Moon Valley Tattler June 2021

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June 2021

Vol. 41 No. 6

SAFER Summer Swims Read Now - 3

Autism friendly Jets - 4 Visionaries - 11 Keeping the TRAIL CLEAN - 13 WHat it means to be Local - 30

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Swimming Safety Tips for Summer Playing in or around water is one of the joys of summer, but this treasured seasonal pastime comes with some serious risks. Drowning is the second-leading cause of accidental death for children under the age of 14 in the United States, according to the Centers for Disease Control and Prevention.

As COVID-19 restrictions ease, many families will have informal gatherings and take trips to the beach, increasing the potential for children to have unsupervised access to water. Because of this, it’s important for children to take swimming lessons to learn water safety skills and create safer habits in and around water. As swimming lessons begin across the country, many are being conducted safely with COVID-19 precautions in place.

Protect your family’s safety around water this summer with these tips.

Designate a Water Watcher and Closely Monitor Children. Designate a water watcher when you are in, on or around water. Watch all children and adolescents swimming or playing in or around water, even if they know how to swim. Keeping young children or inexperienced swimmers within arm’s length at all times can help ensure you’re able to provide assistance if and when it’s needed.

Wear a Life Jacket. Anyone participating in any boating, paddling or towed water sports, regardless of swimming ability in pool or open water situations, should wear a Coast Guard-approved life jacket. Preschool-aged children (5 years old and younger), who are not protected by touch supervision, in particular, should always wear a life jacket. Swimming aids and water toys – such as water wings, inflatable water wings and rings – are not intended to be life-saving devices.

Learn to Swim. Research has shown formal swimming lessons reduce the risk of childhood drowning by 88%. By equipping your child with the skill of swimming, you’ll open doors to a lifetime of safety, fun, fitness and even employment opportunities.

While lessons progressively teach a variety of swimming strokes, some of the most important things swimmers learn – even in beginner classes – are breath control and how to float. These basic skills are essential for staying above water should someone find himself or herself unable to touch or too tired to swim to safety. Children can participate in swimming lessons before they can

walk, and parent-child swim lessons provide bonding opportunities along with water safety education.

Swim in Designated Areas and Obey Posted Signs and Flags. Ropes, buoys and flags in larger bodies of water like lakes or oceans are commonly used to mark off safe swimming areas and provide visual cues about changes in depth, underwater surfaces and currents. Teach children what these signs and markers mean and that they’re in place as safety tools, not toys to play with or float on.

Learn CPR. If the unthinkable does happen, knowing how to perform CPR allows you to take immediate action, which has been shown to significantly better the outcome for children with submersion injuries. In the time it takes for paramedics to arrive, you could save someone’s life. Seconds count; the quicker CPR is started, the better the chances of recovery. There are many places that offer CPR training, including community organizations and nonprofit groups. Remember to keep your certification current once you have completed the initial requirements.

Make safety a priority for your summer water fun. For more information, visit usaswimming.org/makeasplash. Lessons conveniently offered by our very own Hubbard Swim School!

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The Moon Valley Tattler | JUNE 2021 3

A FLYING EXPERIENCE FOR ALL: AUTISM FRIENDLY JETS B Y T A Y L O R C O L E Pal Experiences, the nonprofit dedicated to helping businesses become more inclusive & accessible for those with developmental disabilities, is pleased to announce a Pal Place partnership with JSX—the revolutionary hop-on jet service leading the way for simple, fast, and inclusive air travel. The often-hectic atmosphere of flying already comes with its own unique set of challenges, especially for those with developmental disabilities– with exception of JSX—a champion for inclusivity and simplifying the travel experience for those with various needs. Through a partnership with JSX, Pal Experiences has created an instructional resource video, which helps families impacted by intellectual, developmental, and sensory disabilities glean a sense of the JSX travel process, from arrival to departure. With the new resource, there are no surprise elements to encounter while flying via JSX. Pal Places are businesses that provide ‘know before you go’ resources to make their service inclusive, accessible, and supportive to the disability community.

JSX’s Pal Place video covers what to expect upon arrival, things to know, checking in, boarding, flying, landing, and leaving the airport. The Pal Place guide also provides insider tips about booking, scheduling a ‘practice run’, flying with service animals, and more.

All JSX Crew members—from pilots to flight attendants and customer service agents—are trained to support passengers with autism and other disabilities.

From flying between private hangars, on 30-seat jets, passengers are able to bypass crowds and long lines at security and board just 20 minutes before departure, eliminating long dwell times before boarding. JSX also features accommodations including private rooms to allow for quiet time, as well as ear plugs and outlets at every passenger seat. As a champion for inclusion in the autism community, JSX

is the world’s first autism certified air carrier with extensive training & protocols. Aviation industry veteran, JSX CEO Alex Wilcox was on a business trip a few years back when he encountered a family with a child on the autism spectrum. The child was so distraught by the sights, sounds, and overall airport experience that it was impossible for the family to board the plane. He felt strongly he could do something about this at JSX and has worked diligently to create an atmosphere dedicated to empowering Crewmembers with extensive autism awareness training and protocols—which were developed in collaboration with travel industry experts at Autism DoubleChecked. These processes and protocols are an extension of the hop-on, crowdfree jet service’s mission to provide Joyfully Simple eXperiential air travel to all customers.

“It was personally very important to me to ensure that JSX is inclusive and catered to those with special needs. The air travel experience is often cumbersome, and I knew that we could offer an alternative form of flying that was more inclusive and simplified,” states Wilcox. “Our distinctive form of flying eliminates the hassles and headaches associated with congested airports, irksome middle seats, and long TSA lines that can be overwhelming for those on the spectrum, and we have made every effort to ensure everyone feels comfortable when flying with us. This partnership with Pal Place was the natural next step for our company to continue innovating our autism protocols.”

Having too many is just about right.

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And having so many possibilities to choose from keeps life interesting.

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4 JUNE 2021 | info@mvtattler.com

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TRAPPED IN MOON VALLEY

LET TER FROM THE EDITOR

Vacation: a period spent away from home or business in

travel or recreation! It is taking time away from the stresses of work and daily life to improve our health, motivation, relationships, job performance, and perspective to give us the break we need to return to our lives and jobs refreshed and better equipped to handle whatever comes.

Sounds pretty simple huh?? Many of you know me well, and I have been practicing this habit for many years, and YES all those benefits are truly received when you allow yourself to revel in the luxuries of room service, sizzling blissful books, lazy mornings, late nights, the warm sun, delicious food and the sounds of waves.

It is way past time, and many of you have been cooped up for more than a year, waiting for the pandemic to subside to get back to seeing the world.

Summer is here and I encourage you to start visiting your favorite places, seeking new adventures, and connecting with old and new friends alike.

It is not always easy to get away, but I assure you with great people in place, strong staff members, family supports and the wild world of internet the world is your “clam” as the old saying says.

Don’t just advertise.

MAKE A COMEBACK. We’re your partners in hyperlocal momentum, marketing & design, but most of all, success.

Thought Leaders // Business Influencers // Affluent Readers Dawn Trapp OWNER & EDITOR

established in

I want to see where you go, and who you see, and what you eat……. Please send us your “Traveling Tattler” photos, lets fill the next several issues with “Vacation Memories.”

Safe travels.

Kimberly Robinson Publication Coordinator

Dawn Trapp

Hana ALanis Designer

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digital Newsmag impressions since 2019

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Feature Stories COmmunity Content In-Page Ads Flyer Inserts SOcial Media Ads Marketing Advice Stellar Design One awesome partnership

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www.moonvalleytattler.com The Moon Valley Tattler | JUNE 2021 5 typical home value

Rookie Mom: Buying a House is HARD in this Market; Selling is a Cash-Happy Snap B Y B R I G H I D CO N S TA B L E By the time this article goes to print, a million little things will have happened in the selling/buying process of moving into our new home.

My husband and I had actually planned to sell our home before Covid-19 hit -- and that’s when we thought it was a great time to sell.

Oh, were we wrong.

I’m just going to jump to the big eye-opening chase: We bought our home for $204,000 back in 2015 and sold it for $380,000 this early May. That’s a 78% price increase from when we first purchased our home. Before Covid-19, our home was valued at $280,000, and we thought THAT was a jump.

But, don’t forget that you only receive what the house is appraised for… And this is where the BUYING part of the house comes in, and it ain’t simple!

We put down three separate offers before securing our final home. Saturday nights had become so routine: Sign the offer papers, write the offer letter, and wait until Monday or Tuesday when the Sellers would make a decision.

Actually, putting an offer on the first home was the real lesson. We were outbid due to a very popular trend of offering an appraisal cash gap of what the home was actually worth. At the time, we didn’t really work with our lender to play with the numbers, so we just offered the highest bid, no cash gap, no “as is,” no leaseback -- everything that is very attractive to buyers nowadays.

