Image Magazine's Trend Watch - 2019 Edition

$4.95

SPRING 2019

H E R iE m I Na H V EeR n d Wa t c h g AeN OTr SPRING 2018

trend watch I M AG E M AG A Z I N E ’ S

BUILD, REMODEL & DECORATE

SPRING 2019

WHAT’S YOUR STYLE? CREATE YOUR IDEAL SPACE

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contents

spring 2019

82

22 FEATURES

22 Make Your Dream of Lakefront Living a Reality

72

Bonin Architects & Associates

by Mary Gow

58 Creating Its Market Niche with Crown Select Crown Point Cabinetry

by Anne Richter Arnold

72 An Inspired Collection for Your Home Smokeshire Design

by Katherine P. Cox

Departments 18 Design Trends 2019

Real Estate

21 Dream Makers

36 Coldwell Banker Lifestyles

30 Spotlight: Timberpeg, Real Log Homes, and American Post & Beam 38 Spotlight: Hitchcock Woodworking

$4.95

SPRING 2019

H E R iE m I Na H V EeR n d Wa t c h g AeN OTr SPRING 2018

trend watch I M AG E M AG A Z I N E ’ S

BUILD, REMODEL & DECORATE

44 Construction 46 Architects 48 Roofing

SPRING 2019

50 Windows 57 Style Setters

WHAT’S YOUR STYLE? CREATE YOUR IDEAL SPACE

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80 Four Seasons Sotheby’s International Realty 114 Snyder Donegan Real Estate Group Finance 54 Ledyard National Bank 108 Sugar River Bank

68 Kitchen Design

Insurance

82 Interiors

92 Colby Insurance Group

98 Spotlight: William A. Smith Auction

126 Guaraldi Insurance

117 Care Takers Cover: Family room design by Alice Williams Interiors. Photo by John W. Hession.

66 LindeMac Real Estate

136 Advertisers Index

editor’s note

image

trend watch 2019

Special Spaces Welcome to another fantastic edition of our annual Trend Watch magazine. The staff and I, with the generous help of many local professionals who work in every aspect of creating and maintaining beautiful, comfortable homes, are Deborah Thompson Executive Editor dthompson@mountainview publishing.com

happy to share the latest styles and innovations for 2019.

Whether you’re building the home of your dreams, renovating a kitchen or bath, or simply buying a new sofa,

Mountain View Publishing, LLC 135 Lyme Road Hanover, NH 03755 (603) 643-1830 www.uppervalleyimage.com Publishers

Bob Frisch Cheryl Frisch Executive Editor

Deborah Thompson Contributors

you’ll find the latest designs and products within these pages. Before you

Anne Richter Arnold, Katherine P. Cox, Rosanna Eubank, Mary Gow, Tareah Gray, Dian Parker

begin any project, large or small, consult one of the experts featured here

Associate Editor

for guidance and advice. Let them put their years of industry knowledge and experience to work for you, and you’ll not only love the results but also save time and money in the long run.

We haven’t forgotten the outside of your home, especially important as spring becomes summer. Our experts can help with lawn care and landscaping, patios, decks, walkways, outdoor furniture, and grills. It’s the season to expand your living space, so make good use of the great outdoors.

Spread out and have fun, whether you’re hosting a family cookout or relaxing

Kristy Erickson Copy Editor

Elaine Ambrose Creative Director/Design

Ellen Klempner-Béguin Advertising Design

Hutchens Media, LLC Web Design

Locable Advertising

Bob Frisch

with a good book.

No matter what project you’d like to tackle, turn your dreaming and planning into a reality by creating the ideal home for your family. Enjoy!

LIKE US www.facebook.com/mountainviewpublishing

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KEEP US POSTED: Trend Watch magazine wants to hear from readers. Correspondence may be addressed to: Letters to the Editor, Image/TW, 135 Lyme Road, Hanover, NH 03755. Or email us at: dthompson@mountain viewpublishing.com. Advertising inquiries may be made by email to rcfrisch1@comcast.net.

Trend Watch is published annually in the spring

by Mountain View Publishing, LLC ©2019. All rights reserved. Reproduction in whole or part is strictly prohibited. Trend Watch magazine accepts no responsibility for unsolicited manuscripts, artwork, or photographs.

Design Trends 2019 What are the experts saying?

We talked to three local interior designers to get their take on this year’s top trends. Will you go for any of these looks for your home?

KITCHEN CABINETS Painted cabinetry will be the latest look, with upper cabinets being replaced with metal, wood, or glass shelving.

Painted kitchens are in; wood cabinets are yesterday. We will see more kitchens with the upper and lower cabinets painted different colors or different values of the same color. Clients are also choosing the fresh look of open shelves where everything from daily dishes to special pottery pieces can be displayed. — ALICE WILLIAMS, ALICE WILLIAMS INTERIORS

Contrasting finishes on the island and perimeter cabinets or varying the color or material on the upper and lower cabinets is gaining momentum. Getting creative with the hardware allows the cabinetry to take on more of a “furniture” appeal and is a relatively inexpensive update with huge impact. — AMANDA RAYMOND, STUDIO SAGE INTERIORS

PHOTO COURTESY OF GILBERTE INTERIORS

EARTH TONES For interior colors, we’ll see less gray and more shades of sand and earth colors like ochre, burnt gold, and terracotta.

I feel that we will still be seeing grays, but they will lean toward a warmer saturation, with a more linen or mushroom cast. These neutrals allow us to use them on their own, mixed with whites for a relaxing, natural feel. The trend toward ochre, golds, and warm salmons gives a punch to the neutrals and can give your space a focal point . . . a punctuation mark!

I think gray will still be around as a neutral base, creating relief for the vibrant colors that are on their way in. I love a warm hue to liven up the otherwise dull New England winters.

— AMANDA RAYMOND, STUDIO SAGE INTERIORS

— CHERYL BOGHOSIAN, ASID, GILBERTE INTERIORS PHOTO COURTESY OF CROWN POINT SELECT

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RICH, VIBRANT GREENS A desire to connect with nature and escape stress has brought earthy greens to the design palette.

As the trend toward creating spaces that reconnect us to a more natural and relaxing environment continues, we pay more attention to color and light.

Screen time and the pace of life need balance, and a rich green palette paired with improved attention to lighting is a terrific step toward achieving this.

— CHERYL BOGHOSIAN, ASID, GILBERTE INTERIORS

Color palettes for the home are returning to

MATTE BLACK IN KITCHENS AND BATHROOMS We have been enjoying manufacturers offering many matte black and deep oil-rubbed bronze finishes in hardware, plumbing fixtures, and lighting. These give our lighter, neutral palettes the balance needed to create a space that is grounded while also feeling practical and easy to maintain.

Dark metal finishes work as well with natural woods as they do with painted finishes and give an updated style to existing spaces.

— CHERYL BOGHOSIAN, ASID, GILBERTE INTERIORS

hues taken from nature. We will see more green as well as terracotta, straw, and oatmeal. These colors warm your home from the inside out.

— ALICE WILLIAMS, ALICE WILLIAMS INTERIORS

The strength and contrast of oil-rubbed bronze hardware and lighting have made them a huge player in both contemporary and craftsmanstyle homes. It has strength when paired with wood and is crisp and fresh with paint.

— AMANDA RAYMOND, STUDIO SAGE INTERIORS www.uppervalleyimage.com •

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DREAM MAKERS

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Photos by John W. Hession

This narrow lot offered challenges imposed by setbacks from neighbors and the lake itself.

However, creativity and the thoughtful arrangement of rooms allow the design to capture views from all levels of the home.

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MAKE YOUR DREAM

of lakefront living A REALITY Bonin Architects & Associates

S

parkling water, morning mist, and the call of loons along with invigorating hours spent swimming, sailing, paddling, and in other activities on and in the water—

waterfront living offers boundless individual and family delights. And a lakefront home puts those experiences at the doorstep.

BY MARY GOW

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“Lakefront homes most often share similar design goals such as taking the best advantage of lakefront views; however, each family differs in what the most important rooms looking to that view may be.”— Jeremy Bonin

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Bonin Architects & Associates, a multidisciplinary design firm focusing on custom residential, commercial, and landscape design, transforms families’ visions of lakefront living to reality. With offices in New London and Meredith, Bonin Architects is located in the heart of the New Hampshire Lakes Region. Cofounders and principal partners Jeremy and Kimberly Bonin started the company in 2008 with one employee. With their success, they have grown to ten. The Bonin team designs homes throughout New England and beyond—not just lake houses—and has been recognized with numerous awards for their exceptional, creative, sustainable, and functional design.

Every Detail Matters Personal attention and commitment to serving their clients are at the heart of Bonin Architects’ work. The talented and highly skilled architects and project managers of the Bonin team bring their expertise to their clients’ wishes and interests. They are astute at translating clients’ visions into homes that reflect their personal style and that enhance their families’ lifestyles.

“Design is a process; we continually ask questions to find out what the most important aspects of a home are to a particular family. We use past examples and feedback from our clients to provide the best information

The main floor kitchen, dining, and living room open directly to the lake vista utilizing a folding glass wall system.

during the design process. Every detail matters,” says Jeremy Bonin, the group’s lead architect.

Lakefront homes are among Bonin Architects’ specialties. Experienced in working with constraints of zoning and shorefront setbacks, the team is adept at developing designs that meet those often-challenging standards while fulfilling their clients’ visions. “Lakefront homes most often share similar design goals such as taking the best advantage of lakefront views; however, each family differs in what the most important rooms looking to that view may be,” says Jeremy. “In some instances, the screen porch is the most frequently used room for relaxing and dining, or it could be the great room or kitchen and informal dining. It really does depend on the family and how they envision using the home.”

Custom Solutions for Your Family In one recently finished home on Lake Sunapee, Pinecliff, the clients were seeking a vacation home as a gathering www.uppervalleyimage.com •

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The lower level recreation room and bar allow direct access to lake level while the second-floor master suite (and third-floor bunk room) incorporate balconies for lakeside enjoyment.

place for their multigenerational family. “With Pinecliff, we had an established footprint we needed to maintain. We maximized the narrow lot for a growing family as grandchildren were now entering the picture; bedrooms, bunkrooms, and flexible living spaces were key,” explains Jeremy.

With Pinecliff’s site precluding expansive width, the Bonin team maximized living spaces on two of its four floors, the lake level and the main floor, and incorporated a novel solution to bring the outdoors in. “The house has a walkout basement, which means the main floor is not at lake level. Strong outdoor connections as well as the operable glass wall break down the separation of the two main living floors,” he notes. The glass wall of the main floor living room retracts, opening the space for alfresco dining and family time. www.uppervalleyimage.com •

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Lower-level living is just as comfortable as upstairs and features a stone fireplace, a custom wine room, and other beautiful spaces.

“For the most part, it’s looking to the future and looking to present needs and identifying them and providing flexibility and space for the uses that are required,” Jeremy says.

Trends Among the trends Bonin Architects is seeing and addressing is a growing desire for “generational homes,” with homeowners taking a long view of the changing uses of a house. “As a vacation home, it may get intensive use by many people over shorter periods of time as children are growing up and guests join them for weekends and holidays. Later, in retirement, it may be occupied full time but not usually by many people at once,” Jeremy explains.

When clients have that dynamic in mind, Jeremy notes, the design may include main-floor space that initially serves as a home office, family room, or guest suite that can later transition to a master bedroom suite for onefloor living. Some homes designed by Bonin Architects are currently undergoing this transition. “For the most part, it’s looking to the future and looking to present needs and identifying them and providing flexibility and space for the uses that are required,” Jeremy says.

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This home is a balance between an exterior addressing the context of the New Hampshire Lakes Region and an interior with a calm and sophisticated atmosphere. Both have a tranquil sensibility contributing to the enjoyable qualities of this lake home.

Another recent trend, home automation, is now well established. “Home automation is still important and becoming more intuitive as well. Control over access to the home, lighting, temperature control, and operable shades all add to the efficiency and flexibility of use,” Jeremy says. It has gotten easier as technology has progressed, he notes. “If the house is not a full-time home, then being able to monitor it and control it from a distance is important.

