Step Into Summer: Open Streets Transforms Downtown
Downtown Sioux Falls is opening the streets, literally! This summer, Open Streets transforms sections of Phillips Avenue into vibrant pedestrian-only zones on the first Friday of each month from May through August. These events are more than street closures, they’re activations designed to enhance walkability, foster community, and breathe new life into underutilized sections of our downtown.
2025 OPEN STREETS SCHEDULE + THEMES
• June 6 | Open Streets -Community In Motion
Location: Phillips Avenue between 6th & 7th
Get moving with live pickleball, outdoor workouts, and wellness vendors, celebrating active living in an active downtown.
• July 4 | Open Streets – Red, White & Downtown
Location: Phillips Avenue between 5th & 6th
Celebrate Independence Day with patriotic fun, family-friendly activities, and festive surprises.
• August 1 | Open Streets – Summer Art & Wine Walk
Location: Phillips Avenue between 10th & 11th
Wrap up summer with another artistic stroll during the Fall Art & Wine Walk, featuring new works and new wines to enjoy.
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CONTRIBUTORS
Account Executives
Jill Foley
712-490-8506 | jill@michelscom.com
Cory Johnsen
605-951-3567 | cory@michelscom.com
Social Media Manager & Administrative Coordinator
Jess Jervik jess@michelscom.com
graphic designer Makenzie Jorgenson
Photography Kate Jones Studios katejonesstudios.com
Kelly Vuong’s story is a powerful example of what it means to rise above circumstance, to turn pain into purpose. From a war-torn Vietnam to high school graduation at the age of 21, and single motherhood to opening her own salon twice, her resilience is evident in everything she does.
Moving to Sioux Falls in 1991, Kelly was given an opportunity. That opportunity came with a lot of challenges, though. When Kelly arrived, she didn’t speak a word of English. She was just 15 years old, and the only thing more unfamiliar than the snow-draped streets was the overwhelming sense of isolation. “There was no one we knew, nowhere to go,” she recalls. “English wasn’t my language. We started from nothing.”
Thanks to Kelly’s brother Justin Bui, who had a father who was an American soldier in Vietnam, Kelly became a U.S. citizen, successfully emigrating from Vietnam. Her family’s new life in South Dakota began through the guidance of Lutheran Social Services, which helped them settle in and find work. Kelly explains, “They helped my brother and mom find jobs. It was enough to get us started.”
With no formal education in Vietnam, Kelly entered the school system significantly behind. “I didn’t know how to read, even in Vietnamese,” she says. At the age of 15, she began formal education for the first time and was placed in the sixth grade. “I started after Thanksgiving break, in
the middle of the year,” Kelly adds.
By eighth grade, her age and maturity caught the attention of the principal. “He called me to his office and asked why I was still in middle school. I was speaking broken English, but I told him my age,” Kelly explains. “He got in his car and drove me to the high school. That was it—I never went back to middle school.”
She graduated from Lincoln High School in Sioux Falls at age 21, defying every odd placed against her.
After school, Kelly began working at Avera as a patient care technician. The work was rewarding, but as time passed and life went on, Kelly knew she needed a change. While serving in the medical field, Kelly got married and started to have her own little family.
As her family grew with twins, Megan and Nicholas, followed closely by her third child, Benjamin, so did the demands of parenting. “Daycare was hard to find, and my (now) ex-husband and I worked opposite shifts. He’d work nights, I’d work days. We had to swap vehicles and hand off the kids every day. It had to be done exactly the same way, every time,” Kelly shares.
It was very straining, and without a lot of help, Kelly realized that something needed to change.
Photos Left to Right: In her free time, Kelly enjoys fishing; A trip to Mount Rushmore in 2024; Kelly’s life is all about family and work
After her third child was born, Kelly left the hospital job to pursue a new opportunity. Encouraged by a friend, she enrolled in nail technician school.
“I started by sitting in his salon for a few hours to see if I’d like it. Turns out, I loved it,” Kelly shares. She took her youngest child with her to Seattle, Washington, to complete the 600–800 hours of required training for her national license. While there are schools locally, Kelly wanted to get her training for the license to work in any state.
Kelly says, “We didn’t have FaceTime back then, so I flew back and forth three times just to visit the twins. I was doing this for us.”
After getting certified, Kelly launched her first nail salon and ran it successfully for 13 years. But with the rise of big-chain franchise salons, eventually she made the difficult decision to sell and work for others for a while. “The bigger businesses started to swallow up clients, and it was time for a change yet again,” Kelly admits.
In recent years, another opportunity came to Kelly’s life. After meeting with some friends, Kelly secured investors as business partners, and in November 2024, she opened Legacy Nails and Spa.
Wanting to bring something bigger and better to Sioux Falls, Kelly’s salon at Legacy features 30 chairs and 30 manicure stations and has grown to become the largest salon in Sioux Falls. “I wanted to offer something different than what other salons have in Sioux Falls,” Kelly notes.
Kelly smiles, “I just recently opened Legacy Nails and Spa on 41st Street. It’s hard starting over, but I’ve done it before.”
Kelly’s strength isn’t just in her artistry, it’s in her heart. “I have an approachable personality,” she says, smiling. “I enjoy getting to know people. It’s never boring.”
That connection is what has kept her loyal customers returning for over two decades. “My clients have become good friends— family even. They’ve known me for 20+ years. They know my kids, and I know theirs. I even recognize them just by their voice when they call,” Kelly shares.
