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IN THIS ISSUE

Festive fall flavors!

Sample these scary good recipes for Apple Cider Mocktail, Halloween Monster Burgers, Cinnamon Spiced Ghost Cupcakes, and delicious Roasted Pumpkin Seeds. Page 4

Navy Sailors raise $14,700 at charity slidea-thon at Great Wolf Lodge Williamsburg Courtesy Story

On October 13 at Great Wolf Lodge Williamsburg, sailors from Norfolk Naval Station competed in a charity slide-a-thon in the lodge’s indoor waterpark to celebrate the Navy’s 251st birthday. Cheered on by their families, they raised $14,700 for the Navy-Marine Corps Relief Society. Highlights from the day include a total of 137 runs on the Alberta Falls slide, two victory laps on the Howlin’ Tornado slide and a moment to celebrate the U.S. Navy’s birthday with a special cake. With each completed challenge, the sailors raised money to support the Navy-Marine Corps Relief Society’s mission to help active duty and retired Navy sailors, Marines and their families. The partnership between Great Wolf Lodge and the U.S. Navy demonstrates a shared commitment to support our troops and celebrate special moments, bringing moments of joy to those who have given so much to our country.

Tickets on sale now for the award-winning Dominion Energy Garden of Lights Press Release

NORFOLK, Va. — Step into the magic of the season with the Dominion Energy Garden of Lights— a multi-national award-winning, immersive holiday light experience that has become a cherished tradition in Coastal Virginia. This year’s event is brighter than ever, with exciting new surprises alongside classic favorites. Look for your traditional holiday favorites along with the debut of our Reeds Bistro providing festive holiday offerings and meet the elves on Tuesday evenings. Our two merry elves are taking Tuesday night off from their busy Santa-helping duties! From 6-8PM They’ll be roaming the Garden, spreading holiday cheer, greeting guests, and posing for festive photos. Come meet the elves and add a little extra sparkle to your holiday evening! Experience the Twinkling Tunnel, Neon Fusion of Lights, Dancing Pixel Forest, laser lights and much more! Don’t miss the sparkling Conifer Garden, the historic NATO Tower drenched in lights and the walkthrough Mega Tree — the perfect spot to take

Walk the Garden aglow at the Dominion Energy Garden of Lights– an award-winning, holiday light experience that has become a cherished tradition in Coastal Virginia. This year’s event is brighter than ever, with exciting new surprises alongside classic favorites. PLUS, Our Barks & Bulbs event were so ‘pupular’ last season, that we added another night – you can now bring your pup Wednesday and Sunday evenings. (CREDIT NORFOLK BOTANICAL GARDEN)

Page C6

TRICARE Open Season begins Monday, Nov. 9 . Page 6

THE FLAGSHIP’S FREE HOME DELIVERY SOUTH HAMPTON ROADS: Get the convenience of your Navy newspaper delivered to your door for free!

CALL TODAY! 757.446.9000

2 flagshipnews.com | Section A | Thursday, October 22, 2026

COMMUNITY | SHARE YOUR NEWS, PHOTOS & EVENTS BY EMAILING US AT NEWS@FLAGSHIPNEWS.COM

Celebrate sustainability and creativity at Norfolk’s 3rd Annual UpCycle Festival

Repurpose, reinvent and reimagine for America Recycles Day Press Release

NORFOLK, Va. — Keep Norfolk Beautiful is excited to partner with Norfolk Public Library for the annual UpCycle Festival — a community event celebrating America Recycles Day and promoting sustainability, environmental stewardship and creative reuse. The UpCycle Festival takes place Saturday, Nov. 14, from 10 a.m. to 2 p.m. at Mary D. Pretlow Anchor Branch Library (111 W. Ocean View Ave.). This event brings together environmental organizations, local artists and makers to

showcase innovative ways to repurpose materials and reduce waste. Attendees will participate in hands-on workshops, view upcycled art and explore a variety of ways to cut down on waste, conserve resources and create something new and meaningful. Festival highlights include composting, basic hand sewing, sustainable swaps, a green panel discussion and more! The UpCycle Festival is free and family friendly. Most activities will take place at the Randi Marston Peterson Maker Studio, Youth Services Program Room and outside on the patio.

UpCycle Festival

Saturday, Nov. 14, 10 a.m. — 2 p.m. Mary D. Pretlow Anchor Branch Library (111 W. Ocean View Ave.) Free and family friendly! For more information, visit www.norfolk.gov/knb Follow Keep Norfolk Beautiful on Facebook and Instagram @KeepNorfolk Beautiful to stay up-to-date on cleanups, recycling events, volunteer opportunities and resources to support a cleaner, litter-free Norfolk.