Home automation is now a typical part of a design process as opposed to something that is added on.” TW

Bonin Architects & Associates 210 Main Street New London, NH (603) 526-6200

290 Daniel Webster Highway Suite B Meredith, NH (603) 526-6200 www.boninarchitects.com www.uppervalleyimage.com •

The Timberpeg and Real Log Homes manufacturing team as well as the

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ENDY SPOTLIGHT •

Timberpeg, Real Log Homes, and American Post & Beam |

TRADITIONAL IS T 30 i m a g e t r e n d w a t c h •

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S TRENDY

This page: This barn-style home has four 28-foot, hand-peeled, red cedar trees that support the second-floor balcony and roof.

The homeowner chose a dark stain on the timber frame for an aged, authentic barn look.

Designer and Builder: Northpoint Construction Management

A

ccording to the custom home design and manufacturing team at Timberpeg, Real Log Homes,

and American Post & Beam located in

Claremont, New Hampshire, rustic and barn-style trends continue to be strong.

Requests have increased for distressed timber frames with hand-hewn or roughsawn finishes and darker stains. Live tree posts as accents in both interior and exterior living spaces are also popular.

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One of the first Real Log Homes, this cabin still stands in Hartland, Vermont. Many log-home customers are drawn to the rustic, hand-cut profile.

In addition to a cupola that adds charm and character, an attached silo houses a grand spiral staircase.

Designer and Builder: Northpoint Construction Management

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Real Log Homes’ original “rustic” profile has made a resurgence as well, with its classic log-home look that features logs with irregular diameters.

Although their customers want the look and feel of a converted barn, they do not want the limitations and inconveniences often associated with renovation. A custom-designed and custom-built home allows for flexibility. Features such as cupolas and silos add character and can feel as if an existing barn was renovated and converted to a home.

Framed by the king post truss and post and beam overhang, the indoor/outdoor hot tub at this mountain retreat is the perfect vantage point from which to enjoy the view of Mount Ascutney. Photo by Stephanie Dolloff.

Many of their customers first fell in love with the region while vacationing, often at a highend resort where they enjoyed year-round outdoor recreational activities. So it’s no surprise that when they decide to build their dream home here, they incorporate many of the luxury amenities they have enjoyed on past visits such as indoor/ outdoor hot tubs and outdoor fireplaces, bars, and kitchens. www.uppervalleyimage.com •

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This party barn has a bar with a large-screen TV, pool table, and plenty of open space for dancing, ping-pong, or even a game of pick-up basketball. Upstairs there is a bunk room, full bath, and open loft with additional beds for overnight guests.

Photo by Stephanie Dolloff.

The vision of this company’s founder was to build a home that blended harmoniously with the countryside. Over half a century later, many of their customers still share that same vision, which proves that traditional craftsmanship will always be on trend. TW Timberpeg, Real Log Homes, and American Post & Beam 61 Plains Road Claremont, NH Timberpeg: (800) 636-2424 timberpeg.com Real Log Homes: (800) 732-5564 realloghomes.com American Post & Beam: (855) 692-6533 americanpostandbeam.com

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The company’s homes are frequently designed to be “getaway” retreats, so it’s not uncommon for their clients to incorporate dedicated spaces for hobbies, parties, and overnight visitors. The past several years have seen a rise in requests for detached and semidetached flexibleuse structures including hobby workshops; collectors’ garages; party barns; and pool, boat, and guest houses.

REAL ESTATE | BY DIAN PARKER

SUCCESS IS A LIFESTYLE

Coldwell Banker Lifestyles From left: Joe Burns, Partner Stefan Timbrell, Principal Broker and Partner

How has Coldwell Banker Lifestyles become a successful company over the years?

The company has grown dramatically since 1998.

Back then, it had one office in New London, New Hampshire, with eight agents. Today we have a 75-agent team with a presence throughout the Upper Valley, Lake Sunapee, and Capital regions.

The company is a member of the Coldwell Banker President’s Award of Honor, having participated in 980 transactions in 2018, equating to $314 million in sales volume.

How do you help sellers price their homes?

Helping sellers price their homes correctly at the start is extremely important. The statistic we pay close attention to is called the list to price ratio.

New Hampshire buyers pay 97 percent of what homes are listed for. For example, a home listed for $300,000 would expect to sell for about $291,000.

Our Coldwell Banker proprietary app uses “big data” to help determine the right price and effectively market directly to those who might be interested in that home.

370 Main Street New London, NH (603) 526-4020 www.cblifestylesre.com 36 i m a g e t r e n d w a t c h •

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What is the state of the current real estate market in the Upper Valley?

Statewide, the New Hampshire Association of Realtors showed that 17,525 homes sold in 2018,

down 1.5 percent from 2017, but the median price was $282,500, up 6.2 percent. The number of homes on the market is nowhere near the demand, causing prices to jump. Hanover’s Grafton County saw prices rise by 6 percent, while sales also rose by 3 percent.

Sullivan County, headed by Sunapee, saw similar results with a decline of 1.5 percent in sales with prices jumping 6 percent to $282,500. Concord and Merrimack County were in line with national and state results in 2018, as sales were down 3.1 percent, but prices rose 7 percent to $260,000. Coldwell Banker’s agents understand what is occurring town by town to best help our clients.

What makes the Upper Valley area unique for real estate?

New Hampshire and Vermont aren’t just states— they are a lifestyle. There are few places like our region where urban centers, college towns, rural outposts, and resorts are separated by only a few miles. Coldwell Banker Lifestyles is passionate about the Upper Valley, and we enjoy everything that the region offers. That fuels our desire to grow. We recently opened a new office in Concord, New Hampshire. We are now a regional firm, investing heavily in providing our agents with the resources they need to best serve their clients. TW

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SPOTLIGHT •

Hitchcock Woodworking

BY TAREAH GRAY

PERFECTING THE ART OF

CUSTOM WOODWORKING

Above: Custom bathroom vanity and medicine cabinets made of maple and painted with a smooth sprayed finish feature dovetailed, soft-close drawers and doors.

Opposite: A beautiful vanity made of walnut with meticulously handcrafted curved molding in the mirrors. A second matching vanity is on the other side of the room.

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V

ermont native Drew Hitchcock was raised on the floor of his father’s woodshop and played around with wood before he could read and write. His first project was making a wooden

license plate with his dad to lay claim to one of the shop carts he loved wheeling around. His first business venture as a young lad was making a few pennies selling scraps from his father’s woodshop for kindling.

Fast-forward almost three decades and Drew, now 30, makes a living providing the Upper Valley and beyond with a wide range of high-end, custom woodworking services. Drew started his career with a local custom builder after earning an engineering degree from Norwich University and joined John Hitchcock, his father, in John’s woodworking business in 2008.

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From small office storage shelves to full height and even multistory grand bookcases, Hitchcock Woodworking has recessed bookcases into walls, built structural load-bearing bookcases, and even bookcases that hide televisions or secret rooms.

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HARD WORK AND COMMITMENT John has been a custom woodworker for 45 years and started Hitchcock Woodworking in his basement in 1988. He had plans to move his young family to Ohio after the global cabinet company he worked for relocated him but instead decided to stay put and start his own business building custom cabinets. Drew’s mother taught school during the day while John took care of the kids, and then he would work through the night building cabinets. “I learned the meaning of hard work and commitment from my dad,” says Drew.

John, now 64 and a lifelong Vermonter, has built hundreds of kitchens in the Upper Valley area. He now owns the family farm where he grew up and enjoys fly-fishing and competitive shooting. He still continues to be active in the business he pioneered. “I’m not sure that he will ever fully retire,” says Drew of his dad. “And I’m not sure that I ever want him to. His knowledge of wood and cabinets is unparalleled, and having him as a resource is invaluable.”

Opposite: An antique barn was turned into a living space with floor-to-ceiling bookcases that were custom fit to the existing beams and windows. Photo by Wendy Williamson, Domus, Inc. Inset: Storage in a master bedroom is accomplished with bookcases set into openings on either side of the fireplace.

Above: A custom kitchen in a renovated Hanover, New Hampshire, home features cabinets and moldings by Hitchcock.

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TALENTED CRAFTSMEN WITH DESIGN PROWESS Drew officially took over the business last year and brings his keen eye and design prowess. “I’m not only offering full kitchen and cabinet design services, but by using my computer and CAD program, I have also been able to simplify the layout process on things that otherwise would be very difficult to build, such as tricky angles or radiuses,” he says.

Hitchcock Woodworking’s team, including two other woodworkers Drew calls “some of the most talented craftsmen out there,” work out of a shop in Wilder, Vermont, which has grown to 5,000 square feet.

“In addition to our woodworking services, we have now been able to offer custom design to our customers, and this has changed the game completely. I’ve had contractors who need technical drawings done, and I can have them back to them as soon as that afternoon. It helps having a designer who knows the ins and outs of how things are built. Since I have built both houses and cabinets, I can foresee any issues in the process and eliminate them before they even come up, saving the customer time, money, and frustration. I also have an eye for how things look and work best.”

BEYOND CUSTOM KITCHENS AND BATHS Custom kitchens and baths are not the only things they build; specialties of Hitchcock Woodworking include custom doors, eye-catching furniture, and architectural millwork. They have made a name for themselves with their unique handrails, delicate crown moldings, and carefully crafted cabinets.

Their handmade front doors make a statement and command attention.

In addition, this talented team has navigated tough layouts and turned underused spaces into practical stor42 i m a g e t r e n d w a t c h •

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age and display areas. They have crafted bookcases of all shapes and sizes, even ones that hide a secret room. Their customer base has expanded to Boston, New York City, and western New York in recent years. They have shipped pieces to Chicago; Washington, DC; Florida; and beyond because their customers have moved and want the same quality in their new homes.

“We’ve had people say, ‘I’m not sure what it is, but your work always just looks better,’ and I think a lot of it is from how we hand-pick our wood. Our reject pile is better than the stuff most people build from,” says Drew.

“On top of that, we love to take the different pieces of each door out of the same piece of lumber, so you don’t have a range of hues in the same door. Also, if you have a line of drawers next to each other, we will take them all out of the same piece of wood, so the same grain will run through the whole kitchen. You don’t get that from most places, and that is just our standard practice.” TW Hitchcock Woodworking 42 A Street Wilder, VT (802) 295-3372 hitchcockcompanies.com/ our-companies/woodworking

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CONSTRUCTION

For this renovation, GraceHill Construction opened the space between the kitchen and the dining room to allow room for entertaining.

BY SUSAN NYE

GRACEHILL CONSTRUCTION

A FOCUS ON QUALITY AND VALUE Born in Sweden, Dag Lidbeck came to the United States as an exchange student, stayed for college, and then worked restoring antique houses on Cape Cod. Rather than return to Sweden, he fell in love and married a girl from New London.

His fate was sealed.

Dag began GraceHill Construction in 2008, just when the housing market and economy were crashing. In response to the economic environment, he made an unwavering commitment to quality and value. Instead of cutting corners, he focused on high-quality materials, excellent workmanship, and good value. He is also committed to outstanding customer communication. Starting with a few small jobs, Dag built both a successful business and a strong team.

As the economy improved, GraceHill Construction grew.

From small jobs they have moved onto building houses and 44 i m a g e t r e n d w a t c h •

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larger renovations. In 2011, Dag purchased Timeless Kitchen Design, enhancing the firm’s capabilities in kitchen and bathroom design, building, and renovation.

With both new construction and renovations, sustainability plays an important role in modern homes. “Homeowners are looking for green technology. They are interested in repurposed materials, locally produced solutions, and energy efficiency,” says Dag. These concerns call for high-quality windows and doors, efficient lighting, foam insulation, radiant heating, and solar panels. TW GraceHill Construction PO Box 446 New London, NH (603) 748-2804 www.gracehillco.com

ARCHITECTS

RANDALL T. MUDGE & ASSOCIATES

PLANNING FOR THE FUTURE Aging in place is a trend we continue to see from our clients. In Etna, clients who were restoring an existing 1812 plank-walled cape added a new wing for a ground-floor master suite and office. Clients on the Ridge in Orford had a similar request, adding a master bedroom suite below a lofted study beyond a double-height family room. In Lyme, clients building a new house included a ground-floor master suite.