Because let’s be honest, you’d really prefer cash even if your home values are at something really low. For instance, we saw a home that went for $484,

and decided to offer $535 with a $35,000 cash appraisal gap. So, we’d hope the home would appraise for $500, but if it were lower, the sellers would still get that cash.

It went through their fingers and an older couple with a nest egg of $115,000 gave cash first.

We couldn’t beat that. Not many people could.

We thought our second bid was IT. I mean IT. We spoke with our lender about a big chunk of money we’d make through our house and would potentially put that down as a cash appraisal gap on the new house. Then, we’d offer to take the house “As Is” which doesn’t seem like a great idea, but if something outrageous happens in the house during the inspection, we are beyond our rights of the contract to back out.

And the final big appeal: a lease back. If the seller Continued on page 13

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CALL 602-953-2944 OR VISIT CIVITANFOUNDATIONAZ.ORG

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Generation Z Cars – Lamborghini Urus

By Johan Swart, Cornel Swart and Jan Swart

Vehicle companies love to put animals in their logos. Horses, lions, birds, leopards, jaguars, snakes, bulls, buffalos, eagles, wolfs, dogs and so on. The animal in the logo seems to portray the personality of the manufacturer or how they envision their product. Fast cars will typically have horses, leopards and jaguars… but then there are those animals associated with a vehicle logo that does not seem to make sense – Lamborghini is a good case in point.

Automobili Lamborghini S.p.A. is an Italian brand headquartered in Sant’Agata Bolognese, Italy. Ferruccio Lamborghini founded the company in 1963 with the objective of producing a refined grand touring car. The company became known around the world due to the radical but stunning design of the Lamborghini Countach and its blistering performance. Similar to the Mustang, which created the American Muscle car image, the Lamborghini Countach created the super sports car and every boy in the 1980’s had a poster of a Lamborghini Countach above his bed. The company logo featured a bull – and bulls are not considered athletic nor refined and yet the first models introduced in the mid-1960s, were noted for their refinement, power and comfort – not very “bull like”. That changed over time as Lamborghini moved into the super sports car world – not “bull like” either. But then in 2018, Lamborghini decided soccer parents needed speed too and designed and released the Lamborghini Urus ... sounds more bullish. The intent was to create a Super Sport Utility Vehicle by merging the soul of a super sports car with the functionality of a SUV... this sounds more “bull like” but is it a true Lambo?

Lamborghini is the modern-day equivalent of a relatively new vehicle brand in the auto industry and is currently owned by Volkswagen/Audi/Porsche group. So,it was not a surprise that when Lamborghini decided to manufacture a SUV, they chose the VW Touareg platform –which is the same platform used in the Porsche Cayenne.

The Lamborghini Urus did not get Lamborghini’s hallmark of naturally aspirated V10 or V12 engines but is powered by a 641 hp 4.0 L twin-turbocharged V8, a modified version of Audi’s 4.0 L V8. There is one thing about this engine that the Germans did right - the sound. The engine burbles deeply when idling, and howls under full throttle.

The permanent all-wheel drive and the fantastic eight-speed automatic transmission work together to produce acceleration that is in the super car range - 0 to 60 mph in 3.1 seconds, the quarter-mile in 11.3 seconds and a top speed of 190 mph.

So straight line performance is earth shattering but can it corner and how is driving the vehicle on twisty roads? Driving in the twisties quickly reminds you that this car was developed by Lamborghini – where the Porsche Cayenne feels a bit top heavy in cornering, the sleeker lower center of gravity design in the Lamborghini minimizes this SUV trait and the Urus feels athletic nimble and with a quick steering response when you turn into a corner. At speed, this SUV follows the direction you point the nose to. The secret to the Urus handling is the air springs at all four corners which allows for adjustable ride heights based on its various drive modes. To tame all this performance in this 4,850 lbs SUV are carbon-ceramic brakes which will stop the Urus in an eyeball-popping 70 mph to a stop in 149 feet. Yes, you can go on the track and have fun, go to Flagstaff in the snow and have fun, drive up to Crown King and have fun on the dirt road and then … go sand drifting at the Imperial Sand Dunes and have fun – all in one car – amazing!.

The interior design of this Lambo is typical Lamborghini with cues that remind you that this car is the fastest SUV on the planet. The start button is hidden beneath a red flip cover, the shifter looks like a jet fighter throttle and there are levers that control the drive modes and allow customizable performance settings. The interior materials, faux-suede and carbon-fiber trim, look and feel pricey. The infotainment system and reconfigurable gauges are lifted straight out of an Audi but easy to use and what we expect from a modern vehicle. This Super car has space – plenty of space, the back seat can fit two to three people depending on which seating configuration was ordered with the vehicle. There is plenty of space for suitcases and the Lambo offers up 22 cubic feet in its cargo area.

Just one thing – where every boy in the 1980’s had a poster of a Lamborghini Countach above their bed – we do not see the exotic trend setting design in the Urus – it is the fastest SUV in the world and can take you nearly anywhere, but the VW/Audi/Lambo concoction does not make it a classic new trend setter. Nnot a GenZ poster vehicle.

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The Moon Valley Tattler | JUNE 2021 7

With the advent of a new administration usually comes change. President Biden’s tax plan may affect your estate planning adversely. Here are a few key points of the plan.

Estate and Gift Taxes May Increase: Arizona has no estate taxes. On the federal level, each person has an estate and gift tax exemption – the amount you can give away during life and at death before being taxed – that is currently $11.7 Million. Biden’s plan would reduce the federal exemption to $3.5 Million for estate taxes at death, and $1 Million for gifts made during your lifetime. The plan also proposes to increase the tax rate on estates and gifts over the exemption from 40% to 45%.

For Estates that are or may be taxable under Biden’s Plan, there are strategies to maximize your tax exemptions under Biden’s plan as well as ways to take advantage of the higher exemption while it still exists.

Currently, married couples have portability of the exemption between spouses, allowing a surviving spouse to inherit their deceased spouse’s unused federal estate tax exemption. This portability for spouses is expected to continue under Biden’s plan.

The Stepped-up Basis to Reduce Capital Gains at Death May Be Eliminated: The IRS levies capital gains taxes on profits from selling an investment. Profits are calculated on the cost basis – what you paid for the asset. When the asset is sold, taxes are paid on the sales price less the cost basis. Currently your heirs’ inherited assets get a step-up in the cost basis to the value as of your date of death. Thus, when the asset is sold, the tax is levied on the difference between the value at your death and the sales price. This significantly reduces capital gains for inherited assets. Biden’s plan would eliminate the step-up in basis for gains over $1 Million.

This change can greatly affect estate planning strategies designed to minimize taxes paid by the beneficiaries after the owner’s death.

Strategies: This article is too short to address the various strategies to minimize taxes. These strategies include gifting, use of irrevocable trusts, and charitable giving strategies that benefit your family and your charity. What strategies will work for your estate varies based on many factors. We would be happy to discuss those with you.

Estate Planning is About More Than Taxes: It is important to remember that estate planning is not just about avoiding or minimizing taxes. That can be an

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8 JUNE 2021 | info@mvtattler.com

The Biden Tax Plan & Your Estate

important element of a plan, but estate planning is also about saving time,

BY LIBBY BANK S, PLLC money and grief THE L AW OFFICE OF for your family and LIBBY BANK S beneficiaries.

First, having a plan in place, especially a Revocable Living Trust plan – assists you if you are incapacitated, making sure the person you have selected can step in quickly to manage finances while you are unable to do so. Without that, your family will need to file an expensive and time-consuming conservatorship proceeding with the court to be able to handle your financial affairs.

Second, a Revocable Living Trust plan will assure that who you have appointed to wrap up your estate and make distributions at your death is easily able to do so. Without that, your family likely will need to file a probate court proceeding, even if you have a Last Will and Testament. That’s right, a Will alone does not automatically enable your executor to act on behalf of your estate without court proceedings, and you Will alone does not transfer your property automatically at your death.

Conservatorship and Probate Court proceedings are public, so the Revocable Living Trust also helps in another way. It assures privacy as your family addresses your finances and as your Trustee performs the duties you have assigned to him or her.

A good estate plan provides for your incapacity and death, avoids court proceedings, minimizes attorney’s fees, and provides a smoother transition of assets to your beneficiaries is every bit as important as planning for tax avoidance. It will also provide you with peace of mind. Our office would love to assist you in putting a great plan in place. Give us a call at 602-375-6752 or visit our website at www.LibbyBanks.com.

Kids Will Have a Ball at New APEX Sports Camps in Phoenix By Lila Baltman

If your child wants to have a terrific time socializing and playing many different ball sports, you will want to learn about the all-new APEX Sports Camps facility located in the recently remodeled building known as “The Pyramid” that’s next door to the Fry’s Marketplace at Tatum and Shea Blvd. in Phoenix.

This 22,000 square foot, climate-controlled building has been specially redesigned to offer boys and girls, ages 6 to 14, top-notch, professional instruction year-round in basketball, volleyball, badminton, pickle-ball, dodgeball, NERF football, Wiffle ball, and chess. The Pyramid has also become the new, state-of-theart facility for the rapidly growing DreamTeam Academy youth basketball program that recently moved out of its location in the Scottsdale Airpark.