UPCYCLE

FESTIVAL

REPURPOSE REINVENT REIMAGINE SATURDAY RMP Maker Studio PURPOSE

INVENT

Nov. 14

IMAGINE

111 W. Ocean View Ave.

Composting Sustainable Crafting Basic Repair Hand Sewing

Green Panel Discussion Clothing & Coffee Mug Swap And MUCH more!

FREE & FAMILY-FRIENDLY!

@KeepNorfolkBeautiful

www.norfolk.gov/KNB

— this year is expected to be even bigger. Be sure to grab your tickets early! GARDEN OF LIGHTS out Warm up with a cup of hot cocoa or a holia holiday selfie! Be sure to tag us!. New addition this year. Our Barks & Bulbs event were so ‘pupular’ that we added another night — Wednesday and Sunday evenings! Sponsored by TowneBank. More spots available for the Merry Mobility Shuttle, reserve your spot online. With more than 100,000 guests attending in 2025 — and many nights completely sold

day treat, available for purchase throughout the event. All ticket proceeds support the Garden’s mission as a nonprofit organization. Mobility shuttles are available every evening; registration is required. For more information, visit www.norfolkbotanicalgarden.org The Dominion Energy Garden of Lights is Cruise in comfort! Reserve your seat created with energy-saving LED bulbs and is on the Merry Mobility Shuttle online. powered by 100% renewable energy. (CREDIT NORFOLK BOTANICAL GARDEN)

Commander, Navy Region Mid-Atlantic (CNRMA): Rear Adm. Stephen Barnett

Editorial Staff

Managing Editor | MC1 Cody D. Beam 757-322-2853 | cody.d.beam.mil@us.navy.mil Graphic Designer | Teresa Walter teresa.walter@virginiamedia.com

Contributing Staff Elizabeth Reisen 757-322-2853 | news@ﬂagshipnews.com

Flagship, Inc. Military General Manager | Ski Miller ski.miller@virginiamedia.com

A: There are three types of housing available to families: Public/Private Venture (PPV) Housing is also referred to as privatized housing in the Navy. The Navy partnered with different private management companies to provide housing to Service Members. These companies are responsible for the construction, renovation, maintenance and day-to-day management of the housing. PPV housing may be located on or off government property and in most cases will be former military housing. Government Owned (also known as Military Housing or Navy Managed Housing is what was formerly called on-base housing. While only available in limited quantities CONUS, Government Owned Housing is still widely available OCONUS. Community Housing is any housing that a Service Member may choose that is not PPV or government operated. This is housing outside of the base that is privately owned and operated.

NAVY HOUSING CONTACTS:

Norfolk: 757.445.2832 JEBLCFS: 757.462.2792 Oceana/Dam Neck: 757.433.3268 Yorktown: 757.847.7806 If you have any questions or concerns with privatized housing, government-owned housing or community housing you can email Navy Housing Headquarters: NavyHousingHQ@us.navy.mil or learn more online: ffr.cnic.navy.mil/Navy-Housing

at Mary D. Pretlow Anchor Branch Library

10 a.m.-2 p.m.

from Page A1

Q: What types of family housing are available?

Regional program manager for Navy Region Mid-Atlantic (NRMA): Public Affairs Director | Beth Baker Public Affairs Deputy Director | Leon Moore The Flagship® is published by Flagship, LLC., a private firm in no way connected with the Department of Defense (DOD) or the United States Navy, under exclusive written contract with Commander, Navy Region Mid-Atlantic. This civilian enterprise newspaper is an authorized publication for members of the military services. Contents of the paper, including advertisements, are not necessarily the official views of, nor endorsed by, the U.S. Government, DOD, or the Department of the Navy (DON). The appearance of advertising in this publication, including inserts and supplements, does not constitute endorsement by the DOD; DON; Commander, Navy Region Mid-Atlantic or Flagship, LLC. of the products or services advertised. Everything advertised in this publication shall be made available for purchase, use, or patronage without regard to race, color, religion, gender, national origin, age, marital status, physical handicap, political affiliation, or any other non-merit factor of the purchaser, user, or patron. If a violation or rejection of this equal opportunity policy by an advertiser is confirmed, the publisher shall refuse to print advertising from that source until the violation is corrected. Editorial content is edited, prepared and provided by the Public Affairs Department of Commander, Navy Region Mid-Atlantic. Stories may be submitted via email to news@ﬂagshipnews.com. The Flagship® is published every Thursday by Flagship, LLC., whose offices are located at 804 Greenbrier Circle, Suite C, Chesapeake, VA 23320.

