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Wednesday • May 22nd • 2013
Illinois Law Now!
STOP BY FRIDAY
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For more information about Illinois law, visit www. illinoislawyerfinder.com. If you have a legal question, send it to illinoislawcolumn@isba.org.
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855.949.6000 We welcome all General Motors & Saturn Owners
From The Publisher
www.myshopper.biz/columnists/
A Memorial Day Salute arlo kallemeyn
HOME OF THE GUARANTEED CREDIT APPROVAL! SAFE CARS FOR LESS
Question: Under what circumstances can someone contest a will? Answer: A will can be contested for a number of reasons, including alleged fraud, “undue influence,” mental incapacity, and failure to follow proper procedures. In a fraud situation, charges may include the belief that the “testator” (the person making the will) did not actually create it, that the signature was forged, or that the person was tricked into thinking that he or she was signing a different document. Other reasons include “undue influence” through blackmail, threat, bribery; mental incapacity; and improper procedures, as for example, the will not being signed in the presence of witnesses. If you are considering contesting a will, it is best to discuss the factors with a lawyer first. Question: If I am injured on the job, what legal rights do I have to collect disability? Answer: Most workers who are injured are not fully aware of their legal rights. Those rights include temporary disability payments (your employer is obligated to pay a percentage equal to about 67% of your weekly pay) and the right to choose two doctors (your employer must pay all reasonable and necessary medical expenses – plus the cost for other doctors or specialists if your own doctor recommends it). You also have the right to a permanent disability benefit, typically determined after medical treatment has ended. If you cannot return to your former job because of limitations caused by your work injury, you are entitled to assistance in finding subsequent employment, including the cost of any retraining skills.
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Question: I was turned down by a couple of automobile insurance companies because of my driving record. Since automobile insurance is mandatory, do I have any recourse? Answer: One option is through the Illinois Automobile Insurance Plan. To qualify for its coverage, you must be turned down by other insurance companies, have a valid driver’s license or be eligible to apply for one, not owe an outstanding premium for prior insurance coverage during the past 36 months, and own a vehicle that is safe to drive. The premiums typically are higher than in the standard insurance markets; however, if you maintain a safe driving record, you may be able to eventually get insurance through a regular company.
20 Minutes
10 Minutes
OAK LAWN
CHICAGO
from
from
15 Minutes from
TINLEY PARK
*New car prices include applicable manufacturer incentives & manufacturer rebates. Plus tax, title, license & doc fee. In lieu of special financing. **Off MSRP. MSRP may not be price at which vehicle is sold in trade area. Includes applicable manufacturer rebates & manufacturer incentives. In lieu of special financing. Ex: 2013 Chevy Silverado EXT w/all star pkg, #13339, MSRP = $36,005 - $10,010 = $25,995. ^ With approved credit. On select models in lieu of manufacturer 20 Minutes rebates & manufacturer incentives. Ex: $13.89 per $1,000 financed with $0 down. ^^Factory program must have 99 newer for trade-in. See dealer for details. +We’ll beat any advertised deal on invoice cost. Excludes trades. Must be from exact make/model. See dealer for details. ++May require good down payment. †Must have current non GM lease in household. See dealer for details. ††Must have 99 or newer GM truck in household. See dealer for details. ~On select FRANKFORT certified vehicles. See dealer for details. Dealer will not honor any pricing errors in this advertisement. Prices are good 2 days from date of publication. Pictures are for illustration purposes only. See dealer for details.
15 Minutes from
HIGHLAND INDIANA
There will be many parades and speeches given in honor of veterans in neighborhoods across the region on Monday, Memorial Day, 2013. I came across this the other day and it reminded me that honoring our veterans should not be limited to one or two days each year. It is the VETERAN, not the reporter who has given us freedom of the press. It is the VETERAN, not the preacher who has given us freedom of religion. It is the VETERAN, not the poet who has given us freedom of speech. It is the VETERAN, not the protester who has given
us freedom to assemble. It is the VETERAN, not the lawyer who has given us the right to a fair trial. It is the VETERAN, not the politician, who has given us the right to vote. It is the VETERAN who salutes the Flag. It is the VETERAN who serves under the Flag. Always remember to honor our veterans and be proud of our young men and women in the service no matter where they serve. Sincerely, Arlo Kallemeyn Shopper Publisher and big fan of not taking freedom for granted.