The Shopper 9/13/2023

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Wednesday • September 13 • 2023

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Thornton Historical Society hosts presentation of “19th Century Artifacts”

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Michael and Mario Bovino grew up in Lansing, Illinois. They both attended Illinois State University. Michael studied History, and Mario studied Political Science. They are both passionate about the history of the Calumet regionandChicago. _______________________________________________________________________________________________________ THORNTON, IL – The Village of Thornton Historical Society invites the public to attend their free program “19th Century Life Through Artifacts” — presented by Michael and Mario Bovino on Monday, September 25, 2023, 7 p.m. at the Thornton Historical Museum, 114 N. Hunter Street, Thornton, Illinois.

Everyone is welcome and refreshments will be served.

As self-proclaimed “privy diggers,” the brothers have undertaken a compelling historical research endeavor, using

Victorian-era maps for the precise identification of numerous properties within the region where they have unearthed a trove of remarkable artifacts. In a program like no other, they will deliver comprehensive insights, encompassing the meticulous processes of artifact recovery and the historical context surrounding these items. Together, these facets will offer a profound glimpse into the way of life during the period spanning from 1860 to 1890 within the Chicago and the Calumet region.

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September is Suicide Awareness Month Suicide is a global public health concern that transcends borders, cultures, and demographics. Every year, millions of individuals around the world struggle with the overwhelming emotional pain that leads them to contemplate or, tragically, attempt suicide. To address this grave issue and promote mental health, September has been designated as Suicide Awareness Month. This month-long observance plays a vital role in raising awareness, erasing stigma, and fostering a sense of community to support those in crisis.

The statistics surrounding suicide are both shocking and heart-wrenching. According to the World Health Organization, close to 800,000 people die by suicide annually, making it the second leading cause of death among individuals aged 15 to 29. However, these numbers only tell part of the story.

For every completed suicide, there are numerous attempts and countless individuals who silently suffer.

Suicide Awareness Month provides a platform to highlight the urgency of this issue and encourages open conversations about mental health. The more we talk about suicide, the more likely we are to break down the walls of stigma and encourage individuals to seek help when they need it.

One of the primary goals of Suicide Awareness Month is to destigmatize mental health. Far too often, individuals grappling with suicidal thoughts fear judgment or rejection if they disclose their struggles. This fear of stigma can prevent people from seeking the help and support they desperately need.

By promoting discussions and sharing personal stories, Suicide Awareness Month reminds us that mental health challenges are a part of the human experience. We all face difficult times, and seeking help is a sign of strength, not weakness. It is essential to create a culture where individuals feel safe and supported when discussing their mental health concerns.

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page 2

September 13, 2023

Say I saw it in The Shopper

Personal Trainer to the Real Estate Consumer An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473 HOW TO REACH US Phone: 708-271-8971 • www.myshopper.biz • Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville.

Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion. Adjustment for error is limited to republication.

In any event, adjustment for errors or omissions is limited to the cost of the space occupied.

CLASSIFIED ADS The Shopper offers FREE non-business Classified Ads (20 word maximum).

Business Classifieds are $25 for 20 words, $1.00 per word over.

Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of Family Features and Capital News Illinois.

DEADLINE Friday 4:00 pm for the following week’s issue.

PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

The toll-free telephone number for the hearing impaired is 1-800-927-9275.

ACTIVITIES COMMITTEE OF RIVER OAKS TOWNE HOUSES PRESENTS

A FALL BAZAAR FLEA MARKET EVERYONE IS INVITED TO COME AND SELL AND BUY MERCHANDISE FREE ADMISSION TO THE PUBLIC ONE CHESTNUT CT. CALUMET CITY IL. SATURDAY OCTOBER 7, 2023 (10:00 AM - 2:00 PM) RAIN OR SHINE Set-up time is 9am Saturday. If items are deemed unsuitable for the event, money will be returned RESERVATIONS ARE REQUIRED FOR VENDORS - LIMITED NUMBERS OF SPACES • $25 INCLUDES A 6 X 9 (ONLY) SPACE WITH YOUR OWN TABLE AND CHAIR • $35 INCLUDES A 6 X 9 SPACE WITH 2 CARD TABLES AND 2 CHAIRS PROVIDED BY THE COMMITTEE

Payment options CASH/ZELLE use "msomso.fo@gmail.com" as the email. Drop CASH payments to Peggy Cheatham 35 Sycamore Ct. Calumet City or contact her at 773-805-1028 for any questions.

DEADLINE FOR ALL APPLICATION BY FRIDAY SEPT. 23, 2023

RESERVATION FORM Name

Phone

Address

City

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Description of exhibit I understand that River Oaks Towne Houses Coop. Is not responsible for personal injury, loss, theft, or damage to any property of exhibitors or participants at this event.

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Appraisal Issues MIKE BUDER In the South Suburbs of Chicago as well as many other parts of the country the lender’s appraisal becomes the litmus test to the price negotiated between the buyer and the seller.

Fair market price is normally determined when a seller and a buyer who aren’t under duress negotiate and agree on a contract price for the sale of a property. If the buyer is cash and doesn’t need a lender in most cases, an appraisal isn’t done at this point, because the buyer and seller agree on the value of the property. If the buyer does need a lender, as most do, then the bank has to have a way to document the market value. That’s where the appraisal comes in. An appraisal is one person’s opinion of what a mortgage lender should be prepared to lend on a particular property, based on the recent history of sales of similar properties.

What can you do if you have an appraisal issue? 1. The Realtor can prepare and file an appeal through the lender. That means the parties submit additional information and request that the appraiser reconsider the value. Appraisers are human too and sometimes miss something or make a mistake just like everyone else. 2. The buyer and the seller can agree to reduce the sale price to the

appraised value. 3. The buyer can elect to come up with additional down payment and pay the difference at the closing table. 4.

The buyer can walk away from the deal and get their earnest money back. The contract should have an appraisal contingency, and if the buyer is getting an FHA or VA loan, that appraisal contingency covers the buyer all the way to closing regardless of any other terms in the contract. If the house doesn’t appraise, the buyer gets their earnest money back. But they still lose the money they have invested in inspections and the cost of the appraisal itself. In conclusion, the best way to handle an appraisal issue is to avoid one!

Both buyers and sellers should work with experienced Realtors. Real estate agents that work daily in the local housing market can counsel both buyers and sellers about realistic home values.

If you are looking to buy or sell real estate call Mike Buder at RE/MAX 10 (708) 418-4444, E-mail: mikebuder@remax.net, Website: www.BuderHomes.com. Facebook Friend request Mike Buder: your comments are always welcome.

Mike Buder A local Christian Businessman

September is

NATIONAL CHOLESTEROL AWARENESS MONTH Have yours tested to stay healthy!

Y? WHY NOT!

“Re”Word: Take Responsibility for Your Actions

by Janice R Newman

We often find ourselves at the crossroads where our decisions lead to consequences, both positive and negative. Reflecting on my childhood, I recall the frequent discussions from my parents saying that I needed to “own up and take responsibility for my actions.” As a young child, all I remember was thinking why on earth would I admit to what they were accusing me of? I would surely get in trouble and subsequently face punishment. However, as I matured, I came to understand the profound importance of taking responsibility for one’s actions. It wasn’t just about-facing consequences but also the thought that if I didn’t, an innocent person would bear the blame and would endure my punishment instead. No matter what the action was I was responsible and accountable for the outcome and results good or bad.

By deciding to take responsibility for your actions, it shapes your character and how the world views you. Accepting responsibility empowers you to take control of your situation and your future. You become more proactive in making informed decisions and choices because you are accountable for the outcomes. This will lead to better decisionmaking and a greater likelihood of achieving your goals and aspirations. Being responsible decreases rash quick reactions and behaviors while increasing patience and logical thinking in making rational sound choices. This can lead to more positive outcomes.

You gain personal growth and development of your character when taking responsibility for your actions. It’s necessary to take responsibility for all our actions or inactions such as our choices on what to do with our money, what we eat, taking care of our health, who are our friends, or our actions at work.

When you own up to your mistakes, you learn from them and are less likely to repeat those same errors. This contributes to self-awareness and self-improvement when you confront your flaws and work on their improvements. You build character by not running away from your mistakes and facing fear head-on. Our

character demonstrates a level of integrity, honesty, and accountability. It also brings trust and respect to our relationships. Those qualities contribute to the best versions of ourselves.

Taking responsibility for one’s actions prevents the unintentional consequences of an innocent person being blamed or harmed for your actions. We often shift blame to someone else to reduce consequences for us.

Pointing the finger at a sibling or a friend to take the blame to remove accountability is not uncommon. In Genesis 3:12, Adam blames God for giving him Eve, who talked him into eating the apple from the Tree of Knowledge of Good and Evil (ESV). Also, in John 5:7, the man with the infirmity for 38 years by the Pool of Bethesda, blamed others for his reason that he had not entered the water to be healed when Jesus asked him (ESV). Neither man was willing to take responsibility for their actions.

Avoiding responsibility and shifting blame onto others or external circumstances can have a detrimental effect on your character, how people view you, and future outcomes.

Our character is influenced by our actions on taking responsibility. We learn from our mistakes and attempt to rectify them can improve our personal growth, ethical character development, and achieve positive outcomes in life. Our actions influence others to do the same as setting an example for others by demonstrating our honesty, reliability, and integrity on justice and fairness. You cultivate resilience in learning from your actions which can foster becoming better equipped to face life’s trials with grace and determination.

We learn from our setbacks and adversity to improve our overall influence and impact.

Facing responsibility is not a burden, but a need to foster independence, growth, character development, and prevention of unintentional consequences of others taking the blame. We should foster accountability and integrity to embrace responsibility, which is a powerful tool to shape a better you, those around you, and a more fulfilling future. Y? Why Not! https://www.facebook.com/ywhynotshow/

Say I saw it in The Shopper

September 13, 2023

page 3

LOCAL CHURCHES TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133 Info@CalvarySouthHolland.org CalvarySouthHolland.org WORSHIP SERVICES Sunday Worship ............................. 9:30 a.m.

Christian Development .................11:00 a.m.

Saturday Women’s Grief & Loss Support Group - 2nd Sat. each month at 10:00 a.m.

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School................................ 9:15 a.m.

Worship Services ......................... 10:30 a.m.

WEDNESDAY Bible Study…… .............................. 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES Sunday Worship ............................. 7:30 a.m. ...................................................... 11:00 a.m.

Wed. Bible Study ................................ Noon

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org PASTOR WYBREN OORD Morning Worship ............................ 9:30 a.m.

Sunday School ............................. 11:00 a.m.

Evening Worship ............................ 5:30 p.m.

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday ....................... 9:30 a.m. & 5:30 p.m.

Sunday School ............................. 11:00 a.m.