ORFORD RIDGE HOUSE Previous clients purchased a home on the Ridge in Orford. They came to us to add a ground-floor master suite with his and hers closets and bathrooms. A study is tucked above the master suite and overlooks a double-height living space, which is just off the renovated kitchen. This new addition brought light-filled contemporary living spaces to this historic home.

Top left: View of the addition (on left) from the backyard.

Top right: The new ground-floor master bedroom.

Right: View of the living room from the office loft.

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1812 PLANK HOUSE The farmhouse had been in the client’s family for years, and they felt it deserved a second chance after falling into decline in recent decades. Originally the house was situated close to the road, but the family determined that it might take better advantage of the property if it was moved to the top of the hill that rose behind the house. Here, the house could look over to the next hill to another restored antique cape and on toward Vermont’s mountains.

In addition to restoring the original cape, an ell was added to the back of the house to accommodate a study and master suite.

The bedroom, at the end of the ell, has windows on three sides taking advantage of the views to Vermont and outstanding cross ventilation. An apartment was included in the new attached barn for a future live-in caretaker.

RIVER BEND HOUSE On the Connecticut River in Lyme, clients wanted to build a house they could stay in forever. In addition to open, contemporary living spaces in a traditional form, this included a ground-level master suite. The master bedroom, with an arched ceiling, features French doors that look out over the lawn to the river. TW

Top: The ell off the renovated cape houses the office and master suite.

Right: The master bedroom frames views of the Connecticut River.

Randall T. Mudge & Associates 85 Dartmouth College Highway Lyme, NH (603) 795-4831 rtmudge.com www.uppervalleyimage.com •

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ROOFING

JANCEWICZ & SON

IMPROVING HOMES SINCE 1933

Left: A timeless green standing-seam metal roof highlights a contemporary home. Above: A beautiful Western red cedar shake roof perfectly complements the Japanese architecture of this Vermont home.

BY SUSAN NYE Jayson Dunbar grew up in the family roofing business. From the time he was a teenager, he was on the job during school vacations and summer breaks. After earning a business degree, he was motivated not just to run the business but to grow it. From the company’s foundation in roofing, Jayson helped Jancewicz & Son expand into a home-improvement business covering everything from simple repairs to installing windows, doors, and siding to renovations and additions.

“It was a natural progression,” says Jayson. “Most of the projects we work on require multiple products. Our customers need more than a roofer; they need a contractor who can handle the whole job. In addition to the new roof, we can repair the trim, add insulation for better energy efficiency, add a skylight, or build on a dormer.”

SKILLED WORKERS WHO SOLVE PROBLEMS Throughout the construction industry, firms are struggling to find and retain a skilled workforce. Jayson focuses on retaining the best of the best with ongoing training. He says, “Our goal is to solve problems. We can only do that with a highly skilled, knowledgeable workforce.”

As for current trends, standing-seam metal roofs continue to be in high demand in snowy northern New England. While standing seam is the largest part of Jancewicz & Son roofing business, they also work with shingles, cedar shakes, membrane, and recycled composite materials.

For a time, some shingle manufacturers chose to compete on price. Cost-cutting led to quality issues, and many homeowners have expressed concern and doubt.

With the introduction of architectural or laminated shingles, the quality has improved considerably. With two layers laminated together, these heavier architectural shingles look better and last longer.

Homeowners looking for green solutions have a growing list of options. Take, for example, that stately colonial. It’s crying out for a slate roof, but for most homeowners, the price is prohibitive. Thanks to clever recycling, there are lower-cost solutions. Manufacturers cast recycled materials in molds made from actual slates. Yesterday’s plastic, rubber, and other recycled materials are now keeping the rain off houses across New England. TW Jancewicz & Son 6 Morgan Street Bellows Falls, VT (802) 222-6451 www.roofsplus.com

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WINDOWS This home features traditional architectural details without sacrificing energy efficiency.

Top, from left: A series of swinging doors offers flexibility for ventilation and egress.

Simulated dividers fool the eye. Extra-wide French doors with fixed and venting casement windows are beautiful and functional.

Below: Loewen’s trademark solid Fraser fir construction provides beauty and durability.

This style features fixed picture windows with venting awnings.

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LOEWEN WINDOW CENTER OF VERMONT & NEW HAMPSHIRE

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he eyes may be the windows to the soul, but your home’s doors and windows are your ticket to light, fresh air, and a view of your property. Whether they look out on a distant mountain vista, a field of grazing sheep, an apple orchard, or just into your own backyard, they are critical elements of your home. So whether you’re building or renovating, be sure to do your homework and choose carefully.

That said, window and door shoppers have a lot to consider: performance, price, aesthetics, options, warranties, and service after the sale.

Investing your time in researching windows and doors that meet your needs and add style to your home will result in products that will serve you and your home well for many years to come.

“Windows and doors are the most unique element in the envelope of the home,” says Steve Cary at Loewen Window Center of Vermont and New Hampshire in White River Junction. “They need to act as an effective barrier to weather, let light in, ventilate, be secure against critters—both four-footed and two—look nice, operate well, and last for decades.” The choices you make about materials, style, glazing, and installation can have a significant impact on your energy bill. And some features, like how easy they are to clean, are certainly important to older customers and busy young families alike.

Steve continues, “Our customers appreciate manufacturers that offer high-performing windows and have unequaled experience when it comes to triple glazing, which is why we associate ourselves with Canadian window and door manufacturers. For example, Loewen introduced triple glazing in 1973.”

The European style tilt/turn window seems to be gaining popularity with homeowners looking for ultra-high energy performance and/or the extra-large venting openings this window design can offer, Steve reports. He also offers a few words of caution. “There are hundreds of domestic and imported window manufacturers out there. Beware of too-good-to-believe pricing and performance numbers,” he warns. “And manufacturers are not always required to have all the testing and certifications in place to sell their products in Vermont and New Hampshire. They often do not have their products tested and certified by industry-recognized entities. Look for certification by the NFRC (National Fenestration Ratings Council), Energy Star, and WDMA (Window & Door Manufacturers Association).” TW Loewen Window Center of Vermont & New Hampshire 52 Bridge Street White River Junction, VT (802) 295-6555 www.loewen.com www.uppervalleyimage.com •

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WINDOWS RENEWAL BY ANDERSEN

Committed to the Consumer, the Environment, and Sustainability Renewal by Andersen is not just any window replacement company. It’s one with a strong commitment to the consumer, to the environment, and to its partner companies. Windows are custom made to order, and homeowners have a wide range of choices when they meet with a design consultant. They’re given a quote at that time that includes labor.

There’s also a 20-year warranty on the products they sell, install, and service.

The windows by Renewal aren’t the same windows consumers might buy at a home improvement store or lumberyard. Renewal by Andersen is the only company that makes their windows with Fibrex, a composite material made from reclaimed wood and vinyl. It’s a great product because it expands and contracts very little, resists decay, and is an excellent insulator.

Renewal by Andersen windows are also Green Seal Certified. That means they’re manufactured in an environmentally responsible manner, meet the NFRC certification and labeling for energy efficiency, use no heavy metals in the frame or sash materials, and are packaged with at least 25 percent post-consumer material. So homeowners can feel good about the choice they make not only for themselves but for their neighbors too.

Consumers should make sure the windows they purchase are rated for their region of the country, and this information can be found at www .energystar.gov. Renewal by Andersen also installs patio doors made by Andersen, with many options for these as well, and they’re the representative for ProVia Doors, the leader in exterior doors. Built to exacting standards, these doors offer 52 i m a g e t r e n d w a t c h •

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high energy efficiency. Shoppers can see their products at provia.com.

Barrows Window & Door, LLC became an affiliate for Renewal by Andersen in January 2018, but they had no idea what a great organization they’d be working with until they actually started. They’ve experienced Andersen as a company where everyone is willing to lend a hand and offer useful advice. Owner Shane Barrows and the installation team have more than 20 years’ experience in the construction business and take great pride in their work. They strive to make window purchasing and installation a great experience for every homeowner. And they must be hitting their mark—they were recently honored with the “Best New Retailer of the Year” award. TW

Renewal by Andersen 217-10 Maxham Meadow Way Unit 1-A Woodstock, VT (802) 281-4774 rbavermont.com www.uppervalleyimage.com •

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BANKING | BY DEB THOMPSON

PROVIDING AN EASY, SEAMLESS EXPERIENCE

Ledyard National Bank What do first-time home buyers need to know about mortgages?

The first question first-time home buyers often ask is: What’s the most expensive house I can qualify for? Ledyard feels the most important question is: What meets your lifestyle, goals, and budget? That will determine the type of home and how much to spend.

Michael T. Urnezis Senior Vice President, Mortgage and Retail Lending

Can you explain the application process?

You can apply in person or online, but I feel the home buyer receives the most value by meeting with a mortgage banker in person to discuss the many options for purchasing a home.

Relationships and getting to know the client are key values at Ledyard Bank. In addition to providing an easy, seamless experience, our goal is to eliminate or sharply reduce the anxiety often felt when making this type of substantial purchase. A typical transaction takes around 30 days but can be closed sooner if needed.

Is 20 percent down always required?

Definitely not. Conforming loans/Fannie Mae offer great rates with as little as 3 percent and 5 percent down-payment options that are not limited to first-time home buyers. Other programs do not require a down payment, such as VA and Rural Housing Loans. Again, the key for folks asking these questions is to talk to us and allow us to learn about their personal goals and situations. We’re experts at matching our clients with the right opportunity.

Are there differences in loans for building a new home or buying an existing home?

Building a new home or remodeling one adds additional steps related to the construction loan draw process as work is completed, as compared to buying an existing property.

How are current interest rates?

Rates are excellent and still historically low.

Is a 15-year loan better than a 30-year loan?

That depends on a client’s financial goals—the 15-year rate is lower, but the monthly payment is higher due to shorter-term versus 30-year fixed. Cash flow is a big consideration in choosing between the two.

How do you know when it’s a good time to refinance?

Again, it depends. Ledyard reviews each client’s financial situation and goals before making that determination. For example, a cash-out refinance to pay off high-interest credit card debt versus a refinance to reduce the interest rate and term of the loan to save on remaining interest expense changes the equation. Ledyard Mortgage bankers review goals with the client, “do the math,” and provide options and recommendations. TW

38 South Main Street Hanover, NH (603) 640-2724 www.ledyardbank.com

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STYLE SETTERS

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BY ANNE RICHTER ARNOLD | PHOTOS COURTESY OF CROWN POINT CABINETRY

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Each custom Crown Select design is created from a wide variety of material and finish options.

P

art of being successful in business is following market trends and acting on them. Knowing what customers want and finding an innovative, costeffective, and high-quality way to

provide it to them guarantees that success. After designing and handcrafting high-quality, custom cabinetry for clients across the country for 40 years, Crown Point Cabinetry has done just that with the launch of a new line called Crown Select.

The Crown Select line of furniture-quality, inset cabinetry has many of the same features of the custom cabinets of Crown Point, with five-eighthinch maple dovetail drawers, half-inch plywood backs and sides, and oven-baked paint or stain finishes, but all at a more moderate price point.

CREATING ITS MARKET NICHE WITH

CROWN SELECT C R O W N

P O I N T

C A B I N E T R Y

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Clients choose from Crown Select’s customized drawer and storage options.

Crown Select features color-complementing accessories for the three drawer-box colors offered.

QUALITY WITHOUT COMPROMISE Crown Point Cabinetry, started in 1979, is family owned and operated and based in Claremont, New Hampshire. Brian Stowell, second-generation owner and president of Crown Point Cabinetry, explains how the Crown Select line was developed.

“Crown Point has always been known for quality custom cabinetry. Because we provide such a high level of service, the products kept going upmarket.

Kitchens were around $1,500 when we started back in 1979, and now we can go up to $150,000, with the average being $40,000.”

The only downside to being so custom, says Brian, was that they were putting themselves out of the middle-market niche.

“Years ago we attempted to introduce a mid-level product, but we didn’t find the right combination of design offerings and price. In late 2017, my son Craig, 60 i m a g e t r e n d w a t c h •

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Crown Select offers sleek European metal or solid maple dovetail drawer boxes, all with soft-close functioning. Islands in several paint or stain colors provide clients with opportunities for a complementary element.

