Your Time Brisbane - November 2026 by My Weekly Preview

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Learning for life SEE WHY A GROWING NUMBER OF OVER-50S AND RETIREES ARE CHALLENGING THEMSELVES BY DEGREES AT UNIVERSITY BRISBANE EDITION 140 NOVEMBER 2026

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Editor’s note

s we hurtle towards the end of the year and start thinking about how we can create a magical Christmas for our loved ones, why not take a few moments to think about what you want from 2027 and the years ahead. Has there been a dream languishing in the back of your mind for decades? Did you always want to follow a passion, but took the safe and secure road instead as a career path? Now that you’re retired, do you want more mental stimulation? Do you have a tonne of life experience and wisdom you wish you could do something with? Perhaps a university course is the answer. Hear me out. In this month’s cover story, Russell Phipps talks to some seniors to see why they decided to head back to the classroom. The thought of starting a tertiary course can be daunting at any age, let alone many decades ‘out of the loop’ of study habits, assignment deadlines and general campus life. Being a mature-age student in

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a ‘young person’s world’ also has its drawbacks. But those who have tackled the task successfully speak of feeling enriched, fulfilled, challenged. In short, it can be life-changing. And universities welcome over-50s with open arms because of their high degrees of dedication, engagement and positive influence on other, much younger students. It may be just what you’ve been looking for. Or maybe you need to awaken the history buff within first, staying in one of only 40 prison-to-hotel conversions worldwide. Joanne Karcz takes us inside Melbourne’s Pentridge Prison on a National Trust of Victoria tour and on to the Adina Apartment Hotel. The modern hotel includes the Interlude: 19 suites creatively fashioned from adjoining cells of the HeritageListed former prison’s B Division. Turn to page 34 to read more and start planning your next getaway. It’s another big edition, so grab a cuppa, take a seat and get reacquainted with all our regular features and columnists. Until next month, take care. Shirley Sinclair Editor

Contents 4 6 7 8 10 12 13 16 17 18 18 20 22 24 26 27 28 29 30 32 36 37 38

COVER STORY WHAT’S HIP MUSINGS WITH GARRY AGES AND STAGES HISTORY IN THE COMMUNITY ACTIVE LIVING BRAIN MATTERS HEALTH FLIPSIDE TECHNOLOGY REVERSE MORTGAGES FEATURE IN-HOME CARE FEATURE INSIGHT MOTORING NEWS RETIREMENT LIVING OUR PEOPLE WHAT’S ON TRAVEL BOOKS TRIVIA QUIZ PUZZLES

10 32

COVER IMAGE: UNIVERSITY OF THE SUNSHINE COAST DISTRIBUTION ENQUIRIES distribution@yourtimemagazine.com.au. Or call 0419 746 894 PUBLISHER Michelle Austin 5493 1368. EDITOR Shirley Sinclair, editor@yourtimemagazine.com.au ADVERTISING ENQUIRIES 0438 717 210. sales@yourtimemagazine.com.au. FOR DIGITAL EDITIONS AND MORE yourtimemagazine.com.au. Your Time Magazine is locally owned and published by The Publishing Media Company Pty Ltd ATF The Media Trust (“the Publisher”). No part of this publication may be reproduced or copied in any form by any means without the prior written consent of the Publisher. The Publisher does not assume responsibility for, endorse or adopt the content of any advertisements published in Your Time Magazine, either as written copy or inserts, given such content is provided by third parties and contains statements beyond the Publisher’s personal knowledge. The information contained in Your Time Magazine is intended as a guide only and does not represent the view or opinion of the Publisher or its editorial staff. Professional advice should be sought before applying any of the information to particular circumstances. Whilst every reasonable care is taken in the preparation of Your Time Magazine, the Publisher and its editorial staff do not accept liability for any errors or omissions it may contain.

November 2026 / YOUR TIME MAGAZINE 3

IMAGE: RUSSELL PHIPPS

COVER STORY

Petah Young

Taking life-long learning to new degrees RUSSELL PHIPPS outlines why some over-50s and retirees decide to head back to the classroom and why universities welcome them with open arms.

or many soon-to-be retirees, the anticipation of boredom and stagnation is daunting. Others, however, have found a renewed source of vigour through university life. While the thought of going back to school can be a frightening prospect, 58-year-old grandmother Petah Young welcomed the challenge. Recently finding herself medically

retired, she felt she needed to keep her mind stimulated. “Throughout my life, I have always been active and I don’t want to stop now,” she says. After a chat with her husband, she signed up for a double degree in Psychology, Criminology and Justice. “To be in a classroom where there is discussion back and forth is

invigorating,” she says. “We of the older generation seem to have a lot to offer the younger ones through our life experiences.” University of the Sunshine Coast (UniSC) journalism lecturer Dr Peter English says that older-aged students are welcomed with open arms due to their wealth of knowledge and eagerness to contribute.

He says older students are generally more willing to enter or start conversations, which seems to have a contagious effect on the group. “They are also usually so engaged, asking questions and wanting to know new things, which brings a different level of energy to the classroom,” Dr English says. “It is very satisfying to watch the interactions between older and younger students.” His UniSC colleague Dr Gregory Nash agrees, saying that older students add significantly to any learning group. “Life experience always brings perspectives that school leavers don’t have,” says Dr Nash, who is the discipline leader of Enabling and Engagement Education and program leader of the Tertiary Preparation Pathway in the School of Education and Tertiary Access. “Mature students tend to be more engaged and ask constructive questions that promote and facilitate robust discussion. “Furthermore, mature students tend to be more motivated to study, and this can positively influence school leavers to pay more attention to their studies.” UniSC Vice-Chancellor and President Professor Helen Bartlett says lifelong learning is celebrated on campus. “Many of our mature-age students are retirees, and they bring depth, perspective and curiosity to the classroom,” she says. “Many tell us they feel genuinely welcomed and respected studying alongside younger peers. We truly believe that learning knows no age limit.” But it’s not all beer and skittles for mature-age students. In a study done at La Trobe University, older-aged students have been found to be stigmatised by the

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Professors Nancy Pachana and Gerard Byrne discussing the Ageing Mind Initiative at UQ. younger demographic, who disapprove of older students’ enthusiasm and active engagement. The authors of the study say that older students are perceived as a threat to social and scholastic practices and, consequently, are denied membership as ‘proper’ or ‘normal’ students. The research indicates that the older students were not only aware of the stigma toward their enthusiasm to participate, but that they chose to modify their behaviour. An 18-year-old female student is quoted as saying that older-age students were noticeably less social before and after lectures than the rest of the class. “They completely go against the norm of ‘equality’. Social acceptance appeared to be the last of their concerns,” she says. Similarly, Concordia University PhD candidate Heather Sorella says older-aged women face barriers such as societal stigma and questions surrounding their character as ‘good mothers’. “Gendered ageism also occurs, for example, when women are thought to be beyond the expected age for their

academic progression,” she says. “Mature students may also face gendered discrimination due to perceived declining ‘attractiveness’ and social value with age.” Professor of Clinical Geropsychology, clinical geropsychologist and neuropsychologist Dr Nancy Pachana agrees that ageism occurs. However, she says some older students suffer what she calls ‘the ageism creep’. Through her studies at the University of Queensland (UQ), she has found older students are sometimes labelled with a stereotype of being too old to contribute. She says this stereotype is rife throughout the world. “In fact, the World Health Organization has shown that one in two people globally hold moderately to severely ageist attitudes,” she says. She says that while all demographics can suffer this ageist attitude, it particularly affects the older generations. “Studies have found that it can rob us of seven-and-a-half years of life through lost opportunities,” she says. To help combat this, the concept of

age-friendly universities has been implemented widely. UQ and UniSC, for example, have joined a worldwide fraternity of universities that aspire to make their campuses more accessible to olderaged students. To gain entry into this fraternity, the universities need to implement 10 principles. Among them are: • To promote personal and career development in the second half of life and to support those who wish to pursue second careers. • To recognise the range of educational needs of older adults (from those who were early school-leavers through to those who wish to pursue Masters or PhD qualifications). • To promote intergenerational learning in order to facilitate the reciprocal sharing of expertise between learners of all ages. UniSC and UQ also offer age-friendly support groups: • UniSC OWLS: an older-age student group that aims to help members navigate university life from a more mature perspective • UQ Mature Mates: an active, informal peer-run online community and forum for older-age students to chat, share advice and organise social campus events. Recently, Sharon Jones, 61, received UniSC’s top graduating honour at her graduation ceremony. UniSC Chancellor Sir Angus Houston says it wasn’t just Sharon’s academic excellence and commitment that earned her the Chancellor’s Medal, but also her commitment to grassroots conservation and supporting others. “Sharon not only redefined her own identity but also encouraged matureaged students to pursue university with courage and dedication,” he says. When COVID-19 annihilated her

IMAGE: COURTESY OF UNIVERSITY OF THE SUNSHINE COAST

COVER STORY

Sharon Jones. work as a travel agent, she knew it was time to take a bold plunge into the adventure of a lifetime, enrolling in a university degree at the age of 57. Sharon says that when she enrolled, she was full of self-doubt and had no university experience. “I 100 per cent never thought I had what it took to be a university student,” she says. During her time at university, Sharon made lasting friendships with students across different age groups and says she never really felt like a matureaged student. “While my age may have made me something of an outlier in some scenarios, I never felt excluded or treated differently from anyone else - only supported and encouraged,” she says. “The person I was when I began university is very different from the person I became by the end of that journey. It was truly life-changing, and my life has been enriched in so many ways.”

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November 2026 / YOUR TIME MAGAZINE 5

What’s hip No, not the replacement surgery type of ‘hip’. It’s a selection of on-trend snippets that could include places to dine, travel destinations, where to shop, what to see and visit, as well as what to watch, read and listen to, so you can stay up to date with family, friends and neighbours of all ages.

What to book THE countdown is on to one of Queensland’s biggest celebrations of music, arts and culture, with the Woodford Folk Festival returning for its 39th event. From December 27 to January 1, the picturesque Woodfordia site will transform into a bustling cultural village, welcoming more than 2800 artists and presenters across 1500 performances, workshops and presentations. Sunshine Coast favourites The Dreggs are among the big names on the bill, joining Peter Garrett & The Alter Egos, Kate Miller-Heidke, and Sons of the East. And there’s more than music on offer. Comedy, circus, cabaret, arts, crafts, dance workshops and wellness activities ensure there is something for just about everyone. Festival director Amanda Jackes says the magic of Woodford lies in the community it creates. “For six days it becomes a world of music and art, and everyone who walks through the gate helps to make it special,” she says. Day and season tickets, including camping options, are available at woodfordfolkfestival.com

What to see

Back in the day...

REMEMBER that extraordinary voice that first captured the nation’s attention on Australian Idol more than two decades ago? Well, Anthony Callea is bringing it to the Sunshine Coast this month as part of his national Connection Tour. The singer, who has enjoyed a successful recording and performing career since his television breakthrough, is stripping things back for a more intimate concert experience. Accompanied by an acoustic band, Callea will revisit songs from his multi-platinum albums alongside familiar favourites, sharing the stories and emotions behind the music. He will perform at The Events Centre, Caloundra, on Saturday, November 14, at 7.30pm. Tickets are $84.90 for adults and $79.90 concession. Visit theeventscentre.com.au or call 5491 4240.

WHO would have thought that four Swedish pop stars – dressed in flamboyant satin, platform boots and some of the most memorable stage costumes of the 1970s – would still have us singing along half a century later? In November 1976, ABBA released Arrival in Australia: an album that would become one of the defining soundtracks of the decade. And what an album it was. There was Dancing Queen, the theatrical Money, Money, Money and Knowing Me, Knowing You. Australian fans even received a little something extra, with Fernando included on the local release, unlike the original Swedish version. For anyone who grew up in the ’70s, the memories are hard to escape ... vinyl records spinning on the family turntable, ABBA posters adorning bedroom walls and teenagers singing into hairbrushes while imagining themselves as Agnetha or Frida. By then, ABBA-mania was already in full swing, following the group’s Eurovisionwinning Waterloo in 1974. But Queensland fans were left disappointed when Brisbane was left off the 1977 Australian tour itinerary. It prompted a ‘Bring ABBA to Brisbane’ rally in King George Square in October 1976. However, it didn’t work and Brisbane missed out. Meanwhile, Arrival debuted at No.1 on the Australian album charts, spending a total of eight weeks at the top.

Where to visit IF a little luxury is on your Christmas wish list, Brisbane’s Emporium Hotel South Bank might be just the place to put your feet up. The independently owned hotel has ranked 12th in the prestigious Condé Nast Traveler 2026 Readers’ Choice Awards, making it the only Queensland hotel on the Australian and New Zealand list. It also claimed the number one spot for Australia and the South Pacific in Tripadvisor’s 2026 Travellers’ Choice Awards. The South Bank property boasts 143 suites, a 23m rooftop infinity pool and four dining venues, including the 1920s-inspired Reserve Wine Bar. For more information or bookings, visit emporiumhotels.com.au

What to listen to

One for the diary

WHO says life has to slow down once you reach 50? Certainly not comedian and broadcaster Jean Kittson, who is challenging traditional ideas about ageing in the Australian podcast DARE: The Time of Your Life. Now in its seventh series, the podcast explores everything from friendship and relationships to reinvention, adventure and making the most of life’s later chapters. The latest series, Better with Age, features conversations with some familiar Australian faces, including champion surfer Layne Beachley, television personality Jamie Durie, author Kathy Lette and comedians Wendy Harmer and Denise Scott. Together with experts in psychology, health and ageing, they share personal experiences and fresh perspectives on growing older. Whether it’s finding a new passion, strengthening friendships or simply embracing the freedom that comes with age, there’s plenty of inspiration for listeners navigating their next chapter. DARE: The Time of Your Life is available at seniors.com.au/podcast and on major podcast platforms.

EVER fancied creating a masterpiece but thought you didn’t have an artistic bone in your body? Brisbane artist Briony Barr is proving that creativity is for everyone with Tape It! – Drawing on Museum of Brisbane, a colourful, interactive installation opening in December. As the museum’s next artist in residence, Barr is inviting visitors to help transform the museum’s walls and floors into an ever-changing artwork using nothing more than colourful tape. And you don’t need any drawing experience to join in. Participants can experiment with lines, patterns, colours and shapes, watching as their individual contributions become part of something much bigger. The artwork will continue to evolve throughout the five-month residency, with sections of tape eventually removed and transformed into sculptures. This free experience offers a chance to unleash your creative side. Tape It! runs from December 12, 2026, to April 11, 2027, at Museum of Brisbane, Level 3, City Hall. Open daily, 10am-5pm. Admission is free. Visit museumofbrisbane.com.au

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MUSINGS WITH GARRY

Retiree GARRY REYNOLDS shares his thoughts on the world around us.

