The Shopper 11/27/24

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Wednesday • November 27, 2024

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page 2

November 27, 2024

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Y? WHY NOT!

Always Be Grateful An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473 HOW TO REACH US Phone: 708-271-8971 • www.myshopper.biz • Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville.

Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion. Adjustment for error is limited to republication.

In any event, adjustment for errors or omissions is limited to the cost of the space occupied.

CLASSIFIED ADS The Shopper offers FREE non-business Classified Ads (20 word maximum).

Business Classifieds are $25 for 20 words, $1.00 per word over.

Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of Family Features and Capital News Illinois.

DEADLINE Friday 4:00 pm for the following week’s issue.

PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

The toll-free telephone number for the hearing impaired is 1-800-927-9275.

SSC Affirms Commitment to Staff, Students, and Community Amid Negotiations South Suburban College (SSC) acknowledges the value and contributions of its faculty and staff in fostering a culture of academic success and community service. The College remains steadfast in its commitment to resolving the ongoing labor negotiations with Local 1600 in a manner that upholds its mission and reflects the best interests of all stakeholders, including students, faculty, staff, and the taxpaying members of our community.

“SSC is built on the dedication and expertise of our faculty and staff. Their voices matter, and we have engaged in good faith negotiations throughout this process to ensure their concerns are heard,” said Dr. Lynette D. Stokes, SSC President. “Our priority is to arrive at a solution that aligns with our institutional goals, supports our students, and respects the community we serve.”

SSC has presented proposals designed to balance fairness and fiscal responsibility, recognizing the vital role of faculty while

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safeguarding the financial integrity of the College. These efforts reflect SSC’s broader commitment to access, equity, and student success.

While negotiations continue, SSC is focused on minimizing disruptions to its students’ education and ensuring that critical services remain operational. The College will maintain open communication with all stakeholders and provide updates as they become available.

“We are resolute in our belief that we are better together, and confident that if we work together, we will land in the best position for our institution, faculty, students and community” Terry R. Wells, SSC Chairman of the Board of Trustees added. “SSC’s commitment to transparency and collaboration will remain at the heart of our efforts.”

All inquiries regarding this matter should be directed to Dr. Kellie Martin, Executive Director of Public Relations & Resource Development at kmartin@ssc.edu.

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by Janice R Newman It seems fitting to talk about being grateful during the week of Thanksgiving. The holidays invite us to have an attitude of appreciation and to reflect on the many blessings in our lives, both big and small- appreciation for family and health, and everything in between. Families are busy preparing for Thursday’s dinner with anticipation of spending an evening with family and friends.

It’s an exciting time for sharing good food, laughter, and conversations with loved ones.

Although we should share appreciation daily, Thanksgiving offers a moment that most people in America recognize as a day to openly share and appreciate the simple joy of family and life. It’s a time to count our blessings and acknowledge the good times and the small things we’ve taken for granted.

Eight years ago, during the holiday season, I underwent brain surgery for a partial removal of a tumor. That experience changed me. I began to truly appreciate things I had never given much thought to before - like simply being able to breathe deeply, talking, writing, or communicating with someone. Most people don’t think about being thankful that they’re breathing, or their mind works because they wake up expecting it. It was something I didn’t truly think about or appreciate until it was gone for those few days.

This Thanksgiving, I find myself revisiting the thoughts of truly being grateful. I recently received medical news that I have a brain aneurysm requiring surgery. While the situation is serious, it reminded me of the importance

of living with gratitude. It’s easy to focus on what’s going wrong, difficult, or uncertain in our lives, but we often don’t replace those thoughts with something that we’re appreciative and thankful for.

Often, we overlook the small blessings in our lives. The Bible reminds us in 1 Thessalonians 5:16-18 “Rejoice always, pray continually, give thanks in all circumstances; for this is God’s will for you in Christ Jesus”. Give thanks and appreciation for everything. This might remind you of an older loved one like grandma or grandpa giving a lecture at Thanksgiving dinner about not appreciating what you have, that you’re truly blessed for what you have, or there’s always someone worse off than you are.

I don’t think as a small child or teenager that those statements ever sunk in for most. At least, not until something major happens to disrupt your life.

I urge you as we celebrate the holidays, to remember that gratitude isn’t just for one day.

Our time is limited, so we should value the moments, and find joy in the small things, even during challenges. Show appreciation, gratitude, and love to family and friends. Don’t allow worry over bills, bank accounts, or people to steal your joy away. Try focusing on the brighter things in life by also showing gratitude for the things we take for granted like breathing, talking, walking, eating, etc. Praise God. Always be grateful.

Happy Holidays and Best Wishes to you and your families. Y? Why Not! Drop a comment on Facebook & Like me on Facebook https://www.facebook.com/ywhynotshow/

Are You Addicted to Busyness?

Here’s How to Break the Habit and Get Intentional About Life Many of us are living incredibly jam-packed lives. We routinely burn the candle at both ends, and every waking moment is accounted for. If this sounds like you, chances are you feel staying so busy is admirable (or at least unavoidable). But here’s the harsh truth: When you’re perpetually busy, you miss out on the richness and joy of life itself—and that life is all too short.

Life is breathtaking and magical when you take time to really notice and savor it, but you can’t do that when you’re flying through every moment at 90 miles per hour so you can get everything done on your to-do list. Your “busyness badge” not only wears you out, but it also robs you of the very experience of living.

There are plenty of possible reasons why we stay so busy. For example: • Busyness is a status symbol. We get a buzz from feeling busy, important, and admired.

• We think we must live this way. We learned from our parents or just American culture in general that busyness is “normal.”

• We are fear-driven. If we slow down, we might fail at our goals or be left behind those around us.

• We feel guilt or shame when we are not productive. This might stem from the Protestant work ethic that created our capitalist society and pushes us to seek virtue by diligently working ourselves into an early grave.

• It lets us avoid dealing with painful truths and feelings. If we wrap ourselves up with work and other obligations, then we don’t have to deal with things we’d rather not think about. In some cases, busyness might even be a response to a trauma we’ve suffered.

Your proud wearing of the busyness badge is a sign that you’re an addict. You’re addicted to the energy and chaos of busyness, so it’s going to be hard to stop…yet the cost is too high not to.

How to break the busyness habit? Here are a few tips: Do a life audit. Set aside some time to think about all the parts of your life: work, family, friends, goals, romance, spirituality, health and wellness, hobbies and interests, relaxation, travel, etc. What do you value the most? What is missing? Where are you just enduring?

Where are you squandering your precious time?

Looking ahead, if things don’t change, what do you imagine your future regrets will be?

This can be an emotional exercise. We have only a certain number of seconds allotted to us.

When we really see how we’re spending them, it can be a shocking revelation.

Ruthlessly cut what doesn’t align with your values or enhance your life. Often we endure things that drain our energy and resources (or are even harmful) because we believe there is no other option, but that isn’t true. It might mean taking drastic steps, like quitting an emotionally draining job or leaving behind an interest that you’ve outgrown or no longer prioritize. It can be frightening to make these transitions, but endings are necessary for new beginnings.

Lean into the relationships that matter most.

You have only so much time to devote to others, so make sure you’re not investing in low-quality relationships or letting toxic people suck up all your time. This might mean reassessing your social circle, or rearranging your schedule so you can spend more time with your child or parents or partner or cherished friend. Mostly, though, it means getting real about what that time is like.

Don’t be half present in your relationships, with your mind on that looming deadline and one eye on your phone. Be all in. You may find at first you have to drag your attention back to the person you’re with, but with practice, it will get easier.

Get your dream on your calendar. Maybe it’s too late for you to become a Hollywood movie star (or maybe not!), but nothing can stop you from taking an acting class or joining a scene study group. Maybe you’ve got fodder for a long-dreamed-of book languishing in the depths of your computer. This is the important part: Sign up for the class or block out your bookwriting time on your schedule. If you don’t plan for it, it won’t happen.

Schedule time for rest and for fun. Everyone needs time to do things they love. Leisure time renews your spirit and brings a big dose of joy when you need it the most. Schedule downtime for you and your family. This might mean travel and vacations, but it also can include weekend picnics, weekly walks and catch-ups with your best friend, a long massage, or checking out a local attraction. Keep your calendar full of dates, events, and activities you can look forward to, so life never gets too serious or boring.

Life doesn’t happen twice, so there’s no need to delay what will bring you joy. If you let go of your busyness badge and start living intentionally today, you are sure to never have regrets tomorrow—or twenty years from now.

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November 27, 2024

LOCAL CHURCHES TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School................................ 9:15 a.m.

Worship Services ......................... 10:30 a.m.

WEDNESDAY Bible Study…… .............................. 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES Sunday Worship ............................. 7:30 a.m. ...................................................... 11:00 a.m.

Wed. Bible Study ................................ Noon

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org Morning Worship ............................ 9:30 a.m.

Sunday School ............................. 11:00 a.m.

Evening Worship ............................ 5:30 p.m.

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday ....................... 9:30 a.m. & 5:30 p.m.

Sunday School ............................. 11:00 a.m.

GRACE LUTHERAN CHURCH, LCMS 8303 Sheffield Avenue Dyer, IN 46311 (219) 865-1137 gracedyer.org PASTOR REV. DALE HETHERINGTON

WORSHIP SERVICES Sunday........................................... 9:00 a.m.