White European metal drawers blend seamlessly.

A five-piece drawer front adds style.

Customers love the solid maple dovetail roll-outs.

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The new Exeter door, with its profile on the top and bottom rails only, presents a unique aesthetic. This kitchen has a dramatic twotone paint composition, anchored by a detailed hood.

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Artful detailing of moldings and brackets dress the beaded inset face frame.

A glass display cabinet complements the appliance garage below it.

Deep storage drawers provide plenty of space and easy access.

my very smart IT guy, said, ‘I wish we could produce a mid-level product that we could be proud of!’ And we did. With the help of a lot of different people here at Crown Point, we created the Crown Select line.

“In order to do custom cabinetry, you have limitless parameters—Crown Select does not have that. We created a line that has all the quality of our Crown Point product with the most desirable options and accessories.

Limiting the endless customization allows for pricing that runs about 30 percent less. What we have done is introduce something closer to the semicustom price but at the custom level of quality.

“We determined what the majority of people is buying and created a way to provide that type of product. We picked the most popular things we do, put up ‘guard rails’ so that we limit extra-custom requests, took square and beaded inset, which is 90 percent of sales, and paint finish, which is 80 percent of sales, and the most popular door styles. We developed a catalog of cabinet sizes, but still all custom-built and built by the same artisans creating the Crown Point line of cabinets, with the same fit and finish, and held to the same standard.”

A CUSTOM FEEL AT A LOWER PRICE POINT The biggest difference in the construction is the three-quarter-inch doors and drawer fronts, as compared to the one-inch doors and drawer fronts in the Crown Point line. Visually, because the remainder of the construction is nearly identical, it is hard to tell the two lines apart.

“It is the middle market,” says Brian, “but I believe we created a new niche with Crown Select, something between semicustom and custom

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“Our main clients are people who value quality but can’t justify spending $40,000 on custom cabinetry. Our goal is to give people a product that was unattainable before because of price. Our Crown Select clients want to be able to walk into their kitchen and feel great about their purchase.”

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Statement islands complement through a mix of materials and finishes.

that feels like custom, and the quality and features justify the price.

“Our main clients are people who value quality but can’t justify spending $40,000 on custom cabinetry. Our goal is to give people a product that was unattainable before because of price. Our Crown Select clients want to be able to walk into their kitchen and feel great about their purchase.”

Since its launch in July 2018, in the first six months, Crown Select achieved more than $1 million in sales and is projected to do about $5 million in the upcoming year. By 2020, it will account for a third of Crown Point’s total sales.

Brian explains, “The 40-year Crown Point reputation for quality drives this success. Whether you are purchasing Crown Point or Crown Select, we build only one quality of cabinets—we can’t sacrifice quality to our customers. We’ve created our own highly successful niche in the cabinetry market. We didn’t reinvent the wheel with Crown Select; we found a way to give our customers what they want at a price point that works for them.” TW Crown Point Cabinetry 462 River Road Claremont, NH (800) 999-4994 www.crownselect.com www.crown-point.com

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REAL ESTATE | BY DIAN PARKER

MORE THAN YOU EXPECT, EVERYTHING YOU DESERVE

LindeMac Real Estate

Linde McNamara Principal Broker Owner

What should a client keep in mind when buying or selling in the Upper Valley area?

The market in the Upper Valley is often insulated from extreme fluctuations going on nationally.

This doesn’t correlate well with international real estate services like Zillow, Trulia, or Realtor.com.

A majority of all buyers in the Upper Valley are relocating, so there is no direct benefit from that kind of global branding. There is, however, a huge benefit from local connections and social capital.

What are the most important details about a house you point out to a prospective buyer?

First, I point out the characteristics of the neighborhood—the proximity of amenities like schools, shopping, possible employment, commute times, conserved land, and hiking trails. Inside the house, I discuss energy efficiency, condition of the heating system, historical utility cost data and maintenance-saving aspects, creative storage solutions, and room layouts. Outside, there are characteristics that can make a house special, like a southwest-facing patio to watch sunsets or a southeast porch for sunrise breakfasts. Every house is unique.

What are some retirement-home options that you can recommend?

For retirees, Kendal at Hanover is a premier

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facility for its care and convenient location, with a mix of independent living and assisted-living options. Another is Woodlands in Lebanon, New Hampshire, for luxury independent living, and their sister facility Harvest Hill, which provides assisted living. On a smaller scale, Wheelock Terrace in Hanover or Valley Terrace just outside of Norwich, Vermont, provide a wide range of amenities in lovely landscaped grounds.

What sets you apart from other real estate companies?

When you hire LindeMac, you don’t just get a single broker; you get a team of real estate professionals with decades of experience in Upper Valley real estate. Our small size and team approach allow us to give personal and attentive service tailored to our buyers’ and sellers’ specific needs.

Often brokers will instruct buyers to “go and take a look around” and get back to them with questions. Not us—we will always be available to show your property. Our job is to know your property inside and out, which means being present at every showing. This ethic is reflected in the integrity, diligence, and support in all our interactions with clients. Experience and local knowledge, a team approach, our availability and commitment to our customers, and the fact that we sincerely love what we do set us apart! TW

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KITCHEN DESIGN

In these kitchens, both colors and neutrals are used to complement one another and create a classic design.

BY SUSAN NYE

TIMELESS KITCHEN DESIGN

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Timeless Kitchen Design has been creating exceptional kitchens and bathrooms in the Kearsarge–Lake Sunapee region for more than 20 years. Whether it’s a remodel or a new build, owner Dag Lidbeck and his team provide the best in design, materials, and workmanship.

The founder of GraceHill Construction, Dag purchased Timeless Kitchen Design in 2011. “Our goal has always been to provide the highest quality work at a good value,” says Dag. Integrating kitchen and bath design and materials with his construction firm helps him do that.

When it comes to materials, Dag sees a trend toward an interesting mix of traditional and new. “Our customers are looking for a clean look and easy-care products. The latest example is frameless or flatfront cabinetry,” says Dag. “It’s a nice, clean look, not at all fussy, and without any beading or frame, it’s easy to keep clean.”

White continues to be the most popular color choice in cabinets

followed by grays and blues. To keep it interesting, many homeowners combine wood and painted cabinets or mix it up with two paint colors. “They’ll use white on the perimeter and then choose wood or another color for the island,” says Dag. As with frameless cabinet doors, easy care is changing the way people choose countertops. Many homeowners love the elegant look of marble in the kitchen but worry about maintenance. Others are intrigued by the clean, modern look of concrete. However, it’s a messy process and there are few local fabricators. Whether you are looking for the timeless beauty of marble or the trendy, industrial look of concrete, quartz may be the answer.

For the best of both worlds, there are now a variety of quartz products with patterns that look like marble, granite, and concrete. The popularity of quartz, which is nonporous, is on the rise. It resists staining and comes in a variety of colors. Particularly popular are the soft whites and pale grays as well as neutral browns, charcoals, and blacks. Both a traditional gloss and a newer matte or honed finish are available.

In spite of quartz’s growing popularity, granite remains a strong choice. In addition to gloss or matte, homeowners have the option of a leathered finish to their granite countertops. With a soft sheen, a leathered surface has a subtle texture that mirrors the stone’s natural surface. The effect is warm and a bit rustic. Better yet, it resists streaks and smudges.

As with cabinetry, homeowners are mixing and matching countertops. A light-colored granite or marble-look quartz pairs nicely with white cabinets on the kitchen perimeter. For contrast, a darker stone will top the island.

While today’s families can’t go more than a few minutes without their technology, no one wants to look at switches, outlets, and dangling cords. As part of the new, clean look, Dag’s team hides

LED light strips under cabinets, outlets pop up when needed, and switches are out of sight. Charging stations with multiple ports are tucked into drawers.

With all this modern design, Dag’s clients frequently look for a few rustic or retro touches to offset all the clean lines and surfaces. He says, “We use reclaimed wood, hickory or walnut, for an accent

wall, flooring, or floating shelves to warm up the kitchen. Refurbished decades-old industrial lampshades or black metal piping create statement lighting, while retro stools at the island add interest.” TW Timeless Kitchen Design 11 Pleasant Street New London, NH (603) 526-7866 www.timelesskitchen.com

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KITCHEN DESIGN

BY SUSAN NYE

Custom countertops will enhance the beauty of your home for years.

SHAKER HILL GRANITE

MIXING IT UP WITH NATURAL AND MANUFACTURED STONE Whether a new build or remodel, customers have never had so many choices. When it comes to countertops, the vast array of colors and materials can be intimidating. Granite, marble, quartz, and more—should you stick with natural stone or try manufactured materials? Laura Perrier, the showroom manager at Shaker Hill Granite, helps homeowners navigate the possibilities. “Our goal is to help customers build their dream kitchen,” says Laura.

While the name implies granite, Shaker Hill does much more. They provide cabinets and tile as well as countertops in a variety of materials. Laura says, “We work with a variety of suppliers and stones and fabricate countertops in-house.”

In most kitchens, the cabinets drive the countertop decisions. With white cabinets continuing to dominate, neutral grays, whites, and blacks are generally the colors of choice for countertops. Laura says, “Marble is a favorite look but fussy when it comes to care. Marble-look quartz has become very 70 i m a g e t r e n d w a t c h •

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popular. It’s very close to natural stone and upkeep is easy.”

To avoid a too-safe, boring look, many homeowners are mixing and matching countertops. Marble-look quartz pairs nicely with white cabinets on the kitchen perimeter. For contrast, soapstone is a beautiful choice for an island. Some wonder if maintenance and care are problems with soapstone.

“Not at all,” says Laura. “Although not as hard as granite, soapstone is durable and doesn’t stain. To keep it beautiful, you just need to treat the soapstone with mineral oil two or three times a year. It’s a wonderful product, and it adds natural warmth to any kitchen.” TW

Shaker Hill Granite 17 Granite Place Enfield, NH (603) 632-9800 www.shakerhillgranite.com

From the Turkish rug on the herringbone bamboo floor to the unique chandelier with Simon Pearce pendants, Smokeshire Design’s stunning entrance is a feast for the eye.

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Owners Nancy and Hugh Pennell.

SMOKESHIRE DESIGN

An inspired collection for your

I

HOME

nvesting in home furnishings can be expensive, so you want to be sure that what you’re buying will stand the test of time and reflect your tastes and lifestyle. Choosing something truly unique will make a statement, and if you’re looking for that one-of-a-kind piece of furniture, follow Route 103 out of Chester and stop into Smokeshire Design. While

you’re there, you can also consider something from the carefully curated, high-end home accessories from such names as Simon Pearce and Farmhouse Pottery.

BY KATHERINE P. COX | PHOTOS BY LYNN BOHANNON

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A SHOWCASE FOR BEAUTIFUL DESIGN In November 2017, Nancy and Hugh Pennell opened Smokeshire Design, a warm, elegant, gallery-like store with custom shelves and distinctive woodwork throughout. It was a worn-down former general store dating to the 1800s when the Pennells bought the building eight years ago, planning to renovate it into apartments. In their 70s, Nancy was thinking retirement. Hugh had another idea.

A master carpenter and furniture maker, he said he’d always wanted a place to showcase and sell his designs, from dining tables and side tables to bureaus and even indoor window shutters. He wanted a Simon Pearce kind of store, he says, referring to the Simon Pearce store in Quechee.

They approached Simon, who was encouraging. “They know Hugh’s work. They want their glass in a beautiful place,” Nancy says. And it is, sharing space with all the other items on display on Hugh’s inventive shelves and cabinets, many from local artists and artisans, that complement the custom furniture. Rising Meadow Pottery, Farmhouse Pottery, and Simon Pearce pottery; Andrew Pearce wooden bowls and boards; throws from

A contemporary twist on other period styles is how Hugh describes his designs.

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Opposite: African mahogany (sapele) dining table with triangular mission-style legs.

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Left, from top: Custom kitchens and doors are Hugh’s specialty. Noroton Yacht Club Bar in reclaimed cedar and brass, Darien, Connecticut. The point-of-sale counter follows the overall angular theme displayed throughout the store.

