Prepare for Emergencies Dress the Part to Succeed | Avoiding Tax Refund Identity Fraud | Area Business Organizations’ News March/April 2013
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March/April 2013
Our Town Contents 8 C over Story
Community News is pleased to bring you this issue of Our Town magazine. A little over four years ago, Our Town magazine was refocused from a general lifestyle magazine to a business magazine helping local chambers of commerce reach out to a larger business audience. Today, Our Town is direct-mailed to over 7,000 business addresses in North and Northwest St. Louis County. It serves the Maryland Heights, Northwest, and Greater North County chambers of commerce, as well as North County Inc., our area’s regional development association. This publication provides these organizations with the opportunity to communicate to the business community they serve. I believe it is important for our area to be aware of the activities and accomplishments of these organizations, because they influence the business environment that we all share. I am proud of what Our Town has accomplished towards this goal so far, and I would like to do more for our readers. You are invited to give us your suggestions for content, and news to share, by emailing the editor, Shannon Cothran, at editor@ mycnews.com You are also invited to read us online with a free online subscription by signing up at www. mycnews.com
Prepare for Emergencies By DeAnna Massie
4 FINANCE Avoid Tax Refund Identity Fraud By Jason Alderman
6 E xpert Advice Dress the Part to Succeed By Darnell Jones
18 The Medical Memo Achieving Health through Healthy Eating, Weight Loss and Exercise By Maria Walls, MSN, APRN, ANP-C
19 Calendar of Events County Business Development 10 12 14 16
Maryland Heights Chamber of Commerce North County Incorporated Northwest Chamber of Commerce Greater North County Chamber of Commerce
VOL 4 / NO 2
Our Town is a Community News publication. It is published every other month and direct-mailed to 7,000 business executives in North and Northwest St. Louis county, plus online circulation. Online subscriptions are FREE and available at www.mycnews.com For advertising information please contact: Community News 2139 Bryan Valley Commercial Drive | O’Fallon, MO 63366 | 636.379.1775 | www.mycnews.com Publisher - Robert Huneke Editor - Shannon Cothran Staff Writer - DeAnna Massie Contributing Writer - Maria Walls, MSN, APRN, ANP-C Photographer - Ray Rockwell Art Director/Creative Design - Terrie Dehn, TJD Design Studio Copyright 2013 Huneke Publications, Inc. No part of the publication may be reproduced in any form without the express written consent of the publisher.
Thank you for reading Our Town,
Bob Huneke Publisher Community News and Our Town magazine
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FINANCE Avoiding Tax Refund Identity Fraud By Jason Alderman Many people file their income tax returns as early in the year as possible. Some are eager to claim their tax refund right away, while others are simply following their New Year’s resolution not to procrastinate until midnight, April 15. Let me add another good reason to file your taxes right away: tax refund identity fraud. That’s where someone uses your Social Security number (SSN), birth date and other private information to file a fraudulent income tax return in your name and then pockets the resulting tax refund. Often, a victim’s first clue is a letter from the IRS contesting their legitimate tax return, saying one has already been processed under that name. It can take months— and mounds of paperwork—to unravel the mess. This scam has proliferated in recent years thanks to a confluence of events: • There’s a thriving black market in personal information stolen from healthcare facilities, nursing homes, schools, insurance companies and other institutions that require an SSN as identification. • The IRS is pressured to begin issuing refunds shortly after taxpayers start filing returns in mid-January, even though employers and financial institutions aren’t required to submit withholding and income documentation until the end of March. Thus, disparities often aren’t caught until months later.
• IRS records indicate you received wages from an employer you don’t recognize. This could indicate that someone has used your personal information to get a job. If you receive such a notice, don’t ignore it. Complete an Identity Theft Affidavit (IRS Form 14039 at www.irs.gov) and return it with a copy of the notice to the address provided on the notice. If you did not receive a notice but believe you may be at risk, the form contains separate submission instructions. The IRS’s Identity Theft Protection website (www.irs.gov/uac/ Identity-Protection) includes tons of helpful information, including ways to tell whether your identity may have been stolen, how to report a breach and tips to avoid identity theft. And finally, file your tax return as early as possible to beat potential scammers to the punch. If you owe money, you can always file your return now and mail the payment by the April 15 deadline. OT Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter:www.twitter.com/PracticalMoney.
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• The growing popularity of electronic filing, where hard-copy documentation (like W-2 and 1099 forms) isn’t required. • Many people receive refunds via direct deposit and prepaid debit cards. Criminals open and close accounts using bogus addresses long before the theft has been detected. Thanks to severe budget cuts and chronic understaffing, not to mention constantly playing whack-a-mole with thieves who dream up new schemes, the IRS is hard-pressed to keep up. In one extreme example, the agency issued more than $3.3 million in refunds for 2,137 tax returns filed to a single address. But all is not lost. The IRS has significantly beefed up its fraudprevention efforts. In 2011, they intercepted nearly 262,000 fraudulent tax returns seeking almost $1.5 billion in refunds related to identity theft. And they now issue special personal identification numbers (PINs) to impacted taxpayers to protect their future tax filings. So what should you do if you’ve been victimized? Typically, the IRS will send you a notice that: • More than one tax return for you was filed; • You have a balance due, refund offset or have had collection actions taken against you for a year in which you didn’t file a return; or
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Expert Advice Dress the Part to Succeed Businesses are Moving Toward More Polished Attire By Darnell Jones
Facebook CEO Mark Zuckerberg aside, for many men, the days of wearing hoodies and flip-flops to work are over. After a decade of increasingly casual office dress requirements (inspired by Zuckerberg’s 1990s Silicon Valley predecessors), CEOs began demanding a more polished look beginning with the 2001 recession. By 2002, more formal dress codes had been reinstated by 19 percent of companies with more than $500 million in revenues, according to a Men’s Apparel Alliance survey. “The 2001 recession gave Americans a
taste of the tougher job market,” says Darnell Jones, a business professional and creator of TUKZ Undergarments for men, (www.TUKZ.com), which have clasps that ensure shirts stay tucked.
looking workforce. In a 2012 survey by Salary.com, nearly 25 percent of respondents said their workplace’s dress code is too lenient. Less than 10 percent said theirs was too strict.