Bible Study Sunday.......................10:30 a.m.

Monday...........................................7:00 p.m.

Saturday Prayer Service................10:30 a.m.

JESUS LIGHTHOUSE OF LOVE INTERNATIONAL MINISTRIES

19058 Burnham Ave, Lansing 312-206-1833 facebook.com/JLOLMinistries PASTOR EL CID ZOLLICOFFER PASTOR SHONNI ZOLLICOFFER WORSHIP SERVICES Sunday........................................... 11:00 a.m.

Wed. Service on Facebook.............7:30 p.m.

Women of Worship via Zoom 3rd Sat. @ 12 pm

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship ........................... 10:00 a.m.

Wednesday Bible Study ................. 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday ........................................... 9:30 a.m.

Sunday School ............................. 10:45 a.m.

Channel 6 Tues. ........................... 10:00 a.m.

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Heart Smart JOSH BOOTSMA Now’s the time of year we begin the season of anticipation.

As I’ve thought about the start of advent, sometimes the opening song of the musical Godspell gets stuck in my head — a simple chorus with the words, “Prepare ye the way of the Lord.”

These words come from Isaiah 40, a turning point in a book that focuses on God’s promises in the midst of his people’s exile.

The words are also repeated in the opening verses of the Gospel of Mark, and show that the prophecy in Isaiah is fulfilled in the arrival of John the Baptist, the final harbinger of the messiah, Jesus Christ.

I think the words of Isaiah still hold an imperative for us today. What does it mean for you and me to prepare a way for the Lord? Obviously, there’s no physical path we need to prepare for Jesus Christ, but now that He is with us spiritually, we can prepare our hearts and lifestyles for Him. Are the spiritual hallways of your heart cluttered? Are they filled with things that you prioritize more than your Lord? They need to be cleared out! You need to prepare a way for the Lord in your heart.

Your relationships, too. The problematic, challenging, and maddening ones. You need to prepare a way for the Lord to work in these relationships as well.

The beautiful thing about this is that it’s not just you preparing a way. Yes, the Lord asks you to be a part of His working in your life, but the real work is done by Him. If you ask God to help you prepare ways for Him to enter your life, He will do so. Our Lord Jesus works in marvelous ways, and He can make a way in your life!

Josh Bootsma Member, Covenant Fellowship Church cfcsh.org

ST. PAUL’S EVANGELICAL LUTHERAN CHURCH & SCHOOL

8601 Harrison Avenue, Munster, In. 46321 219-838-6720 stplmunster.com Pastors: Peter Speckhard, Adrian Krebs WORSHIP SERVICES: Monday: ..........................................6:30 p.m.

Sunday: .....................8:00 a.m. & 10:15 a.m.

Bible Study: Sundays at ........9:15am (Sunday school at this time too) 2nd & 4th Tuesdays of the month (Ladies’ Bible Study) Wednesdays at 10am Thursdays at 10am

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Be prepared before the next power outage.

(Nursery available for Sunday morning services)

ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com PASTORES Jose & Paula Lopez SERVICIOS: Grupo de Oracion de Hombres Jueves ............................................7:30 p.m.

Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center 2138 Moeller Street Dyer, IN 46311 (219) 931-5284 www.unitynwi.org ALL WELCOME MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM

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VERSE OF THE WEEK

For this is the love of God, that we keep hiscommandments.

And his commandments are not burdensome.

1 John 5:3

Attend the church of your choice.

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November 27, 2024

Say I saw it in The Shopper

LIBRARY HAPPENINGS Calumet City Public Library Address: 660 S Manistee Ave, Calumet City, IL 60409 Phone: (708) 862-6220 Email: info@calumetcitypl.org Website: http://www.calumetcitypl.org/index.html

Dolton Public Library Address: 14037 Lincoln Ave, Dolton, IL Phone: 708-849-2385 Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org

BINGO NIGHT. Starting October 12th, from 3 – 4pm. Held every 2 nd and 4 th Thursday in the Kopac.

Please call (708) 849-2385 x3 leaving your full name, email address and phone number or send email to lincoln@doltonpubliclibrary.org to register. FREE Virtual Zumba Dolton Public Library District presents VIRTUAL ZUMBA with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call (708)8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email address and phone number to register. (5pm – 6pm every Friday). FREE BEGINNERS LINE DANCING with “DAWN the DANCIN’’ DEEVA” Every Wednesday, from 3pm to 4pm. Please call 708-849-2385 ext. 3 to register, RSVP between Friday, 9am and Tuesday, 4pm ONLY. Leaving your full name and phone number.

Held in the Josway Auditorium. FREE VIRTUAL SENIOR YOGA Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leaving your full name, email address and phone number to register. FREE SENIOR BRIDGE CLUB Held every Tuesday, in person, from 3:30pm to 4:30pm.Please register by calling 708-849-2385 x3 or send email to lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register. FREE VIRTUAL WORKOUT with SHEENA STINSON Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@ doltonpubliclibrary.org leaving your full name, email address and phone number to register. A Zoom Link will be sent day of the program. FREE

Get up and Move with Simon Says Join the Dolton Public Library Youth Services Dept. as we play “Simon Says”. Held every 3rd or 4th Friday from 10:45 to 11:45am starting Oct. 27 th . PLEASE CALL FOR FUTURE DATES. Register by calling (708849-2385, ext. 4) or emailing at lincoln@ doltonpubliclibrary.org leaving your name, email address, phone number and the number of children participating. FREE Buriobo Burbio is a one-stop free resource to find out about all the Dolton area events and activities.

If your group wishes to post your events on burbio contact: groupsupport@burbio. com Sign-up at Burbio.com or download the free Android or iPhone app and follow the calendars that interest you. FREE VIRTUAL PASSPORT TO KNOWLEDGE, Every first Monday of the month from 3:30 – 4pm. Pack your bags for a virtual trip around the world and learn about other countries and cultures. Register at lincoln@ doltonpubliclibrary.org or call (708-849-2385) and leave your name, email and phone number.

Come curbside to pick up your Passport Packet prior to departure. The link for Zoom will be emailed prior to the program. FREE BETWEEN the PAGES: A Virtual Story Time Every third Saturday of the month at 1:30pm.

To register call (708-849-2385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE COOKBOOK BOOK CLUB Will meet in the Josway Auditorium on one Saturday a month, from 11am to 1pm at the library (14037 Lincoln Avenue, Dolton, IL 60419). To discuss the selected cookbook and to taste samples that have been prepared by our members from the recipes within the book.

Potential new members please call 708-849-2385, ext. 5 to register leaving your name, email and phone number to get complete details. FREE Homework Help GOT HOMEWORK? NEED HELP? For ages 5 – 14yrs, make an appointment with Mrs. Brooks on Fridays or Saturdays by calling (708) 849- 2385 x 4. Sessions are limited to 30 minutes each. FREE Toddler Time For young children (18 mos – 4 yrs.) and their caregivers. Every 2nd Tuesday, 10:45am – 11:45am. 14037 Lincoln Avenue, Kopac Room, starting June 6, 2023. To join us, please register at lincoln@doltonpubiclibrary.org leave your name, email address or call at 708-8492385, ext. 4. FREE

Family Game Time Join us twice a month on Saturday, from 1:00 to 2:30pm for free fun and activities. To be held in the Youth Services department. Call (708) 849-2385 x 4 for future dates. NO REGISTRATION REQUIRED. FREE Creative Craft Join Ms. Barbara every 4th Wednesday for a new fun art craft from 3:30 – 4:00 pm in the Kopac Room. NO NEED TO REGISTER KIDS &YOUTH 5-16 YRS. FREE!

Hammond Public Library Address: 564 State St., Hammond Phone: (219) 931-5100, ext. 310 or 307 Email: swishl@hammond.lib.in.us Website: www.hammond.lib.in.us

Harvey Public Library

Weekly Walking Group 9 – 10 am Ages: Adults/Seniors This walking program is for everyone interested in achieving a healthier lifestyle. What better way to start your path to better physical and emotional health, than on your feet making strides to help your heart and improve your general health.

South Holland Public Library Address: 16250 Wausau Ave., South Holland IL Phone: 708-527-3160 or 708-580-6161 Email: library@southhollandlibrary.org Website: shlibrary.org/events-calendar.

Thornton Public Library Address: 115 E. Margaret St. Thornton, IL. Email: library@thorntonil.us Website: https://www.thorntonlibrary.org/

Address: 15441 Turlington, Harvey, IL 60426 Phone: 708-331-0757x3200 Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us

Calendar Of Events

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm

Men of A-Chord invite you to an Evening of Lessons & Carols on Saturday, December 14, 2024 at 7:00 p.m. at First Church OPC, 16248 South Park Avenue, South Holland.

For more detail please visit: menofachord.org

Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Holiday Carols

Homewood Public Library Address: 564 State St., Hammond Phone: (219) 931-5100, ext. 310 or 307 Email: hplhelp@homewoodlibrary.org Website: www.homewoodlibrary.org/

Lansing Public Library Address: 2750 Indiana Ave., Lansing IL Phone: 708-474-2447 Email: shari@lansingpl.org Website: www.lansingpl.org

Riverdale Public Library Address: 208 W 144th St Riverdale, IL 60827 Phone: (708) 841-3311 Email: library@rpld.org Website: www.rpld.org

Riverdale Public Library District Food Pantry Our food pantry is open to everyone and is located in the entryway of library. Donations are also welcome and can be dropped off at the Circulation Desk. Please ensure that food items are non-perishable, non-glass containers and not expired.