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THE HARDEST WORD THERE comes a time in life when you realise that ‘sorry’ is one of the most fragile words we have. It’s small, it’s soft and it’s often nowhere near big enough to carry the weight of what we mean. We’ve all lived long enough to know this. Elton John sang it plainly: “Sorry seems to be the hardest word.” And he was right. Not because the word is difficult to say, but because sometimes it isn’t enough. A friend told me recently about a rift with her sister that had stretched across years. “I kept practising my apology,” she said, “but I realised she didn’t need the word – she needed me to understand the hurt.” It reminded me of those old Brenda Lee lyrics: “I’m sorry, so sorry”, where the apology is heartfelt but helpless. The feeling is real, but the repair requires more. Another woman shared a story about her adult son. She apologised for being too busy, too stressed, too distracted when he was young. “He said he forgave me,” she told me, “but I could feel the wound still sitting there.”

So she stopped apologising and started showing up – for coffee, for birthdays, for the small, everyday moments she once rushed past. It wasn’t the word that healed things: it was the presence. Sometimes the person we need to apologise to is ourselves ... For staying too long. For leaving too late. For ignoring instincts that whispered truth. Bryan Adams captured that ache in Please Forgive Me, but forgiveness – especially self-forgiveness – is rarely a single act. It’s a slow, steady rebuilding. And then there are the apologies that come too late. OneRepublic sang it bluntly: “It’s too late to apologise.” Many of us know that feeling: the moment when the door has closed, not out of anger, but out of time. The older we get, the more we understand that repair is rarely achieved by a single word. It’s a series of small, consistent gestures. “Sorry” may open the door, but what comes after is what matters, because in the end, the deepest healing doesn’t come from the apology: it comes from the change.

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AGES & STAGES

Life in the slow lane By Mocco Wollert

THE word ‘underwear’ means a garment worn under something. Not so anymore. “Look,” said my friend, “at that girl in the pink leotards. What would you call that?” I would call it underwear. It really left nothing to the imagination. “How can they wear this when they go shopping?” I had to agree. These days, there is little difference between swimwear, gymwear and underwear. Call me a prude, but I would never have gone out publicly in something like that. Advertising ‘the goods’ to everyone. I began thinking generally about underwear, especially women’s, which have so many different descriptions: bloomers, the unmentionables, panties, knickers – all meant to protect women’s modesty. The bloomers were substantial garments, and I still saw them in use when I was a young girl. At least the elderly ladies still wore them. I used to giggle when I saw my middle-aged neighbour hanging her bloomers on the clothes hoist. They billowed in the wind like sails.

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Advertising of underwear, these days, has no holds barred. Recently, I saw two burly men wearing nothing but ‘jockeys’, strolling across a large television screen at a street crossing. They were fooling about on that screen – nearly movie theatre size – advertising a well-known brand of men’s underpants. Their ‘bits’ were as clearly outlined as if they were wearing nothing. I was surprised that there wasn’t a car crash at that crossing. Again, call me a prude, but I really did not want to see ‘the secret life of men’ outlined in every detail on a big screen. Underwear was not always worn, especially by poor people. Men might have worn a type of loincloth. Later, they wore long johns, Y-fronts or boxers. Maybe, if comparing the

two men advertising underpants with something like the codpieces of Henry VIII, their display would have to be called modest. Women also used their undergarments to enhance their figures. I once bought a corset – white lace, guaranteed to lift the bosom and nip in the waist. It did all that, but by nipping in the waist, the surplus fat from there was pushed to the hips and derriere. I never wore it again. The word ‘pants’ comes, of course, from the word ‘pantaloon’. Pantaloons were pretty, adorned with lace and ribbons, and going down to the knees of ladies. I have a sneaky suspicion they were meant to be ‘glimpsed’ by the opposite sex. Gradually, over the years and especially in the 20th century, underwear became increasingly substantial. Then there is swimwear: the bikini is here to stay; I suppose the thin gymwear, too. The latest in underwear is ‘the thong’. I always thought ‘a thong’ was a sandal, but apparently it is now worn on a different part of the body. Small and unsubstantial, I don’t think it is meant to protect anything. Readers, may you choose your underwear wisely. Email mocco.wollert@bigpond.com

Life’s an adventure By Cheryl Lockwood

HAVING grown up near the mighty Murray River, I am quite familiar with boats. Rowing a dinghy or paddling a canoe? No problem. Operating an outboard? Even easier! Surely punting on the Cherwell River in Oxford, UK, would be an opportunity for me to show all and sundry my affinity with another form of watercraft. “You’ve got to try it!” suggested my son, who had once spent time in Cambridge where the activity is also popular. I’m glad it was not a busy day on the Cherwell; the fewer witnesses to my punting efforts, the better. He made it sound like a piece of cake, as did the young people in charge of hiring the boats and providing instruction to wandering tourists like myself. The only cake involved was the piece I had with a hot coffee afterwards to celebrate my mostly dry return. The wooden punting boats are very long and narrow and are operated by standing on a flat section at the rear of the boat, then propelling and steering the craft with a long, aluminium pole. Back in the olden days, the pole would have been made of wood. In the 16th century, flat-bottomed punts were working boats which were used to move cargo on shallow rivers and marshlands. The name

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AGES & STAGES

originates from the Latin word ‘ponto’, meaning a flat-bottomed boat. In the Victorian era, the railway became the preferred method of transport and punting became more of a leisure activity. The wide, flat base of the boat, which was good for moving heavy goods without tipping, proved to be good for carrying passengers, too. Whether they tip passengers out might depend on the person controlling the boat. Sometime in the 1880s, punt racing became a popular activity, especially among the university crowd. Famous punters who raced successfully include authors Aldous Huxley and JRR Tolkien. Clearly, I’m not in their league when it comes to writing or punting. Nowadays, it’s easy enough to hire a punt and The Magdalen Bridge Boathouse had plenty to choose from on the day I was there. After a quick lesson, I was handed the long, metal pole and sent on

my way with a cheery “Have fun!” There was the option to hire a ‘driver’ to operate the vessel and sit back to enjoy the passing scenery. In my wisdom, or lack of it, I chose to hire the boat and operate it alone. There was room for up to five passengers. I struggled to control the dammed thing with just me and can’t imagine what it would be like with the weight of other people. Armed with a map and simple directions of the route to take, I attempted to navigate through the arches of the lovely stone bridge adjacent to the hire place. The staff would have heard me bouncing their boat off the walls for the first 10 minutes of the hire period. I suspected I would need longer than an hour’s hire to master the art. The scenery was pretty, but I barely noticed as it took all of my concentration to stay upright and propel the unforgiving craft vaguely forward. At one point, I used tree branches to pull myself along. Not to mention passing under a footbridge by the same method while in a squatting position. Water running down the pole made for wet sleeves and I was relieved when I wobbled back to the dock after zigzagging the river like the ball in a pinball machine. Turns out, punting is not the same as canoeing and definitely harder than operating an outboard. Visit lockwoodfreelance.com

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FREE COMMUNITY EXPO CONNECTS SENIORS WITH LOCAL SUPPORT SERVICES SENIORS looking to learn more about aged care, health and community support services are invited to attend a free expo bringing local providers together under one roof. The Care and Lifestyle Expo will be held in Moreton Bay on Thursday, November 19, offering older residents, carers and families an opportunity to explore the services available in their community. From aged care and disability support to allied health, advocacy and government assistance, the event aims to make finding information and connecting with providers easier. Visitors will be able to speak directly with representatives from a range of organisations, ask questions and learn about services that may help them maintain their independence, wellbeing and quality of life. The expo is an initiative of the Birch Foundation: a non-profit charity established in 2023 to support individuals and families experiencing hardship. The event was developed in response to the challenges many people face when navigating the aged care system, National Disability Insurance

Scheme (NDIS) and other community support services. By bringing providers together in one location, organisers hope to make it easier for residents to understand their options and access assistance suited to their circumstances. The expo will also feature morning tea for seniors and giveaways throughout the event. Admission is free. All community members welcome to attend. The Care and Lifestyle Expo will be held at Morayfield Community Hall on Thursday, November 19, from 10am to 1pm. For more information or to register, visit careandlifestyleexpo.org.au

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HISTORY

The curious history of Brisbane’s rocket mail experiments State Library of Queensland’s Chris Currie revisits a little-known chapter of our capital city’s history, when an ambitious young inventor attempted to revolutionise postal deliveries using rockets – with some spectacular results.

IMAGES: COURTESY OF STATE LIBRARY OF QUEENSLAND

n December 1934, a ship moored in the Brisbane River fired a rocket directly at Pinkenba. Thankfully, the aim of the launch was not destruction. The truth, was much stranger. Early on the morning of December 5, a sleek rocket roared into the air from the deck of the cargo steamer SS Canonbar, arcing towards the shore of the Brisbane River. Inside the rocket was a curious payload: hundreds of specially prepared envelopes, some containing letters addressed to Prince Henry (Duke of Gloucester) and King George V. The man behind the event was young Brisbane architect Alan Hunter Young, founder of the Queensland Air Mail Society. While air mail, as we understand it today, was already well established, Young was following the work of a handful of European inventors and scientists who believed rockets could provide a faster and more effective way to deliver the post. This belief, in large part, was bankrolled by philatelists, who highly coveted the stamps and envelopes

Clockwise from above: Alan Hunter Young with his rocket; mounting the Orion at Riverview; Australian Rocket Society demonstration at Enoggera Rifle Range carried aboard the rockets. Young’s attempt was no different. Inside the rocket’s casing were envelopes stamped and marked for collectors, commemorating the Duke’s

visit to Brisbane. The rocket made it nearly all the way to shore before hitting a post and falling into the water. Luckily, the projectile was attached by a line to the Canonbar.

The letters eventually were collected and posted. In August 1935, Young successfully delivered a consignment of 750 envelopes from the wreck of a stranded steamer to K’gari (formerly Fraser Island). The 500 yard (457m) journey was completed with ease. The return trip was less successful, with the bag containing the mail falling into the water. In October, Young’s newly named Australian Rocket Society announced a third test: the Jubilee Commemorative Rocket Mail. One rocket, the Zodiac, would be launched from Riverview across the Brisbane River to the opposite bank at Moggill; the other rocket – Orion – would make the return journey. Each would carry 400 envelopes containing a miniature replica of The Telegraph’s front page commemorating 25 years of King George V’s reign. This was to be the longest journey yet – some quarter of a mile (0.4km) – requiring bigger rockets: 5 feet (1.5m) in length, with five explosive charges attached to the fuselage. On the morning of October 28, just

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10 YOUR TIME MAGAZINE / November 2026

Brisbane

HISTORY as Young lit the Orion’s fuse, a large sand barge appeared around the river’s bend. The assembled crowd of rocketeers, police and journalists frantically tried to get the attention of the approaching boat. In a flash of flame and white smoke, the rocket’s charges began to come violently loose. Two landed only a few inches from where observers were taking cover in a thicket of lantana, with another “in a farm a quarter of a mile away”. The fourth charge finally set the rocket up its runway and into the air. Luckily for those aboard the barge, the rocket abruptly turned, crashing back into the river’s edge. A photographer from The Courier quickly took a picture, before the single remaining charge went off, sending the rocket backflipping into the water. What remained of the Zodiac was hauled back to land. Remarkably, most of its payload appeared to have survived. Despite further attempts at Moggill, Enoggera Rifle Range and Mt Nebo, the fate of the Australian Rocket Society – and rocket mail in general – never made it off the ground. Nonetheless, the remaining envelopes still attract high interest from collectors keen to secure a memento of a time when inventors aimed high.

Brisbane

RIVER BOAT HOUSES SINCE the earliest days of settlement along the Brisbane River (sometimes referred to as the ‘Brown Snake’), sailing and rowing have been a pastime and sport. The first regatta was held in January 1848, with rowing being the format of the day. The first race was with a whaleboat and five oarsmen. The second was between Flying Fish, manned by The Squatters and Pirate – for which a crew could not be found until natives took up the oars. The many rowing clubs – Commercial, Brisbane Ladies Brisbane Rowing Club and others – established boat houses and facilities which became extremely popular and known social hubs. Probably the best known was the O’Connor Boat House, named after Dennis O’Connor who became a member in 1879, president in 1890 and first patron in 1914. In 1922, he left Brisbane for a trip to England and the 120 members present at a function witnessed the presentation of a gold scarf pin. The boat house was known for the dances which were held regularly and very well patronised. The clubhouse was severely damaged in the 1974 flood and not rebuilt. – Enoggera historical society

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November 2026 / YOUR TIME MAGAZINE 11

IN THE COMMUNITY

WHEN GOOD NEIGHBOURS BECOME GOOD FRIENDS THE fascinating stories of Brisbane seniors have been shared – and new friendships formed – through an intergenerational literary project. Eight students from Kelvin Grove State College visited the nearby Carinity Hilltop aged care home to interview residents. A new book, called Connections, is the result of this collaboration between teenagers and people up to 80 years older than them. It features the reminiscences of eight seniors – aged between 83 and 100 years – including Audrey Redding, who “didn’t really think about what she wanted to be when she grew up; she was just happy growing up, day by day”. For participating student, Portia Bellotti, interviewing residents taught her “the importance of connecting with older generations and taking the time to listen to their stories”: “I learned that everyone has a unique life story – and sometimes the most interesting lessons come from simply having a conversation.”

THE OLDER WOMEN’S NETWORK LOOKING to meet other women, enjoy guest speakers, social activities and stay active in your community? Contact the Older Women’s Network (Qld) Inc. to find a branch near you. Call 3358 2301 or email: admin@ownqld.org.au

BRENDALE EVENING VIEW CLUB CHRISTMAS EVENT

COMPOST AND WORM FARMING WORKSHOP

BRENDALE Evening VIEW Club will celebrate the festive season with a special Christmas dinner featuring live entertainment from the band Strung Out. The event will be held on Tuesday, November 17, at Aspley Hornets Football Club, 50 Graham Road, Carseldine, from 6.30pm for a 7pm start. The club welcomes new members looking to enjoy friendship, social activities and fundraising while supporting disadvantaged children through The Smith Family’s Learning for Life program. Bookings are required one week before the event. For more information or to book, call Suzanne on 0417 022 996.