She’s especially fond of her older clients. “Every three weeks or so, they come in, and we catch up and gossip. If I haven’t seen someone in a while, I’ll text them just to check in. Just a short message to say I’m thinking about them. That’s important to me.”
Photos Left to Right: A trip to Vietnam in 2023; Kelly is a former bikini fitness champion
Her favorite part of the job? “I love the art of acrylic nails. Natural nails feel so delicate and uneven. Acrylics give that smooth, clean look. Watching someone walk out with a smile after I finish their nails—that’s the best part.”
“There’s not much that people don’t know about me,” Kelly adds. “I’m an open book. I’ve faced worse things in life than anything I’m dealing with now. That past shaped me. Life here—it’s a challenge, yes, but nothing is harder than what I’ve already been through.”
She ends every day the same way she began her journey—with grit, gratitude, and grace.
Walk into Legacy Nails and Spa, and you might find Kelly greeting you by name before you’ve even introduced yourself. It’s simply who she is—someone who shows up with intention, pours her heart into every detail, and ensures each client leaves feeling truly cared for, one beautiful set of nails at a time.
Grit, Muscle, and Mindset: A Bodybuilding Journey
While raising three kids, running a business, and navigating a relationship that she considered complicated, Kelly found a new outlet: bodybuilding. You wouldn’t guess it from her petite frame and glowing smile, but she is a powerhouse both in the gym and in life.
“I had gained weight after the kids and never really went to the gym. Then I started to lose weight just from being active at work,” Kelly explains. That was, until she turned 30, when the weight started coming back.
A client and friend who competed in fitness inspired her to give it a try. “She warned me—it wasn’t easy. You have to be super disciplined. I asked her for her trainer’s name, and that was the beginning.”
Within just two-and-a-half months of working out and following a strict meal plan—“a half a cup of rice, a cup of veggies, protein drink, 3 oz of steak, three eggs, and a banana”—she entered her first competition.
Kelly admits, “My trainer Cuong Strong told me I wasn’t ready, but I told him, ‘Just sign
me up.’ If I set my mind to something, I’ll follow through. That’s how I am.” Working best with a dedicated goal and strict discipline, she proved them wrong.
Placing third in her first show, Kelly went on to compete for five years, even earning a pro title. At 41, she competed in Minnesota’s open bikini division, taking 5th place overall and 3rd in her age group. In Norfolk, Nebraska, she placed first in her division.
“I trained until midnight some nights, then went home to prep for the next day with the kids. It was intense, but I loved the discipline,” Kelly explains.
Her discipline transformed not just her body, but her whole life. “Bodybuilding taught me how to be consistent, how to fuel my body, and how to stay mentally strong,” she says. “It’s not about being skinny—it’s about being strong and confident,”Kelly says.
When she’s not in the salon or gym, Kelly’s world revolves around her children and family. She’s trying to get them into the gym too, “or at least to hang out and watch a
movie with me,” she laughs. The twins are now out in the world, but Kelly’s youngest still lives at home while attending college.
Kelly is surrounded by love with her three kids, her three step-children, Shawn, Austin, and Ty, and six step-grandchildren that make her life complete.
Whether it’s lifting weights or lifting the spirits of clients, Kelly gives it everything she has. “I’m fun, friendly, and I treat people how I want to be treated. Doesn’t matter if it’s before business hours or after—we’re family. I remember what my customers like, I know their names, I give them my full attention.”
Her approach is simple, but powerful: “Quality over quantity—that’s the key. In this kind of career, it’s not about rushing. It’s about making people feel seen, valued, and beautiful.”
And that’s exactly what she does—inside the salon, in the gym, and every part of her life.
Photos Top to Bottom: Kelly’s son, Benjamin, with cousins. Back row: Kelly’s cousin and daughter Megan, and son Nicholas in Arizona, 2024; Kelly pictured with her mom, son Nicholas and daughter Megan, and her former sister-in-law
MORE ABOUT
When Kelly isn’t perfecting nails or hitting the gym, you’ll find her nurturing her garden with carefully chosen flowers or experimenting with new, healthy recipes in her kitchen. As a mother of three—twins Megan and Nicholas, plus Benjamin—she balances her passions with family life. Her love for adventure has taken her as far as Thailand, though she’s equally content casting a line at a local fishing spot.
Photos Left to Right: Kelly with her mom, aunt, and uncle in Florida in 2022; Kelly and her son Benjamin at a West Central football game; Traveling in Thailand in 2023
Sioux Falls’ NewestShowroom
NOW OPEN IN SIOUX FALLS
Central Kitchen and Bath Expands with a Stunning New Showroom
Central Kitchen and Bath is proud to announce the grand opening of our second location—now serving Sioux Falls, South Dakota! Following the success of our flagship showroom in Sioux City, Iowa, this expansion marks an exciting new chapter in our commitment to bringing luxurious kitchen and bath solutions to homeowners, contractors, and designers across the region.
At Central Kitchen and Bath, our mission is simple yet powerful: to infuse elegance, thoughtful design, and personalized choice into every space—whether it’s a kitchen, bathroom, wine cellar, laundry room, entryway, home office, or even a backyard retreat. With a seasoned team of professionals and a concierge approach to service, we offer a seamless, inspired journey from concept to completion.
A Destination for Inspiration
Our brand-new Sioux Falls showroom is more than a display space—it’s a design destination. Curated by Showroom Manager Susan Sneller, the space showcases the latest in kitchen and bath design, from trending cabinetry styles to premium fixtures, bold wallpapers, and luxurious tubs. Each vignette offers an immersive experience, allowing visitors to see, touch, and envision possibilities for their own homes.