This summer, APEX Sports Camps will offer a day camp program on weekdays from June 7 through Aug. 6. Half-days will be from 8:30 a.m. to noon and full days will be from 8:30 a.m. to 3:30 p.m. After care will be available from 3 to 6 p.m. Campers will be grouped by age and skill level. For children who strictly want to focus on basketball training, the DreamTeam Academy will offer fundamental training and competitive play.

“We want parents to rest assured that our high level of instruction, safety standards, and care will remain the same as we will continue to enforce and follow our Code of Conduct and state-mandated Covid-19 safety protocols,” says Mimi Sommers, owner of APEX Sports Camps and DreamTeam Academy. “Wearing face masks will be at the parent’s discretion but we will monitor temperatures daily, sanitize all equipment, and do plenty of hand washing throughout the day.”

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The Moon Valley Tattler | JUNE 2021 9

For info on our unique marketing, call me

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10 CallJUNE us: 602.765.0902 2021 | info@mvtattler.com

L L IValley S www.moonvalleytattler.com O NTattler M I K |EAUGUST S.CO M 10 TheAMoon 2020

Visionaries -Working to Make a Difference by Claudia Manzano Herrera Whether it is due to losing a friend or offering to help an elderly person, there’s something in our lives that inspires us to do good for others. These are the motivational stories behind the visionaries who created non-profit organizations which are among the Arizona Women’s Partnership grant recipients. AZWP, headquartered in Moon Valley, was founded by local resident, Paula Cullison After tragically losing a loved one during 9/11/01, Carolyn Manning created something wonderful out of anguish; namely, a welcoming program for refugees who were being misjudged and rejected at the time. Welcome to America Project, for which she received a CNN HERO Award in 2014, continues to welcome refugees by providing these families with household furnishing to help them make a transition into their new homes in Metro Phoenix and Valley-wide.

Jeanne Devine considered there had to be more assistance for underprivileged women and their children. She, along with her peers, strongly believes that it’s key for these individuals to have an available system for education and professional development. As Jeanne puts it: “I started Unlimited Potential educational programs to encourage involvement of low-income women in positive social change within their own South Phoenix community.”

Jennifer Crews , founder of Desert Sounds in Mesa, saw how powerful music was for her little one’s learning. Jennifer didn’t hesitate to offer other kids the possibility to have a musical instrument to interact with. Crews adds: “We named our first project for our son Jeremy because it puts music within the reach of many, many other kids.”

“Our goals remain the same to this day: promoting community wellness, lifelong health and family togetherness among families across the reservation, as we strengthen Navajo identity and culture,” notes Tom Riggenbach, founder of Y.E.S for Navajo Youth in Teec Nos Pos, AZ Founder of Alice’s Place in Winslow, AZ, Dr. Greg Hackler, recognized the need for a safe space for those who have been affected by sexual assault and domestic violence. He explains: “Julie Greer, a social worker at the local hospital, could not find placement for victims of domestic violence in need of shelter and safety... I was motivated to make the organization work...”

About Care was founded by Barbara Bradley because there was a need in

Chandler for the elderly (mostly women) to remain in their homes and to live independently for as long as possible. About Care tends to the health and wellbeing needs of this vulnerable population.

A similar mission is present at Neighbors Who Care which was formed by a group of local community leaders to address the needs of the elderly: transportation to medical appointments, food instability, and companionship.

There are many who reassure a safe and welcoming environment. This is the scenario for Maria Patterson’s Wonder Mother who founded Angel Heart Pajama Project in Tucson. Maria mentions: “Mom was forever grateful for us having been given an education and for the many gifts we have received…

She loved children and wanted to make sure that children in need were given love, pajamas, books and other items for comfort, especially those who were removed from their homes because of abuse and neglect.”

Care and concern inspired Mary Gloria from Pan de Vida in Queen Creek.

“I was motivated when a great number from Latino countries arrived in town.

Some walked the desert, others paid Coyotes who packed them in box trucks; many suffocated. They lived in washes or vacant lots and were beaten. They came to provide for their hungry families back home.” A community garden and numerous social service projects are the result.

At Somali-American United Council of Arizona you can find support with cultural adaptation. Dr. Mohamed Ali Abukar founded this non-profit in 2006 after experiencing and evaluating the needs of the newly arrived multiethnic community of refugees from over 12 countries. Their focus is on ESL, literacy, and job search skills.

Losing a loved one can be painful and difficult to face. This is particularly seen in young children who may not understand the circumstances. According to Juli Schragel: “I was inspired to start Billy’s Place (a children’s grief support center in Glendale) in 2005 when our lives were forever changed after the death of my late husband Mike, Billy’s dad.”

Dignity House in Metro Phoenix, started by Catherine Ochoa in 2016, is where nurturing females obtain vital assistance in their employment and healthcare. She assures: “I will be celebrating 15 years out of the life of sex trafficking and being sober on Continued on page 19

Semper Fi.

Get Your

Always Loyal to Your Financial Needs.

EARL & ED TRAPP, MCRD CELEBRATING ED’S GRADUATION FEB. 20, 1964

E. Edward Trapp Ltd. E. Edward Trapp, CPA Managing Partner Marine & Vietnam Veteran Sheaborhood Resident Philanthropist

3519 East Shea Blvd. #135 • Phoenix, Arizona • 85028 Call us: 602.765.0902

For 50 years, I have been providing exceptional loyal service to my clients of all �inancial backgrounds. From income tax preparation to live weekly payroll, accounting consulting and overall bookkeeping, my team and I pride ourselves on protecting your �inancial health.

With my service in the Marines, and my years of service to our community, my work ethic and commitment to you is second to none. Contact us today to take care of your accounting needs.

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ed@trappltd.com TrappLTD.com The Moon Valley Tattler | JUNE 2021 11

Risk - the Determining Factor

THE WRITE STUFF BY GERRY JOHNSON

Investments with little or no risk don’t yield high returns. Take, for example, long-term Treasury Bonds. The risk of default is virtually non-existent, but they don’t pay much either. On the other hand, crypto currencies, Bitcoin and the others, pose a giant amount of risk, but the returns can be enormous.

As a light sleeper, I’m usually awake between 3:00 and 4:00 AM every morning. I routinely flip the TV onto CNBC to see what is happening in the world of finance. One morning last fall, a commentator was expounding on the hypothesis that Bitcoin, then at about $30,000 per coin, was expected to go up to about $45,000 per coin in short order. A fantasy about liquidating everything and going all-in with Bitcoin ensued. Daily, as it actually rose and greatly exceed the $45,000 benchmark, I chastised myself for being too risk averse to take a flyer. I would have more that doubled my net worth.

As a mortgage loan officer, I know more about loans than I do about investing. Right now, we are in an unprecedented era of low interest rates.

Regardless of your situation rates are great. But, as I said in a recent article, not everyone gets the same rate. The amount of “risk” determines the interest rate on every mortgage offered. The higher the risk, the higher the rate.

Lenders do things to mitigate the risk. The classic example in mortgage lending is an FHA loan. FHA doesn’t actually purchase mortgage loans, but they guarantee that that the lenders making those loans are indemnified against loss. Every FHA loan includes Mortgage Insurance premiums which are put into a pool, to be paid out in the event of default. With this protection, lenders can charge lower rates, and allow lower down payments on FHA insured loans.

Thus, higher risk borrowers can get home financing at very competitive rates.

To be fair, conventional lenders have similar programs.

If you read my articles regularly, you know that a substantial portion of my business is with Reverse Mortgages, the most common form of which are FHA loans. All FHA Reverse Mortgages, called Home Equity Conversion Mortgages (HECMS), include mortgage insurance. FHA charges upfront and small monthly MI fees which are rolled into the loan amount. These fees protect lenders against default, and they also protect borrowers against bank default.

At the inception of Reverse Mortgages, during the Reagan era, there were abuses which gave Reverse Mortgages a bad reputation. FHA stepped in and over the years modified the program to eliminate the pitfalls and recrafted the terms to make it a very safe financial planning tool.

For investors Reverse Mortgages are very lucrative investments because the risk has been mitigated by mortgage insurance and by the terms of the loan.

For the borrower that needs it a Reverse Mortgage is a godsend. It mitigates the risk of running out of money and provides income and security in the retirement years. If you are thinking along these lines, get with a knowledgeable advisor and explore your options.

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Shaw Butte Trail: Keeping the Trail CleAN

BY JULIE PEK

Tina can talk trash with the best of them. That’s because she picks up trash left behind on the trails. And she’s been doing this for quite some time, first on Piestewa Peak and now on Shaw Butte. She even picked up trash on her way to get married at the top of Piestewa Peak in 2014.

Hiking for Tina is a stress reliever from her demanding job with the county sheriff’s office. She began picking up pieces of trash as a way to keep the trails clean and to help out.

