2021-09-11 - The Toms River Times

The TOMS RIVER Times Vol. 17 - No. 20

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Veteran Survived 9/11, Helped At Ground Zero

Community Mourns Fallen Lifeguard

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Community News Pages 10-15, 17

Dear Pharmacist Page 19

Classifieds Page 25

Inside The Law Page 31

By Bob Vosseller TOMS RIVER – A popular fundraiser to benefit children with cancer will return later this month. The Radiothon has gained a new sponsor but features a familiar face.

Ocean of Love Executive Director Theresa Segui said her organi-

─Photo by Veronica L. Yankowski (Above) The devastation at Ground Zero will live on in people’s minds and hearts for a lifetime. (Right) Fred Rubenstein, a Barnegat resident and survivor.

By Stephanie then left lasting impres- able to Faughnan sions of a war-torn land. c o m BARNEGAT – More ─Photo courtesy Fred Rubenstein Just 19 years old at the munithan thirty years before time, Rubenstein partic- cate by radio. were signs of life, we September 11, 2001, ipated in air rescue mis“If we came across brought them up.”

Barnegat resident Fred sions conducted during someone who was dead, Rubenstein was one Rubenstein served with the night. Under cover we were ordered to leave of the lucky ones who the fifth Air Rescue of darkness, a rope was them behind,” explained returned home from the Squadron at Tan Son lowered down to pick Rubenstein. “We took Vietnam War. His luck Nhut Air Base in Viet up pilots who were shot one of their dog tags for carried him through yet Nam. His experiences down or other soldiers identification. If there (Vet - See Page 4)

Ocean Of Love Fundraiser To Return With High Hopes zation is very excited about the return of the radiothon event which this year is being sponsored by a new radio station, 95.9 WRAT. This marks the 23rd year for the Billboard Radiothon that will benefit the non-profit, charitable 501 (c)(3) organization dedicated to

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helping Ocean County children with cancer and their families.

“Our purpose is to a ssist t he ch i ld re n through their illness.

We provide financial and emotional support so that they can experience the ‘normal’ joys of childhood, knowing their lives are signif-

icant and meaningful to each and every one of us,” Segui said.

The four-day long e ve nt w i l l b e n ef it t h e O c e a n C ou nt y non-profit and aims to raise $109,000 for the organization which supports children facing cancer and their families. The event will

kick off on September 23.

Previously, the Radiothon benefit was hosted

by Townsquare Media and featured radio personality Andy Chase.

In a promotional spot for the event, Chase remarked, “I am so excited about this.” The

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September 11, 2021

(Love - See Page 7)

By Chris Lundy, Alyssa Riccardi and Bob Vosseller BERKELEY – Hundreds of Keith Pinto’s family and friends came out to remember him at a heartfelt vigil on the beach.

Pinto, 19, was working at the White Sands beach on August 30, when a sudden storm tore through Ocean County. He was killed and seven others were injured.

Mementos, photos, flowers, and candles surrounded the lifeguard chair as loved ones shared memories.

Among those who spoke during the vigil was his twin brother Kevin who said “I want to thank everyone who came out to celebrate Keith’s life. Don’t mourn him. He wouldn’t want everyone crying over him. That just wasn’t the kind of person he was.”

Keith and Kevin Pinto served on the lifeguard squad since they were 16 years old.

Their brother Tyler was a lifeguard before them and currently serves on the Toms River Police Department.

“He was just naturally funny and loving and caring,” his sister Tina told TV reporters.

The story attracted international attention.

The teenager was known for his kindness (Vigil - See Page 9)

Locals Ramped Up For New Skate Park

By Chris Lundy TOMS RIVER – Castle Park has been one of the coolest parks around for a while, and it just got cooler.

A skate park opened up in one corner of the park, right next to the castle play area.

There are also picnic tables off to the side.

The facility is not just for skateboards, as scooters and roller skates were also being used on the day they cut the ribbon on it.

And it’s not just for teens, as kids and adults were also taking to it.

Anthony Devecka recalled going to a (Vet - See Page 5)

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Page 2, The Toms River Times, September 11, 2021

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Page 4, The Toms River Times, September 11, 2021

Vet:

Continued From Page 1 another life-threatening encounter as a survivor of the 9-11 terrorist attacks.

A native of the big city, Rubenstein and his wife decided to move to Barnegat 28 years ago. Rubenstein kept his job with the New York Metropolitan Transportation Authority and made the commute by catching the bus from Toms River.

On September 11, 2001, Rubenstein, 52, was scheduled for a 9 a.m. meeting with then-Mayor Rudy Giuliani as part of a transportation planning task force at 7 World Trade Center.

“My expertise was in buses, while others on the task force represented the subways, ferries, and taxi and limousine industry,” Rubenstein shared. “We were meeting to plan the reorganization of buses; at the time, exclusive bus lanes were just coming out.”

Once he was in the city, Rubenstein hopped on a subway from his office to go downtown.

It was primary election day, and the subway was in great demand. Rubenstein’s initial plan was to drop off some donuts to share with some of his colleagues at one of the MTA garages.

As he got off at his stop by Pace University at the City Hall/Brooklyn Bridge, Rubenstein began his walk to leave the station.

“It was a bit of a walk, so it took me a few minutes,” said Rubenstein. “As I got out, I heard the loud engines and knew something was wrong. I looked and saw the impact a few minutes earlier, precisely at 8:46.”

Rubenstein’s first reaction was that the plane hitting the tower was accidental. However, as thoughts raced through his head, he examined the situation logically. Rubenstein knew something about air traffic, which included the fact that commercial jetliners did not fly over the populated portions of lower Manhattan.

He next considered the prospect that mechanical failure caused the plane to veer off course.

But, he changed his mind as his digital pager started issuing bulletins about the Pentagon and Shanksville, Pennsylvania.

“I was standing near a young cop whose shield was so new that his badge was still shining,” Rubenstein recalled. “He was a rookie and a young kid and looked at me. We were both in awe.”

“My God, we’re at war,” said Rubenstein to the young officer he would never see again.

As the air filled with a cloud of greyish powder, people began running away. They were covered from their noses to their toes in a horrible soot. Rubenstein couldn’t believe what he saw, including people falling or jumping from the towers.

“It was one of the most heart-wrenching, but at the same time, scary and sickening things I’ve ever seen in my life, “admitted Rubenstein.

“It made what I saw in Viet Nam look calm.”

Rubenstein’s instincts as a veteran kicked in.

He immediately sprang into action and walked to the nearest MTA bus garage. Rubenstein then made good use of the bus license he still maintains to this date.

No one had any plans of what to do in the case of a catastrophic event. So whatever bus was in drivable condition started heading south along the West Side Drive.

“We organized people and packed several buses with people willing to go to the Red Cross to give blood,” Rubenstein shared. “We realized

there were very few people to be carried out or to have blood transfused into them.”

The buses ultimately ended up transporting emergency crews from Long Island, Queens, Staten Island, and Westchester County. They brought in scores of firefighters, police officers, and medical personnel who would have no other means of transportation to come to the scene.

Buses don’t have fuel gauges and there was no time to stop at the regular city garages. None of the private filling stations ever charged for refueling the tanks. After all, they were all Americans in this rescue mission together.

Rubenstein came back to Barnegat after 36 sleepless hours. At the local mayor’s request, Rubenstein spoke of his experience at a Barnegat Township Committee meeting. He also shared his plans to go back to Ground Zero.

After hearing Rubenstein speak at the meeting, now retired Barnegat Police Officer Steve Tater contacted him. The two headed into New York and went down to the staging area, where the Red Cross was set up on old Broadway.

“At this point, I was with the rescue crew,” said Rubenstein. “I was doing part of the digging because a number of transit personnel were lost and unaccounted for – I knew them.”

“I had both a professional and personal stake in the game,” continued Rubenstein. “As we worked, all of us would get overcome with emotion and get down on our hands and knees, especially if we pulled up a body part.”

The discovery of any human part would cause the digging to move madly in search of the rest of the victim.

No one had to utter the words – the rescue mission was one of search and recovery.

As he and the others dug feverishly, silence permeated the air. Every team member’s face was etched with total shock and bewilderment.

“I was there for the whole thing from when it happened until after we just about shut it down,” Rubenstein shared. “We had dogs out sniffing for human remains. We did everything we could to try and make sure that nobody was left under that debris.”

No one thought of the toxic environment as they worked on the recovery. Among the materials used in the construction of the World Trade Center was asbestos, a known carcinogen. Like many others, Rubenstein learned the atmosphere impacted him.

Rubenstein recently passed his first year as a prostate cancer survivor. The Victim’s Compensation Fund confirmed that his diagnosis was causally related to his presence at Ground Zero. The Barnegat man also continues to experience Post Traumatic Stress Disorder as the result of the tragic day 20 years ago.

Barnegat Mayor Al Bille requested that Rubenstein head up a solemn 9-11 commemoration on the anniversary. The event starts at 8 am at the Barnegat High School Athletic Field.

“I see the ceremony as therapeutic,” said Rubenstein. “I’ve asked Brian Latwis (Superintendent of Schools) to talk as we must be educational. We must get young people to understand that if their judgment is telling them something is out of sorts, it needs to be reported.”

Fred Rubenstein might know a few things about war, rescue and recovery. But, at 72, he also considers himself blessed to be a survivor.

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Park:

Continued From Page 1 Township Council meeting asking the governing body for a skate park. Some of them were on board, but some needed a lot of convincing.

He got a few hundred signatures in favor of his proposal and reached out to the Skatepark Project, formerly the Tony Hawk Foundation, which helps communities fund skate parks.

And now, here it was, fully built and being used by dozens of people.