“Then along came the Great Recession in December 2007 and, with it, the layoffs and high unemployment we’re still experiencing. Today, if you want to get hired and if you want to get promoted,
“Right or wrong, how much care you take or don’t take with your appearance communicates a lot about you,” Jones says. “If you take pride in how you look, you probably take pride in the work you
you’ve got to look like you mean business.”
do. If your outfits are thrown-together or dated, you may be reckless with details and not up on the latest in your profession.”
Jones notes that it’s not just corporate leaders who want a more professional-
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If you’re ready to give up your office hoodie, but aren’t sure what to replace it with, Jones offers these tips: • Get a navy blue or gray blazer or suit coat: Solid colors are best, although pinstripes are fine, too. Get the best material you can afford. If wearing a jacket all day doesn’t fit with your workplace vibe, keep one in your office or cubicle to have handy just in case. Whether it’s a surprise visit from a client or an unexpected meeting with the CEO, slipping on a jacket is an easy way to make a good impression. • Watch your feet: Invest in a good pair of lace-up shoes, brown, black or, better yet, both. (The color should complement your trousers and match your belt.) Avoid square-toed shoes; they’re dated. Be sure your shoes are polished, and replace the heels when they get run down, particularly if you’re going on a job interview or attending an important meeting. Of course, you’ll need socks, too. They should coordinate with the color of your trousers and with each other. • Avoid the peacock effect: Your shirt should be a solid color—no patterns and no hot pinks. Be sure it’s pressed. An undershirt is a must; it helps prevent unsightly perspiration stains and unwanted views of underlying body parts. If you’re not wearing a tie and leaving the top button or two undone, make sure the T-shirt collar is not visible at your throat. If you’re wearing a coat, about a half-inch of shirt cuff should be visible at your wrist. • Flatter your face with a V-neck: A good-quality gray, Vneck pullover sweater worn over a blue dress shirt is a great look for business casual. The bottom of the sweater should stop at your belt line. “You’ll be amazed at how much more seriously people take you when you look the part,” Jones says. “The best thing is that dressing well makes you stand taller and feel more confident. That’s really a winning look.” OT
About Darnell Jones Darnell Jones is the founder and president of TUKZ Undergarments, LLC, specializing in a unique functionality that prevents shirts from becoming un-tucked. He earned his bachelor’s in health with an emphasis in management at Mesa State College in Grand Junction, Colo. Jones’ vision is for TUKZ Underwear to reside in every household to improve appearance and build confidence in men and women of all ages. He currently serves as an investor and a Region Manager for Olive Medical Corp.
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Prepare for Emergencies Many executives don’t prepare for disasters, putting their companies at great risk. By DeAnna Massie
“The last thing any business owner wants to think about,” says Mark Diedrich, “is all the things that can go wrong.” Diedrich is an Emergency Management Specialist II and Coordinator and Ex-Officio Member of the Local Emergency Planning Committee (LEPC). According to Diedrich, the most important thing a business owner should think about is all the things that can go wrong. According to the American Red Cross, one in four businesses that are forced to close because of a disaster, never reopen. “We’re talking about potential failure,” says Diedrich. “No one wants to go down
that path, especially new businesses. But you have to think about it and be prepared, because if something happens, a good plan is the only way to make sure your business survives.” Local business owners already think about the business-specific emergencies that can impact success. Staffing shortages, food spoilage, supply chain cutoffs and low demand are examples of potential emergencies already on the list, but there are larger problems for which many businesses never think to prepare. Besides unexpected day-to-day events, today’s business owners have to consid-
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er natural disasters, technical and chemical hazards, fires, pandemics, acts of violence and terrorism and more. Diedrich says: “Focus on what’s likely in your region. For example, in our area we don’t plan for hurricane evacuations, but we do consider tornadoes and winter storms. In St. Louis County, we decided to create a plan for a massive earthquake. Not only is an earthquake a possibility, but it’s a worse-case scenario, so we know if have a good plan in place for that, then we can handle smaller disasters like tornadoes and ice storms.” Business owners must be careful not to
miss any possible threats. One of the largest potential hazards that people overlook are hazardous material spills, says Diedrich. “Your business may not deal with any hazardous materials, but if you are located near a railroad or highway, hazardous materials are traveling nearby every single day. There is always the potential for a crash or spill, and you have to be prepared for that.”
Creating An Emergency Action Plan For Your Business Being prepared means developing a detailed Emergency Action Plan (EAP) that outlines the steps management and employees must take in any given emergency. According to the Occupational Health And Safety Administration (OSHA), almost every business is required to have an EAP. Osha.gov offers a checklist to help business owners determine if they are required by law to provide an EAP, but it’s safe to assume: if fire extinguishers are required in the business, there must be an EAP. Depending on the potential threats a business owner identifies, writing an EAP can be a massive undertaking. Business owners have plenty of help, however. An overwhelming number of government agencies and organizations have published detailed guidelines and even EAP templates on their websites. Some of the most comprehensive include ready.gov, osha.gov, worksafecenter.com, and sema.gov (the Missouri State Emergency Management Agency.) Diedrich says, since all the websites share information, it’s not so important which resource is used. “It’s easy to get what I call Google-itis. There is so much information at your fingertips. I suggest you pick one resource and go with it.” However, he strongly recommends that all local businesses take advantage of the Greater St. Louis Red Cross Ready Rating Program. Ready Rating first began as a project of the American Red Cross of Greater St. Louis, where it now helps over 150 schools, agencies and businesses determine if their emergency action plans are sufficient to handle the emergen-
cies that could disrupt their operations. Membership is free, and includes access to an online checklist members can use to measure their current preparedness. Ready Rating members assess their plans annually and maintain membership by making improvements and raising their scores. In a 2009 press release about the Ready Rating program Joe White, Red Cross senior vice president for chapter services, said, “Business leaders and school officials know how important it is to be ready for an emergency, but they often don’t take the right steps to prepare because they don’t know where to start or they do not have the time. This program was created to give businesses and schools an easy starting point so they can feel more confident about the safety of employees and students. Ready Rating is good for businesses and schools, good for employees and students, and good for the local communities.” More information about the program can be found at www.ReadyRating.org.