Email your library events to general@myshopper.biz

Say I saw it in The Shopper

November 27, 2024

page 5

Neighbor 2 Neighbor JANICE MINTON-KUTZ

Fr David Simonetti, Pastor of St Florian ( Christ Our Light) church in Hegewisch blesses the statue of the Blessed Mother after Mass on Sunday.

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Our Lady of Guadalupe statue offered by St Florian Church in Hegewisch. Many parishioners bought tickets to win the lovely statue which will be a great addition in any home.

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Holiday craft/ Stress Seminar Registration Sunday December 8, 2024. Event starts at 1 pm. Guest speakers tackle holiday stress reduction. And as an added bonus a holiday goblet will be decorated by each person in attendance.

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Tesla Cyberbeast can drive more than 300 miles on a full charge, a 301 mile driving range and tow more than 11,000 pounds. The powerful Cyberbeast is $122,235 and is stainless steel. It offers less interior room and. Square steering wheel. The Cyberbeast is controlled by a massive 18.5 inch center touchscreen.

No one will mistake this ride for any other than a road wise traveling spaceship.

Fiftieth Anniversary of the Albertine Sisters at their Golden Jubilee, Carmelite Shrine in Munster. The nuns were all present for a special event marking the fiftieth anniversary of their founding.

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The south side of Franciscan ( St Margaret Hospital) as it comes down Saturday November 23, 2024 the demise of St Margaret is a major production number for the City of Hammond as it covers several city blocks and has been standing for 140 years

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Picture of my late son Spencer Leigh Minton Jr, My late brother Jerry Triller and Jerry’s late fiancée Linda Cundari in her kitchen 30 years ago. May they rest in peace this holiday season.

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For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice.mintonkutz@cbexchange.com

Happy Thanksgiving!

page 6

November 27, 2024

SUDOKU

Say I saw it in The Shopper

CROSSWORD

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.

ACROSS

SOLVE THE MAZE

1. Ceiling 4. Uttered in a grating voice 10. “Roots,” e.g.

14. Basic unit of money in Romania 15. Imprison 16. “Ah, me!”

17. Anglican clergyman 19. Clooney character on “ER” 20. Autumn tool 21. Grace word 22. Audition tape 23. God, with “the” 25. On the other side of 26. Curt 27. Appear 30. A way to catch fish (variant spelling) 31. Mainstay 34. Anger (pl.)

35. Railway coach where meals are served (2 wds) 39. Allocate, with “out” 40. “Jane Eyre” author 41. Ancient Andean 42. Gabriel, for one 43. Arguments 48. Increase, with “up” 49. Day play 51. Alliance acronym 52. Derby prize 55. N.Y. neighbor 56. Maple genus 57. Blouse with buttons down the front 59. K follower 60. High officer in the Ottoman Empire 61. “___ any drop to drink”: Coleridge 62. “-zoic” things 63. Bookstore section 64. “Don’t give up!”

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1. Bordeaux product 2. Freshen 3. Wrinkle or irregular fold 4. Free from, with “of” 5. Amorphous creature 6. Like some talk 7. Brownish purple 8. “Aeneid” figure 9. Animal shelters 10. Scornful and mocking 11. Burn treatment (2 wds) 12. Device for measuring the volume of fuel, e.g. propane (2 wds) 13. Classifies 18. Half a matched set 24. Home, informally 27. Table part 28. The Kennedys, e.g.

29. Camping gear 32. Checks 33. Halo, e.g.

35. Hired vehicle (3 wds) 36. And so forth 37. Harbor or town with shop facilities 38. Makeup, e.g.

39. Call by the wrong identifying term 44. 12-point type 45. Consecrate 46. Muscle that stretches or tightens a body part 47. Guard 49. Excellence 50. Daisylike bloom 52. Common party request (abbrev.)

53. Its quarter says “Birthplace of Aviation Pioneers” 54. King or queen, e.g.

58. Crooked

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Thanksgiving Day, annual national holiday in the United States and Canada celebrating the harvest and other blessings of the past year.

Americans generally believe that their Thanksgiving is modeled on a 1621 harvest feast shared by the English colonists (Pilgrims) of Plymouth and the Wampanoag people.

Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.

Say I saw it in The Shopper

November 27, 2024

page 7

Five Safety Tips to Kick Off Helped Hobart Woman Your Holiday Season Cancel $1,632 Bill Speaking Of Seniors

WOODROW WILCOX

On Friday, November 15, 2024, I came back to my desk from a break to find an envelope on my desk. I opened the envelope to learn that a client from Hobart got a letter from a hospital in Florida telling her that a bill for $1,632 was gone.

She had visited Florida during the winter and needed medical services. She went to a nearby hospital and showed her Medicare and supplement insurance cards. She got help.

But for some reason the hospital bill was not entirely paid. In early fall, she brought to me an unpaid bill and other papers. I checked the matter and learned that Medicare failed to send her insurance company the claim information. If the insurance company does not get the information, it won’t pay a claim.

That’s when a person who understands the

Medicare system can help to get the bill paid.

I got the bill paid.

All the help that I gave the client from Hobart was FREE OF CHARGE. This insurance agency helps all our clients with such billing problems without charging any money. If your agent or agency does not give this high level of service, why don’t you switch to another insurance agency that does?

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville. He has saved clients of that insurance agency over three million dollars by fighting mistakes and fraud in medical billing. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which can be ordered through a book store or online.

LEGOLAND Discovery Center Chicago’s Holiday Bricktacular Gives New LEGO® Experience to Give Back

Build the best holiday memories and give back in a big way during LEGOLAND Discovery Center Chicago’s seasonal event, Holiday Bricktacular, with the new Build to Give experience. From November 29th – January 5th, families can enjoy a winter wonderland of activities, see a giant LEGO sleigh, Santa, Snowman, and more.

LEGOLAND Discovery Center Chicago, operated by Merlin Entertainments, will have a brand-new event experience called Build to Give where families can create joy in the biggest ever donation of LEGO® sets to children in need by building a LEGO heart. A dedicated

area in the attraction will inspire guests with various heart designs and inspire families to build LEGO heart. When that heart is shared on social media with the hashtag #BuildToGive, LEGO® will donate a set to a child in need this holiday season.

Holiday Bricktacular Activities Include: • New for 2024! Build To Give experience helps give back to community with your creative LEGO heart creations.

• Holiday LEGO Builds – Snap a family photo with our GIANT LEGO DUPLO Sleigh, LEGO snowman, Santa all built from LEGO bricks, and more!

• MINILAND Winter Wonderland takeover – explore the wintry city streets feature iconic holiday scenes.

• Seasonal Scavenger Hunt - Try to find all the LEGO presents throughout the attraction for your chance to win an exclusive holiday prize!

• Shop the LEGOLAND® Discovery Center Chicago Retail Store for the gift on every child’s list- LEGO®. Discover unique and hard-to-find products and sets.

• Meet LEGO holiday characters like LEGO Santa and LEGO Gingerbread Man!

Saturday December 7, 2024

Jedi’s Garden Restaurant • 444 Ridge Rd, Griffith, IN

The holidays are here, and while it’s a time of joy and celebration, we can’t ignore the unique safety risks this time of year can also bring.

“We’re all busy, but it’s worth taking a few moments to prepare, so you can fully enjoy the season,” said FEMA Region 5 Regional Administrator Tom Sivak. “Reducing the risk of emergencies through smart traveling, cooking and heating practices can be simple, yet effective for keeping your celebrations safe during the weeks ahead.”

• Be a prepared traveler. Know the risk of inclement weather for your trip before you leave home. Listen to the radio or television for the latest weather forecasts and road conditions. If bad weather is forecast, drive only if necessary and always keep your gas tank at least half full.

Talk with family about who to call and where to meet in an emergency. Visit www.ready.gov/ plan for tips to get started.

• Pack an emergency supply kit. If you’re driving, keep an emergency supply kit in your vehicle with necessities you may need in case you’re stranded somewhere. If you’re packing for a flight or train ride, consider a small kit in case of emergency: flashlight, batteries, & a spare USB power bank.

• Protect against home fire risks. Put working smoke and carbon monoxide (CO) alarms on every level of your home and inside and outside sleeping areas. Before guests arrive for the holidays check your smoke and CO alarm batteries.

• Practice smart cooking. Did you know Thanksgiving is the peak day for home cooking fires? Stay in the kitchen when you are frying, grilling, broiling, or boiling food and turn pot handles toward the back of the stove so they won’t get bumped. Clean cooking equipment after each use—crumbs in a toaster or grease on the stove can catch on fire.

• Heat your home safely. Keep anything that can burn at least three feet away from fireplaces, wood stoves, portable heaters and radiators. Always plug space heaters directly into an outlet, and make sure its cord isn’t damaged or frayed. When you leave a room or go to bed, turn heaters off or unplug them.

Learn more about fire safety by visiting the U.S. Fire Administration’s website Prevent Home Fires. You can find even more tips to be #WInterReady this season by visiting our website #WinterReady | Ready.gov.

Grappling With Gratitude?

Make It a Verb.