Bathroom displays draw inspiration from some of our leadership’s most beloved travel destinations, including Scotland, the Hoh Rain Forest, Sedona, Doral National Golf Resort, and Acadia National Park. These curated spaces blend texture, color, and personality—capturing the kind of elevated aesthetics that feel right at home on HGTV, but grounded in real-life function.
An Interactive Experience Like No Other
From the moment you step inside, Central Kitchen and Bath is designed to dazzle. Guests can explore a fully functioning chef’s kitchen, a butler’s pantry, and working shower vignettes—including 15 live showerheads and a steam shower—all of which highlight the latest in luxury innovation and high-performance living.
We also offer guided showroom tours led by our experienced team and top-tier vendor partners. These tours give clients a behindthe-scenes look at the craftsmanship, coordination, and design vision that bring each project to life.
What Sets Us Apart
Central Kitchen and Bath is more than a showroom—it’s a full-service design destination. “We don’t just sell products,” explains Sneller. “We build full design packages that thoughtfully coordinate every element of your space, from cabinetry and lighting to textures, finishes, and function.”
And our attention to detail doesn’t stop at people. Our Sioux Falls showroom proudly features the Big Dawg Day Spa, a highend pet-friendly vignette that proves luxury and thoughtful design can extend to every member of the household—even the fourlegged ones.
A Legacy of Excellence
Since opening our original location in Sioux City on July 31, 2008, Central Kitchen and Bath—a proud division of Plumbing and Heating Wholesale—has built a reputation rooted in creativity, quality, and customer-first design. Whether you’re starting fresh or refreshing your forever home, we’re here to help you create spaces that are as beautiful as they are functional.
From all of us at Central Kitchen and Bath—thank you for celebrating this exciting milestone with us. We look forward to serving the Sioux Falls community with the same passion and excellence we’ve delivered for over 15 years.
B-Squad Dog Rescue transports, heals, fosters and finds forever homes for at-risk dogs.
Donate As a small, 100% volunteer-run organization, we rely solely on private donations to raise the funds needed to rescue and care for the dogs in our program. Your generous contribution will have an immediate impact on dogs in need today!
Adopt Dogs in our program reside in foster homes in the Sioux Falls, SD area. Our process is designed to match potential applicants and dogs to be set up for a lifetime of success!
Foster Fosters are the heart and soul of B-Squad Dog Rescue! If you have a love for animals, making a difference, and a can-do attitude, you may be the perfect foster!
Volunteer We truly couldn’t do what we do without our amazing volunteers! Our ability to change lives is directly dependent on the number of volunteers we have. If you want to help save dogs while having fun with a group of like-minded people we hope you’ll consider joining us!
Interested? Visit BSquadDogRescue.com for more info!
Adventure seekers, history lovers, and outdoor enthusiasts— Deadwood is calling! Summer is the perfect time to discover the expansive trail system and spectacular views. Trade the hum of traffic for the rustling pines as you trek through Deadwood’s breathtaking trail system. Whether you want to hike, bike, run, or horseback ride, Deadwood has a trail for everyone.
Founded in 1876, the Wild West town of Deadwood has become the region’s most popular year-round playground. Nestled in the Black Hills National Forest, this National Historic Landmark is an ideal base camp location for your next outdoor adventure, with nearly eight miles of new trails to discover this summer.
Many of the trails offer an abundance of interpretive panels to learn about Deadwood’s rich and colorful past. Several trails traverse through the charming neighborhoods and historic core of Deadwood, with buildings dating back to the late 19th century. Other trails lead you into wooded areas where you may encounter wildlife up close and personal or have a spectacular panoramic view of the gulch below. Every difficulty level is available for the outdoor enthusiast, from low, moderate, to high, including some downhill biking sections. If you don’t have a bike, no problem. Traditional pedal bikes and e-bikes are available at local outfitters.
You can find detailed trail information through popular apps. “One of the really fun things about Deadwood is that we facilitate paved urban trails
that navigate you through the historic town and then into different zones out of town with traditional trail zones throughout the Black Hills National Forest,” says Kevin Wagner, President of the Deadwood Trail Committee. “You can go between our zones and through town, from the Fuller Memorial Trail zone to our Presidential Trail, which includes a hike through the Mount Moriah Cemetery.”
The future of Deadwood’s outdoor scene is brighter than ever. With new trails already beckoning, Deadwood continues to plan for expansion in the years ahead.
“The Deadwood Historic Preservation Commission and the City of Deadwood have acquired a variety of parcels to protect the viewshed of the Deadwood National Historic Landmark district,” says Kevin Kuchenbecker, Historic Preservation Officer with the City of Deadwood. “We are working with the Deadwood Trail Committee, the Bureau of Land Management, and the Black Hills National Forest to expand our trail system in the next few years to provide even more recreational opportunities for hiking and biking outside the city limits with a stacked loop trail system. Stacked loop gives you options for hiking that align with your skillset and the time you have, providing the user an opportunity to recreate however long and far they would like.”
White Rocks and Seth Bullock Grave Loop Trail
The White Rocks Trail is a 2.4-mile loop trail that connects the Deadwood Welcome Center to the white rocks visible over Deadwood. Moderately challenging and about 90 minutes for completion, this trail is great for birding, hiking, and running.
Whitewood CreeK Trail renovation
A portion of the Whitewood Creek Trail has been rebuilt and now features a serene boardwalk stroll along Whitewood Creek.