Hell On Wheels provided music and a crew for the opening day. At one point, they were blasting hard rock music, and if you stood in the right place you could hear the mix of AC/DC and an ice cream truck jingle. That combination seemed to be a good metaphor for the skate park. Skaters say that there is a negative stigma against them because people think they are more AC/DC than ice cream jingle, but the reality is that there

The Toms River Times, September 11, 2021, Page 5 were a variety of people who are attracted to the sport.

Some were little kids. Some were teens.

Some were parents.

John Jackson’s kid was a little young for it now, but he’ll probably be going there when he grows up. It’ll be something for them to do together. Jackson was 18 when he started skating, and he’s 36 now. “It turned my life around,” he said.

Toms River never had a skate park, he said.

If you wanted to get into the hobby, there wasn’t any place to go.

“If you’re a kid, this gives you a place to meet with people who have the same interest,” he said.

“With 11 different elementary schools in Toms River, you might never meet each other,” his brother Nate Jackson pointed out.

During the ribbon cutting, there were opportunities to sign up to use the park.

It’s free, but you have to sign a waiver. The paperwork will be available at the youth center.

─Photo by Chris Lundy Kids and adults test out the new skate park located at Castle Park.

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Page 6, The Toms River Times, September 11, 2021

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─Photo courtesy Ocean Beach Volunteer Fire Company LAVALLETTE – The Ocean Beach Volunteer Fire Company is pleased to say they currently had 11 operators complete training and are currently training more crew members. After a quick manufacturer required oil change the boat should then be placed in service for the remainder of the season. Once approved and scheduled they are hoping to have the boat on a lift sometime next year and then will be in service for 12 months instead of seasonally.

The Ocean Beach Volunteer Fire Company thanks all of those who have made this

improvement to their response capabilities possible, especially the taxpayers who approved the purchase!

They also want to recognize their committee who spent several years in the planning of this replacement, Chief Drew Calvo, Asst. Chief Frank Stanislaski, Past Chief Bill Giordano, Past Asst. Chief Dave Zeh and Firefighter Chris LaNeve, the Toms River Fire Dist. 1 Board of Fire Commissioners, Scott Clanton of Safeboats, Ed West of Safeboats and the highly experienced instructor Chris Mogavero.

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Love:

Continued From Page 1 spot announced that Beasley Media Group’s 95.9 WRAT was the new event sponsor and was committed to raise the $109,000 total to aid Ocean County children with cancer and their families.

“The funds raised do so much more than provide financial relief for the families. It gives families a safe place to go for companionship, understanding and support,” Segui said.

WRAT Radio personality Gotts will live on top of the 30-foot billboard situated inside the Lowes/Target parking lot at 1331 Hooper Ave. During this time, the public is invited to stop by to make a donation. To date, the annual billboard radiothon has raised more than $2 million dollars since starting in 1998.

Chase said, “Gotts is a legend on the radio, 95.9 The Rat. He’s the promo guy. He’s the community guy. He’s crazy but the most important thing is that he has a heart of gold.”

As Chase no longer works for Townsquare Media, he and Segui “had a conversation about what would be a good fit for the Radiothon. I said let’s go to the Rat and they were so excited to hear about it. They are very community based. Gotts has to be the guy living on the community billboard.”

“I might be living up there with him,” Chase added.

“Come on up,” Gotts said.

“I don’t know what my role is going to be. I’ve been doing this thing for so long but I’m happy to be part of the radiothon. I know it will be in your (Gotts) hands and the station’s hands. I think you will be amazed at this,” Chase added.

“Being invited to support Ocean of Love wasn’t an ‘if’ answer, it was a ‘when and how.’ I’m part of the unfortunate people who have been directly affected by cancer.

Being part of this incredible event is truly a special moment for us,” WRAT Program Director and Operations Manager Carl Craft said.

Each penny raised during the event will go towards providing financial assistance and emotional support for the children and families involved with Ocean of Love.

Gotts said, “I’m honored to be part of this great cause, no one – especially children – should have

─Photo courtesy Ocean Of Love Radio personalities Andy Chase, left, and Gotts of WRAT 95.9 FM gather in preparation of the September 23 kick off of the Ocean of Love Billboard Radiothon.

The Toms River Times, September 11, 2021, Page 7 to fight cancer alone and I’m here to tell everyone: we’re fighting for you! Andy is the pro at this and it is great to have him aboard.

We are so excited to jump in on this.”

“This is what it is all about, raising money for the kids. They are the real heroes in this, them and their families and friends.

The kids go through so much so for us to get up on a billboard and showing our love and our support is what is important to help them,” Gotts said.

“We are ready to do this. You guys have no idea what you are in for and that’s a good thing,” Chase said. “You will see the community coming together with people donating their hard-earned money.”

Chase noted that even during hard financial times and the current pandemic conditions, “they are still finding ways to donate some money.”

In the promotion, Gotts was presented a teddy bear featuring a tiny T-shirt bearing the Ocean of Love logo. Gotts made the bear official by slapping a WRAT 95.9 bumper sticker to its back.

Donations can also be made online at oceanoflove.org, or by calling 732-2703500.

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Page 8, The Toms River Times, September 11, 2021

Spotlight On Government Correspondence & Commentary From Your Local, County, State & Federal Officials

National Defense Authorization Act Would Support Soldiers, Jobs From The Desk Of

Congressman Andy Kim Washington, D.C. – Congressman Andy Kim voted to pass the National Defense Authorization Act (NDAA) for Fiscal Year 2022 through the House Armed Services Committee. Cong ressman K im worked to secure historic investments in technology, innovation, and future technologies to prepare for the unprecedented challenges facing our nation while recognizing the sacrifices our military members and their families make through a significant pay raise for all military servicemembers.

The bill passed through committee with a bipartisan vote of 57-2.

“The last place partisan politics belongs is in discussions about our national security, and I’m proud to have worked with colleagues in both parties to achieve significant wins for our servicemembers, their families, and New Jersey,” said Congressman Kim. “From providing billions of dollars to create new

jobs and suppor t small businesses in Burlington and Ocean Counties, to achieving a pay raise for all military servicemembers, to major investments in DoD climate research, I’m proud to have worked in a bipartisan way to get these priorities passed.”

The NDAA for Fiscal Year 2022 passed through the House Committee on Armed Services contains provisions championed

by Congressman Kim including: Jobs In New Jersey • Supporting the defense industrial base in New Jersey and creates jobs through prog r a m s t hat suppor t contractors, subcontractors, and small businesses in Burlington and Ocean Counties.

• Expanding opportunities for the CACI C5ISR project at Joint Base McGuire Dix-Lakehurst, which operationalizes the capability of U.S. forces to operate from environments where access to GPS is not avail-

able.

• $25.866 million for Aegis Ashore Guam, which supports hundreds of good, high-paying engineering and manufacturing jobs at the Lockheed Martin facility in Moorestown.

Funding for the development of a digital low noise amplifier modification to the existing A N/SPY-1 radar to be done in New Jersey.

• Directing a study from the Navy that will posit ion L o ck he e d Ma r t i n Moorestown to compete and win contracts that will f und more high-paying manufacturing jobs in New Jersey.

• $6.369 billion in continued support for the Virg i n ia- Cla ss subma r i ne program, which supports at least nine small parts manufacturers in NJ-03, including DC Fabricators in Florence, Champion Fasteners in Lumberton, Garvey Precision Machine in Willingboro, and Sea Box in Cinnaminson among others.

Wins for Military Families • 2.7 percent increase in military pay for all military servicemembers.

• Revolutionizing the military’s response to reports of sexual harassment and

sexual assault by criminalizing sexual harassment within the Uniform Code of Military Justice and moving prosecution decisions in cases of sexual assault, sexual harassment, and all offenses against children out of the military chain of command.

• Supporting military families by expanding military parental leave to 18 weeks and expanding allowable leave for military foster parents.

• Directing DoD to use strict standards for limiting PFAS chemicals and restricting DoD from purchasing products that contain PFAS. These changes build on Congressman Kim’s legislation to phase out the use of firefighting foam containing PFAS, which was passed into law as part of the Fiscal Year 2020 NDAA, to protect the health of our servicemembers, their families, and surrounding communities.

Creating a basic needs allowance to ensure all military families can put food on the table and live dignified lives. Congressman Kim is a cosponsor of the Military Hunger Prevention Act and highlighted hunger among military families in a recent Armed Services Committee hearing.

• Directing DoD to expand a current pilot program that provides scheduling assistance for servicemembers and their families seeking mental health appointments at military medical treatment facilities and clinics.

Defense, Cyber Security, Innovation, and Climate • Investing $24 million in DoD climate research.

Significantly increased investments in cyber and innovative technologies, including R&D partnerships, biotechnologies, and navigation systems to maintain our technological edge, including an additional $50 million to protect military information systems.

• Countering the strategic challenges posed by the People’s Republic of China by reaffirming the central role of close allies and partners in the Indo-Pacific region.

• Creating a commission to study the conf lict in Afghanistan and requiring them to provide annual reporting and bi-annual briefings, including plans to evacuate Afghan allies, military equipment left in Afghanistan, updates on threats, and the status of any military cooperation between the Taliban and China, Russia, or Iran.

• Providing an additional

$15 million for the GenCyber program, a summer cybersecurity camp for K-12 students and teachers to increase training and interest in cybersecurity skillsets.

• Increasing funding for the Science, Mathematics, and Research for Transformation (SMART) Scholarship-for-Service program from $77 million to $84 million so more undergraduate and graduate students in STEM fields who have already committed to working in national security can access this pipeline for training the next generation of cybersecurity experts.

• Supporting the creation of the DoD Artificial Intelligence (AI) Enterprise Infrastructure and Cybersecurity Committee and encouraging DoD to invest in machine learning to help grow our national cybersecurity apparatus.