FRESHWATER Community Garden is inviting beginners to discover the benefits of composting and worm farming at a free workshop on Saturday, November 14. Participants will learn how to turn kitchen scraps into nutrient-rich compost, reduce household waste and create healthier soil for their gardens, as well as practical tips for keeping worms thriving and using composting techniques at home. The workshop will be held from 3-4pm at 43 Park Road, Deception Bay. Email freshwatercommunitygarden@ gmail.com

MEMBERS’ FRIENDSHIP AND TRAVEL TALES ABOUND FINAL FLOURISH OF SPRING IF you haven’t had the chance to stop and admire Brisbane’s beautiful spring blooms, there’s still time to get outdoors, stretch your legs and enjoy a splash of colour before summer arrives. With November marking the final month of spring, Brisbane’s parks and gardens offer plenty of opportunities for a leisurely stroll, picnic or afternoon outing. And few sights are more synonymous with the season than the purple carpet of fallen jacaranda flowers. New Farm Park is a favourite for its spectacular jacarandas, while Kangaroo Point, Wilson Outlook Reserve and the University of Queensland at St Lucia are also popular to admire vibrant blooms. Visit brisbane.qld.gov.au/aboutcouncil/your-brisbane/things-to-doand-see

MEMBERS of Pine Rivers VIEW Club have been sharing travel stories and enjoying social outings as part of the group’s regular activities. At a recent meeting, member Adrienne took guests on a journey through China, recounting her experiences travelling with her husband during the 1980s and ’90s. Her visits, while accompanying her husband on work trips, provided plenty of opportunities to meet locals and experience different aspects of life. Monthly lunch meetings are held at Murrumba Downs Tavern on the third Wednesday from 10.30am, with a Coffee and Chat morning on the fourth Wednesday at North Leagues Club, Kallangur, from 10am. Call Helen on 0417 639 800 or email pineriversviewclub@gmail.com.

SAUSAGE SIZZLE ADDS TO EDUCATIONAL FUNDRAISING MEMBERS of Brendale Evening VIEW Club recently rolled up their sleeves for a Bunnings sausage sizzle, raising funds to support the education of nine Australian children through The Smith Family’s Learning for Life program. The club also supported Anti-Poverty Week in October, helping to raise awareness of the hidden costs of education and the challenges faced by disadvantaged families. New members are welcome to join the friendly group for social activities and fundraising events. The club holds a Coffee & Chat morning tea on the first Saturday of each month from 10am at The Kitchen Cove, Geebung RSL, 323 Newman Road, Geebung. For more information, call Gwen on 0419 768 031 or search ‘Brendale Evening VIEW Club’ on Facebook.

QUEENSLAND IRISH CHOIR THE Queensland Irish Choir is calling for new tenors and basses to join its ranks and share in the joy of Irish and Celtic music. The community choir welcomes singers of all backgrounds and experience levels, with no auditions required. You don’t need to be Irish or have Celtic heritage to join, just a love of music and a willingness to sing. Members enjoy regular rehearsals, performances, friendship and plenty of Irish craic. Where: Everton Hills, Brisbane. Inquiries: Call Michael on 0423 941 519 or Terry on 0418 751 829.

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ACTIVE LIVING

The floor isn’t your enemy: learning how to get up safely and confidently

FIT HAPPENS with Tom Law

CAITLYN HUTH encourages all seniors to practise combining all the elements needed to rise up.

AS I walked along the beachfront the other morning around dawn, I wondered about the swimmers’ mindset as they waded in. The weather is warming up, but the water is still cold and not particularly enticing, at least to me. I couldn’t help but admire those who push themselves to get up early and get their daily dose of exercise. My own experience with my exercise groups has always intrigued and interested me regarding how some prefer to wake early, rather than enjoy the comfort of their warm bed. As a personal trainer, getting up early is part of the job. Like anyone who starts work early, we just do it. It is a choice to get up early and exercise, so I find it interesting to hear what people think about doing it, particularly during winter. Here are a few of my anecdotal findings from my time as a personal trainer, in no specific order: Having a supportive group to exercise with is important; this

ost people never practise getting up from the floor – and then comes the day they really need to. Here is a question worth sitting with: if you found yourself on the floor right now, could you get back up independently? For many people over 60, the honest answer is uncertain – and that uncertainty itself becomes a source of anxiety that quietly shapes how freely they move through life. Getting up from the floor is not just an emergency skill. It is a meaningful measure of strength, mobility and bodily confidence. Research has even linked the ability to rise from the floor without support to long-term health outcomes and longevity. It is worth taking seriously. Rising from the floor requires a combination of leg strength, hip flexibility, trunk

strength and the coordination to sequence those elements together. All of these can decline gradually with age and reduced activity – often without us noticing until we are unexpectedly on the ground and the path back up feels far less certain than it once did. Add in joint replacements, balance issues, or chronic pain, and the challenge increases. But here is the important part: all of these components respond to training. Getting up from the floor is a skill, and skills can be practised and improved. The most effective technique for most people is to roll to one

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side, push up to a hands-andknees position, bring one foot forward into a kneeling lunge, and then use a chair or solid surface for support as you rise. Going slowly and not rushing are all key. The technique matters as much as the strength. The ideal time to practise getting up from the floor is not in an emergency – it is in a controlled, supported setting where you can build strength and familiarity gradually. An exercise physiologist can guide you through this safely, using a mat and with assistance available, and tailor the approach to any physical limitations you have. When you know you can get back up, you move more freely. That confidence is worth every minute of practice. Caitlyn Huth is an exercise physiologist at Full Circle Wellness. Call 5456 1599 or visit fullcirclewellness.com.au

builds a sense of esprit de corps and belonging. Early morning exercise before the day commences is seen as a bonus and one of the few times available to most busy people. A scenic view or natural surroundings is also seen as a benefit for early risers, with fresh air, although gym-goers love the quiet of an early morning and machine availability. A trusted motivational coach or instructor is an important aspect, as is a program that is beneficial to your requirements. Fun and enjoyment, along with variety and a social aspect associated with exercise, can also add to the attraction. Does it matter if you exercise early or late? No, of course not; it depends on circumstances and your own approach to your overall health and wellness. Life is movement; keep moving. Tom Law is the author of health and exercise-related books. Visit facebook.com/ tomslawtraining or call 0409 274 502.

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November 2026 / YOUR TIME MAGAZINE 13

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Why respect for older people matters more than ever That’s a wrap on another Queensland Seniors Month. October is one of the busiest times and best times of the year for ADA Australia’s aged care advocates as we get to meet and talk with seniors in the community about their joys, hopes and concerns. Thank you to everyone who stopped by to talk with us at an expo, morning tea or community event. As we move beyond Seniors Month, we hope all of us continue to consider how we value ageing in our communities, and respect those who came before us. As the number of Australians aged over 85 will triple by 2066, respect is more than good manners, it is the foundation of an inclusive functional society. Australia is ageing, but not in the way many people imagine. Today’s older Australians are working longer, volunteering in record numbers, caring for grandchildren, supporting family members, leading community organisations and

Understanding Higher Everyday Living Fees (HELF) in aged care

HELF is an optional fee for extra services in residential aged care that go beyond the standard care and services that every resident would expect. HELF cannot be charged for accommodation, and residents cannot be charged for a service they do not want, use or agree

to. HELF allows providers to offer optional extras, but it is important to understand your rights, what providers can and can’t charge for and the choices available to you. If you are concerned about your HELF fees, talk to an advocate on 1800 700 600.

contributing decades of knowledge and experience to society. Yet despite these contributions, many continue to face assumptions that ageing means decline, dependence or irrelevance. These stereotypes can appear in everyday conversations, media portrayals, workplaces and services. It can mean overlooking an older worker for training opportunities or assuming an older person cannot learn new technology. It can appear in advertisements that portray ageing only as a problem to be solved rather than a stage of life to be celebrated. Growing older is not something that happens to “other people”. It is a journey shared by all of us. An inclusive community recognises that people do not lose their worth as they age. Every stage of life brings new perspectives and opportunities to contribute.

ADA Australia advocacy and community legal services Our aged care advocacy and community legal services are dedicated to supporting older Queenslanders to accessing and getting the most from quality aged care services and supports – whether at home, or in an aged care facility, and to maintaining your rights to make decisions and have agency over your life. On a practical level, an advocate is someone who works alongside you to give you a voice and help you navigate and resolve a range of issues impacting your rights in aged care. Whether it’s not knowing where to start, not getting the right support, not receiving the quality of care you would expect, difficulties dealing with your service provider or decision makers, or more worryingly, being subject to abuse and neglect – having an advocate by your side can give you the guidance, confidence and support to speak up. Importantly, advocacy is free, and an

advocate works for you. They are on your side and are directed by you. They won’t do or say anything without your permission, and their focus is solely on a positive outcome for you. No issue is too big or too small when it comes to your life or the lives of your older loved ones. Call ADA Australia today on the Aged Care Advocacy Line 1800 700 600. At ADA Australia we can assist with: • Accessing or getting the most from your aged care services • Understanding aged care provider services or fees • Having a say in your care and the things that impact you • Recognising your rights and expressing your wishes when your ability to make decisions is questioned or you are unhappy with the decisions being made on your behalf. To find out more visit www.adaaustralia.com.au

Copies of ADA Australia’s free Queensland Seniors Calendar 2027 are still available. The calendar is a reference guide to support and services available to older Queenslanders, and information to help you understand your rights. This year’s edition features illustrated front covers of The Queenslander, Queensland’s newspaper from 1866 to 1939 providing a mini time capsule of life in our state. Contact ADA Australia to find out where to pick up your copy or supply by emailing info@adaaustralia.com.au

Your aged care support service Your side, your say Do you get or do you need government aged care services, either in your own home Žƌ ŝŶ ƌĞƐŝĚĞŶƟĂů ĐĂƌĞ͍ We support you to access or get the most from your aged care services, understand service charges and fees and have a say in the things that impact you. Our service is free, and our focus is on a ƉŽƐŝƟǀĞ ŽƵƚĐŽŵĞ ĨŽƌ ǇŽƵ͘

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November 2026 / YOUR TIME MAGAZINE 15

BRAIN MATTERS

Is the test really worth it? KAILAS ROBERTS says while a new blood test for Alzheimer’s has opened up a whole new world, we should still be focusing on our modifiable risks.

or those of you who follow the (medical) news, you may have heard of a new blood test for Alzheimer’s disease. This is an exciting development, though it also raises a number of clinical and ethical dilemmas. The test is known as ptau217. You may remember that Alzheimer’s disease is thought to be the product of two misfolded proteins accumulating in the brain – tau and amyloid. Confusingly, ptau217 correlates most closely with amyloid levels in the brain. Knowing how much amyloid you have can help determine if Alzheimer’s is likely. If there is no amyloid, you don’t have Alzheimer’s. What is less certain, however, is whether the presence of amyloid means you do have the condition. We all likely develop some amyloid plaques as we get older, and this is not always associated with the clinical symptoms of Alzheimer’s –memory loss, difficulties with orientation, problemsolving deficits, etc. In a now-famous study on nuns, it was clear that some had high levels of amyloid but had never had symptoms. Therefore, the presence of amyloid alone was not sufficient for a diagnosis of clinical Alzheimer’s disease.

It is considered that there are other variables at play, such as one’s level of mental activity throughout their life: the higher this has been, the more of a ‘buffer’ there is for an individual to function well despite the amyloid accumulation. Other processes such as neuroinflammation may also influence the effect of amyloid. In the past 10 years or so, there has been a debate about whether to classify Alzheimer’s disease in the traditional way, i.e. wait for symptoms to develop, or to diagnose it based on so-called biomarkers – such as ptau217, or an amyloid brain scan – potentially before symptoms are present. In the latter scenario, this would be referred to as ‘pre-clinical’ Alzheimer’s. Proponents of the biomarker approach argue that the earlier we recognise the physical changes in the brain, the better. We do know that they can occur up to 20 years before the first clinical symptoms and signs appear. Treating people in these early stages may result in a greater benefit. There is some merit in this argument – we certainly know that once you have symptoms, the milder they are, the more

effective the medications we have on hand are likely to be. Getting in even earlier may therefore be worthwhile. Others argue that if there is a chance that someone might have positive biomarkers but never develop the clinical symptoms of Alzheimer’s, including dementia, then it can cause undue anxiety (imagine thinking you are likely to develop a condition for 20-plus years and it never happens). Equally concerning, if you then have some form of medication aimed at preventing something that was never going to occur in the first place, this medication could cause harm. It should be noted that at the current time, we do not have treatment that has been proven to prevent Alzheimer’s. However, trials are ongoing with

monoclonal antibodies exploring this possibility. With the advent of ptau217, which costs about $400, this dilemma is more in focus. I have been referred a number of people who have done the test even though they have no symptoms. Some have come back ‘positive’, but we don’t know what this means for their future. All we can really say is that they should be focussing on all the modifiable risks for dementia – exercise, vascular health, blood sugar, hearing loss and the like. Improving accessibility to healthy ageing opportunities boosts participation. Kailas Roberts is a psychogeriatrician and author of Mind Your Brain: The Essential Australian Guide to Dementia, available at bookstores and online. Visit yourbraininmind.com or uqp.com.au.

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Brisbane

HEALTH

DOCTORS URGE PEOPLE TO MONITOR SYMPTOMS WITH ‘UNUSUAL’ LEVEL OF INFLUENZA CASES

SLEEP APNOEA IN WOMEN: THE CONNECTION WITH MENOPAUSE When you think of sleep apnoea, you might picture someone snoring loudly, stopping breathing during the night and feeling exhausted the next day. But sleep apnoea doesn’t always look that way, particularly for women. The risk of sleep apnoea increases during and after menopause, as hormonal changes can affect the upper airway and breathing during sleep. And with menopause already bringing its fair share of sleep disruptions, it can be tricky to tell what’s causing what. The tricky part? The signs aren’t always obvious. For women, the signs can be much less obvious. Instead of noticeable snoring or breathing pauses, symptoms

might include insomnia, frequent waking, persistent fatigue, morning headaches, mood changes or brain fog. These symptoms make it easy to put it down to stress, hormonal changes, or simply getting older. But while menopause can certainly affect your sleep, it isn’t always the whole story. If you’re regularly waking up feeling exhausted, struggling to concentrate or dragging yourself through the day despite getting what seems like enough sleep, it’s worth speaking with your doctor about your concerns. These symptoms don’t necessarily mean you have sleep apnoea, but it’s important not to dismiss them as just another part of menopause. After all, better sleep starts with understanding exactly what’s getting in the way. Visit your local CPAP Direct store for a free chat with the team, or take the online sleep assessment at cpap.com.au

QUEENSLANDERS are being urged to stay home if they’re sick, as the state battles an unusually late flu season. Queensland Health figures show 2911 people were diagnosed with influenza in the week to October 19 – 272 of whom were hospitalised. The number of patients hospitalised is the highest since August 2025. Mater’s director of infectious diseases Professor Paul Griffin says there has been an unusual level of influenza activity for this time of year, with an uptick in cases in September and October. “It is atypical. Usually, we have the peak of the season much earlier and cases would be declining by now,” Professor Griffin says The main driver of the later season is likely the unusually low level of cases earlier in the season, driven by the record-breaking number of flu cases last year, Professor Griffin says. “Last year was such a huge season with so many people infected that it had an impact on reducing the start of this year’s season, and as protection is now waning, we’re seeing a much later peak,” he says.

