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January 27, 2021
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5 Questions To Ask Yourself Before Entering Into Entrepreneurship An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473 HOW TO REACH US Phone: 708-271-8971 Web Page: www.myshopper.biz Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville. Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion. Adjustment for error is limited to republication. In any event, adjustment for errors or omissions is limited to the cost of the space occupied. CLASSIFIED ADS The Shopper offers FREE non-business Classified Ads (20 word maximum). Business Classifieds are $25 for 20 words, $1 .00 per word over. Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of Family Features and Capital News Illinois. DEADLINE Friday 4:00 pm for the following week’s issue. PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free telephone number for the hearing impaired is 1-800-927-9275.
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As COVID-19 causes layoffs and extends uncertainty about employment in 2021, many people are considering new options, reinventing themselves, or trying to decide whether working for themselves is more desirable than finding another 9-to-5 job that might not last. Entrepreneurship brings a lot of freedom, responsibility, and risks, and before people commit to taking that big step there are several important questions they should ask themselves, says Tim Mercer (www.timtmercer.com), ForbesBooks author of Bootstrapped Millionaire: Defying the Odds of Business. “Entrepreneurship is a career that offers a kind of freedom and personal satisfaction you simply cannot get from traditional 9-to-5 employment,” Mercer says. “You will never know if you have what it takes to be an entrepreneur unless you take the leap of faith and experience it yourself. “It’s a big decision, though, involving many factors and inherent risks. There is a lot to navigate and endure en route to reaching your dream destination of professional and financial freedom, and many don’t make it because they simply weren’t cut out for the challenge to begin with.” Mercer thinks people who are considering entrepreneurship should first ask themselves these five questions: • Why do you want to do this? “Let’s be honest,” Mercer says. “If the business endeavor is just about us, we will want to give up on ourselves when things get hard. Your why, which is your purpose, has to be much bigger than yourself. You must believe in a vision of why you want to be an entrepreneur and develop a plan for how you will involve others in your vision. Sustainable entrepreneurship requires the efforts of other people.” Mercer thinks it’s imperative to write down your ‘why’ and keep it in front of you as a reminder when tough times come.
• Are you being realistic? One can get swept up in the emotion of starting a business, but Mercer says it’s vital for every potential entrepreneur to be realistic in their business projections for the first two years of the startup. “Answering this question before you open can prevent some unpleasant surprises as you try to build your company,” Mercer says. • Do you have daily discipline? “You are the boss, and only you can hold yourself accountable,” Mercer says. “If it’s hard for you to stay on task or stay motivated, and you think being an entrepreneur is a fast ticket to easy street, entrepreneurship definitely is not for you.” • Can your relationships survive the sacrifices? The time commitment, Mercer notes, to starting one’s own business and getting it running efficiently goes well beyond a typical 9-to-5 job. Relationships can suffer. “All entrepreneurs have to understand that they are going to be forced to make sacrifices on a personal level with their family and friends,” Mercer says. “You have to stay focused without letting your dedication to your entrepreneurial pursuit harm your relationships with those you are closest. Communicate with them and mutually come up with adjusted expectations as you build the business.” • Can you withstand the struggles? Rejection and failure, Mercer says, are realities that new entrepreneurs have to get accustomed to and learn to overcome. “You need to understand how many times you’ll fail before you’ll succeed,” he says. “You’ll get turned down by prospective customers constantly and your self-value will be tested on a daily basis. Is your why strong enough to keep you going?” “Overall, deciding whether you are an entrepreneur or not boils down to how comfortable you are being uncomfortable,” Mercer says. “Only time will tell if you have the people skills and business skills to be a successful entrepreneur, but rest assured that you will have to endure periods of real discomfort.”
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January 27, 2021
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LOCAL CHURCHES
TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ BETHEL CHURCH
3500 Glenwood-Lansing Rd, Lansing (West of Wentworth Avenue) 708-474-9226 www.discoverbethel.org facebook.com/BethelChurchLansing PASTOR CAL AARDSMA PASTOR SHAUN BUIKEMA WORSHIP SERVICES Worship Services ........................... 9:30 a.m.
CALVARY COMMUNITY CHURCH
16341 South Park Ave., South Holland 708-339-1133 Info@CalvarySouthHolland.org CalvarySouthHolland.org PASTOR ALFONZO SURRETT, SR. WORSHIP SERVICES Sunday Worship ............................. 9:30 a.m. Sunday School ............................. 11:15 a.m. Monday Women’s Bible Study ..... 9:30 a.m. Tuesday Adult Bible Study 7:00p.m. Saturday Women’s Grief & Loss Support Group 10:00 a.m.
CHRIST COMMUNITY CHURCH, COGIC
1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School................................ 8:45 a.m. Worship Services ......................... 10:30 a.m. MONDAY Prayer…… ...................................... 6:30 p.m. TUESDAY Morning Manna ............................ 11:30 a.m. WEDNESDAY Prayer….......................................... 6:30 p.m. Bible Study…… .............................. 7:00 p.m.
COTTAGE GROVE CHRISTIAN REFORMED CHURCH
16556 Cottage Grove Avenue, South Holland 708-331-0391 www.cottagegrovechurch.com. WORSHIP SERVICES Sunday Worship .......... 9:30 a.m & 5:30 p.m. Monday Men’s Bible Study……..... 6:45 p.m. Tuesday Womens Bible Study……9:45 a.m. CONGRATULATIONS
Submit announcements online at
VERSE OF THE WEEK
To answer before listening — that is folly and shame. — Proverbs 18:13
Attend the church of your choice.
COVENANT UNITED CHURCH OF CHRIST
1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. OZZIE E. SMITH, JR. WORSHIP SERVICES Sunday School ............................... 9:15 a.m. Sunday Worship ............................. 7:30 a.m. ...................................................... 11:00 a.m. Wed. Bible Study ................................ Noon Thursday Prayer/Bible Study ......... 7:14 p.m.
FIRST CHURCH (PCA)
3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org PASTOR BEN KAPPERS Morning Worship ............................ 9:30 a.m. Sunday School ............................. 11:00 a.m. Evening Worship ............................ 5:30 p.m.
FIRST CHRISTIAN REFORMED CHURCH
163rd & South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday ....................... 9:30 a.m. & 5:30 p.m. Sunday School ............................. 11:00 a.m.
FIRST REFORMED CHURCH
15924 South Park Ave., South Holland 708-333-0622 www.frcsh.org REV. JAMES OORD, SENIOR PASTOR PASTOR COREY BUCHANAN, Director of Mercy & Justice Ministries ANTHONY BOLKEMA, Director of Worship & Student Life REV. DR. RICH GREVENGOED, Director of Pastoral Care & Counseling WORSHIP SERVICES Sunday Worship ............................. 9:30 a.m. Sunday School ............................. 11:00 a.m.
KING’S COMMUNITY CHURCH
600 West Route 6, South Holland 708-333-5444 kingscommunity.ch WORSHIP SERVICES Sunday 10:00 a.m. Sunday School ............................... 9:00 a.m. Wednesday..................................... 7:30 p.m.
LYNWOOD UNITED REFORMED CHURCH 1990 E. Glenwood-Dyer Rd, Lynwood 708-474-4100 www.lynwoodurc.org PASTOR REV. NICK ALONS WORSHIP SERVICES Sunday .................... 9:30 a.m. & 5:00 p.m. ..
RECONCILIATION CHURCH
833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship ........................... 10:00 a.m. Wednesday Bible Study ................. 7:00 p.m.
REDEEMER LUTHERAN CHURCH
651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday ........................................... 9:30 a.m. Sunday School ............................. 10:45 a.m. Channel 6 Tues. ........................... 10:00 a.m.
SPIRIT OF GOD FELLOWSHIP
16350 S. State St., South Holland 708-331-1234 sogfchurch.com PASTOR BRIAN KAMSTRA WORSHIP SERVICES Sunday Worship ........................... 10:00 a.m. Sunday School ............................... 9:00 a.m.