HAMMOND (SEVENTH-DAY) ADVENTIST CHURCH

6910 Walnut Avenue, Hammond, IN 46324 219-844-8470 hammondin.adventistchurch.org EVERY SATURDAY BIBLE STUDY .........9:30 am Central Time WORSHIP ............. 11:00 am Central Time FREE! FREE! HEALTHY LIVING TALK AND DEMONSTRATION HELD MONTHLY Call for the next date and time!

JESUS LIGHTHOUSE OF LOVE INTERNATIONAL MINISTRIES

19058 Burnham Ave, Lansing 312-206-1833 facebook.com/JLOLMinistries PASTOR EL CID ZOLLICOFFER PASTOR SHONNI ZOLLICOFFER WORSHIP SERVICES Sunday........................................... 11:00 a.m.

Wed. Service on Facebook.............7:30 p.m.

Women of Worship via Zoom 3rd Sat. @ 12 pm

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship ........................... 10:00 a.m.

Wednesday Bible Study ................. 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday ........................................... 9:30 a.m.

Sunday School ............................. 10:45 a.m.

Channel 6 Tues. ........................... 10:00 a.m.

ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com PASTORES Jose & Paula Lopez SERVICIOS: Grupo de Oracion de Hombres Jueves ............................................7:30 p.m.

Sabado Alabanza y Predicacion.....6:00 p.m.

GRACE LUTHERAN CHURCH, LCMS 8303 Sheffield Avenue Dyer, IN 46311 (219) 322-6527 gracedyer.webchicago.net

WORSHIP SERVICES Sunday........................................... 9:00 a.m.

Monday...........................................6:30 p.m.

Bible Study Sunday.......................10:30 a.m.

Heart Smart

UNITY OF NORTHWEST INDIANA

Plum Creek Center 2138 Moeller Street Dyer, IN 46311 (219) 931-5284 www.unitynwi.org ALL WELCOME MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM

JOSH BOOTSMA Do you ever wonder how God could possibly love you when you think of all the dishonest, hateful, and unloving things you’ve done in your life?

If so, consider this: Abraham, who God promised to be the father of many nations, lied, saying that Sarah wasn’t his wife because he was afraid a foreign king might kill him otherwise. (Genesis 20) Moses, who God chose to lead His people out of slavery in Egypt, grew frustrated with God and was not allowed to enter the land promised to God’s people. (Deuteronomy 32) Rahab, who as an act of faith hid Israelite spies in the city of Jericho, had made her living as a prostitute. (Joshua 2) David, who the Bible calls “a man after [God’s] own heart,” impregnated a married woman and had her husband killed on the battlefield. (Acts 13, 2 Samuel 11) Solomon, who God made the wisest king of his day, accumulated 700 wives and 300 concubines and sought after wealth, despite all that God had already given him. (1 Kings 11) Esther, the queen God tasked with saving His people from mass genocide, slept with the Persian king to gain his favor.

(Esther 2) Peter, of whom Jesus said, “On this rock I will build my church,” denied that he knew his savior three times over in a misguided attempt at self-preservation. (Matthew 16, Matthew 26) Paul, who shepherded many early churches, made a living persecuting Christians up until his conversion. (Acts 9) Guess what? You’re not the first to commit terrible sins.

But rather than give us a free pass to sin, these stories provide a powerful testimony of the power of God’s forgiveness and his divine purposes. Through Jesus Christ his Son, God offers salvation to each one of us, a salvation that replaces our dark brokenness with his perfect righteousness.

This reflection is inspired by “The Dirt,” a song by The Collection.

Josh Bootsma Member, Covenant Fellowship Church cfcsh.org

Read The Shopper Online! visit issuu.com/myshopper

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Invite your community to church.

Join The Shopper’s Church Directory by calling 708-333-5901

VERSE OF THE WEEK

“Don’t be afraid, for I am with you. Don’t be discouraged, for I am your God. I will strengthen you and help you.

I will hold you up with my victorious right hand.”

Ecclesiastes 3:1

Attend the church of your choice.

page 4

September 13, 2023

Say I saw it in The Shopper

LIBRARY HAPPENINGS Calumet City Public Library Address: 660 S Manistee Ave, Calumet City, IL 60409 Phone: (708) 862-6220 Email: info@calumetcitypl.org Website: http://www.calumetcitypl.org/index.html

Dolton Public Library

Address: 14037 Lincoln Ave, Dolton, IL Phone: 708-849-2385 Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org

Virtual Story Time with Mrs. Brooks Come and join in the story time with Mrs. Brooks. For ages 3 - 12. FREE. Every 1st Wed. (10am – 10:30am) To register for the Virtual Story Time go through the calendar of events on our website at www.doltonpubliclibrary.org Virtual Zumba Virtual Zumba with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call 708-849-2385 or email lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register. (5pm – 6pm every Friday). FREE. Virtual Line Dancing with “Dawn the Dancin’ Deeva” Every Thursday, at 6pm. Please call 708-8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email and phone number to register. A link will be sent to you the day of the program. FREE. Virtual Senior Yoga Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leave your full name, email and phone number to register.

FREE.

Virtual Program, Passport to Knowledge Every first Monday of the month. (3:30 – 4pm). Pack your bags for a virtual trip around the world and learn about other countries and cultures. Register at lincoln@ doltonpubliclibrary.org or call (708-849-2385) and leave your name, email and cell number.

Come curbside to pick up your Passport Packet prior to departure. The link for Zoom will be emailed prior to the program. FREE. Coffee and Chat – a Senior Experience Are you a senior over the age of 60 and want to have conversation with other seniors. Some of the topics discussed are technology and other happenings in our world and community. Held every Wed., @ 4pm to 4:30pm. To register for the program and all the other Senior Programs call (708-849-2385) or email your registration to lincoln@doltonpubliclibrary.org FREE. Between the Pages: A Virtual Story Time Every third Saturday of the month at 1:30pm.

To register call (708-849-2385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE. Toddler Time For young children (18 mos – 4 yrs.) and their caregivers. Every First Tuesday, 10:45am – 11:45am. 14037 Lincoln Avenue, Kopac Room, starting June 6, 2023. To join us, please register at lincoln@doltonpubiclibrary.org leave your name, email or call at 708- 849-2385, ext.

4. FREE. Family Game Time Starting Tuesday, June 20 (1:30pm – 3pm) No registration required. To be held in the Youth Services area

Senior Bridge Club Come out for the fun every Tuesday, from 3:30pm to 4:30pm If interested register by calling 708-849-2385 or email at lincoln@ doltonpubliclibrary.org and leave your full name, email and cell phone to register. FREE. Virtual Workout Program with Sheena Stinson Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@ doltonpubliclibrary.org leaving your full name, email address and cell number to register. A Zoom Link will be sent day of the program. FREE. Get Up & Move with Simon Says!

Join the Dolton Public Library Youth Services Dept. as we play “Simon Says”. Held every 3rd Saturday of the month from 2pm to 2:30pm starting Oct. 15. A YouTube link will be emailed every 3rd Friday. Register by calling (708-849-2385, ext. 4) or emailing at lincoln@doltonpubliclibrary.org leaving your name, email, cell number and the number of children participating. FREE. Curbside pickup Dolton Public Library District Curbside Is currently CLOSED. It will re-open on Monday,October 2nd.

Creative Craft: Summer Time Wear Join Ms. Barbara every 4 th Wednesday in for a new fun art craft! July 26, 2023, from 1pm – 1:30 pm, in the Kopac Room. NO NEED TO REGISTER KIDS & YOUTH 5-16 YRS. FREE!

Hammond Public Library Address: 564 State St., Hammond Phone: (219) 931-5100, ext. 310 or 307 Email: swishl@hammond.lib.in.us Website: www.hammond.lib.in.us

Harvey Public Library

Address: 15441 Turlington, Harvey, IL 60426 Phone: 708-331-0757x3200 Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Homewood Public Library

Burbio Burbio is a one-stop free resource to find out about all the Dolton area events and activities.

If your group wishes to post your events on burbio contact: groupsupport@burbio. com Sign-up at Burbio.com or download the free android or iPhone app and follow the calendars that interest you. FREE.

Address: 564 State St., Hammond Phone: (219) 931-5100, ext. 310 or 307 Email: hplhelp@homewoodlibrary.org Website: www.homewoodlibrary.org/

Lansing Public Library Address: 2750 Indiana Ave., Lansing IL Phone: 708-474-2447 Email: shari@lansingpl.org Website: www.lansingpl.org

Riverdale Public Library

Address: 208 W 144th St Riverdale, IL 60827 Phone: (708) 841-3311 Email: library@rpld.org Website: www.rpld.org

September is National Library Card Sign-up Month A library card helps you do more of the things you enjoy. From borrowing books, ebooks, films and museum passes to learning new skills, gaining access to free services, and attending programs. Visit us during the month of September and receive not only your new library card but a free goodie bag. Two proofs of Riverdale residency required: a photo I.D. and one other piece of current mail.

Poetry in the Preserves (Storywalk) September through October All Ages At Kickapoo Woods enjoy this innovative walk through nature.

A new story will be posted each month.

Community Walk Tuesday, September 5 11 am – 12:30 pm All Ages If you missed our Summer Reading Kick-off Community Walk, join us as we close out the Summer Reading Program with another walk through the Riverdale community.

Tutoring & Downtime Kick-off Thursday, September 7 3:30 pm Grades K-8 Meet and greet the tutors and fellow tutees, play games, and snack on treats.

Community Baby Shower Saturday, September 16 10 am – 2 pm Free event.

Receive free gifts (while supplies last), information on maternal/health, nutrition, and prenatal care.

Resources will be available along with light refreshments. The first 25 moms who arrive will be entered into a special raffle.

Stress Reduction Meditation Wednesday, September 13 th 4 – 5 pm Adults/ Seniors Relax with this guided meditation designed to help you let go of stress. Doors open at 3:30pm and meditation begins promptly at 4pm.

Friday Films (All ages) (G-PG-13) Friday, September 15 th 2 – 4 pm All Ages Drop in for popcorn and a movie.

Jewelry Making Class (All ages) Saturday, September 16 th 12:30 – 2 pm Ages 5+ Learn the steps to create your own handmade jewelry!

Puzzle Club (Children/Tweens) Wednesday, September 20 th 3:30 – 4:30 pm All Ages Join in the fun as we put together puzzles.

Individually or form a team.

Let’s Learn Together Friday, September 22 nd 3:45 – 4:45 pm All Ages Come join us at the library and learn how to create new things. At our first meetup we will be learning how to create origami.

Bookies Book Club Wednesday, September 27 th 4 – 5 pm Adults/ Seniors This month we will be discussing Run, Rose, Run by James Patterson and Dolly Parton Stop in and get your copy at the Circulation Desk.