The overall goal is to get permitted and shovels in the ground over the next three years to connect the communities of Spearfish and Sturgis to the Deadwood trail system, which will eventually connect all Northern Hills communities.
“We’re creating a world-class experience for bikers, hikers, and riders, right here in our own backyard.”
The Fuller Brothers Trail
Enjoy nearly five miles of trail network with access points close to the Broken Boot Gold Mine and Denver Avenue.
Homestake Trail
The Homestake Trail trailhead is located just past the Mickelson Trail trailhead in Deadwood. It’s considered an easy 5.7-mile out-and-back trail that connects Deadwood and Lead with scenic overlooks of Deadwood. It takes an average of 2.5 hours to complete and is popular for hiking, mountain biking, and birding.
Presidential Neighborhood Trail
This trail meanders above one of Deadwood’s largest historic residential neighborhoods with glittering views. The White Rocks Trail connects the Presidential Trail and the Mount Moriah Cemetery Loop Trail to the Deadwood Visitor Center.
By: Teresa Mentzer
Nineteenth century building-shaper, Wallace L. Dow, gave form and frame to dozens of structures in the early days of Sioux Falls and the surrounding area. Boldly designed buildings and homes built at the turn of the century were fashioned and constructed under his guidance.
On the threshold of a new century, the budding city’s officials employed several architects to shape their prairie town, but Dow’s buildings gave it an identity. His unique architectural skills and vision yielded prosperity and promise for its early residents and investors.
Well before Dow and his contemporaries arrived on the Big Sioux River banks, another group of craftsmen were doing some shape-building of their own. From as far away as England, skilled stone cutters had moved west to chisel the rose quartz that drew settlers to the area. The bedrock of the land would become the trademark material for Dow’s iconic designs.
This sturdy rock known also as Sioux quartzite and jasper inspired Dow to go big and bold in nearly every structure he drew out and framed up. Like the glacial-formed quartzite he used, many of his buildings have proven resilient against the elements of time and change.
The State Penitentiary was Dow’s first assignment after relocating to Sioux Falls from Yankton with his brother Wilbur. In February 1881, Dakota Territory Governor Nehemiah G. Ordway, a former New Hampshire state senator, appointed him as the architect of a new prison to be built on a prominent point in the city. Dow, who also hailed from New Hampshire, welcomed the challenge and the opportunity to utilize the local quarried quartzite.
The massive prison’s structure is a combination of Italianate and Second Empire styles. It took several years to build two large wings with prisoners employed to construct it with inmate-quarried quartzite. Completed in 1884, the state penitentiary stands firm at 1600 North Drive overlooking the city to this day.
Another massive undertaking for Dow was the design and construction of the Minnehaha County Courthouse located at 6th and Main. At the time, Dow claimed it would be the highest courthouse between Chicago and Denver. It sported a 165-ft. clock tower, tall arched windows and doors and a unique roofline.
Features inside the courthouse included slate stairs, granite pillars, stained glass windows, and tiled fireplaces. It served the county government from 1893-1962. Today it is a Siouxland Heritage Museum along with the Pettigrew Home, one of over twenty private residential houses built by Dow for local prominent families and statesmen.
More than a dozen of the Sioux Falls buildings designed by Dow are recorded on the National Register of Historic Places. His signature style was on schools, halls, churches, temples, depots, hotels, auditoriums and homes. In contrast to his work still on display, Dow’s home at 700 1st Ave. is modest. Dow avoided the social circles and let his buildings tell his story.
Sioux Falls entrusted much of the early development of their growing prairie town to Wallace L. Dow, who earned the title, “The Builder on the Prairie.” In fact, several towns on the plains reverently claim to be on the receiving end of his visionary architectural prowess.
Nearby, Dell Rapids is one of those towns. In 1888 it was devastated by a fire that destroyed the entire downtown. Such horrific fires led several communities to rethink how they constructed buildings and homes. The rose and red-colored quartzite met the criteria established in the town ordinance that required all downtown buildings be “built of durable construction.”
Nearby quarries of the Sioux Quartzite held an abundant supply of the materials needed for the town to rebuild and nearby Sioux Falls had the perfect man for the job.
Four buildings were consigned to Wallace Dow after completing The First Stone School House and the Cooley Block there in 1885. From 1888-1902 he designed and oversaw the construction of the town’s Grand Opera House, the Augustine Johnson Block, the First National Bank, and St. Peter Lutheran Church.
The Dell Rapids Downtown Walking Tour highlights three commercial blocks of buildings placed on the National Register of Historic Places including those with Dow’s trademark style. One stop on the tour is the castle-like bank building with its crenelated towers.
Nebraska author Willa Cather summed up her first impression of the prairie saying, “There was nothing but land: not a country at all, but the material out of which countries are made.”
The same notion rings true for the early arrivers to Sioux Falls and several eastern South Dakota settlements. The Sioux Quartzite Ridge, the material below their feet, did indeed make their towns, but it was the architectural genius of Wallace Dow and others like him that helped shape and hone a prosperous life for them in a new land.
Do you like to write stories? We are searching for an experienced freelance writer to interview and write cover articles, public interest pieces and community interest stories.
If you have these qualities we want to hear from you!
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• your work.
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We’d love to see:
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Please send your resume and link to your portfolio to admin@michelscom.com.
Freelance Writer
By: Erica Wilcox
Some of my all-time favorite trends are back this summer in a big way! I’m diving into the hottest styles, fabrics and colors that you’ll want to keep an eye out for in these sunny months ahead.