• Encouraging DoD to adopt new technologies by supporting emerging technology adoption training programs and requiring DoD to submit a report to Congress on plans for future training programs. Congressman Kim identified this need in consultation with defense startups and at events like the New Jersey National Security Innovation Summit.

NJ Lottery Launches Underage Gambling Campaign

By Alyssa Riccardi NEW JERSEY – The New Jersey Lottery (NJL) and the Council on Compulsive Gambling of New Jersey, Inc. (CCGNJ) have recently announced their annual “Not 18 Yet? No Bet” awareness campaign.

The goal of the campaign is to remind residents that New Jersey law prohibits the sale of lottery tickets by or to anyone under the age of 18.

This year, the campaign’s kickoff event was held at Corner Xpress, 5 Lawrenceville Pennington Road in Lawrence Township, a lottery retailer. There, NJL Executive Director James Carey and CCGNJ Acting

Executive Director Felicia Grondin renewed their organizations’ commitment to responsible play and the prevention of underage gambling.

“The New Jersey Lottery has a longstanding commitment to promoting responsible play and preventing underage lottery participation,” Carey said. “We work closely with the CCGNJ to raise awareness about the age restriction on lottery play amongst our retailers in New Jersey and we support the Council’s ongoing efforts to prevent underage gambling. Responsible gaming is central to our overall mission of providing a first-class Lottery experience.”

The “Not 18 Yet? No Bet” campaign includes a brochure providing information about the most prevalent types of teen betting, and ways to recognize signs of a gambling problem, for retailer and player education. It also lists contact information on how to receive advice and assistance.

These brochures are available at over 7,000 lottery locations or you can view it online at njs-cdn.lotteryservices.com/content/dam/ portal/pdfs/responsible-play/No18-NoBet_Brochure_English.pdf.

“Preventing the onset of gambling addiction among adolescents and young adults is a major focus of the Council on Compulsive

Gambling of New Jersey. The New Jersey Lottery’s message of how to recognize signs of problem gambling in minors is of significant benefit to the Council in its work to educate residents about the dangers that exist for young people who engage in any type of gambling,” Grondin said. “The Lottery continues to be a great partner in promoting Council’s helpline number. If a parent thinks their child might have a gambling problem, they can call 1-800-GAMBLER® anytime for support and information.”

For more information and help for compulsive gambling problems, visit 800gambler. org.

Government 0fficials... Have news that you would like the community to be involved with? Let everyone know by placing a news release in this paper!

Send it to news@jerseyshoreonline.com.

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Vigil:

Continued From Page 1 and his dedication to his loved ones. He graduated from Toms River High School North and was a sophomore at Ocean County College. He was studying criminal justice psychology and had plans to join the U.S. Marines.

The Seaside Heights Borough Council and the Toms River Board of Education were among the groups that held moments of silence at their most recent meetings.

Governor Phil Murphy signed an executive order for flags to be flown at half staff on September 3 for Pinto.

“I was devastated to learn of Keith’s passing in a tragic incident earlier this week,” Murphy said. “He took on the selfless and great responsibility of protecting beachgoers at White Sands Beach. We mourn

By Bob Vosseller BERKELEY – The weather was picture perfect for most of this past Labor Day weekend and beaches in the township were well patrolled with some new faces - and some old friends.

It was a diff icult weekend for the members of the township beach patrol following the tragedy of when lightning st r uck an alu minu m lifeg uard stand during a sudden storm on August 30, killing 19-year-old Keith Pinto.

His funeral was held on September 4 and was at tended by f r iends and family - including many of his fellow lifeguards.

Berkeley Township Recreation Department Director Mark Dykoff said that with the locals attending the funeral, other lifeguards stepped in from other towns to fill in.

Tom Kushner was among those who helped out. He normally serves as an Island Beach State Park lifeguard. He previously ser ved with the Berkeley Township squad and said he was happy to return and assist in the effort during Labor Day weekend.

Xaiver Moran of the Cape May Beach Patrol and Branden Saccio, a guard at IBSP, were also recr uited for the shortfall.

The Toms River Times, September 11, 2021, Page 9 his loss and we will never forget his service to Berkeley Township and the many families that he kept safe. Our prayers are with Keith’s family, friends, and his fellow lifeguards.”

White Sands is in the South Seaside Park section of Berkeley Township between 21st and 23rd streets. The tragedy occurred around 4:30 p.m. on August 30, and four out of the eight victims of the lightning strike were lifeguards.

According to Berkeley Township Police Chief Kevin H. Santucci, first aid and advanced life support was rendered to the victims. The survivors were taken to Community Medical Center in Toms River for treatment after suffering headaches, dizziness and hearing issues. Crisis counselors were made available for beach staff employees.

Berkeley Mayor Amato and Township

Recreation Director Mark Dykoff were both present at the vigil and they extended their condolences to the Pinto family and his friends.

Mayor Amato noted that Pinto’s loss was “tragic and heartbreaking for our town and the entire Jersey Shore.”

The mayor also noted that the teenager “was out there every day protecting the lives of others. Our lifeguard teams, like so many along the shore, develop special connections with our community throughout the summer, which makes this loss even greater.”

“On behalf of myself and our entire community, I offer our deepest and most heartfelt condolences to the family and friends of this young man,” the mayor said.

An online fundraiser was started to cover funeral expenses for him.

“Words cannot describe how so many of us are feeling right now,” said Chase Vander

Vliet, who organized the fundraiser.

Vander Vliet added, “we lost a special guy tonight, one who was so close and meant so much to so many people. It would be impossible to get it all into words how much our friend meant to us but we all know how amazing he was.”

“Keith has left behind an overwhelming amount of amazing memories that will live in our hearts forever. All donations will go directly to Keith’s family for the proper goodbye that he deserves. Our hearts are broken by what happened and all our love and support go out to the Pinto family and all others affected by this tragedy. We’re going to miss you so much brother,” Vander Vliet said.

The fundraiser can be found at GoFundMe. com. Click on the Search magnifying glass on the top left of the page and type “rest in peace Keith Pinto” to get there.

Lifeguards Help Each Other In Time Of Need “We heard what happened here and our organization is very strong so we all pitched in,” Saccio said. DJ Draus, a lifeguard from Belmar, took a day’s shift as well.

“It was pretty busy where we were this summer. Everyone wanted to get outside again. We are definitely a tourist destination,” Moran added.

“Dominic Fraulo (of Bayville) was a rookie here last year and he moved over to Island Beach State Park this year,” Dykoff said. “ISBSP is lending him to us for the weekend.”

This summer has been an unusual one for South Seaside Park so far as attendance went. “Our dailies are way down. I’m not sure about our seasonals.

Last year we had to limit our dailies to 50 per beach. We are dictated by Island Beach State Park. Last year they reduced their attendance and consequently what happened was we got their overf low,” Dykoff said.

He added t hat “ we operate t h ree stands with two (lifeguards) each and we normally man with 16 lifeguards per season.”

Trevor Good, who was or iginally from Bayville and who now lives in Delaware, was another former Berkeley lifeguard who came to help.

“Trevor helped us get everything organized yesterday morning when our captain and others were at the funeral and he really took charge and helped us out,” Dykoff added.

Pitching in for the weekend was a bit bittersweet, Good said, given the circumstances. He had trained with Keith Pinto.

“Coming back to help was the least I could do. It was a way to help in a small way,” Good said. “He was a good kid.

A fantastic guy from a good family. It was tragic all the way around. Once you are a guard you are one for life. We have some who haven’t been guards in five years but they came back to help for this specific weekend which was really a nice thing I think.”

“It has always been a very close-knit family here compared to other beaches and that is why I think we came back

to show our support this weekend,” he added.

Good said, “it is a beautiful thing to see all these other guards from Cape May and Belmar, Long Branch and IBSP. The suppor t they showed was awesome.”

Fellow lifeguard Steve Swenson sat beside Good watching the waves and those swimming in them that morning.

He noted, “it is heart breaking and a bittersweet thing but it goes to show you how deep the roots are for lifeguarding in New Jersey. Ever ybody comes out to support one another. We really do have each other’s backs.

“This is a huge tragedy for the community a huge tragedy for such a young life to be lost but I’m proud to come here and help and do what I can to assist these guys in the last days of the summer and represent Belmar,” he said.

MANCHESTER TIMES • BERKELEY TIMES • BRICK TIMES JACKSON TIMES • HOWELL TIMES • TOMS RIVER TIMES SOUTHERN OCEAN TIMES

─Photo courtesy GoFundMe Keith Pinto was remembered as a good natured young man who was always helping others.

President & Publisher Stewart Swann

Vice President/COO

Distribution Manager

Jason Allentoff

Laura Hoban

News Editor

Assistant News Editor

Sales Manager

Chris Lundy

Bob Vosseller

Lorrie Toscano

Production Manager

Graphic Artist

Layout Designer

Allison Gradzki

Adriana Starcic

Murphy Miranda

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Page 10, The Toms River Times, September 11, 2021

The TOMS RIVER Times MICROMEDIA PUBLICATIONS

In This Week’s Edition

Community News C lub N ews , A ctivities , E vents & A nnouncements

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OCC Student Designs Community Garden Sign

TOMS RIVER – Congratulations to Skyler Hudson, an Ocean County College graphic design student whose beautiful sign was installed at the Riverwood Community Garden! Skyler entered a design contest in Professor Pustiak’s graphic design course for extra practice and won first place!

Illustrating design elements and then

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─Photo courtesy Ocean County College transposing them to a digital medium using Adobe Illustrator, Skyler created 15 different versions of the final design. After the sign was placed, Skyler, her cousin and best friend volunteered at the Riverwood Community Garden! Skyler is planning a career in the design field as an interior designer or a product designer.