North St. Louis County Local Resources In addition to information and templates from national and state sources, North St. Louis business owners can turn to several local agencies for assistance before and during any major emergency. The Office of Emergency Management (OEM) operates from the Emergency Operations Center (EOC), a self-contained, underground facility located in west St. Louis County, but is committed to serving public and private sectors and groups throughout the entire county. The OEM works closely with SEMA and FEMA and aims to protect the interests of residents of St. Louis County. The OEM also works hand-in-hand with the St. Louis County Hazardous Materials Emergency Response Team (HMERT) and coordinates the St. Louis County Local Emergency Planning Committee (LEPC) in training, planning and responding to hazardous materials issues and concerns. Learn more at stlouiscitylepc.com. Business owners may be especially interested in the Business Operations Center (BOC), another OEM project. The BOC is
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made up of volunteers from businesses and associations who represent the private sector in assisting the OEM to plan and react to disasters. The BOC facilitates communication between the public and private sector during emergencies and improves public and private sector emergency response capabilities. Private sector volunteers are welcome, and can register to become a member at stlouisco.com The OEM also maintains the St. Louis County Basic Emergency Operations Plan and manages an extensive emergency radio communications operation and the county’s severe weather warning sirens. Business owners also have to prepare for the possibility of a workplace shooting. The Department of Homeland Security has several resources available at dhs.gov, but local businesses may want to start with an active shooter preparedness video available on the St. Louis Police Department page of stlco.gov. Another local agency business owners can consult is the St. Louis Fusion Center: Terrorism Early Warning (TEW) Group, which is a public safety partnership that collects and shares information used to detect and respond to acts of terrorism. Additionally, the St. Louis Fusion Center works to protect critical infrastructure and key resources in the St. Louis area. Mark Diedrich warns that simply writing a good EAP is not enough to keep your employees and facilities safe. “Often, a company will have a great emergency plan, but no one knows about it. Someone is chosen to research and write a really detailed plan, but then it goes on a shelf. ” Diedrich recommends holding regular meetings for employees to review and practice the steps for every type of emergency. “You have to realize, the employee who has been here for ten years might know the plan, but what about someone who’s been here for only two? I know this is tough, because we are back to the same problem: no one wants to talk about what can go wrong, but it’s the only way to make sure your business survives an emergency.” OT
Maryland Heights Chamber of Commerce mhcc.com 314.576.6603
Meet the New MHCC Staff The Maryland Heights Chamber of Commerce announces a new Executive Director, Sherry Huibonhoa. Sherry has worked at the Maryland Heights Chamber of Commerce for over five years as the Sales Director, where she was responsible for new member sales and retention. She was additionally involved with the various fundraisers for the Chamber. Sherry has 20 years of experience in sales, marketing and management. In addition to serving Maryland Heights Chamber of Commerce, she is a wife and a mother of a wonderful 12 year son. Originally from the heart of Chicago, she and her husband Marc made the move to St. Louis 10 years ago. The Maryland Heights Chamber of Commerce announces new event manager, Vallory Leaders. Vallory interned with the Chamber during the summer of 2012 and assisted with all large fundraisers. Vallory attended Eureka High School and currently attends the University of Missouri- Columbia, where she will graduate with a Bachelor of Arts in Communication in May. Vallory is very excited to start her career with the Maryland Heights Chamber of Commerce. The Maryland Heights Chamber of Commerce announces new Operations Manager, Val Pierson. Val brings with her over 15 years of experience in Operations Management, where she will oversee operations for the Maryland Heights Chamber. In addition to her work, Val is very active with her church and has been a lifetime resident of Maryland Heights. She is a wife and has a 21-year-old daughter.
MHCC’s New Training Program The MHCC, in partnership with Ric Hoerz and Sandler Training, will present “How to Talk to Anybody” over four Monday sessions in April from 8 to 9:30 a.m. at CATCO. The class fee is $40 and includes all four courses, continental breakfast, a completion certificate and book.
Topics include: Week 1 Understanding How Others See You/ Calculate your own DISC profile and learn to assess others’ styles. Week 2 Agreement = Clarity/ How to get clear and concise understanding of what will happen next at every meeting. Week 3 Can Asking Questions be the Right Answer? How to identify the real question behind the first question or statement we hear. Week 4 Networking; Hunting or Farming: How to develop a script to be more effective at networking events. For more information, or to register, call the chamber at 314.576.6603.
MHCC Accepting Scholarship Applications The Maryland Heights Chamber of Commerce will grant scholarships to high school seniors. The students must attend Pattonville High School, Parkway North High School, Parkway Fernridge High School or reside in the City of Maryland Heights. The scholarships will be issued directly to the students to offset tuition upon submission of paid
receipt, incidental fees and book costs. Seniors must complete the application and email it to the Chamber of Commerce office by March 29, 2013. The scholarship committee will review the applications/referrals and the winners will be contacted by April 15. The awards will be presented at the Wednesday,
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May 8 Chamber of Commerce luncheon meeting at Holiday Inn Airport West/ Earth City (3400 Rider Trail South) from 11:30 a.m. to 1:00 p.m. The scholarship winners will be asked to provide a twominute synopsis of their future at this meeting. Please contact Sherry Huibonhoa, at sherry@mhcc.com, or visit.mhcc. com for more information.
9 Hole Par 3 Golf Tournament and Trivia Night MHCC is very excited to announce our 9 hole/ par 3 Golf Tournament will take place on Thursday, March 28 at Crystal Springs Golf Course. This tournament is an opportunity to get a break from those winter weather blues and get to know Maryland Heights area professionals. The cost per four-person team is $250.00 and includes lunch and entry in the putting contest. This year’s Trivia Night will be held on Friday, April 26 at the Maryland Heights Centre, 2344 McKelvey Rd. The Trivia Night is a fun way to get involved and network with fellow professionals, friends, and family in a relaxed environment. The chamber is based on growing relationships and this is a great way to improve those relationships as well as give back to the community. The cost for a table is $160 or $20 per person. If you would like to reserve your spot for either of these events please contact the office at 314.576.6603.
Thank you to our Premiere Partners for 2013.
McDonalds Ribbon Cutting After extensive damage following the hail storm in April of 2011, the Westport McDonald’s location buckled down for renovations. On January 14, they reopened their doors to the public. The Ribbon Cutting was an event for McDonalds to share with the community the renovations and pride they have for the Maryland Heights area. The McDonalds Corporation is the world’s largest fast food hamburger chain, serving 68 million customers daily in 119 countries. McDonalds is proud to be a part of the communities they serve. Giving back through a variety of charities and events is an essential part of everyday operation.
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Congratulations to Patti from Nuts Neighborhood Bar and Grill, our 2012 Wreath War Winner.
