MILLESIMAL SEPTEMBER 2021

MILLESIMAL VOL.4

SEPTEMBER 2021

ROAD TO YOUR FIRST CRORE

BY: ANUGRAH PACHORI

5 BEST ROAD TRIPS IN INDIA BY: SEJAL AGGARWAL

TOP 10 TRAVEL ESSENTIALS BY: SEJAL AGGARWAL

01 Editor's Note Sejal Aggarwal Hi, I am The Visionary behind Millesimal Magazine, I have always had love for writing and creating content and my interest in Journalism intrigued me to build this Magazine.

Millesimal, is a Digital Magazine that I designed to represent the “Millennial Mindset.” My content is positioned to reflect the core characteristics of how we define millennials: globally connected, entrepreneurially spirited, socially conscious, ecofriendly, and experience-driven.

CONTENTS 01. ROAD TO YOUR FIRST CRORE: PAGE 4-9 02. TOP 10 TRAVEL ESSENTIALS : PAGE 10-13 03. 5 Best Road Trips In India : PAGE 14-17

ROAD TO YOUR FIRST CRORE Trading and Importance of a Process Oriented Approach

BY: ANUGRAH PACHORI

Becoming a “crorepati'' has always been a big deal for all of

us.

We

can’t

deny

that.

We

want

to

become

a

“crorepati”, to the least. With rising per capita income being cancelled off with rising inflation, it seems to be more urgent than ever to find new ways to achieve the “crorepati” goal.

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If someone starts saving even a small amount per month in mutual funds or any other instrument which gives, say, 810% return, one can become a crorepati by the time one retires (given his avg. duration of working years be at least 25). Slow?? Since when did millennials love anything slow?

Especially when we have a bucket list to check off, fast cars to drive, and travel the world “while we are young”!

This

brings

called

us

to

“Options”,

a

very

which

interesting is

also

the

financial 9th

instrument

wonder

of

the

world. Can you guess what the 8th wonder of the world is?

What are Options?

Most

of

us

understand

the

concept

of

trading

stock

markets. We understand the process of buying and selling shares of a company with a view for profits. Trading stocks (and

now

cryptos)

have

been

known

to

generate

a

substantial ROI, and the trader can double his money in two year (avg) if he is smart and follows a set of trading rules; as compared to an asset which provides a return of 7-8%, doubling your money in 9-10 years.

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Options have a similar process that drives them, buying them cheap, selling them expensive and vice versa. The only difference which enhances ROI in Options Trading is their pricing and leverage.

For example, if you buy 1000 shares of Infosys at 1700 and sell them at 1800, you make a profit of Rs. 1,00,000.

Your investment amount is 1000*1700 = Rs.17,00,000 - that’s a lot!

However, if you buy 1000 options qty of Infosys, at say, Rs. 150

each,

then

your

total

investment

becomes

just

Rs.

1,50,000 and if during that time Infosys rises to 1800 from 1700, you can expect the value of your options to rise to 200-220 giving you a profit of 50k-70k!

If we compare the ROI in both the cases, we find that:

That’s the power of options!!

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Road to our First Crore For an avg. working person, it can be daunting to ever see a

corpus

of

one

crore

rupees

even

after

working

for

30years. Less savings, poor investment choices, and rising inflationary expenses are all detrimental to our wealth.

However, with proper guidance, hard work, self-discipline and financial planning, it is achievable.

Save 40% of Your Income It

can

be

monthly

tricky

income

and after

challenging taxes!

to

save

However,

40%

this

is

of a

our

must

decision one must make to see substantial wealth. It’s the early days when we earn, save and invest, which grows our wealth.

Live Frugally Don’t buy anything luxurious which is not an absolute need for you with your money in the initial days.

“Pay

the

price

now,

so

that

you

can

pay

any

price

tomorrow!”

Save that money, trade it, grow it, invest it, and become wealthy!

With Options you reduce your time to become a crorepati, under proper guidance, you can hit that mark very quickly!

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The Most Important Thing to Get Started TAKE UP EDUCATION AND TRAINING UNDER A PROPER MENTOR: This cannot be underrated at any moment. The number of people

losing

money

in

trading

is

overwhelming.

Their

“gambling behaviour” is the key reason followed by “no knowledge and training at all”.

For the act of driving a car, if we seek proper training under an expert, why do we mess things up when it comes to our hard earned money?

Under the training, we learn; A proper set of trading rules which are timeless and tested.

A proper risk management system which protects our capital when markets are going against us (it is a very natural phenomenon).

To become self-disciplined and immune to our own impulsive emotional reactions which are a reflection of our “gambling behaviour”.

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If we closely examine, we will find that everything we learn as a trader, is actually a similar process to everything else in life. No matter if we are an employee, businessman, artist, sportsperson - a successful process is followed, the downside is always managed, and self-discipline is always stressed upon!