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The Toms River Times, September 11, 2021, Page 11

Community News C lub N ews , A ctivities , E vents & A nnouncements

Silverton EMS Receive New Ambulance

TOMS RIVER – Here is a picture of Silverton EMS’ new ambulance that was just put in service on August 25. Within 72 hours since being put in service it has

─Photo courtesy Silverton EMS already responded to over 25 emergency calls for service and travelled 500 miles!

This ambulance was purchased with funds from the squad and ZERO tax dollars!

DeRiggi Named Ocean County Teacher Of The Year

TOMS RIVER – North Dover Elementary School teacher Michael DeRiggi, who was named an “Extraordinary Educator” by Curriculum Associates last year, was recognized

as Ocean County Teacher of the Year by the New Jersey School Boards Association during a virtual, Facebook Live ceremony held on August 25. Congratulations, Michael!

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Page 12, The Toms River Times, September 11, 2021

Ocean County History Day To Be Held On September 12th Join the Ocean County Historical Society and Ocean County Cultural and Heritage as we celebrate Ocean County History Day on Sunday, September 12th from 10:00 AM until 3:00 PM at the Ocean County Historical Society 26 Hadley Ave. Toms River.

• Exhibits by numerous local historical societies & museums • 1950's & 1960's music by the band Jersey Gold • Tour of our Victorian style home & museum • Visit the Ocean County Historical Model Railroad Club exhibit • Meet historical reenactors • Tour our new uniform exhibit and more!

There is no charge for admission!

For additional information call Jeff at 609.339.9134

Community News C lub N ews , A ctivities , E vents & A nnouncements

Live Performances Mark Hispanic Heritage Month

TOMS RIVER – The Ocean County Library will host a trio of performances by the Alborada Spanish Dance Theater during Hispanic Heritage Month.

“Romeria del Rocio,” a virtual performance, will take place at 6 p.m. September 15. Registrants at theoceancountylibrary. org/events will receive links for the Zoom event by email.

“Romeria del Rocio” is a joyous flamenco tribute to the pilgrimage undertaken annually on the Iberian Peninsula and in countries once colonized by Spain and Portugal. The video was recorded in Sandy Hook and other locales.

Following that will be the first live performances in the Toms River Branch since the onset of the pandemic in 2020.

“Spanish Tapas” will be presented in Mancini Hall at 6:30 p.m. September 29.

Colorfully costumed flamenco dancers will be accompanied by a classical guitarist.

The group’s Teen Dance Workshop will give teens a chance to experience the thrill of learning intricate steps in Mancini Hall at 6 p.m. October 13.

Registration is required for these free programs. Sign up and see more details at theoceancountylibrary.org/events or call the Toms River Branch, 732-349-6200.

During Hispanic Heritage Month, September 15 through October 15, the Library will feature programs, films, stories and crafts for all ages, honoring Hispanic and Latino contributions to culture in the US and around the world.

Downtown Comfort Food Festival

TOMS RIVER – Join the Downtown Toms River Business Improvement District for their Comfort Food Festival on September 18 from 12 to 6 p.m.

They have transitioned their traditional Chili Cook-Off into a festival highlighting all of the favorite comfort foods. This year we will be foregoing the public tasting/ contest portion of the event and will fill the streets with food trucks serving your favorite foods. Think BBQ, mac and cheese,

pizza, and yes they will still have chili!

In addition to all the great food, the street will be filled with vendors, kids rides, live entertainment and a beer & wine garden provided by Toms River Volunteer Fire Co. #1. Local businesses, restaurants, brewery and distillery open on the street. Free Admission & Free Parking in downtown during the event.

Vendor space still available. Visit downtowntomsriver.com for more information.

The Toms River Times welcomes your special announcements! Engagements, Weddings, Births, Birthday Wishes, etc. Please call 732-657-7344 for more details!

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The Toms River Times, September 11, 2021, Page 13

Community News C lub N ews , A ctivities , E vents & A nnouncements

Mystery Author & Poet Kit Frick Is Next Virtual Speaker

April, 2022.

Her poetry compilations include “A Small Rising Up in the Lungs;” “Kill Your Darlings, Clementine;” and “Echo, Echo, Light.” She edits a nationally-distributed chapbook series, and operates an independent editing service and studio for aspiring writers.

The series is presented in partnership with Booktowne, Manasquan. Attendees will receive a 10 percent discount for Booktowne that can be used through their website.

Registration for this free program is required at theoceancountylibrary.org/ events. Registrants will receive a link by email to join the program.

TOMS RIVER – Thriller writer, poet and editor Kit Frick will discuss her world of creativity as a featured guest of the Ocean County Library’s “Dive Into YA: It’s Not Just for Teens” virtual discussions, 6 p.m. on September 16.

The chat series aims to show how real issues, vivid writing, diverse characters and imaginative concepts propel Young Adult literature beyond traditional age categories.

Ms. Frick won awards and accolades for 2018’s “I Killed Zoe Spanos,” her third taut romantic mystery. It was preceded by “All Eyes On Us” and “See All the Stars.” Her next novel, “Very Bad People,” is scheduled for publication in

Julia Caesar: A Play for Unprecedented Times, Presented By Exit 82 Theater

TOMS RIVER – Rising from the ashes...

Join us back at the Exit 82 Studio Theater for “Julia Caesar: A Play for Unprecedented Times!” This original comedy follows a community theatre troupe on track to produce a female-led reimagination of Julius Caesar. The rehearsal process is well underway until the COVID-19 pandemic strikes bringing a mandated closure of theatre. This troupe works to adapt a facemasked, socially-distanced production, with plenty of laughs along the way, to adjust to life’s “new normal!”

Show dates and times:

• September 16 at 8 p.m.

• September 17 at 8 p.m. ​​

Event Details: General Admission & Senior tickets are available. Running time is approximately 75 minutes with no intermission. This performance takes place at the Exit 82 Studio Theater at 73 Main Street in downtown Toms River.

The Studio Theater is BYOB​. Audience members are encouraged to wear a mask inside the theater. Parking is available at street meters or in the parking lots on Irons St. and Hyers St.

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Page 14, The Toms River Times, September 11, 2021

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C lub N ews , A ctivities , E vents & A nnouncements

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By Chris Lundy TOMS RIVER – A man who stabbed a woman multiple times in the head, face, and body has pled guilty to the crime, police reported.

Carles Bryant, 34, of Millville, will be sentenced on October 13 for Attempted Murder.

The state is seeking 15 years in prison. Under the No Early Release Act, he must serve 85% of his term before being eligible for parole.

The attack took place took place on the night of March 3 at the Howard Johnson Hotel in Toms River. The victim in the assault was treated and released from Jersey Shore University Medical Center in Neptune.

Bryant was on the run for a bit, but was arrested without incident on March 19 in Atlantic City by the United States Marshals

Service.

Ocean County Prosecutor Bradley D. Prosecutor Billhimer acknowledged the diligent efforts of Assistant Prosecutor Victoria Veni who handled the case on behalf of the State, as well as the Ocean County Prosecutor’s Office Major Crime Unit, Ocean County Prosecutor’s Office High Tech Crime Unit, Toms River Township Police Department Detective Bureau, Toms River Township Police Department, United States Marshals Service, New Jersey State Police, and Ocean County Sheriff’s Office Crime Scene Investigation Unit, for their collaborative efforts in connection with this investigation, ultimately resulting in Bryant’s apprehension, guilty plea, and soon his state prison sentence.

Walk N’ Workout Program

TOMS RIVER – Calling all energetic adults!

This class is just what you’re looking for. It is easy, fun and the perfect exercise workout for adults. You can also meet new workout buddies. Using high energy and low impact exercises, you will enjoy this total body experience. In this class, you will increase your range of motion, strength, flexibility and endurance along with some mind and body exercises. The instructor will provide all equipment needed to get that total body workout. Exercise can be completed standing or

seated. Complete your day with a short walk on the beautiful trails of Cattus Island County Park. Have a check for $45 made payable to Linda Osowski on the first day of class.

The Walk N’ Workout program will meet outside nature center, Cattus Island County Park, on Tuesdays and Fridays from September 3 through 24, 11 a.m. to 12 p.m. $5 per person for registration. Link to the registration form: bit.ly/39dKVn7. For more information, call Ocean County Parks 732-506-9090 or visit oceancountyparks.org.

Government 0fficials... Have news that you would like the community to be involved with? Let everyone know by placing a news release in this paper!

Send it to news@jerseyshoreonline.com.

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The Toms River Times, September 11, 2021, Page 15

Community News C lub N ews , A ctivities , E vents & A nnouncements

Groups Delivered Hygiene Items To Seniors During Pandemic

By Bob Vosseller TOMS RIVER – Local car dealerships are getting a big thank you for their role in supporting members of Ocean County during the COVID-19 health crisis.

Following the onset of the pandemic in March of 2020, and the public hoarding of sanitization and personal hygiene items, many homebound seniors were unable to find toilet paper, tissues, paper towels, hand sanitizer, bleach, and disinfectants.

Seniors began to ask us for assistance from the United Way of Monmouth and Ocean County who were trying to obtain these items. Members of the agency reached out to community partners, like the Causeway Family of Dealerships, Honda of Toms River, and the Ocean County Commissioners for help getting the word out to the Ocean County community of this urgent need.

The Causeway Family of Dealerships and County Commissioners provided public notice, and the United Way placed Meals on Wheels vehicles at the dealership locations

in Manahawkin and Toms River to collect donations of personal hygiene supplies for seniors.

The United Way of Monmouth and Ocean Counties contacted their member agencies and obtained thousands of donated rolls of toilet paper and paper towels, and the Causeway Family of Dealerships purchased and donated thousands more.