“I soon realized that by concentrating on looking for trash, the hike to the mountain top was not so hard after all!” she said.

Equipped with her grabber stick, gloves, canvas bags, and hat, Tina is out at least 3 to 4 times a week picking up water bottles, caps, tissues (lots of them), sunglasses and every piece of clothing you can imagine. Each item has a story to tell.

Sometimes she’s found money – which is the good karma coming back to her – and nowadays she finds facemasks. Tina throws out most of the trash and donates anything that still has some use. She once found a beautiful silk scarf

and took it to a resale vintage shop.

Many hikers often stop and thank Tina, sometimes offering her money, and many assume she is a park ranger. “What if everyone just picked up one item or thought twice about tossing a water bottle off to the side of the trail?” Tina asked. That would be the best gift for her. For now you can thank this Moon Valley resident for keeping our trail clean.

TINA’S Hiking Tip: LEAVE NO TRACE, ONLY FOOTPRINTS. AND HYDRATE!

Rookie Mom... continued from page 4 within close of escrow, we can lease their home back to them for a certain amount of money so they don’t feel rushed.

So many things have happened since 2015 when we first purchased our home. It seemed so… simple.

Yet as I write this, our home has been sold and is closing on June 15th. We are leasing it back for one month. And, we made quite a pretty penny on it that allowed us to have our dream home, in our dream area, within our dream school district for our daughter.

Tonight is the inspection of our new home, which we are -- fingers crossed -- hoping everything turns out okay for a very smooth transition.

I have to say, that if it weren’t for the fact that our Realtor happens to be one of my best friends, along with Reddit’s real estate page, and even the very smart trend of watching Realtor active social media accounts like Caitlin McKeague on Instagram -- a Moon Valley/Phoenix Realtor who you can find at @CaitlinMcKeague.PhoenixRealtor -- my husband and I would be very, very lost.

I thought I could make this post a “series” and keep you in on the loop of moving during a “Sellers Market.” But the overall truth is, we are way beyond ecstatic that we sold our home for what we did and secured a new home that seems to be… perfect.

We are very excited for our future after the craziness of Covid-19.

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The Moon Valley Tattler | JUNE 2021 13

Conserving water around your home can reduce your water bill and helps preserve our most important resource for future generations.

Remember these helpful tips:

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14 JUNE 2021 | info@mvtattler.com

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WESD Updates for June

BY DR . PAUL S TANTON, SUPERINTENDENT, WESD

Dear WESD Partners and Community Members, It is hard to believe that this school year has come to a close. When I look back on this challenging year, I am filled will appreciation.

Appreciation for our students and their resiliency; for our families and their flexibility; for our community and your support, and especially for our teachers, administrators and staff and their dedication. At the end of the school year, we celebrated Teacher Appreciation Week, Principals Day and National School Nurse Day, where we were able to show our gratitude to these hard-working staff members. In the WESD, we are grateful for our entire staff, every day.

2020 Lamp Of Learning Winners Honored Every year, the WESD selects administrators, staff, volunteers, community and business partners who have made outstanding contributions to the district and public education and presents them with the Lamp of Learning award, the WESD’s most prestigious honor. Due to these challenging times, we were not able to honor them with our annual awards ceremony and dinner, instead we visited each of the honorees at their school sites, presented them with their award and celebrated with them outside in the presence of their colleagues, family and friends. Both Lookout Mountain Elementary and Mountain Sky Junior High were stops on our traveling celebration.

I It looks nice.

We just have a few changes. invite our community to connect with us on social media (@wesdschools) and join we us are open from 8-12 Friday in recognizing these incredible individuals (#WESDLampOfLearning). It has webeen treatashingles privilege to honor these wonderful people.

WESD Offers Summer Learning Opportunities We are pleased to offer a wide variety of summer learning opportunities including morning summer school, KidSpace Summer Camps, Native American Summer Academy, WESD Summer Academy for Refugee Students, SENSEational Gifted Summer Program and Afternoon Summer Academy at Lookout Mountain. To learn more about these opportunities, visit our Web site at https:// www.wesdschools.org/SummerPrograms2021.

New, Smaller Class Sizes for the 2021 -2022 School Year Knowing that our students will have a variety of individual needs next year, I am proud to share that WESD will be lowering class sizes at all grade levels, especially our primary classrooms. This is to ensure that we are able to personalize the learning experience of every student. Please share with your friend and neighbors who may have an interest in what choices the WESD offers.

Now Enrolling Families for the 2021 – 2022 School Year WESD is enrolling kindergarteners for the 2021-2022 school year. We offer some of the lowest teacher to student ratios in the area to ensure that your child receives personalized attention. Our free, full day program addresses reading, writing, math, science, social studies, physical education and art with plenty of time for exploration and play. You can learn more by visiting www.wesdschools. org/kindergarten.

Enrollment is also open for first-eighth grade. Those who live outside district boundaries may still attend WESD schools through open enrollment. To learn more or to register online visit https://www. wesdschools.org/registration.

There have been many challenges this year, but we have been able to overcome them because of the support we receive from community members like you. On behalf of the WESD, thank you for to On the top take off the x rays because we are not doing thatchoosing right now. be a part of our family.

Gratefully, Dr. Paul Stanton Superintendent

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Hubbard Family Swim Schools is Hiring

By Lila Baltman If you enjoy working with children and want to work in a fun, creative, family-friendly, “flip flop” environment, consider applying for a position with the Hubbard Family Swim Schools. Founded in 1998, this internationally recognized, award-winning family-owned chain of swim schools is now looking to fill many positions. Hubbard’s four Valley swim school locations - in Phoenix, Peoria, Mesa, and Goodyear - are all hiring for swim teachers and leadership roles.

Fraesfield Park

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Employment Details:

Part-time and full-time opportunities are available No teaching experience is necessary, Hubbard provides training Starting wage is negotiable with prior experience Year-round employment, (min. one year commitment to swim school) Minimum two shifts per week Afternoons and weekends are required Full-time employment benefits include: Medical, dental, paid time off, and employee discounts for children’s swim lessons.

“Since swim lessons are what we are all about, all roles within the swim school teach swim lessons and even our General Managers get in the water and teach swim lessons,” says Ann Marie Sunderhaus, CEO of the Hubbard Family Swim Schools and Camp Hubbard. “Every day there is a new success story, a new smile, or a frightened child that begins to understand the aquatic world. We work to build smiles, confidence, and success. Our half-an-hour, once-a-week, swim lesson philosophy works! We love to see the swimmers who consistently attend their weekly class become comfortable, confident, and skilled in the water.”

Hubbard in Phoenix is located at 13832 N. 32nd Street in the Kino Plaza.

For more information on employment opportunities, visit hubbardswim.com

16 JUNE 2021 | info@mvtattler.com

This park is non busy little used in the middle of wide open spaces. Mountain views are shown on 20 foot steel plate with the shape of the mountains and miles given from the point you are at. There is no potable water but nice shade and bathrooms. This a great starting point for many hiking an mountain bike rides. Smooth an well groomed mostly hard packed granite fast riding. Balancing rock is a must see. Browns Ranch is to the west Tom’s Thumb is to the south 5 miles.

Getting there is easy take Dynamite road east to Fraesfield park turn off its west of 136 street about a half mile. This a jewel in the high desert . Elevation is 24 to 27 hundred feet so its cooler than the valley. Many miles of riding a head. Leon at Try Me Bicycle Shop

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SCHOLARSACADEMYPHOENIX The Moon Valley Tattler | JUNE 2021 17

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So what are they and why are they important? In the infinate wisdom of the developers of Moon Valley and rules and regualtions set up by the city viola...CCR’s Covenants Codes and Restrictions. This helped a community keep a standard of living. Our homes are one of our biggest investments and when we shop, we look for like minded communities to protect our investments. We choose to live in an area where others feel the same way.

When one buys a house they sign a lot of papers to make it their own, Usually there is a loan packet if they are not paying cash. Then there are the CCR’s which spell out the architechual do’s and dont’s. When you sign those documents you are agreeing to live by those rules. If there is a homeowners association, there may be monthly dues. If there is a Neighborhood Association there may be an Annual fee. Some associations hire management companies to maintain order.

Some associations have volunteers to serve on a board. Each provide an excellent venue to help keep the integrity of the community and protect its values. If you drive through areas of town that do not have this resourse you will see campers, junk cars, debri etc defacing the value of the neighborhood. The values of the properties begin to drop, people get discouraged, some move , prices drop, others move in, because now they can afford to, then the vicious cycle starts. All because homeowners have become lax and lose touch with caring for and maintaining the community as a whole . It is like mold, it grows with lack of care.

I recently met with a group that has a wonderful vision for Moon Valley.

They stepped up to the plate so to speak and are putting time and resources into helping. Hallelujah Do you remember the saying : It takes a Village to raise a child? Well, its kind of the same thing. It takes all of us, working together. If one can’t or doesn’t want to get involved at least work with those who do.

