MORE AT MOVEMENT

WHEN YOU BECOME A PART OF MOVEMENT, YOU EXPERIENCE MORE

YOU GET MORE YOU DO MORE YOU EARN MORE YOU GIVE MORE

MOVEMENT STARTED WITH JUST 2 LOCATIONS AND 4 EMPLOYEES. NOW, WE’VE GROWN TO:

#6

LARGE ST RETAIL MORTGAGE LENDER * OF LOANS WERE PURCHASES — BEST IN THE INDUSTRY

01

OUR PROCESS BUILT FOR SPEED At Movement, we don’t like to play the waiting game. That’s why

Q UA L I T Y CO N T R O L

we’ve made lightning-quick processing times the foundation of our loan process, helping you close more loans, faster. We

*

call it the 6-7-1 Process – which stands for 6-Hour Upfront Underwriting, 7-Day Processing, and 1-Day Closing*.

Our Ops team doesn’t say “no”, we say, “how can we make this

OUR INNOVATIVE LOAN TIMELINE

LO SETS CUSTOMER EXPECTATION

LO TAKES LOAN APP

U/W & PROCESSOR ASSIGNED

1 DAY GOAL FINAL U/W

happen?” by removing as many obstacles for you as possible.

APPRAISAL OUT SAME DAY

Movement has very few overlays (580 credit score minimum).

Approvals are done from a “common sense” perspective.

We’re well-known for saving deals that others couldn’t fund, and all denials go through a committee – no single underwriter can deny a loan.

*While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window.

03 A P P R A I SA L

M SA SUPPORT

91 1 R E S OLUTION C E N TE R S

PRE-SUBMIT UPFRO NT UND ERW RITING

MARKETING

LOs and LOAs send

APPRAI SAL REVIEW

D I S C LOS U R E

applications directly to Underwriting, equipping them to do a thorough review of

LOAN OFFICER

M I S S I O N CO N T R O L

CO M P L I A N C E

CONCI ERGE

F I E L D S UPPOR T

P OST C LOS I N G LOA N CO M M I T T E E TRAINING + MANY MORE

SERVI CI NG SU PPORT GROU P

HOW WE DO THINGS

the file from the beginning, decreasing conditions and time spent processing. Our LOAs have been trained to be both

Operationally, we give you the advantage in an already crowded

LOAs and processors, and work

market. Skip all of the last-minute craziness thanks to our upfront

directly with the underwriter.

underwriting process and teams dedicated to supporting you

Not having to go through a

with disclosure, appraisal, pre-submit, servicing and more.

processor increases the speed of the process and gives LOAs more control.

FUL L-TIME , ON -CALL UNDE RWR ITIN G E X P E RTS AND 2ND L E VE L RE VIE W LOAN COMMIT T E E No file can be denied by one Underwriter, it must go before a Loan Committee to ensure no other options are available to the borrower. Full-time “oncall” support from Underwriting experts who own guidelines and relationships with the GSEs.

M I SS I ON CON T R OL A N D 91 1 S E RV I C E

D E D I CAT ED APPRAI SAL UN D E RWR I T ER S

PI PELI N E M AN AGER S

PR E-C LOSI N G

CO NCIERGE TEA M

These highly-trained,

We have a team of

Pipeline and Production

The initial closing disclosure

A team dedicated to

Managers are the liaison

is sent between 3 to 10 days

knowledgeable teams follow

supporting LOs with whatever

Underwriters who only review

between sales and ops. They

prior to closing, preventing a

ops challenges they face.

very specific processes for

appraisals all day, every day,

help keep files moving, jump in

last-minute scramble. We do

Think air traffic control – have

high-priority, rescue or scratch

to keep pipelines clear and

on any challenges and look for

not have to have a file cleared

a question and not sure where

and dent files. They ensure

processing times ultra-fast.

opportunities of improvement

to close to send out the initial

to go? This team is there to

that each file is assigned to the

from both sales and ops

closing disclosure. We have a

help get you to the help you

proper department and handler

partners to better know the

clear to close goal of 5 days

need quickly.

specifically skilled in that area,

borrower and realtor partner

prior to closing.

including more complicated

experience.

self-employed borrowers.

07

SERVICING BE THEIR LENDER FOR LIFE At Movement, we’ve made the strategic investment to retain our servicing and help our loan officers keep their customers for life.

As a Movement LO, you automatically get access to our Servicing Retention Team (SRT). This team serves you by actively identifying refis in our servicing book, then marketing to them on your behalf with offers to refinance at special reduced pricing.

BO RROW ER PO RTA L Borrowers expect a digital

*

experience from their lender.

