The Shopper 6/24/20

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Wednesday • June 24 • 2020

RESIDENTIAL POSTAL CUSTOMER

PRSRT STD ECRWSSEDDM U.S. POSTAGE PAID Homewood, IL Permit No. 130

RESTORATION MINISTRIES THRIFT STORES PLEASE NOTE OUR NEW START TIME

O nl i n e

R egis tR at iOn is O pen SALE RUNS 6/29 THRU 7/11 • CLOSED JULY 4TH

Fall Classes Begin Monday, August 17, 2020.

ssc.edu

Free Hot Dogs every Monday!

All Mattress Sets & New Bed Frames

10% OFF

SOUTH SUBURBAN COLLEGE 11:30am-1:30pm

All Couches & Couch Sets

Entire Month of July

25% Off

All Wood Furniture

15% Off

Framed Artwork

50% Off

Clothing

Lamps

50%-75% Off 50% Off Shoes & Sandals

Thursday, Friday & Saturday 10am-3:30pm

Electronics

50% Off

50% Off

Jewelry

Luggage

50% Off

50% Off

CLOSED JULY 4TH

MONDAYS

WEDNESDAYS

THURSDAYS

EVERYDAY

NEW EVERYDAY

Senior Discount Day

50% Off Clothing & Knick Knacks

15% or More Off Furniture

25¢ Clothing Rack

75% Off Clothing Tag

RESTORATION MINISTRIES THRIFT STORES

SOUTH HOLLAND 351 W. 162nd (159th) St. (1/2 Mile East of Halsted) (708) 333-6822 -6 Mon-Fri • 10-5 Saturday 10 Closed Sunday

SAVE $10 ON ANY OIL CHANGE INCLUDES:

• Change Motor Oil • Provide Reminder by Mail • Replace Oil Filter • Provide Window Sticker • Lubricate Chassis for Next Service • Fill Washer Fluid • Provide • Wash Windshield FREE Tire or Fluid • Reset Oil Light Checks Anytime Indicator WE CHECK: Air/Cabin Filters • Transmission Fluid • Power Steering Fluid • Brake Fluid • Antifreeze/Coolant • Tire Pressure • Battery • Exterior Lights • Wiper Blades Most Cars Not Valid With Any Other Offer. Exp: 7/10/20. NS10

75% Off

Knick Knacks

Boutique 50% Off

COUPON

Find Us At TheDukeOfOil.com

HARVEY

14950 S. Dixie Hwy. • (3 blks. South of Sibley) (708) 333-8530 10-6 Mon-Fri • 10-5 Saturday Closed Sunday

All proceeds from our Thrift Stores support our youth programs, food pantry and our two free Christian-based residential drug recovery programs. For more information on our programs, call 708-333-3370 or email at rmi@restorationministries.net.

Full Service Oil Change

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720 East 162nd St., South Holland, IL M-F 8-6, Sat. 8-5, Sun. 11-4

Locations: • Hobart • Hammond (2) • Valparaiso • Munster • Highland (2) • Merrillville (2) • Griffith • Calumet City • South Holland

Offer Expires 7/10/20 Limits Apply

Preventive Maintenance Pros

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Buying or Selling in Illinois or Indiana Call Janice 708-302-8585 Janice Minton-Kutz

Associate Broker/ Serving Indiana & Illinois

(219) 865-5221 Direct (708) 302-8585 Cell (781) 547-3664 E-Fax janice.mintonkutz@cbexchange.com JaniceMintonKutz.cbintouch.com Residental BROKER AGI

20 E. U.S. 30 Schererville, IN 46375 Owned and Operated by NRT LLC

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June 24, 2020

Say I saw it in The Shopper

LOCAL CHURCHES

VERSE OF THE WEEK

...teach us to number our days that we may get a heart of wisdom.

TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ BETHEL CHURCH

3500 Glenwood-Lansing Rd, Lansing (West of Wentworth Avenue) 708-474-9226 www.discoverbethel.org facebook.com/BethelChurchLansing PASTOR JASON NELSON PASTOR CAL AARDSMA PASTOR SHAUN BUIKEMA WORSHIP SERVICES Worship Services .................... 9:30 a.m. ................................................. 5:00 p.m.

Church School......................... 9:45 a.m.

CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133 Info@CalvarySouthHolland.org CalvarySouthHolland.org PASTOR ALFONZO SURRETT, SR. WORSHIP SERVICES Sunday Worship ...................... 9:30 a.m.

Sunday School ...................... 11:15 a.m.

Monday Women’s Bible Study 9:30 a.m.

Tuesday Adult Bible Study 7:00p.m.

Saturday Women’s Grief & Loss Support Group 10:00 a.m.

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School......................... 8:45 a.m.

Worship Services .................. 10:30 a.m.

MONDAY Prayer…… ............................... 6:30 p.m.

TUESDAY Morning Manna ..................... 11:30 a.m.

WEDNESDAY Prayer…................................... 6:30 p.m.

Bible Study…… ....................... 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST

1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. OZZIE E. SMITH, JR. WORSHIP SERVICES Sunday School ........................ 9:15 a.m.

Sunday Worship ...................... 7:30 a.m. ............................................... 11:00 a.m.

Wed. Bible Study ......................... Noon Thursday Prayer/Bible Study .. 7:14 p.m.

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org PASTOR BEN KAPPERS Morning Worship ..................... 9:30 a.m.

Sunday School ...................... 11:00 a.m.

Evening Worship ..................... 5:30 p.m.

FIRST CHRISTIAN REFORMED CHURCH

163rd & South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday .................................... 9:30 a.m. ................................................. 5:30 p.m.

Sunday School ...................... 11:00 a.m.

FIRST REFORMED CHURCH

15924 South Park Ave., South Holland 708-333-0622 www.frcsh.org REV. JAMES OORD, SENIOR PASTOR PASTOR COREY BUCHANAN, Director of Mercy & Justice Ministries ANTHONY BOLKEMA, Director of Worship & Student Life REV. DR. RICH GREVENGOED, Director of Pastoral Care & Counseling WORSHIP SERVICES Sunday Worship ...................... 9:30 a.m.

Sunday School ...................... 11:00 a.m.

— Psalm 90:12

Attend the church of your choice.

An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473

KING’S COMMUNITY CHURCH

600 West Route 6, South Holland 708-333-5444 kingscommunity.ch WORSHIP SERVICES Sunday 10:00 a.m.

Sunday School ........................ 9:00 a.m.

Wednesday.............................. 7:30 p.m.

LYNWOOD UNITED REFORMED CHURCH

1990 E. Glenwood-Dyer Rd, Lynwood 708-474-4100 www.lynwoodurc.org PASTOR REV. NICK ALONS WORSHIP SERVICES Worship Services9:30 a.m. & 5:00 p.m. ..

OAK GLEN UNITED REFORMED CHURCH

2244 Indiana Ave., Lansing 708-474-9576 www.oakglenurc.org Facebook page: Oak Glen United Reformed Church PASTOR REV. ED MARCUSSE WORSHIP SERVICES Morning Worship .................... 9:30 a.m.

Sunday School ...................... 11:00 a.m.

Evening Worship ..................... 5:00 p.m.

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship .................... 10:00 a.m.

Wednesday Bible Study .......... 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday .................................... 9:30 a.m.

Sunday School ...................... 10:45 a.m.

Channel 6 Tues. .................... 10:00 a.m.

HOW TO REACH US Phone: 708-271-8971 Web Page: www.myshopper.biz Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville.

Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion.

Adjustment for error is limited to republication.

In any event, adjustment for errors or omissions is limited to the cost of the space occupied.

CLASSIFIED ADS The Shopper offers FREE non-business Classified Ads (20 word maximum). Business Classifieds are $25 for 20 words, $1 .00 per word over.

Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of News USA, ARA content, StatePoint and Family Features.

DEADLINE Friday 4:00 pm for the following week’s issue.

PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free telephone number for the hearing impaired is 1-800-927-9275.

SPIRIT OF GOD FELLOWSHIP

16350 S. State St., South Holland 708-331-1234 sogfchurch.com PASTOR BRIAN KAMSTRA WORSHIP SERVICES Sunday Worship .................... 10:00 a.m.

Sunday School ........................ 9:00 a.m.

You can still gather virtually — many churches are conducting services online.

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June 24, 2020

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Illinois Vote by Mail BONELLI

A visitation for Eric T. Bonelli was held Saturday, June 20, 2020 at Smits Funeral Home in Dyer, IN. Mr. Bonelli was born June 19, 1987 and passed away June 11, 2020. Son of Pamela Bonelli and Thomas Bonelli.

Step-son of Victoria Bonelli.

Fiancé of Jennifer Kubart.

Father of Cayden James Bonelli. Brother of Joseph (Tara) Bonelli. Step-brother of Donald Oksanen and Jennifer (Ryan) Olson.

Arrangements were entrusted to Smits Funeral Home, Dyer, IN.

JANSEN

A funeral service for Calvin D. Jansen was held Friday, June 19, 2020 at Smits Funeral Home in Dyer, IN with Rev. John Aukema officiating.

Mr. Jansen was born February 26, 1925 and passed away June 15, 2020. Husband of the late Jo Anne S.

$

Jansen (nee Ridder). Father of Paula (Dave) Spence, Patricia (Jesse) Marcano, and Jerry (Alina) Jansen. Grandfather of 5; great-grandfather of 9. Brother of the late Marion (late Howard) Postma and late Violet (late William) Kiekinapp.

Interment was at Oak Ridge Cemetery, Lansing, IL. Arrangements were entrusted to Smits Funeral Home, James E. Janusz Funeral Service, Dyer, IN.

JENTSCH

A funeral service for Jennifer Lynn Jentsch was held Monday, June 22, 2020 at Smits Funeral Home in Dyer, IN, with Rev. Dan Dierks officiating.

Ms. Jentsch was born July 20, 1983 and passed away June 17, 2020. Daughter of Deborah J. Roop (nee Targos) and Brian (Kathy) Jentsch. Step-daughter of Raymond Roop Sr. Sister of Jeremy Jentsch, Elissa Roop, Ashley Roop, Jessica Jentsch, Raymond Roop Jr., Kerry

Hillis, Karly (Philip) Frizzell, and the late Kelly Roop and Anthony Roop.

Interment was at Historic Maplewood Cemetery, Crown Point, IN. Arrangements were entrusted to Smits Funeral Home, James E. Janusz Funeral Service, Dyer, IN.

KOZLOWSKI JR.

A funeral mass for Bruno T. Kozlowski, Jr. was held Friday, June 19, 2020 at Our Lady of Perpetual Help in Hammond, IN. Mr. Kozlowski was born February 18, 1959 and passed away June 14, 2020.

Son of the late Bruno Sr. and the late Mary Ann Kozlowski. Brother of Mari (late Timothy) Smelko and Steven (Elena) Kozlowski. Uncle of 5 nephews and nieces.

Interment was at Holy Cross Cemetery, Calumet City, IL. Arrangements were entrusted to Smits, DeYoung-Vroegh Funeral Home, South Holland, IL.

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To ensure safe and active participation in the 2020 general election during the ongoing COVID-19 pandemic, Governor JB Pritzker signed SB 1863 and HB 2238 into law to provide vote by mail (VBM) applications to all recent voters in Illinois.

The legislation also expands early voting hours at permanent polling places, improves the signature verification process, and makes election day a state holiday.

“In the face of a pandemic, massive economic upheaval, and renewed calls for racial justice, it’s more important than ever that Illinoisans can hold accountable a truly representative and transparent government—and that means ensuring all eligible residents can wield their right to vote in a way that doesn’t risk their personal health,” said Pritzker. “Sending vote by mail applications to residents who have participated in recent elections will allow more people to exercise that right from the safety of their own homes and help reduce the spread of COVID-19 in our communities.”

In anticipation of the continued need for social distancing measures to mitigate the spread of COVID-19, vote by mail may be the safest method to cast a ballot in November.

Under the new law, local election offices must mail or email vote by mail ballot applications and the VBM timeline to voters who cast a ballot in the 2018 general election, the 2019 consolidated election, or the 2020 general primary election, including voters who registered or changed addresses after the primary election. Voters who submit their application for a VBM ballot by October 1 will receive their VBM ballot by October 6.

The legislation requires the Illinois State Board of Elections (ISBE) to: • Post an application for a vote by mail ballot on its website; • Modify the online voter registration system to allow a new registrant to apply for a VBM ballot when completing the online registration; • Provide notice to each election authority about what it must do to comply with the new law and; • Adopt emergency rules to provide reimbursement for expenses related to the 2020 general election incurred as a result of COVID-19 and the new requirements.

To improve the signature verification process, the legislation raises the standard for rejecting a VBM ballot. The election authority will be required to appoint a bipartisan panel of three election judges to verify voters’ signature and the validity of the ballot. Currently, only a single election judge makes this determination.

In an effort to prevent overcrowding at the polls on election day, expanding early voting hours will help ensure election authorities are able to comply with the Illinois Department of Health (IDPH) safety and health guidance. Permanent branch polling places are required to be open from 8:30am to 7:00pm on weekdays and from 9:00am to 5:00pm on weekends and holidays. The legislation permits the use of curb-side voting, in which voters can fill out the ballot outside of the polling place. The bill also authorizes election authorities to establish additional early voting hours for voters whom COVID-19 presents increased health risks.