Boho is having a big moment right now! There have been several stores that I’ve walked into at our mall where the entire store has been the boho vibe. If this is your style, go ahead and rock a head-to-toe ensemble, but if you’re like me, I like to incorporate a piece or two into my outfit to achieve the look but still be comfortable in my style. This white tank is under $15 dollars and says “boho” with the lace, fabric and the flow of the piece. A crotchet tank like this striped one gives a summer print + a crotchet textile, all at only $24. When shopping for the trend, think; flowy, neutral, crotchet and lace.
Another trend that goes hand in hand with boho is “eyelet” detailing. We’re seeing this not only in tops but in two-piece sets, even denim! It’s the perfect flirty detail to show a summer tan or a pop of color in a layer. This stunning amethyst top has the eyelet detailing around the bottom which allows the white denim to peep through, giving great color contrast.
“Butter” yellow and summer neutrals. I love a strong, monochromatic look for summer including head-to-toe white or mix-n-match neutrals. If you’re one who likes to incorporate colors more, try adding the trending “butter” yellow into your summer neutrals. I’ve nabbed these pieces from Zara, which has a great selection of not only the yellow tones but all classic summer neutrals.
If you’re a 90’s kid like me, you’ll be happy know that jellies are back! The “jelly” shoe is back in lots of styles including closed-toed and open-toed. Let the nostalgia sink in as you pick your preference! I own these studded jellies, but have been eyeing these closed-toed ones as well.
Born and raised in Sioux Falls, SD, I’ve been obsessed with fashion since I could dress myself. I was one of those kids who dressed up every day for school, no sweatpants here! My first taste of real fashion was my first retail job at 15. Working in fashion and living it through my everyday outfits, I noticed that everyone would always ask me about my outfits! I’d often get personal shopping requests or asked for fashion advice.
My passion kept growing to the point where I knew this was what I wanted to further my education in. I went on to get my bachelor’s degree in Fashion Merchandising with a minor in business at South Dakota State University. After completing an internship and study trip, I knew that this was my calling, but I was not sure where to go with it.
Keep on the lookout for more fringe and “romantic ruffles” pieces as you’re shopping for your elevated summer gatherings.
me READY TO DITCH AND SWITCH YOUR TOXIC MAKEUP?
After doing some corporate buying and retail management, I was grateful for the experiences but needed more. After years and many individuals telling me to start a blog, I finally did.
Best Dressed Blonde was born… an everyday fashion, clean beauty and lifestyle brand. Sharing through my personal website, Instagram and other fashion platforms is the perfect way to express and showcase my passions!
On Best Dressed Blonde, you’ll find me sharing daily deals and sales, makeup tutorials, try-ons and a little bit of everyday life! My passion has also grown into my clean beauty business with Crunchi where I help women detox their skincare and makeup with truly high-performing and clean products.
Summer is a great time to relax. Time spent on the lake, the golf course, or in the sun brings a smile to our faces more than fighting the bitter winds and dark days of winter. Spending the day in the office when the sun is out can leave us feeling discontent and our minds drift towards thoughts of retirement. For many of us, retirement is a long way down the road, and for others, while close, may seem unrealistic based on your current savings. Saving for retirement looks different for everyone, but below are a couple tips to start saving.
10% RULE
Have you ever wondered how much you should save for retirement? Depending on when you start saving, your risk tolerance, and other factors, a good rule of thumb is to save around 10-15% of your current income to pay for your retirement. It is important to start saving as soon as possible because if you start saving later in life, the amount of money you need to save each year to meet the same goal increases substantially.
ROTH VS TRADITIONAL IRA
Both types of IRAs, or individual retirement accounts, offer tax advantages to saving for retirement. A traditional IRA is pre-tax savings that grows tax deferred. Instead of paying taxes now, you pay taxes on the amounts you withdraw at retirement. A Roth IRA uses taxable income to save for retirement. The advantage of a Roth IRA is that none of the growth is taxed if it is withdrawn at retirement age. Both Roth and traditional IRAs offer advantages depending on your age, income, and goals. It is necessary to understand the various rules regarding income phase outs for opening, contributing, and withdrawing from these accounts.
By: Kathryn Swanson, Financial Advisor
RISK CAPACITY AND RISK TOLERANCE
Your portfolio investments should match both your risk tolerance and risk capacity. Both are important when considering how to invest. If you tolerate a high level of risk but need the money next year to buy a car, the money should be invested considerably differently than someone who is saving for retirement for 20 years down the road.
DISTINCT SAVINGS VEHICLES
There are a variety of savings vehicles to save for various goals including health care costs, education, and retirement. Each type of account has differences in what it can be used for, when it is most profitable, and rules and regulations surrounding it.
Understanding the types of accounts you currently have or have an option to open helps you use your money in the most effective way. There are also tax-advantages and consequences that many accounts have.
TAKE ADVANTAGE OF YOUR 401(K) MATCH
Many employers offer a 401(k) match which allows you to contribute part of your salary, before you pay taxes on it, to a retirement account. They often match a certain percentage of your salary. At a bare minimum, you should contribute the amount necessary to receive the maximum employer match. If not, you leave part of your paycheck and benefits package on the table.