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January 27, 2021
Say I saw it in The Shopper
LIBRARY HAPPENINGS Dolton Public Library Address: 14037 Lincoln Ave, Dolton, IL Phone: 708-849-2385 Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org
Dolton Public Library promotes health and safety. Come and pick up your free mask and hand sanitizer (1 per person) at Curbside Pickup while supplies last, Monday through Saturday between 10:00am to Noon & 3:00pm – 5:00pm. Lynda/LinkedIn Use one of the library’s newest resources, that is on the Dolton Public Library’s website www.doltonpubliclibrary.org You can use this resource to learn new job skills to recreate yourself, or to just learn some of the basics such as Word, Excel, Access, or Power Point. Teen Kahoot Come and join in the DPLD Teen Kahoot to show your skills and knowledge in the field of music. Happens every Saturday, beginning Sept. 26, 2020 from 1:30pm – 2pm. Check out the DPLD website for more registration information. Saturday Cooking with Chef Jazzy John. Learn how to cook some appetizing meals (2pm – 3:30pm). Register for the cooking program by calling 708-849-2385 or emailing lincoln@doltonpubliclibrary.org and leaving your name, cell number and email address. The link will be sent to you 1 hr. before the program. DPLD’s Black Author’s Book Club Meets via Zoom the last Thursday of every month at 7:00pm. Interested parties contact the library at (708-849-2385) for more information. Jan. 2021 Book - The Wedding Date, by Jasmine Guillorty Feb. 2021 Book - Unbreak My Heart, by Toni Braxton Mar. 2021 Book - The Vanishing Half, by Brit Bennett Creative Bug Learn how to quilt, paint, jewelry making, crocheting, and many other crafty hobbies, free of charge. All that is needed is a DPLD library card and you can join in the classes as often as you wish. Go to www.doltonpubliclibrary. org under Electronic Media Tab. The Virtual Game Station A virtual station of various games available to children to enjoy on Thursdays, (3:00pm to 5:00pm) beginning October 8, 2020. Games such as Uno, ChessKids, Starfall and CBC Kids available for children to play. To register for the Game Station go through the calendar of events on our website at www. doltonpubliclibrary.org Ducksters Education Site Gain access to kid friendly educational games and subjects in the areas of History, Geography, Biographies and Science. To register for Ducksters go through the calendar of events on our website at www. doltonpubliclibrary.org. Available Daily. Virtual Story Time with Mrs. Brooks Come and join in the story time with Mrs. Brooks. For ages 3 - 12. Every 1st Wed. (10am – 10:30am) To register for the Virtual Story Time go through the calendar of events on our website at www.doltonpubliclibrary.org Senior Bridge Club Come out for the fun every Tuesday, from 4pm to 5pm If interested register by calling 708-849-2385 or email at lincoln@ doltonpubliclibrary.org and leave your full name, email and cell phone to register. Shopper Newspaper Pick up your weekly print Shopper Newspaper in the stand in front of the library or read it online on the Dolton Public Library Website at https://myshopper.biz Virtual Bingo Dolton Public Library presents Virtual Bingo every 2nd and 4th Thursday at 11am. Please call 708-849-2385 or email us at lincoln@ doltonpubliclibrary.org and leave your full name, email, and phone number to register. Virtual Zumba Dolton Public Library District presents Virtual Zumba with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call 708-849-2385 or email lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register.
Virtual Line Dancing with “Dawn the Dancin’ Deeva” Every Thursday, at 6pm. Please call 708-8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email and phone number to register. A link will be sent to you the day of the program.
the program and upload your answers at lincoln@doltonpubliclibrary.org along with your name, email address and cell phone number. First, set of questions start with the month of January 2021 and run until the end of the month.
Fire Prevention Week Do you know how to prevent fires? This week, the Hammond Public Library is offering an activity packet (one per family), which includes an information sheet, activity or craft, and a booklist, while supplies last.
Virtual Senior Yoga Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leave your full name, email and phone number to register.
Virtual Beginners Stepping Classes Dolton Public Library District presents Virtual Beginners Stepping Classes. Hosted by Janelle McGhee. Classes to Start February 3rd and held every other Wed. from 6pm to 7pm. To register email lincoln@doltonpubliclibrary. org OR call (708-849-2385) leaving your full name, cell phone number and email address. A link will be sent out on the day of the program.
Harvey Public Library
Coffee & Chat Every 1st and 3rd Thursday, at 11am. The community comes together and just talks about what is happening all around while sipping some java. Chat will be held via Zoom and link will be sent out the day of the program. Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leave your full name, email and phone number to register. Driver’s Test Study Dolton Public Library District and the Illinois Secretary of State would like to assist you in your study of your Driver’s Test. Go to the DPLD website www.doltonpubliclibrary.org and tab to Youth Services and High Schoolers that leads to Practice Drivers Tests for your use. Teens Graphic Novel Book Club This is a virtual program through Zoom. First Discussion is every 2nd Saturday of the month at 3:00pm. Tweens and Teens discussion of various graphic novels. The first one to discuss is Black Panther Book One by Ta-Nehishi Coates. All books chosen will be available as an e-book on Hoopla from our library website. To register, call library at (708-849-2385) or email at lincoln@ doltonpubliclibrary.org and provide Name, Library Card Number, Cell Number and Email. YOU can apply for a virtual library card at www.doltonpubliclibrary.org Homework Help Dolton Public Library District has the 1st and 3rd Wednesdays of each month via the library’s CHAT on the library’s website. (3:30pm to 5:30pm) www.doltonpubliclibrary.org homework help for students. Chat sessions are limited to about 15 minutes per session so not one person can monopolize the time. Virtual Crocheting 101 (Series Sessions) Join us via Zoom on Mondays at 3pm beginning in December 2020 [Program attendance is limited to 15] • Feb. 8, 2021 - Sweet Rolls & Jelly Rolls To register, either email at lincoln@ doltonpubliclibrary.org or call at 708-8492385 and leave your full name, cell phone number and email. Zoom link will be sent the day of the program. Burbio A one-stop free resource to find out about all the Dolton area events and activities. This resource links all the community together. Groups that wish to post their events on Burbio should contact: groupsupport@ burbio.com Persons in the community can sign up at Burbio.com or download the free Android or IPhone app and follow the calendars that interest you. Chapsticks in our Curbside Services Not only do we now have to worry about the threat of pimples and blemishes on the lower face and jawline, called Maskne, but we also have the threat of dry chapped lips called Angular Cheilitis. All of this is due to extended wearing of a facemask. Dolton Public Library District is trying to help with this, by passing out Chapsticks in our Curbside Services, Mon - Sat [10am - 12noon] OR [3pm - 5pm] while supplies last. Pick up your chapstick while picking up a book. NewsBank The Dolton Public Library District has the ‘Chicago Collection’ of newspapers from this resource, which includes The Chicago SunTimes and The Chicago Daily Southtown, along with many other titles. This resource not only includes today’s newspaper in electronic form, but also archived newspapers. By just using your DPLD library card to access on our library website, you can read your daily newspaper with all the ads and color pictures, as if you were reading it in print format. Virtual Library Trivia Dolton Public Library District presents the Virtual Library Trivia Program. New questions posted each week to answer. To register for
Dolton Public Library District Curbside Pickup Although our interior of the library is closed to promote safety, some of the library services can still be performed via Curbside Pickup. Come to the back parking lot of the library – Mon. through Sat. either 10am to 12noon OR 3pm to 5pm. Follow the cones and the instructions on the sign(s). Text the number indicated to connect with the library staff. Once your request is filled, someone from the ‘green door’ will bring it out to your car. Requests such as renewing your library card, to picking up a book/item that you have placed on hold via the Library App can be conducted via Curbside. Virtual Knitting Classes Dolton Public Library District presents Virtual Knitting Classes. Join us via Zoom on Mondays at 3pm in March -How to Knit: Essential Skills for Getting Started – March 8, 2021 -How to Knit: Advanced Beginner Techniques – March 22, 2021. Call (708-849-2385) OR email at lincoln@ doltonpubliclibrary.org and leave your full name, cell phone number and email address to register. Zoom link will be sent the day of the program. Virtual Alzheimer’s Effective Communication Program Dolton Public Library District presents Virtual Alzheimer’s Effective Communication Program. Speaker is Phil Bennett of the Alzheimer’s Association on Tuesday, February 9, 2021 (1pm to 2pm). To register please call (708-849-2385 or email us at lincoln@ doltonpubliclibrary.org and leave your full name, phone number and email address. Program will be held via Zoom and a link will be sent the day of the program. Peaceful Poses Kids Yoga with Ann Fields Dolton Public Library District presents Peaceful Poses Kids Yoga with Ann Fields. Let’s move and stretch to Eric Carle’s “Brown Bear”. Tues. February 16, 2021 from 10:30am to 11am. For Children ages 3 to 5 years. To register call (708-849-2385, ext. 4) or email us at lincoln@doltonpubliclibrary.org and leave your full name or Daycare Name, Phone # and email. A Zoom link will be sent to you Monday, February 15, 2021. 2021 Black History Month “Our Historic Readings” presented by Dolton Public Library District. Our goal is to bring our history to life by presenting videotaped readings of historic Black pioneers who paved the way for ALL people of color. Videos will be posted (two videos a week) – Monday and Friday during the month of February 2021. Be on the lookout for the videos on the library’s social media pages and website. Keep Calm and Coupon Seminar Learn all about couponing and how to save $$$. Will be held every 2nd and 4th Monday from 1pm to 2pm on Zoom starting February 8, 2021. To register for this event, go to lincoln@doltonpubliclibrary.org and leave your name, email and cell phone number or call (708-849-2385). A Zoom Link will be sent to you the day before the Seminar. Walk: To Keep Fit & Healthy with Dee McKeith. Held every Sunday via Zoom. Have a Good Time with Great People and Music. Walk with others with the assistance of technology, but by yourself to keep safe. Time: 11:30am – 12:15pm CST. To register send your name, email and cell number to lincoln@ doltonpubliclibrary.org or call (708-849-2385) to leave the same information. A Zoom link will be sent to you after registration.
