7 minute read
Chapman Capital Advisors
Need More Coupons - MyLivingMagazine.comIn ation is Here to Stay For Now
In ation is rearing its ugly head, and there is nothing you can do about it. It is time to buckle up and create a more de ned budget. We have all seen the price increases at the grocery store and at the gas pump. e Federal Reserve used the term “transitory” to describe the current state of in ation. I am not buying this one bit. In ation might not be permanent, but it is not going away anytime soon.
In ation is peaking its head because of Federal Reserve policy as well as pent up demand from Covid. e Federal Reserve has done zero to curb in ation, in fact they have not only instigated it, but they have also maintained a policy that will exacerbate it over the coming months and years. e sad part is they know the correct moves to slow it down, but they are afraid of the potential fallout in the nancial markets as well as potentially causing a recession. Not utilizing any of the tools the Federal Reserve has at its disposal to slow this train down is negligent at best. Sitting on your hands and hoping it goes away is not a strategy. Most recently, the Federal Reserve went from using the term “transitory” to “frustrating.” It is frustrating to watch for the consumer because we are directly a ected by the negligent action of our Federal Reserve. Unfortunately, we cannot do anything to curb in ation. However, we can adjust our spending habits and cut back if necessary.
If you read any of the articles I write about investing, you know I always discuss having a strategy. Do you think Bill Belichick goes into a football game without having a de ned strategy to win the game and take advantage of the other teams’ weaknesses? Nope. He studies lm and creates plays designed to exploit the weaknesses of his opponent. We as consumers need to create our own strategy to get through the next few years of this. Have you already started cutting back on your spending? ere are many things we can do to cut back. I know it is di cult to think about, but it is a suitable time to start. You can try to cut back on driving, this will save you money at the gas pump. You can look for sales at the grocery store and utilize coupons. is will save you on your grocery bill. You can also choose to invest your money wisely.
Investing in stocks and real estate is wise during in ationary periods. ese investment vehicles function as a hedge against in ation. For instance, you could invest in energy companies to o set to rise in oil and gas prices. Commodity prices rise during times of in ation, so investing in the companies tied to commodity prices will also act a hedge against in ation. We help our clients through these di cult periods by investing in companies that will grow pro ts during in ationary periods. Please feel free to call and schedule an appointment if you would like to start planning your strategy.
Money Talks
by Jay Chapman, CFP®
All the opinions expressed in this article are that of the authors and should not be considered nancial advice for your individual portfolio.
If you would like to learn more about this topic or have your complimentary portfolio reviewed please contact Jay Chapman, CFP® at Chapman Capital Advisors 772-320-9658 or email Jay@ChapmanCapitalAdvisors.com Charting a Course For Your Future
Which Investor Are You?
✓ A Smart Retiree who plans ahead? ✓ A Busy Professional with little time?
Work with a Certifi ed Financial Planner™
Where Experienced Advice Meets Actionable Ideas!
THE ANCHOR TO A STABLE FINANCIAL FUTURE Call for a Complimentary Consultation Today! 772-320-9658
3727 SE Ocean Blvd., Suite 204, Stuart
The Top 9 Bene ts of Hurricane Impact Windows
By Gabby Gregory
1.) Stronger Protection and Greater Insulation from Storms Impact windows (a/k/a hurricane windows) are designed to withstand even Category 5 hurricane winds (200mph). An interlayer is situated between two thick layers of glass, ensuring that absolutely no water, debris, and/ or wind will enter your home to cause damage. Even if the outer glass of the window is somehow punctured, the glass is designed to crack in a spider web pattern, thus eliminating the possibility of the window blowing out entirely.
2.) Energy-Ef cient Hurricane windows seal off the interior of your home so well that your air conditioning bill can decrease. You do not have to worry about your air, or your money, going out the window—literally.
3.) Less Time, Energy, and Anxiety With alternative storm protection methods, you need to invest your time and energy preparing your home for the impending storm. This preparedness can cause you stress if something suddenly does not work or requires more than one person to work. Hurricane windows, on the other hand, are hassle-free and require no work on your part. 4.) Increased Lighting with UV Protection In the event of a hurricane, with impact windows, you can rely on having natural light as a resource without compromising your security. Additionally, the glass has greater UV protection, so any light that does come through will not cause fading on your carpeting or furniture.
5.) Noise Reduction Impact windows are thicker, so you can relax in your home without having to hear the hustle and bustle of the outside world, or any neighbors’ pets.
6.) Intruder Protection If 200-mph winds cannot destroy hurricane windows, then burglars stand no chance! Would-be intruders will be disappointed to learn that your home has impact windows because there is little chance that they will be able to break them.
7.) Lower Insurance Rates Your insurance company will be so excited to learn that you are giving your home the best protection possible that it will likely reduce your rates.
OR 0% $164* PER MONTH
*$164 mo. based on $20k at 2.99% for 144 months
FINANCING AVAILABLE
Whole House of Windows & Doors
*FASTEST DELIVERY 10-12 WEEKS Don’t Wait Until It’s Too Late!
CALL NOW FOR A FREE QUOTE!
8.) Higher Property Values Homes with hurricane windows have higher property values. If you ever sell your house in the future, you will attract buyers who are willing to pay more for the added protection.
9.) Made in the U.S.A. Hurricane windows from Max Guard are crafted entirely in the United States of America. When you choose Max Guard impact windows, you are supporting the American workforce and economy.
So, what are you waiting for? Give the professionals at Max Guard a call today to nd out more about how their hurricane windows will bene t you and your home!
The new Max Guard Hurricane Windows showroom is located at 2257 Vista Parkway, Suite 28, in West Palm Beach. It is open Monday through Saturday from 8AM to 5PM. For more information, please call 561-566-5MAX (5629) or visit www.MaxGuardHurricane.com.
• Hurricane Protection • Home Security • Energy Effi ciency • Reduced Insurance Costs • Increased Property Value • Sound Reduction
FREE Quote
561-566-5629 772-932-5629
Licensed & Insured SCC131151738
FINANCING DISCLOSURE: Contractor is neither a broker nor a lender. Financing is provided by third-party lenders unaf liated with Contractor, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements and satisfactory completion of nance documents. Any nance terms advertised are estimates only.
*MaxGuard is not responsible for delays outside of it’s reasonable control including but not limited to HOA and permitting approval or manufacturing delays.
Copyrighted© My Living Magazines. 2021 All Rights reserved. To Advertise call 772-617-4960 VOL. 530 A 49