To further promote safety on election day, the legislation requires local election authorities to establish a central voting site where anyone who lives in the jurisdiction can vote, regardless of their precinct. Additionally, the bill makes election day a holiday for all government offices, except election authorities, K-12 schools, and post-secondary institutions governed by the State Universities Civil Service Act. The state has already established election day as a holiday for state employees.

The trailer bill, HB 2238, would require collection boxes to be locked and opened only by election authorities. It also requires ISBE to establish additional guidelines for the security of these sites.

The new laws take effect immediately.

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June 24, 2020

Nature Conservancy Assists MWRD in Battling Flooding This May, Cook County was pummeled with relentless rain, causing severe flooding, basement backups, inundated streets and sewer overflows. Thanks to the Metropolitan Water Reclamation District’s (MWRD) recently updated Watershed Management Ordinance and, to battle flooding’s harmful effects on both nature and people, The Nature Conservancy in Illinois (TNC) and the Metropolitan Planning Council (MPC) unveiled a new program, coined StormStore, which aims to expand the use of natural flooding solutions, like rain gardens, green roofs and bioswales.

New developments in Cook County, such as apartment buildings or retail spaces, are required by ordinance to manage stormwater runoff on their sites. However, these onsite control options are often problematic or come with a large price tag. StormStore is a credit trading system, meaning site developers with limited stormwater options can buy credits from landowners, such as community centers, churches, businesses or schools, that have the ability and space to support more stormwater via their natural infrastructure.

The local community sites holding extra stormwater can sell this capacity to developers, both financially benefitting from their existing stormwater management and further supporting the local environment. As such, StormStore aims to stimulate economic growth in watershed communities while helping them improve stormwater management and increase green infrastructure projects to store water.

“This program benefits both parties,” said Jen Jenkins, Natural Infrastructure Project Manager with TNC. “Developers can continue new site plans without adding pricey control systems, and local landowners can continue creating green infrastructure to reduce flooding in their neighborhoods and get reimbursed for their expenses.”

Currently, StormStore is in a pilot phase in two areas heavily impacted by stormwater challenges and with sufficient supply and demand to support this market-based program: the Lower Des Plaines and Little Calumet watershed areas.

“StormStore is a great way for developers to get involved with the local community,” said

Ryan Wilson, Manager of Water Resources with MPC. “We’re hoping as many eligible projects in these pilot areas as possible participate and purchase credits, and in turn aid these neighborhoods in mitigating floods and supporting the local environment.”

Learn more about how to get involved in the program by visiting MPC’s StormStore website. To join an informational session about how to get involved in the program, follow this link.

The Nature Conservancy is a global environmental nonprofit working to create a world where nature and people thrive.

Founded in 1951, and thanks to more than a million members and the dedicated efforts of our diverse staff including more than 400 scientists, The Nature Conservancy is one of the most effective and wide reaching environmental organizations in the world.

Conservation initiatives are advanced through land and water protection and restoration initiatives as well as addressing climate change. The Nature Conservancy’s work spans more than 70 countries across six continents.

In Illinois, The Nature Conservancy has helped protect more than 86,000 acres across the state since its inception more than 60 years ago with a particular focus on conservation of the prairies, savannas, forests, wetlands, lakes, and rivers that dot its landscape. For more information, visit https://www.nature. org/en-us/about-us/where-we-work/unitedstates/illinois/.

Since 1934, the Metropolitan Planning Council (MPC) has been dedicated to shaping a more equitable, sustainable and prosperous greater Chicago region. As an independent, nonprofit, nonpartisan organization, MPC serves communities and residents by developing, promoting and implementing solutions for sound regional growth. While MPC works to solve today’s urgent problems— with a focus on economic development, vibrant neighborhoods, quality housing and transportation choices and well-managed natural assets— the organization consistently thinks ahead to prepare the region for the needs of tomorrow. Efforts are grounded in the greater Chicago metropolitan region, including northeastern Illinois, northwestern Indiana and southeastern Wisconsin.

Dolton Public Library Online Senior Bridge Club Now online—come join the fun!

Tuesdays from 4:00pm – 6:00pm; Sundays from 1:30pm – 3:30pm; (708)-849-2385 You must have a Dolton Public Library Card.

Registration Steps 1. FIND THE BRIDGE BASE ONLINE (BBO) LINK • Go to the American Bridge Association • Scroll down to the area called “Learn” • connect to the BBO (Bridge Base Online) link https://www.bridgebase.com/ 2. JOIN FOR FREE: REGISTER ON BRIDGE BASE ONLINE (BBO) • Create your username/password • Confirm your password • Enter your email • Select your skill level and country

• Check the box to agree to the terms • Click to Register 3. CALL (708)-849-2385 TO REGISTER Leave avoicemail with • your BBO username • your email • your phone number • your name You will receive an email invitation.

Summer Reading Program June 22-August 3. This year’s summer reading program will be through Read Squared!

Download the Read Squared app for Android, iPhone, or laptop/PC. You will vitually check out books and gain points for prizes and rewards. Questions? Call Youth Services at 708849-2385 ext. 4 Mon-Fri, 9a, - 1pm. Leave a voicemail with your name and phone number for a return call.

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7107 KENNEDY AVE, HAMMOND, IN 312-560-1304

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First Merchants Bank Grants $ to Habitat for Humanity of NWI Habitat for Humanity of Northwest Indiana announced today that it received a $5,000 matching grant from First Merchant Bank’s Covid19 Response Fund. First Merchants Bank will match any gift of $50 or more to Habitat for Humanity of Northwest Indiana dollar for dollar. Funds will be used to provide volunteers and staff with PPE, sanitizers and cleaning products to use on home build sites and at Habitat ReStore’s in Merrillville and Griffith, Indiana.

In addition to building affordable homes with and for struggling, working families, Habitat for Humanity of Northwest Indiana operates two ReStores in Lake County.

ReStores accept new and gently used home building materials to resell at a deep discount. Each ReStore helps to support the mission of Habitat, building homes, community and hope.

“Protection for volunteers, staff and customers are of the utmost concern. Being able to prepare for the ongoing pandemic and maintain safe environments for everyone we engage with is not only the right thing to do, it is key to ongoing operations.

We are grateful for the opportunity to have funds matched from First Merchants Bank to purchase much needed PPE and disinfectants. The financial impacts due to the covid19 pandemic has been significant, especially due to the unbudgeted needs we now face,” said Dawn Michaels, Executive Director of Habitat.

“The negative economic impact caused by this pandemic cannot be overstated, and First Merchants is committed to doing everything we can to assist our Lakeshore Region and our other communities during these difficult times,” said First Merchants Regional President, Dale S. Clapp.

To contribute to Habitat for Humanity of NW Indiana’s Covid19 Response Matching Grant, go to https://bit.ly/

matchforcovidhabitat or visit nwihabitat. org/donate.

Habitat for Humanity of Northwest Indiana is the leading organization that provides permanent, affordable housing to income-qualified families in Lake County Indiana. By serving qualified homeowners with an affordable mortgage, we help families achieve housing stability and improve their living conditions. HFHNWI’s operating expenses are funded in part by our two ReStores’ located in Gary and Merrillville through the sales of gently used and new home furnishings and materials.

This enables the financial contributions of our donors to go directly toward serving families. HFHNWI leverages our resources with community partners, collaborators and volunteers to keep our housing affordable.

HFHNWI was formed in July of 1986 by Reverend Dick Rogers and has served over 110 families. We continue work toward our vision; where everyone has a decent place to live.

First Merchants Corporation is the largest financial services holding company located in Central Indiana. We provide our customers with broad financial services delivered locally by bankers who are known and trusted in their communities. We offer personal banking, business banking, mortgage lending, treasury management services, and wealth management. First Merchants Bank serves Adams, Allen, Brown, Carroll, Clinton, Delaware, Fayette, Hamilton, Hancock, Hendricks, Henry, Huntington, Jasper, Jay, Johnson, Lake, Madison, Marion, Marshall, Miami, Montgomery, Morgan, Porter, Randolph, Shelby, Tippecanoe, Union, Wabash, Wayne, Wells, and White counties in Indiana, Cook and DuPage counties in Illinois, Monroe and Wayne counties in Michigan, and Butler and Franklin counties in Ohio.

Franciscan Health Fitness Centers Open to Members In alignment with the Governors’ orders, Franciscan Health Fitness Centers has reopened with phases for safety. The phased strategy implements specific measures to ensure the safety and well-being of members and staff. All three Clubs have now re-opened, with the Chicago Heights location being the latest on June 15th.

The Chesterton and Schererville Clubs, following the Indiana Governor’s guidance, are in Phase Two and are offering limited land and aquatic Group Exercise classes.

The Locker Rooms and the walking/running tracks are now available for Member’s use.

In the Chicago Heights Club, currently in Phase One or their re-opening strategy, Members and staff are required to wear face masks while in the facility unless they are working out. Group Exercise classes are open with proper social distancing. Pools, Locker Rooms, KIDZONE and Café are not available for use during this Phase.

Things look very different in the Clubs. Upon entering the facilities, Staff and members have temperatures taken with temperatures of 100.0 or higher not being allowed access to the gym. As always, cleaning and sanitizing is a major focus and the detailed re-open

plans include members having a part to play in keeping the Club environment safe. Fill stations have replaced water fountains and bottled water is also for sale.

“As medically based Fitness Centers, we have the benefit of our Franciscan Alliance healthcare experts, which includes a team of infectious disease doctors, who have guided, vetted and support our re-opening regimen. In addition, we adhere closely to the guidelines set forth by the CDC and the States of Indiana and Illinois,” states a welcome back letter sent to all Members in the last several weeks.

All clubs look to move into their next respective phase on July 5th, barring no setbacks, with the understanding the advancement is subject to change if a new direction is provided by our respective Governor’s.

Franciscan Health Fitness Centers are located at 810 Michael Drive, Chesterton, IN, 219-983-9832, 100 W. 197th Place, Chicago Heights, IL 708-755-3020, and 221 US Hwy 41, Suite A, Schererville, IN 219-865-6969 Anyone interested in a membership or taking a tour should call the location of their choice for an appointment.

Seafood for Summer Meals FAMILY FEATURES Grilled meals provide a summer escape for many families by offering opportunities to spend moments together while enjoying flavorful dishes. As Americans face uncertainty in many aspects of life, one place they should be able to turn to for normalcy is food.

One option that checks boxes including comfort, fun, taste and variety: seafood.

As a nutritious protein available across the country, it is versatile and can be paired with a variety of cuisines and flavors. Options range from salmon and shrimp to crab, tuna and more.

To encourage hungry Americans to enjoy the many benefits of eating seafood, the “Eat Seafood America” campaign offers these reasons to add fish, shrimp and more to your

menu: * Whether you order online, head to a store or purchase fresh from a local fisherman, seafood is widely available. * Seafood works for a variety of dishes and cooking methods, such as these recipes for Easy Shrimp Skewers, a light and hasslefree family meal, or Seared Salmon with Mediterranean Salsa, a fun spin on cowboy caviar. * Seafood provides essential nutrients that support immune health, such as omega-3s that may even help reduce anxiety, according to research published by “The Journal of the American Medical Association.” * Purchasing seafood supports 2 million American jobs for men and women who follow high levels of food safety practices to Continued on pg 8

Say I saw it in The Shopper

June 24, 2020

page

5

SCOIL Rules Police Misconduct Records Cannot Be Destroyed against Chicago for failing to comply with terms of the contract.

While those grievances were pending, both the Chicago Tribune and Chicago Sun-Times filed requests under the state’s Freedom of Information Act for records in the city’s possession dating back to 1967.

After city officials notified the union that it intended to comply with the requests, a Cook County Circuit Court judge issued a series of preliminary inunctions effectively preventing the city from releasing any records that were more than four years old or that were the subject of a U.S. Department of Justice investigation.

In January 2016, an arbitrator in the FOP’s grievances sided with the union and ordered the two sides to reach an agreement on how to proceed with the destruction of the records. In response, the U.S. Attorney’s office sent a letter to the city ordering it to preserve documents relevant to its investigation.

In 2017, both the Justice Department and a task force appointed by the city issued reports specifically citing the contract language as an impediment to oversight and reform of the Police Department.

Finally, in October of that year, a circuit court judge issued an order overturning the arbitrator’s decision to enforce the contract, finding that the language “violated a well-defined and dominant public policy to preserve government records.”

At issue was Illinois’ Local Records Act, which requires local governments and school districts to preserve public records without first seeking permission from a Local Records Commission and demonstrating that the records “do not have sufficient administrative, legal or fiscal value to warrant their further preservation.” Violation of that act is a Level 4 felony.

The union argued in court that another statute, the Public Labor Relations Act. It states that whenever there is a conflict

CAPITOL NEWS ILLINOIS The Illinois Supreme Court ruled this week that the city of Chicago may not destroy records of police misconduct that are more than five years old, despite a contract with city’s police union that requires city officials to do so.

In a 6-1 ruling Wednesday, the high court said that a state law requiring public records to be maintained supersedes a provision in the city’s contract with the union.

The decision comes at a time when police departments throughout the country, including the Chicago Police Department, have been the target of protests and civil unrest in the wake of the May 25 killing of George Floyd, an unarmed black man who died when a white Minneapolis police officer knelt on his neck for nearly nine minutes.

The provision in the contract with the Fraternal Order of Police Lodge No. 7 requiring the city to destroy records of investigations and discipline arising from police misconduct has been the subject of litigation and arbitration for nearly thirty years.