Center, top: The store interior speaks to Hugh’s experience with commercial projects.

Center, bottom: Lighted shelves cleverly highlight product as they cover a structural post.

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Avoca Irish Woolens; linens and table décor from Bodrum, Chilewich, Libeco, Table Art, and Mode Living; jewelry from Rebecca Haas, Jennifer Kahn, Susan Rodgers, and Sarah Richardson; and Blackthorne Forge candlesticks are a few examples.

SOMETHING FOR EVERY HOME Janet White, Smokeshire’s buyer, has an eye for what will work with the aesthetics of the woodwork and furniture in the store, Nancy says. “As an experienced buyer, when I knew what Hugh and Nancy were looking for and knew they would be carrying Simon Pearce glass and pottery,” Janet says, “I looked for what would complement that line. We started with tabletop items.”

She offers design consultations for those who want to replicate the look of some of the tablescapes or get advice on incorporating the pottery or glass into their home décor. “We can also seek and find something else for them,” she says.

“We can play around with things on the table and change things out so you have a better feel for how something might look.”

The standout furniture with its exceptional workmanship, however, takes center stage. An extraordinary round six-foot cherry table atop a graceful round base with curved legs has a granite lazy Susan in the middle. It seats eight but can be customized based on a customer’s requests.

“Round tables are the best for entertainment,” Hugh says. A large hutch-like cabinet of black walnut with a maple top showcases kitchen items and linens and has intricate woven doors in the upper cabinet. Several console or sofa

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tables, each made of different woods and trims, could also serve as buffet tables.

A contemporary twist on other period styles is how Hugh describes his designs.

A more traditional trestle table, nine feet long, is solid pine, made from a tree cut down from a cemetery in Woodstock.

It’s a departure from the more original, contemporary pieces that Hugh designs and builds but has the character of a farmhouse-style piece that fits perfectly in a home in Vermont. “I picture this with a bench with lots of people sitting around it,” Nancy says.

CREATING YOUR VISION If customers want a Hugh Pennell furniture piece, they can buy what’s on the floor, but if a customer has something else in mind, Hugh can build it to their specifications. “The idea is they come in and see what the possibilities are. Maybe there’s something in here that they would like but want it larger or smaller or in a different wood,” Hugh says. Furniture in the store is all for sale, but if a customer has something else in mind, Hugh can build it. “If you can envision it, he can create it,” Nancy says. “He can help it become what you want it to be.” Hanging pendant lights that Hugh made from Simon Pearce glass, on display at the store, can also be custom made.

“People love beautiful things,” Nancy says about what draws people to their store. The furniture “never loses its beauty.

It’s timeless. It doesn’t go out of style.”

Hugh jokes, “When you die, the kids aren’t going to sell it or put it out on the lawn.”

Less than two years into their new venture, Nancy and Hugh are excited and enthusiastic. “We’re not so young, and we’re starting on an adventure we haven’t done before,” Nancy says. Maybe they can inspire other older people to do something new as well, she says. “You just never know.” TW Smokeshire Design 3630 Vermont Route 103 North Chester, VT (802) 875-3109 www.smokeshiredesign.com

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REAL ESTATE | BY DIAN PARKER DRAWING GLOBAL ATTENTION TO THE UPPER VALLEY

Four Seasons

Sotheby’s International Realty What is unique about your company and your offerings?

As a true global brand, Sotheby’s International Realty delivers more than 1.6 billion brand impressions worldwide each year. This creates significant market awareness that attracts home buyers from all over the world. In 2018, 66 percent of visitors to sothebysrealty.com came from outside the United States. Our local website, FourSeasonsSIR.com, which has been active for less than 60 days, has already received visitors from 34 countries.

Alan DiStasio Chief Operating Officer

Are people buying historic homes in Vermont and New Hampshire, or do they prefer new and modern?

We live in an area that traces its roots back generations, so it’s no surprise that historic and antique homes proliferate. Many buyers gravitate toward traditional styles, but because the Upper Valley attracts people from all around the globe, it’s not uncommon for a home buyer to seek out a contemporary or modern home. The latest trend is called new traditional. It combines the character and styling of a traditional home with the modern lifestyle many people seek today.

17½ Lebanon Street Hanover, NH (603) 643-6070 FourSeasonsSIR.com/ Regions/Upper-Valley

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What is important when considering buying a historic home?

It always comes down to condition and location, regardless of style. The challenge with historic homes is that many have not been updated to today’s standards. There is a strong movement toward sustainability. The older a home is, the less likely it will be energy efficient unless it’s been updated. Ultimately, a home buyer must consider the cost/benefit ratio for any renovation or restoration—is it financially feasible to bring it up to current standards?

Are there many of these properties available in Vermont and New Hampshire?

Inventory across the board has been tight for some time, no matter the style. The number of listings in the Upper Valley is down 4.2 percent compared to last year, but the number of homes sold was up 2.9 percent over the same time frame. Days on market are also down 7.1 percent. Currently, it takes the average home 134 days to sell in the Upper Valley.

This means that the actual market time for a new listing could be two months if you consider the fact it could take 60 days to close a home after a contract is signed. If a home is priced correctly, it will receive significant attention as soon as it is listed. TW

INTERIORS Moooi Heracleum II Pendant Light

STUDIO SAGE INTERIORS

SIMPLE ELEGANCE

M

erriam-Webster defines a trend as a current style or preference. “I’ve found that my client base (in keeping with the nature of New England) strives for timelessness,” says Amanda Raymond of Studio Sage Interiors.

“I like the 90/10 recipe for interiors,” adds Amanda. “The idea is to use white or neutrals as the platform for walls and large, fixed pieces and then to accessorize with color. You can achieve a calming aesthetic with cool colors or a dramatic look with bold, warm tones. Add texture with fabrics, metals, woods, and glass.”

Interior design is all about layers. Just as a statement necklace can elevate your little black dress, lighting is like jewelry for your home.

Studio Sage Interiors 210 Main Street New London, NH (603) 526-2121 studiosageinteriors.com

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The Juliette Table Lamp balances the weight of the headboard while providing bedside illumination.

Juliette Table Lamp

“Clients are moving away from mass-produced items and are seeking one-of-a-kind pieces, so artisanal goods are in demand.”

Capt quae sequ abor deliq even eiunt tecto qui d

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INTERIORS

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BY CHERYL BOGHOSIAN, ASID PHOTOS BY CHARLES PARKER/IMAGES PLUS

GILBERTE INTERIORS

BEFORE

ELEVATING A “CAPTURED” SPACE

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his second home in Quechee, Vermont, started out as an occasional destination for a busy career couple looking to get away from it all. They loved Vermont and the many outdoor activities they could enjoy around the Upper Valley, but they weren’t sure how often they would be able to make the trip. The convenience of being able to simply pop into their country life was their first priority when it came to design. Since there is seldom too much of a good thing, they realized that their simple getaway home for two might be creatively adapted to allow them to host their friends and grown children too. Could the large, unfinished basement be utilized in a way that would enhance the experience for them and their guests?

After discussing their wish list, we set to work to create a concept and plan the space. We developed the construction plans complete with lighting, plumbing, and heating layout and arranged for a contractor who could execute the work. Our detailed cabinetry drawings included a full bar and kitchen area along with a media center. We created a bath featuring a steam shower and a cedar closet

Opposite: Creating spaces with a purpose: The use of natural stone, cherry, and glass gives this “basement” space a warm and inviting feel.

This page, from top: A “before” image of the unfinished concrete basement. Tibetan wool and silk striped rug and New England fabricated furniture, lighting, and art. Custom cabinetry design marries entertainment and art. www.uppervalleyimage.com •

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Above: Comfortable seating at the bar is enhanced by handcrafted pendant lights and fabricated counters of stone with a mosaic glass backsplash.

Left: An attractive hallway leads to the full bath with steam shower.

to store all their off-season sportswear. As this would be a gathering space for family and friends, we shaped part of the space around a pool table while maintaining flexibility for other activities and future uses.

In keeping with the owners’ tastes and the feel of modern Vermont living, the natural wood elements are warm and inviting, with carefully selected lighting that enhances the space with soft silhouettes. The modern, clean look makes this new “captured” space a cherished part of their getaway home. TW Gilberte Interiors 10 Allen Street Hanover, NH (603) 643-3727 www.gilberteinteriors.com

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INTERIORS PHOTOS BY JOHN W. HESSION

ALICE WILLIAMS INTERIORS

DESIGN FOR HOW YOU LIVE

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hether you’re choosing new lamps or renovating your bathroom, Alice Williams Interiors provides a range of services. The contractors Alice’s team works with are carefully chosen to ensure that your project is accomplished in an exceptional and efficient way.

“Collaborating with us allows our clients to avoid mistakes and save precious time—and money—while ensuring a timely and well-executed project,” says Alice. “Our mission is to create beautiful living environments that fit and reflect each client and his or her style and home. We believe that interiors should be sensitive to the architecture of the house and its surrounding environment while simultaneously being expressions of their inhabitants.”

Style in the Bathroom Your bathroom doesn’t have to feel cold and lifeless. We love to add style through light fixtures, small furniture, artwork, and objects. By adding features that are not expected in the bathroom, the space becomes more interesting and personal. For example, an antique mirror and a chandelier will bring elegance to the space. An unusual light fixture and bold artwork will lend whimsy to the room. Artwork should not be overlooked in a bathroom. Why not dress up these walls?

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PHOTO BY ALICE WILLIAMS INTERIORS

Wallpaper We believe that the popularity of wallpaper will only increase in the next year as more prints become available.

We also think that wallpaper will appear in unexpected places, such as in a pantry, as a kitchen backsplash, or on a ceiling. Wallpaper doesn’t have to be just on walls. Some of our techniques for using wallpaper are to recover books and decorate the backs of bookshelves and tabletops. There is an abundance of choices in patterns, textures, and colors.

Remember to be mindful of the scale of your choice with the size of the application. Have fun, and think outside the roll. Walls in small rooms don’t have to be covered with small prints!

Smart Storage In the last year, we have designed numerous closets and mudrooms. There is a demand for the thoughtful use of space and easy organization in heavily used areas of the house. As our clients’ lives seem to be forever busier, the need for ease of storage with maximum use of space is more important than ever. Our method is to fully understand our clients’ uses of these areas of their homes so that we design solutions that align with their specific needs. Every square inch counts. Using space wisely can increase your storage and minimize that frenzied last-minute dash out the door. www.uppervalleyimage.com •

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EMMA CHANDELIER

Focal-Point Light Fixtures A bad light fixture can ruin a room. An ordinary light fixture will be lost in the space. An extraordinary light fixture will be a piece of art that brings style to the room. Don’t panic—this idea can be budget friendly. Finding a fixture that is unique (not what you saw in your friend’s house) and appropriate to the room (not what looked good in the lighting store) can be tricky. Keep in mind scale, finish, shape, and the amount of wattage the light will provide.

Painted Trim Painted paneling brings warmth to the walls, and walnut in a herringbone pattern brings texture to the floor in this grand central parlor.

Left: The parlor trim color flows into the upstairs hallway, where coffered ceilings give dimension to the long, narrow space.

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In the coming year, we think that window and door trims painted a color besides white will become a more important design element. Gone are the days when trim could only be white. To define the architectural detailing of a room, such as the window trim, baseboard, and crown molding, use a color that contrasts and comple-

ments the wall color. This technique will also draw the eye to the view out the windows. To bring coziness to a large room, consider painting the trim a darker value of the wall color.

This will also calm a generous space.

Finally, don’t overlook the doors.

These can be a fun spot of color all on their own.

Tips Achieving a cohesive look does not come from matching. Elements in a room should complement, not repeat, each other.

Designing a blank room starts with an anchor. This can be a favorite piece of artwork, an heirloom rug, or a special lamp, to name just a few examples.

It’s the details that make a difference. Using applied trim on a throw pillow or a contrasting trim on a piece of upholstered furniture can make an ordinary piece look unique.

Declutter! Your space might be beautifully decorated, but you won’t see that through piles of stuff. Minimize the collections to maximize the appearance.

Check your lightbulbs. Are you frustrated by either too bright a light or not enough to read the small print?