“There are fewer cases than the large number we saw last year, but it is important to remind people that influenza is still around.” Professor Griffin says it is a timely reminder that infection can happen at any time of the year. “That old assumption that it’s just something that happens right in the middle of winter just isn’t the case,” he says. “Last year, we saw unseasonal levels across even summer. This year, we’re seeing high numbers now and we’re not necessarily through the worst of it.” While the state’s free flu vaccination program has ended, Professor Griffin says people can still get vaccinated. They also should be prepared to be vaccinated at the beginning of the season next year. Measures to prevent infection include hand hygiene, mask wearing for people at high risk, getting tested if you have flu-like symptoms and staying at home. “There’s a well-recognised concept of presenteeism where people think they’re doing the right thing by turning up to work, university or school and soldiering on,” Professor Griffin says. “But it’s well established that the impact on productivity by spreading flu is significant. So, we really want people to be staying at home until their symptoms end.”

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November 2026 / YOUR TIME MAGAZINE 17

FLIPSIDE

TECHNOLOGY

Do you know how many subscriptions you have? EDIN READ explains how small monthly subscription fees can add up to a significant annual expense and why it’s worth regularly checking.

H AI, what can possibly go wrong? CHARLIE GRIFFITHS wonders why we’re surprised by the potential dangers of artificial intelligence when science fiction has been warning us for decades.

t last! Someone has finally recognised the potential threat to mankind and beyond from potential rogue artificial intelligence models. This revelation burst onto our screens in recent weeks when OpenAI confessed to involuntarily hacking into Medicare and accessing data and statistics. The difference between this isolated event and the recent swathe of industrial incursions appears to be ‘intent’. While the Optus and Telstra hackings were carried out by conscientious cyber criminals with evil intentions, Medicare Gate was the one that got away. So, AI disruption is real. And we never saw it coming? I remember watching Lost in Space in 1965 when an evil female robot, rescued by the Robinsons, went on a rampage before being destroyed and rebuilt by the family’s ‘good’ robot without her evil programming. Humanity-hating robotoids were a constant threat and challenge to the Robinsons throughout their odyssey. In 1976 Logan’s Run (from the 1967 book of the same name) depicts a euphoric dystopia in which the population and the consumption of resources are maintained in equilibrium by killing everyone who reaches the age of 30. The demented mastermind is a misguided robotic computer called Box. Captain James T. Kirk encountered many electronic enemies during his five-year mission, televised from 1966 to 1969. When the M-5 multitronic unit, the ultimate combat computer, went rogue and ruthlessly destroyed Starfleet vessels, Kirk convinced the lunatic that it had committed murder, punishable by death, so it self-destructed. Dr Who has been hounded by Daleks since 1963. Emotionless killing machines, they were among the first hybrid cyborgs; the mutated remains of the Kaled people

18 YOUR TIME MAGAZINE / November 2026

from the planet Skaro inhabiting almost impregnable self-propelled polycarbide shells. Stripped of all emotions except hate and unconditional survival, the battle is ongoing to this day. Jean-Luc Picard continued Kirk’s Star Trek adventures in the 1980s, famously encountering and infiltrating the Borg, the ultimate irresistible assimilators. Elaborate conflicts involving logic-emotion paradoxes ensued before a stalemate was reached and Picard returned to the Enterprise, maintaining a safe distance from the Borg cubes, but ready to defend humanity with human guile should they cross paths again. It is inevitable that science fiction will merge into reality at some stage, for the simple reason that if you can imagine it, you can do it. That’s how humans work. We have been living virtual artificial intelligence scenarios for decades; now virtuality has morphed into actuality. It won’t stop, because it can’t stop. Very clever people build very clever machines that can learn from the people who designed them, as well as their own experiences. Imagine, no, watch what happens when exponentially advanced input from humans and machines is programmed into each new generation of algorithms. Machines aren’t intrinsically malevolent, but humans can be. And we don’t have a good record when presented with powerful inventions like cars, planes, guns, bombs, and electricity. All of these are heavy and cumbersome, but an existential apocalyptic doomsday device may be no heavier than, or as simple to operate as a computer keyboard. What can possibly go wrong? Charlie Griffiths is a certified life coach and Neuro Linguistic Programming practitioner. Visit charliegriffithscoaching.com.

ow many subscriptions are you paying for? It sounds like a simple question. But between Netflix, Stan, Binge, Spotify, cloud storage, Microsoft 365, security software, news subscriptions, apps and now artificial intelligence services, it can be surprisingly difficult to answer. That is the nature of subscription creep. Very few of these services feel particularly expensive on their own. A charge of $9.99, $14.99 or $20 a month can be easy to overlook. Add enough of them together, however, and the total starts to look different. And Australians are signing up to plenty of them. Research published by ING in April 2026 estimated Australians spend $26.5 billion a year on discretionary subscriptions. Among Australians who subscribe to paid services, the average spend was $136 a month, or $1637 a year. Baby Boomers averaged $82 a month, which is $984 over a year. Streaming is a major part of the picture. Australian Communications and Media Authority research found 68 per cent of Australian adults used paid subscription streaming services such as Netflix, Stan and Binge in 2025. Online music streaming was also used by 72 per cent of adults. But the subscription model is no longer just about entertainment. We now subscribe to software, cloud storage, security products, fitness services, delivery memberships, news, dating services and increasingly, AI tools. Westpac transaction data published in May 2026 found its customers spend around $6.7 billion annually on subscriptions. The same data found more than 150,000 retail customers were paying for at least one AI subscription each month by March 2026, up from around 11,000 three years earlier. Those customers were spending an average of $37 a month on AI subscriptions. Many subscriptions are genuinely useful and good value. If you watch Netflix every night, use Microsoft 365 every day or rely on iCloud to safely store your photos, cancelling them simply to save money makes little sense. The problem starts when we lose track of what we are paying for. Perhaps you signed up for a free trial and forgot to cancel it. Maybe you subscribed to a streaming service to watch one particular series and never went back. You might be paying for extra cloud storage in two or three different places, or still paying for an app you have

not opened in months. Because these charges are usually automatic, there is no moment each month when we actively decide to buy the service again. The money simply leaves our account. That convenience is one of the great attractions of subscriptions. It is also what makes them so easy to forget. One simple trick is to stop looking at subscriptions as a monthly expense. Consider how $14.99 a month is about $180 a year, or how $24.99 a month adds up to $300. Six subscriptions averaging $15 a month cost $1080 over a year. That does not automatically make them bad value. It simply makes the real cost easier to see. Ask yourself: if this service asked me to pay the full annual amount today, would I still buy it? If the answer is yes, keep enjoying it. If you have to think hard about what the subscription actually does, it might be time for a closer look. A subscription check-up does not need to be complicated. Once or twice a year, take 15 minutes and work through a few places. Look through the last couple of months of your bank and credit card transactions for recurring charges. On an iPhone or iPad, check your Apple account subscriptions in settings. On Android, check subscriptions through Google Play. Check PayPal, if you use it, as some recurring payments may be authorised there. Look at the services you actually use. Check for duplication. You may be paying for storage or security through more than one provider without needing all of them. Cancel services you no longer use, and put a reminder in your calendar before any free trial ends. The important thing is knowing what you are paying for and deciding whether it is still worth it. You might be surprised by the answer. Edin Read is founder and chief technician at Greyology Tech Support for Seniors. Visit greyology.com.au Brisbane

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Reverse mortgages feature

Unlocking wealth at home

ustralia’s older homeowners are sitting on an estimated $3 trillion in property equity, yet only a small fraction of that wealth is being accessed to help fund retirement. New research is giving fresh insight into how Australians are accessing their housing wealth, including those looking to supplement their retirement income without selling their home. Deloitte’s 2026 Australian Reverse Mortgage Survey reveals more than 8000 households accessed a reverse mortgage product for the first time in the year to June 2025, with new lending totalling around $750 million. And contrary to popular belief that

reverse mortgages are primarily for people in their later years, 34 per cent of new private-sector borrowers were aged under 70. The report found Australians aged 60 and over collectively hold about $3 trillion in home equity, with an estimated $600 billion potentially accessible through reverse mortgages. Interestingly, only about one per cent of that accessible equity is currently being used. Deloitte Australia partner James Hickey says many Australians remain unaware of how home equity can support their retirement goals. “Current low uptake indicates many

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don’t know about the product or understand how it may help them meet their financial goals,” he says. Reverse mortgages allow eligible homeowners to borrow against the value of their property while continuing to live in it, generally without making regular loan repayments. According to Deloitte, funds are commonly used for home improvements, managing existing debt, travel, vehicle purchases and supplementing retirement income. However, the financial implications deserve careful consideration and should be discussed with a financial expert. Unlike a conventional home loan, interest is generally added to the outstanding balance, meaning the amount owed grows over time. The Australian Securities and Investments Commission’s Moneysmart website says this can significantly reduce the equity remaining in a property, potentially affecting future aged-care arrangements or inheritance plans. There are safeguards. Reverse mortgages taken out since September 18, 2012, have negative equity protection, meaning borrowers cannot owe more than their home’s value. The federal government also offers its Home Equity Access Scheme, which provides another option for eligible

older Australians. For retirees considering their options, understanding the long-term costs and obtaining independent financial advice are vital.

WHAT EXACTLY IS A REVERSE MORTGAGE? According to information from ASIC’s Moneysmart website, a reverse mortgage allows eligible older homeowners to access some of the equity in their property without having to sell or move out. Unlike a traditional home loan, regular repayments are generally not required while you continue living in the property. Instead, interest and fees are added to the outstanding balance, meaning the debt grows over time. The loan is generally repaid when the property is sold, the homeowner permanently moves out or the estate is settled. Voluntary repayments may be possible and some loans allow borrowers to protect a portion of their home equity. The total cost depends on how much is borrowed, the interest rate, fees and how long the loan remains in place.

What is a reverse mortgage A Reverse Mortgage is a home loan available to homeowners above 55. It does not require any repayment until the last borrower leaves the home permanently. Reverse Mortgages are flexible and can be used in several ways. These include consolidating debts such as paying off a mortgage, credit cards, renovations, helping family, new motor vehicles, holidays, strata levies, aged care costs, supplementing income, covering living expenses or putting funds aside for a rainy day. Borrowing capacity is determined by your age. At 55 years old a borrower can borrow up to 15% of the value of their property. This increases by 1%

every year so at 90 they can borrow up to 50% of their property value. The loan is repaid at sale of the property, entering aged care or death. The lender cannot ask for any repayments for the life of the loan. However, if you do wish to make Repayments you are free to do so. With a Reverse mortgage you still own your home and can live in the property for as long as you choose. Reverse Mortgages are the most heavily regulated financial loan product in Australia, and they come with a no negative equity guarantee so you can never owe more than the value of the property. All lenders must adhere to ASICʼs best interest duty.

Founded in 1998, Reverse Mortgages QLD is a family business that leverages over 20 years of expertise in supporting senior Australians with smart money solutions. Our deep knowledge of the older Australian market helps you secure the money you need to live in your own home as long as you want. Our clients have access to niche solutions, lenders and opportunities that other non-specialist brokers might miss and canʼt access. Our family will ensure the best solution for you and your family so that you can enjoy your retirement, not endure it.

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Visit our website for more information: QueenslandReverseMortgage.com.au OR Call us on 1300 AGED LOAN 1300 243 356) to find out how we can assist you. Brisbane

SENIOR LOANS/REVERSE MORTGAGES FEATURE

A CHANCE TO OPEN UP YOUR OPTIONS GOING directly to a lender limits you to that institution’s offerings and rates. There is no obligation on the lender’s part to tell you whether a better option exists elsewhere. The research and comparison process is left entirely to you, with no one checking your outcome against the wider market of competitors. There is one advantage of dealing with a lender directly: the lack of options provides an easy choice. However, you are trusting that the one product in front of you is the right one, without the means to easily compare it against the competitors’ offerings. The same applies to a generic broker

who has limited knowledge and access to potential lenders. A specialist reverse mortgage broker works exclusively in reverse mortgages, and the difference in access to lenders is significant. On average, a specialist holds at least six reverse mortgage lenders on their panel, compared to the single institution you access by going direct. This translates into more competitive comparisons and a loan better suited to your circumstances, rather than simply the product one lender happens to offer. Specialist reverse mortgage brokers seek to provide a solution that is the best fit for you based on the lender’s requirements. Some of these requirements are the age of borrowers and the location of your home. Different lenders also provide different payment options: such as a lump sum payment, a line of credit or as periodic instalments. Specialists also know, in detail, which lenders offer access to which rates. This means they can match you to the right product from the outset, rather than working through a process of trial and error. WORDS: Matt Fisher, head of marketing, Queensland Reverse Mortgage. Visit QueenslandReverseMortgage. com.au or call 1300 AGED LOAN.

THE HOME YOU LOVE: TURNING HOME EQUITY INTO RETIREMENT PLANS AFTER a lifetime of hard work, your home can represent so much more than bricks and mortar. It’s where memories have been made, milestones have been celebrated and life’s special moments have unfolded. For many Australians over 55, it is also one of their greatest financial assets. As retirement brings new opportunities, many homeowners are looking for ways to enjoy the next chapter of life while making the most of what they have already built. A home equity release loan allows eligible homeowners to access a portion of the value built up in their property, without needing to sell or move. This can help turn some of the wealth held in your home into funds that can support the lifestyle and priorities that matter most to you. A home equity release loan could allow you to access the value in your home to: • renovate to create a more comfortable residence • travel to places you have always dreamed of visiting • fund in-home or aged care • refinance to reduce ongoing financial pressure • help family when they need it

• have extra funds available for life’s unexpected moments. Your home has supported you throughout life. Now, it may be able to support the plans and experiences you’ve been looking forward to. To obtain a free property estimate and to see how much equity you could access, try Inviva’s home equity release calculator or call 1300 222 223 to find out more.