Family Game Day Saturday, September 30 th 3:30 – 5 pm All Ages Bring the family together and enjoy board games, card games and more.

South Holland Public Library Address: 16250 Wausau Ave., South Holland IL Phone: 708-527-3160 or 708-580-6161 Email: library@southhollandlibrary.org Website: shlibrary.org/events-calendar.

Healthy You Monday, September 25 10:30 am – 12:30 pm Adults/Seniors The library will be hosting TCA Health, Inc. for a nine-week series that will include health screenings and nutrition classes.

Thornton Public Library

Book Sale Monday, September 25 All Day Event Choose from a selection of books at only .25 a piece.

Calendar of the Month

Free Haircuts Wednesday, September 27 12 – 2 pm All Ages Join us at the library where top-notch stylists will provide complimentary haircuts to clients of all ages. Pre-registration advised as spaces are limited. (Limit 15) Tots & Tales Storytime Every Tuesday from 11 am – 12 pm Ages 2-7 Listen to the storytelling of Ms. Cheryl and afterwards, participate in a fun-filled craft.

Tutoring & Downtime Every Tuesday and Thursday 3:30 – 5:30 pm Grades K-8 Find answers to your homework needs during our group tutoring sessions. Get help with math, writing assignments, science, and more.

Address: 115 E. Margaret St. Thornton, IL. Email: library@thorntonil.us Website: https://www.thorntonlibrary.org/

Women’s Bible Study Discover Your Bible with us at Cottage Grove Christian Reformed Church, 166th Street and Cottage Grove Avenue (by the roundabout) in South Holland, Tuesday mornings from 9:45 – 11:00 a.m. beginning on September 12.

We will begin our season with a 7-week study of the Old Testament book of Micah. After we complete Micah, we plan to study 1 & 2 Timothy (10 lessons). We provide a Nursery for infants and Story Hour for preschoolers to age 5. For information call the church at 708- 3310391 or Carol at 708-339-6793. We would love to have you join us!

Computer Basics Friday, September 8th 1 – 2:30 pm Adults/Seniors Learn how to use Microsoft Word. Beginners welcome.

Tech Talk Saturday, September 9 th 12 - 1 pm Adults/Seniors This session we will be learning about cellphones.

Learn the features on your phone and how to use them.

Email your library events to general@myshopper.biz

Say I saw it in The Shopper

September 13, 2023

page 5

NOTICE OF PAID MAILING OPTION

Neighbor 2 Neighbor JANICE MINTON-KUTZ

EAST SIDE LITTLE LEAGUE 24TH ANNUAL BOCCI TOURNAMENT: Some 40 teams consisting of 160 die hard bocci players converged on the East Side of Chicago Saturday September 9, 2023 in an annual play off. The contest was completed despite the rainy days preceding the tourney which started back in the early 1990’s. The tournament had been started by for former 10th Ward Ald. Edward Vrdolyak and brought players from all over the city and state. It was tailored down a bit in 1999 when 10th Ward Alderpersons’ John Pope, Sue Garza and Peter Chico, respectively, came into the Alderman’s office. The location is at 110th and Mackinaw on what is now Invert Property. The Bocci tournament has been going strong under the auspices of Bill Kress who is also instrumental in running the East Side Little League. In another picture Bill along with Kathie Stelmaszek, Marie Rokicki and Manny Romero sell raffle and food tickets. The event ran from 9 a.m. until after 5 p.m. ***

EAST SIDE BOCCI TOURNAMENT BRINGS 40 TEAMS: Pictured here are Bill Kress, Kathie Stelmaszek, Marie Rokicki and Manny Romero at Saturday’s Bocci Tournament at Invert Field on 110th and Mackinaw on the East Side. Some 160 players competed against each other in teams of 4 for prizes and bragging rights! The day ran from 9 am through 5 pm. Food and libations were available. ***

VETERANS SUPPORTING THE DAV: Pictured here in front of Strack’s and Van Tils in Schererville is John Nicholson of DAV Chapter 17 in Hammond.

The grocery chain gave the DAV permission to fund raise at it’s Schererville store last week. ***

JAMES GRAUVOGL COLLECTS FOR THE HAMMOND DAV IN SCHERERVILLE: Fans of the DAV were dropping by to donate to the Veteran’s organization located at the Strack and Van Tils in Schererville, Saturday September 9th 2023. The DAV provides free professional assistance to veterans and their families in obtaining military benefit’s and service’s earned through military service and provided by the Department of Veteran’s Affairs (VA) and other agencies. More than a million veterans and their families are helped every year by DAV programs.

Call 312-980-4242 for information. ***

In July 2022, the cost of both printing and mailing greatly increased.

Instead of passing this cost along to our long-time dedicated advertisers, we made the tough choice to eliminate our free mailing sevices to keep The Shopper alive. As of July 2022 we no longer be mailing to homes. If you would like to continue to receive a paper in the mail the cost will be $20 a month. Our new distribution plan has increased the availability of the newspaper as well as expanded the area we serve with added locations below. Thanks for sticking with us , we love our readers and communities!

Thank you -

MORE PICTURES FROM THE SOUTH EAST SIDE VETERANS END OF SUMMER PICNIC: Enjoying the last of the summer events hosted by the SESVV are Eddy Marco and Pete Marinopolous, both longtime members of this organization. The gentlemen are already planning their yearlong events on behalf of this notable group of veterans! ***

10TH WARD ALDERMAN PETER CHICO ENJOYS THE SEVV PICNIC: The weather cooperated a few weeks ago so the SEVV could have their annual picnic at the Rod and Gun Club in Hegewisch. Alderman Peter Chico dropped by to say hello to the veterans and their guests. ***

ROD AND GUN CLUB MEMBER CARL JOHNSON BRINGS SPIRITED CONVERSATION: Carl, a longtime Hegewisch local dropped by to say hello to some members taking a break from the heat. The SEVV veterans picked a very hot day to have their annual veteran’s picnic Saturday August 25th, 2023. More events are in the works so stay tuned! ***

DON ANDRES INVITES US TO JOIN THEM FOR BREAKFAST OR LUNCH: The iconic American -Mexican Restaurant, next to St. Joseph’s Cathedral in downtown Hammond is suffering a bit due to the street closing and other day to day disruptions. But Andres, Lupe and Marilu, pictured here are dishing up the same great food 7 days a week., Do strop in and say hello and sit down and order or call ahead for carry out (219-937-0000).

Located at 5318 Hohman Avenue. Try their rice milk with cinnamon—You won’t want any other warm weather drink! *** ARTS AND CRAFTS FLEA MAKRET AT THE HERITAGE CABIN: Mark your calendars for this special event, set for Saturday September 16th, 2023 from 10 am to 3 pm. There will be three dozen vendors and artisans will display and showcase their talent of items and food products.

CCHS will have a basket raffle, Country Store, bake sale, refreshments, food and tours to benefit the log cabin fund! Call 708-832-9390 or 773-8141520 for information. ***

For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice.mintonkutz@cbexchange.com

LICENSED IN BOTH IL & IN! Janice Minton-Kutz 708.302.8585 Realtor

Michael Cavoto

Senior Mortgage Banker

708.372.0712

WE MAKE BUYING & SELLING EASY

page 6

September 13, 2023

SUDOKU

Say I saw it in The Shopper

CROSSWORD

SOLVE THE MAZE

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.

WORDSEARCH

ACROSS 1. Medication 5. Anagram of “Dash” 9. Weighing machine 14. Move upward 15. Biblical first man 16. One who prefers solitude 17. To the windward side 18. Being nothing more than 19. Not inner 20. Employees 22. Braid 23. S S S S 24. Master of Literature 26. Shout of derision 29. Created untidyness 33. Made ready 38. Bind 39. The back end 40. French for “Love” 42. To press clothes 43. Bury 45. Intrusion 47. Related to the mail service 48. Utmost degree 49. Expel 52. Collection of maps 57. Cut 60. Former 63. Emcees 64. Lion sound 65. Precipitation 66. Cove 67. Male singing range 68. Historical periods 69. Impoverished 70. Sleigh 71. Nature of being

DOWN 1. Place casually 2. Annoys 3. Utilizers 4. Ganders 5. Expletive 6. City in Yemen 7. Place for concubines and wives 8. Fragrance 9. Scheduled 10. Wooing 11. Initial wager 12. Sediment from fermentation 13. Goes astray 21. Occupational Safety and Health Administration 25. A Turkish hostel 27. Tillable 28. Turn down and sew 30. Anagram of “Ares” 31. God of love (Greek mythology) 32. Hideouts 33. Preparation (abbrev.)

34. City in Nevada 35. Consumes food 36. Secured 37. Point 41. Vase 44. Loftiness 46. Playwright George Bernard ____ (1856-1950) 50. Anagram of “Races” 51. A supernatural creature 53. 3 54. Tellers of untruths 55. Also Known As 56. Feel 57. Front part of a lower leg 58. Solitary 59. Small island 61. Satisfy 62. Stepped

ROSH HASHANAH

APPLE AUTUMNAL BIBLICAL DAY HEBREW

HIGH HOLIDAY HOLY HONEY JEWISH

NEW YEAR NIGHTFALL POMEGRANATE PRAY REFLECTION

SHOFAR SUNSET SWEET SYNAGOGUE TORAH

SOLUTIONS

ROSH HASHANAH WORDSEARCH

Rosh Hashanah commemorates the creation of the world and marks the beginning of the Days of Awe, a 10-day period of introspection and repentance that culminates in the Yom Kippur holiday, also known as the Day of Atonement.

Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.

Say I saw it in The Shopper

September 13, 2023

U.S. Department of Education Announces Kindergarten Sturdy Bridge Learning Community The U.S Department of Education (Department) is announcing the launch of the Kindergarten Sturdy Bridge Learning Community, a multi-state effort to make kindergarten a transformational experience at the start of each student’s formal education journey. State education agencies (SEAs) and local education agencies (LEAs) will be invited to participate in a community of practice where they can benefit from peer learning, receive technical assistance, and share best practices to transform how students experience kindergarten including the transitions into kindergarten and 1st grade.

“Getting kindergarten right has to be top of mind for all of us, because what happens there sets the stage for how a child learns and develops well into their elementary years and beyond,” said U.S. Secretary of Education Miguel Cardona. “Ensuring that kindergarten is a sturdy bridge between the early years and early grades is central to our efforts both to Raise the Bar for academic excellence and to provide all students with a more equitable foundation for educational success. The kindergarten year presents an opportunity to meet the strengths and needs of young learners so they can continue to flourish in the years to come.”