United Way members started delivering personal hygiene supplies to homebound consumers in April of 2020, and by the beginning of May 2020 and distributed more than 3,000 rolls of toilet paper, paper towels, boxes of tissues, hand sanitizer and soap to over 1,000 homebound Ocean County Seniors.

The delivery of sanitization and personal hygiene items continued until the end of June 2021. During those 14 months the agency delivered more than 17,400 rolls of toilet paper, paper towels, boxes of tissues, hand sanitizer and soap to our homebound consumers

31st Annual Vest-A-Cop Event

TOMS RIVER – Join the Toms River Police Department and the Toms River PBA for the 31st Annual Vest a Cop at Pizza Hut on Route 37 in Toms River on September 27!

Dining will be offered both indoors and outdoors this year! Your very own Toms River Police officers will be waiters and waitresses for the night to raise money

for the Bullet Proof Vest Fund. They invite you to come join and let them serve you dinner. There’s fun for the entire family!

This year they have partnered with Autoland to make this event bigger and better than years past! Come enjoy the live music, DJ, dunk tank, police motorcycles, fire trucks, ambulances and much more!

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Page 16, The Toms River Times, September 11, 2021

TOMS RIVER DIABETIC

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jerseyshoreonline.com

The Toms River Times, September 11, 2021, Page 17

Community News C lub N ews , A ctivities , E vents & A nnouncements

OCC COVID-19 Testing Site Updates Hours

By Alyssa Riccardi TOMS RIVER – Starting this week, the Ocean County College COVID-19 drive-thru testing site at will be open on Wednesdays and Fridays from 9 a.m. to 12 p.m.

The clinic will be offering PCR testing. No rapid tests will be supplied at this time. The drive-thru site is located at 1 College Drive Lot #3 in Toms River.

If you have symptoms of COVID-19 and/or have been in close contact with someone with confirmed COVID-19, you should get tested.

Fully vaccinated people should be tested 3-5

days following a known exposure to someone with suspected or confirmed COVID-19 and wear a mask in public indoor settings for 14 days or until they receive a negative test result.

People who have tested positive for COVID-19 within the past 3 months and recovered do not need to get tested following an exposure as long as they do not develop new symptoms.

The CDC states that anyone with any signs or symptoms of COVID-19 is recommended to get tested regardless of vaccination status or prior infection.

Gift Auction Sponsored

By Ladies Auxiliary

TOMS RIVER – The Silverton Volunteer Fire Co. #1 Ladies Auxiliary will be holding a gift auction on September 25 from 1 to 4 p.m. at the Silverton Fire House, 15 Kettle Creek Rd., Toms River.

Tickets will be called at 4:30 p.m. Must be present to win. Must be 21 years or older.

Donations are $15 per person. No food will be provided. BYOB. Call Helen Ann for information at 732-908-0943.

Holiday City South Men’s Club To Host Halloween Party

TOMS RIVER – The Holiday City South Men’s Club will be hosting a Halloween Party on October 30 from 6 to 10 p.m.

The fee is $15 per person. There will be

a “Award for Best Costume.” Bring your own drinks, wine etc. Snacks and music will be provided.

Tickets go on sale on Fridays from 9:30 to 11 a.m.

EDUCATORS! Have a special event planned for your class? Let everyone know by placing a news release in this paper! Call 732-657-7344 to find out how!

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jerseyshoreonline.com

Page 18, The Toms River Times, September 11, 2021

H ere ’ s T o Y our H ealth •

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Hearing aids are a great rehabilitative tool when you have the funds accessible but what if you don’t? We never want to ask our children for help because we know that they have very busy lives. So, what is your next move?

Here are some options that you may or may not have been aware of. Did you know that hearing aids are a tax deduction? Hearing aids are a medical device used for aural rehabilitation and can be claimed on your income taxes.

Do you have a work flex plan? A flex plan is a plan that can be elected through your health insurance at the new year open enrollment, which is usually in November/ December, for health expenses that you

know you will be incurring such as hearing aids. You elect the amount needed and it is available to you thereafter. You can elect this option and have the funds taken out of your paycheck or even have a credit card that is tied to your plan depending on your health care carrier. To find out more information on flex plans, contact your health care provider and ask about enrollment options. Flex plans also have certain pre tax advantages.

What about finance plans? Here at Garden State Hearing and Balance Center we offer a 12-month zero percent interest financing option to all patients who would like improved hearing without any significant upfront cost. Let’s face it, sometimes the peace of mind knowing that the extra cash that you have can now be used for a true emergency is price less. Your hearing is a precious gift, so let’s not waste it.

Dr. Izzy would like to thank Dr. Tiffany Berth for contributing to this article.

His offices are in Toms River, Whiting, and Manahawkin. He can be reached at 732-276-1011 or via Web site at gardenstatehearing.com. Dr. Izzy & Staff gives Retirement Community Talks!

Send your community events to news@jerseyshoreonline.com

jerseyshoreonline.com

The Toms River Times, September 11, 2021, Page 19

H ere ’ s T o Y our H ealth Dear Pharmacist Suzy Cohen, R. Ph.

Folate Helps With Brain And Personality

By Suzy Cohen, R. Ph.

Everyone knows how important B vitamins are, especially for energy and nerve health. One of the most famous vitamins is B9 or what you see on store shelves as “folic acid.”

This is a nutrient that’s required for proper spinal development in fetuses, and ver y com monly suggested by obstetricians. Folic acid is a synthetic precursor to natural folate or 5-MTHF which your body manufactures in a very complex biochemical process.

Now there’s a new scientific paper that shows folate can help your brain.

Researchers examined a bunch of clinical studies in what’s called a “meta-analysis” and discerned from all the data (across all 60 studies/ publications) that folate can help with Alzheimer’s disease. The article is published in Frontier’s in Neuroscience. More specifically, they found that folate levels (tested via blood) were reduced in Alzheimer’s patients compared with healthy controls.

Alzheimer’s is a memory disorder t hat af fe ct s more t ha n 6 m i l l ion A m e r ic a n s a c c o r d i n g t o t h e t h e Alzheimer’s Association. On an interesting side note, I can’t help but question how any people with memory disorders are suffering from the ‘drug mugging’ effect of other medications they star ted a few years ago. Did you know that certain drugs impact your ability to absorb folate, as well

as other nutrients needed to make acetylcholine, your memory chemical? Folate is mugged by at least 178 different drugs, and probably more.

This is well documented in my world, and I’ve studied and written a famous book about it called “Drug Muggers” which is available on A mazon. A folate def iciency can change your personality.

As for folate versus folic acid, the choice is clear to me. Take the biologically active form (folate which is also called 5-MTHF) and spend the extra money to buy the body-ready form of it otherwise you won’t get optimal effects. Don’t believe people who tell you that your body will convert the folic acid to folate. If you are short on ribof lavin for example, the pathway comes to a screeching halt. To see what I mean, visit my website and read the longer version of this article where I have posted a graphic to show you how difficult this process actually is. Most people are not short on folate. But if you are, then you should be supplementing with the very best, and eating foods rich in folate like salads, leafy greens, peas, broccoli, and hummus.

If you would like to read the longer version of this article, and find out more about other herbs that can s up p or t you r br a i n f u nct ion a nd cognition, please sign up for my free newsletter at suzycohen.com.

(This information is not intended to treat, cure or diagnose your condition. Suzy Cohen is the author of “The 24-Hour Pharmacist” and “Real Solutions.” For more information, visit www.SuzyCohen.com) ©2021 SUZY COHEN, RPH. DISTRIBUTED BY DEAR PHARMACIST, INC.

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Page 20, The Toms River Times, September 11, 2021

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Community News C lub N ews , A ctivities , E vents & A nnouncements

Breast Cancer Benefit Returns To Toms River In October

─Photo Provided By Lisa Pepper It was time to sit down and enjoy some time together during the 2020 NJ Pound 4 Pink event.

By Bob Vosseller teach Pound, it is a cardio jam session TOMS RIVER – Lisa Pepper, owner of inspired by drumming. One thing we POUND With Pepper is busy these days pride ourselves more than it being a great with the planning of the second NJ Pound workout, it’s also a great global community 4 Pink which is a fundraiser for Breast of fitness rebels who love to give back to Cancer research and awareness. the community” Pepper is the organizer of this event. “I (Benefit - See Page 21)

jerseyshoreonline.com

Benefit:

Continued From Page 20 One of Pound’s platforms is Breast cancer awareness. “I went out to Arizona four years ago and attended their Pound 4 Pink.

This event was so amazing and I thought to myself ‘there is no reason that we can’t do something like this in New Jersey,’” Pepper added.

Last year, Pepper had planned to partner up with Community Medical Center in Toms River. “They were going to sponsor me. Then COVID-19 hit and they cancelled all their events. I was determined to find a way to make this event happen and I reached out to some local merchants and we held it.”

She said “it was a huge success. We

The Toms River Times, September 11, 2021, Page 21 raised a little over $2,500 for Mary’s Place by the Sea. We held the event in a local dance studio parking lot and had almost 50 participants.”

This year’s event is from 1 to 2:30 p.m. on October 9. “I have partnered up with the East Dover First Aid Squad and they are allowing us to hold the event there. We will have a DJ, live drummer to play along with the music, and some local vendors as well,” Pepper said.

The East Dover First Aid Squad is located at 535 Garfield Avenue. The event will feature a full body cardio-jam session and proceeds will once again go to Mary’s Place by the Sea. To pre-register for this event, go to Eventbrite. Donations will also be accepted at the door.

3rd Annual South Toms River Food Trucks And Craft Beer Festival

SOUTH TOMS RIVER – South Toms River EMS and the Manitou Park Vol. Fire Company are excited to announce their 3rd Annual Food Trucks and Craft Beer Festival on October 2 at the Mathis Plaza, located at Route 166 in South Toms River.