The provision dates back to 1981 and has remained largely unchanged since. The current language states that, “All disciplinary investigation files, disciplinary history card entries, Independent Police Review Authority and Internal Affairs Division disciplinary records, and any other disciplinary record or summary of such record other than records related to Police Board cases, will be destroyed five (5) years after the date of the incident or the date upon which the violation is discovered, whichever is longer.”

Beginning in 1991, however, federal courts began intervening to block the destruction of those documents, especially those that were the subject of federal investigations into a “pattern or practice” of police misconduct.

In 2011 and 2012, the court noted, the FOP filed grievances

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Markham, IL Emissions Test Center Has Reopened The Illinois Secretary of State has extended vehicle registration expiration dates by at least 90 days, but to ensure all motorists can renew their vehicle registrations before this deadline, State Senator Napoleon Harris (D-Harvey) announced the reopening of the vehicle emissions testing center in Markham.

“With the Illinois Secretary of State resuming services, people have to get emissions tests on their vehicles,” Harris said. “I want the South Suburbs to be able to do their part in protecting the environment, and that will only happen if they can access a testing site near them.”

The Markham location was previously used as a COVID-19 drive-thru testing site to help expand testing availability across the state.

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The Illinois Secretary of State’s Office has extended vehicle registration expiration dates without penalty by at least 90 days, allowing motorists to wait to have their vehicles tested.

Motorists who are not comfortable visiting an emissions testing center may revisit at a later date or have someone else bring in their vehicle for testing.

Individuals 65 and older, healthcare workers, first responders and those with preexisting health conditions are encouraged to visit the facility during the first testing hour of each day (8–9 a.m. Monday through Friday, and 7:30–8:30 a.m. Saturday).

Employees at the emissions testing center will be wearing face masks and practicing safe social distancing, and they ask that motorists take the same precautions.

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between that act, or any collective bargaining agreement negotiated under it, and any other state law, the labor law prevails.

In its ruling Wednesday, however, the court said there is a longstanding exception to that principle whenever the contract provision “is repugnant to established norms of public policy.”

In the case of the police contract, the court found that laws requiring retention of public records are a clear statement of public policy. Or, stated more specifically in the State Records Act, “that government records are a form of property whose ownership lies with the citizens and with the State of Illinois.”

“While parties are generally free to make their own contracts, this court has long held that when a conflict exists between a contract provision and state law, as it clearly does in this case, state law prevails,” Justice Lloyd Karmeier wrote for the majority.

In a dissenting opinion, Justice Thomas Kilbride argued that the original arbitration award did not order the destruction of documents. It only ordered the two sides to negotiate, which he said was not a violation of the Local Records Act. He also argued that there is an equally well-established public policy in Illinois to enforce collective bargaining agreements.

“To repeat, the issue of police misconduct is a serious issue that must be confronted by society,” Kilbride wrote. “This court was asked, however, to consider a fundamental principle of labor law, namely, the validity and enforcement of arbitration awards.”

Capitol News Illinois is a nonprofit, nonpartisan news service covering state government and distributed to more than 400 newspapers statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

708-895-2630 219-972-2630

Last week SB 685 was passed, which automatically renews three homestead exemptions for the next property tax year, among other changes.

“The COVID-19 pandemic has put tremendous pressure on Cook County homeowners. We’re pleased to work with the legislature, President Toni Preckwinkle, and the County Board to help at-risk homeowners when they need it most,” said Cook County Assessor Fritz Kaegi. “We will continue to work with our partners to make our property tax system fairer for everyone.”

SB 685 says that homeowners who get the Persons with Disabilities Exemption, the Veterans with Disabilities Exemption, and the Senior Freeze Exemption will not need to reapply for them in 2021. Prior to the passage of this bill, homeowners needed to re-apply every year to receive the exemption.

“This bill will benefit tens of thousands of homeowners in Cook County,” said Kaegi. “If the homeowner received any of these three exemptions this year, they will automatically get them again next year.”

Cook County Board President Toni Preckwinkle added, “This legislation will be of huge convenience to our seniors, veterans, and individuals with disabilities by easing the administrative process of homeowner exemptions. This is especially important

during the COVID-19 pandemic, as many of these individuals may be at high-risk for the virus.”

The legislature passed a series of COVIDrelated bills this spring. While there is still work to be done, these bills mark real progress, say the sponsors.

Under the bill, homeowners who received the Persons with Disabilities Exemption, the Veterans with Disabilities Exemption, or the Senior Freeze Exemption on property tax bills due in 2020 will not have to re-apply to receive the exemption on bills due in 2021. If homeowners believe they would get a larger exemption due to a worsening disability, they can re-apply with this additional information.

Homeowners who are newly qualified to receive any of these exemptions but did not receive it in 2020 will need to apply in 2021.

SB 685, signed into law by Gov. Pritzker, also allows smaller counties to delay penalties for late tax payments and to defer tax sales, both of which are steps taken by the Cook County Board before SB 685 passed.

In 2019, the legislature, at Assessor Kaegi’s urging, passed HB 961, which automatically renews the Senior Citizen Homestead Exemption in Cook County. While the Senior Freeze exemption requires proof of income, the Senior Citizen exemption is for any homeowner who is 65 or older.

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June 24, 2020

SUDOKU

Say I saw it in The Shopper

CROSSWORD

Puzzle 1 (Medium, difficulty rating 0.48)

1

7

6

6

2 1

5

2

9

1

5

7

4

3

4

5

1

6 7

8

8

3

Generated by http://www.opensky.ca/sudoku on Thu Mar 5 19:40:40 2020 GMT. Enjoy!

9

1

6

7

8 6 2 4

4 1 5 3

6 3 2 5 9

7 8

7 8 5 3

1 4 6 9

3 5 9

6 7 4 2

8 1

1 6

4 2 9 8

5 3 7

7

8 1 4

6 2 3 9 5

6 4 3

8 5 9 7 1 2

5 9

2 7 1 3 8

4 6

Puzzle 1 (Medium, difficulty rating 0.48)

SOLUTIONS

7

5

2

Petroleum Petroleum Pine Pine Rosewood Rosewood Safflower Sesame Safflower Sunflower Sesame Tallow Tea Tree Sunflower Tallow Tea Tree

1

Linseed Linseed Mineral Mineral Mint Mint Olive Orange Olive Orris Orange Palm Peanut Orris Palm Peanut

4

Castor Cedar

Clove Clove Coconut Coconut Eucalyptus Eucalyptus Fish Grape Seed Fish Lard Grape LavenderSeed Lemon Lard Lavender Lemon

2

Almond Almond Avocado Avocado Bergamot Bergamot Butter Camphor Butter Canola Camphor Castor Cedar Canola

Put the cart before the horse This is an old saying, as proven by its inclusion if the 1589 book A Dialogue Conteinyng the Nomber in Effect of All the Prouerbes in the Englishe Tongue by John Heywood. It originally meant to do something nonsensical.

Today we understand it to mean doing things out of logical order.

8

Oils Oils

R H M B H J F N E J R E G E G T

3

F O F S M X W B E K R Z R Z Q A

9

O L I V E G N A R O O E T F T Y

R H M B H J F N E J R E G E G T

U F X T V K Y P T D D N S U Y L

F O F S M X W B E K R Z R Z Q A

V S C O R R I S A N I R B P V J

O L I V E G N A R O O E T F T Y

D R A L O N A C E M A S E S M K

U F X T V K Y P T D D N S U Y L

R C O F E C O V T A M A R R L D

V S C O R R I S A N I R B P V J

P R B P F V A I N L N O G W Y F

D R A L O N A C E M A S E S M K

N E U C A L Y P T U S R A F Y E

R C O F E C O V T A M A R R L D

Z W T A L L O W T E A U M C J V

P R B P F V A I N L N O G W Y F

B O T R M U M W W P R R O R A O

N E U C A L Y P T U S R A F Y E

D L E M O N X O E A M C T J Q L

Z W T A L L O W T E A U M C J V

E F R P N L O S D R O H P M A C

B O T R M U M W W P R R O R A O

Y N J Z D D E E S N I L W E M G

Oils

X U G F W E C U U V U J J O Z P

Petroleum Pine Rosewood Safflower Sesame Sunflower Tallow Tea Tree

X S K W D W M T M I N E R A L A

Linseed Mineral Mint Olive Orange Orris Palm Peanut

WORDSEARCH

D L E M O N X O E A M C T J Q L

SOLVE THE MAZE

DOWN 1. Blurt 2. Traditional Indian music 3. Ends a prayer 4. Water basin 5. Persian governor 6. What a volcano does 7. An abnormal blemish 8. Heroic 9. Remained 10. Marginal 11. Labor organization 12. Absconded 13. Carried 21. A two-toed sloth 25. V V V V 26. Edible starchy root of taro plants 27. Fertilizer ingredient 28. Hurries on foot 29. Compulsions 30. Strange or weird 31. Something previously mentioned 34. Traded 36. Latin for “Flanks” 37. Temporary canvas dwelling 38. X X X X 40. Serf 45. Pocketbook 48. Topics of discussion 50. Take an exam over 51. Urns 52. Wear away 53. Deceptive maneuvers 54. Upper layer of the Earth 57. Preparation (abbrev.)

58. Inactive 59. Tardy 60. Psyches 61. Thin strip of wood 62. Puts

ACROSS 1. Alloy of copper and zinc 6. Female sheep 10. Sculpture of a head and shoulders 14. Vampire 15. Wholly absorbed in thought 16. Upon 17. Spy 18. Murres 19. Violent disorder 20. Insolvency 22. Anagram of “Lode” 23. Picnic insect 24. Levelled 26. A satellite of Jupiter 30. A northern sea duck 32. Clobber 33. Utilized 35. Class of “superior” people 39. Compact 41. Mineral-bearing rock 42. A pure form of finely ground silica 43. Fertile areas in deserts 44. A green citrus fruit 46. 9 47. Expressive of contempt 49. Cares for medically 51. Stanzas 54. Prompt 55. Wild African sheep 56. Meek 63. Neither good nor bad (2 words) 64. A sanskrit language used in Pakistan and India 65. American bird 66. Biblical garden 67. Snake-like fishes 68. Ermine 69. Soap-frame bar 70. Small barracuda 71. Examinations

E F R P N L O S D R O H P M A C

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.

Generated by http://www.opensky.ca/sudoku on Thu Mar 5 19:40:40 2020 GMT. Enjoy!

Y N J Z D D E E S N I L W E M G

4

6

X U G F W E C U U V U J J O Z P

8

2

X S K W D W M T M I N E R A L A

1

9

Clove Coconut Eucalyptus Fish Grape Seed Lard Lavender Lemon

2

2

Almond Avocado Bergamot Butter Camphor Canola Castor Cedar

page

Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.

Say I saw it in The Shopper

June 24, 2020

page

7

New Rules for Illinois Firearms Gov. Pritzker Signs Illinois Dealers Approved Vote-By-Mail Expansion CAPITOL NEWS ILLINOIS New permanent regulations that govern licensed firearms dealers in Illinois have finally been approved 18 months after Gov. JB Pritzker signed the bill into law.

The General Assembly’s Joint Committee on Administrative Rules, or JCAR, gave its okay to the rules at a meeting Tuesday in Springfield.

The Firearms Dealers License Certification Act passed the General Assembly in May 2018, when Republican Bruce Rauner was governor. But knowing he was likely to veto it, lawmakers used a procedural maneuver to hold the bill until Democrat JB Pritzker took office in January. He signed it on Jan. 17, four days after being inaugurated.

The new law requires anyone with a federal firearms license who operates a retail gun store, which does not include gun shows, to also obtain a state certificate and to comply with regulations adopted by the Illinois State Police. Those were to include, among other things, rules on maintaining alarm systems, video surveillance systems and ways to secure the store’s inventory after business hours.

The Illinois State Rifle Association and several Illinois gun dealers filed suit challenging the law’s constitutionality in Sangamon County Circuit Court. That case is still pending.

During the JCAR meeting Tuesday, Sen. Paul Schimpf (R-Waterloo) and Rep. Steven Reick (R-Woodstock) praised ISP for working with lawmakers to find compromises on the new rules that were agreeable to all parties.

“We were able to just clarify language that talked about what security systems were necessary,” Schimpf said in an interview after the meeting. “The original proposal was that you would have to be securing all the weapons in a safe, separate location overnight. They’re now going to allow, as long as they are secure, that they have security systems or a bar or a cable system going through (the trigger assembly).”

One area of the new regulations which remains in dispute concerns the type of video surveillance systems and the number of cameras that gun stores must maintain.

But the law does not require compliance with

those rules until Jan. 2, 2021, and ISP officials said they would continue working on that section of the rules in hopes of coming to an agreement before that date.

Schimpf said the process of reaching the agreement was complicated by the fact that ISP does not typically operate as a regulatory agency and so the process was new to many of its officials.

That contributed to the long delay in passing the new rules, some of which were supposed to be in effect by Jan. 2.

ISP initially proposed rules in August, but gun dealers in the state mounted fierce opposition during a public hearing, arguing that many of the proposed rules — including those governing video surveillance systems and after-hours storage of inventory — would be so costly they would drive many dealers out of business.

ISP then agreed to revise the proposed rules. In December, just before rules governing alarm systems needed to be in place, the agency published a set of emergency rules only allowed to remain in force for 150 days. That gave the agency additional time to negotiate with gun dealers and other stakeholders and draft permanent rules.