If you can’t find your closing documents ,which you signed the CCR’s, you can type in City of Phoenix for their web site and follow the prompts.

Blanche Lukes Moonvalleybw@cox.net

GUHSD Schools Make America’s Top High Schools List

Once again, all of Glendale Union High School District’s nine high schools have been ranked among America’s best high school by U.S. News and World Report. We would like to thank all of our excellent teachers, administrators, staff, students, families, and community members who show their support and contribute to our schools and our district every day.

To learn more GUHSD news, visit our Facebook page @GUHSDAZ.

Thunderbird High School Senior Signs Letter of Intent

Thunderbird High School senior Abigail Veidmark signed her letter of intent to pursue her academic and athletic pursuits after high school. Veidmark received a scholarship at Mississippi College to practice archery. Thunderbird High School held a signing ceremony for Veidmark and her family to commemorate this achievement.

To learn more GUHSD news, visit our Facebook page @ThunderbirdHighSchoolAZ

Thunderbird High School Student Receives Tap Scholarship

Studio dancers from California, Las Vegas, and Arizona competed in the 24 Seven National Dance Convention held in Glendale. 24 Seven Dance Convention is a dance workshop and competition that tours 24 cities in the United States each season. Thunderbird High School sophomore Gabriella Russo performed a tap solo. She was awarded a tap scholarship at the end of the competition.

www.moonvalleytattler.com

Visionaries... cont’d pg 11

May 10, 2021. I am a survivor of both and felt the need to provide safe housing for other women.”

Laura Bulluck has a shared objective at Hope’s Crossing in Metro Phoenix: “I was prompted to create Hope’s Crossing because I saw a need in my community for women who had experienced so many variations of trauma but was unable to find the right mix of services and support.”

Getting children involved in reading all kinds of topics at an early age surely pays off later in their adulthood. To Dr. Mary Bancroft, founder of Make Way for Books, quality literacy for young pupils with limited resources was a must. “In 1997 I volunteered to read to 4-year-olds at a low-resource area preschool in Tucson. I immediately discovered that the center had very few age-appropriate picture books.”

For Marilyn Horne it is also a priority to help children and adults progress by learning a second language: “Rim Country Literacy Program was founded in 1999 to teach English to Non-English speakers in the Payson area.” Programs include tutoring for proficiency in reading at grade level.

At Kids in Focus in Metro Phoenix, Karen Shell highlights: “After an abusive childhood, I was driven by the desire to empower at-risk youth to make the shift from surviving to thriving. In the early 90s, I began a lifelong pursuit to help kids in need, and later founded Kids in Focus in 2012.”

Kris Jacober at Arizona Association for Foster & Adoptive Parents expressed: “I was inspired to start the AZAFAP as a foster parent, when I began to understand that there were few opportunities for foster families to meet and support each other in our work, no way for us to have a unified voice at the child welfare table, and little support from the community for the children in our care.”

Ruth Langford , founder of Helping At Risk Teens in Peoria - HART Pantry, identified the necessity to support less fortunate high school students to fulfill their education. “The need far out-weighed my perspective at the time and soon I became aware that we needed a larger independent organization which led to incorporation in 2016. Seeing the pressures on our young people

requires participation in the solutions,” Ruth stated.

Mary Lou O’Connell details: “Prior to H.A.V.E.N. Family Resource Center in Lake Havasu, victims of crimes were retraumatized by the consequences of those crimes. Now we have become a caring, safe haven for abused children, and those in crisis.”

Dwayne Baker , founder of Laptops 4 Learning in Metro Phoenix, reflects: “While I was mentoring children without fathers present, I discovered the digital divide that is prevalent in minority communities. Children struggle in school without access to computers. I refurbished a thrift store laptop for one boy, and it grew from there into a successful charity.”

Clare Hoffman notes why she advocates for Native American voices through the Native American Composer Apprentice Project serving Navajo, Hopi, Salt River-Pima youth. “In high school I discovered that a 35¢ subway token (in NYC) could take me to Lincoln Center, another world... NACAP is like that 35¢ token: Both an outlet and an entryway…both for our students to express themselves, and for everyone else to hear them,” continues Clare.

Rich Hamill at Will2Walk in Chandler proves the unmeasurable power of perseverance and willingness: “Growing up in a small town in rural Michigan, my childhood was full of activity…Until February 17, 1992—the day I went on a skiing trip with friends, hit a patch of black ice on the road, and was ejected from the vehicle…During physical therapy, I continually pushed myself and was able to regain strength in my upper body and some use of my hands.”

Rich’s results are extraordinary but the desire to help others with similar situations remained, hence this non-profit.

These VISIONARIES are current and past grantees of the Arizona Women’s Partnership founded by Paula Cullison who remarks: “Realizing that the smaller non-profits, which provide many needed social services, are the ones who receive the least amount of funding, I created the Arizona Women’s Partnership in 2002, as an all-volunteer philanthropic non-profit to provide grants to this sector.” To date, AZWP has awarded over $500,000 in grants to over 80 non-profits; many are multi-year grant recipients. For more information, visit www.azwp.org or call 602-863-9744

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Circles

M O O N VALLE Y M AG I C BY D EB B I E ER BS TO E SSER I love quotes. The only reason I continue hanging onto social media is because I find so many cool ones. Some I share with my students.

I make them keep a journal in my classroom, write them down and discuss the deep meanings behind them. Sometimes I keep the quotes to myself and ponder them privately. I took two different ones about the same topic, from two different sources and combined them for my personal benefit;

Your circle should want to see you win.

Your circle should clap loudly when you have good news. Your circle is supposed to be proud, not jealous. If not, get a new circle.

I don’t have a circle. I have more of a triangle. Part of that is my fault. I was burned by friends so many times, I am distrustful. It gets a little lonely sometimes, but luckily I like being alone. I have no time for nonsense and despise pettiness and small talk. My cut to the chase personality puts some people off and while I don’t mean to hurt feelings, I often do. Having RBF with a voice that is not sweet and soft doesn’t help. That’s my lot in life and I try to make the best of it.

I believe in creating ripples that circle out, touching others and spreading good and kindness. I fail miserably sometimes, but it doesn’t stop me from continuing to try.

20 JUNE 2021 | info@mvtattler.com

One look at this gorgeous girl and you can tell she is very appropriately named due to her stunning good looks. Foxy Lady (663590) is a two-year-old domestic medium hair tabby that was brought to the Arizona Humane Society earlier this month when a Good Samaritan noticed she was not feeling too well while wandering the neighborhood.

As a community cat at the time, this foxy girl did not have anywhere else to go but thankfully was able to be evaluated in AHS’ animal trauma hospital for a suspected kitty cold. Although she was not sick, Foxy Lady did spend some time with the shelter’s Behavior Team so she could adjust to her new surroundings.

Once fending for food on the streets, this sweet girl is now looking to “make biscuits” in the laps of her favorite humans while getting as many pets as her heart desires.

All AHS Adoption locations are temporarily closed, but AHS’ Virtual Adoption Matchmaking Program by appointment is available to place pets, like Fox Lady, with their forever families! For more information, visit azhumane.org/adopt.

Please note: This pet might have been adopted by the time of your Virtual Matchmaking Adoption by Appointment, however AHS has dozens more wonderful pets who also need loving homes. Please take a moment to meet some of the other dogs, cats and other companion animals at the shelter!

Interested adopters can view available pets on our Adopt pages on our website, and schedule an appointment online to meet their next furry friend! To see all adoptable animals right now, visit www.azhumane.org/adopt.

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The long-haul emotional effects of the Covid 19 pandemic An overwhelming amount of media attention during the first years of pandemic focused on the physical impacts of Covid. As a growing number of citizens receive the vaccine discussions are shifting to long term emotional impacts of this event. Re-acclimating and re-entering the “new normal” post Covid pandemic in many ways is an individual journey, however, there are shared experiences, emotions and feelings. In recognizing that we are not alone in the ways we struggle with thoughts and emotions formulated during the pandemic we may feel less isolated and more validated moving forward post pandemic. One strategy in the process of overcoming the lingering emotional impact of this shared event is to name the emotions the event has fostered. To name our emotions provides us a familiar vocabulary in order to better understand our emotional response to the Covid experience. An opportunity to create a space, from which to objectively look and analyze the burden this experience has created.

The psychologist Dan Siegel refers to this practice as “name it to tame it.” When it comes to the emotional toll of this past years pandemic “languishing” a term coined by Psychologist Corey Keys is receiving a lot of attention. Dr. Keyes describes languishing as “emptiness and stagnation, constituting a life of quiet despair”. The term originates from the Latin word «languere,” which means to be weak or faint.

The collective changes brought about by the pandemic have been stressful.

Psychologist Dr. Sheila Forman calls languishing the “pandemic blues,” and says its pervasiveness comes as no surprise. “For over a year now the majority of Americans have been asked to stay at home, work at home, do school from home, shop, play and socialize at home,”.

