2014
Education is the most powerful weapon, which you can use to change the world. - Nelson Mandela
Inside:
Tips on Enrollment, Money and College Life!
Superior academic programs and the support you need to succeed.
Freshman and transfer merit scholarships worth up to $6,000 a year.
Small classes taught by faculty, not graduate assistants.
Learning beyond the classroom
Research opportunities — even for undergrads!
Elementary Education major Laurisa Sinsabaugh is one of the nearly 70 percent of CMU students who gain real-world experience through volunteer work. She volunteers to run student tests at a Mount Pleasant elementary school.
C E N T R A L
M I C H I G A N
Study abroad programs in more than 40 countries.
U N I V E R S I T Y
schedule your visit
See available dates online at: go.cmich.edu/visit or contact the Admissions Office by email at cmuadmit@cmich.edu or call 989-774-3076.
CMU is an AA/EO institution, providing equal opportunity to all persons, including minorities, females, veterans and individuals with disabilities (see cmich.edu/ocrie). UComm 9164 (8/14)
2 • The Quad • Fall |2014
Fall 2014
Table of Contents P4: Checklist for Academic and Financial Preparation P6: College and Career School Options P7: Finding the Right College or Career
The Road to Success Begins With Preparation
P8: Best Online Colleges P8: Michigan Hot 50: High Demand Jobs and Careers
By Hiram E. Jackson
T
here is growing evidence that Americans not only feel that higher education and advanced technical training is important, but that it is a prerequisite for success in today’s economy. That’s why the Michigan Chronicle is proud to publish The QUAD, our ultimate insider’s guide to higher education. We hope that readers will use The QUAD as a resource to crack the code on campus culture, curriculum and careers and to gain instant access to our educational experts. Today’s hyper-competitive job market requires preparation and research. The QUAD will help readers predict the skills and knowledge that will be in demand in the labor market over the next decade. High growth careers in “hard-skilled” trade areas for electricians, plumbers and engineering technology robotics is up and candidates with advanced degrees in science, mathematics, finance and technology continue to remain in high demand. Check out our career guide inside to learn more about market demand. Success is just steps away. Get a head start in The QUAD.
Managing Editor: Tatiana S. Jackson Strategic Partners: U.S. Department of Education, U.S. Department of Treasury Graphic Designer: Juan Sifuentes
Opportunity knocks. Research, internships, study abroad, and service learning are built into nearly all of Grand Valley’s 200+ areas of study. These, along with our liberal education foundation that fosters critical thinking, creative problem solving, and cultural understanding, prepare you well to answer the call of a rewarding career and life.
gvsu.edu/find Fall | 2014 •
The Quad • 3
Checklists for Academic and Financial Preparation Courtesy of U.S. Department of Education
12th Grade is the time to apply for admission to college and then apply for federal student aid by completing out the FAFSA
All Year Work hard all year—second-semester grades can affect scholarship eligibility. Stay involved in after-school activities, and seek leadership roles if possible.
Fall Meet with your school counselor to make sure you are on track to graduate and fulfill college admission requirements. If you haven’t done so already, register for and take the standardized tests required for college admission. Check with the colleges you are interested in to see what tests they require.
on paper, but completing the application online is faster and easier. You should submit your FAFSA by the earliest financial aid deadline of the schools to which you are applying, usually by early February. After you submit the FAFSA, you should receive your Student Aid Report (SAR) within three days to three weeks. Quickly make any necessary corrections and submit them to the FAFSA processor. Winter Complete any outstanding scholarship Encourage your parent(s) to complete applications. income tax forms early. If your parent(s) has (have) not completed tax forms, Spring you can provide estimated information Visit colleges that have invited you to enon your federal student aid application, roll. but remember to make any necessary Review your college acceptances and changes later. compare the colleges’ financial aid offers. As soon as possible after Jan. 1, comContact a school’s financial aid office plete and submit your Free Application if you have questions about your financial for Federal Student Aid (FAFSA), along aid packages. In fact, getting to know your with any other financial aid applications financial aid staff early is a good idea no your school(s) of choice may require. matter what—they can tell you about deadYou can complete the FAFSA online or lines, other aid for which you might wish to apply, and important paperwork you might need to submit. When you decide which school you want to attend, notify that school of your commitment and satisfy all requirementsMany schools require this notification and ENGINEERS, ARCHITECTS, deposit by May 1. SCIENTISTS, AND LEADERS. Apply to the colleges you have chosen. Prepare your applications carefully. Follow the instructions, and PAY CLOSE ATTENTION TO DEADLINES! Well before your application deadlines, ask your counselor and teachers to submit required documents (e.g., transcript, letters of recommendation) to the colleges to which you’re applying.