We service our own loans, so

Your SRT partners act on your behalf by identifying as part

we’ve built a borrower portal

of your team in communications. They keep your name and

that includes everything

brand in front of the borrower.

they could want and need.

ALL purchase leads are immediately flipped back to you.

The portal has a mobile app, automatic payments, home

Post-closing, you remain the name, face and contact info on

value calculators and other

every monthly borrower statement.

tools to help borrowers

You get to stay focused on purchase business, while at the

manage their mortgage.

same time looking like a rock-star to your past clients with smoking-hot pricing and service through the SRT.

09

SUPPORT WITH SPECIALIZATION Specialize in the niche you love or be the loan officer who can do it all. At Movement, we

CON D O E X P R ESS

J U M BO

R EN OVAT I ON N AT I ON

MOV EMENT MIL ITA RY

A highly-trained, dedicated team solely

Competitive pricing

Movement Mortgage is the #2 renovation

A dedicated team and process for VA

focused on approving new projects

and qualifying standards

lender in the country. We’ve assembled an

loans built by military veterans for military

and winning our Loan Officers projects

paired with the ability

entire fulfillment team and dedicated post-

families. As one of the top VA lenders in the

that were previously denied by their

to handle select Jumbo

closing department so you can provide for

country, we are proud to serve those who

competitors. This team does all of the

loans in-house is our

those clients in love with a fixer-upper. Plus,

serve us, and waive lender and origination

heavy lifting for the LO and Realtor.

power-packed formula

all of the follow-up is taken care of for you.

fees as part of the program.

BU I LDER DI VI SI ON

CO MUNIDA D

encourage our Loan Officers to champion unique segments, including (but not limited to):

for giving our loan You’ll have access to an expansive

officers the competitive

national database of existing approved

edge. Movement makes

condo projects. We have a staff of

even difficult Jumbo

A team that works seamlessly within new-home

We have Marketing and Operational

attorneys, processors and underwriters

loans fast, flexible

builders processes to create reliable closing

Support for spanish-speaking loan officers,

who dig into loans and make them

and efficient.

timelines. Get the competitive edge when

real estate agents, borrowers and others

making relationships with home builders.

who serve Spanish-speaking communities.

warrantable by FNMA guidelines.

11

TOP-TIER TECHNOLOGY Picture this: your marketing, your leads, your apps, your active files and your post-closing information movehome is our all-in-one platform that makes it possible for you to focus less on tedious day-to-day tasks and more on growing your business.

is all in one platform, on one dashboard. Oh, and Movement picks up the bill for our loan officers.

Think of how much time that will save. Think about how much more efficient you will be at managing your pipeline when your digital applications, POS, LOS, CRM and marketing are all connected. Think about how happy your Realtors and teams will be with all that connected communication.

13

AGENCY-LEVEL MARKETING

CON D O E X P R ESS A highly-trained, dedicated team solely

move home PLAT FOR M

AU TOM AT ED BUS INESS L ISTINGS

CRM, automated pipeline management,

Business listings help with your SEO efforts and make it so much easier

smart analytics, marketing automation and

for borrowers to find you when searching. You’ll have access to Google

customizable website – all of these features

My Business and dozens of other listing sites – Bing listings, Yelp,

add up to make you more efficient and give you

Superpages, Yellowbook, etc. at Movement.

back valuable time in your day. This platform does the heavy lifting for you.

focused on approving new projects and winning our Loan Officers projects

Build your personal brand with print, digital, social

that were previously denied by their

and video assets from the marketing department.

competitors. This team does all of the

Take advantage of an extensive library of ready-

heavy lifting for the LO and Realtor.

to-go marketing assets, or request custom pieces.

And it’s all powered by movehome, our exclusive

You’ll have access to an expansive

technology ecosystem.

national database of existing approved condo projects. We have a staff of attorneys, processors and underwriters who dig into loans and make them warrantable by FNMA guidelines.

M OVEM EN T YO UTUBE CHA NNEL Utilize our vast library of shareable videos that build buyer confidence

AU TOM AT ED AN D C U STOM M AR KET I N G CAM PAI GN S AN D ASSETS We support all marketing touchpoints – video, email, social media, print – if you can think it, we can probably do it.

through education and support your marketing efforts.

AGEN T M ARK ETING ACA D EMY Strengthen your relationships with agents by supporting them with coaching opportunities designed for your real estate partners.

SOC I AL M EDI A SU PPOR T

EN T ER PR I S E D IS CO UNTS TO A D D ITIO NA L TO O L S

Access an entire library of pre-approved, ready-

Looking for even more support? Get enterprise discounts on leadPops,

to-go social media content, as well as engaging

BombBomb, MBS Highway, Sales Boomerang, Homebot and ListReports

templated or automatic campaigns.

through Movement.