The festival will feature some of the best food trucks in the state, local craft beers, live entertainment and more!

October is quickly approaching and they are in need of event sponsors for this year

OCEAN COUNTY NJ ONLINE

Food truck and craft beer festival.

They have several packages for sponsorship opportunities that offer several different opportunities to bring awareness to your business! This is a growing event that draws in large crowds and is perfect to bring awareness to you and your company!

If you’re interested in contributing and assisting as an event sponsor, email FTApplications@strfas.org.

Home of Sun and Fun Summer Events • Fall Festivals • Fireworks • Year Round Fun For All

Your Gateway Resource to Ocean County NJ Information

♦ Ocean County Events ♦ Community Information ♦ Business Listings

www.OceanCountyNJOnline.com

SATURDAY, SEPT. 11TH & SUNDAY, SEPT. 12TH 9/11 Memorial, Saturday, 9:30 a.m. Franklin Ave. Stage Classic Car Show, Sunday, 9 a.m.- 3 p.m., Bay Blvd

Your Year-Round Resource for Seaside Heights ♦ Beach Cam ♦ Beach & Surf Conditions ♦ Restaurants ♦ Discount Hotel/Motel Rooms ♦ Attractions

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THERE ARE STILL LOTS OF GREAT BEACH & BOARDWALK DAYS AHEAD, PLUS MANY EVENTS! Visit exit82.com/events for schedule details Join our weekly email newsletter for even more fun!

For more information: 833-4SEASIDE • Exit82.com

Page 22, The Toms River Times, September 11, 2021

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The Toms River Times, September 11, 2021, Page 23

Around The Jersey Shore

TOMSRIVERONLINE.COM Information for Residents, 24/7 Exposure for Local Businesses

Officers Teach Bicycle Safety To Kids

ISLAND HEIGHTS – On August 31, the Island Heights Police Department instructed a bicycle safety course at the local child care center, Ring Around the Rosie.

Sgt Rutledge, Ptl. Zappola, and Ptl. Mellott taught their little friends key safety points while operating a bicycle. Some safety points included, how to properly buckle and fit their helmets, ALWAYS looking both ways when coming to a stop or intersection, and never

─Photo courtesy Island Heights Police riding alone or in the dark.

At the end of this course, the young participants were each given an ice cream voucher for being a safe bicyclist, a junior Island Heights Police badge, an IHPD badge sticker and some supplies for the upcoming school year.

The Island Heights Police Department would like to thank Mrs. Walkers Ice Cream for their amazing participation in this year’s 2nd annual bicycle safety initiative.

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Page 24, The Toms River Times, September 11, 2021

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The Toms River Times, September 11, 2021, Page 25

CLASSIFIEDS Auto For Sale Mopar Cars For Sale Fury Po-

lara Duster1964 A.F.X. 1962 THRU 1964. Buy This Collection For Look Nice Cars. (315) 337-3167. (39)

For Sale

Daytona Fla. House 1 Block to Beach.

3/2, W/D, Weekly, Monthly, $200/ nite. todd.waller29@yahoo.com (40)

Yard Sale Yard Sale - Saturday, September 11, 9 a.m. - 4 p.m. 1300 Coolidge Ave., Whiting, NJ. (38)

Items Wanted COSTUME/ESTATE JEWELRY Looking to buy costume/ estate jewelry, old rosaries and religious medals, all watches and any type of sterling silver, bowls, flatware candlesticks or jewelry. Same day house calls and cash on the spot. 5 percent more with this AD. Call Peggy at 732-581-5225. (t/n) $$$ WANTED TO BUY $$$ Jewelry and watches, costume jewelry, sterling silver, silverplate, medals, military items, antiques, musical instruments, pottery, fine art, photographs, paintings, statues, old coins, vintage toys and dolls, rugs, old pens and postcards, clocks, furniture, brica-brac, select china and crystal patterns. Cash paid. Over 35 years experience. Call Gary Struncius. 732-364-7580. (t/n) Cash - Top dollar, paid for junk, cars running and nonrunning, late model salvage, cars and trucks, etc. 732-928-3713.

(17) WANTED: Records: Cash Paid for Old "45 rpm" and "78 rpm" Records, Soul, Doo Wop, R&b, Rockabilly. (732)244-6313 Or bobo78rpm@verizon.Net. (39) Vinyl Records Wanted - Paying cash for LP albums. Rock, Jazz, Blues, Reggae, Metal.

Very good condition only. Call Rick 908-616-7104.

(39) U s e d G u n s Wa n t e d - A l l types: collectibles, military, etc.

Call 917-681-6809. (t/n) Entire Estates Bought - Bedroom/dining sets, dressers, cedar chests, wardrobes, secretaries, pre-1950 wooden furniture, older glassware, oriental rugs, paintings, bronzes, silver, bric-a-brac.

Call Jason at 609-970-4806. (t/n) CASH PAID!! LP records - stereos, turntables, musical instru-ments, guitar, saxophone, CD’s, reel tapes, music related items. Come to you.

732-804-8115.

(29)

Help Wanted Custodian Wanted - Immediate Opening for Adult Community in Whiting. Set up and breakdown of tables and chairs for weekly Sunday Bingo. $20 per hour. 3- hour minimum. Please call 732-350-2656. (36) Senior Living Community Cook/Dishwashers/Maintenance Technician/Restaurant Servers/ Bus Drivers/Lifeguard (Indoor Pool). 1700 Rt. 37 West ∙ Toms River, NJ 08755. Call or email for details 732-341-4825 info@ Silverwoodsliving.com. (t/n)

Help Wanted

Services

Home Health Care Company Now Hiring RN’s, LPN’s and CHHA in Ocean & Monmouth Counties! Flexible scheduling. Work in your community.

Weekly pay. Career advancement. Comprehensive benefits.

Call 732-505-8000 today. (t/n)

Don Carnevale Painting Interior, Some Exterior. No Job Too Small. Very Neat. Reasonable & Affordable. Senior Discounts.

Low Rates & Free Estimates. 732899-4470 or 732-915-4075. (t/n)

School Bus Drivers Wanted - $1500 Sign on Bonus. $20-$24 per hour plus overtime. CDL with P&S endorsement are required but we are willing to train. Must pass Criminal background check and drug test. Call 732-905-5100 or stop by Klarr Transport, 185 Lehigh Ave., Lakewood NJ 08701.

(37) IMMEDIATE JOB OPENINGS We are hiring Certified Home Health Aides − CHHA. Licensed Practical Nurse − LPN. Registered Nurses − RN. Direct Support Professional − DSP Fill application on-line at Sabahomehealthcare.com or call us at 732-797-0700. Please send resume to ssalu@sabahhc.com. (t/n) Gutter Mechanics Needed - Top pay for the right people. Immediate openings available. Call today!!!! 732-657-3330.

(37) Caregiver Needed - 24/7 for 101 year old female, bedridden.

Contact 732-364-5416.

(37) SHOP WORK - Full time with benefits. Email: joannkrez@gmail.com. (38) Office help needed! - Cedar Glen West located in Manchester NJ. Must be good with customers and have working knowledge of Quick books, Word and Excel. Part time flexible hours. Please Email resume to williams@cedarglenwest.net.

(37) Certified Home Health Aides Needed for Ocean County area. Hourly and live-in positions avail. P/T and F/T. Call CCC at 732-206-1047. (t/n) Lost Cat from Ishmael Rd/Atlantic Shore Pines Campground area 8/13. White fur with tabby markings. 662-380-1662. (38) HIRING NOW!! Looking for outgoing, positive, and engaging teachers to join our Toms River – Route 70 Goddard Family. We are primarily hiring teachers for our elementary school aged children to foster a learning environment in which these children can continue to do their elementary school work. This would include helping them with worksheets, zooms, google classrooms etc. Some of the great perks of being a part of the Goddard Family include a benefits package, paid time off, holiday events and free food and Goddard swag. Call today to inquire about this job posting and start as early as next week!

We can be reached through phone at 732-363-5530 or email at TomsRiver2NJ@GoddardSchools.com.

GENERAL OFFICE WORK Full time with benefits. Email: joannkrez@gmail.com.

(38)

Services Photography Services - For Special Events, Birthday Parties, Family Reunions, Real Estate Listings.

View My Portfolio, Affordable Rates and Contact Information at JohnKirschPhotography.com. (37) Handyman Service - Carpentry, masonry, painting repairs large and small. 40 years experience.

Call Jim 732-674-3346.

(39)

Computer Tutoring for Seniors – Retired, “Microsoft Certified” instructor. Very Reasonable rates. Very patient with slow learners. I’ll teach you in the comfort of your home on your computer. I can trouble shoot your slow computer! I also teach iPhone and iPad. I set up new computers at less than half the price the retailers charge. Windows 10 specialist. I can also build a beautiful small business website at a fraction of the going rates. Special Projects always welcome! Tony 732-997-8192. (t/n) Bobs Waterproofing - Basement and crawlspace waterproofing. Mold testing, removal and prevention.

Family owned. Fully licensed and insured. Call Bob 732-616-5007. (t/n) Roofing Repairs Etc. - Roofing, siding, windows. Repairs on small jobs.

Utility shed roofs replaced. Prompt service. Insured. Gutters cleaned.

