Real Estate Development and formed APK Development & Construction. APK has quickly become a recognizable, minority-owned, development company, acquiring and developing single family, multi-family and commercial properties that all serve disadvantaged populations. Matthew is a member of Louisville’s Affordable Housing Trust Fund Board, which allocates millions of dollars annually for housing development. He serves as Chair of the African American Initiative Housing Committee; a policy think tank headed by Senator Gerald Neal and is the current National President of United Developers Council of the National Association of Real Estate Brokers.

Featured Presenters Dr. Willis Lonzer III General President Alpha Phi Alpha Fraternity Inc GENERAL PRESIDENT-ELECT LONZER is a respected leader in the fraternity, business, and his community. He is an executive scientist with 20 years of global pharmaceutical research and development and global medical affairs experience. A native of Richmond, Virginia, he matriculated to Delaware State University, where he was a Charles Waples Scholar in chemistry and earned Bachelor of Science degree in chemistry. While at Delaware State, he joined the Alpha Phi Alpha Fraternity, Inc. through the Gamma Sigma Chapter on November 15, 1986. He also holds the Doctor of Philosophy degree in biochemistry from The University of Akron, where was a prestigious Patricia Roberts Harris Predoctoral Fellow. Dr. Lonzer was also a postdoctoral fellow in physiology and biophysics at Case Western Reserve University, School of Medicine. Fraternally, General President-Elect Lonzer is the Immediate Past Midwestern Regional Vice President and a member of the Xi Lambda Chapter in Chicago, IL. Previously, he served as a Chapter President at the college and alumni levels; College Step Master; College Chapter Advisor; Area Director; District Director of Ohio; and has been a member of multiple committees on the regional and general levels of the fraternity.

Justin Giles Founder - GHI Capital & Principal Broker - Real Estate Gurus Justin Giles, is the founder of hedge fund GHI Capital. He is also the principal Broker and founder of Real Estate Gurus. After graduating early from Cornell University with a B.A. in Economics, he started his own real estate business buying and renovating single family homes. From his experience working on Wall Street paired with 1st hand life experience in real estate investing, Mr. Giles has developed a lucrative business strategy that works in good and bad markets.

Mr. Giles began his real estate career in 2006, learning what NOT to do when investing in real estate. Then in 2008, he weathered the economic housing crash to make significant profits where others have lost fortunes. In fact, Mr. Giles earned large profits during the housing market crisis. Having built his real estate business in one of the worst markets ever, Giles has since acquired over 300 properties becoming one of the youngest self-made millionaires at the time. Since then, Giles has been featured in various publications such as Black Enterprise, Uptown Magazine, Ebony Magazine and many others. Justin authored the best seller “Learn to Fish and Eat Forever” The Ultimate Guide to Real Estate Investing, in an effort to teach people all across the globe, the basics to being a successful real estate investor. @topfundmanager

Featured Presenters Bishop Craig Worsham, National Director of Faith Based & Community Partnerships - NAREB Bishop Craig Worsham is the Founder & Sr. Pastor of The Agape Church of Los Angeles (Agape LA). Agape is a Church committed to Loving, Lifting, and Liberating humanity through the Word of God. A respected spiritual leader, philanthropist, and humanitarian, he is dedicated to creating and providing programs, resources, and services to help the less fortunate. He is resolutely committed to making the Word of God become flesh through unconditional outreach and strives daily to lead a loving congregation with integrity and excellence. Bishop Worsham pastors on the principles of love, God’s Word, and a passion for humanity. He continues to operate with this same spirit of purpose today. As a result, Agape LA continues to experience remarkable growth in many areas. Bishop Worsham was elected to the Bishopric by the Dominion Assembly of Charismatic Churches College of Bishops and consecrated to the Episcopacy in July 2011 by Bishop Larry D. Trotter. Bishop Worsham serves his Denomination, The Greater Church of Deliverance Inc. as The Coadjutor Bishop. Along with those responsibilities Bishop Worsham superintends and covers some 50 plus churches in the US. A uniquely gifted, creative, and profound orator, he is a highly sought after, charismatic preacher, motivational speaker, lecturer, and writer with a burden to equip and empower people and church leaders to transform the world. His expertise in church planting, community development, and youth ministry development have blessed many churches across the globe. Known for his “uncensored” and “down to earth” preaching style, Bishop Worsham has the ability to relate to people from diverse backgrounds, specifically focusing on emotional healing and restoring the spiritual authority of the believer.