Hammond Public Library Address: 564 State St., Hammond Phone: (219) 931-5100, ext. 310 or 307 Email: swishl@hammond.lib.in.us Website: www.hammond.lib.in.us
Email your library events to general@myshopper.biz
Address: 15441 Turlington, Harvey, IL 60426 Phone: 708-331-0757x3200 Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)
FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm
South Holland Public Library Address: 16250 Wausau Ave., South Holland IL Phone: 708-527-3160 or 708-580-6161 Email: library@southhollandlibrary.org Website: shlibrary.org/events-calendar. ABOUT COMPUTER CLASSES Due to the Library not having in-house programming we are providing computer instructions through videos uploaded to various websites. Each tutorial will be posted on our website, our Facebook page, and our YouTube page. Upon registering for the class you will receive program links. For additional information, contact the Information Desk at 708-527-3160. A NOTE ABOUT ZOOM PROGRAMMING Once registered for a Zoom program, you will be given log-in and password information. You will also receive the information in a program reminder(via email).
Lansing Public Library Address: 2750 Indiana Ave., Lansing IL Phone: 708-474-2447 Email: shari@lansingpl.org Website: www.lansingpl.org Online At Any Time! Electronic Resources at the Lansing Public Library on Facebook Live 2:00 p.m. to 3:00 p.m. In this live class, we will give you a “greatest hits” of the many free online resources available to use with just your Lansing Library card! Prerequisite: Introductory knowledge of Internet browsing. Visit https://www.facebook.com/ LansingPublicLibrary to attend. This is a virtual event. Lansing Library Live Trivia! (Facebook Live) Every Thursday at 6:00 p.m. Visit our Facebook Page. For ages 18 and up.
Virtual Teacher Cocktail Hour (Live on Zoom) Tuesday, February 9 at 6:00 p.m. Games, prizes and lots of fun! (Teachers) Make It! Craft Project Class (Youtube) Premieres on February 12 at 10:00 a.m. Winter Tea Lights Undersung Heroes In African American History (Facebook Live) Tuesday February 23 from 6:00 p.m. to 7:30 p.m. Tech Corner: Social Media Marketing (Facebook Live) Tuesday February 2 from 2:00 p.m. to 3:00 p.m. Tech Corner: Going Into Overdrive: Finding ebooks Online (Facebook Live) Tuesday February 16 from 2:00 p.m. to 3:00 p.m.
Thornton Public Library
Address: 115 E. Margaret St. Thornton, IL. Email: library@thorntonil.us Website: https://www.thorntonlibrary.org/ Our doors maybe closed, but service is always available at the Thornton Public Library. Curbside side service. All you need to do is call us at 877-2579 and ask for a particular book or DVD that we may carry. If we have it, we will bring out to you once you let us know you have arrived. All we need to see is a current library card. If you’re craving for a good mystery, thriller, romance or biography, we are here to provide for you through our curbside service. Our hours of operation is Mondays, Wednesdays and Friday 9 AM -5 PM. Tuesday and Thursday 9 AM-6PM. Saturdays 10AM-4PM.
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January 27, 2021
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Heart Smart
Neighbor 2 Neighbor JANICE MINTON-KUTZ
CALUMET CITY BANK FINANCIAL TO HOST PPP PROGRAM: Businesses hurt by the recent pandemic and economic turndown of 2020 have some help coming. Wyatt Love Jr., Branch Manager of Bank Financial, 1901 Sibley Blvd, Calumet City announced this week that PPP (Paycheck Protection Program) loans are available to business customers, and non business customers of BankFinancial. Wyatt is pictured here with members of the Calumet City Chamber of Commerce of which he is Treasurer. Others in the picture are Janice Minton-Kutz, President, and Chris Martin, State Farm, Program Chairman. The bank will be welcoming new customers to apply and will be marketing updates to the media. Max PPP limit is $500,000. All clients applying for PPP MUST have a business account with Bank Financial. A business account must be opened with required documents. Other criteria may apply. All applications must be submitted via the BankFinancial website -- www.bankfinancial.com “We are pleased to be able to offer this service to our clients,” Wyatt noted. “The last year has not been an easy one for businesses, large and small and we at BankFinancial want to do our part to help.” ***
A BRIGHT SIDE TO THE WINTER SEASON: Zandstra’s Farm sign can always be counted on to cheer us up during the mid-winter January doldrums (like now)! Pictured along Kennedy Avenue in Highland, Indiana, this sign greets motorists driving by. The Zandstra Farm and Garden Center has been at 10202 Kennedy Avenue (one half mile east of original location) for more than 100 years now and is one of the largest green houses in Northwest Indiana, Started by Dutch immigrants Bartele Zandstra in 1903, and in turn, three of his sons, and then to two of his grandsons Arnold (Butch) and Nick who run it now. They expanded in 1990 and the rest is history. Their sign is a sonnet to sunshine. We watch as the family count down the weeks from early July to late April. We are on Week 13 now and each week when the sign changes it brings us one day closer to springtime. Thank You Zandstra’s for cheering us up! ***
JOSH BOOTSMA I know Christmastime has passed. But the birth of Jesus Christ is always worth thinking about. It would have seemed odd to the people of Jesus’ day that God’s angel Gabriel came to Nazareth. Though famous now, when Gabriel appeared to Mary, the isolated village of Nazareth likely had a population of less than 500, and was home to tradespeople and farmers. Jesus’ disciple Nathanael confirms the common perception of Nazareth at the time when he says “Can anything good come out of Nazareth?” (John 1.46) It’s not just the where of Gabriel’s appearance that would have seemed odd, it’s also the who. Gabriel appeared to a humble virgin named Mary—most likely a teenager at the time—who was betrothed to Joseph, who although he was of David’s lineage, made a less-than-luxurious living as a carpenter. In other words, Gabriel appears in an ordinary place to ordinary people. But his message was far from ordinary.