WANTED:
Lawrence Technological University isn’t for just anyone. We want the future designers, engineers, scientists, and entrepreneurs who will create the innovations of tomorrow. If you believe that everything is possible, and that possible is everything, we want you at LTU. Explore your possibilities at Blue and White Campus Visit Days. Learn more and R.S.V.P. at www.ltu.edu/blueandwhitedays. Ready to apply now? Visit www.ltu.edu/applyfree!
POSSIBLE IS EVERYTHING. Architecture and Design│Arts and Sciences│Engineering│Management
Lawrence Technological University│21000 West Ten Mile Road, Southfield, MI 48075-1058 800.225.5588│admissions@ltu.edu│www.ltu.edu
4 • The Quad • Fall |2014
To Explore:
REMEMBER: Register for all tests in advance and be sure to give yourself time to prepare appropriately! If you have difficulty paying a registration fee, see your school counselor about getting a waiver.
If you’ve never been to college, or started but never finished Look into getting a General Educational Development (GED) certificate if you don’t have a high school diploma; try searching online for “GED certificate” and your state’s name. Research careers and the need for various jobs in the Occupational Outlook Handbook at www.bis.gov/ooh. Or, for an interactive tool, try the U.S. Department of Labor’s career search at www.mynextmove.org. Use College Navigator at nces.ed.gov/ collegenavigator to find the right school for your career intentions. Get tips on choosing a school. Check the Yellow Pages and ask employers to recommend schools that provide training in the skills you will need for the career you choose. Ask your employer if assistance is available to help you pay for school. Use the U.S. Department of Labor’s scholarship search at carrerinfonet.org to find scholarships. Apply for federal student aid by filling out the Free Application for Federal Student Aid (FAFSA®). Get to know the financial aid staff at the school you plan to attend; they can help you with aid applications and explain the types of aid available.
5 Factors to Consider When Choosing a School: Location, Size, and Campus Life Courtesy of U.S. Department of Education
G
ive consideration to a school’s location, size, and activities when researching colleges and career schools. Some students want to stay close to their families and others like the opportunity to go away to school to live on their own. Do you want to go to school in a big city or a small town? Do you want a small, intimate setting? A school that’s big enough to be a city by itself? Or something in between? Keep in mind that the location of a school and your housing options can impact your overall cost.
Does the school offer activities and social opportunities you like? Does it offer services you need? Does it have a good campus security system? While the school’s website can help you determine some of these factors, a campus visit will help the most. Or, see if the school offers virtual tours of its campus.
Admission Requirements Admission requirements vary from school to school; so check the websites of all the colleges you’re interested in.
Accreditation An accredited school meets certain standards set by an independent agency. It helps ensure the training or education you get meets employer standards in a specific field. Use our accreditation search page to check a particular school’s standards or to find an accredited school in a particular field or location. If you attend a school that isn’t accredited, you might not be able to get any financial aid. The U.S. Department of Education requires that schools participating in our federal student aid programs be accredited. Also, your state education agency’s aid programs may not offer financial aid at unaccredited schools. Check at www.ed.gov/sgt for more information. In addition, attending an unaccredited school poses the following risks: •You might not be able to transfer your credits to
another school. For example, if you attend an unaccredited two-year school and then transfer to a four-year school to earn a bachelor’s degree, you might have to start over again at the four-year school if it doesn’t recognize the classes you took. •It may be difficult to get a job. Some employers may not hire someone with a certificate from a school that is unaccredited.
Work Flexibility If you need to work full-time while you’re in school, does the school have night courses or other options to accommodate you? Will they let you attend part-time? Do they offer summer courses? Check the school’s website or talk to the admissions staff at the college or career school that you’re interested in to see what are your options.
