SORTING YOUR FINANCES IN 2021

Four tools for sorting your finances in 2021

Save more than time with automated money management tools to help you keep on top of your spending and investments. These won’t replace the advice of experts, but can act as helpful tools to level up your fi nances this year.

MONEY LOVER Easily track your incomings and outgoings with a free expense tracker mobile app like Money Lover. Categorise your spending into relevant groupings like bills, groceries and petrol, and set limits to get alerts if you come too close to your cap.

SORTED.ORG.NZ The government’s budgeting service is a slick and highly regarded o ering of unbiased money management tools and advice. The website o ers advice and guidance for everything from daily spending to mortgages, KiwiSaver, investing and retirement planning.

MONEY SIMPLE Another free expense tracker, Money Simple is web-based and pulls all your spending information from multiple banks and accounts into customisable categories – giving you oversight of all your expenditure.

SHARESIES New Zealand’s fastest growing investment platform makes investing easy and accessible for those less literate in the world of shares and stocks. Build and track your investment portfolio from the easyto-use and low-fee online platform.

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Client Testimonial: I have used Michael Devine as my Insurance Broker for many years and he has always given me sound advice in regards to every aspect of my insurance requirements. We have regular review meetings and if I ever need assistance he is always available to take my call. I cannot recommend Michael highly enough! Mary Turnbull - Harcourts gold Papanui No 4 International Sales Consultant Harcourts

Contact Michael: 0274 379 119 or 03 341 0000 michael@devineinsurance.co.nz www.devineinsurance.co.nz

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The boys are back in town

Photos by Jane Wyles Photography, for copies email janewylesphotos@gmail.com Check Metropol’s Facebook for more from this event. 4. 5. 6.

The Court Theatre opened their doors to eager theatre-goers last year to watch the premiere of the Jersey Boys. It was smiles and song all-round. The completely sold out show is running until January 30.

1. Ross, William & Gordan Grumbley 2. Mike MacKay, Oksana Nykytenko 3. Lady Barbara Stewart, Sir Robert Stewart, Lynn Weir 4. Ben Freeth, Mitch Thomas 5. Thomas Corry, Sharon Keane 6. Flore Charbonnier, Ryan Smith, Annah Johnstone

SATURDAY 20TH FEBRUARY 2021 THE BUTLERS - KIMONO DELANEY DAVIDSON - CANDACE MILNER DOLPHIN FRIENDLY - DEEP WATER CREEK VOLTS - PIECES OF MOLLY - MEDAL VIOLET FRENCH & THE HORRIBLE ORTON BRADLEY PARK CHARTERIS BAY

Buy with the world’s leading business brokers

Wardrobe Importer & Dist. $2,550,000 Auckland

· Well established and profitable business · Excellent reputation in the market-place · Quality product and consistent performer · Various dealerships around New Zealand

linkbusiness.co.nz/CS00613

David Pigou 022 305 6024 david.pigou@linkbusiness.co.nz

One Of The Best!

$195,000

Christchurch

· Award-winning business; great reputation · Experienced staff; well managed · Excellent processes and systems in place · Very successful – earning excellent profits

linkbusiness.co.nz/CS00602

Anika Gamba 022 560 3241 anika.gamba@linkbusiness.co.nz

Mexican, Non Franchise $615k+SAV Christchurch

· 2 stores, Pepes’ Mexican Grill · Highly profitable $220k to working owner · Trading exceptionally well, great locations · Ideal for family/partnership

linkbusiness.co.nz/CS00610

Sami Chesterton 021 0297 8810 sami.chesterton@linkbusiness.co.nz

Fab 1950’s Style Diner $150,000 Canterbury

· Fantastic 1950’s American style diner · Lifestyle & business opporuntiy in Oxford · Low rent only $570 per week inc. OPEX · High quality plant/fit out in excess of $200k

linkbusiness.co.nz/CS00616

Sami Chesterton 021 0297 8810 sami.chesterton@linkbusiness.co.nz

Online ‘Sustainability’ $55,000 Relocatable

· Rubbish Whisperer sustainability products · Database, suppliers, approx $30k stock · Strong brand, forward orders for products · Turnover $160,000 last financial year

linkbusiness.co.nz/CS00581

Sami Chesterton 021 029 78810 sami.chesterton@linkbusiness.co.nz

Outback Bathrooms $140,000 Various NZ Locations

· Outstanding franchise opportunity · Quality mobile bathrooms · Excellent proven concept · Be your own boss!

linkbusiness.co.nz/CS00589

David Pigou 022 305 6024 david.pigou@linkbusiness.co.nz

Pre-School Business $300,000 Christchurch

· Well established pre-school business ·

Located in Papanui · Room for expansion ·

Ability to increase hours and reach

linkbusiness.co.nz/CS00611

David Pigou 022 305 6024 david.pigou@linkbusiness.co.nz

The Colombo Rabbit Club $115,000 Christchurch

· Excellent investment. Flagship site · Profit to working owner approx. $110k · Delicious food; good growth opportunities · Great vendor assistance can be negotiated

linkbusiness.co.nz/CS00605

Anika Gamba 022 560 3241 anika.gamba@linkbusiness.co.nz

Renovation Business $175,000 Christchurch

· A market leader in the renovation business · Successful over many years · High profile premises with reasonable rent · Great opportunity in expanding market

linkbusiness.co.nz/CS00606

Brian Pankhurst 021 334 865 brian.pankhurst@linkbusiness.co.nz

Oktoberfest Eatery & Bar $300,000 Canterbury

· Prime site in Rossmerryn Lincoln · Capacity for over 100 patrons · As new building and fitout · Urgent sale – can rebrand if desired

linkbusiness.co.nz/CS00598

Brian Pankhurst 021 334 865 brian.pankhurst@linkbusiness.co.nz

Drain Laying & Siteworks $1,495,000 Christchurch/Canterbury

· Industry specialist with a strong reputation · Operating in residential and commercial · Very profitable and systemised business · Significant forward work

linkbusiness.co.nz/CS00618

Graeme Brenssell 029 200 9992 graeme.brenssell@linkbusiness.co.nz

Seminar: Selling your business for the best price

Christchurch, 9am - 12.30pm, 18th Feb.

Learn more at go.linkbusiness.co.nz/business-sale-seminar

indulge Fashion Report

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www.marionandcojewellery.com

2.

www.mvrtailoring.com

4.

www.matthews.co.nz

3.

www.thefi ttingroom.co.nz

5.

www.eccoshoes.co.nz

6.

www.ilovewink.co.nz

1. Marion & Co., whimiscal jewellery charms are a major trend for 2021, Stirling Silver Starfi sh Pendant, 2. MVR Tailoring, make a statement in a tailored jacket in the fabric of your choice, custom denim blazer, 3. The Fitting Room, the beach is calling, Freya Jungle Oasis High Apex Bikini, 4. Matthews Eyewear, romanticise in retro, Carolyn Abram-We Flirt 525, 5. ECCO Shoes, sleek and minimal is a summer footwear winner, ECCO Flowt LX 6. Wink Shoe Store, summer heels made prettier in pink, Miss Wilson Marisa.