Mary is told she is God’s “favored one,” and has a reasonable response: confusion. Why would she, the ordinary girl, be favored by God? Then Gabriel brings the salvific bombshell, thousand of years in the making. He tells Mary not only is she favored by God, but she will bear a son whose name is Jesus, which means Yahweh is salvation. Gabriel says He will sit on David’s throne, but where David’s kingdom eventually ended, Jesus’ kingdom is eternal. The final iteration of the most anticipated prophecy in history has now been given to a humble teenager from lowly Nazareth. God has once again proven that his ways are not our ways (Isaiah 55.8), and his plan of salvation for his people is far greater than we could ever imagine. Josh Bootsma Member, Covenant Fellowship Church cfcsh.org
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DRIVING DOWNTOWN FOR AN EARLY MORNING MEETING ON MONDAY JANUARY 19, 2021: A building all lit up to remember one of Dr. King’s lasting legacies as viewed from Lake Shore Drive, northbound, as we approached Rossevelt Road, in celebration of Dr. Martin Luther King Jr. Day. Awe Inspiring to say the least. “KEEP THE DREAM.” *** IF YOU MISSED THE OLD TIME COUNTRY BREAKFAST; At American Legion Post 80 in Whiting, stay tuned because more are planned! Commander Harry Triplett and Company, 2003 Indianapolis Blvd in Whiting, has some tasty treats planned. All proceeds from the dinners benefit Veteran’s. For more information on upcoming events, call 219-659-0215. ***
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BALLOONS FOR BABY NIANI JISELLE AGE 1: A special surprise was the highlight of her birthday party. Pictured here with Niani’s Mom, Jene Hill , far left, is Balloon Stylist Vanessa Garrett, center, holding a column of balloons along with family members. Vanessa and company decided to treat Niani to a huge bouquet of specialty balloons in various shapes and sizes created to delight little ones. ***
For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice. mintonkutz@cbexchange.com
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This Illinois Realtor can also make you an up front offer to buy your South Suburban property. CASH • AS-IS • QUICK CLOSING • NO COMMISSION
Notice of Public Sale Notice is hereby given that the undersigned will sell, to satisfy lien of the owner, according to (770 ILCS 95/) Self-Service Storage Facility Act. I at public sale by competitive bidding on www.storagetreasures.com ending on February 3, 2021,10:00 am or after for units located at: Compass Self Storage, 2556 Bernice Rd., Lansing, IL 60438 The personal goods stored therein by the following may include, but are not limited to general household, furniture, boxes clothes and appliances. Purchases must be made with cash only and paid at the time of sale. All goods are sold as is and must be removed at the time of purchase. Compass Self Storage reserves the right to refuse any bid. Sale is subject to adjournment. Unit #
B 1006 B 1007 B 1163 B 1182
Tenant Name
Theodore Rencher Tarnia Lake Tierra Hawkins Jessica Christian
Unit #
Tenant Name
Unit #
Tenant Name
B 1201 B 1001 A 1011 B 1390
Miranda Galindo Raul Oyervides Kristopher Johnson Beverly Harrison
B 1314 B 1128 B 1105
Karen Winston Corey Goodman Levi Thomas
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January 27, 2021
Say I saw it in The Shopper
Financial Advice Column
ANNOUNCE THE SPECIAL EVENTS IN YOUR LIFE IN THE SHOPPER.
Remote Work May Offer Financial Benefits SUBMITTED BY PATRICK ZAMKIN During the COVID-19 pandemic, many of us have been forced to work from home. But once we’ve moved past the virus, many workers may continue working from home. More than one-third of companies with employees who started working from home now think that remote work will stay more common post-pandemic, according to a Harvard Business School study. This shift to at-home work can affect people’s lives in many ways – and it may end up providing workers with some long-term financial advantages. If you’re one of those who will continue working remotely, either full time or at least a few days a week, how might you benefit? Here are a few possibilities: Reduced transportation costs – Over time, you can spend a lot of money commuting to and from work. The average commuter spends $2,000 to $5,000 per year on transportation costs, including gas, car maintenance, public transportation and other expenses, depending on where they live, according to the U.S. Bureau of Economic Analysis and the U.S. Census Bureau. If you are going to work primarily from home, you should be able to greatly reduce these costs. Potentially lower car insurance premiums – Your auto insurance premiums are partially based on how many miles you drive each year. So, if you were to significantly reduce these miles by working from home, you might qualify for lower rates. Lower expenditures on lunches – If you typically eat lunch in restaurants or get takeout while at work, you could easily be spending $50 or more per week – even more if you regularly get coffee drinks to go. By these figures, you could end up spending around $3,000 a year. Think how much you could reduce this bill by eating lunch at home during your remote workday. Lower clothing costs – Despite the rise
WEDDINGS, ANNIVERSARIES, ENGAGEMENTS, BIRTHDAYS, GRADUATIONS, BIRTHS, CONGRATULATIONS
in “casual dress” days, plenty of workers still need to maintain appropriate office attire. By working from home, you can “dress down,” reducing your clothing costs and dry-cleaning bills. As you can see, it may be possible for you to save quite a bit of money by working from home. How can you use your savings to help meet your long-term financial goals, such as achieving a comfortable retirement? For one thing, you could boost your investments. Let’s suppose that you can save $2,500 each year by working remotely. If you were to invest this amount in a tax-deferred account, such as an IRA or your 401(k) or similar employer-sponsored plan and earned a hypothetical 6% annual return for 20 years, you’d accumulate more than $97,000 – and if you kept going for an additional 10 years, you’d have nearly $210,000. You’d eventually pay taxes on the amount you withdrew from these accounts (and withdrawals prior to age 59½ may be subject to a 10% IRS penalty), but you’d still end up pretty far ahead of where you’d be otherwise.) You also might use part of your savings generated by remote work to help build an emergency fund containing a few months’ worth of living expenses. Without this fund, you might be forced to dip into your retirement accounts to pay for something like a major home repair. Becoming an at-home worker will no doubt require some adjustments on your part – but, in strictly financial terms, it could lead to some positive results. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin 18735 Dixie Hwy, Homewood, IL 60430 (708)798-9066. Edward Jones, Member SIPC
Indiana Property Tax Cap Amendment, Public Question 1 (2010) Indiana Constitution
The Indiana Property Tax Cap Amendment was on the November 2, 2010 ballot in the state of Indiana as a legislatively referred constitutional amendment, where it was approved. The measure, if enacted by a simple majority of Indiana voters, would add property tax caps to the Indiana Constitution. The question read as follows: SHALL PROPERTY TAXES BE LIMITED FOR ALL CLASSES OF PROPERTY by amending the Constitution of the State of Indiana to do the following: (1) Limit a taxpayer’s annual property tax bill to the following percentages of gross assessed value: (A) 1% for an owner-occupied primary residence (homestead); (B) 2% for residential property, other than an owner-occupied primary residence, including apartment; (C) 2% for agricultural land; (D) 3% for other real property; and (E) 3% for personal property. The above percentages exclude any property taxes imposed after being approved by the voters in a referendum.