Brian Douglas MHCC Board Chairman
North County Incorporated, Regional Development Association northstlouiscounty.com 314.895.6241
NCI, MHCC, GNCC, and NWCC Announce 2013 Joint Legislative Agenda North County Inc. presents part of the 2013 legislative agenda, a joint project with the Maryland Heights, Greater North County and Northwest Chambers of Commerce. This year’s agenda calls for continued and additional support in the areas of economics, education, healthcare, transportation and general issues such as oversight, Right to Work status and taxation. The new agenda will be officially introduced at the 2013 North County Legislative Reception, hosted by North County Inc. Along with agenda details, reception attendees will also hear several elected officials speak about legislative matters that affect North County and Missouri. Please contact North County Inc. at 314.895.6241 or visit northstlouiscounty. com for more information. Economic Development
Economic Development Tax Credits We support the protection of proven, performance-based tax credits that leverage private investment and stimulate employment and economic growth for our region, provide a positive return on investment, and allow us to be competitive with other regions. We oppose efforts to reduce the effectiveness of proven tax credit programs, including subjecting them to the annual appropriations process. We support an end to the legislative “roadblock” in Missouri regarding tax credit reform and encourage tax credit programs ensure state resources are used effectively and efficiently.
Job Training
Sustainable Development
We support continued funding for job training to help attract new businesses and the expansion of existing businesses of all sizes.
We support legislation that creates regional solutions and partnerships to improve neighborhoods in downward transition. We support legislation that provides for a rebuilding and conservation of assets, while guarding against policies that cannibalize St. Louis County, and imprudently use taxes to unnecessarily develop large areas that cause conflict with the sustainability of already established communities.
Business Climate We support the State reviewing existing laws and/or creating new laws that support business growth and job creation. These actions can strengthen the business climate in our State without creating additional State government expenses. We believe that when businesses are free from unnecessary regulatory burdens, they are much more likely to grow and create jobs. We support measures to ensure stability and reasonableness of unemployment insurance and ensure that workers terminated for violations of state or federal law do not receive unemployment benefits.
Small Business and Entrepreneurial Growth We support policies that stimulate an entrepreneurial culture and enhance the growth of small businesses. We support assistance to small businesses with high-growth and job creation potential, including mentoring, low-interest loans, matching funds, grants, and expansion capital.
Logistics and Distribution We support incentives and funding to enhance the region’s logistics, distribution, and transportation infrastructure capabilities, with an emphasis on international cargo and global competitiveness, including the State’s efforts in securing the International Cargo Hub at Lambert International Airport. Education
Early Childhood Education We support policies that expand access to high quality early childhood education programs, especially for at-risk children, we support a statewide quality rating system for early childhood programs.
Primary & Secondary
Redevelopment
Funding
We support initiatives to spur redevelopment efforts in economically distressed areas, such as tax credits for brownfield cleanup. We support meaningful liability reform for brownfield sites to encourage their turnover to a productive use.
We support the Missouri’s Vision project that calls for Missouri’s schools to be ranked in the top 10 by 2020. We understand that for this to be feasible appropriate financial support from the State is necessary. Therefore, we support appropriations for public schools sufficient to fully fund the foundation formula and
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all state mandated initiatives for education and provide additional support necessary to implement the “Missouri’s Vision for the Future” Initiative. We support legislation mandating fair and accurate property assessments. We oppose programs that would divert public funding into private institutions if it is detrimental to our public school systems.
Autonomy We support the local autonomy of school districts. Local school districts are in the best position to determine the most effective use of funds and other resources to provide safe learning environments. Charter Schools We support current charter schools using public funding be held to the same accreditation and academic standards as public school systems and parents should have access to recent performance results to aid in their decisions on where to place their children.
Student Placement We support the Cooperating School District for Greater St. Louis’ critical characteristics that are needed in legislation to establish reasonable parameters for the movement of students from unaccredited districts to accredited districts. Without reasonable parameters local school boards would lose qualitative decision making authority and unaccredited school districts would be financially devastated. Legislation should include: districts ability to set class sizes, districts must receive adequate and equitable funding for any student transfers and the transportation of these students, all costs to be paid in advance directly by the State, incoming students must be assigned to buildings at the discretion of the district, districts must not be required to employ additional teachers or construct additional classrooms to accommodate transferring students, students wishing to transfer must have been enrolled in the unaccredited school district for at least one school year prior to the transfer, when the unaccredited school district gains accreditation, transfer students should migrate to their home districts, accredited districts should not be required to include transfer students’ statewide assessment scores in their district’s scores for three years.
Higher Education Funding We support protecting core funding and stable allocations during the current budget shortfall for higher education’s workforce training and skills development programs, especially in key areas in science, technology, engineering, math, expanding manufacturing, and for additional highly-skilled workers in the health care field. We support secure funding, through appropriation or bonding, for renovation of Benton-Stadler science complex on the University of Missouri-St. Louis campus, continued renovation of science labs for St. Louis Community College, and plans to provide capital funding for new construction and for maintenance and repair of existing buildings and equipment for both institutions. We support the final equity adjustment payment be provided to the University of Missouri-St. Louis’ base budget to address long-standing, system-wide equity issues. Healthcare
Funding We support the State working to retain as much federal tax paid by Missouri employers and employees as possible. We are not taking a position on the Affordable Care Act, since it is being implemented; the ACA gives states the options of implementing the laws’ Medicaid expansion. Missouri choice to maximize coverage to those newly eligible would result in an estimated return of $8.4 billion in Federal funds to the State through 2019. These are funds that Missouri employers and workers have contributed with their Federal taxes. Failure on the part of the State to take advantage of this Federal investment increases the likelihood of potential liability by the State’s employers for increased taxes imposed by the ACA and the continued cost shifting of health care premiums now paid by MO’s employers to cover the cost to providers of the uninsured. We support adequate funding of state health care programs and enhanced use of available federal funds to reduce the number of under and uninsured. We support full, affordable and comprehensive access to health insurance, as well as informed choice of doctors, hos-
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pitals and insurance plans. We oppose health insurance mandates that undermine the ability of employers to provide high-quality health insurance at a reasonable cost. We support adequate and timely Medicaid reimbursement to providers. We support renewal of the Federal Reimbursement Allowance (FRA). The FRA is the third largest revenue generator in the state of Missouri exceeded only by individual income taxes and sales and use taxes. We continue to urge Congress and the State of Missouri to support the Federal Reimbursement Allowance Program to its fullest extent on behalf of the citizens of Missouri. The FRA, which is itself supported by hospitals and other health care providers, is used to fund medical care under the MOHealthNet program. In the absence of the FRA, medical services under the MOHealthNet program would be significantly reduced.
