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RESIDENTIAL

SALUTES YOU.

Professional Realtors Serving the Needs of Our Military Families.

C O N TA C T S H A R O N F O R A L L Y O U R R E A L E S TAT E N E E D S !

Sharon Evans - Realtor/Associate Broker - (757) 713-3210 or 1-888-720-8260 S e a rc h f o r y o u r n e w h o m e a t : w w w. s e v a n s . w e s e r v e h a m p t o n ro a d s . c o m PAGE 4 | GETTING SETTLED | Spring 2011

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ÄŚX§ %pĂľÄ&#x2022;Ĺ&#x2026;Ä&#x20AC;Ăš LÄ&#x20AC;pÂ&#x203A;Äľ ď§Ă&#x2022;äÄ&#x20AC;Ăš äľ ĂŻÄ&#x20AC;Â&#x2039;pĹ&#x2026;§Â&#x203A; äÚ QÄ&#x20AC;Ĺ&#x201C;Ĺ&#x2026;à §pÄľĹ&#x2026;§ďÚ fäďĂ&#x2022;äÚäp pĂŻÄ&#x20AC;ĂšĂ&#x2022; Ĺ&#x2026;à § pÄľĹ&#x2026; Ä&#x20AC;pÄľĹ&#x2026; Ä&#x20AC;¸ Ĺ&#x2026;à § \ÚäĹ&#x2026;§Â&#x203A; QĹ&#x2026;pĹ&#x2026;§ľÄ&#x203A; X§ ď§Ă&#x2022;äÄ&#x20AC;Ăš äľ Ĺ&#x2026;à §  äďĹ&#x2026;Ă Ä&#x2022;ĂŻpÂ&#x2039;§ Ä&#x20AC;¸ Ä&#x20AC;ĂŻÄ&#x20AC;ÚäpĂŻ þ§ďäÂ&#x2039;pÂ&#x2014; þ§ďĂ&#x2022;äÚĂ&#x2022; Â&#x2039;§ÚĹ&#x2026;Ĺ&#x201C;ď䧾 Ä&#x20AC;¸ à äľĹ&#x2026;Ä&#x20AC;ÄŹĹĄ Ĺ&#x;äĹ&#x2026;à ďäÂ&#x2039;Ă Â&#x2039;Ĺ&#x201C;ĂŻĹ&#x2026;Ĺ&#x201C;ď§Â&#x2014;  §pĹ&#x201C;Ĺ&#x2026;ä¸Ĺ&#x201C;ĂŻ Ĺ&#x;pĹ&#x2026;§ď¸ďÄ&#x20AC;ĂšĹ&#x2026; ĂŻpĂšÂ&#x203A;ÄľÂ&#x2039;pÄ&#x2022;§ľÂ&#x2014; ïäĹ&#x17E;p ï§ Â&#x2039;Ä&#x20AC;þþĹ&#x201C;ÚäĹ&#x2026;䧾Â&#x2014; ĂľÄ&#x20AC;Â&#x203A;§ďÚ Ĺ&#x2026;§Â&#x2039;Ă ĂšÄ&#x20AC;ĂŻÄ&#x20AC;Ă&#x2022;ĹĄÂ&#x2014; §Â&#x2039;Ä&#x20AC;ĂšÄ&#x20AC;þäÂ&#x2039; Ä&#x2022;ÄŹÄ&#x20AC;ÄľÄ&#x2022;§ďäĹ&#x2026;ĹĄÂ&#x2014; p Ĺ&#x2026;à ďäĹ&#x17E;äÚĂ&#x2022; ĂľpďäĹ&#x2026;äþ§ äÚÂ&#x203A;Ĺ&#x201C;ÄľĹ&#x2026;ÄŹĹĄ pĂšÂ&#x203A; p ÄľĹ&#x2026;ÄŹÄ&#x20AC;ĂšĂ&#x2022; þäïäĹ&#x2026;pÄŹĹĄ Ä&#x2022;茶§ÚÂ&#x2039;§Ä&#x203A;ħ

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PENINSULA CATHOLIC HIGH SCHOOL