By Jill Palmquist It’s November, Thanksgiving is coming, and no one will shut up about gratitude. Most of us have good intentions: We know gratitude leads to a happier and more fulfilling life. And yet we repeatedly fall short. If you’re struggling to count your blessings in these tumultuous times, here’s a suggestion: Make gratitude a verb.

Just as actions come before beliefs, acting grateful comes before feeling grateful. If you want to feel grateful but can’t quite get there, do things that inspire gratitude. Act “as if” and you might soon find yourself there.

Okay, yes: There’s a strong pull to go the opposite direction and become bitter, disengaged, and cynical. Choosing gratitude keeps us focused on this moment, where we are alive, well, and embodied as physical beings who can think and change and grow. Acting in ways that fill us with thankfulness helps make the most of our reality.

Some tips for making gratitude a verb every day: Just move. Admittedly, we don’t always feel like being physically active; therefore, we tend to miss out on the exhilarating endorphin high and the many other ways fitness impacts the amazing machines that are our bodies.

There are only two things really required for movement: 1. You just do it. 2. You continue to do it. The more you move your body, the more grateful you will feel for all the incredible things your body can do.

Go outside. See how an unexpected encounter with a single patch of sunlight can change your life. Don’t just think, I’m grateful for this sunny day and move on. Take it further. Engage with the day!!!! Walk in the sunshine and feel how it dances on your skin. Look for and see where the lighted pathway wants to lead you.

Choose to love over and over (and over). In one day, there are one thousand opportunities to be kind. We are far better equipped to feel, act on, and create gratitude when we choose the high-energy frequency of love. This means making loving choices in a world that sometimes makes us want to shut down or take the low road. Is it always easy? No. But this is a radical act of gratitude, because when you lean

in toward kindness and connection, you are making the world a more open, safe, and loving place for everyone.

Allow yourself to experience awe. Moments of awe ground us in gratitude when life unfolds in ways we do not like. They remind us that maybe we are part of something far bigger than us that we don’t need to understand. Sit by a window and witness a storm roll in across the horizon. Attend a musical performance and immerse yourself in the sounds and vibrations.

Sit outside at twilight and watch darkness descend over a lake of plate glass water.

Find your people. Make your friends. Love your tribe. Connecting with those we love amps up gratitude. You make the call; instigate a get-together to break bread (or clink some wine glasses). In the midst of the laugher, look around—all these people were once strangers.

What a miracle!

Rest easy and often. Denying yourself muchneeded rest makes it harder to connect to all the good in the world. Intentionally slow down.

Cancel plans for things you don’t really want to do. Go to bed early (preferably in a beautifully made bed and cozy pajamas). Adequate sleep improves your mental health and makes the hidden miracles of this lifetime spring into focus. Maybe they call it “beauty sleep” because it refills your cup and reconnects you to the beauty of this life and everyone in it.

These are minor tweaks to the way you are already likely to be living, but they make a major impact on how you experience this awesome, unpredictable, shimmering, very temporary existence.

A mysterious clock started the moment you entered the world, and you really have no idea when it will stop. Any time you’re feeling complacent, think about this clock. Allow it to create a tiny bit of urgency. We have no time to waste not being grateful.

About the Author: Jill Palmquist is Life Time vice president and chief storyteller and the author of In This Lifetime, a coffee table book that celebrates the beauty and reminds us of the brevity of the human experience.

page 8

November 27, 2024

GRIFFITH

Mable Jean Griffith, nee Brewster, age 96, of South Holland, IL, passed away peacefully Saturday, November 16, 2024.

Loving wife of the late Heural Griffith.

Devoted mother of Timothy Bryan Griffith, Patrick (Petronella) Griffith, Brenda (late James) Jennings, and the late Darryl (Bonita Holt) Griffith. Proud grandmother of Aisha Griffith, Mark Jennings, Kanika (Anson) Devonish, Keith Jennings, Zoe Griffith, and Jared Griffith; greatgrandmother of Ayana and Kyree Devonish. Dearest sister of the late Velma Bell, Odessa Jackson, Retha Chestnut, Willie Brewster, Miles Brewster Jr., and Roosevelt Brewster.

Preceded in death by her parents Miles and Nettie Brewster Sr. Kind aunt and great-aunt of many nieces and nephews. Mable was loved by her family, and friends and will be dearly missed.

Visitation Friday, November 22, 2024 from 3:00 – 8:00 p.m. with a wake service to be held at 6:00 p.m.

Prayer service Saturday, November 23, 2024 at 11:00 a.m. from Smits, DeYoungVroegh Chapel James E. Janusz, Director 649 E. 162nd St. (Rt.6/159th St/) South Holland, IL, to Christ Our Savior/St. Jude the Apostle Church 880 E. 154th St. South Holland, IL, for a Mass of Christian Burial at 12:00 noon. Interment Holy Cross Cemetery – Calumet City, IL. In lieu of flowers memorial donations to Christ Our Savior/St. Jude the Apostle Church 880 E. 154th St. South Holland, IL 60473 or a local American Heart Association.

For further information, please contact 708-333-7000 or visit our online obituary and guest book at www.

SMITSFH.com

DEKKER

Irene (Boender) Dekker, age 97, went to be with her Lord and Savior on November 17, 2024. Since May, she lived in Fort Pierce, FL, where she was cared for and surrounded by her entire family, until she went to heaven. She is preceded in death by her loving husband, Louis Dekker, to whom she was married for 54 years. Loving mother of LuAnn (Alfred) Vandersteen and Dean (Karyn) Dekker.

Cherished grandmother of Kandice Koch, Danae Dekker, and Jacob (Brittany) Dekker. Dear sister of Ronald Boender, late James Boender, late Nelson Boender, and the late Sandra Warner. She loved her family with all her heart. She lovingly referred to her grandchildren as her “Triple Sunshine”.

Irene lived a full and happy life. She was a Senior Sales Director with Mary Kay Cosmetics and drove the famous pink Cadillac. She had a special way of making people feel seen, known, and loved.

A woman full of wisdom, she was always willing to help and guide others.

Additionally, she had a special way of making people laugh. She will be greatly missed by her family and friends.

Visitation with family and friends will take place on Saturday, December 14, 2024 from 1:00 to 3:00 pm at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. A Celebration of Life service will follow at 3:00 pm.

A private family burial will be held at Oak Ridge Cemetery – Lansing, IL. In lieu of flowers, memorial gifts can be made to Samaritan’s Purse (www. samaritanspurse.org) or Illiana Christian High School (www.illianachristian.org) Even in her final days, she never complained. Instead, she would often repeat these phrases: “That’s wonderful”, “I’m fine” and “The Lord has been so good to me.”

For more information, please contact 219-322-7300 or visit our online obituary and guest book at www.

SMITSFH.com

FEIKEMA

Verna Irene Jabaay Feikema, nee Witvoet, age 87, of St. John, IN, went home to her Lord and Savior on Wednesday, November 20, 2024. Beloved wife of the late Edward G. Jabaay and the late Wesley Feikema.

Loving mother of Ronald (Laurel) Jabaay, Gwen (Keith) Sikkema, Howard (Carlene) Jabaay, and Steve (Diane) Jabaay. Loving grandmother of 10 grandchildren and 21 great-grandchildren.

Dear sister of Gary (Dorothy) Witvoet and the late Rae Witvoet. Preceded in death by her parents Frank and Gertrude Witvoet.

Verna and Ed loved worshiping and serving at Crete Reformed Church.

Those coffee pots were never so clean!

After Ed passed, Verna’s life took another turn. She went to a class reunion and met Wes. They enjoyed worship at Beacon Light.

They loved watching the new church building take shape and made many wonderful friends. After Wes passed, Verna went to live at Village Woods, and then to Park Place. She enjoyed her pinochle buddies and playing Bingo. She participated in every activity she could. Her very last craft was a sparkly Pumpkin that was put on her “shelf” with her pumpkin collection. She LOVED her many friends at both VW & PP. Verna was a gentle, forgiving soul and was loved and will be missed by many!

Visitation Monday, November 25, 2024 from 10:00 a.m. until the time of the funeral service at 12:00 p.m. at Crete Church, 24755 S. Country Lane, Crete, IL with Rev. Mark Prestriedge officiating.

Private family burial at Oak Ridge Cemetery – Lansing, IL. Memorial contributions may be given to Beacon Light Community Church (www.beaconlightcrc.com) or Highland Christian School (www.highlandchristian.org).

For more information, please contact 219-322-7300 or visit our online obituary and guest book at www.SMITSFH.com

VAN SCHOUWEN

Barbara J. Van Schouwen, nee DeValk, age 86, of Dyer, IN, formerly of South Holland, IL, went home to her Lord and Savior on Sunday, November 17, 2024. Beloved wife of the late Joseph Van Schouwen.

Loving mother of Dawn (James) De Boer and Daryl (Cheryl) Van Schouwen.

Devoted grandmother of Rachel (Curt) Nelson, Darren (Caitlin) De Boer, David (Sarah) De Boer, Diana (Joel) De Boer, Kelly (Brad) Natelborg, Vince (Holly) Van Schouwen, and Kate (Jared) Zandstra. Greatgrandmother of Chloe, Emma, Teddy, Cody, Ethan, Jacob, Charlotte, Madelyn, Owen, Jason, James, Nora, Micah, Anneke, Seth, Joanna, and Willson. Dear sister of Mavis (late Cliff) Van Beek and Dale (Sandra) DeValk.