*The information provided here is general in nature and does not take into account your personal circumstances, objectives or financial situation. Before acting on any information and for legal, tax, or financial questions, you should consult with an appropriate professional. Loans are subject to eligibility and lending criteria. Fees, interest rates and terms and conditions apply. Loans are serviced and distributed by Inviva Services Pty Ltd. Australian Credit Licence 533319.

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November 2026 / YOUR TIME MAGAZINE 21

In-home care feature

Supporting independence at home

or many older Australians, home is much more than four walls. It is where memories have been made, neighbours have become friends and everyday routines feel right. And as we age, needing a little extra help does not necessarily mean having to leave those familiar surroundings behind. From assistance with household chores and meal preparation to personal care and mobility support, a range of services is designed to help seniors remain safe, comfortable and independent at home. Australian Government figures show 292,911 people were receiving a Home Care Package at June 30, 2025, highlighting the substantial role in-home support already plays in aged care. The system has since undergone

change, with the federal government’s Support at Home program replacing Home Care Packages and the Short-term Restorative Care Program in November 2025. The program provides services based on assessed individual needs, including nursing, physiotherapy, transport, social support, cleaning and gardening. It also recognises that maintaining independence can involve practical changes to the home itself. Assistive technology and modifications, such as mobility equipment and bathroom safety improvements, may be funded to help people manage everyday activities and make their homes safer. For those needing help to regain function and mobility, the program also offers short-term restorative care aimed

at improving independence. Importantly, older Australians do not necessarily need complex care arrangements to receive assistance. The Commonwealth Home Support Program continues to provide entry-level services for eligible seniors who need occasional help with everyday tasks. Another change took effect on October 1, 2026, with approved personal care services, including assistance with showering, dressing and personal hygiene, now fully funded under Support at Home, provided participants have these services in their support plan and sufficient available funding. Other services, such as cleaning and gardening, may require a financial contribution. Accessing governmentfunded support begins with an assessment, which considers a person’s needs and the services that could help them continue living independently. However, waiting times for funding and services can vary. Whether it is assistance preparing meals, attending appointments or managing daily routines, seeking help early can make it easier to plan for changing needs. After all, remaining at home is not necessarily about doing everything yourself. Sometimes, it is about having the right support to continue enjoying the things that matter most.

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GETTING HELP AT HOME Government-funded in-home aged care services are available through two main programs: Commonwealth Home Support Program: entry-level assistance for older people who need occasional help with tasks such as cleaning, shopping, meals or transport. Support at Home program: coordinated services for people with more complex care needs, including personal care, nursing and allied health support. Who is eligible? Generally, people aged 65 and over, or Aboriginal and Torres Strait Islander people aged 50 and over, may be eligible for government-funded aged care services, depending on their circumstances and assessed needs. How to get started: contact My Aged Care to arrange an eligibility screening and assessment. An assessor will determine what services may be suitable. Visit myagedcare.gov.au or call 1800 200 422.

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Stay Connected Meet new people and enjoy hobbies. • In-Home Social Support • Community Transport • Supported Outings Visit our Chermside Hub for activities, group outings and day respite centre.

22 YOUR TIME MAGAZINE / November 2026

North Brisbane & Moreton Bay (07) 3624 2121 | burniebrae.org.au

Brisbane

IN-HOME CARE FEATURE

MAKING A DIFFERENCE: THE MOMENTS THAT MATTER MOST IN AGED CARE

and independence, helping people feel confident and valued in their own homes. At All About Living, the team understands how small interactions create lasting impact. Whether it’s companionship during a walk, assistance with daily routines, or simply taking the time to listen, these moments build trust and enrich lives. If you or a loved one could benefit from compassionate support at home, talk to the All About Living team about their personalised care and companionship services Visit allaboutliving.com.au

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We are a not-for-profit provider designed to support your lifestyle, not change it. We provide thoughtful, reliable help at home that is delivered with respect, warmth and genuine connection including:

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“They don’t only drive, they have the walkers there for you, open the door … They are all lovely.” Her support at home helps her manage everyday tasks, while social activities keep her connected. Knowing she has this support also gives her daughters and grandchildren peace of mind. “Burnie Brae has made my life. It would be terrible for me to just live in a little house on my own.” Grace’s story shows that independence isn’t about doing everything alone. It’s about having the right support to stay at home and enjoy life. Burnie Brae can help you explore aged care services and funding options across North Brisbane and Moreton Bay. Call 3624 2121 to chat about what might work for you.

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GRACE loves being at home, tending to her garden and spending time with family and friends. With the right support, she can keep enjoying what matters most, while staying connected to her community. Through Burnie Brae, Grace receives weekly domestic assistance, in-home physiotherapy, personal care, meal delivery and list shopping. Community transport helps her attend appointments and enjoy social activities around North Brisbane. After her husband John, passed away more than seven years ago, Grace found comfort and connection at Burnie Brae’s Club Respite (day respite centre) in Chermside. She now enjoys live entertainers, mystery drives, craft sessions and supported outings with friends, from beach trips to theatre shows. “I read in a book – a happiness book – if you’re feeling down, having something to look forward to makes a difference. That’s been Burnie Brae.” Grace gave up driving about 12 months ago. Using a walker and occasionally experiencing vertigo, she appreciates the extra help from Burnie Brae’s transport drivers.

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WHEN people think about aged care, they often think about the big things: health support, personal care, medication management and safety. These services are essential, but ask any older person what brightens their day and you’ll often hear about something else that nourishes their spirit. It’s the care worker who remembers how a resident takes their tea. The friendly face that arrives at the front door each morning. The conversation about grandchildren, favourite football teams, or a treasured memory from years gone by. These moments may seem insignificant, but they can make all the difference. For many older Australians living at home, loneliness can be one of the greatest challenges. A daily visit is about far more than completing a task. It is reassurance, connection and the comfort of seeing someone who genuinely cares. A few minutes spent sharing a laugh or listening to a story can turn an ordinary day into a meaningful one. Personal care, too, is about more than practical support. When provided with kindness and respect, it preserves dignity

A LITTLE HELP GOES A LONG WAY TO LIVING WELL AT HOME

November 2026 / YOUR TIME MAGAZINE 23

INSIGHT

Why over-50s resorts are booming across Southeast Queensland By DON MACPHERSON

here are a number of different retirement living options, and one that is increasingly common is the over-50s style of living. You will no doubt have seen these parks popping up all across Southeast Queensland as they are offering an attractive alternative to the traditional retirement village option. The term ‘over-50s resort’ is really a marketing term and doesn’t have any legal definition or meaning. Technically, they are called manufactured home parks under the Queensland Manufactured Homes Act, which deals with ownership of (theoretically) relocatable homes within a manufactured home park. The crucial difference with manufactured homes is that, unlike a retirement village unit, you actually own the home in which you live. Retirement village units are held under leases, or licences. With manufactured homes, you do not own the land and pay a site rental to place your home on the land owned by the operator. Commonly, the site rental payment could be higher than the service fees payable for a comparable-level retirement village unit. There are a series of differences between a manufactured home and a

retirement village arrangement. Some of the major differences are: RETIREMENT VILLAGE • You don’t pay stamp duty. • You don’t own the home. • You pay service fees. • Usually, no capital gain. • Usually, no capital loss. • Significant exit fees. • Focus on community. MANUFACTURED HOME • You don’t pay stamp duty. • You own the home. • You pay site rental.

• You get any capital gain. • You bear any loss on sale. • No exit fees. • Limited community engagement. Historically, manufactured homes were often cheaper than retirement village units, but as the quality of the offering has increased, so have the prices. Anecdotally, the financial model of manufactured home parks is an attractive one, though individual financial advice tailored to your circumstances should be obtained. The weak point of manufactured

home parks in the past has been their limited community facilities and engagement compared with retirement villages. But the industry, seeing this shortcoming, in recent years has significantly increased the level of these facilities. In 2019, the state government brought in changes to the legislation in relation to manufactured homes, introducing greater transparency for purchasers, but also very detailed forms to be disclosed. These were further amended and updated in 2026. Often there is a separate building contract and/or home purchase agreement to be considered. The documentation that must be reviewed, digested and signed can often run more than 100 pages. Accordingly, the government strongly recommends prospective purchasers get experienced independent legal advice prior to entering into this complex contract documentation. Brisbane Elder Law staff are experts in dealing with the complex documentation required to be entered into with purchasing a manufactured home. Call 1800 328 952 or visit brisbaneelderlaw.com.au

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Property Law • Business Law 24 YOUR TIME MAGAZINE / November 2026

Brisbane

INSIGHT

How to decorate a simple console table with ease and flair

YOUR home’s entryway introduces your style, taste and personality. A console table is not only functional but also an opportunity to create a fabulous focal point that welcomes guests into your home. Consider your interior theme: whether your home embraces relaxed coastal styling, classic Hamptons elegance or contemporary minimalism, carry this theme through to your entryway.

Regardless of its size, your entrance can become a welcoming and beautifully styled space. Decorate your console table with personal treasures, lamps for additional lighting and ambience and decorative boxes or baskets for practical storage. Combine tall and short accessories, such as a statement vase, a stack of books and a small sculpture, to create depth and visual interest. Personal trinkets collected during your travels can add character and individuality. Create balance with thoughtful styling: taller accessories on one side can be balanced with shorter pieces on the other. Symmetrical arrangements create a harmonious, classic appearance, while asymmetrical styling offers a more relaxed and dynamic feel. Make the wall behind your console a feature: a decorative mirror reflects light and enhances the feeling of space, while artwork introduces personality and colour.

Beautiful wallpaper is another way to tie your interior theme together, adding texture, pattern and visual interest while drawing the eye upwards. When styling a console table against patterned wallpaper, choose streamlined accessories to prevent the display from appearing cluttered. Alternatively, subtle wallpaper designs provide a beautiful backdrop that allows decorative objects to stand out. Finish with fresh flowers: flowers and greenery bring life, softness and natural beauty to your entryway.

Change your arrangements with the seasons to keep your console table looking fresh and inviting all year. With carefully selected accessories, beautiful wallpaper and thoughtful layering, your console table can create a stylish first impression that reflects the personality of your home. WORDS: Debbi Vollmer. owner/designer, Ivory T fabric & wallpaper. Visit 5-7/20 King Street, Caboolture. Go to wallpaperaustralia.com.au or call 0422 599 084.

ESTATE PLANNING IS SO MUCH MORE THAN A WILL THERE is a common misconception that estate planning is simple – that you don’t need legal advice to write your own will, or that getting the $99 online will is sufficient. Unfortunately, as a wills and estates lawyer, I have seen first-hand the problems that can arise when somebody does their own will, or doesn’t get holistic advice. If you’re thinking of updating your estate plan, here are a few things to consider. It’s more than just a will. An estate plan also considers your wishes if you lose capacity (for example, you develop Alzheimer’s disease or dementia, or go into a coma); it considers non-estate assets (for example superannuation and business assets); and it dives deep into the ‘what if’ questions. What if your intended beneficiaries

die before you do? What if your executor is unable to act? What if your pets outlive you? What if you still have business interests? What if your beneficiary gets a divorce – can we protect the inheritance from property settlement? What if you have to go into aged care? What if you have stepchildren or other dependents? What if you have a married name and a maiden name? Getting these questions wrong can expose your estate to expensive litigation, unnecessary tax burden and estate administration fees to untangle everything. Getting them right can leave your beneficiaries with a clear path forward, an effective distribution and peace of mind. WORDS: Becky McKay, associate, 3D Law Solutions. Call 3103 5277 or visit 3DLaw.au

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November 2026 / YOUR TIME MAGAZINE 25

MOTORING

A trusty ute for the long, yet scenic, road north BRUCE MCMAHON takes the Kia Tasman on a 4400km journey through Queensland, discovering plenty of reasons to hit the road.

drove the Bruce Highway and survived (again). The road from Brisbane to Cairns has forever raised safety, comfort and convenience issues – too rough, too dangerous, too many fatalities, too many caravans and big trucks. Some of that’s true, and in sections this national highway falls short of ‘first-world’ standards, yet the road is not the killer as often suggested. Over 4400 kilometres to Cooktown and back to the Big Smoke through late August, the maligned road was never dangerous and, for the most part, quite comfortable in the trusted Tasman. In this, maybe the tenth run up and down over 50 years, the travel was easy at highway speed limits, sights and scenery ever-changing and a variety of hosts always welcoming. There were a few new gems, such as the Mt Uncle Distillery on the Atherton Tablelands, and some old favourites, including the Lion’s Den Hotel at the end of the Bloomfield Track.

There were surprises too. Port Douglas was delightful, now far more than only a resort destination. Then there is Yeppoon, booming at the end of a four-lane highway from Rockhampton; 1770/Agnes Water is worth the detour; Cairns’ northern beaches have top breakfast spots and the Atherton Tablelands deserves more touring time than ever. It’s not Highway 1, but the road south from Lakeland to Mareeba offered some of the best of Australian scenery. The trickiest thing of the Pacific Coast run these days is finding the cheapest of expensive fuels. (The Kia ute ran at 8.8 litres per 100km for a bill just over $1000. Accommodation and dining options can be limited in this Grey Nomad season too, maybe book ahead for special places.) Yet again, the Bruce Highway was never dangerous or scary or speed limited for comfort’s sake. The only hold-ups were a couple of road works – mostly road-widening projects. And here’s the thing, these days there

are many well-placed, if sometimes a bit short, overtaking lanes where there are otherwise few overtaking opportunities. Lumbering caravans can always be dealt with a little further down the track. Most daytime road users stuck to, or just above, posted limits and most made allowances for overtaking vehicles. Nothing silly, just a couple of slow ducks. Yes, here and there were wrecked cars in ditches, and yes, there are often crashes and fatalities on this highway. Just don’t blame the road. One Brisbane shock-jock was on again the other day about head-on fatalities on the “dangerous” Bruce. Now for a head-on crash, one vehicle

has to be in the wrong place at the wrong time –that’s on a driver, not the road. Even when it’s only two lanes. For all the outrage, often confected, about the Bruce Highway, it’d be worthwhile collating more detail about fatalities. What time of the day? How far had a driver driven? Was he or she from a right-hand drive country? Vehicle age and condition? What type of vehicle? Anyhow, aside from yo-yoing fuel prices perhaps, there’s no good reason not to jump in the car, run up the Bruce and revisit north Queensland’s charms. For sure it’d be great to have four lanes all the way, but the road, all in all, really isn’t too bad.