15

BEST-IN-CLASS, IN-HOUSE COACHING It’s in high demand. It’ll help drive your business.

TAKE ADVANTAGE OF: 1-1 coaching

It’ll give you the competitive edge. And it’s 100%

Business plan and goal tracking software

paid for by Movement – consider it an investment

Monthly loan officer playbooks

towards your success. Originators participating in the

Agent marketing playbooks

coaching program at Movement are estimated to be

Academy classes

26% more productive. Group coaching, leadership coaching and one-on-one assistance is available, depending on your preference.

Our nationally recognized coaching staff is led by:

Leads referred to your business

COACH SIMPLE One powerful sales coaching platform to keep coaching simple – our

Tim Davis National Sales and Training Coach

dedicated coaching team utilizes this program to help loan officers take steps towards building their business, reach the next level, stay organized and maintain accountability.

Bill Hart National Leadership Coach

17 LOAN OFFICER ASSISTANCE VALUED AT $40,000 Full time or shared LOA support based on production.

IN-HOUSE COACHING VALUED AT $15,000 Best in-class, in-house coaching fully paid for by Movement Mortgage.

WE INVEST IN YOU At Movement, we invest in our people – we believe you are worth the time, effort and expense to become

On average, Loan Officers at Movement Mortgage that are enrolled in 1-on-1 coaching see a 26% increase in production.

IN-HOUSE, AGENCY LEVEL MARKETING VALUED AT $25,000 Personalized, agency-quality multimedia campaigns and assets at your fingertips.

better and better every day. And with that, you can

Utilize our graphic designers, copywriters and video producers to make sure

expect to see your business become better, too.

your business stands out from the crowd.

Estimated 6 additional closings on average per Loan Officer annually.

Additional income to the Loan Officer – est. $12,000.

CRM cost paid by Movement – $1,800.

COMPANY MATCHING 401K Fully vested from day 1 of employment.

19

WE LOVE & VALUE PEOPLE We give away a lot of our profits. Yes, you read that right.

Our company is owned by a nonprofit foundation, where profits are directed toward much-needed infrastructure, education and support to underserved communities across the world. But that’s not all. We believe in amplifying the generosity of others. That’s why we give

Movement Foundation is the

Movement Schools is a free,

Our Match Giving program

Love Works is our employee-

millions of dollars every year to match the nonprofit

legal entity we work through

public charter school network

amplifies the generosity of

funded initiative designed to

giving of our loan officers that serves communities in the

to use our profits to uplift

committed to teaching world-

others, so when employees give

support co-workers dealing

U.S. and around the world.

others – bringing life, light

class academics and virtues

to a cause that’s important to

with unexpected needs,

and hope to communities

in areas where families have

them, we match it dollar for

emergency expenses or

around the world.

historically lacked access to

dollar — or donate to match the

crisis counseling.

education options.

time they volunteer.

Our projects are intentionally designed to be selfsustaining, which is why our schools, health clinics and housing projects can flourish without ongoing fundraising.

21

Casey Crawford, CEO

OUR LEADERSHIP

Casey is the co-founder and CEO of Movement Mortgage, one of the leading

We believe in a lean operational structure. Meet our

and around the world as a transformative leader.

retail mortgage lenders in the country and a six-time member of the Inc. 5000 list. The former Super Bowl champion has been recognized both domestically

CEO, president and sales directors.

Casey helped inspire a culture at Movement Mortgage that loves and values people. This has led to thousands of loan officers achieving record-setting

CASEY CRAWFORD

results in their business, while thriving as servant leaders in their communities.

23 Chris Shelton, Divisional Leader, Eastern Division Chris recruits, coaches, mentors and serves loan officers. His goal is to see LOs grow their business, income and influence through production – he

Mike Brennan, President

truly believes and is working towards Movement closing 1 out of every 10 loans in the U.S.

Since 2015, Mike has led at Movement as Regional Director and Chief Performance Officer. Now, as Movement’s first President, Mike leads

Any challenges that cross Chris’ path are addressed head on, and are

Sales-Ops alignment to make sure the entire organization serves our loan

approached from multiple viewpoints in order to identify opportunities –

officers and empowers them to reach their goals.

Chris tries to see every situation from the eyes of our incredible loan officers.

His main goals are to lead and unify Movement’s national Sales and Operations teams around key strategies and initiatives to achieve our mission to love and value people.

MIKE BRENNAN

CHRIS SHELTON NMLS: 116406

Starting in 2012, Chris came up through the ranks at Movement as a loan officer, Market Leader, Regional Director and now a Division Leader. After almost a decade, what gets Chris excited to work at Movement? His answer is “everything.” He loves Movement’s culture, he loves people, and he loves getting up and going to work for our LOs every day.