Call Joe Wingate 551-804-7391. (16) PQ Painting & Home Improvement Services - Over 5 decades of service in NJ. Visit us online at pqpaintingservice.com. Winner of Angie’s List Super Service Award. Free estimates, reasonable rates, fully licensed and insured NJ Lic #13VH06752800. Call 732500-3063 or 609-356-2444. (t/n) Chris N The Smooth Jazz Kats Mo-Town, Pop and R&B. Available for Weddings, Anniversary Parties, Birthday Parties, Retirement Parties, Corporate Events. Find us on Facebook & The Knot, and Wedding Wire. 609-892-8194. chrisandthesmoothjazzkats@gmail.com. (40) Experienced Caregiver With Ex-

cellent References is Currently Available and Offers Hourly or Live in Care to People With Different Kind of Needs. Personal Hygiene, Housekeeping, Shopping, Companionship, Driving, etc. (732) 910-8869. (39)

Nor’easter Painting and Staining, LLC - Interior and exterior. Decks, powerwashing. Affordable. Senior discounts. References. No job too small. Fully insured. 732-6910123. Lic #13VH09460600. (19) ALL American Home Health Aides Experienced experts in the field of trauma and recovery. Holistic approach to healing-nutrition, physical therapy, and quality of life improvements.

Hourly or live in. Honest, hardworking, etc. Includes housekeeping, rides to doctors/pleasure. Skip the rest, come to the best. 732-664-3605 (t/n) GENERAC Standby Generators provide backup power during utility power outages, so your home and family stay safe and comfortable. Prepare now. Free 7-year extended warranty ($695 value!). Request a free quote today! Call for additional terms and conditions. 1-833-901-0309. (t/n) Life Alert. One press of a button sends help FAST, 24/7! At home and on the go. Mobile Pendant with GPS. FREE First Aid Kit (with subscription.) CALL 877-707-2722 FREE Brochure. (t/n) Car Service - 24/7. Doctors, shopping, airports, hospitals, cruise, shops, Atlantic City, family functions, NYC accomodations for large groups. Call for reasonable rates. Kerry 732-606-2725.

(19)

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Page 26, The Toms River Times, September 11, 2021

nursing and

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By Bob Vosseller TOMS RIVER – With the Centers for Disease Control and Prevention (CDC) recommending an “additional” third dose of the Pfizer and Moderna COVID-19 vaccines, many are wondering what the difference is between an “additional” dose and the “booster” dose and which is the right one to get.

“We’ve had a lot of residents reach out and ask us what the difference is – if there’s a difference at all,” Ocean County Health Department Public Health Coordinator/Health Officer Daniel Regenye said. “The difference is that immunocompromised people should receive the additional third dose 28 days after they received their second shot. The booster is for everyone else that would want the third dose.

“The current guidance is that the booster is available 8 months after a person received their second dose. However, that time frame could change in the coming days according to the CDC and we’ll certainly bring everyone up to date regarding that information as soon as it becomes available,” Regenye added.

Ocean County Commissioner Gerry P. Little, liaison to the Ocean County Board of Health said, “The OCHD currently has plenty of vaccine with clinics being held all throughout the county. Whether it’s your third dose – or your first – the Ocean County Health Department continues this monumental effort to slow the transmission of this virus and move us closer to the end of the pandemic.”

Residents are also asking is how a person can determine if they are considered moderately to severely immunocompromised. The CDC provides the following information: • Active treatment for solid tumor and hematologic malignancies, • Receipt of a solid-organ transplant and taking immunosuppressive therapy, • Receipt of CAR-T-cell or hematopoietic stem cell transplant (within 2 years of transplantation or taking immunosuppression therapy), • Moderate or severe primary immunodeficiency (such as Di George syndrome, Wiskott-Aldrich syndrome), • Advanced or untreated HIV infection, and/ or Active treatment with high-dose corticosteroids (~20mgprednisoneor equivalent

per day), alkylating agents, antimetabolites, transplant-related immunosuppressive drugs, cancer chemotherapeutic agents classified as severely immunosuppressive, tumor-necrosis (TNF) blockers, and other biologic agents that are immunosuppressive or immunomodulatory.

People should talk to their healthcare provider about their medical condition, and whether getting an additional dose is appropriate for them With almost a quarter of all residents in Ocean County senior citizens, a large portion of those individuals who needed assistance in receiving their first doses will more than likely again need special assistance making appointments and receiving a third dose.

The good news is that the OCHD is renewing their partnership with the Ocean County Office of Senior Services and Compass 82 to assist seniors with overcoming technical and transportation barriers and provide new homebound visits.

Proof of an individuals’ immunocompromised status is not required to make an appointment. The OCHD is requiring people to bring their current COVID-19 vaccination record card for either the additional or booster dose appointment.

For those who received the one-dose J&J vaccine, the CDC advises that there is not enough data at this time to determine whether people with a compromised immune system will also have an improved antibody response following an additional dose of the same vaccine.

It also does not recommend additional doses or booster shots for any other population at this moment in time.

For a full list of COVID-19 clinics coming near you, visit ochd.org. For more details regarding the additional and booster dose, visit: cdc.gov/ coronavirus/2019-ncov/vaccines/booster-shot. html The COVID-19 drive-thru testing site at Ocean County College will be open every Wednesday and Friday from 10 a.m. to 1p.m. The clinic is located at 1 College Drive Lot #3, Toms River.

It will only offer PCR testing. No rapid tests will be administered. Register at ochd.org.

Those with COVID-19 or vaccine-related questions can contact the OCHD Information Line at 732-380-5079.

Disaster Response Crisis Counselor Training

OCEAN COUNTY – If you, or someone you know, would like to be certified as a Disaster Response Crisis Counselor (DRCC), the NJ Disaster & Terrorism Branch is offering the required initial core trainings in September. All trainings will be held

virtually via Zoom. Trainings will be in two 3-hour parts. You must complete both parts of each training to fulfill the requirements for certification.

Questions? E-mail kschworn@co.ocean. nj.us for more information.

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The Toms River Times, September 11, 2021, Page 27

Around The Jersey Shore First Annual Ocean County History Day OCEAN COUNTY – On September 12, the Ocean County Historical Society along with Ocean County Cultural and Heritage will be hosting the first annual Ocean County History Day. According to Ocean County Historical Society president Jeff Schenker, “our primary mission is to tell the history of Ocean County and this will be a fun venue to do it at.”

There will be exhibits set up by many local historical societies and museums including: Brick, Lacey, Lakehurst, Daughters of the American Revolution, Lakewood, Berkeley, Island Heights, Ocean Gate, the Peto Museum, the Maritime Museum, Ocean County Cultural

and Heritage and the Ocean County Historical Society.

In addition, live music will be provided

by Jersey Gold, there will be historical reenactors, a model train exhibit, food and tours of the Ocean County Historical Society’s Victorian style home, a new uniform exhibit and more.

Representing Ocean County Cultural and Heritage, commissioner Tim Hart stated, “Ocean County has a fascinating history and we look so forward to sharing it on September 12 with County residents.”

The event is located at 26 Hadley Ave. Toms River from 10 a.m. until 3 p.m. There is no charge for admission. For more information call Jeff at 609-339-9134.

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Page 28, The Toms River Times, September 11, 2021

Around The Jersey Shore Teach Children About Dangers Of Drug Use

NEWARK – With schools returning to full in-person classes, the Drug Enforcement Administration New Jersey Division is asking parents to speak to their children about the dangers of drug use.

“This is a great time for parents to sit down with their children to speak to them about the dangers of drug use,” said DEA New Jersey Division Special Agent in Charge Susan A. Gibson. “Students are returning to a normal class schedule and to their social circles. They could now face new challenges related to peer pressure to experiment with substances.”

According to the Centers for Disease Control and Prevention, there were more than 92,000 drug overdose deaths in the U.S. in 2020. This is the largest amount of overdose deaths ever in a 12-month period. Opioids accounted for more than 68,000 of those deaths. Synthetic opioids, such as illicitly manufactured fentanyl, remain the primary driver for the increases in drug overdose deaths.

Another significant concern is the increase in counterfeit pills flooding the illegal drug market. The drug cartels

are capitalizing on the opioid epidemic and manufacturing mass quantities of counterfeit prescription pills containing fentanyl and sending them to the United States for distribution. Counterfeit pills are extremely dangerous and often have the same markings of legitimate prescription medications such as Oxycodone, Xanax and Adderall. The user is most likely unaware they are counterfeit and of how lethal they are.

“It is very important to talk to your family members per iodically about these dangers.” Gibson said. “Kids need to know that taking one counterfeit pill could be enough to cause a fatal overdose.

The earlier that we can get this information to kids the more impactful it can be that they will make better and possibly life-saving choices in the future. Those that are selling these drugs do not care about the health and well-being of your child. These conversations can be enough to save a life.”

For DEA resources for parents and students, visit GetSmartAboutDrugs.gov or JustThinkTwice.gov.

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The Toms River Times, September 11, 2021, Page 29

Photo Of The Week

Feed the Soul Gardening is Therapy

Our Country Farm Market is Now Open!

We will be practicing safety for ALL! A recent sunset at Sedge Island off of Island Beach State Park. (Photo by Russ Horn)

AHS/Popcorn Park Fall Auction

FORKED RIVER – AHS/Popcorn Park is holding their 4th Online Gift Auction from November 11 through the 14. They hoped to go back to their, “BIG one” that’s been held every year for decades in person, but with more restrictions coming down from the pandemic, it’s not worth the risk. The online auctions are a fun way to raise money that supports the animals at all three of the AHS shelters and the Popcorn Park Animal Refuge.

The auction begins at 5 p.m. on November 11

and ends at 5 p.m. November 14. Check out the details at: 32auctions.com/AHSfallauction.

They are currently collecting donations of brand-new items (in box or with tags) and gift certificates. Donations can be dropped off anytime or sent to: AHS/Popcorn Park Gift Auction, 1 Humane Way, Forked River, NJ 08731. Even if you don’t have anything to donate, make a donation here: ahscares.org/ cp/2936/General-Donations ... toward funding the auction. Every little bit helps!