Swenson Wealth Management is a local, independent financial advising firm based out of Sioux Falls. We work with clients throughout South Dakota, Iowa, Minnesota, and beyond to save, invest, plan, and budget for their goals. As an independent investment firm, we can offer individualized solutions for your unique goals and situation. We offer comprehensive financial plans to examine your goals, risk capacity and tolerance, and different types of accounts. We work with clients to help you understand your current investments and best alternative options.
So instead of putting off important conversations this summer or stressing about saving for the future, why not take a detailed look at your financial picture? A first meeting with me is simple and straight-forward. I want to listen to your questions and concerns and work to get a picture of your financial situation, goals, and lifestyle. I don’t charge a fee for you to come in and meet. I will talk through questions you have and see how I and the rest of the team at Swenson Wealth Management can add value to your life through financial peace of mind.
Call 605-274-8707 or email me today to schedule a meeting at: kathryns@swensonag.com.
Finances, the economy, and investing have piqued my interest since my very first Econ 101 class. The more I learned, the more I found an interest. Simultaneously, I found out how many people do not enjoy talking about these things or are overwhelmed by the number of questions they have. My desire to help those around me understand their financial picture and alleviate financial stress motivates my work as a financial advisor. I can think of no better job than helping educate others on how to use their hard-earned money to help them reach their life goals. I recently passed my CERTIFIED FINANCIAL PLANNING® exam which is an important step as I pursue becoming a CERTIFIED FINANCIAL PLANNING® (CFP®) Professional. This certification is the standard of ethics, excellence, experience, knowledge, and competence in the financial planning field. Don’t just take my word for it though- look it up to know what being a CFP® Professional means. I look forward to working with you to reach your goals!
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. Investment advisory services offered through Alternative Investment Advisors, LLC. (AIA), an SEC Registered Investment Advisor. AIA and its advisors do not render tax, legal or accounting advice. Fixed insurance products and services are offered through Swenson Wealth Management. Swenson Wealth Management is not a registered investment advisor and is not a subsidiary or affiliate of Alternative Investment Advisors, LLC. Swenson Wealth Management and their individually licensed and appointed insurance agents, and AIA are not affiliated with or endorsed by the Social Security Administration or any government agency.
MORE ABOUT KATHRYN SWANSON
By: Lauren Johnson
In a world where kindness can sometimes feel rare, one 18-year-old high school student is on a mission to change that, one cookie at a time. Jadyn Kay’s journey of compassion and giving has blossomed into a heartfelt crusade that has made a significant impact on the lives of many veterans and assisted living residents in Brandon and Sioux Falls.
Jadyn’s inspiration to help others started at home from a very young age. “I was raised in a household where we wanted to help others. Spreading love to others is what we do,” Jadyn explains. “When I was about six years old, I started baking cookies for people as a way to say thank you. I gave them to firefighters, police officers, first responders, local businesses, my eye doctor, and basically anyone I wanted to thank for what they do for people. That’s how it began.”
When Jadyn’s Grandpa Terry was placed in Helping Hands Assisted Living in Brandon, she noticed something unsettling. “A lot of the folks there weren’t as fortunate to have someone visit them,” Jadyn adds. “They were lonely, and a lot of them needed things they were not getting, like socks, puzzles, personal care items, and things like that. I decided I would take my baking skills and help them get the things they needed.”
She launched Jadyn Kay’s Spritz Cookies to raise funds for a small group of people at Helping Hands. “I’d then buy things like socks, slippers, oranges, candles, towels, or other things they’d ask for. Over time, business has grown more and more. I baked for 250 residents this past year,” Jadyn notes. Her personal touch, such as hand-delivering cookies and spending time with the residents, highlights her genuine care and compassion for others.
Jadyn Kay pictured with Valentine's Day treats to distribute
Jadyn Kay with a fresh batch of cookies ready to give away
Jadyn Kay gathering Easter-themed goodies for Veterans and assisted living residents
“I also send gifts to veterans who are not in facilities but who can still feel appreciated from that little gift of thanks.”
Jadyn's volunteerism and spirit of giving have not gone unnoticed. Community members have rallied behind her with donations and regular cookie purchases. As her mission grew, so did the recognition.
“I absolutely love my community,” Jadyn shares. “Different people nominate me for things that I don’t even know about. The Home Baking Association reached out to me for an interview, and then they sent $200 to go toward my project.”
The Minnehaha Sertoma Club invited Jadyn to share her story of ‘Serving Those Who Have Served Us.’ And then they gave her the surprise of a lifetime. “Someone from somewhere had nominated me anonymously for the Sertoma Service to Mankind Award! That was one of the biggest surprises and honors in my life,” Jadyn recalls. “I went just to tell my story, and they presented me with the award. They had a beautiful speech for me, and it just encapsulated everything. I’ll remember that day forever.”
Jadyn gives much of the credit for her cookie success to her community. “Brandon is so wonderful,” she says. “I could not have done it without all my supporters. I love to do this. It’s so beautiful to see people come together and help one another, and I think we need a lot more of that today.”
Jadyn’s mom, Kerry Knudson, is understandably proud of her daughter. “She makes me cry. She’s won a ton of awards and has been on the national news!” Kerry exclaims.
Holidays are an especially busy time for Jadyn and her mom. “People come to our house from all over the community to pick up their cookie orders,” Jadyn adds. “During the full months of November and December, we have holiday cookies that people can buy if they don’t feel like baking. Occasionally, we’ve had someone buy cookies for a service member that we ship directly to them, including one soldier in Afghanistan,” Jadyn explains. Year-round donations are also welcome to help spread the love to veterans and others in assisted living facilities.