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26 YOUR TIME MAGAZINE / November 2026

Brisbane

NEWS

Community services help beloved pets stay with their families As rising living costs force more Australians to surrender their animals, owners are being encouraged to explore the support available.

ith rising living costs and unexpected veterinary bills putting pressure on household budgets, older Australians are being encouraged to seek support before making the heartbreaking decision to surrender a beloved pet. For many older Australians, a pet is much more than a companion. It is a source of comfort, friendship and routine, particularly for those living alone or experiencing significant life changes. New figures from Companion Animal Network Australia (CANA) reveal that owner surrenders accounted for 32 per cent of animals entering its member organisations’ care in 2025-26, compared with 25 per cent the previous year. Rental issues were responsible for 16 per cent of surrenders, up from 13 per cent, highlighting the difficulties faced by people trying to secure petfriendly accommodation. Pet Insurance Australia spokesperson Nadia Crighton says the figures are a reminder that surrendering an animal is not necessarily a reflection of how much it is loved. “For many families, giving up a pet isn’t a decision made because they’ve stopped loving them. It’s a decision made when

they feel they’ve run out of options,” she says. “Whether it’s losing a rental property, facing an unexpected veterinary bill or simply struggling to cover everyday expenses, the pressures can become overwhelming. These are animals that are deeply loved, and families who desperately want to keep them.” For retirees managing a fixed income, an unexpected veterinary bill can present a particular challenge. PetSure Pet Health Monitor 2026 reveals that gastrointestinal conditions in adult dogs, aged 1 to 8, cost an average of $983 to treat, while urinary tract disorders in adult cats of the same age averaged $1448.

In more serious cases, treatment costs can run into tens-of-thousands of dollars. “When families are choosing between essential living expenses and veterinary treatment, it’s an incredibly stressful position to be in. Unfortunately, delaying treatment can sometimes allow a manageable health concern to become a much more serious problem,” Ms Crighton says. Research previously highlighted by Pet Insurance Australia also found that 68 per cent of pet owners had considered avoiding a veterinary visit because of cost pressures. Ms Crighton says people experiencing financial hardship should seek advice before making the difficult decision to surrender their animal. “Before making that heartbreaking decision, we encourage owners to reach out. Speak with your veterinarian, contact local animal welfare organisations and investigate what assistance may be available in your community,” she says. “There may be options people simply don’t know exist.” She says greater awareness of community support services and planning for unexpected expenses could help more pets remain in their homes. “Sometimes the difference between a

pet staying with its family and entering a shelter is simply knowing where to turn for help,” she says. WAYS TO EASE FINANCIAL PRESSURE 1. Talk to your vet: ask for a written estimate, discuss which treatments are most urgent and find out whether payment arrangements or alternative options are available. 2. Look for community assistance: animal welfare organisations may provide pet food, subsidised veterinary treatment or desexing services. Visit australiacan.org. au for CANA’s support directory. 3. Prepare for unexpected bills: where possible, put aside a small amount regularly for emergency veterinary expenses. Pet insurance may also be worth considering. 4. Investigate housing options: if you are downsizing, renting or moving into retirement accommodation, check the rules around pets and seek tenancy advice before assuming your animal cannot come with you. 5. Ask about temporary care: if illness, hospitalisation or a change in circumstances makes caring for your pet difficult, family, friends or community fostering organisations may be able to provide short-term assistance.

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Your Time Your premier 55+ magazine

Brisbane

November 2026 / YOUR TIME MAGAZINE 27

RETIREMENT LIVING

THE TIMES WHEN DOWNSIZING PAYS OFF

BRISBANE’S PROPERTY MARKET IS GIVING BUYERS MORE OPPORTUNITY COTALITY – a global corporate rebranding of CoreLogic, and a major international provider of property data, analytics and real estate services – in its most recent October report wrote that home sales in Australia were down more than 20 per cent when compared with the same period last year. And, advertised stock increased 19.1 per cent, indicating that property was increasing in number on the market faster than buyers were purchasing them. Higher interest rates have reduced buyers’ borrowing capacity, and household budgets were under pressure (because of rising inflation and wages not keeping pace), resulting in a decline in confidence. The medium time to sell a property increased from 26 days a year ago to 41 days. New spring property selling time for listings were 7.9 per cent lower than a year ago.

James Ball Real Estate Sales is what he does but community is WHO HE IS.

Buyers understandably are finding it hard to commit to buying while property values are declining. The result: capital city sellers have had to accept the largest discounts in five years. Total advertised listings increased 60.4 per cent in Brisbane over the past year, while medium selling time rose from 17 to 38 days. Dwelling value fell by 4.7 per cent in the September quarter but remained positive at 5.9 per cent on an annual basis because of gains earlier in the year. Cotality Research director Tim Lawless concluded that Brisbane has gone from a market where buyers had very little choice and properties were selling quickly, to conditions where property listings are rising. With less competition, buyers have more time to make a decision. An old lyric read: “When

the going gets tough, the tough get going”. True. I go one step further. A good real estate agent needs to be going under all conditions – tough, as well as good. Our company brings decades of business, real estate, sales and marketing, banking, mortgage broker and life experience to the table. That’s much needed in every market, especially in this one. Our experience spans numerous markets from the Sunshine Coast to the Gold Coast and many suburbs in between – 51 to be specific – and proving that sellers follow and support the agent they like and trust. Buyers follow the house for sale, not necessarily the agent, thanks to the internet. WORDS: James Ball, HME Property Group. Call 0422 618 556 or email james@hme.group

DOWNSIZERS are unlocking an average $254,098 in equity when they sell their family home to purchase a lower maintenance property, freeing up cash to fund their retirement and boost their lifestyle, new data from over-50s developer GemLife reveals. The analysis of 1474 purchasers over the past seven years across GemLife’s 12 established communities in Queensland, Victoria and New South Wales indicates the average buyer frees up 21.3 per cent of their original home’s value when downsizing. The figures show that the middle 50 per cent of buyers released between 10 per cent and 35 per cent of their equity, banking between $71,000 and $363,000 in the transition to an over-50s resort community. Queensland purchasers unlocked an average 20 per cent ($241,500). GemLife managing director and group CEO Adrian Puljich says freeing up this capital affords many over-50s a lifestyle they simply would not have if they didn’t downsize. “They are trading a large property that is generally no longer suited to their needs for greater flexibility and freedom – to retire, travel, take up hobbies and spend more time with family and friends,” he says. “Many over-50s are choosing to move into homes that better suit their needs and lifestyle, which can help free up larger established properties for younger families.” The Downsizing Report by REA Group found 45 per cent of homes occupied by owners aged 55-plus had just two residents,

with 40 per cent of those having two spare bedrooms. An increasing number of Australians also are approaching retirement with mortgage debt. That makes downsizing an attractive option to clear debt and strengthen their financial position. Downsizers Greg and Val Allen are packing their bags to travel Europe, after moving from their four-bedroom home to their two-bedroom plus multipurpose-room home at GemLife Woodend. Mr Allen says the move has given them more freedom, both financially and from a lifestyle perspective. “We wanted a secure, lock-and-leave property to allow us to enjoy our weekends and travel whenever we wanted,” he says. “My sister moved to GemLife Bribie Island and when we learned there was no stamp duty, entry or exit fees, we arranged to visit and ‘test run’ living in the community for a couple of weeks. A few days after we returned home, we decided we’d look at our local GemLife and were sold.” Visit gemlife.com.au

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28 YOUR TIME MAGAZINE / November 2026

Brisbane

OUR PEOPLE

How giving back helps these seniors stay connected

or two Moreton Bay seniors, volunteering is about much more than lending a helping hand. It’s an opportunity to share a lifetime of knowledge, build friendships and remain connected to their community. At 73, Ian Hunter has spent the past three years volunteering at Kumbartcho Sanctuary, where he enjoys working alongside fellow volunteers and engaging with visitors of all ages. A retired teacher with more than 35 years of experience, Ian first discovered the sanctuary while visiting its nursery with his wife. “When we saw what they were doing and how they worked with young people and visitors, we thought, ‘Wow, that’s great. Something I’d be interested in’,” he says. Volunteering has also allowed him to put his teaching experience to good use. “The good thing about here is I’m still using some of those skills that I learned as an educator, working with others and connecting with them.” For Osprey House Environmental Centre volunteer Michelle Whitfield, the joy comes from sharing her knowledge with younger generations. “It’s just nice to share the knowledge, particularly with the children. They’re like

Ian Hunter enjoys volunteering at Kumbartcho Sanctuary little sponges. They really want to know everything about anything,” she says. “It’s such a privilege to be able to answer their questions and give them that bit of encouragement to keep going.” But beyond passing on knowledge, both volunteers believe staying socially connected is an important part of ageing well. Ian says volunteering provides opportunities to connect with people who understand the challenges and rewards of growing older. “One of the challenges of ageing for

some may be loneliness and losing your connections with other people. Being at Kumbartcho has taught me that taking small steps each day to stay connected with others and with nature is the best medicine.” Michelle agrees that community connections are essential. “Too often people sort of live in their own little bubble and, really, community is what it’s all about: keeping an eye out for each other,” she says. “Connect with people and connect with nature.”

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November 2026 / YOUR TIME MAGAZINE 29

WHAT’S ON

THE UNEXPECTED GUEST A MYSTERIOUS stranger, a shocking murder and a house full of secrets set the scene for intriguing whodunit, The Unexpected Guest. Lost in the fog, a stranger seeks shelter in a nearby house, only to discover a man shot dead and his wife standing over him with a smoking gun. But as the investigation unfolds, nothing is quite what it seems. Clues point to a man who died two years earlier, while family secrets and hidden motives begin to emerge. With plenty of twists and unexpected revelations, this murder mystery by New Farm Nash Theatre promises to keep audiences guessing. When: November 13 (preview), November 14 (opening night), November 20, 21, 27 and 28 and December 4 and 5. Matinees November 21 and December 5. Where: The Brunswick Room, Merthyr Road Uniting Church, 52 Merthyr Road, New Farm. Tickets: Visit nashtheatre.com

FOR THE DIARY:

November HERE’S some dates to keep in mind this month: • November 1–30 Movember – Men’s Health Awareness Month • November 5 International Volunteer Managers Day • November 7–14 Australian Food Safety Week • November 8 Diwali – Festival of Lights • November 10–16 National Recycling Week • November 11 Remembrance Day • November 13 World Kindness Day • November 14 World Diabetes Day • November 16 International Day for Tolerance • November 19 International Men’s Day • November 20 National Agriculture Day • November 21 World Television Day • November 24 National Fairy Bread Day • November 25 White Ribbon Day; International Day for the Elimination of Violence Against Women.

INTO THE WOODS STEP into a world where fairy tales take an unexpected turn in this bold new production of Stephen Sondheim and James Lapine’s Tony Award-winning musical, Into The Woods. Presented by Opera Queensland and Queensland Theatre Company, Into the Woods brings together familiar characters including Cinderella, Jack, Little Red Riding Hood and Rapunzel, each discovering that getting what you wish for can have surprising consequences. With unforgettable music, humour and a thought-provoking story about choices and consequences, this is a fresh take on the classic fairy tale. When: November 11–21. Various evening and matinee performances. Where: Glasshouse Theatre, QPAC, South Brisbane. Tickets: From $99 adults and $89 concession, via qpac.com.au 30 YOUR TIME MAGAZINE / November 2026

INTERNATIONAL SUPERSTARS SET FOR BRISBANE SPECTACULAR SOME of the biggest names in music are set to take over Brisbane in December for a world-exclusive concert celebrating the 80th birthday of legendary Spanish tenor José Carreras. Robbie Williams, Ronan Keating, Natalie Imbruglia, Il Divo, Katherine Jenkins, Sheppard, Mark Vincent, Darren Hayes, Ann Wilson and The Corrs are among the stars taking part in Carreras & Friends at the Gabba on December 5. The performers will be joined by the Queensland Symphony Orchestra under the direction of renowned conductor Keith Levenson. The concert is already attracting international attention, with tickets purchased by fans from every Australian state and territory, as well as at least 12 countries. The one-night-only event has been secured by the state government through its Mega and Strategic Events Fund, with international visitors expected to provide

a boost for Brisbane’s hotels, restaurants and local businesses. Minister for the Environment and Tourism Andrew Powell says the interest demonstrates Queensland’s ability to attract major international events. “José Carreras could have celebrated his 80th birthday anywhere in the world, but he’s doing it right here in Queensland, and fans from across the globe are coming to join him,” he says. Echo Pacific Entertainment director Henry Medcalf says the concert also will showcase Brisbane to international audiences. “The extraordinary geographic spread positions Carreras & Friends as a destination event bringing visitors to Brisbane, filling hotel rooms, supporting restaurants, bars and local businesses, and showcasing Queensland internationally as a host of unforgettable cultural experiences,” he says. Visit ticketmaster.com.au

THE SEEKERS ON STAGE STEP into the remarkable true story behind one of Australia’s most successful and influential music groups. Georgy Girl – The Seekers Musical brings the rise of The Seekers to life in a colourful, entertaining stage production filled with legendary songs and an extraordinary Australian success story. The musical follows four ordinary young people — three clean-cut young men and one shy, down-to-earth girl — who left Melbourne and went on to take the world by storm. Their pure harmonies and distinctive sound quickly set them apart, topping international charts and outshining global acts including The Beatles and

The Rolling Stones during the height of the 1960s music revolution. Featuring an outstanding collection of hits, the production includes Georgy Girl, I’ll Never Find Another You, The Carnival is Over and the powerful anthem, I Am Australian. At the centre of their success was the unforgettable voice of Judith Durham, whose clarity and musicality became synonymous with the group’s sound. WHERE: Twelfth Night Theatre, 4 Cintra Road, Bowen Hills. WHEN: A strictly limited season from November 4-15. TICKETS: Visit premier.ticketek.com.au and search ‘The Seekers’.