Kindergarten is critical to our efforts to Raise the Bar for academic excellence because it opens the door to two timely and consequential opportunities to meet the strengths and needs of diverse young learners essential for later school success Kindergarten provides the first formal at-scale learning opportunity for students to receive many of the critical supports and interventions that are essential for on-track development. Children arrive at kindergarten from diverse settings and experiences, with a wide range of developmental and linguistic strengths, learning differences, developmental delays, and disabilities. In this way, attending kindergarten is a critical lever for meeting physical and behavioral health needs that would otherwise go undetected, undiagnosed, and untreated. Kindergarten also presents a crucial opportunity to build partnerships and trust with parents and families, and to work with them on nurturing the habits and routines, including everyday attendance, that are essential to accelerating learning recovery and assuring early and long-term school success.

This announcement comes as Secretary Cardona is embarking on his “Back to School Bus Tour 2023: Raise the Bar” featuring stops in Kansas, Missouri, Illinois, Wisconsin, and Minnesota. Throughout the week, Secretary Cardona, Deputy Secretary Cindy Marten, and Under Secretary James Kvaal will join national, state, and local school leaders to speak with students, parents, and educators for events that celebrate the back-to-school season and underscore the Administration’s commitment to helping students recover from the impacts of the

pandemic and continue on the road to success.

As part of the bus tour, Administration officials will highlight academic and mental health programs and efforts to recruit and support educators funded by President Biden’s American Rescue Plan, which provided historic resources to K-12 schools, colleges, and universities to reopen schools and help students of all ages recover.

Many states and school districts across the country are already making progress on these opportunities. The Kindergarten Sturdy Bridge Learning Community builds on the U.S. Department of Education’s continued commitment to advancing early learning and school readiness for the nation’s youngest learners. In December 2021, the Department launched two new multistate communities of practice to support states in addressing the impact of lost instructional time from the pandemic on students’ mental health and academic well-being. The Department has also been working with states and stakeholders to identify ways to leverage federal funding to support high quality early learning and the early learning workforce, including by leveraging $1 billion in Title IV, Part A funds of the Bipartisan Safer Communities Act to support preschoolaged students who are served by high-need LEAs through a range of allowable activities that encourage students’ healthy growth and development.

The Biden-Harris Administration has also proposed a first-ever preschool incentive demonstration program at the U.S. Department of Education to expand access to high-quality preschool in school and community-based settings for children eligible to attend Title I schools. This proposed $500 million investment in President Biden’s FY24 budget request to Congress would further support school districts and participating schools in aligning high-quality preschool programs with kindergarten through 3rd grade instruction, facilitating a successful transition from preschool to kindergarten and from kindergarten to 3rd grade. Consistent with President Biden’s Executive Order on Increasing Access to High-Quality Care and Supporting Caregivers—a first of its kind, governmentwide commitment to support caregivers, direct care workers, and families caring for children, people with disabilities, and aging loved ones— this fall, the Department will issue additional guidance to school districts and grantees on utilizing federal funds to expand access to highquality preschool in high-need schools.

Additionally, the Department’s current Full Service Community Schools competition includes an invitational priority for applicants to focus on effective strategies for transition between early childhood settings and the early grades, promoting cross-sector collaboration and family engagement . Awards will be issued in late 2023.

page 7

Speaking Of Seniors

I Wrote and Typed the Letter WOODROW WILCOX On September 5, 2023, an 86-year-old client from Crown Point brought me the claim reports that I helped her order from Medicare. After reviewing the forms, I decided that it would be better if I wrote a letter for our client to sign for sending to her doctor. I thought that would make a stronger impression on the doctor.

With some editing to protect the privacy of our client, here is the letter that I typed for her to sign. I made copies for her and the file before I mailed the letter.

Why do you employ people to file Medicare claims when they don’t know how to file claims with Medicare?

I just got my Medicare Summary Notice forms for the dates of service that you billed a balance to me. Each of the items that your firm billed to me were denied by Medicare because your firm filed the claim without information to justify the medical need for that service. The Medicare EOB that your firm got for each service should have exactly the same information that is on my Medicare Summary Notice reports.

For date of service May 19, 2022, Medicare ruled that you filed two items incorrectly and that “The information provided does not support the need for this service or item.”

For date of service August 18, 2022, one item was rejected by Medicare for the same reason – your firm failed to state a medical need for the service.

For date of service November 17, 2022,

two items were rejected by Medicare for that reason – your firm failed to state a medical need for the service.

For date of service February 1, 2023, one item was rejected by Medicare for the same reason – your firm failed to state a medical need for the service.

Your firm failed to file the claims correctly and you want me to pay the balances caused by your staff or claims contractor who failed to do the job correctly. If your firm knew or suspected that Medicare would not cover the service, then you should have explained that to me and had me sign an Advance Beneficiary Notice form. I don’t remember signing any such form. You should cancel the bill because your firm’s mistakes caused the balances.

All the help I gave this client was FREE OF CHARGE. This insurance agency helps all clients with such medical billing problems at no charge to demonstrate that we really do care about our clients. If the insurance agent or agency that you use does not give this high level of customer service, why don’t you switch to our insurance agency?

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana.

He has helped clients of that firm save over three million dollars by correcting medical bill problems. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which can be ordered through book stores or online.

An Original Comedy Premiering in Northwest Indiana Bold Lips Entertainment presents Mindy’s Bachelorette Party: An Interactive Play. As an original comedy written by a local playwright, Mindy’s offers a unique alternative for Lake County residents looking for new entertainment options. “The show feels more like a fun night out with friends than a traditional theater experience,” the director and playwright, Cari Labok of Highland, commented. Marilyn Catinella, Labok’s business partner and assistant director of Mindy’s, notes, “One of our goals was to bring theater to the masses, so Mindy’s is great for anyone whether you are a regular theatergoer or not.”

The show centers around Mindy Morrison (Kristin Duncan of Merrillville), a people pleasing bride-to-be trying to hold it all together as the big personalities in her separate worlds collide. Her maid of honor Liza (Brizeida Bueno of Hammond) is the ultimate diva who clashes with Mindy’s other bridesmaids- Denise, a nerdy granola girl (split role played by Jill Ritchie of Chesterton and Joy Scott of South Haven) and Margo, a snarky artist (Myanne Zachary of Munster). Mindy’s mom Jodi (Marilyn Catinella of Munster), a wild party girl, and Mindy’s holier-than-Thou future mother-in-law Helen (Laura Mazzuca Toops) also butt heads due to their drastically different approaches to motherhood. James Rhoten of Highland, King David Lane of Lake Station, Ray Huntington of Robertsdale, and Michael Depriest Reed of Robbins round out this hilarious ensemble cast.

A unique feature of the show is the interactive nature. “The cast treats the audience like old friends of the bride-to-be,” Labok says. “Mindy could be your neighbor, cousin, co-worker, or former roommate. The possibilities are endless.”

Catinella added, “All of the guests are eating and drinking during the show like they would at a real bachelorette party, which also adds to the immersion.” “Short form improv games are baked into the script, audience suggestions are used to add to the drama, and so the show is slightly different every time you see it,” Labok added.

Unlike traditional theater productions, Mindy’s is performed at three different locations throughout Northwest Indiana: Bullpen Luxury Bar & Grill on Sept 9th at 3pm, White Rhino Bar & Grill on Sept 14th at 7pm, and Malt Brothers Brewing on Sept 30th at 7pm. For tickets and info, visit BoldLipsEntertainment. com.

page 8

September 13, 2023

Say I saw it in The Shopper

REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR MERRILL LYNCH MORTGAGE INVESTORS, INC., MORTGAGE PASS-THROUGH CERTIFICATES, MANA SERIES 2007-A3 Plaintiff,

purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection.

For information call Law Clerk at Plaintiff ’s Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455.

W22-0542 XOME

DOLTON, IL 60419 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 11, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 25, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

-v.-

INTERCOUNTY JUDICIAL SALES CORPORATION

DARRYL GAINES

intercountyjudicialsales.com

Commonly known as 15536 DREXEL AVENUE, DOLTON, IL 60419

Defendants

I3227782

Property Index No. 29-14-137-027-0000

2022 CH 11877

...

1110 WEST 129TH PLACE

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

The real estate is improved with a single family residence.

CALUMET PARK, IL 60827 NOTICE OF SALE

COUNTY DEPARTMENT - CHANCERY DIVISION

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 30, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on October 3, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

KNOX INVEST REAL ESTATE, LLC AND MVEST CAPITAL LLC, SUCCESSOR BY ASSIGNMENT FROM MONEY WITH MEANING FUND, LLC, SUCCESSOR BY ASSIGNMENT FROM SAGE VIEW LLC - SERIES AJ

Commonly known as 1110 WEST 129TH PLACE, CALUMET PARK, IL 60827

JESUS SANCHEZ A/K/A JESUS MANUEL SANCHEZ, UNKNOWN OWNERS AND NONRECORD CLAIMANTS

Property Index No. 25-32-219-040-0000 The real estate is improved with a red, brick, single family home with a two car attached garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/ or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 20-02635IL_853599 Attorney Code. 61256

Plaintiff, -v.-

Defendants 2023 CH 02241 416 E. 144TH STREET DOLTON, IL 60419 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 2, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 21, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 416 E. 144TH STREET, DOLTON, IL 60419 Property Index No. 29-03-310-014-0000 The real estate is improved with a single family residence.

The judgment amount was $55,057.43.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/ or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

The judgment amount was $154,991.97.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact MANLEY DEAS KOCHALSKI LLC Plaintiff ’s Attorneys, ONE EAST WACKER, SUITE 1250, Chicago, IL, 60601 (312) 651-6700. Please refer to file number 22-010028.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MANLEY DEAS KOCHALSKI LLC ONE EAST WACKER, SUITE 1250 Chicago IL, 60601 312-651-6700 E-Mail: AMPS@manleydeas.com Attorney File No. 22-010028 Attorney Code. 48928 Case Number: 2022 CH 04440 TJSC#: 43-3351 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2022 CH 04440 I3227999

Defendants

Case # 2022 CH 11877

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

I3227729

Sandra A. Aguilera

1032 E. 156TH PL.

...

Manetti Aguilera Seiler LLC

DOLTON, IL 60419

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

2213 Lakeside Drive

NOTICE OF SALE

COUNTY DEPARTMENT - CHANCERY DIVISION

Bannockburn IL, 60015 224-706-6932

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 18, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on October 3, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

Attorney Code. 100074

vs.

Case Number: 2023 CH 02241

ROGELIO RAMIREZ RAMOS; ILLINOIS DEPARTMENT

TJSC#: 43-3292

Plaintiff,

18 CH 02599

Commonly known as 1032 E. 156TH PL., DOLTON, IL 60419

CLAIMANTS;

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Defendants,

Case # 2023 CH 02241

The judgment amount was $384,062.04.

23 CH 758

I3227870

NOTICE OF SALE

...