Illinois Citizens For Fair Property Taxes respectfully request Illinois House and Senate members to place a referendum on the next statewide ballot therefore giving Illinois residents a voice in reforming the Illinois Property Tax system. Paid for by Illinois Citizens For Fair Property Taxes
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January 27, 2021
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“Late Start” Students at South Suburban Winter Home Curb College may still benefit Appeal Checklist South Suburban College (SSC) continues its efforts to provide flexibility to college degree seekers interrupted by the pandemic including late start 12-week and 8-week classes beginning February 8th and later. Spring class schedules, registration services and a new “live chat” with staff are all available online from ssc.edu. SSC previously announced the free laptop application and other technical supports such as hotspots to assist students with the virtual learning environment. Applications are accepted from https://www.ssc.edu/technology-relief-fund/. Late starting students may also take advantage of SSC’s free class tuition waiver from www.ssc.edu/freeclass. Former students make take advantage of a new one-time SSC Student Debt Relief Fund from www.ssc.edu/student-debt-relief-fund. Additionally, SSC’s Workforce Equity Initiative (WEI) grant provides wrap-around services including comprehensive financial assistance and academic support to participating students within a variety of program areas providing stack-
able credentials. These programs will be highlighted at the upcoming Open Houses including Nursing, Patient Care Technician (PCT), Basic Nursing Assistance Training Program (BNATP), Community Healthcare Worker (CHW), Certified Production Technician (CPT), Solar Photovoltaic Installer, Forklift Operator, and the brand-new Barber College at the college’s Main Campus. For more information about the WEI programs at SSC, please call (708) 596-2000, ext. 2413, email workforceequity@ssc.edu or visit www.ssc.edu/wei. In addition to the live chat function at ssc.edu, prospective students may call (708) 210-5718 for assistance, or email registration&records@ssc.edu or CounselingCenterQuestions@ssc.edu. SSC is a community college located in South Holland, Illinois serving 21 communities including parts of the Chicago Southland and northwest Indiana. SSC provides a variety of support services and leadership opportunities to its students in addition to a wide range of affordable academic programs.
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Creating curb appeal is important in real estate and can increase the value of a home by as much as 17 percent. But it can be challenging to achieve great curb appeal in the cold weather months. Here is a checklist from the Outdoor Power Equipment Institute (OPEI), an international trade association representing manufacturers and suppliers of power equipment, small engines and battery power, utility and personal transport vehicles, and golf cars, and the managing partner of GIE+EXPO. This list can help sellers create a good first impression, even when the temperatures drop. Creating Curb Appeal in the Winter Months • FOCUS ON SAFETY Make sure buyers can safely get into your home by keeping the walkways, stairs and driveway clear of snow, ice and wet, slippery leaves. Your snow thrower can clear away snow. • SHOWCASE WINTER PLANTS Utilize evergreen and cold weather plants like holly, pansies and witch hazel in patio pots and flower beds to add life to the landscape. A live wintergreen wreath is also a nice touch. • GIVE THE LAWN SOME LOVE Keep leaves and debris cleared off the lawn. A carpet of dormant grass gives a better impression than dead leaves and twigs. It also hints of what is to come in the spring! • CLEAN GUTTERS Clean gutters and downspouts signal to potential buyers that your home is well-maintained. • UTILIZE OUTDOOR LIGHTING Showcase your home on short, grey days with strategically placed outdoor lighting to light up the driveway, pathways and front porch. • PRUNE SHRUBS & TREES Don’t wait until an ice or snowstorm hits to tend to the trees in your yard. Prune your plants, trees and shrubs now for a tidy look that will also keep branches from snapping off due to snow and ice. Your pole pruner or chainsaw can help remove any damaged limbs. • ORGANIZE THE GARAGE Store your outdoor power equipment neatly in the garage, declutter the space and give it a good clean. A tidy garage looks bigger and more inviting. • ADD BIRDFEEDERS Create a natural, serene scene (and support pollinators at the same time) by installing a bird feeder or bird garden. A blue jay or cardinal makes a striking image against a winter scene.
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8
January 27, 2021
Say I saw it in The Shopper
SUDOKU
CROSSWORD
Puzzle 1 (Medium, difficulty rating 0.46)
8
3
1
6 6
7
4
8
3
5
6
4
9 3
8
2
8
5
4
7
8 7
2
4
9
1
5
8
1
9
SOLVE THE MAZE
Fill in the blank squares in the grid, making sure that every row, Generated by http://www.opensky.ca/sudoku on Thu Sep 3 01:06:22 2020 GMT. Enjoy! column and 3x3 box includes all digits from 1 through 9.
Generated by http://www.opensky.ca/sudoku on Thu Sep 3 01:06:22 2020 GMT. Enjoy!
A L I C E L T R U T K C O M W E S R
5
3
6
1
7 9
2 8 1
2
7
4
6 5 8
4 9 3
4 9 8 3 7
5 6 2 1
2 4
9 5 3 1
8 6 7
6 8 5 2
4 7 3 1 9
7
1 3 6 8 9
2 4 5
8 6 2 1
9 3 5
7 4
1
3 7 4
5 2 9 8 6
9 5
4 7 6 8 1
3 2
Puzzle 1 (Medium, difficulty rating 0.46)
SOLUTIONS
C A T E R P I L L A R M W Q O E S E
LOOKING GLASS TWEEDLE DUM OFFWITHTHEIRHEADS WONDERLAND MOCK TURTLE WALRUS QUEENOFHEARTS OFF WITH THEIR HEADS WHITE QUEEN THEGRYPHON QUEEN OF HEARTS WHITE RABBIT THEMADHATTER THE GRYPHON WONDERLAND TWEEDLEDEE THE MAD HATTER TWEEDLEDUM TWEEDLE DEE WALRUS WHITEQUEEN WHITERABBIT
known printed citation of the phrase is from Blackwood’s Edinburgh Magazine, JanuaryJune 1829.
V T L L O R R A C S I W E L N D A T
ALICE ALICE BANDERSNATCH BANDERSNATCH CATERPILLAR CATERPILLAR CHESHIRE CAT CHESHIRECAT DODO DODO KNAVE OF HEARTS KNAVEOFHEARTS LEWIS CARROLL LEWISCARROLL LOOKINGGLASS MOCKTURTLE
A L I C E L T R U T K C O M W E S R
S T R A E H F O E V A N K F D E L T
Wonder Where? Wonder Where?
C A T E R P I L L A R M W Q O E S E
O D O D W H I T E Q U E E N E L G A
V T L L O R R A C S I W E L N D A T
N O H P Y R G E H T F K S S R D G H
S T R A E H F O E V A N K F D E L T
Q U E E N O F H E A R T S U L E N D
O D O D W H I T E Q U E E N E L G A
T I B B A R E T I H W P U R A E I A
N O H P Y R G E H T F K S S R D G H
V C H E S H I R E C A T S L N W K M
Q U E E N O F H E A R T S U L E N D
T W E E D L E D U M Q M B A D T O E
T I B B A R E T I H W P U R A E I A
S D A E H R I E H T H T I W F F O H
V C H E S H I R E C A T S L N W K M
R M N C B A N D E R S N A T C H L T
T W E E D L E D U M Q M B A D T O E
Wonder Where?