25 Kisha Weir, Divisional Leader, Western Division Kisha spent a decade in the early 2000s as owner and operator of her own home financing business, Mortgage By Design, until she landed at Eagle

Matt Schoolfield, Divisional Leader, South Central Division

Home Mortgage, where for over eight years, she concentrated on the Pacific

With more than 20 years of experience in the industry, Matt works to help

Northwest region.

those around him see what is possible, and empowers them to make it happen.

Kisha joined Movement in 2019 as part of our acquisition of Eagle, our

Matt’s job is to look for leaders; professionals who take responsibility for their

first-ever. Since then, Kisha has helped grow the Pacific Northwest to

relationships, their business, their success and for those around them. He

one of the company’s largest and most prosperous regions.

goes on to serve those people so that they can make the difference they were always meant to.

Kisha’s commitment to the team empowers them to consistently achieve

KISHA WEIR NMLS: 325401

their personal and professional goals. “I am excited to be with a company that possesses the same integrity and values that I do when it comes to investing in people,” she says. “Movement is all about growth, and I have the honor of training, mentoring and coaching our team daily, and they’re growing in leaps and bounds.”

MATT SCHOOLFIELD

What makes Matt excited to work at Movement is that we’re a company built primarily by employees who see strength in the person beside them, and believe that together they can make a difference.

FOR MORE INFORMATION, VISIT

WWW.MOVEMENTLO.COM

www. m ove m e nt .com Movement Mortg a e, LC s u p o r ts Eq u a l H o u s i n g O p o r tu n i t.y N M L S I D # 39 1 7 ( Fo r l i cens i n g i n fo r m at i o n, g o to: www.nml s cons u m era ccess .org ) | 87-3 1 4 - 9 . M ovement M o r tg a e, LC i s l i cens ed by A L # 2 1 0 2, AK # AK3917 , AZ # 091854 , AR # 105 2, CA Department of B u s i n ess O ver s i g h t u n d e r th e C a l i fo r n i a Re s i d e nti a l M o r tg a e Le nd i n g Ac t # 41 3 0 5 4 , CO # 39 1 7 , C T # M-L39 1 7 , D E # 01 2 6 4 , .D C . # M L B 39 1 7 , F L # M L D 1 3 6 0, GA # 230 2, HI # HI-3917 & MS205, ID # MB-L8027 & R -L,93I7 # MB.67 089 , IN # 18 21, IA # 2013-0 23 & 8 3410, KS# MC.0 2534 , YK # MC8506 , LA, ME # 3917 , MD # 190 4, MA Banke r & Le nd e r # MC3917 , MI # FR0 2134 & SR0 2 189, MN # MN- O 3917 , MS# 3917 , MO # 18-2096, MT # 3917 , NE, NV # 3401, NH # 20985-MB, Licensed by th e N . J. D e p a r tment of B a n k i n g a n d I n s u ra n ce, N M , L i cens ed M o r tg a e Banker-NSY Banking Dept. #B50 9 7 & B501 39, NC # -1L42670, ND # MB1032 , O H # R M . 8 0.41 87 0 , O K # M L 0 2 6 4 , O R # M-L5 0 8 1 & M,SA-P37# 4 ,37 R h o d e I s l a n d L i cens e d Le nd e, rB o ke r a n d S e r v i cer 2 0 1 5 3 9 4 L & 2 0 1 5 3 9 5 L B & 2 0 1 5 3 9 6 L S , C # M L S - 3 9 1 7 , S D # M L . 0 , 5 T 7 N # 1 4 8 2 7 , T X , U T # 7 3 9 2 1 , V T # 6 8 2 , 3 9 1 7 - & 1 2 8 M B A , # V M C - 5 1 2 A, #W C - L 3 9 1 7 , W I # 3 9 1 7 B A & 3 9 1 7 B R , W V # M B - 3 2 0 1 9 & M-L320 , WY # 3104 & S-L3790. Interest rates an d p ro d u cts a re s u b j e ct to ch a n g e wi th o u t noti ce a n d may or may not b e ava i l b e at th e ti m e of l o a n commi t ment or l o ck- i n . B o r owers must qualify at closing for al benefits. “Movement M o r tg a e ” i s a re g i stere d tra d e ma r k of th e M ovement M o r tg a e, LC , a D el awa re l i m i ted l i a b l i t y comp a n.y 8 024 C a l v i n H a l Rd , I n d i a n L a n d , S C .2 970 PID 10 5 0 8 | Ap p r o ved a s of 0 8 / 2 0 2 1