Make sure the lumens suit the space.

Hang artwork at eye level. It should be at eye level so the average-height person is looking at the center of the painting. This also keeps the proportions correct with the height of the furniture. TW Alice Williams Interiors 50 Greensboro Road Hanover, NH (603) 277-9361 alicewilliamsinteriors.com www.uppervalleyimage.com •

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INSURANCE | BY KATHERINE P. COX

EXPERT ADVICE FOR HIGH-VALUE HOMEOWNERS

Colby Insurance Group Brett Barselle President

What is considered a high-value home?

High net-worth individuals and families typically own one or more homes valued over $750,000 with custom construction, high-end appliances, underground utilities, home-based smart-technology systems, and perhaps outbuildings such as custom barns or studios.

What special insurance considerations do high-value homeowners need to know to make sure their assets are protected?

Insurance programs designed explicitly for high-value insurance customers offer protection for clients with substantial assets. An independent agent who understands the needs of high-value homeowners can help guide them toward the right policies to help protect their home, their assets, and their lifestyle.

An inspection of the property is necessary to gain a full understanding of the coverage needs. It’s essential for homeowners to work with their agent to ensure that reconstruction costs are adequate and all assets are protected.

It’s equally important to make sure the liability limits are high enough to protect assets from liability lawsuits.

What is the best way to make sure high-value personal belongings such as art, antiques, or jewelry have adequate protection?

Standard policy limits for personal belongings may not be enough to cover high-value items. Homeowners should discuss with their

276 Newport Road Suite 211 New London, NH (603) 526-2451 colby-group.com 92 i m a g e t r e n d w a t c h •

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agent any valuables they have such as jewelry, antiques, collectibles, or rare items that cannot be replaced by something new. In addition, they should itemize and individually schedule (list on the policy) high-value items to ensure coverage beyond the limits offered on standard policies. An additional feature offered by most high-value home policies is the convenience of a personal-articles floater with a blanket coverage limit.

How can high-value homeowners benefit from a thorough risk assessment?

The agent and homeowner should also discuss risk management and the client’s risk tolerance.

An open dialogue and inspection can help identify gaps in insurance and overlapping coverage.

Educating the homeowner about the need for policy endorsements and additional policies for items such as luxury cars, boats, and additional properties is accomplished through frequent communication between the homeowner and insurance agent.

What else are high-value home insurance companies known for?

Superior claims service sets high-value home insurance companies apart. They understand and cater to high net-worth customers and will go the extra mile to make the claims process go as smoothly as possible. TW

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INTERIORS

|

BY DEB THOMPSON

JEFF WILMOT PAINTING & WALLPAPERING

KEEP IT NATURAL

BATHROOM DESIGN

BY STUDIO SAGE INTERI USING BIRC ORS H PATTERN WALLPAPER

Customers are selecting natural themes of trees or leaves for entryways and bathrooms.

PHOTO COURTESY OF BENJAMIN MOORE

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ith more than 40 years of experience in keeping his clients’ homes looking their best, Jeff Wilmot has learned a thing or two about paint—and his customers. “Everyone sees color differently,” Jeff says, “and everyone has different tastes.”

Regarding interiors, Jeff says, “Gray is still popular, and customers like to brighten it up with colorful art, rugs, and furniture.” While installing wallpaper is only about 10 percent of his business, those customers are selecting natural themes of trees or leaves for entryways and bathrooms.

Jeff has also seen an increase in customers signing up for annual maintenance to prolong the life of paint on exteriors, an important consideration in our area, where snow can remain against the base of the house for extended periods. TW 94 i m a g e t r e n d w a t c h •

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Capt quae sequ abor deliq even eiunt tecto qui d

Jeff Wilmot Painting & Wallpapering, Inc. 23 Lyon Road South Royalton, VT (802) 763-2055

Most New England homes are white, so have fun with a bright door color.

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Energize and enliven any room with a pop of Living Coral, Pantone’s 2019 Color of the Year. With a golden undertone and a softer edge, this vibrant coral hue embodies joy and optimism. Whether it’s a large statement piece against a neutral backdrop or smaller accent pieces and accessories, coral will add color and interest throughout your home.

Pantone’s

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Living Coral

2019 Color of the Year

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SPOTLIGHT •

William A. Smith Auction

BY ROSANNA EUBANK •

PHOTOS COURTESY OF WILLIAM A. SMITH AUCTION

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ADD SOUL TO ANY ROOM

Decorate with Antiques I

f you’re looking to redecorate your home, now is the perfect time to consider using antiques. The furniture market is at a substantial low—which means creative and savvy homeowners have excellent prospects for scooping up unique pieces with history and provenance.

Cicely Beston, interior designer and owner of Cicely Beston Interior Design, prefers to use antiques in her design projects. According to Cicely, they “allow a place to become intimate and personalized rather than simply welldesigned.” Cicely loves when a client already owns a piece they want to incorporate. She uses their family heirloom, artwork, architectural element, or rug to “soften the edges of a room and keep it from feeling too perfect.” She even uses antiques when she plans a designer

Above: Great 19th century lamb weathervane signed Fiske from Gilbert Livingston Farm, with zinc head and good original verdigris surface, 29”x22” with period directionals, $20,000.

Left: Good 18th century Chippendale tiger maple slant-lid desk on bracket base, old color, 36”x42”x18.5”, $950. www.uppervalleyimage.com •

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“Adding an antique can crack open the perfection and make a room come alive.”

—Cicely Beston, interior designer and owner of Cicely Beston Interior Design show house to give a space personality and depth. “Adding an antique can crack open the perfection and make a room come alive,” she says.

Two-part Queen Anne Rhode Island maple highboy with slipper feet, c.1760–1780, $1,300.

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SEARCH FOR TREASURES While incorporating an antique that has been passed down through the family is meaningful, the search for exceptional treasures is also fun. Antique stores and auction houses offer wonderful opportunities to find special pieces for every room.

William A. Smith Auction in Plainfield, New Hampshire, is the ideal place to pick up some of these historic gems. Attending one of their auctions is a perfect opportunity to secure a deal on distinctive furniture, artwork, or

rugs. Often, the items to be sold are pictured and listed online and can be previewed in person before the auction begins, allowing the buyer to find what captivates his or her interest. And sitting in the audience and watching the bidding is not only entertaining but also informative—the auctioneer will often provide history and anecdotes about the antiques and artworks.

FURNITURE, RUGS, AND MORE Ken Labnon of William A. Smith Auction agrees that it’s a buyer’s market, especially for furniture.

Often one can acquire a beautiful and exquisitely crafted dining room table and chairs or a chest

Antique oriental rug, Heriz, 7’7”x10’11”, $1,600.

of drawers for less money than if purchased new. There’s a strong market for silver, other precious metals, and oriental rugs, but it’s still possible to find a remarkable deal on any item for your home. Buying at auction is also environmentally friendly—by avoiding purchasing something new and mass-produced, you’ll save a historical treasure.

Using antiques in your design will add soul to any room. Next time you’re redecorating a space in your home or simply need a piece of furniture, find a one-of-a-kind treasure with personality and charm. Head to an auction and bring something into your home that will be unique and will continue the life of that antique. TW William A. Smith Auction 1064 Route 12A Plainfield, NH (603) 675-2549 www.wsmithauction.com www.uppervalleyimage.com •

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DEK TO GO HERE

COPPERCOLORED MULTILAYER SCANDINAVIAN PENDANT HANGING LIGHT, 1960S

Copper is the new black THINK ABOUT ADDING COPPER COMPONENTS TO YOUR NEXT REMODEL, DECORATING PROJECT, OR PERSONAL ACCESSORY A mix of metal accents throughout a house will always be tasteful, and copper brings warmth and beauty to any room. Give your home a trendy but timeless update with copper accessories, fixtures, and even furniture.

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METAL DESIGNS ETAGERE BOOKCASE

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CIRCLE METAL AND MIRROR CLUSTER WALL DECOR

MALAGA FLOOR LAMP, COPPER

DIMOND HOME COPPER FRAME

LEGACY COPPER FARMHOUSE SINK, HAVENS METAL

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BY KATHERINE P. COX

Nancy Ha rtwell at M ayo’s offers the se tips for s e le ctin a great co uch or sofa g Check the cushion. T here shou fabric all a ld be round. On ce home, cushions re flip gularly for longer we ar.

Lift one en d. If it’s go od quality wood, it w hardill be heav y.

Sit on the arm. If it’s solid wood should fee , you l full supp ort.

Be aware of how yo u’re going the furnitu to use re. Protect your invest by adding ment a coverag e plan, esp if you hav ecially e pets.

Spencer sectional by England Furniture

Making the big decisions easier BROWN FURNITURE AND MAYO’S FURNITURE Residents of the Upper Valley tend to lean toward the traditional or transitional when it comes to furnishing their homes, turning to colors such as blue, which is making a comeback, or salmon for trendy touches.

Recliners remain very popular, queen beds reign supreme, and yes, people are still buying dining room sets. What people want most is help navigating the process.

TIMELESS TRANSITIONAL STYLE Mid-century modern furniture is still popular, but it’s most often referred to these days as just modern, says Nancy Hartwell, manager of Mayo’s Furniture in St. Johnsbury. The design from the 1950s and ’60s has made a comeback, especially among millennials, with its sleek, tapered lines with soft curves and light wood. But for those who are looking for a more timeless look that won’t phase out, Nancy says the transitional look, between modern and traditional, is popular. “It’s not edgy,” she adds. For those customers, adding accessories such as pillows, rugs, and other less expensive items is where trends can punctuate the look.

Asymmetric chair by England Furniture

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Tips from Brad Nelson at Brown Furniture

ng

When looking for beds or sofas, don’t try more than three to five at one time.

“It just blurs together, and you can’t tell the difference anymore. Take a step back,” Brad advises.

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Find something that’s comfortable for you. Sit in a variety of seats.

Height, softness, and comfort are key.

“If you like the look, but you’re not comfortable, you’re going to hate the sofa. Make sure you’re comfortable, number one, then start deciding ‘how do I want this to look?’”

t

Vaughan-Bassett seagrass reed bed

Consider your budget and be honest with yourself. If you know you want leather, which is more expensive than fabric, be sure you have the funds for it. With fabrics, there’s such a wide range; you can spend from hundreds to thousands of dollars for a sofa.

Think about the look you’re aiming for and make sure it fits the room.

La-Z-Boy light sky recliner

Luonto Elevate bunk beds sleeper sofa

Luonto Copenhagen sleeper sofa www.uppervalleyimage.com •

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“We lay out our floor in vignettes so people can get their imaginations rolling.”

—Brad Nelson, Brown Furniture

Lifestyle plays a big part in furniture choices, particularly with fabrics. At Mayo’s, Revolution fabric is a performance fabric that has a low environmental footprint and is durable and easy to clean, Nancy tells us. Many of the brands they carry are made from sustainable hardwoods and fabrics, and made in the US “when we can,” she says. Mayo’s carries Vaughan-Bassett, Bassett, and England Furniture lines. “We are at a higher price point. You get what you pay for,” adds Nancy.

Recliners remain a perennial favorite, with power models more in demand today. Mayo’s carries a line that has adjustable lumbar support and a built-in massager.

COMFORT IS KEY With so many choices and brands to choose from, it can be overwhelming for shoppers. Mayo’s Furniture offers design consultation at the store or in the home. “We can come to your house and help you lay out a room the way you want or you can bring in photos,” says Sales Associate Elaine

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Skinner. Space planning can be difficult, Nancy says, and Elaine can sort through what will work and what won’t, offer design ideas, help put colors and patterns together, and narrow down options. “We listen to customers and interpret what they want,” Elaine adds.

Open seven days a week with free delivery and free haul-away, Mayo’s will match your needs and wants to what they have, or they’ll find it.

“We know what’s out there,” Nancy says.

At Brown Furniture in West Lebanon, the tagline “helping you make your home beautiful” means helping customers narrow down the seemingly endless choices in furniture to something that aligns with their needs and budgets.

Comfort is key, says owner Brad Nelson, with traditional and transitional styles the top sellers.