Distance Learning or Online Degrees Lots of schools have begun to offer distance learning, which allows you to access lectures or course materials online or through other electronic media. Whether a distance learning course or degree is right for you is a matter of personal preference. Be aware that not every distance learning course or online degree is accredited and/or eligible for federal student aid. To find out whether you can receive federal student aid for your program, check with your school’s financial aid office.
U
Serve
BGSU’s students are involved in numerous organizations, service projects and as peer educators. These important activities reinforce classroom lessons in leadership and link to the University’s commitment to civic responsibility and service to our community. “Helping others should be second nature, like breathing. Fully committing yourself to it, seeing the way you help and really learning about those you help is so rewarding.”
1 #
—Meresa McKesson
Public univerSity in northern ohio
— u.S. newS and world rePort B o w l i n g
g r e e n
S t a t e
www.bgsu.edu
U n i v e r S i t y
Fall | 2014 •
The Quad • 5
College and Career School Options Courtesy of U.S. Department of Education
W
hen it comes to educational institutions, there are many options. The one you choose will have a huge impact on you next career move. Take a look at the different types and find the one that is right for you.
Public or Private?
Because costs are often lower and admission is more open at two-year colleges, many students begin their college careers here. If you plan to start at a community or junior college and later transfer to a four-year college, you should make sure your community college courses will transfer to those colleges you are interested in and that your courses will count toward your bachelor’s degree. Many community colleges have “articulation agreements” with four-year colleges under which the course work taken at the community college transfers into the four-year degree program. Be sure to ask about the types of articulation agreements the community college has, with whom, and for what programs of study.
Public schools are operated or funded by state and local governments. Private schools are not affiliated with a government organization. They may be nonprofit colleges, such as those run by private foundations or religious denominations. Or, they may be for-profit businesses, such as Career Schools many career, online, or technical schools. Since private schools receive less (or no) money from Career schools, also known as technical, vocational, or state and local governments, they usually cost the same trade schools: whether you live in or outside of the state. This cost is often • may be public or private, although many are for-profit higher than the cost of attending a public school in your state. Because costs can vary significantly from school to school, you should make sure to research the schools you are interested in. Any school that participates in the federal student aid programs is required to provide information on its cost of attendance on its website. The school is also required to provide a net price calculator which will give you an idea of how much a program may cost after subtracting any financial aid.
businesses; • typically offer programs that are two years or less; and • provide students with formal classes and hands-on experience related to their future career interests, from welding to cosmetology to medical imaging. Technical schools teach the science behind the occupation, while vocational schools focus on hands-on application of skills needed to do the job. You may earn a diploma or a certificate, prepare for a licensing exam, or study to begin work as an apprentice or journeyman in a skilled trade. Some schools offer distance learning, which allows you to access lectures or course materials online or through other electronic media. Since not every distance learning course or online degree is accredited and/or eligible for federal student aid, check with the school’s financial aid office to find out whether you can receive federal aid.
Colleges and Universities
Four-year Colleges and Universities Students who attend a four-year college or university typically earn a bachelor’s degree once they have successfully completed a program of study, which usually takes about four years. A college usually offers a four-year bachelor’s degree in the arts (such as English, history, drama) or sciences (such as biology, computer science, engineering). Some colleges also offer advanced degrees, such as master’s or other graduate degrees, after you’ve earned your bachelor’s degree. Universities offer bachelor’s, master’s, and doctorate degrees, and sometimes have professional schools such as a law school or medical school. Universities tend to be larger than colleges, may have larger class sizes, and often focus on scholarly or scientific research. Two-year Colleges (Community and Junior Colleges) Community colleges and junior colleges award associate degrees once students have successfully completed a two-year course of study. Some two-year colleges grant diplomas or certificates of completion to students who have met course requirements and are ready to practice in their career fields, such as nursing. Community and junior colleges are similar, except that a junior college is usually a private school.