Other We support certificate of need regulations that ensure a level-playing field between hospital and specialty providers. Transportation
Funding We support adequate Missouri transportation funding and a formula that reflects the economic strength and development needs of the St. Louis region and encourages the consideration of economic development and job creation impact when funding future projects. We support the emphasis on maintenance of existing infrastructure. We support maintaining St. Louis’ representation on the Missouri Highways and Transportation Commission and oppose efforts to redistribute money away from the St. Louis region. We support various forms of user fees be considered as one source of new transportation funding. To read the rest of the agenda, go to northstlouiscounty.com.
Rebecca Zoll NCI President & CEO Photo by Kent Miller Photography
Northwest Chamber of Commerce northwestchamber.com 314.291.2131
2013 Executive Board Officers Chairman – Steve Hewkin, Hewkin Auto Body
NWCC Featured On Television By Brian Goldman ducer of a local television show. We talked a little more, because of course I liked what she was saying. She wanted to send an assistant out to one of our membership meetings and see if the hype that she heard was true.
Vice Chair – Tammy Durbin with Kelly Services Vice Chair – Dr. Mike Fulton, Pattonville School District Vice Chair – Amy Smith, Favazza and Associates Secretary – Christine Cole, US Bank Bellerieve Treasurer – Fletcher Wells II, St. Johns Bank & Trust Immediate Past-Chair – Jerry Hart, Valley Industries
2013 Board of Directors Dr. Chris Kilbride – Ritenour School District T. R. Carr – Southern Illinois University Edwardsville Mike Stein – Alro Heating & Cooling Chief Terry Milam – City of St. John Chief Don Hood – City of Bridgeton Chief Tom Jackson – City of Ferguson Mayor James McGee – City of Vinita Park Barry Herring – CMIT Solutions Lori Bushman – Sprint Paul Rose – Charter Business Steve Krazl – US Bank Bridgeton Bob Aubuchon – City of Hazelwood Tony Lamantia – Allied Waste Bob Baker – US Foods Kim Bakker – SSM DePaul Health Center Naomi Francis – Master Events Kevin Hall – Bommarito of Hazelwood
Flecher Wells II of ST. Johns Bank is interviewed for “All About Business TV.”
A few months ago I was sitting in the chamber offices and took a phone call from a very nice lady named Amanda. I have to admit that, in the beginning of the call, I thought it was a sales call. As much as I wanted to hang up, we are incredibly nice to everyone that calls our office— even telemarketers. She proceeded to butter me up by telling me how she keeps hearing about the Northwest Chamber and how our meetings are so different from those of other chambers of commerce. It turns out that she was not a telemarketer, but actually a pro-
The assistant came out to our December holiday meeting and reported back that it was all true. She had never been to a chamber meeting that was so open, warm and welcoming. She agreed that there is something special going on here. At our January meeting, they sent out a film crew to shoot footage of our annual meeting and do some interviews. They shot about three hours of tape and narrowed it down to a three minute clip. The TV show is called “All About Business TV” and it airs Sunday mornings on ABC. If you would like to see the piece they did about the NWCC, you can find it on our website, the show’s website (under archives), or by searching YouTube.
Melanie Wiginton – T&L Tree Service Harry Lively – Simploy
2013 Board of Directors
James Marcellino – Enterprise Holdings
Staff
On January 13 the Northwest Chamber of Commerce installed the officers and Board of Directors for the 2013 year.
Brian Goldman – President/CEO brian@northwestchamber.com Tina Herrmann – Office Manger tina@northwestchamber.com Jessica Young – Admin. Assistant Jessica@northwestchamber.com Phone # (314) 291-2131 Fax # (314) 291-2153 Web www.northwestchamber.com Northwest Chamber of Commerce 8944 St. Charles Rock Rd. Third Floor St. Louis, MO 63114 Unless otherwise noted, all photo credits are to McCarthy Photography
(Back Row Left to Right) Tony Lamantia, Paul Rose, Lori Bushman, Mike Stein, Harry Lively, Kim Bakker, Steve Krazl, James Marcellino, Bob Baker, Dr. Mike Fulton, Mayor James McGee, Dr. Chris Kilbride, T.R. Carr, Chief Terry Milam, Chief Tom Jackson, Bob Aubuchon and Melanie Wiginton (Second Row from left to right) Barry Herring, Tammy Durbin, Flecher Wells, Amy Smith, Steve Hewkin, Jerry Hart, Kevin Hall, Naomi Francis, Christine Cole (Not Pictured) Chief Don Hood 14
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Annual Meeting a Huge Success On January 13, the Northwest Chamber of Commerce held its annual meeting at the St. Louis Renaissance Hotel. The Business Leader of The Year awards were presented at the event, which was attended by 175 people. This year’s awards included:
Networker of The Year: Jeff Boraz, Firestone Complete Auto Care.
Special Recognition Award: Jennifer Weiss, St. Louis Outlet Mall
Small Business of The Year: Jim Fulkrod, Minuteman Press and Barry and Michelle Herring , CMIT solutions.
Community Development Award: Tim Davidson, City of Hazelwood and Mayor James McGee, City of Vinita Park.
Bette O’Keefe Volunteer of The Year: Melanie Wiginton, T&L Tree Service Ambassador of The Year: Roger Goessling, Zipp Express.
Business of The Year: Tammy Durbin and Kelly Services.
Rookie of The Year: David Berger, Envision by design
Businessperson of the Year: Steve Hewkin of Hewkin Auto Body
Jerry Hart, 2012 Chairman of the Board presents Melanie Wiginton of T&L Tree Service with her Volunteer of The Year award.
Jerry Hart, 2012 Chairman of the Board presents Tim Davidson of the City of Hazelwood with his Community Development Award.