Final Words As a crorepati, many things in life become easy because money is a powerful resource. However, true happiness is never derived from any sort of material success. And so long the idea of our happiness is not attached to any material success what-so-ever, material failures will never disturb us and we can, thus, focus on our goal like an eagle and push through the many inevitable hardships that come. All the best!

Feel free to connect with the writer: ANUGRAH PACHORI

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TOP 10 TRAVEL ESSENTIALS BY: SEJAL AGGARWAL

When considering what to pack for a trip, whether a long haul or a quick jaunt, things can get overwhelming quickly.

There are matters of organization and there matters of essentials, all of which make your trip that much easier to bear.

Here at Town & Country, we not only love to travel, but also love to shop for our trips—and as such have done quite a bit of research regarding what holds up, whether its wireless, sound cancelling ear buds or the comfiest cashmere throw. See here 10 of the best travel essentials that you simply shouldn't go on a trip without

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01

02

Wallet and passport holder You won’t get very far without your wallet, and same goes for your passport on international trips. If you’re prone to losing things, purchase a wallet-passport holder combo to keep them close.

Travel pillow If we’re talking airplane essentials, a travel pillow is at the top of our list (also great for train, bus, and car rides). With memory foam filling, a velour cover, and an ergonomic design.

03

Toiletry bag Keep your toiletries organized with a hanging kit, which has plenty of room for all the necessities and more.

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04

05

Book or e-reader We love books as much as the next guy, but when it comes to travel, an e-reader is really the best option.

Lightweight and waterproof, the new Kindle Paperwhite keeps you ready to read wherever you are.

Headphones or Earhones Earbuds are crucial.

Compact for convenience, but it's the noise canceling aspect that will come in handy. Trust us

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06

Portable Phone Charger A portable charger is useful all of the time, but especially when traveling. You never know when you may need a little extra juice.

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07

08

You never know when disaster may strike during your travels.

A Kit has everything you need to disinfect and keep any bumps and scratches clean and well on their way to healing

Lip balm It’s pretty much a given that a flight will dry out your skin, hair, and worst of all, lips.

Prevent the chapped feeling with this ultra-hydrating lip balm

09 10

First Aid Travel Kit

Reusable water bottle Avoid spending money on plastic water bottles at every stop by bringing along a reusable one. With the fold-up capabilities

Camera Making memories is what travelling is all about so don’t forget to capture them on a good camera.

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5 Best Road Trips In India BY: SEJAL AGGARWAL

Roads

have a major role to play when it comes to travel. It’s so true,

that ‘it’s not about the destination; it’s about the journey’. Roads enrich us with myriad experiences they have got to offer on the way. India is a country where the language and culture changes after every few kilometers'.

So

what

better

way

to

explore

a

land

with

such

rich

diversity than taking to its roads, quite literally! We bring to you 5 best road

trips

in

India,

which

are

must-include

in

your

adventure

tour

package.

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1. Jaipur to Jaisalmer: From the Pink City to the Golden City On this journey of around 560 km. that takes around 9 to 10 hours, make a stopover at Jodhpur to indulge in the true Rajasthani heritage and also some authentic cuisine. It would be a refueling stop, both for your car and your tummy.

What’s

more,

you

can

also

visit

Kumbhalgarh

.

Wildlife Sanctuary on the way

2. Manali to Leh: Every Biker’s Passion The road spans over a total of around 480 km. and has a mean altitude of 3 to 4 km. above sea level. The road conditions are safe and remain open for 5 months during the summer up until mid of October and the best time to visit is from June to September. With a stopover at Keylong and further at Sarchu to relax and acclimatize to the high altitude, the total journey should take 2 days.

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3. Guwahati to Tawang: A North-eastern Delight With a distance of about 520 km. and travelling time of more

than

challenging

14

hrs.

but

is

the

indeed

drive ‘love

is

unarguably

long

and

at

first

With

both

drive’

Guwahati and Tawang being must-visit spots in Northeast India, the cherry on the cake is this road trip connecting the two.

4. Delhi to Shimla: A Blissful Journey between the Two Capitals The distance between Delhi and Shimla is of around 350 km. which can be covered over 7.5 hrs. or a little more. The best highway

route

to

travel

on

from

Delhi

to

Shimla

is

unarguable NH 44 and NH 5. While travelling from Delhi to Shimla by road, you pass through the villages of Haryana and Punjab, and hilly locales of Himachal Pradesh. The best time to travel

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5. Mumbai To Pune Expressway Many who live in the busy city of Mumbai think of Lonavala whenever they think of a road trip. And rightfully so, as it is a beautiful weekend spot for almost anyone who loves picturesque surrounding of mountains, soft breezes of the high

altitude,

a

laid

back

vibe,

lush

green

foliage

all

around and to bite the juicy chikki fruit which is a local favorite.

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