Experts point out that languishing is not a mental illness, and does not possesses the characteristics of intensity or duration of symptoms associated with clinical depression or anxiety. However, the lack of motivation, clarity of thought and feelings of stagnation associated with languishing post Covid if unchecked can negatively impact our mental health and emotional wellbeing.

Once we have identified and named this phenomena strategies to combat languishing may include: taking a holistic approach to self-care from rest and relaxation, to exercise, nutritious meals and socializing with friends and

B Y N I C K C A R U S O, L C S W

family. It is also important to challenge negative self-talk, be mindful our collective lives associated with the pandemic are changing for the better. It has been said that we are not going to get to a place of its elimination, of zero risk, but rather that we are moving to a place where the risk will be too small to be worth reordering our lives. Explore meaningful projects, activities you enjoy and can immerse yourself in.

Create routines of activities you enjoy looking towards the future.

Make plans for the future with friends and family. Stack up small wins everyday recognizing this pandemic will not last forever and in the words of Ernest Hemmingway “The world breaks everyone and afterward many are strong at the broken places”.

Nick Caruso, LCSW is a licensed clinical social worker and retired Lecturer for Arizona State University. Nick and his wife Eva have lived and raised their 3, now adult children in Moon Valley over the past 30 years. More strategies on combating post COVID blues can be found at carusocounseling.wordpress.com

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The Moon Valley Tattler | JUNE 2021 21

Kids Will ‘Flip’ Over Summer Camp at Arizona Sunrays The Arizona Sunrays Gymnastics & Dance Center will offer their exciting “Supercamp” day camp program all summer long on weekdays for ages 4 to 13. Children have a great time learning gymnastics, dance, NinjaZone, jumping on trampolines, playing water games, and much more. Each week includes a special theme and a special guest. At the end of every week there’s also a wonderful camp show where the campers get to show family and friends all that they’ve learned during the week. The full camp day is from 8 a.m. to 3 p.m. Cost is $89 for an individual day or $336 for a full week.

Arizona Sunrays is now celebrating its 30th year! Located at 15801 N. 32nd Street, Phoenix. For more information about enrolling in gymnastics, dance, or summer camp, call (602) 992-5790 or visit arizonasunrays.com ###

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WITH SALAD

DR. NICHOLAS WARNER, C.M.T., D.C. CERTIFIED MASSAGE THERAPIST CHIROPRACTOR

$4 HOT DOGS .70 WINGS $4 BRATS WITH SALAD

WITH SALAD

HAPPIEST HOUR $3 THE PINTS, DOMESTIC BOTTLES & WELL

FISH & CHIPS

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DINE IN TODAY OR CALL 602-861-9389 TO ORDER | @BOBBYDSAZ www.moonvalleytattler.com

Finding the knots in your muscles and working them out; getting your spine or shoulder to move freely without discomfort... it is an art.

How to Get More Involved: My work is my art!

Become a PC 602 863.4252

BY BRET ALDIERI, MVNA PRESIDENT

BY NI CH O L A S WAR NER D C Does longevity really boil down to how you feel? According to research, the answer may have to do with how old you feel, regardless of your numerical age.

Researchers tracked just over 5,000 participants in a long-terms survey of adults ages 40 and older that asked participants about the amount of perceived stress in their lives, any limitations in daily activities (walking, dressing, bathing, etc.), and their subjective age – “How old do you feel?” Over a three-year period, people with lower reported stress experienced a more gradual decline in functional health compared to people with higher reported stress. This association was strongest for older study participants: the older the person, the more profoundly perceived stress impacted daily function.

Interestingly, subjective age seemed to offer some protection against this stress-related decline. In fact, people who felt younger than their actual age seemed better able to manage stress, at least in terms of its impact on functional health. In this case, the oldest adults who still “felt young” enjoyed the most protection from functional decline.

We all experience stress, and we all eventually get old. But living out our Golden Years with as much function and ability to do things “like we used to when we were younger” may have less to do with our age and more to do with how old we feel. Feeling younger also may translate into better overall health, a better attitude, lower use of health care services (including hospitalization and longterm care), and more. Feel young, live longer; it could be as simple as that.

DR. NICHOLAS WARNER, C.M.T., D.C. CERTIFIED MASSAGE THERAPIST CHIROPRACTOR

Flourish verb.

(’fl riSH) e

I’m guessing that most of you that occasionally www.wellness-in-motion.com watch a national or cable 14001 N. 7th St, Suite E-109 news show, or pick up the local paper, are overwhelmed with amount of Phoenix, AZthe 85002 negative political rhetoric. I was discussing this the other day with a Phoenix City Council Rep, and I was told “you can’t believe any of them (media) – it seems they all bend the truth to fit a narrative”. This makes it very challenging for each one of us to cut through the “posturing” to fully understand the actual truth (and yes, there is only one truth).

The conclusion that I have come to, and many of my friends and colleagues have come to also understand, is that the days of only going to the polls to vote are no longer enough to affect the political environment. Yes, we do need to vote, but getting more of our like-minded friends and neighbors to vote is critically important. One way to get more involved is to run for office, but that is not a decision anyone should take lightly, and it’s just not right for everyone.

A great alternative is to become a Prescient Committeeman or a PC in your registered political party.

Just what is a PC? First off – it’s open to men and women both – so don’t get fooled by the “Committeeman” title. Here are the key qualifications: be a citizen of the United States, a registered voter, and registered with a political party (Republican, Democrat, etc). More on the process later. PCs are the grass roots of the party – the folks that get out the vote, and elect members to represent the party at the County, State and Federal Level (includes attendees to party conventions).

The State of Arizona is divided into Legislative Districts (or LDs). There are 30 of them which each elect 2 State House and 1 State Senate representatives (so a total of 60 House and 30 Senate positions). The political parties also organize by the same LDs; you can verify your LD at www.azredistricting.org/ districtlocater/ Moon Valley is currently located in LD20 (may change next year for post census redistricting).

There are two ways to become a PC. Once you identified your LD – contact the LD chair. You can be appointed (if there are vacancies) otherwise you must get 10 signatures on a petition to get your name onto the ballot to run and win a PC seat during the next election. PCs are elected very 2 years (even numbered years). LDs meet typically once a month, but the good PCs do more, and that’s canvassing their friends and neighbors to vote for the party candidates. Become a PC, visit: http://beapc.com .

Getting involved can help to turn the tide and bring more responsible leadership to our School Boards, City Councils, State and Federal elected positions. A good source for what’s happening in our state and how to engage the AZ Legislature is www.EZAZ.org . It’s past time, we need everyone to get involved!! Don’t just join a party – influence it by becoming a Precinct Committeeman.

Please renew 2021 MVNA Dues & Security Membership for $150 via moonvalleyna.org website or the new MVNA App (App is at: https://app. moonvalley.org/ NOT available at the App store).

Moon Valley - Neighbors helping Neighbors

Feel Young, Live Longer?

Grow or develop in a healthy or vigorous way, especially as the result of a particularly favorable environment.

Your shopping & donations benefit Civitan Foundation, Inc. by creating employment for members living with disabilities.

Thank you!

602.358.8677 @flerishresale 12625 N. CAVE CREEK RD. PHOENIX, AZ 85022 www.CivitanFoundationAZ.org

Call us: 602.765.0902

The Moon Valley Tattler | JUNE 2021 23

Mobile DJ Entertainment Weddings • Birthdays • Corporate Events

Desert DJ Entertainment Web: desertdj.co Phone: 480.650.9638 Email: ryan@desertdj.co

Ryan DJ ex·tra·naire

“All Positive Reviews on The Following Platforms:”

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Moon Valley Business Directory Request Our Media Kit and start your hyperlocal momentum

TutkoPlumbing@aol.com

24 JUNE 2021 | info@mvtattler.com

www.moonvalleytattler.com

by True Painting Color Design

Louie Mukai

R E A LT O R ®

DRE# SA687419000

m 602.526.0973 e l o u i e m u ka i @ g m a i l .co m HomeSmart 5225 North Central Avenue, Suite 104 Phoenix, AZ 85012 Each brokerage independently owned and operated.

Drywall Repair Custom Painting Banners and Signs Cabinets/Doors/Gates Business/Residential

Wall Murals Faux Finishes Oil Paintings Venetian Plaster Color/Creative Consultation

jefftrue.net jeff@jefftrue.net

602-373-6513

Over 30 years of custom painting experience in the valley

Job Openings: All Saints Lutheran Church

Communications Administrator Part-time Position Office Hours: 20-24 hrs. per week Job Descriptions and applications are + Oversight of church’s digital and print available on the All Saints Website communications including social media allsaintsphoenix.org or request by email + Produce weekly worship materials to aslc@allsaintsphoenix.org + Skilled at proof reading and communications design & layout If you have questions or need more information + Background in graphic designs please contact: Shari Clark—602-866-9191 ext. 103 preferred —sharic@allsaintsphoenix.org Pastor Dan Hoeger—602-866-9191 ext. 104 DEADLINE TO APPLY: —dhoeger@allsaintsphoenix.org JUNE 21ST (JULY/AUGUST 2021 START)

15649 N. 7th St. - Phoenix, AZ 85022

Administrative Assistant Part-time Position Office Hours: 21-24 hrs. per week + Provide ministry of welcome to church + Answer phones and assist those who come to the office + Schedule Worship Volunteers + Assist with general admin duties + Knowledge of our local community is a plus

ISO Antiques Buying Antiques and CollectiblesCall Cheryl at 480-229-3376 or email backintheday@cox.net

Clear Advantage Window Cleaning Glass Cleaning Specialist performing highest quality detailed PERFECTIONIST work every time.