S D A E H R I E H T H T I W F F O H
OFFWITHTHEIRHEADS WONDERLAND QUEENOFHEARTS THEGRYPHON THEMADHATTER TWEEDLEDEE TWEEDLEDUM WALRUS WHITEQUEEN WHITERABBIT
WORDSEARCH R M N C B A N D E R S N A T C H L T
DOWN 1. Fifty-two in Roman numerals 2. Forelimb 3. Type of hat 4. Estimated Time of Arrival 5. Demolish 6. Genus of the dogfish 7. Secure with cables 8. Receptacles 9. Before 10. Shrunk 11. Painful grief 12. A trademarked nickel-iron alloy 13. Any worshipped supernatural being 18. Ooze 22. Public transit vehicle 23. Anagram of “Timed” 24. Release through one’s pores 25. A brief indulgence 26. Annoys 27. Remain 29. Backsides 30. Cove 31. Perfume from flowers 34. City in Viet Nam 35. Smooths 36. Wetland 38. The immaterial part of a person 39. Placed 41. An avatar of Vishnu 42. Ceased 43. Not near 44. Ammunition (slang) 45. Turn aside 46. A waste water conduit 47. Sleazy or squalid 50. Scheme 51. Go up As mad as a hatter: Completely mad. This 52. Freezes is now commonly understood to mean crazy. 55. Long period of time Mercury was previously used in the making 56. To some, the ultimate principle of hats. This was known to have affected the 57. Estimate (abbrev.) nervous systems of hatters, causing them 58. Drench to tremble and appear insane. The earliest 59. Clever
ACROSS 1. Tied 6. Yellow-brown 11. Accomplished 14. Angry 15. Having a wave-like pattern 16. 1 17. Characterized by intense emotion 19. Fifty-six in Roman numerals 20. Rips 21. Submarine 23. Lust 27. Skitter 28. Takes arbitrarily 32. Turbid 33. Inward 34. A stitched cloth border 37. Mid-month days 38. Saline 39. Magma 40. T 41. A divided Asian peninsula 42. More rational 43. Feelings of being thwarted 45. Attack 48. In current fashion 49. Swerves 50. Preen 53. Female sheep 54. Type of aircraft 60. The color of cherries 61. Hangman’s knot 62. Artist’s workstand 63. Attempt 64. Initial wagers 65. Bonkers
ALICE BANDERSNATCH CATERPILLAR CHESHIRECAT DODO KNAVEOFHEARTS LEWISCARROLL LOOKINGGLASS MOCKTURTLE
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Say I saw it in The Shopper
OSOWSKI
A memorial service for Alan Ronald Osowski was held Sunday, January 24, 2021 at Smits, DeYoung-Vroegh Funeral Home in South Holland, IL. Mr. Osowski was born January 24, 1937 and passed away January 11, 2021. Husband of the late Mary Lou Osowski, nee Guzman. Father of Celeste (Leo) Werr, Donna Osowski, Alan Osowski, and Jim Osowski. Grandfather of three grandchildren. Brother of Pamela Osowski, Monica (Steven) Tyre, Denice Kounalis, Mark (Lisa) Osowski, the late Joyce (late Joe) Weber, and the late Paul Osowski. Preceded in death by his parents Aloysius and Helene (nee Lichnerowicz) Osowski. Arrangements entrusted to Smits, DeYoungVroegh Funeral Home – South Holland, IL.
January 27, 2021
PALS
A funeral service for Marvin E. Pals was held Wednesday, January 27, 2021 at Smits Funeral Home in Dyer, IN. Mr. Pals was born February 17, 1932 and passed away January 22, 2021. Husband of Ruth Pals, nee Vlietstra. Father of Steve (Julie) Pals, the late Jerry (Chris) Pals, Kenny (Dawn) Pals, Maria (Mike) Gregory, and step-father of Tammi Klawitter, Wade (Amy) Zeilenga, and Tim Zeilenga. Grandfather of 12 grandchildren and 10 great-grandchildren. Brother of the late Shirley (late Bernard) Olthoff, late Joyce (Ed) Kramer, and the late Don (Sharon) Pals. Preceded in death by his parents Harry and Della Pals. Interment Oak Ridge Cemetery - Lansing, IL. Arrangements entrusted to Smits Funeral Home – Dyer, IN.
MALONEY
A prayer service for Thomas J. “T.J.” Maloney was held Tuesday, January 26, 2021 at Smits Funeral Home in Dyer, IN with Rev. Gary Graf officiating. Mr. Maloney was born June 20, 1993 and passed away January 22, 2021. Father of Harper Margaret and Tegan Lynn Maloney. Son of Thomas and Deloris Maloney, nee Polizzi. Brother of Samantha (Rodney) Mitchell. Grandson of Joan and the late Thomas Maloney and the late Salvador and June Polizzi. Arrangements entrusted to Smits Funeral Home – Dyer, IN.
WESTERHOFF
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January 17, 2021. Brother of Terry (Nelly) Westerhoff and Cindy (Jerry) DeYoung. Uncle of Todd (Abigail) Westerhoff, Kevin (Jessica) Westerhoff, Eric (Elizabeth) Westerhoff, Michelle (Christopher) Campbell, Jennifer (Aaron) Longale, Lauren (Andrew) Locke, Michael DeYoung, and 10 great-nieces and nephews. Preceded in death by his parents Donald and Hazel Westerhoff. Inurnment Oak Ridge Cemetery in Lansing, IL. Arrangements entrusted to Smits Funeral Home – Dyer, IN.
29, 1935 and passed away January 17, 2021. Wife of Donald E. Saxsma. Mother of Terry (Sue) Saxsma, Ed (Diane) Saxsma, and Delonn (Dan) Metz. Grandmother of six; great-grandmother of six. Sister of Gerrie Natelborg, Tini (late Elmer) DeBoer, and Anneke (late Jeff) Brandsma. Preceded in death by her parents John and Elizabeth Fortuin. Interment Hope Cemetery in Highland, IN. Arrangements entrusted to Smits Funeral Home – Dyer, IN.
SAXSMA
A memorial visitation for Randy Buchmeier will be held Friday, January 22, 2021 at Smits Funeral Home in Dyer, IN. Mr. Buchmeier was born August 2, 1956 and passed away January 15, 2021. Husband of Krista (nee Meyer) Buchmeier. Father of Amanda
(Neil) Loveless and Abbey (Lenny) Witkowski. Grandfather of three. Brother of Brenda Crawford, Thomas (Janetta) Buchmeier and Robert (Brenda) Buchmeier. Arrangements entrusted to Smits Funeral Home – Dyer, IN.
BUCHMEIER
A funeral service for Bette Saxsma, nee Fortuin, was held Thursday, January 21, 2021 at New Life Christian Reformed Church in Highland, IN with Rev. Bill Sytsma officiating. Mr.s Saxsma was born October
A private family funeral service for Donald T. Westerhoff was held at Smits Funeral Home in Dyer, IN. Mr. Westerhoff was born May 28, 1950 and passed away
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REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION PNC BANK, NATIONAL ASSOCIATION Plaintiff, -v.TIJUAN LARRY, GRACE LARRY Defendants
REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876
17 CH 008626 14641 AVALON AVE
THE JUDICIAL SALES CORPORATION
DOLTON, IL 60419
One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE
NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 10, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on February 16, 2021, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 14641 AVALON AVE, DOLTON, IL 60419
You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527
E-Mail: pleadings@il.cslegal.com
The real estate is improved with a residence.
Attorney File No. 14-17-09355
Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.
Attorney ARDC No. 00468002
Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO
P.I.N. 30-08-302-019-0000 ; 30-08-302-020-0000. Commonly known as 513 Price Avenue, Calumet City, Illinois 60409. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call The Sales Department at Plaintiff ’s Attorney, Anselmo Lindberg & Associates, LLC, 1771 West Diehl Road, Naperville, Illinois 60563-1890. (630) 453-6960. F17020068 INTERCOUNTY JUDICIAL SALES CORPORATION
630-794-5300
Property Index No. 29-11-201-044-0000
PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, February 23, 2021 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate:
intercountyjudicialsales.com I3162576 ...
Attorney Code. 21762
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS
Case Number: 17 CH 008626
COUNTY DEPARTMENT - CHANCERY DIVISION
TJSC#: 41-25 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 17 CH 008626 I3162429
CARRINGTON MORTGAGE SERVICES, LLC Plaintiff, -v.TONY MCDADE A/K/A TONY C. MCDADE A/K/A TONY C. MCDADE JR., GWENDOLYN MCDADE A/K/A GWENDOLYN M. MCDADE Defendants
... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION BANK OF AMERICA, N.A.; Plaintiff, vs. ANGELA M. PERRY AKA ANGELA PERRY AKA ANGELA MARCELLA PERRY; CLAUDIS PERRY; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; UNKNOWN OWNERS AND NON RECORD CLAIMANTS;
19 CH 14167 100 NORTH PINE LANE GLENWOOD, IL 60425 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 4, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on February 16, 2021, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 100 NORTH PINE LANE, GLENWOOD, IL 60425 Property Index No. 32-03-421-002-0000
certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC Plaintiff ’s Attorneys, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL, 60015 (847) 291-1717 For information call between the hours of 1pm - 3pm.. Please refer to file number 19-092377. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. SHAPIRO KREISMAN & ASSOCIATES, LLC 2121 WAUKEGAN RD., SUITE 301 Bannockburn IL, 60015
Defendants,
The real estate is improved with a single family residence.