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

OF REVENUE; UNKNOWN OWNERS AND NONRECORD

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, October 3, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 30-20-316-002-0000.

Commonly known as 425 166TH STREET, CALUMET CITY, IL 60409.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the

COUNTY DEPARTMENT - CHANCERY DIVISION AMERIHOME MORTGAGE COMPANY, LLC Plaintiff, -v.EDITH JACKSON Defendants 2022 CH 04440 15536 DREXEL AVENUE

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

HEAVNER, BEYERS & MIHLAR, LLC 601 E. William St.

Property Index No. 29-14-150-042-0000 The real estate is improved with a single family residence.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

Claimants,

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

NOTICE OF SHERIFFS SALE OF REAL ESTATE

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact The sales clerk, LOGS Legal Group LLP Plaintiff ’s Attorneys, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL, 60015 (847) 291-1717 For information call between the hours of 1pm - 3pm.. Please refer to file number 23-098863.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

DECATUR IL, 62523

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

217-422-1719

LOGS Legal Group LLP

Fax #: 217-422-1754

2121 WAUKEGAN RD., SUITE 301

E-Mail: CookPleadings@hsbattys.com

Bannockburn IL, 60015

Attorney File No. 297594

847-291-1717

Attorney Code. 40387

E-Mail: ILNotices@logs.com

Case Number: 18 CH 02599

Attorney File No. 23-098863

TJSC#: 43-3321

Attorney Code. 42168

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case Number: 23 CH 3988 TJSC#: 43-3404

I3228078 ...

Case # 23 CH 3988

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

I3228159

COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, N.A. Plaintiff, -v.ELIJAH A. MAY A/K/A ELIJAH ANDRE MAY Defendants 23 CH 3988 1532 WENTWORTH AVENUE CALUMET CITY, IL 60409 NOTICE OF SALE

...

IN THE CIRCUIT COURT OF COUNTY OF COOK, ILLINOIS COUNTY DEPARTMENT, CHANCERY DIVISION JPMorgan Chase Bank, N.A., Plaintiff, v.

Midwestern Electric Real Estate Holdings, LLC;

Midwestern Electric Company, Inc., Unknown PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale Tenants, Unknown Owners, and Non-Record entered in the above cause on August 18, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on October 2, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Whether you are home or away, protect what Commonly known as 1532 WENTWORTH AVENUE, CALUMET CITY, IL 60409 Property Index No. 30-20-309046-0000

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Defendants.

Case No. 2021 CH 05248

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 21, 2023, the Sheriff of Cook County, Illinois will on October 11, 2023 at the hour of 1:00 p.m. at the Daley Center, 50 W. Washington, Room LL06, Chicago, IL 60602, or in a place otherwise designated at the time of the sale, County of Cook and State of Illinois, sell at public auction to the highest bidder for cash, as set forth below, the follow described real estate: COMMONLY KNOWN AS: 15550 S. Kedzie Ave. Markham, IL 60428 Sale terms: 10% due by cash or certified funds at the time of sale and the balance is due within 24 hours of the sale. The subject property is subject to real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “as is” condition. The sale is further subject to confirmation by the court.

If the property is a condominium and the foreclosure takes place after 1/1/2007, purchasers other than the mortgagees will be required to pay any assessment and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g) (1) and (g)(4). If this property is a condominium unit which is party of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18(g-1).

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after Confirmation of the sale. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises.

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 18 CH 02599

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted.

The balance, in certified funds/ or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

BERTRAM J. GAMBLE AKA BETRAM J. GAMBLE

E-Mail: pleadings@maslawllc.com

THE JUDICIAL SALES CORPORATION

COUNTY DEPARTMENT - CHANCERY DIVISION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

Plaintiff,

For information, contact HEAVNER, BEYERS & MIHLAR, LLC Plaintiff ’s Attorneys, 601 E. William St., DECATUR, IL, 62523 (217) 422-1719.

Please refer to file number 297594.

The judgment amount was $54,266.15.

-v.-

LAKEVIEW LOAN SERVICING, LLC;

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

THE JUDICIAL SALES CORPORATION

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

The real estate is improved with a single family residence.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

TJSC#: 43-2785

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

...

For information, contact Sandra A. Aguilera, Manetti Aguilera Seiler LLC Plaintiff ’s Attorneys, 2213 Lakeside Drive, Bannockburn, IL, 60015 (224) 706-6932.

Case Number: 2022 CH 11877

all information.

The property will NOT be open for inspection and Plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the Court file to verify all information.

For information: Examine the court file or contact Plaintiff ’s attorney: Anna S. Morrissey, Dinsmore & Shohl LLP, 222 W. Adams, Suite 3400, Chicago, IL 60606, 312-837-4336.

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. Anna S. Morrissey Dinsmore & Shohl LLP 222 W. Adams, Suite 3400 Chicago, IL 60606 (312) 837-4336 Anna.morrissey@dinsmore.com I3228972 ...

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September 13, 2023

Lincoln Park Zoo Announces First-Ever Zoo-Based Memory Enrichment Program for Individuals Living with Dementia CHICAGO (August 29, 2023) – Lincoln Park Zoo is excited to announce Memory Enrichment, a free, monthly program for people living with Dementia along with their family, friends, and care partners. This new pilot program fosters a safe and welcoming space for guests to connect with wildlife and build community through socialization, set each month in a private space on zoo grounds with views of the animals.

“We know through research that when people living with Dementia are able to mindfully connect with nature, it improves their disposition and provides crucial mental stimulation,” Hart Prins Accessibility and Inclusion Manager Bill Green said. “We have the unique opportunity at Lincoln Park Zoo to provide that connection for people living with Dementia and their care networks and give attendees unique opportunities to learn about the plants and animals on site, all in an inclusive environment.”

Memory Enrichment, which takes place on the third Friday of every month, is facilitated by trained staff and mirrors common practices found in memory cafes in dementia-friendly cities. However, it is a first-of-its-kind program at a zoo or aquarium. The program melds community building with education opportunities, multi-sensory experiences, and low-impact physical activity. Attendees will have opportunities to share their experiences with each other, while also participating in engaging lessons on animals, plants, zoo history, and more. All Memory Enrichment programming has been developed in consultation with Sunrise Senior Living.

Memory Enrichment is the latest offering from Lincoln Park Zoo that fosters accessibility and creates a welcoming space for guests of all abilities and backgrounds.

Sensory-Friendly Hours is a quarterly program inviting guests with sensory processing disabilities, neurodiversity, and other disabilities to experience the zoo with reduced environmental stimulations and reduced crowd sizes. The special Sensory-Friendly Night at ZooLights Presented by ComEd and Invesco QQQ on December 6 allows attendees of all ages to enjoy the zoo’s premier holiday offering with reduced crowds, reduced music volume and noises, and static lights, while maintaining full staffing numbers to support guests throughout the night.

ASL interpretation is offered at the zoo

through a partnership with Columbia College’s ASL Department. Through this partnership, Columbia students on a provisional license provide ASL interpretation during Guest Engagement demonstrations across the zoo, such as Seal Training and Feeding and Monkey Cognition. Interpretation services are integrated into select demonstrations throughout the week so that guests do not need to schedule an interpreter ahead of their visit. Guests are still welcome to request a professional interpreter in advance or inquire about what days interpreters will already be on-site by emailing access@ lpzoo.org.

Lincoln Park Zoo has earned its Sensory Inclusive Certification from KultureCity, the nation’s leading non-profit advocate for sensory accessibility and acceptance. Free sensory bags are available to checkout at Searle Visitor Center, complete with fidget tools, noise reduction headphones, and other resources.

Free visual schedules are also available for visitors who benefit from structure and a set schedule to avoid feeling overwhelmed.

There are numerous installations throughout the zoo that offer tactile elements and sensory experiences to enrich all guests’ visits, but particularly those using wheelchairs and those who are blind or have low vision. This includes hands-on signage and statues, as well as the new Houston Family Play Treehouse in Pritzker Family Children’s Zoo. The Zoo’s Accessibility Map can help guests navigate to these and other features on grounds.

Lincoln Park Zoo is committed to creating an accessible and inclusive environment for everyone, acting on feedback from what communities ask for and tell us. As such, zoo staff, volunteers, and community members are always welcome to reach out to access@lpzoo. org to propose new accessibility initiatives, request specific accommodations, provide feedback, or learn more about accessibility at the zoo.

About Lincoln Park Zoo Lincoln Park Zoo inspires communities to create environments where wildlife will thrive in our urbanizing world. The zoo is a leader in local and global conservation, animal care and welfare, learning, and science. A historic Chicago landmark founded in 1868, the not-forprofit Lincoln Park Zoo is a privately-managed, member-supported organization and is free and open 365 days a year. Visit us at lpzoo.org.

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page 9

Camille Claudel Exhibition at the Art Institute in Chicago from Oct. 7th- Feb. 19th

Camille Claudel. The Waltz (Allioli), about 1900.

Private Collection. Musée Yves Brayer. ______________________________ CHICAGO—The Art Institute of Chicago is pleased to announce Camille Claudel, on view from October 7, 2023 through February 19, 2024. This exhibition is the first comprehensive North American show focused solely on Camille Claudel’s work in 35 years. It will include nearly 60 sculptures that demonstrate the broad range of genres, formats, and materials in which Claudel conceived her work and executed with brilliant technique.

While she was among the most daring and visionary French artists of the late nineteenth century, Claudel’s work has largely been characterized by her tumultuous life—her relationship with sculptor Auguste Rodin and the disruption of her career as she spent the last 30 years of her life in a psychiatric facility.

This exhibition will include her best known compositions and span the entirety of her brief but consequential body of work created between the 1880s and 1913.

Her work was first shown in the United

States at the 1893 Chicago World’s Fair and now, on the 130th anniversary of that display, the Art Institute of Chicago will bring the largest collection of her work under one roof back to Chicago.

Only seven museums in the United States currently hold sculptures by Claudel, making this presentation of more than half her entire body of work a rare retrospective of this underrecognized artist.

“Camille Claudel’s work has historically been associated with Rodin’s reputation and overshadowed by her biography, but she was a fiercely independent and forward-thinking creator,” said Emerson Bowyer, Searle Curator of Painting and Sculpture of Europe at the Art Institute of Chicago. “Her brilliantly expressive depictions of the human form convey complex and powerful emotions that remain universal in their appeal.”

This exhibition seeks to reevaluate her work and reposition it within a more complex genealogy of modernism. The Art Institute of Chicago’s Emerson Bowyer curated this exhibition in collaboration with Anne-Lise Desmas, Senior Curator of Sculpture and Decorative Arts at the J. Paul Getty Museum in Los Angeles. The show will travel following the close in Chicago and be on view at the Getty from April 2 through July 21, 2024.