If you’d like to purchase some of her sweet treats or donate to Jadyn’s cause, you can place your order by contacting her mom, Kerry, at 605-691-1195 or by messaging the Jadyn Kay’s Spritz Cookies Facebook page.
Jadyn Kay pictured with her famous holiday Sprtiz cookies
Jadyn Kay pictured with her famous Valentine's Day Sprtiz cookies
Committed To You
In 1993, Bridget Hoefling started Tri-State Nursing with one goal in mind: to create a complete staffing solution for home health care, hospitals, long-term facilities, clinics and industrial sites. Present day, 32 years later, she has achieved her goal and is adding services to better the Sioux Empire medical community. Tri-State Nursing offers a unique outpatient clinic that focuses on function and outcomes. They pride themselves in being able to help and treat clients from time of hire until they retire, specializing in workers’ compensation and the ability to save companies money.
With the growth of Tri-State Nursing, Bridget has teamed up with John Stollberg (OTD, OTR/L, CHT, CKTP, ASTYM Cert., CEAS, CPAM) and Cassandra DeBoer (PT, DPT, SASTM cert.), to bring Tri-State Nursing Occupational Health and Therapy Services to the Sioux Falls area.
“We’re hoping to be a resource for the Sioux Empire area for doctors, healthcare professionals, employers and patients who really need therapy services,” John says. At Tri-State Nursing, it’s their goal to keep employees and the community healthy.
Specializing in workers’ compensation, the organization provides services beyond the typical occupational and physical therapy. “We are providing post offer employment testing, functional capacity evaluations, work conditioning, drug screens, fit for duty testing, job analysis and ergonomic assessments,” John explains. “Those are our main heavy hitters.”
Tri-State Nursing Occupational Health & Therapy Services focuses on function. The more they know about your day-to-day activities and, in some cases your workplace, the better. The organization offers a series of services that really incorporates all. “From anyone who might be having some pain to being proactive from the rehab side, or employers who have somebody who has pain, we’re a new resource for the Sioux Empire area,” John shares. Patients can expect to receive comprehensive care and individualized treatment sessions. “We focus on the person and function,” says John. “We want to make sure you’re completely tended to and not looked at like a number.”
With their given mission and values, Tri-State Nursing Occupational Health and Therapy Services will truly be able to provide one-on-one patient care. And as a Certified Hand Therapist, John brings his own expertise to the practice. “We have specialties in our practice that make sure we are able to treat patients to the best quality, and really get what they need. That will set us apart. We have different specialties that we either have, or are willing to get, to make sure we’re fitting our clients’ needs,” he says.
Bridget, John and Cassandra and their team of professionals look forward to working with you, helping you focus to meet your goals, whether it is for your own well-being or that of your employees. Professionals with pride. Right here in Sioux Falls helping companies establish a healthy way of life with freedom of movement.
To learn more about how Tri-State Nursing Occupational Health and Therapy Services can help, call 605.271.9980.
The only locally owned, therapy outpatient clinic in Sioux Falls!
BRIDGETHOEFLING
President and CEO of Tri-State Nursing
Bridget has owned Tri-State Nursing for 32 years – and they are still growing. The company currently serves over 20 states now. “We have added the Occupational Health and
Therapy clinic to our services as we discovered there is a need in helping employers with their work comp and company needs,” says Bridget.
JOHNSTOLLBERG
OTD, OTR/L, CHT, ASTYM cert., CEAS, CKTP, CPAM
John is excited to bring the company’s unique services to the Sioux Falls community just as they have in Sioux City. “Sioux Falls is a city that keeps growing and is always bringing new opportunities to the marketplace. What makes us truly unique is how we are more than just a physical therapy and occupational therapy provider,” shares John. “We help employers with injury management and injury prevention in the workplace. We offer an extensive service line that covers
all of your Occupational Health and company needs.”
Tri-State Nursing Occupational Health and Therapy Services’ leadership team has specialized in work comp for many years and has been able to serve numerous employers, insurance companies, and MDs over time. “Our focus is to help companies find a program that is specific to their needs and to help them encourage a healthy workforce and by saving them money overall,” says John.
CASSANDRADEBOER
PT, DPT, SASTM cert.
Cassandra began her educational career at South Dakota State University, where she received her bachelor’s degree in Exercise Science with a Health Science minor. She then continued her education at Briar Cliff University where she received her doctorate in Physical Therapy.
Since graduation, Cassandra has worked in private outpatient physical therapy clinics where she has specialized in balance/vestibular rehab, pre/post-surgical rehab, manual techniques, and acute and chronic musculoskeletal injuries related to personal and work.
By: Rachel Gangle, Supervisory Social Worker
The Sioux Falls VA homeless programs are dedicated to ensuring that Veterans in our community have their essential needs met through a housing-first approach. This model prioritizes basic necessities such as food, shelter, and safety. Once these fundamental needs are satisfied, case managers collaborate with the Veterans to address other vital aspects of their well-being. Integrated services may include connections to both VA and community housing options, food security assistance, vocational support, and mental health services. Our team is deeply passionate about engaging with and serving these vulnerable individuals.
The VA homeless programs carry out regular outreach to locations where Veterans experiencing homelessness may be residing, including shelters, parks, and sites offering free meals. After connecting with Veterans at these locations, our outreach workers work alongside each individual to create a tailored plan that meets their specific needs. Often, these needs are supported through generous donations to the Sioux Falls VA Health Care System, which may include funds, toiletries, and other essential items for daily living.