Tracks/Sills/Screens/Sunscreens cleaned. 15+ yrs. exp. Free Estimate.

Owner Operated. Moon Valley Resident.

Joe Albert 480 228-5453

For Sale: Player Piano

Emerge from these times playing piano!

All Ages. Positive, patient instruction.

How you learn makes a difference.

Play songs you love. Feel accomplished.

Startup 2 free lessons + books. www.PianoKeysToMusic.com Music Educ/Pianist Established MV MoonValley Studio 602.971.0089 Valerie Thomas

Britt Harms | Owner & Operator Moon Valley Resident

602-741-5166 Licensed, Bonded & Insured

DEADLINE TO APPLY: JUNE 27TH

Distribution Information

Email your content to: info@mvtattler.com

Piano Lessons PRIVATE ONLINE & IN STUDIO

FREE QUOTES

(AUGUST 2021 START)

Moon Valley Classifieds $20 for first 20 Words $0.50 for every Additional Word

Drywall Repair Minor Painting Door Casing Pre-Hung Doors Baseboards Faucets Garbage Disposals Lighting Toilets Ceiling Fans and More

Private Tutoring I help children who are experiencing frustration when reading achieve the ability to sound out words so that they may feel success during their school day.

Laura Kemery @602-502-4397 or sonoranspeech@aol.com

Player piano with 110 rolls of music needs a loving home. All offers considered. Call Ethan 602-290-3101 and leave a message.

The Moon Valley Tattler is distributed monthly free of charge. Readership is 50,000. The paper is mailed to Moon Valley area homes from Bell Road on the north, south through “The Pointe” community to Peoria, east to Cave Creek Road and or 32nd Street, and west to 19th Avenue. Additional copies are distributed at rack locations.

Content in full or part may not be reproduced without the written consent of the publisher. Opinions expressed by contributors are not necessarily the opinions of the publisher and do not constitute an endorsement of products or services.

Publication of an ad does not constitute an endorsement.

Business profiles are based

on information supplied from advertisers.

Readers are urged to verify. Articles and photographs can be submitted for use in future issues.

Please submit a SASE if return is necessary. The publisher reserves the right to reject any advertisement or letter to the editor that is not in keeping with the standards of the publication.

The publication’s name is copyrighted by: THE MOON VALLEY TATTLER, LLC info@mvtattler.com www.moonvalleytattler.com 602-765-0902 @moonvalleytattler

Handy Dandy Classifieds Form Use the form at right to mail or drop off your classified ad.

You may also email a Word doc directly to info@mvtattler.com 20 WORDS FOR $20 (PER MONTH). Additional words are 50 cents each.

ALL CLASSIFIED ADS MUST BE PREPAID. Fill in ONE word per box below.

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MAIL................................ Moon Valley Postal 13236 N. 7th St. #4304 Phoenix 85022

DROP OFF..................... Moon Valley Postal 13236 N. 7th St. #4304 Phoenix 85022

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The Moon Valley Tattler | JUNE 2021 25

Waiting for the market to crash?

B Y A N N E - M A R I E O L S O N , R E A LT O R & B R A N D I PA U C E K , L E N D E R If you need or want to move and you’re waiting for the market to crash, you may be waiting for a while. According to economists at Fannie Mae, Freddie Mac, the Mortgage Bankers Association, and the National Association of Realtors, housing market trends indicate prices will continue to increase for at least 2 years.

The low mortgage interest rates are not so easy to predict so if you wait, you may be paying more for your next home and at a higher interest rate!

While no one can say for sure what will happen with the real estate market most experts are confident prices may stabilize and may even dip slightly, but a crash is not coming.

So, if you want or need to move, MOVE. Worried about finding your next home once yours sells? Call me, I have several options to make it work.

We’re going to talk more about this at the next Real Estate Realness meeting on June 4th at Barros Pizza (free dinner for attendees). Text AnneMarie at (602) 904-0388 for details and to RSVP. See you at the park June 1st for the next Food Truck Tuesday!

MV FOOD TRUCK TUESDAY JUNE 1st, 5pm-8pm, Coral Gables/7th Ave

Mediterranean Majik Thrifty Ice Cream

Portion of proceeds to local Moon Valley families. @moonvalleyfoodtrucktuesday for this month’s family.

MORTUARIES, CEMETERY & CREMATORY

8314 North 7th Street PHOENIX

6500 EAST BELL ROAD SCOTTSDALE

HansenMortuary.com “Helping families begin to heal.”

mortuary and cemetary services

We recognize each family with a customized service that celebrates life and memorializes loved ones.

Trish Hansen Kerr, Brad Hansen, Tanner Kerr, & Stuart Hansen

Family Owned and Operated Since 1949

Stuart Hansen, Trish Hansen Kerr and Brad Hansen

26 JUNE 2021 | info@mvtattler.com

Culture passes from the Phoenix Public Library

BY FROST Y K ROENING My husband, Jim, and I have braved being out and about in society again.

We have had both Covid shots, and we wear masks and wash hands. Currently the Phoenix Public Library has four culture passes available on a limited basis.

The four are: 1) The Desert Botanical Garden, 2) The Heard Museum, 3) The Scottsdale Museum of Contemporary Art, and 4) Arcosanti at Cordes Junction (some distance away along I-17).

So far, we have visited the first three venues. We always are thrilled by visits to the Botanical Garden. There is plenty of room for many people. There are multiple benches (many in shade) and gorgeous plants in bloom almost every season. Interesting sculptures change with the seasons.

The Heard Museum is a jewel. New exhibits bring fresh insights many times a year. And early Native American art is a thrill to see. This time there were exquisite Navajo rugs in an upstairs gallery. And the downstairs gallery featured paintings by Leon Polk Smith that were simple exercises in shape, color, and form. Both exhibits bringing beauty and serenity to viewers. And the buildings are so lovely.

The Scottsdale Museum of Contemporary Art was difficult to find, but the multi-level parking is right next door to the museum. The museum is located west of Drinkwater Boulevard on Second Street across the alley from the Las Oliva’s restaurant. We had to walk to the east side of the museum (no signs) to find the entrance. It is by the Performing Arts Center.

To get free culture passes, check the phoenixpubliclibrary.org website for curbside and “in-library by reservation” hours. (There also are seed packets and children’s activity packets and meals available.)

I am hoping that other museums will be opening soon. We felt that the number of people in the buildings was carefully limited. There was plenty of air and space to avoid others. We did not use the restrooms or drink from fountains. And we used hand sanitizers available even though we didn’t touch anything but the door handles.

2021 is a special time to investigate Phoenix’s rich cultural heritage when numbers of visitors are limited. The better to allow contemplation and study.

www.moonvalleytattler.com

ASK GEN-E Helpful info and cheerful advice using technology!

Dear Carl, Well, a wallet might still be handy for your insurance cards, drivers license and cash for tips, but it’s true money is evolving even beyond credit cards. Yep Carl, currency as we once knew it... is changing.

Think about this: I bet you can’t even imagine your great grandmother paying for milk with a Visa card, so it’s pretty unlikely that your grandkids will use cash or cards for shopping in the future.

Creeping indicators of this change are already happening all over. Like that guy in the checkout at Safeway, who was texting his wife reviewing his grocery list and then beeps at the Verifone to pay for the goods. He used either a mobile app linked to his credit card, Apple or Google Pay. Never even reached into his pocket for that archaic wallet.

Cryptocurrency changed the money game way back in 2009 in a similar way with Bitcoin. Since then more cryptos followed like Ethereum, Ripple, Bitcoin Cash, Cardano, Litecoin and tons more – over 6,700 in fact!

Dogecoin has recently become one of the more popular ones, partly because Elon Musk likes it and partly because it’s named after a super cute and famous Shiba Inu dog from an internet meme that features it. It was actually created as a joke! But today, Dogecoin has soared since its launch and is actually worth some real money. Some expect it to climb in value through 2024 – who’s laughing now?

But Carl, you just want to know what the heck cryptocurrency is, right?

Yeah, that part is not so easy. It’s a little like using arcade tokens (remember those?) or even casino chips. You use real money to buy a digital token. But unlike casino chips – and this is the fun, exciting part – those tokens can become

Dear Gen-E, Everywhere I go people keep talking about cryptocurrency and Dogecoin.