Mid-Atlantic Fleet and Family Support Centers (FFSC) programs and services are designed to help you make the most of your military experience, and they’re all available to you at no cost. FUNCTIONS AND/OR SERVICES FFSC PROVIDES: ClinicalCounseling – Individual, Couples and Child Counseling Personal Financial Management Information & Referral Family Employment Assistance Transition Assistance Family Advocacy Program Deployment and Mobilization Support Ombudsman Support Relocation Assistance Parenting Programs Stress and Anger Management Command Support Crisis Support Suicide Prevention SAPR Support CONTACT FFSC Little Creek/Fort Story: 757.462.7563 Newport News: 757.688.6289 Norfolk/Portsmouth: 757.444.2102 Northwest: 757.421.8770 Oceana/Dam Neck: 757.433.2912 Yorktown: 757.887.4606 Get more info online: www.navylifema.com

flagshipnews.com | Section A | Thursday, October 22, 2026

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flagshipnews.com | Section A | Thursday, October 22, 2026

FOOD

CINNAMON SPICED GHOST CUPCAKES

SAVORY ROASTED PUMPKIN SEEDS

HALLOWEEN MONSTER BURGERS

FESTIVE FALL FLAVORS Sip festive fall flavors with a post-apple-picking mocktail By Feature Impact SOURCE: CULINARY.NET

As the air turns crisp and the leaves start to turn, it’s time to return to favorite fall traditions like leaf peeping, bonfires and, of course, apple picking. Once you’ve returned from the orchard, raise a glass to autumn with this fizzy, fruity Apple Cider Mocktail. With smooth apple cider, warm cinnamon, bright citrus, gentle spice from ginger and sweetness from maple syrup and brown sugar, this mocktail tastes complex but is simple to make. If you’d like to turn it into a cocktail, all it takes is a splash of bourbon, rum or vodka - making this drink equally adaptable for a quiet evening at home or a celebratory weekend with friends. Put on your favorite cozy sweater, grab a jug of apple cider and discover more seasonal recipes at Culinary.net. Apple Cider Mocktail Recipe adapted from Mindful Mocktail Total time: 5 minutes Servings: 1 1/2 teaspoon brown sugar 1/2 teaspoon powdered cinnamon 1/2 lemon, divided, for rim then squeezed for juice 3 ounces apple cider 1 teaspoon maple syrup 1/4 teaspoon apple cider vinegar ice 4 ounces ginger beer, ginger ale or non-alcoholic sparkling wine 1 cinnamon stick 1/2 small apple, sliced On shallow plate, mix brown sugar and cinnamon. Moisten rim of cup with lemon wedge and roll in cinnamon mixture until it sticks. In cocktail shaker or jar with lid, add squeezed lemon juice, apple cider, maple syrup, apple cider vinegar and ice. Shake 10-15 seconds to combine. Fill glass with ice and strain in mixture from shaker or jar. Top with ginger beer, ginger ale or sparkling wine. Garnish with cinnamon stick and sliced apple. Note: Sweetness can be customized to taste by using more or less maple syrup, if desired.

Halloween monster burgers that just might bite back By Feature Impact SOURCE: CULINARY.NET

Out with the ordinary, in with the weird - that’s what the Halloween season is all about. These Halloween Monster Burgers give a ghoulishly fun twist on burger night, featuring all your favorite toppings transformed into olive eyes, cheese fangs and a pickle tongue. Whether you reach for a traditional hamburger patty or switch it up with chicken, turkey, bean or veggie options, the effect is the same: a dinner that looks like it escaped from a mad scientist’s lab. It’s a good way to get some protein and veggies into kids before the trick-or-treating sugar rush, and you can even make it interactive by inviting them to decorate their own monsters and come up with

creative variations. Alternatively, if you’re looking for some spooky hors d’oeuvres to impress at this year’s Halloween party, these burgers are easy to size down into slider form. Serve a whole tray of mini monsters ready to devour - or be devoured by - hungry guests. Find more Halloween recipe inspiration at Culinary.net. Halloween Monster Burgers Recipe adapted from Happy Foods Tube Prep time: 10 minutes | Total time: 18 minutes Servings: 4 4 hamburger, chicken or veggie patties 4 tablespoons mayonnaise 4 teaspoons ketchup, plus additional, to taste, divided 4 hamburger buns 8 leaves baby romaine lettuce 4 slices dill pickles, sliced lengthwise 4 cheese slices 8 large green olives, pits removed Cook burger patties until they reach desired doneness. In small bowl, combine mayonnaise and 4 teaspoons ketchup. Spread each bun base with about 1 tablespoon mayo sauce then add two lettuce leaves and cooked burger patty. Add pickle slice as monster “tongue.” Take each cheese slice and cut triangles into one side to resemble teeth; add to burger then cover with ketchup “blood,” to taste. Stick olives on toothpicks and add two to each top bun as “eyeballs.”