At a meeting in February, Schimpf and Reick offered a motion to block those emergency rules, arguing that the “emergency” was created by ISP’s own slowness in drafting them. But that motion failed to get the twothirds majority needed.

JCAR considered another set of proposed permanent rules during the General Assembly’s special session in May, but amid continuing opposition by some members, including Schimpf and Reick, it postponed taking action until June.

There were no recorded objections to the rules approved Tuesday.

A spokesman for the Illinois State Rifle Association was unavailable for comment Tuesday.

Capitol News Illinois is a nonprofit, nonpartisan news service covering state government and distributed to more than 400 newspapers statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

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CAPITOL NEWS ILLINOIS Anyone who cast a ballot in the last three years or who registered to vote or changed addresses after the March primary will be sent an application to vote by mail after Gov. JB Pritzker signed a bill expanding the program Tuesday.

In a news release, Pritzker’s office said the program is aimed at ensuring “safe and active participation in the 2020 general election during the ongoing COVID-19 pandemic.”

Pritzker signed Senate Bill 1863 and House Bill 2238, which also expands early voting hours at permanent polling places and makes election day a state holiday.

Local election authorities must mail or email the applications to voters who cast a ballot in the 2018 general election, the 2019 consolidated election or the 2020 general primary election, as well as voters who registered or changed addresses after the March primary. Any eligible voter who submits an application by October 1 will receive their ballot by October 6.

“Sending vote-by-mail applications to residents who have participated in recent elections will allow more people to exercise that right from the safety of their own homes and help reduce the spread of COVID-19 in our communities,” Pritzker said in a news release.

The changes were backed by the House Democratic Women’s Caucus and sponsored

by Rep. Kelly Burke, D-Evergreen Park, in the House and Sen. Julie Morrison, D-Lake Forest, in the Senate.

“The COVID 19 pandemic has created many challenges, but participation in the November election should not be one of them,” Burke, an assistant majority leader in the House, said in a statement. “Just as we have taken precautions to make shopping, traveling, and other everyday tasks safer, we must also take precautions and make adjustments to ensure everyone can safely exercise their right to vote.”

Republicans, however, have argued that the program is susceptible to fraud.

In Illinois Senate floor debate last month, Republicans raised questions on costs, input from county clerks, the security of collection sites and automatic sending of ballot applications.

Sen. Paul Schimpf, R-Waterloo, argued

the bill creates a system with “significant” costs that are unnecessary given that Illinois already allows any citizen to vote by mail.

He added it would also place a “significant burden” on local election authorities, whom he also argued have not been able to offer enough input.

The Illinois State Board of Elections filed a fiscal note saying that if the bill’s provisions are fully implemented by every local election authority, it would eat up every dollar of the more than $16.7 million the state will receive from the federal CARES Act for elections.

The legislation also requires the Illinois State Board of Elections to: post an application for a vote by mail ballot on its website; allow a new registrant to apply for a vote-by-mail ballot when completing the online registration; provide notice to election authorities about compliance with the new law; and adopt emergency rules to provide reimbursement for expenses related to the 2020 general election incurred as a result of COVID-19 and the new requirements.

The legislation also raises the standard for rejecting a vote-by-mail ballot by requiring local election authorities to appoint a bipartisan panel of three election judges to verify voters’ signatures and the validity of the ballot. Previously, only one election judge made this determination.

Also per the new laws, permanent branch polling places are required to be open from 8:30 a.m. to 7 p.m. on weekdays and from 9 a.m. to 5 p.m. on the weekends and holidays for early voting. Curb-side voting, allowing voters to fill out the ballot outside of the polling place, will also be permitted.

Completed vote-by-mail ballots can be returned at new collection sites, which HB 2238 requires to be locked and opened only by election authorities.

The legislation also requires local election authorities to establish a central voting site where anyone who lives in the jurisdiction can vote, regardless of precinct.

The new laws take effect immediately and only apply to the 2020 general election.

Capitol News Illinois is a nonprofit, nonpartisan news service covering state government and distributed to more than 400 newspapers statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

Delayed Income Tax Filing and Payment Deadline is July 15 Taxpayers who have yet to file their 2019 federal or state individual income tax returns must act by July 15 to avoid penalties and interest.

Illinois and Indiana both extended the state tax filing season three months to July 15, the same date set by the Internal Revenue Service (IRS) for federal returns, from the normal due date of April 15 to help taxpayers experiencing difficulties due to the COVID-19 pandemic.

Illinois DOR reminds taxpayers that the fastest, most secure way to receive a refund is to file a tax return electronically and request

direct deposit into a checking or savings account. Taxpayers may file and pay their IL1040 for free through www.MyTax.Illinois.Gov. Taxpayers who have already filed a return can check their status by using the Where’s My Refund? link located at www.MyTax.Illinois.

Gov. INfreefile allows Indiana taxpayers with lower adjusted gross incomes (AGI) to file their federal and state taxes for free using simple question and answer type software.

IN freefile is accessed at https://www.in.gov/ dor/4578.htm.

Dolton Public Library Offers Virtual Zumba Class July 10 Dolton Public Library continues its popular Virtual Zumba Class July 10 ar 5:00pm.

Zumba is one of the most versatile fitness workouts, as classes can be geared for any fitness level. Zumba is an exercise fitness program created by Colombian dancer and choreographer Alberto “Beto” Pérez during the 1990s. Zumba choreography is composed using all or some of the sixteen core steps. There are four basic rhythms: salsa, reggaeton, merengue and cumbia, and each basic rhythm has four core steps.

Zumba classes are typically about an hour long and are taught by instructors licensed by Zumba Fitness, LLC. In one Zumba class, a person can burn up to 600 kcal, depending on the energy expended. The music comes from the following dance styles: cumbia, salsa,

merengue, mambo, flamenco, chachacha, reggaeton, soca, samba, hip hop music, axé music and tango.

Because Zumba offers different options, it be adapted for all ages, meaning that anyone from age 0 to 100 can participate in this form of aerobic exercise. Zumba helps people build strength, improve motion and posture, and provides socialization.* Class participants need to register by calling the library at 708-849-2385. Leave a voicemail including the class name (Virtual Zumba), you names, and your contact information.

All ages will enjoy the class. Join the Dolton Public Library for some fun fitness!

Zumba is a trademark owned by Zumba Fitness, LLC. *Wikipedia

page

8

June 24, 2020

Say I saw it in The Shopper

Seafood for Summer Meals, cont’d Continued from pg 4

provide sustainable seafood. * Seafood offers an escape as a way for families to enjoy a favorite meal that reminds loved ones of vacation memories from oceanside paradises.

Easy Shrimp Skewers Recipe courtesy of Annessa Chumbley, RDN, on behalf of the Seafood Nutrition Partnership

Prep time: 5 minutes Cook time: 10 minutes Servings: 5 10 wooden skewers water 2 medium zucchinis, cut into large chunks 2 medium bell peppers (any color), cut into large chunks 2 red onions, cut into large chunks 1 cup cherry tomatoes 10-12 ounces cooked shrimp, peeled, deveined, tails on olive oil sea salt, to taste 1 lemon, juice only In bowl, soak skewer sticks in water at least 10 minutes to prevent burning on grill). Preheat grill to medium-high heat.

Build skewers by alternating zucchinis, bell peppers, onions, tomatoes and shrimp, pushing ingredients closely together on each skewer. Brush each with olive oil and sprinkle with sea salt, to taste.

Cook skewers about 9 minutes, rotating every 3 minutes until veggies and shrimp are seared but not overcooked.

Remove and place on large platter.

Drizzle with lemon juice and serve.

Continued on pg 9

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Personal Trainer to the Real Estate Consumer

Your House Stinks MIKE BUDER Sorry if I offended you…but your house stinks. Houses smell. Yep, every single one. Oh, they don’t all smell bad… but they all carry their own fragrance. A fragrance called the death of a sale if it stinks. Unfortunately, in the grand scheme of preparing a home for sale, house smells are the last think that sellers seem to think about. Probably because I have yet to meet a seller who smells their own stinky home. Not once has a seller said to me “I know my house smells bad”. No matter how diplomatic an agent tries to be when listing a stinky house, telling a seller their home smells bad seems to offend them more than telling them that their home is worth less money than they thought.

Maybe it’s because when you live in your home you become immune to all the smells that “outsiders” definitely notice. This is why I feel that is it part of my job to be upfront and honest with sellers about the odors that will be an obstacle to successfully marketing their home.

Please Mr. and Mrs. Seller, don’t shoot the messenger! Your Realtor is just trying to help you to get your house sold and a “house a’la stinky” is going to be a problem. Some of the most deadly (yes, they could kill the sale of your home) smells are the obvious. The granddaddy of stink is cigarette or cigar smoke. The next would be the pet smells, especially the cat liter boxes or mothballs. Then there are the subtle smells that can also be a buyer turn off such as dirty sheets and laundry, moldy smelling bathrooms, dirty diapers. Then there are the weird cooked food smells (by the way-never cook fish or cabbage while trying to sell your home), garbage cans (empty them every day).

Overcompensating with to many air fresheners or candles can offend a sensitive nose and make your buyer wonder what you’re covering up. So…if you’re selling your home, go outside to clear your nasal passages, then step inside and take an impartial whiff or ask someone you trust to do it for you. Hey, -- you can even ask your Realtor!

If you are looking to buy or sell real estate call Mike Buder at RE/MAX 2000 708-418-4444, E-mail: mikebuder@ remax.net, Website: www.BuderHomes.com, or Facebook Friend-request Mike Buder. Your comments are always welcome.

Mike Buder A local Christian Businessman

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Say I saw it in The Shopper

June 24, 2020

Financial Advice Column

Ensure You’re Properly Insured SUBMITTED BY BOB KRYGSHELD There’s certainly been plenty of volatility and uncertainty the past few months, but one aspect of your financial picture has probably remained stable: your need for insurance. And since National Insurance Awareness Day is observed on June 28, now is a good time to review your overall insurance coverage to determine if you and your loved ones are well-protected.

You might be surprised at the lack of protection among your fellow citizens. Less than 60 percent of Americans have life insurance, and just about half of those with insurance are underinsured, according to LIMRA, a research organization.

Of course, you might think the reason so many people don’t have insurance is because they don’t need it. But just about every age group can benefit from life insurance.

•If you have a house and a family … Your insurance needs are obvious: If something happened to you, could your mortgage payments still be met? How about your car payments? Doctor’s bills? College for your children?

Even if you have a spouse or partner who earns a decent income, your family could still have big trouble paying its bills if you weren’t around.

•If you’re young and single with no family responsibilities … If you’re in this group, why would you need life insurance? For one thing, perhaps you owe money together with someone else – you might, for example, be a joint debtor on a mortgage. If you passed away, your co-debtor would be responsible for the entire debt. And just because you don’t have family responsibilities now, it doesn’t mean you never will. If you have a family history of serious health issues, which may eventually affect you, you could have trouble getting life insurance later, or at least getting it without paying a lot. Now, when you’re young and healthy, the coverage is available and may be more affordable.

•Your children are grown and you’re retired … If you retire with debt or have a spouse dependent on you, keeping your life insurance is a good idea, especially if you haven’t paid off your mortgage. Plus, life insurance can be used in various ways in your estate plans.

Even if you recognize the need for life insurance, though, you may be uncertain about how much you require. Your employer may offer insurance, but it might not be sufficient for your needs. And, perhaps just as important, if you leave your job, voluntarily or not, you’ll likely lose this coverage. If you purchase a private policy, what’s the right amount? You might have heard you need a death benefit that’s worth seven or eight times your annual salary, but that’s just a rough estimate. To determine the appropriate level of coverage, you’ll need to consider a variety of factors: your age, income, marital status, number of children, and so on.

Still, even after you’ve got the right amount in place, it doesn’t mean it’s set in stone. You should review your coverage regularly, and especially when you change jobs, get married or remarried, have children or experience any other major life event.

Life insurance should be a key part of your overall financial strategy, along with your retirement accounts and other investments. Make sure you’re properly covered – for today and tomorrow.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Bob Krygsheld 501 W Exchange St. Crete, IL 60417 (708) 672-2892

page

Seafood for Summer Meals, cont’d Continued from pg 8 Seared Salmon with Mediterranean Salsa Recipe courtesy of Annessa Chumbley, RDN, on behalf of the Seafood Nutrition Partnership Prep time: 5 minutes Cook time: 10 minutes Servings: 4-6 2 tablespoons olive oil 4-6 salmon filets (each about 1-inch thick) sea salt, to taste 1 can chickpeas, drained and rinsed 1 can quartered or chopped artichoke hearts, drained 1 cup diced cucumber 1 cup diced cherry tomatoes 1/3 cup diced red onion 1/2 cup crumbled feta cheese 1 handful fresh spinach, chopped balsamic glaze In skillet over medium-high heat, heat olive oil. Sear salmon filets 4 minutes. Sprinkle tops of each salmon filet with sea salt, to taste. Flip and cook 4 minutes until barely done. Remove to serving platter.

In medium bowl, make salsa by gently folding together chickpeas, artichoke hearts, cucumber, tomatoes, red onion, feta and spinach. Sprinkle with sea salt, to taste. Drizzle with

balsamic glaze and spoon salsa over each salmon filet.

Refrigerate leftover salsa.