Smaller sectionals and even side sofas, such as chaise lounges that are smaller than loveseats, are growing in popularity, Brad says. “We lay out our floor in vignettes so people can get their imaginations rolling. They won’t buy the whole

package, but it gives them a starting point. People buy one or two pieces at a time, and then later buy another piece or two, rather than doing a whole room at once.”

CONSULTANTS GUIDE THE WAY A team of six design consultants can make home visits or work in the showroom with customers. They can map out the room in question; look at different colors, fabrics, and styles; and help customers fit the various options into their homes.

Fabrics, in particular, can be daunting. With thousands to choose from, consultants at Brown Furniture can simplify the process. “People will start looking, and picking out choices, and then they’ve got 15 different choices of things they like.

Then we help them whittle it down to the right one for them and what goes with the room and what they’re trying to do,” Brad says.

Brown Furniture carries more than 17 brands, with La-Z-Boy its top seller. Smith Brothers and Klaussner are in demand as well as Hooker, which manufactures leather furniture that’s starting to come back, Brad says. A new line of furniture they’re carrying is Luonto from Finland. The company owns its own forest, and material they don’t use in their sofa frames goes into wood pellets for their town’s heating. It’s a selling point, Brad says, and he sees sustainable features growing across all manufacturers in the furniture industry. TW

Brown Furniture 14 Interchange Drive Lebanon, NH (603) 298-5755 brownfurniture.com

TW

Mayo’s Furniture & Flooring 802 Railroad Street St. Johnsbury, VT (802) 748-8725 mayosfurniture.com www.uppervalleyimage.com •

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FINANCE | BY ELAINE AMBROSE

HELPING YOU BUY OR RENOVATE A HOME

Sugar River Bank Terri Crate Vice President Senior Retail Loan Officer NMLS #419840

What advice can you share with first-time home buyers?

There are many loan programs available to first-time home buyers, so researching what programs, rates, and down-payment options are available is a good first step. Many banks offer discounts on closing costs as well, so they should shop around for the best option for their budget. A home buyer should also look for an Originator they are most comfortable with and one they trust—this is one of the biggest decisions and investments they’ll make.

Is a substantial down payment required?

No, there are many programs available to first-time home buyers, some with 0 percent down and others as low as 3 percent. There are programs that banks offer in conjunction with New Hampshire Housing Finance Authority that allow for 2 percent or 3 percent cash assistance for closing costs. Sugar River Bank also participates in the Equity Builder Grant Program for firsttime home buyers. The grant program assists with down payment and/or closing costs. This year, the grant is up to $15,000 to eligible borrowers and properties.

How have mortgage rates changed in the last year?

Rates have remained relatively flat for conventional fixed-rate mortgages. The national average in February 2018 was 4.40 percent, and in February 2019, it was 4.35 percent. Adjustable-rate mortgages have seen an increase over the last year. Since February 2018 the index to which most adjustable-rate loans is tied has risen approximately a half-percent year over year but continues to remain historically low.

What’s the best way to get a loan to build, remodel, or renovate a home?

A construction loan is the best program for building a home. A “1 Step Construction Loan” is the most popular product today. It provides for interest-only payments during the construction process, and then when construction has been completed, the loan automatically converts to a monthly principal and interest payment. It involves a single application and closing process.

If a homeowner is looking to remodel or renovate, there are a few program options to consider. Typically, people look at either a Home Equity Line of Credit or a Home Equity Loan; both are secured by a mortgage. Some borrowers opt to refinance their current mortgage to obtain funds for their project. They should speak to an Originator to determine what their best option is based on their individual financial situation. TW

10 North Main Street Newport, NH (603) 863-3000 NMLS #419770 www.sugarriverbank.com

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FLOORING

Step Up TO Style These floors are made for walking

BIRON’S FLOORING, INC. Exquisite Flooring for Every Lifestyle Since 1981, Biron’s Flooring, a second-generation family business, has been serving the Upper Valley and Lake Sunapee Region. “We specialize in high-quality flooring and installation,” says Carrie Speer, Biron’s sales manager. “Our installers are full-time employees, and all have had extensive installation training.”

Large-format linear porcelain tile transforms the look of floors and showers. “The linear look makes a room feel fresh and new,” Carrie says, noting that natural stone visuals are especially trending. Instead of natural stone—beautiful but requiring considerable care—these porcelain tiles are finished with a printed layer that captures the appearance and texture of stone. A stunning variety is available. “White Carrara is a timeless classic. There are a lot of beautiful limestones and travertines, and there are great looks in natural slate,” says Carrie. Fine Tile, Atlas Concorde, and Stone Peak are among the lines that offer extensive selections of linear porcelain tile and that Biron’s represents.

When it comes to carpeting, “There is literally a carpet color for everyone,” says Carrie, noting that Biron’s Shaw Floors’ carpet display offers a spectacular 138 colors. Along with solids and patterns are tonal carpets, where strands of two different-colored yarns are twisted together, providing texture and a blended—but not speckled—look. Shaw Floors’ Bellera High-Performance Carpet is stain resistant, durable,

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Vinyl plank wood-look tile.

feels and looks great, and ages gracefully.

Shaw Floors’ Exquisite Hardwood line offers unique wood-veneer construction. Available in oak, pine, and many other species, the veneer highlights the wood’s grain color and distinctive characteristics. At the same time, it is waterproof and durable.

“Water and wood don’t usually mix.

People are surprised. We are very excited about these floors,” says Carrie. TW Biron’s Flooring, Inc. 1011 John Stark Highway Newport, NH (603) 543-0329 www.bironsflooring.com

Porcelain wood-look tile.

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Large format porcelain tile.

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FLOORING

g

Waterproof flooring.

CARPET KING & TILE Beautiful and Lasting Floor Coverings “I take great pride in our quality and service,” says Dianne Titus, owner and operator of Carpet King & Tile in Norwich and Springfield, Vermont. Carpet King is known for its broad selection of carpet, wood, laminate, ceramic, vinyl, and area rugs.

“One of the most popular trends in flooring is wood-look vinyl,” says Dianne. “It has gotten better and better every year. It looks like wood, is 100 percent waterproof, is very easy to clean, and is good for years and years and years. If you have small children or dogs, this luxury vinyl product is the way to go.” Oak, hickory, and other familiar hardwoods as well as exotic rainforest species and seasoned woods including barn board are among the myriad options available.

Wool carpet continues as an enduring trend. Dianne notes that, at Carpet King, she offers the largest selection of wool carpets north of the Design Center in Boston. “Wool is so environmentally friendly. It’s natural and organic. We have a beautiful array of colors and also have natural-colored carpet that is not dyed at all—gray carpet from gray sheep. Wool is the best of the best. It’s stain-resistant because of natural lanolin. It’s lovely and soft. Wool rugs last forever!” Manta, Rosecore, 112 i m a g e t r e n d w a t c h •

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Rosecore wool carpet.

Prestige, and Karastan are among Carpet King’s brands of wool carpet.

Occasionally, a client has a very specific carpet need that can’t be met with available products. When the Congregational Church in Norwich needed carpet to match the deep-red, patterned one that has graced its interior for about 50 years, Dianne found the solution. Working with a company in Belgium, she arranged for it to be custom made, matching the color and pattern exactly. “It’s not so much a trend as a service, and this company has a specialty in custom carpets.” TW

Carpet King & Tile 301 US Route 5 Norwich, VT (802) 526-2054 www.carpetkingcarpet1norwich.com 261 River Street Springfield, VT (866) 524-9959

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REAL ESTATE | BY DIAN PARKER

HAVELOK HILL, STRAFFORD, VERMONT.

33 LYME ROAD, HANOVER, NEW HAMPSHIRE.

EXCEPTIONAL AGENTS AND LOCAL ROOTS

Snyder Donegan Real Estate Group You are a boutique real estate firm.

What does that mean, and why did you remain a boutique versus joining a national franchise?

When people choose to live in the Hanover and Woodstock area, they are often making a deeper lifestyle choice. They are not looking to live in an area filled with suburbs and shopping malls. They are looking for unique premium properties, restaurants, and local stores—not national franchises. Snyder Donegan is a boutique, premium real estate firm focused on providing a higher level of service to our listing and buyer clients.

Our 12 agents in our offices in Hanover and Woodstock combine local knowledge with attention to detail, personal integrity, and a client-centric business focus.

Are there other advantages to working with a boutique firm like Snyder Donegan?

The Internet has leveled the playing field for property marketing. For boutique firms with a smart, savvy team of digital-marketing partners, we gain exceptional global exposure for properties in our local market areas. Large franchise companies have more “red tape” and company regulations that restrict the ability of your broker to innovate. A boutique firm offers instant, more direct communication with the company owner, allowing for quick and cutting-edge customization in marketing your home. We do not apply a cookie-cutter approach or pay a franchise fee. We focus 100 percent of our considerable marketing and digital-marketing dollars only on the HanoverWoodstock market.

23 South Main Street Hanover, NH (603) 643-0599 5 The Green Woodstock, VT (802) 457-2600 www.snyderdonegan.com 114 i m a g e t r e n d w a t c h •

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David Donegan, Owner

John Snyder, Owner

Snyder Donegan Real Estate Group is one of the most successful growth stories in the Upper Valley in the past 10 years. How did you achieve that?

Starting from scratch at the beginning of the worst real estate recession in our lifetimes (2009) to achieving more than $70 million in annual sales, Snyder Donegan is one of the most successful locally grown business stories of the past decade. We have earned every sale through competence, hard work, and excellence in execution. Each client has different needs, so we focus on customer service rather than on how many homes are bought or sold.

The client’s needs, opinions, and tastes are our first priority. We are small and professional, dedicated to maintaining our clients’ trust. We believe in the value of community.

It is at the heart of why we love living and working in our special part of Vermont and New Hampshire. TW

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SOLAR ENERGY

PHOTOS BY LARS BLACKMORE/AMERIDANE PRESS

SOLAFLECT ENERGY

TRACK THE SUN

TO SAVINGS DO YOUR PART FOR THE PLANET

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his year is already shaping up to be one of the most hectic years for solar energy, thanks to the big 30 percent federal tax credit (discount) for solar beginning to “sunset” at the end of the year. Solaflect Energy, based in Norwich, Vermont, has already seen demand for its solar Trackers jump tenfold through February as compared to 2018.

An expiring discount is only one part of the reason, however, says Rob Adams, chief operating officer at Solaflect. “The local banks finally woke up not long ago and realized that solar was growing fast, and they needed to get involved. Solar loans are available at 3.99 percent and can now help families go solar for no money down and as little as $30 a month. Or go for 10 to 20 percent down and no extra per month—just trade out your electric bill for an equivalent solar loan payment.” The benefits

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Opposite: A Tracker on the shores of the Connecticut River in Norwich, Vermont, points high in the sky on a midsummer day.

This page, left: This Tracker, built by Dartmouth alums, is on the Dartmouth College campus behind Baker Tower.

Inset: Two Trackers on a horse farm in Thetford, Vermont.

Bottom: A pair of Trackers power the beautiful Shaker Hill B&B in Enfield, New Hampshire.

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SOLAR ENERGY At 16 feet high at its tallest and 20 feet wide, a Tracker is about the size of a mature apple tree.

don’t end there, adds Rob. “On top of that, the customer has reduced their carbon footprint and helped solve the bigger problem.”

Why Track the Sun? This is a regular question Solaflect gets, according to Rob. Here he explains four factors that add up to the Tracker’s overall advantage over fixed-mount arrays, typically around 40 percent more power produced per solar panel.

First, it just plain costs less, 9 times out of 10. You can generate 40 percent more power per solar panel mounted on a Tracker than on a roof. It’s a rare, perfectly angled roof that can beat that figure.

Second, with longer days during the summer solstice in the Northeast, there are more than three hours that the Tracker can see the sun and produce full power; that’s time lost for an ideally oriented fixed array.

Third, the Tracker faces the sun directly throughout the day, meaning it receives the maximum of the sun’s energy. The “ideal” fixed-mount solar array is oriented due south since that is the way it will produce as much energy as it can. However, any time the sun is in the northern half of the sky, which occurs in the morning and afternoon for half the year, the sun will be behind the fixed array. The Solaflect PV Tracker, by 120 i m a g e t r e n d w a t c h •

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“One of our co

mmercial cust omers, who h mount panels as both fixedand Solaflect P V T ra ckers, shared production dat their a with us,” say s R o b .