“With her daring and innovative creations, Claudel was among the most important sculptors of the late 19th and early 20th centuries, when very few women achieved notoriety in her field,” said Anne-Lise Desmas, Senior Curator of Sculpture and Decorative Arts at the Getty Museum. “We cannot wait for U.S. audiences in two major cities to encounter her groundbreaking art.”

The exhibition will be organized chronologically and thematically with key works to demonstrate the broad range of genres, formats, and materials in which Claudel conceived her sculptures, enhancing the importance and novelty of her creations.

Camille Claudel is accompanied by a scholarly catalog with essays by specialists on Claudel, newly translated letters written by the sculptor, and a contribution by artist Kiki Smith.

BBB Tip: 10 Tips to Avoid Buying Flood Damaged Cars Flooding problems may lead to scam artists attempting to pawn off flood-damaged vehicles as standard secondhand cars. These vehicles typically show up at auto auctions, used car dealerships, and classified ads. Unsuspecting consumers, particularly those living in regions of the country unaffected by hurricanes or flooding, are often fooled by fresh upholstery, new carpeting, and bargain prices.

Once the owners of damaged cars settle with the insurance companies, the vehicles are sometimes refurbished and resold.

Flooded cars are often transported well beyond the original region where the flood or major storm occurred to locations where consumers may be less aware of the damage and what warning signs to look for. Sometimes, a middleman buyer intentionally hides a car’s history as a flood-damaged vehicle through a process known as “title washing” and sells it to an unsuspecting buyer in a state unaffected by the disaster. Among many possible mechanical problems faced by flooded cars, corrosion can take years to surface eventually, when it can cause electrical and mechanical problems. By the time the issues become apparent, the seller is gone, and the new owner is left with an unreliable vehicle and no recourse against the seller.

Better Business Bureau (BBB) strongly recommends used car buyers to be cautious of unscrupulous businesses and individuals who may try to sell flood-damaged cars as standard secondhand cars without revealing the vehicles’ history. When importing a motor vehicle into Canada -- whether it’s from an area affected by flooding or not -- check with the federal Registrar of Imported Vehicles before you purchase a vehicle.

BBB has the following tips for car shoppers to determine if a used car is flood-damaged: • Ask to see the title. Check the date and place of transfer, verifying where the car came from. Ask questions if the title is stamped “salvage” or arrived from a recently flood-damaged state. Consider purchasing a vehicle history report, which includes information if the car has ever been tagged as “salvage” or “flood damaged” in any state.

• Carefully check the dashboard. Examine all gauges to ensure

they are accurate and there are no signs of water. Look for indications that the dashboard may have been removed.

• Check the electronic components. Test the lights, windshield wipers, turn signals, cigarette lighter, radio, heater, and air conditioner several times to ensure they work. Also, flex some wires under the dash to see if they bend or crack since wet wires become brittle upon drying.

• Check the interior spaces. Look in the trunk, glove compartment, and beneath the seats and dash for signs of mud, rust, or water damage. Check for open drainage holes in the bottom of the vehicle.

• Check the condition of the fabrics. Look for discolored, faded, or mildewed upholstery and carpeting. Recently shampooed carpets may be cause for concern. Carpeting that has been replaced may fit too loosely or not match the interior color.

• Get a vehicle history report from a database service. The National Insurance Crime Bureau’s (NICB) free database lists flood damage and other information. But note that NICB reports are only helpful if the car is insured. If an uninsured flooddamaged car owner tries to sell it on the open market and you’re the buyer, you may never know there’s a problem until things like the electrical system go bad.

• Remember to check under the hood. Look for standing water, mud, or grit in the spare tire wheel well or around the engine compartment under the hood.

• Do a smell test. A heavy aroma of cleaners and disinfectants is a sign there may be a mold or odor problem.

• Research the dealer. Always check out the BBB Business Profile of the dealer at BBB.org.

• Get an inspection. Before buying any used car, consider having a pre-purchase inspection by a trusted mechanic.

For more information and to learn how to protect yourself, Google “BBB 10 Steps to Avoid Scams”. If you spot a scam, whether you have lost money or not, report it to BBB’s Scam Tracker at BBB.org/ScamTracker and the FTC at ReportFraud. ftc.gov. Your story can help protect consumers from similar scams.

page 10

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September 13, 2023

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For Sale TWO BURIAL PLOTS AT OAKLAND MEMORIAL LANES CEMETARY. LOCATED AT 15200 LINCOLN AVENUE (Michigan City Road).

Christus Garden section. $250.00 Each can be purchased separately.

708-378-2195 MINT CHINA / TROPHY / COLLECTOR WOOD GLASS DOOR CABINET WITH BOTTOM DRAWERS MINT CONDITION PAID OVER $1000 SELL FOR $350 WOOD. DINING TABLE SITS 8 WITH HIGH BACK WOOD CHAIRS PAID OVER $1000 SELL FOR $350. ENTIRE CONTENTS OF HOME $1700. Parents estate....... Call (219) 746 2370 ..... Lansing IL

MORE GREAT DEALS! Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495.

4 pc. bdrm $495. Lamps, rugs & more. EZ credit $7,000, 90 days same as cash. or 12mo Installment plan. Free layaway.

708-371-3737 www. factorybeddingfurniture.com ATTENTION LANDLORDS AND TENANTS BARELY USED CARPET AND PADDING EXCELLENT QUALITY varies sizes colors and grades. Vinyl flooring excellent paint interior and exterior 708-596-0255 GE DOUBLE OVEN STAINLESS STEEL $1100 OBO in great condition self cleaning, whilpool dish washer stainless steal$350 obo , black electric top stove top $300 obo stainless steel deep double sink $85 708-536-3228

Real Estate

Find Your Next Home in The Shopper TWO BEDROOM IN HAMMOND: Includes Stove and Fridge. $950 plus $950 Deposit. Near South Shore.

Laundry Facility. Outside Parking. No Pets. Seniors Welcome. No Section 8. Call 219-629-5357 for more info.

NEWLY RENOVATED 3 BED 1.5 BATH 1ST-FLOOR APARTMENT STAINLESS STEEL APPLIANCES $1600 a month all utilities except electric. Calumet City Stanley and Yats. 1 month security and $45 background check.

312-463-9604

LANSING, IL, 2 BDRM., 1 BATH, 1ST FLR. SENIORS WELCOME. 17710 S. Commercial Street. Includes free heat, gas, appl., A/C. Private prkg. 1.5 mon. + sec.

Avail/ immediately. $1050.

Call Larry 312-405-0697 FOR RENT WAREHOUSE FOR STORAGE 62.5 X 53 = 3,312 SQFT. 14 FOOT CEILINGS. INSULATED AND HEATED , Door 13’9” high X 23’ 4” Wide. In Crete

by Walts food store. $1,500.00 Call 708-672-7775 SMALLER TWO BEDROOM HOME. South Holland. $950 plus security.

Redone, appliances, large living room, quiet area, big deck with nature views.

Application fee. Outside parking. 708-268-7075 HARVEY 2 Bds 2nd floor, 1 bath, A/C, Appl included, 1 month rent, 1 month security, no pets. 708-362-7887, 708-527-4477 LARGE, NEWLY DECORATED 3 BEDROOM Apt, 2 baths in Calumet City.

Sec 8 welcomed. 219-2139556 SOUTH HOLLAND HOME. 1 ROOM FOR RENT, FEMALE SENIORS WELCOME. Utilities Included, Refrigerator and Microwave Included. No Section 8 or Smokers, or Pets.

708-566-1103 Call Linda.

Garage Sales LANSING, IL. 2956 191ST PL SEPT 15 AND 16.

9:00AM TO 2:00PM NEW QVC kitchen items - Lock & Lock - Temptations - pots and pans, Weber Grills, Toro Snowblower - tons of stuff!

MOVING! SELLING EVERYTHING EVERY MUST GO. House items furniture tools. 108 Dorry ln Thornton. September 16th 9am-5pm.

3654 MONROE STREET, LANSING IL; THUR., SEPT. 14, 9AM-3PM. ONE DAY ONLY, EVERYTHING MUST GO - PRICED TO SELL. Mens/Womens clothing, coats, shoes, purses, formal wear. Toys - nerf-lego.

Homegoods, furniture, lamps, pillows and rugs.

Craft supplies, photo frames, scrap books. Don’t miss out!

Early birds welcome.

Misc.

3 Mallard decoys, weights and bag. Fifty five dollars.

(708) 895-3767 Office Chair New--In Box--Modway EEI-757 $125.

Mathching Buffet Lamps --New $30 each. New DVD’s Dallas Complete Second Season $3.00 New, not opened. Royal Pains Season 1,2 and 3 $3.00 each New, not opened. Beleek China Plate--New in Box $20.

708-448-5672 Vintage original space liner coaster break bicycle, new tires $80 708-271-7362 New Electric coffee on the run, 2 stainless steel cups. 708-4749568 Brother All-in-one (fax, scan, copy, and photo capture) like new $30; Small Kitchen Appliances (Juicers, Toasters, Rice Cooker, 5 Speed Mixer, Coffee Grinder, etc) from $5-$10; 2 Stadium Camping Chairs $5 each; Set of 2 White Resin Stacking Chairs $10 for a set; Yard Decor, $1-$5 each; Garden tools (rakes sheers etc) $3-$10 each; Flower Pots $1-$5 each; Assorted Sizes Sheppard Hooks and Trelisses $3-$10 each. 708-481-6907 Ethan Allen Wingback Chair - $70; 6 Feet long “Haywood-Wakefield” Bench $100; Occasional Squire 26” dark wood 2 tier table - $50.

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Reader Advisory: The National Trade Association we belong to has purchased the above classifieds. Determining the value of their service or product is advised by this publication. In order to avoid misunderstandings, some advertisers do not offer employment but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home. Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers. Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it is illegal to request any money before delivering its service. All funds are based in US dollars. Toll free numbers may or may not reach Canada.

Say I saw it in The Shopper

5 Ways to Get Your Pet Ready for Fall Pets provide unconditional love to their companions; in return, it’s important to make sure they live happy and healthy lives by providing the best care possible. This means making sure that in addition to food, treats and toys, they receive daily care for their eyes, ears and overall health.

With a desire to bring a dog into his family’s lives, Albert, a Bausch + Lomb employee, rescued a terrier mix named Watson.

However, it soon became apparent Watson needed some extra love and care to help protect his eyes and ears from irritation and excess buildup. When finding a remedy proved difficult, Albert worked with veterinarians to develop Project Watson Health Care for Dogs, a comprehensive line of quality products targeting these specific areas.

To help ensure your furry member of the family has the best head to tail health possible, consider these tips.

Schedule Regular Vet Visits Routine wellness checks are an essential part of your pet’s care.