With great recipes like these, you can enjoy fresh, healthy and delicious meals that provide variety to your daily routine.

Have a tasty summer!

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June 24, 2020

Say I saw it in The Shopper

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Classifieds Classifieds Classifieds Classifieds Classifieds Classifieds Services Ramirez Roofing & Lawn Care. We service all your roofing and lawn care needs.

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DAVE & MARY. WE INSTALL Fans, Switches, Outlets, G a r a g e Fe e d s. S e r v i c e upgrades, troubleshooting.

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Care & J.E.M Plumbing & Sewer, Wa l p a p e r i n s t l l a t i o n . Lawn Drain Cleaning Specialist, General dywall repair & Landscaping lines, pumps, Maintenance • Power Raking water installation. Best pr ice Lawnwater toilets, same guaranteed. Ask for Ed. 708- Bushheater, Trimming •faucets.

Aeration & Seeding day• Clean service.

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Fertilizer Up • Mulch & Rock • Sodding COMPLETE L AWN PA I N T I N G S E R V I C E S : SERVICE.Cutting, Edging, Quality Painting & Scraping Trimming Trees, Sodding & Ser vice. Interior and Seeding, Stump Removal, Exterior. Power washing, Lot clearing, Cleaning stain decks, re-glaze gutter. Ask for Aaron. 708windows, strip wallpaper, 250· 4 752 or 312-835-66451 etc. Free estimates. Call Normand 708-596-2170 A-G PLUMBING, SEWER RODDING Large Pipes.

TREE SERVICE: Maggy’s Starting at $15. Electric Tree Service. Tree’s Topped, power rodding, catch basins Trimmed, Removed, Bush cleaned, complete plumbing Removal, Stump Removal. repairs & water heaters. 708Walks shoveled. Also Insured 250-4752 or 312-835-6645.

Bonded. Free estimates.

Email: gholston859@gmail.

708-200-8078 com CONCRETE & PATCHING Done On The Side to save Real Estate you money. Also general contracting, handyman SOUTH SUBURBS HOMES work, FHA work & for re nt . Re n t t o ow n s n ow p l ow i n g . Ve r y program available. Section 8 reasonable. Call Mark 708welcome. Proven Real Estate 408-7192 Services, LLC of Lansing.

708-418-1833 CLEANOUTS; JUNK REMOVAL. Clean out apt, FOR RENT: 2 BEDROOM house, garage, business APT available July 2. Second Home cleaning; property floor. No pets. Lansing IL. pictures, documenting or 708-474-2474 sales ads. Call till 8pm. 219OPEN, SPACIOUS, AND 433-9457 V E RY N I C E 2 n d f l o o r MOVING SERVICES: furnished living space custom pickups/ delivery available as a house share in service. Small moves, single suburban Lynwood. Just off items, classified ad items, Interstate 394 at Glenwoodappliances. Furniture & Dyer Road. Shared bath and exercise equipment kitchen, washer and dryer, a s s e m b l y, I K E A , O f f i c e wifi. Utilities include d Depot, etc. Any day till 9pm. except phone. Non smoker, 219-433-9457 n o n d r i n k e r, n o t 4 2 0 friendly, proof of income, no KEN MOVERS. Best prices over night guests, cat i n t ow n . $ 1 2 0 / h o u r, friendly. $450/month. 219minimum of 5 hours. 708314-9982 252-6354

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EFFICIENCY APT. FULLY Wanted FURNISHED, full kitchen, plates, silverware, pots, WANTED: DIABETIC TEST pans, cable TV. Electric, gas, STRIPS Freestyle Lite One cable inlcuded. $675/mo.

Touch Accu-Chek Contour DECORATING 708-280-9305 and Others, Must be sealed, unopened, unexpired, unused boxes. 708-474-3941 Help Wanted FREE ESTIMATES

IF YOU OR A LOVED ONE were diagnosed with O VA R I A N C A N C E R o r MESOTHELIOMA after use of TALCUM products such as BABY POWDER or SHOWER TO SHOWER, you may be entitled to compensation. Contact INTERIOR • EXTERIOR WANTED: DON’T THROW HELP WANTED: CASHIERS/ Charles H.HANDYMAN Johnson 1-800GARAGE DOORS IT AWAY! I am buying old SORTERS. Bi-lingual 535-5727 s t u f f . To y s , s i g n s , preferred. Will train, but 1872 STORY CLARK PUMP advertising, oil cans, and previous experience a plus.

ORGAN, two 50 gallon fish much more. Please call or Fast-paced environment. tanks with filter, wood Full-time only; $10/hr plus Quality Work attext a FairDoug.

Price 219-616-9342 cabinetHANDYMAN stand or SERVICES metal benefits. Apply in person.

• Complete Remodeling stand, air hockey table, No phone calls. Applications • Bathrooms & KitchensGarage Sales General Repairs Drywall • Supply & Installed stainless steal refrigerator. a v a i l a b l e a t r e• gCeramic i s t e r.

Tile • Drywall Repair Painting Basic Carpentry MULTI• Service OpenersBest offer. 708-207-4905 • PaintW• InstallsSTOP Fences BY THIS Restoration Ministries 351 Basic Electric Plumbing FAMILY GARAGE SALE at Cables 162nd St., South Holland, IL (cell phone) Hector • Broken Springs, Seams E l e c t r iHoles, c a lCracks t r &i p l e -int Drywall ap 3658 Monroe St in Lansing!

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Over ten years experience car headlight, $12ea; FREE#9004, ESTIMATES THERAPIST Technician/ D Available e sini South g n e r p FREE u r s e s ESTIMATES and Suburbs, References 4pk nitelight bulbs, $3ea; Re c e p t i o n i s t F u l l - t i m e CALL 708-323-5954 handbags, Women’s shoes Our Videos at www.youtube.

4pk solar rechargeable position working Watch for the sizes 8-9 and apparel Jr to com/users/coronadodecorating batteries, $4. 708-460-8308 longest standing, therapist Plus Size, Men’s apparel and owned, outpatient Physical shoes, small home 2pk appliance bulbs, $4; Therapy organization. H.S. appliances, used and new 6-outlet power strip w/ Diploma & computer skills b a b y t o y s a n d g e a r, circuit breaker, $6; 12pk 40required. On the job Furniture, tools and MUCH watt soft white bulbs, $12; training. Send resume: MORE! June 27, 8am-1pm. tealight holders, $10ea. 708Chicago-suburbpt@ 460-8308 GARAGE SALE: SOME OF sbcglobal.net EV E RY T H I N G ! Je w l e r y, SUV jumbo w/s sun shade, benches, furniture, etc. At Misc Items For Sale $10; gray steering wheel the Skate Shop, 16858 Park cover, $3; car sun shade, $8; Ave. Hazel Crest IL, 9am 60psi hand pump, $20. 708June 26th & 27th.

460-8308 HUGE YARD SALE! June 25, Gal de-bug solution, $2; 26, 27 8am - ? 17530 64oz purple car wash, $3; car Community St., Lansing. cover lockkit w/3 keys, $12; Everything under the sun.

1949-1950 Ford car hood, Two big tents—cheap! $250. 708-460-8308 GARAGE SALE: MULTIPair 2-ton new steel jack HARLEY DAVIDSON ROAD FA M I LY S A L E ! 1 7 2 6 stands, $22; Mercury Tracer Timberwood Lane, Munster, KING 2004--Lots of Chrome!

14in rea window wiper IN. June 25-26, 8 am - 3 pm.

A fun ride. Call Jim at 708blade, $10; Lifesave fire Quality mens, womens & 325-6331. extinguisher, $17. 708-460childrens clothing. Kitchen, 8308 household and decor items.

SALE. SALE. SALE. All new factory to you Furniture Train cookie cutter set, LANSING GARAGE SALE sale. Mattresses: twin $88, boxed, $8; rain ponchos, 18743 Torrence June 25&26 full $98, queen $138. Bunk $3ea,; Ortho granules “keeps 9a-2p.

Collectibles,tools, beds, futons, day beds $178. bugs out”, $6; glass shelving, household, linens, and 5 pc dinette $179. Sofa LV 15inx58in, $12ea. 708-460much more! $495. 4 pc. bdrm $495.

8308 Lamps, rugs & more. EZ Miscellaneous credit $3,000, 90 days same Premium horsehair car as cash. Free layaway. 708brush, $30; Broan range CLOSED MY DOUGH BOY 371-3737, www. hood, fan/light, $30; 20pc round above-ground pool factorybeddingfurniture. boxed tempered glass after a storm.

Brand new com Like us on facebook. dinnerware set, $10. 708liner, filter and heater, etc.

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ETE Dryer front loader $150.

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708-841-8094 Air compressor, 3-gallon 1.5hp, $100. Snow blower, 208cc, 24” wide, $150. 708889-0350 For sale: sofa $125. Loveseat $100. 708-841-8094 (219) 627-1344 For sale: table and four chairs $125. Air conditioner $125. 708-841-8094

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Barbie power wheels trail rider and Dynacraft wheels model 8802–42. Both need batteries. $15 each. 773-7857247 Wooden pallets 48” X 40” good condition. All 6 for $15.

773-785-7247 Automotive tire P205/75R14 white wall mounted on rim, brand new, never used. $27.

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4” paint brushes, $3ea. Pink cat brush, $4. Six-pc wire brush set, $6. 708-460-8308 Yellow forsythia shr ub, potted, $17. 12+ Asiatic lily plants, potted, $39. Dwarf burning bush, $20ea. 50” tree wrap, $2. 708-460-8308

Say I saw it in The Shopper

June 24, 2020

page

Speaking Of Seniors

Real Estate Specialists

The Family Needed Our Help

Real Estate Questions & Answers

WOODROW WILCOX On June 17, 2020, I helped the family of our client save over $1400. The problem with the bill was caused entirely by Medicare. If I had not helped, it could have cost the family $1,408.

I checked the facts and wrote the following letter. I edited the letter to protect the privacy of client and family.

Dear Representative, The family of our client sent a bill from your firm to our firm for our review. The bill seeks a balance of $1,408 on Guarantor Number XXXXXX for services rendered on May 6 and 7 of 2020. The original bill total is $15,993.02.

I phoned the client’s Medicare supplement insurance company to learn what it knew of this claim. It reported that Medicare sent to it a claim from your firm for those dates of service which totaled only $640. The rest of the claim was missing from the Medicare EOB. That is not the fault of the patient, the insurance company, or your firm. It is Medicare’s fault for sloppy, unprofessional work.

To fix this problem as fast as possible, please send both the original billing information and the Medicare EOB information that you have for the claim directly to the patient’s

Bridal cake knife set, boxed, m i n t , $ 2 5 . Us e d c l e a n wedding dress, petite, $39.

Ladies short hooded jacket, size XL, $15. 708-460-8308

Stack-On 19” toolbox, $12.

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WANTED: aluminum ladder 16’ to 20’ in length. You must leave your phone number.

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CATHY & JIM HIGGINS

secondary insurer at the following address.

Thank you.

My point is that every senior should be doing business with an insurance agent or agency that is close to the senior. Medicare has many faults and makes many mistakes which could cost a senior money if no one helps the senior. So, don’t do business or buy Medicare related policies from people who only “pitch” insurance over the phone.

When you need help with a Medicare medical bill problem, the “over the phone” only insurance agent won’t be able to help you.

All the help that I gave this client was FREE OF CHARGE. This insurance agency is proud of its reputation for “going the extra mile” for our clients. If your insurance agent or agency would not help you with a medical bill problem, why not switch to our firm?

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana.

He has saved clients of that insurance agency over two million dollars by fighting mistakes and fraud in the Medicare system.

Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which is available through Amazon, E-Bay, and other booksellers.

Ne w a l u m i n u m s c o o p shovel, $24. 2-gal red steel gas can, $4. Gallon W/S washer solution, $2. Car soap, $5. 708-460-8308

Hose reel carts, various sizes. Made by Ames or S u n c a s t . Ve r y g o o d condition. As low as $9ea.

773-785-7247 Tire P205/70 R15. Used only 5,000 miles. Mounted on Dodge/Chrysler wheel. $35.

773-785-7247

Electric lawnmower, Black & D e c k e r. $ 5 0 E x c e l l e n t condition. 773-785-7247 Little Tykes basketball rim and net. Includes base and stand. Like new. $16. 773758-7247 For Sale: Camera Olympus Infinity, self timer, focus lock, ESP quick flash, $85.

708-535-9354 Bicycle trailer for child (pull behind adult bike style) Schwinn brand, $60. 708837-9814

Notice of Public Sale Notice is hereby given that the undersigned will sell, to satisfy lien of the owner, according to (770 ILCS 95/) Self-Service Storage Facility Act I at public sale by competitive bidding on www.storagetreasures.com ending on July 1, 2020 at 10:00 am or after for units located at: Compass Self Storage, 2556 Bernice Rd., Lansing, IL 60438 The personal goods stored therein by the following may include, but are not limited to general household, furniture, boxes clothes and appliances. Purchases must be made with cash only and paid at the time of sale. All goods are sold as is and must be removed at the time of purchase.

Compass Self Storage reserves the right to refuse any bid. Sale is subject to adjournment.

Unit #

Tenant Name

B1003 B1041 B1046 B1256

Era Mae Spell Ronnie Veal Cameron Carter Darius Powell

11

Question: We paid off our $150,000 mortgage balance recently. The houses in our area are on the market for between $320,000 and $390,000. We were told by one of our neighbors that a few other neighbors are upset with us for doing this, because it dropped the value of the homes in our area. Is this true?