“T h eir 60-kW fixe mount array p droduced a tota l o f 13 9 kWh in a typic winter month al . Meanwhile, th e ir 8 4 -k W produced 9,75 Tracker array 0 kWh. Adjust in g fo r the difference capacity, the T in racker array p ro d u ce d 5 0 energy than th times more e fixed-mount solar panel ar ray!”

contrast, turns to face the sun at dawn and follows it all the way to sunset.

And fourth, the Tracker sheds snow automatically. Here in New England where snow is a regular feature of our weather for a significant part of the year, that’s important. A solar panel with snow on it will not produce much, if any, energy. If you have a fixed-mount solar array, you either need to be able to safely access your panels to brush them clean or leave snow on them until it melts off by itself. Depending on the weather, this might take weeks.

The Solaflect PV Tracker spends all night oriented vertically, so snow that falls at night passes right by the upright panels. Whatever snow that may accumulate on it during a daytime snowfall sloughs off. A little skim of snow may stick to the panels, but this burns off within an hour or two in the next period of sunshine. As a result, the Tracker loses virtually no production to snow accumulation. TW To see videos of Trackers in motion, visit www.solaflect.com.

Solaflect Energy 326 Main Street Suite 4 Norwich, VT (802) 649-3700 www.solaflect.com www.uppervalleyimage.com •

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LANDSCAPING & OUTDOOR LIVING

Above: The Certified Deluxe Settler Home measures 26x44 feet.

THE CARRIAGE SHED

WAY TO GROW Have you been to The Carriage Shed lately? If not, you need to check out their four-acre display lot located in White River Junction. The lot is bursting at the hinges with a large assortment of Amish-built storage sheds, chicken coops, garages, and a five-stall horse barn. While you are visiting, bring a list of ideas. “This way we can sit down and together come up with the perfect structure to fit your needs,” says Jenny Sinclair, manager.

“The biggest trend we are noticing is that customers keep wanting taller walls. There are a variety of reasons someone would like taller walls, whether it be for equipment storage, vehicle lifts, to keep your campers and boats out of the weather, or even a basketball court,” Jenny explains. The structures are typically made to look like a barn. This is because board and batten barns fit with any style architecture and siding.

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The Carriage Shed has also seen an uptick in Certified Modular Home construction. This is an excellent way to get the home of your dreams at a more economical price. “Our certified homes have to meet the same codes as a site-built home,” Jenny remarks. “Each certified home comes with a set of stamped plans. During construction, the home is inspected to make sure it meets all of the codes required by your state and town. There are a variety of styles and floorplans to choose from.”

The Carriage Shed is family owned and operated. Owner Robert Therrien has been in the construction business his entire life, which makes the building process easy and enjoyable for the customer. “Stop by our lot and take a good look at the quality of our structures,” Jenny invites. “We always tell people to compare before you buy. We sell only top-quality products at affordable prices.” TW

Right, top: A 6x12-foot Chicken Tractor.

Below: This 8-Pitch Prefab Garage measures 40x60 feet.

The Carriage Shed 1195 VA Cutoff Road White River Junction, VT (800) 441-6057 www.carriageshed.com

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LANDSCAPING

PLEASANT ACRES CORPORATION

From Fairy Gardens to In-Ground Trampolines What lawn care services do you offer?

We offer mowing, gardening, pruning, dethatching, weed whacking, and light excavation. We also offer spring/fall cleanups and weekly cleanups to get your property ready for the weekend.

Why should homeowners call you instead of doing it themselves?

The crew at Pleasant Acres Corporation is comprised of seasoned professionals who provide a top-tier service that has come to define the culture of excellence at our company. Your property is paramount to our business. Pleasant Acres delivers quality services throughout each season and caters to each and every one of our client’s needs. Pleasant Acres Corp is defined by the finest lakefront homes and high-end country estates in the Sunapee and New London 124 i m a g e t r e n d w a t c h •

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area. It’s based in Sunapee with a state of the art shop, new equipment, and a fleet of trucks with machinery at the ready for each client’s request or as the weather dictates. We are ready for any type of project, and we’ve done everything from fairy gardens to in-ground trampolines.

We have also completely redone properties in as little as a week. We pride ourselves on thinking outside the box.

Do you work with hardscape?

Yes, we do work with hardscape.

Patios, firepits, outdoor kitchens, and more—we can build them all for you. TW

Pleasant Acres Corporation 844 NH Route 11 Sunapee, NH (603) 526-2482 pleasantacresnh.com www.uppervalleyimage.com •

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INSURANCE | BY KATHY GALLUZZO

EXPERT ADVICE ON COMMON—AND UNCOMMON—CONCERNS

Guaraldi Agency Tim Guaraldi Owner, Primary Agent

The Guaraldi Agency has been in business in Lebanon, New Hampshire, since 1969. That means this year is our 50th anniversary. I’d like to take this opportunity to thank all our current and past clients for allowing us to provide their insurance protection.

I’d also like to commend our team for their ongoing dedication and continuing education to provide our clients with the best information in protecting the things and people they love.

Cumulatively, we have well over 200 years of experience!

Let me share with you a few unusual insurance concerns many people have.

FLOOD INSURANCE Flood insurance is required when you purchase a home that is in an area that has experienced flooding at any time in the last 100 years. Did you know it is also available if you are a tenant or live in a condominium? What about a residence located on a mountainside? You might ask why flood insurance would be necessary, but if there is a source of water (a brook or pond) above you that overflows, only flood insurance will cover the damage your home might incur.

YOUR HOME OR VACATION HOME IS A RENTAL Your standard homeowners, tenants, or condo policy does not provide coverage—in fact, renting your home to others might negate your policy coverage. If you are going to be participating in renting, be sure to review your coverage with a Licensed Insurance Agent.

UBER OR LYFT DRIVING PROGRAMS AND DELIVERY DRIVERS If you are receiving compensation for the use of your vehicle, you may not have coverage on your personal auto policy. Talk with your insurance provider, and be sure he or she understands what you are doing or proposing to do.

VACANT PROPERTY Even if you are away only for a couple weeks, you may not be covered for frozen pipes and the ensuing damage if your property is not monitored. No one wants to come home to damage from frozen pipes, but it can be even more devastating to learn that your insurance coverage will not assist with the costs of repairs because the property was vacant.

Talk with your local Licensed Insurance Agent for ideas to avoid that problem.

I can only stress that these are the types of items that should be of concern. Talk with your Professional Insurance Agent to be sure you know what is—and more importantly, what is not—covered. TW

21 Bank Street Lebanon, NH (603) 448-3250 www.guaraldi.com

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BY THERON PECK, CHIPPERS TURF DIVISION MANAGER

LANDSCAPING

CHIPPERS

PEST ALERT: White Grub

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WHITE GRUBS

Top: A beautiful lawn doesn’t get much better than this.

Inset: May/June beetle grub damage in an Upper Valley field in 2018.

he fall of 2018 will go down in history in the Upper Valley as having a grub infestation of unprecedented proportions, especially for those New Hampshire and Vermont lawns close to the Connecticut River. This large-scale damage, the worst we’ve seen in 32 years of experience, was from May/June beetle grubs. The hot and dry summer of 2016 created the perfect storm for last year’s outbreak. For those lawns without several years of preventive grub applications, the damage was extensive.

In mid to late August, these large grubs were not only chewing off the turf roots but attracting secondary predators such as turkeys, ravens, skunks, and even bears that foraged below the browning grass. By the time last fall rolled around, it was too late for any kind of treatment—the only remedy was to seed the damage and plan for 2019.

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LANDSCAPING

May/June beetle grubs are, by far, the largest that damage turf in New England, and the bigger they get, the harder it is to knock them down. The May/June beetle grub has a three-year life cycle, growing larger each successive year until pupation from late fall/winter to early spring, emerging in the fourth year. Year three was 2018, so expect to see a lot of adult June beetles in 2019, and then the three-year grub cycle starts over again. While adults no longer damage turf, they feed on a wide range of trees, shrubs, and other plants.

Since the cycle will begin again this upcoming spring/summer, treatment is highly recommended to stop what will, without a doubt, result in even more damage in the future. Given the recent news and concerns about neonicotinoids in pesticides causing damage to our bee population, using a superior product called Acelepryn is advised for anyone wishing to protect their lawn while not harming pollinators and other beneficial insects. Don’t bother using Milky Spore; this product is ineffective against May/June beetle grubs (and only marginally effective against Japanese beetle grubs).

Having a preventive lawn care program in place can literally save your lawn from what can be extensive grub damage, whether from May/June beetles or Japanese beetles. TW

Chippers 1241 Pomfret Road Woodstock, VT www.chippersinc.com

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Patio trends for 2019 This year, outdoor lovers will grow the trend to move life outside.

Think of the patio, deck, or backyard as a blank canvas offering all kinds of opportunities for playing, relaxing, and entertaining friends and family. Just as we want style and comfort inside, we can have it outdoors as well with furniture and accessories designed to hold up to whatever summer weather brings our way.

a s d

ve s let, es to a new

TOBAGO OUTDOOR PATIO SET

nd

LANGHAM TALL WILLOW PLANTERS

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The outdoor-living trend has developed to combine the comfort and beauty of living room furniture with the wear and durability of traditional outdoor seating.

FOREVER PATIO CARLISLE ALABASTER TEAK WICKER LOVESEAT

MILTON 7-PIECE WICKER PATIO BAR SET IN BROWN

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advertisers index ARC Mechanical Contractors 121 AV Electronics/Satellite Video 120 Alice Williams Interiors Back cover All Decked Out 125 Anichini 802 95 Belletetes 9 Biron’s Flooring 107 Blanc & Bailey 42 Bonin Architects 8 Brown Furniture 128 Cabinet en-Counter 43 Carpet King & Tile 103 Chippers 130 Colby Insurance Group 93 Coldwell Banker Lifestyles 37 Copeland Furniture 103 Creative Lighting Designs 106 Crown Point Cabinetry 79 Crown Point Select 5 db Landscaping 135 Davis Frame Co. 7 Ennis Construction 1 FloorCraft 97 Four Seasons Sotheby’s International Realty 10 & 81 Frank Anzalone Associates 35 GR Porter & Sons 78 GeoBarns 2

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Gilberte Interiors 12 GraceHill Construction 52 Guaraldi Insurance Agency 127 Hazen Hill Construction 77 Health Watch 130 Hitchcock Woodworking 11 Home Comfort Warehouse 52 Jancewicz & Son 6 Jeff Wilmot Painting & Wallpapering, Inc. 53 Junction Frame Shop 91 Landforms Inside back cover Landshapes 124 LaValley Building Supply 56 & 116 Lawn Master of Vermont 125 Lebanon Paint & Decorating 78 Ledyard National Bank 55 LindeMac Real Estate 67 Loewen Window Center of Vermont and New Hampshire 91 Love’s Bedding & Furniture 113 MB Pro Landscape Design 132 Mayo’s Furniture & Flooring 64 McGray & Nichols 15 Northcape Design Build 17 Northwoods Excavating 112 Oakes Brothers 87 Old Hampshire Designs 97 Park Architecture 42

Pleasant Acres 3 Pompanoosuc Mills Inside front cover Randall T. Mudge & Associates Architects 107 Renewal by Andersen of VT 13 Richard Electric 120 Riverlight Builders 90 Serendipity Outdoor Living 123 Shaker Hill Granite Company 83 Smokeshire Design 49 Snyder Donegan Real Estate 115 Solaflect Energy 65 Springfield Fence 134 Studio Sage Interior Design 101 Sugar River Bank 109 Sugar River Kitchens, Bath & Flooring 90 Talbot Builders 43 Terri Wilcox Landscaping 123 The Carriage Shed 131 The Ultimate Bath Store 71 Timberpeg/Real Log Homes 4 Timeless Kitchen Design 101 Valley Floors 87 Wagner Hodgson Landscape Architecture 136 WeatherCheck 20 Willey’s Seamless Gutters 53 William A. Smith, Inc. 69 Yankee Barn Homes 45

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