THE ALL-NEW GREAT AMERICAN SONGBOOK TAKE a nostalgic journey through some of the greatest hits of the 1960s, ’70s, ’80s and ’90s as acclaimed entertainer Craig Martin returns to the Redland Performing Arts Centre with his band. This new production celebrates the music of legendary artists including The Eagles, Billy Joel, Fleetwood Mac, Bruce Springsteen, Dolly Parton, The Carpenters, Stevie Wonder, Neil Diamond, Tina Turner and many more. Featuring familiar favourites that have provided the soundtrack to generations, the concert promises an evening of memorable music and entertainment. When: Saturday, November 21, 7.30pm. Where: Redland Performing Arts Centre, 2-16 Middle Street, Cleveland. Tickets: Via rpac.com.au or call 3829 8131. Brisbane

WHAT’S ON

CHRISTMAS IN THE GRANDPARENTS CLUB

MISCHA AND LILY MAISKY EXPERIENCE two generations of extraordinary musical talent as internationally acclaimed cellist Mischa Maisky joins his daughter, pianist Lily Maisky, for a special Australian recital. Renowned for his passionate performances and distinguished career, Mischa has performed with some of the world’s leading orchestras and recorded extensively for Deutsche Grammophon. Together, the father-and-daughter duo will present an intimate program

featuring works by celebrated composers including Schubert, Schumann, Brahms, Mendelssohn, Rachmaninoff and Shostakovich. The Brisbane performance forms part of their first Australian tour together. When: Wednesday, November 11, at 7.30pm. Where: Concert Hall, QPAC, South Brisbane. Tickets: From $79, via castiglione.com.au/ tours/mischa-maisky-in-recital

A NEW musical comedy celebrating the chaos and comedy of family Christmas will take to the stage at The Redlands Performing Arts Centre this month. Christmas in the Grandparents Club is the latest instalment in The Grandparents Club trilogy, bringing back its familiar cast of characters for another round of family mishaps. The production stars Gold and Silver Logie winner Lynne McGranger, alongside Wayne Scott Kermond, Andrew James and Leigh Archer. This time, the grandparents are navigating the busy lead-up to Christmas – from complicated gift requests and dietary requirements to coordinating family arrivals and keeping the peace. Amid the preparations, the group finds time to support Jimmy Bigelow at an important pre-Christmas event, although things do not go entirely to plan. Combining familiar Christmas situations with retro music and comedy, the 90-minute production explores the challenges of bringing generations together in the festive season. When: Thursday, November 26, 3pm and 7pm. Where: RPAC Concert Hall, Redland Performing Arts Centre, 2-16 Middle Street, Cleveland. Tickets: $72.50, via rpac.com.au

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Post War immigration multimedia show coming to Sunnybank

lot of people in Queensland, immigrated to Australia after World War 2 and its crippling effect on the European economy, infrastructure devastation and fear of repeated violence. Leaving behind their relatives and history going back many decades, these migrants made the tough decision to board ships to Australia; a country they knew nothing about. Many that took this life changing plunge, came through the Bonegilla migrant camp, near Albury / Wodonga. Using interviews Simon Reich has recorded, this performance gives voice to the hardships but life affirming stories these immigrants share. The show uses the venue’s large screens, with interviews, photos, and home movies. This is then embellished with a live music soundtrack played by piano and a violin. Simon shares, “ What we are finding is that families are coming with children and grandchildren to try and understand their

Brisbane

elders’ lives, as many have never shared their anecdotes. It’s also healing families, as the early part of the show lets migrants tell of their war experiences and how that motivated them to shift to Australia, which garners added respect from relatives for the very hard decision to relocate to the other side of the world.” You’ll cry. You’ll laugh. But most of all, you’ll be truly inspired by these gutsy pioneers, who made a new life for themselves in a country they knew nothing about. It will be performed at the SunPac Arts Centre, 470 McCollough Street, Sunnybank on Friday 27th November at 7.30pm.

November 2026 / YOUR TIME MAGAZINE 31

Warder’s Cottage, now a visitor’s centre, on one side and the barred windows of B Block on the other. Melbo Today, Pentridge presents a urne mixture of heritage and A stay w modern architecture. The it differen h a shopping centre with a ce supermarket, bank, florist, hairdresser, pharmacy, cinema and more stands on the site of C Division, where the draughty cells had no natural light or toilet – only a night bucket. Children crawl over a wooden climbing frame in the playground. People sit on benches in the sun. The atmosphere is light, unlike that experienced by prisoners when the jail was active from 1851 to 1997. I’ve signed up to a National Trust of Victoria tour to learn more about the site’s history. Our guide, Taylor, explains why the original walls were raised to six metres. It was discovered that local boys would climb over the three-metre walls to retrieve lost cricket balls. She says that silence was imposed on prisoners. Even exercise was done in isolation. Rule infringements were punished with solitary confinement, early on in ‘blind’ cells with no lighting. In the notorious maximum security H Division, I The gatehouse of Pentridge Prison step into a corridor lined with doors to the rock-breaking yards. There, prisoners spent the day hammering bluestone blocks first into fist-sized rocks and then into gravel. The gravel was used to pave Sydney Road. But long after its completion, this form of hard labour punishment continued After a visit to Melbourne’s Pentridge Prison, JOANNE KARCZ decides that well into the 1970s. No wonder this place was known as Hell Division. she will accept the challenge to sleep in a suite converted from cells with a Taylor explains ‘the reception biff’ for dark history. new prisoners. After being strip-searched, the men had to walk past a row of officers who beat them with batons, otherwise Crenellations, reminiscent of medieval ith a free afternoon in known as ‘black Panadol’. An ex-prison castles, top the six-metre-high bluestone Melbourne, I make a bold officer, who joined a previous tour, wall along Champ Street. Two imposing choice: to go to prison. Pentridge admitted: “We did have a welcoming chamfered towers with cross-shaped Prison, to be precise. committee, yes.” arrow slits flank the austere entrance to the It’s been redeveloped and I’m keen to The weight of the horrors of H Division Heritage-Listed former prison. see what all the fuss is about. Only 20 lifts off my shoulders when I step outside “We passed the portals of an immense minutes from Tullamarine Airport, and a into the bright sunlight. People gather at gate…” reads a sentence etched into warm short eight-kilometre tram or train ride Brew Dog for a pint and students chat on wooden slats lining the arched tunnel from the CBD, Pentridge is no longer a place benches in the piazza. entrance. There’s no gate now, and I step people want to leave. Rather, it encourages I make my way to the corner of into a flat grassed area bounded by the them to stay.

Pentridge Boulevard and Champ Street to explore another side of Pentridge. The modern Adina Apartment Hotel, one of two hotels on the former prison site, towers over the prison wall and guard tower. While the Adina rooms and apartments have sweeping views across the former prison site or south towards the city, I’ve come to see the Interlude. With only 19 suites, creatively fashioned from adjoining cells of Pentridge Prison’s B Division, it’s a novel experience. The Interlude is one of only 40 prisonto-hotel conversions worldwide. Unoccupied for years, the site was in a state of serious disrepair and respectfully restoring and converting the heritage building with its dark history into a hotel presented an enormous challenge. The suites, created by linking four or five prison cells, don’t shy away from their punishing history. The original heavy wooden cell doors that open into the suites are set into thick, whitewashed walls lining a long central atrium. The atmosphere is bright and airy. I’m eager to see how prison cells can be turned into a place where people choose to stay ... with planning and attention to detail, it turns out. Heavy dark curtains hang beside original barred windows set high in the bluestone walls. Soft

Judgment day: would you spend a night in a prison cell willingly?

2026

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32 YOUR TIME MAGAZINE / November 2026

WEDNESDAY 18TH NOVEMBER Eumundi Markets, Sunshine Coast A straight through journey today to have maximum free time at these ever popular markets. Morning Tea & Lunch are not included. $70pp

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panopticon, one of three found on the Pentridge Prison site. Wheel-shaped with narrow wedge-shaped yards radiating from a central lookout, this was where prisoners exercised. Brass footprints show the mindless route they followed for only one hour each day. Converted into an event space, only the panopticon foundations remain. Discovering Pentridge has been an afternoon well spent. I’m keen to return for a night at The Interlude. Then, I’ll enjoy its comforts without forgetting Pentridge Prison’s dark history.

GETTING THERE: By car: there is parking available for a fee (3 hours free)

furnishings create a warm and welcoming atmosphere. At one end of each suite, the shape of a converted train carriage, a queen bed fits snugly against an original cell wall. Further on, another cell is now a black marble-lined bathroom. In the two larger suites there’s a freestanding bath.

By train: Catch the Upfield Line from Melbourne CBD and alight at either Coburg Train Station or Batman Train Station. From there, it’s a short walk to Pentridge

Despite, or perhaps because of, their original purpose, people who first stay in the modern Adina often return for a night or two in The Interlude to experience sleeping in a former prison cell, to swim in the 15 metre underground pool and enjoy the other hotel facilities. Before leaving, I ask to see the

By tram: Catch Route 19 tram which runs along Elizabeth Street, past the Queen Victoria Market, along Royal Parade (and past Melbourne University) and Sydney Road to Pentridge.

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IMAGE: SHIRLEY SINCLAIR

TRAVEL

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Other tour highlights include the Barossa Valley wineries (pictured) and celebrity cook Maggie Beer’s Farm Shop. From the city of Adelaide, the journey continues to Broken Hill, a frontier mining town in the far west of New South Wales, in the Australian Outback. Coastal Variety Tours has been taking seniors on tours through some of the most spectacular sights and locations of the East Coast and beyond for more than 40 years. Contact staff to find out more about this great adventure. For more on Coastal Variety Tours, call 5530 2363 or email cvt156@bigpond.com

Staff members Jenny Gill, Lisa Sayer, Ingrid Hay and Kylie Goodwin

WANDER BEYOND: 40 YEARS OF TURNING TRAVEL DREAMS INTO MEMORIES FOR 40 years, travel has been at the heart of what Wander Beyond does. While the destinations, experiences and way we travel have evolved over the decades, one thing has remained the same: the belief that great travel should always feel personal. Today, Wander Beyond brings together four travel agencies across Queensland, including New Farm Travel & Cruise, united by a shared passion for creating memorable travel experiences. With the support of the broader Helloworld Travel network, the team combines

S TAY.

D I N E .

decades of experience with the personal service and trusted advice you expect from your local travel professional. It’s an approach that continues to be recognised within the travel industry. Most recently, Wander Beyond was named Most Outstanding Branded Leisure Travel Agency at the 2026 National Travel Industry Awards, marking the third win in the category. Alongside other recent industry recognition, it’s an achievement staff are incredibly proud of. But the real reward is the trust clients place in the travel professionals every day.

WA L K .

Annabel Dolphin, owner and director, says the team is incredibly grateful to their loyal clients and communities which continue to support the stores in Mackay, Mt Pleasant, Townsville and New Farm. “Their trust allows us to do what we love: creating unforgettable travel experiences and achievements like this simply would not be possible without them,” she says. From luxury escapes and ocean cruises to family holidays and international adventures, staff take the time to understand how you want to travel and create an experience around you. After four decades, they know that travel is about more than flights, hotels and itineraries. It’s about standing somewhere you’ve always dreamed of visiting, sharing unforgettable experiences and returning with stories you’ll tell for years. And while staff are proud to celebrate 40 years in travel, they’re even more excited about what comes next. Call 3358 6588 or email info@newfarmtravel.com.au

E S C A P E .

REDISCOVER BINNA BURRA Enjoy a peaceful breakfast or lunch at the Tea House.

Just a scenic drive from the Gold Coast and Brisbane, Binna Burra is a mountain escape surrounded by the ancient rainforest of Lamington National Park. It is the perfect place to slow down, explore and reconnect with nature. Come for the day or stay a little longer. Perfect for a day trip, weekend escape or longer stay.

Peaceful Rainforest Walks. 34 YOUR TIME MAGAZINE / November 2026

Perhaps it’s time to return to the mountain. PLAN YOUR ESCAPE 5533 3622 binnaburralodge.com.au Binna Burra Road, Beechmont

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Spectacular lookouts.

Brisbane

TRAVEL

WHEN GOOD COMPANY MEETS ISLAND CHARM HAVE you ever been somewhere and thought, ‘I could quite happily stay here’? That’s the sort of thought that might cross your mind on Norfolk Island. Perhaps it happens as you drive along a quiet country road, with towering Norfolk pines reaching towards the sky and the ocean sparkling in the distance. Or maybe it’s when a local stops for a chat and, before you know it, you’re hearing a story about island life. There is definitely something about this little island that makes you want to slow down and stay awhile. Over eight days, there’s time to get to know Norfolk Island properly, and it doesn’t take long to discover that there’s much more to it than pretty views. Take Bounty Lodge, for example. Built in the 1920s as a warm and welcoming home, it’s the sort of place where you can imagine settling in for a leisurely afternoon. With high tea on the table and a cuppa in hand and something delicious to enjoy, there’s no need to be in a hurry. After all, isn’t that what a holiday should be about? Then comes an evening that’s a little different from your usual night out. A progressive dinner takes you from one local home to another, with a different course served at each stop. It’s a lovely way

to discover that the real charm of Norfolk Island often lies in its people. Of course, the island has plenty of stories to tell about its past, too. Around 900 years ago, Polynesian people arrived on the island, long before the British established their first settlement in 1788. Later came two convict settlements, with stories of hardship, survival and resilience. A wander through historic Kingston and a visit to the Bounty Museum help piece together the island’s extraordinary history. For a change of pace, a glass-bottom boat tour across the tranquil lagoon reveals coral gardens and colourful tropical fish beneath the water. And then, as the day draws to a close, there are the sunsets. By the end of eight days, you’ll have collected a few stories of your own, made some lovely memories and perhaps discovered why so many people return to Norfolk Island. For more information, visit cttravel.com.au or call 5391 1648.

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Experience THE BEST THIS COUNTRY has to Offer

2026 & 2027 Tours DECEMBER 2026

WITH SEATS AVAILABLE

JUNE 2027 Sydney Vivid #2 (5 Days) - Fully Booked Outback Qld Loop via Birdsville (12 Days)

SEPTEMBER 2027 Toowoomba Flower Carnival (4 Days) Fraser Island (5 Days) OCTOBER 2027 Flinders Ranges (12 Days)

Lion King in Brisbane (2 Days)

JULY 2027 Perth to Broome (14 Days) Broome to Darwin (12 Days)

FEBRUARY 2027

AUGUST 2027 Murray Princes & Kangaroo Isl. (11 Days)

O’Reillys (4 Days) NSW Central Coast & Blue Mountains (11 Days) JANUARY 2027

NOVEMBER 2027 Tasmania (15 Days)

Byron Bay Escape (5 Days) MARCH 2027 O’Reillys (4 Days)

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Norfolk (8 Days) APRIL 2027 Following the East Coast to Melbourne (10 Days)

CALL FOR MORE INFO (07) 5391 1648 OR 0409 278 971

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MAY 2027 Darling River Run (13 Days)

For more detailed itinerary information on any of our tours, please visit our website:

Wallaroo Outback Retreat (7 Days)

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BOOKS

12 MONTHS TO RETIRE RIGHT THE DEATH SCULPTOR By Chris Carter, crime thriller Reviewed by John Kleinschmidt

WILD DARK SHORE By Charlotte McConaghy, modern fiction Reviewed by Jan Kent WHEN the battered body of a woman washes up on Shearwater Island, the mystery and questions begin – who is she and where did she come from? As details are revealed while Rowan recovers, the reader becomes enmeshed in the lives of these cleverly-drawn characters. Dominic and his three children have been entrusted, on this remote island off Antarctica, to preserve a bank of seeds that can ensure threatened flora species are an insurance against climate change for future generations. With ever-intensifying storms battering the island and rising sea levels, time is running out to find the answers Rowan is seeking regarding the whereabouts of her husband, who was a researcher on the base prior to his disappearance. The mystery develops, with chapters written from different characters’ perspectives, which at times I found a little off-putting, as a switch was made from first to third-person narrative. Lies abound, deepening the intrigue, with bodies buried on the island, so the reader can hardly fathom if anything is as it seems – surely the elements of a good psychological thriller such as this book. With an undercurrent of the bonds of family and what we would do to preserve those we love, this gripping book is top-level, overriding a few plot anomalies and a slightly disappointing ending. Definitely worth reading – hard to put down, with some lovely descriptive prose.