Grades 8 - 12

BELIEVE, BELONG, BECOME â&#x20AC;˘ Challenging Academic Curriculum - AP Courses and Dual Enrollment Courses â&#x20AC;˘ Small classes and dedicated faculty â&#x20AC;˘ Fine Arts Program: Art, Drama, Music â&#x20AC;˘ Extracurricular activities, sport, clubs, and organizations â&#x20AC;˘ Leadership and Service Opportunities

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PAGE 6 | GETTING SETTLED | Spring 2011

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MILITARY AND GOVERNMENT EMPLOYEES ALWAYS APPROVED FOR CREDIT!

PROUDLY SUPPORTING THE MILITARY BEDROOMS FOR OVER 20 YEARS! JEWELRY ELECTRONICS

LIVING ROOMS

COMPUTERS

DINING ROOMS

GAME SYSTEMS TELEVISIONS

STORE LOCATIONS NATIONWIDE NO CREDIT? BAD CREDIT? NO PROBLEM! WHY RENT WHEN YOU CAN OWN? SUPERIOR CUSTOMER SERVICE QUALITY MERCHANDISE | IMMEDIATE DELIVERY | ALLOTMENT EXPERTS | POWER OF ATTORNEY ACCEPTED

YOUR INCREDIBLE CREDIT STORE® VIRGINIA BEACH 3320 Holland Rd. 757-368-1800 1-866-705-6767 STORE HOURS: M-F 10AM-9PM SAT 10AM-8PM • SUN 12PM-5PM Credit approved online or by phone in minutes!

NORFOLK 7734 Hampton Blvd.

757-451-1100 1-800-825-3080

NEWPORT NEWS 451 Oriana Rd. 757-877-8577 1-866-877-2877

www.usadiscounters.net

LOCATED IN OUR VIRGINIA BEACH AND NORFOLK STORES Check out our internet specials

* Payments listed are examples only and are based on zero down payment at 19.99% APR for 24 months with approved credit, taxes and any delivery and installation charges not included. To calculate the total cost of financing simply multiply the payment amount by 48.

Other financing rates and terms are available with approved credit and differ depending on the state where purchased. Items shown may not represent items in stock. Limited time offer; no substitutions; limited quantities. See store for details.

YOU ARE AUTOMATICALLY APPROVED FOR CREDIT AT USA DISCOUNTERS IF YOU ARE ACTIVE DUTY MILITARY OR A GOVERNMENT EMPLOYEE. PAGE 19 | GETTING SETTLED | Spring 2011

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The Best Grocery Store In Hampton Roads Welcomes Our Nation’s Best To Hampton Roads.

HAMPTON ROADS AREA MAP SHOPPING CENTERS

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Military Families

YORK COUNTY 9

NEWPORT NEWS L

Save 10%!

LANGLEY AIR FORCE BASE

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NAVAL STATION NORFOLK

460

U.S. ARMY CORPS OF ENGINEERS

SMITHFIELD

NAVAL MEDICAL CENTER PORTSMOUTH

FARM FRESH PHARMACIES Are Happy To Provide Your Family With A Unique Service. If You Have A Primary Insurance Other Than Tricare Farm Fresh Will Bill The Primary Insurance And Then Bill The Primary Prescription Insurance Cost Share To Tricare.

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FARM FRESH SUPERMARKET LOCATIONS Norfolk 730 W. 21st Street . . . . . . . . . . . . . . . . . . . . .

179 W. Ocean View Ave. . . . . . . . . . . . . . . . . .

230 E. Little Creek Rd.. . . . . . . . . . . . . . . . . . .

1200 N. Military Hwy . . . . . . . . . . . . . . . . . . .

201 E. Berkley Ave. . . . . . . . . . . . . . . . . . . . . .

625-2905 587-0200 587-8741 461-1961 213-0980

Chesapeake 3353 Western Branch Blvd. . . . . . . . . . . . . . . .