Answer: No. If a home sells for $500,000 it means the seller gets $500,000 in cash at closing, whether the home was bought outright (debt free) or the buyer is in debt up to their eyebrows. The $500,000 is then reduced by closing costs, lien pay-offs, etc.

Home values are determined by supply and demand. Easy financing and low rates create additional demand by expanding the pool of potential buyers.

That a home is free and clear of all debt does not mean it is less or more valuable in the marketplace.

Question: I’m interested in purchasing a home that’s priced 9% above others in the neighborhood. The seller feels the price is justified since they installed a lot of upgrades.

I submitted an offer that’s almost 2% higher than the neighborhood average price, and it was rejected. The home has been on the market for 122 days, is well kept and very nice, but I cannot see how it justifies nearly a 10 percent margin in price over the average. I want to offer the sellers a fair price for the home, but not overpay. What can I do?

Answer: You are overthinking this.

Real estate sale prices are established by informed buyers and sellers. If you don’t want to pay the seller’s price and the owner will not accept your offer, logic and reason are irrelevant—the house won’t sell and you must look elsewhere. Don’t be mislead by statistics. Upper-bracket homes, as one example, often take months to sell—and sometimes longer.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www.

Higginshousechat.blogspot.com

NASCAR racing clock, battery operated, 10” diameter. $7 OBO. 708-8379814

FREE lumber, different sizes.

Kept in garage. YOU HAUL. Call 708-418-0051. Lansing area.

Fishing pole ski container for car roof. Expensive tool brand, paid $400. Sell for $200. 708-418-0725

D i s n e y M i c k e y Mo u s e puzzle, over 1,000 pcs, ages 12+, brand new, never opened, $12. Battleship (naval combat game) brand new, never opened, $10.

Morse FA-630 Deluxe sewing machine, $20. Shepherd hooks, $3-$5ea. Plant stand, shelves, $5-$10ea. Call 708481-6907

Trailer hitch, brand new, for 1984–1995 Chrysler van. $50 OBO. 708-748-8151 Compound miter saw, 8 1/4” blade,$50. A&W root beer mugs, large, small, $5ea. 708-837-9814 Philco vintage 1940 radio, still works. 40” high. $50 OBO. 708-837-9814 Vintage license plates, 1950 through 1975. $4ea or make a deal for all. 708-837-9814 Bicycles: 2 Huffy men’s 15 speed index shifting. 26x1.95 tires. Blue color. $40ea OBO. 708-837-9814 Ethan Allen wing back chair, $ 7 0 . 6 ’ l o n g Ha y w o o d Wakefield bench, $100.

Heavy duty universal bed frame. $15. Stiffel brass table lamps, $25-$35 each.

Assorted lamp shades, $5$10ea. Occasional Squire 26” dark wood 2 tier table, $50. Vintage bedside table

by John Widdicomb, $35.

708-481-6907

Men’s dark pink sport jacket, perfect, 40R, $35. Yellow sport jacket, 38L, $28. Navy blue U of I shirt, adult XL, $15. 708-460-8308 Moose stuffed animal, 20”, new, $10. Many new small stuffed animals, $5ea. Gal. gas can, $5. 6 volt lantern, $2. 708-460-8308 Tomato plants small, $.25 each. Larger size $.50 each.

Asiatic Lilly Lance, in pot, $39. Yellow forsythia shrub, potted, $17. 708-460-8308

Fo r Sa l e : 2 $ 4 2 g i f t certificates for Loubelle’s Kennel in SOuth Holland IL. Both for $50. 708-785-3062

Birch tree, black, potted, $20. Hosta perennial plants, $3ea. Small tomato plants, $.25 each. Dwarf burning bush shrub, potted, $20ea.

708-460-8308

For Sale: Yokohama tires (4), 195-60R-15, good tread, $10ea. Step 2 toy box, $20 OBO. Hargrove framed, signed farm scene painting,16”x30”, $60 OBO. 708-877-6088

Whirlpool Gas White stove $75, Oak End Tables (2) $20 ea, Jewelry Armoire $45, purple pub tab $45. 708638-8942

Aston Martin silver polo, XL, $35. Ferrari red polo, XL, $35. U of A red t-shirt, $10.

Bears NFL t-shirts, $10 each.

708-460-8308

Gutter cleaning service, we clean gutters and downspouts. Average cost of cleaning $100, Seniors get 20% off. 708-207-0644

Lithium button batter y #2016, $3ea. Four “D” RayO-Vac batteries, $5. 24 AA H/D batteries,$5. Gal. car soap, $5. 708-460-8308.

Call, text, or email me if you are looking to get your lawn mowed weekly. 219-3021627

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June 24, 2020

First Merchants $1.4Billion Community Investment Plan First Merchants announced today a $1.4 billion community investment plan with the National Community Reinvestment Coalition (NCRC) and its community-based members and partners. The collaborative initiative began with a needs assessment in September 2019 and was finalized earlier this month.

The commitment, which extends through 2025, includes mortgage, small business and community development investments and lending. Philanthropic funding is a primary focus as well and will be funneled to low- and moderate-income communities across First Merchants’ regional market areas in Indiana, Ohio, Illinois and Michigan.

“The $1.4 billion Community Benefits Agreement accelerates First Merchants’ leadership in helping our communities and customers thrive,” said Mike Rechin, First Merchants CEO. “At a time when lowand moderate-income neighborhoods are most vulnerable, we will provide hundreds of millions of dollars to help communities throughout Indiana, Ohio, Illinois and Michigan. The impact of these resources will last well into the future.”

The collaboration with NCRC involves 19 locally based community organizations that provided critical input to develop the plan.

“This agreement is a product of all of our efforts. This commitment provides First Merchants Bank an opportunity to increase its Community Reinvestment Act activity, and to direct it where it is needed most,” said Jesse Van Tol, NCRC CEO. “This is how the Community Reinvestment Act should work for banks and communities alike.”

First Merchants will leverage its current partnerships with community-based organizations to help identify and engage with potential clients who may benefit from existing and newly developed products and programs.

“The Community Benefits Agreement is an opportunity for the employees of First Merchants to take great pride and engage in as we continue along with our partners to stand in the gap assisting those who most need an opportunity to build financial stability,” said Karen Evens, First Merchants Marketing

Director.

The commitment by First Merchants will focus on underserved, low- to moderateincome and rural communities and provide: • $398 million in mortgage lending • $423 million in small business lending • $580 million in community development lending and investment commitments • $3.4 million in sponsorships, grant, loan and investment opportunities • $10 million to open five new branches and/or loan production offices in low- to moderate-income communities, including Marion County, Ind. Lake County, Ind., Franklin County, Ohio and Wayne County, Mich.

“This agreement with First Merchants Bank is a significant step forward and reflects practices that all banks can adopt in order to address the racial wealth divide,” said Dedrick Asante-Muhammad, NCRC Chief of Race, Wealth and Community.

These new investments add to First Merchants’ existing support of clients and community organizations during the coronavirus pandemic. Those resources include loan modifications, mortgage assistance, economic injury disaster loans, emergency personal loans and more.

“Banks working with community groups to come up with these types of agreements is exactly how the CRA (Community Reinvestment Act) should work,” said Jean Ishmon, Northwest Indiana Reinvestment Alliance Executive Director. “First Merchants has committed to start tracking how much of the company’s support goes to organizations led by people of color. That’s leadership, and I hope to see more banks follow this example.”

“From the very first meeting of executives from First Merchants Bank, I found them to be authentic in their concern for low-tomoderate income communities and willing to partner with community development corporations, housing organizations, community organizers and many others,” said Juan Castixo, Chicago Community Loan Fund, VP, External Relations, “The result is a comprehensive approach to community reinvestment.”

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LARC Golf Outing to Benefit Individuals with Special Needs

Executive Director Ernie Gonzalez presents awards to our 2019 team with the lowest score: Norbert Wilkening, Mark Reiners, Chris Huen, and Mark Verduin

_______________________________

LARC, a not-for-profit organization serving individuals with intellectual and developmental disabilities, will host its Annual Golf Outing on Friday, August 14, at Youche Country Club in Crown Point.

Registration begins at 11 AM and a shotgun start is at 12:30 PM. The event, titled “LARC on the Links,” features 18 holes of golf, lunch, games, contests, and complimentary select refreshments on the course. A recognition banquet following the scramble is also included. This year’s event features over $30,000 in hole-in-one prizes. Golf-dinner packages are $150 per person. Dinner-only guests are $50 per person.

Given concerns over COVID-19, there will be plenty of room for social-distancing. The dining room is being set up to accommodate 15 tables of six. Individuals may also find seating outdoor on the patio, or in the bar area.

Sponsorship opportunities range in price from $150 to $3,500. Smaller sponsorship packages include hole signage, and larger packages include complimentary foursomes and additional dinner guests.

In-kind donations, such as gift cards and gift certificates from area restaurants and businesses, will help to provide additional raffle revenue at the event.

All proceeds will support more than 100 individuals with intellectual and developmental disabilities in programs that provide job training and employment, daily life skills enrichment, senior programming, 24-hour residential services, and special recreation.

“The pandemic and social unrest have pushed our country and other parts of the world into unprecedented times. Hosting an event on such a beautiful course may add a little slice of sunlight,” said Executive Director Ernie Gonzalez. He added, “We look forward to a fun-filled and safe day to help support individuals with disabilities, and provide our golfers some time to divert their attention away from the stresses happening in their lives.”

Sponsorships, golf and dinner reservations should be received by Friday, July 31. For more information, to register or become a sponsor, please contact their Development Office at (708) 474-1540 or visit their website: www. larclansing.com.

LARC is a private, not-for-profit, community-service organization that serves more than 100 individuals with intellectual and developmental disabilities by providing opportunities to work, live, and participate in their community. Originally formed in 1956, as a school for children with special needs (The Lansing School of Special Education), LARC has grown to provide day training, work activities, and senior programming to approximately 100 individuals from across the Chicagoland Area. Additional services include service facilitation, services & supports in the community, choice-driven classroom & recreational activities, job training & placement, and community-integrated living arrangements for 44 individuals in single-family group homes throughout the community. For more information about LARC, please contact (708) 474-1540 or visit their website at www.larclansing.com.

Grants, Resources Available For Indiana Small Businesses As Indiana continues to get back on track, State Rep. Michael Aylesworth (R-Hebron) said the state is dedicating nearly $44 million in federal funds to help small businesses and manufacturers impacted by COVID-19.

“Small businesses are a critical component of our local and state economies, and provide the jobs, services and products throughout Indiana,” Aylesworth said. “This pandemic has impacted them in many ways, and these funds will alleviate some of the challenges they are facing and keep them open.”

Through the federal CARES Act, $30 million has been dedicated to the Small Business Restart Fund. Hoosier small businesses with fewer than 50 employees and $5 million in annual revenue that experienced at least a 40% drop in revenue can apply for grants to cover expenses related to the public health crisis. Aylesworth said these expenses may include rent or mortgage payments, lease payments for real or personal property, utilities and safety investments like personal protective equipment and infrastructure improvements to keep employees and customers safe. According to Aylesworth, at least $5 million will be reserved for certified minority- and women-owned businesses. The deadline to apply for a grant is Sept. 30. For more information on this program, including additional eligibility requirements, visit backontrack.in.gov.

The Indiana Small Business Development Center will utilize nearly $3.7 million over the next 18 months to offer increased resources for Hoosier entrepreneurs and small businesses.

Aylesworth said this funding will help provide no-cost services like counseling and training

for local businesses impacted by COVID-19.

Visit isbdc.org/indianacovid19smallbusiness for more information.

“With the state opening back up and easing restrictions on businesses, many are still facing obstacles,” Aylesworth said. “These resources will provide entrepreneurs and small businesses the help needed to deal with expenses.”

The Indiana Economic Development Corp. approved $10 million to launch the Economic Activity Stabilization and Enhancement program, which Aylesworth said will support technology and operational advancements in the manufacturing industry. Through this program, local manufacturers will be able to apply for support through the Smart & Advanced Manufacturing Focus Fund to invest in new developments. Manufacturing Readiness Grants will be available in July to companies committed to modernizing their operations or those investing in health care manufacturing technology. Additionally, a Smart Manufacturing Studio is being developed to provide lab space and access to state-of-the-art equipment to businesses so they can train employees, validate technologies and conduct third-party pilot manufacturing. More information can be found by visiting iedc.in.gov and searching “Economic Activity Stabilization and Enhancement.”

Aylesworth said these resources are in addition to the Indiana Small Business PPE Marketplace, which currently provides masks, hand sanitizer and face shields to Hoosier small businesses at no cost. Visit backontrack. in.gov/ppemarketplace.htm for details.

Say I saw it in The Shopper

June 24, 2020

page

Heart Smart

Neighbor 2 Neighbor JANICE MINTON-KUTZ

RICHARD ZEKVELD will renovate this broken world to make it heaven-on-earth. There he will reign with his redeemed followers forever. They will live happily ever after.

God first gave Revelation to Christians suffering for their faith at the hands of the Roman Empire. He encouraged them that “though the wrong seems oft so strong, God is the Ruler yet.” He assured them that after night comes day, that their painful story ends with ‘happily ever after.’ He would give them strength to press on in faith, hope and love.