17 CH 2783
The judgment amount was $110,860.59.
E-Mail: ILNotices@logs.com
NOTICE OF SALE
Sale terms: 25% down of the highest bid by
Attorney File No. 19-092377
847-291-1717
Case Number: 19 CH 14167 TJSC#: 41-38 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 19 CH 14167 I3162668 ... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION CITIMORTGAGE, INC. Plaintiff, -v.ANGIA ROBINSON A/K/A ANGIA M. ROBINSON, DARREN ROBINSON A/K/A DARREN E. ROBINSON SR. Defendants
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IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.
CALUMET CITY, IL 60409
THE JUDICIAL SALES CORPORATION
NOTICE OF SALE
One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE
PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 3, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on February 25, 2021, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 516 FORSYTHE AVENUE, CALUMET CITY, IL 60409 Property Index No. 30-08-401-042-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.
You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-07093 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 17 CH 007989 TJSC#: 41-50 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 17 CH 007989 I3162809 ...
Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will
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If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).
516 FORSYTHE AVENUE
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The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.
For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876
17 CH 007989
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entitle the purchaser to a deed to the real estate after confirmation of the sale.
Attorney Code. 42168
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January 27, 2021
Classifieds Services AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281 ALL HANDYMAN REPAIRS Done On The Side to save money! Painting, drywall, tile, concrete patching, doors, roofing, hauling. Very reasonable. Mark 708-408-7192 CONCRETE & PATCHING Done On The Side to save you money. Also general contracting, handyman work, FHA work & snowplowing. Very reasonable. Call Mark 708-408-7192 MOVING SERVICES: Pick up/Delivery Service. Small move; single item; classified ad stuff. Assembly: Furniture & exercise equipment (Ikea, Office Depot, etc.) Daily until 9pm 219-433-9457 PAINTING SERVICES: Economy Painting. Interior/Exterior painting 20% Off. Mention this ad. Walpaper instllation. General dywall repair & installation. Best price guaranteed. Ask for Ed. 708-548-6356 or 708-288-5038. PLUMBING SERVICES: J.E.M. Plumbing & Sewer, Drain Cleaning Specialist, water lines, pumps, water heater, faucets, toilets, same day service. 219-845-7589 or 708-896-0500 HOME IMPROVEMENT: A&A Services services faucets, carpentry locks, fence and gate repair, gutter cleaning, power washing, toilet repairs, wind damage repairs, caulking, rooftop repair. Insured. Free estimates. 219-865-2345 TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal. Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078 JUNK REMOVAL: Cleanouts [trashout]. House (attic, garage); apt, business, shed. Haul away to donate/ recycle/dump: appliances, furniture, scrap. Call ’til 8pm 219-433-9457 PAINTS OF AMERICA interior and exterior painting, plus carpet cleaning and gutter cleaning. Senior discounts. Call Algie at 708-574-6367
Submit your classified ad online at myshopper.biz or email general@myshopper.biz HARP-WILL CLEANING INC. has several openings for experienced, dependable Home/Office Cleaners with a track record of excellent service. We offer competitive pay. Contact us at info@ harpwillcleaning.com or 708-855-4294.
HOUSE KEEPERS part time and full time and experience maintainance man needed Starlight Motel. Lisa 708-331-4712
Real Estate FOR SALE: Large Family Home. Best home in Lansing: 5 beds, 2 baths, private parking, appliances included, domestic staff quarters in home. Call Robert after 5pm at 708-474-6033
SHELTON’S FIREARM AND SELF DEFENSE LLC. www. sheltonsfirearmsandself defense.com Don’t be a Victim, Book A Class Today! “Shelton’s Firearm and Self Defense Training LLC” 708-502-3718
LANSING, IL, 2BDRM., 1bath, 1st flr. Seniors welcome. 17710 S. Commercial Street. Includes free heat, gas, appl., A/C. Private prkg. 1 mon. + sec. Avail/ immediately. $985. Call Larry 312-405-0647
WROUGHT IRON PORCH RAILINGS repaired for HALF THE PRICE OF NEW. Free Estimates. Senior and Veteran Discounts. AllAmerican Ironworks. 219-712-6600
SMALLER TWO BEDROOM HOME. South Holland. $950 plus security. Redone, appliances, large living room, quiet area, big deck with nature views. Application fee. Outside parking. 708-268-7075
Wanted WANTED: DON’T THROW IT AWAY! I am buying old stuff. Toys, signs, advertising, oil cans, and much more. Please call or text Doug. 219-616-9342
APT FOR RENT CALUMET CITY 2 bedrooms plus sunroom heat and water furnished 1st floor $750 per month 1.5-month security deposit credit check required. 618-559-5655
For Sale MORE GREAT DEALS! Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495. 4 pc. bdrm $495. Lamps, rugs & more. EZ credit $3,000, 90 days same as cash. Free layaway. 708-371-3737 www. factorybeddingfurniture.com
CALUMET CITY 2 bedroom apt 2dn floor all electric $900 a month plus move out fee sorry no pets located 121 167th steer off Wentworth Ave. Borderline of Lansing. For information call Marge manager 708-868-2590 HOUSE FOR RENT IN SOUTH HOLLAND. 3 bedroom, 1full bath 1, 1/2 bath full unfinished basement 1 car garage. Recently remodeled and painted. close to schools, shopping and transportation. No pets. $1600. month. Section 8 ok. 708-528-8975 Two months security deposit. 708-5288975
ALL TYPES OF DRYERS: Kenmore, Whirlpool, Amana, etc., gas and electric. $100 - $150ea. Snowblowers starting at $100. Stabilizer knee walker/scooter, $100. 708-715-2348 2003 KIA RIO for sale for $2500 or b/o. Low mileage 70, 473 and good running condition. Clean and ideal for a high school or college student. Call 708-243-7530.
Harvey 2 Bds 2nd floor, 1 bath, A/C, Appl included, 1 month rent, 1 month security, no pets. 708-3627887, 708-527-4477
SOLID OAK TABLE AND BUFFET six chairs included, cost $475.00 for both. Cash and carry. Please call leave message (312) 730-0749
Notices
Help Wanted
If you or a loved one were diagnosed with OVARIAN CANCER or MESOTHELIOMA after use of TALCUM products such as BABY POWDER or SHOWER TO SHOWER, you may be entitled to compensation. Contact Charles H. Johnson 1-800-535-5727
PART TIME: GENERAL LABORER. Cash daily. Hammond / South Holland area. Transportation provided. Inside working conditions with one other person. Call 8-10 a.m. 708-799-2363
CARPET & UPHOLSTERY • Some Furniture Moved • Odor Control Available • Free Pre-Spot • Deep Clean Extraction • Free Deodorizer • Free Color Brightener • Truck-Mount Unit
CRESTWOOD AND GLENWOOD ADULT DAYCARE Needs nurses, drivers and program aids. Please visit AFADC.com or call Mike at 708-755-2345
GUTTER CLEANING. Just a friendly reminder that your gutters need cleaning. Also, for a limited time, we offer a Free Rooftop Inspection at no extra charge. Call today for your free quote 219-8652345
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Misc.