Annual screenings, even if your dog seems healthy, allow your veterinarian to provide vaccines to combat disease and uncover any health issues that may have otherwise gone undiagnosed until symptoms advanced.

Watch Your Pet’s Diet Feeding your pet a proper diet based on his or her breed, age, size and lifestyle plays a big role in overall health. A balanced diet that includes high-quality food can lead to a shiny coat, healthy skin, bright eyes and may also help strengthen your pet’s immune system, maintain intestinal health, increase mental acuity, regulate weight, keep muscles and joints healthy and more.

Support Clean Ears and Eyes Often overlooked, the eyes and ears are vital areas to the overall health and wellness of your pet. To help keep these areas free of any buildup of bacteria that may cause irritation, consider an option like the line of Project Watson Health Care Products for Dogs, which includes an eye wash, eyelid wipe, ear wash, ear wipe and supplements made using high-quality and naturally inspired ingredients.

Excessive blinking or pawing at the eyes can be signs of buildup, irritation or infection. Dirt and debris trapped around the eyes can also clump in fur, leading to skin irritation and infections while excessive tear production can lead to fur staining, which can develop an unpleasant odor. Eye wipes can be used daily to relieve staining and remove excess buildup. Washing your dog’s ears may help reduce dirt, debris and wax buildup; help prevent itching; and reduce the chance of infection while keeping ears smelling fresh.

Create an Exercise Routine Walks, games in the backyard and social time with other pets can help keep your furry friend in good physical condition. While different breeds and species often have different needs, adequate activity can provide benefits beyond the physical, including reducing boredom, which can potentially lead to anxiety or destructive behaviors.

Prevent Pests In addition to regular vaccinations, ensure your pet is up to date on parasite prevention. This includes fleas, ticks, mites, heartworm and more which can cause reactions ranging from mild to severe (or even fatal in some cases of heartworm or Lyme disease). Look for pests and skin abnormalities when grooming your pet and contact your vet if your pet excessively scratches, chews or licks his or her fur or ears, or persistently shakes his or her head.

For more solutions to keep your four-legged friend happy and healthy, speak with your veterinarian or visit tryprojectwatson.com.

September 13, 2023

MCNAMARA SR

Gary W. McNamara Sr., age 83, of Munster, IN, formerly of Lansing, IL, went home to be with his Lord and Savior on Wednesday, September 6, 2023. Beloved husband the late Virginia L. McNamara, nee Schoon. Loving father of Kimberly (Robert) Ballard and Gary W. McNamara Jr. Dear grandfather of William Leary, Heather (Brandon) Miller, Michelle (Adam) Feige, Kelly (Tony) Sarna, Emily McNamara, and Jeffrey Ballard; great-grandfather of Caleb and Nora Feige. Dear brother of the late Patrick McNamara. Brother-inlaw of Karen (late Charles) Gist, Judy (Robert ) Rude, late Donna Maxcy, Richard (Debbie) Schoon Jr., late Cheryl Kortenhoven, Robert (Cheryl) Schoon, and Lupe (Rex) Rankin. Kind uncle of many nephews and nieces.

Gary was the co-founder of Illiana Plumbing Supply. He loved camping, traveling and fishing. Gary was a longtime member and faithful servant at Grace Church in Lansing where he was an elder, deacon, worship leader, worship ministry team leader, choir member, small group leader, and bus driver. He served on the Building and Grounds Committee and was a prayer ministry partner, and mentor to many. Well done good and faithful servant. Great is your reward.

Visitation Monday, September 11, 2023 from 3:00 – 8:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. Funeral services will be held Tuesday, September 12, 2023 at 11:00 a.m. at the funeral home with services conducted by Rev. Andy Nearpass and Pastor Steven Harrison. Interment Munster Christian Reformed Cemetery – Munster, IN. Memorials may be given to Grace Church Lansing Building and Grounds Fund (2740 Indiana Ave. Lansing, IL 60438).

For more information please contact Smits Funeral Home at 219-322-7300 or visit our online obituary and guestbook at www.SMITSFH.com.

BONELLI

Arianna Bonelli, age 11, passed away on Wednesday, September 6, 2023. Beloved daughter of Joseph and the late Tara Bonelli. Loving sister of Savannah Bonelli.

Cherished Granddaughter of Lori D’Anna, Thomas D’Anna, Pamela Bonelli, and Thomas Bonelli. She was also loved by many aunts, uncles, and cousins.

Arianna was a student at Beecher Junior High. Arianna brought joy and laughter to everyone that she met and her presence will be dearly missed.

Visitation will be held Wednesday, September 13, 2023 from 2:00 – 7:00 p.m. with a funeral service at 6:30 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. In lieu of flowers, memorial contributions to the family are appreciated.

Arrangement entrusted to Smits Funeral Home.

For more information, please call 219-322-7300 or visit our online obituary and guestbook at www.SMITSFH. com

BILOTTO

Gaspare “John” Bilotto, age 88, of Beecher, IL, passed away Sunday, August 27, 2023. Loving father of Dino (Julia) Bilotto and Mike (Amanda) Bilotto. Dear brother of Frank (Rita) Bilotto, Antonio Bilotto, and Jessica Koziana. Preceded in death by his parents Pietro and Annunziata Bilotto.

Gaspare was loved by many and will be dearly missed.

Visitation with family and friends will be held Thursday, September 7, 2023 from 2:00 – 8:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.) Dyer, IN. Graveside service Friday, September 8, 2023 at 10:00 a.m. at Holy Sepulchre Cemetery – Alsip, IL. For more information, please call 219-322-7300 or visit our online obituary and guestbook at www.SMITSFH.com

ZUGALJ

Ivan John Zugalj, 81 of South Holland, IL, passed away on Sunday, September 3, 2023. He will be reunited with his beloved wife of 60 years Milka Zugalj, nee Gojmerac. Loving father of Joseph Zugalj, Christina (Carlos) Olvera, and David (Samantha) Zugalj.

Cherished grandfather of Ivan, Dominic, and Lucija. Dear brother of the late Dragica. Ivan was a hardworking man with strong family values and was a true fighter until the end.

He will be deeply missed by all who knew and loved him.

Visitation Monday, September 11, 2023 from 3:00 – 8:00 p.m. at Smits Funeral Home, 649 E. 162nd St. (Rt. 6/159th St.) South Holland, IL. A Prayer Service will be held on Tuesday, September 12, 2023 at 9:00 a.m. at Smits Funeral Home leaving for a 10:00 a.m. Funeral Mass at Sacred Heart Croatian Parish, 2894 E. 96th St., Chicago, IL with Rev. Stephen Bedenikovic officiating. Entombment to take place at Holy Sepulchre Cemetery – Alsip, IL. For further information, please call 708-333-7000 or visit our online obituary and guestbook at www.SMITSFH.com.

COULOMBE JR.

Thomas A. Coulombe Jr., age 65, of Crown Point, IN, passed away Sunday, September 3, 2023. Loving father of Samantha (Chad Biesboer) Coulombe. Dear brother of Denise (Terry) Eckrich and Suzanne (Mark) Van Drunen. Proud uncle of John, Steven (Sheri), Amanda (Mike), Terry Jr. (Tricia), Ryan, Sarah (Jonathan), and Karen; great-uncle of Bianca, Wyatt, Aria, and Remington.

Preceded in death by his parents Thomas Sr. and Lola Coulombe. Thomas was loved by many and will be dearly missed.

Visitation Sunday, September 10, 2023 from 3:00 p.m. until time of the funeral service at 6:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Ln., Dyer, IN with services conducted

by Rev. Jason DeVries. In lieu of flowers, memorial contributions may be given to the Coulombe Family.

For more information, please call 219-322-7300 or visit our online obituary and guestbook at www.SMITSFH.com

page 11

BRADLEY

Kenneth Bradley, age 82, of Schererville, IN, passed away peacefully on Friday, September 1, 2023. Beloved husband of the late Sandra Bradley, nee Scott. Loving father of Kevin (Carol Beemsterboer) Bradley and Karen (Michael) Cash. Proud grandfather of Max Cash. Dear brother of Barbara Mancuso, Mary Anne Henning, late Margaret Maher, late Anita Carlassare, Marcia Menzyk, Bob Bradley, and Bill Bradley. Uncle of several nieces and nephews.

Preceded in death by his parents Forrest and Nora Bradley. Kenneth was a United States Army Veteran.

He was loved by many and will be dearly missed.

Visitation Friday, September 8, 2023 from 4:00 - 8:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt. 30 & Pleasant Springs Ln.) Dyer, IN. Visitation Saturday, September 9, 2023 at the funeral home from 9:30 a.m. until the time of the funeral service at 10:30 a.m. Interment Memory Lane Memorial Park - Crown Point, IN. Memorial contributions may be given to Wounded Warrior Project (www. woundedwarriorproject. org) or Leukemia Research Foundation (www. leukemiarf.org). For more information, please call 219322-7300 or visit our online obituary and guestbook at www.SMITSFH.com

MINOTTI

Rosemary Minotti, nee Slavick, passed away Friday, September 8, 2023. Loving mother of Joseph Minotti, Geno (Jennifer) Minotti, Marilyn (Max) Linan, Joshua Minotti, and John Minotti.

Cherished grandmother of 11 grandchildren. Dear sister of Romana Permenter, Michelle Carmen, Thomas Slavick, Michael Slavick, the late Delores Stumber, and the late Tony Slavick. Kind aunt of many nieces and nephews.

Ex wife of Joseph Minotti, Sr. and beloved friend of Jeff Gray. Caring owner of her dog Bella. Preceded in death by her parents Thomas and Dorothy Slavick. Rosemary was loved by many and will be dearly missed.

Visitation with family and friends will be held Tuesday, September 12, 2023 from 1:00 until the time of the funeral service at 2:45p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/ Pleasant Springs Ln.) Dyer, IN. Entombment will follow at Assumption Cemetery - Glenwood, IL. For more information, please call 219322-7300 or visit our online obituary and guestbook at www.SMITSFH.com

PACKO

Dr. Kirk Henry Packo, age 70, of St. John, IN, went home to his Lord and Savior on Friday, September 1, 2023. Beloved husband of Margarita “Maggie” Packo, nee Garcia. Loving father of Robert (Heather) Packo.

Cherished grandfather of Penelope Kate. Step-father of Melissa De Alba and Amanda (Andre) Anderson.

Step-grandfather of Isaiah, Maree, and Mya. Preceded in death by his brother, Mark (late Virginia Clark) Packo, and by his parents, Robert

and Mary Margaret Packo.

Kirk Packo, M.D., F.A.C.S., was an internationally acclaimed vitreoretinal surgeon, educator, researcher, and inventor of several surgical instruments.