Records are Meant to be Broken Photo by N
WCC
By Brian Goldman
There is a sign hanging on the conference room wall in the new Northwest Chamber of Commerce offices. It was a gift from one of the board members, and it says “Records are made to be broken.” No truer statement could be made about the Northwest Chamber in 2012. Not only were new attendance records set at our monthly membership meetings, but in the last six months, our lowest turnout was 175 people and our highest was 210. The NWCC had never broken the 200 person mark before in our 61 year history, and in 2012 we did it twice. Both of our golf tournaments (The Summer Classic and The Chili Dog Tournament) surpassed the previous year’s numbers—both in number of golfers,
Accepting Scholarship Applications
and in dollars raised. In 2011, the Northwest Chamber of Commerce had 43 new members. In 2012 the Chamber welcomed 99 new members. Again, this completely shattered all previous records for new members, and 2013 is showing no indication of slowing down. We have already had ten new members join in January, and February looks to be just as strong. It is an exciting time to be a part of the Northwest Chamber of Commerce and we invite you to come check it out for yourself. Visit our website at northwestchamber.com for more information, and don’t forget to like us on Facebook.
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As the Northwest Chamber of Commerce promotes our local businesses and communities, we also recognize the importance of supporting our future leaders. The NWCC feels privileged to offer scholarship applications to interested seniors from its active chamber member high schools: Christian Academy, Ferguson-Florissant McCluer, Hazelwood West, Jennings, Lutheran North, North County Christian, North County Technical, Pattonville, Ritenour and Riverview Gardens. A NWCC Scholarship is also awarded to a senior who is a son or daughter of an active NWCC member. Students may acquire the NWCC scholarship application at their high schools or contact the chamber office to receive a copy via email. Scholarship applications and all required documents must be returned to the NWCC office by Friday, April 12, 2013 at 4 p.m. Applicants may send their scholarship applications via email, fax, postal or personal delivery. Email to info@northwestchamber. com, fax to 314.291.2153 or mail/deliver to: Northwest Chamber of Commerce, 8944 St. Charles Rock Road, Third Floor, St. Louis, MO 63114 If there are any questions about the NWCC scholarship application process, please contact the chamber office at 314.291.2131 or send an email to info@ northwestchamber.com.
Brian Goldman NWCC Executive Director
Greater North County Chamber greaternorthcountychamber.com 314.831.3500
Business Fair and Taste of North County The Greater North County Chamber of Commerce and the City of Florissant will co-sponsor the 25th Anniversary of the Chamber’s Business Showcase, featuring a Taste of North County. The event will be on Saturday, March 23 from 10 a.m. to 2 p.m., at the James J. Eagan Community Center in Florissant. This year’s Presenting Sponsors are Christian Hospital, Delmar Gardens North and Garden Villas North and Schnucks Markets.
The public is invited to attend the event to learn more about local businesses and organizations and the products and services they offer to the community. Health screenings will also be available. Admission to the Business Showcase is free. New this year is the Taste of North County, featuring local restaurants. For a nominal fee of $5 for adults and $2 for children under 12, the public will be able to sample some of the great cuisine available in North County. Participating restaurants to date include Catering to
You, Cornerstone Bakery, Cugino’s Restaurant, DeLeo’s Café and Deli, Hendel’s Market Café, Papa Murphy’s Take ‘N’ Bake Pizza, Pirrone’s Pizzeria, The Rice House, and Yacovelli’s Restaurant and Banquet Center. The chamber is seeking vendors for both the Business Showcase and the “Taste of North County.” The event is open to both Chamber members and non-members. For more information on exhibitor fees, call the Chamber office at 314.831.3500 or visit greaternorthcountychamber.com.
Hannibal 2013 Chairwoman of GNCC Colleen Hannibal, the executive director of Crystal Creek Health and Rehabilitation Center in Florissant, has been named the Chairwoman of the Greater North County Chamber of Commerce Board of Directors for 2013. Hannibal, 39, will be inducted at the Chamber’s Outstanding Business Person of the Year and Annual Installation Dinner on Friday, April 12, 2013 at Norwood Hills Country Club, One Norwood Hills Country Club Drive. Hannibal, 39, currently serves as the Chamber’s Vice Chairwoman of the Board of Directors and most recently served as the chairwoman of Casino Night and the Chamber’s Business Showcase and Taste of North County. She has been an active member of the chamber for the past 10 years, serving on the Board of Directors from 2006-2008 before rejoining the Board in 2011. She chaired the Marketing Committee from 2006-2008 and chaired the annual golf tournament in 2007, 2008 and 2011. She also served on several event committees, including Nite of Stars, Mouse Races, Trivia Night and Casino Night and was an actress for the Chamber’s Murder Mystery Dinner Theater 2009-2012. “The Greater North County Chamber of Commerce is so much more than a business association to me,” Hannibal said. “In the past 10 years I have had the privilege and honor to devel-
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op strong relationships with so many community members. We have worked hard to succeed in our common goals and the Chamber has been there for me personally, especially concerning the illness of my son. I am fortunate and blessed to be a part of this wonderful and outstanding organization.” Over the years, Hannibal has been involved with several civic and charitable organizations, including Soroptimist International of St. Louis, serving on its board from 2006 to2008; Old Town Partners, Missouri Health Care Association, Missouri League of Nursing, Accessible Play, North County Incorporated, Boy Scouts of America, and Girl Scouts of America. Hannibal has worked in the health care field for the past 20 years and is a member of CommuniCare Health Services. She graduated with a Licensed Practical Nurse Certificate from Sanford Brown College and obtained her Nursing Home Administrator license in 2003. She also obtained certification through the American Association of Homes and Services for the Aging as a Certified Aging Services Professional through the University of North Texas and was awarded the Outstanding Nursing Professional of the Year in 2004 by the Missouri League of Nursing. Hannibal lives in Florissant with her three children, Amber 19, Nicholas 16 and Dylan 10.