Kind aunt of many nieces and nephews. Preceded in death by her parents Henry and Katie DeValk.

Barb shared her gift of music in church and elsewhere for 73 years. She touched the lives of family, friends, acquaintances and others with a cheerful, encouraging, generous and caring spirit in selfless service to her Lord and to people of all ages. Barb was loved by all who knew her and she will be dearly missed.

Visitation Friday, November 22, 2024 from 3:00 – 8:00 p.m. at Smits Funeral Home 2121 Pleasant Springs Lane, Dyer, IN. Funeral service Saturday, November 23, 2024 at 11:00 a.m. at Oak Glen United Reformed Church, 2244 Indiana Ave., Lansing, IL, with Rev. Ed Marcusse officiating. Burial will be a private family service prior to the funeral at Washington Memory Gardens – Homewood, IL. Memorials may be given to Highland Christian School, Crown Point Christian School, Illiana Christian High School, Providence Christian Academy, or Grand Rapids Christian School – Evergreen Campus.

For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.

SMITSFH.com

Happy Thanksgiving!

Mike Repay Elected Second vice president of AIC Mike Repay, Lake County Commissioner, was elected Second Vice President of the Association of Indiana Counties (AIC) Board of Directors. He began his term on November 1, 2024.

Board elections were held during the AIC’s Annual Conference in September.

“I’m thankful for the vote of confidence from the county elected officials and representatives throughout this state, I look forward to working hard on behalf of the members of AIC,” said Mike Repay.

Mike Repay, Lake County Commissioner was elected to his fourth term as commissioner in 2024. He is the President of the Board of Commissioners. Previously he served 2 years on the Lake County Council. Repay is a Purdue graduate, a licensed

REALTOR and past member of the Association of Indiana Counties Board. He was raised in Hammond where he still resides with his daughter.

The AIC Board of Directors sets policies and legislative goals for the Association.

The Association of Indiana Counties, Inc. is a nonprofit organization that was established in 1957 for the betterment of county government. The various functions of the AIC include lobbying the Indiana General Assembly on behalf of counties, serving as liaison among counties, state and federal agencies as well as providing technical assistance and training to county officials and employees.

Say I saw it in The Shopper

BEUGEL

Paul J. Beugel, age 75, of Wheatfield, IN, formerly of Homer Glen, IL. passed away peacefully on Wednesday, November 20, 2024. Beloved husband of Linda Beugel, nee Veldhuis. Loving father of Shelly (Mike) Ruffalo and Tim (Tara) Beugel. Cherished grandfather of Stone Ruffalo and Ella Beugel. Dear brother of Marcia Beugel and brother-in-law of Bob (Julie) Veldhuis. Uncle of many nieces and nephews.

Preceded in death by his parents John and Marion Beugel and parents-inlaw, Bill “Whitey” (Lucille) Veldhuis.

Paul used his passion for engineering to help design and construct many piping systems in iconic buildings and destinations in downtown Chicago.

He deeply cared for the hundreds of people who worked alongside him for over 40 years at Meccon Industries in Lansing, Illinois. During his younger years, he enjoyed his unique drag-racing hobby, and continued collecting classic muscle cars. God blessed his family life with many memorable vacations in Marco Island, Florida.

Most importantly, Paul was not ashamed to share his Christian faith with his friends, coworkers and family members. He lived his life serving Christ as an elder, deacon, mentor, Bible study leader and worship team member. He loved sharing his passion for Christ through music, and especially loved singing bass with Adoration; a worship team in Illinois.

Even as his mind and body were failing, Paul still valued his relationship with Jesus while living at Parkview Haven Retirement Home.

He loved his family wholeheartedly, and his life was

a true example of a loving Christian husband, father, grandfather and friend. He will be deeply missed.

Visitation Saturday, November 23, 2024 from 9:30 a.m. until the time of the funeral service at 12:00 p.m. at Smits Funeral Home 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.) Dyer, IN. Interment Memory Lane Memorial Park – Crown Point, IN. Memorial contributions may be given to Elim Christian Services (www.elimcs.org) or Bethel Church and Ministries – Crown Point, IN .

For information, please contact 219-322-7300 or visit our online obituary and guest book at www.

SMITSFH.com

DEYOUNG

Cornelia A. Nydam DeYoung, nee Bieze, age 86, of Crete, IL, passed away Wednesday, November 20, 2024. Beloved wife of the late Howard A. DeYoung. Loving mother of Steven (Nancy) Nydam, Randall (Lisa) Nydam, and Donna (Dennis) Bassler. Grandmother of Austin Nydam, Stephanie Nydam, Liam Nydam, and Robert Bassler. Preceded in death by her parents Henry and Adrianne Bieze.

Visitation Wednesday, December 4, 2024 from 10:00 a.m. until the time of the funeral service at 12:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. with services conducted by Pastor Joe Dascenzo. Private family burial to take place at Oak Ridge Cemetery – Lansing, IL. Memorial contributions may be given to Alzheimer’s Research (www.alz.org).

For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.

SMITSFH.com

Homewood Self Storage located at 501 Ridge Rd, Homewood, IL 60430 (773-974-8797)

intends to hold an auction of the goods stored in the following units in default for non-payment of rent: Saniyah Muhammad, Unit 69; Lester Barnes, Unit 102; Lovely Hall, Unit 120. Auctions will be conducted online on www.storageauctions.com at 12PM CST on December 1, 2024.

Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct or transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000637 on NOVEMBER 7, 2024 under the assumed business name of MS. B’S CREATIONS with the business located at 913 E 171ST STREET, SOUTH HOLLAND, IL 60473 USA. The true and real full name(s) and residence address of the owner(s)/partner(s) are BRANDI HOLLOWAY, 913 E 171ST STREET, SOUTH HOLLAND, IL 60473 USA.

PUBLICATION NOTICE OF COURT DATE FOR REQUEST FOR NAME CHANGE (ADULT) There will be a court date in Cook County on my request to change my name from ROMELL JOSHUA WILEY to the new name of KAI JOSHUA ALI .

The court date will be January 15, 2024 at 9:00am at 16501 S. Kedzie, Markham, IL 60455, in in Cook County, Courtroom 0207, Case number 24M6008443.

Say I saw it in The Shopper

November 27, 2024

SSC Addresses Potential Faculty Strike with Commitment to Resolution and Transparency South Holland, IL – On Friday, November 15, 2024, South Suburban College (SSC) received official notice of a potential faculty strike from the SSC Faculty Association. As discussions continue, SSC remains steadfast in its commitment to its students, faculty, and community. The college’s primary focus is on maintaining academic excellence, uninterrupted operations, and open communication.

SSC values the critical role of its faculty in providing quality education and is committed to creating a professional environment that reflects their vital contributions. The college has introduced a competitive compensation plan that aligns SSC faculty salaries with the state average. Under the current proposal, faculty are anticipated to receive an average salary increase of approximately 13% by mid-2025, implemented in two increments in January and August 2025.

Details of the Administration’s Proposal The proposed contract reflects SSC’s commitment to fair compensation and support for faculty while ensuring the financial sustainability of the institution: • Faculty base salaries will increase by an average of 26.3% over four years, with individual increases ranging from 18.2% to 41.2% • Starting salaries for faculty with a master’s degree will rise significantly over the term of the contract.

• Overload and summer pay schedules will increase by 34%.

page 9

Real Estate Specialists

Real Estate Questions & Answers CATHY & JIM HIGGINS

• Additional benefits include expanded medical coverage, tuition reimbursement, professional development funds, and enhanced parental leave.

Potential Impacts of a Strike SSC recognizes the significant challenges a work stoppage could bring to its students, faculty, and community.

• For students: A prolonged strike may disrupt class schedules, delay academic progress, and hinder certification or graduation timelines.

• For faculty: Participating in a strike would result in a loss of pay, benefits, and service credit accrual. * For SSC as a whole: A strike could impact public perception, hinder funding opportunities, and disrupt day-to-day operations.

SSC’s Commitment to Resolution South Suburban College remains dedicated to finding a fair and constructive agreement. “Our goal is to avoid a work stoppage and ensure uninterrupted learning for our students,” said SSC President Dr. Lynette Stokes. “We value our faculty and their role in shaping the success of our students and institution.”

Updates will be posted on SSC’s website at www.ssc.edu/message-to-the-community, and inquiries can be directed to strikequestions@ ssc.edu with a response expected within 24-48 business hours.

SSC appreciates the continued support of its community and reaffirms its commitment to collaboration and educational excellence during this time.

Question: We are planning to buy a home in 2025. What are your suggestions to us as new homebuyers?

Answer: Ask yourselves these questions: 1. How Healthy Is My Credit Score?

A mortgage can be one of the biggest financial obligations you’ll ever take on, so why add to that burden by paying a high interest rate? Fact: The lower your credit score, the higher your interest rate is likely to be. And that’s why it is important to boost that threedigit number as much as you can before you even get close to the borrowing stage.

2. Have I Accounted for All of the Costs of a Home?

Your mortgage payment isn’t just your principal and interest; it also includes the taxes and insurance you’ll pay on your home.

Add to that the cost of utilities, periodic repairs and maintenance.

3. Is My Job Secure?

Landing a great new job and the pay raise that comes with it, doesn’t automatically elevate you to home-buyer status. Before committing to purchasing anything, consider how long you’ve been with your employer, what your future job prospects look like, and even what your company’s prospects look like. Then ask yourself this pointed question: How will I pay my mortgage if I lose my job?