Surrender your life into the hands of the Lion-King who gave his life for you.

Confess your own sin and rebellion and hear him say, “I forgive you.” Then join others to follow him through those dark and painful paths leading to final victory and the ‘happily ever after.’

Richard Zekveld Pastor, Covenant Fellowship Church cfcsh.org

For centuries, people have been fascinated by the book of Revelation in the Bible. It’s fascinating visions, filled with numbers, symbols, beasts and prophecies inspire all kinds of speculation.

In The Returning King, author Vern Poythress suggests that a twelve-year old who loves dragon stories is best suited to read Revelation. Rather than getting lost in the details, we are meant to get caught up in its spell-binding storyline. It is the story of the epic battle between the great Lion and his followers and the great Dragon and his followers that rages between the first and final comings of Jesus.

It is a fierce battle in which the Lion’s forgiven followers suffer at the hands of the Dragon and his forces. The battle escalates as the Lion’s cause advances and the Dragon’s opposition intensifies, culminating in a climactic showdown at the end of history. The Lion will destroy the Dragon and his forces once for all. He

SLOWING GETTING BACK TO NORMAL— THE BLUE TOP ON INDY IN HIGHLAND: Car fans and fanciers alike are turning up in great numbers on beautiful June days to admire and discuss classic cars that gather at the Blue Top Drive In. Pictured here are Pete Rokosz of Whiting, Rick Roye of Dyer and Rene Johnson of Hessville as they admire a 1957 Chevrolet. The Blue Top is a noted destination place for car people to show off their respective rides and share information with each other. A little competition is in the mix too—a fun place! ***

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Wednesday • July 26 • 2017

Outlook Academy Gradu ates Over 50 High School Students in July

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Thornton High School Principal Tony Ratliff and Outlook Academy Assistant Coordinator congratulate a new July 2017 graduate.

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ONE WAY TO GET AWAY FROM IT ALL— C A MPI NG A N D K AYA K I NG ON T HE TIPPECANOE RIVER: Taking an absolutely idyllic camping trip last week was Loren Bult, CPA from Calumet City, along with his cousin and a few buddies. Tired of just staying home and sheltering place, the campers decided to take to the woods and establish a camp away from the madding crowd. The Tippecanoe Campgrounds are about an hour-and-a-half drive from Calumet City. Loren met his friends there and as you can see in the photo of him snoozing in the Kayak, got a good rest.

The group paddled and kayaked over 45 miles of the Tippecanoe. Their base was the Tippecanoe River Run campgrounds Rochester, Fulton County, IN. ***

WOR DS TO L I V E BY COURT ESY OF FIRST UNITED METHODIST CHURCH IN HAMMOND: How can anyone go wrong if we just heed the words of FUM on Calumet Avenue? In these uncertain times, it feels good to rely on scripture! So simple yet so true....DO NO HARM....DO GOOD.....STAY IN LOVE WITH GOD! ***

For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice. mintonkutz@cbexchange.com

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M A N Y T H A N K S T O T H E C A LU M E T HISTOR IC A L SOCIET Y FOR T HIS ITEM: “The Garfield Girls”by Carol Greb Sternecker. Years ago between 1932 and 1934 five little girls were born to live on the same block, Garfield Avenue in Calumet City. They were a part of Class of 1952 at TF North HS. Fast forward to 2019—all are still Facebook friends, all five octogenarian widows still living independently in their own homes. Carol talked about the Victory Gardens and games kids played in the days way before video, of walking everywhere with no rides available and of the richness and diversity of each ethnic group they came from: Irish, Polish, Italian, Swiss, German. Carol also spoke of the boys in t he neig hborhood —Ph i l Kosa nov ich, Eugene Kirshiper, Carmen Gambino, Bob Hansen, all Class 1952 of TF North—but this ‘treatise’, as Carol puts it, is about the five girls, all of whom still use old fashioned land lines. The only one who still gets a newspaper is Carol herself, as she likes “to read the paper with morning coffee.” All have moved a few times and traveled some, survived losses yet have sur v ived...“liv ing good lives.” Pictured here are: Carol Sternecker, Dee Lauerman, Annette Connelly, Carole Cochran, Martha Busch and Pat Lopez (photo courtesy of Carol Greb Sternecker). Next meeting of the Calumet City Historical Society, 760 Wentworth Avenue, is Sunday July 12, 2020 at 3 p.m. Topic is “All About Butterflies,” by local author and resident Dolly Foster. *** C ONG R AT U L AT ION S T O DA N A N D BE T T Y DU RO C H I K OF C OL DW E L L BANKER: Dan and Betty just celebrated their 33rd Anniversar y! Long may they love! *** CONGR ATUL ATIONS TO R AY NE WATSON-DE V INE on h i s g raduat ion from Merrillville, High School! Rayne is the son of Ken and Nikki Watson-Devine of Calumet City! Good Luck in the future Rayne!

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_________________ What a graduation! ______________ On July 17, 2017, joyous graduation I went to the most I’ve ever attended. of Schools Dr. Leotis We entered the D. Swopes away. auditorium to Anthony Thomas professional jazz the sounds of greeted the crowd, a band. The stage right back. He admitted and they greeted was decorated with very floral arrangements him that when he was large and white cloth speech, he felt the covered the chairs—this was clearly a special need to say something asked to deliver the event. he read something “motivational.” Then The auditorium Zig Ziglar said: a rapidly filled up motivational speech lasts one day…but with family and of the 108 graduates, so does bathing. “only friends You on, “You all have students—52 students 52 of whom were Outlook Academy stories; of will power, need it daily.” He went who got a second it has been a struggle, determination, effort… from high school. chance to graduate especially for teens was delayed by whose graduation They are excited. parenthood. So Outlook Academy along with motivation, choose to celebrate the high school they students graduate what you done.”

I from would have if they’ Thomas may have peers. They wear d graduated with been the designated the same caps and their were stirring words speaker, but there summer school gowns, stand up from many on the and other regular with repeated a truism: stage. John Arrington graduates, and diploma from the “They say, ‘Those receive a high school. who graduate.’ But you Outlook Academy proved them wrong!” graduated late never students didn’t Thornridge Principal their peers for finish high school Ebonie Williams various reasons, with decided to to this. reminded them such homelessness, or Always remember “You other crises. They’ve as illness, pregnancy, make decisions.” you have the power longer to get that had to work harder to diploma, and now, and Thornwood Principal here they are.

The dignitaries Dennis D. Willis, begin to assemble been opened for Sr. said, “Doors have graduates file into on the stage, as you. You did it! Now, the auditorium the walk through them.”

Thornton Principal in their Families clap and Tony Ratliff cited call to their grads—there caps and gowns. in which he asserted his own dissertation, and shouts of encouragement are whoops of joy that students fail a system that merely because of boredom . This is a happy standing and recording crowd, many manages rather in with their phones.

“But you have proved than educates students.

Banner plays, and The Star Spangled ‘the system’ hands cover hearts. is a lie! You are because you defied parents and the The MC thanks a leader the odds. You’ve staff of District the gone through the Outlook Academy 205. On principals: Ebonie fire.”

Williams of Thornridge the stage were the reminded the students Assistant Coordinator Steve Ratliff of Thornton High School, Tony Valant they had not gotten Township High “You are standing here by themselves.

Willis, Sr. of Thornwood School, and Dennis on broad shoulders…

D. High School. With applause to your give a round of 205 School Board them are District parents and grandparents.”

Members Ray Banks came to their feet Area Instructional The students and Albert Butler, with thunderous Leader Brett Fickes, applause.

As the students of College & Careers District 205 Director crossed the stage, John Arrington, whistles, and clapping there were cheers, School Counselor and Thornridge for every student.

Anthony Thomas, High high school’s fight The band played who would be delivering the graduate address. song. When the each Only an emergency MC asked them and pronounced kept Superintendent to stand them the Class of 2017, a roar rose whole room. One from the parent’s yell said it all: “You made it baby!”

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June 24, 2020

Say I saw it in The Shopper

REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE REAL ESTATE FOR SALE PUBLISHED 06/24, 07/01, 07/08 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK TRUST, N.A., AS TRUSTEE FOR LSF11 MASTER PARTICIPATION TRUST Plaintiff, -v.ARIANA WHITLOW, CHELSEA WHITLOW A/K/A CHELSEA DAWN WHITLOW, JACINTA WHITLOW A/K/A JACINTA P WHITLOW, JONATHAN WHITLOW, HOMEWOOD TERRACE CONDOMINIUMS I ASSOCIATION, UNKNOWN HEIRS AND LEGATEES OF ROSE M DUKES, IF ANY, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, JULIE FOX, SPECIAL REPRESENTATIVE OF THE DECEASED MORTGAGOR, ROSE M DUKES Defendants 17 CH 10240 18206 HART DRIVE, APT. 5A HOMEWOOD, IL 60430 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 25, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 17, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 18206 HART DRIVE, APT. 5A, HOMEWOOD, IL 60430 Property Index No. 29-32-407-032-1076 The real estate is improved with a brown brick, two story condominium with no garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602.

Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 263474 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 17 CH 10240 TJSC#: 40-1830 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 17 CH 10240 I3151820 REAL ESTATE FOR SALE PUBLISHED 06/24, 07/01, 07/08 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION BAYVIEW LOAN SERVICING LLC; Plaintiff, vs.

SYNOVIA DAVIS FKA SYNOVIA WARREN; TAYLOR WARREN; BMO HARRIS BANK NATIONAL ASSOCIATION FKA HARRIS NA; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 19 CH 9558 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, July 28, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 29-18-118-014-0000.

Commonly known as 211 West 155th Street, Harvey, IL 60426.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection.

For information call Law Clerk at Plaintiff ’s Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455. W19-0710 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3151783 REAL ESTATE FOR SALE PUBLISHED 06/24, 07/01, 07/08 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FOR ASSET

BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST 2003-HE3, SERIES 2003-HE3 Plaintiff, -v.MARVA ASKEW, VILLAGE OF SOUTH HOLLAND Defendants 2019 CH 12842 1018 E 159TH PLACE SOUTH HOLLAND, IL 60473 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 7, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 24, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1018 E 159TH PLACE, SOUTH HOLLAND, IL 60473 Property Index No. 29-14-313-020-0000 The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-19-09016 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2019 CH 12842 TJSC#: 40-933 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2019 CH 12842 I3152028 REAL ESTATE FOR SALE PUBLISHED 06/24, 07/01, 07/08 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION US BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST; Plaintiff, vs.

MICA WALLACE AKA MICA BURTON; Defendants, 17 CH 4228 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Wednesday, July 29, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 30-29-113-046.

Commonly known as 17319 COMMUNITY STREET, LANSING, IL 60438.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection.

For information call Mr. Ira T. Nevel at Plaintiff ’s Attorney, Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606.

(312) 357-1125. 18-04597 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3151788 REAL ESTATE FOR SALE PUBLISHED 06/24, 07/01, 07/08 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT Plaintiff, -v.NATALIE JEFFRIES, ANDREA CROSS, UNKNOWN HEIRS AND LEGATEES OF LOIS N LIGHTBURN, IF ANY, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, WILLIAM BUTCHER, SPECIAL REPRESENTATIVE OF THE DECEASED MORTGAGOR, LOIS N LIGHTBURN Defendants 2017 CH 11168 15715 MADISON AVENUE DOLTON, IL 60419 NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 27, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 5, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 15715 MADISON AVENUE, DOLTON, IL 60419 Property Index No. 29-13-105-004-0000 The real estate is improved with a single family home with an attached two car garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602.

Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 262834 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 2017 CH 11168 TJSC#: 40-1315 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2017 CH 11168 I3151401 REAL ESTATE FOR SALE PUBLISHED 06/17, 06/24, 07/01 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION AUTO CLUB TRUST, FSB Plaintiff, -v.LAUREL STARRETT, ST. JOHN’S COMMONS CONDOMINIUM ASSOCIATION, UNKNOWN HEIRS AND LEGATEES OF CURTIS VANDER WOUDE, IF ANY, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, DAMON RITENHOUSE, SPECIAL REPRESENTATIVE OF THE DECEASED MORTGAGOR, CURTIS VANDER WOUDE Defendants 19 CH 05711 18215 WENTWORTH AVENUE, # 1D LANSING, IL 60438 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 18, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 27, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 18215 WENTWORTH AVENUE, # 1D, LANSING, IL 60438 Property Index No. 30-32-403-128-1004 The real estate is improved with a brown brick, three story condominium with no garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO

REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602.

Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 269877 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 19 CH 05711 TJSC#: 39-8137 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 19 CH 05711 I3151394 REAL ESTATE FOR SALE PUBLISHED 06/17, 06/24, 07/01 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-C, MORTGAGE BACKED CERTIFICATES, SERIES 2006-C Plaintiff, -v.WILLIAM P. BUTCHER, SPECIAL REPRESENTATIVE FOR SAMUEL A. WRIGHT (DECEASED), FREMONT INVESTMENT & LOAN, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, AMERICAN GENERAL FINANCIAL SERVICES OF ILLINOIS, INC, VILLAGE OF SOUTH HOLLAND, ILLINOIS, YVONNE GIBSON, HELENA B. WRIGHT, UNKNOWN HEIRS AND LEGATEES OF SAMUEL A. WRIGHT (DECEASED), UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 11 CH 43901 17258 S. KIMBARK AVENUE SOUTH HOLLAND, IL 60473 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to an Amended Judgment of Foreclosure and Sale entered in the above cause on July 12, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 13, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 17258 S. KIMBARK AVENUE, SOUTH HOLLAND, IL 60473 Property Index No. 29-26-113-028-0000 The real estate is improved with a single family residence.