March/April 2013
Howard Nimmons is 2013 Outstanding Business Person of the Year The Greater North County Chamber of Commerce recently selected Howard A. Nimmons, owner of Nimmons Wealth Management in Old Town Florissant, as its 2013 Outstanding Business Person of the Year. Nimmons, who has served as Chamber Board Secretary since 2011, will be honored during the Chamber’s Annual Outstanding Business Person of the Year an Installation Dinner on Friday, April 12, beginning at 6 p.m. at Norwood Hills Country Club. “I am very honored to receive this award,” Nimmons said. “The Chamber has been an integral part of our business plan from the beginning. As members of the Chamber, we have enjoyed many close relationships over the years. We have gained much more than just business opportunities by our membership in the Chamber.” Nimmons has been an active member of the Greater North County Chamber since 1996—the same year he and his wife, Carolyn, started their business. They moved their office to Old
Town Florissant in 1998 and moved into their new home in Old Town Florissant (built by the late Lowell Girardier, a friend and mentor) on Valentine’s Day in 1999. Howard and Carolyn have two sons, Joe and Matt, and six grandchildren. Since opening his business, Nimmons has been involved with numerous business and professional organizations including North County Inc., serving on the Board of Directors since 2000 and as Treasurer and Chairman 2004 and 2005; Florissant Rotary Club, a member since 1998, served as Treasurer in 2002, and is President-elect for 2013; Valley Industries, member of the Board of Directors since 1999 and served as Treasurer since 2007 to present; Lutheran Church of the Atonement, member since 1998 and served as President 2005-2009; and Old Town Partners, member since 1998, serving as Treasurer since 2008. He also serves on the Commerce Bank Community Board, Florissant Parks Foundation, Historic Florissant Landmark Commission and Trustee of SSM DePaul Health Foundation. Nimmons has a Bachelor of Science in Accounting from Southern Illinois University-Edwardsville and a Master’s Degree in Finance from Saint Louis University. He is a Certified Public Accountant, Certified Financial Planner and Personal Financial Specialist.
12 New Members The Greater North County Chamber recently welcomed 12 new members.
Jacqueline O’Quinn owner of FirstLight Home Care, celebrates the grand opening of her new business by cutting a ribbon at a reception held recently at Catering To You Banquet Center. Joining O’Quinn were family, friends,
business associates and members of the Greater North County Chamber of Commerce. FirstLight HomeCare office is located at 320 Brookes Dr., Suite 227A in Hazelwood. (Debbie Wright photo)
Johnny Londoff Chevrolet hosted the Greater North County Chamber’s January Business After Hours. Pictured, from left to right, are John Londoff, Jr., Florissant Mayor Tom Schneider and Kitty Harrison, Marketing Director for the dealership. Members who sponsor a BAH have an opportunity to showcase their place of business to Chamber members and their guests. Cannoli’s Restaurant hosted the February BAH. Koch Park Dental will host the March BAH and Pirrone’s Pizzeria will host the April event. The Chamber appreciates these members for their generous hospitality. (Debbie Wright photo)
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They are: Alexander Open Systems (AOS); K.I.S.S. Studio; Celadon Road, Dina Guittar; Kwik Dry Carpet Care, LLC: LIfeQuest Christian Counseling, Inc.; Fresh Italy; Artritis Foundation; Bianca Chapman Law Firm, LLC; Dalco Home Remodeling, Inc.; Soroptimist International of Greater St. Louis; Janet Evans; and Vitendo 4 Africa. The Chamber offers many benefits to its members, including networking opportunities at monthly membership luncheons, Business After Hours, and Leads Groups, local representation to government, a listing in the Chamber’s print directory, a listing on the Chamber website and referrals. For more information on the Greater North Chamber of Commerce, call 314.831.3500 or visit greaternorthcountychamber.com.
Carolyn Marty GNCC President
By Maria Walls, MSN, APRN, ANP-C
Achieving Health through Healthy Eating, Weight Loss and Exercise According to the Centers for Disease Control (CDC), 35% of American adults are obese and over 68 percent of us are overweight! In 2008, health care costs of this epidemic were estimated at more than $147 billion. Obesity related conditions include heart disease, stroke, diabetes, and certain types of cancers which are some of the leading causes of preventable death in the United States. Though there is a small proportion of the population which may possess a genetic predisposition to a certain body type, a majority of people do not inherit obesity. It is more commonly a combination of the lifestyle and behavioral choices one makes throughout their life. This means being overweight is preventable in the first place and is also reversible! The key to weight loss is not to “diet” for short term, but to commit to a permanent lifestyle change. It’s important also to change the way to think about food and how it affects you. As a healthcare provider, I discuss my pa-
tients’ weight at almost every encounter and provide our patients with general healthy eating tips as well as a formula to help with weight loss. First, I recommend eliminating any foods with high fructose corn syrup. This food additive replaced sugar in the 1980’s because it was cheaper. Unfortunately, it cannot be metabolized the same as sugar and is instead processed by your liver and laid down as fat. I also recommend to limit processed foods. A good rule of thumb is to shop mostly on the outside of the grocery store- choosing fresh fruits, vegetables, proteins, and dairy products. I also urge my patients to limit their intake of starches like bread, pasta, and rice. To help patients lose weight I recommend eating five or six small meals a day. This includes three small low-fat meals that are no more than 350 calories (<40 grams of carbohydrates) and 2-3 healthy snacks (<20 grams of carbohydrates) that are no more than 100 calories a piece. Protein is also important and should be eaten with each meal and snack. I recommend that our patients
never go more than 2-3 hours without eating and breakfast should always be eaten within 30 minutes to an hour of waking. Exercise is also very important to obtain your weight loss goals. Any sustained cardio activity for 30 minutes a day, five times per week that my patients will enjoy and stick to will help them not only lose weight, but help them stay physically and emotionally healthy. For those with joint problems, riding a bike or swimming may be easier. You may feel uncomfortable talking about your weight with your health care provider, but it’s important. Remember, we are here to help you. Your excess weight may be affecting your health. We can also play a vital role in providing support and helping you to be more successful. Maria Walls is a certified nurse practitioner with SSM Medical Group at 1120 Shackelford Road in Florissant. To contact her, call 314-921-4420. OT
www.mycnews.com
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1 NWCC Casino Night, 6 - 11 p.m., St. Ann Community Center 1 GNCC BLOOM: A Benefit for Marygrove, 6:30 - 9:30 p.m., Chase Park Plaza 2 Mayor’s Shamrock Ball, 6:30 - 1 p.m., Garden Villas North 5 NWCC Lunch Networking, 11:30 a.m. -12:30 p.m., Syberg’s Restaurant 6 NWCC YPD -Young Professionals Networking, 11:30 a.m. - 1 p.m., T.G.I. Friday’s at Crowne Plaza Hotel 7 MHCC Breakfast Club, 7:30 - 9:00 a.m., Residence Inn Westport 7 NWCC Networking Happy Hour, 4:30 - 6:30 p.m., Rooks Gameday 9 MHCC Home Improvement Show, 9 a.m.-1 p.m., City of Maryland Heights 12 NWCC Tuesday Morning Coffee & Networking, 7:30 - 8:30 a.m., Holiday Inn St. Louis Airport Hotel 13 MHCC Luncheon, 11:30 a.m. - 1 p.m., Spazios 14 NWCC Membership Meeting, 12 - 1:00 p.m., Crowne Plaza Hotel 14 NWCC Networking Happy Hour, 4:30 - 6:30 p.m., Rooks Gameday 19 NWCC Lunch Networking, 11:30 a.m. -12:30 p.m., Syberg’s Restaurant 19 GNCC Business After Hours, 5 - 7:30 p.m., Koch Park Dental 20 GNCC Membership Luncheon, 11:30 a.m. - 1 p.m., Heart of St. Charles 20 GNCC Workshop, The Basics of Writing a Business Plan, 5-8:30 p.m., Chamber Headquarters 21 MHCC Breakfast Club Networking, 7:30 - 9 a.m., Wingate by Wyndham 21 NWCC Networking Happy Hour, 4:30 - 6:30 p.m., Rooks Gameday 22 NWCC WIN-Women’s Only Networking, 4:30 - 6:30 p.m., Syberg’s Restaurant 22 GNNC Workshop, What Health Reform Means for Your Small Busness, 8:30 - 11 a.m., Chamber Headquarters 23 GNCC 25th Anniversary Business Showcase & Taste of North County,10 a.m. - 2 p.m., James J. Eagan Community Center 26 NWCC Tuesday Morning Coffee & Networking, 7:30 - 8:30 a.m., Holiday Inn St. Louis Airport Hotel 28 NWCC Networking Happy Hour, 4:30 - 6:30 p.m., Rooks Gameday 28 MHCC Par 3 Golf Tournament, 9:30 a.m.., Crystal Springs Golf Course 29 NWCC Women In Networking, 11:30 a.m. - 1 p.m., Syberg’s Restaurant 30 NWCC Ohana Martial Arts Ribbon Cutting, 12:30 p.m.