4. Am I Committed to the Location?

“Location, location, location-that phrase was coined for a reason. It’s one of the first things that buyers should be comfortable with when they begin a search for a home.

But just because everyone’s clamoring to get into a new ZIP code, or your dream home happens to be located there, doesn’t mean that the neighborhood will necessarily be the right fit for you. So try “dating” the area you’re considering by dining at local restaurants, testing out commuting options, and exploring the area at different times of day.

5. How Long Do I Plan to Live in the Home?

As with any investment you add to your portfolio, purchasing a home is something you should be committed to for the long haul. Many experts advise clients not to buy unless they plan to stay in their homes for at least five years. A home is usually a longterm investment.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www.

Higginshousechat.blogspot.com

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Groundbreaking on first Certified Community Behavioral Health Clinic in South Holland Dr. Twin D. Green, Founder, President and CEO, of the Link & Option Center, Inc., held a ribbon-cutting ceremony 10:30 A.M., Saturday, November 23rd, at 900 E. 162nd Street, Suite 102, in South Holland, Illinois 60473, to highlight the first Certified Community Behavioral Health Clinic (CCBHC).

‘We are transforming from a Community Mental Health Center into a clinic which will service all ages including children as young as two to seniors. Our services make sure that regardless of your ability to pay for care or where you live, you’re able to receive our services. This is truly a momentous opportunity for the State of Illinois and The Link & Option Center, Inc. We are proud to stand beside HFS as a CCBHC provider in being the change we wish to see in the world,” said Dr. Green.

This CCBHC model of access to care opportunity at its best

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brings a much-needed health equity transformation to the large Medicaid– eligible population, the uninsured and others in our underserved and high-need areas. Excitedly, The Link & Option Center, Inc., launched the Certified Community Behavioral Health Clinic (CCBHC) on October 1, 2024. At The Link & Option Center, Inc., for the past 30 years, we believe in empowering minds and linking you with options. The highlight of this CCBHC model of access to care is the prenatal and postpartum specialty care services for our high-risk moms.

The ceremony was followed by a Community Dialogue on the community impact of a Certified Community Behavioral Health Clinic (CCBHC), moderated by Dr. Twin Green. Southland Residents, Community Leaders, Elected officials and Stakeholders were invited to this historic opening of a Certified Community Behavioral Health Clinic (CCBHC) in the Southland Region.

Indiana American Water Provides Tips for Identifying Scammers on Utility Scam Awareness Day Indiana American Water wants to keep customers and the general public safe on Utility Scam Awareness Day by providing important tips to help identify and avoid scammers targeting unsuspecting utility customers.

Utility company imposters often attempt to scam individuals in two main ways: 1) they may pose as utility workers to gain access to someone’s home; 2) they might urgently contact the person, either by phone or another method, demanding immediate payment to prevent a disruption in services. It’s important to be cautious and verify the identity of anyone claiming to be a utility worker before letting them into your home or providing any personal information.

Indiana American Water urges customers and the general public to verify the identity of utility workers by requesting identification before granting access to

their homes or businesses: • Always verify. When unsure about an incoming phone call or email, stop the communication and verify with the utility company’s customer service number to confirm legitimacy.

• Be skeptical. When receiving a phone call, text message, email, or visit from someone, be sure to ask questions and verify their identity before giving out any personal or financial information.

• Remain calm. Scammers thrive on panic. If you are worried, hang up the phone or close and lock your door, and call your utility company to verify.

• Never give cash. Our employees and contractors never collect money or credit card information from customers in the field.

By implementing these tips, you can stay one step ahead and safeguard your personal information from being compromised.

page 10

Classifieds Services AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281 SMITH PAINTING 30 YRS EXP FREE ESTIMATES Mention Sherry, get 5%off job. Call Mike 2197429867 MOVING SERVICES: Pick up/ Delivery Service.

Small moves; in-house move; store-to-home. Assembly: Furniture & exercise equipment (Ikea, Office Depot, etc.) Call Rob daily until 9pm 708-898-8668 GUTTER CLEANING: SUPER FLOW Gutter cleaning, Free estimates. Very reasonable. Ask for Rob. No Sundays. 708-877-6860 JUNK REMOVAL Time to make space! Cleanouts (garage attic, basement, shed). Hauling away appliances, furniture, trash.

WE RECYCLE! Call ‘til 8pm. 708-898-8668 CAR / TRUCK TROUBLE? Vehicle shopping? Onlocation diagnosis: Will find needed repairs / maintenance.

Uncertain of mechanic estimate? 32 years exper.

Any day! 708-898-8668

Wanted Used or new musical instruments for a local school that does not have a music program. Students need arts like music to appreciate its many benefits. Please donate your working instruments.

We need oboes, saxophones, double French horns, trumpets, flutes, clarinets, upright bass, and percussions.

(219) 680-7215 WANTED: OLD BEER CANS AND POP CANS. Single cans or whole collections.Also, beer signs, trays, other misc. vintage beer/tavern items.Cash paid.

219-730-9624 Wanted: Room to rent with own bathroom. NW Indiana/ Lansing area. Elderly care experience. 40+ Nondrinking/smoking male w/ maintenance skills. Prefer Kitchenette & garage space.

708-898-8668 Need cleaning woman (or man) for doors, baseboards and exterior of kitchen cabinets; also vacuuming carpets. (708) 895-2647 In need individual looking for older model car donation or under $1000 708-341-3106 Single, childless, and disabled, female is in need of a smoke free and quiet room.

Anyone interested in helping financially or with a bed?

Not interested in drama, or sexual favors!! I”m trying to pay off debts and pay for my monthly expenses. I will not bring over family/friends.

Thanks. Text/call 312.736.2037 WANTED DEGAN OR MUSSER VIBRAPHONE CALL 219-801-0955 WANTED - As many can of salmon fish as you have.

219-801-0955 WANTED - Thick rubber roll roof for (4) car garage.

219-801-0955

November 27, 2024

Say I saw it in The Shopper

Submit your classified ad online at myshopper.biz or email general@myshopper.biz IN DESPARATE NEED SMALL CAR FOR 80 YEAR OLD - ECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955 WANTED: 1972 & OLDER CARS & TRUCKS, PARTS, RUNNING OR NOT (and parts) unfinished project and 67-69 Camaros. 708-4399770 WANTED - GARAGE TO STORE MY OLD DODGE CAR. Could use 1 or 2 Stall Garage. Prefer the Lansing area. Call James between 9am and 9pm, 708-460-8308 IN SEARCH OF OLDER COBRA CB RADIO BASE STATIONS & ACCESSORIES let me know what you have.

Dan 312-720-0844 SENIOR LOOKING TO RENT 2 OR 3 BEDROOM HOUSE WITH GARAGE. Have Sect. 8, also have 24hr caregiver. Looking in Lansing, Calumet City, South Holland, or Thornton ASAP. Call 815-263-0490. Ask for Carol WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint.

219-801-0955

For Sale DUCKS ARE STARTING TO FLY. I have mallard decoys in good condition.

35$ a dozen. 7088953767 Trailer hitch Curt 13146 with plug & play wiring harness.

Honda Pilot 2016-22/Acura MDX 2014-20. $150 used708 955 4890 Modern Medical Counselor, book, guide to health, 1943...$25.00...Queen mattress , box spring., guest room,.. like new . $125.00.

708-645-4245 Emerson stereophonic phonograph ( record player) used lightly in original box late 1970s model $30.

312-720-0844 Late 1960s Gilbert American Flyer All Aboard Pioneer 600 train set 6 scenic panel 5 unit train original box is rough nearly all pieces inside $100.

312-720-0844 100 yr old Singer Pedal Sewing MachineAntique Croquet Set with all piecesAntique Royal Typewriter with stand$100 each or best offer Lansing Illinois - 630-697-0188 CHICAGO BEARS VS SEATTLE SEAHAWKS DEC 26 @7PM Prime Time2 seats section 218 row 4Tickets are digital $225 ea Cash only Text 219-308-5442 FOR SALE TWO BURIAL PLOTS LOT I&2 AT OAKLAND MEMORY LANES CEMETERY. $6000.00 OR BEST OFFER. Contact Adrienne At 708-378-2195 6 PIECE FRENCH PROVINCIAL SET- SOFA, LOVE SEAT, CHAIR, SOFA TABLE, TWO END TABLES, GOOD CONDITION $650.

Cedar Ridge Swing Set for 3-8 years, new in the box $250.00. (708) 715-9009 between 8:00 a.m.-12:00 p.m.

Full size bed with mattress, box spring and frame $100, 4 drawer dresser $25, Drive extra large size manual wheelchair with pad never been used $100. Please contact Vicki at 708 634-9464. Leave message on voicemail I will return you’re call..

Drill Press Vintage Wards Powercraft Bench Mount $60 OBO; Trailed Winch Brand New Fulton Model 511, 1600 LBS Capacity $20 OBO; Industrial Heat Gun HG301A $20 OBO; Copper Sulphate Root Killer for Sewer Lines have several bottles, $5 each; A&W and Dog & Suds Root Beer Mugs $5 each OBO; House Box Fan $10; Rare R-12 Freon $30 each; Battery Charger 12 and 6 volt $15; Snow Blower Ariens two-stage elec. start, 20in $110 OBO; Snow Blower 5HP two stage 24” Runs Great $150; Lawn Mower Troy Bilt 21in Self Propelled $110 OBO. 708-837-9814. Please leave a message.