Eighteen place setting stainless steel $18. 333-9225
Car cover lock kit with 3 keys, $12; Blue Coral upholstery spray cleaner, $5; Turtle Wax foam wheel cleaner or spray protectant for vinyl or leather, $3. 708-460-8308
Paul Sebastian fine porcelain sleigh ride, new boxed, $15; glass flutes cake plate, size 12 in. 708-4608308
Three sets of skis. Two sets of downhill skies. One set of cross country skis. One set of female size 9 roller skates. $250 OBO 708-624-0346
Lazy susan 8 pc. set, with chrome revolving tray, pristinem $35; 1993 collectible Budweiser ceramic beer stein, hand painted, boxed, $25. 708-460-8308
GE Profile, Electric stove, clean. Stainless steel exterior. Convection. Works perfect $200 or best offer. 708-624-0346
Lady Seymour step stool $8, 333.9225
Four 12 oz. wine glasses, black stem, clear top, France made, boxed, $20; Tempered glass shelving, 15 X 58 in, have 5 pcs., $12 ea.; 20 pc. boxed dinerware set, France made, perfect $10. 708-4608308 Tyco HO electric train set, dated 1975, steam loco 5 cars, ready to run, $125; musical Santa carplays 3 Xmas sings, new boxed, $25; snow shovel, alum, scoop blade, new, $24. 708-4608308 Snow shovel alum. blade, used, $10; snow shovel plastic blade, vg used, $12; mini snow shovel, 32 in long, great for car, $8. 708-460-8308 Broan 30 in over ranhe hood, has fan and light, $30; photo & video storage boxes, 12 X 18 in, $4 ea; car wash brush, new, extremely soft, with handle, new, $35. 708-460-8308 Storage bags for hanging clothes, vinyl zippered, with wheels, exc, $35; new 4 in paint brushes, $3 ea; 24 pc foam brush set, misc. size, new $5. 708-460-8308 Cast alum. trowel & 3 finger fork, highly polished, new, $5 ea; windshield winter cover, fits all, new, $8; 64 oz. purple car wash, $3; DuPont tire shine spray, $3. 708-460-8308
McField Electric License , Insured and Bonded Residential , Commercial and Industrial Over 25 years of experience 708-845-1962 Surefit sofa covers, $20, loveseat covers, $15, large chair covers, $10. 708-4816907 Full size futon mattress cover, new, $15. 708-4816907 Duvet covers, asst sizes, $5 - $10ea. 708-481-6907 Bed spreads, blankets, quilts, comforters, sizes from twin to king, $15 $30ea. 708-481-6907
Ethan Allen side table 16”x14”x28”H, $20. 708-4816907 6’ long Haywood Wakefield bench, $100. 708-481-6907 Wine & liquor decanters $10 -$25ea. 708-481-6907 Wine glasses (crystal) 6 for $10. 708-481-6907 Morse model FA-630 Deluxe sewing machine, $20. 708-481-6907 Assorted Fiesta dinner ware, $3-$5 each piece, 708-4816907 Assorted Corning Ware $3-$5ea. 708-481-6907 Vintage Madame Alexander doll, Degas gierl #1575 in original box, wrist tag and stand, $45. 708-481-6907 Disney Mickey Mouse puzzle, over 1,000 pcs, age 12+, brand new, $12. 708-481-6907 Battleship naval combat game, brand new, never opened, $10. 708-481-6907 15” tall Vermont Teddy bear, $15. 708-481-6907 Hot Wheels collection, 35 cars, $1ea. 708-481-6907
Pillows, $5 - $10ea. 708-4816907
Barbie dolls, $5ea. 708-4816907
Decorative throw pillows, $2 - $10ea. 708-481-6907
Set of 4 TV trays + stand $10. 708-481-6907
Bed sheets: Twin size, $2ea. Full size $3ea. Queen size, $3ea. King size, $5ea. 708-481-6907
Pair of allwood kitchen chairs $20. 708-481-6907
Ethan Allen wing back chair, $70. 708-481-6907 Heavy duty universal bed frame, $15. 708-481-6907 Stiffel brass table lamps, $25-$35 each. 708-481-6907 Assorted lamp shades, $5-$10ea. 708-481-6907 Occasional Squire 26” dark wood 2 tier table. 708-4816907
Vintage type 3 in 1 record player, CD and tape player & supporting table, $25. 708-481-6907 Card Table $15; Banquet Table 18 X 48 $20; Folding like new miter saw 8 1/4” New extra blade included $25 Holiday tables 708-4749568
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Reader Advisory: The National Trade Association we belong to has purchased the above classifieds. Determining the value of their service or product is advised by this publication. In order to avoid misunderstandings, some advertisers do not offer employment but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home. Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers. Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it is illegal to request any money before delivering its service. All funds are based in US dollars. Toll free numbers may or may not reach Canada.
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2681 Route 394 Crete, IL 60417
(708) 672-6111
Real Estate Specialists
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Real Estate Questions & Answers
CLOSING DELAYS MIKE BUDER Waiting to close on a home can be a stressful time for buyers and sellers. The real estate closing process is a complex task requiring teamwork and the coordination of leaders, Realtors, title companies, municipalities, attorneys and of course buyers and sellers. It can get a little hectic especially toward the end when everything has to come together for the closing. Normally, buyers and sellers don’t even realize all that is going on because of the things happening behind the scenes while they are busy with their own preparations like the moving process, changing utilities, overnight and travel arrangements just to name a few. But closing dates are often set far in advance and sometimes need to be changed because of unforeseen circumstances that require more time. If this happens with enough notice, it may be inconvenient but usually can be dealt with. This is quite different when something comes up in the last minute that causes a delay. Lending requirements have become increasingly rigid in recent years, so many delays are caused by last minute requests from loan underwriters for additional or updated paperwork. Other times it can be circumstances that are outside the control of anyone. I remember one closing that was delayed because the lender who was located in North Dakota lost power in a December snowstorm and wasn’t able to get paperwork out to the title company. I remember because we closed one day later just in time for Christmas. Closing delays can add quite a bit to the stress
ROOFING
CATHY & JIM HIGGINS
level for both buyers and sellers who are emotionally involved in the transaction. Buyers want to move in, sellers may get worried that the deal might fall through in the last minute, and these are just two of the many concerns buyers and sellers may have. A good Realtor, will be there for buyers and sellers to take the stress out of these situations. The most important thing in a delayed closing situation is to stay in contact with all parties involved and to keep the buyer/seller informed as to what is happening and why. Once it is apparent that the closing is not taking place on time, it is important to provide an approximate time line so that buyers and sellers can make appropriate adjustments to their plans. Sometimes, they are also able to work out an agreement that s satisfactory to both parties. Dealing with closing delays will need to focus on two elements, one is clear away any obstacles that caused the delay and the second is to keep the frustration level to a minimum by keeping the lines of commutation open between all parties that way, when the closing is finally taking place, buyers and sellers will be able to enjoy the moment despite any last minute craziness. If you are looking to buy or sell real estate call Mike Buder at RE/MAX 2000 708-418-4444, E-mail: mikebuder@remax. net, Website: www.BuderHomes.com, or Facebook Friend-request Mike Buder. Your comments are always welcome. Mike Buder A local Christian Businessman
Q: We recently moved next to a golf course, and an errant ball broke one of our windows. We called the clubhouse, but they did not want to help. Are we on the hook to pay for a new window? A: Living on a golf course means living with golf balls. While the golfer who broke your window should own up and take responsibility, she is not legally responsible for the damage if she was otherwise playing normally. Golfers need to take ordinary care when playing, but sometimes even the best golfers will hit a wild shot. If she was acting negligently when it happened, perhaps taking a running start like in the movies, then she would have been on the hook. Buying a house on a golf course comes with the risk that an occasional ball will enter your property with the occasional golfer following it. If you live in a community association with a golf course, your governing documents will deal with this issue in much the same way. Typically these documents will also relieve the reasonable golfer from liability for accidental damage and allow a golfer to retrieve their lost ball.
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I occasionally hear from someone who lives on a recently renovated course and is getting hit by balls much more often. Golf course operators need to take reasonable precautions to keep both their golfers and their neighbors safe and can be held liable if they fail to do so. Sometimes people who already own a home have a golf course, driving range, or something similar, built next to them. If this happens, their new neighbor will need to take precautions to ensure that the existing homeowners are not negatively affected, such as putting up netting. We know people who live on a golf course and they get pummeled with golf balls. They have protective netting and a lucrative side business of selling used golf balls that land on their property. E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins.com. Personal Real Estate Journal: www.Higginshousechat.blogspot.com
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January 27, 2021
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