Dr. Packo was Professor and Chairman Emeritus of the Department of Ophthalmology at Rush University Medical Center in Chicago, and co-founder of the medical center’s Fellowship in Vitreoretinal Surgery. Additionally, Dr. Packo was a senior partner with Illinois Retina Associates. Dr. Packo’s interest in medicine began in childhood. With a father who was an acclaimed professional photographer, Dr. Packo spent countless hours playing with cameras, working in his father’s darkroom, and appreciating the visual aspect of life.

Naturally, his medical focus turned to ophthalmology.

After completing his undergraduate degree in pre-medicine, and speech and drama at the University of Notre Dame, and medical school at St. Louis University, Dr. Packo graduated from the University of Illinois Eye and Ear Infirmary residency program. He completed his fellowship at Emory University in Atlanta and then returned as chief resident of the Eye Service.

Dr. Packo was certified by the American Board of Ophthalmology and was a fellow of the American College of Surgeons. He joined Illinois Retina Associates in 1985. Dr. Packo was a dedicated researcher and has participated in numerous national research studies and clinical trials. His major research interests were in complex retinal surgery and instrument development.

In fact, Dr. Packo invented more than 25 surgical instruments, held two U.S. patents, and collaborated on the development of the Artificial Silicon Retina.

He sat on the advisory boards of several of the top manufacturers of retinal surgery instrumentation.

He will be remembered by his patients for taking the time to give genuine, heartfelt care. Dr. Packo enjoyed traveling the world with his wife, Maggie and creating precious moments with their grandchildren. Dr. Packo always had a passion for 1950’s collectables, classic movies, and music. He took the most pride in encouraging the accomplishments of his peers and especially his son, Robert “Bob” Packo.

Memorial visitation Saturday, September 16, 2023 from 3:00 – 8:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, IN. Memorial visitation also on Sunday, September 17, 2023 from 9:00 a.m. until the time of the Celebration of Life Service at 10:00 a.m. at the funeral home.

In lieu of flowers, contributions may be given in Dr. Packo’s memory to Providence Hospice or Lighthouse for the Blind.

For more information, please call 219-322-7300 or visit our online obituary and guestbook at www.

SMITSFH.com

page 12

September 6. 2023

Say I saw it in The Shopper

Financial Advice Column

Own a business? Consider these retirement plans.

SUBMITTED BY PATRICK ZAMKIN If you own a small business or are selfemployed, you’ve always got plenty to do, but you can’t forget about the days when you’ll be less busy — that is, when you’re retired. How can you prepare for that time of your life?

One key step is establishing a retirement plan for your business or yourself. And thanks to the 2022 SECURE 2.0 Act, you can now receive tax credits for opening and administering a 401(k), SEP-IRA or SIMPLE IRA. These aren’t the only plans available for small businesses or sole proprietors, but they are among the most popular. Let’s look at each of them: • 401(k) – A 401(k) offers several key benefits: First, any earnings growth is tax deferred, and your contributions can be tax deductible. (Taxes are due upon withdrawal, and withdrawals prior to age 59½ may be subject to a 10% penalty.)

If you choose a Roth 401(k), your contributions aren’t deductible, but your earnings and withdrawals will be tax free, provided you meet certain conditions.

And a 401(k) offers a variety of investment options. If you have workers, you’ll need to consider whether to offer matching contributions, which are tax deductible to you, up to the limit of 25% of compensation paid to eligible employees.

But even if you’re self-employed, with no employees other than your spouse, you can establish what’s known as a “solo” or “owner-only” 401(k). In 2023, you can put in up to $22,500 as an employee, plus a catch-up contribution of $7,500 if you’re 50 or older, for a total of $30,000. Plus, you can contribute an additional 25% of earned income as an employer, up to an overall employee and employer maximum of $66,000 (or $73,500 if you’re 50 or older).

• SEP-IRA – An SEP-IRA may be attractive to you if you’re self-employed or if you own a business but have few or no employees. That’s because you must contribute an equal percentage of your own compensation to every eligible employee. In 2023, you can contribute up to $66,000 or 25% of your income, whichever is less.

• SIMPLE IRA – A SIMPLE IRA is easy to establish and administer. As with an SEP-IRA, earnings in a SIMPLE IRA can grow on a tax-deferred basis.

If you have employees, they aren’t required to contribute to this plan — but you are. You must match up to 3% of employees’ contributions or provide 2% of their annual salaries, although you do have some flexibility.

If your business goes through a rough patch, you can temporarily decrease SIMPLE IRA contributions to 1% for up to two years out of the previous five.

Your contributions to your employees’ accounts are tax deductible, but in in terms of building resources for your own retirement, a SIMPLE IRA may be less appealing because of its contribution limits, which are relatively low compared to a 401(k) or SEP IRA. In 2023, you can put in up to $15,500, or $19,000 if you’re 50 or older.

You should consult with your tax advisor to determine which retirement plan is right for you. Your financial advisor can also help you explore your options. And the sooner you put a plan to work, the better.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430.

Contact us at (708) 798-9066. Edward Jones. Member SIPC.

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CATHY & JIM HIGGINS Question: Since we bought our home, we’ve had an endless stream of maintenance problems. The house is only about five years old, but everything seems to be going wrong.

For example, two of the faucets started leaking. Then one of the toilets became clogged.

After that, the front door began rubbing against the jamb, making it hard to close.

This is the first home we’ve ever owned.

We hired an inspector before buying it, but none of these problems was disclosed in the report. What can we do, now that we’re stuck with this lemon?

Answer: If the problems on your list were serious or unusual, 98 percent of the homes in America would be lemons. In fact, the symptoms you have noted would tend to make your home as normal as mine. If faucets, doors, dishwashers did not require periodic maintenance, that would be a noteworthy abnormality.

A common misconception among firsttime homebuyers is the expectation that homeownership is a turnkey operation, that a well-built house in good condition will tend to remain that way without timely offerings of effort by the owners. Homeownership, in a sense, should be viewed as a part-time hobby,

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As newly initiated homeowners, it may be time to buy yourselves a set of handyman tools and a book on routine property maintenance. Don’t try to tackle any serious issues such as electrical problems or conditions involving gas-burning fixtures.

Items of that nature should be delegated to licensed experts. However, simple repairs, such as changing the washer in a leaky faucet, are skills worth learning.

You have embarked upon the lifelong pastime of homeownership. Acquiring the basic skills of common home repairs will increase your pride of ownership, save you worthwhile sums of money, and keep you from over-responding to minor routine defects. It is an ongoing process of learning.

Enjoy the journey.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www.

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YOU LOVE IT. YOU WANT IT.

YOU GOTTA HAVE IT. Must mention coupon when ordering.

Not good with any other offer.

Expires 11/30/23

3651 Ridge Road, Lansing 708-895-2630

219-972-2630

FREE ESTIMA TE S

Call 773-897-9464

708-514-0457

Real Estate Questions & Answers

SENIOR DISC OUNTS

APPLIANCE REPAIR

Free concrete sealer with purchase of new concrete

Real Estate Specialists

HANDYMAN SERVICES

BBB Accredited • 5 Star Rating

cuputossouthwest construction.com

DECORATING FREE ESTIMATES INTERIOR • EXTERIOR

Coronado Remodeling & Decorating, Inc.

Quality Work at a Fair Price • Complete Remodeling • Bathrooms & Kitchens • Ceramic Tile • Drywall Repair • Paint • Installs Fences

Hector (cell phone)

708-692-7357

Over ten years experience in South Suburbs, References Available

Watch Our Videos at www.youtube.com/ users/coronadodecorating

FLOORING

Robert J. Jr.

Laminate Flooring CALL 773-647-7948

GARAGE DOORS

Garage G’s Doors & Construction

SPRING SPECIAL!

AC CLEAN & CHECK ONLY $69.95 CALL 872-242-6673

PLUMBING

AARON PLUMBING

Sewer Rodding Large Pipes Electric Power Rodding Catch Basins Cleaned Plumbing Repairs Water Heaters

Contact Aaron for a Quote!

312-835-6645 708-991-7770 office gholston895@gmail.com

REMODELING

REMODELING & CONSTRUCTION • Laminate • Flooring • Bathrooms •Decks & kitchens

CALL ROBERT 773-647-7948

WIZARD HEATING AND COOLING

LAWN CARE

ADG

Complete Home Remodeling

LANDSCAPING

Electrical • Plumbing Ceramic Tile • Laminate Flooring • Drywall • Painting • Fences • Roofing

Call today for a Quote!

708-625-7102

708-991-7770 office email gholston895@gmail.com

FREE ESTIMATES! ROOFING

Lawn Care Handyman

312-835-6645

Lawn Care & Landscaping Lawn Maintenance • Power Raking Bush Trimming • Aeration & Seeding Fertilizer • Clean Up • Mulch & Rock • Sodding

708-860-9524 708-825-8237

R-A Lawn Care & Landscaping Calumet City

• Power Raking • Aerating • Clean Ups • Seeding • Fertilizing • Gutter Cleaning • Grass Cutting • Edging • Re-Sodding • Evergreen Trimming • Snow Removal FREE ESTIMATES

708-969-1176

PAINTING & CLEANING

PROFESSIONAL

PAINTING & CLEANING

Hector Coronado

NEIGHBORHOOD CONTRACTOR All types of Roofing, Siding & Gutters, Sofit & Fascia, Insurance Work Residential /Commercial IL & IN Licensed & Insured

Free Estimates

708-333-8951 219-319-0993 Matejko Family Owned for 45 Years

SENIOR LIVING/CARE

2681 Route 394 Crete, IL 60417

(708) 672-6111

TREE SERVICE

MAGGY’S

TREE SERVICE. • Tree’s Topped, Trimmed, Removed • Bush Removal, • Stump Removal • Walks shoveled

Insured & Bonded.

TEXT OR LEAVE MESSAGE

Free Estimates 708-200-8078

DANNY G.

TUCKPOINTING

219-577-2935 PRODUCTIONS PAVING & SEALING

Rob’s Tuckpointing Chimney & Brick Repairs Gutter Cleaning No Job Too Small.

Very Reasonable.

Call For Estimate

• Supply & Installed • Service Openers • Broken Springs, Cables • Entry & Storm Doors

PERFORMANCE PAVING & SEAL COATING

FREE ESTIMATES

CALL 708-323-5954

CALL FOR A FREE ESTIMATE

WINDOWS & SCREENS

GUTTER CLEANING

708-476-5680 219-872-2184 CALL THE SHOPPER TO HAVE YOUR BUSINESS ADDED! 708-333-5901

Window and Screen Repair

Super Flow Gutter Cleaning Free Estimates

Very Reasonable ASK FOR ROB

708-877-6860

708-877-6860

VANDERWIELDES • Table Tops • Patio Doors • Thermal Panels • Store Fronts

708-474-0049