Al-Anon Meetings Available Locally

OCEAN COUNTY – Are you troubled by someone else’s drinking? Al-Anon Family Groups may be able to help you. Call their 24-hour hotline for local meeting locations at 888-944-5678.

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Page 30, The Toms River Times, September 11, 2021

PROFESSIONAL PROFILE Patients Ask Doctors.

Doctors Ask Dr. Hussain

By Michael Vandenberg Most of the time, getting treatment is simple. Something hurts or you feel ill, so you go to the doctor. He or she describes what the problem is and then gives you advice or medication. But sometimes answers aren’t so simple. That’s when rheumatologists like Dr. Shahzad Hussain step in. With his innate ability to read between the lines, along with years of education and first-hand experience, Dr. Hussain stands ready to solve the problem and make a difference.

The challenging nature of rheumatology is part of what originally appealed to him back in residency. It was a field where he could do more than write prescriptions; he really wanted to get to know his patients, and that comes with the territory when you’re asking them a lot of questions for a diagnosis and treatment. So he did fellowships in both rheumatology and immunology, making his level of knowledge on the former’s top villains (like lupus) among the highest.

He happened to finish his residency in San Francisco at the same time and city as Dr. Usmani, who would go on to start his own practice in Lakewood in 1999.

Meanwhile, Dr. Hussain had gone home to care for his ailing brother. A few months went by, and Dr. Usmani started to get busy and looked to hire a partner.

He heard about Dr. Hussain and gave him a call. “It would be at least another six months before I can come back,” Dr. Hussain warned

him. “No problem, I can wait,” Dr. Usmani said. They eventually joined forces and ran a highly successful practice until early 2018, when they decided to merge with Garden State Medical Center.

There were two major benefits to joining GSMC. For one thing, everything is electronic here for easy access: data, records, and charts are all in one place.

That means they can spend less time doing paperwork and more time getting you better.

Second, they could team up with Dr. Dharam Mann and his gifted team of pain management specialists.

The idea of having everything under one roof was huge to Dr. Hussain. Before the merger, “I’d see a patient here, and then I’d say, ‘Okay go get pain management forty miles away.’” Sometimes this would result in a disconnect in treatment strategy, or patients understandably didn’t want to do all that traveling. But now he’ll come to a diagnosis and say, for example, “Dr. Jani is next door. I know him, I’ll talk to him.” All of his notes are right on the database,

along with Dr. Jani’s, so they can easily coordinate the best way to care for you.

“I’ll send them and in the next few days they are being seen,” by one of the pain management specialists. No more bouncing around for a month just to go from diag-

nosis to treatment.

With the full force of GSMC behind him, Dr. Hussain has pulled off some great feats.

“It’s very gratifying in this field when you see patients doing well, because these diseases are hard to treat,” he pointed out. One woman had rashes head to toe and had been to five or six other rheumatologists before Dr. Hussain. She had only recently been diagnosed with skin lupus, but treatment wasn’t working. The key would be to figure out anything besides the lupus that might be triggering the rashes. Sun exposure was an obvious cause, but Dr. Hussain was able to lean heavily on his

allergy training in immunology to dig deeper on things like perfumes and shampoos.

After six months of careful consideration and communication with the patient, they were able to get the rashes down to 10 percent of their former surface area. A great improvement, but not perfect. Dr. Hussain found a new infusion that had just been approved by the FDA. The only problem: it cost $20,000 every four weeks.

His office fought hard for the patient to get it approved with her insurance, and then they began treatment. In three months, there was not one spot left on her body.

“She literally sat and cried and cried and said, ‘Oh my God, I’ve lived with this for so long. I thought I was go-

ing to die with this.’ So now she’s still rash-free. She’s in complete remission,” and only has to take one medication per day.

Rashes aren’t the only thing Dr. Hussain treats either.

Rheumatology can concern all of the major bodily systems in one way or another.

Regardless of what you’re feeling, he is prepared to talk to you and give you a hand.

Feel free to schedule an appointment with Dr. Hussain today at 1100 NJ Route 70, Entrance A in Whiting or 2333 Whitehorse Mercerville Road in Hamilton by calling 1-888-376-2661.

Visit gsmedicalcenter.org anytime to get more information on all of the services Garden State Medical Center provides.

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The Toms River Times, September 11, 2021, Page 31

Omarr’s Astrological Forecast For the week of sept 11 - sept 17

By Jeraldine Saunders

ARIES (March 21-April 19): You might get hooked on a feeling in the upcoming week.

If needed, an apology will make a world of difference to a relationship, and you may enjoy receiving sincere expressions of love. Someone might shower you with kindness.

TAURUS (April 20-May 20): Pack a powerful punch. Anything worth doing is worth doing well this week. While the Sun forms an inspirational aspect to Uranus, you can follow your heart’s desire and have the determination needed to attain success.

GEMINI (May 21-June 20): Give someone a helpful hint. Your instincts about business and the social climate are probably on the mark as this week begins. Whatever ideas capture your fancy may be beneficial and could improve a key relationship.

CANCER (June 21-July 22): Use your good taste to find quality plus value, even in the closeout section. In the upcoming week, you and a partner can work together to reach mutual goals in several areas.

LEO (July 23-Aug. 22): Life is just a bowl of cherries, and you may have plenty to share. If you remain honest and sincere, it’s unlikely that unpleasant undercurrents will drag you down.

Don’t fall prey to suspicions or evade responsibilities in the week ahead.

VIRGO (Aug. 23-Sept. 22): Look first, then go for it. This is a week when you can make a leap of faith. An influx of energy can mean that whether your passions are aimed at making money, new contacts or love, you can win.

LIBRA (Sept. 23-Oct. 22): Rest, relaxation and recharging empty batteries could be a priority. Resist the temptation to become jealous or slip back into old habits. You’ll be much happier if your home is neat and household tasks are completed.

SCORPIO (Oct. 23-Nov. 21): Stay in your compassion. Cooperation from others is easy to obtain under the celestial conditions of the week ahead. Go ahead and ask a favor of a co-worker. Someone genuinely wants to share ideas and be helpful.

SAGITTARIUS (Nov. 22-Dec. 21): Stick with a decision that has already been made despite a flurry of controversy. Someone’s disproval could be exaggerated. Keeping promises is your best chance this week, so honor your agreements.

CAPRICORN (Dec. 22-Jan. 19): If you wish upon a star, your wish might come true.

The answer to your prayers may show up in the form of a helpful person who offers you just what you need. Your hard work and persistence can make the difference.

AQUARIUS (Jan. 20-Feb. 18): It’s never wise to gamble unless you can afford to lose. You can buy a lottery ticket or play poker with friends, but don’t take unnecessary risks. Be tolerant and avoid discussing controversial subjects this week.

PISCES (Feb. 19-March 20): Put your money where your mouth is. It should be safe to make financial commitments early in the week ahead because people are likely to honor their word. Good relationships will improve or be more harmonious.

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R.C. Shea & Assoc.

Inside The Law Title Insurance: Why Every Purchaser Needs It

Marc S. Galella Esq.

By: Marc S. Gallela, Esq. Many people ask their attorneys, “what is a title search and why do I need title insurance?” Next to having the appropriate funding to purchase your new home, ensuring that the home you intend to purchase has clean or clear title is essential. All mortgage companies require clear title. It is important to ensure that you have title insurance in the event a title issue arises after you have purchased the home.

Title searchers review old deeds, mortgages and wills at the County Clerk’s office to trace the ownership history of the property. They look for any current or past mortgages, liens or judgments on the property that have not been discharged as well as whether there are any tax liens or unpaid municipal utility bills. The title searchers will also examine the chain of title to confirm that the seller’s ownership rights have not been affected and that the sellers are, in fact, selling you a home without any adverse possessory or equitable interests such as pending litigation or easements. These examples are endless, but the title company performing the search has the expertise to find all relevant concerns prior to the purchase.

Once the title company completes its search it will issue an insurance policy after closing which will insure you and your lender should anyone at any time in the future come knocking on your door claiming an ownership or possessory interest in your property. Should this occur, the title company will step- in and provide you with a legal defense and assume the costs of any litigation. This coverage is similar to automobile insurance after you have become involved in an automobile collision. After an automobile collision, your automobile insurer

will provide you with legal assistance and take corrective measures in the event you are sued. Fortunately, unlike automobile insurance where you pay your premium annually, monthly or quarterly, your title insurance premium is paid only once at the time of closing and this one time premium will provide insurance coverage for as long as you own the home.

It is also important to note that if you have a mortgage you need to obtain both a Lender’s and Owner’s policy. The Lender’s policy covers the mount of the mortgage that is due at the time any claim is made. An Owner’s policy covers your ownership interest, which is a relatively inexpensive addition to the policy premium. In New Jersey, title insurance is usually paid by the buyer. After closing the buyer’s attorney may need to perform additional legal tasks to complete the conditions of the title policy such as filing additional deeds and discharge of mortgages. The purchaser will receive the final title policy in the mail approximately 6-8 weeks after closing.

While all of this may be overwhelming, we at R.C. Shea and Associates can help you through the process. The law firm of R.C. Shea & Associates, Counsellors at Law, is a full service law firm representing and advising clients in the areas of Wills and Trusts, Estate Litigation, Personal Injury, General Litigation, Real Estate, Medicaid, Medical Malpractice, Workers’ Compensation, Land Use and Planning, Powers of Attorney and much more. Call or visit our office Toms River office at 732-5051212, 244 Main Street, Toms River, email us at Rshea@rcshea.com or visit our website at www.rcshea.com.

Our clients’ success is our greatest reward.

732-505-1212 • RCSHEA.COM

Page 32, The Toms River Times, September 11, 2021

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