1620 Cedar Road, Suite, 100 . . . . . . . . . . . . .

1464 Mt. Pleasant Rd.. . . . . . . . . . . . . . . . . . .

1400 Kempsville Rd., Suite 109. . . . . . . . . . . .

701-A N. Battlefield Blvd. . . . . . . . . . . . . . . . .

309 S. Battlefield Blvd. . . . . . . . . . . . . . . . . . .

211-15 Providence Road . . . . . . . . . . . . . . . . .

484-9666 549-1482 217-4030 217-0370 436-0870 482-3377 424-0818

Suffolk 1401 N. Main Street . . . . . . . . . . . . . . . . . . . . 539-4800 3575 Shoulders Hill Rd . . . . . . . . . . . . . . . . . . 947-0230

PAGE 20 | GETTING SETTLED | Spring 2011

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17 258

A B C D E F G H

FORT MONROE - U.S. ARMY

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Farm Fresh is proud to support our Military Families. So we’re offering all ACTIVE DUTY AND RETIRED MILITARY PERSONNEL 10% OFF our family of private brands every day. Save on brands like Richfood, Equaline, Homelife, Farm Stand, Culinary Circle, Arctic Shores, Whole Care Pet and more every time you shop. With Farm Fresh brands, you’ll enjoy all the taste and quality of national brands, without the price tag. Visit the service desk for a Military Rewards brochure, detailing the participating brands.

Janaf Shopping Center Military Circle MacArthur Center Chesapeake Square Greenbrier Mall 6 Pembroke Mall 7 Lynnhaven Mall 8 New Market North 9 Patrick Henry Mall 10 Coliseum Mall 1 2 3 4 5

Virginia Beach 2110 Great Neck Shopping Center . . . . . . . . .

1615 General Booth Blvd. . . . . . . . . . . . . . . . .

4872 Princess Anne Road . . . . . . . . . . . . . . . .

1385 Fordham Road . . . . . . . . . . . . . . . . . . .

1069 Independence Blvd.. . . . . . . . . . . . . . . . .

521 Laskin Road . . . . . . . . . . . . . . . . . . . . . . .

2868 Virginia Beach Blvd. . . . . . . . . . . . . . . . .

799 Chimney Hill Shopping Center . . . . . . . . .

4001 Virginia Beach Blvd. . . . . . . . . . . . . . . . .

2129 General Booth Blvd. . . . . . . . . . . . . . . . .

2058 S. Independence Blvd.. . . . . . . . . . . . . . .

928 Diamond Springs Road . . . . . . . . . . . . . .

481-6254 721-3200 499-0442 424-7543 217-0240 428-0344 340-6656 463-5515 486-7133 427-6220 416-9832 671-1257

Hampton 30 Town Centre Way . . . . . . . . . . . . . . . . . . .

2190 Coliseum Drive . . . . . . . . . . . . . . . . . . .

227 Fox Hill Road . . . . . . . . . . . . . . . . . . . . . .

608 E. Mercury Blvd. . . . . . . . . . . . . . . . . . . . .

838-9369 827-4816 850-0156 723-0771

Portsmouth 4000 Victory Crossing . . . . . . . . . . . . . . . . . . . 488-3916 Newport News 353 Chatham Drive . . . . . . . . . . . . . . . . . . . . 886-9259 200 Arthur Way . . . . . . . . . . . . . . . . . . . . . . . 872-6727 Williamsburg 455 Merrimac Trail . . . . . . . . . . . . . . . . . 757-253-2302 115 Norge Lane . . . . . . . . . . . . . . . . . . . 757-564-8619 4511 John Tyler Hwy . . . . . . . . . . . . . . . . 757-941-1680 Hampton Roads 1282 Smithfield Plaza, Smithfield . . . . . . . . . . 357-2137 1459 Armory Dr., Franklin. . . . . . . . . . . . . . . . 516-2621 460 Wythe Creek Road, Poquoson . . . . . . . . . 868-7128 US Highway 17, Gloucester . . . . . . . . . . 804-642-6101 6500 Geo. Wash. Hwy, Grafton . . . . . . . . . . . 947-1240

S Y A D S E N D E W D Y R N A IT A GR RRYY GRAND MIL TA LILTIA MIM T

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For over 60 years Grand Furniture has proudly served hard working military families by providing quality home furnishings, bedding, electronics & appliances.