The judgment amount was $584,610.32.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition.

The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003.

Please refer to file number 106210.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312-263-0003 E-Mail: ilpleadings@potestivolaw.com Attorney File No. 106210 Attorney Code. 43932 Case Number: 11 CH 43901 TJSC#: 40-1766 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3151668 REAL ESTATE FOR SALE PUBLISHED 06/17, 06/24, 07/01 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION Plaintiff, -v.DELROY A CARTER, ILLINOIS HOUSING DEVELOPMENT AUTHORITY, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 18 CH 12216 16429 LOUIS AVENUE SOUTH HOLLAND, IL 60473 NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 18, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 29, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 16429 LOUIS AVENUE, SOUTH HOLLAND, IL 60473 Property Index No. 29-22-105-035-0000 The real estate is improved with a brown brick, one story single family home, detached two car garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602.

Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 267531 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 18 CH 12216 TJSC#: 39-6156 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 18 CH 12216 I3150940 REAL ESTATE FOR SALE PUBLISHED 06/10, 06/17, 06/24 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR ACE SECURITIES CORP HOME EQUITY LOAN TRUST SERIES 2005-HE1, ASSET BACKED PASSTHROUGH CERTIFICATES Plaintiff, -v.ERICA S. DEAN, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, AS NOMINEE FOR FREMONT INVESTMENT & LOAN Defendants 15 CH 08873 16308 S. HOMAN AVENUE MARKHAM, IL 60426 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 6, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 15, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 16308 S. HOMAN AVENUE, MARKHAM, IL 60426 Property Index No. 28-23-403-045-0000 The real estate is improved with a single family residence.

The judgment amount was $227,782.98.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOME-

OWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003.

Please refer to file number 114022.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312-263-0003 E-Mail: ilpleadings@potestivolaw.com Attorney File No. 114022 Attorney Code. 43932 Case Number: 15 CH 08873 TJSC#: 40-1663 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 15 CH 08873 I3151520 REAL ESTATE FOR SALE PUBLISHED 06/10, 06/17, 06/24 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION SPECIALIZED LOAN SERVICING LLC Plaintiff, -v.JAMES EDWARD SEALS, YOLANDA SEALS A/K/A YOLANDA A SEALS, CITY OF CALUMET CITY, UNKNOWN HEIRS AND LEGATEES OF PATRICIA SEALS, IF ANY, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, THOMAS QUINN, SPECIAL REPRESENTATIVE OF THE DECEASED MORTGAGOR, PATRICIA SEALS Defendants 18 CH 14411 438 PULASKI ROAD CALUMET CITY, IL 60409 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 4, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 22, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 438 PULASKI ROAD, CALUMET CITY, IL 60409 Property Index No. 30-08-325-028-0000 The real estate is improved with a tan vinyl siding, two story single family home with a detached two car garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602.

Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 268042 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 18 CH 14411 TJSC#: 40-1415 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 18 CH 14411 I3151173 REAL ESTATE FOR SALE PUBLISHED 06/10, 06/17, 06/24 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DITECH FINANCIAL LLC Plaintiff, -v.TERRANCE BROWN, CAMILLE DURR, CAPITAL ONE BANK (USA) N.A., SUCCESSOR IN INTEREST TO CAPITAL ONE BANK, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 17 CH 09378 16405 SOUTH SCHOOL STREET SOUTH HOLLAND, IL 60473 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and

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June 24, 2020

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REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE Sale entered in the above cause on November 5, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 20, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 16405 SOUTH SCHOOL STREET, SOUTH HOLLAND, IL 60473 Property Index No. 29-22-203-043-0000 The real estate is improved with a tan brick, one story single family home with a detached two car garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance,

including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of

title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a

condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for

sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602.

Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088

E-Mail: pleadings@mccalla.com Attorney File No. 263212 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 17 CH 09378 TJSC#: 39-7089 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 17 CH 09378 I3150912

Pritzker Announces IL Rent Support, Business Relief Program

CAPITOL NEWS ILLINOIS On June 17 Gov. JB Pritzker announced $900 million in rent support, business relief, and other programs to assist Illinoisans impacted by the COVID-19 pandemic, highlighted in a Chicago news conference by Pritzker and legislative leaders. He will also extend a moratorium on evictions in the state until July 31. The new state grant program, which begins in August, included $150 million in assistance for those who are behind on rent or mortgages.

“Today we take another step forward in delivering Illinois much needed support in an effort to get through this crisis and rebound with a stronger, more inclusive economy on the other side of this pandemic,” Pritzker said. “With assistance from the federal CARES Act and in partnership with the General Assembly, including from the Black Caucus, Latino Caucus and Asian Caucus, my administration has put together a support package of over $900 million to lift up small

businesses, working families and black and brown communities who have been hit the hardest by COVID-19 financial impacts.”

The rental program will be run by the Illinois Housing Development Authority and applies to those who have been unable to pay rent due to COVID-19. The program allows for grants of $5,000 to provide emergency rental assistance. Pritzker said it is expected to be running by August, lasting through the end of the year.

To be eligible, a tenant must carry an unpaid rent balance from March through present day and be able to certify that COVID-19 related income loss is the reason they cannot afford rent. The governor’s office anticipates the program can help approximately 30,000 renters.

Assistance will be paid directly to a property owner or landlord on behalf of the tenant, and landlords accepting assistance must agree not to evict the tenant for the duration of the agreement.

A similar emergency mortgage program creates grants of up to $15,000 to homeowners who need support with mortgage payments.

That program also is expected to launch in August, and the governor’s office anticipates it will serve approximately 10,000 people.

Eligible homeowners’ must have had an income not exceeding 120 percent of the area median income prior to the pandemic, and must be able to certify that the reason they could not pay their mortgage in full was due to a COVID-19-related loss of income.

Grants from both programs will be allotted on a first-applied, first-approved basis.

The extension of the residential eviction ban through July 31 is an effort to “give people a smooth transition into these new assistance programs,” Pritzker said.

The governor also announced that, in early July, the state Department of Commerce and Economic Opportunity will begin distributing the first $60 million installment of Business Interruption Grants (BIG), which are funded by the federal Coronavirus Aid, Relief and Economic Security, or CARES, Act. The BIG program can help up to 3,500 businesses that faced disruptions due to COVID-19 related closures.

In all, that program will receive $540 million in funding, half of which the state has dedicated to child care providers.

Small businesses that have been “heavily restricted or completely shut down” in areas disproportionately impacted by COVID-19 will be prioritized in the first funding wave, according to the governor’s office.

One-third of the first $60 million installment will go to 1,000 businesses in grants of $20,000 in areas impacted by property damage resulting from recent civil unrest. The same amount will be dedicated to 1,000 bars and restaurants unable to offer outside service.

There will be $10 million dedicated to 1,000 grants of up to $10,000 for barbershops and salons, and $20 million dedicated to 500 grants of $20,000 each for gyms and fitness centers.

Applications will be available on Monday, June 22, through DCEO. Existing Illinois Department of Human Services funding totaling $32.5 million will go toward other poverty alleviation strategies.

The program will begin in June, go through the summer, and support more than 73,000 people across the state by “building upon contracts and services to target communities disproportionately affected by the pandemic,” according to the governor’s office.

Those programs include expansion of food

banks and mental health services, grants for community-based organizations, a onetime payment of $500 to persons receiving Temporary Assistance for Needy Families benefits and more.

Another DCEO economic recovery program will provide $25 million to support businesses that sustained property damage during the recent protests and demonstrations in response to the video-recorded killing of George Floyd on May 25 in Minneapolis. The funding will come from the Rebuild Illinois capital infrastructure program.

“It is the fact that minority business owners are more likely to employ people of color and give opportunities to those in need of a second chance,” Illinois Senate Majority Leader Kimberly Lightford, D-Maywood, said at the event. “Black communities are the hardest hit by COVID-19. Another symptom of the disease that is racism in our country. … This is the work that we fought for, for black and Latino communities, who deserve nothing less than reassurance that we are going to make them whole, and then we are going to make them grow.”

That program will reimburse the costs to repair damages and will prioritize small businesses, women and minority-owned businesses, underinsured or uninsured businesses, and businesses in communities that have experienced historic disinvestment.

Businesses that have a high community impact, such as grocery stores, will also be prioritized.

Capitol News Illinois is a nonprofit, nonpartisan news service covering state government and distributed to more than 400 newspapers statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

COVID-19 Re-opening: What Phase Is Illinois In?

Illinois is currently in phase three of the Gov. Pritzker’s fivephase reopening plan. The plan divides the state into four regions, all of which moved into phase three on May 29.

Phase 1 – Rapid Spread: The rate of infection among those tested and the number of patients admitted to the hospital is high or rapidly increasing. Strict stay at home and social distancing guidelines are put in place and only essential businesses remain open. Every region has experienced this phase once already, and could return to it if mitigation efforts are unsuccessful.

Phase 2 – Flattening: The rate of infection among those tested and the number of patients admitted to the hospital beds and ICU beds increases at an ever slower rate, moving toward a flat and even a downward trajectory. Nonessential retail stores reopen for curb-side pickup and delivery. Illinoisans are directed to wear a face covering when outside the home and can begin

enjoying additional outdoor activities like golf, boating and fishing while practicing social distancing. To varying degrees, every region is experiencing flattening as of early May. Phase 3 – Recovery: The rate of infection among those surveillance tested, the number of patients admitted to the hospital, and the number of patients needing ICU beds is stable or declining. Manufacturing, offices, retail, barbershops and salons can reopen to the public with capacity and other limits and safety precautions. Gatherings limited to 10 people or fewer are allowed. Face coverings and social distancing are the norm.

Phase 4 – Revitalization: The rate of infection among those surveillance tested and the number of patients admitted to the hospital continues to decline. Gatherings of 50 people or fewer are allowed, restaurants and bars reopen, travel resumes, child care and schools reopen under guidance from the Illinois Department of Public Health. Face coverings and social

distancing are the norm.

Phase 5 – Illinois Restored: With a vaccine or highly effective treatment widely available or the elimination of any new cases over a sustained period, the economy fully reopens with safety precautions continuing. Conventions, festivals and large events are permitted, and all businesses, schools and places of recreation can open with new safety guidance and procedures in place reflecting the lessons learned during the COVID-19 pandemic.

Until COVID-19 is defeated, this plan also recognizes that just as health metrics will tell us it is safe to move forward, health metrics may also tell us to return to a prior phase. With a vaccine or highly effective treatment not yet available, IDPH will be closely monitoring key metrics to immediately identify trends in cases and hospitalizations to determine whether a return to a prior phase may become necessary.

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June 24, 2020

Cal City Public Library Opens for Curbside Pick-Up GEORGE GRENCHIK The Calumet City Public Library began a partial opening of its services for its patrons on June 15. Contactless, curbside pickup is now available. Patrons can place up to five items on hold and then pick those items up outside of the library. Curbside pickup hours are Monday–Friday from 9:30–11:30am and 1:30–3:30pm.

Jane Rowland, library director, said at the last library board Zoom meeting that the program has been going “gangbusters” so far. She said that the reduced staff—mainly department heads—have been working hard to prepare the library for the various phases of reopening as outlined in Governor Pritzker’s plan for opening the state.

Rowland also said she hopes that circumstances would allow for the next library board meeting in July to be held in the library so the board could see all the preparation

that’s been done by the staff to date to be ready for the next stages of reopening.

If Illinois’ metrics regarding COVID-19 keep trending in the right direction, the library will be able to accept patrons in the building by July 15 on a very limited basis.

And if Illinois continues trending in the right direction in this area, the Calumet City Public Library hopes to open its facility and restore the majority of services, with all the necessary precautions, as early as September of this year. This would be phase four of the state’s plan.

Phase five would see a return to closeto-normal (pre-pandemic) service from the library. That could happen by mid to late fall, depending on the COVID-19 numbers in this area of the state.

The Calumet City Public Library is located at 660 S Manistee Avenue in Calumet City, Illinois.

SIU Edwardsville Dean’s List Southern Illinois University Edwardsville (SIUE) has announced the names of students qualifying for the Spring 2020 Dean’s List, including these local students: South Holland Olabidemi Agbeke Animashaun Teolani Locke Nicolette Alexia Thompson Dolton Janya Nicole Brown Jasmin Louise Smoot Calumet City Oluwatobiloba Aboyomi Adeniyi Ayris Myaire Bonds Jacqueline Corral Mackenzie Kot Lansing Arkia Niyeaunna Cannon Claire Marie Farlow

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Trevon Richardson Jade L. Woodard To qualify for the Dean’s List, a student must maintain a grade-point average of 3.5 or better and have 12 hours calculated (B is equivalent to 3.0; A to 4.0).

SIU Edwardsville, located at 1 Hairpin Drive, Edwardsville, IL, provides students with a high quality, affordable education that prepares them for successful careers and lives of purpose to shape a changing world. Built on the foundation of a broad-based liberal education, and enhanced by hands-on research and realworld experiences, the academic preparation SIUE students receive equips them to thrive in the global marketplace and make our communities better places to live.

Learn more at www.siue.edu.

Congratulations, students!

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