6 • The Quad • Fall |2014
Graduation Time by Program or Degree and Type of School Program or Degree
Schools Where Offered
Typical Time to Graduate
Career, technical, trade, or vocational courses
•Career, technical, vocational, and trade schools •Community and junior colleges
1–2 years
Associates Degree
•Community and junior colleges
2 years
Bachelor’s Degree
Four-year Colleges and Universities
4 years
Master’s Degree
Four-year Colleges and Universities
Bachelero’s degree + 1-2 years of additional study
Doctorate Degree
Four-year Colleges and Universities
Bachelero’s degree + Master’s degree + 2-3 years additional study
Finding the Right College or Career
Great Academics. Great American City. Great Values: Jesuit & Mercy.
Great Outcomes. Visit us. Take our virtual visit anytime at www.udmercy.edu We want great things for you. udmercy.edu/great
Courtesy of U.S. Department of Education
What types of schools are there? There is a wide array of schools available for higher education. Options include two- and four-year colleges and universities, vocational, trade, and career schools, online schools, and graduate schools. Learn more about the different types of schools on page 5. Remember that financial assistance programs and requirements can vary from school to school. Plus, not all colleges and career schools participate in the federal student aid programs. Always check with your school to find out what financial aid is available there.
consider when researching schools. Attend College Fairs College fairs give you the chance to talk to representatives from multiple colleges and career schools. You can learn about various schools, and their representatives will answer your questions. If you’re in high school, ask your school counselor about college fairs in your area. You can also go online to find the National Association for College Admission Counseling college fairs or National Scholarship Service college fairs.
Check Out Schools (In Person or How do I find the right college or career Remotely) To help you narrow down your college school for me? or career school options, try the following: Assess Yourself • Check out the school’s website. Lots Understanding your career goals and of colleges and career schools now ofoptions (and their earning potential) will fer virtual tours, so you can still “see” the help you find a college or career school campus, even if you can’t visit in person. that meets your needs. The Department You also can get information about proof Labor’s career search tool will help you grams and classes offered at the school, match your skills and interests with potenfind out if the school participates in fedtial careers. eral financial aid, and learn about campus life. Use the College Search Tool • A great way to get a feel for a school You can use the U.S. Department of Edis to contact the school and schedule ucation’s college search tool, College Nava visit, preferably while classes are in igator, to find colleges and career schools session. Make sure you’re comfortable that may fit your needs. You can search with the facilities, equipment, teachers, for schools by location, degrees offered, and students. Be sure to bring a list of programs/majors, tuition and fees, setting, questions to ask. Our Things to Considsize, and much more. The search results er page will help you identify questions for each school will give you a wide range to ask. of information, such as • Talk with students who currently at• general school information; tend or have attended the school you’re • tuition, fees, and estimated student considering to get their opinion of the expenses; school. If you are visiting a school in per• types of financial aid provided; son, ask the campus tour coordinator if you can talk students who are current• net price; ly attending the school. If you can’t visit • enrollment; the school in person, contact the admis• admissions requirements; sions office staff to see if they can con• retention and graduation rates; nect you with current students or alumni. • accreditation; • If you’re in high school, ask your school • campus security statistics; and counselor what information he or she • default rates for students with student has about the schools that interest you. loans. • Visit your state higher education agenCollege Navigator allows you to compare cy’s website to learn more about colschools, save your session, and export leges and universities in your state. your results into a spreadsheet. Choosing Your education is a major investment, the right school involves a variety of factors so find out as much information as you including your interests, career goals, and can—before you enroll. And because each financial situation, as well as the school’s school may offer different financial aid cost, size and location, and admissions re- packages, you should consider applying quirements. See a list of things you should to more than one school. Fall | 2014 •
The Quad • 7
Best Online Colleges
O
nline Learning enrollment has increased over the years. Online degrees provide convenience for those who have families and work full
time. This list from U.S. News & World Report shows the top online universities and colleges, including one right here in Michigan. Here is the top 5.