Ceramic Halloween & Christmas Houses $20-$25 each. 32 total! Shark Vac $20, Cusinart Bread Machine, New $40. Kitchen Aid Food Processor $30.

Dunlop Golf Clubs $45 OBO. TOOLS! 708-8776088 Pyrex Bowls and Bakeware $3-$5 a Piece; Champagne and Wine Glasses (Crystal) $2 ea; Crystal Wine, Liquor Decanters $15-$25; “Johnson’s Bros.” White English Ironstone Set of Dishes (64 pc.) $40 or OBO. Vintage Madame Alexander doll, “Degas” girl #1575 in original box, wrist tag and stand, $45. 708-481-6907 Turkey Fryer w/ Regulator, Water Fountain, Stock Pot, Women’s Skechers, new 9.5, Johnson Sea Horse w/ Stand.

Bacgammon Game, Scott’s 20” Push Mower New OBO. 708-877-6088 Fisher-Price Power Wheels Barbie Jeep. In original box.

Excellent condition. Needs battery and charger. $50 Call or text 708-673-9361 Black and Decker electric lawn mower. Great condition. $110 Call or text 708-6739361 Manual push lawn mower.

Excellent condition. $35 Call or text 708-673-9361 Nostalgia Electronics popcorn machine , tabletop...$35.00. Danish modern style chair. solid walnut. tan cushions .$49.00 708-645-4245 Old vhs tapes $1, walker $40, extra large punch bowl $20, glass dinette set $50, new portable toilet , African Art $MISC 708-501-1388 Exercise Bike Pro Form Model GR 75 $60 OBO; Drill Press Bench Mount Wards Powercraft $60 OBO; Trailer Winch Fulton Model 511 1600 LBS capacity $20 OBO; Rare R-12 Freo $30 ea; Greenlee Slug Buster, Have Two Kits Model 7235 BB and 7237 BB $100. BOth OBO; Industrial Heat Gun HG301A $25 OBO; Copper Sulfate Root Killer for Sewer Lines have several bottles, $5 each; A&W Dog and Suds Root Beer Mugs, $5 each OBO; House Box Fans $10 ea. OBO. 708-837-9814 Nordic Track Pro, excellent like new condition $100 708-891-4798 Radio Flyer Red Wagon for 2 Comes with Seatbelts and 4 Cup Holders. Hauling Capacity 200 lbs. Gently used $40. Twin Size Bed Sheets $1 each; Twin Size Duvet Covers $5 ea. Call 708-481-6907 New Power Air Fryer Pro all attachments and cook books 65.00 call 219 663 8544

Ethan Allen Wingback Chair - $70; Hardwood Kitchen Chairs (Windsor Type) $30; Heavy duty universal bed frame, $15. Stiffel brass table lamps, $25-$35 each.

Assorted lamp shades, $5-$10ea; Occasional Squire 26” dark wood 2 tier table. $50; Assorted Luggage, $5-$10 each; Kitchen Cabinet 33.5”h x 16.5”w x 18”d with 1 door (3 shelves inside);$30 OBO; Stainless Steel, Almost new, Whirlpool Over the Stove Microwave, $50. 708-481-6907 40 hummels in original boxs and 4 goebel plates best reasonable offer 708 308 4634 New Electric Coffee Maker w/2 Stainless Steel Travel Cups. Still in box $20.00Call 708-474-9568 Estate Sale, Shark Navigator Vacuum, anti-allergen, pet plus, more suction/lighter, New, Boxed, $159.00,,cash, originally $259.00 708-6454245 Queen mattress/box spring ..guest room.. like new ..$125.00 , West Bend electric stainless wok, w/accessories, used once. $25.00 708-6454245 Selling Salon items, Hair washing sink $50.00, Salon hydraulic chair $75.00, Massage table $75.00, Esthetician Facial machine $900 or b.o.Call or text 219-836-5148 Trailer hitch for Honda Pilot 2016-22 or Acura MDX 2014-20. Curt 13146. Gently used. $125 Set of Rugs $20 - and a cargo liner $30 for Subaru.

(708) 895-2647 55 in Vizio TV $50 or best offer. (708) 895-2647 Christmas tree 5 foot pre lit full plus ornaments and storage bag 150.00 call 219 663 8544

Large heavy concrete bird bath, good condition. $60.00; Metal commercial clothing rack on wheels 64 in long x 61 in high$75.00; Senior bath/shower chair like new $45.00; Shop vac 5 HP includes manual and 2 attchmts$50.00; Stihl backpack blower - runs well, no manual. $325.00 private owner; Echo handheld leaf blower, runs good, includes user manual $150.00 219-218-6466 Ladies winter coat, wool, boucle, camel shade, large mink collar, medium ... excellent condition..$75.00.. official Chicago Bears glasses...8/$20.00 708-6454245 2 Broyhill end tables with drawer and lower cabinet 25” high x 26” wide x 28” deep. Good condition Pickup in St.John, IN 219-308-5442 Cabbage Patch Doll 1992 Tenth Anniversary Zora Mae numbered new in box ( box has some dents rips) never played with smoke free home.

Can provide pics on request ! $75 312-720-0844 Size 10.5 Brown LaCoste Hiking Boots w/ Steeel Toe, New in Box, Paid $65, Asking $40 OBO. Call 312-203-41-67 ask for Tony!

Blaupunkt antique stereo and turntable with centerpiece. $125.00, email at Patc96259@gmail.com 4 chairs wrought iron all black and table wrought iron.$125.00 email to Patc96259@gmail.com Leaf Blower-700 Rake O-Vac-like new $25, Miscelaneous movice cameras, projectors and tripod--Best Offer! Office Chair New--In Box-Modway EEI-757 $95. Matching Buffet Lamps --New $20.

Tomato Grinder Antique -$ 15. Sausage Grinder Antique-$15. Beleek China Plate--New in Box $20 708-448-5672

Barbie Drem House, over 4’w x 3’ h, + 10 boxes of furnishings, Ex. Cond, in Original Boxes; TYCO HO Electric Train Set, Steam Loco with 5 Rail Cars. Ready to Run with All Accessories, Track, Dated 1975, Excellent Condition. $125; Musical Santa Car, PLays 3 Xmas Songs, new, boxed, $25 708-460-8308 Scotts EZ Patch and Repair Seed, Fert, Mulch Complete, $19; Preen Weed Preventer stops weeds for 3 months, $15; Grub Control, 15lbs, 5200 SQFT coverage, $15; Large Sunflower Pinwheels, Yellow w/ Brown Centers, $8 Ea. 780-460-8308 Small Shovel, 5” Steel Blade for kids or Adults, new, $6; 3 ft. Weed Wacker, double cutting blade, $10; Alum.

Scoop shovel, USA Made, new, $39; Steel Scoop HD Shovel, very old, $15; Timex 7” Wall Thermometer, new $4. 708-460-8303 WEN Heat Gun Kit, removes paint, wallpaper, labels, etc, like new, $15; Radio Antenna Kit, New, fits Ford and Merc.

1965-1980, 30” mast, 72” cable, $39; mositure eliminatior, traps excess moisture in cars, trucks, boats, $4. 708-460-8308 Sealy Queen, guest room mattress/ box spring. .$125.00..Baby changing table ,walnut frame, excellent condition, $25.00. 708-6454245 Heat Surge electric fireplace, infrared heating , Amish crafted furniture, w/remote. $75.00...Ensure plus, strawberry flavored. 24 / 8 oz, carton, unopened, $30.00 708-645-4245 Toro snowblower model CCR2450. 5 H .P.Electric start. $75.00(402)670-1694 Snow season!! MTD Pro snow blower. 21’ swath, electric start. Runs great! $75.00708-895-3767 Lansing

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Reader Advisory: The National Trade Association we belong to has purchased the above classifieds. Determining the value of their service or product is advised by this publication. In order to avoid misunderstandings, some advertisers do not offer employment but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home. Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers. Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it is illegal to request any money before delivering its service. All funds are based in US dollars. Toll free numbers may or may not reach Canada.

Say I saw it in The Shopper

November 27, 2024

Vision 2030 plan details education leaders’ priorities for future learning, shared accountability and predictable funding for K-12 schools Education leaders from five statewide organizations in Illinois announced Vision 2030, a blueprint for public education in Illinois, developed with input from the statewide membership of the Illinois Association of School Administrators (IASA), Illinois Association of School Boards (IASB), Illinois Principals Association (IPA), Illinois Association of School Business Officials (Illinois ASBO) and Illinois Association of Regional School Superintendents (IARSS). Vision 2030 seeks to engage parents, educators, policy leaders, elected officials, and the general public around a platform that emphasizes student and school safety, attracts and retains high-quality educators, enhances postsecondary success and more effectively measures what is working well in schools in a timely, usable manner.

The Vision 2030 Policy Framework is organized into three pillars: Future-Focused Learning, Shared Accountability, and Predictable Funding.

In the public release of the plan at the organization’s Joint Annual Conference held in Chicago on November 22-24, the leaders of the five organizations stated, “We have to acknowledge that students learn best, and educators teach most effectively, when they feel safe and connected to one another and to their communities. This is the single most important thing we can do to support both academic achievement and individual well-being — and it is something that has to be considered in our instructional approach, curriculum, student support services, facilities and finances to ensure that local districts have the resources needed to ensure their school buildings are safe.”