Treat Halloween guests with spooktacular cinnamon cupcakes By Feature Impact SOURCE: CULINARY.NET

Fall flavors and Halloween decorations make an ideal seasonal combination. These Cinnamon Spiced Ghost Cupcakes are the perfect example, with the warmth and sweetness of the cake offering a tasty base for piles of frightful frosting. All it takes to transform a swirl of white buttercream into a spooky ghost is a couple dots of food coloring, chocolate chips or another candy of choice. They’re simple to make, easy to personalize and fun for all ages, whether you’re baking a tray for kids to decorate or bringing them to a Halloween party. Add sprinkles, a dusting of cinnamon or decorations that fit your theme. Find more seasonal recipes to enjoy at Culinary.net. Cinnamon Spiced Ghost Cupcakes Recipe adapted from The Marble Kitchen Prep time: 20 minutes | Cook time: 16 minutes Servings: 12 1 1/4 cups all-purpose flour 3/4 teaspoon baking powder 2 teaspoons ground cinnamon 1/2 teaspoon kosher salt 6 tablespoons unsalted butter, at room temperature 1/2 cup granulated sugar 1/4 cup brown sugar 1 egg, at room temperature 3/4 cup milk 1 teaspoon vanilla extract Vanilla Buttercream Frosting: 1 cup unsalted butter, at room temperature

1/2 teaspoon salt 4 cups powdered sugar, sifted 3-5 tablespoons heavy cream, at room temperature 1 tablespoon vanilla extract black food dye or chocolate chips

Preheat oven to 350 F and line cupcake pan with paper liners. In medium bowl, combine flour, baking powder, cinnamon and salt. Using electric or stand mixer, cream butter, sugar and brown sugar about 4 minutes on medium or medium-high speed until light and fluffy. Add egg, mixing well and scraping down bowl. In small bowl or measuring cup, whisk milk and vanilla. Set aside. Add 1/3 dry ingredient mixture to butter mixture and beat until combined. Add 1/2 milk mixture and mix well. Continue alternating dry and wet ingredients. Bake about 16 minutes, or until toothpick inserted in middle of cupcake comes out clean. Cool in pan 5 minutes then transfer to wire rack to cool completely before frosting. To make frosting: Using electric or stand mixer, beat butter and salt on medium-high speed 5 minutes, scraping down bowl halfway through. Reduce speed to low and add sugar 1/2 cup at a time, alternating with heavy cream until 3 tablespoons have been added. Stop occasionally to scrape down bowl. Once all sugar is in, add vanilla and beat on medium-low 1 minute until light and fluffy. If desired, add additional cream 1 teaspoon at a time until frosting reaches preferred consistency. Place buttercream in piping bag with large round tip. Pipe tall mounds of frosting on each cupcake in ghost shapes (wider on bottom, narrower on top). Add dots of black food dye or chocolate chips for eyes.

Save your pumpkin seeds and make a delicious snack By Culinary.net

Don’t throw out your seeds after this year’s pumpkin carving. This healthy snack is easy to make at home and a fun project to get the kids involved. Plus, this versatile Roasted Pumpkin Seeds recipe can be modified with any of your favorite seasonings or spices. Visit Culinary.net to find more quick, simple snacks. Roasted Pumpkin Seeds Water 1 1/2 cups raw pumpkin seeds 2 teaspoons sea salt, plus additional for seasoning 2 teaspoons salted butter, melted 1 teaspoon garlic powder 1 teaspoon paprika In pot over high heat, bring water to boil. Add pumpkin seeds and 2 teaspoons salt; boil 15 minutes. Drain water and spread seeds evenly on paper towels to dry. Preheat oven to 350 F. Line baking sheet with foil or parchment paper. In medium bowl, toss seeds and butter until coated well. Sprinkle with garlic powder, paprika and additional salt, if desired. Spread seeds evenly on baking sheet. Bake 25-30 minutes, or until golden brown and lightly toasted. Stir every 10 minutes. Enjoy!

flagshipnews.com | Section A | Thursday, October 22, 2026

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flagshipnews.com | Section A | Thursday, October 22, 2026

HEALTH

TRICARE Open Season begins Monday, Nov. 9 By TRICARE Communications

FALLS CHURCH, Va. — TRICARE Open Season begins Monday, Nov. 9. If you’re eligible for TRICARE, this is your chance to enroll in a health plan or change plans for coverage that starts Jan. 1, 2027. You can make eligible changes through Tuesday, Dec. 8. Keep reading for answers to common questions about TRICARE Open Season. Does TRICARE Open Season apply to me?