*Faculty Credentials and Training
*Student Services and Technology
*Student Engagement
69
78
100
100
60
88
Pace University New York, NY
83
78
81
Pennsylvania State University- World Campus College, PA
76
56
80
Embry- Riddle Aeronautical University- Worldwide Daytona Beach, FL
68
100
66
School
Central Michigan University Mount Pleasant, MI SUNY College of Technology- Delhi Delphi, NY
*Here is how U.S News & World Report ranked each school:
• Student Engagement (weighting: 40 percent): Quality bachelor’s programs promote participation in courses, allowing students opportunities to readily interact with their instructors and fellow classmates as is possible in a campus-based setting. In turn, instructors not only are accessible and responsive, but they also are tasked with helping to create an experience rewarding enough for students to stay enrolled and complete their degrees in a reasonable amount of time. • Faculty Credentials and Training (weighting: 20 percent):
Strong online programs employ instructors with academic credentials one would expect from a campus-based program, and have the resources to train these instructors on how to teach distance learners. • Peer Reputation (weighting: 20 percent): Industry opinion accounts for intangible factors on program quality not captured by statistics. Also, degrees with strong perceptions of quality among academics may be held in higher regard among employers. • Student Services and Technology (weighting: 20 percent): A program that incorporates diverse online learning technologies allows greater flexibility for students to take classes from a distance. Outside of classes, a strong support structure provides learning assistance, career guidance and financial aid resources commensurate with quality campus-based programs. To view the complete list of Best Online Bachelor’s Programs visit: http://www.usnews.com/education/online-education/ bachelors/rankings
wmich.edu/goWest Download the free Layar App Scan this page for interactive content
PeoPle come here because they’re looking for something. What they find is a challenge—something unexpected— that opens up new frontiers. Go West. Discover. Explore. This is one of America’s great universities. A lot of people who have become successful—skilled, happy, wealthy and influential—started by heading West. Western Michigan University.
GO WEST.
8 • The Quad • Fall |2014
It’s your turn to grab the reins.
Meet Some of the Good Sports of Macomb With a highly regarded Athletic Department and several regional, state and national titles to its credit, Macomb Community College is a first choice for many high school athletes who aren’t ready to retire their cleats or jerseys just yet. The Macomb Monarchs train in the well-equipped Sports & Expo Center on Macomb’s South Campus in Warren, where home games and meets are also held. A member of the Michigan Community College Athletic Association (MCCAA) and the National Junior College Athletic Association, the College has won six national, 42 regional and 65 MCCAA and conference championship titles throughout its history. Last year, its athletic director was also named the best in the state. The lady Monarchs compete in softball, basketball, volleyball, cross-country and track; the men in baseball, bas-
ketball, cross-country and track. While many of Macomb’s student athletes receive scholarships to play at Macomb and four-year schools, there are also a few who have made it to the pros. “When I got to Macomb, I was really bad at fielding. I could hit, but I couldn’t field a ball,” says Miguel Mendez, an infielder with the Wichita Wingnuts, recruited by Macomb from his Lansing high school to play for the Monarchs in 2011 and 2012. “Coach told me, ‘look, you need to improve your fielding if you want to go anywhere in this sport.’” And as Mendez’ fielding improved, so did his prospects. When he graduated from Macomb, he was recruited to play second base at Union College in Kentucky, where he won the Gold Glove Award for outstanding fielding and made the All Appalachian Athletic Conference Team. He graduated from Union last May with a bachelor’s degree in business before being recruited by the Wingnuts to play professionally. “Macomb was the right choice for me. At a bigger school, I would have struggled,” says Mendez, who, unfortunately, was sidelined by an injury during his first season with the Wingnuts. “Macomb helped me understand what college is about.” With just a little over a month into her first semester, Derriana Kelly also believes Macomb was the right choice for her. Attending on a track scholarship, she was selected to be in the cast of “The Real Students of Macomb,” a year-long project to chronicle the experiences of a group of 2014 high school graduates during their first year Macomb.
Derriana Kelly, a high school track star, is attending Macomb on a track scholarship and is a member of the cast of “The Real Students of Macomb,” a video project chronicling the experiences of seven 2014 high school graduates during their first year of college.
“It’s been a lot of fun,” says Kelly, a high school track star who earned several regional championships, of the “Real Students” project. “I have started to get to know the other girls and hang out with them. None of my friends from high school go to Macomb, so this has been great.” But, while she is having fun with the video project, is doing great in all her classes, appreciates the libraries’ quiet study space, as well as the free biology tutoring in their adjacent learning centers, and enjoys grabbing a convenient coffee at The Mug, Kelly reserves the widest of smiles, on camera and off, for the upcoming track and field season. “We’ve already started practicing,” she says. “I can’t wait for the first meet.”