Currently, Bishop Worsham serves as National Director of Faith Based & Community Partnerships for the National Association of Real Estate Brokers (NAREB) headquartered in Baltimore, MD. In this capacity, Bishop Worsham brings the Faith & Civic Community together as NAREB strives to create 2 million new African American Homeowners in 5 years.

Bishop Worsham has studied and prepared himself academically at Prairie View A&M University studying Political Science and English, Covenant Theological Seminary studying Divinity, Abundant Faith Seminary studying Christian Education & Episcopal Church Studies and The University of Southern California (USC) Cecil Murray Center for Civic & Community Engagement studying Public Policy & Civic Engagement.

He is the father of 1 daughter, Kennedi who is 14.

Madeline Salzman, Management & Programs Analyst in the U.S. Dept. of Energy’s Building Technologies Office Madeline Salzman is a Management & Programs Analyst in the U.S. Department of Energy’s Building Technologies Office.

Madeline focuses on increasing access to accurate energy efficiency information for homeowners and professionals through managing the Home Energy Score™ program and the Better Buildings® Workforce Accelerator. She also conducts strategic analysis on how to increase affordability of and access to efficiency retrofits in US housing across income groups, regions, and housing types. Prior to joining the Building Technologies Office in 2015, Madeline received her Master of Public Service from the University of Arkansas Clinton School of Public Service and worked on residential efficiency and solar in Missouri, Arkansas, and rural India.

Congratulations to NAREB on your

Continued support and promotion of wealth and homeownership in our community!!

From Arlene Wayns – Thomas NAREB RVP, Region III

Arlene Wayns-Thomas Founder, Broker/Owner

FULL SERVICE REAL ESTATE FIRM Commercial * Residential * Investment * Property Management * Senior housing 215-884-4006 direct 267-235-8464

Congratulations

President-Elect Lydia Pope and

Best Wishes

As Host For

NAREB's 2021 Virtual Mid-Winter Conference

Jeffrey Hicks Associate Broker

Sales

Property Management

Office: (404) 753-7373 Cell: (404) 234-4994

Acquisition

Feasibility Analysis

Asset Management

jeff.hicks@apolloassociatesrealty.com apolloassociatesrealty.com

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Virtual fN ce n e r e n Co

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Exit Realty Agents Enjoy Unparalleled residual formula

Wealth Sharing Through Mentoring

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Michele Calloway Managing Broker NAREB Board Chair

NAREB

Mid-Winter Conference March 3-6, 2021

Region XII

Promoting Democracy in Housing Since 1947 New Baton Jackson, Fort North Houston San Austin Dallas Worth Antonio Orleans Rouge Texas MS

William “Bill” Pitre Region XII Vice-President NAREBRVP12@NAREB.COM

WWW.NAREBREGIONXII.ORG

Building Generational Black Wealth One Community At A Time!

Congratulations NAREB on

Winning the 2020 Beverly Faull Affordable Housing Leadership Award!! and on the

2021 Mid-Winter Conference!!!

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Land O Lakes, FL 34638 (813) 579-1730 www.PickettFencesRealty.com Booker@pickettfencesrealty.com

Congratulations NAREB on a fabulous

2021 Virtual Mid-Winter Conference!

Thank you NAREB for the many years of being able to serve!

Offering expertise for over 24 years in Community service, Wealth development and Housing counseling. Our Team services the following areas of Metropolitan Atlanta: Peachtree City, Newnan, Stockbridge, Henry County, Paulding, just to name a few of the great Atlanta markets.

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SUNDAY, JULY 25, 2021 to

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Cleveland, Ohio

THE NATIONAL ASSOCIATION OF REAL ESTATE BROKERS