What the heck is going on with money? Do I even need a wallet anymore?

Crypto Confused Carl worth way more money than you spent to buy them over time. But that’s not a guarantee. Buying cryptocurrency is a bit like investing in the stock market. It can lose value, sometimes very quickly, too.

The actual buying and selling of goods with crypto is super secure though, because of the transaction process: Blockchain. No, that’s not a giant block with your digital money chained to it. (Although some would argue a good way to keep some wives off some shopping channels.)

Blockchain is a way to track where a token has been, using lots of different computers in a chain of transactions, some pretty fancy math, stealthy encryption and a peer to peer network.

When you use cryptocurrency there’s no traditional banks, big fees, interest and such involved. As you can imagine, a lot of people like that. Well, maybe not the big banks so much.

Digital money is efficient. No dollars need to be printed, no worries about plastic cards getting lost, checks bouncing or quarters clanging in the dryer.

With a single swipe on your phone castles can be bought and birthday presents delivered. It’s the future and it’s exciting.

And yes we need to teach the grandkids all about it, like we taught them the value of that dollar...that was formerly in our wallets.

Always here to help!

Geek Love, Gen-E

Ask Gen-E: Do you have tech questions eating away at you?

Want your letter featured in the Moon Valley Tattler? All questions are great questions and Gen-E cannot wait to help! Send a note to Gen-E at GEN-E@gentechsupport.com

The Moon Valley Tattler | June 2021 27

Book Today

928-635-1002

FIND YOUR GETAWAY 28 JUNE 2021 | info@mvtattler.com

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Pandemic Impacts Shopping Habits & Food Bank Donations B Y K AT H Y G L I N D M E I E R Virtually everything in our lives has changed during the COVID-19 pandemic, including how we grocery shop. The biggest change is the explosion of online grocery ordering.

During the first few months of the pandemic, online grocery shoppers increased from 16.1 million to 45.6 million nationwide. Although the majority of the shoppers used curbside pickup, food delivery services also increased significantly, according to the Arizona Food Bank Network, which held their annual conference in April.

MOON VALLEY’S HOME FOR DENTAL CARE SINCE 1982

Online grocery orders now make up an estimated 30 to 42 percent of all food purchases within the United States, and demand for online ordering is expected to remain high.

The AZ Food Bank conference shared the following facts regarding the grocery shopping experience and how it may affect shoppers and food banks over the long haul: The variety of grocery items has decreased within the stores. End caps, previously used to showcase new items, are now used for essential products to streamline the shopping experience.

Grocery store revenues have increased by 10 percent during the pandemic and the challenge for the grocery chains is to sustain that growth.

To increase shopping safety and convenience, big grocery chains — including Walmart, Kroger and Safeway — have expanded self-checkout areas to provide customers with contact-free shopping options.

Stores provide customers with cart cleaning areas and sanitary wipes at store entrances, as well as pre-cleaned carts by staff members.

Food Banks Expecting Drop in Grocery Store Donations With more data available on individual household purchases and a reduction in impulse buying, grocery chains can better anticipate shoppers’ needs. As a result, they can fill shelves with products that are most likely to be purchased, so they have fewer items that languish on their shelves past their expiration date.

While this is good news for the grocery business, it will have a negative impact on food banks and food outreach programs. Many food banks rely on grocery stores for donations of surplus food close to the expiration or best buy date.

During the next five years, food banks will need to develop strategies to increase food and cash donations to cover the loss of in-kind food donations.

Want to make a difference in your community? Please consider hosting a food drive or making a cash donation to the PV Community Food Bank.

Visit pvcommunityfoodbank.org to set up a food drive or make a donation through the AZ Tax Credit Program.

Call us: 602.765.0902

MELANIE SIMCHAK HULL, DDS MICHAEL R. HULL, DDS JOHN C. OATIS, DDS STEPHEN FOLSON, DDS, MS

Contact us now!

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More than180 participants attended this virtual conference to explore ways that food banks can effectively feed families and seniors post pandemic.

The conference highlighted the changes within the retail grocery industry and how they will affect food banks in the future.

TBIRD

The Moon Valley Tattler | JUNE 2021 29

What it means to us to be “Local”

BY RICHARD CALHOUN, LOCALIT Y HOMES Gone are the days when every business was listed in the Yellow Pages.

Consumers are far less loyal than ever, driven by disruptions in markets due to technological advancements leading to a race to the bottom in both quality and price in a lot of traditional businesses. As a result, many businesses have focused on being “local,” real estate included. But what does that mean? If everyone is “local,” what difference does it make? We live here in Moon Valley and we want to see this community thrive, which we know only happens through focused efforts on supporting one another.

To us, being local means that we truly invest in our community. For starters, we invest a portion of all of our commissions back into local charities selected by our clients. We fundraise for non-profits like the Homeless ID Project who ensure a $12 ID doesn’t stand between a foster child aging out of care or a domestic abuse victim receiving food and shelter. We sponsor events for Families Raising Hope, a Moon Valley-based non-profit that assists with basic needs and medical care when dealing with the weight of a cancer diagnosis. In fact, we’ve raised or donated over $15,000 this year to local nonprofit organizations!

We co-host blood drives with local businesses like Total Sports Therapy, where hundreds of Moon Valley residents have already donated blood this year.

Each donation can potentially save 3 lives, providing an exponential positive impact to our community.

We also support local businesses. Every month, we share space in our marketing with a local business or charity. We do this free of charge for businesses we love. We want other local small businesses like ours to succeed and we enjoy working collaboratively to showcase our neighbors. This year, we have provided over $25,000 in marketing support to other local businesses ranging from shared space in our ad right here in the Tattler, postcards in your mailbox, social media, and a professional production video for several of local business and charity spotlights. Blake, owner of Paint My Place reached out to us recently after being featured on one of our postcards. “Jackie and Locality Homes, we wanted to say thank you for spotlighting us on your recent postcard. We have booked more than a dozen jobs from clients who contacted us after receiving the mailer. As a local small business, we can not tell you how impactful this was for us. Thanks for all you do for Moon Valley.”

Lastly, being local means that we develop and hone our real estate expertise here in Moon Valley, in order to serve our neighbors with the highest level of knowledge and professionalism. The saying “All real estate is local,” is only a partial truth. Most real estate agents will take a listing anywhere in The Valley of The Sun. This often leads to sellers choosing an agent without a strong understanding of the local market, putting those sellers at a significant disadvantage. With 15+ years of experience in residential real estate, we have sold over 150 homes in the Moon Valley area. Staying local and giving back is critical to our mission and success as a business because we believe that prioritizing and helping our community has a direct return on investment for all of us.

SENIOR LIVING REIMAGINED 1610 West Glendale Avenue Phoenix, AZ 85021 Beatitudes Campus is a not-for-profit life plan community founded by the Church of the Beatitudes.

30 JUNE 2021 | info@mvtattler.com

New apartment homes are coming to Beatitudes Campus!

Be among the first to reserve an all-new residence, at the lowest possible price, by joining our Promenade Charter Membership program.

Call 602.560.7975 today or visit us at BeatitudesInspired.org for details. www.moonvalleytattler.com

Call us: 602.765.0902

The Moon Valley Tattler | JUNE 2021 31

YOUR LOCAL

REAL ESTATE SPECIALIST

DAVE DIX

Branch Manager Moon Valley Long Realty The FOX Group

(602) 686-1503

davedix@longrealty.com

FOR SALE IN THE NEIGHBORHOOD!

13814 N 16TH WAY 13

14609 N 10TH ST

7105 N WILDER RD

LIST PRICE: $275,000

LIST PRICE: $539,000

LIST PRICE: $2,050,000

3 Bed | 3 Bath | 2,469 sqft

5 Bed | 4.5 Bath | 4,735 sqft

WHAT IS THE PRICING TREND? MARICOPA COUNT Y (ARMLS DATA)

SINGLE FAMILY, TOWNHOUSE, PATIO HOME, APARTMENT STYLE & LOFTS MEDIAN PRICE

AVERAGE PRICE �462,161

450,000 �381,515

�295,600 �280,981 �239,000 �271,592 �225,000 �210,000

�322,961

�351,907 �279,900

�350,000 �305,000

300,000

�255,000

150,000

DEC 14

DEC 15

DEC 16

APPRECIATION FIRST 4 MONTHS 2021

13.8%

Maricopa County (ARMLS data) Single Family, Townhouse, Patio Home, Apartment Style & Lofts

DEC 17

DEC 18

DEC 19

DEC 20

HOW LONG DO YOU WANT TO WAIT?

Appreciation is up 13.8% and climbing monthly.

Inventory is low and eager buyers are standing line ready to pay your price and maybe more!

Curious about your home’s value? Call me today!

Your health is important to me. All showings require masks, hand sanitizer, and additional precautions for your safety.

32 JUNE 2021 | info@mvtattler.com

If you have a brokerage relationship with another agency, this is not intended as a solicitation.

www.moonvalleytattler.com