TRICARE Open Season applies to you if you have or are eligible for one of these plans: TRICARE Prime Uniformed Services Family Health Plan TRICARE Prime Demo TRICARE Prime Remote TRICARE Prime Overseas TRICARE Prime Remote Overseas TRICARE Select TRICARE Select Overseas How do I know if open season doesn’t apply to me?

Open season doesn’t apply to you if: You’re an active duty service member. You’re 65 or older and have TRICARE For Life coverage. This coverage starts automatically once you have Medicare Part A and Part B. You have a premium-based plan, such as TRICARE Reserve Select, TRICARE Retired Reserve, or TRICARE Young Adult. You can purchase these plans at any time during the year. Online: Go to milConnect. If TRICARE Open Season applies to you, By phone: you have three options: East Region: Call Humana Military at Stay in your current plan. You don’t need 800-444-5445. to take any action to keep your coverage. West Region: Call TriWest Healthcare Enroll in a plan. If you don’t have a Alliance at 888-874-9378. TRICARE health plan now, you can enroll USFHP: Visit Uniformed Services during open season if you qualify. Family Health Plan for contact Change your plan. Before you switch, information. check that your family’s information is TRICARE Prime Demo (Atlanta, current in the Defense Enrollment Eligibility Georgia and Tampa, Florida areas only): Reporting System. Contact your service’s Visit TRICARE Prime Demo for more personnel office if you have questions about information and to see if it’s available eligibility. where you live. By mail or fax: Send an enrollment form How do I make changes to my plan during to your TRICARE contractor. What are my options during open season?

open season?

There are three ways to enroll in a How do TRICARE Prime and TRICARE TRICARE health plan or change your plan. Select compare?

TRICARE Prime and TRICARE Select are the two main TRICARE health plan options, and each works differently. Here are the key differences to consider before you choose: Primary care manager. TRICARE Prime requires you to use a PCM who coordinates your care. TRICARE Select lets you see any TRICARE-authorized provider without choosing a PCM, as described in the TRICARE Choices in the United States Handbook (online at https://www.tricare. mil/Publications/Handbooks/united_states). Referrals. TRICARE Prime requires referrals for most specialty care. TRICARE Select doesn’t require referrals for most specialty care. Availability. TRICARE Prime is available only in Prime Service Areas, generally near military hospitals and clinics. TRICARE

Select is available everywhere. Costs. TRICARE Prime has fixed copayments and no annual deductible. TRICARE Select has an annual deductible and charges cost-shares based on a percentage of the bill. Visit Health Plan Costs (online at https:// tricare.mil/Costs/Compare?tab=3ef09eaf ) to compare costs side by side. 2027 costs will be available in November 2026. TRICARE Open Season is your chance to choose the health plan that fits your family’s needs. Don’t wait! Start reviewing your options today. Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions to get benefit updates, news, and more.

Turning 65? What you need to know about Medicare and TRICARE For Life By TRICARE Communications

FALLS CHURCH, Va. — Turning 65 brings important changes to your healthcare coverage. If you’re eligible for TRICARE when approaching your 65th birthday, you may wonder what steps to take next. Be sure to read the notice that’s sent to you five months before your 65th birthday. Remember, you don’t need to wait for TRICARE Open Season to enroll in TRICARE For Life. Coverage is automatic once you meet eligibility requirements. UNDERSTANDING TRICARE FOR LIFE

TRICARE For Life provides Medicare-wraparound coverage. Retirees and their eligible family members automatically get TFL coverage on the date their Medicare Part A and Medicare Part B is effective. At age 65, if you’re eligible for Medicare Part A, you must have both Medicare Part A and Medicare Part B to keep your TRICARE coverage, as described in the TRICARE and Medicare Turning Age 65 Brochure (online at https:// tricare.mil/Publications/Brochures/medicare_turning_65). TFL has no enrollment forms or enrollment fees. Medicare is your primary payer. Providers file claims with Medicare. Once Medicare processes and pays their portion of the claim, it’s automatically forwarded to the TFL contractor for processing and payment of TRICARE’s portion of the claim. TRICARE pays your remaining financial responsibility when the care you receive is covered by Medicare and TRICARE. If you have other health insurance, TRICARE becomes the last payer. Medicare is either first or second payer. For additional information on how Medicare coordinates benefits with your other health insurance, visit Medicare (online at https://www.medicare.gov/). When Medicare is your primary coverage, you must get healthcare services from Medicare-participating or Medicare non-participating providers. Medicare non-participating providers may be paid 15% above the Medicare-allowable amount. TRICARE pays this additional amount, so there’s no difference in cost to you. Medicare doesn’t require a referral to see specialists. Remember that eligibility for TFL depends on your eligibility for Medicare. When you turn 65 and move to TFL, your family