FREE

LOCAL DELIVERY With This Coupon *Restrictionsapply. apply.Offer Offer valid military personnel Military IDbe must be presented at *Restrictions valid for for military personnel only.only.

Military ID must presented at the time thepurchase. time of Must purchase.

Must present original coupon.

Delivery mustonly. be taken Tuesday-Friday of present original coupon.

Coupon is valid Wednesday Delivery must be taken only. Local delivery available in available the 7 Cities of7Tidewater.

Cannot be combined with anywith Tuesday-Friday only. Local delivery in the Cities of Tidewater.

Cannot be combined other offer.

Non-transferable and non-redeemable any other offer.

Non-transferable and non-redeemablefor forcash. cash.

Visit any one of our six locations to receive your discount!

Remember: Military allotment accounts available.

757-457-0006

757-638-0641

757-497-4891

757-872-9880

757-588-1331

757-826-6945

*Restrictions apply.

Images might beshown. as shown. for military personnel Military ID be must be presented at theoftime of purchase.

Discount on regular, price merchandise.

Not valid onNot Create Room Express *Restrictions apply.

Images might not not be as OfferOffer validvalid for military personnel only. only.

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Discount valid onvalid regular, everydayeveryday price merchandise on Wednesdays only. validAon Create A Room merchandise.

Excludes electronics, appliances and bedding.

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Express merchandise. Excludes electronics, appliances and bedding.

Cannot be combined withbe anycombined other offer.

Non-transferable non-redeemable fornon-redeemable cash. Expires 12/31/10 PROMO CODE: 5MILITARY

PAGE 22 | GETTING SETTLED | Spring 2011

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PAGE 24 | GETTING SETTLED | Spring 2011

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NAVAL MEDICAL CENTER PORTSMOUTH

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PAGE 30 | GETTING SETTLED | Spring 2011

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7( D 7/, 4,4 =/ $ $" 14,4 /7 7 8 7' A =(/-8 ++ 9 '?0? /7 ', (+ ,/-74+/ %' (-% @84 7,D4,(+4 8 7A =(/-8 7 , ( /7 - B(=& =& 17(/7(=( 8 +(8= (- ?0F'"F - 7 7 /7 - , (-= (- /=& D8= ,4 & %@ 8= (8 17/A( 7 8 7A =(/- /-!7, =(/- -@, 74 & - ' /,,/ =(/-8 7 17/) = =/ @- A (+' + / ! ( + =7 A + 78 7 7 77 =/ 7,D -=7 + 8 7A =(/-8 /7 +/ %(-% = /-' =7 = &/= +4

" # /@8(-% (- /7, =(/- @8 @+ =/ /@= /@- ,(+(= 7D - 1 7=, -= / -8 1 78/-' - + 88(%- =/ - B @=D 8= =(/-8 8= = 8( /7 /A 78 8 (8 +8/ A (+ + = =& %(/- + /@8(-% + /, -= 74 ! % "

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PAGE 34 | GETTING SETTLED | Spring 2011

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

OUR MISSION IS TO PROTECT AND SUPPORT THOSE WHO PROTECT US! Currently many dealers take extreme advantage of our military car buyers. After almost daily experience of trying to get our men and women in uniform out of their unreliable vehicles, that they typically owe double against the value, and trying to help cases it can not be done due to the lenders not willing to roll over but so much negative equity into an auto loan.

With this program, that will no longer be an issue. All vehicles will have a sale price of under N.A.D.A retail value.

All loans will be shopped for the very best rate. Never rely on ONE Credit Union, or lender. Let them compete for YOUR business. All of the stated actions will save the maximum amount of time and money.

Only Dealers with a Better Business Bureau rating of AAA and the willingness to have the sale price under the N.A.D.A. retail guides and the ability to shop and compare lenders A.P.R. rates and terms will be selected.

By invitation only.

PAGE 35 | GETTING SETTLED | Spring 2011

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