April 2 NWCC Lunch Networking, 11:30 a.m. -12:30 p.m., Syberg’s Restaurant 3 NWCC YPD -Young Professionals Networking, 11:30 a.m. - 1 p.m., T.G.I. Friday’s at Crowne Plaza Hotel 4 MHCC Breakfast Club Networking, 7:30 - 9 a.m., Residence Inn Westport 4 NWCC Networking Happy Hour, 4:30 - 6:30 p.m., Rooks Gameday 8 MHCC Learning Seminar, 8 - 9:30 a.m., CATCO 9 NWCC Tuesday Morning Coffee & Networking, 7:30 - 8:30 a.m., Holiday Inn St. Louis Airport Hotel 10 MHCC Luncheon, 11:30 a.m. - 1 p.m., Holiday Inn Airport West / Earth City 10 GNCC Business After Hours, 5 - 7:30 p.m. Pirrone’s Pizzeria 11 NWCC Business Showcase, 10 a.m. - 2:30 p.m., location TBA 11 NWCC Networking Happy Hour, 4:30 - 6:30 p.m., Rooks Gameday 12 GNCC Outstanding Business Person of the Year & Installation Dinner, 6 - 9 p.m., Norwood Hills Country Club 15 MHCC Learning Seminar- CATCO 8:00-9:30am 16 MHCC/NWCC/Creve Coeur/University City, Super Power Networking, Spazio’s, 7:30 a.m. 16 NWCC Lunch Networking, 11:30 a.m. -12:30 p.m., Syberg’s Restaurant 17 NWCC Women In Networking, 11:30 a.m. - 1 p.m., Syberg’s Restaurant 17 GNCC Membership Luncheon, 11:30 a.m. - 1 p.m., Garden Villas North 18 NWCC Networking Happy Hour, 4:30 - 6:30 p.m., Rooks Gameday 18 MHCC Breakfast Club Networking, 7:30 - 9 a.m., Wingate by Wyndham 18 MHCC After Hours, 5 – 7 p.m., Patrick’s 22 NWCC Earth Day Picnic Networking And Kickball Game, Howdershell Park 22 MHCC Learning Seminar, 8 - 9:30 a.m., CATCO 23 NWCC Tuesday Morning Coffee & Networking, 7:30 - 8:30 a.m., Holiday Inn St. Louis Airport Hotel 25 NWCC Networking Happy Hour, 4:30 - 6:30 p.m., Rooks Gameday 26 NWCC Women In Networking, 11:30 a.m. - 1 p.m., Syberg’s Restaurant 26 MHCC Trivia Night, 6 -10 p.m., Maryland Heights Center 29 MHCC Learning Seminar, 8 - 9:30 a.m., CATCO 30 MHCC Super Power Networking, 7:30. - 9 a.m., Location TBA
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CALENDAR of Events
March
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PAID
St. Louis, MO Permit 2828
sound • Auricula Pe • 4D Ultra r Th y r lv e g r era Su ic S c i t o b py urg • Ro g n i g a ery • Gy necologic Care • Im
2139 Bryan Valley Commercial Drive O’Fallon, MO 63366
GENESIS OB/GYN Obstetrics and Gynecology Our Services • Comprehensive OB/GYN care from the adolescent’s first gynecologic exam through the challenges of menopause. • daVinci Robotic assisted Hysterectomy procedures. • Diagnosis and management of HPV related diseases, including abnormal PAP smears, inoffice treatment of pre-cancerous conditions of the cervix, and administration of the new HPV vaccine for prevention of cervical cancer. • Pelvic and obstetrical ultrasounds performed in our office by a certified ultrasound technician including 3D. • ISCD certified bone density testing and osteoporosis counseling.
Left to right: Caroline A. Werner, MD, FACOG; Angela L. Cartwright, DO, FACOG; Ashley A. Ryan, MD; Michelle Koester, WHNP; Anne Venegoni, WHNP
• In-office laboratory for blood drawing and urinalysis. • Family planning including birth control pills, patches and ring, in-office procedures IUDs (Mirena and Paraguard), Implanon, outpatient procedure including tubal ligation. • Treatment of uterine fibroids, treatment of ovarian cysts, evaluation of polycystic ovary syndrome (PCOS), sexually transmitted infection screening and treatment, vaginal infections and testing and treatment of abnormal pap smears.
Hospital Affiliations • DePaul Health Center • St. John’s Mercy Medical Center • Missouri Baptist Medical Center A Division of
12266 DePaul Drive, Suite 200 Bridgeton, MO 63044
314.291.2975 www.genesis.com Monday – Thursday: 8 a.m. to 4:30 p.m. Friday: 8 a.m. to 4 p.m. Closed on Saturday and Sunday Early morning & evening hours available.