Remember, you don’t need to wait for TRICARE Open Season to enroll in TRICARE For Life. Coverage is automatic once you meet eligibility requirements.

members remain eligible for TRICARE Prime can also call the Social Security Administra- 3. Present your Medicare card and or TRICARE Select. tion to schedule an appointment. Uniformed Services ID card when getting healthcare services. MEDICARE PARTS A, B, AND D ACTIVE DUTY FAMILIES 4. Become familiar with the TFL contracMedicare Part A covers hospital services. Families with an active duty sponsor have tor, WPS Government Services. Act today to Medicare Part B pays for outpatient care. Part different rules. You can sign up for Medicare avoid a break in TRICARE coverage. Visit D provides prescription drug coverage. Part A only while you’re active duty or have TRICARE For Life (online at https://tricare. Note: Beginning July 1, 2026, Medicare an active duty sponsor. mil/tfl) and Medicare.gov to learn more. Part D covers certain weight loss drugs under Active duty family members don’t need the Medicare GLP-1 Bridge Program. If you to sign up for Medicare Part B at age 65. You Would you like the latest TRICARE news sent don’t currently have Part D, go to Medicare. should sign up for Medicare Part B the month to you by email? Visit TRICARE Subscriptions gov to learn when you can choose to enroll. before your sponsor retires to avoid a break to get benefit updates, news, and more. in TRICARE coverage. Part B will begin the WHEN TO ENROLL first of the month after you sign up. Enroll in Medicare Part A and Part B at least two months before the month you turn KEY TAKEAWAYS 65 to avoid a break in your TRICARE cover- 1. Learn how and when to sign up for age. Medicare before turning age 65. You can sign up for Medicare online. You 2. Pay your Part B premiums on time.

flagshipnews.com | Section A | Thursday, October 22, 2026

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flagshipnews.com | Section A | Thursday, October 22, 2026

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Antiques & Collectibles Announcements Mitchell B. Miller, MD, and Coastal Family Practice P.C. anno nce the retirement of Dr. Miller, effective November 30, 2026 Patients may retrieve their records electronically via our patient por tal, Follow My Health. An electronic invitation via email is necessary to assure your privacy. Please contact the office for details. There is no charge for this. If printed records are required, there will be a charge and this process will take longer. Dr. Miller has served the citizens of Virginia Beach for over 44 years. He is grateful for the relationships with so many wonderful patients, and he wishes all a very healthy future. Coastal Family Practice 2109 McComas Way, Suite 102 Virginia Beach, VA 23456 Phone: 757-563-2800

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flagshipnews.com | Section A | Thursday, October 22, 2026

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flagshipnews.com | Section A | Thursday, October 22, 2026

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Incentive

CAN BE COMBINED WITH TOYOTA SPECIAL CASH BACK OR SPECIAL FINANCING OR SPECIAL LEASES!

2026 TACOMA

2026: 4RUNNER, CAMRY, COROLLA, CROWN, HIGHLANDER, GRAND HIGHLANDER, AND RAV4

2027: LAND CRUISER AND PRIUS

TACOMA HAS THE BEST RESALE VALUE IN ALL CLASSES ACCORDING TO KELLEY BLUE BOOK’S KBB.COM

VEHICLE’S PROJECTED RESALE VALUE IS SPECIFIC TO THE 2026 MODEL YEAR. FOR MORE INFORMATION, VISIT KELLEY BLUE BOOK’S KBB.COM. KELLEY BLUE BOOK IS A REGISTERED TRADEMARK OF KELLEY BLUE BOOK CO., INC.

CASEY TOYOTA

601 East Rochambeau Drive • Williamsburg 757.259.1000 • caseytoyota.com

CHECKERED FLAG TOYOTA

5301 Virginia Beach Blvd. • Virginia Beach

FIRST TEAM TOYOTA

3400 Western Branch Blvd. • Chesapeake

GLOUCESTER TOYOTA

HALL TOYOTA VIRGINIA BEACH

6357 George Washington Memorial Hwy. Gloucester 804.693.2100 • gloucestertoyota.com

1877 Laskin Road • Virginia Beach 757.437.4000 • halltoyotavirginiabeach.com

PEARSON TOYOTA 757.874.6000 • pearsontoyotascion.com

PRIORITY TOYOTA CHESAPEAKE

1800 Greenbrier Parkway • Chesapeake 757.213.5000 • prioritytoyotachesapeake.com

CLASSIC TOYOTA HAMPTON 2301 W. Mercury Blvd. • Hampton 757.838.5000 • classictoyotahampton.com

