Next Level Financials

Bookings have started for the 2023 year! Something that you should take advantage of are our Finance programs that are already available for the year. You can make use of these programs by doing a product booking with your salesman, and then paying for that through one of the finance programs. It doesn’t affect your checkbook or cash flow right now, starts cost savings for the 2023 crop, and locks down some of the things you know you’ll be using in 2023. One of the handier aspects of these programs that most people don’t realize, or forget, if you do a product booking for seed or chem, and then happen to change your mind on varieties, CPP programs, traits, etc; you can do a return on an earlier booking, and then readvance for anything new that is booked. It really does leave some flexibility, along with getting some price savings. Learn more about the programs we offer.

Winfield Secure

We will have the Secure program available again this year. With the increase in interest rates we’ve all experienced lately, the Secure program is not immune to it either. This year, we are looking at a rate of 2.5%, with a loan fee once again at $150 and due date of February 1, 2024. If you have been in the program for at least 2 years, you MAY be eligible for their “EZ Renew” where renewal for 2023 is as simple as just letting your salesperson know that you want to renew, and at what amount. If the EZ Renew doesn’t apply, it’s a very simple one-page application. New customers can sign up with a one-page application, or a new OLA – OnLine Application. Limits up to $500k with the one-page app, up to $1M with an application and current Financial Statement.

Rabo Agrifinance & John Deere Financial

These two are lumped together, because they typically carry the same programs. These are used for any company specific programs by Bayer, BASF and Syngenta. One use for these two are for financing Roundup products. Roundup is not eligible for Winfield Secure, so we can make use of Bayer’s program where you would finance Roundup and one other Bayer product at a minimum of $10,000 to start. Most of these programs appear to be at 1.9% interest rate, with a due date of either the November or December statements of Rabo and JDF. Once again, ask your salesperson for more specifics.

Corteva TruChoice Prepay Program

This program has been around for a couple years and allows for a 10% discount/ rebate on Corteva products. You must fund a TruChoice prepay account with a minimum of $5,000 by February 24, 2023, then we can run your Corteva Invoices through your account at Corteva throughout the crop year, up to September 30.

This was a quick and brief overview of the programs we have available. As stated before, please contact your salesperson if you are interested in knowing more on any of these programs. If you see a program out there that you think we don’t have, please double check with your salesperson.