Last month, the Sioux Falls VA hosted the VA2K event, which is part of a nationwide initiative aimed at promoting wellness while also addressing the needs of individuals
served in our homeless programs. That event included a walk to encourage wellness and balance among staff, Veterans, and community members, while also generating donations for our local homeless initiatives. Contributions may include personal hygiene products and cleaning supplies to help maintain new homes for those entering our programs. That was an excellent opportunity to raise awareness about the ongoing needs of those facing homelessness.
If you are a Veteran or know of a Veteran who is homeless or at immediate risk of homelessness, we strongly encourage you to contact the National Call Center for Homeless Veterans at at (877) 4AID-VET (877-424-3838) for assistance.
from StoneyBrook Suites Assisted Living
Exploring a Lifetime: Father’s Day Interview Questions
As Father’s Day approaches, it’s a perfect time to celebrate the wisdom, experiences, and stories of our fathers. Whether you’re planning a special gathering or simply want to connect on a deeper level, asking thoughtful questions can create meaningful moments and strengthen your bond. Here are some questions to inspire a heartfelt Father’s Day interview with your dad:
• What are your earliest memories of your own father?
• What are some traditions or values you’ve passed down to our family?
• What hobbies or activities have brought you the most joy over the years?
• What were the highlights and challenges in your career journey?
• What historical events have left a lasting impact on you?
• What do you think is the most rewarding part of being a father?
• What advice would you give to new fathers?
• How do you feel about the advancements in technology and society since your youth?
• What are some of your most memorable travels?
• What’s the most important lesson you’ve learned in life?
• When you look back on your life, what are you most proud of? How do you hope to be remembered by future generations?
These questions can serve as a starting point for a meaningful conversation that honors your father. Remember to listen attentively, cherish the stories shared, and celebrate the special bond between father and child on this Father’s Day and beyond.
“To care for those who once cared for us is one of the highest honors.” - T IA WA lkER
OUR MISSION
We are a full-service assisted living community “To foster the well-being of each resident by nurturing the mind, body, and spirit while maintaining each resident’s enjoyment of independence and dignity in a secure and supportive environment. We invite you to come to StoneyBrook Suites, where our joy is in serving you.”
AMENITIES
• Coffee Shop
• Salon
• Walk-in Whirlpool Spa
• Centrally located meals and activities
SERVICES
• Caring, trusted, 24-hour staff
• Personal housekeeping
• Theater
• Courtyards
• Spacious suites all on one level
• Three homestyle meals per day
• Professional medication administration and laundry
• On-site physical, restorative
• Scheduled daily social and and cognitive therapy exercise activities
• Wellness clinic
• Personal pendant system
• Assistance with activities of daily living
REFRESH, REFINE, AND RESTORE
Balance with Dermal Fillers
At Plastic Surgery Associates of South Dakota, we believe that enhancing your natural beauty isn’t about chasing trends — it’s about achieving harmony. One of the most effective, non-surgical ways to create a balanced, refreshed look is through facial balancing with dermal fillers.
WHAT IS FACIAL BALANCING?
Facial balancing is a customized, holistic approach to aesthetic treatments where dermal fillers are strategically placed to enhance symmetry, proportion, and overall facial harmony. Rather than focusing on a single feature, this technique evaluates how each area of your face works together to create your unique appearance.
By addressing subtle asymmetries or enhancing certain areas, facial balancing can help restore youthful contours, improve facial proportions, and deliver a natural, well-rested appearance without the need for surgery.
HOW DERMAL FILLERS HELP CREATE BALANCE
Dermal fillers, made of hyaluronic acid (a substance naturally found in the body), are used to add volume, contour, and structure to various areas of the face. During a facial balancing treatment, our expert injectors carefully assess your facial anatomy and aesthetic goals to determine where volume or definition is needed.
COMMON AREAS TREATED DURING FACIAL BALANCING INCLUDE:
Cheeks: Enhancing cheekbones can lift and support the midface.
Chin: A well-defined chin can improve facial proportions and jawline definition.
Jawline: Sharpening the jawline can add structure and reduce the appearance of jowls.
Lips: Restoring or subtly enhancing lip volume keeps features balanced and youthful.
Temples: Filling in hollow temples can soften the overall facial contour.
WHY CHOOSE FACIAL BALANCING?
Every face is different — and beauty is not one-size-fits-all. Facial balancing with dermal fillers is ideal for patients looking for:
A natural-looking enhancement
Subtle improvements rather than dramatic changes
A non-surgical option with minimal downtime
A comprehensive approach that considers the entire face, not just one feature
By treating multiple areas in harmony, the result is a refreshed, well-proportioned look that still feels authentically you.
WHAT TO EXPECT AT YOUR CONSULTATION
At Plastic Surgery Associates of South Dakota, our skilled aesthetic providers will begin with a detailed consultation to discuss your concerns, goals, and preferences. We’ll carefully analyze your facial structure and create a personalized treatment plan designed to enhance your natural features and achieve beautiful, balanced results.
Our team uses advanced injection techniques and premium dermal fillers to ensure your treatment is comfortable, safe, and tailored to you.
READY TO REFRESH YOUR LOOK?
If you’ve been considering dermal fillers but aren’t sure where to start, facial balancing could be the perfect option. Whether you’re looking for a subtle tweak or a comprehensive refresh, our experienced injectors are here to help you look and feel your best.
Schedule your consultation today at Plastic Surgery Associates of South Dakota and let us help you enhance your natural beauty with subtle, balanced results you’ll love.