$750 REBATE OFFERED BY TOYOTA MOTOR NORTH AMERICA, INC. AND MAY BE APPLIED TOWARD FINANCE OR LEASE CONTRACTS ON NEW TOYOTA VEHICLES THROUGH PARTICIPATING TOYOTA DEALERS AND TOYOTA FINANCIAL SERVICES, DATED FROM SEPTEMBER 30, 2026 THROUGH NOVEMBER 2, 2026. TO QUALIFY FOR THE REBATE, AT THE TIME OF PURCHASE OR LEASE YOU MUST BE (1) IN CURRENT ACTIVE DUTY STATUS IN THE U.S. MILITARY (NAVY, ARMY, AIR FORCE, MARINES, NATIONAL GUARD, COAST GUARD AND ACTIVE RESERVE) OR A U.S. MILITARY INACTIVE RESERVE (I.E., READY RESERVE) THAT IS PART OF THE INDIVIDUAL READY RESERVE, SELECTED RESERVE AND INACTIVE NATIONAL GUARD; OR A RETIREE OF THE U.S. MILITARY, OR A MILITARY VETERAN WITHIN TWO YEARS OF THEIR DISCHARGE DATE; OR A HOUSEHOLD MEMBER OF AN ELIGIBLE U.S. MILITARY PERSONNEL, INCLUDING GOLD STAR FAMILY MEMBERS; AND (2) PROVIDE VERIFIABLE PROOF OF MILITARY STATUS OR ACTIVE SERVICE; (3) RECEIVE A SALARY SUFFICIENT TO COVER ORDINARY LIVING EXPENSES AND PAYMENT FOR YOUR NEW VEHICLE; AND (4) RECEIVE CREDIT APPROVAL FROM AND EXECUTE A FINANCE OR LEASE CONTRACT THROUGH A PARTICIPATING TOYOTA DEALER AND TOYOTA FINANCIAL SERVICES. NOT ALL APPLICANTS WILL QUALIFY. ON LEASE CONTRACTS, REBATE MUST BE APPLIED TOWARD THE AMOUNT DUE AT LEASE SIGNING OR TOWARD THE CAPITALIZED COST REDUCTION. ON FINANCE CONTRACTS, REBATE MUST BE APPLIED TOWARD THE DOWN PAYMENT. LIMIT ONE REBATE PER FINANCE OR LEASE TRANSACTION PER ELIGIBLE U.S. MILITARY PERSONNEL OR ELIGIBLE HOUSEHOLD MEMBER. OFFER NOT COMBINABLE WITH THE COLLEGE GRADUATE REBATE PROGRAM, AND THE LEASE-END REFI PROGRAM. VEHICLE MUST BE TAKEN OUT OF DEALER STOCK. TERMS, CONDITIONS AND RESTRICTIONS APPLY. PROGRAM IS NOT AVAILABLE IN AL, FL, GA, HI, NC, AND SC. REBATE TERMS MAY BE MORE GENEROUS IN YOUR LOCAL AREA. ASK YOUR PARTICIPATING DEALER ABOUT THE MILITARY REBATE TERMS IN YOUR AREA. MUST PAY SALES TAX. VOID WHERE PROHIBITED BY LAW. NOT REDEEMABLE FOR CASH. ©2026 TOYOTA FINANCIAL SERVICES. ALL RIGHTS RESERVED. TOYOTA FINANCIAL SERVICES IS A SERVICE MARK USED BY TOYOTA MOTOR CREDIT CORPORATION (TMCC). RETAIL INSTALLMENT ACCOUNTS MAY BE OWNED BY TMCC OR ITS SECURITIZATION AFFILIATES AND LEASE ACCOUNTS MAY BE OWNED BY TOYOTA LEASE TRUST (TLT) OR ITS SECURITIZATION AFFILIATES. TMCC IS THE SERVICER FOR ACCOUNTS OWNED BY TMCC, TLT, AND THEIR SECURITIZATION AFFILIATES. YOU MUST MEET ALL OF THESE CONDITIONS: BE IN CURRENT ACTIVE DUTY STATUS IN THE U.S. MILITARY (NAVY, ARMY, AIR FORCE, MARINES, NATIONAL GUARD, COAST GUARD AND ACTIVE RESERVE) OR A U.S. MILITARY INACTIVE RESERVES (I.E., READY RESERVES) THAT ARE PART OF THE INDIVIDUAL READY RESERVE, SELECTED RESERVE AND INACTIVE NATIONAL GUARD; OR A MILITARY RETIREE WITHIN TWO YEARS OF RETIREMENT OR HONORABLY DISCHARGED VETERAN OF