College Life without the College Price Attend Macomb Community College first. Earn your associate degree in one of almost 200 high-demand fields and save $15,000 compared with a Michigan four-year college or university. And transferring is easy!
Discover the possibilities. Connect with people who care. Advance and be recognized. Discover. Connect. Advance. More than words, this is a promise to our students. We look forward to your taking us up on it.
Follow Us
Quad-CollegeLife woPrice10-14.indd 1
Schedule a tour today!
www.macomb.edu/tour Fall | 2014 •
9/30/14 9:57 AM The Quad •9
MICHIGAN’S HOT 50
TOMORROW’S HIGH-DEMAND HIGH-WAGE CAREERS JOB OUTLOOK THROUGH 2016
“There is a direct link between learning and earning. That’s why it is critical that everyone pursue education after high school, which could include a vast array of opportunities including apprenticeships, associate’s degrees, and bachelor’s degrees.” — Jennifer M. Granholm, Governor
Michigan’s Demand Occupations
Average Projected Percent Hourly Annual Job Growth Wage Job Openings 2006-2016
Education & Training Beyond High School
Engineering Managers
$52.93
282
8.7
Bachelor’s degree or higher, plus work experience
Construction Managers Education Administrators, Postsecondary
$44.21 $42.49
215 158
9.2 9.8
Degree preferred, Long-term on-the-job training (OJT) Bachelor’s degree or higher, plus work experience
Management Analysts Medical and Health Services Managers
$42.26 $39.61
352 256
10.8 12.1
Bachelor’s degree or higher, plus work experience Bachelor’s degree or higher, plus work experience
Personal Financial Advisors Health Specialties Teachers, Postsecondary
$38.82 $38.53*
176 138
27.7 17.2
Bachelor’s degree, certification Master’s degree or higher
Physician Assistants Computer Software Engineers, Systems Software
$38.10 $38.08
82 264
20.6 19.2
Bachelor’s degree or higher, plus work exp., license Bachelor’s degree or higher
Computer Systems Analysts Industrial Engineers
$37.54 $36.99
777 955
18.6 18.8
Bachelor’s degree Bachelor’s degree
Computer Software Engineers, Applications Market Research Analysts Financial Analysts Physical Therapists Logisticians Civil Engineers Network Systems and Data Communications Analysts Database Administrators Insurance Sales Agents Sales Representatives, Wholesale and Manufacturing Cost Estimators
$36.67 $35.90 $35.65 $34.00 $33.86 $33.25 $32.91 $31.69 $31.67 $30.70 $30.64
517 125 128 214 165 231 428 94 409 1,898 295
30.0 11.8 13.7 22.4 13.8 11.0 38.2 20.9 12.4 9.5 13.8
Bachelor’s degree or higher Bachelor’s degree Bachelor’s degree Master’s degree or higher, license Bachelor’s degree Bachelor’s degree Bachelor’s degree Bachelor’s degree Bachelor’s degree, license Work experience plus subject matter knowledge Bachelor’s degree plus work experience
Instructional Coordinators Advertising Sales Agents
$30.49 $30.37
143 125
17.0 14.8
Master’s degree or higher Degree preferred, Moderate-term OJT
Occupational Therapists Network and Computer Systems Administrators Accountants and Auditors Registered Nurses Dental Hygienists Middle School Teachers, Except Special and Voc. Ed. Training and Development Specialists Special Ed. Teachers, Preschool, Kind., & Elem. School Brickmasons and Blockmasons Industrial Machinery Mechanics Construction and Building Inspectors Respiratory Therapists Paralegals and Legal Assistants Industrial Engineering Technicians Computer Support Specialists Mental Health and Substance Abuse Social Workers Automotive Service Technicians and Mechanics Executive Secretaries and Administrative Assistants Licensed Practical and Licensed Vocational Nurses Graduate Teaching Assistants Surgical Technologists Truck Drivers, Heavy and Tractor-Trailer Roofers Bill and Account Collectors Dental Assistants Customer Service Representatives