THE Death Sculptor is a brutal and intense thriller featuring the highly skilled Detective Robert Hunter, his partner Ramos Garcia and an especially gifted researcher, Alice Beaumont. A killer murders three victims in succession, his signature being to leave a sculpture made from body parts from his victims at each murder scene. Hunter and his team are convinced that the grotesque sculptures are designed to provide a clue to the killer’s identity and convey a message to the investigators about the motive for the murders. Interpreting the meaning of three different sculptures from seemingly unconnected victims tests the skills of Hunter and his team to their limits. A surprise ending to the story does not disappoint.

By Glen James and Vince Scully, non-fiction finance PLANNING for retirement involves much more than deciding when to finish work. From understanding superannuation and investments to considering lifestyle, purpose and financial security, there are plenty of decisions to make along the way. In 12 Months to Retire Right, financial experts and podcast hosts Glen James and Vince Scully take readers through 12 key areas of retirement planning, offering practical advice to help them prepare for life beyond work. Drawing on real-life experiences and financial research, the authors challenge common misconceptions, including how much money Australians need to retire and when they can afford to stop working. They also explore the importance of finding purpose beyond a career and making the transition from saving for the future to enjoying the money accumulated over a lifetime. Written specifically for Australians, the book covers everything from superannuation, property and shares to understanding the age pension and determining how much income is needed to support a comfortable retirement. Rather than presenting a one-size-fits-all approach, the authors encourage readers to consider their individual circumstances, priorities and aspirations, recognising that a fulfilling retirement looks different for everyone. With straightforward explanations, checklists and achievable goals, the book encourages readers to approach retirement planning at their own pace, building a clearer picture of the lifestyle they want and how to fund it. Whether retirement is just around the corner or still a decade away, 12 Months to Retire Right offers a practical starting point for making informed decisions and approaching the next chapter with confidence.

THE PIRATE QUEEN By Ariel Lawhon, historical fiction Reviewed by Karen Weiber, of Books@Stones, Stones Corner

THE EXTRAORDINARY FLORENCE STOKER By Karen Brooks, historical fiction Reviewed by Lea Dodd, of Annie’s Books on Peregian THE Extraordinary Florence Stoker is a richly researched portrait of a remarkable woman who has too often lived in the shadow of her famous husband. Following Florence from her early life in Dublin, through her relationships with Oscar Wilde and Bram Stoker, to her years in the glittering literary and theatrical world of Victorian London, Brooks brings an extraordinary era vividly to life. Florence is intelligent, witty, fiercely loyal and, above all, resilient. Her complicated marriage to Bram, his consuming devotion to

Henry Irving and the challenges she faces as a woman in a male-dominated society create a compelling and deeply human story. Most fascinating is Florence’s determined fight to protect Bram’s legacy and the copyright of Dracula – a battle that ultimately helped shape the rights of authors. Immersive and beautifully written, this is historical fiction at its finest and a wonderful reminder that behind many famous men are extraordinary women whose stories deserve to be told.

GRACE O’Malley was born to be a sea captain. But despite her natural skill on the water, Grace learns early that her dreams of a life at the helm are not compatible with the expectations of her noble family. As the only daughter of a powerful chieftain, her role is to secure a strong alliance and bear children. But when she’s sent to foster with a nearby clan, Grace falls for a clever and open-minded second son – a man she cannot have. Ariel Lawhon’s research is second to none as she writes about another forgotten

heroine. What I love most about her writing is her ability to take a person from history and bring them to life on the page. Grace is struggling for approval, a woman navigating impossible choices, a mother fighting for her children and a leader willing to risk everything. Moving through different stages of Grace’s life allows the reader to understand how every triumph, heartbreak and sacrifice shaped the woman history would later remember as the Pirate Queen of Ireland.

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TRIVIA

With Quizmaster Garry Reynolds

PUZZLE SOLUTIONS QUICK CROSSWORD

CRYPTIC CROSSWORD

W A T T V O C I F E R O U S R R P B R L M U W H E R E A S A Q U E O U S P C L T I G N P E U R O P E A N I S S U E L T A N C H E W P R E D I C A T E D N I I R E L A R T I F I C E R S M A I D M E E V O N P A R D E C L I N E D R O R E T T L M O I L L A M P I C E F L O E U A R T V M E T E D G E S T R A I G H T E N

S A T S U M A W S C R R D H K A U I B O P I N I O N S H G A R T P A T A S K S I N G E N U E E D L T N E B U L A C O R P S E H P P N A D E L E I M A G I N E A C X M C D P O O G T E R M I T E L E L U R E E Y S S H R I N K S R

1. In what country was pop singer Allison Durbin born? 2. What is French for red? 3. What Australian did Geoffrey Rush play in the film The King’s Speech? 4. Which US sitcom often featured a reference to Superman? 5. In what country are the Peloponnese? 6. Who was the first female Victorian premier? 7. What was the official newspaper of the former Soviet Union? 8. How many Arabian Nights are there in the Middle Eastern folk tales? 9. Who played Susan Mayer in the American TV series Desperate Housewives? r? 10. What is the term describing a strong religious believer? ur? 11. What is the common term for a deep purple-red colour? ed 12. In the year 2000, ABC’s Play School added what shaped window to its set? 13. Who wrote The Great Gatsby? a, the 14. What is the name of the corner where South Australia, Northern Territory and Queensland meet? 15. From which UK city did the band Oasis originate? 16. What is a nautical idiom for between a rock and a hard place? 17. Who was the ‘Sheik from Scrubby Creek’? 18. What does DC stand for in Washington in the US? 19. What was the first dam built in the Snowy Mountains Scheme? 20. In which country was Isis a goddess?

SUDOKU (MEDIUM)

SUDOKU (EASY)

9 4 2 8 7 1 3 5 6 3 6 7 5 9 4 8 2 1 8 1 5 6 3 2 4 9 7 6 2 9 1 8 3 7 4 5 1 5 4 2 6 7 9 8 3 7 3 8 9 4 5 1 6 2 4 9 1 7 5 6 2 3 8 5 7 3 4 2 8 6 1 9 2 8 6 3 1 9 5 7 4

4 7 9 5 3 1 2 8 6 8 6 5 4 2 7 9 1 3 3 2 1 6 8 9 4 7 5 5 9 6 2 7 8 1 3 4 2 3 8 1 4 5 6 9 7 1 4 7 9 6 3 8 5 2 6 5 3 8 1 2 7 4 9 9 1 2 7 5 4 3 6 8 7 8 4 3 9 6 5 2 1

CODEWORD

W X O P A S C F Q M K N L

V D Y T 3

18 5

E Z H U R B J 6

25 12

acne, cairn, cane, chain, chin, china, chine, churn, crane, earn, enrich, hernia, HURRICANE, inch, incur, inure, nacre, near, nice, nicer, niche, rain, ranch, rancher, rani, RAUNCHIER, rein, reran, rerun, ruin, rune, runic, urchin, urine

WORD STEP

WORDFIND

9-LETTER WORD

All the men and women merely players TWIRL, TWILL, SWILL, SKILL, SKULL, SKULK There may be other correct answers

1. NZ. 2. Rouge. 3. Lionel Logue. 4. Seinfeld. 5. Greece. 6. Joan Kirner. 7. Pravda. 8. 1001. 9. Teri Hatcher. 10. Pious. 11. Magenta. 12. Diamond. 13. F Scott Fitzgerald. 14. Poeppel Corner. 15. Manchester. 16. Between the devil and deep blue sea. 17. Chad Morgan. 18. District of Columbia. 19. Guthega. 20. Ancient Egypt.

SENIOR COACH TOURS APRIL/MAY 2027

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MAY 2027

JUNE 2027

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Green Island cruise, Port Douglas, Atherton Tableland, Paronella Park, Town of 1770, Green Island cruise, Whitsunday Cruise, Kuranda Train, Capricorn Caves, Yeppoon.

COASTAL VARIETY TOURS PH: 07 5530 2363 OR 0419 668 311 November 2026 / YOUR TIME MAGAZINE 37

PUZZLES

CRYPTIC CROSSWORD 0004

CODEWORD

6 Leaves out bins (5) 7 #ARD GAME HELD BY PUBLICAN n A STALEMATE 11 2EDDENED WITH HESITATION SAY FOR A BIT 12 3PECIlES IF TAKEN AWAY FROM MULTIPLE FAMILIES 14 3UCCESSFUL STARTUP A SEED THAT CAN BURST AFTER COLLEGE 15 5NKNOWN CHARACTER INTERRUPTS SPIEL ABOUT DISPLAY UNITS 17 2ELAY SET OFF AHEAD OF SCHEDULE 19 @!H MORE OVERHEARD IN love affair (5) 20 Hems skirts (5)

18 0ICTURE ESSENTIAL TO PAPARAZZI MAG IN EXPOSÏ 21 It broke into faulty meter of HOUSE n NUISANCEç 22 .(3 RISK BAFmED PSYCHOLOGISTS Down 1 "RUSH ASIDE ROUGHLY CUT BREAD FOR *APANESE LUNCH 2 4IGGER GATHERS 2OO S lRST PRODUCE 3 Four banks in the middle of THE CITY 4 $OTED ON 3CARLET AFTER COMMOTION 5 4AFFETA AND LACE TOPS SET IN white trim (7)

WORDFIND

No. 111

The leftover letters will spell out a secret message.

AUDITION

EPILOGUE

BACKDROP

MONOLOGUE

BACKSTAGE

MUSICAL

CHORUS

PANTOMIME

COSTUME

SOLILOQUY

ENSEMBLE

THESPIAN

THE GREAT WESTERN PLAY & STAY MUSICAL TOUR 2027…

Tamw Mus

WHO’S FOR TAMWORTH 2028? JOIN THE FUN...

5 DAYS OF COUNTRY MUSIC Tuesday 18/01/2028 to Sunday 23/01/2028

NOW IN OUR 15TH YEAR! Monday 20/09/2027 to Thursday 30/09/2027

$3,800 per person

Bus, Bed & Breakfast

Bus, Bed, Breakfast, Nightly Meals & Entertainment

$1,200

TAMWORTH CMF 2021!

per person

LAST 5 DAYS

11 Day Musical Tour with 12 Country/Western, Rock n Roll Artists onboard.

SEE THE OUTBACK LIKE YOU’VE NEVER SEEN IT BEFORE!

Across 1 Mandarin’s a must: translated in South Australia (7) 8 5NlNISHED PIE lLLING Onion if you ask me (7) 9 .EWBIE lXED ENGINE PROTECTING SECOND turbine (7) 10 #HARGES WITH TUSKS MAKING CARIBOU BACK away initially (5) 11 $IRECTION NEEDED AFTER CORPORATION REMAINS 13 -ARVEL CHARACTER UNABLE TO BE RECAST 16 !DELAIDE CANCELLED BACKING FOR "RITISH SINGER

No. 301

THIS IS A POPULAR TOUR!

Single/Twin Share Available BALANCE PAYMENT MUST BE RECEIVED BY 26/11/27

For more information or enquiries please contact our ofﬁce. PH: (07) 4129 7132 greganddonna@ganddrossbuscharters.com.au ganddrossbuscharters.com.au 38 YOUR TIME MAGAZINE / November 2026

Brisbane

PUZZLES

QUICK CROSSWORD

No. 3739

9-LETTER WORD

23 Decreased (8) 26 Light source (3,4) 27 Glacial mass (3,4) 28 Unbend (10) 29 Outside limit (4)

Level: Easy

No. 1001

4 7 1 6 7 2 6 8 5 7 8 1 4 2 3 4 9 7 1 7 9 6 2 1 2 4 7 6 3 2 1

R U

Level: Medium

WORD STEP

8 Dangled (9) 9 Sport (4) 14 Making loud and confused noise (9) 16 An order from above (9) 17 Journeyed (9) 19 Italian car manufacturer (7) 22 Related to the ice caps (5) 23 Profundity (5) 24 Article (4) 25 Dispense (4)

Down 1 Envelop (4) 2 Ferocious (9) 4 Relating to childbirth (9) 5 Australian naturalist (5) 6 Melancholy (poem) (7) 7 Forebodings (5)

34 words: Excellent

No colloquial or foreign words. No capitalised nouns, apostrophes or plural words ending in “s”.

Across 1 Unit of power (4) 3 Loud and forceful (10) 10 Watery (7) 11 In contrast (7) 12 From Europe (8) 13 Debatable point (5) 14 Masticate (4) 15 Stated an argument (10) 18 Skilled craftsmen or inventors (10) 20 Servant (4) 21 Of equal value (2,3)

Every row, column and 3x3 outlined square must contain the numbers 1 to 9 once each.

Using the nine letters in the grid, how many words of four letters or more can you list? The centre letter must be included and each letter may only be used once.

SUDOKU

26 words: Very good

N E

17 words: Good

Today’s Aim:

No. 111

No. 1002

No. 111

2 8 2 4 9 7 9 1 4 2 6 7 3 5 1 4 9 1 7 8 7 2 2 3

Complete the list by changing one letter at a time to create a new word at each step. One possible answer shown below.

TWIRL

November 2026

Domestic Assistance

Continence Advisory Service

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Simply call 07 3422 3000 Feeling overwhelmed by the aged care system? You’re not alone. AQ @ Home is here to help.

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We guide you through My Aged Care and connect you with the right support, tailored to you. Greater Brisbane Brisbane

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AQ is a provider in Government programs of CHSP and Support at Home November 2026 / YOUR TIME MAGAZINE 39

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