Vision 2030 outlines specific policy, legislative and fiscal goals to fulfill the promise of public education in Illinois, including: Future-Focused Learning “Future-focused learning is about reshaping our schools and classrooms and redefining student success to reflect and prepare students for all the different ways that the world and economy continue to change,” said Brent Clark, executive director, IASA. This includes: • Engaging students in thinking about their pathways to college and career as early as elementary school. Vision 2030 calls for expanded partnerships with community colleges and universities to offer more advance placement and dual enrollment courses for high school students, as well as working with local businesses to introduce students to in-demand and emerging career fields — including the trades, agriculture and health care, as well as AI, quantum computing, electric vehicles, advanced manufacturing and the green economy.

• Preserving time and financial resources for local curriculum innovation and programming to meet the needs of students and communities. To do this, Vision 2030 spotlights the need to closely look at the impact and cost of implementing additional required curriculum and graduation requirements and operational mandates. We must thoughtfully determine what is essential statewide vs. what local educators and school boards should be able to opt-in or -out of based on what is best for their students and communities.

• Developing new approaches to attract and retain excellent educators who have subject-matter expertise, compassion, cultural competency and commitment to help all students meet their potential. This

goal is aligned with the Illinois State Board of Education’s strategic plan and specifically calls for innovative, evidence-based professional development opportunities for teachers at every level.

Shared Accountability Vision 2030 advocates for: • Thinking beyond annual standardized tests to more effectively measure student success by considering both growth and proficiency over time. This means providing classroom teachers with near real-time assessment data, so teaching strategies and academic interventions can be implemented in a timely manner.

• Establishing school ratings based on clear performance thresholds. Rather than focusing on which schools make it into the top 10%, Vision 2030 prioritizes getting more schools to perform at or above gradelevel, and publicly recognizing all schools that demonstrate high levels of student achievement at or above grade-level.

Predictable Funding “School districts need the flexibility to determine how to allocate public monies to best meet the needs of their students and communities,” said Kristopher Monn, executive director, IASBO. Achieving the goals outlined in Vision 2030 requires long-term sustainable funding with additional investment to support updated instructional resources and technology, keep pace with economic pressures on salaries and equipment, and maintain aging infrastructure.

For example, • Ensuring that the state continues to meet its promise of allocating a minimum of $350 million in annual Evidence-Based Funding to districts.

• Allowing critical investments in health and life safety projects to be exempt from limitation by property tax caps or ISBE approval. Rather, Vision 2030 suggests that we should reconsider the current levy structure to allow schools to address urgent needs, such as installing secure classroom doors, without impacting educational funding.

“Vision 2030 seeks to put systems and processes in place that support all school districts throughout the state in sharing what works for our kids and our communities, while also preserving local flexibility and leadership so that the best decisions are made closest to home,” said Kimberly A. Small, executive director, IASB. “This plan will require conversation, collaboration and action between the education community, our locally elected school boards, the State Legislature, the Governor and the Illinois State Board of Education,” said Gary Tippsord, executive director, IARSS. “The skills and career demands of the future are changing, which is why we must prioritize future-focused learning and meet this moment with smart strategies around funding and accountability.”

This is the second time that these groups have collaborated on such a plan. The first initiative, Vision 2020, resulted in numerous achievements that sparked legislative action on school funding through the passage of the Evidence-Based Funding Formula in 2017, as well as important enhancements to teacher recruitment policies, college and career readiness initiatives, and the state’s accountability model.

IN Residents can call 2-1-1 to find local warming centers during upcoming winter weather With winter approaching, warming centers will be open across the state for those in need of a safe and warm place to stay. Indiana 211 is your community’s resource for updated locations and hours of warmings centers in your area. To find current warming centers click here.

Please partner with Indiana 211, a division of the Indiana Family and Social Services Administration, to make help make Hoosiers aware that they can call 211 or 866-211-9966,

or visit IN211.org, to find their nearest warming center. We ask you to share the information below on your social media channels to ensure the public is aware help is available. You are also encouraged to like and follow Indiana 211’s social media pages to stay aware of critical information that may affect your community.

Report or add a warming center by contacting Indiana 211’s resource team by email at in211database@fssa.in.gov.

page 11

Financial Advice Column

Consider tax-smart charitable gifts SUBMITTED BY PATRICK ZAMKIN As we enter the annual season of giving, you might be thinking of charities you wish to support. But you also might be wondering how to gain some tax benefits from your gifts.

It used to be pretty straightforward: You wrote a check to a charity and then deducted the amount of the gift, within limits, from your taxes. But a few years ago, as part of tax law changes, the standard deduction was raised significantly, so fewer people were able to itemize deductions. Consequently, there was less financial incentive to make charitable gifts.

Of course, this didn’t entirely stop people from making them. And it’s still possible to gain some tax advantages, too.

Here are a few tax-smart charitable giving strategies: • Bunch your charitable gifts into one year. If you combine a few years’ worth of charitable gifts in a single year, you could surpass the standard deduction amount and then itemize deductions for that year.

In the years following, you could revert to taking the standard deduction.

• Make qualified charitable distributions. Once you turn 73 (or 75 if you were born in 1960 or later), you must start taking withdrawals from your traditional or inherited IRA. These withdrawals — technically called required minimum distributions, or RMDs — are taxable at your personal income tax rate, so, if the amounts are large enough, they could push you into a higher tax bracket or cause you to pay larger Medicare premiums.

But if you donate these RMDs directly to a qualified charity, you can avoid the taxes. And because these donations, known as qualified charitable distributions (QCDs), will reduce the

balance on your IRA, you may have lower RMDs in the future.

Of course, if you need some or all your RMDs to help sustain yourself in retirement, the use of QCDs may not be of interest to you. Keep in mind, though, that you can start making QCDs at 70½, even before you must start taking RMDs. QCDs up to $105,000 can be taken in 2024.

• Consider a donor-advised fund. If you’re interested in a long-term charitable giving arrangement, you might want to consider establishing a donor-advised fund.

You can put many types of assets into this fund, and then direct it to make grants periodically to the charities you’ve chosen.

You get an immediate tax deduction for your contribution, and, if you donate appreciated assets, such as stocks, you’ll avoid the capital gains taxes you would have incurred if you simply sold the stocks and then gave the money to the charities.

One note of caution, though — your contributions to a donor-advised fund are irrevocable, and once the assets are in the fund, you can’t use them for anything except charitable giving.

These strategies — QCDs and donoradvised funds in particular — can be complex and involve several issues of which you should be aware. So, you should consult your tax advisor before taking action. But if any of these techniques are appropriate for your situation, give them some thought — because helping a charitable group and getting tax benefits for doing so is a “win” for everyone.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430.

Contact us at (708) 798-9066. Edward Jones. Member SIPC.

November is Military Family Month!

Thank a Veteran in your family

Morton Arboretum tree root scientist recognized as topcited researcher for second straight year For the second year in a row, The Morton Arboretum’s Tree Root Biologist Luke McCormack, Ph.D., has been recognized as one of the most cited and influential researchers worldwide by global information services provider Clarivate’s esteemed annual list of “Highly Cited Researchers.”

The 2024 list, released Nov. 19, includes influential researchers at universities, research institutes and commercial organizations around the world, who have demonstrated significant and broad influence in their research field(s). McCormack, who debuted on the list in 2023, is the first Arboretum staff member thus far to be recognized as a topcited researcher by Clarivate.

McCormack leads the Arboretum’s Root Biology Lab, which helps to enhance the appreciation and management of trees by providing research about roots and their underground activities—often the least understood components of trees and plants.

Among other efforts, the lab is examining how root strategies could better help trees cope with waterlogging and drought stress, allowing for a wider diversity of tree species to be selected for and planted in the urban environment.

“Luke’s important work is elevating treeroot science to new levels of impact,” said the Arboretum’s Center for Tree Science Director and Soil Ecologist Meghan Midgley, Ph.D. “We know more than ever before about roots and their associated processes thanks to Luke’s expertise and collaborative research, which have expanded our understanding of the overall

health, resilience and productivity of trees and forest ecosystems.”

According to Google Scholar, McCormack has received more than 10,800 citations since joining the Arboretum in 2018. His yearly citations have nearly quadrupled from 2018 to 2024.

McCormack’s research influence includes his contributions to large collaborative groups working across organizations on integrative worldwide databases, such as the free and open access Fine-Root Ecology Database, the largest database of root traits. McCormack has served as a thought leader in several global analyses, many of which used the Fine-Root Ecology Database, including publications in Nature, Nature Ecology and Evolution, New Phytologist and Science Advances.

Among his other top-cited research, McCormack led a 2015 foundational paper published in New Phytologist, entitled “Redefining fine roots improves understanding of below-ground contributions to terrestrial biosphere processes,” which has been cited over 1,200 times.

“It is an honor to be recognized for a second year and see the growing reach of tree-root science,” McCormack said. “This collaborative research is increasing our understanding of the critical role roots play in supporting healthy trees and forests for generations to come.”

Of the 6,886 total Highly Cited Researcher awards worldwide this year, with some individuals receiving multiple recognitions across different fields, 2,507 are from the United States.

page 12

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