Owen Insurance Group- Gary Owen

Need More Coupons - MyLivingMedia.comOwen Insurance Group: Insurance Guides Who Go the Extra Mile

by Gabby Gregory

Your health is important, and you need access to professional medical care to maintain it. Do you have health insurance or are you enrolled in Medicare? Is your policy truly the best one for your situation? There are many signifi cant problems that stem from insurance agents who do not have the necessary knowledge to correctly and comprehensively write your health insurance or Medicare policy. When you don’t have the right plan in place, there are countless issues that arise, some of which cannot ever be fi xed (especially with Medicare). And, every year, people are inundated with advertisements full of complicated information and dangerous misinformation about medical insurance. What can you do to ensure that you are protected? The answer is simple: Just call Tom Bouvier at Owen Insurance Group!

On the client side, as an independent insurance agency, Owen Insurance Group works with over 150 insurance carriers, so you have options! Insurance isn’t “one size fi ts all,” so you don’t have to be locked into a plan with one particular carrier. Rather, Owen Insurance Group will fi nd the best policy with the right carrier based on your circumstances and needs.

If you want to hear more from Tom & Gary about Medicare and health insurance (and small business!), then tune into WSTU 1450 AM or WPSL 1590 AM on Tuesdays from 10AM-11AM, when Gary hosts his “Quality of Life” radio show with one of his agency’s fi eld managers, Tom Bouvier. You can also watch them live in studio at www. wstutv.com.

Owen Insurance Group offers free reviews and consultations. They also do not charge for their services. Protect yourself by calling their offi ce, where they will “work hard for clients to make sure they get the best plan at the most affordable price.”

Owen Insurance Group is located at 1611 NW Federal Highway in the North Stuart Centre in Stuart. The of ce is open Mondays-Fridays from 9AM-5PM.

For more information, please call Tom Bouvier at 772-742-4323. www.TomBouvier.com

What’s New and Important according to the 2023 Medicare & You The of cial U.S. Government Medicare handbook

COVID-19 updates

Medicare continues to cover coronavirus disease 2019 (COVID-19) vaccines, tests, and booster shots, if you’re eligible.

Another time to sign up for Medicare

You might be able to sign up for Medicare during a Special Enrollment Period if you missed your enrollment period because of certain exceptional circumstances.

New start dates for your Medicare coverage

Beginning January 1, 2023, when you sign up for Medicare the month you turn 65 or during the last 3 months of your Initial Enrollment Period, or during the General Enrollment Period, your coverage starts the fi rst day of the month after you sign up.

Kidney transplants & immunosuppressive drug coverage

Medicare will offer a new benefi t that helps continue to pay for immunosuppressive drugs beyond 36 months after a kidney transplant (if you don’t have other health coverage).

What are the parts of Medicare? Part A (Hospital Insurance)

Helps cover: • Inpatient care in hospitals • Skilled nursing facility care • Hospice care • Home health care

Part B (Medical Insurance)

Helps cover: • Services from doctors and other health care providers • Outpatient care • Home health care • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment) • Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)

Part D (Drug coverage)

Helps cover the cost of prescription drugs (including many recommended shots or vaccines). Plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medicare.

You can get the “Medicare & You” handbook in an accessible format at no cost to you. www.Medicare.gov

For more information, please call

Tom Bouvier at 772-742-4323

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