THE U.S. MILITARY WITHIN TWO YEAR OF THEIR HONORABLE DISCHARGE DATE; OR A HOUSEHOLD MEMBER* OF AN ELIGIBLE U.S. MILITARY PERSONNEL; AND PROVIDE VERIFIABLE PROOF OF MILITARY STATUS OR ACTIVE SERVICE AT THE TIME OF PURCHASE IN THE FORM OF ONE OF THE FOLLOWING DOCUMENTATIONS: LEAVE AND EARNING STATEMENT MILITARY IDENTIFICATION CARD VETERANS/RETIREES DD FORM-214 RECEIVE A SALARY SUFFICIENT TO COVER ORDINARY LIVING EXPENSES AND PAYMENTS FOR YOUR TOYOTA BE CREDIT APPROVED BY TFS. *HOUSEHOLD MEMBER(S):- HOUSEHOLD AND/ OR FAMILY MEMBER OF THE QUALIFIED MILITARY PERSONNEL LIVING AT THE SAME ADDRESS AS THE QUALIFIED MILITARY PERSONNEL. AN ELIGIBLE SERVICE MEMBER AND HIS OR HER HOUSEHOLD MAY RESIDE IN PERMANENT OR TEMPORARY HOUSING.- GOLD STAR FAMILY MEMBERS ARE FAMILY MEMBERS OF A FALLEN HERO(S) AND ARE ALSO CONSIDERED AS HOUSEHOLD AND/OR FAMILY MEMBER AND ARE ELIGIBLE FOR THIS PROGRAM. MUST PROVIDE VERIFIABLE PROOF OF MILITARY STATUS OR ACTIVE SERVICE; OR RETIRED VIA AN ID.ME ACCOUNT AND COMPLETE THE VERIFICATION PROCESS AT A PARTICIPATING TOYOTA DEALER.23.99% APR FINANCING UP TO 48 MONTHS ON TACOMA (EXCLUDES TRD PRO AND TRAILHUNTER MODELS), AND 4.99% APR FINANCING UP TO 48 MONTHS ON 2026 4RUNNER, CAMRY, COROLLA (EXCLUDES CROSS MODELS), CROWN, HIGHLANDER, GRAND HIGHLANDER, RAV4, AND 2027 LAND CRUISER AND PRIUS, AVAILABLE TO WELL QUALIFIED BUYERS THROUGH TOYOTA FINANCIAL SERVICES. 48 MONTHLY PAYMENTS OF $22.57 AT 3.99%, AND 48 MONTHLY PAYMENTS OF $23.02 AT 4.99%, FOR EACH $1000 BORROWED. RESTRICTIONS APPLY. SEE DEALER FOR MAXIMUM AMOUNT WHICH CAN BE FINANCED AT ADVERTISED APR. NOT ALL BUYERS WILL QUALIFY. 3DUE AT SIGNING INCLUDES FIRST $399 PAYMENT AND NO SECURITY DEPOSIT. DOES NOT INCLUDE $350 DISPOSITION FEE DUE AT LEASE END. EXAMPLE BASED ON 2026 TACOMA SR5 MODEL 7540, TOTAL SUGGESTED RETAIL PRICE (TSRP) $43,419 AND NET CAPITALIZED COST, WHICH MAY VARY BY DEALER, OF $41,811. TSRP IN EXAMPLE INCLUDES $1,745 IN DELIVERY, PROCESSING AND HANDLING FEES. CAPITALIZED COST IN EXAMPLE INCLUDES $750 ACQUISITION FEE AND ASSUMES DEALER PARTICIPATION. YOUR PAYMENT TERMS MAY VARY BASED ON FINAL NEGOTIATED PRICE. OFFER AVAILABLE TO WELL QUALIFIED CUSTOMERS FROM TOYOTA FINANCIAL SERVICES. CUSTOMER IS RESPONSIBLE FOR EXCESSIVE WEAR AND EXCESS MILEAGE CHARGES OF $.15 PER MILE IN EXCESS OF 30,000 MILES. NOT ALL CUSTOMERS WILL QUALIFY.. ALL OFFERS: MUST TAKE RETAIL DELIVERY FROM NEW DEALER STOCK BY 11.02.26; SUBJECT TO VEHICLE AVAILABILITY. DEALER FEES ARE EXTRA, VARY BY DEALER, AND DEALER SETS FINAL PRICE. OFFER MAY NOT BE COMBINED WITH OTHER OFFERS UNLESS SPECIFIED OTHERWISE. VEHICLE SHOWN MAY BE PROTOTYPE AND/OR SHOWN WITH OPTIONS. SEE PARTICIPATING CENTRAL ATLANTIC TOYOTA DEALER FOR DETAILS. OFFERS END 11.02.26. 1