$29.54 $29.36 $29.34 $29.34 $28.65 $27.08* $27.00 $26.15* $24.49 $24.18 $23.92 $23.74 $23.48 $23.46 $21.00 $20.56 $19.95 $19.82 $19.42 $19.29* $18.86 $18.52 $18.48 $16.62 $16.01 $15.98
130 321 996 3,005 342 577 201 189 146 267 106 123 152 185 619 191 791 1,018 665 263 136 1,520 133 342 365 3,188
18.3 18.1 11.5 19.1 20.7 9.0 13.4 16.5 10.0 9.5 11.2 19.5 19.6 12.7 10.0 17.7 11.1 8.3 8.2 17.5 19.5 11.5 12.5 16.8 20.3 21.4
Master’s degree or higher, license Bachelor’s degree Bachelor’s degree Associate’s or Bachelor’s degree, license Associate’s degree, license Bachelor’s degree, certification Bachelor’s degree or higher, plus work experience Bachelor’s degree or higher, license Apprenticeship or Long-term OJT Post-Sec. tech. training, Apprenticeship or Long-term OJT Some college preferred, work experience, license Associate’s degree, certification Associate’s degree Associate’s degree Associate’s degree Master’s degree, certification Post-Sec. tech. training and/or Apprenticeship, license Work experience Associate’s degree or Post-Sec. voc. training, certification Bachelor’s degree or higher Associate’s degree or Post-Sec. voc. training, certification Apprenticeship or Moderate-term OJT, certification Apprenticeship or Moderate-term OJT Some college preferred and Short-term OJT Apprenticeship or Moderate-term OJT, license Some college preferred and Moderate-term OJT
Note: The forecasts above highlight positive long-term growth occupations. They do not necessarily reflect current hiring demand. * Annual wage converted to hourly rate of pay
Bureau of Labor Market Information & Strategic Initiatives • www.michigan.gov/lmi
10 • The Quad • Fall |2014
College Budget Planner BUDGET Name
Date Award Amount
Financial Aid/Income
College Costs/Expenses
Estimated Cost
Michigan Competitive Scholarship (MCS) Michigan Education Trust (MET) contract Michigan Education Savings Program (MESP) contract
$
Tuition and Fees (Based on 12 credits/full-time enrollment) Room and Board (on campus living)
$
Books and Supplies
$
$
Transportation
$
Tuition Incentive Program (TIP)
$
Miscellaneous Expenses
$
Michigan Tuition Grant (MTG)
$
Children of Veterans Tuition Grant (CVTG)
$
Note: Some monthly expenses may not be covered by your financial aid award. Below are some examples of expenses. Please add these to the expenses above to get your TOTAL ESTIMATED EXPENSES below.
Police Officer’s and Fire Fighter’s Survivors Tuition Grant (STG)
$
Educational Training Voucher (ETV) - foster care
$
MICHIGAN PROGRAMS*
FEDERAL PROGRAMS
Personal Expenses (lotion, deodorant, mouthwash, shaving cream, toothpaste, etc.) Food (fast foods, pizza, etc.) Clothing (shoes, clothes, coats, etc.)
$ $
$ $ $
Pell Grant
$
Hair Care/Hair Cuts
$
TEACH Grant
$
Gas, Car Expenses, and Insurance
$
Work Study
$
Cell Phone
$
Supplement Educational Opportunity Grant (SEOG)
$
Entertainment (movies, sports, club, video games, etc.)
$
Iraq and Afghanistan Service Grant
$
Laundry Detergent/Laundromat
$
Federal Stafford Loan
$
Nails
$
Federal PLUS Loan
$
Renters Insurance (dorm living or off campus apartment)
$
Federal Perkins Loan
$
Credit Cards (two cards)
$
Additional grants or scholarships
$
Savings (Put aside money for unexpected expenses.)
$
Part-time job and savings Parent/Guardian’s assistance
$ $
TOTAL AWARDS
$
TOTAL ESTIMATED EXPENSES
$
Fall | 2014 •
The Quad • 11
12 • The Quad • Fall |2014